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    <title>YOU + TFCU Podcast</title>
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    <description>YOU + TFCU Podcast explores the real-life moments where money, goals, and everyday decisions intersect. Featuring trusted voices from across Tinker Federal Credit Union, each episode offers clear insight, practical tools, and encouragement to help you make smarter financial choices with confidence.</description>
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    <pubDate>Wed, 29 Jul 2026 14:37:13 -0700</pubDate>
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      <title>YOU + TFCU Podcast</title>
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    <itunes:author>Tinker Federal Credit Union</itunes:author>
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    <itunes:summary>YOU + TFCU Podcast explores the real-life moments where money, goals, and everyday decisions intersect. Featuring trusted voices from across Tinker Federal Credit Union, each episode offers clear insight, practical tools, and encouragement to help you make smarter financial choices with confidence.</itunes:summary>
    <itunes:subtitle>YOU + TFCU Podcast explores the real-life moments where money, goals, and everyday decisions intersect.</itunes:subtitle>
    <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
    <itunes:owner>
      <itunes:name>Cameron Sutherland</itunes:name>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>Kids to Work Day: Career, Family and TFCU Culture </title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Kids to Work Day: Career, Family and TFCU Culture </itunes:title>
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      <description>
        <![CDATA[<p>Andrew and Terah sit down with two TFCU families for a Kids to Work Day conversation about family connection, workplace exposure and future goals. The episode begins with John Micue and his daughter, Abigail, then continues with Teppi Hannon and her son, Johnathon, whose returning perspective adds a more career-focused view of the event. </p><p>The conversation highlights what young people notice when they see a parent at work, how Kids to Work Day helps connect families to TFCU culture and how early exposure to a workplace can shape conversations about careers, learning, resilience and financial wellness. </p>]]>
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        <![CDATA[<p>Andrew and Terah sit down with two TFCU families for a Kids to Work Day conversation about family connection, workplace exposure and future goals. The episode begins with John Micue and his daughter, Abigail, then continues with Teppi Hannon and her son, Johnathon, whose returning perspective adds a more career-focused view of the event. </p><p>The conversation highlights what young people notice when they see a parent at work, how Kids to Work Day helps connect families to TFCU culture and how early exposure to a workplace can shape conversations about careers, learning, resilience and financial wellness. </p>]]>
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      <pubDate>Wed, 29 Jul 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:duration>1672</itunes:duration>
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        <![CDATA[<p>Andrew and Terah sit down with two TFCU families for a Kids to Work Day conversation about family connection, workplace exposure and future goals. The episode begins with John Micue and his daughter, Abigail, then continues with Teppi Hannon and her son, Johnathon, whose returning perspective adds a more career-focused view of the event. </p><p>The conversation highlights what young people notice when they see a parent at work, how Kids to Work Day helps connect families to TFCU culture and how early exposure to a workplace can shape conversations about careers, learning, resilience and financial wellness. </p>]]>
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      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>TFCU Contact Center: When to Call and When to Self‑Serve</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>TFCU Contact Center: When to Call and When to Self‑Serve</itunes:title>
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        <![CDATA[<p>Megan Terry, AVP and Member Support manager, breaks down how the contact center supports members through calls, online chat and email. The team handles tens of thousands of monthly interactions and can assist with everything from balances to fraud concerns. She outlines when self‑service through online and mobile banking is the most efficient option and when it is better to contact an agent directly. The episode also covers payment options, associated fees and how members can avoid common scams by verifying information before taking action. Listeners will leave with a clear understanding of how to manage everyday banking, protect their accounts and choose the right support channel when they need help.</p>]]>
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        <![CDATA[<p>Megan Terry, AVP and Member Support manager, breaks down how the contact center supports members through calls, online chat and email. The team handles tens of thousands of monthly interactions and can assist with everything from balances to fraud concerns. She outlines when self‑service through online and mobile banking is the most efficient option and when it is better to contact an agent directly. The episode also covers payment options, associated fees and how members can avoid common scams by verifying information before taking action. Listeners will leave with a clear understanding of how to manage everyday banking, protect their accounts and choose the right support channel when they need help.</p>]]>
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      <pubDate>Wed, 15 Jul 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1338</itunes:duration>
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        <![CDATA[<p>Megan Terry, AVP and Member Support manager, breaks down how the contact center supports members through calls, online chat and email. The team handles tens of thousands of monthly interactions and can assist with everything from balances to fraud concerns. She outlines when self‑service through online and mobile banking is the most efficient option and when it is better to contact an agent directly. The episode also covers payment options, associated fees and how members can avoid common scams by verifying information before taking action. Listeners will leave with a clear understanding of how to manage everyday banking, protect their accounts and choose the right support channel when they need help.</p>]]>
      </itunes:summary>
      <itunes:keywords>TFCU contact center online banking mobile banking self service fraud prevention loan payments member support</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
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      <title>Treasury Services Simplified: Helping Businesses Move Money Smarter</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Treasury Services Simplified: Helping Businesses Move Money Smarter</itunes:title>
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        <![CDATA[<p>Terah and Amanda sit down with Allison Griffith, AVP Manager, Treasury Services at Tinker Federal Credit Union, to break down how business members can manage money more efficiently. The conversation covers treasury services tools such as ACH, remote deposit, payroll support, and fraud prevention, along with real-world applications for businesses of all sizes. The episode emphasizes improving cash flow, saving time, and using TFCU’s technology to simplify day-to-day operations.</p>]]>
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        <![CDATA[<p>Terah and Amanda sit down with Allison Griffith, AVP Manager, Treasury Services at Tinker Federal Credit Union, to break down how business members can manage money more efficiently. The conversation covers treasury services tools such as ACH, remote deposit, payroll support, and fraud prevention, along with real-world applications for businesses of all sizes. The episode emphasizes improving cash flow, saving time, and using TFCU’s technology to simplify day-to-day operations.</p>]]>
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      <pubDate>Wed, 01 Jul 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:duration>1242</itunes:duration>
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        <![CDATA[<p>Terah and Amanda sit down with Allison Griffith, AVP Manager, Treasury Services at Tinker Federal Credit Union, to break down how business members can manage money more efficiently. The conversation covers treasury services tools such as ACH, remote deposit, payroll support, and fraud prevention, along with real-world applications for businesses of all sizes. The episode emphasizes improving cash flow, saving time, and using TFCU’s technology to simplify day-to-day operations.</p>]]>
      </itunes:summary>
      <itunes:keywords>TFCU Tinker Federal Credit Union treasury services business banking cash flow management ACH payments remote deposit fraud prevention positive pay small business</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
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      <title>Car Buying This Summer: What to Know Before You Buy</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>Car Buying This Summer: What to Know Before You Buy</itunes:title>
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        <![CDATA[<p>Israel and Amanda sit down with Krista Basinger, SVP of Consumer Lending at Tinker Federal Credit Union, to walk through what members should know before buying a vehicle. The conversation covers affordability, pre-approval, hidden ownership costs, and how TFCU supports members through flexible financing options. The episode also highlights tools such as the car buying center, dealership partnerships, and current promotions that can help members save.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Israel and Amanda sit down with Krista Basinger, SVP of Consumer Lending at Tinker Federal Credit Union, to walk through what members should know before buying a vehicle. The conversation covers affordability, pre-approval, hidden ownership costs, and how TFCU supports members through flexible financing options. The episode also highlights tools such as the car buying center, dealership partnerships, and current promotions that can help members save.</p>]]>
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      <pubDate>Wed, 17 Jun 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1110</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Israel and Amanda sit down with Krista Basinger, SVP of Consumer Lending at Tinker Federal Credit Union, to walk through what members should know before buying a vehicle. The conversation covers affordability, pre-approval, hidden ownership costs, and how TFCU supports members through flexible financing options. The episode also highlights tools such as the car buying center, dealership partnerships, and current promotions that can help members save.</p>]]>
      </itunes:summary>
      <itunes:keywords>TFCU Tinker Federal Credit Union auto loans car buying pre-approval consumer lending vehicle financing financial education budgeting first-time buyers</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
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      <title>Planning a Smart Summer Staycation</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Planning a Smart Summer Staycation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>Israel and Andrew sit down with Jessica Teszlewicz, a Senior Financial Educator at Tinker Federal Credit Union, to talk through practical ways to plan summer staycations without overspending. The conversation covers budgeting strategies, free and low-cost activity ideas, and how to balance fun with long-term financial goals. The episode also highlights TFCU’s financial coaching resources to help members plan, save and enjoy meaningful experiences.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Israel and Andrew sit down with Jessica Teszlewicz, a Senior Financial Educator at Tinker Federal Credit Union, to talk through practical ways to plan summer staycations without overspending. The conversation covers budgeting strategies, free and low-cost activity ideas, and how to balance fun with long-term financial goals. The episode also highlights TFCU’s financial coaching resources to help members plan, save and enjoy meaningful experiences.</p>]]>
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      <pubDate>Wed, 03 Jun 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1264</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Israel and Andrew sit down with Jessica Teszlewicz, a Senior Financial Educator at Tinker Federal Credit Union, to talk through practical ways to plan summer staycations without overspending. The conversation covers budgeting strategies, free and low-cost activity ideas, and how to balance fun with long-term financial goals. The episode also highlights TFCU’s financial coaching resources to help members plan, save and enjoy meaningful experiences.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
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    <item>
      <title>Tribal Loans with TFCU: Expanding Homeownership Opportunities for Oklahoma Tribal Members</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Tribal Loans with TFCU: Expanding Homeownership Opportunities for Oklahoma Tribal Members</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>Israel and Amanda sit down with May Landon, SVP of Real Estate Lending at Tinker Federal Credit Union, to discuss Tribal Home Loans and how the program supports Native American communities across Oklahoma. The conversation covers eligibility, benefits and misconceptions, while outlining the application process and how TFCU helps members navigate homeownership with confidence. The episode reinforces TFCU’s commitment to financial inclusion, education and long-term community impact. Equal Housing Lender. NMLS: 490973.</p>]]>
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        <![CDATA[<p>Israel and Amanda sit down with May Landon, SVP of Real Estate Lending at Tinker Federal Credit Union, to discuss Tribal Home Loans and how the program supports Native American communities across Oklahoma. The conversation covers eligibility, benefits and misconceptions, while outlining the application process and how TFCU helps members navigate homeownership with confidence. The episode reinforces TFCU’s commitment to financial inclusion, education and long-term community impact. Equal Housing Lender. NMLS: 490973.</p>]]>
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      <pubDate>Wed, 20 May 2026 06:14:25 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
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      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1585</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Israel and Amanda sit down with May Landon, SVP of Real Estate Lending at Tinker Federal Credit Union, to discuss Tribal Home Loans and how the program supports Native American communities across Oklahoma. The conversation covers eligibility, benefits and misconceptions, while outlining the application process and how TFCU helps members navigate homeownership with confidence. The episode reinforces TFCU’s commitment to financial inclusion, education and long-term community impact. Equal Housing Lender. NMLS: 490973.</p>]]>
      </itunes:summary>
      <itunes:keywords>TFCU   Tinker Federal Credit Union   Tribal Home Loan   Native American lending   Oklahoma tribal communities   homeownership   real estate lending   financial inclusion   first-time homebuyer   mortgage process   community impact   generational wealth   Oklahoma City</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
    </item>
    <item>
      <title>TFCU Foundation: Serving Those Who Served</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>TFCU Foundation: Serving Those Who Served</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fc6a244e-c75f-4d0a-aba8-5b084f659323</guid>
      <link>https://share.transistor.fm/s/74146d03</link>
      <description>
        <![CDATA[<p>Meet Kate Bacon, Managing Director of the TFCU Foundation, and learn how a group of big-hearted employees helped launch a 501(c)(3) nonprofit in 2016 that today has a focused mission: improving the quality of life for veterans and first responders through home modifications and mental health, housing, employment and suicide prevention resources. Amanda and Terah dig into how the Foundation is funded, who it serves, what the application process looks like and how you can get involved whether you have a hammer, a few spare dollars or just a spare chair.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Meet Kate Bacon, Managing Director of the TFCU Foundation, and learn how a group of big-hearted employees helped launch a 501(c)(3) nonprofit in 2016 that today has a focused mission: improving the quality of life for veterans and first responders through home modifications and mental health, housing, employment and suicide prevention resources. Amanda and Terah dig into how the Foundation is funded, who it serves, what the application process looks like and how you can get involved whether you have a hammer, a few spare dollars or just a spare chair.</p>]]>
      </content:encoded>
      <pubDate>Wed, 22 Apr 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/74146d03/8a648295.mp3" length="27139547" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1695</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Meet Kate Bacon, Managing Director of the TFCU Foundation, and learn how a group of big-hearted employees helped launch a 501(c)(3) nonprofit in 2016 that today has a focused mission: improving the quality of life for veterans and first responders through home modifications and mental health, housing, employment and suicide prevention resources. Amanda and Terah dig into how the Foundation is funded, who it serves, what the application process looks like and how you can get involved whether you have a hammer, a few spare dollars or just a spare chair.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/terah-page" img="https://img.transistorcdn.com/Z_js24Cik5M-XBHO3bOh3l-8DWgec-g1T2Pd21sfp-k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yZGUx/ZjY3ZDMwOTEzYTNj/M2E4M2VhYTkwMzA1/MWMzNy5qcGc.jpg">Terah Page</podcast:person>
    </item>
    <item>
      <title>What It Means to Partner with TFCU | Brent Coffman</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>What It Means to Partner with TFCU | Brent Coffman</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1b437dfc-578b-43af-8eea-21c84f6e5da9</guid>
      <link>https://share.transistor.fm/s/8f004bf7</link>
      <description>
        <![CDATA[<p>Terah and Israel sit down with Brent Coffman, AVP Business Development Manager at TFCU, for a candid look at what it really means to be a TFCU business partner. Brent breaks down how the partner program works, why relationship is at the core of everything the business development team does, and what makes their approach different from a standard sponsorship or transactional arrangement. From tribal nations to school districts to small businesses, this episode makes the case that the TFCU partner program is built for anyone who wants to help their people thrive financially.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Terah and Israel sit down with Brent Coffman, AVP Business Development Manager at TFCU, for a candid look at what it really means to be a TFCU business partner. Brent breaks down how the partner program works, why relationship is at the core of everything the business development team does, and what makes their approach different from a standard sponsorship or transactional arrangement. From tribal nations to school districts to small businesses, this episode makes the case that the TFCU partner program is built for anyone who wants to help their people thrive financially.</p>]]>
      </content:encoded>
      <pubDate>Wed, 08 Apr 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/8f004bf7/6c7a177d.mp3" length="28431659" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1775</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Terah and Israel sit down with Brent Coffman, AVP Business Development Manager at TFCU, for a candid look at what it really means to be a TFCU business partner. Brent breaks down how the partner program works, why relationship is at the core of everything the business development team does, and what makes their approach different from a standard sponsorship or transactional arrangement. From tribal nations to school districts to small businesses, this episode makes the case that the TFCU partner program is built for anyone who wants to help their people thrive financially.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/terah-page" img="https://img.transistorcdn.com/Z_js24Cik5M-XBHO3bOh3l-8DWgec-g1T2Pd21sfp-k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yZGUx/ZjY3ZDMwOTEzYTNj/M2E4M2VhYTkwMzA1/MWMzNy5qcGc.jpg">Terah Page</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:person role="Guest" href="https://youplustfcu.transistor.fm/people/brent-coffman">Brent Coffman </podcast:person>
      <podcast:chapters url="https://share.transistor.fm/s/8f004bf7/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>From Teller to COO: Joseph Arthur on 80 years of TFCU, Member Trust, and What's Next</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>From Teller to COO: Joseph Arthur on 80 years of TFCU, Member Trust, and What's Next</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">623a03ba-2308-4e8f-966e-37d334e33c77</guid>
      <link>https://share.transistor.fm/s/6ae0e1d8</link>
      <description>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, hosts Amanda and Andrew sit down with COO Joseph Arthur for a candid conversation about what it means to help lead an 80-year institution. Joseph traces his journey from teller floater to COO over 24 years, shares what has kept TFCU’s mission consistent through decades of change and opens up about the moments that shaped him as a leader. From a turkey giveaway that showed the power of community connection to a first-time car buyer driving off in a yellow Silverado, Joseph brings the heart of member service to life. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, hosts Amanda and Andrew sit down with COO Joseph Arthur for a candid conversation about what it means to help lead an 80-year institution. Joseph traces his journey from teller floater to COO over 24 years, shares what has kept TFCU’s mission consistent through decades of change and opens up about the moments that shaped him as a leader. From a turkey giveaway that showed the power of community connection to a first-time car buyer driving off in a yellow Silverado, Joseph brings the heart of member service to life. </p>]]>
      </content:encoded>
      <pubDate>Wed, 25 Mar 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/6ae0e1d8/70a21771.mp3" length="25011964" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1562</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, hosts Amanda and Andrew sit down with COO Joseph Arthur for a candid conversation about what it means to help lead an 80-year institution. Joseph traces his journey from teller floater to COO over 24 years, shares what has kept TFCU’s mission consistent through decades of change and opens up about the moments that shaped him as a leader. From a turkey giveaway that showed the power of community connection to a first-time car buyer driving off in a yellow Silverado, Joseph brings the heart of member service to life. </p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:chapters url="https://share.transistor.fm/s/6ae0e1d8/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>80 Years of Serving You: Legacy, Community and the Heart of TFCU</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>80 Years of Serving You: Legacy, Community and the Heart of TFCU</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">db43335b-5820-498c-aa2e-4aa7940df303</guid>
      <link>https://share.transistor.fm/s/d6931915</link>
      <description>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, our four hosts — Israel Estrada, Amanda Nichols, Terah Page, and Andrew Akard— sit down to reflect on what it means to be part of an 80-year legacy. From call centers and commercial real estate to professional development and community service, each host shares a unique journey to TFCU and what keeps them rooted here. They swap go-to stories of member service, discuss how TFCU’s culture of servant leadership shapes their lives outside of work, and look ahead to what the next 80 years could hold. A heartfelt, candid celebration of the people and values that have made TFCU a trusted institution since 1946.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, our four hosts — Israel Estrada, Amanda Nichols, Terah Page, and Andrew Akard— sit down to reflect on what it means to be part of an 80-year legacy. From call centers and commercial real estate to professional development and community service, each host shares a unique journey to TFCU and what keeps them rooted here. They swap go-to stories of member service, discuss how TFCU’s culture of servant leadership shapes their lives outside of work, and look ahead to what the next 80 years could hold. A heartfelt, candid celebration of the people and values that have made TFCU a trusted institution since 1946.</p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Mar 2026 04:00:00 -0700</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/d6931915/ed0c8f11.mp3" length="30964322" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1934</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In celebration of TFCU’s 80th anniversary, our four hosts — Israel Estrada, Amanda Nichols, Terah Page, and Andrew Akard— sit down to reflect on what it means to be part of an 80-year legacy. From call centers and commercial real estate to professional development and community service, each host shares a unique journey to TFCU and what keeps them rooted here. They swap go-to stories of member service, discuss how TFCU’s culture of servant leadership shapes their lives outside of work, and look ahead to what the next 80 years could hold. A heartfelt, candid celebration of the people and values that have made TFCU a trusted institution since 1946.</p>]]>
      </itunes:summary>
      <itunes:keywords>TFCU, Tinker Federal Credit Union, 80th anniversary, credit union history, servant leadership, member service, financial literacy, community banking, Oklahoma credit union, employee culture, professional development, nonprofit, community service, credit union legacy, veterans foundation, Oklahoma City, member appreciation, workplace culture</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/terah-page" img="https://img.transistorcdn.com/Z_js24Cik5M-XBHO3bOh3l-8DWgec-g1T2Pd21sfp-k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yZGUx/ZjY3ZDMwOTEzYTNj/M2E4M2VhYTkwMzA1/MWMzNy5qcGc.jpg">Terah Page</podcast:person>
      <podcast:chapters url="https://share.transistor.fm/s/d6931915/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Banking on the Go: How TFCU's ITMs Bring the Branch to You</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Banking on the Go: How TFCU's ITMs Bring the Branch to You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">326cd798-f437-4d5b-b0bf-01c5c631a1d2</guid>
      <link>https://share.transistor.fm/s/9883bbc0</link>
      <description>
        <![CDATA[<p>Discover how TFCU's Interactive Teller Machines (ITMs) are changing the way members bank. ITM Services Supervisor Wednesday Humphrey joins hosts Israel Estrada and Amanda Nichols to explain what ITMs are, how they differ from standard ATMs, and what members can do — from withdrawals and deposits to loan transfers and check cashing — all with a real teller on screen. Wednesday shares the origin story of TFCU's ITM program, how the team has grown from 3 to 13, and why efficiency and a personal touch can coexist. Whether you've never used an ITM or you're already a regular, this episode breaks it all down.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Discover how TFCU's Interactive Teller Machines (ITMs) are changing the way members bank. ITM Services Supervisor Wednesday Humphrey joins hosts Israel Estrada and Amanda Nichols to explain what ITMs are, how they differ from standard ATMs, and what members can do — from withdrawals and deposits to loan transfers and check cashing — all with a real teller on screen. Wednesday shares the origin story of TFCU's ITM program, how the team has grown from 3 to 13, and why efficiency and a personal touch can coexist. Whether you've never used an ITM or you're already a regular, this episode breaks it all down.</p>]]>
      </content:encoded>
      <pubDate>Wed, 25 Feb 2026 04:00:00 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/9883bbc0/06063314.mp3" length="24681715" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1541</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Discover how TFCU's Interactive Teller Machines (ITMs) are changing the way members bank. ITM Services Supervisor Wednesday Humphrey joins hosts Israel Estrada and Amanda Nichols to explain what ITMs are, how they differ from standard ATMs, and what members can do — from withdrawals and deposits to loan transfers and check cashing — all with a real teller on screen. Wednesday shares the origin story of TFCU's ITM program, how the team has grown from 3 to 13, and why efficiency and a personal touch can coexist. Whether you've never used an ITM or you're already a regular, this episode breaks it all down.</p>]]>
      </itunes:summary>
      <itunes:keywords>ITM, interactive teller machine, TFCU, ATM, drive through banking, virtual teller, credit union, banking convenience, member services, financial access, financial inclusion, Oklahoma banking, TFCU technology, teller machine, remote teller, ITM services, digital banking</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:chapters url="https://share.transistor.fm/s/9883bbc0/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>How TFCU Supports the Community</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>How TFCU Supports the Community</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">af04d781-9ed4-4918-9722-1e1b7076e4eb</guid>
      <link>https://share.transistor.fm/s/062087ff</link>
      <description>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, hosts Israel and Terah sit down with Sarah Stephens, Community Engagement Manager at Tinker Federal Credit Union. Sarah shares how TFCU shows up across Oklahoma and beyond through community events, partnerships, and volunteer efforts. From shred days and member appreciation events to financial education and small acts of kindness, this conversation highlights how TFCU lives out its commitment to people helping people and why community involvement is at the heart of the credit union difference. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, hosts Israel and Terah sit down with Sarah Stephens, Community Engagement Manager at Tinker Federal Credit Union. Sarah shares how TFCU shows up across Oklahoma and beyond through community events, partnerships, and volunteer efforts. From shred days and member appreciation events to financial education and small acts of kindness, this conversation highlights how TFCU lives out its commitment to people helping people and why community involvement is at the heart of the credit union difference. </p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Feb 2026 04:00:00 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/062087ff/dcbba36a.mp3" length="26673120" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1665</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, hosts Israel and Terah sit down with Sarah Stephens, Community Engagement Manager at Tinker Federal Credit Union. Sarah shares how TFCU shows up across Oklahoma and beyond through community events, partnerships, and volunteer efforts. From shred days and member appreciation events to financial education and small acts of kindness, this conversation highlights how TFCU lives out its commitment to people helping people and why community involvement is at the heart of the credit union difference. </p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/terah-page" img="https://img.transistorcdn.com/Z_js24Cik5M-XBHO3bOh3l-8DWgec-g1T2Pd21sfp-k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yZGUx/ZjY3ZDMwOTEzYTNj/M2E4M2VhYTkwMzA1/MWMzNy5qcGc.jpg">Terah Page</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:transcript url="https://share.transistor.fm/s/062087ff/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Becoming a Homeowner: Where Do I Start?</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Becoming a Homeowner: Where Do I Start?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d839abde-d7d0-4791-abc7-a7aa5e8323c5</guid>
      <link>https://share.transistor.fm/s/9215de0a</link>
      <description>
        <![CDATA[<p>Learn the basics of buying a home with Tinker Federal Credit Union Mortgage Originator Becca Harjo. We break down pre-approval, budgeting, hidden costs, loan options, and first-time buyer tips. Whether you're just starting or planning your next move, this episode helps make homebuying simpler and less overwhelming.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Learn the basics of buying a home with Tinker Federal Credit Union Mortgage Originator Becca Harjo. We break down pre-approval, budgeting, hidden costs, loan options, and first-time buyer tips. Whether you're just starting or planning your next move, this episode helps make homebuying simpler and less overwhelming.</p>]]>
      </content:encoded>
      <pubDate>Wed, 28 Jan 2026 04:56:20 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/9215de0a/3b407c55.mp3" length="24432423" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1525</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Learn the basics of buying a home with Tinker Federal Credit Union Mortgage Originator Becca Harjo. We break down pre-approval, budgeting, hidden costs, loan options, and first-time buyer tips. Whether you're just starting or planning your next move, this episode helps make homebuying simpler and less overwhelming.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:person role="Guest" href="https://youplustfcu.transistor.fm/people/becca-harjo" img="https://img.transistorcdn.com/mKRj-1VCpclyR0Kx_C8VUWTc7okd8mBscONh0gw8T2M/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS85ZDVh/OGUwZTg0NTdmMGY2/OWFlYmVmZGZhNmI1/YTk5Mi5wbmc.jpg">Becca Harjo</podcast:person>
    </item>
    <item>
      <title>Budgeting Made Simple: How to Take Control of Your Money</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Budgeting Made Simple: How to Take Control of Your Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/3a35cb9d</link>
      <description>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Amanda and Terah are joined by TFCU Financial Educator Kara Robinson to talk about one of the most important — and often misunderstood — personal finance tools: a budget.</p><p>Kara shares how budgeting isn’t about restriction, but about giving your money direction. From tracking income and expenses to finding a budgeting style that actually sticks, she walks through practical, real-life strategies anyone can use. The conversation covers common challenges like impulse spending, dining out, and staying consistent, along with creative tips like envelope budgeting, “take a lap” shopping pauses, and tying your budget to meaningful goals.</p><p>Whether you’re brand new to budgeting or trying to get back on track, this episode offers encouraging, judgment-free guidance to help you feel more confident and in control of your finances.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Amanda and Terah are joined by TFCU Financial Educator Kara Robinson to talk about one of the most important — and often misunderstood — personal finance tools: a budget.</p><p>Kara shares how budgeting isn’t about restriction, but about giving your money direction. From tracking income and expenses to finding a budgeting style that actually sticks, she walks through practical, real-life strategies anyone can use. The conversation covers common challenges like impulse spending, dining out, and staying consistent, along with creative tips like envelope budgeting, “take a lap” shopping pauses, and tying your budget to meaningful goals.</p><p>Whether you’re brand new to budgeting or trying to get back on track, this episode offers encouraging, judgment-free guidance to help you feel more confident and in control of your finances.</p>]]>
      </content:encoded>
      <pubDate>Wed, 28 Jan 2026 04:56:09 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/3a35cb9d/05817e98.mp3" length="27376540" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1709</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Amanda and Terah are joined by TFCU Financial Educator Kara Robinson to talk about one of the most important — and often misunderstood — personal finance tools: a budget.</p><p>Kara shares how budgeting isn’t about restriction, but about giving your money direction. From tracking income and expenses to finding a budgeting style that actually sticks, she walks through practical, real-life strategies anyone can use. The conversation covers common challenges like impulse spending, dining out, and staying consistent, along with creative tips like envelope budgeting, “take a lap” shopping pauses, and tying your budget to meaningful goals.</p><p>Whether you’re brand new to budgeting or trying to get back on track, this episode offers encouraging, judgment-free guidance to help you feel more confident and in control of your finances.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Guest" href="https://youplustfcu.transistor.fm/people/kara-robinson" img="https://img.transistorcdn.com/DdW7V7i1jkjsXbLeE2-2_0QELs1SuHjNOVJdzPnDpbM/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNzc2/MDAxMmRhY2U5ODEz/YWIyYjU0YmI5NDBk/ZjVjZS5wbmc.jpg">Kara Robinson</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/terah-page" img="https://img.transistorcdn.com/Z_js24Cik5M-XBHO3bOh3l-8DWgec-g1T2Pd21sfp-k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yZGUx/ZjY3ZDMwOTEzYTNj/M2E4M2VhYTkwMzA1/MWMzNy5qcGc.jpg">Terah Page</podcast:person>
    </item>
    <item>
      <title>The Credit Union Difference: Financial Wellness, Community, and Member Ownership</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>The Credit Union Difference: Financial Wellness, Community, and Member Ownership</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/320b6e25</link>
      <description>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Andrew and Israel sit down with Nancy Ward, who has served Tinker Federal Credit Union for 30 years, to talk about what truly sets credit unions apart.</p><p>Nancy breaks down the structural difference between credit unions and banks, explains what it means to be a member-owned financial cooperative, and shares how TFCU returns value to members through better rates, fewer fees, and a strong commitment to financial wellness. The conversation highlights TFCU’s deep community involvement, including partnerships that create meaningful impact, and explores how the credit union balances personal service with advancing technology.</p><p>This episode is a behind-the-scenes look at the heart of TFCU’s mission: helping members achieve financial wellness while strengthening the communities we serve.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Andrew and Israel sit down with Nancy Ward, who has served Tinker Federal Credit Union for 30 years, to talk about what truly sets credit unions apart.</p><p>Nancy breaks down the structural difference between credit unions and banks, explains what it means to be a member-owned financial cooperative, and shares how TFCU returns value to members through better rates, fewer fees, and a strong commitment to financial wellness. The conversation highlights TFCU’s deep community involvement, including partnerships that create meaningful impact, and explores how the credit union balances personal service with advancing technology.</p><p>This episode is a behind-the-scenes look at the heart of TFCU’s mission: helping members achieve financial wellness while strengthening the communities we serve.</p>]]>
      </content:encoded>
      <pubDate>Wed, 28 Jan 2026 04:55:59 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/320b6e25/c8656c24.mp3" length="24842060" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1551</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of the YOU + TFCU Podcast, Andrew and Israel sit down with Nancy Ward, who has served Tinker Federal Credit Union for 30 years, to talk about what truly sets credit unions apart.</p><p>Nancy breaks down the structural difference between credit unions and banks, explains what it means to be a member-owned financial cooperative, and shares how TFCU returns value to members through better rates, fewer fees, and a strong commitment to financial wellness. The conversation highlights TFCU’s deep community involvement, including partnerships that create meaningful impact, and explores how the credit union balances personal service with advancing technology.</p><p>This episode is a behind-the-scenes look at the heart of TFCU’s mission: helping members achieve financial wellness while strengthening the communities we serve.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/israel-estrada" img="https://img.transistorcdn.com/b4B5TOSAr0dEo_CVrdHzhhOHNRG8bQCT7K-zFcnkrV0/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzYw/ZjRjN2EzM2YwMWU2/OWU1YWJkZmZhZTk3/YTQ1Yi5qcGc.jpg">Israel Estrada</podcast:person>
      <podcast:person role="Guest" href="https://youplustfcu.transistor.fm/people/nancy-ward" img="https://img.transistorcdn.com/klGxmJ5QMBSZYQSzNpBo8qjHE3Ztb26hPz1tjY8IrI8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMGFl/Yjk5NmM5YWRhMjVk/MjIxMDcwMzI4Zjhl/NWQyNS5wbmc.jpg">Nancy Ward</podcast:person>
    </item>
    <item>
      <title>How Tinker Federal Credit Union Began and Why Credit Unions Are Different</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>How Tinker Federal Credit Union Began and Why Credit Unions Are Different</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cf49c938-e9a0-4b0a-8cd3-3504eead1440</guid>
      <link>https://share.transistor.fm/s/ea0d5fde</link>
      <description>
        <![CDATA[<p>In the very first episode of the YOU + TFCU Podcast, Andrew and Amanda sit down with TFCU CEO Dave Willis to talk about the story behind Tinker Federal Credit Union and what makes credit unions different from banks.</p><p>This episode offers a behind-the-scenes look at TFCU’s history, mission, and the leadership philosophy that keeps members at the center of everything.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In the very first episode of the YOU + TFCU Podcast, Andrew and Amanda sit down with TFCU CEO Dave Willis to talk about the story behind Tinker Federal Credit Union and what makes credit unions different from banks.</p><p>This episode offers a behind-the-scenes look at TFCU’s history, mission, and the leadership philosophy that keeps members at the center of everything.</p>]]>
      </content:encoded>
      <pubDate>Wed, 28 Jan 2026 04:55:28 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/ea0d5fde/952d9bcb.mp3" length="26340437" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>1645</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In the very first episode of the YOU + TFCU Podcast, Andrew and Amanda sit down with TFCU CEO Dave Willis to talk about the story behind Tinker Federal Credit Union and what makes credit unions different from banks.</p><p>This episode offers a behind-the-scenes look at TFCU’s history, mission, and the leadership philosophy that keeps members at the center of everything.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/andrew-akard" img="https://img.transistorcdn.com/xZzouerBRgW8hlxZLu-uqeeMr7k64pR7Qi712UEcOOw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTMw/ZTU1YzA3MTRjMGJl/MmZjYzVlN2E3ZjMx/NzUwYy5qcGVn.jpg">Andrew Akard</podcast:person>
      <podcast:person role="Host" href="https://youplustfcu.transistor.fm/people/amanda-nichols" img="https://img.transistorcdn.com/9szmBM5UU2apMmDfv6UwyJXjNnWC_Q7VyZWC445DDuk/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82ODZk/ZWVjMzNiNjczOTYw/MmJlYmVmYzJhMGM0/MzdlZS5qcGc.jpg">Amanda Nichols</podcast:person>
      <podcast:person role="Guest" href="https://youplustfcu.transistor.fm/people/dave-willis" img="https://img.transistorcdn.com/zpgOsPoVdch7D-OHv5UwbpvSxug_S1w-rpV-safhnSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lOWM0/NjU5ZDQ4OTIxNWJk/ODMxNDUxYTExOWEx/YzUwNi5wbmc.jpg">Dave Willis</podcast:person>
    </item>
    <item>
      <title>YOU + TFCU Podcast Trailer</title>
      <itunes:title>YOU + TFCU Podcast Trailer</itunes:title>
      <itunes:episodeType>trailer</itunes:episodeType>
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      <link>https://share.transistor.fm/s/bdd71ce8</link>
      <description>
        <![CDATA[<p> A quick look at the YOU + TFCU Podcast, where real conversations help members navigate financial decisions with confidence and community. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> A quick look at the YOU + TFCU Podcast, where real conversations help members navigate financial decisions with confidence and community. </p>]]>
      </content:encoded>
      <pubDate>Thu, 22 Jan 2026 11:14:31 -0800</pubDate>
      <author>Tinker Federal Credit Union</author>
      <enclosure url="https://media.transistor.fm/bdd71ce8/33a4b98a.mp3" length="989446" type="audio/mpeg"/>
      <itunes:author>Tinker Federal Credit Union</itunes:author>
      <itunes:duration>62</itunes:duration>
      <itunes:summary>
        <![CDATA[<p> A quick look at the YOU + TFCU Podcast, where real conversations help members navigate financial decisions with confidence and community. </p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance, financial education, money management, financial wellness, credit union, everday finance, TFCU</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/bdd71ce8/transcript.txt" type="text/plain"/>
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