Today‘s Real Talk

Today's Real Talk | Happy New Year!

WSIC — Mon, 30 Dec 2024 15:05:00 -0500

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by the knowledgeable duo, Claudia Ogrizek, Realtor® for Compass, and Justin A. Ckezepis, Real Estate Attorney, Investor, and Broker, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Joined by Mandy Noonan

WSIC — Mon, 23 Dec 2024 15:00:00 -0500

Today's Guest
- Mandy Noonan | David Weekley Homes

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Joined by Jackson Leininger and Chase Divel

WSIC — Mon, 16 Dec 2024 16:00:00 -0500

Today's Guest
- Jackson Leininger and Chase Divel | Four Horseman Media | More than just a Real Estate Media Agency | @four.horse.media on Instagram | four-horse-media.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 12.09.24

WSIC — Mon, 09 Dec 2024 15:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 12.02.24

WSIC — Mon, 02 Dec 2024 16:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Joined by Brendan Slocumb

WSIC — Mon, 25 Nov 2024 16:00:00 -0500

Today's Guest
-Brendan Slocumb - More Life Resources

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 11.18.24

WSIC — Mon, 18 Nov 2024 16:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Happy Veterans Day!

WSIC — Mon, 11 Nov 2024 15:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Today's Real Talk | 11.04.24

WSIC — Mon, 04 Nov 2024 16:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 10.28.24

WSIC — Mon, 28 Oct 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | Monday, October 21st, 2024

WSIC — Mon, 21 Oct 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | Monday, October 14th, 2024

WSIC — Mon, 14 Oct 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 10.07.24

WSIC — Mon, 07 Oct 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Monday, September 30th, 2024

WSIC — Mon, 30 Sep 2024 16:00:00 -0400

Today's Guest
Jim Wiley - President | Beacon Street Development - beacon-street.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Monday, September 23rd, 2024

WSIC — Mon, 23 Sep 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 09.16.24

WSIC — Mon, 16 Sep 2024 16:00:00 -0400

Joined by Jim Wiley

WSIC — Mon, 09 Sep 2024 16:00:00 -0400

Today's Guest
Jim Wiley - President | Beacon Street Development - beacon-street.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 09.02.24

WSIC — Mon, 02 Sep 2024 15:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Today's Real Talk | 08.26.24

WSIC — Mon, 26 Aug 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Joined by Erica McIntosh, Premier Permits Carolinas

WSIC — Mon, 19 Aug 2024 16:00:00 -0400

Today's Guest
Erica McIntosh - Premier Permits Carolinas - premierepermitscarolinas.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

CLEAN YOUR HOUSE!

WSIC — Mon, 05 Aug 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Beaucoup Bucks

WSIC — Mon, 29 Jul 2024 16:00:00 -0400

Today's Guest -
Robert S. Keller, CFP®, SE-AWMA™, CPFA® Wealth Management Advisor Senior Vice President - Merrill Lynch Wealth Management

Today's Real Talk | Mondays at 3pm | WSICnews.com

Todays Real Talk | 07.22.24

WSIC — Mon, 22 Jul 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Todays Real Talk | Housing Upkeep | 07.15.24

WSIC — Mon, 15 Jul 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Join the conversation | Call 844-STUDIO-4

Talking Everyone's Favorite Topic: Home Owners Insurance

WSIC — Mon, 08 Jul 2024 16:00:00 -0400

Joshua Smith - Account Executive - Goosehead Insurance Agency - goosehead.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Talking Grandfather Homes with Missy Bagley

WSIC — Mon, 01 Jul 2024 16:00:00 -0400

Missy Bagley - Sales Manager - Grandfather Homes - grandfatherhomes.com

Today's Real Talk | Mondays at 3pm | WSIC News App

Estate Planning with Candice Shepard of Shepard Law, PLLC

WSIC — Tue, 25 Jun 2024 16:00:00 -0400

Candice Shepard - CEO - Shepard Law, PLLC - shepardlawpllc.com

Today's Real Talk | Mondays at 3pm | WSIC News App

Investment Real Estate Requires Strategy

WSIC — Mon, 17 Jun 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSIC News App

The Cats Out of the Bag - The Numbers Don't Lie

WSIC — Mon, 10 Jun 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSIC News App

All Under a 21 Roofing Group Roof

WSIC — Mon, 03 Jun 2024 16:00:00 -0400

Today's Guest

Tony Garay - Vice President at 21 Roofing Group - 21roofinggroup.com

Today's Real Talk | Mondays at 3pm | WSIC News App

Have A Plan, Then Execute

WSIC — Mon, 27 May 2024 16:00:00 -0400

Brad Roche | The Mortgage Planner | fortheplan.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

The Right Realtor CAN Make All The Difference

WSIC — Mon, 20 May 2024 17:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Summer Time is Moving Time

WSIC — Mon, 13 May 2024 16:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Open Your Windows!

WSIC — Mon, 06 May 2024 16:00:00 -0400

Tiffany and Ryan Webber | Thomas & Webber, PLLC | thomasandwebber.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Cool Grays ARE OUT! Bring In The Warmth!

WSIC — Mon, 29 Apr 2024 16:00:00 -0400

Tatiana Murga | Co-Owner of TNT Staging - tntstaging.com

SHOW OVERVIEW
Today's episode covers a range of topics, including market trends, buyer perspectives, and the potential impact of recent events on the real estate industry. Claudia and Justin provide valuable insights into guiding buyers through the current market conditions, managing expectations, and addressing the evolving dynamics of the real estate landscape. The conversation also touches on the likelihood of market crashes, interest rates, and the lasting effects of past events on the industry.

Claudia provides a comprehensive overview of the factors influencing the decision to move to North Carolina or Florida. She emphasized the appeal of North Carolina, particularly Lake Norman and Charlotte, citing job opportunities, favorable weather, and lower property taxes and insurance as key factors. Additionally, she raises concerns about the impact of high homeowner's insurance in Florida on sellers and potential buyers. Justin also addresses the potential challenges posed by hurricanes and policy decisions in North Carolina, highlighting the gradual increase in homeowners insurance and the impact on the housing market.

Claudia passionately emphasizes the importance of staging in real estate, citing personal experiences and insights as she introduces our guest Tatiana Murga, Co-Owner of TNT Staging. Claudia shares a compelling story of how staging transformed a dated property, leading to a rapid and successful sale. Claudia and Justin also discuss the influence of staging on buyer perception and the role of real estate agents in leveraging staging to showcase properties effectively. Furthermore, all three underscore the impact of staging on the overall success of real estate transactions and highlighted the expertise of TNT staging in consistently delivering exceptional results.

Tatiana provides a comprehensive overview of the current trends in staging and color choices for homes, highlighting the shift from cool tones to warmer, earthy tones like beige and brown. She discusses the impact of these trends on home resale value and advised on color choices for remodeling and selling homes, emphasizing the preference for warm, neutral colors over cool tones like gray and blue. Claudia and Tatiana also share examples of successful color choices, such as painting cabinets beige, and discussed the long-term implications of these trends, suggesting that over time, homes may transition towards warmer, brown tones.
All that and more on Today's Real Talk.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Bless This Mess with Sage Organizing Co.

WSIC — Mon, 22 Apr 2024 16:00:00 -0400

Candi Ruppert and Katherine Gutierrez | Sage Organizing Co. | sageorganizingco.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Take Care of the Bunnies...AND YOUR HOME!

WSIC — Mon, 15 Apr 2024 16:00:00 -0400

On this episode of Today's Real Talk, Claudia and Justin cover a range of topics related to the real estate market. Claudia discusses the challenges faced by buyers in a market with limited inventory and the advantageous conditions for sellers. She also highlighted the growing appeal of South Carolina as a more affordable option for home buyers.

Claudia and Justin emphasize the importance of sellers having realistic expectations and pricing their properties correctly. They also discuss the high demand and low inventory of properties priced at 500,000 or less in Mecklenburg County and Iredell County.

The duo continue the conversation discussing the impact of MLS listings on property sales and the challenges buyers face in the current real estate market. Claudia emphasizes the importance of having a realtor who can provide sound financial advice and effectively negotiate on behalf of the buyer. She also highlights the role of representation in real estate transactions and the need for clear communication and written agreements to avoid misunderstandings. Claudia backs this up by sharing a specific case where her expertise helped clients avoid a potential loss in a negotiation with a builder.

Claudia and Justin explain the significance of regular home maintenance, particularly emphasizing the importance of cleaning drains to maintain a house's value and ease the inspection process when selling. They share personal anecdotes and expressed a strong desire for homeowners to show respect and care for their properties. Claudia and Justin encourage homeowners to share their experiences with the maintenance tasks.

Finally, the duo discuss the challenges of facing setbacks in real estate deals, emphasizing the importance of adapting and learning from such experiences. They shed light on the implications of the NAR lawsuit on buyer agents' compensation, sharing the general sentiment among clients and their understanding of the role of buyer agents in the real estate market. Additionally, they discuss the willingness of sellers to recognize the value of offering compensation to buyer agents and their understanding of the inclusion of commission in the pricing of homes.

The Value of a Trusted Third Party Home Inspector

WSIC — Mon, 08 Apr 2024 17:00:00 -0400

Bailey McHugh | Owner and Operator | Swell Home Inspections, LLC | swellhomeinspectionsnc.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

10 Year Anniversary For Claudia & Conversation with the Godfather of Real Estate Data

WSIC — Tue, 02 Apr 2024 16:00:00 -0400

Dr. Chu | Distinguished Professor of Real Estate and Urban Economics and Professor of Finance at the UNC Charlotte Belk College of Business

Today's Real Talk | Mondays at 3pm | WSICnews.com

The Many Languages of Real Estate

WSIC — Mon, 25 Mar 2024 12:00:00 -0400

Today's Real Talk | Mondays at 3pm | WSICnews.com

Listings, Lawsuits, & Listings

WSIC — Mon, 18 Mar 2024 12:00:00 -0400

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by the knowledgeable duo, Claudia Ogrizek, Realtor for Compass, and Justin A. Ckezepis, Real Estate Attorney, Investor, and Broker, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Brokers are the Nucleus

WSIC — Mon, 11 Mar 2024 12:00:00 -0400

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by the knowledgeable duo, Claudia Ogrizek, Realtor for Compass, and Justin A. Ckezepis, Real Estate Attorney, Investor, and Broker, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.
Today's Guest

Sky Mikesell | Owner of Spekwo | spekwo.com | Instant Quotes and reliable repairs for All Items on your home inspection.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Keeping it Real with Dejana Vesili

WSIC — Mon, 04 Mar 2024 04:00:00 -0500

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by Claudia Ogrizek and Justin A. Ckezepis, this engaging program brings you insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.
Today's Guest

Dejana Vesili | DHL Mortgage

Today's Real Talk | Mondays at 3pm | WSICnews.com

Upcoming Projects based on the CRTPO Report

WSIC — Mon, 26 Feb 2024 11:00:00 -0500

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Keeping it Real with Brad Howard | 2024 Candidate for Iredell County Commissioner

WSIC — Tue, 20 Feb 2024 11:00:00 -0500

Brad Howard | 2024 Candidate for Iredell County Commissioner

Today's Real Talk | Mondays at 3pm | WSICnews.com

North Carolina Real Estate - UP ONLY

WSIC — Mon, 12 Feb 2024 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Housing Market As It Stands Today

WSIC — Tue, 06 Feb 2024 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Keeping it Real with Claudia Ogrizek | Realtor | COMPASS

WSIC — Mon, 29 Jan 2024 11:00:00 -0500

Claudia Ogrizek | Realtor | COMPASS

Today's Real Talk | Mondays at 3pm | WSICnews.com

Super Talls and Traffic

WSIC — Mon, 22 Jan 2024 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Keeping it Real with Senator Jeff Tarte | 2024 Candidate for NC State Auditor

WSIC — Mon, 15 Jan 2024 11:00:00 -0500

Senator Jeff Tarte | 2024 Candidate for North Carolina State Auditor | jefftarte.com

Today's Real Talk | Mondays at 3pm | WSICnews.com

Erosion and the Battle Against Traffic

WSIC — Mon, 08 Jan 2024 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Favorite Christmas Movie Houses

WSIC — Mon, 18 Dec 2023 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

How A Sports Franchise Can Affect Local Real Estate

WSIC — Mon, 11 Dec 2023 10:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

What do the Holidays Mean For Real Estate

WSIC — Mon, 04 Dec 2023 11:00:00 -0500

Today's Real Talk | Mondays at 3pm | WSICnews.com

Joined by Phillip Aldrete

WSIC — Mon, 27 Nov 2023 11:00:00 -0500

Phillip Aldrete | Mortgage Banking Consultant | First National Bank

Today's Real Talk | Mondays at 3pm | WSICnews.com

Joined by Mackenzie Amirfar

WSIC — Mon, 20 Nov 2023 11:00:00 -0500

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things real estate in Mecklenburg County and Iredell County, North Carolina! Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Todays Guest

Mackenzie Amirfar | Real Estate Broker for Serhant | The Dearing Team

Today's Real Talk | Mondays at 3pm | WSICnews.com

Joined by Katrina Screen

WSIC — Mon, 13 Nov 2023 11:00:00 -0500

Todays Guest

Katrina Screen | Founder of The Premiere Concierge Home Watch & Lifestyle Concierge | www.thepremierconcierge

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

The Lawsuit that Rocked the Real Estate World

WSIC — Mon, 06 Nov 2023 11:00:00 -0500

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life. Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Serhant | The Dearing Team TAKEOVER

WSIC — Mon, 30 Oct 2023 12:00:00 -0400

Justin is out today so today's episode is A Serhant | The Dearing Team Takeover!
Guest Host- Josh Dearing and members of the Serhant | Dearing Team share their expert insight into the market, funny stories they have experienced in Real Estate, and more...

Today's Real Talk | Mondays | 3pm to 4pm Join the conversation | Call 844-STUDIO-4

Joined by Kelly Hawkins

WSIC — Mon, 23 Oct 2023 12:00:00 -0400

Kelly Hawkins | Owner of Main Street Management Group Today's

Real Talk | Mondays at 3pm | WSICnews.com

More Life than Real Estate

WSIC — Mon, 16 Oct 2023 12:00:00 -0400

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

October 9th, 2023

WSIC — Mon, 09 Oct 2023 12:00:00 -0400

Welcome to Today's Real Talk, the ultimate radio show dedicated to North Carolina Real Estate, Business, and Life! Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

September 25th, 2023

WSIC — Mon, 25 Sep 2023 12:00:00 -0400

Josh Dearing | Serhant | The Dearing Team | Cornelius Real Estate Experts

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

September 18th, 2023

WSIC — Mon, 18 Sep 2023 12:00:00 -0400

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things real estate in North Carolina Real Estate, Business, and Life! Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays at 3pm | WSICnews.com

September 11th, 2023

WSIC — Mon, 11 Sep 2023 12:00:00 -0400

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things life, business, and real estate in Mecklenburg, Iredell, and neighboring counties, local and relevant to you, here in North Carolina! Hosted by the knowledgeable Justin A. Ckezepis, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate.

Today's Real Talk | Mondays at 3pm | WSICnews.com

Joined by The Dearing Team, Josh Dearing and Shana Harris

WSIC — Mon, 28 Aug 2023 12:00:00 -0400

Josh Dearing and Shana Harris | Serhant | The Dearing Team | Cornelius Real Estate Experts

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Joined by Bill Gallagher | Real Estate Expert

WSIC — Mon, 21 Aug 2023 12:00:00 -0400

Bill Gallagher- Real Estate Expert

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Joined by Matt Madison | Broker in Charge at Doug Madison Realty

WSIC — Tue, 15 Aug 2023 12:00:00 -0400

Matt Madison | Broker in Charge at Doug Madison Realty

Today' Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Joined by The Dearing Team, Josh Dearing and Shana Harris

WSIC — Mon, 07 Aug 2023 12:00:00 -0400

Welcome to Today’s Real Talk with Justin A. Ckezepis – your go-to radio show for all things real estate in North Carolina! Tune in every Monday from 3pm to 4pm on WSIC radio station for expert guidance and valuable insights into the dynamic world of real estate. Join our seasoned host, Justin A. Ckezepis, a reputable real estate attorney, broker, and investor, as he shares his wealth of knowledge and experience in the industry. Whether you’re a first-time buyer, seasoned investor, or curious about the local market trends, this show is designed to cater to all levels of interest.
Today's Guests

Josh Dearing | Real-Estate Broker and Founding Agent | Serhant | The Dearing Team
Shana Harris | Real-Estate Broker | Serhant | The Dearing Team

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

What's The Deal with all these Trees?

WSIC — Mon, 31 Jul 2023 12:00:00 -0400

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Brand New Calendar Year for your Municipality...and its Budget!

WSIC — Mon, 17 Jul 2023 12:00:00 -0400

Life is complicated. Real estate doesn’t have to be. While Today's Real Talk host, Justin A. Ckezepis, Real Estate Attorney, Broker, and Investor, loves to laugh, he doesn’t like noise or nonsense. He prefers to keep it real. Join the conversation with Justin as he helps others understand and thrive in this ever-changing game of Real Estate.
On today's episode, Justin explains to listeners how municipalities operate on a slightly different calendar than people do. July 1st is the beginning of the municipality calendar. Why is this important to you? Because it also means that the Municipality budget will be unveiled. How is your municipality using their budget? And how could this affect your actual or potential real-estate investment? Justin answers these questions and more on this edition of Today's Real Talk.

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Navigating the Local Real Estate Landscape

WSIC — Mon, 10 Jul 2023 12:00:00 -0400

Life is complicated. Real estate doesn’t have to be. While Today's Real Talk host, Justin A. Ckezepis, Real Estate Attorney, Broker, and Investor, loves to laugh, he doesn’t like noise or nonsense. He prefers to keep it real. Join the conversation with Justin as he helps others understand and thrive in this ever-changing game of Real Estate.
On today's episode, Justin is joined by Cornelius Real Estate experts, Josh and Charlene Dearing, representing The Dearing Team, part of Serhant. Together they will provide insight to economic and social factors dealing with climate of real-estate and help guide listeners through the ins and outs of the current market.

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Why is Everybody Moving Here? Because It's Great!

WSIC — Mon, 03 Jul 2023 12:00:00 -0400

Today's Real Talk | Mondays | 3pm to 4pm | WSICnews.com

Can the government help build more affordable housing? The Apple Ridge Project

Today‘s Real Talk with Justin Ckezepis — Sat, 25 Feb 2023 09:00:00 -0500

How do you define if housing is ‘affordable’? If there isn’t enough market rate housing, how can you even start a discussion about affordable housing? At what point do we decide there have been enough conversations and it is time for action? There are some who are taking action. This week Justin talks with Chris Todd – Business & Development Director for Henderson County, NC – about The Apple Ridge Project.

The Apple Ridge Project is made up of 60 multi-family housing units and 20 single family units. Henderson County approved using some American Rescue Plan (ARP) funds to help with infrastructure costs. Specifically, the funds will be used toward the water & sewer extension requirements that are necessary to complete the project.

The Apple Ridge Project, which is being spearheaded by The Housing Assistance Corporation, is proof that real partnership can exist with the common goal of providing more affordable housing units in the community.

References

Today's Real Talk: https://www.TodaysRealTalk.com/

Info@TodaysRealTalk.com

Apple Ridge Project: https://www.hendersonvillenc.gov/sites/default/files/uploads/calendar-files/apple_ridge_-_overall_development_plan_1-20-22.pdf

Henderson County: https://www.hendersoncountync.gov/

Housing Assistance Corporation: https://www.housing-assistance.com/

Want content sent directly to your device? Text 'Get Real' to 844-STUDIO-4

Have you enabled Amazon and Google Home skills?

"Hey Alexa, play Today's Real Talk!"

"Hey, Google, play Today's Real Talk!"

All shows streaming wherever you like to listen to your podcasts

Chapters

00:00 - 06:17: Talking w/ Justin

06:17 - 08:29: Intro w/ Chris Todd

08:29 - 09:55: Apple Ridge Project Overview

09:55 - 11:35: The Apple Ridge Team

11:35 - 13:24: The Go-Forward Plan

13:24 - 14:07: Partnering With Others

14:07 - 15:59: Criteria for Approval

15:59 - 19:39: Population Shift During COVID

19:39 - 22:55: Defining Affordable

22:55 - 25:24: Size of the Apple Ridge Project

25:24 - 26:23: Relationships w/ Other Municipalities

26:23 - 31:20: Long Term Vision

31:20 - 34:48: Internet Access in Western NC

34:48 - 37:03: Public Feedback

37:03 - 38:50: Support At All Levels

38:50 - 40:17: Take Aways for Success

40:17 - 41:11: Outro w/ Chris Todd

41:11 - 44:15: Managing Projects

44:15 - 48:19: Why isn't there more affordable housing options?

48:19 - 53:54: My neighbor isn't letting me use my driveway anymore. What are my options?

53:54 - 59:30: If you could pick one sector of real estate to invest in, what would it be?

59:30 - 01:01:24: Final Thoughts w/ Justin

What is your 'why'? Developing Communities

Today‘s Real Talk with Justin Ckezepis — Sat, 18 Feb 2023 09:00:00 -0500

Developing Properties is a process. Land acquisition, zoning entitlements, engineering, architecture, leasing; just a few of the many steps. Bigger than the process is the potential affect developing has on communities. How do you know if a project will be positive or negative?

This week Justin sits down with Vinny Giglio to talk about the development process. Vinny, a military veteran now developing some properties in the North Charlotte/Iredell County area, describes what goes into his team’s thought process when they find a potential development site.

Not all the topics are easy. Affordable Housing, Water & Sewer Capacity, Parking Requirements, and much more. If you are interested in how developers think, this show is for you.

References

Today's Real Talk: https://www.TodaysRealTalk.com/

Info@TodaysRealTalk.com

MV2 Investments: https://www.mv2invest.com/

Chapters

00:00 - 04:05:Talking w/ Justin

04:05 - 06:30: Intro w/ Vinny

06:30 - 14:00: Vinny's Why

14:00 - 14:49: Justin Sharing his Why

14:49 - 20:50: Getting Started in Real Estate

20:50 - 23:33: Buying Commercial Real Estate

23:33 - 27:48: Falling into Development

27:48 - 31:22: Development Projects

31:22 - 34:00: What is good for a community?

34:00 - 37:00: Transportation

37:00 - 40:47: Water & Sewer Capacity

40:47 - 41:27: Local Drives Markets

41:27 - 47:38: Affordable Housing

47:38 - 49:26: Managing Development Sites

49:26 - 50:35: The Multifamily Sector

50:35 - 52:49: Material Costs Through COVID

52:49 - 54:44: Risk in Development

54:44 - 58:00: The Struggle is Real

58:00 - 01:01:10: The Future of North Carolina

01:01:10 - 01:02:53: How Do We Bring in More Jobs

01:02:53 - 01:05:37: Outro w/ Vinny

01:05:37 - 01:15:45: Q&A Session

01:15:45 - 01:16:20 - Final Thoughts w/ Justin

Spending More on Quality Has Its Benefits Too: Green Energy Incentive

Today‘s Real Talk with Justin Ckezepis — Sat, 11 Feb 2023 09:00:00 -0500

Energy Efficiency is not just about spending money. The Deficit Reduction Act and the Inflation Reduction act (along with many other pieces of legislation throughout the years) carve out specific tax benefits when you invest in green energy and updating to modern building standards. Have you heard of 179D and 45L tax incentives?

This week Dawn Polin, the Real Estate Incentives CPA, joins Justin to discuss the current landscape for energy efficiency tax incentives. Whether it be ground up development or a value-add project, there are potential tax benefits you should consider when designing your project.

Mechanical SEER ratings. Energy Efficient windows. Thermal. Solar. So many different components to consider when you are developing a new property or improving an existing property. How do you know whether making such an investment has any financial benefit? Listening to Today's Real Talk will give you a leg up.

References
Dawn Polin: https://cretaxplanning.com/

Deficit Reduction Act: https://www.congress.gov/bill/109th-congress/senate-bill/1932

Inflation Reduction Act: https://www.congress.gov/bill/117th-congress/house-bill/5376/text

IRS 179D Publication: https://www.irs.gov/pub/irs-utl/irc-179d-energy-efficient.pdf

Incentifind Database for Incentive Reporting: https://incentifind.com/welcome?affiliate=6666bbe3-95c3-49d9-a28e-5969cd6ca85b

Chapters
00:00 - 03:55: Talking w/ Justin
03:55 - 08:23: Intro w/ Dawn Polin
08:23 - 13:20: Cost Segregation Overview
13:20 - 14:51: Introduction to 179D & 45L
14:51 - 19:24: What is 179D?
19:24 - 21:11: History of 179D
21:11 - 29:44: How to use 179D
29:44 - 34:48: Necessity of Planning
34:48 - 36:57: The Building Envelope
36:57 - 41:08: History & Use of 45L
41:08 - 43:24: Cautions of Seeking 45L
43:24 - 48:17: Who is using 179D & 45L incentives?
48:17 - 50:38: Using Tax Credits & Incentives
50:38 - 55:18: Future of North Carolina Incentives
55:18 - 56:30: Wrap Up w/ Dawn
56:30 - 01:03:08: Q&A 1 - Are there any good courses you would recommend to help w/ learning real estate?
01:03:08 - 01:08:22: Q&A 2 - What do I do if my contractor won't finish the job?
01:08:22 - 01:12:41: Q&A 3 - What sector of real estate do you think will be most volatile in the short term?
01:12:41 - 01:13:59: Final Thoughts w/ Justin

Who can tell you what you can & can’t on your property? HOAs

Today's Real Talk with Justin Ckezepis — Sat, 04 Feb 2023 09:00:00 -0500

When you buy a property that is subject to an association, you are buying a property that is subject to change.

Is your property subject to an association? If so, there may or may not be rules ®ulations that you like or don't like. There may be fees with living where you live that you may not have been expecting or anticipating when you purchased. Maybe how you want to use your property has changed and your are wondering if it is ok? Short Term Rentals continue to be a hot topic. Ever thought about adding solar panels to your home?

This week Justin is talking with Attorney Jim Slaughter of Law Firm Carolinas to learn about HOAs. The ins and outs. The ups and downs. The pros and cons.

What has changed from pre-covid to now when considering the management practices of HOAs? What changes has the North Carolina legislature made to make things easier for associations to govern? All that and more this week on Today's Real Talk.

References
Today's Real Talk: https://www.TodaysRealTalk.com/
Info@TodaysRealTalk.com

Jim Slaughter - https://www.jimslaughter.com/

Law Firm Carolinas - http://lawfirmcarolinas.com/

North Carolina Planned Community Act - NCGS 47F - https://www.ncleg.gov/Laws/GeneralStatuteSections/Chapter47F

North Carolina Condominium Act - NCGS 47C - https://www.ncleg.gov/Laws/GeneralStatuteSections/Chapter47C

Want content sent directly to your device? Text 'Get Real' to 844-STUDIO-4

Have you enabled Amazon and Google Home skills?
"Hey Alexa, play Today's Real Talk!"
"Hey, Google, play Today's Real Talk!"

All shows streaming wherever you like to listen to your podcasts

Chapters
00:00 - 01:49: Talking w/ Justin
01:49 - 03:56: Intro w/ Jim
03:56 - 05:41: HOA Usage in NC
05:41 - 06:44: Future HOAs in NC
06:44 - 09:09: HOA Positives
09:09 - 13:16: Costs Associated w/ HOAs
13:16 - 15:54: HOA Budget & Operation Limitations
15:54 - 18:31: How does NC compare to other states?
18:31 - 22:26: Pre & Post COVID
22:26 - 28:30: Online HOA Meetings
28:30 - 35:24: HOA Management Companies
35:24 - 36:48: Mgmt Company Credentials
36:48 - 42:17: Self Managed HOAs
42:17 - 44:50: Robert's Rules of Order
44:50 - 49:39: Condos
49:39 - 52:13: CC&Rs vs Bylaws vs Committees
52:13 - 58:56: Short Term Rentals
58:56 - 01:03:41: The Future of HOAs
01:03:41 - 01:04:34: Final Thoughts w/ Jim Slaughter
01:04:34 - 01:08:23: Q&A 1 - Do I need to purchase a 'title monitoring' service subscription?
01:08:23 - 01:09:17: Q&A 2 - What is the strongest market in North Carolina?
01:09:17 - 01:11:05: Q&A 3 - What is more important; size vs. location of a property?
01:18:14 - 01:18:54: Closing Thoughts w/ Justin

Does Technology Really Help Real Estate? Electronic Notarization

Today‘s Real Talk with Justin Ckezepis — Sat, 28 Jan 2023 09:00:00 -0500

Technology isn't always easy. It is, however, becoming a necessity. Here we talk about North Carolina Real Estate, Business, and Life. Today's Real Talk.

This week we are joined by Representative Jon Hardister (District 59), the House Majority Whip, and Primary Sponsor on North Carolina House Bill 776 - a Bill to allow for Remote Electronic Notarization in North Carolina.

If you have purchased a home, do you remember all the paperwork you had to sign? What if you could have signed electronically on your computer or even your phone? That will now be possible in North Carolina!

Justin discusses with Representative Hardister the ins and outs of the bill, the vision, and the shortcomings. Everyone wants to see North Carolina succeed and it starts with allowing the use of more tools for businesses and residents.

Subscribe to the show if you want to be updated as we release new content.

References
Today's Real Talk: https://www.TodaysRealTalk.com/
Info@TodaysRealTalk.com

Rep Jon Hardister: https://www.jonhardister.com/

North Carolina House Bill 776 (An Act to Allow Remote Online Notarization): https://www.ncleg.gov/BillLookup/2021/H776

NC DOT Public Street Information Database: https://connect.ncdot.gov/resources/gis/Pages/Database-Map-HB620.aspx

Chapters
00:00 - 04:58: Talking w/ Justin Today
04:58 - 08:15: Intro w/ Representative Jon Hardister & NC HB 776
08:15 - 11:47: COVID and the effect on Technology
11:47 - 14:07: Technology Requirements in HB 776
14:07 - 15:05: Limitations in HB 776
15:05 - 18:32: Does Electronic Notarization save people money?
18:32 - 22:04: The Notary Acknowledgment
22:04 - 23:42: Using Electronic Notarization in Healthcare
23:42 - 24:32: Banking & the SECURE Act
24:32 - 27:25: NC DOT & DMV
27:25 - 30:26: Preventing Wire Fraud & Cyber Threats
30:26 - 32:27: Education in North Carolina
32:27 - 34:55: Infrastructure in North Carolina
34:55 - 37:26: The Future of North Carolina
37:26 - 42:26: Q&A1 - What are the most important factors when refinancing?
42:26 - 45:18: Q&A2 - Do I live on a public or private street?
45:18 - 50:33 - Q&A3 - At what points do interest rates come back down?
50:33 - 51:10: Outro w/ Justin

Are you getting the most out of your real estate investments? Cost Segregation

Today‘s Real Talk with Justin Ckezepis — Sat, 29 Oct 2022 09:00:00 -0400

Have you purchased your first investment property? What are the tax strategies you plan to use? Have you considered Cost Segregation? If you are thinking of investing in Real Estate, you will need some tools and resources to help you succeed.

The IRS (Internal Revenue Service) Tax Code contains many sections dealing with Real Estate. Changes based on the Tax Cuts and Jobs Act have pumped certain Real Estate concepts, such as Depreciation, Cost Segregation, and Bonus Depreciation, to new levels.

Those with Real Estate Professional Status can take advantage of these changes. How long will Bonus Depreciation remain accelerated? Is it a good think to use Cost Segregation if you are going to be selling the real estate property in a short amount of time? What is the process for obtaining a Cost Segregation study? All that and more as Justin Ckezepis of Today's Real Talk sits down with Yonah Weiss to discuss Cost Segregation in Real Estate.

References

Yonah Weiss: https://www.yonahweiss.com/

Tax Cut and Jobs Act: https://www.govinfo.gov/content/pkg/BILLS-115hr1enr/pdf/BILLS-115hr1enr.pdf

IRS Tax Cuts and Jobs Act - Comparison for Businesses: https://www.irs.gov/newsroom/tax-cuts-and-jobs-act-a-comparison-for-businesses

IRS Cost Segregation Audit Techniques Guide: https://www.irs.gov/businesses/cost-segregation-audit-techniques-guide-chapter-1-introduction

Today's Real Talk: https://www.TodaysRealTalk.com

Want content sent directly to your device? Text 'Get Real' to 844-STUDIO-4

Have you enabled Amazon and Google Home skills?

"Hey Alexa, play Today's Real Talk!"

"Hey, Google, play Today's Real Talk!"

All shows streaming wherever you like to listen to your podcasts

Chapters

0:00 - 3:33: Talking w/Justin Today

3:33 - 7:17: Intro w/ Yonah Weiss

7:17 - 16:57: Top Terms in Cost Segregation

16:57 - 19:49: Real Estate Professional Status

19:49 - 23:38: Breaking Down Financials in a Cost Segregation Analysis

23:38 - 25:34: Ground Up Development vs. Value Add Property

25:34 - 28:18: The Cons of Doing Cost Segregation

28:18 - 31:51: What is Depreciation Recapture?

31:51 - 33:51: 1031 Exchanges and Off-Setting Gains & Losses with a Lazy 1031 Exchange

33:51 - 34:57: The Important of Real Estate Teams

34:57 - 36:34: Who currently uses Cost Segregation?

36:34 - 38:34: The Short Term Rental Loophole

38:34 - 41:20: The Future of the Real Estate Market and Cost Segregation

41:20 - 43:51: Adoption of Cost Segregation in the Marketplace

43:51 - 44:33: Outro w/ Yonah

44:33 - 47:31: Q&A #1: What is the future of the Real Estate Market in North Carolina?

47:31 - 49:04: Q&A #2: What type of taxes do I pay when earning $ in real estate?

49:04 - 53:15: Q&A #3: When are you financially prepared to buy a home?

53:15 - 54:04: Wrap Up & Outro

The Friendliest Town in the South - Blue Ridge Mountains, Equestrian Facility, and Lively Downtown

Today‘s Real Talk with Justin Ckezepis — Fri, 28 Oct 2022 09:51:45 -0400

Location. Location. Location. Here we talk about North Carolina Real Estate, Business, and Life.

Anytime you consider real estate, location is a top priority. What makes a house a "home"? Everyone wants to live in a great community. Today we find out from Zach Ollis - Town Manager of the Town of Tryon, North Carolina - what makes Tryon a great place to be.

Small town with convenient access to many of the surrounding major cities. That is what Tryon can offer. With amenities like the International Equestrian Facility, Harmon Field, Lake Lanier, and several vineyards; you can choose to sit and enjoy the views of the beautiful Blue Ridge Mountains or spend time adventuring.

Affordable living and a diverse community made up of those living full time in Tryon as well as the many that pass through for vacationing and even several families who spend part of their year living in Tryon - development continues to grow and with it, the annual budget for the Town of Tryon.

A community with a strong foundation and unlimited potential for its future.

Resources

Town of Tryon: https://tryon-nc.com/

Tryon International Equestrian Center: https://tryon.com/

Lake Lanier: https://www.discoverlakelanier.com/

Q&As

When are Property Taxes due in North Carolina?

Why are interest rates adjusting so frequently?

When I buy a property, do I have to get a survey?

Chapters

00:00 - 03:08: Intro

03:08 - 05:58: Guest Introduction (Zach Ollis - Town of Tryon, NC - Town Manager)

05:58 - 09:26: What is it like living in Tryon, North Carolina?

09:26 - 12:33: Equestrian Community in Tryon

12:33 - 14:06: Vineyards Throughout Tryon

14:06 - 16:22: Lake Lanier

16:22 - 19:39: Wastewater Treatment & Capacity for Development

19:39 - 22:05: Second Home Market in Tryon

22:05 - 25:57: Town of Tryon Budget

25:57 - 30:52: Property & Sales Tax in Tryon

30:52 - 34:34: Personnel Costs for Tryon

34:34 - 41:29: 2022 - 2023 Budget (Cap Ex, Police Department, Assets)

41:29 - 46:55: American Rescue Plan & Cares ACT Funds

46:55 - 50:03: Harmon Field Fund

50:03 - 51:49: Other Tryon NC Amenities & Things to do in Town

51:49 - 55:20: Geographic Advantage for Tryon and Outro w/ Zach

55:20 - 57:55: Q&A1 - When are property taxes due in North Carolina?

57:55 - 01:01:58: Q&A2 - Why are interest rates adjusting so frequently?

01:01:58 - 01:05:37: Q&A3 - Do I need to get a survey when I buy a property?

01:05:37 - 01:06:21 - Outro & Wrap Up w/ Justin

Want to win in Real Estate? Cash Flow Matters w/ Multifamily Investing

Today‘s Real Talk with Justin Ckezepis — Tue, 27 Sep 2022 14:20:26 -0400

How do I win at real estate? Cash flow.

In North Carolina, and across the entire world, everyone needs a place to live. People want a place to work and do business. Those who own the properties where people live and do business are the ones who collect cash flow and are winners.

It is also important to learn important Real Estate terms and definitions. Cap Rate. Cash on Cash Return. IRR. Terms that you commonly hear and must be able to understand if you are going to invest in Real Estate. Justin walks you through each of these terms today.

Multifamily Real Estate is popular. Many investors want to be in multifamily real estate because of the potential cash flow (whether passive or active) from the property. Do all counties, cities, and towns, like multifamily? Are all the financials related to multifamily investing true? Dante Belmonte of Victory Capital Group talks with Justin Ckezepis about multifamily real estate investing.

During Justin's Q&A Real Estate Session he answers these questions:

What is a good deal in Real Estate?

Do you think rents will go up or down over the next few years?

How did Justin get started in Real Estate?

Ready to learn about investing in multifamily real estate? Listen now.

Chapters

00:00 - 5:33 - Talking w/ Justin Today

05:33 - 10:14 - Common Real Estate Terms & Definitions

10:14 - 11:48 - Victory Capital Group

11:48 - 18:19 - Investing in North Carolina

18:19 - 26:02 - Analyzing Real Estate Deals

26:02 - 29:37 - Common LOI & Contract Terms

29:37 - 32:05 - Common Objections

32:05 - 39:15 - Funding Real Estate Deals

39:15 - 42:10 - North Carolina Markets

42:10 - 50:15 - Pitch Deck & Working w/Investors

50:15 - 54:14 - Property Management Companies & Other Expenses

54:14 - 56:44 - Wrap Up w/ Victory Capital Group

https://todaysrealtalk.com/

Is Agriculture and Industrial the future of development in Wayne County North Carolina?

Today‘s Real Talk with Justin Ckezepis — Tue, 27 Sep 2022 14:18:59 -0400

If you live anywhere in North Carolina, you’ve probably noticed that growth is happening at a rapid rate. While all of this economic growth and development is a positive thing, it must be managed carefully to reduce growing pains.

As the North Carolina real estate market continues to boom, you need to know what’s going on and hear from the people who live near you, so you have a say. Now more than ever, it’s important that we are good local stewards of the land and make choices that empower the community as a whole 5, 10, or even 20 years down the road.

On this episode, we welcomed Joel Gillie, the Public Affairs Director for Wayne County, North Carolina, to talk about this tremendous growth happening in Wayne County and throughout the rest of the state, as well as some of the challenges that come with it. We discuss the current comprehensive development plan for the 2022-2023 fiscal year and how the budget is affecting certain projects and developments.

Some of the issues we go over in this episode include the current public transportation system, like the existing bus system and the I-42 corridor, and how to grow transportation infrastructure in a way that benefits the population but doesn’t impede on businesses. We also talk about how to balance development while still prioritizing farmers, the future of Wayne County, specific development projects (like broadband internet connectivity), how to adjust public services in the wake of problems like the national fuel shortage, and other pertinent issues to a developing area.

Joel Gillie, Public Affairs Director for Wayne County, NC and Justin Ckezepis Talk About Development and the Challenges of Rapid Growth on Our Show

What does the SBA (Small Business Administration) do? Loans, Strategy, and Other Resources

Today‘s Real Talk with Justin Ckezepis — Mon, 14 Feb 2022 16:31:18 -0500

You need money to start a business. But as a small business owner, you only have so much funding to get started. This is where small business loans come in, and our latest episode, we go over what you need to know about getting a loan from the Small Business Administration with Mike Arriola.

Arriola originally started as the SBA officer for the Asheville area and eventually became the District Director for the entire state of North Carolina. Today, he oversees the SBA operations for over 900,000 small businesses throughout the state.

In this episode, we go over what exactly an SBA loan is, specifically the 7(a) guaranty process, why lenders decide to offer these loans, and why you should consider getting one of these loans if you’re trying to get your small business off the ground. We also go over some of the other tools and resources the SBA has for small business owners on top of their loan programs.

The SBA has resources that can help small business owners at any phase of their business’ lifecycle. Give this episode a listen if you’re thinking of or currently involved in starting a small business, and make sure to check back soon to see when our next episode goes live.

Real Estate Economics: The Future of Our Market

Today‘s Real Talk with Justin Ckezepis — Thu, 06 Jan 2022 08:56:11 -0500

How high can home prices continue to rise? What will the real estate market look like over the next twelve months?

Meet Dr. Yongqiang Chu, Director of the Childress Klein Center for Real Estate. What does the real estate market look like going forward into 2022? Will real estate prices go down? What’s causing the increased demand for real estate?

We answer these questions and others related to the current state of real estate in our most recent podcast.

In this episode, we’re joined by Dr. Yongqiang Chu, the Director of the Childress Klein Center for Real Estate. Dr. Chu is originally from China, and he came to the U.S. to complete his PhD at the University of Wisconsin-Madison. His career initially involved teaching finance, but today, his career is research-based, and he is currently working on several papers, one specifically about mortgage lending discrimination in today’s market.

We cover how the recent pandemic increased the demand for real estate throughout the country, but mainly here in the Charlotte, North Carolina area. Dr. Chu also makes a few predictions about interest rates and where real estate prices will head in a post-pandemic world. Other topics covered include what will solve current supply and demand issues and how these will affect local concerns about population and housing density.

Don’t miss this latest episode of Today’s Real Talk if you’re intrigued by real estate economics and have questions about housing and the real estate market for the upcoming year.

Dr. Chu - Director of the Childress Klein Center for Real Estate at University of North Carolina at Charlotte

FIRPTA - What is required when dealing with foreign sellers?

Today‘s Real Talk with Justin Ckezepis — Thu, 06 Jan 2022 08:52:04 -0500

The Foreign Investment in Real Property Tax Act of 1980 (FIRPTA) is a congressional act that was passed because foreigners were selling property in the U.S. and not paying taxes or capital gains taxes on the sales. Richard’s goal is to simplify the FIRPTA process as much as possible and raise awareness about transactions dealing with foreign nationals.

Because foreign nationals are not subject to U.S. tax laws, FIRPTA requires buyers to withhold a percentage of the property sale to pay to the IRS – not taking this withholding following a transaction can result in an IRS penalty of 5% of the transaction’s value per month for up to 5 months.

Originally, this withholding amount was set at 10%, but during the Obama administration, the rate was changed to 15% under the Debt Reduction Act. The goal of raising this rate was to ensure there were sufficient funds to pay outstanding taxes on any transaction that occurred involving a foreign seller.

We go into further detail about what FIRPTA is and how it affects both buyers and sellers involved in the U.S. real estate market in this episode. Make sure you give it a listen, especially if you’re involved in real estate, and check back soon to see when our next episode goes live.

Richard Kahn of FIRPTA Refunds

Active & Passive Investing: Real Estate

Today‘s Real Talk with Justin Ckezepis — Fri, 05 Nov 2021 16:13:58 -0400

Many people want to invest in real estate, and one of the reasons why they want to do this is because they think it’s easy. Although this is true to some extent, real estate investing is only easy when you have the right partners to help you out.

When you invest in real estate, access to capital will always be a necessity. On our latest episode of Today’s Real Talk, we are joined by Patrick Prunty and Stephanie Miller from Marshall Reddick Real Estate. This real estate investment firm is based out of California but takes deals all over the country.

One of the things that sets this investment firm apart is their transparency. They want investors to feel confident in their loans, and Marshall Reddick Real Estate funds out-of-the-box loans and deals that may not be a good fit for an institutional lender.

This investment firm is also an asset-based lender, so they fund deals with high loan-to-value ratios. All they do before agreeing to fund a deal is verify the value of the property instead of verifying your income. They’re not afraid to loan to anyone, and they also have their own real estate investors passively looking to invest in the deals they fund.

Real estate investing can be intimidating, but you must be willing to take the plunge. Learn more about this nontraditional approach to investing, especially if you are an investor yourself, and another side of the investment market in this episode.

Marshall Reddick Real Estate

COVID-19, Real Estate Fraud, and the Future of E-Closings

Today’s Real Talk with Justin Ckezepis — Thu, 05 Aug 2021 10:25:28 -0400

The pandemic sped up the demand for online real estate closings, but are they really safe and credible?

Electronic Notarization and Notary Enforcement Director at the NC Department of the Secretary of State, Ozie Stallworth, and Real Estate Attorney, Justin Ckezepis unpack the questions around real estate fraud prevention, pandemic closings, and e-closing changes!

On Today’s Real Talk, hosted by Justin Ckezepis, we go over hot topics in today’s real estate market, but we don’t just talk about the problems – we also introduce solutions.

2021 Top New Affordable Health Insurance Plans for Businesses Revealed

Today's Real Talk with Justin Ckezepis — Thu, 05 Aug 2021 00:48:05 -0400

Are there really any affordable health care plans outside of Obama Care in 2021?

This is one question nearly all individuals and businesses, ranging from real estate brokers to seasoned entrepreneurs, ask today.

In Episode Four of Today's Real Talk, Justin goes over this important healthcare and wealth planning topic with The Retirement Wealth Coach® Steven Crawford.

This can make securing health insurance incredibly expensive for individuals and business owners alike.

You can learn more about these solutions at http://www.figwealthadvisors.com.

New US Tax Changes: What Real Estate Professionals Need to Know

Today's Real Talk with Justin Ckezepis — Thu, 05 Aug 2021 00:40:56 -0400

Episode 3 is ALL ABOUT The Biggest U.S. Tax Changes in 30 years! ‍‍‍‍‍‍ ‍‍ ‍‍ These changes have affected: ✅ Real Estate ✅Business Owners ✅The everyday American citizen! ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ To make things easier to understand we decided to bring on Tax professional, Ed Lloyd, who is the owner of Ed Lloyd & Associates, PPLC. ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ He provides EXCELLENT insight into the following: ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ ✅The Difference between the new and old tax code. ✅Top 3 Questions You should ask yourself when it comes to taxes and structure. ✅How these tax changes have affected what you can write off. ✅The effect on Businesses. ✅The effect on Real Estate. ✅What you can do to ensure you are overpaying the government in taxes. ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ If you want to discuss tax solutions for yourself or your business. ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ Ed Lloyd has provided a FREE GUIDE to download to help you MAXIMIZE your Tax Return in regards to the Tax Cut & Jobs Act changes! ‍‍‍‍‍‍ ‍‍ ‍‍‍‍‍‍ ‍‍ ➡️Download your FREE TAX CUT GUIDE here: http://elcpa.com/tax-cut/

2021 The Top Cyber Security Threats to Home Owners and Real Estate Professionals

Today's Real Talk — Thu, 05 Aug 2021 00:34:10 -0400

With everyone at home and online more than ever, we discuss the increasingly important topic of cybersecurity and what you can do to protect your personal and business information. ‍‍‍‍‍‍ ‍‍Learn how to:

Protect your home against hackers
How to protect your financial accounts
What social media platforms to avoid to protect your privacy

Our special guest on this episode is John Stengel of JSCM Group, a company that offers security management and testing services designed to help people protect their sensitive information. ‍‍‍‍‍‍ ‍‍

Tiny Houses: A Powerful Solution to Affordable Housing

Today's Real Talk — Tue, 03 Jul 2018 19:44:34 -0400

WHY IS AFFORDABLE HOUSING AN ISSUE RIGHT NOW?

Back in 2005, when the housing market started to decline through the main crash in 2008/2009, people started getting loans for properties when they shouldn’t have. Combine that with a slowed job market, and many of these people had to default on their loans. A decade later, while the market has grown significantly, we’re still not in a normal situation, since market inventory is low and there’s a high demand for homes, especially in the $100,000 to $250,000 range. Even ready, willing, and able buyers have to offer more for homes than they’re worth, which makes finding affordable housing a difficult process.

A SOLUTION IN THE MARKET:

We brought up one solution to this problem by bringing Kelvin Young of KEYO Tiny House onto our show. He builds beautiful, stick-built tiny homes and is driven to do this to bring affordable housing to the marketplace. These homes feature high-end appliances, tankless water heaters, granite surfaces, 16-foot ceilings, and a host of other incredible amenities.

THE HOUSING CRISIS CONTINUED

In the second part of Today’s Real Talk Episode 1 podcast, we continue to cover the affordable housing crisis in relation to relaxed land use and zoning rules. We bring back Kevin Young from KEYO Tiny House, as well as Levi Santos from MVB Bank. Levi runs a program that was originally designed for people building custom homes, but today is used for those building a KEYO Tiny House.

Through this program, buyers with a minimum score of 660 can qualify for a mortgage to build a KEYO Tiny House. With this opportunity, they also have the flexibility to build on property where they normally wouldn’t be able to afford to live, like right off of Lake Norman.

THE FINAL WORD

We enjoyed talking about what’s going on in the market in terms of affordable housing right now and hope you go ahead and listen to this two episodes in their entirety. Catch us next time on Today’s Real Talk!

Resource Links:

KEYO Tiny House: https://www.keyotinyhouse.com/

Levi Santos with MVB Mortgage: https://lsantos.mvbmortgage.com/

Charlotte Regional REALTOR® Association April 2018 Market Report: https://apps.carolinarealtors.com/files/Local%20Market%20Update%20April%202018.pdf

National Association of REALTORS® Stats: https://www.nar.realtor/sites/default/files/documents/ehs-04-2018-summary-2018-05-24.pdf

Forbes Article Discussing Affordable Housing Solutions: https://www.forbes.com/sites/lawrenceyun/2018/05/02/what-to-do-to-relieve-housing-inventory-crunch/#10ead25e3e0e

Husqvarna AutoMower Video: https://www.youtube.com/watch?v=KE7O3dK07nQ

Looking for a Real Estate School to take your Continuing Education courses? Look no further! https://www.superiorschoolnc.com/instructors/bill-gallagher/