Retirement and Your Money - Dollars and Sense Radio

What is a Roth IRA Conversion?

Doug Horne — Tue, 02 Jun 2026 05:00:00 -0500

A great retirement happens when you do the right stuff with your money. The Roth IRA conversion is a very cool way to make sure that the dollars you have earned, are still available for retirement. This episode will help you get there.

How Can I be Smart About my Retirement?

Doug Horne — Tue, 26 May 2026 05:00:00 -0500

We make so many decisions in life and probably one of the most important decisions is how we move into retirement. To protect your hard-earned dollars, and to make sure that retirement is what you want it to be. Listen, and learn, right now.

How Can I Protect my Retirement Funds Against Market Downturns?

Doug Horne — Tue, 19 May 2026 05:00:00 -0500

During your working years, investing was an exciting challenge, and you had time to make up for the not so great days, right? But getting close to retirement, you need to consider time. The time to recover losses. Dollars and Sense Radio has a few ideas to help you ease into retirement. Listen and learn, right now.

How Can I Protect my Retirement Portfolio?

Doug Horne — Tue, 12 May 2026 05:00:00 -0500

All your life you've worked so hard to make sure the dollars you've earned will give you a solid retirement. So when it comes time to make that life change you need to make sure that those dollars are protected. Dollars and Sense Radio has a few ideas on how to make that happen. Take a listen.

How Does a Roth Conversion Work, and What are RMD's?

Doug Horne — Tue, 28 Apr 2026 05:00:00 -0500

Around this time of the year, we're focused on taxes and how we can take advantge of the money we saved for retirement. Dollars and Sense radio has focused on Roth Conversions as an option to make sure you get everything you need for a successful retirement. If you want to learn more about a Roth Conversion, this podcast is for you.

How Can I Make a Roth Conversion Work for my Retirement?

Doug Horne — Tue, 21 Apr 2026 05:00:00 -0500

Common sense tells us that to have a comfortable retirement, we need to take advantage of the best options for our retirement dollars. Dollars and Sense Radio is looking at Roth Conversions over the next few radio shows and podcasts. It's time to learn more about a Roth Conversion.

What Are Roth Conversion Rules?

Doug Horne — Tue, 14 Apr 2026 05:00:00 -0500

There are so many options out there to make your retirement the best it can be. Dollars and Sense Radio is focusing on Roth Conversions over the next few podcasts and radio shows. Right now, learn more about a Roth Conversion.

When Should I Do a Roth Conversion?

Doug Horne — Tue, 07 Apr 2026 05:00:00 -0500

Your retirement works better when you do the right stuff to make it work. A Roth conversion just might be the perfect next step for you. Dollars and Sense is focusing on Roth Conversions over the next few podcasts. It's time to listen and learn.

What Are The Best Annuity Options?

Doug Horne — Tue, 24 Feb 2026 05:00:00 -0600

Annuities. Are you clear on what kinds are better than others? Consider the fact that your retirement dollars are a fixed foundation to get you into and through retirement. Today, right now, let's find out more about annuities.

How Can I NOT Mess Up My Retirement?

Doug Horne — Tue, 17 Feb 2026 05:00:00 -0600

Some conversations are tough and putting them off just makes things tougher. If you don't have a retirement plan, your chance of having a great retirement go way down. Today's podcast just might be the spark to get you going in the right direction. Take a listen.

How Can I Get Legitimate Retirement Advice?

Doug Horne — Tue, 10 Feb 2026 05:00:00 -0600

Best advice today. Find someone who understands what you want out of retirement. Cookie cutter doesn't work in life or retirement. Having an honest conversation with Doug Horne, does. Let's get that conversation started right now.

Should I Downsize My Home in Retirement?

Doug Horne — Tue, 03 Feb 2026 05:00:00 -0600

Do you keep it? Do you sell it? What about that "forever" home? Does retirement mean selling the place with all the memories. Let's figure that out, right now.

How Much Money do I Need to Retire?

Doug Horne — Tue, 27 Jan 2026 05:00:00 -0600

Probably the biggest mistake is thinking you don't have enough money to retire. How about if you got an answer without dollar signs qualifying your conversation. Listen to this podcast, then give Doug a call. Go ahead, do it now.

How Can I Get a Free Retirement Guide?

Doug Horne — Tue, 20 Jan 2026 05:00:00 -0600

Every good decision starts with getting the right information. Dollars and Sense has a FREE retirement guide that will get you started on the kind of retirement you've always dreamed about. Listen, then go get yours, today.

How Can I Learn More About My Retirement?

Doug Horne — Tue, 13 Jan 2026 05:00:00 -0600

You don't take a trip without having a plan and you don't venture into retirement without a retirement plan that's tailored to you. There is no one size fits all in retirement. Listening to this podcast was your first great decision of 2026. Listen and learn.

How Can I NOT Run Out of Money in Retirement?

Doug Horne — Tue, 30 Dec 2025 05:00:00 -0600

Retirement is designed to allow us to do the things we've always wanted to do in life. If we run out of money, chances are, we won't get to do those things. Let's find out how to avoid that trap.

How do 401ks and Roth IRAs work in Retirement?

Doug Horne — Tue, 23 Dec 2025 05:00:00 -0600

Let's hope that you have front-loaded your retirement years with some cash that you can use to cruise through retirement. So those 401ks and Roth IRAs. How do they work for my retirement?

How Can I Get Accurate and Reliable Retirement Information?

Doug Horne — Tue, 16 Dec 2025 05:00:00 -0600

If you're rolling the dice on your retirement, chances are, you'll come away with less than you want. Don't rely on the internet to set up. Dollars and Sense is the best way to get things rolling in your favor.

How Realistic is my Retirement Wish List?

Doug Horne — Wed, 10 Dec 2025 12:00:00 -0600

Vacations, cars, boats, trips...oh my! Is your retirement wish list bigger than your retirement budget? Let's make sure that doesn't happen to you.

How Financially Flexible do I Need to be in Retirement?

Doug Horne — Tue, 25 Nov 2025 05:00:00 -0600

Gas prices go up, you drive less. Food prices hit a new high, you plan on alternate ways to keep food on your table. Retirement also needs to be flexible. Ups and downs happen, but if you have a solid plan in place, life is still good.

Why is The Biggest Investment in Life, Retirement?

Doug Horne — Tue, 18 Nov 2025 05:00:00 -0600

You can have all the bells and whistles in life, cars, vacations, multiple properties and more. But if you haven't planned for the biggest investment in life, which is your retirement, you won't have one. So, where are you, right now? Let's talk about that.

You Know How to Work. Do You Know How to Retire?

Doug Horne — Tue, 11 Nov 2025 05:00:00 -0600

Work is easy, most times. It's a grind. but you get it done. How about your retirement? Do you know how to retire. Let's talk about that, right now.

How Can I Plan for my Retirement?

Doug Horne — Tue, 04 Nov 2025 05:00:00 -0600

You plan for your work life, but not so many folks plan for their retirement. Is that you? Let's fix that, right now.

What is The Best Time to Talk About Retirement?

Doug Horne — Tue, 28 Oct 2025 05:00:00 -0500

You most likely know the answer. It's today. And whether you're coming up on retirement, close to retirement, or in retirement, today gets you one step closer to having the kind of retirement you've dreamed about. Today...

How Can I Avoid High-Pressure Sales Tactics When Planning for my Retirement?

Doug Horne — Tue, 21 Oct 2025 05:00:00 -0500

You want the deal, you've gotta sign here...today. Ask that person to leave and give Doug Horne a call. No high-pressure, just solid solutions on how to do retirement, right.

How Does Inflation Affect my Retirement?

Doug Horne — Tue, 14 Oct 2025 05:00:00 -0500

Do rising prices make your blood pressure rise? Take a deep breath and relax. With the right retirement plan, inflation can happen, but your retirement won't feel it.

How Can I Find a Retirement Specialist I Can Trust?

Doug Horne — Tue, 07 Oct 2025 05:00:00 -0500

Retirement can be scary, especially if you are not tuned into the right person. Setting up a conversation is simple and you will discover that scary conversation, isn't that scary. Go ahead, get the conversation started.

Who Can I Talk to About Retirement?

Doug Horne — Tue, 30 Sep 2025 05:00:00 -0500

One of the toughest things about retirement, is getting the conversation started. Dollars and Sense Radio can get that conversation going. And because you're talking to Doug Horne, it will be time well spent. Get the conversation started, today.

Should I Pay Off my House Prior to Retirement?

Doug Horne — Tue, 09 Sep 2025 05:00:00 -0500

What a great question. And there is no one answer. Discover what Doug says about paying off your mortgage before retirement.

How Can I Plan for Retirement?

Doug Horne — Tue, 02 Sep 2025 05:00:00 -0500

Making a plan in life is necessary. During your working years and during your retirement years. Don't make the mistake of not planning for your retirement. Listen and learn.

How Can I Get a Risk-Free Strategy for my Retirement?

Doug Horne — Tue, 26 Aug 2025 05:00:00 -0500

In the markets, you win sometimes and you lose sometimes. Losing is not a good choice when its your retirement dollars at stake. Right now, learn about a risk-free strategy for your retirement. It's a good plan, and it's peace of mind for you.

How Can I Get Started on Retirement Planning?

Doug Horne — Tue, 19 Aug 2025 05:00:00 -0500

It isn't "if", it's "when", and the time to start planning your retirement is today. Retirement comes quickly and if you're not ready, retirement will catch you off guard. Start, today by listening to this podcast.

What Financial Options are Available for Retirement?

Doug Horne — Tue, 12 Aug 2025 05:00:00 -0500

Retirement can get a bit confusing and as a result we may put off making a decision. Instead, let's look at some options for you and your retirement. Waiting isn't the best option. Doing something now, is.

How Can Health Issues Affect my Retirement?

Doug Horne — Tue, 05 Aug 2025 05:00:00 -0500

There are many things in life that can get us off track in retirement. One of those speed bumps are called "health issues". So, how can you plan ahead to make sure you're taken care of. Listen, now.

Who Should I Talk To About My Retirement?

Doug Horne — Tue, 29 Jul 2025 05:00:00 -0500

The internet is full opinions and ideas about retirement and what to do with your money and your retirement plans. A better option is to have a one-on-one conversation with Doug at Dollars and Sense Radio. This is an important conversation. Make sure you're talking to the right person.

How Can I Best Use my Pension in Retirement?

Doug Horne — Tue, 22 Jul 2025 05:00:00 -0500

Do youhave a pension, or a 401k. That money has some hard work to do for you in your retirement. Well talk about pennsions and lot more in this episode of Dollars and Sense Radio.

What Kinds of Annuities Are Avilable for Retirement?

Doug Horne — Tue, 15 Jul 2025 14:00:00 -0500

There are several different kinds of annuities out there. Finding the right one for you is very important. Let's explore annuities in this episode of Dollars and Sense.

How Do I Build My Retirement Wish List?

Doug Horne — Tue, 08 Jul 2025 05:00:00 -0500

You've got to know where you're headed to get where you want to go. So, how about a road map for your retirement. Find out how you can build your very own, "wish list".

What are Some Myths About Retirement?

Doug Horne — Tue, 01 Jul 2025 05:00:00 -0500

People love to search for answers about almost anything. But you can't just do a Google search about your retirement. There are many opinions and a lot of incorrect information that you might land on. The best way, talk to a retirement specialist, like Dour Horne at Dollars and Sense and get your answers so you can make a good decision. Listen and learn.

Are Annuities Good for Retirement?

Doug Horne — Tue, 24 Jun 2025 05:00:00 -0500

Your retirement shouldn't rely on a good friends advice about where your money goes. Dollars and Sense has some solid ideas about how to make your retirement the best it can be. Let's talk about that in this podcast.

What Mistakes Should I Avoid in Retirement?

Doug Horne — Tue, 17 Jun 2025 05:00:00 -0500

It's a fact. We make mistakes in life, and in most cases, we learn and move on. In retirement, you can't afford to make mistakes. Time is no longer on your side. Listen and learn how to avoid retirement mistakes.

How Can Dollars and Sense Help Me With My Retirement?

Doug Horne — Tue, 10 Jun 2025 06:00:00 -0500

Have you ever tried a DIY project and given up after a few failed attemps? You can admit it. We won't tell anyone. Retirement is not a DIY project. You need a specialist. And, this podcast is a great start.

What Kind of a Retirement Checklist Should I Have?

Doug Horne — Tue, 03 Jun 2025 05:00:00 -0500

You've heard the term, "check all the boxes". So, how about your retirement? Have you checked all the boxes? What kind of retirement checklist should I have to give me the retirement that I want? Listen and learn.

How Can I Get a Free Retirement Consultation?

Doug Horne — Tue, 27 May 2025 05:00:00 -0500

A test drive on a new vehicle should be free, right. So how about a free test drive on your retirement. It's time to get that free consultation.

Will The New Tariff's Affect My Retirement?

Doug Horne — Tue, 20 May 2025 05:00:00 -0500

The world can be a scary place. Especially when it's about your retirement money. Get some answers from Dollars and Sense.

How Can I Get Free Advice About Retirement?

Doug Horne — Tue, 13 May 2025 05:00:00 -0500

Free advice about retirement? Make sure you're talking to the right people. Doug Horne knows about retirement and will make sure that your free advice pays off. Go ahead, give him a call.

How Can I Plan For Retirement?

Doug Horne — Tue, 06 May 2025 05:00:00 -0500

Sometimes the toughest thing is to get started. Retirement is a BIG DEAL. Your initial conversation should be a good one to help set the tone for your retirement. How about if we start, today.

What Kind of Questions Should I Ask About Retirement?

Doug Horne — Tue, 29 Apr 2025 05:00:00 -0500

The quick answer: There are no dumb questions. Doug Horne knows how to make you feel comfortable and smart when it comes to your retirement. Go ahead, and ask.

What Should I Put on my Retirement Wish List?

Doug Horne — Tue, 08 Apr 2025 05:00:00 -0500

You can have a great retirement unless you plan for retirement. Today, how to put together a great retirement wish list?

Who Can I Talk To About Retirement?

Doug Horne — Tue, 01 Apr 2025 05:00:00 -0500

One of the toughest things about retirement is planning. Without a plan, your retirement will fall short of your expectations. Planning begins with a conversation with Dollars and Sense. This podcast just might inspire you to start that conversation.

When to Retire.

Doug Horne — Tue, 25 Mar 2025 05:00:00 -0500

Great question, as so many factors have to come together to make sure your retirement is what you had in mind. Let's take a deep dive into how that question fits you. Get some answers, right now.

What is Retirement Age?

Doug Horne — Tue, 18 Mar 2025 05:00:00 -0500

It used to be 65 and that came with a gold watch and a pension. That was yesterday. Today, we have some attractive options on the table. Listen and learn about retirement in the 21st century.

How Much Do I Need To Retire?

Doug Horne — Tue, 11 Mar 2025 05:00:00 -0500

There is no exact number when it comes to our retirement. Obviously, more is better, but what you need to understand is HOW can you take what you have worked so hard for, and put it to good use for retirement. Get some answers, right now.

How Can Annuities Work For My Retirement?

Doug Horne — Tue, 04 Mar 2025 05:00:00 -0600

Getting close to retirement or already there? Do you have questions about annuities? Get some answers, right now.

When Should I Plan For My Retirement?

Doug Horne — Tue, 25 Feb 2025 05:00:00 -0600

The obvious answer here is sooner than later. This podcast is especially important if you are a decade or more out from retirement. The way your money works best, is when you adjust and adapt to a long-form game plan. Here are some ideas.

How Much Should I Have Saved For My Retitement?

Doug Horne — Tue, 18 Feb 2025 05:00:00 -0600

Retirement is much better IF you have planned for that time of your life. That not only means saving money for retirement, but what you do with those funds to sustain your retirement. Let's see how you're doing.

When Can I Retire?

Doug Horne — Tue, 11 Feb 2025 05:00:00 -0600

Great question and it's good that you're asking. Retirement is not a one and done thing. It takes planning and a vision for what you want your retirement to look like. Dollars and Sense can help you get there.

How Much Money Do I Need For Retirement?

Doug Horne — Tue, 04 Feb 2025 05:00:00 -0600

It's a scary question, but it must be asked. And you might be surprised that how much you have saved for retirement, CAN give you what you need and what you want. You've got to start with a conversation. Today, is a great day to do that.

How Can I Find a Retirement Specialist?

Doug Horne — Tue, 28 Jan 2025 05:00:00 -0600

It used to be a trip through the Yellow Pages. Remember the phrase, "let your fingers do the walking"? This is much easier. After you've listened to the podcast, take a moment and call for the free Dollars and Sense booklet. Then, get the conversation with Doug started. Congrats, you're already done something great in the new year!

How Much Do I Need To Save For My Retirement?

Doug Horne — Tue, 21 Jan 2025 05:00:00 -0600

Obviously you want to put a healthy sum away for your retirement years. There isn't a number, because we all have individual financial needs. Today, this podcast will help get you on track and thinking about your retirement. Follow it up with a call to Doug and you've taken the most important steps. Emjoy.

What Can I Do to Plan For My Retirement?

Doug Horne — Tue, 14 Jan 2025 05:00:00 -0600

Okay, number one. Thanks for checking out this podcast. This is a big first step in planning for your retirement. Then, it's a quick phone call and a great conversation with Doug. Go ahead, take a listen and get your retirement plans rolling.

How Do I Get On Track For My Retirement?

Doug Horne — Tue, 07 Jan 2025 05:00:00 -0600

Some things in life you just have to stop what you're doing and start planning for retirement. Hopefully this episode will get you in motion to drive a retirement that perfectly fits you. This is how you do that. PS, it's a new year, and it's okay to grab that gym membership, but think how much better your year would be if you talked to Doug.

How Much Money Do I Need To Retire?

Doug Horne — Tue, 31 Dec 2024 05:00:00 -0600

Great question. Maybe you think you don't have enough put away. One way to find out is to talk to Doug at Dollars and Sense. He will help make sense out of what you might be able to do. Start with Dollars and Sense and see what happens. Talk to Doug, today.

How Can I Get Zero Risk in Retirement?

Doug Horne — Tue, 24 Dec 2024 05:00:00 -0600

With life investments we take risks. It's the nature of the game. In retirement, we can't afford to take risks. When the money is gone, it's gone. Dollars and Sense as a "zero reik" approach to your retirement dollars. Find out more, right now.

How Does Dollars and Sense Help People Retire?

Doug Horne — Tue, 17 Dec 2024 05:00:00 -0600

In life, we need a plan and to help that plan be successful, we need someone behind that plan who fully understands what needs to be do. Retirement is a major life event and we get one shot at making it work. Dollars and Sense is key to making retirement work for you.

How Can Dollars and Sense Help with My Retirement?

Doug Horne — Tue, 10 Dec 2024 05:00:00 -0600

Somteimes we try to DIY stuff, including investments and retirement. Retirement is serious business and making mistakes with your hard-earned money is a place you don't want to be. Take a listen and get some great advice on how retirement can work for you.

How Do I Prepare For a Retirement Consultation?

Doug Horne — Tue, 03 Dec 2024 05:00:00 -0600

You can't go into a conversation about retirement without preparing for that conversation. If you are prepared you will come out of that initial meeting with good information. Today's podcast will help you get ready.

How Can I Retire Like Drew Brees?

Doug Horne — Tue, 26 Nov 2024 05:00:00 -0600

Great career and tons of money in the bank. That's easy. So how about your retirement? You need a plan. And by listening to this podcast you just got a first down.

How Do I Find Out About Retirement?

Doug Horne — Tue, 19 Nov 2024 05:00:00 -0600

Social media and other advertising platforms can fill your head with way too much information. To discover what's best for you, it's always smart to start by talking to a retirement specialist, like Doug Horne. Take a listen.

How Can I Find a Good Retirement Specialist?

Doug Horne — Tue, 12 Nov 2024 05:00:00 -0600

You can ask your brother or the guy at the gym, but a good retirement specialist is a person that listens and understands who you are and what you want out of your retirement. The good news...you've found the podcast that can take you there.

What Kind of Checklist do I Need For Retirement?

Doug Horne — Tue, 05 Nov 2024 05:00:00 -0600

Life needs checklists. From family, to job, to retirement. Do you have a retirement checklist? Let's make one, right now.

What Research Should I Do About Retirement?

Doug Horne — Tue, 29 Oct 2024 05:00:00 -0500

We love to research stuff, and one of the most important research projects you should be doing is about your retirement. You're listening to this podcast because you wanted to know more. Great start.

What Questions Should I Ask About Retirement?

Doug Horne — Tue, 22 Oct 2024 05:00:00 -0500

You've got to start that conversation about your retirement, but you really don't know what kinds of questions to ask. Take a moment and jot down a few of those important things you have on your mind. It's a great start to a productive conversation and a successful retirement. Then, pick up the phone and talk to Doug.

What Do I Need To Do For Retirement?

Doug Horne — Tue, 15 Oct 2024 05:00:00 -0500

Retirement is much more than packing up a box and heading home after a lifetime job. Retirement starts well before you even get there. So, how are you preparing?

How Do Pensions Work With Retirement?

Doug Horne — Tue, 08 Oct 2024 05:00:00 -0500

You may be a single or a double income household, and one of those incomes might come with a pension. So, how does that factor into retirement and how can you make the most of your pension.

How Much Should I Save For Retirement?

Doug Horne — Mon, 30 Sep 2024 10:00:00 -0500

Quick answer, as much as you can. That's not always the case, but it isn't a barrier to making your retirement work. Let's figure that out together.

How Can I Plan for Retirement?

Doug Horne — Tue, 24 Sep 2024 05:00:00 -0500

Some folks love doing things on the spur of the moment. Spur of the moment doesn't work in retirement. You need a plan. You need an expert, and a good listener. Guess what, you can start right now.

What is the Best Path to Retirement?

Doug Horne — Tue, 17 Sep 2024 05:00:00 -0500

For most folks, retirement isn't about hitting the jackpot. Retirement takes even more planning than living those working years. Do you have a path to retirement? Maybe it's time you did.

Who Can I Talk to About Retirement?

Doug Horne — Tue, 10 Sep 2024 05:00:00 -0500

Peace of mind in retirement starts with a conversation. Together, you plan for the things you look forward to doing. So, let's start that conversation, right now.

How Can I Prepare For Retirement?

Doug Horne — Tue, 03 Sep 2024 05:00:00 -0500

You don't head into retirement without preparation. If you do, your retirement might not be exactly what you had in mind. And in retirement, you get one chance to get it right. Let's find out if you're on track.

When Is a Good Time to Retire?

Doug Horne — Tue, 27 Aug 2024 05:00:00 -0500

So, you were going to say...last week, right? Listen, retirement is a personal thing and we all operate on our personal time line. But the obvious here is, what have you done to set that retirement date. Are you ready to craft a beautiful retirement?

How Much Money Do I Need For Retirement?

Doug Horne — Tue, 20 Aug 2024 05:00:00 -0500

I guess the question should be is, how should my retirement look. What can I do and how will I live my retirement years. That takes planning. Here is some good advice...listen.

How Does Inflation Affect My Retirement?

Doug Horne — Tue, 13 Aug 2024 05:00:00 -0500

Sure, stuff is more expensive. Yeah, inflation happens and it will direct the course of our retirement. How about if we get ahead of inflation with a solid retirement plan. Good idea, huh?

When Can I Retire?

Doug Horne — Tue, 06 Aug 2024 05:00:00 -0500

It's really not a question of when, it's what have I done to set that retirement date. So, have you prepared for your retirement? It's time.

What Retirement Money Options do I Have?

Doug Horne — Tue, 30 Jul 2024 05:00:00 -0500

Ever had a chance to sit down and discover what your working years investments might do for you in retirement? Ever think that maybe making some adjustments in how you invest and adjust as you near retirement might be the difference between success and frustration? Let's talk about that.

How Can I Get My Money in Retirement?

Doug Horne — Tue, 23 Jul 2024 05:00:00 -0500

Give a little, take a lot. Or better yet, give a little and get some financial peace of mind in retirement. It's your money. Discover the smartest way to make sure it stays "yours".

What is a Guaranteed Annuity?

Doug Horne — Tue, 16 Jul 2024 05:00:00 -0500

You can do all the research you want and still have some questions about your retirement dollars. Let's make some sense out of guaranteed annuities. Take a listen.

How Can I Plan for Retirement?

Doug Horne — Tue, 09 Jul 2024 05:00:00 -0500

So you grab your box of stuff at the office on your final day and you sail off into retirement. Let's try that again. You plan for retirement and head off on your retirement adventure with a solid financial plan. Much better, isn't it? Here are some good strategies.

How Can I Retire?

Doug Horne — Tue, 02 Jul 2024 05:00:00 -0500

Plan your life, work the plan, retire. Not always easy, or not always the way it works out. But you need a plan and you need a retirement specialist to help put it together. Good thing you dropped by today.

How Can I Save for Retirement?

Doug Horne — Tue, 25 Jun 2024 05:00:00 -0500

Since you were a kid you were taught (hopefully) to save for a rainy day. That rainy day is also called retirement. So, how's it going?

How Does Social Secutiry Work With Retirement?

Doug Horne — Tue, 18 Jun 2024 05:00:00 -0500

Social security. Yeah you will survive, but in retirement you need to thrive, not just survive. Learn how you can bundle some nice perks for your retirement as you listen to this podcast episode.

How Can I Get Retirement Advice?

Doug Horne — Tue, 11 Jun 2024 05:00:00 -0500

Everyone has a different opinion about how to do retirement. Like anything in life, you need to find a specialist who lives in that world. By listening to this podcast today, you've found a goldmine of information from a reliable source. Time to learn some new stuff.

How Do I Start the Retirement Process?

Doug Horne — Tue, 04 Jun 2024 05:00:00 -0500

Every story has a beginning, middle and an end. Hopefully for you a happy ending. So, how do you start the retiirement process? What are the first steps? Let's find out.

What Kind of Questions Should I Ask About Retirement?

Doug Horne — Tue, 28 May 2024 05:00:00 -0500

Quick answer: there are no dumb questions. Listen and discover how you can get the retirement conversation started. Doug Horne is ready to get you some solid answers.

Who Should I Talk to About Retirement?

Doug Horne — Tue, 21 May 2024 05:00:00 -0500

You can ask a friend or relative about retirement, but you're not going to get a beneficial answer. A retirement specialist is just that: a specialist at crafting a soild retirement plan that fits you and only you. Retirement is not cookie-cutter. Listen and learn how the conversation can get started.

When Should I Start Planning for Retirement?

Doug Horne — Tue, 14 May 2024 05:00:00 -0500

That's the elephant in the room question. Planning for retirement isn't something you do the day before the retirement party at the office. Retirement planning starts a lot sooner in your working years. Listen and learn when you should get busy.

What do I Need to Retire? My Must List

Doug Horne — Tue, 07 May 2024 05:00:00 -0500

We all have a wish list of things we want to do in retirement. But before we can craft a wish list, we must craft a must list. Those things that the foundation for our retirement. Do you have a must list?

How Does Social Security Affect my Retirement?

Doug Horne — Tue, 30 Apr 2024 05:00:00 -0500

It may be a drop in the bucket, or a huge part of your financial future in retirement. Understanding Social Secutiry as it relates to your retirement years is worth a discussion. Here are some good ideas to get that conversation started.

How Does The Cost of Living Affect My Retirement?

Doug Horne — Tue, 23 Apr 2024 05:00:00 -0500

The cost of a dozen eggs or the price of a loaf of bread. It's a big deal in retirement. Along with the other ups and downs, you need to understand how the cost of living will affect your retirement years. Let's listen.

How Can I Fund my Retirement?

Doug Horne — Tue, 16 Apr 2024 05:00:00 -0500

How good are you at budgeting stuff? So many folks are not that good and as a result, retirement becomes less fun and more work. Wouldn't that be great it you could change that? So, how can you fund your retirement? Take a listen.

How Can I Prepare for Retirement?

Doug Horne — Tue, 09 Apr 2024 05:00:00 -0500

No, it's not about calling Southwest Airlines and booking a flight to get away. Retirement takes good decisions and a person who understands what you need to do to make that retirement happen. You can always book the flight later. Start with the important stuff first.

What is a Lifetime Income Rider?

Doug Horne — Tue, 02 Apr 2024 05:00:00 -0500

Retirement can be complicated, and with good reason. You probably have so many questions about your retirement. Let's explore what a lifetime income rider is, and why it's important to your retirement.

How Can I Start the Retirement Conversation?

Doug Horne — Tue, 26 Mar 2024 05:00:00 -0500

Icebreaker: The beginning of a conversation, any conversation. So how about your retirement. How do you start that conversation. Scary? It should be. Because this is serious business. Discover how to start that very important conversation..

How Can I Find a Realistic Approach to Retirement?

Doug Horne — Tue, 19 Mar 2024 05:00:00 -0500

This isn't a place to hurry up and make a quick decision. You need to feel confident and comfortable with the plans for your retirement. Approaching retirement means you have found a good foundation based on a realistic strategy. Do you have one?

How Can I Find a Retirement Specialist?

Doug Horne — Tue, 12 Mar 2024 05:00:00 -0500

Remember The Yellow Pages? You used to search for the "experts" on everything from plumbing to a doctor. Today, that search is more calculated and we depend on making the right choice. So, how about a retirement specialist? Have you found one yet?

How Can I Plan My Retirement?

Doug Horne — Tue, 05 Mar 2024 05:00:00 -0600

We have our Day-Timers and computer platforms to plan our life and those little details that make up each day. After all, we don't want to miss an important event or deadline. But how about your retirement? Got some plans? Hope so.

What Kinds of Questions Should I Ask About Retirement?

Doug Horne — Tue, 27 Feb 2024 05:00:00 -0600

Starting the retirement game plan should begin with a conversation with a retirement specialist. But going into that conversation requires planning for the conversation. You have questions. Dollars and Sense has some answers.

How Much Should I Have Saved For Retirement?

Doug Horne — Tue, 20 Feb 2024 05:00:00 -0600

You can't go into retirement, broke. But many folks enter retirement without sufficient funds to move them into that phase of life. How about you? How much have you saved, and is it enough? Let's find out.

How Can I Plan For Retirement?

Doug Horne — Tue, 13 Feb 2024 05:00:00 -0600

Making plans are good. We figured that out during our working years. You can'tlive life with a plan. The same goes for your retirement. But what does it take to plan for retirement? Let's find out.

What Kind of Investments Should I Have?

Doug Horne — Tue, 06 Feb 2024 05:00:00 -0600

Life is exciting and full of opportunities, but getting close to retirement, life needs to settle down just a bit. Especially when it comes to managing your money. So investments should be a centric theme to get you started on the right foot.

Is There a Retirement Guidebook?

Doug Horne — Tue, 30 Jan 2024 05:00:00 -0600

Years ago we had Trip-Ticks from AAA to get us from point A to point B, and back again. So let's think about your retirement. Dollars and Sense has a retirement guidebook that might be your perfect guide to a great retirement. Listen to get yours.

How Do I Find a Retirement Specialist?

Doug Horne — Tue, 23 Jan 2024 05:00:00 -0600

Throughout life we find people who are very smart about life. Doctors, mechanics, and the folks who we feel comfortable and confident sharing life with. That's the same for your retirement. Take a listen and see if this guy, is your retirement guy.

How Can I Get Ready to Retire?

Doug Horne — Tue, 16 Jan 2024 05:00:00 -0600

It goes well beyond booking that vacation of a lifetime, or buying that new boat. Retirement is a comprehensive plan that ensures your retirement years are all they can be. Listen in as we help get you started.

How Do I Start Planning for Retirement?

Doug Horne — Tue, 09 Jan 2024 05:00:00 -0600

We live our lives on a schedule. Planning for daily events. To have a successful retirement, you need a plan. Let's get started, right now.

How Do I Take Confusion and Anxiety out of Retirerment?

Doug Horne — Tue, 02 Jan 2024 05:00:00 -0600

Yeah, we get it. Life is confusion, and filled with anxiety. As you move into retirement, let's help make that process simple and something you can look forward to. It IS possible.

A Post Pandemic, and My Retirement, What's New?

Doug Horne — Tue, 26 Dec 2023 05:00:00 -0600

Our world is a constant spin of issues and conflicts. As we wrap 2023, how does the post pandemic affect our retirement plans? We're doing more, but how do we make retirement happen in a post-pandemic world? Let's find out.

How Do Taxes Work in Retirement?

Doug Horne — Tue, 19 Dec 2023 05:00:00 -0600

During the working years, taxes are an important part of our financial well-being. The same rules apply to our retirement years. Today, we talk taxes and your retirement.

How Can I Plan For My Retirement?

Doug Horne — Tue, 12 Dec 2023 05:00:00 -0600

Our working years are a series of plans that come together to bring us success at work, and success with family. The same rules apply to your retirement. Without a plan, we don't have a vision for the years ahead. Dollars and Sense helps you put together a plan for success.

What Questions Should I Ask About Retirement?

Doug Horne — Tue, 05 Dec 2023 05:00:00 -0600

Going into retirement, preparation is one of the key elements of success. Going into a conversation about your retirement also needs your preparation. Have you thought about the questions you would ask Doug. Here are some answers.

How Can I Find a Good Retirement Specialist?

Doug Horne — Tue, 28 Nov 2023 05:00:00 -0600

We look for good in our lives. A good doctor, a good mechanic, a good friend. So that "good" also needs to be part of your retirement strategy. That means someone who communicates clearly and with intelligence. Someone who you can relate to. Out of the gate, that should be your top priority.

What Options do I Have for Retirement?

Doug Horne — Tue, 21 Nov 2023 05:00:00 -0600

Life can be a challenge. Now imagine what life would be life if you haven't set up options for your retirement. It's peace of mind, and most importantly, it's essential.

How Much Should I Save for Retirement?

Doug Horne — Tue, 14 Nov 2023 05:00:00 -0600

Quick answer...as much as you can. Having that retirement fund in place means that on retirement day you can fulfill what you have dreamed about. So how much? That's a personal question that's different for every person, including you.

How Do I Plan for Retirement?

Doug Horne — Tue, 07 Nov 2023 05:00:00 -0600

Don't have a plan? Don't think you need one? Think again, and learn what steps you need to take towards retirement.

What Should I do to Plan For My Retirement?

Doug Horne — Tue, 31 Oct 2023 05:00:00 -0500

Scared on this Halloween eve. No need to be frightened about your retirement. So what are you doing to plan for retirement?

How Can I Best Use My Retirement Funds?

Doug Horne — Tue, 24 Oct 2023 05:00:00 -0500

Budgets have always been a good idea to get us through life. But how about that phase of life called retirement? A retirement budget? Not a bad idea.

How Can I Prepare for Retirement?

Doug Horne — Tue, 17 Oct 2023 05:00:00 -0500

We make plans every day of our life. Plans for vacations, plans for job changes, plans to keep us healthy. So what are you doing to make plans for your retirement?

How Can I Ask Good Questions About My Retirement?

Doug Horne — Tue, 10 Oct 2023 05:00:00 -0500

Heading into retirement takes planning and preparation. Sitting down with a retirement specialist means you need to ask good questions. Here is how to do that.

How Much Should I Save for Retirement?

Doug Horne — Tue, 03 Oct 2023 05:00:00 -0500

Everybody wants a comfortable and predictable retirement. It's a no-brainer. But you need to know this before you retire. How much should I save for my retirement? Would you like some answers, right now?

How Much Money do I Need to Retire?

Doug Horne — Tue, 26 Sep 2023 05:00:00 -0500

If you are close to retirement, hopefully you have been paying attention to what's over the horizon. Retirement isn't like flipping a switch and boom, there you go. It's more about planning for your retirement. Here's some great advice on how to do that.

How Does Inflation Affect My Retirement?

Doug Horne — Tue, 19 Sep 2023 05:00:00 -0500

Gas costs HOW MUCH!!? Inflation isn't going away anytime soon. You've ridden the inflation roller-coaster all your life. Now, in retirement, you need to get off the ride and find a stable platform that gives your chunk of change some stability.

Will I Outlive My Money?

Doug Horne — Tue, 12 Sep 2023 05:00:00 -0500

What's ahead in our retirement? If you have the answer to that question, let us know how much you want for your crystal ball. Seriously, we don't know what's ahead and that's why we create a plan to maximize the cash on hand.

How Long Will My Retirement Savings Last?

Doug Horne — Tue, 05 Sep 2023 05:00:00 -0500

So you've been working hard and you are rewarded with a paycheck and a few other bells and whistles. Then, retirement happens. Those paychecks are gone and you are now working with a budget to get you into and through retirement. How much, and how long will those retirement savings last? Let's find out.

What is Retirement Age?

Doug Horne — Tue, 29 Aug 2023 05:00:00 -0500

Retirement age isn't a number. It's more than a number. It's more about you. We all have a unique journey towards retirement, and what you choose will determine what kind of retirement you have. Have you thought about it?

When Can I Retire?

Doug Horne — Tue, 22 Aug 2023 05:00:00 -0500

Airline pilots must retire at the age of 65. That's a solid rule. But unless you're a pilot, retirement is a number that's chosen by you. So the question is...when will you retire? Let's find out.

How Do Interest Rates Affect My Retirement?

Doug Horne — Tue, 15 Aug 2023 05:00:00 -0500

Interest rates go where they want, and interest rates affect our lives in a big way. But does that mean they have to affect our retirement years? Let's find out.

How Does Inflation Affect My Retirement?

Doug Horne — Tue, 08 Aug 2023 05:00:00 -0500

Stuff costs more, and it never seems to cost less. That's an important element in your retirement years. So how do you plan for inflation when you retire. We have some answers for you, now.

What Goals Do I Need For Retirement?

Doug Horne — Tue, 01 Aug 2023 05:00:00 -0500

We all have goals in life. Probably one of the most important milestones we need to address, is retirement. If you're not prepared, your retirement will not be as bountiful as you'd like. Don't make that mistake. Set some goals, today.

How Much Money do I Need to Retire?

Doug Horne — Tue, 25 Jul 2023 05:00:00 -0500

Your life took some planning. Your work-path, your dreams, your goals. You planned for that. How about retirement? Do you have a plan? So how much money do you need? Let's find out.

How Does Social Security Work With my Retirement Game Plan?

Doug Horne — Tue, 18 Jul 2023 05:00:00 -0500

Retirement is never easy when you forgot to look at the basics, like Social Security, and the benefits of moving your money to a safe place. Discover how you can get the best of both worlds.

How is Retirement Different, post COVID?

Doug Horne — Tue, 11 Jul 2023 05:00:00 -0500

The pandemic did more than disrupt our lives, and so much more. It also gave us a new landscape for our retirement years. Discover what has changed and what you need to do to capture a successful retirement.

How Do I Prepare For a Retirement Planning Meeting?

Doug Horne — Tue, 04 Jul 2023 05:00:00 -0500

Retirement is a BIG DEAL. Yeah, it's your life and how it will play out. So, preparing for a meeting to set up your retirement plan, involves some preparation and a little homework. Let's get you prepared.

So, What is an Annuity?

Doug Horne — Tue, 27 Jun 2023 05:00:00 -0500

People like to understand how things work. It used to be that you could open the hood of your car and easily see what made the car tick. Not so much anymore. You need an expert. The same is true for retirement. It's only complicated IF you haven't connected with a retirement specialist. Annuities and everything connected to a great retirement. We have some answers for you.

How Much Should I Save for Retirement?

Doug Horne — Tue, 20 Jun 2023 05:00:00 -0500

Do you remember Christmas Clubs, through your local bank. You put aside a little each month, and when the holidays rolled around, you had enough cash to present a grand holiday for the family. Retirement is kind of like that. You have to have a plan, a realistic plan that will help you transition from working to retirement. So, how much do you need?

How Much Do I Need for Retirement?

Doug Horne — Tue, 13 Jun 2023 05:00:00 -0500

Retirement can be amazing. But it can also be complicated and full of the stuff you don't completely understand. We get to do retirement once in our lives. Doesn't it make sense that doing it right should be the best and only option. We think so too.

When Should I Retire?

Doug Horne — Tue, 06 Jun 2023 05:00:00 -0500

A surprise party on your birthday is fun. But a surprise on your retirement, like I didn't take the right steps, isn't. Lots of questions, like when should I retire and what are the logical next steps to take. Good questions and great answers, next.

How Do I Find a Great Retirement Specialist?

Doug Horne — Tue, 30 May 2023 05:00:00 -0500

You most likely have your favorite auto mechanic, your favorite store, or your favorite doctor. Why? Because beyond the specialty, you have a great relationship in place. The same thing applies to your retirement. You need a specialist, but you also need someone who you feel comfortable working with. Here is how to do that.

When Should I Start Thinking About Retirement?

Doug Horne — Tue, 23 May 2023 05:00:00 -0500

Have you ever put off a decision and then regretted not taking the time to dig in and get some answers? We all do that. It's not right, but it happens. So what about "retirement thinking"? Life travels at light speed and putting off that conversation could have some profound effects. See if this conversation gets you into the "thinking" mode.

How Can I Build a Must Do List for My Retirement?

Doug Horne — Tue, 16 May 2023 05:00:00 -0500

We love making to-do lists, grocery lists, and so on. But how do you put together a list, a must do list for your retirement? This episode will give you some solid answers that will help make your retirement even better. Take a listen.

How Long Will My Retirement Last?

Doug Horne — Tue, 09 May 2023 05:00:00 -0500

As you were working towards retirement you most likely took some chances with your money. A big investment. A big risk. But that was during your working years. Now that retirement is ahead, playing it safe is a good idea. You want those retirement funds to last so you can enjoy the fruits of your labor. How long will they last? Let's find out.

How Can I Take the Risk out of Retirement?

Doug Horne — Tue, 02 May 2023 05:00:00 -0500

Life is tricky. Retirement is risky. So, you have worked hard all your life and now it's time to grab onto those retirement years and do the things on your bucket list. But retirement can be risky. Discover how to take the risk out of your retirement funds. It's a little peace of mind.

How do I Plan for Retirement?

Doug Horne — Tue, 25 Apr 2023 05:00:00 -0500

We have goals in life. Goals are great, because with a goal we most often achieve success. But what about your retirement goals? How do you plan for that? Let's find out.

What do I Need to do to Retire?

Doug Horne — Tue, 18 Apr 2023 05:00:00 -0500

We plan life's events. That's because we like to know the outcome of those plans. So what about our retirement? What do we need to do to retire? Here are some answers.

How Much Will I Have When I Retire?

Doug Horne — Tue, 11 Apr 2023 05:00:00 -0500

Our retirement should mirror what we dreamed about during our lifetime of work. Do you have some retirement dreams? The question is, how much will I have when I retire? Let's find some answers.

How Much Do I Need to Save For Retirement?

Doug Horne — Tue, 04 Apr 2023 05:00:00 -0500

We save for vacations, save for the purchase of a home or a car, but how much do we need to save for our retirement? That's a personal question that can only be answered by asking YOU the right questions. Today's podcast will get that conversation started.

How Much Do I Need to Retire?

Doug Horne — Tue, 28 Mar 2023 05:00:00 -0500

At some point in your life, you will cross the retirement finish line. For some, it comes earlier in life. For others, later in life. The big question; how much money do I need to retire. Not just retire, but retire comfortably. Have you ever wondered, just how much?

When Can I Retire?

Doug Horne — Tue, 21 Mar 2023 05:00:00 -0500

Retirement shouldn't be out of the question for you. You've probably had the conversation. When can I retire? Not an easy answer. Today, you will hear how you can make it happen on your terms. Enjoy the conversation.

How Does Inflation Affect My Retirement?

Doug Horne — Tue, 14 Mar 2023 05:00:00 -0500

We can't control inflation. But inflation does control how we live during our retirement years. Today's conversation will get you to a comfortable place, a realistic place in retirement. Today, learn how do make sure inflation doesn't deflate your retirement.

How Do I Find a Retirement Guide?

Doug Horne — Tue, 07 Mar 2023 05:00:00 -0600

There are so many how to books out there. Too many. So how do you find a retirement guide that gives you valuable and relevant information on setting up your retirement. Dollars and Sense Radio has one for you. Listen to today's conversation on how to get yours.

How Do I Get Ready to Retire?

Doug Horne — Tue, 28 Feb 2023 05:00:00 -0600

It's not about a trip to buy that new camp shirt or a new set of luggage. It's more about planning from a financial standpoint. You can't get into retirement without a road map. Let's discover how you do that.

How Do I Take the Confusion and Anxiety Out of Retirement?

Doug Horne — Tue, 21 Feb 2023 05:00:00 -0600

Retirement should be something we look forward to. But many times, we just don't understand the complexities of how to plan for and craft a comfortable retirement. Anxious and confused? That's okay. Here are some answers.

What is the Best Time to Retire?

Doug Horne — Fri, 17 Feb 2023 14:00:00 -0600

You know you want to retire at some point in your life, but there is no one-size-fits-all answer. Understanding more about your specific needs is the key. Dollars and Sense Radio can help.

So, How Much to Retire?

Doug Horne — Tue, 31 Jan 2023 05:00:00 -0600

How much isn't a number that covers every person. That's because every person has a unique number. At Dollars and Sense, your retirement funding is all about you.

When Can I Retire?

Doug Horne — Tue, 24 Jan 2023 05:00:00 -0600

It's a guarantee that you have had this conversation with a friend or spouse. You can get different opinions every day. But a smart conversation is with someone who knows and understands retirement. You've come to the right place.

How Much Do I Need to Retire?

Doug Horne — Tue, 17 Jan 2023 05:00:00 -0600

As with anything, you need to fund retirement to make retirement work for you. It's all you have after years of long hours in the working world. How much money, is a great question to ask.

How To Retire During Inflation

Doug Horne — Tue, 10 Jan 2023 05:00:00 -0600

In retirement we must have a plan for spending and we must set up a stable financial base to accomplish that. That's what you will learn today.

How Does Inflation Affect My Retirement?

Doug Horne — Tue, 03 Jan 2023 05:00:00 -0600

Nobody likes inflation. But your retirement doesn't have to ride the ups and downs of inflation. You need a safer place for your dreams and the ability to live those dreams in retirement. Yeah, there is a place just like that.

Retirement Funding - Do Annuities Make Sense?

Doug Horne — Tue, 27 Dec 2022 05:00:00 -0600

Answers seem to be all around us with today's technology. But finding legitimate answers can be confusing and sometimes totally off base. This podcast is going to bust a few myths. The answers come from a guy who really knows his stuff. He also understands what you want in retirement.

Retirement Rollercoaster Ride - How Do Interest Rates and Inflation Affect My Retirement

Doug Horne — Tue, 20 Dec 2022 05:00:00 -0600

Most everyone in their younger days, loved rollercoasters. You also might have enjoyed the rollercoaster ride with your money. But there's a time to take a break from that rollercoaster ride. Listening to this podcast is a great start.

Retirement and Annuities - What Are The Best Kind of Annuities for You?

Doug Horne — Tue, 13 Dec 2022 05:00:00 -0600

Doug Horne loves talking about you. That is, Doug loves talking about your retirement and the possibilities that will work for you. Time to listen in on the converation.

Your Retirement - The Fine Print - Feeling Anxious?

Doug Horne — Tue, 06 Dec 2022 05:00:00 -0600

We love conversation. We love asking great questions and getting honest and easy to understand answers. This podcast gets you there.

How Does COVID Affect Your Retirement

Doug Horne — Tue, 29 Nov 2022 05:00:00 -0600

We've learned to Zoom and other digital ways of connecting more conveniently. We love convenience. Doug Horne has you in mind when you have questions about retirement funding. Your conversations are comfortable and convenient. The outcomes are a fresh new approach to retirement funding.

Retirement Planning - Is Your Money at Risk?

Doug Horne — Tue, 22 Nov 2022 05:00:00 -0600

Great stuff doesn't happen by accident. It takes a solid game plan based on the facts of what your money can do. It also takes a good conversation with someone who understands how it works. Take some time today to learn the elements of retirement.

Retirement Funding - How Do I Find the Best Options?

Doug Horne — Tue, 15 Nov 2022 05:00:00 -0600

We most often times know WHAT we want out of retirement. Realistically, we also understand that a great retirement takes time to plan for the ups and downs of life. That's what Dollars and Sense Radio, The Podcast is all about.

How Do I Find a Financial Advisor for My Retirement?

Doug Horne — Tue, 08 Nov 2022 05:00:00 -0600

Conversations are not sales pitches. Have you ever been at a place where all you wanted to do was have someone listen to your story? That's how Dollars and Sense works. Enjoy today's conversation.

Retirement Planning - How Do I Make A Retirement Wish List?

Doug Horne — Tue, 01 Nov 2022 11:51:42 -0500

Life is much better when your expectations align with the plan you've established to craft retirement success. Today is a good day to put that plan into action.

Fixed Annuities For Retirement - How Can I Have a Fun Retirement?

Doug Horne — Tue, 25 Oct 2022 05:00:00 -0500

Cookie-cutter doesn't work, for anything. Especially designing a retirement that's a custom fit for you. There is no magic formula. It's a formula that takes the elements you have, and the vision you see. It's working together to get you there, plain and simple.

How Do I Get Guaranteed Income for Life?

Doug Horne — Thu, 13 Oct 2022 15:23:11 -0500

Doug Horne's weekly radio show has been an inspiration to many on how to craft a retirement that's a good fit, a realistic good fit. This podcast series will take you through the steps you need to take to make that happen. Enjoy the conversation. And thanks for listening.