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    <title>The 3 Minute Millionaire</title>
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    <description>From IBM employee to multi-millionaire trader, Markus Heitkoetter shares the systematic strategies that built his wealth empire. In 3 minutes or less per episode, discover the proven methods that helped him escape the corporate rat race and achieve financial freedom through smart investing. No fluff, no hype - just actionable insights from someone who's actually done it. Perfect for busy professionals ready to build wealth systematically, consistently, and on their own terms.</description>
    <copyright>Markus Heitkoetter</copyright>
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    <language>en-us</language>
    <pubDate>Tue, 16 Sep 2025 14:08:36 +0000</pubDate>
    <lastBuildDate>Wed, 03 Dec 2025 06:20:13 -0100</lastBuildDate>
    <link>https://www.rockwelltrading.com</link>
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      <title>The 3 Minute Millionaire</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:author>Markus Heitkoetter</itunes:author>
    <itunes:image href="https://img.transistor.fm/oDFs2ufgfrrLehp8xYSnB8BwRHz_ENxBPH_O9j9ecuo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iOWVk/ZGRkZDc3MjhmMzZk/NjExOTk4YzViNThk/ZDM4OS5qcGc.jpg"/>
    <itunes:summary>From IBM employee to multi-millionaire trader, Markus Heitkoetter shares the systematic strategies that built his wealth empire. In 3 minutes or less per episode, discover the proven methods that helped him escape the corporate rat race and achieve financial freedom through smart investing. No fluff, no hype - just actionable insights from someone who's actually done it. Perfect for busy professionals ready to build wealth systematically, consistently, and on their own terms.</itunes:summary>
    <itunes:subtitle>From IBM employee to multi-millionaire trader, Markus Heitkoetter shares the systematic strategies that built his wealth empire.</itunes:subtitle>
    <itunes:keywords></itunes:keywords>
    <itunes:owner>
      <itunes:name>Markus Heitkoetter</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>Episode 31: Just got back from Toronto... and I'm more convinced than ever</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>Episode 31: Just got back from Toronto... and I'm more convinced than ever</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5e93f0d0</link>
      <description>
        <![CDATA[<p>The Toronto Money Show reaction was overwhelming. For the first time, I'm pulling back the curtain on the complete Wealth OS system. Register: <a href="http://rockwelltrading.com/podcast">http://rockwelltrading.com/podcast</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The Toronto Money Show reaction was overwhelming. For the first time, I'm pulling back the curtain on the complete Wealth OS system. Register: <a href="http://rockwelltrading.com/podcast">http://rockwelltrading.com/podcast</a></p>]]>
      </content:encoded>
      <pubDate>Tue, 16 Sep 2025 14:08:34 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/5e93f0d0/c4226913.mp3" length="1947763" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>119</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The Toronto Money Show reaction was overwhelming. For the first time, I'm pulling back the curtain on the complete Wealth OS system. Register: <a href="http://rockwelltrading.com/podcast">http://rockwelltrading.com/podcast</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 30: I’ve been working on something that could change everything (personal update)</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>Episode 30: I’ve been working on something that could change everything (personal update)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/10b186cf</link>
      <description>
        <![CDATA[<p>We're using 1995 investment advice in a world that completely changed. German engineering precision meets 2025 wealth building: Wealth OS.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We're using 1995 investment advice in a world that completely changed. German engineering precision meets 2025 wealth building: Wealth OS.</p>]]>
      </content:encoded>
      <pubDate>Mon, 15 Sep 2025 17:21:48 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/10b186cf/26413fd3.mp3" length="4633675" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>287</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We're using 1995 investment advice in a world that completely changed. German engineering precision meets 2025 wealth building: Wealth OS.</p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 29: Where I've been (and why it matters to you)</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Episode 29: Where I've been (and why it matters to you)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9705ea58-bd8f-4ab7-94d4-550a74beb561</guid>
      <link>https://share.transistor.fm/s/6b79aa81</link>
      <description>
        <![CDATA[<p>7 weeks in Europe celebrating my parents' 80th birthday while my wealth kept growing automatically. Why location becomes irrelevant.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>7 weeks in Europe celebrating my parents' 80th birthday while my wealth kept growing automatically. Why location becomes irrelevant.</p>]]>
      </content:encoded>
      <pubDate>Mon, 15 Sep 2025 17:21:10 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/6b79aa81/cd99998c.mp3" length="6300789" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>391</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>7 weeks in Europe celebrating my parents' 80th birthday while my wealth kept growing automatically. Why location becomes irrelevant.</p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 28: AOL is ditching dial-up service - here's why you should care</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Episode 28: AOL is ditching dial-up service - here's why you should care</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">31c40dd9-49b9-4f68-af2a-5989409444bd</guid>
      <link>https://share.transistor.fm/s/04d9dfe9</link>
      <description>
        <![CDATA[<p>AOL finally ditched dial-up after 34 years. Yet you're still using 1995 investment strategies. Time to upgrade from financial dial-up. Get the transcript here: <a href="https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/">https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/</a> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>AOL finally ditched dial-up after 34 years. Yet you're still using 1995 investment strategies. Time to upgrade from financial dial-up. Get the transcript here: <a href="https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/">https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/</a> </p>]]>
      </content:encoded>
      <pubDate>Thu, 21 Aug 2025 13:08:19 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/04d9dfe9/ab118c62.mp3" length="2224450" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>136</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>AOL finally ditched dial-up after 34 years. Yet you're still using 1995 investment strategies. Time to upgrade from financial dial-up. Get the transcript here: <a href="https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/">https://www.rockwelltrading.com/aol-is-ditching-dial-up-service-heres-why-you-should-care/articles/</a> </p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 27: Here's how Warren Buffett invests</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Episode 27: Here's how Warren Buffett invests</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a1cdac13-14f8-4526-a568-aef7dbe36c1b</guid>
      <link>https://share.transistor.fm/s/5b799bd6</link>
      <description>
        <![CDATA[<p>Warren Buffett bought insurance stocks at 50% discounts while selling Apple at peaks. He does the opposite of most investors—and that's exactly my systematic approach too. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Warren Buffett bought insurance stocks at 50% discounts while selling Apple at peaks. He does the opposite of most investors—and that's exactly my systematic approach too. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </content:encoded>
      <pubDate>Wed, 20 Aug 2025 13:08:08 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/5b799bd6/7808f4ef.mp3" length="2497350" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>154</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Warren Buffett bought insurance stocks at 50% discounts while selling Apple at peaks. He does the opposite of most investors—and that's exactly my systematic approach too. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 26: This CEO just made a TERRIFYING admission</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>Episode 26: This CEO just made a TERRIFYING admission</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">59308a9d-1abe-499b-9b98-446db8c34ea7</guid>
      <link>https://share.transistor.fm/s/a10ba06c</link>
      <description>
        <![CDATA[<p>eToro CEO celebrates retail investors "scooping opportunities" in Google, Nvidia, Tesla at all-time highs. Why this terrifies me and how smart money actually invests. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>eToro CEO celebrates retail investors "scooping opportunities" in Google, Nvidia, Tesla at all-time highs. Why this terrifies me and how smart money actually invests. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </content:encoded>
      <pubDate>Mon, 18 Aug 2025 14:37:51 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/a10ba06c/c2eac738.mp3" length="2264973" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>139</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>eToro CEO celebrates retail investors "scooping opportunities" in Google, Nvidia, Tesla at all-time highs. Why this terrifies me and how smart money actually invests. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 25: A story about a cardboard box + 2 weeks severance</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>Episode 25: A story about a cardboard box + 2 weeks severance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d2049b2b-fab7-46b5-a433-bb806cee219d</guid>
      <link>https://share.transistor.fm/s/b2f8f074</link>
      <description>
        <![CDATA[<p>1 in 5 laid-off workers need 100+ applications to find a job. Dan, 52, walked out with a cardboard box after 20 years. Job security is dead. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>1 in 5 laid-off workers need 100+ applications to find a job. Dan, 52, walked out with a cardboard box after 20 years. Job security is dead. </p>]]>
      </content:encoded>
      <pubDate>Sun, 17 Aug 2025 07:00:00 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/b2f8f074/6ba5167f.mp3" length="3029846" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>187</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>1 in 5 laid-off workers need 100+ applications to find a job. Dan, 52, walked out with a cardboard box after 20 years. Job security is dead. </p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 24: Gen Z investors are 3-to-1 CRUSHING traditional investors - here's why</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Episode 24: Gen Z investors are 3-to-1 CRUSHING traditional investors - here's why</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">500cf215-51d5-4ba3-980d-c09b47e10b5d</guid>
      <link>https://share.transistor.fm/s/98a569ab</link>
      <description>
        <![CDATA[<p>94% of Gen Z wants freedom by 55 while we plan to work until 67. They rejected our path to wealth—and they're winning. The wake-up call we needed. Playlist mentioned in this podcast: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>94% of Gen Z wants freedom by 55 while we plan to work until 67. They rejected our path to wealth—and they're winning. The wake-up call we needed. Playlist mentioned in this podcast: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </content:encoded>
      <pubDate>Fri, 15 Aug 2025 15:10:55 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/98a569ab/20d7c291.mp3" length="4393668" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>272</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>94% of Gen Z wants freedom by 55 while we plan to work until 67. They rejected our path to wealth—and they're winning. The wake-up call we needed. Playlist mentioned in this podcast: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 23: Why "responsible" investing is actually pretty dumb</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>Episode 23: Why "responsible" investing is actually pretty dumb</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">578ed5ea-6f9a-4114-9c23-fd3232c0f93b</guid>
      <link>https://share.transistor.fm/s/57fb63df</link>
      <description>
        <![CDATA[<p>While you're penny-pinching for 7% returns, time is slipping away. Why playing it "safe" is the riskiest move you can make. Smarter money moves playlist: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>While you're penny-pinching for 7% returns, time is slipping away. Why playing it "safe" is the riskiest move you can make. Smarter money moves playlist: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </content:encoded>
      <pubDate>Wed, 13 Aug 2025 12:47:23 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/57fb63df/4387e7ed.mp3" length="3665146" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>227</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>While you're penny-pinching for 7% returns, time is slipping away. Why playing it "safe" is the riskiest move you can make. Smarter money moves playlist: <a href="https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi">https://youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E&amp;si=y5-8xN5p1bllcZQi</a> </p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 22: Trump’s "Bitcoin IRA" is a joke - here’s why</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>Episode 22: Trump’s "Bitcoin IRA" is a joke - here’s why</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">aa5473f6-7537-4cb6-bbcd-3adaefe0d481</guid>
      <link>https://share.transistor.fm/s/65f6e83f</link>
      <description>
        <![CDATA[<p>Trump's crypto 401(k) announcement has everyone excited about boosting returns from 7% to maybe 9%. Why smart professionals don't wait for permission to build wealth.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Trump's crypto 401(k) announcement has everyone excited about boosting returns from 7% to maybe 9%. Why smart professionals don't wait for permission to build wealth.</p>]]>
      </content:encoded>
      <pubDate>Tue, 12 Aug 2025 17:00:00 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/65f6e83f/d8f0366f.mp3" length="3102206" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>191</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Trump's crypto 401(k) announcement has everyone excited about boosting returns from 7% to maybe 9%. Why smart professionals don't wait for permission to build wealth.</p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 21: Sydney Sweeney’s Stock Trick - And Yes, Trump Is Part of It</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>Episode 21: Sydney Sweeney’s Stock Trick - And Yes, Trump Is Part of It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5339d115-3415-4e3b-85fa-715cc8d9d662</guid>
      <link>https://share.transistor.fm/s/60b296fb</link>
      <description>
        <![CDATA[<p>Trump's 27-word tweet about Sydney Sweeney's American Eagle ad sends stock up 19.71% in hours. Why I avoid meme stocks and focus on value instead. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Trump's 27-word tweet about Sydney Sweeney's American Eagle ad sends stock up 19.71% in hours. Why I avoid meme stocks and focus on value instead. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </content:encoded>
      <pubDate>Tue, 12 Aug 2025 14:30:57 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/60b296fb/72e4b40d.mp3" length="2671320" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>164</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Trump's 27-word tweet about Sydney Sweeney's American Eagle ad sends stock up 19.71% in hours. Why I avoid meme stocks and focus on value instead. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 20: My embarrassing "coupon confession"</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Episode 20: My embarrassing "coupon confession"</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0f3d69f4-5811-4312-a21e-12e6867b610a</guid>
      <link>https://share.transistor.fm/s/f7d0ee50</link>
      <description>
        <![CDATA[<p>"Frankenstein soap bars" and napkin hoarding: Why extreme frugality is financial procrastination. How to optimize growth, not expenses. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>"Frankenstein soap bars" and napkin hoarding: Why extreme frugality is financial procrastination. How to optimize growth, not expenses. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Mon, 04 Aug 2025 18:17:38 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/f7d0ee50/9946f543.mp3" length="4407426" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>273</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>"Frankenstein soap bars" and napkin hoarding: Why extreme frugality is financial procrastination. How to optimize growth, not expenses. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 19: Chris lost $41,379 in 3 hours - here’s what happened</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>Episode 19: Chris lost $41,379 in 3 hours - here’s what happened</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">088a628c-3ca6-486d-bc97-43f93695f4b2</guid>
      <link>https://share.transistor.fm/s/8de79461</link>
      <description>
        <![CDATA[<p>$41,379 lost in 3 hours while chasing the 'next big play.' The difference between gambling with your future and building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP⁠</a>"</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>$41,379 lost in 3 hours while chasing the 'next big play.' The difference between gambling with your future and building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP⁠</a>"</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Aug 2025 07:00:00 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/8de79461/aa965bb3.mp3" length="3081324" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>190</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>$41,379 lost in 3 hours while chasing the 'next big play.' The difference between gambling with your future and building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP⁠</a>"</p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 18: Unbelievable: High Earners Are Drowning In Debt</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Episode 18: Unbelievable: High Earners Are Drowning In Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d2be7f62-37fe-4e60-b97c-acce5a7ddeca</guid>
      <link>https://share.transistor.fm/s/509f376a</link>
      <description>
        <![CDATA[<p>Bloomberg bombshell: People making $150K+ defaulting at record rates. Google engineers missing car payments. Why high salaries don't equal security. Playlist mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Bloomberg bombshell: People making $150K+ defaulting at record rates. Google engineers missing car payments. Why high salaries don't equal security. Playlist mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 31 Jul 2025 17:37:41 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/509f376a/4b422a5d.mp3" length="3234226" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>200</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Bloomberg bombshell: People making $150K+ defaulting at record rates. Google engineers missing car payments. Why high salaries don't equal security. Playlist mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 17: Bitcoin just hit $120K - is it too late to buy now?</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Episode 17: Bitcoin just hit $120K - is it too late to buy now?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d387e855-41da-49ef-9415-f5b875fdc5e6</guid>
      <link>https://share.transistor.fm/s/d7eed7c6</link>
      <description>
        <![CDATA[<p>Bitcoin $120K has everyone asking "Am I too late?" Why the biggest winners aren't buying crypto at peaks—they're building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Bitcoin $120K has everyone asking "Am I too late?" Why the biggest winners aren't buying crypto at peaks—they're building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 31 Jul 2025 17:36:53 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/d7eed7c6/f3edbb73.mp3" length="3163595" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>195</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Bitcoin $120K has everyone asking "Am I too late?" Why the biggest winners aren't buying crypto at peaks—they're building systematic wealth. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP">⁠https://www.youtube.com/watch?v=ab1V43DxfgI&amp;list=PLBa3sAx-Io2mx-HKHMU_Wg0NBAhQjDrBP</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 16: My "risky" stocks vs his $800K prison (why I almost CHOKED on airplane coffee)</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Episode 16: My "risky" stocks vs his $800K prison (why I almost CHOKED on airplane coffee)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1f921283-6991-497f-9f9a-fdbcb58268ce</guid>
      <link>https://share.transistor.fm/s/ae60c329</link>
      <description>
        <![CDATA[<p>Airplane conversation with Microsoft engineer: "Real estate is safer than stocks." The safety myth exposed. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Airplane conversation with Microsoft engineer: "Real estate is safer than stocks." The safety myth exposed. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 31 Jul 2025 17:35:58 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/ae60c329/4821a68a.mp3" length="3530590" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>218</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Airplane conversation with Microsoft engineer: "Real estate is safer than stocks." The safety myth exposed. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">⁠https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 15: Here's your $2.3M wake-up call</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>Episode 15: Here's your $2.3M wake-up call</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">45f3adc4-ce16-43b0-9d71-b517fdbbc195</guid>
      <link>https://share.transistor.fm/s/b0ec9de7</link>
      <description>
        <![CDATA[<p>Americans need $2.3M to feel wealthy but average net worth is $124K. The wealth gap is widening—here's how to bridge it systematically. Link mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="noopener noreferer">https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Americans need $2.3M to feel wealthy but average net worth is $124K. The wealth gap is widening—here's how to bridge it systematically. Link mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="noopener noreferer">https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:47:10 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/b0ec9de7/aaf8e736.mp3" length="3318123" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>208</itunes:duration>
      <itunes:summary>Americans need $2.3M to feel wealthy but average net worth is $124K. The wealth gap is widening—here's how to bridge it systematically. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>Americans need $2.3M to feel wealthy but average net worth is $124K. The wealth gap is widening—here's how to bridge it systematically. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 14: Making $350k and “feeling broke”?!? (You are kidding, right?)</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Episode 14: Making $350k and “feeling broke”?!? (You are kidding, right?)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">13bcdb3d-c32d-4c55-9f3f-f0f7281a8e16</guid>
      <link>https://share.transistor.fm/s/9a183de8</link>
      <description>
        <![CDATA[<p>Wall Street Journal: 25% of families earning $200K-$300K feel broke. A couple making $350K can't afford college tuition. Link mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="noopener noreferer">https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Wall Street Journal: 25% of families earning $200K-$300K feel broke. A couple making $350K can't afford college tuition. Link mentioned in this podcast: <a href="https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="noopener noreferer">https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:44:31 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/9a183de8/f5ff447b.mp3" length="3553540" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>222</itunes:duration>
      <itunes:summary>Wall Street Journal: 25% of families earning $200K-$300K feel broke. A couple making $350K can't afford college tuition. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>Wall Street Journal: 25% of families earning $200K-$300K feel broke. A couple making $350K can't afford college tuition. Link mentioned in this podcast: https://www.youtube.com/playlist?list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 13: I had a six figure salary and still couldn't sleep at night</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Episode 13: I had a six figure salary and still couldn't sleep at night</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">810fe071-dd7c-4efd-8ef8-c68a040875c8</guid>
      <link>https://share.transistor.fm/s/d72ddb1e</link>
      <description>
        <![CDATA[<p>"I can afford it" was costing me $21,600 per year. How small daily leaks silently steal freedom from high earners. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>"I can afford it" was costing me $21,600 per year. How small daily leaks silently steal freedom from high earners. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:40:53 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/d72ddb1e/a928e349.mp3" length="2352666" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>147</itunes:duration>
      <itunes:summary>"I can afford it" was costing me $21,600 per year. How small daily leaks silently steal freedom from high earners. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>"I can afford it" was costing me $21,600 per year. How small daily leaks silently steal freedom from high earners. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 12: “White Lotus” Star Makes $40k/Episode And Is Still Broke</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Episode 12: “White Lotus” Star Makes $40k/Episode And Is Still Broke</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">16e3c07d-08a0-4e62-8cbf-070c5d876113</guid>
      <link>https://share.transistor.fm/s/89ae4580</link>
      <description>
        <![CDATA[<p>Harry Potter's Lucius Malfoy makes $40k per episode but spent everything he earned. How the "Success Paradox" keeps high earners trapped. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Harry Potter's Lucius Malfoy makes $40k per episode but spent everything he earned. How the "Success Paradox" keeps high earners trapped. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:35:46 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/89ae4580/04975359.mp3" length="2826699" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>177</itunes:duration>
      <itunes:summary>Harry Potter's Lucius Malfoy makes $40k per episode but spent everything he earned. How the "Success Paradox" keeps high earners trapped. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>Harry Potter's Lucius Malfoy makes $40k per episode but spent everything he earned. How the "Success Paradox" keeps high earners trapped. Link mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 11: The $100,000 Lesson Your Kids Won't Learn at Their Private School</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Episode 11: The $100,000 Lesson Your Kids Won't Learn at Their Private School</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1516aa8c-8c0b-4f5d-ba6c-f5d36f337181</guid>
      <link>https://share.transistor.fm/s/ca73a2b1</link>
      <description>
        <![CDATA[<p>$50,000 private school tuition but zero financial education? Meanwhile, public schools now require it. The irony that's creating a $100k wealth gap. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>$50,000 private school tuition but zero financial education? Meanwhile, public schools now require it. The irony that's creating a $100k wealth gap. Link mentioned in this podcast: <a href="https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E">https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:30:12 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/ca73a2b1/4564b682.mp3" length="2752241" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>172</itunes:duration>
      <itunes:summary>$50,000 private school tuition but zero financial education? Meanwhile, public schools now require it. The irony that's creating a $100k wealth gap. Link mentioned in this podcast: https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>$50,000 private school tuition but zero financial education? Meanwhile, public schools now require it. The irony that's creating a $100k wealth gap. Link mentioned in this podcast: https://www.youtube.com/watch?v=VEtF0jGkqUg&amp;amp;list=PLBa3sAx-Io2kT3RX19C-</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 10: What Iceland's waterfall taught me about wealth</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Episode 10: What Iceland's waterfall taught me about wealth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ea2466d7-e288-4b6e-a138-2aeab6a9a0ea</guid>
      <link>https://share.transistor.fm/s/a34a5fd2</link>
      <description>
        <![CDATA[<p>Standing at Gullfoss Falls in Iceland, I realized: waterfalls aren't formed overnight. Neither is wealth. The power of consistent drops.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Standing at Gullfoss Falls in Iceland, I realized: waterfalls aren't formed overnight. Neither is wealth. The power of consistent drops.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:30:00 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/a34a5fd2/d2f82c3d.mp3" length="2537810" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>159</itunes:duration>
      <itunes:summary>Standing at Gullfoss Falls in Iceland, I realized: waterfalls aren't formed overnight. Neither is wealth. The power of consistent drops.</itunes:summary>
      <itunes:subtitle>Standing at Gullfoss Falls in Iceland, I realized: waterfalls aren't formed overnight. Neither is wealth. The power of consistent drops.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 9: Money is a terrible goal (here's a better one)</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Episode 9: Money is a terrible goal (here's a better one)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a8ee8bab-0de1-4891-ba2f-493b0b5cab68</guid>
      <link>https://share.transistor.fm/s/0bc3f8c7</link>
      <description>
        <![CDATA[<p>When I stopped worshipping money and started using it as a tool, I actually made more of it. The mindset shift that changes everything.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>When I stopped worshipping money and started using it as a tool, I actually made more of it. The mindset shift that changes everything.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 24 Jul 2025 16:27:24 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/0bc3f8c7/d640767b.mp3" length="2628086" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>165</itunes:duration>
      <itunes:summary>When I stopped worshipping money and started using it as a tool, I actually made more of it. The mindset shift that changes everything.</itunes:summary>
      <itunes:subtitle>When I stopped worshipping money and started using it as a tool, I actually made more of it. The mindset shift that changes everything.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 8: Forget saving money (do THIS instead)</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Episode 8: Forget saving money (do THIS instead)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">98dbcdb4-3c0b-485b-a526-ee208fd203cd</guid>
      <link>https://share.transistor.fm/s/e352732e</link>
      <description>
        <![CDATA[<p>Stop pinching pennies. Start focusing on the ONE variable that creates 4X more wealth than saving money ever could.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Stop pinching pennies. Start focusing on the ONE variable that creates 4X more wealth than saving money ever could.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 18:48:10 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/e352732e/ab5209cc.mp3" length="2849595" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>178</itunes:duration>
      <itunes:summary>Stop pinching pennies. Start focusing on the ONE variable that creates 4X more wealth than saving money ever could.</itunes:summary>
      <itunes:subtitle>Stop pinching pennies. Start focusing on the ONE variable that creates 4X more wealth than saving money ever could.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 7: Why Market Crashes Are the BEST Time to Get Rich (if you know this)</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Episode 7: Why Market Crashes Are the BEST Time to Get Rich (if you know this)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">93bc64fa-fedf-4f2e-822c-2701a3abb100</guid>
      <link>https://share.transistor.fm/s/4a567ea1</link>
      <description>
        <![CDATA[<p>Every market crash in 100 years has recovered. ALL of them. Here's my Triple Strike Strategy for turning crashes into wealth-building opportunities. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Every market crash in 100 years has recovered. ALL of them. Here's my Triple Strike Strategy for turning crashes into wealth-building opportunities. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 17:58:22 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/4a567ea1/048c61c4.mp3" length="1529292" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>96</itunes:duration>
      <itunes:summary>Every market crash in 100 years has recovered. ALL of them. Here's my Triple Strike Strategy for turning crashes into wealth-building opportunities. Video mentioned in this podcast: https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>Every market crash in 100 years has recovered. ALL of them. Here's my Triple Strike Strategy for turning crashes into wealth-building opportunities. Video mentioned in this podcast: https://www.youtube.com/watch?v=9Efkv2JhQqg&amp;amp;list=PLBa3sAx-Io2kT3RX19C</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 6: This Will Take You 10 Minutes… and It Changes Everything</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Episode 6: This Will Take You 10 Minutes… and It Changes Everything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f64e9c9b-cd06-4859-8141-ee6758d5c14c</guid>
      <link>https://share.transistor.fm/s/14e9bcca</link>
      <description>
        <![CDATA[<p>Want to take control of your finances today? Here's a 10-minute exercise that changes everything: the 50/30/20 rule that can make you a millionaire. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Want to take control of your finances today? Here's a 10-minute exercise that changes everything: the 50/30/20 rule that can make you a millionaire. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 17:56:55 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/14e9bcca/c74dc37b.mp3" length="1033233" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>65</itunes:duration>
      <itunes:summary>Want to take control of your finances today? Here's a 10-minute exercise that changes everything: the 50/30/20 rule that can make you a millionaire. Video mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>Want to take control of your finances today? Here's a 10-minute exercise that changes everything: the 50/30/20 rule that can make you a millionaire. Video mentioned in this podcast: https://www.youtube.com/watch?v=_HWm1NRlxRA&amp;amp;list=PLBa3sAx-Io2kT3RX19C</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 5: Some things take longer than expected</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Episode 5: Some things take longer than expected</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e3f5bcfe-08ba-4fc7-96f4-38906950eca4</guid>
      <link>https://share.transistor.fm/s/76e2c5a3</link>
      <description>
        <![CDATA[<p>The Sagrada Família has been under construction for 140 years but it's already incredibly strong. Why? It was built to last. So should your wealth.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The Sagrada Família has been under construction for 140 years but it's already incredibly strong. Why? It was built to last. So should your wealth.</p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 17:46:19 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/76e2c5a3/0071c789.mp3" length="1247140" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>78</itunes:duration>
      <itunes:summary>The Sagrada Família has been under construction for 140 years but it's already incredibly strong. Why? It was built to last. So should your wealth.</itunes:summary>
      <itunes:subtitle>The Sagrada Família has been under construction for 140 years but it's already incredibly strong. Why? It was built to last. So should your wealth.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 4: The Awkward First Time</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Episode 4: The Awkward First Time</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">db351dea-812f-4bad-9476-4c0455dcd2f4</guid>
      <link>https://share.transistor.fm/s/ff9bfbc2</link>
      <description>
        <![CDATA[<p>I accidentally bought 1,000 shares instead of 100 on my first trade and lost $500. Why being bad at something is the price of becoming great.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>I accidentally bought 1,000 shares instead of 100 on my first trade and lost $500. Why being bad at something is the price of becoming great.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 15:57:59 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/ff9bfbc2/6252b86a.mp3" length="2468402" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>155</itunes:duration>
      <itunes:summary>I accidentally bought 1,000 shares instead of 100 on my first trade and lost $500. Why being bad at something is the price of becoming great.</itunes:summary>
      <itunes:subtitle>I accidentally bought 1,000 shares instead of 100 on my first trade and lost $500. Why being bad at something is the price of becoming great.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 3: The goal is not just to get rich…</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Episode 3: The goal is not just to get rich…</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">86c6e9be-d8bb-4289-934f-636a8f46ba25</guid>
      <link>https://share.transistor.fm/s/f37e80f7</link>
      <description>
        <![CDATA[<p>Standing on a cliff in Iceland, I realized I'd been climbing a ladder against the wrong wall. The goal isn't just getting rich—it's freedom.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Standing on a cliff in Iceland, I realized I'd been climbing a ladder against the wrong wall. The goal isn't just getting rich—it's freedom.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 15:07:14 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/f37e80f7/8c946f2d.mp3" length="1085850" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>68</itunes:duration>
      <itunes:summary>Standing on a cliff in Iceland, I realized I'd been climbing a ladder against the wrong wall. The goal isn't just getting rich—it's freedom.</itunes:summary>
      <itunes:subtitle>Standing on a cliff in Iceland, I realized I'd been climbing a ladder against the wrong wall. The goal isn't just getting rich—it's freedom.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 2: I Was Building Wealth the Hard Way</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Episode 2: I Was Building Wealth the Hard Way</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3327610f-819f-413b-8793-227a43e21110</guid>
      <link>https://share.transistor.fm/s/1c500832</link>
      <description>
        <![CDATA[<p>I owned 96 apartment units with 96 toilets and unlimited headaches. Then a drunk driver crashed into a tenant's living room. Why I sold everything and switched to stocks. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>I owned 96 apartment units with 96 toilets and unlimited headaches. Then a drunk driver crashed into a tenant's living room. Why I sold everything and switched to stocks. Video mentioned in this podcast: <a href="https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E" rel="ugc noopener noreferrer">https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</a></p><p><br></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 23 Jul 2025 14:44:38 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/1c500832/67620872.mp3" length="1726954" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>108</itunes:duration>
      <itunes:summary>I owned 96 apartment units with 96 toilets and unlimited headaches. Then a drunk driver crashed into a tenant's living room. Why I sold everything and switched to stocks. Video mentioned in this podcast: https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;amp;list=PLBa3sAx-Io2kT3RX19C-AEKRIFxKcXf_E</itunes:summary>
      <itunes:subtitle>I owned 96 apartment units with 96 toilets and unlimited headaches. Then a drunk driver crashed into a tenant's living room. Why I sold everything and switched to stocks. Video mentioned in this podcast: https://www.youtube.com/watch?v=-wtd-Qs3H98&amp;amp;lis</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 1: Your Wealth Needs a Fortress</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Episode 1: Your Wealth Needs a Fortress</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">87a2686d-d161-4789-99c9-a15d93d7d786</guid>
      <link>https://share.transistor.fm/s/3532a97e</link>
      <description>
        <![CDATA[<p><strong>Every fortress is built on one thing — solid foundations.</strong></p><p>Your <strong>financial life</strong> should be no different.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Every fortress is built on one thing — solid foundations.</strong></p><p>Your <strong>financial life</strong> should be no different.</p>]]>
      </content:encoded>
      <pubDate>Mon, 21 Jul 2025 19:22:24 +0000</pubDate>
      <author>Markus Heitkoetter</author>
      <enclosure url="https://media.transistor.fm/3532a97e/fd1a7ab1.mp3" length="1260924" type="audio/mpeg"/>
      <itunes:author>Markus Heitkoetter</itunes:author>
      <itunes:duration>79</itunes:duration>
      <itunes:summary>Every fortress is built on one thing — solid foundations.Your financial life should be no different.</itunes:summary>
      <itunes:subtitle>Every fortress is built on one thing — solid foundations.Your financial life should be no different.</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
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