In this episode, neurosurgeon Dr. Lee Warren breaks down how neuroscience, trauma, and mental health intersect and why lasting change doesn’t come from rewriting your story, but from rewiring your brain.

We explore a powerful idea: you don’t need a different life, different parents, or different circumstances to heal. You need to learn how your brain actually works and how to operate it differently.

Dr. Warren shares practical insights from years in the operating room and his work helping people overcome depression, anxiety, and trauma. This includes a fresh perspective on antidepressants, emotional resilience, and what he calls “self-brain surgery”—a process of intentionally reshaping your thinking patterns.

If you’ve ever felt stuck in cycles of anxiety, depression, or reactive thinking, this conversation offers a grounded, science-backed path forward.

Key Topics:
• Neuroscience and mental health explained simply
• Trauma vs. coping: what really drives your struggles
• Rethinking antidepressants and brain chemistry
• How to rewire your brain through daily habits
• The connection between thoughts, behavior, and identity

If you’re ready to think differently and take control of your future, this is where it starts.

👉 Work with us: https://www.gimbalfinancial.com

In this episode, Keith and Doug talk through why this decade can feel like a “sweet spot.” You have more experience, more discernment, and often more financial stability, but at the same time, life is moving faster than ever. Your kids are growing up, your responsibilities are expanding, and your time and attention are being pulled in multiple directions.

One of the biggest ideas we unpack is simple but powerful: nothing gets better without attention.

That applies to your finances, your health, your relationships, and your family life. And in your 40s, when everything is in motion, it becomes critical to step back and ask: What actually needs my attention right now?

We also walk through what this decade often looks like in real life, especially for families. From youth sports to changing family dynamics, your role begins to shift. You’re no longer just leading your family, you’re often following where your kids’ interests and lives are taking you.

This conversation is about recognizing that reality, taking inventory, and being intentional with how you move forward. 

If you want help bringing clarity and structure to your 40s so you can enjoy it and stay on track financially, we’re here to help.

Work with us at https://www.gimbalfinancial.com.

In this episode, Keith and Caleb break down what actually matters in your 20s. And it’s probably not what you’ve been told. It’s not just about making more money, chasing status, or waiting until everything feels “perfect” before making big life decisions.

Instead, they explore a different framework: one built on purpose, intentional living, and the habits that quietly shape your future. From how you think about marriage and having kids, to how you spend your time and money, your twenties set the trajectory for everything that follows.

If you’re feeling pressure to keep up, delay decisions, or “figure it all out later,” this conversation will challenge that thinking and give you a more grounded, long-term perspective.

What you’ll learn:

• Why purpose matters more than income early on
• The real impact of marriage on your life and finances
• Why kids may be a blessing—not just an expense
• How contentment can outperform high income
• The hidden cost of wasting time in your 20s
• Simple financial habits that build long-term wealth

Work with us at https://www.gimbalfinancial.com.

In this episode, Keith and Doug break down the 60-year evolution of financial planning, from relationship-driven advice in the 1960s to today’s metrics-obsessed world of 401k balances, market headlines, and financial gurus. Along the way, they unpack how major events like market crashes, media influence, and cultural shifts have reshaped what people think financial advice should be.

But here’s the deeper question: Has modern financial planning drifted too far from what actually matters?

If you’ve ever wondered whether today’s financial advice truly aligns with your family’s long-term goals—not just your portfolio—this conversation will challenge your perspective.

What we break down:
• How financial planning worked in the 1960s vs today
• The impact of major market events on investor behavior
• Why media and fear cycles shape financial decisions
• The rise of financial gurus and simplified advice models
• What affluent families should prioritize instead

This episode is especially relevant for families with significant assets who want a more intentional, values-driven approach to wealth.

Work with us at https://www.gimbalfinancial.com.

In this episode, we break down the power of saying no and why your ability to filter decisions is directly tied to your financial outcomes, time freedom, and long-term fulfillment. If you’ve ever felt stretched thin, overcommitted, or stuck in an “average” lifestyle despite doing all the right things, this conversation will challenge how you make decisions.

You’ll learn:

• Why saying yes too often leads to average results
• How to say no without guilt or second-guessing
• When to say no to protect your time, energy, and wealth
• The mindset shift that separates high performers from everyone else

For families and professionals with significant assets, the stakes are higher. Every “yes” carries an opportunity cost—often unseen, but very real. Mastering this skill is less about discipline and more about clarity and intentionality.

Work with us at https://www.gimbalfinancial.com.

In this episode, Rick Underhill shares a deeply personal story about how unresolved resentment began to shape his thinking, his behavior, and the direction of his life. What started beneath the surface eventually led to consequences he couldn’t ignore and a realization that changed everything.

This conversation goes beyond surface-level advice. It unpacks what it actually looks like to confront that internal weight, take ownership, and choose forgiveness, not as a feeling, but as a disciplined decision that restores clarity and forward momentum.

For families focused on building not just wealth, but legacy, this is a critical distinction. Emotional patterns left unchecked can influence relationships, leadership, and long-term outcomes just as much as financial decisions.

Work with us at https://www.gimbalfinancial.com.

In this episode, Keith and Doug interview home care experts David Morgan and Tracy Seals about why staying at home may be a practical and deeply personal option for older adults, especially when dementia, memory changes, or growing daily support needs begin to affect family life. They explore how home care can help preserve dignity, familiarity, and quality of life while giving adult children a more flexible path forward.

This conversation is designed for families trying to make wise decisions for aging parents without rushing past options that may be a better fit emotionally, medically, and financially. If you are navigating dementia, evaluating care choices, or trying to support your parents with clarity and compassion, this episode will help you think through the next step.

Find solutions for your aging parents at https://seniorhomecompanions.com.

Work with Keith and Doug at https://www.gimbalfinancial.com.

In this episode of Up Your Average, we rewind the clock and compare what social life looked like in the 1960s versus today. Back then, boredom pushed people outside. Kids rode bikes until dark. Neighbors talked on front porches. Community happened naturally.

Today, we have more technology, bigger homes, and endless entertainment, but many people feel less connected than ever.

So what changed?

We explore how social media, digital communication, and modern lifestyles have reshaped the way we interact with each other. While technology has made it easier to stay “in touch,” it may also be replacing the kind of real, face-to-face connection that strengthens families, friendships, and communities.

If you're raising a family or thinking about the kind of life you want to build, this conversation may challenge the way you think about connection, community, and time spent outdoors. Because sometimes the most valuable things in life aren't found online. They happen eyeball to eyeball.

Work with us:
👉 https://www.gimbalfinancial.com

Coaching at the highest level of college football, Richt learned quickly that even the best leaders only win a little more than half the time. If the greatest coaches make the Hall of Fame at around a 65% win rate, how do leaders maintain confidence, identity, and perspective when things don’t go their way?

Mark shares common-sense leadership lessons about handling criticism, separating your identity from your job, and leading people with character and clarity. Whether you're leading a team, running a business, managing investments, or guiding your family, these insights apply far beyond football.

If you're looking for practical leadership wisdom from someone who has led at the highest level of college football, this conversation with Mark Richt delivers insights that stand the test of time.

Work with us:
👉 https://www.gimbalfinancial.com

In this episode, Caleb and Libbi take a deep dive into the Dale Carnegie Course with Steve Haines to learn why high performers continue investing in personal development decades after achieving financial success.

Self-confidence isn’t personality—it’s a skill. We explore how structured training improves communication clarity, reduces stress by up to 50%, strengthens leadership presence, and deepens relational awareness. For families managing careers, investments, and legacy planning, those soft skills often determine long-term outcomes more than raw intelligence or capital.

We also discuss:

• Why phone distraction is eroding real connection
• How better listening improves influence
• The relationship between confidence and stress reduction
• Why stepping outside your comfort zone accelerates growth
• The measurable impact of communication training

If you’ve built financial capital but want stronger relational capital, this conversation will challenge you to think differently about self-development.

Build both financial and personal confidence by connecting with our team at Gimbal Financial: 

👉 https://www.gimbalfinancial.com

Start the Dale Carnegie Course for yourself by connecting with Steve Haines:

👉 https://indy.dalecarnegie.com

Your portfolio matters. But so does the person managing it.

In this episode of the Up Your Average, Keith and Doug unpack one of the most overlooked transitions in financial life: shifting from saving mode to spending mode. If you’ve built over $500,000 in investable assets, the question is no longer “Can I grow this?” but “Can I enjoy this—without running out?”

We explore:

• The psychology of the spender vs saver
• Why flatlining your wealth at 65 may be perfectly rational
• The difference between accumulation and decumulation strategy
• How to eliminate guilt and anxiety around retirement spending
• What worry-free retirement planning actually requires

For many disciplined savers, the hardest part of retirement is giving yourself permission to spend. But you only get one retirement. The goal is not just financial security, but financial freedom.

If you want a retirement income strategy built for confidence, connect with our team at Gimbal Financial.

👉 Work with us: https://www.gimbalfinancial.com

Many high-earning families don’t struggle with income—they struggle with visibility and control. As spending grows alongside success, cash flow often becomes reactive instead of intentional. We discuss how AI can help identify spending patterns, surface inefficiencies, and support better decision-making without removing the human judgment required for long-term financial planning.

You’ll also learn why AI is not a replacement for wisdom, values, or a comprehensive financial strategy and how over-reliance on automation can actually accelerate lifestyle creep if left unchecked. The real power of AI lies in pairing it with a disciplined cash flow framework and experienced financial guidance.

If you  want to use technology to support your financial goals, this conversation will help you think more clearly about how AI fits into your wealth strategy.

👉 Want professional guidance applying this to your own finances?
Work with us at https://www.gimbalfinancial.com.

In this episode, Keith and Caleb break down a surprising way to give generously while improving your tax planning, especially for families with significant assets. When done correctly, generosity doesn’t just improve the world around you—it can reduce taxes, preserve family wealth, and help future generations thrive.

We walk through the four ways wealth is typically used over a lifetime: consumption, taxes, loss, and giving. While most people fixate on spending and investing, high-net-worth families often overlook how intentional giving can become one of the most efficient tools in their overall financial plan.

You’ll learn:

• Why taxes are often the biggest “silent consumer” of wealth
• How generosity can be structured to reduce tax drag
• A practical example of using tax-advantaged strategies to benefit family and future generations
• Why “giving later” is often less effective than giving intentionally today

This is not about charity for charity’s sake. It’s about aligning your values with smart tax planning so your wealth does more than sit on a balance sheet or get lost to Uncle Sam. If you’ve ever wondered whether you can be generous and financially disciplined, this conversation will change how you think about giving.

If you want help building generosity into your tax and financial plan, work with us at https://www.gimbalfinancial.com.

In this episode, Keith sits down with Caleb Tyner for an honest, behind-the-scenes conversation about the lessons that only come from being in the trenches—working with real families, navigating real markets, and learning what it actually takes to give meaningful financial advice.

From mastering financial advisor fundamentals to learning how to communicate clearly without industry jargon, this discussion explores what surprised Caleb most during year one on the job. We talk openly about confidence, decision-making, client relationships, market volatility, and why humility and lifelong learning matter far more than having all the answers.

If you’re someone thinking seriously about becoming an financial advisor, this episode offers valuable perspective on how advisors grow, how experience compounds over time, and why long-term thinking beats short-term tactics. You’ll also hear why relationship-based advising, emotional discipline, and clear communication are essential when helping families steward wealth across decades, not just market cycles.

If you’re looking for thoughtful, long-term financial guidance, work with us at https://www.gimbalfinancial.com.

But what if the job you hated was actually overpaying you?

In this episode, Keith and Doug take a candid look at the lessons learned from the worst jobs we’ve ever had—from fast food counters to hotel front desks—and why those experiences quietly shaped skills that paid dividends for decades. This is not a motivational speech. It’s a practical reframing of work, training, and long-term value that especially matters if you’ve ever thought, “I hate my job” or “This can’t be it.”

You’ll hear why:

• A paycheck is often the least valuable part of a job
• The worst roles frequently deliver the best training
• Early work experiences build empathy, discipline, and perspective
• Learning to think long-term matters more than short-term income

This conversation is especially relevant for families, professionals, and parents guiding young adults through early career decisions and for anyone building wealth with intention, not just income.

If you’re thinking beyond today’s job and toward a more intentional financial future, we’d love to help.

→ Work with us: https://www.gimbalfinancial.com

In this episode, Doug walks through a comprehensive guide to cash flow, breaking it down into practical, real-world terms for families navigating career transitions, major purchases, retirement planning, or simply trying to create more financial margin. From wages and business income to taxes, expenses, investments, and giving, cash flow reveals not just where your money goes but what it values.

You will learn why you should review your cash flow every year, how cash flow impacts net worth, why memories and experiences matter just as much as numbers, and how to use cash flow as a tool for better communication with your spouse and family

This episode introduces a simple framework for evaluating money in, money out, and net cash flow—along with practical steps you can implement in under 90 minutes using tools you already have.

If you want help turning your cash flow into long-term financial stability, we would love to talk.

👉 Work with us: https://www.gimbalfinancial.com

This conversation goes beyond medical theory and into real-life scenarios families face every day: taking away car keys, recognizing cognitive decline, and deciding when independence must give way to safety. We also explore why dementia is often hidden by those diagnosed, how families miss early warning signs, and why waiting too long can leave everyone reacting instead of planning.

You’ll hear a physician’s perspective on quality of life versus quantity of life, how medical technology can extend life without improving it, and why families must think long-term—not just crisis to crisis. Most importantly, we discuss how to approach these moments with compassion, clarity, and the goal of having no regrets.

This episode is especially relevant for families with substantial assets who want to coordinate medical decisions with thoughtful financial planning—before a crisis forces rushed, emotional choices.

If your family is facing dementia or planning for aging parents, professional guidance matters. We help families align medical realities with financial clarity.

Work with us at https://www.gimbalfinancial.com.

Drawing from real-world experience with couples, Elizabeth discusses what actually matters versus what simply adds cost without adding value. From guest lists and vendors to timing, food choices, and flow of the day, this conversation helps couples make confident, informed decisions that align with both their values and their finances.

You’ll learn why:

→ Smaller, intentional guest lists often lead to better experiences
→ The right vendors, especially DJs and coordinators, can make or break the day
→ Trends like first looks, private last dances, and late-night snacks are growing in popularity
→ Overspending on décor rarely delivers lasting impact
→ Preparation leads directly to peace on your wedding day

Whether you’re newly engaged or helping a child plan their wedding, this episode offers practical wedding planning advice designed for families who care about long-term financial health, not just one event.

If you want guidance that goes beyond the wedding day and supports your broader financial life, we’d love to help.

🔗 Work with us at https://www.gimbalfinancial.com
🔗 Work with Elizabeth at https://www.savethedaysisters.com

In this episode, Keith and Doug break down how taxable accounts, tax-deferred accounts (like traditional IRAs and 401(k)s), and tax-free accounts (like Roth IRAs) actually work and why the “best” option depends on your income, tax bracket, time horizon, lifestyle goals, and giving intentions. This is not a black-and-white decision. It’s more like solving a Rubik’s Cube, where every move affects another side.

We walk through real-world scenarios, including retirement income planning, required minimum distributions, charitable giving strategies, and how different asset types impact both taxes today and flexibility later. We also discuss why diversifying your tax exposure can create more control and confidence throughout retirement.

If you’re approaching or already in retirement, thinking about legacy planning, or simply want to make smarter decisions with significant assets, this conversation will help you reframe how you evaluate account types and long-term strategy.

Work with us at https://www.gimbalfinancial.com.

In an age of constant noise, instant information, and cultural pressure, wisdom has become both rare and invaluable. In this episode, Keith and Doug explore what it means to live wisely in foolish times, drawing practical insight from ancient principles that remain deeply relevant to modern financial and family decisions.

You’ll learn the difference between knowledge and wisdom, how foolish financial patterns quietly erode wealth, and why the people you spend time with matter just as much as the plans you make. For families with significant assets, the stakes are higher. Wise decisions compound—just like foolish ones. This episode is designed to help you slow down, think clearly, and align your personal and financial life with what truly matters.

If you’re looking for a financial partner who prioritizes wisdom over hype and long-term clarity over short-term noise, we’d be honored to help. Learn more about working with us at https://www.gimbalfinancial.com.

Everybody collects unexplainable stories. In today’s episode, Keith and Doug unpack why these stories matter, how to recognize them, and why documenting them can reshape the way you see your past, your relationships, and even your financial decisions.

You’ll learn:
→ How unexplainable stories come about
→ Why you should collect and share these stories
→ What happens when you look for new stories in your life 

You’ll also hear real stories—from surprise business breakthroughs to improbable meetings to personal moments of rescue—that illustrate how divine providence shows up in the everyday.

If you’re trying to make sense of your own journey, this episode invites you to slow down, observe, and capture the stories that shape your legacy.

↳ Bring more clarity and confidence to your financial life by working with our team at Gimbal Financial: https://www.gimbalfinancial.com

Drawing from stories that range from childhood traditions to New York City parades to unexpected life lessons, Keith and Doug unpack how simple, intentional questions can shift the tone of your entire holiday. Instead of drifting into politics or tension, you’ll learn how to redirect conversations with kindness, spark meaningful dialogue, and create shared memories that actually last.

For example, here are some questions you can ask:

• Tell me about the Thanksgiving table when you were 12 and last year.
• How far back would the oldest person at the table have known someone?
• What are 2 holiday traditions you enjoyed then and now?
• When should Christmas decorating begin?
• Turkey or ham for Thanksgiving? Why?
• What is one thing your mom taught you? Your dad?
• Have you ever worked 60 hours in a week? Why?
• What’s your hardest job ever?
• What’s the weirdest job a relative has ever done?
• Have you ever eaten at a nice restaurant alone?
• What’s your oldest family tradition?
• What’s a place tied to your childhood that no longer exists?
• What’s a moment from your past that most wouldn’t know?
• Has your family kept a secret/mystery alive?
• If your life was a chapter in a history book, what would you title it?
• Name a forgotten childhood trend you were involved in?
• What’s an outdated rule your parents insisted on?
• Who in the past do you wish you had asked more questions?
• When did you feel you first became ‘you’?
• What story explains more about you than people realize?
• What’s a smell or sound that instantly takes you somewhere else?
• What object from your past will you keep?

This episode is perfect for families looking to cultivate connection—especially those balancing busy lives, financial responsibilities, and multigenerational dynamics. If you want your Thanksgiving to feel more grateful, more human, and more enjoyable, you’re in the right place.

↳ If you’re ready to bring more clarity and confidence to your financial life, work with our team at Gimbal Financial: https://www.gimbalfinancial.com

In this episode of Up Your Average, Keith and Libbi consider the challenges families face when dealing with aging relatives, particularly those with dementia or Alzheimer's. They discuss tools and strategies to help families navigate medical, financial, and personal responsibilities while maintaining a supportive environment for their loved ones.

You will learn:

→ Why you should document change as your parent’s age

→ How to organize medical, financial, and other documents

→ What to do when tragedy strikes

Want to use our aging well documents?

Reach out to us at https://www.gimbalfinancial.com

What if the dream you’ve been carrying for years—or even decades—is still possible? In this episode, Keith and Doug explore what it really takes to pursue your aspirations at any age, especially when fear, uncertainty, or financial concerns have held you back. Whether your dream is personal, professional, or deeply tied to the legacy you want to leave your family, this conversation will help you see that your best chapters may still be ahead.

You’ll learn:
→ Why most people underestimate the time they have left
→ How fear disguises itself as “logic"
→ Why your financial strategy plays a critical role in unlocking your dreams

We discuss practical steps for overcoming doubt, identifying what truly matters, and aligning your money with the life you actually want—all while maintaining stability for your family.

If you’re building toward a major life shift, considering a new venture, or simply wondering whether it’s “too late,” this episode will show you that anything is possible with intention, clarity, and the right plan.

↳ Ready to take the first step toward your dream?
Start your plan today at https://www.gimbalfinancial.com

Beneath every investment, purchase, or plan lies something deeper: your financial worldview. In this episode, Keith from Gimbal Financial reveals how understanding that worldview can transform the way you approach money, purpose, and life itself.

Using the metaphor of a gimbal—a tool that keeps a compass level no matter how turbulent the waters—Keith explains how clarity and stability come from aligning your financial choices with your personal values. 

You’ll learn how to:

• Identify the beliefs shaping your money decisions
• Reframe your financial goals around wisdom and purpose
• Balance wealth-building with fulfillment, freedom, and generosity

This conversation isn’t about market trends or stock tips. It’s about discovering why you make the choices you do and how to make them wiser.

↳ Ready to align your wealth with your worldview?
Work with us at https://www.gimbalfinancial.com

In this inspiring conversation, former Thunderbird pilot and author Matt Modleski joins Keith and Doug to talk about discipline, belief, and the power of surrounding yourself with “dream enablers.” From flying elite Air Force jets to raising his sons for success, Matt shares how preparation, purpose, and mentorship turn dreams into reality.

You’ll learn:
→ How to guide kids who don’t yet know what they want
→ Why preparation beats talent and how it conquers fear
→  The life lessons Matt learned as a Thunderbird pilot
→ How to honor our veterans by living and leading with purpose
→ The mindset shifts that separate high achievers from average ones

Whether you’re raising a family or leading a team, this episode will remind you that making your dream come true starts with belief and disciplined preparation.

↳ Ready to pursue your American Dream with confidence?
Work with our team at Gimbal Financial to create a financial strategy that helps your family live boldly and give back generously: https://www.gimbalfinancial.com

In this episode of Up Your Average, Keith uses a simple Hershey bar to reveal a complex truth: your dollars are worth less every year, and gold has a story to tell about why. From Roosevelt’s 1933 gold ban to Nixon’s 1971 shift to fiat currency, this episode unpacks the history of gold in America and what it means for investors in 2025.

You’ll discover why gold went from $20 an ounce to over $4,000, what caused those massive swings, and why some investors cling to it while others avoid it. Keith breaks down the pros and cons of owning physical gold, including taxes, storage, and liquidity, and explains when gold may or may not belong in a smart portfolio.

If you’ve ever wondered whether gold is a hedge, a hold, or a headache, this is your clear, fact-driven guide.

👉 Ready to make smarter investment decisions?
Connect with Keith at https://www.gimbalfinancial.com.

In this heartfelt episode of Up Your Average, Keith and Doug interview Jan Jeter about how she walked through dementia with her husband, John. From the early signs to the final goodbye, she opens her heart to teach others how to navigate this challenging journey with love, patience, and resilience.

By listening, you will learn:
 ➡️ What early signs may point to dementia
 ➡️ How to handle a diagnosis you don’t want to hear
 ➡️ Why you can’t walk through dementia alone

🎙 Listen to more episodes of Up Your Average:

👉 Apple: https://podcasts.apple.com/us/podcast/up-your-average/id1768337684

👉 Spotify: https://open.spotify.com/show/5T8wKieBNQxju4mgHiDjSi?si=49b0ad4202434f0d

🤝 Connect with Keith and Doug

🌐 Website: https://www.gimbalfinancial.com

🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/

🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

📌 Subscribe for weekly wisdom on money, purpose, and life!

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In this episode of Up Your Average, Caleb Tyner joins Keith and Doug to detail how seniors age 65 or over can deduct up to $12,000 on their federal income tax return through the Big Beautiful Bill.

By listening, you will learn:
- Who qualifies for this deduction
- When the deduction ends
- How to get the most of out the deduction

Connect with us at www.gimbalfinancial.com.

In this episode of Up Your Average, Keith and Doug teach how to navigate midlife when family, work, and health issues converge.

By listening, you will learn:

• Why midlife is the sweet spot of life
• What to do when everything goes wrong
• How to eliminate unnecessary stressors

Connect with Keith and Doug at https://www.gimbalfinancial.com.

In this episode of Up Your Average, Keith and Doug give 12 tips for your first day of work.

In this episode, you’ll learn:

• What to do if you make a mistake on the job
• How to serve Christ at work
• Why the best leaders have a servant attitude

Connect with us at https://www.gimbalfinancial.com/.

In this episode of Up Your Average, Keith and Doug give salient advice on how to make retirement the best years of your life.

In this episode, you’ll learn:
➡️ The best questions to ask the first day you retire
➡️ Why you should still find work to do when you retire
➡️ How to manage your investment money to last 30+ years

In this episode of Up Your Average, Keith and Doug discuss the best ways to care for aging family members. 

In this episode, you’ll learn:
 ➡️ The only 4 ways to respond to any aging situation
 ➡️ What questions to ask as your parents get older
 ➡️ The benefits of having aging parents move in with you

In this episode of Up Your Average, Keith and Doug interview Carmel High School Hall of Fame teacher Kelly Meyer who shares how volunteering has expanded her world.

In this episode, you’ll learn:
➡️ Why you should volunteer
➡️ Where you can make an impact in your own community
➡️ How to care for others without neglecting your own health

🤝 Connect with Keith and Doug

🌐 Website: https://www.gimbalfinancial.com

🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/

🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode of Up Your Average, Keith and Doug interview 96-year-old attorney Donald W. Ward who shares how God lead him through his toughest times to leave a legacy full of life and happiness.

In this episode, you’ll learn:
 ➡️ How God can turn tragedies into blessings
 ➡️ Why you should treat everyone with dignity and respect
 ➡️ What a healthy, lasting marriage looks like

🤝 Connect with Keith and Doug

🌐 Website: https://www.gimbalfinancial.com

🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/

🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

🤝 Connect with Donald

🌐 Website: https://wardlawfirm.com

In this episode of Up Your Average, Keith and Doug interview Leah DeBaun who shares how her life choices—from living in a one-bedroom apartment with her parents to building a tiny house and eventually fostering and adopting a child—helped her expand her world and gain perspective.

In this episode, you’ll learn:
 ➡️ Why doing what is right is better than doing what is easy
 ➡️ How suffering can teach us more about God
 ➡️ The importance of emotion in life and decision making

In this episode of Up Your Average, join Keith and Doug break down simple, practical habits that help you grow your perspective and start seeing life in new ways. 

Listen now to learn:

• Daily practices that expand your mindset
• Why new experiences shrink old problems
• How conversations with the right people can open new doors
• The importance of curiosity in personal growth

These aren’t just theories — they’re practical steps you can start today.

In this episode of Up Your Average, Doug and Keith explore the power of worldview. They believe the bigger your world becomes, the smaller your problems will seem. By expanding your perspective, you can reduce stress, find new opportunities, and live with greater purpose.

What you’ll hear:

• Why a narrow worldview makes problems feel bigger than they are
• How intentional choices can expand your world
• Stories from Keith and Doug’s lives that reveal the cost of “shrinking”
• Practical steps you can take today to grow your world

If you’ve ever felt overwhelmed by your problems, this conversation will help you see the possibilities beyond them.

In this episode of Up Your Average, Keith and Doug explore the deep connection between time, money, and purpose and why chasing a paycheck isn’t enough. Listen to learn:

• Why time is more valuable than money
• How to stop trading all your hours for dollars
• The dangers of debt and high interest
• How to make your money work for you
• Finding purpose in your work and financial life

👉 If you enjoy this episode, please follow the show and share it with a friend who could use some encouragement.

🤝 Connect with Keith & Doug
Website: https://www.gimbalfinancial.com
Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/
Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

Join Keith and Doug as they consider how to maximize every decade of life. In this episode, you will learn:

• Why you should buy a minivan in your 30s (even if you don’t have kids)
• How reaching your 60s is far from the end of your life
• What joys you can expect in your 90s

👇Want more? Connect with Keith:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith as he examines the true value of time. Listen to this episode to learn:

• The best definition of retirement
• Why building wealth isn’t worth all of your time
• How to make the most of your days

📞 Want more? Connect with Keith:

• Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
• Gimbal Financial website - https://www.gimbalfinancial.com

Join Doug as he interviews Gabe Greene, owner of an Allstate Insurance Agency, about everything insurance. By listening to the episode, you will learn:

• What insurance actually covers
• How to ensure you get the coverage you need
• Why insurance is important to building your legacy

👀 Want more? Connect with Gabe and Doug:

• Gabe’s LinkedIn - https://www.linkedin.com/in/gabe-greene-16620217/
• Gabe’s Website - https://www.gabegreeneagency.com
• Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
•  Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they interview author and speaker Dr. Ray Childers on the importance of time. In this episode, you will learn:

• Why time is critical to financial planning
• How time came into being according to the Bible
• Where existentialists go wrong about time

Connect with Dr. Ray Childers

Dr. Ray Childers website - https://raychilders.com/

Connect with Keith and Doug:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith as he interviews Steve Hanes, the president of Dale Carnegie Training of Central Indiana, about how to communicate effectively in an introverted world. By listening to the episode, you will learn:

• The magic formula of storytelling
• Why cell phones destroy quality communication
• How to speak confidently in any situation

📞 Want more? Connect with Steve and Keith:

• Steve’s LinkedIn - https://www.linkedin.com/in/steve-hanes-861b454/
• Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
• Dale Carnegie website - https://www.dalecarnegie.com/en/locations/indianapolis
• Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Caleb as they discuss how you can leave a lasting legacy. In this episode, you will learn:

• Why the world doesn’t care about legacies
• Which legacies have impacted Keith and Caleb the most
• What you can do today to leave a lasting legacy

📞 Want more? Connect with Keith and Caleb:

• Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
• Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184/
• Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they discuss what it takes to be a dangerous man in today’s fragile world with The Hill men’s discipleship leader, Andrew Porterfield. In this episode, you will learn:

• Why every man needs a mentor
• How to overcome the fear of talking to women
• What it takes to live with confidence and courage

Check out the men’s ministry at The Hill:

The Hill website - https://www.lifeonthehill.org

Connect with Keith and Doug:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they discuss why God created us to work. In this episode, you will learn:

• What the true goal of work is (hint: it’s not retirement)
• How to choose what type of work to do
• Why you don’t need to enjoy what you do

Connect with Keith and Doug:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Take control of your estate by listening into Keith's interview with the owner of Estate & Downsizing Specialists, Brian Sample. Brian has been a licensed auctioneer and certified appraiser since 1998 and he loves helping people like you maximize the value of your assets while you transition from one stage of life to the next. In this episode, you will learn:

- Why baby boomers tend to hoard stuff
- What three questions to ask when sorting through your stuff
- How to avoid causing family disputes over your estate

📞 Want more? Connect with Brian and Keith:

- Brian's Website - https://edsindiana.com
- Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
- Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Caleb as they discuss why God made both savers AND spenders. In this episode, you will learn:

• Why everyone should NOT be savers
• What it takes to be a good spender
• How savers and spenders can communicate well with one another

📞 Want more? Connect with Keith and Caleb:
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184/
Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they detail their method for investing your money in the market wisely. In this episode, you will learn:

- The difference between asset allocation and position sizing
- How we properly manage risk
- Why the market isn’t to blame when things go south

Connect with Keith and Doug:
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
Gimbal Financial website - https://www.gimbalfinancial.com

Join Doug in this special episode as he interviews our very own Keith Tyner. In this episode, you will learn:

• Why you should send letters with colorful stamps
• How to start something that fills a need in the world
• What it takes to be an interesting person

Connect with Keith and Doug:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Caleb as they interview Charlie Power, the Vice President and Director of Operations of RV Country. In this episode, you will learn:

• What first-time RV buyers should know
• How RV adventures shape families
• Why RVs help relationships thrive

📞 Want more? Connect with Charlie, Keith, and Caleb:

• Charlie’s LinkedIn - https://www.linkedin.com/in/charlie-power-8b701911
• Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58
• Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184
• Gimbal Financial website - https://www.gimbalfinancial.com

In this special episode of Up Your Average, Keith and Doug sit down with legendary trader Stan Weinstein, author of "Secrets For Profiting in Bull and Bear Markets." With over 50 years of experience, Stan breaks down:

- Why buy-and-hold investing is outdated
- How to time market moves with confidence
- The psychological traps that derail most investors.

🔑 Topics: Technical analysis, market psychology, timing vs. time in the market, 401k growth hacks.

📞 Want more? Connect with Stan, Keith, and Doug below:

- Stan's Global Trend Alert hotline - 954-241-7365
- Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
- Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
- Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they discuss the importance of being prepared for death. In this episode, you will learn:

• Why no one grieves the same
• What the five stages of grief are
• How to care for someone who lost a loved one

Connect with Keith and Doug:

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Caleb as they discuss why thinking differently is the first step toward changing the world. In this episode, you will learn:

- The 5 most important things to know about money
- Why capitalism is more creative than socialism
- How to take the less popular path in life

Connect with Keith and Doug:
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184/
Gimbal Financial website - https://www.gimbalfinancial.com

Join Keith and Doug as they interview John Lasater IV, a DaySpring greeting card artist turned professional painter. In this episode, you will learn:

- Why working a normal day job isn’t for everyone
- What it takes to go independent
- How to give the greatest gift to your kids

Connect with Keith and Doug:
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
Gimbal Financial website - https://www.gimbalfinancial.com

Connect with John:
John’s website - https://www.lasaterart.com

Join Keith and Doug as they discuss why young people should want to have kids. In this episode, you will learn:

- How children promote a healthy market
- Why now is actually the best time to have kids
- The 4 ways having kids benefit young people

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Join Doug and Caleb as they outline the 5 ways you can build massive wealth. In this episode, you will learn:

• The best types of businesses to start
• How to build wealth while working a regular job
• Why you should save more money

Connect with Doug and Caleb:

Gimbal Financial website - https://www.gimbalfinancial.com

Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184/

Are you looking for an idea to jumpstart your entrepreneurial journey? Join Keith as he discloses a plethora of businesses you can begin today! In this episode, you’ll learn:

• How to test the market without breaking the bank
• Why you need to decide between a dependent or an independent business model
• Who your best target audience is

Connect with Keith:

Gimbal Financial website - https://www.gimbalfinancial.com

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Join Keith and Doug as they discuss the benefits and challenges of starting your own business. In this episode, you will learn:

• The best time to start a business
• The most difficult hurdle for every entrepreneur
• The only thing necessary to start a business

Connect with Keith and Doug:

Gimbal Financial website - https://www.gimbalfinancial.com

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Join Keith and Doug as they discuss how to communicate effectively through any conflict. In this episode, you will learn:

• The disturbing origins of Valentine’s Day
• Why communicating is difficult in 2025
• What to say when you disagree with someone

Connect with Keith and Doug:

Gimbal Financial website - https://www.gimbalfinancial.com

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Join Keith and Doug as they interview master sculptor Sabin Howard who recently unveiled his national World War I memorial in Washington D.C., “A Soldier’s Journey”. In this episode, you will learn:

• What holds you back from accomplishing your goals
• How to build courage in order to withstand any conflict
• What art should really be about

Connect with Sabin:

Website - https://www.sabinhoward.com

Reveal video - https://www.youtube.com/watch?v=oKMwgsnTq4A

Connect with Keith and Doug:

Gimbal Financial website - https://www.gimbalfinancial.com

Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

Join Keith and Doug as they discuss DeepSeek’s disruption of the stock market and what it means for the future of AI. In this episode, you will learn:

• Where DeepSeek falls short
• What AI must have to be an effective tool
• How to keep yourself from being replaced by AI

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

• Why confidence is key to live fully
• What it costs to become an elite person
• How to say no to good things in order to say yes to great things

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

• What dying people regret the most
• Why retirement is an unbiblical concept
• How to chase after what fascinates you

Connect with Keith, Doug, and Mitch:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
Mitch’s LinkedIn - https://www.linkedin.com/in/mitch-anthony-bb17888/

In this episode, Keith and Doug discuss why you should welcome risk rather than avoid it. By listening, you will learn:

• Why risk sets Gimbal Financial apart from Dow Jones.
• What to do with risk since it’s always a factor in every decision.
• How to properly handle a loss.

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith and Doug review twelve of the most influential books they have ever read. There's still time to put them on your Christmas list!

• Hug Your Customers by Jack Mitchell
• Lifetime Guarantee by Bill Gillham
• Love Does by Bob Goff
• Same Kind of Different as Me by Ron Hall & Denver Moore
• The New Retirementality by Mitch Anthony
• Dancing With the Analysts by David Mallach
• The Four-Hour Workweek by Timothy Ferriss
• Reminiscences of a Stock Operator by Edwin Lefèvre
• How to Make Money In Stocks by William J. O’Neil
• The Dangerous Book for Boys by Conn & Hal Iggulden
• Wild at Heart by John Eldridge
• The Bible

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith and Doug interview executive coach and author Wesley Cate on his debut book “Joy Is...”. By listening, you will discover:

• What makes joy different from happiness
• Why joy escapes your everyday life
• How to choose joy in any circumstance

Connect with Keith, Doug, and Wes:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/
Wes’s LinkedIn - https://www.linkedin.com/in/wesley-cate-87587938/

In this episode, Keith and Doug give newlyweds five pieces of down-to-earth advice as they begin their martial journey together. By listening, you will learn:

• What financial move you should make first after you get married
• How to make sure that you always have fun together
• Why it’s important for you to take ownership in your relationship

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith interviews retired Air Force major, Matt McClesky, about the importance of celebrating Veteran’s Day and the current state of America’s military. Listen to learn:

• What you can do today to boost the morale of veterans and active military personnel.
• How Ronald Reagan’s all-volunteer military force continues to benefit America.
• Why America ought to maintain a strong military at all times.

Connect with Keith and Matt:
Gimbal Financial - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Matt’s LinkedIn - https://www.linkedin.com/in/matthew-modleski-bb68083/

In this episode, Doug considers how the 2024 presidential election will affect the market. Listen to learn:

• How Taylor Swift boosts the Indianapolis economy.
• What to do if your party loses.
• Who affects the American economy more than the president.

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith and Doug discuss seven 'spectacular shots' you can take to 'hit the game winner' in life. By listening, you will learn about:

• How to choose your variables in life like time, money, and even people.
• Why you should redefine your worst case scenario.
• What honest conversations you need to start having today with your loved ones.

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith and Doug discuss how they regulate their emotions in the ‘scary’ world of the stock market. By listening, you will learn about:

• The scariest moments in stock market history.
• How to train your emotions to weather significant price drops.
• How to face your greatest fears in life.

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In this episode, Keith and Doug teach how marginal tax rates and brackets actually work so you can maximize your tax return. By listening to this episode, you will discover:

• The history of American income tax.
• The definition of marginal tax rates and brackets.
• What the 2024 tax rates and brackets look like.
• How understanding your taxes can save you money (and headaches!)

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/

In the aftermath of Hurricane Helena, Keith interviews Pastor Trent Henderson, a survivor of Hurricane Harvey in 2017, to hear an experienced take on how to respond to such a devastating storm. Pastor Trent details:

• The depth of the physical and psychological damage hurricanes cause.
• The best place storm victims can find help.
• The most helpful supplies you can buy for those trying to salvage and restore their homes.

Connect with Keith and Trent:
Gimbal Financial website - https://www.gimbalfinancial.com
Heritage Park Baptist Church website - https://www.heritagepark.org/our-team
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/

In this episode, Keith and Doug examine numerous ‘averages’ that determine the way people live their lives.

• On average, July is hot.
• On average, the Cubs don’t make the playoffs.
• On average, you buy a lot of stuff when you shop at Costco.

By listening to this episode, you will learn how to (1) pay attention to the averages that control your life and (2) start making better decisions that direct your life in the way it ought to go.

Connect with Keith and Doug:
Gimbal Financial website - https://www.gimbalfinancial.com
Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/
Doug's LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/