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    <description>Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes.
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        <![CDATA[]]>
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      <title>Scams in Retirement? Holiday Planning, Medicare Enrollment Season, &amp; More</title>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <pubDate>Mon, 19 Oct 2026 08:00:00 -0400</pubDate>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>1 in 4 Americans is "Functionally Unemployed?"</title>
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      <pubDate>Mon, 05 Oct 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Why Does the Federal Reserve Raise and Lower Interest Rates?</title>
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      <pubDate>Mon, 28 Sep 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Where To Start in Retirement?</title>
      <itunes:episode>24</itunes:episode>
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      <pubDate>Mon, 21 Sep 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Hidden Risks in Retirement</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 07 Sep 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>What Are the Wealthy Doing Differently?</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
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      <pubDate>Mon, 31 Aug 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>The Inventor of the 401(k) Said What?</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>The Inventor of the 401(k) Said What?</itunes:title>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 24 Aug 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>A New Way of Thinking About Retirement Planning?</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>A New Way of Thinking About Retirement Planning?</itunes:title>
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        <![CDATA[]]>
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      <pubDate>Mon, 17 Aug 2026 08:00:00 -0400</pubDate>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Planning for Uncertainty in Retirement </title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>Planning for Uncertainty in Retirement </itunes:title>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 10 Aug 2026 08:00:00 -0400</pubDate>
      <author>Prashant Sabapathi</author>
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      <itunes:author>Prashant Sabapathi</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Wildcards in Retirement </title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 27 Jul 2026 08:00:00 -0400</pubDate>
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        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Retirement is Different Than It Was</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 20 Jul 2026 08:00:00 -0400</pubDate>
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      <itunes:summary>
        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>It's All About the Income</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
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        <![CDATA[]]>
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      <pubDate>Mon, 13 Jul 2026 08:00:00 -0400</pubDate>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Social Media Financial Advice, and Procrastination in Retirement</title>
      <itunes:episode>15</itunes:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Fri, 10 Jul 2026 17:24:23 -0400</pubDate>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Curveballs in Retirement, and the Social Media Influence </title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
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      <pubDate>Fri, 10 Jul 2026 17:23:17 -0400</pubDate>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>The Unretirement Trend, and Outdates Assumptions in Retirement </title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Key Strategies to Protect Your Retirement from Inflation</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
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      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:21:05 -0400</pubDate>
      <author>Prashant Sabapathi</author>
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      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/BoRsSt9UrIw89B4Xq0TE40zihbkO2wdv_VWOY4-iKV0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83Mzlk/ZDY2NGM4YWFiYmFm/YzJiNjZkYmNjYmU4/ODNjZC5qcGc.jpg"/>
      <itunes:duration>2811</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/ab032386/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>How America's Debt Crisis Could Affect Your Retirement</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>How America's Debt Crisis Could Affect Your Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/2ded9c88</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:20:40 -0400</pubDate>
      <author>Prashant Sabapathi</author>
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      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/eoAh5egAz4mil0UCP4PdL1CdQlL_azixnzN79UiIvDs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS81NGE2/YzRkOWEwMDVmZDM2/ZDQ5Nzg4ZDRmYjAy/MWIwOS5qcGc.jpg"/>
      <itunes:duration>2831</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/2ded9c88/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>The Ultimate Retirement Planning Guide: Strategies for 2026 and Beyond</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>The Ultimate Retirement Planning Guide: Strategies for 2026 and Beyond</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bdbad43c-e30d-4715-8537-99255fbb4735</guid>
      <link>https://share.transistor.fm/s/e2384599</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:20:10 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/e2384599/615186ea.mp3" length="45734111" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/NUaeSSLv07iG_mp7RzO5KcdiWuQRYXqD3nzdrWoIUeo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iMjFk/MWFhMTdjYjM2NTcw/ZjY1NDA1OWE0N2U3/NDRiZC5qcGc.jpg"/>
      <itunes:duration>2856</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/e2384599/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Is Your Retirement Plan Built for a World That No Longer Exists?</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Is Your Retirement Plan Built for a World That No Longer Exists?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c52081de-29df-47b4-b56b-5254e9d79f38</guid>
      <link>https://share.transistor.fm/s/20ff7a6d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:19:26 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/20ff7a6d/6d64f3f8.mp3" length="45912993" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/SCtAll2Hm9c04l8-0u8pqx5t0y6IChtLcwQ5qu9hnV0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hZDBi/ZWQ4MDlhMThiNTg4/Y2QzMGQ0NWM5NGJl/OTE0ZS5qcGc.jpg"/>
      <itunes:duration>2868</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/20ff7a6d/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Key Questions to Ask Your Financial Advisor</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Key Questions to Ask Your Financial Advisor</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c35bfe7c-fd1f-4085-ad27-24984d3beb88</guid>
      <link>https://share.transistor.fm/s/27a9d42e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:18:46 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/27a9d42e/185997fc.mp3" length="45733660" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/OeEDDaEuz5SBiHwSo7W_KPvfI1sRCnwUTvIP_5OLoM4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iZWY0/NzhmNGM1YjllZGI5/NjcyYzExMjI1ZDU4/NTI5Mi5qcGc.jpg"/>
      <itunes:duration>2856</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/27a9d42e/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Managing Risks in Uncertain Times: Federal Employees and Boomer's Guide</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Managing Risks in Uncertain Times: Federal Employees and Boomer's Guide</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c102d86c-ca3f-479b-869c-667dc2e73eb0</guid>
      <link>https://share.transistor.fm/s/282b63e9</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:18:04 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/282b63e9/37084bfd.mp3" length="45609141" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/e6QPbbOlwBjxnwALpKR6ZMmb_z11iEoRVAoap7H9luA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNjI5/YmE2MWQ1NTU3MTEz/YjM2ZTg0ZTFlYjY5/NDNlNy5qcGc.jpg"/>
      <itunes:duration>2849</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/282b63e9/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Why The S&amp;P 500 Isn't Enough For Retirement: Strategies for Income and Diversification</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Why The S&amp;P 500 Isn't Enough For Retirement: Strategies for Income and Diversification</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6a6cc400-cde3-4f72-806b-0c58639156df</guid>
      <link>https://share.transistor.fm/s/fff89dce</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:17:26 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/fff89dce/f594da23.mp3" length="45847394" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9EYdwjs3Zjc4JsMmR_wPmHhqvN_JeCv46F3hmyFSBPk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNmUx/NzJlODFmN2I3ZWQ2/YjI1MjgyZTU3YmYz/ZDEyMC5qcGc.jpg"/>
      <itunes:duration>2863</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/fff89dce/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>How to Protect Your Wealth in Volatile Markets</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>How to Protect Your Wealth in Volatile Markets</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ca6f19e2-76be-4e71-aa91-75e935b4a05f</guid>
      <link>https://share.transistor.fm/s/7fc27dcc</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:16:29 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/7fc27dcc/3a779d81.mp3" length="45749552" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/fAbnEb13_NJE6Q8gNP-pyhTNshddZcTEdJikTKulXys/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jYzJm/ZjRlNGI5ZjdmNTVh/OGJmZDg1MDMzNWVm/Y2QzZi5qcGc.jpg"/>
      <itunes:duration>2857</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/7fc27dcc/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>The Overlooked Factor in Retirement</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>The Overlooked Factor in Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">86c2f67e-8d1a-42c1-927c-26b599869d16</guid>
      <link>https://share.transistor.fm/s/3ee163ef</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:15:58 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/3ee163ef/86071e51.mp3" length="45844837" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/a_1pMj1XrfncwFqXlHWAr_L4pfvUzKfcIa9UCsDf4xg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS81MjRl/YTEzMzMxMDJiODUw/YmZmODgyNjMwMGFj/MzdhNC5qcGc.jpg"/>
      <itunes:duration>2863</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/3ee163ef/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>The New Age of Retirement: Embracing Change</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>The New Age of Retirement: Embracing Change</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">93bd2b53-48cd-4bf4-9a16-25c137a08f55</guid>
      <link>https://share.transistor.fm/s/14d9ee9a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:15:39 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/14d9ee9a/d7d1c67d.mp3" length="45980256" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/p71vHAjtS29dAOTvYYFYWamOHawrU4F5sKY4gtYQ9bE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83NGZm/NzExYjNiYTE5NjBj/MzZmOTA4YjcyMTcz/Nzg4OC5qcGc.jpg"/>
      <itunes:duration>2872</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/14d9ee9a/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Retirement Challenges, Myths, and Realities</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Retirement Challenges, Myths, and Realities</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">32c04933-fde5-47c1-bcd2-e40c083270e1</guid>
      <link>https://share.transistor.fm/s/ef3cab3a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:15:15 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/ef3cab3a/27f1dc41.mp3" length="46049637" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/erSiShY4lhR93k8jWm4GrZHVibI0xAXbfwq1mc6M9_I/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS84ODlh/N2JlNGM2ZDQ1ZmJk/ZjkwNWU0ZTQ2MDZk/NmEzNS5qcGc.jpg"/>
      <itunes:duration>2876</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/ef3cab3a/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>The Importance of Planning</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>The Importance of Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7d57fb56-0f9e-4e60-ae92-9f87f7d5b523</guid>
      <link>https://share.transistor.fm/s/f6996111</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2026 17:14:35 -0400</pubDate>
      <author>Prashant Sabapathi</author>
      <enclosure url="https://media.transistor.fm/f6996111/b0288887.mp3" length="45984839" type="audio/mpeg"/>
      <itunes:author>Prashant Sabapathi</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/LlfGzd7uHVqvX1e4stSvRWaiIQiXHPcwoKwFvvMP_ek/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wNzIz/MjY0ZGMwMDNhMzA1/MGMzMTBlZmRmYTky/ZWRlNS5qcGc.jpg"/>
      <itunes:duration>2872</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/f6996111/chapters.json" type="application/json+chapters"/>
    </item>
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