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    <title>The Surplus Funds Podcast</title>
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    <description>Welcome to the Surplus Funds Podcast, hosted by Eric Richardson—your go-to source for learning how to uncover, understand, and profit from surplus funds recovery.

This podcast breaks down the real opportunity behind unclaimed money left over after foreclosure and tax sales—and how you can step in to help individuals claim what’s rightfully theirs while building a powerful income stream.

Inside each episode, you’ll learn:

What surplus funds are and why they exist
How to find and verify real opportunities nationwide
Step-by-step claim processes (tax sales &amp; mortgage foreclosures)
Proven marketing and outreach strategies that actually convert
How to close deals and structure your fees
Systems, automation, and scaling with tools like CRMs
Legal insights and when to use attorneys

Whether you’re just getting started or already closing deals, this podcast gives you the game—from lead to check.

If you’re ready to tap into a multi-billion dollar opportunity while making a real impact, this is where you learn how to do it the right way.

Tune in, take action, and start claiming what others leave behind.</description>
    <copyright>© 2026 Eric Richardson</copyright>
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    <pubDate>Fri, 16 Oct 2026 11:33:35 -0700</pubDate>
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      <title>The Surplus Funds Podcast</title>
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    <itunes:author>Eric Richardson</itunes:author>
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    <itunes:summary>Welcome to the Surplus Funds Podcast, hosted by Eric Richardson—your go-to source for learning how to uncover, understand, and profit from surplus funds recovery.

This podcast breaks down the real opportunity behind unclaimed money left over after foreclosure and tax sales—and how you can step in to help individuals claim what’s rightfully theirs while building a powerful income stream.

Inside each episode, you’ll learn:

What surplus funds are and why they exist
How to find and verify real opportunities nationwide
Step-by-step claim processes (tax sales &amp; mortgage foreclosures)
Proven marketing and outreach strategies that actually convert
How to close deals and structure your fees
Systems, automation, and scaling with tools like CRMs
Legal insights and when to use attorneys

Whether you’re just getting started or already closing deals, this podcast gives you the game—from lead to check.

If you’re ready to tap into a multi-billion dollar opportunity while making a real impact, this is where you learn how to do it the right way.

Tune in, take action, and start claiming what others leave behind.</itunes:summary>
    <itunes:subtitle>Welcome to the Surplus Funds Podcast, hosted by Eric Richardson—your go-to source for learning how to uncover, understand, and profit from surplus funds recovery.</itunes:subtitle>
    <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
    <itunes:owner>
      <itunes:name>Eric Richardson</itunes:name>
      <itunes:email>moneymakingjuggernaut@gmail.com</itunes:email>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
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      <title>Alaska Surplus Funds: What Former Homeowners Must Know</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Alaska Surplus Funds: What Former Homeowners Must Know</itunes:title>
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        <![CDATA[Former homeowners in Alaska may be entitled to surplus funds left over after a foreclosure sale, but many never collect because notices go to addresses they no longer occupy and the claims process is rarely explained in plain terms. This episode breaks down who can file a claim, what documents are typically required, and why the deadline to act before funds are reported as unclaimed is the single most critical factor. If you lost a home to foreclosure in Alaska, or know someone who did, this episode gives you a clear starting point.]]>
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        <![CDATA[Former homeowners in Alaska may be entitled to surplus funds left over after a foreclosure sale, but many never collect because notices go to addresses they no longer occupy and the claims process is rarely explained in plain terms. This episode breaks down who can file a claim, what documents are typically required, and why the deadline to act before funds are reported as unclaimed is the single most critical factor. If you lost a home to foreclosure in Alaska, or know someone who did, this episode gives you a clear starting point.]]>
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      <pubDate>Fri, 16 Oct 2026 11:33:32 -0700</pubDate>
      <author>Eric Richardson</author>
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      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>445</itunes:duration>
      <itunes:summary>
        <![CDATA[Former homeowners in Alaska may be entitled to surplus funds left over after a foreclosure sale, but many never collect because notices go to addresses they no longer occupy and the claims process is rarely explained in plain terms. This episode breaks down who can file a claim, what documents are typically required, and why the deadline to act before funds are reported as unclaimed is the single most critical factor. If you lost a home to foreclosure in Alaska, or know someone who did, this episode gives you a clear starting point.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Oregon Surplus Funds: How Former Homeowners Get Paid</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Oregon Surplus Funds: How Former Homeowners Get Paid</itunes:title>
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      <description>
        <![CDATA[Oregon has two separate foreclosure pipelines — judicial tax foreclosures and non-judicial trustee's sales — and both can leave former homeowners with unclaimed surplus funds they never knew existed. This episode walks through the governing statutes, the step-by-step claim process, key deadlines, and what documents you need to file a successful claim in Oregon. Whether you are a former homeowner or someone helping connect people to their money, this is the practical breakdown you need.]]>
      </description>
      <content:encoded>
        <![CDATA[Oregon has two separate foreclosure pipelines — judicial tax foreclosures and non-judicial trustee's sales — and both can leave former homeowners with unclaimed surplus funds they never knew existed. This episode walks through the governing statutes, the step-by-step claim process, key deadlines, and what documents you need to file a successful claim in Oregon. Whether you are a former homeowner or someone helping connect people to their money, this is the practical breakdown you need.]]>
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      <pubDate>Wed, 14 Oct 2026 12:06:41 -0700</pubDate>
      <author>Eric Richardson</author>
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      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>555</itunes:duration>
      <itunes:summary>
        <![CDATA[Oregon has two separate foreclosure pipelines — judicial tax foreclosures and non-judicial trustee's sales — and both can leave former homeowners with unclaimed surplus funds they never knew existed. This episode walks through the governing statutes, the step-by-step claim process, key deadlines, and what documents you need to file a successful claim in Oregon. Whether you are a former homeowner or someone helping connect people to their money, this is the practical breakdown you need.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Washington State Surplus Funds: Claim It Before It's Gone</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Washington State Surplus Funds: Claim It Before It's Gone</itunes:title>
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      <description>
        <![CDATA[Washington State surplus funds can sit unclaimed in county clerk offices for months after a foreclosure sale, and once the deadline passes, recovering that money becomes significantly harder. This episode breaks down how the Washington State surplus funds claim process works, what documents claimants need to file, and how surplus funds professionals can ethically help former homeowners recover what is rightfully theirs. Whether you are a claimant or someone building a business in this space, understanding the filing window and proof requirements is where everything starts.]]>
      </description>
      <content:encoded>
        <![CDATA[Washington State surplus funds can sit unclaimed in county clerk offices for months after a foreclosure sale, and once the deadline passes, recovering that money becomes significantly harder. This episode breaks down how the Washington State surplus funds claim process works, what documents claimants need to file, and how surplus funds professionals can ethically help former homeowners recover what is rightfully theirs. Whether you are a claimant or someone building a business in this space, understanding the filing window and proof requirements is where everything starts.]]>
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      <pubDate>Mon, 12 Oct 2026 15:20:44 -0700</pubDate>
      <author>Eric Richardson</author>
      <enclosure url="https://media.transistor.fm/17868b58/a216f2ff.mp3" length="7786114" type="audio/mpeg"/>
      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>480</itunes:duration>
      <itunes:summary>
        <![CDATA[Washington State surplus funds can sit unclaimed in county clerk offices for months after a foreclosure sale, and once the deadline passes, recovering that money becomes significantly harder. This episode breaks down how the Washington State surplus funds claim process works, what documents claimants need to file, and how surplus funds professionals can ethically help former homeowners recover what is rightfully theirs. Whether you are a claimant or someone building a business in this space, understanding the filing window and proof requirements is where everything starts.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Utah Surplus Funds: Claim It Before the State Takes It</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Utah Surplus Funds: Claim It Before the State Takes It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/a7c67096</link>
      <description>
        <![CDATA[Utah property foreclosure auctions regularly produce surplus funds that rightful owners never claim, and this episode walks through exactly how those funds are identified, who is legally entitled to them, and how to connect claimants with money before state deadlines expire. From reading county portal data to structuring a no-upfront-cost agreement, the episode covers the practical steps of navigating surplus funds claims in Utah. Whether you are researching your first case or refining your outreach process, this is a ground-level look at how the surplus funds business actually works.]]>
      </description>
      <content:encoded>
        <![CDATA[Utah property foreclosure auctions regularly produce surplus funds that rightful owners never claim, and this episode walks through exactly how those funds are identified, who is legally entitled to them, and how to connect claimants with money before state deadlines expire. From reading county portal data to structuring a no-upfront-cost agreement, the episode covers the practical steps of navigating surplus funds claims in Utah. Whether you are researching your first case or refining your outreach process, this is a ground-level look at how the surplus funds business actually works.]]>
      </content:encoded>
      <pubDate>Fri, 09 Oct 2026 12:57:42 -0700</pubDate>
      <author>Eric Richardson</author>
      <enclosure url="https://media.transistor.fm/a7c67096/869b6cbf.mp3" length="6723658" type="audio/mpeg"/>
      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>414</itunes:duration>
      <itunes:summary>
        <![CDATA[Utah property foreclosure auctions regularly produce surplus funds that rightful owners never claim, and this episode walks through exactly how those funds are identified, who is legally entitled to them, and how to connect claimants with money before state deadlines expire. From reading county portal data to structuring a no-upfront-cost agreement, the episode covers the practical steps of navigating surplus funds claims in Utah. Whether you are researching your first case or refining your outreach process, this is a ground-level look at how the surplus funds business actually works.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Surplus Funds Deadlines: Don't Let the Clock Beat You</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Surplus Funds Deadlines: Don't Let the Clock Beat You</itunes:title>
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      <description>
        <![CDATA[Surplus funds deadlines are not suggestions — miss the wrong one and the county keeps every dollar, permanently. This episode breaks down how filing windows work in California, Florida, and Minnesota, and explains why applying one state's rules everywhere is one of the most costly mistakes in this business. You will learn how to find authoritative deadline information, why filing early matters even when a county is not yet reviewing claims, and how to build realistic timelines that protect your clients and your credibility.]]>
      </description>
      <content:encoded>
        <![CDATA[Surplus funds deadlines are not suggestions — miss the wrong one and the county keeps every dollar, permanently. This episode breaks down how filing windows work in California, Florida, and Minnesota, and explains why applying one state's rules everywhere is one of the most costly mistakes in this business. You will learn how to find authoritative deadline information, why filing early matters even when a county is not yet reviewing claims, and how to build realistic timelines that protect your clients and your credibility.]]>
      </content:encoded>
      <pubDate>Wed, 07 Oct 2026 13:22:22 -0700</pubDate>
      <author>Eric Richardson</author>
      <enclosure url="https://media.transistor.fm/00f72bd0/0ca1e17b.mp3" length="7879314" type="audio/mpeg"/>
      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>486</itunes:duration>
      <itunes:summary>
        <![CDATA[Surplus funds deadlines are not suggestions — miss the wrong one and the county keeps every dollar, permanently. This episode breaks down how filing windows work in California, Florida, and Minnesota, and explains why applying one state's rules everywhere is one of the most costly mistakes in this business. You will learn how to find authoritative deadline information, why filing early matters even when a county is not yet reviewing claims, and how to build realistic timelines that protect your clients and your credibility.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Attack Your Leads: Stop Browsing, Start Hunting</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Attack Your Leads: Stop Browsing, Start Hunting</itunes:title>
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        <![CDATA[Most people browse surplus funds lists and wait for something to happen. This episode breaks down a focused, three-step framework for actively hunting confirmed leads from public county records, narrowing your outreach to a quality batch before marketing, and pushing through the roadblocks that cause your competition to quit. The goal is a practical mindset shift from passive browsing to deliberate, research-driven prospecting.]]>
      </description>
      <content:encoded>
        <![CDATA[Most people browse surplus funds lists and wait for something to happen. This episode breaks down a focused, three-step framework for actively hunting confirmed leads from public county records, narrowing your outreach to a quality batch before marketing, and pushing through the roadblocks that cause your competition to quit. The goal is a practical mindset shift from passive browsing to deliberate, research-driven prospecting.]]>
      </content:encoded>
      <pubDate>Mon, 21 Sep 2026 04:17:29 -0700</pubDate>
      <author>Eric Richardson</author>
      <enclosure url="https://media.transistor.fm/f6f30782/84d67c21.mp3" length="7926956" type="audio/mpeg"/>
      <itunes:author>Eric Richardson</itunes:author>
      <itunes:duration>489</itunes:duration>
      <itunes:summary>
        <![CDATA[Most people browse surplus funds lists and wait for something to happen. This episode breaks down a focused, three-step framework for actively hunting confirmed leads from public county records, narrowing your outreach to a quality batch before marketing, and pushing through the roadblocks that cause your competition to quit. The goal is a practical mindset shift from passive browsing to deliberate, research-driven prospecting.]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Surplus Funds, Investing, Entrepreneur</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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