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    <title>The Retirement Blueprint</title>
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    <description>Grant Dorhout, Founder and Wealth Advisor of Dorhout Retirement Services shares his thoughts on investing and helping secure your retirement in his weekly radio broadcast, The Retirement Blueprint. Grant is a full service advisor and has been helping families live out the retirements they deserve by giving them experienced, common-sense advice. Dorhout Retirement Services 4611 S 96th St, Omaha, NE 68127. (402) 281-0750. Investment advisory services offered through CWM, LLC, an SEC Registered Advisor. </description>
    <copyright>© 2026 Grant Dorhout</copyright>
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    <pubDate>Tue, 19 May 2026 14:00:43 -0500</pubDate>
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      <title>The Retirement Blueprint</title>
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    <itunes:author>Grant Dorhout</itunes:author>
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    <itunes:summary>Grant Dorhout, Founder and Wealth Advisor of Dorhout Retirement Services shares his thoughts on investing and helping secure your retirement in his weekly radio broadcast, The Retirement Blueprint. Grant is a full service advisor and has been helping families live out the retirements they deserve by giving them experienced, common-sense advice. Dorhout Retirement Services 4611 S 96th St, Omaha, NE 68127. (402) 281-0750. Investment advisory services offered through CWM, LLC, an SEC Registered Advisor. </itunes:summary>
    <itunes:subtitle>Grant Dorhout, Founder and Wealth Advisor of Dorhout Retirement Services shares his thoughts on investing and helping secure your retirement in his weekly radio broadcast, The Retirement Blueprint.</itunes:subtitle>
    <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
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      <itunes:name>Grant Dorhout</itunes:name>
      <itunes:email>grant@dorhoutrs.com</itunes:email>
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    <itunes:complete>Yes</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>The Great Wealth Transfer is underway.</title>
      <itunes:episode>138</itunes:episode>
      <podcast:episode>138</podcast:episode>
      <itunes:title>The Great Wealth Transfer is underway.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Great Wealth Transfer, the third founder of Apple missed out on billions and why he is standing by his decision, and why some pro-golfers are in the rough with what seems to be no way out. </p>]]>
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        <![CDATA[<p>In this episode, Grant and Bill discuss the Great Wealth Transfer, the third founder of Apple missed out on billions and why he is standing by his decision, and why some pro-golfers are in the rough with what seems to be no way out. </p>]]>
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      <pubDate>Tue, 19 May 2026 14:00:38 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Great Wealth Transfer, the third founder of Apple missed out on billions and why he is standing by his decision, and why some pro-golfers are in the rough with what seems to be no way out. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>What does comfortable really mean to most Americans and do we still believe we can live that way in retirement?</title>
      <itunes:episode>137</itunes:episode>
      <podcast:episode>137</podcast:episode>
      <itunes:title>What does comfortable really mean to most Americans and do we still believe we can live that way in retirement?</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss can you still live comfortably in retirement, are there pros and cons to a tax credit, and what estate planning could like like if you're a solo-ager. </p>]]>
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      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss can you still live comfortably in retirement, are there pros and cons to a tax credit, and what estate planning could like like if you're a solo-ager. </p>]]>
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      <pubDate>Wed, 13 May 2026 14:15:55 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
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      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss can you still live comfortably in retirement, are there pros and cons to a tax credit, and what estate planning could like like if you're a solo-ager. </p>]]>
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      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>What would you say has been the worst year to retire in the last century?</title>
      <itunes:episode>136</itunes:episode>
      <podcast:episode>136</podcast:episode>
      <itunes:title>What would you say has been the worst year to retire in the last century?</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the worst year to retire in the last century, gold prices, and pros and cons to selling your home and re-investing the money. </p>]]>
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      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the worst year to retire in the last century, gold prices, and pros and cons to selling your home and re-investing the money. </p>]]>
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      <pubDate>Fri, 08 May 2026 14:41:58 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3242</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the worst year to retire in the last century, gold prices, and pros and cons to selling your home and re-investing the money. </p>]]>
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      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>It's costing more to fill the tank and not only for our cars.</title>
      <itunes:episode>135</itunes:episode>
      <podcast:episode>135</podcast:episode>
      <itunes:title>It's costing more to fill the tank and not only for our cars.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss that it's costing more to fill the tank and not only for our cars, tax mitigation strategies, and ways to grow your wealth in retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss that it's costing more to fill the tank and not only for our cars, tax mitigation strategies, and ways to grow your wealth in retirement. </p>]]>
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      <pubDate>Tue, 28 Apr 2026 13:41:46 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss that it's costing more to fill the tank and not only for our cars, tax mitigation strategies, and ways to grow your wealth in retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>What has America's retirement more vulnerable that it was in the past?</title>
      <itunes:episode>134</itunes:episode>
      <podcast:episode>134</podcast:episode>
      <itunes:title>What has America's retirement more vulnerable that it was in the past?</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what has America's retirement more vulnerable, 5 threats to your retirement a financial planner might help you with, and America's new number for a comfortable retirement. </p>]]>
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      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what has America's retirement more vulnerable, 5 threats to your retirement a financial planner might help you with, and America's new number for a comfortable retirement. </p>]]>
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      <pubDate>Thu, 23 Apr 2026 15:56:25 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what has America's retirement more vulnerable, 5 threats to your retirement a financial planner might help you with, and America's new number for a comfortable retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Gold prices are down. We'll get into what might be behind the slump.</title>
      <itunes:episode>133</itunes:episode>
      <podcast:episode>133</podcast:episode>
      <itunes:title>Gold prices are down. We'll get into what might be behind the slump.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss gold prices, testing the waters in retirement, alternative investments, and 3 cities chosen as this year's best places to retire. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss gold prices, testing the waters in retirement, alternative investments, and 3 cities chosen as this year's best places to retire. </p>]]>
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      <pubDate>Wed, 15 Apr 2026 16:10:33 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss gold prices, testing the waters in retirement, alternative investments, and 3 cities chosen as this year's best places to retire. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Federal Reserve Committee meeting vote to keep rates steady for the second time in a row.</title>
      <itunes:episode>132</itunes:episode>
      <podcast:episode>132</podcast:episode>
      <itunes:title>Federal Reserve Committee meeting vote to keep rates steady for the second time in a row.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Federal Reserve Committee meeting. </p>]]>
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      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Federal Reserve Committee meeting. </p>]]>
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      <pubDate>Wed, 08 Apr 2026 14:45:44 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b0802fdb/5dfb81dc.mp3" length="51890036" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Federal Reserve Committee meeting. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Six years and counting for the Social Security Trust Fund.</title>
      <itunes:episode>131</itunes:episode>
      <podcast:episode>131</podcast:episode>
      <itunes:title>Six years and counting for the Social Security Trust Fund.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Social Security Trust Fund, emergency funds, and a new kind of retirement community. </p>]]>
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      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Social Security Trust Fund, emergency funds, and a new kind of retirement community. </p>]]>
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      <pubDate>Thu, 02 Apr 2026 09:53:40 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c541e8b2/c2914b87.mp3" length="51890005" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Social Security Trust Fund, emergency funds, and a new kind of retirement community. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How a tax plan could help stop you from blowing up your savings.</title>
      <itunes:episode>130</itunes:episode>
      <podcast:episode>130</podcast:episode>
      <itunes:title>How a tax plan could help stop you from blowing up your savings.</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss tax plans, most common scams this tax season, pre-retirement financial moves, and knowing your weak spots could help make for a stronger retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss tax plans, most common scams this tax season, pre-retirement financial moves, and knowing your weak spots could help make for a stronger retirement. </p>]]>
      </content:encoded>
      <pubDate>Tue, 24 Mar 2026 16:15:54 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/072c7a00/e40574de.mp3" length="51890011" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss tax plans, most common scams this tax season, pre-retirement financial moves, and knowing your weak spots could help make for a stronger retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is Medicare funding in more trouble than we thought?</title>
      <itunes:episode>129</itunes:episode>
      <podcast:episode>129</podcast:episode>
      <itunes:title>Is Medicare funding in more trouble than we thought?</itunes:title>
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      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if Medicare is in more trouble than we thought, the simplest things hold up your tax return, are you strong enough to avoid the temptation, and a new report ranks the best retirement states. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if Medicare is in more trouble than we thought, the simplest things hold up your tax return, are you strong enough to avoid the temptation, and a new report ranks the best retirement states. </p>]]>
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      <pubDate>Tue, 17 Mar 2026 13:47:41 -0500</pubDate>
      <author>Grant Dorhout</author>
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      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if Medicare is in more trouble than we thought, the simplest things hold up your tax return, are you strong enough to avoid the temptation, and a new report ranks the best retirement states. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Does the 4% rule still hold up in 2026?</title>
      <itunes:episode>128</itunes:episode>
      <podcast:episode>128</podcast:episode>
      <itunes:title>Does the 4% rule still hold up in 2026?</itunes:title>
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      <link>https://share.transistor.fm/s/8d5e2c1d</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss does the 4% rule still hold up in 2026, the over-under challenges of retirement spending, and SS COLA estimates. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss does the 4% rule still hold up in 2026, the over-under challenges of retirement spending, and SS COLA estimates. </p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Mar 2026 13:46:48 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8d5e2c1d/6df41a83.mp3" length="51889986" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss does the 4% rule still hold up in 2026, the over-under challenges of retirement spending, and SS COLA estimates. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How much do you need for a comfortable retirement?</title>
      <itunes:episode>127</itunes:episode>
      <podcast:episode>127</podcast:episode>
      <itunes:title>How much do you need for a comfortable retirement?</itunes:title>
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      <link>https://share.transistor.fm/s/b1fd7206</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much you need for a comfortable retirement, if you married deciding when to apply for Social Security, and passing along an inheritance while you're still around. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much you need for a comfortable retirement, if you married deciding when to apply for Social Security, and passing along an inheritance while you're still around. </p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Mar 2026 09:57:39 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b1fd7206/e6b9cd75.mp3" length="51889997" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much you need for a comfortable retirement, if you married deciding when to apply for Social Security, and passing along an inheritance while you're still around. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Elon Musk has some unconventional advice about saving for retirement. </title>
      <itunes:episode>126</itunes:episode>
      <podcast:episode>126</podcast:episode>
      <itunes:title>Elon Musk has some unconventional advice about saving for retirement. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">769e2544-9f35-415e-8985-47d321f7f4cb</guid>
      <link>https://share.transistor.fm/s/591812b1</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss Elon Musk unconventional advice and some taxes that have suddenly become very complicated. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss Elon Musk unconventional advice and some taxes that have suddenly become very complicated. </p>]]>
      </content:encoded>
      <pubDate>Wed, 25 Feb 2026 10:10:18 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/591812b1/7c17d9bb.mp3" length="51890017" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss Elon Musk unconventional advice and some taxes that have suddenly become very complicated. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Everything old is new again, so this time around are you going to play?</title>
      <itunes:episode>125</itunes:episode>
      <podcast:episode>125</podcast:episode>
      <itunes:title>Everything old is new again, so this time around are you going to play?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5b9e532b-7f69-4a2e-9459-79ee2ca9f2da</guid>
      <link>https://share.transistor.fm/s/6582188c</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss how everything old is new again, four questions that could help you decide when to take Social Security, and how one stranger changed the life of a 92 year old woman. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss how everything old is new again, four questions that could help you decide when to take Social Security, and how one stranger changed the life of a 92 year old woman. </p>]]>
      </content:encoded>
      <pubDate>Tue, 17 Feb 2026 11:13:57 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/6582188c/d8b27a3d.mp3" length="51890018" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss how everything old is new again, four questions that could help you decide when to take Social Security, and how one stranger changed the life of a 92 year old woman. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Do you know where all your 401K accounts are?</title>
      <itunes:episode>124</itunes:episode>
      <podcast:episode>124</podcast:episode>
      <itunes:title>Do you know where all your 401K accounts are?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e7dd0240-2163-46b7-8cfa-ba67f27ea49e</guid>
      <link>https://share.transistor.fm/s/fb099e26</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you know where are your 401K accounts are, top retirement regret, and white collar dread. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you know where are your 401K accounts are, top retirement regret, and white collar dread. </p>]]>
      </content:encoded>
      <pubDate>Tue, 10 Feb 2026 13:41:04 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/fb099e26/6de84944.mp3" length="51889574" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you know where are your 401K accounts are, top retirement regret, and white collar dread. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Move aside 60-40 and make way for TPA.</title>
      <itunes:episode>123</itunes:episode>
      <podcast:episode>123</podcast:episode>
      <itunes:title>Move aside 60-40 and make way for TPA.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">338a1418-3c76-4020-abe9-cd690df5aac9</guid>
      <link>https://share.transistor.fm/s/75911220</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss making a way for TPA, tax changes and how you may benefit from them, and would you say you were better off at the start or end of 2025?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss making a way for TPA, tax changes and how you may benefit from them, and would you say you were better off at the start or end of 2025?</p>]]>
      </content:encoded>
      <pubDate>Tue, 10 Feb 2026 13:39:32 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/75911220/3b8642e5.mp3" length="51889985" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss making a way for TPA, tax changes and how you may benefit from them, and would you say you were better off at the start or end of 2025?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Income or wealth? Would you favor one or the other in retirement?</title>
      <itunes:episode>122</itunes:episode>
      <podcast:episode>122</podcast:episode>
      <itunes:title>Income or wealth? Would you favor one or the other in retirement?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2d921c2b-7606-450a-a7f7-3dd3d090566f</guid>
      <link>https://share.transistor.fm/s/b395661d</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss income and wealth, when a backdoor Roth might make sense, why Social Security checks are not the same in all states, and how much penalties Americans are paying in missed RMD's.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss income and wealth, when a backdoor Roth might make sense, why Social Security checks are not the same in all states, and how much penalties Americans are paying in missed RMD's.</p>]]>
      </content:encoded>
      <pubDate>Tue, 20 Jan 2026 10:02:24 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b395661d/6f05e516.mp3" length="51882489" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss income and wealth, when a backdoor Roth might make sense, why Social Security checks are not the same in all states, and how much penalties Americans are paying in missed RMD's.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Overview of thematic ETF's.</title>
      <itunes:episode>121</itunes:episode>
      <podcast:episode>121</podcast:episode>
      <itunes:title>Overview of thematic ETF's.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">58d08688-6c2d-4ff7-a6bc-c7db2892e14d</guid>
      <link>https://share.transistor.fm/s/6fb540b0</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss thematic ETF's, do you owe taxes on crypto, and when to recognize that you've had enough. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss thematic ETF's, do you owe taxes on crypto, and when to recognize that you've had enough. </p>]]>
      </content:encoded>
      <pubDate>Wed, 14 Jan 2026 09:46:22 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/6fb540b0/84357511.mp3" length="51883705" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss thematic ETF's, do you owe taxes on crypto, and when to recognize that you've had enough. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What you don't know can hurt you. </title>
      <itunes:episode>120</itunes:episode>
      <podcast:episode>120</podcast:episode>
      <itunes:title>What you don't know can hurt you. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3557459d-1be8-433e-9af2-63907463de6c</guid>
      <link>https://share.transistor.fm/s/db439421</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what you don't know can hurt you, simple decisions you make may have significant impacts, and Roth or not to Roth, understanding Roth conversions. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what you don't know can hurt you, simple decisions you make may have significant impacts, and Roth or not to Roth, understanding Roth conversions. </p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Jan 2026 10:48:24 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/db439421/e57f202b.mp3" length="51867829" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what you don't know can hurt you, simple decisions you make may have significant impacts, and Roth or not to Roth, understanding Roth conversions. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Americans are living longer. Are you financially prepared to celebrate your 100th birthday?</title>
      <itunes:episode>119</itunes:episode>
      <podcast:episode>119</podcast:episode>
      <itunes:title>Americans are living longer. Are you financially prepared to celebrate your 100th birthday?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9260f33f-a7f0-4294-9ac2-4ccbf0d19a88</guid>
      <link>https://share.transistor.fm/s/e3261e28</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Americans are living longer, New Year's resolutions, tax on SS benefits, and living with food-flation. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Americans are living longer, New Year's resolutions, tax on SS benefits, and living with food-flation. </p>]]>
      </content:encoded>
      <pubDate>Mon, 29 Dec 2025 14:45:04 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/e3261e28/f4172e00.mp3" length="51876245" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Americans are living longer, New Year's resolutions, tax on SS benefits, and living with food-flation. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Which would make you the happiest? Saving money or spending money?</title>
      <itunes:episode>118</itunes:episode>
      <podcast:episode>118</podcast:episode>
      <itunes:title>Which would make you the happiest? Saving money or spending money?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fcd47187-b311-4aef-a1cc-8cb896fbed9f</guid>
      <link>https://share.transistor.fm/s/da5d0798</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what would make you the happiest, the pull of BNPL, can financial click-bait headlines be conversation starters with your financial advisor, and what women want from their financial advisor. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what would make you the happiest, the pull of BNPL, can financial click-bait headlines be conversation starters with your financial advisor, and what women want from their financial advisor. </p>]]>
      </content:encoded>
      <pubDate>Tue, 23 Dec 2025 15:38:16 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/da5d0798/96c94ca2.mp3" length="51890013" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what would make you the happiest, the pull of BNPL, can financial click-bait headlines be conversation starters with your financial advisor, and what women want from their financial advisor. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could passive income be the answer to achieving a successful retirement?</title>
      <itunes:episode>117</itunes:episode>
      <podcast:episode>117</podcast:episode>
      <itunes:title>Could passive income be the answer to achieving a successful retirement?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3800ce26-e99c-4cfe-bd0c-3b2d90a286c9</guid>
      <link>https://share.transistor.fm/s/5829699e</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss passive income, where does Healthcare coverage rate on your list of top priorities, and the world's top retirement destination. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss passive income, where does Healthcare coverage rate on your list of top priorities, and the world's top retirement destination. </p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Dec 2025 09:49:39 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/5829699e/3f7bd891.mp3" length="51876644" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss passive income, where does Healthcare coverage rate on your list of top priorities, and the world's top retirement destination. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Avoiding retirement disenchantment.</title>
      <itunes:episode>116</itunes:episode>
      <podcast:episode>116</podcast:episode>
      <itunes:title>Avoiding retirement disenchantment.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4c83fd23-9583-4c5c-9ea7-346e1609bc87</guid>
      <link>https://share.transistor.fm/s/8a37ab2b</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss avoiding retirement disenchantment, RMD's, and is there a perfect age to retire?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss avoiding retirement disenchantment, RMD's, and is there a perfect age to retire?</p>]]>
      </content:encoded>
      <pubDate>Tue, 09 Dec 2025 13:34:30 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8a37ab2b/e2deaa26.mp3" length="51876189" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss avoiding retirement disenchantment, RMD's, and is there a perfect age to retire?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Discussing the national debt</title>
      <itunes:episode>115</itunes:episode>
      <podcast:episode>115</podcast:episode>
      <itunes:title>Discussing the national debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4a351ab8-abe3-40fd-8def-722b577a693c</guid>
      <link>https://share.transistor.fm/s/185ab803</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the national debt, tips for taking advantage of stock market gains, and some unexpected side-hustles for retirees. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the national debt, tips for taking advantage of stock market gains, and some unexpected side-hustles for retirees. </p>]]>
      </content:encoded>
      <pubDate>Wed, 03 Dec 2025 15:29:33 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/185ab803/51df7e7b.mp3" length="51874093" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the national debt, tips for taking advantage of stock market gains, and some unexpected side-hustles for retirees. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>When the great wealth transfer involves the family business.</title>
      <itunes:episode>114</itunes:episode>
      <podcast:episode>114</podcast:episode>
      <itunes:title>When the great wealth transfer involves the family business.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">91196ca9-6f06-4ebe-8964-ae28a9b01450</guid>
      <link>https://share.transistor.fm/s/44ccbcb9</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss when the great wealth transfer involves the family business, the cost of long-term healthcare, and tips for outsmarting scammers. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss when the great wealth transfer involves the family business, the cost of long-term healthcare, and tips for outsmarting scammers. </p>]]>
      </content:encoded>
      <pubDate>Mon, 24 Nov 2025 13:52:04 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/44ccbcb9/9620bd5c.mp3" length="51884991" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss when the great wealth transfer involves the family business, the cost of long-term healthcare, and tips for outsmarting scammers. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why one laid off government worker says he's living the dream.</title>
      <itunes:episode>113</itunes:episode>
      <podcast:episode>113</podcast:episode>
      <itunes:title>Why one laid off government worker says he's living the dream.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0877a330-b865-4607-9d0e-57888b7a5820</guid>
      <link>https://share.transistor.fm/s/e5534371</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss why one government worker says he's living the dream, how would you fare in a K-shaped economy, we'll share a couple of year-end tax tips, and there's no guarantee but music could change your life. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss why one government worker says he's living the dream, how would you fare in a K-shaped economy, we'll share a couple of year-end tax tips, and there's no guarantee but music could change your life. </p>]]>
      </content:encoded>
      <pubDate>Wed, 19 Nov 2025 14:56:21 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/e5534371/93f0c837.mp3" length="51870783" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss why one government worker says he's living the dream, how would you fare in a K-shaped economy, we'll share a couple of year-end tax tips, and there's no guarantee but music could change your life. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Social Security COLA for next year. It's a bit higher than expected but is that good news?</title>
      <itunes:episode>112</itunes:episode>
      <podcast:episode>112</podcast:episode>
      <itunes:title>The Social Security COLA for next year. It's a bit higher than expected but is that good news?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">62eed2ad-00a9-4626-b101-0dac1b8fec9c</guid>
      <link>https://share.transistor.fm/s/ef0c2c34</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security COLA, plans to support a retirement lifestyle, tips for a Purchase Power Portfolio, and what JP Morgan is urging Americans to stop doing. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security COLA, plans to support a retirement lifestyle, tips for a Purchase Power Portfolio, and what JP Morgan is urging Americans to stop doing. </p>]]>
      </content:encoded>
      <pubDate>Mon, 03 Nov 2025 13:35:13 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/ef0c2c34/83927f80.mp3" length="51864127" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security COLA, plans to support a retirement lifestyle, tips for a Purchase Power Portfolio, and what JP Morgan is urging Americans to stop doing. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security and taxes.</title>
      <itunes:episode>111</itunes:episode>
      <podcast:episode>111</podcast:episode>
      <itunes:title>Social Security and taxes.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8a4df5bf-5bce-4bbb-a0e0-f16d8bbf591f</guid>
      <link>https://share.transistor.fm/s/62a75d4a</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security and taxes, reasons to manage your tax bracket, 4 common mistakes by retirees, and a not so popular change by a popular cruise line. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security and taxes, reasons to manage your tax bracket, 4 common mistakes by retirees, and a not so popular change by a popular cruise line. </p>]]>
      </content:encoded>
      <pubDate>Tue, 28 Oct 2025 12:05:52 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/62a75d4a/2c4a5e5d.mp3" length="51877852" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security and taxes, reasons to manage your tax bracket, 4 common mistakes by retirees, and a not so popular change by a popular cruise line. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How much have we saved for retirement?</title>
      <itunes:episode>110</itunes:episode>
      <podcast:episode>110</podcast:episode>
      <itunes:title>How much have we saved for retirement?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">80394970-bbcf-4852-8d2a-f34fe6506e70</guid>
      <link>https://share.transistor.fm/s/dfba05fe</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much we have saved for retirement, are you a victim of lifestyle creep, and trillions of dollars in 401k accounts have been forgotten. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much we have saved for retirement, are you a victim of lifestyle creep, and trillions of dollars in 401k accounts have been forgotten. </p>]]>
      </content:encoded>
      <pubDate>Tue, 21 Oct 2025 09:21:43 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/dfba05fe/bdb2dde0.mp3" length="51866579" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how much we have saved for retirement, are you a victim of lifestyle creep, and trillions of dollars in 401k accounts have been forgotten. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Estate planning.</title>
      <itunes:episode>109</itunes:episode>
      <podcast:episode>109</podcast:episode>
      <itunes:title>Estate planning.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">46dbe709-3802-4b3c-9044-60a4a5249325</guid>
      <link>https://share.transistor.fm/s/8de1a0ab</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss estate planning. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss estate planning. </p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Oct 2025 09:06:56 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8de1a0ab/282830ba.mp3" length="25969806" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>1621</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss estate planning. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Travel tips for retirees. </title>
      <itunes:episode>108</itunes:episode>
      <podcast:episode>108</podcast:episode>
      <itunes:title>Travel tips for retirees. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ac1cc2ac-42d0-448e-8133-834d34190d87</guid>
      <link>https://share.transistor.fm/s/4b6b7eee</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss travel tips for retirees, AI scams vs financial planning, and how you might feel the pinch from the new pharmaceutical tariffs. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss travel tips for retirees, AI scams vs financial planning, and how you might feel the pinch from the new pharmaceutical tariffs. </p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Oct 2025 09:04:01 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4b6b7eee/96770ab6.mp3" length="51861768" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss travel tips for retirees, AI scams vs financial planning, and how you might feel the pinch from the new pharmaceutical tariffs. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How a government shutdown could affect your investments.</title>
      <itunes:episode>107</itunes:episode>
      <podcast:episode>107</podcast:episode>
      <itunes:title>How a government shutdown could affect your investments.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">641c10bb-b07f-4276-84a0-2f5c9e8a8668</guid>
      <link>https://share.transistor.fm/s/31c16bba</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how a government shutdown could effect your investments, why it's worth a review of your Medicare Advantage plan, and estate planning in the digital age. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how a government shutdown could effect your investments, why it's worth a review of your Medicare Advantage plan, and estate planning in the digital age. </p>]]>
      </content:encoded>
      <pubDate>Wed, 01 Oct 2025 14:12:41 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/31c16bba/d014f728.mp3" length="51815270" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how a government shutdown could effect your investments, why it's worth a review of your Medicare Advantage plan, and estate planning in the digital age. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why so many seniors choose to work in retirement.</title>
      <itunes:episode>106</itunes:episode>
      <podcast:episode>106</podcast:episode>
      <itunes:title>Why so many seniors choose to work in retirement.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fd0a43ba-fa99-40ca-8a50-dcce30bdf0bd</guid>
      <link>https://share.transistor.fm/s/da8e1ee4</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss why so many seniors choose to work in retirement, the latest 2026 COLA estimate, getting into the retirement groove, and pre-retirement purchases. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss why so many seniors choose to work in retirement, the latest 2026 COLA estimate, getting into the retirement groove, and pre-retirement purchases. </p>]]>
      </content:encoded>
      <pubDate>Tue, 23 Sep 2025 15:00:36 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/da8e1ee4/18f4af2b.mp3" length="51873278" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss why so many seniors choose to work in retirement, the latest 2026 COLA estimate, getting into the retirement groove, and pre-retirement purchases. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The top city to retire in 2025!</title>
      <itunes:episode>105</itunes:episode>
      <podcast:episode>105</podcast:episode>
      <itunes:title>The top city to retire in 2025!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9862651a-02df-4a48-b6eb-560854e5ce3f</guid>
      <link>https://share.transistor.fm/s/7e4b153f</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the top city to retire in 2025, rents and reits, and tips on how to navigate a delicate conversation if you're still supporting an adult child. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the top city to retire in 2025, rents and reits, and tips on how to navigate a delicate conversation if you're still supporting an adult child. </p>]]>
      </content:encoded>
      <pubDate>Thu, 18 Sep 2025 13:41:55 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/7e4b153f/89fb8545.mp3" length="25969821" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>1621</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the top city to retire in 2025, rents and reits, and tips on how to navigate a delicate conversation if you're still supporting an adult child. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>If the Fed cuts interest rates, can we expect mortgage lenders to do the same?</title>
      <itunes:episode>104</itunes:episode>
      <podcast:episode>104</podcast:episode>
      <itunes:title>If the Fed cuts interest rates, can we expect mortgage lenders to do the same?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">632ea790-48ae-4512-bcad-41bb26c66c4d</guid>
      <link>https://share.transistor.fm/s/3b22c996</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if the Fed cuts interest rates, can we expect mortgage lenders to do the same, what is the average Social Security check for those who retire at 62, figuring out how to pay off a personal loan, and all you need to know about receiving an inheritance. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if the Fed cuts interest rates, can we expect mortgage lenders to do the same, what is the average Social Security check for those who retire at 62, figuring out how to pay off a personal loan, and all you need to know about receiving an inheritance. </p>]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:35:25 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/3b22c996/122f41b4.mp3" length="51877904" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if the Fed cuts interest rates, can we expect mortgage lenders to do the same, what is the average Social Security check for those who retire at 62, figuring out how to pay off a personal loan, and all you need to know about receiving an inheritance. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>An interest rate cut could be on the way! </title>
      <itunes:episode>103</itunes:episode>
      <podcast:episode>103</podcast:episode>
      <itunes:title>An interest rate cut could be on the way! </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b597645b-660b-4803-8630-9f6f41526cea</guid>
      <link>https://share.transistor.fm/s/f30ccf9e</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how an interest rate cut could be on the way, are you holding yourself back from wealth, and living the dream!</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how an interest rate cut could be on the way, are you holding yourself back from wealth, and living the dream!</p>]]>
      </content:encoded>
      <pubDate>Wed, 03 Sep 2025 09:34:06 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f30ccf9e/83af46b5.mp3" length="25969876" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>1621</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how an interest rate cut could be on the way, are you holding yourself back from wealth, and living the dream!</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security turns 90. </title>
      <itunes:episode>102</itunes:episode>
      <podcast:episode>102</podcast:episode>
      <itunes:title>Social Security turns 90. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4cd92b47-855f-4335-aabb-5983a2022ca3</guid>
      <link>https://share.transistor.fm/s/70ad67d3</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security turning 90, the best financial advice you've ever received, and what if you think you've saved too much for retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security turning 90, the best financial advice you've ever received, and what if you think you've saved too much for retirement. </p>]]>
      </content:encoded>
      <pubDate>Tue, 26 Aug 2025 10:36:04 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/70ad67d3/b14923cf.mp3" length="51859519" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security turning 90, the best financial advice you've ever received, and what if you think you've saved too much for retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The latest estimate on how much healthcare could cost you in retirement. </title>
      <itunes:episode>101</itunes:episode>
      <podcast:episode>101</podcast:episode>
      <itunes:title>The latest estimate on how much healthcare could cost you in retirement. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">56b05f30-d203-4a2a-ac22-e6bb7c112ad7</guid>
      <link>https://share.transistor.fm/s/76ef94a8</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate on how much healthcare could cost you in retirement, when to call your financial advisor about a life-changing event, and how where you live can impact how much you save for retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate on how much healthcare could cost you in retirement, when to call your financial advisor about a life-changing event, and how where you live can impact how much you save for retirement. </p>]]>
      </content:encoded>
      <pubDate>Tue, 26 Aug 2025 10:18:21 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/76ef94a8/907e3b9d.mp3" length="77694538" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate on how much healthcare could cost you in retirement, when to call your financial advisor about a life-changing event, and how where you live can impact how much you save for retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Still working with a 401K. Stay tuned for an important update on a significant change that could be just a signature away. </title>
      <itunes:episode>100</itunes:episode>
      <podcast:episode>100</podcast:episode>
      <itunes:title>Still working with a 401K. Stay tuned for an important update on a significant change that could be just a signature away. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7a92fc91-949a-47fd-9108-4d30a8dbfae2</guid>
      <link>https://share.transistor.fm/s/40513173</link>
      <description>
        <![CDATA[<p>In this episode, Grant and bill discuss working with a 401K. Stay tuned for an important update on a significant change that could be just a signature away, the US credit rating is down, and passing along your prized collections. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and bill discuss working with a 401K. Stay tuned for an important update on a significant change that could be just a signature away, the US credit rating is down, and passing along your prized collections. </p>]]>
      </content:encoded>
      <pubDate>Tue, 12 Aug 2025 16:32:17 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/40513173/26d97fae.mp3" length="77665750" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and bill discuss working with a 401K. Stay tuned for an important update on a significant change that could be just a signature away, the US credit rating is down, and passing along your prized collections. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Latest estimate cuts 9 months off Social Security solvency and what to do.</title>
      <itunes:episode>99</itunes:episode>
      <podcast:episode>99</podcast:episode>
      <itunes:title>Latest estimate cuts 9 months off Social Security solvency and what to do.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2b6bcaea-cca0-46cc-91d8-42e059c97493</guid>
      <link>https://share.transistor.fm/s/c04ae2c7</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate cuts 9 months off Social Security solvency and what to do, 403b plans, and the number one state for retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate cuts 9 months off Social Security solvency and what to do, 403b plans, and the number one state for retirement. </p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Aug 2025 09:16:47 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c04ae2c7/c958856c.mp3" length="77689524" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest estimate cuts 9 months off Social Security solvency and what to do, 403b plans, and the number one state for retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could 90 be the new 60?</title>
      <itunes:episode>98</itunes:episode>
      <podcast:episode>98</podcast:episode>
      <itunes:title>Could 90 be the new 60?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b516272d</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss could 90 be the new 60, lose a job in your 60's...3 questions to ask yourself, and who is benefiting from all this volatility.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss could 90 be the new 60, lose a job in your 60's...3 questions to ask yourself, and who is benefiting from all this volatility.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Aug 2025 09:13:08 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b516272d/f00c68cc.mp3" length="77689525" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss could 90 be the new 60, lose a job in your 60's...3 questions to ask yourself, and who is benefiting from all this volatility.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Forced into retirement</title>
      <itunes:episode>97</itunes:episode>
      <podcast:episode>97</podcast:episode>
      <itunes:title>Forced into retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5d92cd87-4869-4b5e-9ad2-d4bc48c8874c</guid>
      <link>https://share.transistor.fm/s/98aa04dd</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss one TV personality's fears that could be in her future, tips on handling a big win, and the value of shopping around. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss one TV personality's fears that could be in her future, tips on handling a big win, and the value of shopping around. </p>]]>
      </content:encoded>
      <pubDate>Tue, 22 Jul 2025 13:55:13 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/98aa04dd/f834bf3f.mp3" length="77772228" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss one TV personality's fears that could be in her future, tips on handling a big win, and the value of shopping around. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Putting retirement in jeopardy...divorce after 50</title>
      <itunes:episode>96</itunes:episode>
      <podcast:episode>96</podcast:episode>
      <itunes:title>Putting retirement in jeopardy...divorce after 50</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">081acc05-13bb-464c-b0d3-bf900af4adfc</guid>
      <link>https://share.transistor.fm/s/f3ce0a9a</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss putting retirement in jeopardy, annuity sales are booming, and what are the retirement worries of multi-millionaires?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss putting retirement in jeopardy, annuity sales are booming, and what are the retirement worries of multi-millionaires?</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Jul 2025 10:50:26 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f3ce0a9a/d43b3a72.mp3" length="77758138" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss putting retirement in jeopardy, annuity sales are booming, and what are the retirement worries of multi-millionaires?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>We will spend some time investing in gold</title>
      <itunes:episode>95</itunes:episode>
      <podcast:episode>95</podcast:episode>
      <itunes:title>We will spend some time investing in gold</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0a910578-5f40-4302-9403-e15024ee4e4e</guid>
      <link>https://share.transistor.fm/s/dfa95b4c</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss investing in gold, settling disagreements on who is getting what, and cryptocurrency, how to pass it on to your beneficiaries. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss investing in gold, settling disagreements on who is getting what, and cryptocurrency, how to pass it on to your beneficiaries. </p>]]>
      </content:encoded>
      <pubDate>Thu, 10 Jul 2025 15:18:39 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/dfa95b4c/9d86d7e1.mp3" length="77541436" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3229</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss investing in gold, settling disagreements on who is getting what, and cryptocurrency, how to pass it on to your beneficiaries. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Best of episode.</title>
      <itunes:episode>94</itunes:episode>
      <podcast:episode>94</podcast:episode>
      <itunes:title>Best of episode.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b956bdb9-1f1b-4c13-874d-3f0aa3dd3dc0</guid>
      <link>https://share.transistor.fm/s/6066d894</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 27 Jun 2025 11:05:18 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/6066d894/6a1dd7ca.mp3" length="77786305" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Some options for re-investing your RMD's.</title>
      <itunes:episode>93</itunes:episode>
      <podcast:episode>93</podcast:episode>
      <itunes:title>Some options for re-investing your RMD's.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">720f953a-6639-4e95-837f-093db3622315</guid>
      <link>https://share.transistor.fm/s/fc51b39d</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss some options for re-investing your RMD's, Annuity Awareness month, and how financially literate are you?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss some options for re-investing your RMD's, Annuity Awareness month, and how financially literate are you?</p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Jun 2025 10:55:56 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/fc51b39d/ca28655c.mp3" length="77761035" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss some options for re-investing your RMD's, Annuity Awareness month, and how financially literate are you?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What the One Big Beautiful bill could do for you. </title>
      <itunes:episode>92</itunes:episode>
      <podcast:episode>92</podcast:episode>
      <itunes:title>What the One Big Beautiful bill could do for you. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5a37d90e-099d-4388-b328-dd16eda5f6b1</guid>
      <link>https://share.transistor.fm/s/307289df</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what the One Big Beautiful bill could do for you, asking AI for retirement advice, and working while taking Social Security benefits. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what the One Big Beautiful bill could do for you, asking AI for retirement advice, and working while taking Social Security benefits. </p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Jun 2025 14:42:55 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/307289df/5c50541c.mp3" length="77491895" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3227</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what the One Big Beautiful bill could do for you, asking AI for retirement advice, and working while taking Social Security benefits. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Best of episode.</title>
      <itunes:episode>91</itunes:episode>
      <podcast:episode>91</podcast:episode>
      <itunes:title>Best of episode.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5f80b2ee-a742-4493-9fc5-9f5959109ba9</guid>
      <link>https://share.transistor.fm/s/157757f1</link>
      <description>
        <![CDATA[<p>This is a best of from The Retirement Blueprint. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This is a best of from The Retirement Blueprint. </p>]]>
      </content:encoded>
      <pubDate>Thu, 12 Jun 2025 15:52:16 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/157757f1/33f9e3a8.mp3" length="77663762" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This is a best of from The Retirement Blueprint. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Knowing when its time to find a more personal financial relationship.</title>
      <itunes:episode>90</itunes:episode>
      <podcast:episode>90</podcast:episode>
      <itunes:title>Knowing when its time to find a more personal financial relationship.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0ac12fcd-6c34-406a-be44-2b18c38b08e3</guid>
      <link>https://share.transistor.fm/s/c5441ad7</link>
      <description>
        <![CDATA[<p>In this episodes, Grant and Bill discuss knowing when it's time to find a more "personal" financial relationship, might a work/retire hybrid ease the transition, and renting as an investment?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episodes, Grant and Bill discuss knowing when it's time to find a more "personal" financial relationship, might a work/retire hybrid ease the transition, and renting as an investment?</p>]]>
      </content:encoded>
      <pubDate>Thu, 05 Jun 2025 13:33:27 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c5441ad7/1ecd42c7.mp3" length="77724628" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episodes, Grant and Bill discuss knowing when it's time to find a more "personal" financial relationship, might a work/retire hybrid ease the transition, and renting as an investment?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>If you own a small business, what's your exit plan?</title>
      <itunes:episode>89</itunes:episode>
      <podcast:episode>89</podcast:episode>
      <itunes:title>If you own a small business, what's your exit plan?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">edbcab2c-0f7d-427a-b3b6-cdf3329ab9e9</guid>
      <link>https://share.transistor.fm/s/f962411d</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you own a small business, what's your exit plan, are bond worth a look right now, Social Security COLA, and where are the best beaches in America?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you own a small business, what's your exit plan, are bond worth a look right now, Social Security COLA, and where are the best beaches in America?</p>]]>
      </content:encoded>
      <pubDate>Thu, 29 May 2025 10:03:27 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f962411d/d3b0f5ea.mp3" length="77575992" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3231</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if you own a small business, what's your exit plan, are bond worth a look right now, Social Security COLA, and where are the best beaches in America?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A new take on tariffts.</title>
      <itunes:episode>88</itunes:episode>
      <podcast:episode>88</podcast:episode>
      <itunes:title>A new take on tariffts.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d15ae13d-44c8-4cf7-94c1-f8cf6bade50d</guid>
      <link>https://share.transistor.fm/s/53a6be55</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss a new take on tariffs, what Warren Buffet says about market volatility, and a breakdown of the FIRE strategy. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss a new take on tariffs, what Warren Buffet says about market volatility, and a breakdown of the FIRE strategy. </p>]]>
      </content:encoded>
      <pubDate>Tue, 20 May 2025 10:25:49 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/53a6be55/2e17e03a.mp3" length="77378972" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3222</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss a new take on tariffs, what Warren Buffet says about market volatility, and a breakdown of the FIRE strategy. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>When retirement isn't a choice.</title>
      <itunes:episode>87</itunes:episode>
      <podcast:episode>87</podcast:episode>
      <itunes:title>When retirement isn't a choice.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ddfa2201-44d6-44b8-b25e-53717196ffba</guid>
      <link>https://share.transistor.fm/s/21985c53</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss when retirement isn't a choice, can you afford long-term care, and will you have enough to live and spend the way you want?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss when retirement isn't a choice, can you afford long-term care, and will you have enough to live and spend the way you want?</p>]]>
      </content:encoded>
      <pubDate>Thu, 15 May 2025 10:49:04 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/21985c53/6361cdf7.mp3" length="77737769" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss when retirement isn't a choice, can you afford long-term care, and will you have enough to live and spend the way you want?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How comfy is your cash cushion?</title>
      <itunes:episode>86</itunes:episode>
      <podcast:episode>86</podcast:episode>
      <itunes:title>How comfy is your cash cushion?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1ce0de5d-569b-4eaf-a560-ec523f0c91f1</guid>
      <link>https://share.transistor.fm/s/b4893deb</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how comfy is your cash cushion, why are buffered ETF's so popular, do you know all about retirement, and fewer people are retiring to the beach. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how comfy is your cash cushion, why are buffered ETF's so popular, do you know all about retirement, and fewer people are retiring to the beach. </p>]]>
      </content:encoded>
      <pubDate>Wed, 07 May 2025 14:31:15 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b4893deb/9d1c5beb.mp3" length="77735261" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how comfy is your cash cushion, why are buffered ETF's so popular, do you know all about retirement, and fewer people are retiring to the beach. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Preparing for recession.</title>
      <itunes:episode>85</itunes:episode>
      <podcast:episode>85</podcast:episode>
      <itunes:title>Preparing for recession.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e000ec0d-1252-45b4-b6b0-432094dad501</guid>
      <link>https://share.transistor.fm/s/7e594736</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss preparing for recession, could passive income streams be a strategy for your retirement, and if people with millions saved are worried about retirement, should we all be paying more attention?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss preparing for recession, could passive income streams be a strategy for your retirement, and if people with millions saved are worried about retirement, should we all be paying more attention?</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 May 2025 10:07:33 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/7e594736/03cfc704.mp3" length="77730864" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss preparing for recession, could passive income streams be a strategy for your retirement, and if people with millions saved are worried about retirement, should we all be paying more attention?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Protecting things that are most important to you.</title>
      <itunes:episode>84</itunes:episode>
      <podcast:episode>84</podcast:episode>
      <itunes:title>Protecting things that are most important to you.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c784739c-0273-45ad-ab92-ac6d65be9bd0</guid>
      <link>https://share.transistor.fm/s/feb9277f</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss protecting the things that are most important to you, a new buzz word, and how being stubborn could be good for your health. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss protecting the things that are most important to you, a new buzz word, and how being stubborn could be good for your health. </p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Apr 2025 16:05:09 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/feb9277f/74e9d8e3.mp3" length="77443121" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3225</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss protecting the things that are most important to you, a new buzz word, and how being stubborn could be good for your health. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A dizzying walk on Wallstreet...is it time to re-balance your portfolio?</title>
      <itunes:episode>83</itunes:episode>
      <podcast:episode>83</podcast:episode>
      <itunes:title>A dizzying walk on Wallstreet...is it time to re-balance your portfolio?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5d2abce8-80fd-4ca9-b29d-6caac0b22fc6</guid>
      <link>https://share.transistor.fm/s/723716bd</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss a dizzying walk on Wall Street, are changes coming to the FDIC, how RMD's work, and the great horizontal wealth transfer. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss a dizzying walk on Wall Street, are changes coming to the FDIC, how RMD's work, and the great horizontal wealth transfer. </p>]]>
      </content:encoded>
      <pubDate>Thu, 17 Apr 2025 12:00:51 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/723716bd/6a1d8ca6.mp3" length="77571666" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3230</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss a dizzying walk on Wall Street, are changes coming to the FDIC, how RMD's work, and the great horizontal wealth transfer. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The gold rush...why are central banks stockpiling gold? Is there an opportunity for us here too?</title>
      <itunes:episode>82</itunes:episode>
      <podcast:episode>82</podcast:episode>
      <itunes:title>The gold rush...why are central banks stockpiling gold? Is there an opportunity for us here too?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c9cef55e-f522-4cfb-92b3-d5578341e3b0</guid>
      <link>https://share.transistor.fm/s/c702bec9</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the gold rush, dividends as part of a retirement plan, spotlight on retirement mistakes, and why some say the Scandinavian method helps them get a better night's sleep. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the gold rush, dividends as part of a retirement plan, spotlight on retirement mistakes, and why some say the Scandinavian method helps them get a better night's sleep. </p>]]>
      </content:encoded>
      <pubDate>Tue, 08 Apr 2025 10:01:19 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c702bec9/490f6ec5.mp3" length="77653819" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the gold rush, dividends as part of a retirement plan, spotlight on retirement mistakes, and why some say the Scandinavian method helps them get a better night's sleep. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Big changes just announced for Social Security, what you need to know. </title>
      <itunes:episode>81</itunes:episode>
      <podcast:episode>81</podcast:episode>
      <itunes:title>Big changes just announced for Social Security, what you need to know. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1c2dc16c-57b7-46ad-a588-d1953a0d2700</guid>
      <link>https://share.transistor.fm/s/e11876fc</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss big changes announced for Social Security, could your spring road trip be bad for the economy, and what's in the head of the Fed? </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss big changes announced for Social Security, could your spring road trip be bad for the economy, and what's in the head of the Fed? </p>]]>
      </content:encoded>
      <pubDate>Tue, 01 Apr 2025 09:19:05 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/e11876fc/9c35dbef.mp3" length="77746580" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss big changes announced for Social Security, could your spring road trip be bad for the economy, and what's in the head of the Fed? </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Recovery this year, next year. We'll get into the stock market correction. </title>
      <itunes:episode>80</itunes:episode>
      <podcast:episode>80</podcast:episode>
      <itunes:title>Recovery this year, next year. We'll get into the stock market correction. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">138e51a8-0daa-44df-9d39-40106dcf535e</guid>
      <link>https://share.transistor.fm/s/eee8e1d7</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the stock market correction, if the government shuts down does your SS shut down too, building a ladder for income in retirement, and if you're the adventurous type, we have unique vacation ideas for you! </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the stock market correction, if the government shuts down does your SS shut down too, building a ladder for income in retirement, and if you're the adventurous type, we have unique vacation ideas for you! </p>]]>
      </content:encoded>
      <pubDate>Tue, 01 Apr 2025 09:04:46 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/eee8e1d7/996a0205.mp3" length="77718372" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the stock market correction, if the government shuts down does your SS shut down too, building a ladder for income in retirement, and if you're the adventurous type, we have unique vacation ideas for you! </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Did you know the government has a reserve of helium? We'll tell you what else the President wants to stockpile.</title>
      <itunes:episode>79</itunes:episode>
      <podcast:episode>79</podcast:episode>
      <itunes:title>Did you know the government has a reserve of helium? We'll tell you what else the President wants to stockpile.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">90d7ff33-ffe4-4fec-a207-849fa87e76d2</guid>
      <link>https://share.transistor.fm/s/41ce9a00</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what else the President wants to stockpile, which is easier...saving or spending, how focused conversions might be able to save you money on taxes, and how you would vote on Daylight Savings Time. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what else the President wants to stockpile, which is easier...saving or spending, how focused conversions might be able to save you money on taxes, and how you would vote on Daylight Savings Time. </p>]]>
      </content:encoded>
      <pubDate>Wed, 19 Mar 2025 11:27:14 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/41ce9a00/fef6f226.mp3" length="77677030" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what else the President wants to stockpile, which is easier...saving or spending, how focused conversions might be able to save you money on taxes, and how you would vote on Daylight Savings Time. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security...from job cuts to taxes, what you need to know. </title>
      <itunes:episode>78</itunes:episode>
      <podcast:episode>78</podcast:episode>
      <itunes:title>Social Security...from job cuts to taxes, what you need to know. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">06ce248e-ff26-42fb-abd0-36246bb58e6d</guid>
      <link>https://share.transistor.fm/s/1eb0f40d</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security, your net worth, and retirement as a new beginning. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security, your net worth, and retirement as a new beginning. </p>]]>
      </content:encoded>
      <pubDate>Tue, 18 Mar 2025 12:06:36 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/1eb0f40d/58bb954c.mp3" length="77711994" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Social Security, your net worth, and retirement as a new beginning. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The latest report on how long a million dollars will last in retirement.</title>
      <itunes:episode>77</itunes:episode>
      <podcast:episode>77</podcast:episode>
      <itunes:title>The latest report on how long a million dollars will last in retirement.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">31081e2f-ec3f-4df3-b531-3dff50c3ad3e</guid>
      <link>https://share.transistor.fm/s/74c94069</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest report on how long a million dollars will last in retirement, revealing your will before you even sign it, tips for an all-weather tax plan, and the most popular age to claim Social Security benefits. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest report on how long a million dollars will last in retirement, revealing your will before you even sign it, tips for an all-weather tax plan, and the most popular age to claim Social Security benefits. </p>]]>
      </content:encoded>
      <pubDate>Tue, 04 Mar 2025 14:50:53 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/74c94069/007232e6.mp3" length="77753478" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the latest report on how long a million dollars will last in retirement, revealing your will before you even sign it, tips for an all-weather tax plan, and the most popular age to claim Social Security benefits. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>De-constructing target-date funds. </title>
      <itunes:episode>76</itunes:episode>
      <podcast:episode>76</podcast:episode>
      <itunes:title>De-constructing target-date funds. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">09fd93d0-226b-40ec-91ff-4a323b81424d</guid>
      <link>https://share.transistor.fm/s/94482d04</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss de-constructing target-date funds, trying to erase the tax on Social Security benefits, inverse prioritization, and planning for the healthcare you could need. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss de-constructing target-date funds, trying to erase the tax on Social Security benefits, inverse prioritization, and planning for the healthcare you could need. </p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Feb 2025 12:54:13 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/94482d04/93284b7c.mp3" length="77732752" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss de-constructing target-date funds, trying to erase the tax on Social Security benefits, inverse prioritization, and planning for the healthcare you could need. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>You thought working was hard, try retiring! </title>
      <itunes:episode>75</itunes:episode>
      <podcast:episode>75</podcast:episode>
      <itunes:title>You thought working was hard, try retiring! </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2a29280f-dd86-4858-b6de-3955f9f69816</guid>
      <link>https://share.transistor.fm/s/46e73840</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how you thought working was hard, try retiring. Also, preparing for April 15th, how much risk are you taking for your retirement savings, and teaching your grandkids how to invest. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how you thought working was hard, try retiring. Also, preparing for April 15th, how much risk are you taking for your retirement savings, and teaching your grandkids how to invest. </p>]]>
      </content:encoded>
      <pubDate>Thu, 20 Feb 2025 10:36:43 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/46e73840/636cf3ec.mp3" length="77730878" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how you thought working was hard, try retiring. Also, preparing for April 15th, how much risk are you taking for your retirement savings, and teaching your grandkids how to invest. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>New tariffs on our neighboring countries, how we will feel the effects. </title>
      <itunes:episode>74</itunes:episode>
      <podcast:episode>74</podcast:episode>
      <itunes:title>New tariffs on our neighboring countries, how we will feel the effects. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">30335a51-988e-4826-b1e2-5a6724f3a54d</guid>
      <link>https://share.transistor.fm/s/9b46aa5b</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss new tariffs on our neighboring countries and how we will feel the effects, how the Fed's decision on interest rates impacts us, and do you know someone with "Money Dysmorphia"?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss new tariffs on our neighboring countries and how we will feel the effects, how the Fed's decision on interest rates impacts us, and do you know someone with "Money Dysmorphia"?</p>]]>
      </content:encoded>
      <pubDate>Thu, 20 Feb 2025 09:54:57 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/9b46aa5b/ef6e683d.mp3" length="77735267" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss new tariffs on our neighboring countries and how we will feel the effects, how the Fed's decision on interest rates impacts us, and do you know someone with "Money Dysmorphia"?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is the new administration about to make changes to the way Social Security is taxed?</title>
      <itunes:episode>73</itunes:episode>
      <podcast:episode>73</podcast:episode>
      <itunes:title>Is the new administration about to make changes to the way Social Security is taxed?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7231bafd-9bfa-42e7-ae71-2d9f49f04075</guid>
      <link>https://share.transistor.fm/s/3242b048</link>
      <description>
        <![CDATA[<p>In his episode, Grant and Bill discuss whether the new administration about to make changes to the way Social Security is taxed, taking the volatility out of Bitcoin, and are you ready for the 24 hour a day togetherness?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In his episode, Grant and Bill discuss whether the new administration about to make changes to the way Social Security is taxed, taking the volatility out of Bitcoin, and are you ready for the 24 hour a day togetherness?</p>]]>
      </content:encoded>
      <pubDate>Mon, 10 Feb 2025 13:24:10 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/3242b048/a3a85860.mp3" length="77698944" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In his episode, Grant and Bill discuss whether the new administration about to make changes to the way Social Security is taxed, taking the volatility out of Bitcoin, and are you ready for the 24 hour a day togetherness?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retiring next year? Why you should have a retirement tax plan now. </title>
      <itunes:episode>72</itunes:episode>
      <podcast:episode>72</podcast:episode>
      <itunes:title>Retiring next year? Why you should have a retirement tax plan now. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">20957e0c-e67d-470c-9f9d-506a972ec6d7</guid>
      <link>https://share.transistor.fm/s/4829ea42</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss why you should have a retirement tax plan now, Medicare advantages, and what classic cars from the 1990's made the top 5. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss why you should have a retirement tax plan now, Medicare advantages, and what classic cars from the 1990's made the top 5. </p>]]>
      </content:encoded>
      <pubDate>Mon, 10 Feb 2025 12:38:28 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4829ea42/c9dc3b2b.mp3" length="77586846" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3231</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss why you should have a retirement tax plan now, Medicare advantages, and what classic cars from the 1990's made the top 5. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The most expensive state for retirees and the most affordable.</title>
      <itunes:episode>71</itunes:episode>
      <podcast:episode>71</podcast:episode>
      <itunes:title>The most expensive state for retirees and the most affordable.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">91b2de45-39db-4e3a-bf84-73d66a9f251c</guid>
      <link>https://share.transistor.fm/s/e1d685c5</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the most expensive state for retirees and the most affordable, the city ranked #1 for quality of life, unexpected tech and why you need to know about it, and why so many grandparents say they would rather to leave an inheritance to their children. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the most expensive state for retirees and the most affordable, the city ranked #1 for quality of life, unexpected tech and why you need to know about it, and why so many grandparents say they would rather to leave an inheritance to their children. </p>]]>
      </content:encoded>
      <pubDate>Wed, 22 Jan 2025 16:32:37 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/e1d685c5/8269d057.mp3" length="77764751" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the most expensive state for retirees and the most affordable, the city ranked #1 for quality of life, unexpected tech and why you need to know about it, and why so many grandparents say they would rather to leave an inheritance to their children. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement isn't what it used to be. </title>
      <itunes:episode>70</itunes:episode>
      <podcast:episode>70</podcast:episode>
      <itunes:title>Retirement isn't what it used to be. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7bb3aacd-5374-4520-98a8-e7a551f1f58e</guid>
      <link>https://share.transistor.fm/s/09f32e95</link>
      <description>
        <![CDATA[<p>In this episode, Grant an Bill discuss why retirement isn't what it used to be, not for Social Security and not for the baby boomers. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant an Bill discuss why retirement isn't what it used to be, not for Social Security and not for the baby boomers. </p>]]>
      </content:encoded>
      <pubDate>Wed, 22 Jan 2025 14:46:16 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/09f32e95/5beb8a56.mp3" length="77730871" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant an Bill discuss why retirement isn't what it used to be, not for Social Security and not for the baby boomers. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Best of the Retirement Blueprint</title>
      <itunes:episode>69</itunes:episode>
      <podcast:episode>69</podcast:episode>
      <itunes:title>The Best of the Retirement Blueprint</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e60e7af2-c964-4613-8c7b-4391c0fc4e29</guid>
      <link>https://share.transistor.fm/s/5b4bcb10</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the "best of" the Retirement Blueprint.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the "best of" the Retirement Blueprint.</p>]]>
      </content:encoded>
      <pubDate>Wed, 22 Jan 2025 14:44:03 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/5b4bcb10/d2fd4ab7.mp3" length="77695135" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the "best of" the Retirement Blueprint.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taking a look back at 2024</title>
      <itunes:episode>68</itunes:episode>
      <podcast:episode>68</podcast:episode>
      <itunes:title>Taking a look back at 2024</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e3bb887f-8c14-4792-9f6a-43478cb49b0d</guid>
      <link>https://share.transistor.fm/s/ae48fef1</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss looking back at 2024, the looming takeover of AI, rate cuts predicted, and grocery prices - comparing then and now. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss looking back at 2024, the looming takeover of AI, rate cuts predicted, and grocery prices - comparing then and now. </p>]]>
      </content:encoded>
      <pubDate>Tue, 31 Dec 2024 10:21:56 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/ae48fef1/db1d29f3.mp3" length="77562292" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3230</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss looking back at 2024, the looming takeover of AI, rate cuts predicted, and grocery prices - comparing then and now. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investors went crypto crazy this year.</title>
      <itunes:episode>67</itunes:episode>
      <podcast:episode>67</podcast:episode>
      <itunes:title>Investors went crypto crazy this year.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">72cfd8a4-6c8d-416c-8db8-f57e89243668</guid>
      <link>https://share.transistor.fm/s/271ffa0e</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how investors went crypto crazy this year, how the IRS plans to get its shares of the profits, a popular retailer warns customers that tariffs could mean big changes, and the idea of old keeps getting older. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how investors went crypto crazy this year, how the IRS plans to get its shares of the profits, a popular retailer warns customers that tariffs could mean big changes, and the idea of old keeps getting older. </p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Dec 2024 13:08:21 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/271ffa0e/3e0207c9.mp3" length="77697786" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how investors went crypto crazy this year, how the IRS plans to get its shares of the profits, a popular retailer warns customers that tariffs could mean big changes, and the idea of old keeps getting older. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could a Santa rally be on the way?</title>
      <itunes:episode>66</itunes:episode>
      <podcast:episode>66</podcast:episode>
      <itunes:title>Could a Santa rally be on the way?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6e47dc81-a1af-425a-a1c1-221b4fae7261</guid>
      <link>https://share.transistor.fm/s/54c767d9</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if a Santa rally could be on the way, going all in with equities, a 2025 retirement checklist, and the gift of your will for the holidays. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if a Santa rally could be on the way, going all in with equities, a 2025 retirement checklist, and the gift of your will for the holidays. </p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Dec 2024 10:14:07 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/54c767d9/e285add9.mp3" length="77675149" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if a Santa rally could be on the way, going all in with equities, a 2025 retirement checklist, and the gift of your will for the holidays. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>An early holiday gift, possibly paying less taxes whether you're on the naughty or nice list.</title>
      <itunes:episode>65</itunes:episode>
      <podcast:episode>65</podcast:episode>
      <itunes:title>An early holiday gift, possibly paying less taxes whether you're on the naughty or nice list.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8ca5a305-4c24-432e-9512-f5002bb88dab</guid>
      <link>https://share.transistor.fm/s/850f55dd</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss an early holiday gift, possibly paying less whether you're on the naughty or nice list, super catch up rules and how they could effect your bottom line, and where else could your money go besides the market. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss an early holiday gift, possibly paying less whether you're on the naughty or nice list, super catch up rules and how they could effect your bottom line, and where else could your money go besides the market. </p>]]>
      </content:encoded>
      <pubDate>Wed, 18 Dec 2024 14:25:09 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/850f55dd/70c6018c.mp3" length="77757963" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss an early holiday gift, possibly paying less whether you're on the naughty or nice list, super catch up rules and how they could effect your bottom line, and where else could your money go besides the market. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The cost of your Thanksgiving dinner may have been a little less this year, very little.</title>
      <itunes:episode>64</itunes:episode>
      <podcast:episode>64</podcast:episode>
      <itunes:title>The cost of your Thanksgiving dinner may have been a little less this year, very little.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f80921dc-28cd-4d0c-bce6-abfdc3ebb959</guid>
      <link>https://share.transistor.fm/s/7142b2c6</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the cost of your Thanksgiving may have been a little less this year, Dr. Oz and Medicare Advantage plans, what's with ETF's, and dream or nightmare...a Christmas cruise with the Hallmark Channel. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the cost of your Thanksgiving may have been a little less this year, Dr. Oz and Medicare Advantage plans, what's with ETF's, and dream or nightmare...a Christmas cruise with the Hallmark Channel. </p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Dec 2024 17:07:17 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/7142b2c6/bbb3d292.mp3" length="77712819" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the cost of your Thanksgiving may have been a little less this year, Dr. Oz and Medicare Advantage plans, what's with ETF's, and dream or nightmare...a Christmas cruise with the Hallmark Channel. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Buy now or pay more later? It's a question of tariffs.</title>
      <itunes:episode>63</itunes:episode>
      <podcast:episode>63</podcast:episode>
      <itunes:title>Buy now or pay more later? It's a question of tariffs.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">75b87b15-74a1-4243-8df5-00daf31eb313</guid>
      <link>https://share.transistor.fm/s/f5009e89</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss whether to buy now or pay more later, it's a question of tariffs, a break up of crypto, and the medicare monthly premium is going up. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss whether to buy now or pay more later, it's a question of tariffs, a break up of crypto, and the medicare monthly premium is going up. </p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Dec 2024 16:53:38 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f5009e89/9126f3a2.mp3" length="77732142" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss whether to buy now or pay more later, it's a question of tariffs, a break up of crypto, and the medicare monthly premium is going up. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taking advantage of the holidays to talk about the inevitable</title>
      <itunes:episode>62</itunes:episode>
      <podcast:episode>62</podcast:episode>
      <itunes:title>Taking advantage of the holidays to talk about the inevitable</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d9a7b752-a603-437c-afa5-9d8c732a6a64</guid>
      <link>https://share.transistor.fm/s/a61d69ae</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss taking advantage of the holidays to talk about the inevitable, the S&amp;P 500 setting records, tips for getting in shape financially for 2025, and what to do with your RMD. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss taking advantage of the holidays to talk about the inevitable, the S&amp;P 500 setting records, tips for getting in shape financially for 2025, and what to do with your RMD. </p>]]>
      </content:encoded>
      <pubDate>Tue, 19 Nov 2024 16:20:33 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/a61d69ae/bcb0e051.mp3" length="77714109" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss taking advantage of the holidays to talk about the inevitable, the S&amp;P 500 setting records, tips for getting in shape financially for 2025, and what to do with your RMD. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>New math for retirement savings</title>
      <itunes:episode>61</itunes:episode>
      <podcast:episode>61</podcast:episode>
      <itunes:title>New math for retirement savings</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a3e156bf-3fff-4d28-9252-88a5271941b1</guid>
      <link>https://share.transistor.fm/s/0f9a6deb</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss new math for retirement savings, demand for pensions is growing but is anyone listening, testing your EFT IQ, and tapping into home equity for long term healthcare. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss new math for retirement savings, demand for pensions is growing but is anyone listening, testing your EFT IQ, and tapping into home equity for long term healthcare. </p>]]>
      </content:encoded>
      <pubDate>Wed, 13 Nov 2024 16:57:56 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/0f9a6deb/ead7ac9c.mp3" length="77682591" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss new math for retirement savings, demand for pensions is growing but is anyone listening, testing your EFT IQ, and tapping into home equity for long term healthcare. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What 4 million dollars can get you in this economy</title>
      <itunes:episode>59</itunes:episode>
      <podcast:episode>59</podcast:episode>
      <itunes:title>What 4 million dollars can get you in this economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6e640b0e-ac2c-4bb8-9a0b-60149184c533</guid>
      <link>https://share.transistor.fm/s/78f67013</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss what 4 million dollars can get you in this economy, end of year strategies for 2024, 1995 called they want their housing market back. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss what 4 million dollars can get you in this economy, end of year strategies for 2024, 1995 called they want their housing market back. </p>]]>
      </content:encoded>
      <pubDate>Wed, 06 Nov 2024 14:59:47 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/78f67013/8d862c8b.mp3" length="77771024" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss what 4 million dollars can get you in this economy, end of year strategies for 2024, 1995 called they want their housing market back. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is silver the new gold?</title>
      <itunes:episode>60</itunes:episode>
      <podcast:episode>60</podcast:episode>
      <itunes:title>Is silver the new gold?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ea4a916e-f2b9-46cd-a67b-4d8b1f6d6094</guid>
      <link>https://share.transistor.fm/s/3c10a428</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss is silver the new gold, plan to work after retirement, what Medicare does not cover, and taking action to protect a family member from themselves. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss is silver the new gold, plan to work after retirement, what Medicare does not cover, and taking action to protect a family member from themselves. </p>]]>
      </content:encoded>
      <pubDate>Wed, 06 Nov 2024 14:53:21 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/3c10a428/2fc5528e.mp3" length="77759696" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss is silver the new gold, plan to work after retirement, what Medicare does not cover, and taking action to protect a family member from themselves. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why your dream retirement home could come with one nightmare of a problem</title>
      <itunes:episode>58</itunes:episode>
      <podcast:episode>58</podcast:episode>
      <itunes:title>Why your dream retirement home could come with one nightmare of a problem</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5fa2943e-c132-413a-895a-3508a34a1cb7</guid>
      <link>https://share.transistor.fm/s/4fcc044c</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss why your dream retirement home could come with one nightmare of a problem, unpacking the CPI, gold bars and a 24-pack of TP, and following in the steps of an investing giant. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss why your dream retirement home could come with one nightmare of a problem, unpacking the CPI, gold bars and a 24-pack of TP, and following in the steps of an investing giant. </p>]]>
      </content:encoded>
      <pubDate>Wed, 06 Nov 2024 14:50:09 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4fcc044c/2ae39a05.mp3" length="77690156" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss why your dream retirement home could come with one nightmare of a problem, unpacking the CPI, gold bars and a 24-pack of TP, and following in the steps of an investing giant. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The hot topics for seniors in this presidential election</title>
      <itunes:episode>57</itunes:episode>
      <podcast:episode>57</podcast:episode>
      <itunes:title>The hot topics for seniors in this presidential election</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2c22eb94-1955-4e02-a57b-dcd7844cb5da</guid>
      <link>https://share.transistor.fm/s/06fab7cd</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the hot topics for seniors in this presidential election, why retirees are taking a new look at renting, how working with a financial advisor might be able to take a good retirement plan and make it to a great one, and laughing all the way to the bank.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the hot topics for seniors in this presidential election, why retirees are taking a new look at renting, how working with a financial advisor might be able to take a good retirement plan and make it to a great one, and laughing all the way to the bank.</p>]]>
      </content:encoded>
      <pubDate>Tue, 15 Oct 2024 11:06:36 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/06fab7cd/34b6838f.mp3" length="77360634" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3221</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the hot topics for seniors in this presidential election, why retirees are taking a new look at renting, how working with a financial advisor might be able to take a good retirement plan and make it to a great one, and laughing all the way to the bank.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Wall Street and the October effect</title>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>Wall Street and the October effect</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/30d18378</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Wall Street and the October effect, transitioning your business or selling, plus an idea for next summer's vacation. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Wall Street and the October effect, transitioning your business or selling, plus an idea for next summer's vacation. </p>]]>
      </content:encoded>
      <pubDate>Tue, 08 Oct 2024 15:42:11 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/30d18378/011f8d6b.mp3" length="77746439" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Wall Street and the October effect, transitioning your business or selling, plus an idea for next summer's vacation. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Fed cut interest rates, now what!</title>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>The Fed cut interest rates, now what!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f90ba54b-9550-4cca-947b-f823d24e2180</guid>
      <link>https://share.transistor.fm/s/e2452734</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the fed cut interest rates, the thrill of the burp is gone, and why a famous comedian says he has to work at 81. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the fed cut interest rates, the thrill of the burp is gone, and why a famous comedian says he has to work at 81. </p>]]>
      </content:encoded>
      <pubDate>Wed, 02 Oct 2024 16:14:04 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/e2452734/ebb9dfed.mp3" length="77726306" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how the fed cut interest rates, the thrill of the burp is gone, and why a famous comedian says he has to work at 81. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Wall Street had a great week, Berkshire Hathaway not so much</title>
      <itunes:episode>54</itunes:episode>
      <podcast:episode>54</podcast:episode>
      <itunes:title>Wall Street had a great week, Berkshire Hathaway not so much</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b08fb77c-82a5-41c5-a86d-acaa7005af4c</guid>
      <link>https://share.transistor.fm/s/8dc7cc7f</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Wall Street had a great week, what we learned about how the presidential candidates plan to fix Social Security and Medicare, as well annuities and taxes. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Wall Street had a great week, what we learned about how the presidential candidates plan to fix Social Security and Medicare, as well annuities and taxes. </p>]]>
      </content:encoded>
      <pubDate>Wed, 02 Oct 2024 16:12:36 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8dc7cc7f/744ba189.mp3" length="77737326" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss how Wall Street had a great week, what we learned about how the presidential candidates plan to fix Social Security and Medicare, as well annuities and taxes. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Peace in Retirement Blueprint</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>The Peace in Retirement Blueprint</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5b6ca86f-8179-458a-9dcb-eb3f49d5029f</guid>
      <link>https://share.transistor.fm/s/605da757</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss how the Peace in Retirement Blueprint came to be. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss how the Peace in Retirement Blueprint came to be. </p>]]>
      </content:encoded>
      <pubDate>Tue, 24 Sep 2024 10:04:11 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/605da757/0c91b037.mp3" length="77704557" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss how the Peace in Retirement Blueprint came to be. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Best of The Retirement Blueprint</title>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>The Best of The Retirement Blueprint</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ff3faaa4-b82f-43aa-a233-eb6bffee5720</guid>
      <link>https://share.transistor.fm/s/54e65028</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill go over the Best of The Retirement Blueprint. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill go over the Best of The Retirement Blueprint. </p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Sep 2024 15:58:53 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/54e65028/d4065bf2.mp3" length="77673313" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill go over the Best of The Retirement Blueprint. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How much money is enough to feel wealthy?</title>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>How much money is enough to feel wealthy?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">560c71a5-7683-4bcc-ab8c-f5d6a2f964ec</guid>
      <link>https://share.transistor.fm/s/b6b268af</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss how much money is enough to feel wealthy, healthcare sticker shock, an update on Social Security and Medicare funding crisis, and why you could get some real deals on travel right now. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss how much money is enough to feel wealthy, healthcare sticker shock, an update on Social Security and Medicare funding crisis, and why you could get some real deals on travel right now. </p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Sep 2024 15:22:14 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/b6b268af/e2115ef2.mp3" length="77625167" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3232</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss how much money is enough to feel wealthy, healthcare sticker shock, an update on Social Security and Medicare funding crisis, and why you could get some real deals on travel right now. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Wall Street fear meter was running hot in August, we'll check the current temperature</title>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>The Wall Street fear meter was running hot in August, we'll check the current temperature</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">65e395be-2c67-477c-b57a-5068156bfb15</guid>
      <link>https://share.transistor.fm/s/32991379</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Wall Street fear meter was running hot in August, we'll check the current temperature, new RMD rules, and the healthiest state for retirees.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Wall Street fear meter was running hot in August, we'll check the current temperature, new RMD rules, and the healthiest state for retirees.</p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Sep 2024 15:38:07 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/32991379/e5cba9fb.mp3" length="77720598" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the Wall Street fear meter was running hot in August, we'll check the current temperature, new RMD rules, and the healthiest state for retirees.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is it possible to create a recession proof portfolio?</title>
      <itunes:episode>49</itunes:episode>
      <podcast:episode>49</podcast:episode>
      <itunes:title>Is it possible to create a recession proof portfolio?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">db491328-311d-4d7f-9dd2-db61e86c9b23</guid>
      <link>https://share.transistor.fm/s/f155ce55</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss if it's possible to create a recession proof portfolio, borrowing against the equity in your home, and the cost of healthcare in retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss if it's possible to create a recession proof portfolio, borrowing against the equity in your home, and the cost of healthcare in retirement. </p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Sep 2024 15:14:52 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f155ce55/68e99724.mp3" length="77739570" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss if it's possible to create a recession proof portfolio, borrowing against the equity in your home, and the cost of healthcare in retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Rate cuts could be coming in September, so why isn't Wall Street celebrating?</title>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>Rate cuts could be coming in September, so why isn't Wall Street celebrating?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ef88c1c8-b4fd-490b-b7c5-f9579aac60db</guid>
      <link>https://share.transistor.fm/s/c309b312</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss that an interest rate cut could be coming in September, so why isn't Wall Street celebrating, Social Security is about to hit the breaking point, and what you don't know about probate could hurt you. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss that an interest rate cut could be coming in September, so why isn't Wall Street celebrating, Social Security is about to hit the breaking point, and what you don't know about probate could hurt you. </p>]]>
      </content:encoded>
      <pubDate>Tue, 20 Aug 2024 13:21:26 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c309b312/15406e8d.mp3" length="77726346" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3237</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss that an interest rate cut could be coming in September, so why isn't Wall Street celebrating, Social Security is about to hit the breaking point, and what you don't know about probate could hurt you. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The fallout on Wall Street</title>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>The fallout on Wall Street</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f4ca0745-cbda-484b-95e7-ed2334994996</guid>
      <link>https://share.transistor.fm/s/110cf423</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss the fallout on Wall Street, is downsizing worth a look, states ranked the best for retirees, and how to stay in your prime in retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss the fallout on Wall Street, is downsizing worth a look, states ranked the best for retirees, and how to stay in your prime in retirement. </p>]]>
      </content:encoded>
      <pubDate>Tue, 06 Aug 2024 13:09:12 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/110cf423/4442820e.mp3" length="77694033" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss the fallout on Wall Street, is downsizing worth a look, states ranked the best for retirees, and how to stay in your prime in retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How this bull market compares to bull markets past</title>
      <itunes:episode>46</itunes:episode>
      <podcast:episode>46</podcast:episode>
      <itunes:title>How this bull market compares to bull markets past</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c6a36ba0-1a21-4445-a195-b28ff6e08aba</guid>
      <link>https://share.transistor.fm/s/445f4853</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss how long this bull market compares to bull markets past, a change of heart from the Federal Reserve, why women will own of boomer wealth by 2030. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss how long this bull market compares to bull markets past, a change of heart from the Federal Reserve, why women will own of boomer wealth by 2030. </p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Aug 2024 10:45:48 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/445f4853/770ee11b.mp3" length="77703279" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss how long this bull market compares to bull markets past, a change of heart from the Federal Reserve, why women will own of boomer wealth by 2030. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The presidential election and taxes</title>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>The presidential election and taxes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b5c931f5-5334-462e-9f69-dd95a85de3e3</guid>
      <link>https://share.transistor.fm/s/24b30f14</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss the presidential election and taxes, silver squatters, AI, and investors who want to freeze themselves and take their nest egg with them.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss the presidential election and taxes, silver squatters, AI, and investors who want to freeze themselves and take their nest egg with them.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Aug 2024 10:26:38 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/24b30f14/2db6dd46.mp3" length="77748605" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss the presidential election and taxes, silver squatters, AI, and investors who want to freeze themselves and take their nest egg with them.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why chat GPT gives the worst financial advice</title>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>Why chat GPT gives the worst financial advice</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a3acab27-59df-4581-b298-aeb6d052cbff</guid>
      <link>https://share.transistor.fm/s/0e65b897</link>
      <description>
        <![CDATA[<p>In this episode Grant and Bill discuss why Chat GPT gives the worst financial advice, should you tap your home equity loan, how could Bill Gates possibly run out of money, and why you might need a bigger nest egg. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Bill discuss why Chat GPT gives the worst financial advice, should you tap your home equity loan, how could Bill Gates possibly run out of money, and why you might need a bigger nest egg. </p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Aug 2024 10:24:12 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/0e65b897/7ef8f683.mp3" length="77647402" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3234</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Bill discuss why Chat GPT gives the worst financial advice, should you tap your home equity loan, how could Bill Gates possibly run out of money, and why you might need a bigger nest egg. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>His and hers retirement accounts</title>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>His and hers retirement accounts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5b91c76d-abe8-4d82-8abc-8652014bf23d</guid>
      <link>https://share.transistor.fm/s/81a40f18</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss his and hers retirement accounts and why pet ownership is a predictor of financial responsibility.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss his and hers retirement accounts and why pet ownership is a predictor of financial responsibility.</p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Jul 2024 14:39:13 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/81a40f18/3c32b9b5.mp3" length="77703261" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss his and hers retirement accounts and why pet ownership is a predictor of financial responsibility.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>More records for the NASDAQ</title>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>More records for the NASDAQ</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6ca5e752-092e-4e82-a546-01c1e96e5413</guid>
      <link>https://share.transistor.fm/s/d65b2d30</link>
      <description>
        <![CDATA[<p>n this episode, Grant and Bill discuss more records for the NASDAQ, why investors are cashing out of the S&amp;P 500, and advice from one of the most famous and successful investors.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>n this episode, Grant and Bill discuss more records for the NASDAQ, why investors are cashing out of the S&amp;P 500, and advice from one of the most famous and successful investors.</p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Jul 2024 14:36:27 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/d65b2d30/654c7c35.mp3" length="77698648" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>n this episode, Grant and Bill discuss more records for the NASDAQ, why investors are cashing out of the S&amp;P 500, and advice from one of the most famous and successful investors.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Opening up about money</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>Opening up about money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">04a41010-44d9-4042-ae6c-16960134754d</guid>
      <link>https://share.transistor.fm/s/417b5c7a</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss opening up about money, will you need long-term case, and what could trump your will?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss opening up about money, will you need long-term case, and what could trump your will?</p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Jul 2024 14:32:03 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/417b5c7a/d5a2108e.mp3" length="77586899" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3231</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss opening up about money, will you need long-term case, and what could trump your will?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What we've got that AI doesn't</title>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>What we've got that AI doesn't</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9c964718-f2c5-424c-96b8-2e2849aa000e</guid>
      <link>https://share.transistor.fm/s/68eca900</link>
      <description>
        <![CDATA[<p>In this episdoe, Grant and Bill discuss what we've got that AI hasn't got, what to do with a nest egg, and when it's time to shift from customers first to "me-first</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episdoe, Grant and Bill discuss what we've got that AI hasn't got, what to do with a nest egg, and when it's time to shift from customers first to "me-first</p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Jul 2024 14:30:51 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/68eca900/ce539492.mp3" length="77608797" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3232</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episdoe, Grant and Bill discuss what we've got that AI hasn't got, what to do with a nest egg, and when it's time to shift from customers first to "me-first</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Huey Lewis &amp; the retirement news</title>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>Huey Lewis &amp; the retirement news</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d1a99691-6c30-4901-9888-9b074652ede2</guid>
      <link>https://share.transistor.fm/s/04aa6ce0</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Bill discuss Huey Lewis and the retirement news, you're lucky enough to find a new home, now keep the old one or sell it, and 5 years from retirement: what you need to be doing right now. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Bill discuss Huey Lewis and the retirement news, you're lucky enough to find a new home, now keep the old one or sell it, and 5 years from retirement: what you need to be doing right now. </p>]]>
      </content:encoded>
      <pubDate>Tue, 18 Jun 2024 09:58:45 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/04aa6ce0/11e8215a.mp3" length="77782749" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Bill discuss Huey Lewis and the retirement news, you're lucky enough to find a new home, now keep the old one or sell it, and 5 years from retirement: what you need to be doing right now. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>“BlackRock Billionaire Larry Fink says we should think more like Aussies”</title>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>“BlackRock Billionaire Larry Fink says we should think more like Aussies”</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5d5ac14a-5808-435b-adbd-03728f787083</guid>
      <link>https://share.transistor.fm/s/4074f479</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss how BlackRock billionaire Larry Fink says we should think more like Aussies, why so few are “living the dream in retirement”, and when Go-Go becomes No-Go, will you be prepared?”</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss how BlackRock billionaire Larry Fink says we should think more like Aussies, why so few are “living the dream in retirement”, and when Go-Go becomes No-Go, will you be prepared?”</p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 08:37:16 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4074f479/e8314a31.mp3" length="77699212" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss how BlackRock billionaire Larry Fink says we should think more like Aussies, why so few are “living the dream in retirement”, and when Go-Go becomes No-Go, will you be prepared?”</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>If you want to retire in 2025, here's what you need to know</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>If you want to retire in 2025, here's what you need to know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3434b68b-407b-4d48-8ac0-0d244187877e</guid>
      <link>https://share.transistor.fm/s/f5799bf5</link>
      <description>
        <![CDATA[<p>In this episode, Grant and Jeff discuss if you want to retire in 2025, here's what you need to know, four ways life insurance can grow and protect your wealth, nine most common reasons people run out of money in retirement, and the five pillars of retirement planning.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant and Jeff discuss if you want to retire in 2025, here's what you need to know, four ways life insurance can grow and protect your wealth, nine most common reasons people run out of money in retirement, and the five pillars of retirement planning.</p>]]>
      </content:encoded>
      <pubDate>Fri, 31 May 2024 13:21:41 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/f5799bf5/b52a8d3e.mp3" length="53904782" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3228</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant and Jeff discuss if you want to retire in 2025, here's what you need to know, four ways life insurance can grow and protect your wealth, nine most common reasons people run out of money in retirement, and the five pillars of retirement planning.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Forecast whiplash...cut, hike, cut, hike...where interest rate predictions fall this week</title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>Forecast whiplash...cut, hike, cut, hike...where interest rate predictions fall this week</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3e0d9607-c268-4cec-84a8-8148c916c242</guid>
      <link>https://share.transistor.fm/s/1765daeb</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss forecast whiplash...cut, hike, cut, hike...where interest rate predictions fall this week, inflation is up for yet another month but the president counts it as a win, the major investment firm that says there's "no-return" left in the stock market, and claiming Social Security before you retire. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss forecast whiplash...cut, hike, cut, hike...where interest rate predictions fall this week, inflation is up for yet another month but the president counts it as a win, the major investment firm that says there's "no-return" left in the stock market, and claiming Social Security before you retire. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 15:18:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/1765daeb/5f34e9e1.mp3" length="77660549" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3235</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss forecast whiplash...cut, hike, cut, hike...where interest rate predictions fall this week, inflation is up for yet another month but the president counts it as a win, the major investment firm that says there's "no-return" left in the stock market, and claiming Social Security before you retire. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security isn't running out of money as fast as we thought </title>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>Social Security isn't running out of money as fast as we thought </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">94afcd96-1cf3-49ae-bb0a-c4923a6d7f54</guid>
      <link>https://share.transistor.fm/s/996bd0e1</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss that Social Security isn't running out of money quite as fast as we thought, ways to minimize taxes in retirement, how "gray divorce" can shred your retirement plans , and our confidence in the government to handle the economy is historically low. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss that Social Security isn't running out of money quite as fast as we thought, ways to minimize taxes in retirement, how "gray divorce" can shred your retirement plans , and our confidence in the government to handle the economy is historically low. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 15:02:32 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/996bd0e1/2fe02dee.mp3" length="77801133" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss that Social Security isn't running out of money quite as fast as we thought, ways to minimize taxes in retirement, how "gray divorce" can shred your retirement plans , and our confidence in the government to handle the economy is historically low. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Where's the trust? Are you holding onto a secret bank account?</title>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>Where's the trust? Are you holding onto a secret bank account?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8855c841-d90e-40d0-a311-78a76c0305d0</guid>
      <link>https://share.transistor.fm/s/ee7de242</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss where is the trust, smart financial moves to retire at the same time, how much do your beneficiaries really need to know, and how Taylor Swift fans could help you become a millionaire, maybe. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss where is the trust, smart financial moves to retire at the same time, how much do your beneficiaries really need to know, and how Taylor Swift fans could help you become a millionaire, maybe. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 14:46:36 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/ee7de242/283a3689.mp3" length="77801130" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss where is the trust, smart financial moves to retire at the same time, how much do your beneficiaries really need to know, and how Taylor Swift fans could help you become a millionaire, maybe. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Aging in the wrong place, we will explore some options</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>Aging in the wrong place, we will explore some options</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e6f73a43-058d-436a-bd4c-eb95c5386eae</guid>
      <link>https://share.transistor.fm/s/8f52071e</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss aging in the wrong place, the IRS puts some penalties on hold, and how to invest like the top zero-point-zero-zero-one percent. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss aging in the wrong place, the IRS puts some penalties on hold, and how to invest like the top zero-point-zero-zero-one percent. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 14:42:14 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8f52071e/132d41f3.mp3" length="77699549" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss aging in the wrong place, the IRS puts some penalties on hold, and how to invest like the top zero-point-zero-zero-one percent. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Already estimating the Security COLA for 2025</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>Already estimating the Security COLA for 2025</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">600e9462-d078-4c09-bd06-3fc54e04d5c6</guid>
      <link>https://share.transistor.fm/s/50be7bef</link>
      <description>
        <![CDATA[<p>In this episode, Bill and Grant discuss already estimating the Social Security COLA for 2025, financial attachment, how in the stock market, FOMO is out, OMO is in, and what is a 401K?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Bill and Grant discuss already estimating the Social Security COLA for 2025, financial attachment, how in the stock market, FOMO is out, OMO is in, and what is a 401K?</p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 13:40:42 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/50be7bef/59622d5e.mp3" length="77542778" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3230</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Bill and Grant discuss already estimating the Social Security COLA for 2025, financial attachment, how in the stock market, FOMO is out, OMO is in, and what is a 401K?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The first five years of retirement &amp; money moves you must make</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>The first five years of retirement &amp; money moves you must make</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">69b51e09-4987-4600-a0c6-2f68ad9a7dfa</guid>
      <link>https://share.transistor.fm/s/0410edc4</link>
      <description>
        <![CDATA[<p>In this episode, Jeff and Grant discuss the first five years of retirement and money moves you must make, big retirement obstacles you must overcome, creating a reliable retirement paycheck, and avoiding tax bombs. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Jeff and Grant discuss the first five years of retirement and money moves you must make, big retirement obstacles you must overcome, creating a reliable retirement paycheck, and avoiding tax bombs. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 11:17:28 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/0410edc4/1dbc08d0.mp3" length="50405418" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3149</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Jeff and Grant discuss the first five years of retirement and money moves you must make, big retirement obstacles you must overcome, creating a reliable retirement paycheck, and avoiding tax bombs. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What to know about rolling over a 401K to an IRA</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>What to know about rolling over a 401K to an IRA</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ff6d863c-4b7f-48d7-a12c-16f3c498d9a5</guid>
      <link>https://share.transistor.fm/s/d93fd875</link>
      <description>
        <![CDATA[<p>In this episode, Jeff and Grant discuss what to know about rolling over a 401K into an IRA, a pension alternative, how the presidential election could effect the stock market, and getting remarried - estate planning pitfalls to avoid. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Jeff and Grant discuss what to know about rolling over a 401K into an IRA, a pension alternative, how the presidential election could effect the stock market, and getting remarried - estate planning pitfalls to avoid. </p>]]>
      </content:encoded>
      <pubDate>Thu, 30 May 2024 11:11:37 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/d93fd875/5737a38b.mp3" length="51357097" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3208</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Jeff and Grant discuss what to know about rolling over a 401K into an IRA, a pension alternative, how the presidential election could effect the stock market, and getting remarried - estate planning pitfalls to avoid. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Money mistakes to avoid in your first year of retirement</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>Money mistakes to avoid in your first year of retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a39a2c9c-d131-4575-9c74-406dc544d2d1</guid>
      <link>https://share.transistor.fm/s/55b0db75</link>
      <description>
        <![CDATA[<p>In this episode Grant and Jeff discuss common money mistakes that people make i their first year of retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Jeff discuss common money mistakes that people make i their first year of retirement. </p>]]>
      </content:encoded>
      <pubDate>Sat, 13 Apr 2024 11:00:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/55b0db75/e2d3e542.mp3" length="41998627" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3267</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Jeff discuss common money mistakes that people make i their first year of retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>7 times you should not pay off a mortgage before retiring</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>7 times you should not pay off a mortgage before retiring</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">266a9bd8-51d1-493d-a659-f420c89384ae</guid>
      <link>https://share.transistor.fm/s/af6059a6</link>
      <description>
        <![CDATA[<p>In this episode Grant and Jeff discuss Signs It Could Be Time To Look For A New Investment Advisor, 7 Times You Should Not Pay Off A Mortgage Before Retiring, What A Deferred Annuity Is, and 10 Things You Should Know About Estate Planning.</p><p><strong> </strong></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant and Jeff discuss Signs It Could Be Time To Look For A New Investment Advisor, 7 Times You Should Not Pay Off A Mortgage Before Retiring, What A Deferred Annuity Is, and 10 Things You Should Know About Estate Planning.</p><p><strong> </strong></p>]]>
      </content:encoded>
      <pubDate>Sat, 06 Apr 2024 11:00:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/af6059a6/70cc812e.mp3" length="56589334" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3533</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant and Jeff discuss Signs It Could Be Time To Look For A New Investment Advisor, 7 Times You Should Not Pay Off A Mortgage Before Retiring, What A Deferred Annuity Is, and 10 Things You Should Know About Estate Planning.</p><p><strong> </strong></p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Costly mistakes that people make entering into retirement</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Costly mistakes that people make entering into retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6d0bb095-9130-4560-aa33-7dd5dfb2beb5</guid>
      <link>https://share.transistor.fm/s/da8f3d26</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses reverse mortgages and 20 costly mistakes that people make when entering retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses reverse mortgages and 20 costly mistakes that people make when entering retirement. </p>]]>
      </content:encoded>
      <pubDate>Mon, 01 Apr 2024 11:35:28 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/da8f3d26/b30d2da3.mp3" length="51902339" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses reverse mortgages and 20 costly mistakes that people make when entering retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Twelve questions retirees often get wrong about taxes in retirement</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Twelve questions retirees often get wrong about taxes in retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8c83b8e0-746d-4100-9fa9-6f7254359c8a</guid>
      <link>https://share.transistor.fm/s/9b53fa21</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses 5 things I wish I'd known before I retired, 5 things an annuity salesperson won't tell you, twelve questions retirees often get wrong about taxes in retirement and what is a reverse mortgage, how does it work, and what are the pros and cons?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses 5 things I wish I'd known before I retired, 5 things an annuity salesperson won't tell you, twelve questions retirees often get wrong about taxes in retirement and what is a reverse mortgage, how does it work, and what are the pros and cons?</p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Mar 2024 11:00:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/9b53fa21/f0fa850e.mp3" length="43329551" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3413</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses 5 things I wish I'd known before I retired, 5 things an annuity salesperson won't tell you, twelve questions retirees often get wrong about taxes in retirement and what is a reverse mortgage, how does it work, and what are the pros and cons?</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement income strategies for lifetime wealth</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>Retirement income strategies for lifetime wealth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b2d15c6a-eeab-4bbd-8807-bd1bfbafd790</guid>
      <link>https://share.transistor.fm/s/bf04bf97</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses 18 income strategies for lifetime wealth. Also 5 common retirement fears and how to overcome them, and why the solo years of retirement are important to plan for. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses 18 income strategies for lifetime wealth. Also 5 common retirement fears and how to overcome them, and why the solo years of retirement are important to plan for. </p>]]>
      </content:encoded>
      <pubDate>Sat, 09 Mar 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/bf04bf97/b36498a9.mp3" length="53674275" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3212</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses 18 income strategies for lifetime wealth. Also 5 common retirement fears and how to overcome them, and why the solo years of retirement are important to plan for. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What baby boomers need to know about turning 65. </title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>What baby boomers need to know about turning 65. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7d68d6e3-d819-41ee-ad42-01d3d0e7dd52</guid>
      <link>https://share.transistor.fm/s/3ea0f8ec</link>
      <description>
        <![CDATA[<p>In this episode, Grant talks about Peak 65 - More Baby Boomers turning 65 than ever before. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant talks about Peak 65 - More Baby Boomers turning 65 than ever before. </p>]]>
      </content:encoded>
      <pubDate>Sat, 02 Mar 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/3ea0f8ec/1c566e5d.mp3" length="59291451" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3549</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant talks about Peak 65 - More Baby Boomers turning 65 than ever before. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Debunking 6 Social Security myths</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>Debunking 6 Social Security myths</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">333581b7-6f3d-4843-a4f9-87bee98e4ed8</guid>
      <link>https://share.transistor.fm/s/96cd8b5b</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses 6 social security myths, estate plan checkups, single premium annuities, and 1 in 5  retirees are going back to work.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses 6 social security myths, estate plan checkups, single premium annuities, and 1 in 5  retirees are going back to work.</p>]]>
      </content:encoded>
      <pubDate>Sat, 17 Feb 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/96cd8b5b/e2b26fea.mp3" length="40562177" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses 6 social security myths, estate plan checkups, single premium annuities, and 1 in 5  retirees are going back to work.</p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>"FINOs" - Fiduciaries in name only.</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>"FINOs" - Fiduciaries in name only.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d21818a0-bf0b-4646-997d-33cae336eb51</guid>
      <link>https://share.transistor.fm/s/cde185bc</link>
      <description>
        <![CDATA[<p>In this episode, Grant discusses advisors who claim to be held to the fiduciary standard but ho do not act that way. Also, how to create a retirement income stream, benefits you're missing out on if you're not working with an advisor, and the pros and cons of fixed annuities. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Grant discusses advisors who claim to be held to the fiduciary standard but ho do not act that way. Also, how to create a retirement income stream, benefits you're missing out on if you're not working with an advisor, and the pros and cons of fixed annuities. </p>]]>
      </content:encoded>
      <pubDate>Sat, 10 Feb 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/cde185bc/9b9cc9f1.mp3" length="52382553" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3271</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, Grant discusses advisors who claim to be held to the fiduciary standard but ho do not act that way. Also, how to create a retirement income stream, benefits you're missing out on if you're not working with an advisor, and the pros and cons of fixed annuities. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tax changes when the Trump tax cuts expire</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>Tax changes when the Trump tax cuts expire</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">37d76d23-6cae-41bc-aec1-7f82cf627bd9</guid>
      <link>https://share.transistor.fm/s/72ba2f63</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses changes in income taxes when the Trump tax cuts expire at the end of 2025. Also tax breaks people aover the age of 65 often miss, death of a spouse, and how hybrid life insurance can pay for long term care. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses changes in income taxes when the Trump tax cuts expire at the end of 2025. Also tax breaks people aover the age of 65 often miss, death of a spouse, and how hybrid life insurance can pay for long term care. </p>]]>
      </content:encoded>
      <pubDate>Sat, 03 Feb 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/72ba2f63/708ef158.mp3" length="55822364" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3486</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses changes in income taxes when the Trump tax cuts expire at the end of 2025. Also tax breaks people aover the age of 65 often miss, death of a spouse, and how hybrid life insurance can pay for long term care. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>12 hard truths about retirement</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>12 hard truths about retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9e18cef5-f8ce-4792-a477-73ae9ea90c5f</guid>
      <link>https://share.transistor.fm/s/9fc29e67</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses the pros and cons of using CDs for savings and 12 hard truths about retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses the pros and cons of using CDs for savings and 12 hard truths about retirement. </p>]]>
      </content:encoded>
      <pubDate>Sat, 20 Jan 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/9fc29e67/8ec22c4c.mp3" length="51902731" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses the pros and cons of using CDs for savings and 12 hard truths about retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What happens if you really do run out of money in retirement?</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>What happens if you really do run out of money in retirement?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">40e40c24-1bdd-4ba9-b3ef-0cb40d9879cd</guid>
      <link>https://share.transistor.fm/s/4d729033</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses 401K or IRA - which is right for you? Also, what happens if you really do run out of money in retirement, 5 things that could interrupt the stock market rally in 2024, and a refresher on income generation strategies. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses 401K or IRA - which is right for you? Also, what happens if you really do run out of money in retirement, 5 things that could interrupt the stock market rally in 2024, and a refresher on income generation strategies. </p>]]>
      </content:encoded>
      <pubDate>Sat, 13 Jan 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4d729033/15f5a797.mp3" length="58479349" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3652</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses 401K or IRA - which is right for you? Also, what happens if you really do run out of money in retirement, 5 things that could interrupt the stock market rally in 2024, and a refresher on income generation strategies. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Economic Outlook for 2024 - Are we seeing the light at the end of the tunnel? </title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>The Economic Outlook for 2024 - Are we seeing the light at the end of the tunnel? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b6103cb1-5871-4da4-b928-5ce5d0e8a49c</guid>
      <link>https://share.transistor.fm/s/c2be2f99</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses the economic outlook for 2024, 10 long-term investment strategies, whether this is the right time to buy gold and silver, and 5 worthwhile retirement goals to work for in 2024. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses the economic outlook for 2024, 10 long-term investment strategies, whether this is the right time to buy gold and silver, and 5 worthwhile retirement goals to work for in 2024. </p>]]>
      </content:encoded>
      <pubDate>Sat, 06 Jan 2024 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/c2be2f99/ceb30f7f.mp3" length="51902782" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses the economic outlook for 2024, 10 long-term investment strategies, whether this is the right time to buy gold and silver, and 5 worthwhile retirement goals to work for in 2024. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Making an annual financial planning checklist </title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Making an annual financial planning checklist </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">394a5964-b1e5-43cf-bd30-60e75896392f</guid>
      <link>https://share.transistor.fm/s/deb40351</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses making an annual financial planning checklist. Also paying for the soaring cost for elder care, and 8 mistakes that can upend your retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses making an annual financial planning checklist. Also paying for the soaring cost for elder care, and 8 mistakes that can upend your retirement. </p>]]>
      </content:encoded>
      <pubDate>Thu, 04 Jan 2024 21:22:02 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/deb40351/c13a8eb9.mp3" length="51902328" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses making an annual financial planning checklist. Also paying for the soaring cost for elder care, and 8 mistakes that can upend your retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A holiday year-end checklist</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>A holiday year-end checklist</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">00d28d3d-dfbb-4238-8e58-97e453f6fbff</guid>
      <link>https://share.transistor.fm/s/9af24b3a</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about  <strong>A Holiday End of Year Checklist, Trump Tax Cuts Expire in 2025 – How Much More You’ll Pay, Misconceptions About Owning Rental Real Estate, and Terrible Money Mistakes You Might Hear Over The Holidays.<br></strong><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about  <strong>A Holiday End of Year Checklist, Trump Tax Cuts Expire in 2025 – How Much More You’ll Pay, Misconceptions About Owning Rental Real Estate, and Terrible Money Mistakes You Might Hear Over The Holidays.<br></strong><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Dec 2023 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/9af24b3a/4c1af178.mp3" length="55902598" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3491</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about  <strong>A Holiday End of Year Checklist, Trump Tax Cuts Expire in 2025 – How Much More You’ll Pay, Misconceptions About Owning Rental Real Estate, and Terrible Money Mistakes You Might Hear Over The Holidays.<br></strong><br></p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The ins and outs of bonds</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>The ins and outs of bonds</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">148d84de-a812-4356-9bd8-ff93fdc860bc</guid>
      <link>https://share.transistor.fm/s/2c2d7df5</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about <strong>The Ins and Outs of Bonds and How They Work, How You May Be Able To Get More Tax Savings With A Back Door Roth IRA, What Stress Testing Is and How It Works, and From Bread Winner To Retiree – How To Manage The Transition.</strong></p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about <strong>The Ins and Outs of Bonds and How They Work, How You May Be Able To Get More Tax Savings With A Back Door Roth IRA, What Stress Testing Is and How It Works, and From Bread Winner To Retiree – How To Manage The Transition.</strong></p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </content:encoded>
      <pubDate>Mon, 18 Dec 2023 20:06:56 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/2c2d7df5/b7c49466.mp3" length="56355663" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3519</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about <strong>The Ins and Outs of Bonds and How They Work, How You May Be Able To Get More Tax Savings With A Back Door Roth IRA, What Stress Testing Is and How It Works, and From Bread Winner To Retiree – How To Manage The Transition.</strong></p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The level of risk involved with different investments</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>The level of risk involved with different investments</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d9086f85-a8f7-4549-9297-0cc8b0c45cc0</guid>
      <link>https://share.transistor.fm/s/9ea84658</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses the recent inflation figures and whether they signal a light a the end of the tunnel. Also Grant discusses the levels of risk involved with different investments. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses the recent inflation figures and whether they signal a light a the end of the tunnel. Also Grant discusses the levels of risk involved with different investments. </p>]]>
      </content:encoded>
      <pubDate>Sat, 25 Nov 2023 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/9ea84658/c2fbf69d.mp3" length="51902753" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses the recent inflation figures and whether they signal a light a the end of the tunnel. Also Grant discusses the levels of risk involved with different investments. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Alternatives to the broken 60/40 Stock/Bond portfolio mix</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Alternatives to the broken 60/40 Stock/Bond portfolio mix</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9e1d80d7-d4a5-487a-b528-1606dc0e3c1c</guid>
      <link>https://share.transistor.fm/s/1bee5c73</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses current economic events, how to rebalance within your IRA, alternative to the broken 60/40 stock/bond portfolio mix, and how to achieve a life of fulfillment in retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses current economic events, how to rebalance within your IRA, alternative to the broken 60/40 stock/bond portfolio mix, and how to achieve a life of fulfillment in retirement. </p>]]>
      </content:encoded>
      <pubDate>Sat, 18 Nov 2023 11:00:00 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/1bee5c73/b1c207b3.mp3" length="50503430" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3153</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses current economic events, how to rebalance within your IRA, alternative to the broken 60/40 stock/bond portfolio mix, and how to achieve a life of fulfillment in retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Hidden fees in 401Ks and sequence of returns risk </title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Hidden fees in 401Ks and sequence of returns risk </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f229554f-a7f7-40e3-a699-e3d2b98e83f8</guid>
      <link>https://share.transistor.fm/s/ade56e62</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses hidden fees in 401Ks, sequence of returns risk, charitable donations and tax deductions, and estate planning with your heirs in mind. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses hidden fees in 401Ks, sequence of returns risk, charitable donations and tax deductions, and estate planning with your heirs in mind. </p>]]>
      </content:encoded>
      <pubDate>Mon, 13 Nov 2023 11:11:13 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/ade56e62/7f27295b.mp3" length="51902332" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses hidden fees in 401Ks, sequence of returns risk, charitable donations and tax deductions, and estate planning with your heirs in mind. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes, Taxes,Taxes!</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Taxes, Taxes,Taxes!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8442b8f8-45de-498f-bf5d-9bcbcde8fe1c</guid>
      <link>https://share.transistor.fm/s/2b6c3171</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses tax law changes coming soon, tax according to source of income, 6 streams of tax-free income, and the 4 flavors of tax. For your no cost - no obligation review of your portfolio, and a look at your tax liability, call 402-281-0750 or www. dorhoutretirementservices.com. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses tax law changes coming soon, tax according to source of income, 6 streams of tax-free income, and the 4 flavors of tax. For your no cost - no obligation review of your portfolio, and a look at your tax liability, call 402-281-0750 or www. dorhoutretirementservices.com. </p>]]>
      </content:encoded>
      <pubDate>Sun, 05 Nov 2023 21:16:47 -0600</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/2b6c3171/fb565671.mp3" length="49237397" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3074</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses tax law changes coming soon, tax according to source of income, 6 streams of tax-free income, and the 4 flavors of tax. For your no cost - no obligation review of your portfolio, and a look at your tax liability, call 402-281-0750 or www. dorhoutretirementservices.com. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security and Medicare changes coming in 2024</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Social Security and Medicare changes coming in 2024</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">71100f45-c8d1-4394-8008-d8ea915018ea</guid>
      <link>https://share.transistor.fm/s/01348858</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about changes coming with Social Security and Medicare in 2024, how to invest if we head into a recession, and what to expect in your complimentary Retirement Blueprint review. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about changes coming with Social Security and Medicare in 2024, how to invest if we head into a recession, and what to expect in your complimentary Retirement Blueprint review. </p>]]>
      </content:encoded>
      <pubDate>Sun, 29 Oct 2023 20:05:50 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/01348858/ca4d69e2.mp3" length="50581581" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3158</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about changes coming with Social Security and Medicare in 2024, how to invest if we head into a recession, and what to expect in your complimentary Retirement Blueprint review. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>5 strategies you need to know if we enter into a recession</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>5 strategies you need to know if we enter into a recession</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">60af976b-3ed1-4e41-a9a5-9a0451faba87</guid>
      <link>https://share.transistor.fm/s/751df58c</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses  Five Strategies You Need To Know If We Enter Into A Recession, What To Consider this Medicare Open Enrollment Season,  Protecting Yourself From Market Volatility In Retirement, and Nervously Nearing Retirement? Four Do’s, Four Don’ts and One Never.</p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses  Five Strategies You Need To Know If We Enter Into A Recession, What To Consider this Medicare Open Enrollment Season,  Protecting Yourself From Market Volatility In Retirement, and Nervously Nearing Retirement? Four Do’s, Four Don’ts and One Never.</p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </content:encoded>
      <pubDate>Sun, 22 Oct 2023 21:46:29 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/751df58c/a550605b.mp3" length="50622547" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3161</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses  Five Strategies You Need To Know If We Enter Into A Recession, What To Consider this Medicare Open Enrollment Season,  Protecting Yourself From Market Volatility In Retirement, and Nervously Nearing Retirement? Four Do’s, Four Don’ts and One Never.</p><p><strong> </strong></p><p><strong> </strong></p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tips to help your finances last as long as you do</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Tips to help your finances last as long as you do</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">93b618df-8d77-4bd2-ba96-bd356ec1499a</guid>
      <link>https://share.transistor.fm/s/bae45c68</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about Tips to help your finances last, How to rebalance from within your IRA, Ten essentials for retirement, and Transitioning from work life to retirement life</p><p> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about Tips to help your finances last, How to rebalance from within your IRA, Ten essentials for retirement, and Transitioning from work life to retirement life</p><p> </p>]]>
      </content:encoded>
      <pubDate>Sun, 15 Oct 2023 18:35:14 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/bae45c68/00057e0b.mp3" length="51902329" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about Tips to help your finances last, How to rebalance from within your IRA, Ten essentials for retirement, and Transitioning from work life to retirement life</p><p> </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/bae45c68/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Twelve retirement mistakes that even well-informed people make</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Twelve retirement mistakes that even well-informed people make</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ac68ff69-bca2-4e67-8ab5-451f90a961e0</guid>
      <link>https://share.transistor.fm/s/1ea7169a</link>
      <description>
        <![CDATA[<p>In this episode grant discusses how much money you need to retire, covering rising healthcare costs in retirement, and 12 retirement mistakes that even well-informed people make. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode grant discusses how much money you need to retire, covering rising healthcare costs in retirement, and 12 retirement mistakes that even well-informed people make. </p>]]>
      </content:encoded>
      <pubDate>Mon, 09 Oct 2023 20:42:28 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/1ea7169a/4178f751.mp3" length="51902343" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode grant discusses how much money you need to retire, covering rising healthcare costs in retirement, and 12 retirement mistakes that even well-informed people make. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mutual Funds versus Exchange Traded Funds - Which is right for you?</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Mutual Funds versus Exchange Traded Funds - Which is right for you?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9b8ba857-7016-42a1-b28b-3ebe295b0959</guid>
      <link>https://share.transistor.fm/s/77b4dc83</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about mutual funds vs ETFs, the differences and the uses, the ins and outs of annuities, wills vs trusts, and how social security is taxed. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about mutual funds vs ETFs, the differences and the uses, the ins and outs of annuities, wills vs trusts, and how social security is taxed. </p>]]>
      </content:encoded>
      <pubDate>Sun, 01 Oct 2023 20:47:56 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/77b4dc83/bae51b8a.mp3" length="49868977" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3113</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about mutual funds vs ETFs, the differences and the uses, the ins and outs of annuities, wills vs trusts, and how social security is taxed. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Understanding investment risks and how to mitigate them</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Understanding investment risks and how to mitigate them</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">aea1eba3-6a94-4972-8dff-e547d06209ce</guid>
      <link>https://share.transistor.fm/s/4aa3aed3</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses how to mitigate investment risks. He also gives a refresher on IRAs, along with talking about taking control of your retirement with target date funds, and an explanation of the bucket strategy. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses how to mitigate investment risks. He also gives a refresher on IRAs, along with talking about taking control of your retirement with target date funds, and an explanation of the bucket strategy. </p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Sep 2023 21:24:47 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/4aa3aed3/893fc100.mp3" length="51902336" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses how to mitigate investment risks. He also gives a refresher on IRAs, along with talking about taking control of your retirement with target date funds, and an explanation of the bucket strategy. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/4aa3aed3/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>Taking ownership of your retirement</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Taking ownership of your retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9654c983-d997-48fe-b600-1b79acaf6a03</guid>
      <link>https://share.transistor.fm/s/8e3ae38b</link>
      <description>
        <![CDATA[<p>In this episode Grant discusses taking ownership of your retirement with a personalized plan, how alternative assets can play a role in your retirement planning, pension substitutes, and the difference between wealth preservation and income generation. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant discusses taking ownership of your retirement with a personalized plan, how alternative assets can play a role in your retirement planning, pension substitutes, and the difference between wealth preservation and income generation. </p>]]>
      </content:encoded>
      <pubDate>Sat, 16 Sep 2023 11:00:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/8e3ae38b/96b98090.mp3" length="50180324" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3133</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant discusses taking ownership of your retirement with a personalized plan, how alternative assets can play a role in your retirement planning, pension substitutes, and the difference between wealth preservation and income generation. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/8e3ae38b/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>You have more retirement options than you think</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>You have more retirement options than you think</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c110a545-bd25-448e-95a4-4eca4938d598</guid>
      <link>https://share.transistor.fm/s/a6ecbe1f</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about ways to invest outside of the stock market, planning for and paying for long term, care, key ages along your retirement journey, and the 4% rule, and why it may not be right for you. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about ways to invest outside of the stock market, planning for and paying for long term, care, key ages along your retirement journey, and the 4% rule, and why it may not be right for you. </p>]]>
      </content:encoded>
      <pubDate>Sat, 09 Sep 2023 14:00:00 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/a6ecbe1f/20e88c78.mp3" length="48405817" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3024</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about ways to invest outside of the stock market, planning for and paying for long term, care, key ages along your retirement journey, and the 4% rule, and why it may not be right for you. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/a6ecbe1f/transcript.txt" type="text/plain"/>
    </item>
    <item>
      <title>The maiden voyage into retirement</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>The maiden voyage into retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0b3243e5-2dfb-4c78-a3f8-b5c712d28fa6</guid>
      <link>https://share.transistor.fm/s/2ec0bbad</link>
      <description>
        <![CDATA[<p>In this episode Grant talks about his background, when to take social security, how much it costs to be YOU in retirement, and strategies to avoid running out of money in retirement. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Grant talks about his background, when to take social security, how much it costs to be YOU in retirement, and strategies to avoid running out of money in retirement. </p>]]>
      </content:encoded>
      <pubDate>Mon, 28 Aug 2023 13:31:25 -0500</pubDate>
      <author>Grant Dorhout</author>
      <enclosure url="https://media.transistor.fm/2ec0bbad/63458b13.mp3" length="125532644" type="audio/mpeg"/>
      <itunes:author>Grant Dorhout</itunes:author>
      <itunes:duration>3138</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode Grant talks about his background, when to take social security, how much it costs to be YOU in retirement, and strategies to avoid running out of money in retirement. </p>]]>
      </itunes:summary>
      <itunes:keywords>retirement, retirement planning, wealth management, money, taxes, health care, long-term care, IRA, ROTH, estate planning, annuity, insurance, stocks market, bond market, real estate. </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/2ec0bbad/transcript.txt" type="text/plain"/>
    </item>
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