Show Me The Money

Why So Many Americans Think They Can't Retire.

Floyd Financial Group — Mon, 30 Mar 2026 13:40:41 -0500

In this episode Randy, Jake, and Jeff discuss what today's headlines mean for your retirement plan, why so many Americans think they can't retire, are annuities safe, and Dolly Parton quotes for retirees to live by.

What Today's Economic Headlines Mean For Your Retirement

Floyd Financial Group — Wed, 25 Mar 2026 12:04:21 -0500

In this episode, Randy, Jake, and Jeff discuss what today's economic headlines mean for your retirement, spring cleaning your finances, smart strategies to create a retirement paycheck, and an estate planning checklist.

Smart Strategies To Create A Retirement Checklist

Floyd Financial Group — Mon, 16 Mar 2026 13:44:49 -0500

I this episode Randy, Jake, and Jeff discuss what todays economic headlines mean for your retirement, spring cleaning your finances, 5 smart strategies to create your retirement paycheck, an estate planning checklist.

Global Conflict, Rising Rates, and Retirement Risks

Floyd Financial Group — Mon, 09 Mar 2026 16:59:58 -0500

In this episode Jake and Jeff discuss global conflict, rising rates and retirement risks. Also sequence risk, the 5 phases of retirement planning, and how the IRS taxes retirement income.

Should You Invest In The Market When It Is At An All-Time High?

Floyd Financial Group — Sat, 28 Feb 2026 22:10:13 -0600

In this episode, Randy, Jake and Jeff discuss volatility, rates, and retirement. Also, whether you should invest when the market is at an all-time high, retirement mistakes you regret forever, and 5 Ronald Reagan quotes for retirees to live by.

Retirement Planning For Conservative Investors

Floyd Financial Group — Sat, 21 Feb 2026 09:00:00 -0600

In this episode Jake and Jeff discuss retirement planning for conservative investors, what to do with 401K money once you retire, Christian stewardship of money, and whether you should leave money to kids.

The Retirement Playbook May Be Changing in 2026

Floyd Financial Group — Mon, 16 Feb 2026 21:50:23 -0600

In this episode, Randy, Jake, and Jeff discuss how the retirement playbook may be changing in 2026, common retirement misconceptions, common investing for retirement misconceptions, and what the Floyd Financial Group initial meeting really looks like.

Mistakes DIY Investors Don't Realize They're Making

Floyd Financial Group — Fri, 06 Feb 2026 18:18:40 -0600

In this episode Jake and Jeff discuss market and economic headlines, mistakes that DIY investors don't realize they're making, are you on track for tax savings in 2026, and the 60/40 stock bond split - dead or misunderstood.

Why So Many Americans Are Delaying Retirement

Floyd Financial Group — Sun, 18 Jan 2026 22:52:24 -0600

In this episode Randy and Jeff discuss markets, politics, and retirement income. Also why so many people are delaying retirement, rebalancing your portfolio near and in retirement, and retirement planning questions everyone should consider.

Markets, Inflation, And What To Know for 2026

Floyd Financial Group — Sun, 11 Jan 2026 21:52:18 -0600

In this episode Jake and Jeff discuss markets, inflation, and what retirees should do in 2026. Also 5 retirement risks that did not exist 20 years ago, how to prepare for potential inflation this spring, and 7 risks your retirement plan must address.

Keys To Retirement Planning

Floyd Financial Group — Mon, 05 Jan 2026 15:35:38 -0600

In this episode Randy, Jake, and Jeff discuss what's your investment plan, estate planning, and what the Floyd Financial Group review looks like.

Top Retirement Reviews Being Discussed Online Right Now

Floyd Financial Group — Sun, 14 Dec 2025 15:54:45 -0600

In this episode Jake and Jeff discuss current event headlines, top retirement concerns being discussed online right now, last minute money moves to make before year end, and what the Floyd Financial Group complimentary review looks like.

Holiday Market Fears

Floyd Financial Group — Sun, 14 Dec 2025 15:50:46 -0600

In this episode Randy, Jake, and Jeff discuss current event headlines, holiday market fears, who hates taxes, and protecting spouses, the most overlooked risk in retirement planning.

Social Security's New Retirement Age

Floyd Financial Group — Tue, 25 Nov 2025 22:48:25 -0600

In this episode Randy, Jake, and Jeff discuss current event headlines, social security's new retirement age, AI stocks in your retirement portfolio, and how to retire confidently without a pension.

What You May Be Missing From Your Retirement Portfolio

Floyd Financial Group — Sun, 16 Nov 2025 20:43:26 -0600

In this episode Jake and Jeff discuss current event headlines, what you may be missing from your retirement portfolio, the first rule of retirement rule, and retirement moves to make before year end.

5 Ways To Lower Your Risk In Retirement

Floyd Financial Group — Wed, 12 Nov 2025 11:48:15 -0600

In this episode Randy, Jake, and Jeff discuss current event headlines, 5 ways to lower your risk in retirement, gifting while you're still alive, and why it's hard to have a successful retirement without a plan of record.

Signs Your Retirement Plan May Not Be Right For You

Floyd Financial Group — Sun, 02 Nov 2025 21:29:18 -0600

In this episode Jake and Jeff discuss current events, 7 signs your retirement plan may not be right for you, capital gains taxes and how they affect your retirement income, and Warren Buffet quotes explained.

What To Watch For Before You Do Your IRA to Roth Conversion

Floyd Financial Group — Mon, 27 Oct 2025 16:54:37 -0500

In this episode Randy and Jeff discuss current events, what to watch for before you do your IRA to Roth conversion, alternative investments, and
life changes - so should your estate plan.

5 Retirement Traps You Can't Afford To Fall Into

Floyd Financial Group — Mon, 20 Oct 2025 12:09:19 -0500

In this episode Jake and Jeff discuss current economic events, 5 retirement traps you can't afford to fall into, 240 paychecks in retirement, and how to retire early.

Tax-Smart Investing Strategies For Those Nearing Retirement

Floyd Financial Group — Mon, 13 Oct 2025 23:46:11 -0500

In this episode randy, Jake, and Jeff discuss current events, tax-smart investment strategies for those nearing retirement, life events that can trigger liquidity issues, and financial moves to make before year's end.

Where To Put Money Now That The Fed Has Cut Rates

Floyd Financial Group — Sun, 28 Sep 2025 19:40:29 -0500

In this episode, Randy, Jake, and Jeff discuss current events, where to put money now that the Fed ha cut rates, whether your money can outlive you, and phasing into retirement.

Charlie Kirk

Floyd Financial Group — Mon, 22 Sep 2025 18:55:17 -0500

In this episode, Randy, Jake, and Jeff discuss Charlie Kirk, his legacy and what direction the country may be turning to now. Also how to prepare for falling interest rates.

10 Investing Mistakes To Avoid

Floyd Financial Group — Mon, 22 Sep 2025 18:53:13 -0500

In this episode Randy, Jake, and Jeff discuss current events, 10 investing mistakes to avoid , rebalancing ahead of during retirement, and the die with zero rule in retirement.

5 Steps To Take Now If You're Retiring In 5 Years

Floyd Financial Group — Sat, 06 Sep 2025 11:00:00 -0500

In this episode Jake and Jeff discuss current events, 5 step to take now if you're retiring in 5 years, tactical Roth conversions - why2025 to 2028 is a critical window, and how to use annuities for retirement paychecks.

The Realities Of Retirement

Floyd Financial Group — Sat, 30 Aug 2025 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss current events, 6 popular investments for retirees - when do they make sense and when to stay away. Also 5 blind spots that could derail your retirement, and the reality of retirement.

The Top Questions Asked Of Floyd Financial Group

Floyd Financial Group — Mon, 25 Aug 2025 21:33:22 -0500

In this episode Randy, Jake, and Jeff discuss the top 10 questions we get at Floyd Financial Group.

The 5 Pillars Of A Truly Aligned Financial Plan

Floyd Financial Group — Mon, 25 Aug 2025 21:31:05 -0500

In this episode Randy and Jeff discuss current events, the 5 pillars of a truly aligned financial plan, social security turning 90 years old, and things to consider of you're planning on an early retirement.

The State Of The Economy and The Future

Floyd Financial Group — Sat, 09 Aug 2025 09:00:00 -0500

In this episode Jake and Jeff discuss current economic events, the state of the economy and what's in store for the remainder of the year, and how to handles risk in retirement.

Strategies To Make Your Retirement Savings Last 30+ Years.

Floyd Financial Group — Wed, 06 Aug 2025 20:02:24 -0500

In this episode Randy, Jake, and Jeff discuss current events, strategies to make your retirement savings last 30+ years, cutting the blue wire before the tax bomb explodes, and the Floyd Financial Group initial meeting looks like.

How To Structure Income In Retirement

Floyd Financial Group — Wed, 23 Jul 2025 21:08:50 -0500

In this episode, Randy, Jake, and Jeff discuss current events, ways to structure income in retirement, what to do ig you lose your job just before you retire, and the difference between to national advisory chains and firms such as Floyd Financial Group.

The One Big Beautiful Bill

Floyd Financial Group — Wed, 16 Jul 2025 14:06:16 -0500

In this episode Jake and Jeff discuss current events and the One Big Beautiful Bill.

Financial Independence In Retirement

Floyd Financial Group — Mon, 07 Jul 2025 11:07:23 -0500

In this episode Randy, Jake, and Jeff discuss current events, financial independence in retirement, creating a successful second half in life, and what the Floyd Financial 5-step retirement process.

The 30 Year Retirement Reality

Floyd Financial Group — Tue, 01 Jul 2025 21:11:08 -0500

In this episode Jake and Jeff discuss current events, retirement income planning, the 30 year retirement reality, and estate planning for the great wealth transfer.

What To Expect During The First 5 Years In Retirement

Floyd Financial Group — Sun, 22 Jun 2025 20:17:32 -0500

In this episode Randy, Jake, and Jeff discuss current events, what to expect during the first 5 years of retirement, the importance of 401Ks and IRAs, and 5 key pieces to solving the retirement puzzle.

Th Top 10 Questions

Floyd Financial Group — Mon, 16 Jun 2025 20:56:42 -0500

In this episode Randy,, Jake, and Jeff discuss the top 10 questions they get.

Six Cash-Flow Mistakes Baby-Boomers Are Making With Their Retirement Savings

Floyd Financial Group — Mon, 09 Jun 2025 19:42:04 -0500

In this episode Randy, Jake, and Jeff discuss current events, 6 cash-flow mistakes that baby-boomers are making with their retirement savings, why AI alone does not work for financial planning, and 6 effective strategies to keep your heirs from blowing their inheritance.

Six Ways To Make Your Retirement Portfolio More Income Focused

Floyd Financial Group — Mon, 02 Jun 2025 21:32:50 -0500

In this episode Jake and Jeff discuss current economic events, 7 ways to reduce taxes on social security benefits, 6 ways to make your portfolio more income-focused in retirement, and the Floyd Financial Group 5-step review process.

The Relationship Between Retirement And A Health Diagnosis

Floyd Financial Group — Tue, 27 May 2025 21:06:01 -0500

In this episode Randy, Jake, and Jeff discuss current events, the relationship between retirement and a health diagnosis, 5 key things retirees should be asking about their investment allocations, and 5 things to think about as you get closer to retirement.

Retirement "Rules" Often Taken Out Of Context.

Floyd Financial Group — Mon, 19 May 2025 12:26:04 -0500

In this episode Jake and Jeff discuss current events, the best place to put your money if interest rates drop, retirement rules often taken out of context, and 5 financial blind spots to watch out for entering retirement.

Trump's First 100 Days In Office.

Floyd Financial Group — Sun, 11 May 2025 20:33:04 -0500

In this episode Randy, Jake, and Jeff discuss Trump's first 100 days in office, Trumps impact on your finances, whether you really need annuities in your portfolio for safe income, and the 5 biggest threats to a successful retirement.

The Case For Equities In Your Portfolio

Floyd Financial Group — Sat, 03 May 2025 11:00:00 -0500

In this episode randy, Jake, and Jeff discuss the consumer confidence index, the case for equities in your portfolio, the rule of 100, and long term care options.

Essentials In A Successful Retirement Plan

Floyd Financial Group — Sat, 26 Apr 2025 11:00:00 -0500

In this episode Jake and Jeff discuss current events, retirement mistakes to avoid, essentials in a successful retirement plan, and how Floyd Financial Group, and independent advisor compares to the national chains.

How To Handle Losses In Your 401K If You're Close To Retirement

Floyd Financial Group — Mon, 21 Apr 2025 13:10:10 -0500

In this episode Jake and Jeff discuss current events, how to handle market losses in your 401K if you're close to retirement, planning for long term care, and what to expect in your complimentary initial consultation.

Buy The Dip or Stay The Course

Floyd Financial Group — Mon, 21 Apr 2025 13:05:54 -0500

In this episode Jake and Jeff discuss whether you should buy the dip or stay the course, two-thirds of investors are worried they'll outlive their assets, 6 investment choices and what they can offer you, and a late-start investment plan.

Signs Your Annuity May Be Wrong For You

Floyd Financial Group — Sat, 05 Apr 2025 09:00:00 -0500

In this episode Jake and Jeff signs that your annuity may be wrong for you, mistakes people make with their 401Ks, the realities of spousal risk in retirement, and 5 retirement planning myths that could hold you back.

Is An Economic Recession Looming?

Floyd Financial Group — Sun, 30 Mar 2025 16:48:22 -0500

In this episode Randy, Jake, and Jeff discuss whether an economic recession is looming, why many older adults lack financial literacy, tax topics every retiree should know about, and MYGA's, what are they and how are they used.

Ways To Generate Income In Retirement

Floyd Financial Group — Fri, 21 Mar 2025 20:27:57 -0500

In this encore performance of Show Me The Money, Randy, Jake, and Jeff discuss income planning, social security, 5 keys to retirement planning, and what to expect in the initial meeting.

The Top Ten Questions We Get At Floyd Financial Group

Floyd Financial Group — Tue, 18 Mar 2025 18:45:22 -0500

In this episode Randy, Jake, and Jeff discuss the top 10 questions we get at Floyd Financial Group.

Reasons Why Your Taxes May Be Higher In Retirement

Floyd Financial Group — Wed, 12 Mar 2025 21:25:38 -0500

In this episode Jake and Jeff talk about current events, reasons why your taxes may be higher in retirement, alternative investments, and 6 people you need to talk to before retiring.

7 Retirement Myths Debunked

Floyd Financial Group — Mon, 03 Mar 2025 17:10:36 -0600

In this episode Randy, Jake, and Jeff discuss current events, 7 retirement myths, answers to questions about IRAs, 401Ks, and Annuities, and how to know if you're prepared for retirement.

Worst Retirement Mistakes To Avoid At All Costs

Floyd Financial Group — Sun, 23 Feb 2025 18:43:32 -0600

In this episode Randy, Jake, and Jeff discuss the worst retirement mistakes to avoid at all costs and the purpose of money.

Cash Flow Or Income - Which Is More Important?

Floyd Financial Group — Sun, 16 Feb 2025 17:33:52 -0600

In this episode, Randy, Jake, and Jeff discuss beginning and end of year financial tasks to take care of, whether cash flow or income is more important, and investment withdrawal strategies for retirement.

Investment Opportunities and Threats in 2025

Floyd Financial Group — Mon, 10 Feb 2025 21:03:51 -0600

In this episode Jake and Jeff discuss investment opportunities and threats in 2025, what retirees need to understand about income in retirement, and how to plan for retirement when so much is unknown about the future.

Estate Taxes - The Silent Wealth Assassin

Floyd Financial Group — Sun, 02 Feb 2025 19:08:53 -0600

In this episode Randy, Jake, and Jeff discuss current events, the best way to take withdrawals in retirement, estate taxes, and what the initial consultation with Floyd Financial Group looks like.

Will The Bull Market Continue Into 2025?

Floyd Financial Group — Mon, 20 Jan 2025 12:45:23 -0600

In this episode Randy, Jake, and Jeff discuss whether the bull market will continue into 2025, ways to generate income in retirement, how the IRS taxes different income sources, and things you'll spend more on in retirement.

Stock Market Forecast For 2025 - How Trump's Return Will Weigh On The Markets

Floyd Financial Group — Sat, 11 Jan 2025 11:00:00 -0600

In this episode, Jake and Jeff discuss how Trump's return will weigh on the markets, the two rate cuts expected for 2025, and retirement planning myths that could hold you back.

The Future Of Social Security and Historically Low Tax Rates.

Floyd Financial Group — Wed, 08 Jan 2025 20:45:31 -0600

In this episode Randy and Jeff discuss the future of social security, historically low taxes, and what the initial consultation looks like.

6 Ways Trump Policies Could Affect Your Retirement

Floyd Financial Group — Sat, 21 Dec 2024 09:00:00 -0600

In this episode Randy, Jake, and Jeff discuss the mysterious drones, Jim Carrey running out of money, Trump policies and your retirement, and the building block of investing.

The Crypto Craze - Where Are We Now?

Floyd Financial Group — Sat, 14 Dec 2024 11:00:00 -0600

In this episode Jake and Jeff discuss current events, the market, cryptocurrency, and the 5 pillars fo financial planning.

12 Retirement Planning Questions To Answer

Floyd Financial Group — Tue, 10 Dec 2024 21:02:01 -0600

In this episode Randy and Jeff discuss end of year markets, is it time to sell, Trump tariffs, and 12 retirement planning questions to consider.

What Happens To Your 401K When You Leave Your Employer

Floyd Financial Group — Sat, 30 Nov 2024 09:00:00 -0600

In this episode, Jake and Jeff discuss holiday shopping, what happens to your 401K when you leave your job, how to calculate your social security break-even age, and what it looks like when you come in to Floyd Financial for your initial visit.

Tax Planning Is As Important As Ever Now.

Floyd Financial Group — Tue, 26 Nov 2024 10:00:08 -0600

In this episode Randy , Jake, and Jeff discuss Trump's cabinet picks, tax planning, tax changes, and the 5 tax deadlines you need to remember before 2025.

The Trump Bump - The Market Reacts

Floyd Financial Group — Sat, 16 Nov 2024 11:00:00 -0600

In this episode Jake Floyd discusses the market and bitcoin's response to the Trump victory. Also, the effects of deregulation, tariffs, and a financial year-end checklist.

What's Next After The Trump Win

Floyd Financial Group — Mon, 11 Nov 2024 11:07:17 -0600

In this episode Randy and Jeff discuss what we could possibly expect after the Trump win. Also how the second trump term could affect you.

Housing Market Paying Off Your Mortgage Or Not

Floyd Financial Group — Mon, 04 Nov 2024 12:11:58 -0600

In this episode Jake and Jeff discuss the market pricing in a Trump victory, interest rates, 30 year mortgages, home sales, paying off your mortgage or not, and moving your 401K to an IRA.

Investment Options Explained

Floyd Financial Group — Sat, 26 Oct 2024 22:06:24 -0500

In this episode, Jake, Randy, and Jeff discuss the various forms of investments.

8 Early Retirement Mistakes That Could Drain Your Savings

Floyd Financial Group — Mon, 21 Oct 2024 18:50:46 -0500

In this episode Jake and Jeff talk about Elon Musk, the presidential election, corporate earnings, 8 early retirement mistakes that could drain your savings, and checking off all the boxes of retirement needs.

What Goes In To Building A Retirement Plan?

Floyd Financial Group — Mon, 14 Oct 2024 20:28:38 -0500

In this episode Randy, Jake, and Jeff discuss current events, currency plays with China, Medicare open enrollment, and what goes in to building a retirement plan.

Don't Outlive Your Savings

Floyd Financial Group — Sat, 05 Oct 2024 11:00:00 -0500

In this encore show, Randy and Jeff discuss inflation, not outliving your savings, rolling over a 401K, and what the initial consultation with Floyd Financial group looks like.

Fed Rate Cuts and Misconceptions

Floyd Financial Group — Mon, 30 Sep 2024 11:06:26 -0500

In this episode Randy, Jake, and Jeff discuss consumer confidence falling, the Fed funds rate cuts and misconceptions, and whether or not you should pay of your mortgage in retirement.

Unrealized Gains - Could They Be Taxed?

Floyd Financial Group — Sat, 21 Sep 2024 11:00:00 -0500

In this episode Jake and Jeff discuss current events, exchange traded funds, unrealized capital gains, and 12% portfolio returns.

How Long Will $250,000 Last In Retirement?

Floyd Financial Group — Sat, 14 Sep 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss the market, the election, and the economy. They also talk about how long $250,000 will last in retirement, why interest rates are so important, and the number 1 thing you need in retirement.

Can The President Really Fix Inflation?

Floyd Financial Group — Sat, 31 Aug 2024 11:00:00 -0500

In this episode Randy and Jeff discuss the Presidential election, current events, whether the President can fix inflation, secure Act 2.0 2025, and how to build a retirement income plan.

Market Panic and Recovery

Floyd Financial Group — Sat, 24 Aug 2024 18:55:48 -0500

In this episode Jake and Jeff discuss current events, the market panic and recovery from 3 weeks ago, social security and the COLA increase, and bond strategies.

Elon Musk Interviews Donald Trump

Floyd Financial Group — Sat, 24 Aug 2024 18:50:14 -0500

In this episode Jake and Jeff discuss the interview Elon Musk did with Donald Trump, Treasury bonds, Corporate Bonds, and Municipal bonds, along with common retirement fears.

Sell-Off On Wall Street - What Happened And What It Says About The Economy

Floyd Financial Group — Sat, 10 Aug 2024 11:00:00 -0500

In this episode Jake and Jeff discuss what happened this week on Wall Street and whether we should be concerned.

How A Kamala Harris Presidency Would Effect Taxes

Floyd Financial Group — Sat, 03 Aug 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss the Olympics, Google, bank rates. Kamala Harris presidency. tax breaks that are sunsetting in 2025, estate planning, and what the 5-step retirement process at Floyd Financial Group.

7 Big Retirement Risks To Avoid

Floyd Financial Group — Sat, 27 Jul 2024 11:00:00 -0500

In this episode Jake and Jeff discuss the developments in the Presidential race, rolling over your 401K, and 7 big retirement risks to avoid.

The Market Outlook, JD Vance, and Jerome Powell Plans

Floyd Financial Group — Sat, 20 Jul 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss the market outlook, inflation, JD Vance, and possible interest rate cuts.

Will A Trump Win Mean More Inflation?

Floyd Financial Group — Sat, 06 Jul 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss current economic news, whether a Trump win will cause more inflation, the strength of the dollar, and comparisons between the dot com era and AI.

How To Replace Your Paycheck In Retirement

Floyd Financial Group — Sat, 29 Jun 2024 11:00:00 -0500

In this episode Jake and Jeff discuss current economic news, how to replace your salary with a retirement paycheck, taking advantage of high interest rates, and the what to expect with your initial consultation with Floyd Financial Group.

Are We Finally Going To Get Rate Cuts?

Floyd Financial Group — Sat, 22 Jun 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss current events along with rate cuts, and that cash can be a valuable part of your portfolio.

What You Should Know About Stock Splits

Floyd Financial Group — Sat, 15 Jun 2024 11:00:00 -0500

In this episode Jake and Jeff discuss current events, doomsday predictions, stock splits, and 5 ways to make retirement less scary.

Turning Down The Volume In Retirement

Floyd Financial Group — Sat, 08 Jun 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss current events, turning down the volume in retirement, the commodities craze, and test driving your retirement.

Why 65 May Not Be The Right Retirement Age.

Floyd Financial Group — Wed, 29 May 2024 15:06:04 -0500

In this episode Jake and Jeff discuss inflation and rate cuts and hikes. Also, reasons why 65 may not be the ideal retirement age.

The DOW Hits 40,000!!!

Floyd Financial Group — Sat, 25 May 2024 11:00:00 -0500

In this episode Randy, Jake, and Jeff discuss the DOW hitting 40,000, risk versus reward, 10 factors to consider when evaluating the health of your retirement plan, and the Floyd Financial 5-step process.

5 Reasons To Take Social Security Early And 4 Reasons Not

Floyd Financial Group — Sat, 11 May 2024 11:00:00 -0500

In this episode Randy and Jeff discuss 5 reasons to take social security and 4 reasons not. Also, 6 financial actions you should take the year before retirement, and 7 misconceptions about annuities and the truth.

Sell In May And Go Away - Maybe Not In 2024

Floyd Financial Group — Sat, 04 May 2024 11:00:00 -0500

In this episode Jake and Jeff discuss current economic news, "sell in May and go away," and 10 eye-opening facts that should prompt you to take action with your finances.

12 Ways You Can Mess Up Your Retirement

Floyd Financial Group — Sat, 27 Apr 2024 11:00:00 -0500

In this episode, Randy, Jake, and Jeff talk about current market and financial news as well as 12 ways you could mess up your retirement.

19 Financial Mistakes To Avoid In Your First Year of Retirement

Floyd Financial Group — Sat, 20 Apr 2024 11:00:00 -0500

In this episode Jake and Jeff discuss current events and continue their conversation about mistakes to avoid in the first year of retirement.

Building Blocks Of A Well-Rounded Financial Plan

Floyd Financial Group — Sat, 13 Apr 2024 11:00:00 -0500

In this episode Randy and Jake discuss current financial news, building blocks for a well-rounded financial plan, and money mistakes people make in the first year of retirement.

Signs It May Be Time To Look For A New Financial Advisor

Floyd Financial Group — Mon, 01 Apr 2024 10:49:28 -0500

In this episode randy, Jake, and Jeff discuss current financial news, signs it may be time to look for a new financial advisor, 10 things you should know about estate planning, and the consultation process with Floyd Financial Group.

Costly Mistakes New Retirees May Make

Floyd Financial Group — Mon, 01 Apr 2024 10:44:15 -0500

In this episode Jake and Jeff discuss current financial news including layoffs of tech workers. Also, costly mistakes new retirees make.

The 5 Pillars of Retirement Planning

Floyd Financial Group — Mon, 01 Apr 2024 10:39:21 -0500

In this episode Randy, Jake, and Jeff discuss current financial news, a major market rick most retirees haven't considered, the 5 pillars of retirement planning, and things you need to know if you're planning to retire in 2025.

Income Sources The IRS Does Not Tax

Floyd Financial Group — Mon, 01 Apr 2024 10:22:05 -0500

In this episode Jake and Jeff discuss bitcoin along with other current financial events. also income sources the IRS does not tax, traditional IRA basics, and "de-dollarization."

To Understand Equities, You Have To Look To The Past.

Floyd Financial Group — Sat, 02 Mar 2024 11:00:00 -0600

In this episode randy and Jake discuss current economic events, the case for equities, the rule of 100, and long term care.

How To Create Passive Income

Floyd Financial Group — Sat, 24 Feb 2024 11:00:00 -0600

In this episode Jake and Jeff discuss current economic news, the basics of social security, creating passive income, and what it's like to come in for your complimentary consultation.

The Five Pillars Of Retirement Planning

Floyd Financial Group — Mon, 19 Feb 2024 10:32:49 -0600

In this episode Randy and Jake discuss recent CPI results, a flat market, the 5 pillars of retirement planning, and planning for retirement if you want to do it in 2025.

When Will The Fed Lower Interest Rates?

Floyd Financial Group — Sat, 10 Feb 2024 11:00:00 -0600

In this episode Jake and Jeff discuss when the Fed will lower interest rates, how much money do you need to retire, debunking 6 social security myths, and retirement plan strategies.

What's Happening In The Economy

Floyd Financial Group — Sat, 03 Feb 2024 11:00:00 -0600

In this episode Randy discusses what's happening in the country and how it impacts the economy. He also discusses whether or not you need a trust and the reasons why.

What A Potential Trump Presidency May Look Like

Floyd Financial Group — Sat, 27 Jan 2024 09:00:00 -0600

In this episode Jake and Jeff talk about the Republican Presidential race and some people beginning to pick sides. Also, they explore a potential Trump presidency, senior citizen financial fraud, and catch 22 retirement situations.

12 Hard Truths About Retirement

Floyd Financial Group — Sat, 20 Jan 2024 11:00:00 -0600

In this episode Randy and Jake discuss current events, interest rates, US debt, some hard truths about retirement, misconceptions about annuities, and how to develop a sustainable portfolio.

Hello 2024! What Can We Expect?

Floyd Financial Group — Sat, 06 Jan 2024 11:00:00 -0600

In this episode Randy and Jake discuss the Kansa City Chiefs, Taylor Swift, interest rate hikes and cuts, 5 2023 financial events and the lessons we learned from them, and tax deadlines you need to know.

Resolutions And Planning For 2024

Floyd Financial Group — Thu, 04 Jan 2024 21:49:30 -0600

In this episode Randy and Jake discuss resolutions and planning for what's to come in 2024. Also, tax planning for 2024 and beyond, and 8 mistakes that could upend your retirement.

How Do You Know When You Can Retire?

Floyd Financial Group — Mon, 18 Dec 2023 19:27:06 -0600

I this episode Jake discusses Christmas, the market forecast, how you know when you can retire, and 5 steps toward a safe, secure, and fun retirement.

The Retirement Outlook for 2024

Floyd Financial Group — Mon, 18 Dec 2023 19:21:48 -0600

In this episode Randy and Jake discuss current economic events, the resurgence of bonds, the retirement outlook for 2024, and 5 simple tax tips for the end of the year.

Your Social Security Break-Even Age

Floyd Financial Group — Mon, 04 Dec 2023 10:37:07 -0600

In this episode Jake discusses current events, what happens to your 401K when you leave a job, how to calculate your social security break-even age, and what the initial discovery meeting is like at Floyd Financial Group.

Stock Market Valuation And How It Is Derived

Floyd Financial Group — Sat, 18 Nov 2023 11:00:00 -0600

In this episode Jake discusses current events including a drop in inflation, stock market valuation, and the 4% rule - does it still apply?

A Market Prognosis

Floyd Financial Group — Mon, 13 Nov 2023 11:41:43 -0600

In this episode Randy and Jake discuss whether we can keep taming inflation without a recession, the prognosis for the market base on where we are in the cycle, sequence of returns risk, and the Floyd Financial initial consultation process.

Will There Be A Turkey and Santa Rally?

Floyd Financial Group — Sun, 05 Nov 2023 21:03:12 -0600

In this episode Jake and Jeff discuss the possibility of a turkey or Santa rally, 5 passive income strategies you can use, the good, bad, and ugly of annuities, and 7 common annuity mistakes to avoid.

Are We Poised For A Recession?

Floyd Financial Group — Sun, 29 Oct 2023 19:48:38 -0500

In this episode Randy and Jake discuss whether we're poised for a recession, how often you should you review your investment portfolio, what defines a fiduciary, and retirement funds withdrawal considerations.

Mr. Floyd Goes To Washington

Floyd Financial Group — Sun, 15 Oct 2023 18:23:19 -0500

In this episode Randy and Jake discuss Jake's recent trip to Washington DC, sorting out why there are so may differing opinions on the economy and the market, bonds, and what the complimentary financial review experience is like.

12 Common Retirement Mistakes That Even Well-Informed People Make.

Floyd Financial Group — Sun, 01 Oct 2023 20:57:23 -0500

In this episode Randy and Jake discuss the debt crisis in America, understanding the difference between 2% and 4% inflation, and the 12 common mistakes that even well-informed people make.

Six Common Retirement Planning Myths

Floyd Financial Group — Sat, 23 Sep 2023 21:06:09 -0500

In this episode Jake and Jeff discuss the 33 trillion dollar debt, stock market movements can be counter-intuitive, 6 common retirement planing myths, and hoe long retirement savings will last.

Stress Testing Your Portfolio

Floyd Financial Group — Sun, 17 Sep 2023 19:56:38 -0500

in this episode Randy, Jake, and Jeff talk about current events, how Floyd Financial stress tests a portfolio, how a presidential election affects investments, and gold IRAs.

Asset Classes - What are They And How To Use Them.

Floyd Financial Group — Sun, 10 Sep 2023 12:34:08 -0500

In this episode Jake and Jeff discuss current events, the delayed recession, M2 money supply, asset classes, how to vet stocks, and the Floyd Financial 5-Step process.

Top Ten Retirement Planning Mistakes

Floyd Financial Group — Tue, 05 Sep 2023 14:25:09 -0500

In this episode Randy and Jake discuss current events, the jobs report, value investing, dividend investing, and the top 10 retirement planning mistakes.

5 Things To Do If You're Retiring In The Next 5 years.

Floyd Financial Group — Sat, 26 Aug 2023 03:00:00 -0500

In this episode Jake and Jeff discuss US banks charging off a lot of debt from bad loans, How that affects the state of the economy, 5 things to do if you're planning to retire in the next 5 years, and how to avoid tax bombs.

13 Ways To Invest Outside Of The Stock Market

Floyd Financial Group — Sat, 19 Aug 2023 13:00:00 -0500

In this episode Randy and Jake discuss ways to invest that do not involve the stock market, also inflation is ticking up again, and the ins and outs of target dated funds.

Annuities Explained, The Ins and Outs Of CDs, and Am I Going To Be OK In Retirement?

Floyd Financial Group — Sat, 12 Aug 2023 21:23:50 -0500

In this episode Jake and Jeff discuss the ins and outs of CDs, explain annuities, and talk about the common question, "Am I gong to be OK in retirement, and the strength of the market.

Inflation And Shrinkflation

Floyd Financial Group — Sun, 30 Jul 2023 15:40:36 -0500

In this episode Randy and Jake talk about inflation, shrinkflation, the Fed rate hike pause and what it means to your retirement, and more workers deciding to retire early and take social security.

Do You Really Need To Buy Stocks?

Floyd Financial Group — Sat, 22 Jul 2023 16:51:06 -0500

In this episode Jake and Jeff discuss whether mutual funds are lying to you and whether you really need to buy stocks.

How To Tackle Inflation In Retirement

Floyd Financial Group — Mon, 17 Jul 2023 21:28:20 -0500

In this episode Jake and Jeff discuss how to tackle inflation in retirement, what you need to know if you're planning to work part-time in retirement, and you can be the beneficiary of your own life insurance policy.

The Year Is Half Over - A Reflection

Floyd Financial Group — Sun, 02 Jul 2023 21:44:34 -0500

In this episode Randy and Jake talk about the midway point of 2023 and reflection of the events so far, the most ever number of people turning 65 and heading into retirement, whether or not AI is the future of investing, and how to save and invest for a long retirement.

Fed Pausing Interest Rate Hikes And What It Means For Your Retirement

Floyd Financial Group — Sun, 02 Jul 2023 21:39:11 -0500

In this episode Randy and Jake talk about the Fed pausing interest rate hikes, more workers retiring and taking social security, and 10 strategies to maximize your 401K balance.

7 Stocks That Are Dominating The Market

Floyd Financial Group — Sun, 18 Jun 2023 19:15:06 -0500

In this episode Randy and Jake discuss 7 stocks that make up 99.5% of the S&P 500, the truth and myths about working with a financial advisor, and the 5 steps that are taken with a new client.

Have Bonds Lost Their Place In Your Portfolio?

Floyd Financial Group — Mon, 12 Jun 2023 15:02:45 -0500

In this episode Randy and Jake discuss the latest market news, cryptocurrency, whether bonds have lost their place in your portfolio, and what it's going to take for the market to return to normal.

What Does Financial Security Actually Mean?

Floyd Financial Group — Mon, 12 Jun 2023 14:56:46 -0500

In this episode Randy and Jake talk about market news, what financial security really means, the retirement red zone, and social security claiming strategies.

Where Are We With The Stock Market

Floyd Financial Group — Sat, 27 May 2023 20:56:45 -0500

In this episode Randy and Jake talk about inflation beginning to be affected by rate hikes, artificial intelligence, where we are with the market, and saving for retirement isn't enough, you need a wealth plan.

Reducing Your Tax Bill In Retirement

Floyd Financial Group — Sat, 20 May 2023 11:00:00 -0500

In this episode Randy and Jake talk about current events - FDIC insurance, retail sales numbers, and American Resilience. They also discuss reducing your tax bill in retirement, and the difference between wealth preservation and income generation.

The Social Security Quiz - How Much Do You Really Know?

Floyd Financial Group — Sun, 14 May 2023 18:33:39 -0500

In this episode Randy and Jake talk about the Fed's latest interest rate hike, social security questions and answers, and how much money you need in retirement.

Another Bank Failure

Floyd Financial Group — Sat, 06 May 2023 21:12:32 -0500

In this episode Randy and Jake discuss the failure of First Republic Bank, the forecast of recession, artificial intelligence, and common retirement myths.

Rolling Over Your 401K To An IRA.

Floyd Financial Group — Sun, 30 Apr 2023 14:04:17 -0500

In this episode Randy and Jake discuss current events, compounding interest, and rolling over a 401K to an IRA.

The 7 Key Areas To Consider For A Successful Retirement

Floyd Financial Group — Sun, 30 Apr 2023 14:00:52 -0500

In this episode Randy and Jake discuss key areas to consider for a successful retirement.

Understanding Your Costs in Retirement

Floyd Financial Group — Sun, 30 Apr 2023 13:56:38 -0500

In this episode Randy talks about becoming a "Half Iron Man" at age 66, the situation in Taiwan, understanding your costs in retirement, and ways to pay for long-term care.

Inflation, Fed Policy, and The Bad, Ugly, and GOOD ABOUT Banks.

Floyd Financial Group — Sun, 30 Apr 2023 13:51:42 -0500

In this episode Randy and Jake talk about inflation, fed policy, the banking situation, protecting you wealth, and what a financial review with Randy and Jake looks like.

In Retirement Many Crucial Questions Start With The Word When

Floyd Financial Group — Sun, 26 Mar 2023 19:15:50 -0500

In this episode Randy and Jake discuss discuss the various "when" questions you must answer in retirement, portfolio diversification, bonds, and how to pay for long-term care.

The Fall Of Silicon Valley Bank

Floyd Financial Group — Sat, 18 Mar 2023 20:55:57 -0500

In this episode Randy and Jake discuss what happened with Silicon Valley Bank and what it means long-term, possible changes to Social Security, and a Harvard study about happiness in retirement.

How Much Do You Need To Retire?

Floyd Financial Group — Sat, 11 Mar 2023 15:42:41 -0600

In this episode, Randy and Jake discuss how much you need to retire, the difference between financial security and financial freedom, and what a consultation with Floyd Financial Group is like.

Retirement Mistakes To Avoid At All Costs

Floyd Financial Group — Sat, 04 Mar 2023 15:26:20 -0600

In this episode Randy and Jake discuss current events and retirement mistakes to avoid at all costs.

Earnings Recession, Working In Retirement, Target Dated Funds, ETFs, And The Annuity House Of Mirrors.

Floyd Financial Group — Sat, 25 Feb 2023 19:01:36 -0600

In this episode Randy and Jake discuss the Earnings Recession, Working In Retirement, Target Dated Funds, ETFs, And The Annuity House Of Mirrors.

The 4% Rule - How Much You Can Take From Your Investments In Retirement

Floyd Financial Group — Mon, 20 Feb 2023 19:04:37 -0600

In this episode Randy and Jake talk about the latest CPI numbers, inflation, recessionary pressures, and the 4% rule.

The Rolling Recession

Floyd Financial Group — Mon, 13 Feb 2023 18:16:19 -0600

In this episode Randy and Jake talk about current events, a rolling recession, and common annuity mistakes to avoid.

5 Keys To Retirement Planning

Floyd Financial Group — Mon, 13 Feb 2023 18:12:37 -0600

In this episode Randy and Jake talk about the current state of the market and economy and the 5 keys to retirement planning.

What To Do With Your 401K When You Retire

Floyd Financial Group — Mon, 30 Jan 2023 20:39:14 -0600

In this episode Randy and Jake discuss current events, what to do if a recession hits as you enter retirement, planning ahead for taxes in retirement, and what to do with your 401 K when you retire.

The Pitfalls of DIY Investing

Floyd Financial Group — Sat, 21 Jan 2023 11:00:00 -0600

In this episode Randy and Jake discuss new inflation figures, the pitfalls of DIY investing, and reasons retirees may run out of money.

Considerations Baby Boomers Should Consider Going Into Retirement.

Floyd Financial Group — Mon, 16 Jan 2023 21:41:17 -0600

In this episode Randy and Jake discuss current events, baby boomer considerations going into retirement, and what it looks like to get and a consultation and plan with Floy Financial.

A Falling Market

Floyd Financial Group — Mon, 16 Jan 2023 21:36:48 -0600

In this episode Randy and Jake discuss a falling stock market, fun facts about money, and the prognosis for 2023 and the market.

2022 Year In Review and Look Ahead At 2023

Floyd Financial Group — Sun, 01 Jan 2023 18:43:51 -0600

In this episode Randy discusses the 2022 market, inflation, and the economy. Also social security changes and taxation, financial resolutions, and the initial visit with Floyd Financial Group.

The Christmas Show - Lessons from Ebenezer Scrooge

Floyd Financial Group — Mon, 26 Dec 2022 19:57:50 -0600

In this episode Randy and Jake discuss 4 lessons we can learn from Ebenezer Scrooge, financial moves you should make by year end, cryptocurrency, and healthcare.

Merry Christmas Sam Bankman- Fried!

Floyd Financial Group — Mon, 26 Dec 2022 19:51:42 -0600

In this episode Randy and Jake discuss SBF of FTX, market volatility, and a checklist for 5 years out from retirement.

The 5 Keys To Retirement Planning

Floyd Financial Group — Mon, 26 Dec 2022 19:45:06 -0600

In this episode Randy and Jake talk about about the 5 keys to retirement planning to include income planning, social security, taxes, healthcare, and estate planning.

The Disappointment That Was 2022.

Floyd Financial Group — Sat, 03 Dec 2022 10:00:00 -0600

In this episode Randy and Jake discuss the disappointment that was 2022, current events, income planning, how to avoid liquidating your retirement assets, and the 60/40 portfolio.

The Fed May Have Another Rate Hike This Year

Floyd Financial Group — Mon, 28 Nov 2022 14:59:26 -0600

In this episode Randy and Jake talk about the Fed having another rate hike this year, the aftermath of the mid-term elections, the collapse of FTX, the currency exchange, and taxes.

The Fed Is At A Crossroads

Floyd Financial Group — Mon, 21 Nov 2022 18:47:32 -0600

In this 2-minute episode Randy and Jake discuss the Fed being at a crossroads, bonds, and the bucket strategy.

Market Volatility

Floyd Financial Group — Sun, 13 Nov 2022 21:45:18 -0600

In this episode Randy and Jake discuss market volatility, how much in taxes you'll pay in retirement, reducing taxes in the future, and inflation.

The Value Of A Financial Plan.

Floyd Financial Group — Mon, 07 Nov 2022 21:03:22 -0600

In this episode Randy and Jake talk about current market events, the value of a financial plan, what it's like to transition into retirement, the 5 steps that go into your initial meeting to get started on your plan with Floyd Financial Group.

IRS Announces Tax Rate Changes for 2023

Floyd Financial Group — Sat, 29 Oct 2022 14:34:13 -0500

In this episode Randy and Jake discuss the new tax standard deductions for 2023, new tax brackets, tax strategies, personal residence exemption, and decisions to be made and uncertainty o the horizon.

Getting A Head Start on 2023

Floyd Financial Group — Sun, 23 Oct 2022 20:14:36 -0500

In this episode Randy and Jake discuss current events, social security and Medicare during open enrollment, whether you should pay off your house, and managing stress in turbulent financial times.

Should You Be Worried About The New Low In This Year's Market

Floyd Financial Group — Sun, 16 Oct 2022 14:54:21 -0500

In this episode Randy and Jake discuss the new market low for the year, whether you should retire into a recession, things to consider doing before year-end, and what an initial meeting with Randy and Jake looks like.

Are The Rallies in The Stock Market A Positive Sign?

Floyd Financial Group — Sun, 09 Oct 2022 21:22:44 -0500

In this episode Randy and Jake discuss recent stock market rallies and whether they indicate a recovery is near, investing outside of the stock market, the 4% rule, and the biggest things that can derail a retirement.

Is The Market In Panic Mode?

Floyd Financial Group — Sun, 02 Oct 2022 21:29:36 -0500

In this episode Randy and Jake talk about the market and what the bottom will look like, how to retire without a pension, a changing world for bonds, and what to expect in an initial meeting with Randy or Jake.

Pension Options

Floyd Financial Group — Sun, 25 Sep 2022 23:41:02 -0500

In this episode Rand and Jake discuss the ins and outs of different options in taking your pension and creating pension-like income

Changes In Financial Planning Over The Past 20 Years

Floyd Financial Group — Sun, 18 Sep 2022 17:57:08 -0500

In this episode Randy discusses how the financial planning business has changed over the past 20 years, whether you're taking on too much investment risk, retirement planning commonly-asked questions, and potential retirement setbacks.

The Retirement Red Zone

Floyd Financial Group — Sat, 10 Sep 2022 10:00:00 -0500

In this episode Randy and Jake discuss the retirement red zone, educating young people about finances, and seeking the advice of a financial professional.

Sell In May Then Go Away

Floyd Financial Group — Sat, 03 Sep 2022 10:00:00 -0500

In this episode Randy and Jake discuss the old saying about selling your stocks in May, then going away. Also "shrinkflation" and the 5 steps involved in getting started on a financial plan at Floyd Financial Group.

False Stock Market Rallies

Floyd Financial Group — Fri, 02 Sep 2022 17:44:25 -0500

In this episode Randy and Jake discuss false stock market rallies, the size of different sectors of the market, pension decisions, and fears of China.

Inflation and the Inflation Reduction Act

Floyd Financial Group — Sat, 20 Aug 2022 10:00:00 -0500

In this episode Randy and Jake discuss the inflation reduction act, tax strategies around retirement, social security and the cola adjustment, and required minimum distributions.

Is Inflation Cooling?

Floyd Financial Group — Sat, 13 Aug 2022 10:00:00 -0500

In this episode Randy and Jake talk about the feds efforts to cool the economy, whether your portfolio is at risk in financial environment, and 5 things to know about social security spousal benefits.

Risks Of An Early Retirement

Floyd Financial Group — Sat, 06 Aug 2022 09:00:00 -0500

In this episode Randy and Jake discuss the state of the economy and the market. They also talk about the risks of an early retirement, running out of money in retirement, and what it look like when you come in for your complimentary retirement consultation.

How Will Market Volatility Affect Your Retirement

Floyd Financial Group — Sat, 16 Jul 2022 11:00:00 -0500

In this episode Randy and Jake talk about the upcoming corporate earnings report, recession, important birthday milestones, market volatility and how it impacts your retirement, and what a complimentary review looks like.

Achieving Freedom in Retirement

Floyd Financial Group — Sat, 09 Jul 2022 11:00:00 -0500

In this episode Randy and Jake discuss the current state of the market, transitioning from accumulation to the income phase of retirement, retiring into a recession, and achieving financial stability across your retirement portfolio.

Protecting What You've Built Now and For The Future

Floyd Financial Group — Sat, 25 Jun 2022 10:00:00 -0500

In this episode Randy and Jake talk about how to weather a recession in retirement, the difference between wealth protection and income, and the probability of a recession and warning signs.

Preparing For Your Summer and Retirement

Floyd Financial Group — Sat, 11 Jun 2022 09:00:00 -0500

In this episode Randy and Jake talk about how to determine when you should retire, strategies to create income in retirement, taxes eroding your retirement income, and what to expect from the markets this summer.

A Retirement Plan Is Now More Important Than Ever

Floyd Financial Group — Tue, 24 May 2022 18:57:56 -0500

In this episode Randy and Jake talk about current market conditions, inflation, how often you should review your finances, and whether gold is a good hedge against inflation.

Bear Market Rally

Floyd Financial Group — Tue, 17 May 2022 18:24:18 -0500

In this episode, Randy and Jake discuss rallies within the bear market and false hope, sequence of return risk, consumer spending and credit, and what to expect when you come in for your complimentary consultation.

Will We Enter A Recession

Floyd Financial Group — Wed, 11 May 2022 16:07:17 -0500

In this episode Randy and Jake discuss whether we are headed for a recession, how to deal with recessionary times, the latest on inflation, how to us the Net Unrealized Appreciation strategy, and myths about social security.

Don't Let Your Retirement Be Held Hostage

Floyd Financial Group — Wed, 04 May 2022 14:13:08 -0500

In this episode, Randy and Jake discuss current market conditions, how to handle market ups and downs, potential cryptocurrency options for your 401 K, how high inflation changes the 4% rule, and estate planning.