The Payment Expert Podcast Transistor (https://transistor.fm) https://feeds.transistor.fm/the-payment-expert-podcast Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Each week we analyse the news driving the global payments industry forward; the innovation, the infrastructure, and everything that has to happen to make it all possible. sportglobal f0a821d6-200c-55b0-a0b2-a573fe835c66 no The Payment Expert Podcast – Official Trailer en Wed, 13 May 2026 05:00:10 +0100 Wed, 13 May 2026 05:03:33 +0100 https://paymentexpert.com/ https://img.transistorcdn.com/Zfs3DUZGFsKFjp7iPgeVE5ZGm-nK-eexRcJUwoZYpM4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mOGQ4/MGQ1ZjhhNGRjYWY0/NzI0Nzc4NTRmNjU5/MDNlNy5wbmc.jpg The Payment Expert Podcast https://paymentexpert.com/ episodic SBC Media Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Each week we analyse the news driving the global payments industry forward; the innovation, the infrastructure, and everything that has to happen to make it all possible. Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Payments SBC Media podcasts@sbcgaming.com No No Cross-Industry Defense: GSMA’s Top 5 Mobile Security Innovations | Ep. 009 9 9 Cross-Industry Defense: GSMA’s Top 5 Mobile Security Innovations | Ep. 009 full 8e658080-f4a3-48e4-a048-e90147c398d9 https://share.transistor.fm/s/964dc8fa This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration.

Key Topics

  • Emerging mobile fraud threats and trends
  • GSMA's role in securing the mobile ecosystem
  • Innovative API solutions for fraud detection
  • Cross-industry collaboration against scams
  • Impact of open source and AI on security


Host: Louis Thompsett
Guest: Samantha Kight
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration.

Key Topics

  • Emerging mobile fraud threats and trends
  • GSMA's role in securing the mobile ecosystem
  • Innovative API solutions for fraud detection
  • Cross-industry collaboration against scams
  • Impact of open source and AI on security


Host: Louis Thompsett
Guest: Samantha Kight
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Wed, 13 May 2026 05:00:00 +0100 SBC Media SBC Media 1441 This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration.

Key Topics

  • Emerging mobile fraud threats and trends
  • GSMA's role in securing the mobile ecosystem
  • Innovative API solutions for fraud detection
  • Cross-industry collaboration against scams
  • Impact of open source and AI on security


Host: Louis Thompsett
Guest: Samantha Kight
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Payments No Swift’s Digital Asset Innovation: Future Payments | Ep. 008 8 8 Swift’s Digital Asset Innovation: Future Payments | Ep. 008 full 9944fb5d-7901-4f3f-88ac-babf4756fa83 https://share.transistor.fm/s/c6d1a61d In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction.


Tune in to today's episode to find out:

  • How Swift’s new blockchain-based shared ledger enables real-time, 24/7 cross-border payments and synchronized obligations between participating banks.
  • The critical role of interoperability in connecting fragmented digital asset "islands" with existing financial infrastructure.
  • Why the industry is shifting toward wholesale use cases for orchestration and how this helps banks manage liquidity and risk more effectively.
  • Swift's "multi-money, multi-chain" vision that embraces CBDCs, stablecoins, and tokenized deposits as complementary tools.
  • The strategy behind tackling the "last mile" of retail payments to ensure upfront cost certainty and full value delivery for consumers.

Host: Louis Thompsett
Guests: Nick Kerigan 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction.


Tune in to today's episode to find out:

  • How Swift’s new blockchain-based shared ledger enables real-time, 24/7 cross-border payments and synchronized obligations between participating banks.
  • The critical role of interoperability in connecting fragmented digital asset "islands" with existing financial infrastructure.
  • Why the industry is shifting toward wholesale use cases for orchestration and how this helps banks manage liquidity and risk more effectively.
  • Swift's "multi-money, multi-chain" vision that embraces CBDCs, stablecoins, and tokenized deposits as complementary tools.
  • The strategy behind tackling the "last mile" of retail payments to ensure upfront cost certainty and full value delivery for consumers.

Host: Louis Thompsett
Guests: Nick Kerigan 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Wed, 06 May 2026 05:00:00 +0100 SBC Media SBC Media 1094 In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction.


Tune in to today's episode to find out:

  • How Swift’s new blockchain-based shared ledger enables real-time, 24/7 cross-border payments and synchronized obligations between participating banks.
  • The critical role of interoperability in connecting fragmented digital asset "islands" with existing financial infrastructure.
  • Why the industry is shifting toward wholesale use cases for orchestration and how this helps banks manage liquidity and risk more effectively.
  • Swift's "multi-money, multi-chain" vision that embraces CBDCs, stablecoins, and tokenized deposits as complementary tools.
  • The strategy behind tackling the "last mile" of retail payments to ensure upfront cost certainty and full value delivery for consumers.

Host: Louis Thompsett
Guests: Nick Kerigan 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Payments No UK Unified Payment Regulation Shifts | Ep. 007 7 7 UK Unified Payment Regulation Shifts | Ep. 007 full 0ef2a86f-0a75-4577-86db-7aee106c751b https://share.transistor.fm/s/85360131 In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI.


Tune in to today's episode to find out:

  • How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.
  • What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.
  • Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.
  • The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.
  • Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI.


Tune in to today's episode to find out:

  • How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.
  • What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.
  • Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.
  • The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.
  • Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Wed, 29 Apr 2026 05:00:00 +0100 SBC Media SBC Media 1566 In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI.


Tune in to today's episode to find out:

  • How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.
  • What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.
  • Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.
  • The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.
  • Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Payments No Asia’s Fintech Revolution Unleashed | Ep. 006 6 6 Asia’s Fintech Revolution Unleashed | Ep. 006 full ebd0867f-b836-499f-81dc-eb6f4e9a4f77 https://share.transistor.fm/s/359c6384 In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market.

Tune in to today’s episode to find out:

  • The rise of tokenized deposits: Why banks are increasingly exploring tokenized deposits over stablecoins to leverage traditional infrastructure while gaining the benefits of 24/7 blockchain settlement. 
  • Thailand’s unique payment landscape: How the country has positioned itself as a financial hub through its PromptPay scheme and the widespread adoption of QR code payments among local merchants and street vendors. 
  • Barriers to financial inclusion: Why high-tech solutions like digital IDs and tokenization face skepticism in rural areas and markets like Azerbaijan due to low technological literacy and a deep-rooted trust in cash. 
  • The future of "AI Super Apps": How leaders in the Chinese market are moving beyond traditional super apps toward AI-driven agents that can handle payments and user interactions at every layer. 
  • Japan’s approach to tokenized money: Insights into how Japan is testing the synergy between stablecoins, CBDCs, and tokenized deposits through inclusive, multi-bank networks. 

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market.

Tune in to today’s episode to find out:

  • The rise of tokenized deposits: Why banks are increasingly exploring tokenized deposits over stablecoins to leverage traditional infrastructure while gaining the benefits of 24/7 blockchain settlement. 
  • Thailand’s unique payment landscape: How the country has positioned itself as a financial hub through its PromptPay scheme and the widespread adoption of QR code payments among local merchants and street vendors. 
  • Barriers to financial inclusion: Why high-tech solutions like digital IDs and tokenization face skepticism in rural areas and markets like Azerbaijan due to low technological literacy and a deep-rooted trust in cash. 
  • The future of "AI Super Apps": How leaders in the Chinese market are moving beyond traditional super apps toward AI-driven agents that can handle payments and user interactions at every layer. 
  • Japan’s approach to tokenized money: Insights into how Japan is testing the synergy between stablecoins, CBDCs, and tokenized deposits through inclusive, multi-bank networks. 

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Wed, 22 Apr 2026 05:00:00 +0100 SBC Media SBC Media 1377 In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market.

Tune in to today’s episode to find out:

  • The rise of tokenized deposits: Why banks are increasingly exploring tokenized deposits over stablecoins to leverage traditional infrastructure while gaining the benefits of 24/7 blockchain settlement. 
  • Thailand’s unique payment landscape: How the country has positioned itself as a financial hub through its PromptPay scheme and the widespread adoption of QR code payments among local merchants and street vendors. 
  • Barriers to financial inclusion: Why high-tech solutions like digital IDs and tokenization face skepticism in rural areas and markets like Azerbaijan due to low technological literacy and a deep-rooted trust in cash. 
  • The future of "AI Super Apps": How leaders in the Chinese market are moving beyond traditional super apps toward AI-driven agents that can handle payments and user interactions at every layer. 
  • Japan’s approach to tokenized money: Insights into how Japan is testing the synergy between stablecoins, CBDCs, and tokenized deposits through inclusive, multi-bank networks. 

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Payments No Instant Payments vs. Instant Fraud | Ep. 005 5 5 Instant Payments vs. Instant Fraud | Ep. 005 full eaa908fe-3471-45d2-8923-f6f000d97ba9 https://share.transistor.fm/s/2f5dac72 In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU

Tune in to today's episode to find out:

  • Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious payments
  • A comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism.
  • The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controls
  • Why social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams.
  • A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoins

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU

Tune in to today's episode to find out:

  • Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious payments
  • A comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism.
  • The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controls
  • Why social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams.
  • A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoins

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Wed, 15 Apr 2026 05:00:00 +0100 SBC Media SBC Media 1105 In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU

Tune in to today's episode to find out:

  • Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious payments
  • A comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism.
  • The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controls
  • Why social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams.
  • A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoins

Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Payments No The Cashless Future Is Failing? | Ep. 004 4 4 The Cashless Future Is Failing? | Ep. 004 full a8bd67f7-54ab-4826-b203-984bce0a59af https://share.transistor.fm/s/486c0eb4 We explore:

Why New York is legally protecting cash payments
The reality of unbanked and underbanked populations
Whether digital payments can truly replace cash
The risks of relying on digital infrastructure
How war, outages and crises expose payment vulnerabilities
Why central banks are still investing in physical money


This isn’t just about payments, it’s about access, resilience and the future of money itself.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> We explore:

Why New York is legally protecting cash payments
The reality of unbanked and underbanked populations
Whether digital payments can truly replace cash
The risks of relying on digital infrastructure
How war, outages and crises expose payment vulnerabilities
Why central banks are still investing in physical money


This isn’t just about payments, it’s about access, resilience and the future of money itself.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Wed, 08 Apr 2026 05:00:00 +0100 SBC Media SBC Media 1316 We explore:

Why New York is legally protecting cash payments
The reality of unbanked and underbanked populations
Whether digital payments can truly replace cash
The risks of relying on digital infrastructure
How war, outages and crises expose payment vulnerabilities
Why central banks are still investing in physical money


This isn’t just about payments, it’s about access, resilience and the future of money itself.

Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

]]> Payments No Louis Thompsett Kieran O'Connor Coinbase vs Congress: Why Stablecoin Bill Has Stalled | Ep.003 3 3 Coinbase vs Congress: Why Stablecoin Bill Has Stalled | Ep.003 full aa4ad66d-6dea-4c72-ab5c-192e43b8fd11 https://share.transistor.fm/s/5b296292 The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position.
Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear.

Host: Louis Thompsett
Guests: Callum Williams & Kieran O'Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position.
Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear.

Host: Louis Thompsett
Guests: Callum Williams & Kieran O'Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Wed, 01 Apr 2026 05:00:00 +0100 SBC Media SBC Media 1331 The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position.
Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear.

Host: Louis Thompsett
Guests: Callum Williams & Kieran O'Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Payments No Wero vs Visa and Mastercard: The Stablecoin Pivot | Ep. 002 2 2 Wero vs Visa and Mastercard: The Stablecoin Pivot | Ep. 002 full 3189f3b6-fe48-464f-9a5d-102351f5f041 https://share.transistor.fm/s/9c10155e Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs.
Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their future, and whether calls for “collaboration over competition” hold up

Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Rachael Kennedy & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs.
Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their future, and whether calls for “collaboration over competition” hold up

Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Rachael Kennedy & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Wed, 25 Mar 2026 05:00:00 +0000 SBC Media SBC Media 1502 Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs.
Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their future, and whether calls for “collaboration over competition” hold up

Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Rachael Kennedy & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Payments No X Money, CBDCs & the Future of Digital Payments | Ep. 001 1 1 X Money, CBDCs & the Future of Digital Payments | Ep. 001 full 4cc1d4a2-78ff-46b0-89dc-b4f6ce5e22b6 https://share.transistor.fm/s/7c8c4ce8 Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Kieran O'Connor & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Kieran O'Connor & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Wed, 18 Mar 2026 12:00:00 +0000 SBC Media SBC Media 1453 Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.

Host: Louis Thompsett
Guests: Kieran O'Connor & Callum Williams 
Producer: Anaya McDonald
Editor: Anaya McDonald

]]> Payments No Louis Thompsett Callum Williams Kieran O'Connor The Payment Expert Podcast – Official Trailer 1 1 The Payment Expert Podcast – Official Trailer trailer 092e979c-9818-4553-9db6-aa1bcba5dc48 https://share.transistor.fm/s/ae685ee9 Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.

]]> Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.

]]> Fri, 13 Mar 2026 14:25:45 +0000 SBC Media SBC Media 32 Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.

]]> Payments No Louis Thompsett