The Retirement Playbook

The Hidden Risks Of Playing It Too Safe In Retirement

John Croze, John Goodhue — Fri, 24 Apr 2026 22:27:55 -0400

In this episode Jeff and Coach Croze discuss hidden risks - playing it too safe in retirement. Also growing your money without blowing it up, whether you really need an estate plan along with answering listener questions.

The 6-Step Retirement Check Up

John Croze, John Goodhue — Mon, 20 Apr 2026 00:58:42 -0400

In this episode Jeff and Coach Croze talk about the 6 step retirement checkup - are you actually on track. Also 6 high yield investment strategies without taking crazy risk, why your taxes can spike in retirement, and they answer listener questions.

The Perfect Storm Is Brewing For Retirees And How To Navigate It

John Croze, John Goodhue — Mon, 13 Apr 2026 23:05:56 -0400

In this episode Jeff and Coach Croze discuss the perfect storm brewing for retirees and how to navigate it. Also not running out of money in retirement, the biggest regrets that retirees have, and they answer listener questions.

Reasons the 60/40 Stock/Bond Portfolio Is Not Relevant Today

John Croze, John Goodhue — Mon, 06 Apr 2026 16:14:21 -0400

In this episode Jeff and Coach Croze discuss reasons the 60/40 stock-b0nd portfolio isn't relevant today. Also reasons to convert your 401K to an IRA. Plus they answer listener questions.

5 Smart Strategies To Create A Retirement Paycheck

John Croze, John Goodhue — Wed, 25 Mar 2026 13:38:13 -0400

In this episode Coach and Jeff discuss what today's economic headlines mean for your retirement, 5 smart strategies to create your retirement paycheck, spring cleaning your finances, and they answer listener questions.

Turning Your Savings Into Retirement Paychecks

John Croze, John Goodhue — Mon, 16 Mar 2026 15:42:25 -0400

In this episode Jeff and Coach Croze discuss turning savings into paychecks, why the solo years of retirement are the most critical, 7 tax free investments to consider for your portfolio, and they answer listener questions.

Should You Invest When The Market Is At An All-Time High?

John Croze, John Goodhue — Mon, 09 Mar 2026 20:46:16 -0400

In this episode Jeff and Coach Croze discuss whether you should invest when the market is at an all-time high, retirement mistakes you'll regret forever, 5 Ronald Reagan quotes for retirees to live by.

Retirement Planning For Conservative Investors

John Croze, John Goodhue — Sat, 28 Feb 2026 23:37:34 -0500

In this episode Jeff and Coach Croze discuss retirement planning for conservative investors, what to do with your 401k when you retire, leaving money to kids versus spending it, and they answer listener questions.

Inflation-Proofing Your Retirement Income

John Croze, John Goodhue — Sat, 21 Feb 2026 10:50:00 -0500

In this episode Jeff and Coach Croze discuss inflation-proofing your income, conservative investing, avoiding scams, and he answers listener questions.

Why The First Five Years Of Retirement Matter More Than The Next 20.

John Croze, John Goodhue — Mon, 16 Feb 2026 23:01:59 -0500

In this episode Jeff and Coach Croze discuss why the first 5 years of retirement matter more than the next 20, common retirement and investment misconceptions, and they answer listener questions.

The 5 Retirement Decisions You Need To Get Right Before You Retire

John Croze, John Goodhue — Sat, 07 Feb 2026 12:00:00 -0500

In this episode Coach Croze and Jeff discuss the 5 retirement decisions you need to get right before you retire, AI can't design your retirement plan, retirement goals and life beyond the numbers, and they answer listener questions.

Are You On Track For Tax Savings In 2026?

John Croze, John Goodhue — Sun, 01 Feb 2026 23:29:44 -0500

In this episode Jeff and Coach Croze discuss whether you're on track for tax savings in 2026, the 60/40 stock/bond portfolio, is it dead or misunderstood? Also timing social security to maximize income, and they answer listener questions.

Retirement Planning Questions Everyone Should Be Considering

John Croze, John Goodhue — Tue, 27 Jan 2026 16:51:06 -0500

In this episode Jeff, John Goodhue, and Coach Croze discuss retirement planning questions everyone should be considering, withdrawal strategies and financial mechanics in retirement, rebalancing your investments as you near or enter retirement.

Boost Your Retirement With Low Risk-High Return Investments.

John Croze, John Goodhue — Mon, 19 Jan 2026 12:38:19 -0500

In this episode Jeff and Coach Croze discuss boosting your retirement income with low risk-high return investments, the 9 expenses you may underestimate in retirement, why face-to-face financial guidance is the the gold standard. and they answer listener questions.

Retirement Risks That Did Not Exist 20 Years Ago

John Croze, John Goodhue — Sun, 11 Jan 2026 23:28:57 -0500

In this episode Coach Croze and Jeff discuss 5 retirement risks that didn't exist 20 years ago, how to prepare for potential inflation this Spring, and they answer listener questions.

A Look Back At 2025 and Ahead at 2026.

John Croze, John Goodhue — Mon, 05 Jan 2026 22:27:38 -0500

In this episode Coach Croze and Jeff discuss 2025 in review, a retirement reality check, looking ahead to 2026 and they answer listener questions.

The Top 5 Retirement Moves Being Discussed Online Right Now

John Croze, John Goodhue — Sun, 14 Dec 2025 20:13:54 -0500

In this episode Jeff and Coach Croze discuss the top 5 retirement concerns being discussed online right now, why many retirees are re-thinking DIY planning, last minute money moves to make before 2026, and they answer listener questions.

8 Tips To Make Your Money Last Through Retirement

John Croze, John Goodhue — Sat, 29 Nov 2025 22:00:00 -0500

In this episode Jeff and Coach Croze discuss The Roth IRA, 8 tips to make your money last through retirement, the landlord exit strategy, and they answer listener questions.

Why The First 5 Years Before and After Retirement Are So Important

John Croze, John Goodhue — Wed, 26 Nov 2025 00:01:52 -0500

In this episode Jeff and Coach Croze discuss why the first 5 years and after retirement are so important, Medicare changes coming in 2026, retirement moves to make before 2026, and they answer listener questions.

The First 5 Years Of Retirement And Money Moves You Must Make

John Croze, John Goodhue — Sun, 16 Nov 2025 22:08:26 -0500

In this episode Jeff and Coach Croze discuss the first 5 years of retirement and money moves you should make, creating a reliable paycheck in retirement, low risk investment strategies and they answer listener questions.

Reliable Income Planning For 2026

John Croze, John Goodhue — Wed, 12 Nov 2025 13:28:47 -0500

In this episode Jeff and Coach Croze discuss reliable income planning for 2026, signs your retirement plan my not be right for you, Medicare options, and they answer listener questions.

How To Know Whether You're Prepared To Retire

John Croze, John Goodhue — Sun, 02 Nov 2025 22:46:22 -0500

In this episode Coach and Jeff discuss how to know if you're prepared to retire, what you need to know about taking social security, budgeting using bumpers, and they answer listener questions.

5 Retirement Traps You Can't Afford to Fall Into

John Croze, John Goodhue — Sun, 02 Nov 2025 22:43:34 -0500

In this episode Coach and Jess discuss 5 retirement traps you can't afford to fall into, the rule of 240 paychecks, how to retire early in 6 steps and they answer listener questions.

Tax-Smart Investing Strategies If You're Nearing Retirement

John Croze, John Goodhue — Mon, 20 Oct 2025 13:31:20 -0400

In this episode Jeff and Coach Croze discuss tax-smart investment strategies if you're nearing retirement, life events that can trigger liquidity issues, listener questions, and the PRIME approach used by APO Financial.

Investing Strategies If You're Nearing Retirement

John Croze, John Goodhue — Sat, 18 Oct 2025 11:00:00 -0400

In this episode Coach Croze, John Goodhue, and Jeff Shade discuss tax-smart investing strategies if you're nearing retirement, life events that can trigger liquidity issues, listener questions, and the PRIME approach APO Financial uses.

Making Your Money Outlive You

John Croze, John Goodhue — Tue, 14 Oct 2025 00:59:23 -0400

In this episode coach Croze and Jeff discuss whether your money outlive you, the role of stocks in a retirement portfolio, phased retirement, and they answer listener questions.

How Life Insurance Can Fund Your Dreams Now

John Croze, John Goodhue — Sun, 28 Sep 2025 21:20:11 -0400

In this episode Jeff and Coach discuss how life insurance can fund your dreams now, key ages to mark along your retirement journey, understanding investment risks and how to mitigate them along with listener questions.

10 Investing Mistakes To Avoid

John Croze, John Goodhue — Mon, 22 Sep 2025 20:27:00 -0400

In this episode, Coach and Jeff discuss 10 investing mistakes to avoid, your financial quarterback, and they answer listener questions.

September to November - The Most Unpredictable Time Of Year For The Market

John Croze, John Goodhue — Mon, 22 Sep 2025 20:24:38 -0400

In this episode, Jeff, John, and Coach discuss the market's most unpredictable stretch - September through November, how to use annuities to create a retirement paycheck, beyond stocks, where fixed income and commodities come in, and they answer listener questions.

Figuring Out When You Can Retire

John Croze, John Goodhue — Sat, 06 Sep 2025 11:00:00 -0400

In this episode Coach, John, and Jeff discuss Q3 and Q4 reviews, figuring out when you can retire, the non-financial side of retirement,, and they answer listener questions.

What to Do If Your Annuity Isn't Doing What It Should

John Croze, John Goodhue — Tue, 26 Aug 2025 21:47:01 -0400

In this episode Coach and Jeff discuss what to do if you have annuity that's not doing too much, 10 things to plan on when you retire, the PRIME strategy, and they answer listener questions.

What You Need To Know About Your 401K.

John Croze, John Goodhue — Sat, 09 Aug 2025 10:00:00 -0400

In this episode Coach, John, and Jeff discuss what you need to know about your 401K, using an indexed universal life insurance policy to pay for long term care, how to plan for a 30 year retirement, and they answer listener questions.

A Big Market Warning For Retirees

John Croze, John Goodhue — Wed, 06 Aug 2025 22:03:52 -0400

In this episode Coach, John, and Jeff discuss a big market warning for retirees, estate planning 101, how DIY and turn into OMG in retirement planning, and they answer listener questions.

10 Mistakes That DIY Investors Make

John Croze, John Goodhue — Wed, 30 Jul 2025 19:41:59 -0400

In this episode , Coach, John, and Jeff discuss 10 mistakes that DIY investors make, 401K or IRA, which is best for you, they different types of unversal life insurance policies and what they do, along with answering listener questions.

When Can I Retire?

John Croze, John Goodhue — Wed, 23 Jul 2025 23:00:00 -0400

In this episode John, Jeff, and Coach Croze discuss what you need to know about building a stock portfolio, how APO answers the question, "when can I retire?" , relocating in retirement, and they answer listener questions.

5 Ways To Lower Your Risk In Retirement

John Croze, John Goodhue — Wed, 16 Jul 2025 15:20:45 -0400

In this episode Coach, John, and Jeff discuss 5 ways to lower your risk in retirement, what you need to know before a spouse passes, 3 biggest retirement planning gaps among DIYers, and they answer listener questions.

When Should You Take Social Security?

John Croze, John Goodhue — Mon, 07 Jul 2025 13:19:39 -0400

In this episode Coach Croze and Jeff Shade discuss when to take social security. budgeting using bumpers, listener questions, and what the initial meeting looks like.

The APO Financial PRIME Investment and Retirement Strategy

John Croze, John Goodhue — Tue, 01 Jul 2025 22:29:05 -0400

In this episode Coach and Jeff discuss the PRIME strategy used at APO Financial, the landlord exit strategy, the basics of estate planning and they answer listener questions.

When Seeking Safety Is Actually Risky

John Croze, John Goodhue — Sun, 22 Jun 2025 21:35:14 -0400

In this episode Coach, John, and Jeff discuss current events, when seeking safety is risky, how to plan for guilt-free spending in retirement.

Different Withdrawal Strategies To Consider In Retirement

John Croze, John Goodhue — Tue, 17 Jun 2025 21:31:04 -0400

In this episode John, Coach Croze, and Jeff discuss withdrawal strategies to consider in retirement, what to expect during the first 5 years in retirement, and they answer listener questions.

How Trump's Big Beautiful Bill Could Affect Your Retirement

John Croze, John Goodhue — Mon, 09 Jun 2025 21:41:56 -0400

In this episode Coach, John, an Jeff discuss Trump's Big Beautiful Bill, the biggest retirement mistakes that people make, and they answer listener questions.

5 Key Things Retirees Should be Asking About As They Approach Retirement.

John Croze, John Goodhue — Mon, 02 Jun 2025 23:04:15 -0400

In this episode Coach, John, and Jeff discuss the market, economy, 5 key things retirees should be asking about as they approach retirement, the relationship between retirement and a health diagnosis, and they answer listener questions.

Financial Rules Of Thumb That Are Not Always Right

John Croze, John Goodhue — Tue, 27 May 2025 23:03:56 -0400

In this episode Coach Croze, John, and Jeff discuss financial rules of thumb taken out of context, the best places to put your money if interest rates fall, 5 financial blind spots to watch out for as you approach retirement, and they answer listener questions.

The Importance Of Having A Plan For Income, Healthcare, and Taxes.

John Croze, John Goodhue — Mon, 19 May 2025 13:54:31 -0400

In this episode John and Jeff discuss the importance of planning - income panning, healthcare planning, tax planning, and John answers
listener questions.

5 Investment Impacts Of The US Trade War

John Croze, John Goodhue — Sat, 10 May 2025 23:00:00 -0400

In this episode John, Jeff, and Coach discuss 5 investing impacts of the US trade war, annuity liquidity and fees, the difference between estate planning and legacy planning, and they answer listener questions

How To Handle 401K Losses If You're Close To Retirement

John Croze, John Goodhue — Sat, 26 Apr 2025 11:00:00 -0400

In this episode Coach, John, and Jeff discuss how to handle 401K losses if you're close to retirement, comparing an independent financial advisor to a big box advisor, and they answer listener questions.

Buy The Dip Or Stay The Course

John Croze, John Goodhue — Mon, 21 Apr 2025 14:49:56 -0400

in this episode Coach Croze and discuss whether you should buy the dip or stay the course, two-thirds of people are worried they'll outlive their assets, and they answer listener questions.

Signs Your Annuity May Not Be Right For You

John Croze, John Goodhue — Mon, 21 Apr 2025 14:47:14 -0400

In this episode Coach Croze, Jeff, and John discuss signs your annuity may not be right for you, mistakes people make with their 401Ks, how the loss of a spouse can affect your retirement, and they answer listener questions.

What You Need To Know About Medicare Choices

John Croze, John Goodhue — Sat, 05 Apr 2025 11:00:00 -0400

In this episode John and Jeff discuss Medicare choices, what to know if you're a real estate investor, what to expect in the APO Prime review, and they answer listener questions.

What You Need To Know About Medicare Choices

John Croze, John Goodhue — Sat, 05 Apr 2025 11:00:00 -0400

In this episode Coach Croze and Jeff discuss what you need to know about Medicare choices, tips for real estate investors, what the APO Prime review is all about, and Coach answers listener questions.

Ten Signs Your Portfolio or Plan Is Not Right For You

John Croze, John Goodhue — Sat, 22 Mar 2025 09:00:00 -0400

In this episode Coach, John, and Jeff discuss 1`0 signs your plan is not right for you, the difference between cash flow and income, the basics of estate planning, and they answer listener questions.

Reasons Why Your Taxes May Be Higher In Retirement

John Croze, John Goodhue — Tue, 18 Mar 2025 21:39:46 -0400

In this episode Coach, Joh, and Jeff discuss reasons why your taxes may be higher in retirement, ROTHs and the basics of retirement planning, the APO Prime strategy, and they answer listener questions.

The Average Social Security Benefit - How Do You Stack Up?

John Croze, John Goodhue — Wed, 12 Mar 2025 22:47:46 -0400

in this episode Jeff and Coach Croze discuss social security benefits, why taxes in retirement may be more, listener questions, and reasons to convert to an IRA.

10 Ways To Create A Paycheck In Retirement

John Croze, John Goodhue — Mon, 03 Mar 2025 18:41:59 -0500

In this episode John, Coach Croze, and Jeff discuss 10 ways to create a paycheck in retirement, reasons the 60/40 stock bond portfolio is not relevant today, secrets to a happy and fulfilling retirement, and they answer listener questions.

Seven Smart Investing Strategies For Retirees

John Croze, John Goodhue — Sun, 23 Feb 2025 20:06:37 -0500

In this episode Coach Croze, John Goodhue and Jeff Shade discuss 7 retirement myths, 7 smart investing strategies for retirees, 6 reasons to convert your 4-1K to an IRA, and they answer listener questions.

Cash Flow Or Income - Which Is More Important?

John Croze, John Goodhue — Sun, 16 Feb 2025 18:58:51 -0500

In this episode Scott, John, and Jeff discuss beginning and end of year financial planning, cash flow versus income, the Prime Review, and they answer listener questions.

Ways To Invest Outside Of The Stock Market

John Croze, John Goodhue — Mon, 10 Feb 2025 22:30:51 -0500

In this episode John and Scott discuss ways to invest if you don't like the stock market, the death of a spouse in retirement, 4 major benefits you're missing if you're not working with an advisor and they answer listener questions.

How President Trump Could Affect Your Retirement

John Croze, John Goodhue — Sun, 02 Feb 2025 20:39:44 -0500

In this episode the guys discuss how President Trump could affect your retirement, investment options you can't get on your own, estate t axes - the silent wealth assassin, and they answer listener questions.

5 New Blind Spots You May Miss In Your Retirement Plan

John Croze, John Goodhue — Sat, 25 Jan 2025 11:00:00 -0500

In this episode Scott Mallernee from our Palm Beach Gardens office is in for John Goodhue. Scott, John, and Jeff discuss 5 new blind spots you may miss in your retirement plan. Also everything you need to know about annuities, listener questions, and exchange traded funds.

Do Generic Rules Like The 4% Rule Actually Work?

John Croze, John Goodhue — Sat, 18 Jan 2025 11:00:00 -0500

In tis episode John, Jeff, and Kohn discuss whether general rules like the 4% rule actually work. Also low risk - high return investments and answering listener questions.

Steps To Take Now For More Financial Success in 2025

John Croze, John Goodhue — Sat, 11 Jan 2025 10:00:00 -0500

In this episode, John, Jeff, and Coach discuss steps to take now for financial success in 2025, a stock market forecast for 2025 with Trump as president, and 6 financial things to put on your to-do list for 2025.

Tips To Help Your Finances Last As Long As You Do.

John Croze, John Goodhue — Fri, 20 Dec 2024 22:51:54 -0500

In this episode John, Jeff, and John discuss tips to help your finances last, how to rebalance from within your IRA, 10 essentials for retirement, and transitioning from work to retirement.

12 Retirement Questions Everyone Should Consider

John Croze, John Goodhue — Sat, 14 Dec 2024 11:00:00 -0500

In this episode Scott Mallernee, Coach Croze, and Jeff discuss 12 retirement questions to consider, Ways to generate passive income in retirement, answer listener questions, and money and emotions

The Differences Between A Plan And A Complete Plan

John Croze, John Goodhue — Sat, 30 Nov 2024 11:00:00 -0500

In this episode, John, Jeff, and John discuss the differences between a plan and a complete plan. Also why the DIY retirement plan may not be the best, what an initial consultation looks like , and listener questions.

Trump Win Affects Bank Stocks

John Croze, John Goodhue — Tue, 26 Nov 2024 22:10:29 -0500

In this episode, John, Jeff, and John discuss what the Trump win means for banks. Also, better deals on annuities, listener questions, and what to do in the final weeks of 2024.

What The Trump Presidency Means For The Markets, Our Investments, And Our Future

John Croze, John Goodhue — Sat, 16 Nov 2024 11:00:00 -0500

In this episode John, Jeff, and John discuss the Trump 2.0 administration and how it will affect the markets and our future. Also how to invest and spend in retirement, listener questions, and how a financial advisor can help you sleep better at night.

8 Big Retirement Mistakes To Overcome

John Croze, John Goodhue — Mon, 11 Nov 2024 13:28:30 -0500

In this episode John, Jeff, and John discuss 8 bug retirement mistakes to overcome. Also, the most overlooked tax breaks for seniors, 9 things every retiree should do, and they answer listener questions.

Income Planning and Investments To Support Income

John Croze, John Goodhue — Mon, 04 Nov 2024 15:27:46 -0500

In this episode John, Jeff, and John discuss income planning and investments, insurance and tax planning, estate planning and listener questions.

How To Create A Retirement Plan That Checks All The Boxes

John Croze, John Goodhue — Sat, 26 Oct 2024 11:00:00 -0400

In this episode John, Jeff, and John discuss how to create a retirement plan that checks all the boxes, 3 types of universal life insurance and how they're used, listener questions and smart ways to give money to children and grandchildren.

14 Questions To Ask Yourself About When To Retire

John Croze, John Goodhue — Mon, 21 Oct 2024 20:22:46 -0400

In this episode John, Jeff, and Scott discuss why more rates cut hopes have dimmed, 14 questions to ask yourself about when you can retire, listener questions and preparing for retirement if you're doing it in 2025.

Key Tax Provisions Expiring After 2025

John Croze, John Goodhue — Sat, 12 Oct 2024 09:00:00 -0400

In this episode John, Jeff, and John discuss key tax provisions expiring after 2025. Also, 10 Things To Know Before Medicare Open Enrollment Starts Oct 15th, Listener Questions, and Re-Inventing Your Retirement Playbook

Five Things To Know About Social Security and Your Taxes

John Croze, John Goodhue — Sat, 05 Oct 2024 12:00:00 -0400

In this episode John, Jeff, and Jeff discuss current events, 5 things to know about social security and taxes, low risk investment strategies, and they answer listener questions.

The Fed Cuts Rates - What's Next?

John Croze, John Goodhue — Sat, 28 Sep 2024 11:00:00 -0400

In this episode John. John, and Jeff discuss what's next after recent rate cuts. Also five things retirees wish they'd know before retirement, working into retirement, and listener questions.

Moves To Make Before The Fed Lowers Interest Rates

John Croze, John Goodhue — Fri, 20 Sep 2024 18:00:00 -0400

In this episode Coach, John, and Jeff discuss moves to make before the fed lowers interest rates, how long $25,000 will last in retirement, and answers listener questions.

5 Ways To Lower Your Risk In Retirement

John Croze, John Goodhue — Tue, 10 Sep 2024 22:34:08 -0400

In this episode John and Jeff are joined by David Piatt of APO Financial to discuss 5 ways to lower your rick in retirement. Also what you need to know before a spouse passes, listener questions , and the 3 biggest retirement gaps among DIYers.

Popular Strategies For Building A Bond Portfolio

John Croze, John Goodhue — Fri, 30 Aug 2024 11:00:00 -0400

In this episode Coach Croze and Jeff are joined by Scott Mallernee of APO Financial to discuss current market events, strategies for building a bond portfolio. They also answer listener questions and discuss the problem with financial advisors today.

How To Overcome Common Retirement Fears

John Croze, John Goodhue — Mon, 26 Aug 2024 14:22:06 -0400

In this episode coach Croze and Jeff welcome Caitlin from the Denver office to discuss market conditions, overcoming common retirement fears. They answer listener questions, and discuss 7 tax-free investment for your portfolio.

Different Types Of Annuities And When To Use Them

John Croze, John Goodhue — Sat, 17 Aug 2024 11:00:00 -0400

In this episode Scott Mallernee from The APO Florida office joins John and Jeff to discuss current economic news, annuities, and they answer listener questions.

A Retirement Misstep That Could Cost You As Much As $130,000

John Croze, John Goodhue — Sat, 10 Aug 2024 11:00:00 -0400

David Piatt joins us from the APO Denver office. David, John, and Jeff discuss:

1. The current state of the market and economy

2. A Retirement Misstep that could cost you as much as $130,000

3. Listener Questions

4. 7 Big Retirement Mistakes to Avoid

What To Do Ahead Of The Feds First Rate Cut In Years

John Croze, John Goodhue — Sat, 27 Jul 2024 11:00:00 -0400

In this episode John, Jeff, and John discuss current events, possible rate cuts, and what to do ahead of these rate cuts.

16 Mistakes To Avoid When You Get Into Retirement

John Croze, John Goodhue — Sat, 06 Jul 2024 11:00:00 -0400

In this episode John, John, and Jeff discuss inflation, 16 mistakes to avoid when your getting into retirement, and they answer listener questions.

Moves To Make For Retirement Planning If You're Worried About The Economy.

John Croze, John Goodhue — Sat, 29 Jun 2024 11:00:00 -0400

APO Advisor David Piatt joins John and Jeff to discuss current economic conditions, moves to make for retirement planning if you're worried about the economy, FAQs about Medicare, and David answers listener questions.

Key Elements Of A Solid Retirement Plan

John Croze, John Goodhue — Mon, 17 Jun 2024 12:43:25 -0400

In this episode John, Jeff, and John discuss 3 key elements of a retirement plan, investing in commodities, key ages along your retirement journey, and important estate planning documents.

12 Things You Must Know To Maximize Your Social Security Benefits

John Croze, John Goodhue — Sat, 15 Jun 2024 11:00:00 -0400

In this episode Jeff, John, and John discuss 12 things you must know to maximize your social security benefits. Also why 675 is no longer the ideal retirement age, and 10 things you should know about estate planning.

Small Decisions That Can Make A Big Impact On Your Retirement

John Croze, John Goodhue — Sat, 01 Jun 2024 11:00:00 -0400

In this episode John, John, and Jeff discuss small decisions that can have a big impact on your retirement portfolio. Also, social security claiming myths debunked, lump sum or a monthly pension, and is it too late to join this bull market?

The Election Can Affect Taxes, Social Security, And Your Retirement

John Croze, John Goodhue — Sat, 25 May 2024 11:00:00 -0400

In this episode John, Jeff, and John discuss the election and how it can affect your retirement, factors to consider in checking the health of your retirement plan, and an exit strategy for active landlords.

Will The Stock Market Crash in 2024?

John Croze, John Goodhue — Sat, 18 May 2024 11:00:00 -0400

In this episode John, Jeff, and John discuss asset strategies to diversify your portfolio, will the stock market rash in 2024, pros and cons of a self-directed IRA, and risk in retirement.

5 Reasons To Take Social Security Early And 4 Reasons Not.

John Croze, John Goodhue — Sat, 11 May 2024 11:00:00 -0400

In this episode John and Jeff discuss 5 reasons to take social security early and 4 reasons not. Also 6 financial actions to take the year before retirement, 7 misconceptions about annuities, and 8 habits of highly successful retirees.

Factors Affecting How Much Retirement Savings You'll Need

John Croze, John Goodhue — Sat, 04 May 2024 11:00:00 -0400

In this episode Joh, Joh, and Jeff discuss factors affecting how much retirement savings you\ll need. Also how to invest for retirement, and 10 frightening retirement statistics that should scare you.

Big Retirement Obstacles You Must Overcome

John Croze, John Goodhue — Sat, 27 Apr 2024 11:00:00 -0400

In this episode John, John, and Jeff discuss current events, the possibility of a recession, and 10 retirement obstacles you must overcome.

15 Retirement Mistakes And Why They'll Shrink Your Nest Egg

John Croze, John Goodhue — Sat, 20 Apr 2024 11:00:00 -0400

In this episode John and Jeff discuss 15 retirement mistakes that can shrink your nest egg and how to invest without the stock market.

Money Mistakes People Often Make In The First Year Of Retirement

John Croze, John Goodhue — Sat, 13 Apr 2024 11:00:00 -0400

In this episode John and Jeff discuss money mistakes people often make in the first year of retirement.

Do These Things If You're Planning On Retiring In 5 Years

John Croze, John Goodhue — Sat, 06 Apr 2024 11:00:00 -0400

In this episode John and Jeff discuss Things To DO If You’re Planning On Retiring In 5 Years, 12 Hard Truths About Retirement, Why You May Not Want To Pay Off A Mortgage In Retirement, and Signs It Could Be Time To Look For A New Investment Advisor.

20 Costly Mistakes That People Make Going Into Retirement

John Croze, John Goodhue — Mon, 01 Apr 2024 12:39:51 -0400

In this episode John and Jeff discuss costly mistakes that people make at the beginning of retirement.

Twelve Questions Retirees Often Get Wrong About Taxes In Retirement

John Croze, John Goodhue — Sat, 23 Mar 2024 11:00:00 -0400

In this episode John, John, and Jeff discuss:

1. Five Things I Wish I’d Known Before I Retired

2. Five Things An Annuity Salesperson Won’t Tell You

3. Twelve Questions Retirees Often Get Wrong About Taxes in Retirement

4. What Is A Reverse Mortgage, How Does It Work, And What Are The Pros And Cons?

Rolling Over A 401K Into An IRA

John Croze, John Goodhue — Sat, 16 Mar 2024 11:00:00 -0400

In this episode john, John. and Jeff discuss rolling over a 401K into and IRA, annuities and pension alternatives, how the presidential race can affect the markets, and avoiding estate planning pitfalls for those people who are getting remarried.

Retirement Income Strategies

John Croze, John Goodhue — Sat, 09 Mar 2024 11:00:00 -0500

In this episode John, John, and Jeff talk about retirement income strategies, 5 common retirement fears and how to overcome them, and why the solo years after the death of a spouse are important to plan for.

America Is Hitting Peak 65

John Croze, John Goodhue — Sat, 02 Mar 2024 11:00:00 -0500

In this episode John and John talk about Peak 65 - huge numbers of boomers are turning 65 and what that means. Also 6 ways to diversify your portfolio, the best ways to earn passive income, and common post-retirement risks you should know.

How To Create A Retirement Income Stream

John Croze, John Goodhue — Sat, 10 Feb 2024 11:00:00 -0500

In this episode john and John discuss how to create a retirement income stream, 4 benefits you're missing if you're not working with a financial advisor, and the pros and cons of fixed annuities.

10 Long Term Investment Strategies

John Croze, John Goodhue — Sat, 27 Jan 2024 11:00:00 -0500

In this episode John Goodhue and John Croze discuss the outlook for 2024, 10 long-term investment strategies, whether gold should be in your portfolio, and goals to work towards in 2024.

Making An Annual Financial Plan Checklist

John Croze, John Goodhue — Sat, 20 Jan 2024 11:00:00 -0500

In this episode John Croze and John Goodhue discuss making an annual financial plan checklist, how to pay for the soaring costs of elder care, eight mistakes that could upend your retirement, and what to expect when you come in for your complimentary consultation.

The Economic Outlook For 2024 - Are We Seeing The Light At The End Of The Tunnel?

John Croze, John Goodhue — Sat, 06 Jan 2024 11:00:00 -0500

In this episode John Croze and John Goodhue discuss the economic outlook for 2024, the various levels of risk involved with different investments, and why the last 5 years before retirement are critical.

Tips To Help Your Finances Last

John Croze, John Goodhue — Mon, 18 Dec 2023 21:16:20 -0500

In this episode John Croze and John Goodhue discuss Tips to help your finances last, How to rebalance from within your IRA,

Ten essentials for retirement, and Transitioning from work life to retirement life.

Mutual Funds vs. ETFs - The Differences And Uses.

John Croze, John Goodhue — Mon, 18 Dec 2023 21:13:28 -0500

In this episode John Croze and John Goodhue discuss Mutual Funds vs. ETFs – the differences and uses, Different types of Annuities,

Wills vs. Trusts – Which Is Right For You, and How Social Security, Retirement Account Distributions, and Pensions Are Taxed.

Understanding Investment Risks And How To Mitigate Them

John Croze, John Goodhue — Sat, 25 Nov 2023 11:00:00 -0500

In this episode John Croze and John Goodhue of APO Financial discuss investment risks and how to mitigate them, a refresher on IRAs, and the use of target date funds.

Taking Ownership Of Your Retirement

John Croze, John Goodhue — Sat, 18 Nov 2023 11:00:00 -0500

In this episode John Croze and John Goodhue discuss taking ownership of your retirement means having a personalized plan, how alternative assets can play a role in your retirement planning, pension replacements, and the difference between wealth preservation and income generation.

How To Invest Outside Of The Stock Market

John Croze, John Goodhue — Sat, 11 Nov 2023 13:16:16 -0500

In this episode, John Croze, John Goodhue, and Jeff Shade discuss Ways to invest outside of the stock market, planning and paying for long-term care, key ages to mark along your retirement journey, and the 4% rule – what is it and why it may not be right for you.

The Maiden Voyage Into Retirement

John Croze, John Goodhue — Sun, 05 Nov 2023 22:54:46 -0500

In this first episode of the Retirement Playbook, John Croze and John Goodhue discuss what this show is all about, how much it costs to be YOU in retirement, the right time to file for social security, and avoiding running out of money in retirement. For your complimentary review of your retirement plan, call 906-523-9030.