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    <title>Unbounded: Talks on Growth in Financial Services</title>
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    <description>Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.</description>
    <copyright>© 2025 FLOWX.AI</copyright>
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    <podcast:trailer pubdate="Mon, 13 Dec 2021 22:17:02 -0800" url="https://media.transistor.fm/babccc09/b1c47df6.mp3" length="888829" type="audio/mpeg">Welcome to Unbounded: Talks on Growth in Financial Services</podcast:trailer>
    <language>en</language>
    <pubDate>Tue, 10 Dec 2024 13:00:02 -0800</pubDate>
    <lastBuildDate>Tue, 02 Dec 2025 15:28:18 -0800</lastBuildDate>
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      <title>Unbounded: Talks on Growth in Financial Services</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:author>FLOWX.AI</itunes:author>
    <itunes:image href="https://img.transistor.fm/VbXJPh-Mutae0-sYzQQCt2HaTfTJpFHdQ-Ei_Vevp-E/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzI2NzkwLzE2Mzk0/NjI0NDctYXJ0d29y/ay5qcGc.jpg"/>
    <itunes:summary>Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.</itunes:summary>
    <itunes:subtitle>Join the conversation and discover how to unlock growth for your bank, neobank or fintech.</itunes:subtitle>
    <itunes:keywords></itunes:keywords>
    <itunes:owner>
      <itunes:name>FLOWX.AI</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>Ioan Iacob: Is Software the Next Sustainability Crisis?</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Ioan Iacob: Is Software the Next Sustainability Crisis?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/1ce2a445</link>
      <description>
        <![CDATA[<p>We welcome <a href="https://www.linkedin.com/in/ioaniacob/">Ioan Iacob</a>, the Founder &amp; CEO of <a href="https://www.flowx.ai/">FLOWX.ai</a> to <a href="https://unbounded.flowx.ai/">Unbounded Talks</a> to share his knowledge on unlocking technology in an era of spiraling costs, software complexity and failures at an all time high. </p><p>Software has become an ingrained part of not just business - but the very fabric of human life on earth today, and has been fueling a radical transformation of our society. Supporting the exponentially growing scale and complexity of today's businesses.</p><p><br></p><p>Between legacy technology challenges of scalability and extensibility, inflexible closed solutions, security threats, and the scarcity of talent - sustainability of software development has become a topic of growing concern. </p><p><br></p><p>Enabling better software is a vital topic for our civilization, as it has a profound impact beyond just technology. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We welcome <a href="https://www.linkedin.com/in/ioaniacob/">Ioan Iacob</a>, the Founder &amp; CEO of <a href="https://www.flowx.ai/">FLOWX.ai</a> to <a href="https://unbounded.flowx.ai/">Unbounded Talks</a> to share his knowledge on unlocking technology in an era of spiraling costs, software complexity and failures at an all time high. </p><p>Software has become an ingrained part of not just business - but the very fabric of human life on earth today, and has been fueling a radical transformation of our society. Supporting the exponentially growing scale and complexity of today's businesses.</p><p><br></p><p>Between legacy technology challenges of scalability and extensibility, inflexible closed solutions, security threats, and the scarcity of talent - sustainability of software development has become a topic of growing concern. </p><p><br></p><p>Enabling better software is a vital topic for our civilization, as it has a profound impact beyond just technology. </p>]]>
      </content:encoded>
      <pubDate>Wed, 15 Mar 2023 07:26:38 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/1ce2a445/faef1783.mp3" length="33747145" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
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      <itunes:duration>2108</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We welcome <a href="https://www.linkedin.com/in/ioaniacob/">Ioan Iacob</a>, the Founder &amp; CEO of <a href="https://www.flowx.ai/">FLOWX.ai</a> to <a href="https://unbounded.flowx.ai/">Unbounded Talks</a> to share his knowledge on unlocking technology in an era of spiraling costs, software complexity and failures at an all time high. </p><p>Software has become an ingrained part of not just business - but the very fabric of human life on earth today, and has been fueling a radical transformation of our society. Supporting the exponentially growing scale and complexity of today's businesses.</p><p><br></p><p>Between legacy technology challenges of scalability and extensibility, inflexible closed solutions, security threats, and the scarcity of talent - sustainability of software development has become a topic of growing concern. </p><p><br></p><p>Enabling better software is a vital topic for our civilization, as it has a profound impact beyond just technology. </p>]]>
      </itunes:summary>
      <itunes:keywords> #softwaredevelopment #nocode #sustainable #scaleable #spagetticode #aidrivencode #financialservices </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/1ce2a445/transcript.txt" type="text/plain"/>
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    <item>
      <title>Walter Obermeier: Tailoring solutions to the market fit with fewer investments and fast adaptations</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Walter Obermeier: Tailoring solutions to the market fit with fewer investments and fast adaptations</itunes:title>
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      <description>
        <![CDATA[<p>We welcome <a href="https://www.linkedin.com/in/walterobermeier/">Walter Obermeier</a>, our growth guru back to <a href="https://unbounded.flowx.ai/">Unbounded Talks</a> to share his knowledge on unlocking technology in the enterprise, speed and agility of banks, Cloud integration and how we can get financial services firms to perform better, grow faster, and move with agility and speed. </p><p> to talk to us about and celebrate his new role as Chief Revenue Officer overseeing sales and marketing and playing a key role in future growth with <a href="https://www.flowx.ai/">FlowX</a>.</p><p>He’s a firm believer that the most important thing to support your clients and customers is moving at their speed. Because customers need a decision today and you need to be fast and adaptive and help your customers achieve their goals.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We welcome <a href="https://www.linkedin.com/in/walterobermeier/">Walter Obermeier</a>, our growth guru back to <a href="https://unbounded.flowx.ai/">Unbounded Talks</a> to share his knowledge on unlocking technology in the enterprise, speed and agility of banks, Cloud integration and how we can get financial services firms to perform better, grow faster, and move with agility and speed. </p><p> to talk to us about and celebrate his new role as Chief Revenue Officer overseeing sales and marketing and playing a key role in future growth with <a href="https://www.flowx.ai/">FlowX</a>.</p><p>He’s a firm believer that the most important thing to support your clients and customers is moving at their speed. Because customers need a decision today and you need to be fast and adaptive and help your customers achieve their goals.  </p>]]>
      </content:encoded>
      <pubDate>Thu, 19 Jan 2023 00:52:37 -0800</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/c032e64f/a02ea2c5.mp3" length="62207332" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/jBhkyZAKOS1tT4rXg3DIGsZC_3vKKpgp8kDFzBP4HYo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzExMzQxMTAv/MTY3MDg4NTg0NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>3108</itunes:duration>
      <itunes:summary>We welcome Walter Obermeier back to Unbounded Talks to share his knowledge on unlocking technology in the enterprise, speed and agility of banks, Cloud integration and how we can get financial services firms to perform better, grow faster, and move with agility and speed. 
 to talk to us about and celebrate his new role as Chief Revenue Officer overseeing sales and marketing and playing a key role in future growth with FlowX.
He’s a firm believer that the most important thing to support your clients and customers is moving at their speed. Because customers need a decision today and you need to be fast and adaptive and help your customers achieve their goals.  </itunes:summary>
      <itunes:subtitle>We welcome Walter Obermeier back to Unbounded Talks to share his knowledge on unlocking technology in the enterprise, speed and agility of banks, Cloud integration and how we can get financial services firms to perform better, grow faster, and move with a</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/c032e64f/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Marius Istrate: Technology and teamwork: two ingredients for growth</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Marius Istrate: Technology and teamwork: two ingredients for growth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/8b20e371</link>
      <description>
        <![CDATA[<p><a href="https://www.linkedin.com/in/marius-istrate-b8ab0566/">Marius Istrate</a> is an advisor and investor in tech startups that wish to go global as well as partnering with venture capital firms to help accelerate their portfolio's growth.</p><p><br></p><p>He was Chief People Officer at <a href="https://www.linkedin.com/company/uipath/">UiPath</a> between 2017 - 2020, setting up and running the company's people and talent function during its rapid growth from 100 to 3,000 employees across the globe and from 4 to more than 50 offices worldwide. </p><p><br>Before his role at <a href="https://www.linkedin.com/company/uipath/">UiPath</a>, he was the CEO of <a href="https://www.linkedin.com/company/skillvalue/">SkillValue</a>, and today he is sharing his experience and knowledge to help build great teams and get out of their way.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.linkedin.com/in/marius-istrate-b8ab0566/">Marius Istrate</a> is an advisor and investor in tech startups that wish to go global as well as partnering with venture capital firms to help accelerate their portfolio's growth.</p><p><br></p><p>He was Chief People Officer at <a href="https://www.linkedin.com/company/uipath/">UiPath</a> between 2017 - 2020, setting up and running the company's people and talent function during its rapid growth from 100 to 3,000 employees across the globe and from 4 to more than 50 offices worldwide. </p><p><br>Before his role at <a href="https://www.linkedin.com/company/uipath/">UiPath</a>, he was the CEO of <a href="https://www.linkedin.com/company/skillvalue/">SkillValue</a>, and today he is sharing his experience and knowledge to help build great teams and get out of their way.</p>]]>
      </content:encoded>
      <pubDate>Wed, 26 Oct 2022 01:29:37 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/8b20e371/5d01f9c6.mp3" length="64501558" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/A8LuIuih4LYQgPptYp91Ijw_8wrR8DxTARPQp4Tl5Dg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzEwNzU0MDYv/MTY2NjY3MTg5OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>3223</itunes:duration>
      <itunes:summary>Marius Istrate is an advisor and investor in tech startups that wish to go global as well as partnering with venture capital firms to help accelerate their portfolio's growth.

He was Chief People Officer at UiPath between 2017 - 2020, setting up and running the company's people and talent function during its rapid growth from 100 to 3,000 employees across the globe and from 4 to more than 50 offices worldwide. 

Before his role at UiPath, he was the CEO of SkillValue, and today he is sharing his experience and knowledge to help build great teams and get out of their way.</itunes:summary>
      <itunes:subtitle>Marius Istrate is an advisor and investor in tech startups that wish to go global as well as partnering with venture capital firms to help accelerate their portfolio's growth.

He was Chief People Officer at UiPath between 2017 - 2020, setting up and ru</itunes:subtitle>
      <itunes:keywords>#financial services #fintech #banking #talent acquisition #recruitment marketing</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/8b20e371/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Radu Georgescu: How to discover and develop your digital product</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Radu Georgescu: How to discover and develop your digital product</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/1658361c</link>
      <description>
        <![CDATA[<p><strong>Radu Georgescu </strong>is a serial entrepreneur and Venture Capitalist with over 30 years of experience founding and developing software, Internet, and eCommerce companies.</p><p><br></p><p>He managed successful exits including the acquisition of RAV antivirus technology by Microsoft, ePayment business by Naspers, <a href="https://www.linkedin.com/company/2checkout/">Avangate</a> by Francisco Partners and <a href="https://www.linkedin.com/company/vector-watch/">Vectorwatch</a> technology by Fitbit.</p><p><br></p><p>He’s a big believer in trying things out, experimenting and never being afraid to fail. </p><p><br>He’s a Board Director and Adviser to several start-ups and mature technology companies, including the TechEquity Crowdfunding <a href="https://www.linkedin.com/company/seedblink/">Seedblink</a>.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Radu Georgescu </strong>is a serial entrepreneur and Venture Capitalist with over 30 years of experience founding and developing software, Internet, and eCommerce companies.</p><p><br></p><p>He managed successful exits including the acquisition of RAV antivirus technology by Microsoft, ePayment business by Naspers, <a href="https://www.linkedin.com/company/2checkout/">Avangate</a> by Francisco Partners and <a href="https://www.linkedin.com/company/vector-watch/">Vectorwatch</a> technology by Fitbit.</p><p><br></p><p>He’s a big believer in trying things out, experimenting and never being afraid to fail. </p><p><br>He’s a Board Director and Adviser to several start-ups and mature technology companies, including the TechEquity Crowdfunding <a href="https://www.linkedin.com/company/seedblink/">Seedblink</a>.</p>]]>
      </content:encoded>
      <pubDate>Mon, 19 Sep 2022 01:02:03 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/1658361c/b6c14618.mp3" length="58110569" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/5xnknx3FRX8KTacs_zNWyPVMgjHnnO2DwcjjeHK1sis/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzEwMTQ0Mzcv/MTY2MjQ1MDU4Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2904</itunes:duration>
      <itunes:summary>Radu Georgescu is a serial entrepreneur and Venture Capitalist with over 30 years of experience founding and developing software, Internet, and eCommerce companies.

He managed successful exits including the acquisition of RAV antivirus technology by Microsoft, ePayment business by Naspers, Avangate by Francisco Partners and Vectorwatch technology by Fitbit.

He’s a big believer in trying things out, experimenting and never being afraid to fail. 

He’s a Board Director and Adviser to several start-ups and mature technology companies, including the TechEquity Crowdfunding Seedblink.

Read the show notes at https://unbounded.flowx.ai/</itunes:summary>
      <itunes:subtitle>Radu Georgescu is a serial entrepreneur and Venture Capitalist with over 30 years of experience founding and developing software, Internet, and eCommerce companies.

He managed successful exits including the acquisition of RAV antivirus technology by Mi</itunes:subtitle>
      <itunes:keywords>#financial services #fintech #banking</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/1658361c/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Padma Chukka: Compete With Yourself = Successful Outcomes for Customers</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Padma Chukka: Compete With Yourself = Successful Outcomes for Customers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5968fefc-3ba1-46a5-9497-faf054d2ee0c</guid>
      <link>https://share.transistor.fm/s/04cd7000</link>
      <description>
        <![CDATA[<p>“For every project initiative, I create a strategy with an optimal outcome in mind—whether customer experience or operational efficiency—before moving on to successful execution.” Padma Chukka</p><p><br></p><p>It's in <a href="https://www.linkedin.com/in/padmachukka/">Padma’s</a> nature to question the status quo, because she values efficiency. Don't you? It started at the beginning of her career as a software engineer. Managing the <a href="https://www.linkedin.com/company/ibm/">IBM</a> Recipe by Context project's development and deployment in a 300mm chip facility, decreasing the recipe creation from 17 hours to 13 minutes.</p><p><br></p><p>She loves to compete with herself more than with her competitors, knowing that she doesn’t have to limit her boundaries. So far, she has been capable of anything she sets her mind to yet is hungry to push her horizons. She strolled through six continents, went to <a href="https://en.wikipedia.org/wiki/Punta_Arenas">Punta Arenas</a>, the city at the end of the world, and longingly looked at the seventh continent that she wants to set foot on one day. </p><p><br>She is a mentor, protégée, and not afraid to claim herself a feminist. Her passion project is diversity and inclusion. It led to creating the inaugural IBM program plus mentoring of students and female entrepreneurs. She believes that she is made up of bits of all the people that she has met, and she is currently leading the world's first <a href="https://www.linkedin.com/company/ibm/">Financial Services Cloud Ecosystem for IBM</a>.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>“For every project initiative, I create a strategy with an optimal outcome in mind—whether customer experience or operational efficiency—before moving on to successful execution.” Padma Chukka</p><p><br></p><p>It's in <a href="https://www.linkedin.com/in/padmachukka/">Padma’s</a> nature to question the status quo, because she values efficiency. Don't you? It started at the beginning of her career as a software engineer. Managing the <a href="https://www.linkedin.com/company/ibm/">IBM</a> Recipe by Context project's development and deployment in a 300mm chip facility, decreasing the recipe creation from 17 hours to 13 minutes.</p><p><br></p><p>She loves to compete with herself more than with her competitors, knowing that she doesn’t have to limit her boundaries. So far, she has been capable of anything she sets her mind to yet is hungry to push her horizons. She strolled through six continents, went to <a href="https://en.wikipedia.org/wiki/Punta_Arenas">Punta Arenas</a>, the city at the end of the world, and longingly looked at the seventh continent that she wants to set foot on one day. </p><p><br>She is a mentor, protégée, and not afraid to claim herself a feminist. Her passion project is diversity and inclusion. It led to creating the inaugural IBM program plus mentoring of students and female entrepreneurs. She believes that she is made up of bits of all the people that she has met, and she is currently leading the world's first <a href="https://www.linkedin.com/company/ibm/">Financial Services Cloud Ecosystem for IBM</a>.</p>]]>
      </content:encoded>
      <pubDate>Thu, 16 Jun 2022 06:44:24 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/04cd7000/1b2b1697.mp3" length="38278212" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
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      <itunes:duration>2389</itunes:duration>
      <itunes:summary>“For every project initiative, I create a strategy with an optimal outcome in mind—whether customer experience or operational efficiency—before moving on to successful execution.” Padma Chukka

It's in Padma’s nature to question the status quo, because she values efficiency. Don't you? It started at the beginning of her career as a software engineer. Managing the IBM Recipe by Context project's development and deployment in a 300mm chip facility, decreasing the recipe creation from 17 hours to 13 minutes.

She loves to compete with herself more than with her competitors, knowing that she doesn’t have to limit her boundaries. So far, she has been capable of anything she sets her mind to yet is hungry to push her horizons. She strolled through six continents, went to Punta Arenas, the city at the end of the world, and longingly looked at the seventh continent that she wants to set foot on one day. 

She is a mentor, protégée, and not afraid to claim herself a feminist. Her passion project is diversity and inclusion. It led to creating the inaugural IBM program plus mentoring of students and female entrepreneurs. She believes that she is made up of bits of all the people that she has met, and she is currently leading the world's first Financial Services Cloud Ecosystem for IBM.</itunes:summary>
      <itunes:subtitle>“For every project initiative, I create a strategy with an optimal outcome in mind—whether customer experience or operational efficiency—before moving on to successful execution.” Padma Chukka

It's in Padma’s nature to question the status quo, because </itunes:subtitle>
      <itunes:keywords>#padmachukkah #IBM #IBMcloud #Growth #technologystrategies #financialstrategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/04cd7000/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Simon Clayden: To tackle technology complexity - Be a systems thinker</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Simon Clayden: To tackle technology complexity - Be a systems thinker</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0bfdda89-d9f1-4b77-a20b-68c68bdc0fce</guid>
      <link>https://share.transistor.fm/s/4a3891a2</link>
      <description>
        <![CDATA[<p>With a career in financial services spanning 26 years, <a href="https://www.linkedin.com/in/simonclayden/">Simon</a> specializes in the creation and execution of technology strategies that deliver real business transformation.</p><p><br></p><p>In the past five years, he has been the driving force behind <a href="https://www.linkedin.com/company/axa-uk/">AXA UK’s</a> tech shifts in the areas of digital workplace, customer experience and artificial intelligence.</p><p><br>Simon has focused IT strategy on ensuring outcomes are business and customer-led while delivering tangible shareholder values. He believes the way to tackle technology complexity is to be a systems thinker and ask ‘why’. With better thinking about core technologies and integrations, Insurtech companies can prosper with new partnerships and more satisfied employees.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>With a career in financial services spanning 26 years, <a href="https://www.linkedin.com/in/simonclayden/">Simon</a> specializes in the creation and execution of technology strategies that deliver real business transformation.</p><p><br></p><p>In the past five years, he has been the driving force behind <a href="https://www.linkedin.com/company/axa-uk/">AXA UK’s</a> tech shifts in the areas of digital workplace, customer experience and artificial intelligence.</p><p><br>Simon has focused IT strategy on ensuring outcomes are business and customer-led while delivering tangible shareholder values. He believes the way to tackle technology complexity is to be a systems thinker and ask ‘why’. With better thinking about core technologies and integrations, Insurtech companies can prosper with new partnerships and more satisfied employees.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 01 Jun 2022 23:21:59 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/4a3891a2/eca5b0b3.mp3" length="45053127" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/IrIVr3RsbY5P0ubk4V4pRVhCO8K89tZ-ZopBuf8hnUk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzkwNDAyMy8x/NjUzOTU0NjMyLWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>2812</itunes:duration>
      <itunes:summary>With a career in financial services spanning 26 years, Simon specializes in the creation and execution of technology strategies that deliver real business transformation.

In the past five years, he has been the driving force behind AXA UK’s tech shifts in the areas of the digital workplace, customer experience and artificial intelligence.

Simon has focused IT strategy on ensuring outcomes are business and customer-led while delivering tangible shareholder values. He believes the way to tackle technology complexity is to be a systems thinker and ask ‘why’. With better thinking about core technologies and integrations, Insurtech companies can prosper with new partnerships and more satisfied employees.</itunes:summary>
      <itunes:subtitle>With a career in financial services spanning 26 years, Simon specializes in the creation and execution of technology strategies that deliver real business transformation.

In the past five years, he has been the driving force behind AXA UK’s tech shifts</itunes:subtitle>
      <itunes:keywords>#financial services #fintech #banking #simonclayden #Growth #technologystrategies #financialstrategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/4a3891a2/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Walter Obermeier: Technology Should be Invisible</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Walter Obermeier: Technology Should be Invisible</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a8952d89-ef21-4f80-89b2-ef8f804073f0</guid>
      <link>https://share.transistor.fm/s/1b3cf62c</link>
      <description>
        <![CDATA[<p><a href="https://www.linkedin.com/in/walterobermeier/">Walter Obermeier</a> has worked for some real powerhouses of tech, <a href="https://www.hpe.com/us/en/home.html">HP</a>, <a href="https://www.accenture.com/au-en">Accenture</a> and <a href="https://www.uipath.com/">UiPath</a>. At 16, he had his first insight into the power of technology and IT in banks. </p><p>In his view, technology is something that you use in a bank, and it's necessary and a tool, but it will not deliver growth. Instead, growth is delivered by people.</p><p>The most important thing to support your clients and customers is your moving at their speed. Because customers need a decision today or tomorrow and you need to be fast and adaptive and help your customers achieve their goals.  Banks need to get faster and more adaptive in shorter time frames than they do now.</p><p>He’s a follower of the KISS principle, Keep It Simple and the 80/20 Rule. To build towards the future, you will see that you only need 20% of the functionality you have today in your application to delight 80% of your customers and more. </p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.linkedin.com/in/walterobermeier/">Walter Obermeier</a> has worked for some real powerhouses of tech, <a href="https://www.hpe.com/us/en/home.html">HP</a>, <a href="https://www.accenture.com/au-en">Accenture</a> and <a href="https://www.uipath.com/">UiPath</a>. At 16, he had his first insight into the power of technology and IT in banks. </p><p>In his view, technology is something that you use in a bank, and it's necessary and a tool, but it will not deliver growth. Instead, growth is delivered by people.</p><p>The most important thing to support your clients and customers is your moving at their speed. Because customers need a decision today or tomorrow and you need to be fast and adaptive and help your customers achieve their goals.  Banks need to get faster and more adaptive in shorter time frames than they do now.</p><p>He’s a follower of the KISS principle, Keep It Simple and the 80/20 Rule. To build towards the future, you will see that you only need 20% of the functionality you have today in your application to delight 80% of your customers and more. </p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 18 May 2022 23:10:00 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/1b3cf62c/0e08b78a.mp3" length="32597938" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/_bA6UMK7sVx8UlnKrNI5v5pblyvMKmFuTt5FgJyXX3o/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzg1MTIzNC8x/NjQ5MTI2Mjg5LWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>2034</itunes:duration>
      <itunes:summary>Walter Obermeier has worked for some real powerhouses of tech, HP, Accenture and UiPath. At 16, he had his first insight into the power of technology and IT in banks. 
In his view, technology is something that you use in a bank, and it's necessary and a tool, but it will not deliver growth. Instead, growth is delivered by people.
The most important thing to support your clients and customers is your moving at their speed. Because customers need a decision today or tomorrow and you need to be fast and adaptive and help your customers achieve their goals.  Banks need to get faster and more adaptive in shorter time frames than they do now.
He’s a follower of the KISS principle, Keep It Simple and the 80/20 Rule. To build towards the future, you will see that you only need 20% of the functionality you have today in your application to delight 80% of your customers and more. </itunes:summary>
      <itunes:subtitle>Walter Obermeier has worked for some real powerhouses of tech, HP, Accenture and UiPath. At 16, he had his first insight into the power of technology and IT in banks. 
In his view, technology is something that you use in a bank, and it's necessary and a </itunes:subtitle>
      <itunes:keywords>#financial services #fintech #banking #walterobermeier #Growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/1b3cf62c/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Victor Iancu: Designing new fintech experiences to unlock growth</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Victor Iancu: Designing new fintech experiences to unlock growth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3ea0c357-d010-48db-8565-5cedd1ad0215</guid>
      <link>https://share.transistor.fm/s/511bee80</link>
      <description>
        <![CDATA[<p><a href="https://www.linkedin.com/in/victor-iancu-phd-7732151a/"><strong><br>Victor Iancu</strong></a><strong> </strong>leads the Business and Service Design practice of <a href="https://home.kpmg/ro/en/home.html">KPMG</a> in Romania and Moldova. He is a serious UX design and strategy guru, a seasoned business strategist and advisory leader supporting private and public sector clients in an emerging economy for almost 20 years.</p><p>He combines strategy tools, business &amp; economic research with design thinking to successfully help clients identify new business opportunities, create and capture new sources of value and create new business models and ventures.</p><p><br></p><p>He’s an advocate of building trust-based, long-term, profitable business relationships and draws upon a professional coaching background, empowering people to discover and use their strengths, own the processes they work on and take accountability for their work, while leading by example, with ethics at the core of his personal and professional values.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.linkedin.com/in/victor-iancu-phd-7732151a/"><strong><br>Victor Iancu</strong></a><strong> </strong>leads the Business and Service Design practice of <a href="https://home.kpmg/ro/en/home.html">KPMG</a> in Romania and Moldova. He is a serious UX design and strategy guru, a seasoned business strategist and advisory leader supporting private and public sector clients in an emerging economy for almost 20 years.</p><p>He combines strategy tools, business &amp; economic research with design thinking to successfully help clients identify new business opportunities, create and capture new sources of value and create new business models and ventures.</p><p><br></p><p>He’s an advocate of building trust-based, long-term, profitable business relationships and draws upon a professional coaching background, empowering people to discover and use their strengths, own the processes they work on and take accountability for their work, while leading by example, with ethics at the core of his personal and professional values.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 04 May 2022 22:55:58 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/511bee80/8a0021be.mp3" length="20449734" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/spD5jWpJrmj5utZfFHmaBSfr3PNvDcKdfIJpdznbSQs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzg2MzM0Ni8x/NjUwMDcxMjgzLWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>1277</itunes:duration>
      <itunes:summary>Victor Iancu leads the Business and Service Design practice of KPMG in Romania and Moldova. He is a serious UX design and strategy guru, a seasoned business strategist and advisory leader supporting private and public sector clients in an emerging economy for almost 20 years.
He combines strategy tools, business &amp;amp; economic research with design thinking to successfully help clients identify new business opportunities, create and capture new sources of value and create new business models and ventures.

He’s an advocate of building trust-based, long-term, profitable business relationships and draws upon a professional coaching background, empowering people to discover and use their strengths, own the processes they work on and take accountability for their work, while leading by example, with ethics at the core of his personal and professional values.</itunes:summary>
      <itunes:subtitle>Victor Iancu leads the Business and Service Design practice of KPMG in Romania and Moldova. He is a serious UX design and strategy guru, a seasoned business strategist and advisory leader supporting private and public sector clients in an emerging economy</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/511bee80/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Prakash Pattni - IBM: The winners in the Financial Services will be those maniacally focused on customers</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Prakash Pattni - IBM: The winners in the Financial Services will be those maniacally focused on customers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">19d6cec3-46c5-45a7-a4ba-b7bf19ec8885</guid>
      <link>https://share.transistor.fm/s/b6b44e48</link>
      <description>
        <![CDATA[<p><a href="https://www.linkedin.com/in/prakashpattni/">Prakash Pattni</a> is MD, Financial Services Digital Transformation, responsible for partnering with financial services clients to deliver their transformational outcomes through <a href="https://www.linkedin.com/company/ibm/">IBM</a> Cloud. </p><p><br></p><p>Prakash spent over 20 years working at esteemed banks, such as JPMorgan and Goldman Sachs. Bringing deep financial services experience gained across technology, investment banking operations and finance and has led numerous initiatives including public cloud transformation, agile and product model implementation and infrastructure modernization. </p><p><br></p><p>Prakash uses his extensive client side experience and understanding of the challenges faced by financial services organizations to help IBM clients accelerate their digital transformation journeys.</p><p><br>Today he is joined by <a href="https://www.linkedin.com/in/ioaniacob/">Ioan Iacob</a>, Founder and CEO of <a href="https://www.flowx.ai/">FlowX.ai</a>, and in today's show we discuss the most important perspective changes needed for a technology company to embrace for the financial services industry today. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.linkedin.com/in/prakashpattni/">Prakash Pattni</a> is MD, Financial Services Digital Transformation, responsible for partnering with financial services clients to deliver their transformational outcomes through <a href="https://www.linkedin.com/company/ibm/">IBM</a> Cloud. </p><p><br></p><p>Prakash spent over 20 years working at esteemed banks, such as JPMorgan and Goldman Sachs. Bringing deep financial services experience gained across technology, investment banking operations and finance and has led numerous initiatives including public cloud transformation, agile and product model implementation and infrastructure modernization. </p><p><br></p><p>Prakash uses his extensive client side experience and understanding of the challenges faced by financial services organizations to help IBM clients accelerate their digital transformation journeys.</p><p><br>Today he is joined by <a href="https://www.linkedin.com/in/ioaniacob/">Ioan Iacob</a>, Founder and CEO of <a href="https://www.flowx.ai/">FlowX.ai</a>, and in today's show we discuss the most important perspective changes needed for a technology company to embrace for the financial services industry today. </p>]]>
      </content:encoded>
      <pubDate>Thu, 21 Apr 2022 01:56:29 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/b6b44e48/548865c1.mp3" length="47335032" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/ZNvu4vM4Po-6nO-9vjnA2RIYFolVrgZvQWu7UhJ1iQw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzgyNTQ5NC8x/NjQ2NzA5MjM0LWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>2366</itunes:duration>
      <itunes:summary>Prakash Pattni is MD, Financial Services Digital Transformation, responsible for partnering with financial services clients to deliver their transformational outcomes through IBM Cloud. 

Prakash spent over 20 years working at esteemed banks, such as JPMorgan and Goldman Sachs. Bringing deep financial services experience gained across technology, investment banking operations and finance and has led numerous initiatives including public cloud transformation, agile and product model implementation and infrastructure modernization. 

Prakash uses his extensive client side experience and understanding of the challenges faced by financial services organizations to help IBM clients accelerate their digital transformation journeys.

Today he is joined by Ioan Iacob, Founder and CEO of FlowX.ai, and in today's show we discuss the most important perspective changes needed for a technology company to embrace for the financial services industry today. </itunes:summary>
      <itunes:subtitle>Prakash Pattni is MD, Financial Services Digital Transformation, responsible for partnering with financial services clients to deliver their transformational outcomes through IBM Cloud. 

Prakash spent over 20 years working at esteemed banks, such as JP</itunes:subtitle>
      <itunes:keywords>#financial services #fintech #banking #PrakashPattini #IBM #IBMCloud #digitaltransformation </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/b6b44e48/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Constantin Mareş: Achieving Transformation Through Talent and Technology</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Constantin Mareş: Achieving Transformation Through Talent and Technology</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f21b37ba-98e5-48f9-827b-91cc14692f6e</guid>
      <link>https://share.transistor.fm/s/cc1a7a68</link>
      <description>
        <![CDATA[<p>In this episode, we talk to <a href="https://www.linkedin.com/in/constantin-mare%C8%99-9b6278/">Constantin Mareş</a>, the Chief Digital Officer of <a href="https://www.otpbank.ro/en">OTP Bank Romania</a> and a serious transformation expert.</p><p>He has over 20 years of banking experience and is an experienced technology leader within the banking sector. A firm believer that an engaged and motivated workforce, one that is aligned, and committed to a strategy, is key to unlocking the potential of any forward-thinking enterprise.</p><p>He started his career at <a href="https://en.wikipedia.org/wiki/Bancorex">Bancorex</a>, in the Capital Markets department. Moving on to <a href="https://ing.ro/persoane-fizice">ING</a>, where he worked for 9 years, leading the IT department and the launch of technology-based retail services. In 2006, he was part of the team that prepared the launch of <a href="https://www.bankmillennium.pl/">Millennium Bank in Romania</a>. Six years after joining Millennium Bank, he was promoted to the Board of Directors, first coordinating the operational area and then the corporate client area.</p><p><br></p><p>Since 2015, he has been a figurehead of cultural change within <a href="https://www.otpbank.ro/en">OTP Bank Romania</a>, a change that has included both the digital transformation and the transformation of the way of working into modern and an agile one. </p><p><br></p><p>His current role is Chief Digital Officer, directly responsible for the success of OTP Bank Romania's Apollo Organic Growth Program, which focuses on improving the customer experience, process efficiency and developing key products.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we talk to <a href="https://www.linkedin.com/in/constantin-mare%C8%99-9b6278/">Constantin Mareş</a>, the Chief Digital Officer of <a href="https://www.otpbank.ro/en">OTP Bank Romania</a> and a serious transformation expert.</p><p>He has over 20 years of banking experience and is an experienced technology leader within the banking sector. A firm believer that an engaged and motivated workforce, one that is aligned, and committed to a strategy, is key to unlocking the potential of any forward-thinking enterprise.</p><p>He started his career at <a href="https://en.wikipedia.org/wiki/Bancorex">Bancorex</a>, in the Capital Markets department. Moving on to <a href="https://ing.ro/persoane-fizice">ING</a>, where he worked for 9 years, leading the IT department and the launch of technology-based retail services. In 2006, he was part of the team that prepared the launch of <a href="https://www.bankmillennium.pl/">Millennium Bank in Romania</a>. Six years after joining Millennium Bank, he was promoted to the Board of Directors, first coordinating the operational area and then the corporate client area.</p><p><br></p><p>Since 2015, he has been a figurehead of cultural change within <a href="https://www.otpbank.ro/en">OTP Bank Romania</a>, a change that has included both the digital transformation and the transformation of the way of working into modern and an agile one. </p><p><br></p><p>His current role is Chief Digital Officer, directly responsible for the success of OTP Bank Romania's Apollo Organic Growth Program, which focuses on improving the customer experience, process efficiency and developing key products.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 06 Apr 2022 23:01:03 -0700</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/cc1a7a68/47fc2868.mp3" length="30370061" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:image href="https://img.transistor.fm/pcCectP0dJv1UBtKymLNAkk7vv5EZECSbPrr10vZAig/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzg0MjQ4My8x/NjQ4MjY4MjI1LWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>1897</itunes:duration>
      <itunes:summary>In this episode, we talk to Constantin Mareş, the Chief Digital Officer of OTP Bank Romania and a serious transformation expert.

He has over 20 years of banking experience and is an experienced technology leader within the banking sector. A firm believer that an engaged and motivated workforce, one that is aligned, and committed to a strategy, is key to unlocking the potential of any forward-thinking enterprise.

He started his career at Bancorex, in the Capital Markets department. Moving on to ING, where he worked for 9 years, leading the IT department and the launch of technology-based retail services. In 2006, he was part of the team that prepared the launch of Millennium Bank in Romania. Six years after joining Millennium Bank, he was promoted to the Board of Directors, first coordinating the operational area and then the corporate client area.

Since 2015, he has been a figurehead of cultural change within OTP Bank Romania, a change that has included both the digital transformation and the transformation of the way of working into modern and an agile one. 

His current role is Chief Digital Officer, directly responsible for the success of OTP Bank Romania's Apollo Organic Growth Program, which focuses on improving the customer experience, process efficiency and developing key products.</itunes:summary>
      <itunes:subtitle>In this episode, we talk to Constantin Mareş, the Chief Digital Officer of OTP Bank Romania and a serious transformation expert.

He has over 20 years of banking experience and is an experienced technology leader within the banking sector. A firm believ</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/cc1a7a68/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Welcome to Unbounded: Talks on Growth in Financial Services</title>
      <itunes:title>Welcome to Unbounded: Talks on Growth in Financial Services</itunes:title>
      <itunes:episodeType>trailer</itunes:episodeType>
      <guid isPermaLink="false">c9c6c784-dc64-48d1-a142-a4a98400c0bb</guid>
      <link>https://share.transistor.fm/s/babccc09</link>
      <description>
        <![CDATA[Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.]]>
      </description>
      <content:encoded>
        <![CDATA[Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.]]>
      </content:encoded>
      <pubDate>Mon, 13 Dec 2021 22:17:02 -0800</pubDate>
      <author>FLOWX.AI</author>
      <enclosure url="https://media.transistor.fm/babccc09/b1c47df6.mp3" length="888829" type="audio/mpeg"/>
      <itunes:author>FLOWX.AI</itunes:author>
      <itunes:duration>53</itunes:duration>
      <itunes:summary>Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.</itunes:summary>
      <itunes:subtitle>Join the conversation and discover how to unlock growth for your bank, neobank or fintech. Each week will talk candidly with leading entrepreneurs, executives and engineers that are building the future of banking.</itunes:subtitle>
      <itunes:keywords>financial services, fintech, banking, neobank, BAAS</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/babccc09/transcript.txt" type="text/plain"/>
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