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    <title>The Daily Ledger</title>
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    <description>Start your morning ahead of the markets. The Daily Ledger is your daily briefing on Canadian and U.S. business and finance: Bay Street and Wall Street, interest rates and mortgages, earnings, energy, tech, and the stories that actually move money. Hosts Alex and Jordan cut through the noise with clear takeaways and a light touch, in about 30 minutes. Built for brokers, investors, and business leaders who want to sound like they read everything, because they listened to this. New episodes every morning.</description>
    <copyright>© 2026 Ryan La Haye</copyright>
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    <pubDate>Fri, 06 Nov 2026 04:00:06 -0800</pubDate>
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    <itunes:author>Ryan La Haye</itunes:author>
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    <itunes:summary>Start your morning ahead of the markets. The Daily Ledger is your daily briefing on Canadian and U.S. business and finance: Bay Street and Wall Street, interest rates and mortgages, earnings, energy, tech, and the stories that actually move money. Hosts Alex and Jordan cut through the noise with clear takeaways and a light touch, in about 30 minutes. Built for brokers, investors, and business leaders who want to sound like they read everything, because they listened to this. New episodes every morning.</itunes:summary>
    <itunes:subtitle>Start your morning ahead of the markets.</itunes:subtitle>
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    <itunes:owner>
      <itunes:name>Ryan La Haye</itunes:name>
      <itunes:email>rlahaye@planipret.com</itunes:email>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>The Rally Erased: Nasdaq in Correction, Oil Bounces Back, and Canada's Sixty-Two Billion Dollar Deficit</title>
      <itunes:title>The Rally Erased: Nasdaq in Correction, Oil Bounces Back, and Canada's Sixty-Two Billion Dollar Deficit</itunes:title>
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      <description>
        <![CDATA[Wall Street erased Wednesday's election rally on Thursday as the Dow fell 1,833 points, the Nasdaq slid into a correction on a 12.25 percent chip rout, and Brent crude bounced to 98 dollars on fresh tanker attacks in the Strait of Hormuz. The Bank of England hiked to 4 percent for the first time since 2023, Canada tabled a budget with a 62.3 billion dollar deficit and 142 billion dollars in new spending, and strong earnings from Tapestry, Airbnb and Cloudflare set up a pivotal U.S. and Canadian jobs morning. The Daily Ledger, with Alex and Jordan.]]>
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        <![CDATA[Wall Street erased Wednesday's election rally on Thursday as the Dow fell 1,833 points, the Nasdaq slid into a correction on a 12.25 percent chip rout, and Brent crude bounced to 98 dollars on fresh tanker attacks in the Strait of Hormuz. The Bank of England hiked to 4 percent for the first time since 2023, Canada tabled a budget with a 62.3 billion dollar deficit and 142 billion dollars in new spending, and strong earnings from Tapestry, Airbnb and Cloudflare set up a pivotal U.S. and Canadian jobs morning. The Daily Ledger, with Alex and Jordan.]]>
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      <pubDate>Fri, 06 Nov 2026 04:00:00 -0800</pubDate>
      <author>Ryan La Haye</author>
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      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1964</itunes:duration>
      <itunes:summary>
        <![CDATA[Wall Street erased Wednesday's election rally on Thursday as the Dow fell 1,833 points, the Nasdaq slid into a correction on a 12.25 percent chip rout, and Brent crude bounced to 98 dollars on fresh tanker attacks in the Strait of Hormuz. The Bank of England hiked to 4 percent for the first time since 2023, Canada tabled a budget with a 62.3 billion dollar deficit and 142 billion dollars in new spending, and strong earnings from Tapestry, Airbnb and Cloudflare set up a pivotal U.S. and Canadian jobs morning. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Dow's 1,569-Point Party, Oil Below $95, and CVS Splits in Two</title>
      <itunes:title>The Dow's 1,569-Point Party, Oil Below $95, and CVS Splits in Two</itunes:title>
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      <link>https://share.transistor.fm/s/b9d0e56c</link>
      <description>
        <![CDATA[The Dow surged 1,569 points in its best day since April 2025 as gridlock relief followed the Democratic sweep, while Brent crude crashed below 95 dollars on hopes the Iran war ends and CVS beat earnings and raised guidance yet fell 12.5 percent after announcing a split into two companies. Qualcomm's handset sales fell 26 percent as its auto chip business hit two billion dollars, Arm's licensing surged 50 percent, and AppLovin, the S and P 500's worst stock this year, jumped 23 percent after hours, ahead of today's Bank of England decision, Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
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        <![CDATA[The Dow surged 1,569 points in its best day since April 2025 as gridlock relief followed the Democratic sweep, while Brent crude crashed below 95 dollars on hopes the Iran war ends and CVS beat earnings and raised guidance yet fell 12.5 percent after announcing a split into two companies. Qualcomm's handset sales fell 26 percent as its auto chip business hit two billion dollars, Arm's licensing surged 50 percent, and AppLovin, the S and P 500's worst stock this year, jumped 23 percent after hours, ahead of today's Bank of England decision, Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
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      <pubDate>Thu, 05 Nov 2026 04:00:00 -0800</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/b9d0e56c/1707d7e3.mp3" length="14570132" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1822</itunes:duration>
      <itunes:summary>
        <![CDATA[The Dow surged 1,569 points in its best day since April 2025 as gridlock relief followed the Democratic sweep, while Brent crude crashed below 95 dollars on hopes the Iran war ends and CVS beat earnings and raised guidance yet fell 12.5 percent after announcing a split into two companies. Qualcomm's handset sales fell 26 percent as its auto chip business hit two billion dollars, Arm's licensing surged 50 percent, and AppLovin, the S and P 500's worst stock this year, jumped 23 percent after hours, ahead of today's Bank of England decision, Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Democrats Sweep Congress, AMD's Seventeen Billion Dollar Guide, and Shopify's Miss</title>
      <itunes:title>Democrats Sweep Congress, AMD's Seventeen Billion Dollar Guide, and Shopify's Miss</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/0b637c02</link>
      <description>
        <![CDATA[Democrats swept both the House and the Senate in the U.S. midterms, with Senate flips in Texas, Kansas, South Carolina, North Carolina and Ohio, while stock futures plunged overnight and then recovered as traders embraced divided government. AMD posted a record quarter and a seventeen billion dollar fourth quarter guide as data center revenue nearly doubled, Shopify missed revenue expectations for the first time in four years and dragged the TSX lower, and Brent crude slid to a four week low as traders bet on a U.S. Iran deal. Ahead are today's ADP and ISM services reports, Thursday's Bank of England decision and Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Democrats swept both the House and the Senate in the U.S. midterms, with Senate flips in Texas, Kansas, South Carolina, North Carolina and Ohio, while stock futures plunged overnight and then recovered as traders embraced divided government. AMD posted a record quarter and a seventeen billion dollar fourth quarter guide as data center revenue nearly doubled, Shopify missed revenue expectations for the first time in four years and dragged the TSX lower, and Brent crude slid to a four week low as traders bet on a U.S. Iran deal. Ahead are today's ADP and ISM services reports, Thursday's Bank of England decision and Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
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      <pubDate>Wed, 04 Nov 2026 04:00:00 -0800</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/0b637c02/444ea7b8.mp3" length="14113093" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1765</itunes:duration>
      <itunes:summary>
        <![CDATA[Democrats swept both the House and the Senate in the U.S. midterms, with Senate flips in Texas, Kansas, South Carolina, North Carolina and Ohio, while stock futures plunged overnight and then recovered as traders embraced divided government. AMD posted a record quarter and a seventeen billion dollar fourth quarter guide as data center revenue nearly doubled, Shopify missed revenue expectations for the first time in four years and dragged the TSX lower, and Brent crude slid to a four week low as traders bet on a U.S. Iran deal. Ahead are today's ADP and ISM services reports, Thursday's Bank of England decision and Canada's federal budget, and Friday's U.S. and Canadian jobs reports. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Election Day, Apple's Margin Warning, and Oil's Round Trip</title>
      <itunes:title>Election Day, Apple's Margin Warning, and Oil's Round Trip</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/a5370414</link>
      <description>
        <![CDATA[Americans vote in the midterm elections with prediction markets leaning toward a Democratic sweep and strategists gaming out every combination of Congress, while Apple posts a record 114.5 billion dollar quarter but guides holiday margins lower on memory costs, and Palantir nearly doubles revenue as U.S. commercial sales pass government sales for the first time, yet falls on slower contract growth. Oil rebounds after Monday's seven percent plunge following a reported U.S. strike near the Strait of Hormuz, U.S. factory production hits its highest level since 2021, and in Canada Toromont beats expectations, Shopify reports before the open, and budget week opens with talk of a trade deal concept. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Americans vote in the midterm elections with prediction markets leaning toward a Democratic sweep and strategists gaming out every combination of Congress, while Apple posts a record 114.5 billion dollar quarter but guides holiday margins lower on memory costs, and Palantir nearly doubles revenue as U.S. commercial sales pass government sales for the first time, yet falls on slower contract growth. Oil rebounds after Monday's seven percent plunge following a reported U.S. strike near the Strait of Hormuz, U.S. factory production hits its highest level since 2021, and in Canada Toromont beats expectations, Shopify reports before the open, and budget week opens with talk of a trade deal concept. The Daily Ledger, with Alex and Jordan.]]>
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      <pubDate>Tue, 03 Nov 2026 05:04:28 -0800</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/a5370414/ecaf0e51.mp3" length="14840760" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1856</itunes:duration>
      <itunes:summary>
        <![CDATA[Americans vote in the midterm elections with prediction markets leaning toward a Democratic sweep and strategists gaming out every combination of Congress, while Apple posts a record 114.5 billion dollar quarter but guides holiday margins lower on memory costs, and Palantir nearly doubles revenue as U.S. commercial sales pass government sales for the first time, yet falls on slower contract growth. Oil rebounds after Monday's seven percent plunge following a reported U.S. strike near the Strait of Hormuz, U.S. factory production hits its highest level since 2021, and in Canada Toromont beats expectations, Shopify reports before the open, and budget week opens with talk of a trade deal concept. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Oil Falls on Doha Diplomacy, Binance Pays Out, and Apple Faces the Margin Test</title>
      <itunes:title>Oil Falls on Doha Diplomacy, Binance Pays Out, and Apple Faces the Margin Test</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/68c0c201</link>
      <description>
        <![CDATA[Oil slid more than three percent and U.S. futures rebounded as Qatar brokered a third day of U.S.-Iran talks on reopening the Strait of Hormuz, while OPEC plus formally froze December output. Binance paid out a net three point six four billion dollars on its first day of resumed withdrawals with Bitcoin near seventy-eight thousand dollars, Apple and Palantir face margin and valuation tests after the close, and a Blackstone-led group including four Canadian pension giants agreed to invest three point one billion dollars in Mitsubishi's LNG Canada interest. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Oil slid more than three percent and U.S. futures rebounded as Qatar brokered a third day of U.S.-Iran talks on reopening the Strait of Hormuz, while OPEC plus formally froze December output. Binance paid out a net three point six four billion dollars on its first day of resumed withdrawals with Bitcoin near seventy-eight thousand dollars, Apple and Palantir face margin and valuation tests after the close, and a Blackstone-led group including four Canadian pension giants agreed to invest three point one billion dollars in Mitsubishi's LNG Canada interest. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Mon, 02 Nov 2026 07:00:00 -0800</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/68c0c201/92131cb0.mp3" length="14472538" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1810</itunes:duration>
      <itunes:summary>
        <![CDATA[Oil slid more than three percent and U.S. futures rebounded as Qatar brokered a third day of U.S.-Iran talks on reopening the Strait of Hormuz, while OPEC plus formally froze December output. Binance paid out a net three point six four billion dollars on its first day of resumed withdrawals with Bitcoin near seventy-eight thousand dollars, Apple and Palantir face margin and valuation tests after the close, and a Blackstone-led group including four Canadian pension giants agreed to invest three point one billion dollars in Mitsubishi's LNG Canada interest. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Binance Reopens, OPEC Plus Holds, and a Week With Everything In It</title>
      <itunes:title>Binance Reopens, OPEC Plus Holds, and a Week With Everything In It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">568683a2-0928-44f3-bd17-cbf0c2233107</guid>
      <link>https://share.transistor.fm/s/0c545116</link>
      <description>
        <![CDATA[Binance resumed withdrawals on Sunday after covering ninety-five percent of the six point three billion dollars stolen in the largest crypto heist ever, which the FBI has tied to North Korea, while OPEC plus was set to keep December oil output targets steady with Brent above one hundred dollars. Markets walk into a stacked week: U.S. midterm elections on Tuesday, Apple and AMD earnings, a Bank of England hike and Canada's federal budget on Thursday, and Friday's jobs report deciding the odds of a December Fed hike. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Binance resumed withdrawals on Sunday after covering ninety-five percent of the six point three billion dollars stolen in the largest crypto heist ever, which the FBI has tied to North Korea, while OPEC plus was set to keep December oil output targets steady with Brent above one hundred dollars. Markets walk into a stacked week: U.S. midterm elections on Tuesday, Apple and AMD earnings, a Bank of England hike and Canada's federal budget on Thursday, and Friday's jobs report deciding the odds of a December Fed hike. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Sun, 01 Nov 2026 07:00:00 -0800</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/0c545116/4c7b83ad.mp3" length="14988300" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1874</itunes:duration>
      <itunes:summary>
        <![CDATA[Binance resumed withdrawals on Sunday after covering ninety-five percent of the six point three billion dollars stolen in the largest crypto heist ever, which the FBI has tied to North Korea, while OPEC plus was set to keep December oil output targets steady with Brent above one hundred dollars. Markets walk into a stacked week: U.S. midterm elections on Tuesday, Apple and AMD earnings, a Bank of England hike and Canada's federal budget on Thursday, and Friday's jobs report deciding the odds of a December Fed hike. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Intel's Worst Day Since 1974 Caps the AI Rout</title>
      <itunes:title>Intel's Worst Day Since 1974 Caps the AI Rout</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/19095f9e</link>
      <description>
        <![CDATA[Intel plunged twenty-eight point six percent in its worst session since nineteen seventy-four, dragging the Nasdaq down two point nine percent, while Amazon's cloud grew thirty-nine percent but its free cash flow stayed deeply negative and Exxon and Chevron beat on a refining windfall. Canada's economy stalled for a second straight month after the Bank of Canada's hike, U.S. wage growth slowed to three point one percent, gold hit a one-year low, and a six point three billion dollar Binance hack pushed Bitcoin below seventy-seven thousand dollars. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Intel plunged twenty-eight point six percent in its worst session since nineteen seventy-four, dragging the Nasdaq down two point nine percent, while Amazon's cloud grew thirty-nine percent but its free cash flow stayed deeply negative and Exxon and Chevron beat on a refining windfall. Canada's economy stalled for a second straight month after the Bank of Canada's hike, U.S. wage growth slowed to three point one percent, gold hit a one-year low, and a six point three billion dollar Binance hack pushed Bitcoin below seventy-seven thousand dollars. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Sat, 31 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/19095f9e/5c1bd283.mp3" length="17545792" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>2194</itunes:duration>
      <itunes:summary>
        <![CDATA[Intel plunged twenty-eight point six percent in its worst session since nineteen seventy-four, dragging the Nasdaq down two point nine percent, while Amazon's cloud grew thirty-nine percent but its free cash flow stayed deeply negative and Exxon and Chevron beat on a refining windfall. Canada's economy stalled for a second straight month after the Bank of Canada's hike, U.S. wage growth slowed to three point one percent, gold hit a one-year low, and a six point three billion dollar Binance hack pushed Bitcoin below seventy-seven thousand dollars. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Alphabet's Record Fall, Amazon's Cloud Surge, and an Economy Arguing for a Hike</title>
      <itunes:title>Alphabet's Record Fall, Amazon's Cloud Surge, and an Economy Arguing for a Hike</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/fb32ef67</link>
      <description>
        <![CDATA[Alphabet lost about five hundred billion dollars in its worst day ever as the market punished negative free cash flow, even as nine of eleven sectors rose and small caps led a broad rotation. United States growth hit three point four percent with core PCE inflation at three point one percent, Amazon's AWS grew thirty nine percent while Intel guided sharply lower, Eli Lilly surged, DoorDash agreed to buy Instacart for seventeen billion dollars, and Canada's prime rate rose to four point seven percent. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Alphabet lost about five hundred billion dollars in its worst day ever as the market punished negative free cash flow, even as nine of eleven sectors rose and small caps led a broad rotation. United States growth hit three point four percent with core PCE inflation at three point one percent, Amazon's AWS grew thirty nine percent while Intel guided sharply lower, Eli Lilly surged, DoorDash agreed to buy Instacart for seventeen billion dollars, and Canada's prime rate rose to four point seven percent. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Fri, 30 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/fb32ef67/80d91eaf.mp3" length="14968238" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1871</itunes:duration>
      <itunes:summary>
        <![CDATA[Alphabet lost about five hundred billion dollars in its worst day ever as the market punished negative free cash flow, even as nine of eleven sectors rose and small caps led a broad rotation. United States growth hit three point four percent with core PCE inflation at three point one percent, Amazon's AWS grew thirty nine percent while Intel guided sharply lower, Eli Lilly surged, DoorDash agreed to buy Instacart for seventeen billion dollars, and Canada's prime rate rose to four point seven percent. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Canada Hikes, the Fed Warns, and Microsoft Wins the AI Cash Test</title>
      <itunes:title>Canada Hikes, the Fed Warns, and Microsoft Wins the AI Cash Test</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/9885b823</link>
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        <![CDATA[The Bank of Canada raised its policy rate to two point five percent, its first hike since twenty twenty three, lifting prime toward four point seven percent, while the Federal Reserve held at three point seven five to four percent in a ten to two vote with both dissenters favouring a hike. Microsoft beat expectations with Azure up forty eight percent and eighteen point six billion dollars of free cash flow, while Alphabet's cloud doubled but its stock fell about ten percent on a revenue and earnings miss and negative free cash flow, and oil settled higher with Brent at one hundred fifteen dollars on a claimed refinery strike. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[The Bank of Canada raised its policy rate to two point five percent, its first hike since twenty twenty three, lifting prime toward four point seven percent, while the Federal Reserve held at three point seven five to four percent in a ten to two vote with both dissenters favouring a hike. Microsoft beat expectations with Azure up forty eight percent and eighteen point six billion dollars of free cash flow, while Alphabet's cloud doubled but its stock fell about ten percent on a revenue and earnings miss and negative free cash flow, and oil settled higher with Brent at one hundred fifteen dollars on a claimed refinery strike. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Thu, 29 Oct 2026 03:34:40 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/9885b823/3ca1d915.mp3" length="14898230" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1863</itunes:duration>
      <itunes:summary>
        <![CDATA[The Bank of Canada raised its policy rate to two point five percent, its first hike since twenty twenty three, lifting prime toward four point seven percent, while the Federal Reserve held at three point seven five to four percent in a ten to two vote with both dissenters favouring a hike. Microsoft beat expectations with Azure up forty eight percent and eighteen point six billion dollars of free cash flow, while Alphabet's cloud doubled but its stock fell about ten percent on a revenue and earnings miss and negative free cash flow, and oil settled higher with Brent at one hundred fifteen dollars on a claimed refinery strike. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Decision Day in Ottawa and Washington: Chips Rally, Boeing Sinks, and the AI Bill Gets Financed</title>
      <itunes:title>Decision Day in Ottawa and Washington: Chips Rally, Boeing Sinks, and the AI Bill Gets Financed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6bc1f6d4-3517-41b8-b17b-c528e6ed4b6c</guid>
      <link>https://share.transistor.fm/s/612864c3</link>
      <description>
        <![CDATA[The Bank of Canada is expected to deliver its first rate hike since twenty twenty three this morning, lifting prime toward four point seven percent, while the Federal Reserve is expected to hold this afternoon and point to December. Chips led Wall Street higher for a second day as a sixty three billion dollar bank and Blackstone financing lined up to buy Broadcom chips for Anthropic, Boeing fell nearly eleven percent on a wider than expected loss, and Visa and Seagate both beat expectations after the close and fell anyway. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[The Bank of Canada is expected to deliver its first rate hike since twenty twenty three this morning, lifting prime toward four point seven percent, while the Federal Reserve is expected to hold this afternoon and point to December. Chips led Wall Street higher for a second day as a sixty three billion dollar bank and Blackstone financing lined up to buy Broadcom chips for Anthropic, Boeing fell nearly eleven percent on a wider than expected loss, and Visa and Seagate both beat expectations after the close and fell anyway. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Wed, 28 Oct 2026 03:34:39 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/612864c3/c94f534b.mp3" length="14982866" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1873</itunes:duration>
      <itunes:summary>
        <![CDATA[The Bank of Canada is expected to deliver its first rate hike since twenty twenty three this morning, lifting prime toward four point seven percent, while the Federal Reserve is expected to hold this afternoon and point to December. Chips led Wall Street higher for a second day as a sixty three billion dollar bank and Blackstone financing lined up to buy Broadcom chips for Anthropic, Boeing fell nearly eleven percent on a wider than expected loss, and Visa and Seagate both beat expectations after the close and fell anyway. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Anthropic Files, Celestica Soars, and Brazil Crashes: The Eve of Two Rate Decisions</title>
      <itunes:title>Anthropic Files, Celestica Soars, and Brazil Crashes: The Eve of Two Rate Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">06952e62-e69f-4e3a-88a6-8a490f1aa13b</guid>
      <link>https://share.transistor.fm/s/c8327035</link>
      <description>
        <![CDATA[Anthropic's public IPO filing revived the AI trade on Monday, with first-half revenue of $16.3 billion, while Toronto's Celestica crushed its guidance and promised $40 billion of revenue next year and Meta lined up a $95 billion raise. Brazil's Ibovespa crashed nearly 14 percent after Lula's re-election, oil held near $116 as talks opened in Tehran, and the Bank of Canada and the Federal Reserve both decide rates on Wednesday. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Anthropic's public IPO filing revived the AI trade on Monday, with first-half revenue of $16.3 billion, while Toronto's Celestica crushed its guidance and promised $40 billion of revenue next year and Meta lined up a $95 billion raise. Brazil's Ibovespa crashed nearly 14 percent after Lula's re-election, oil held near $116 as talks opened in Tehran, and the Bank of Canada and the Federal Reserve both decide rates on Wednesday. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Tue, 27 Oct 2026 03:35:54 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/c8327035/7425b152.mp3" length="14249139" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1782</itunes:duration>
      <itunes:summary>
        <![CDATA[Anthropic's public IPO filing revived the AI trade on Monday, with first-half revenue of $16.3 billion, while Toronto's Celestica crushed its guidance and promised $40 billion of revenue next year and Meta lined up a $95 billion raise. Brazil's Ibovespa crashed nearly 14 percent after Lula's re-election, oil held near $116 as talks opened in Tehran, and the Bank of Canada and the Federal Reserve both decide rates on Wednesday. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Daily Ledger: Official Trailer</title>
      <itunes:title>The Daily Ledger: Official Trailer</itunes:title>
      <itunes:episodeType>trailer</itunes:episodeType>
      <guid isPermaLink="false">0b4878eb-b40f-42db-9d09-d1a8f4b39d44</guid>
      <link>https://share.transistor.fm/s/8486fddd</link>
      <description>
        <![CDATA[Every morning, before the opening bell, the world moves money. Central banks decide, markets react, and a single headline can move billions. The Daily Ledger cuts through the noise: interest rates, inflation, housing, earnings and the stories behind the numbers, in about thirty minutes. A new episode every morning. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Every morning, before the opening bell, the world moves money. Central banks decide, markets react, and a single headline can move billions. The Daily Ledger cuts through the noise: interest rates, inflation, housing, earnings and the stories behind the numbers, in about thirty minutes. A new episode every morning. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Mon, 26 Oct 2026 13:03:13 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/8486fddd/c06ea1f9.mp3" length="446309" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>44</itunes:duration>
      <itunes:summary>
        <![CDATA[Every morning, before the opening bell, the world moves money. Central banks decide, markets react, and a single headline can move billions. The Daily Ledger cuts through the noise: interest rates, inflation, housing, earnings and the stories behind the numbers, in about thirty minutes. A new episode every morning. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Oil Eases, Brazil Shakes Markets, and Wednesday Brings Two Rate Decisions</title>
      <itunes:title>Oil Eases, Brazil Shakes Markets, and Wednesday Brings Two Rate Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e8f5b667-83af-41e6-800e-1510d24fd5dc</guid>
      <link>https://share.transistor.fm/s/d362f22a</link>
      <description>
        <![CDATA[Oil eased about two percent to near one hundred fourteen dollars on Monday even as Houthi attacks on Saudi targets continued, while Brazil's reelection of Lula sent the real down ten percent overnight and unwound a three week market rally. The Bank of Canada is expected to hike to two point five percent on Wednesday as the Federal Reserve holds with a December hike in view, and the biggest earnings week of the season starts with Celestica today before Microsoft, Alphabet, and Amazon. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Oil eased about two percent to near one hundred fourteen dollars on Monday even as Houthi attacks on Saudi targets continued, while Brazil's reelection of Lula sent the real down ten percent overnight and unwound a three week market rally. The Bank of Canada is expected to hike to two point five percent on Wednesday as the Federal Reserve holds with a December hike in view, and the biggest earnings week of the season starts with Celestica today before Microsoft, Alphabet, and Amazon. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Mon, 26 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/d362f22a/2bffeb0d.mp3" length="15859327" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1983</itunes:duration>
      <itunes:summary>
        <![CDATA[Oil eased about two percent to near one hundred fourteen dollars on Monday even as Houthi attacks on Saudi targets continued, while Brazil's reelection of Lula sent the real down ten percent overnight and unwound a three week market rally. The Bank of Canada is expected to hike to two point five percent on Wednesday as the Federal Reserve holds with a December hike in view, and the biggest earnings week of the season starts with Celestica today before Microsoft, Alphabet, and Amazon. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Missiles, Two Central Banks, and the AI Bill: The Week Ahead</title>
      <itunes:title>Missiles, Two Central Banks, and the AI Bill: The Week Ahead</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">977d97d1-9dd1-4046-be19-5156ee97e680</guid>
      <link>https://share.transistor.fm/s/49147c01</link>
      <description>
        <![CDATA[Houthi claims of strikes on Saudi refineries and the East-West Pipeline leave oil's Sunday night reopen hanging on unconfirmed reports, with Brent settled at 116 dollars. The Bank of Canada is expected to raise rates on Wednesday while the Federal Reserve holds the same afternoon, Washington swaps its Canada tariffs around ahead of the U.S. midterms, and Microsoft, Alphabet, and Amazon headline the biggest earnings week of the season. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Houthi claims of strikes on Saudi refineries and the East-West Pipeline leave oil's Sunday night reopen hanging on unconfirmed reports, with Brent settled at 116 dollars. The Bank of Canada is expected to raise rates on Wednesday while the Federal Reserve holds the same afternoon, Washington swaps its Canada tariffs around ahead of the U.S. midterms, and Microsoft, Alphabet, and Amazon headline the biggest earnings week of the season. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Sun, 25 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/49147c01/c149d468.mp3" length="15131660" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1892</itunes:duration>
      <itunes:summary>
        <![CDATA[Houthi claims of strikes on Saudi refineries and the East-West Pipeline leave oil's Sunday night reopen hanging on unconfirmed reports, with Brent settled at 116 dollars. The Bank of Canada is expected to raise rates on Wednesday while the Federal Reserve holds the same afternoon, Washington swaps its Canada tariffs around ahead of the U.S. midterms, and Microsoft, Alphabet, and Amazon headline the biggest earnings week of the season. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Oil Tops 116 Dollars, the Dow Drops 653, and Canada Spends Anyway</title>
      <itunes:title>Oil Tops 116 Dollars, the Dow Drops 653, and Canada Spends Anyway</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7f620010-dabd-456f-9f3a-5e8948a99481</guid>
      <link>https://share.transistor.fm/s/768352b2</link>
      <description>
        <![CDATA[Brent settled at 116 dollars and 72 cents and the Dow fell 653 points to end a turbulent week, while energy stocks and SLB cashed in and American Express beat earnings then announced a five percent workforce cut. In Canada, August retail sales rose 1.2 percent, the loonie hit a five week high, and markets put roughly eighty percent odds on a Bank of Canada rate hike on October 28, as gloomy U.S. consumer sentiment, a strong manufacturing PMI, and Instacart sale talks rounded out the day. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Brent settled at 116 dollars and 72 cents and the Dow fell 653 points to end a turbulent week, while energy stocks and SLB cashed in and American Express beat earnings then announced a five percent workforce cut. In Canada, August retail sales rose 1.2 percent, the loonie hit a five week high, and markets put roughly eighty percent odds on a Bank of Canada rate hike on October 28, as gloomy U.S. consumer sentiment, a strong manufacturing PMI, and Instacart sale talks rounded out the day. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Sat, 24 Oct 2026 04:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/768352b2/fcd2ef5d.mp3" length="14103480" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1763</itunes:duration>
      <itunes:summary>
        <![CDATA[Brent settled at 116 dollars and 72 cents and the Dow fell 653 points to end a turbulent week, while energy stocks and SLB cashed in and American Express beat earnings then announced a five percent workforce cut. In Canada, August retail sales rose 1.2 percent, the loonie hit a five week high, and markets put roughly eighty percent odds on a Bank of Canada rate hike on October 28, as gloomy U.S. consumer sentiment, a strong manufacturing PMI, and Instacart sale talks rounded out the day. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The AI Bill Comes Due: Nasdaq Slides, Oil Tops 113 Dollars, and a Rate Hike Looms</title>
      <itunes:title>The AI Bill Comes Due: Nasdaq Slides, Oil Tops 113 Dollars, and a Rate Hike Looms</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3f866a3d-bf75-4afe-b4be-94f44964ba80</guid>
      <link>https://share.transistor.fm/s/64858923</link>
      <description>
        <![CDATA[The big tech selloff, and how Meta's spending spree helped trigger it. Brent crude settles above 113 dollars, and what that does to inflation, bonds, and your mortgage renewal; a stacked earnings day, from Procter and Gamble and Lockheed Martin to Western Digital after the close; and next Wednesday, October 28, when the Bank of Canada and the Federal Reserve decide on the same day, with markets pricing them in opposite directions. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[The big tech selloff, and how Meta's spending spree helped trigger it. Brent crude settles above 113 dollars, and what that does to inflation, bonds, and your mortgage renewal; a stacked earnings day, from Procter and Gamble and Lockheed Martin to Western Digital after the close; and next Wednesday, October 28, when the Bank of Canada and the Federal Reserve decide on the same day, with markets pricing them in opposite directions. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Fri, 23 Oct 2026 04:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/64858923/aa59b726.mp3" length="15896107" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1987</itunes:duration>
      <itunes:summary>
        <![CDATA[The big tech selloff, and how Meta's spending spree helped trigger it. Brent crude settles above 113 dollars, and what that does to inflation, bonds, and your mortgage renewal; a stacked earnings day, from Procter and Gamble and Lockheed Martin to Western Digital after the close; and next Wednesday, October 28, when the Bank of Canada and the Federal Reserve decide on the same day, with markets pricing them in opposite directions. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Meta Pops, Tesla Drops: The Billion Shield and a Rate Hike on Deck</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Meta Pops, Tesla Drops: The Billion Shield and a Rate Hike on Deck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6e97fffb-3212-4023-8865-6f8377de2f45</guid>
      <link>https://share.transistor.fm/s/d8ffa833</link>
      <description>
        <![CDATA[Meta pops and Tesla drops after earnings, with a nearly ten-billion-dollar legal charge hiding inside Meta's numbers. Ottawa and Ontario roll out a nine-billion-dollar package to shield steel, autos, and critical minerals from U.S. tariffs; traders price in roughly an 80 percent chance the Bank of Canada raises rates next week, yes, raises; and U.S. mortgage applications fall for a seventh straight week, even as the thirty-year rate finally dipped. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Meta pops and Tesla drops after earnings, with a nearly ten-billion-dollar legal charge hiding inside Meta's numbers. Ottawa and Ontario roll out a nine-billion-dollar package to shield steel, autos, and critical minerals from U.S. tariffs; traders price in roughly an 80 percent chance the Bank of Canada raises rates next week, yes, raises; and U.S. mortgage applications fall for a seventh straight week, even as the thirty-year rate finally dipped. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Thu, 22 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/d8ffa833/ebb1e385.mp3" length="14929739" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1861</itunes:duration>
      <itunes:summary>
        <![CDATA[Meta pops and Tesla drops after earnings, with a nearly ten-billion-dollar legal charge hiding inside Meta's numbers. Ottawa and Ontario roll out a nine-billion-dollar package to shield steel, autos, and critical minerals from U.S. tariffs; traders price in roughly an 80 percent chance the Bank of Canada raises rates next week, yes, raises; and U.S. mortgage applications fall for a seventh straight week, even as the thirty-year rate finally dipped. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dow Leads, SpaceX Soars: Tuesday's Earnings Shake-Up</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Dow Leads, SpaceX Soars: Tuesday's Earnings Shake-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a4faf3d4-c728-42bf-85fa-46697f3f280b</guid>
      <link>https://share.transistor.fm/s/a74b752b</link>
      <description>
        <![CDATA[The Dow rips 500 points as old-economy stocks remind everyone they still exist, and SpaceX soars. Netflix beats on profit and gets punished anyway, because guidance is the real earnings report now; Canada's inflation debate gets louder instead of clearer; and housing tells the same gloomy story on both sides of the border. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[The Dow rips 500 points as old-economy stocks remind everyone they still exist, and SpaceX soars. Netflix beats on profit and gets punished anyway, because guidance is the real earnings report now; Canada's inflation debate gets louder instead of clearer; and housing tells the same gloomy story on both sides of the border. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Wed, 21 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/a74b752b/b17d9e58.mp3" length="15884553" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1980</itunes:duration>
      <itunes:summary>
        <![CDATA[The Dow rips 500 points as old-economy stocks remind everyone they still exist, and SpaceX soars. Netflix beats on profit and gets punished anyway, because guidance is the real earnings report now; Canada's inflation debate gets louder instead of clearer; and housing tells the same gloomy story on both sides of the border. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tech Roars Back, Bay Street Slumps: Monday's Money Recap</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Tech Roars Back, Bay Street Slumps: Monday's Money Recap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cd4595bf-8c08-4282-994b-e36d7fefc73d</guid>
      <link>https://share.transistor.fm/s/eda5fdc5</link>
      <description>
        <![CDATA[Tech roars back on Wall Street, but the breadth underneath looks shaky. Canada's inflation prints at 3.1 percent, and what it means for the Bank of Canada decision coming on October 28; U.S. homebuilder confidence sinks to its lowest level since 2012; and why your fixed mortgage rate can move even when the central bank does not. The Daily Ledger, with Alex and Jordan.]]>
      </description>
      <content:encoded>
        <![CDATA[Tech roars back on Wall Street, but the breadth underneath looks shaky. Canada's inflation prints at 3.1 percent, and what it means for the Bank of Canada decision coming on October 28; U.S. homebuilder confidence sinks to its lowest level since 2012; and why your fixed mortgage rate can move even when the central bank does not. The Daily Ledger, with Alex and Jordan.]]>
      </content:encoded>
      <pubDate>Tue, 20 Oct 2026 07:00:00 -0700</pubDate>
      <author>Ryan La Haye</author>
      <enclosure url="https://media.transistor.fm/eda5fdc5/75c4c1e2.mp3" length="10000945" type="audio/mpeg"/>
      <itunes:author>Ryan La Haye</itunes:author>
      <itunes:duration>1245</itunes:duration>
      <itunes:summary>
        <![CDATA[Tech roars back on Wall Street, but the breadth underneath looks shaky. Canada's inflation prints at 3.1 percent, and what it means for the Bank of Canada decision coming on October 28; U.S. homebuilder confidence sinks to its lowest level since 2012; and why your fixed mortgage rate can move even when the central bank does not. The Daily Ledger, with Alex and Jordan.]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
  </channel>
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