The Homeseekers Transistor (https://transistor.fm) https://feeds.transistor.fm/the-homeseekers "The Homeseekers" is a podcast designed specifically for first-home buyers on their journey to achieve their dream of homeownership. Hosted by industry experts and experienced first-home buyers, the show offers valuable insights, practical tips, and engaging stories about everything from saving for a deposit, navigating the home buying process, securing a mortgage, and more. If you're a first home buyer looking to get into your first home sooner, "The Homeseekers" is your go-to source! © 2025 Wealthhq d5690c43-c7e1-557f-86b5-7c1a481bd27c no en Thu, 02 Oct 2025 09:13:13 +1300 Wed, 03 Dec 2025 14:43:17 +1300 http://www.whq.co.nz https://img.transistor.fm/lvgpAHCBBbSQIUhnBsPC1A7s6XyZdfP9Pn2rNGGcyIw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQwMjUyLzE2ODEz/MzQ4NjgtYXJ0d29y/ay5qcGc.jpg The Homeseekers http://www.whq.co.nz episodic Wealthhq "The Homeseekers" is a podcast designed specifically for first-home buyers on their journey to achieve their dream of homeownership. Hosted by industry experts and experienced first-home buyers, the show offers valuable insights, practical tips, and engaging stories about everything from saving for a deposit, navigating the home buying process, securing a mortgage, and more. If you're a first home buyer looking to get into your first home sooner, "The Homeseekers" is your go-to source! "The Homeseekers" is a podcast designed specifically for first-home buyers on their journey to achieve their dream of homeownership. first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives Ali Al Bazzaz marketing@mhq.co.nz No No KiwiSaver Is Like the All Blacks: Get Your Lineup Wrong and Be Crushed 35 35 KiwiSaver Is Like the All Blacks: Get Your Lineup Wrong and Be Crushed full 678d52d8-759a-4eef-a3d1-da95a3e42e07 https://share.transistor.fm/s/3e0e73b1 KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.

]]> KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.

]]> Thu, 02 Oct 2025 09:13:13 +1300 Wealthhq Wealthhq 710 KiwiSaver isn’t just a savings plan — it’s your financial future. And just like rugby, you can’t win the game if you pick the wrong lineup. Get your KiwiSaver settings wrong, and you’ll be outplayed, outmuscled, and left behind when it matters most.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Craig Stanaway Maximising KiwiSaver for First Home Buyers | Expert Advice from a Financial Adviser 34 34 Maximising KiwiSaver for First Home Buyers | Expert Advice from a Financial Adviser full df301a84-2820-40af-9d7b-6b0f522c043b https://share.transistor.fm/s/d8a3122f In this episode, we sit down with financial adviser Liam to explore how first home buyers can maximise their KiwiSaver for a successful property purchase. Liam shares his insights on KiwiSaver contributions, withdrawal strategies, and what to consider before accessing your funds. We also cover tips on choosing the right KiwiSaver fund, managing fees, and the role of active management. If you're a first home buyer looking to make the most of KiwiSaver, this episode is packed with practical advice to help you on your journey to homeownership.

]]> In this episode, we sit down with financial adviser Liam to explore how first home buyers can maximise their KiwiSaver for a successful property purchase. Liam shares his insights on KiwiSaver contributions, withdrawal strategies, and what to consider before accessing your funds. We also cover tips on choosing the right KiwiSaver fund, managing fees, and the role of active management. If you're a first home buyer looking to make the most of KiwiSaver, this episode is packed with practical advice to help you on your journey to homeownership.

]]> Sat, 05 Oct 2024 08:45:00 +1300 Wealthhq Wealthhq 670 In this episode, we sit down with financial adviser Liam to explore how first home buyers can maximise their KiwiSaver for a successful property purchase. Liam shares his insights on KiwiSaver contributions, withdrawal strategies, and what to consider before accessing your funds. We also cover tips on choosing the right KiwiSaver fund, managing fees, and the role of active management. If you're a first home buyer looking to make the most of KiwiSaver, this episode is packed with practical advice to help you on your journey to homeownership.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Which KiwiSaver Provider is Best for You? | KiwiSaver Funds Explained & How to Maximise Returns 33 33 Which KiwiSaver Provider is Best for You? | KiwiSaver Funds Explained & How to Maximise Returns full 3356ece3-c2f2-4d2b-869e-57aeef17d420 https://share.transistor.fm/s/f6376a4d What is the best KiwiSaver provider? In this video, we break down everything you need to know about KiwiSaver and how to make the best choice for your financial future. We cover the different types of KiwiSaver funds, where your money goes, and how to switch KiwiSaver providers.

]]> What is the best KiwiSaver provider? In this video, we break down everything you need to know about KiwiSaver and how to make the best choice for your financial future. We cover the different types of KiwiSaver funds, where your money goes, and how to switch KiwiSaver providers.

]]> Sat, 21 Sep 2024 08:45:00 +1200 Wealthhq Wealthhq 1431 What is the best KiwiSaver provider? In this video, we break down everything you need to know about KiwiSaver and how to make the best choice for your financial future. We cover the different types of KiwiSaver funds, where your money goes, and how to switch KiwiSaver providers.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Ali Al Bazzaz What Does the OCR Drop Mean for NZ First Home Buyers? 32 32 What Does the OCR Drop Mean for NZ First Home Buyers? full 30209a01-c343-4497-af7b-4d73a0ea0e06 https://share.transistor.fm/s/f74b7c0a In this episode , we break down what the OCR drop means for NZ first home buyers. From banks adjusting interest and test rates to the potential for further OCR cuts, we explore how these changes could impact your property journey and whether FOMO is justified in today's market. Tune in for insights and predictions on navigating the current landscape.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Contact Dani: dani.paim@enable.me

]]> In this episode , we break down what the OCR drop means for NZ first home buyers. From banks adjusting interest and test rates to the potential for further OCR cuts, we explore how these changes could impact your property journey and whether FOMO is justified in today's market. Tune in for insights and predictions on navigating the current landscape.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Contact Dani: dani.paim@enable.me

]]> Sat, 07 Sep 2024 08:45:00 +1200 Wealthhq Wealthhq 1089 In this episode , we break down what the OCR drop means for NZ first home buyers. From banks adjusting interest and test rates to the potential for further OCR cuts, we explore how these changes could impact your property journey and whether FOMO is justified in today's market. Tune in for insights and predictions on navigating the current landscape.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Contact Dani: dani.paim@enable.me

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Buying Your First Home in NZ | Expert Tips from Renowned Real Estate Agent Charlie Brothers 31 31 Buying Your First Home in NZ | Expert Tips from Renowned Real Estate Agent Charlie Brothers full 859609b8-51e7-4998-ab2b-7468fa59581d https://share.transistor.fm/s/6a4396a3 In this episode, real estate expert Charlie Brothers talks about buying your first home in NZ. He explores the ins and outs of the property market. From deciding whether it's a buyer's or seller's market to maximising your property's value and avoiding common mistakes as a first home buyer, Charlie shares valuable insights and practical advice to help you navigate your real estate journey with confidence.

Contact Charlie
📱 021 966 704
📧 charlie.brothers@raywhite.com

]]> In this episode, real estate expert Charlie Brothers talks about buying your first home in NZ. He explores the ins and outs of the property market. From deciding whether it's a buyer's or seller's market to maximising your property's value and avoiding common mistakes as a first home buyer, Charlie shares valuable insights and practical advice to help you navigate your real estate journey with confidence.

Contact Charlie
📱 021 966 704
📧 charlie.brothers@raywhite.com

]]> Sat, 24 Aug 2024 09:00:00 +1200 Wealthhq Wealthhq 2785 In this episode, real estate expert Charlie Brothers talks about buying your first home in NZ. He explores the ins and outs of the property market. From deciding whether it's a buyer's or seller's market to maximising your property's value and avoiding common mistakes as a first home buyer, Charlie shares valuable insights and practical advice to help you navigate your real estate journey with confidence.

Contact Charlie
📱 021 966 704
📧 charlie.brothers@raywhite.com

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How Franchising Made Me a Better Financial Advisor 30 30 How Franchising Made Me a Better Financial Advisor full e47ee7e5-ef12-48c2-999a-e5f373a29f0b https://share.transistor.fm/s/e1db247f In this episode, Ali shares how franchising made him a better financial adviser. Ali is a financial adviser and business partner, and shares his journey, investment strategies, and philosophies.

]]> In this episode, Ali shares how franchising made him a better financial adviser. Ali is a financial adviser and business partner, and shares his journey, investment strategies, and philosophies.

]]> Sat, 10 Aug 2024 09:00:00 +1200 Wealthhq Wealthhq 1215 In this episode, Ali shares how franchising made him a better financial adviser. Ali is a financial adviser and business partner, and shares his journey, investment strategies, and philosophies.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Andrew Malcolm Should You Buy Property Under New Zealand's Latest Government Policies? 29 29 Should You Buy Property Under New Zealand's Latest Government Policies? full dfebd570-e6dd-4a13-af4b-2e0740f195b8 https://share.transistor.fm/s/30d6d66b In this episode, we dive into if you should buy property under New Zealand's latest government policies. We'll explore why people aren't rushing to buy property despite increasing first home buyer purchases, and how inflation is impacting property prices. Learn about the potential reduction of bank testing rates, the pros and cons of choosing a 12-month loan, and whether now is a good time to purchase property. We'll also discuss if property investors have an edge in the market, the removal of CCCFA for home loans, the rise of granny flats, undervalued properties in New Zealand, and OCR predictions.

Contact Andy: https://whq.co.nz/contact-us/
Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> In this episode, we dive into if you should buy property under New Zealand's latest government policies. We'll explore why people aren't rushing to buy property despite increasing first home buyer purchases, and how inflation is impacting property prices. Learn about the potential reduction of bank testing rates, the pros and cons of choosing a 12-month loan, and whether now is a good time to purchase property. We'll also discuss if property investors have an edge in the market, the removal of CCCFA for home loans, the rise of granny flats, undervalued properties in New Zealand, and OCR predictions.

Contact Andy: https://whq.co.nz/contact-us/
Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> Sat, 27 Jul 2024 12:30:00 +1200 Wealthhq Wealthhq 1866 In this episode, we dive into if you should buy property under New Zealand's latest government policies. We'll explore why people aren't rushing to buy property despite increasing first home buyer purchases, and how inflation is impacting property prices. Learn about the potential reduction of bank testing rates, the pros and cons of choosing a 12-month loan, and whether now is a good time to purchase property. We'll also discuss if property investors have an edge in the market, the removal of CCCFA for home loans, the rise of granny flats, undervalued properties in New Zealand, and OCR predictions.

Contact Andy: https://whq.co.nz/contact-us/
Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How Will The NZ Government Changes Affect The Property Market? 28 28 How Will The NZ Government Changes Affect The Property Market? full 1e098636-06a9-441f-95be-e825ef63707c https://share.transistor.fm/s/1da5745c In this episode of The Homeseekers, we cover how will the NZ government changes affect the property market? Topics include the scrapping of the First Home Buyer Grant, declining interest rates, and the benefits of banking with multiple institutions. We also discuss DTI versus servicing calculations, interest deductibility changes, and their impact on the property market. Find out if council valuations matter and how OCR predictions might affect your property decisions.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> In this episode of The Homeseekers, we cover how will the NZ government changes affect the property market? Topics include the scrapping of the First Home Buyer Grant, declining interest rates, and the benefits of banking with multiple institutions. We also discuss DTI versus servicing calculations, interest deductibility changes, and their impact on the property market. Find out if council valuations matter and how OCR predictions might affect your property decisions.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> Sat, 13 Jul 2024 08:45:00 +1200 Wealthhq Wealthhq 2251 In this episode of The Homeseekers, we cover how will the NZ government changes affect the property market? Topics include the scrapping of the First Home Buyer Grant, declining interest rates, and the benefits of banking with multiple institutions. We also discuss DTI versus servicing calculations, interest deductibility changes, and their impact on the property market. Find out if council valuations matter and how OCR predictions might affect your property decisions.

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Why Is a Mortgage Adviser Better Than The Bank? | Mortgage Adviser vs Bank 27 27 Why Is a Mortgage Adviser Better Than The Bank? | Mortgage Adviser vs Bank full 80742ce2-7cef-4b7b-b70d-afd74295989b https://share.transistor.fm/s/d54ee8bc Why is a mortgage adviser better than the bank? In this episode of The Homeseekers, we explore the advantages of choosing a mortgage adviser over a traditional bank. From accessing multiple loan options to saving valuable time, understanding the specialist vs. generalist approach, and laying the foundation for long-term wealth building, we cover it all. 

]]> Why is a mortgage adviser better than the bank? In this episode of The Homeseekers, we explore the advantages of choosing a mortgage adviser over a traditional bank. From accessing multiple loan options to saving valuable time, understanding the specialist vs. generalist approach, and laying the foundation for long-term wealth building, we cover it all. 

]]> Sat, 29 Jun 2024 08:45:00 +1200 Wealthhq Wealthhq 531 Why is a mortgage adviser better than the bank? In this episode of The Homeseekers, we explore the advantages of choosing a mortgage adviser over a traditional bank. From accessing multiple loan options to saving valuable time, understanding the specialist vs. generalist approach, and laying the foundation for long-term wealth building, we cover it all. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Be a Kiwisaver Millionaire 26 26 How To Be a Kiwisaver Millionaire full 1906d4ff-c199-421c-9dbf-44f47ccf46b0 https://share.transistor.fm/s/3cf24e99 In this episode, we explore how to be a Kiwisaver millionaire with the Do Nothing Millionaire Plan. We'll discuss Kiwisaver returns over the past 12 months, the benefits of index funds, and the potential of property investments. Tune in to learn strategies for building a secure and prosperous retirement plan.

]]> In this episode, we explore how to be a Kiwisaver millionaire with the Do Nothing Millionaire Plan. We'll discuss Kiwisaver returns over the past 12 months, the benefits of index funds, and the potential of property investments. Tune in to learn strategies for building a secure and prosperous retirement plan.

]]> Sat, 15 Jun 2024 08:45:00 +1200 Wealthhq Wealthhq 408 In this episode, we explore how to be a Kiwisaver millionaire with the Do Nothing Millionaire Plan. We'll discuss Kiwisaver returns over the past 12 months, the benefits of index funds, and the potential of property investments. Tune in to learn strategies for building a secure and prosperous retirement plan.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No First Home Buying Guide NZ: New or Existing Home? 25 25 First Home Buying Guide NZ: New or Existing Home? full 39a27297-4217-4776-b519-5bafcaf609d4 https://share.transistor.fm/s/1b73c338 First home buying guide NZ: Should you buy a new home or an existing home? In this episode of The Homeseekers, we explore the pros and cons of buying a new build versus an existing home in New Zealand. Discover the advantages and disadvantages of building your first home, the benefits and drawbacks of purchasing new properties, and which option might be best for you. Tune in to get valuable insights and guidance for making the right choice on your home buying journey.

]]> First home buying guide NZ: Should you buy a new home or an existing home? In this episode of The Homeseekers, we explore the pros and cons of buying a new build versus an existing home in New Zealand. Discover the advantages and disadvantages of building your first home, the benefits and drawbacks of purchasing new properties, and which option might be best for you. Tune in to get valuable insights and guidance for making the right choice on your home buying journey.

]]> Sat, 01 Jun 2024 08:45:00 +1200 Wealthhq Wealthhq 628 First home buying guide NZ: Should you buy a new home or an existing home? In this episode of The Homeseekers, we explore the pros and cons of buying a new build versus an existing home in New Zealand. Discover the advantages and disadvantages of building your first home, the benefits and drawbacks of purchasing new properties, and which option might be best for you. Tune in to get valuable insights and guidance for making the right choice on your home buying journey.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Debunking First Home Buyer Myths in 2024 NZ 24 24 Debunking First Home Buyer Myths in 2024 NZ full 3fab3987-1baf-4337-a6e3-8a8e7af1c628 https://share.transistor.fm/s/3867d122 In this episode, Andy & Simon are debunking first home buyer myths in 202. From the misconception that a 20% deposit is mandatory to the belief that changing jobs increases taxation, we unravel these myths and provide clarity on the home buying process. Learn about the role of main banks versus second-tier lenders and the truth about parental assistance in home purchases. Plus, gain valuable insights into Kiwisaver contributions, risk mitigation strategies, and get answers to hot seat questions from our expert, Andy. 

Sofia's episode: https://share.transistor.fm/s/f1737624

]]> In this episode, Andy & Simon are debunking first home buyer myths in 202. From the misconception that a 20% deposit is mandatory to the belief that changing jobs increases taxation, we unravel these myths and provide clarity on the home buying process. Learn about the role of main banks versus second-tier lenders and the truth about parental assistance in home purchases. Plus, gain valuable insights into Kiwisaver contributions, risk mitigation strategies, and get answers to hot seat questions from our expert, Andy. 

Sofia's episode: https://share.transistor.fm/s/f1737624

]]> Sat, 18 May 2024 08:45:00 +1200 Wealthhq Wealthhq 1877 In this episode, Andy & Simon are debunking first home buyer myths in 202. From the misconception that a 20% deposit is mandatory to the belief that changing jobs increases taxation, we unravel these myths and provide clarity on the home buying process. Learn about the role of main banks versus second-tier lenders and the truth about parental assistance in home purchases. Plus, gain valuable insights into Kiwisaver contributions, risk mitigation strategies, and get answers to hot seat questions from our expert, Andy. 

Sofia's episode: https://share.transistor.fm/s/f1737624

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Buy Your First Home In New Zealand 2024 | How Sofia Bought Her First Home at 23 Years Old 23 23 How To Buy Your First Home In New Zealand 2024 | How Sofia Bought Her First Home at 23 Years Old full 3ab1d951-49e2-4df8-a15c-8e802a5a01f0 https://share.transistor.fm/s/f1737624 In this episode, we unravel the journey of how to buy your first home in New Zealand 2024. We discuss with Sofia, who achieved the remarkable feat of purchasing her first home at just 23 years old. From her initial steps in discovering wealthhq to overcoming challenges along the way, Sofia shares her key strategies, including insights into KiwiSaver contributions and her experience with a mortgage adviser. Join us as we delve into Sofia's inspiring story, offering valuable lessons and memorable moments from her homeownership journey.

]]> In this episode, we unravel the journey of how to buy your first home in New Zealand 2024. We discuss with Sofia, who achieved the remarkable feat of purchasing her first home at just 23 years old. From her initial steps in discovering wealthhq to overcoming challenges along the way, Sofia shares her key strategies, including insights into KiwiSaver contributions and her experience with a mortgage adviser. Join us as we delve into Sofia's inspiring story, offering valuable lessons and memorable moments from her homeownership journey.

]]> Sat, 04 May 2024 08:45:00 +1200 Wealthhq Wealthhq 1562 In this episode, we unravel the journey of how to buy your first home in New Zealand 2024. We discuss with Sofia, who achieved the remarkable feat of purchasing her first home at just 23 years old. From her initial steps in discovering wealthhq to overcoming challenges along the way, Sofia shares her key strategies, including insights into KiwiSaver contributions and her experience with a mortgage adviser. Join us as we delve into Sofia's inspiring story, offering valuable lessons and memorable moments from her homeownership journey.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Find Your First Investment Property In New Zealand | NZ Property Investing 22 22 How To Find Your First Investment Property In New Zealand | NZ Property Investing full 558dac65-ff03-48fc-a095-73f0aad1e325 https://share.transistor.fm/s/12059e80 In this episode, we unveil how to find your first investment property in New Zealand. From navigating the market to identifying lucrative opportunities, our experts guide you through the process step by step. Whether you're a first-time investor or seeking to expand your portfolio, this episode equips you with the knowledge needed to make informed decisions in NZ property investing.

]]> In this episode, we unveil how to find your first investment property in New Zealand. From navigating the market to identifying lucrative opportunities, our experts guide you through the process step by step. Whether you're a first-time investor or seeking to expand your portfolio, this episode equips you with the knowledge needed to make informed decisions in NZ property investing.

]]> Sat, 20 Apr 2024 08:45:00 +1200 Wealthhq Wealthhq 1573 In this episode, we unveil how to find your first investment property in New Zealand. From navigating the market to identifying lucrative opportunities, our experts guide you through the process step by step. Whether you're a first-time investor or seeking to expand your portfolio, this episode equips you with the knowledge needed to make informed decisions in NZ property investing.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How Much Deposit Do You Need To Buy a House In New Zealand 2024 | Deposit 101 21 21 How Much Deposit Do You Need To Buy a House In New Zealand 2024 | Deposit 101 full c1b70315-1ead-4a16-92eb-1e07c116db63 https://share.transistor.fm/s/28759aa3 Discover everything you need to know about how much deposit do you need to buy a house in New Zealand. In this episode, we break down deposit requirements, explore the differences between 5% and 10% deposits, and examine how market changes can affect your deposit needs.

]]> Discover everything you need to know about how much deposit do you need to buy a house in New Zealand. In this episode, we break down deposit requirements, explore the differences between 5% and 10% deposits, and examine how market changes can affect your deposit needs.

]]> Sat, 06 Apr 2024 08:45:00 +1300 Wealthhq Wealthhq 1249 Discover everything you need to know about how much deposit do you need to buy a house in New Zealand. In this episode, we break down deposit requirements, explore the differences between 5% and 10% deposits, and examine how market changes can affect your deposit needs.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Mortgage Broker or Bank For First Home Buyers In New Zealand | NZ Banks 101 20 20 Mortgage Broker or Bank For First Home Buyers In New Zealand | NZ Banks 101 full f2c73778-869d-4a1c-9ab6-a629afa0ea91 https://share.transistor.fm/s/71002d78 Mortgage broker or bank for first home buyers in New Zealand? In this episode, Andy & Anna break down key considerations, including borrowing calculations, differences between banks, pricing structures for mortgages, and the advantages of mortgage brokers versus banks. Whether you're navigating the mortgage market for the first time or seeking to optimise your borrowing strategy, this episode provides essential insights to help you make informed decisions. 

]]> Mortgage broker or bank for first home buyers in New Zealand? In this episode, Andy & Anna break down key considerations, including borrowing calculations, differences between banks, pricing structures for mortgages, and the advantages of mortgage brokers versus banks. Whether you're navigating the mortgage market for the first time or seeking to optimise your borrowing strategy, this episode provides essential insights to help you make informed decisions. 

]]> Sat, 23 Mar 2024 12:30:00 +1300 Wealthhq Wealthhq 722 Mortgage broker or bank for first home buyers in New Zealand? In this episode, Andy & Anna break down key considerations, including borrowing calculations, differences between banks, pricing structures for mortgages, and the advantages of mortgage brokers versus banks. Whether you're navigating the mortgage market for the first time or seeking to optimise your borrowing strategy, this episode provides essential insights to help you make informed decisions. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No What Government Incentives are Available for First Home Buyers NZ | Buying Your First Home In 2024 19 19 What Government Incentives are Available for First Home Buyers NZ | Buying Your First Home In 2024 full 4de1f89f-075b-4037-8aeb-cf8e3ed4e6d6 https://share.transistor.fm/s/cf20245a In today's episode, Andy & Simon discuss what government incentives are available for first home buyers in NZ. From understanding the security of homeownership to leveraging opportunities for financial growth, they delve deep into the strategies that can pave the way to your dream home. Plus, hear firsthand from Simon as he shares his journey of assisting his brother into his first home and leveraging into his second. Don't miss out on this valuable insight!

]]> In today's episode, Andy & Simon discuss what government incentives are available for first home buyers in NZ. From understanding the security of homeownership to leveraging opportunities for financial growth, they delve deep into the strategies that can pave the way to your dream home. Plus, hear firsthand from Simon as he shares his journey of assisting his brother into his first home and leveraging into his second. Don't miss out on this valuable insight!

]]> Sat, 09 Mar 2024 12:30:00 +1300 Wealthhq Wealthhq 721 In today's episode, Andy & Simon discuss what government incentives are available for first home buyers in NZ. From understanding the security of homeownership to leveraging opportunities for financial growth, they delve deep into the strategies that can pave the way to your dream home. Plus, hear firsthand from Simon as he shares his journey of assisting his brother into his first home and leveraging into his second. Don't miss out on this valuable insight!

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No 4 Mistakes First Home Buyers Make 18 18 4 Mistakes First Home Buyers Make full e9911d17-1235-4d20-8e03-a778a9931589 https://share.transistor.fm/s/6d162feb In this episode, Andy & Anna share 4 mistakes first home buyers make that stop them from buying their first home. Anna shares her personal experience and discusses with Andy the top 4 mistakes from self-doubt to financial missteps and team selection. Listen in to learn how to navigate the home buying process more effectively.

]]> In this episode, Andy & Anna share 4 mistakes first home buyers make that stop them from buying their first home. Anna shares her personal experience and discusses with Andy the top 4 mistakes from self-doubt to financial missteps and team selection. Listen in to learn how to navigate the home buying process more effectively.

]]> Sat, 24 Feb 2024 12:30:00 +1300 Wealthhq Wealthhq 1113 In this episode, Andy & Anna share 4 mistakes first home buyers make that stop them from buying their first home. Anna shares her personal experience and discusses with Andy the top 4 mistakes from self-doubt to financial missteps and team selection. Listen in to learn how to navigate the home buying process more effectively.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Kāinga Ora Explained 17 17 Kāinga Ora Explained full 118a6206-c9a7-45c7-8539-b22907caa7fb https://share.transistor.fm/s/4aa9e645 Kāinga Ora explained! In this episode, Andy breaks down what is Kāinga Ora including eligibility for a 5% deposit, income requirements, and criteria examples. Explore the concept of low equity margin and discover strategies to increase your deposit. Gain insights into how Kāinga Ora assesses debt and the options for previous homeowners. Dive into the differences between the First Home Loan and First Home Grant and get a glimpse of interest rate trends and predictions. 

]]> Kāinga Ora explained! In this episode, Andy breaks down what is Kāinga Ora including eligibility for a 5% deposit, income requirements, and criteria examples. Explore the concept of low equity margin and discover strategies to increase your deposit. Gain insights into how Kāinga Ora assesses debt and the options for previous homeowners. Dive into the differences between the First Home Loan and First Home Grant and get a glimpse of interest rate trends and predictions. 

]]> Sat, 10 Feb 2024 08:45:00 +1300 Wealthhq Wealthhq 1786 Kāinga Ora explained! In this episode, Andy breaks down what is Kāinga Ora including eligibility for a 5% deposit, income requirements, and criteria examples. Explore the concept of low equity margin and discover strategies to increase your deposit. Gain insights into how Kāinga Ora assesses debt and the options for previous homeowners. Dive into the differences between the First Home Loan and First Home Grant and get a glimpse of interest rate trends and predictions. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Buy Your First Home In 2024 16 16 How To Buy Your First Home In 2024 full 64b56568-760f-4a0b-ad63-50e7e71ab12a https://share.transistor.fm/s/020dfff9 In this episode, Blandon explains how to buy your first home in 2024. Learn key steps like securing stable employment, managing debts, budgeting effectively (60/30/10 Rule), maximising KiwiSaver and more.

]]> In this episode, Blandon explains how to buy your first home in 2024. Learn key steps like securing stable employment, managing debts, budgeting effectively (60/30/10 Rule), maximising KiwiSaver and more.

]]> Sat, 27 Jan 2024 08:45:00 +1300 Wealthhq Wealthhq 446 In this episode, Blandon explains how to buy your first home in 2024. Learn key steps like securing stable employment, managing debts, budgeting effectively (60/30/10 Rule), maximising KiwiSaver and more.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Is Owning a House or Renting Better | Should You Buy or Rent a House? 15 15 Is Owning a House or Renting Better | Should You Buy or Rent a House? full 7e6e4b91-e8f8-45b7-a01b-847fd4fbc34c https://share.transistor.fm/s/ec1b2b49 Today, we dive into a crucial question: 'Is Owning a House or Renting Better?' Hosted by industry expert Blandon Leung, this episode explores the capital gains, capital improvement, cash flow, and lifestyle considerations in the context of homeownership versus renting. 

]]> Today, we dive into a crucial question: 'Is Owning a House or Renting Better?' Hosted by industry expert Blandon Leung, this episode explores the capital gains, capital improvement, cash flow, and lifestyle considerations in the context of homeownership versus renting. 

]]> Sat, 13 Jan 2024 08:45:00 +1300 Wealthhq Wealthhq 360 Today, we dive into a crucial question: 'Is Owning a House or Renting Better?' Hosted by industry expert Blandon Leung, this episode explores the capital gains, capital improvement, cash flow, and lifestyle considerations in the context of homeownership versus renting. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Buy a First Home In New Zealand | The First Home Buyer's Blueprint 14 14 How To Buy a First Home In New Zealand | The First Home Buyer's Blueprint full 9b15d5b4-a4b7-4caa-bcb3-de6be54ce496 https://share.transistor.fm/s/b8d82fe1 This is how to buy a first home in New Zealand. Join Blandon as he covers the 12 steps to getting into your dream home. He covers topics like property education, partnering with an agent, loan pre-approval, making offers, due diligence, and finally collecting the keys to your home. 

]]> This is how to buy a first home in New Zealand. Join Blandon as he covers the 12 steps to getting into your dream home. He covers topics like property education, partnering with an agent, loan pre-approval, making offers, due diligence, and finally collecting the keys to your home. 

]]> Sat, 16 Dec 2023 08:45:00 +1300 Wealthhq Wealthhq 428 This is how to buy a first home in New Zealand. Join Blandon as he covers the 12 steps to getting into your dream home. He covers topics like property education, partnering with an agent, loan pre-approval, making offers, due diligence, and finally collecting the keys to your home. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No New Zealand First Home Buyer Tips I wish I knew 8 years earlier 13 13 New Zealand First Home Buyer Tips I wish I knew 8 years earlier full a9bf8750-a4ab-44cf-b2d3-3c99d0a47f9e https://share.transistor.fm/s/b0f4ca21 In this episode, Blandon shares New Zealand first home buyer tips based on his personal experiences on an 8-year property journey. He explores how to strategically set yourself up for future home upgrades, how to get your foot in the property market, the key to successful property ownership, and more!

]]> In this episode, Blandon shares New Zealand first home buyer tips based on his personal experiences on an 8-year property journey. He explores how to strategically set yourself up for future home upgrades, how to get your foot in the property market, the key to successful property ownership, and more!

]]> Sat, 02 Dec 2023 12:30:00 +1300 Wealthhq Wealthhq 274 In this episode, Blandon shares New Zealand first home buyer tips based on his personal experiences on an 8-year property journey. He explores how to strategically set yourself up for future home upgrades, how to get your foot in the property market, the key to successful property ownership, and more!

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No 4 Unfair Advantages for First Home Buyers In New Zealand 2023 12 12 4 Unfair Advantages for First Home Buyers In New Zealand 2023 full e5387674-7932-4582-835b-244960f958ff https://share.transistor.fm/s/25153759 In this episode, we uncover the unfair advantages for first home buyers in New Zealand 2023. If you are considering making your move into the property market this year, this is a must-listen!

]]> In this episode, we uncover the unfair advantages for first home buyers in New Zealand 2023. If you are considering making your move into the property market this year, this is a must-listen!

]]> Sat, 18 Nov 2023 08:45:00 +1300 Wealthhq Wealthhq 361 In this episode, we uncover the unfair advantages for first home buyers in New Zealand 2023. If you are considering making your move into the property market this year, this is a must-listen!

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Buy a Good First Home In New Zealand? 11 11 How To Buy a Good First Home In New Zealand? full 819b4200-638f-49d0-bae6-b38bb602d37f https://share.transistor.fm/s/d3b9550a Join us as our expert advisers provide valuable insights and strategies, covering essential aspects such as cash flow, lifestyle considerations, and capital improvement. We'll explore how to choose a property that suits your lifestyle, make smart decisions to enhance the value of your first home, and much more.

]]> Join us as our expert advisers provide valuable insights and strategies, covering essential aspects such as cash flow, lifestyle considerations, and capital improvement. We'll explore how to choose a property that suits your lifestyle, make smart decisions to enhance the value of your first home, and much more.

]]> Sat, 04 Nov 2023 12:30:00 +1300 Wealthhq Wealthhq 581 Join us as our expert advisers provide valuable insights and strategies, covering essential aspects such as cash flow, lifestyle considerations, and capital improvement. We'll explore how to choose a property that suits your lifestyle, make smart decisions to enhance the value of your first home, and much more.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Process of Buying a First Home In New Zealand 10 10 Process of Buying a First Home In New Zealand full f93a93f3-8ccf-48e7-a0e8-6af203553b07 https://share.transistor.fm/s/a147b3bb What is the process of buying a first home in New Zealand? 🏡 In this episode we're joined by a special guest adviser, Simon McDonald from mortgagehq, to guide you every step of the way. In this episode, we're diving deep into the intricacies of the first home buying process. Simon shares his wealth of knowledge and industry expertise to demystify the path to homeownership for first-time buyers. From understanding your budget to navigating the mortgage market, he provides invaluable insights that will empower you to make informed decisions.

]]> What is the process of buying a first home in New Zealand? 🏡 In this episode we're joined by a special guest adviser, Simon McDonald from mortgagehq, to guide you every step of the way. In this episode, we're diving deep into the intricacies of the first home buying process. Simon shares his wealth of knowledge and industry expertise to demystify the path to homeownership for first-time buyers. From understanding your budget to navigating the mortgage market, he provides invaluable insights that will empower you to make informed decisions.

]]> Sat, 21 Oct 2023 12:30:00 +1300 Wealthhq Wealthhq 1935 What is the process of buying a first home in New Zealand? 🏡 In this episode we're joined by a special guest adviser, Simon McDonald from mortgagehq, to guide you every step of the way. In this episode, we're diving deep into the intricacies of the first home buying process. Simon shares his wealth of knowledge and industry expertise to demystify the path to homeownership for first-time buyers. From understanding your budget to navigating the mortgage market, he provides invaluable insights that will empower you to make informed decisions.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Is It a Good Time To Buy a Home In NZ 2023? 9 9 Is It a Good Time To Buy a Home In NZ 2023? full 02189372-c893-4fde-a21d-4b36708e0416 https://share.transistor.fm/s/4dbfd1a5 In this episode, we dive into this burning question - is it a good time to buy a home in nz 2023? Host Blandon welcomes special guest Andy Turner, Director and Senior Adviser at WealthHQ, for an in-depth discussion. Discover the current market trends, key factors to consider when buying, creative strategies for saving deposits faster, and the vital role of professionals like mortgage advisers in your home buying journey. 

]]> In this episode, we dive into this burning question - is it a good time to buy a home in nz 2023? Host Blandon welcomes special guest Andy Turner, Director and Senior Adviser at WealthHQ, for an in-depth discussion. Discover the current market trends, key factors to consider when buying, creative strategies for saving deposits faster, and the vital role of professionals like mortgage advisers in your home buying journey. 

]]> Sat, 07 Oct 2023 12:30:00 +1300 Wealthhq Wealthhq 1372 In this episode, we dive into this burning question - is it a good time to buy a home in nz 2023? Host Blandon welcomes special guest Andy Turner, Director and Senior Adviser at WealthHQ, for an in-depth discussion. Discover the current market trends, key factors to consider when buying, creative strategies for saving deposits faster, and the vital role of professionals like mortgage advisers in your home buying journey. 

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No How To Manage Your Money BETTER 8 8 How To Manage Your Money BETTER full 0cce1db3-a55b-4b94-9793-b8d824a3fc6a https://share.transistor.fm/s/38b32174 Join Ali and Andy as they share how to manage your money better which will empower you to make the most out of your paycheck. Discover how to build a solid financial foundation that will not only help you secure that dream home but also pave the way for a richer future.

]]> Join Ali and Andy as they share how to manage your money better which will empower you to make the most out of your paycheck. Discover how to build a solid financial foundation that will not only help you secure that dream home but also pave the way for a richer future.

]]> Sat, 23 Sep 2023 08:45:00 +1200 Wealthhq Wealthhq 1745 Join Ali and Andy as they share how to manage your money better which will empower you to make the most out of your paycheck. Discover how to build a solid financial foundation that will not only help you secure that dream home but also pave the way for a richer future.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Ali Al Bazzaz Affordable First Homes in NZ: Why Older Houses Are the Perfect Choice for First-Time Buyers 7 7 Affordable First Homes in NZ: Why Older Houses Are the Perfect Choice for First-Time Buyers full a1cc2364-7ca2-4f02-863b-a44b7f38e157 https://share.transistor.fm/s/8dcce9df Affordable First Homes in NZ - Join Blandon from wealthhq as he dives into the world of first-time home buying in New Zealand. In this episode, discover three insightful reasons why opting for older houses can be a brilliant strategy for those entering the property market. From gaining more space for less to customizing your dream home, Blandon explores how older properties offer unique advantages. Learn how to add value and build equity through wise investments, ensuring a brighter financial future. Tune in for essential insights that can make your first home purchase a smart and rewarding journey.

Sally's project management video: https://youtu.be/OP1Ckis1N2c

]]> Affordable First Homes in NZ - Join Blandon from wealthhq as he dives into the world of first-time home buying in New Zealand. In this episode, discover three insightful reasons why opting for older houses can be a brilliant strategy for those entering the property market. From gaining more space for less to customizing your dream home, Blandon explores how older properties offer unique advantages. Learn how to add value and build equity through wise investments, ensuring a brighter financial future. Tune in for essential insights that can make your first home purchase a smart and rewarding journey.

Sally's project management video: https://youtu.be/OP1Ckis1N2c

]]> Sat, 09 Sep 2023 08:45:00 +1200 Wealthhq Wealthhq 329 Affordable First Homes in NZ - Join Blandon from wealthhq as he dives into the world of first-time home buying in New Zealand. In this episode, discover three insightful reasons why opting for older houses can be a brilliant strategy for those entering the property market. From gaining more space for less to customizing your dream home, Blandon explores how older properties offer unique advantages. Learn how to add value and build equity through wise investments, ensuring a brighter financial future. Tune in for essential insights that can make your first home purchase a smart and rewarding journey.

Sally's project management video: https://youtu.be/OP1Ckis1N2c

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Why You Should Use KiwiSaver 6 6 Why You Should Use KiwiSaver full cead7dff-7567-476f-82ca-7c2433b85802 https://share.transistor.fm/s/33901665 In this episode, we're delving into the power of why you should use KiwiSaver – the game-changing tool that can accelerate your path to homeownership or set you up for retirement. Discover how tapping into KiwiSaver can give you the boost you need, and gain insights from real experiences that will shed light on why it's a must for any first-home buyer or anyone preparing for retirement.

]]> In this episode, we're delving into the power of why you should use KiwiSaver – the game-changing tool that can accelerate your path to homeownership or set you up for retirement. Discover how tapping into KiwiSaver can give you the boost you need, and gain insights from real experiences that will shed light on why it's a must for any first-home buyer or anyone preparing for retirement.

]]> Sat, 26 Aug 2023 12:30:00 +1200 Wealthhq Wealthhq 1269 In this episode, we're delving into the power of why you should use KiwiSaver – the game-changing tool that can accelerate your path to homeownership or set you up for retirement. Discover how tapping into KiwiSaver can give you the boost you need, and gain insights from real experiences that will shed light on why it's a must for any first-home buyer or anyone preparing for retirement.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No Ali Al Bazzaz 5 Tips to Maximise Borrowing as a First Home Buyer in NZ 5 5 5 Tips to Maximise Borrowing as a First Home Buyer in NZ full e32ae472-b198-4aaf-b744-38cf9b35acfc https://share.transistor.fm/s/e3b87848 In this episode, we share five valuable tips to help first home buyers maximize their borrowing power. Hosted by an expert in the field, these tips cover reducing regular expenses, managing credit card and short-term debt, exploring boarder income, considering home and income properties, and utilizing second-tier lenders. We also highlight the importance of consulting with a mortgage adviser for personalized guidance. Whether you're dreaming of homeownership or already in the process, these tips will empower you to make the most of your financial situation. Tune in now and take confident steps towards your homeownership goals!

]]> In this episode, we share five valuable tips to help first home buyers maximize their borrowing power. Hosted by an expert in the field, these tips cover reducing regular expenses, managing credit card and short-term debt, exploring boarder income, considering home and income properties, and utilizing second-tier lenders. We also highlight the importance of consulting with a mortgage adviser for personalized guidance. Whether you're dreaming of homeownership or already in the process, these tips will empower you to make the most of your financial situation. Tune in now and take confident steps towards your homeownership goals!

]]> Sat, 10 Jun 2023 12:39:02 +1200 Wealthhq Wealthhq 384 In this episode, we share five valuable tips to help first home buyers maximize their borrowing power. Hosted by an expert in the field, these tips cover reducing regular expenses, managing credit card and short-term debt, exploring boarder income, considering home and income properties, and utilizing second-tier lenders. We also highlight the importance of consulting with a mortgage adviser for personalized guidance. Whether you're dreaming of homeownership or already in the process, these tips will empower you to make the most of your financial situation. Tune in now and take confident steps towards your homeownership goals!

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No NZ Mortgage 101 - Getting Finance for Your First Home 3 3 NZ Mortgage 101 - Getting Finance for Your First Home full c2a337b5-fb17-419b-b9d3-1cb47d0a664b https://share.transistor.fm/s/99386d92 This podcast provides a brief introduction to mortgages in New Zealand, including types of mortgages, lenders, application process, repayment options, and tips for managing your mortgage effectively. Topics covered include fixed and floating rate mortgages, offset and revolving credit mortgages, loan-to-value ratio, fees and charges, refinancing options, and factors to consider when choosing a mortgage. The podcast concludes with advice on how to make your mortgage payments on time, save money on interest, and reduce your mortgage debt.

]]> This podcast provides a brief introduction to mortgages in New Zealand, including types of mortgages, lenders, application process, repayment options, and tips for managing your mortgage effectively. Topics covered include fixed and floating rate mortgages, offset and revolving credit mortgages, loan-to-value ratio, fees and charges, refinancing options, and factors to consider when choosing a mortgage. The podcast concludes with advice on how to make your mortgage payments on time, save money on interest, and reduce your mortgage debt.

]]> Sat, 27 May 2023 12:30:00 +1200 Wealthhq Wealthhq 1002 This podcast provides a brief introduction to mortgages in New Zealand, including types of mortgages, lenders, application process, repayment options, and tips for managing your mortgage effectively. Topics covered include fixed and floating rate mortgages, offset and revolving credit mortgages, loan-to-value ratio, fees and charges, refinancing options, and factors to consider when choosing a mortgage. The podcast concludes with advice on how to make your mortgage payments on time, save money on interest, and reduce your mortgage debt.

]]> first home buyer, first home nz, Home buying process, Budgeting for a home purchase, First home grants and incentives No