Under the Hood Transistor (https://transistor.fm) https://feeds.transistor.fm/synapse-under-the-hood Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse. In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech. Topics range from technical design & architecture to regulatory and policy challenges. Sankaet is joined by special guests each episode to discuss the most pressing challenges and consider alternate approaches. Our aim is to get technical, go deep and explore better ways to architect, build and scale new products. Subscribe now so you’re the first to get the episodes when they’re released and if you love it, spread the word! (c) 2022 Synapse 9c547cee-f6fa-5808-aee1-19aec92dd1ee yes Under the Hood - Season 2 Trailer en Sun, 21 Jun 2026 16:12:02 -0500 Sun, 21 Jun 2026 16:13:18 -0500 https://synapsefi.com/ https://img.transistorcdn.com/0w_XrwtTEOJoR7ijYvqIdeFPASLfG3zHpVgH7w2r5-U/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzMxODYyLzE2NTk1/NTA1NzMtYXJ0d29y/ay5qcGc.jpg Under the Hood https://synapsefi.com/ episodic Sankaet Pathak of Synapsefi.com Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse. In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech. Topics range from technical design & architecture to regulatory and policy challenges. Sankaet is joined by special guests each episode to discuss the most pressing challenges and consider alternate approaches. Our aim is to get technical, go deep and explore better ways to architect, build and scale new products. Subscribe now so you’re the first to get the episodes when they’re released and if you love it, spread the word! Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse. fintech, banking as a service Synapsefi.com No No Taking Credit Global with Misha Esipov 5 5 Taking Credit Global with Misha Esipov full d9c277cf-5493-4e82-ab0d-d98fceca54aa https://share.transistor.fm/s/1dbea33d Nearly 1 in 3 Americans don’t have access to credit at competitive rates, despite many who have strong willingness and ability to pay.

The greatest challenges to broadening access to credit and doing so profitably, while charging competitive rates, are addressable through Banking-as-a-Service technology.

In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges and explore solutions to taking credit global.

]]> Nearly 1 in 3 Americans don’t have access to credit at competitive rates, despite many who have strong willingness and ability to pay.

The greatest challenges to broadening access to credit and doing so profitably, while charging competitive rates, are addressable through Banking-as-a-Service technology.

In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges and explore solutions to taking credit global.

]]> Tue, 17 Jan 2023 07:00:00 -0600 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 3205 In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges and explore solutions to taking credit global. In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges BaaS, fintech, credit, global credit, credit invisible, credit portability No Failing Forward Fast and Regulatory Sandboxes with Rodney Williams and Adam Shapiro 4 4 Failing Forward Fast and Regulatory Sandboxes with Rodney Williams and Adam Shapiro full 1dbd7780-a960-4ac2-b75f-9eab9713fd53 https://share.transistor.fm/s/ec8b4282 Instead of embracing the benefits of what can be learned and derived from mistakes, most Fintech companies have a fear of failing.  In this episode we explore the stigma around failure and how different experimentation paths could prove to be beneficial, providing an opportunity for better products. We also will discuss the need for regulatory sandboxes and reactions to the regulatory action.

Joining this episode are guests Rodney Williams, Co-Founder, SoLo Funds and Adam Shapiro, Partner & Co-Founder, Klaros Group

Topics Discussed:

  • What does move faster, fail forward faster look like?
  • Explore what would happen if we took the approach of experimenting, making mistakes and course correcting quickly 
  • Experimentation paths - try, learn, make mistakes, adapt and benefit - make products better
  • The need for regulatory sandboxes and reactions to the regulatory action.
]]> Instead of embracing the benefits of what can be learned and derived from mistakes, most Fintech companies have a fear of failing.  In this episode we explore the stigma around failure and how different experimentation paths could prove to be beneficial, providing an opportunity for better products. We also will discuss the need for regulatory sandboxes and reactions to the regulatory action.

Joining this episode are guests Rodney Williams, Co-Founder, SoLo Funds and Adam Shapiro, Partner & Co-Founder, Klaros Group

Topics Discussed:

  • What does move faster, fail forward faster look like?
  • Explore what would happen if we took the approach of experimenting, making mistakes and course correcting quickly 
  • Experimentation paths - try, learn, make mistakes, adapt and benefit - make products better
  • The need for regulatory sandboxes and reactions to the regulatory action.
]]> Tue, 15 Nov 2022 07:00:00 -0600 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 4332 Why is the Fintech culture so afraid to fail? Instead of adopting the belief that making mistakes could help us learn, benefit, and potentially provide an opportunity for product enhancements, most Fintech companies have a fear of failing. Why is the Fintech culture so afraid to fail? Instead of adopting the belief that making mistakes could help us learn, benefit, and potentially provide an opportunity for product enhancements, most Fintech companies have a fear of failing. fintech, banking as a service, baas, fintech culture, fintech regulations No OCC and Blue Ridge Bank Agreement with Neil Peretz and Kevin Herrington 3 3 OCC and Blue Ridge Bank Agreement with Neil Peretz and Kevin Herrington full 2b016eb5-d7ab-45e0-8ac3-471a811419c7 https://share.transistor.fm/s/820dd2a7 In this episode Sankaet and guests Kevin Herrington, President & CEO of Lineage Bank and Neil Peretz, Chief Legal Office, Sawa Credit review the recent OCC ruling ordering Blue Ridge Bank to bolster and improve the management of their third-party fintech partnerships.  

]]> In this episode Sankaet and guests Kevin Herrington, President & CEO of Lineage Bank and Neil Peretz, Chief Legal Office, Sawa Credit review the recent OCC ruling ordering Blue Ridge Bank to bolster and improve the management of their third-party fintech partnerships.  

]]> Tue, 18 Oct 2022 07:00:00 -0500 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 4575 In this episode Sankaet and guests Kevin Herrington, President & CEO of Lineage Bank and Neil Peretz, Chief Legal Office, Sawa Credit review the recent OCC ruling ordering Blue Ridge Bank to bolster and improve the management of their third-party fintech partnerships. In this episode Sankaet and guests Kevin Herrington, President & CEO of Lineage Bank and Neil Peretz, Chief Legal Office, Sawa Credit review the recent OCC ruling ordering Blue Ridge Bank to bolster and improve the management of their third-party fint fintech, banking as a service No The Architecture for Global Finance with Lucas Vargas and Colton Seal 2 2 The Architecture for Global Finance with Lucas Vargas and Colton Seal full aac5d866-20df-414b-9daf-6a5aad581261 https://share.transistor.fm/s/26051e97 In this episode, we explore the architecture for global banking, what exactly that means, and the new pattern in customer behavior we've been seeing.

Joining in the discussion are Colton Seal, Co-Founder & CEO, Routefusion, and Lucas Vargas, CEO, Nomad.

Topics Discussed:

  • Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this?
  • How is the identity and fraud infrastructure/architecture built today?
  • Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why?
  • Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits?
]]> In this episode, we explore the architecture for global banking, what exactly that means, and the new pattern in customer behavior we've been seeing.

Joining in the discussion are Colton Seal, Co-Founder & CEO, Routefusion, and Lucas Vargas, CEO, Nomad.

Topics Discussed:

  • Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this?
  • How is the identity and fraud infrastructure/architecture built today?
  • Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why?
  • Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits?
]]> Tue, 20 Sep 2022 07:00:00 -0500 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 4416 In this episode, we explore global banking. What is it? What are the various approaches? What's working, and what isn't. What changes are needed for hyper-scale? Plus the challenges of building healthy relationships with government regulators in each country and mitigating against international fraud. In this episode, we explore global banking. What is it? What are the various approaches? What's working, and what isn't. What changes are needed for hyper-scale? Plus the challenges of building healthy relationships with government regulators in each c fintech, banking as a service, global banking, cross-border banking, KYC, transaction monitoring, fraud No Identity, Fraud & AML with Hrishi Dixit 1 1 Identity, Fraud & AML with Hrishi Dixit full 47f6f28e-aa0e-4c96-9086-88c055004e26 https://share.transistor.fm/s/b810f7dc Listen in as Hrishi Dixit, the CTO of Yieldstreet joins us to discuss Identity, Fraud, and AML, and in each bucket, cover the following questions:

  • Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this?
  • How is the identity and fraud infrastructure/architecture built today?
  • Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why?
  • Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits? What would a new approach do?
]]> Listen in as Hrishi Dixit, the CTO of Yieldstreet joins us to discuss Identity, Fraud, and AML, and in each bucket, cover the following questions:

  • Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this?
  • How is the identity and fraud infrastructure/architecture built today?
  • Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why?
  • Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits? What would a new approach do?
]]> Wed, 10 Aug 2022 20:16:32 -0500 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 5175 In this episode, we evaluate how current identity, fraud, and AML stacks are built. What is working, and what isn't. And what changes are needed for hyper-scale? In this episode, we evaluate how current identity, fraud, and AML stacks are built. What is working, and what isn't. And what changes are needed for hyper-scale? fintech, banking as a service, AML, identity verification, KYC, fraud, transaction monitoring No Under the Hood - Season 2 Trailer Under the Hood - Season 2 Trailer trailer f804158a-2b7c-47ec-a490-6d53779810d3 https://share.transistor.fm/s/65e976fe Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse.  In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech.

Topics range from technical design & architecture to regulatory and policy challenges. Sankaet is joined by special guests each episode to discuss the most pressing challenges and consider alternate approaches.  Our aim is to get technical, go deep and explore better ways to architect, build and scale new products. 

Subscribe now so you’re the first to get the episodes when they’re released and if you love it, spread the word!

]]> Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse.  In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech.

Topics range from technical design & architecture to regulatory and policy challenges. Sankaet is joined by special guests each episode to discuss the most pressing challenges and consider alternate approaches.  Our aim is to get technical, go deep and explore better ways to architect, build and scale new products. 

Subscribe now so you’re the first to get the episodes when they’re released and if you love it, spread the word!

]]> Wed, 10 Aug 2022 20:10:12 -0500 Sankaet Pathak of Synapsefi.com Sankaet Pathak of Synapsefi.com 34 Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse. In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech. Welcome to Season 2 of Under the Hood, a podcast series brought to you by Synapse. In this series hosted by Synapse Founder and CEO Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in Fintech. fintech, banking as a service No