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    <title>Real Estate Matters</title>
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    <description>Michael Guthrie talks about everything you need to know about Central Virginia real estate. </description>
    <copyright>© 2026 Michael Guthrie</copyright>
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    <pubDate>Sat, 09 May 2026 10:00:12 -0400</pubDate>
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    <itunes:author>Michael Guthrie</itunes:author>
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    <itunes:summary>Michael Guthrie talks about everything you need to know about Central Virginia real estate. </itunes:summary>
    <itunes:subtitle>Michael Guthrie talks about everything you need to know about Central Virginia real estate.</itunes:subtitle>
    <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
    <itunes:owner>
      <itunes:name>Charlottesville Media Group</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>A look at the Q1 Housing Market Report with CAAR</title>
      <itunes:episode>77</itunes:episode>
      <podcast:episode>77</podcast:episode>
      <itunes:title>A look at the Q1 Housing Market Report with CAAR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>President Amanda Spigone and President-elect Kevin Wilberger with the Charlottesville Area Association of Realtors (CAAR) joined host Michael Guthrie to talk about the recently released CAAR 1st Quarter market report looking at statistics like median price, days on market, and home inventory that point to a more balanced market. </p>]]>
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      <content:encoded>
        <![CDATA[<p>President Amanda Spigone and President-elect Kevin Wilberger with the Charlottesville Area Association of Realtors (CAAR) joined host Michael Guthrie to talk about the recently released CAAR 1st Quarter market report looking at statistics like median price, days on market, and home inventory that point to a more balanced market. </p>]]>
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      <pubDate>Sat, 09 May 2026 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
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      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1206</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>President Amanda Spigone and President-elect Kevin Wilberger with the Charlottesville Area Association of Realtors (CAAR) joined host Michael Guthrie to talk about the recently released CAAR 1st Quarter market report looking at statistics like median price, days on market, and home inventory that point to a more balanced market. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How home sales impact our economy</title>
      <itunes:episode>76</itunes:episode>
      <podcast:episode>76</podcast:episode>
      <itunes:title>How home sales impact our economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/29bedfc3</link>
      <description>
        <![CDATA[<p>Michael Guthrie shares about the impact at home sales have on our economy and gives buyers and sellers tips on how to navigate what seems to be a correcting real estate market.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie shares about the impact at home sales have on our economy and gives buyers and sellers tips on how to navigate what seems to be a correcting real estate market.</p>]]>
      </content:encoded>
      <pubDate>Sat, 02 May 2026 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
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      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie shares about the impact at home sales have on our economy and gives buyers and sellers tips on how to navigate what seems to be a correcting real estate market.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The challenges of affordable housing with Neil Williamson</title>
      <itunes:episode>75</itunes:episode>
      <podcast:episode>75</podcast:episode>
      <itunes:title>The challenges of affordable housing with Neil Williamson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joins Michael Guthrie to discuss the challenges of creating affordable housing in our area. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joins Michael Guthrie to discuss the challenges of creating affordable housing in our area. </p>]]>
      </content:encoded>
      <pubDate>Sat, 18 Apr 2026 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
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      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joins Michael Guthrie to discuss the challenges of creating affordable housing in our area. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>A look at first quarter home sales </title>
      <itunes:episode>74</itunes:episode>
      <podcast:episode>74</podcast:episode>
      <itunes:title>A look at first quarter home sales </itunes:title>
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      <link>https://share.transistor.fm/s/82380527</link>
      <description>
        <![CDATA[<p>Michael Guthrie shares what the first quarter of home sales says about where the market is headed. Will higher interest rates, economic uncertainty, and the war in the Middle East affect the spring market?</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie shares what the first quarter of home sales says about where the market is headed. Will higher interest rates, economic uncertainty, and the war in the Middle East affect the spring market?</p>]]>
      </content:encoded>
      <pubDate>Sat, 11 Apr 2026 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
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      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie shares what the first quarter of home sales says about where the market is headed. Will higher interest rates, economic uncertainty, and the war in the Middle East affect the spring market?</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The basics on appraisals with Woody Fincham</title>
      <itunes:episode>73</itunes:episode>
      <podcast:episode>73</podcast:episode>
      <itunes:title>The basics on appraisals with Woody Fincham</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5cde8345</link>
      <description>
        <![CDATA[<p>Appraiser Woody Fincham joins Michael Guthrie to give a basic tutorial on the how, what and why of appraisals and forecasts the real estate market over the next months. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Appraiser Woody Fincham joins Michael Guthrie to give a basic tutorial on the how, what and why of appraisals and forecasts the real estate market over the next months. </p>]]>
      </content:encoded>
      <pubDate>Sat, 28 Mar 2026 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/5cde8345/6f5d51f3.mp3" length="28855056" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Appraiser Woody Fincham joins Michael Guthrie to give a basic tutorial on the how, what and why of appraisals and forecasts the real estate market over the next months. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Helping the community and Abundant Madness with Faith Kelley</title>
      <itunes:episode>72</itunes:episode>
      <podcast:episode>72</podcast:episode>
      <itunes:title>Helping the community and Abundant Madness with Faith Kelley</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/03445b79</link>
      <description>
        <![CDATA[<p>Advancement and Communication Director with Abundant Life Ministries Faith Kelley talks with Michael Guthrie about all the ways they are helping the neighbors of the prospect community and the upcoming Abundant Madness event at Kardinal Hall.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Advancement and Communication Director with Abundant Life Ministries Faith Kelley talks with Michael Guthrie about all the ways they are helping the neighbors of the prospect community and the upcoming Abundant Madness event at Kardinal Hall.</p>]]>
      </content:encoded>
      <pubDate>Sat, 07 Mar 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/03445b79/01a980f8.mp3" length="28855073" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Advancement and Communication Director with Abundant Life Ministries Faith Kelley talks with Michael Guthrie about all the ways they are helping the neighbors of the prospect community and the upcoming Abundant Madness event at Kardinal Hall.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A look at Staunton with Samantha Johnson</title>
      <itunes:episode>71</itunes:episode>
      <podcast:episode>71</podcast:episode>
      <itunes:title>A look at Staunton with Samantha Johnson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/e2a38a28</link>
      <description>
        <![CDATA[<p>Staunton Director of Tourism Samantha Johnson joins Michael Guthrie to share the exciting things happening in this 26,000-person city that is the hometown of a U.S. President and an annual gathering place for wizards.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Staunton Director of Tourism Samantha Johnson joins Michael Guthrie to share the exciting things happening in this 26,000-person city that is the hometown of a U.S. President and an annual gathering place for wizards.</p>]]>
      </content:encoded>
      <pubDate>Sat, 28 Feb 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e2a38a28/9ad6ddcd.mp3" length="28855585" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Staunton Director of Tourism Samantha Johnson joins Michael Guthrie to share the exciting things happening in this 26,000-person city that is the hometown of a U.S. President and an annual gathering place for wizards.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The mission of AHIP with Kathryn Kieffer</title>
      <itunes:episode>70</itunes:episode>
      <podcast:episode>70</podcast:episode>
      <itunes:title>The mission of AHIP with Kathryn Kieffer</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7c263773</link>
      <description>
        <![CDATA[<p>Michael Guthrie talks with Kathryn Kieffer from the Albemarle Housing Improvement Program (AHIP) and how the nonprofit allows people to stay in their homes when they don’t have the resources for important renovations. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie talks with Kathryn Kieffer from the Albemarle Housing Improvement Program (AHIP) and how the nonprofit allows people to stay in their homes when they don’t have the resources for important renovations. </p>]]>
      </content:encoded>
      <pubDate>Sat, 21 Feb 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/7c263773/0ca397e3.mp3" length="29185581" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1213</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie talks with Kathryn Kieffer from the Albemarle Housing Improvement Program (AHIP) and how the nonprofit allows people to stay in their homes when they don’t have the resources for important renovations. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Housing and commercial growth in Greene County with Alan Yost</title>
      <itunes:episode>69</itunes:episode>
      <podcast:episode>69</podcast:episode>
      <itunes:title>Housing and commercial growth in Greene County with Alan Yost</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/840e05ba</link>
      <description>
        <![CDATA[<p>Michael Guthrie is joined by Alan Yost, Director of Economic Development and Tourism in Greene County, to share exciting developments in Greene County in housing and commercial growth. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie is joined by Alan Yost, Director of Economic Development and Tourism in Greene County, to share exciting developments in Greene County in housing and commercial growth. </p>]]>
      </content:encoded>
      <pubDate>Sat, 14 Feb 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/840e05ba/5d437c18.mp3" length="29052264" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1207</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie is joined by Alan Yost, Director of Economic Development and Tourism in Greene County, to share exciting developments in Greene County in housing and commercial growth. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A look at the Q4 Housing Market Report with CAAR</title>
      <itunes:episode>68</itunes:episode>
      <podcast:episode>68</podcast:episode>
      <itunes:title>A look at the Q4 Housing Market Report with CAAR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">30b3c7f4-21a8-4734-a1e8-903558a9a5fe</guid>
      <link>https://share.transistor.fm/s/a6beb2f3</link>
      <description>
        <![CDATA[<p>Michael Guthrie breaks down the Charlottesville Area Association of Realtors Q4 Housing Market Report with CAAR Leaders President Amanda Spigone and President-Elect Kevin Wilberger. With interest rates dropping and home inventory rising, there are signs that the market has stabilized a bit. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie breaks down the Charlottesville Area Association of Realtors Q4 Housing Market Report with CAAR Leaders President Amanda Spigone and President-Elect Kevin Wilberger. With interest rates dropping and home inventory rising, there are signs that the market has stabilized a bit. </p>]]>
      </content:encoded>
      <pubDate>Sat, 07 Feb 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a6beb2f3/18d4553f.mp3" length="28970777" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1204</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie breaks down the Charlottesville Area Association of Realtors Q4 Housing Market Report with CAAR Leaders President Amanda Spigone and President-Elect Kevin Wilberger. With interest rates dropping and home inventory rising, there are signs that the market has stabilized a bit. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How lower interest rates can spur the housing market</title>
      <itunes:episode>67</itunes:episode>
      <podcast:episode>67</podcast:episode>
      <itunes:title>How lower interest rates can spur the housing market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d8b97ef6-c313-46ce-8919-b9a406c85b09</guid>
      <link>https://share.transistor.fm/s/70f89ee6</link>
      <description>
        <![CDATA[<p>Jay Domenic from Towne Mortgage joins Michael Guthrie to share how lower interest rates could spur on the housing market.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Jay Domenic from Towne Mortgage joins Michael Guthrie to share how lower interest rates could spur on the housing market.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 31 Jan 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/70f89ee6/3da1635b.mp3" length="28855597" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Jay Domenic from Towne Mortgage joins Michael Guthrie to share how lower interest rates could spur on the housing market.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Prepping for the 2026 Market</title>
      <itunes:episode>66</itunes:episode>
      <podcast:episode>66</podcast:episode>
      <itunes:title>Prepping for the 2026 Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/c45712fd</link>
      <description>
        <![CDATA[<p>Michael Guthrie walks sellers and buyers through what they need to know as we head into the 2026 Real Estate market.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie walks sellers and buyers through what they need to know as we head into the 2026 Real Estate market.</p>]]>
      </content:encoded>
      <pubDate>Sat, 17 Jan 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/c45712fd/410d8780.mp3" length="29071847" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1208</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie walks sellers and buyers through what they need to know as we head into the 2026 Real Estate market.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A look at Schumacher Homes with Katelyn Mancini and Tony Girard</title>
      <itunes:episode>65</itunes:episode>
      <podcast:episode>65</podcast:episode>
      <itunes:title>A look at Schumacher Homes with Katelyn Mancini and Tony Girard</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/feb70b57</link>
      <description>
        <![CDATA[<p>Howard Hanna realtors Katelyn Mancini and Tony Girard join Michael Guthrie to discuss a new custom builder, Schumacher Homes, who has begun doing business in Charlottesville and the surrounding areas. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Howard Hanna realtors Katelyn Mancini and Tony Girard join Michael Guthrie to discuss a new custom builder, Schumacher Homes, who has begun doing business in Charlottesville and the surrounding areas. </p>]]>
      </content:encoded>
      <pubDate>Sat, 10 Jan 2026 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/feb70b57/39ea2c5f.mp3" length="29071882" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1208</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Howard Hanna realtors Katelyn Mancini and Tony Girard join Michael Guthrie to discuss a new custom builder, Schumacher Homes, who has begun doing business in Charlottesville and the surrounding areas. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Annual Real Estate Matters Holiday Song Special</title>
      <itunes:episode>64</itunes:episode>
      <podcast:episode>64</podcast:episode>
      <itunes:title>The Annual Real Estate Matters Holiday Song Special</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7545a977-34eb-41ae-a4e9-41165c0c7940</guid>
      <link>https://share.transistor.fm/s/9918a297</link>
      <description>
        <![CDATA[<p>Michael Guthrie shares his annual thoughts on the real estate market while sharing holiday themed music from himself and other artists. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie shares his annual thoughts on the real estate market while sharing holiday themed music from himself and other artists. </p>]]>
      </content:encoded>
      <pubDate>Mon, 29 Dec 2025 17:44:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/9918a297/f514a5a7.mp3" length="28437054" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1181</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie shares his annual thoughts on the real estate market while sharing holiday themed music from himself and other artists. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Discussing the Community Heroes Grant with Frank Webster</title>
      <itunes:episode>63</itunes:episode>
      <podcast:episode>63</podcast:episode>
      <itunes:title>Discussing the Community Heroes Grant with Frank Webster</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7bace663-bb77-48da-9672-3241efe082be</guid>
      <link>https://share.transistor.fm/s/e8288ab2</link>
      <description>
        <![CDATA[<p>Virginia housing has announced a new workforce housing $10000 grant called Community Heroes. Michael Guthrie speaks with Frank Webster about how this will help first time homebuyers purchase a house where they work.</p><p><br> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Virginia housing has announced a new workforce housing $10000 grant called Community Heroes. Michael Guthrie speaks with Frank Webster about how this will help first time homebuyers purchase a house where they work.</p><p><br> </p>]]>
      </content:encoded>
      <pubDate>Sat, 13 Dec 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e8288ab2/1a90499c.mp3" length="28852985" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Virginia housing has announced a new workforce housing $10000 grant called Community Heroes. Michael Guthrie speaks with Frank Webster about how this will help first time homebuyers purchase a house where they work.</p><p><br> </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>50 Year Mortgages with Nick Russo and Jay Domenic</title>
      <itunes:episode>62</itunes:episode>
      <podcast:episode>62</podcast:episode>
      <itunes:title>50 Year Mortgages with Nick Russo and Jay Domenic</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">641c13bb-4897-4990-8e08-38722732e3a9</guid>
      <link>https://share.transistor.fm/s/c9a918af</link>
      <description>
        <![CDATA[<p>Nick Russo and Jay Domenic from Towne Mortgage join host, Michael Guthrie to discuss the pros and cons when considering a 50-year mortgage. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Nick Russo and Jay Domenic from Towne Mortgage join host, Michael Guthrie to discuss the pros and cons when considering a 50-year mortgage. </p>]]>
      </content:encoded>
      <pubDate>Sat, 06 Dec 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/c9a918af/51edf44c.mp3" length="28852978" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Nick Russo and Jay Domenic from Towne Mortgage join host, Michael Guthrie to discuss the pros and cons when considering a 50-year mortgage. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The 36th Annual Toy Lift with Dave Fafara</title>
      <itunes:episode>61</itunes:episode>
      <podcast:episode>61</podcast:episode>
      <itunes:title>The 36th Annual Toy Lift with Dave Fafara</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6d49f5ba-2fb9-48ae-b5b5-ebc9d720468f</guid>
      <link>https://share.transistor.fm/s/73a2f075</link>
      <description>
        <![CDATA[<p>Dave Fafara, President of Toy Lift, joined Michael Guthrie to talk about the amazing community event called Toy Lift and how this effort will bring toys over 3000 kids this Christmas.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Dave Fafara, President of Toy Lift, joined Michael Guthrie to talk about the amazing community event called Toy Lift and how this effort will bring toys over 3000 kids this Christmas.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 29 Nov 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/73a2f075/4edea706.mp3" length="29182872" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1212</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Dave Fafara, President of Toy Lift, joined Michael Guthrie to talk about the amazing community event called Toy Lift and how this effort will bring toys over 3000 kids this Christmas.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Les Sinclair of the Blue Ridge Area Food Bank</title>
      <itunes:episode>60</itunes:episode>
      <podcast:episode>60</podcast:episode>
      <itunes:title>Les Sinclair of the Blue Ridge Area Food Bank</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">03b4b0a4-93ae-425d-a098-1cff5cf497c6</guid>
      <link>https://share.transistor.fm/s/db69fac6</link>
      <description>
        <![CDATA[<p>Communication and marketing director, Les Sinclair, joins host, Michael Guthrie to talk about the importance of providing food to those in need.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Communication and marketing director, Les Sinclair, joins host, Michael Guthrie to talk about the importance of providing food to those in need.</p>]]>
      </content:encoded>
      <pubDate>Sat, 15 Nov 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/db69fac6/e7df13ea.mp3" length="28852974" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Communication and marketing director, Les Sinclair, joins host, Michael Guthrie to talk about the importance of providing food to those in need.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Q3 Housing Market Report with CAAR </title>
      <itunes:episode>59</itunes:episode>
      <podcast:episode>59</podcast:episode>
      <itunes:title>The Q3 Housing Market Report with CAAR </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6b1b00a3-85ca-4ee9-a426-0c0b8e36b75d</guid>
      <link>https://share.transistor.fm/s/e0723149</link>
      <description>
        <![CDATA[<p>CAAR Leaders Amanda Spigone and Woody Fincham join Michael Guthrie to discuss the most recent housing market report.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>CAAR Leaders Amanda Spigone and Woody Fincham join Michael Guthrie to discuss the most recent housing market report.</p>]]>
      </content:encoded>
      <pubDate>Sat, 08 Nov 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e0723149/fd72ea7e.mp3" length="29196226" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1213</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>CAAR Leaders Amanda Spigone and Woody Fincham join Michael Guthrie to discuss the most recent housing market report.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A zoning discussion with Neil Williamson</title>
      <itunes:episode>58</itunes:episode>
      <podcast:episode>58</podcast:episode>
      <itunes:title>A zoning discussion with Neil Williamson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">172df5d1-52a2-41d7-bbcd-c1ac17b74b0f</guid>
      <link>https://share.transistor.fm/s/f80c2bd1</link>
      <description>
        <![CDATA[<p>Michael Guthrie talks about the recent Charlottesville Zoning Ordinance decisions with Free Enterprise Forum’s Neil Williamson. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie talks about the recent Charlottesville Zoning Ordinance decisions with Free Enterprise Forum’s Neil Williamson. </p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Nov 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/f80c2bd1/ad686661.mp3" length="29810333" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1239</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie talks about the recent Charlottesville Zoning Ordinance decisions with Free Enterprise Forum’s Neil Williamson. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A housing market in correction with Nick Russo of Towne Mortgage</title>
      <itunes:episode>57</itunes:episode>
      <podcast:episode>57</podcast:episode>
      <itunes:title>A housing market in correction with Nick Russo of Towne Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a55ce21a-5a01-40c6-a6fe-bf410de1c6b4</guid>
      <link>https://share.transistor.fm/s/b233d4ca</link>
      <description>
        <![CDATA[<p>Nick Russo from Towne Mortgage joins Michael Guthrie to talk about the upcoming Fed rate and signs that the housing market is in a correction mode.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Nick Russo from Towne Mortgage joins Michael Guthrie to talk about the upcoming Fed rate and signs that the housing market is in a correction mode.</p>]]>
      </content:encoded>
      <pubDate>Sat, 18 Oct 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/b233d4ca/afe4317f.mp3" length="28851950" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Nick Russo from Towne Mortgage joins Michael Guthrie to talk about the upcoming Fed rate and signs that the housing market is in a correction mode.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>A Look at the 2025 Parade of Homes with Kate Colvin</title>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>A Look at the 2025 Parade of Homes with Kate Colvin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">12ed5c15-59c6-4e48-8fa8-3a087707cd9b</guid>
      <link>https://share.transistor.fm/s/e25c71ce</link>
      <description>
        <![CDATA[<p>Michael is joined by Kate Colvin of Craig Builders to take a look at the 2025 Blue Ridge Home Builders Association Parade of Homes.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael is joined by Kate Colvin of Craig Builders to take a look at the 2025 Blue Ridge Home Builders Association Parade of Homes.</p>]]>
      </content:encoded>
      <pubDate>Sat, 11 Oct 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e25c71ce/6e303fa2.mp3" length="29269574" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1216</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael is joined by Kate Colvin of Craig Builders to take a look at the 2025 Blue Ridge Home Builders Association Parade of Homes.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Changes in Home Insurance with Matt May</title>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>Changes in Home Insurance with Matt May</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">80c9ce35-e5b1-4870-b3bb-17a9e5707199</guid>
      <link>https://share.transistor.fm/s/38cb38b4</link>
      <description>
        <![CDATA[<p>Howard Hanna Insurance Agent Matt May joins Michael to walk through the changes in the home insurance industry over the last few years and how to get the best coverage for a home. </p><p><a href="https://www.howardhanna.com/Insurance">Home Insurance Services | Howard Hanna Real Estate Services</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Howard Hanna Insurance Agent Matt May joins Michael to walk through the changes in the home insurance industry over the last few years and how to get the best coverage for a home. </p><p><a href="https://www.howardhanna.com/Insurance">Home Insurance Services | Howard Hanna Real Estate Services</a></p>]]>
      </content:encoded>
      <pubDate>Sat, 04 Oct 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/38cb38b4/c4c5b090.mp3" length="29238472" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1215</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Howard Hanna Insurance Agent Matt May joins Michael to walk through the changes in the home insurance industry over the last few years and how to get the best coverage for a home. </p><p><a href="https://www.howardhanna.com/Insurance">Home Insurance Services | Howard Hanna Real Estate Services</a></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>New construction in the Shenandoah Valley with David Boisvert</title>
      <itunes:episode>54</itunes:episode>
      <podcast:episode>54</podcast:episode>
      <itunes:title>New construction in the Shenandoah Valley with David Boisvert</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">96175549-2b58-4a87-a07c-7352f1876306</guid>
      <link>https://share.transistor.fm/s/16f791b6</link>
      <description>
        <![CDATA[<p>Michael Guthrie speaks with Atlantic Builders sales manager, David Boisvert to discuss new construction in Fishersville and Stuarts Draft and new companies opening in the region. They also talk about their involvement with the Habitat Southwood community.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie speaks with Atlantic Builders sales manager, David Boisvert to discuss new construction in Fishersville and Stuarts Draft and new companies opening in the region. They also talk about their involvement with the Habitat Southwood community.</p>]]>
      </content:encoded>
      <pubDate>Sat, 27 Sep 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/16f791b6/e1c42ace.mp3" length="28849842" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie speaks with Atlantic Builders sales manager, David Boisvert to discuss new construction in Fishersville and Stuarts Draft and new companies opening in the region. They also talk about their involvement with the Habitat Southwood community.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Home Inspections with Greg Clatterbuck</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>Home Inspections with Greg Clatterbuck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4d64cb97-fbd6-4800-b8bf-edbb596910df</guid>
      <link>https://share.transistor.fm/s/f67b6d6b</link>
      <description>
        <![CDATA[<p>Michael Guthrie discusses the importance of Home Inspections with Greg Clatterbuck of Clatterbuck Home Inspections. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie discusses the importance of Home Inspections with Greg Clatterbuck of Clatterbuck Home Inspections. </p>]]>
      </content:encoded>
      <pubDate>Sat, 20 Sep 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/f67b6d6b/0fae3cca.mp3" length="29232693" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1215</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie discusses the importance of Home Inspections with Greg Clatterbuck of Clatterbuck Home Inspections. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Community housing updates with Frank Stoner</title>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>Community housing updates with Frank Stoner</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b6b7fe30-461b-4175-b2a7-29ce94d154b1</guid>
      <link>https://share.transistor.fm/s/5d549883</link>
      <description>
        <![CDATA[<p>Milestone Partners Principal Frank Stoner joins to talk about the challenges the Charlottesville Zoning Ordinance is facing, the Lochlyn Hill Community and an update on the Downtown Crozet Initiative. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Milestone Partners Principal Frank Stoner joins to talk about the challenges the Charlottesville Zoning Ordinance is facing, the Lochlyn Hill Community and an update on the Downtown Crozet Initiative. </p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Aug 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/5d549883/e1170dc8.mp3" length="28850356" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Milestone Partners Principal Frank Stoner joins to talk about the challenges the Charlottesville Zoning Ordinance is facing, the Lochlyn Hill Community and an update on the Downtown Crozet Initiative. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Analyzing the Q2 Home Sales Report with CAAR</title>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>Analyzing the Q2 Home Sales Report with CAAR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ed98066a-8ffa-4f74-be01-e3c1248fdb0e</guid>
      <link>https://share.transistor.fm/s/d0a056cb</link>
      <description>
        <![CDATA[<p>Charlottesville Area Association of Realtors Josh White, president, and Amanda Spigone, president-elect, join to talk about the recently released 2nd quarter real estate market report. Find the report <a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcaar.com%2Fwp-content%2Fuploads%2F2025%2F08%2FCAAR-2025-Q2-Housing-Market-Report.pdf&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cd181fea82bf840d7958708ddd522275a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638901065017253692%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=SQPFRvZWvfr0shJY0fnCEtBubT3mU0jWAtD68%2B0lEho%3D&amp;reserved=0">here</a>.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Charlottesville Area Association of Realtors Josh White, president, and Amanda Spigone, president-elect, join to talk about the recently released 2nd quarter real estate market report. Find the report <a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcaar.com%2Fwp-content%2Fuploads%2F2025%2F08%2FCAAR-2025-Q2-Housing-Market-Report.pdf&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cd181fea82bf840d7958708ddd522275a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638901065017253692%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=SQPFRvZWvfr0shJY0fnCEtBubT3mU0jWAtD68%2B0lEho%3D&amp;reserved=0">here</a>.</p>]]>
      </content:encoded>
      <pubDate>Sat, 09 Aug 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/d0a056cb/2f225060.mp3" length="28848251" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Charlottesville Area Association of Realtors Josh White, president, and Amanda Spigone, president-elect, join to talk about the recently released 2nd quarter real estate market report. Find the report <a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcaar.com%2Fwp-content%2Fuploads%2F2025%2F08%2FCAAR-2025-Q2-Housing-Market-Report.pdf&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cd181fea82bf840d7958708ddd522275a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638901065017253692%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=SQPFRvZWvfr0shJY0fnCEtBubT3mU0jWAtD68%2B0lEho%3D&amp;reserved=0">here</a>.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can Lower Interest Rates Jump Start the Housing Market?</title>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>Can Lower Interest Rates Jump Start the Housing Market?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c4c0a904-a6eb-4342-bb2e-2b53425cc8cd</guid>
      <link>https://share.transistor.fm/s/823ad01b</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie and Jay Dominic talk about how a drop in interest rates would help spark a pickup in the housing market.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie and Jay Dominic talk about how a drop in interest rates would help spark a pickup in the housing market.</p>]]>
      </content:encoded>
      <pubDate>Sat, 02 Aug 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/823ad01b/1d2bab3b.mp3" length="29737182" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1236</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie and Jay Dominic talk about how a drop in interest rates would help spark a pickup in the housing market.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taking a Look at the Real Estate Market and Zoning</title>
      <itunes:episode>49</itunes:episode>
      <podcast:episode>49</podcast:episode>
      <itunes:title>Taking a Look at the Real Estate Market and Zoning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e90f1c20-6a94-4eea-9020-4b4ef5dc4880</guid>
      <link>https://share.transistor.fm/s/8c3b1066</link>
      <description>
        <![CDATA[<p>The real estate market seems to be in a lull. Michael Guthrie shares his thoughts on why and for how long and takes some time discussing the ongoing dilemma of the Charlottesville City Zoning ordinance being overruled by a judge.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The real estate market seems to be in a lull. Michael Guthrie shares his thoughts on why and for how long and takes some time discussing the ongoing dilemma of the Charlottesville City Zoning ordinance being overruled by a judge.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Jul 2025 12:40:39 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/8c3b1066/95b9c795.mp3" length="28850316" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The real estate market seems to be in a lull. Michael Guthrie shares his thoughts on why and for how long and takes some time discussing the ongoing dilemma of the Charlottesville City Zoning ordinance being overruled by a judge.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Greg Slater with The CAAR Foundation </title>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>Greg Slater with The CAAR Foundation </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">44ad1eb7-5597-4c94-b86e-dd0dcfcb3e84</guid>
      <link>https://share.transistor.fm/s/fa10db2e</link>
      <description>
        <![CDATA[<p>CAAR Foundation Past President Greg Slater joined host Michael Guthrie to give an update on how the CAAR Foundation is helping initiate Affordable Housing. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>CAAR Foundation Past President Greg Slater joined host Michael Guthrie to give an update on how the CAAR Foundation is helping initiate Affordable Housing. </p>]]>
      </content:encoded>
      <pubDate>Sat, 19 Jul 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/fa10db2e/8a26b168.mp3" length="28848006" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>CAAR Foundation Past President Greg Slater joined host Michael Guthrie to give an update on how the CAAR Foundation is helping initiate Affordable Housing. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Advocating for Property Rights with Rick Lugg</title>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>Advocating for Property Rights with Rick Lugg</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">409ad054-1113-456f-8c58-8d5d017f53b5</guid>
      <link>https://share.transistor.fm/s/d6d211a1</link>
      <description>
        <![CDATA[<p>Virginia Realtor CEO Rick Lugg joins Michael Guthrie to talk about how the Realtor Association advocates for property rights.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Virginia Realtor CEO Rick Lugg joins Michael Guthrie to talk about how the Realtor Association advocates for property rights.</p>]]>
      </content:encoded>
      <pubDate>Sat, 28 Jun 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/d6d211a1/6abeae64.mp3" length="28849508" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Virginia Realtor CEO Rick Lugg joins Michael Guthrie to talk about how the Realtor Association advocates for property rights.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taking a Closer Look at the Real Estate Market Numbers</title>
      <itunes:episode>46</itunes:episode>
      <podcast:episode>46</podcast:episode>
      <itunes:title>Taking a Closer Look at the Real Estate Market Numbers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6f3ec13f-c5a6-4b6d-921b-b6a0ad4e2e0d</guid>
      <link>https://share.transistor.fm/s/8bf89413</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie shares why he thinks the real estate market is headed in a different direction. Listen to the signs he sees and what the early second quarter numbers are showing. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie shares why he thinks the real estate market is headed in a different direction. Listen to the signs he sees and what the early second quarter numbers are showing. </p>]]>
      </content:encoded>
      <pubDate>Sat, 21 Jun 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/8bf89413/791b8b60.mp3" length="30082639" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1250</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie shares why he thinks the real estate market is headed in a different direction. Listen to the signs he sees and what the early second quarter numbers are showing. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Charlottesville Zoning Uncertainty with Neil Williamson of Free Enterprise Forum</title>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>Charlottesville Zoning Uncertainty with Neil Williamson of Free Enterprise Forum</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">68a04735-dc22-4876-91bf-3a06728b138c</guid>
      <link>https://share.transistor.fm/s/27e66a5c</link>
      <description>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joined host, Michael Guthrie, to talk about the uncertainty of the city of Charlottesville zoning ordinance and a developer choosing not to move forward with a housing project on the Downtown Mall. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joined host, Michael Guthrie, to talk about the uncertainty of the city of Charlottesville zoning ordinance and a developer choosing not to move forward with a housing project on the Downtown Mall. </p>]]>
      </content:encoded>
      <pubDate>Sat, 31 May 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/27e66a5c/77dfb0d3.mp3" length="30458359" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1266</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Neil Williamson from Free Enterprise Forum joined host, Michael Guthrie, to talk about the uncertainty of the city of Charlottesville zoning ordinance and a developer choosing not to move forward with a housing project on the Downtown Mall. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Getting an Appraisal Done with Woody Fincham</title>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>Getting an Appraisal Done with Woody Fincham</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0d9cd157-e0bc-40be-9f5b-9d08bf0f3135</guid>
      <link>https://share.transistor.fm/s/82b96a11</link>
      <description>
        <![CDATA[<p>Appraiser Woody Fincham joined host, Michael Guthrie, to discuss all the many different aspects of getting an appraisal done on a home.</p><p><a href="https://woodyfincham.com">Real Estate Appraiser in Charlottesville, Virginia</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Appraiser Woody Fincham joined host, Michael Guthrie, to discuss all the many different aspects of getting an appraisal done on a home.</p><p><a href="https://woodyfincham.com">Real Estate Appraiser in Charlottesville, Virginia</a></p>]]>
      </content:encoded>
      <pubDate>Sat, 24 May 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/82b96a11/e8eadf3c.mp3" length="29222599" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1214</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Appraiser Woody Fincham joined host, Michael Guthrie, to discuss all the many different aspects of getting an appraisal done on a home.</p><p><a href="https://woodyfincham.com">Real Estate Appraiser in Charlottesville, Virginia</a></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Exciting Opportunities for First-Time Buyers with Frank Webster and Carl Garrett</title>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>Exciting Opportunities for First-Time Buyers with Frank Webster and Carl Garrett</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">54cf0636-5410-45c8-905d-e56dbfda405b</guid>
      <link>https://share.transistor.fm/s/9a2abe3d</link>
      <description>
        <![CDATA[<p>Frank Webster from Virginia Housing and Carl Garrett from Movement Mortgage join Michael Guthrie to talk about Virginia Housing’s exciting new first time buyer program. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Frank Webster from Virginia Housing and Carl Garrett from Movement Mortgage join Michael Guthrie to talk about Virginia Housing’s exciting new first time buyer program. </p>]]>
      </content:encoded>
      <pubDate>Mon, 19 May 2025 14:54:56 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/9a2abe3d/97404fe9.mp3" length="29781653" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1238</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Frank Webster from Virginia Housing and Carl Garrett from Movement Mortgage join Michael Guthrie to talk about Virginia Housing’s exciting new first time buyer program. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>CAAR 2025 Q1 Housing Market Report with Josh White and Amanda Spigone</title>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>CAAR 2025 Q1 Housing Market Report with Josh White and Amanda Spigone</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">32203997-6b3a-4635-8082-89211b1bd2d8</guid>
      <link>https://share.transistor.fm/s/dea9872c</link>
      <description>
        <![CDATA[<p>Charlottesville Area Association of Realtors President Josh White and President-Elect Amanda Spigone give insight into the 2025 1st Quarter Market Report.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Charlottesville Area Association of Realtors President Josh White and President-Elect Amanda Spigone give insight into the 2025 1st Quarter Market Report.</p>]]>
      </content:encoded>
      <pubDate>Sat, 10 May 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/dea9872c/0e092ca3.mp3" length="28848281" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Charlottesville Area Association of Realtors President Josh White and President-Elect Amanda Spigone give insight into the 2025 1st Quarter Market Report.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Boosting Curb Appeal with Zach Pittinger from Snow Knows Garden Center</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>Boosting Curb Appeal with Zach Pittinger from Snow Knows Garden Center</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ce76e994-86fb-426f-8e80-3a6bc5568959</guid>
      <link>https://share.transistor.fm/s/e1011e7e</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie discusses simple ways to improve the curb appeal of your home with Zach Pittinger from Snow Knows Garden Center.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie discusses simple ways to improve the curb appeal of your home with Zach Pittinger from Snow Knows Garden Center.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 12 Apr 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e1011e7e/7d846a48.mp3" length="29204354" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1214</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie discusses simple ways to improve the curb appeal of your home with Zach Pittinger from Snow Knows Garden Center.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Now Is The Time to Buy!</title>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>Now Is The Time to Buy!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b73701eb-f8d9-47be-b167-55452d01e7cf</guid>
      <link>https://share.transistor.fm/s/4d577f43</link>
      <description>
        <![CDATA[<p>Host, Michael Guthrie shares why the economic uncertainty makes it a perfect time to purchase a home. </p><p>Michael explains that the one thing that is for certain is that home prices will continue to rise.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host, Michael Guthrie shares why the economic uncertainty makes it a perfect time to purchase a home. </p><p>Michael explains that the one thing that is for certain is that home prices will continue to rise.</p>]]>
      </content:encoded>
      <pubDate>Sat, 05 Apr 2025 08:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/4d577f43/216a74ab.mp3" length="28788509" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1196</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host, Michael Guthrie shares why the economic uncertainty makes it a perfect time to purchase a home. </p><p>Michael explains that the one thing that is for certain is that home prices will continue to rise.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Nuances of Homeowners Insurance with Robert Gibb</title>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>The Nuances of Homeowners Insurance with Robert Gibb</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ae7d8ddb-ca8a-4dea-8cc3-c696049df2aa</guid>
      <link>https://share.transistor.fm/s/1a1404a2</link>
      <description>
        <![CDATA[<p>Are you thinking about buying a home? Getting hazard insurance is not as simple as it used to be. Robert Gibb joined host, Michael Guthrie, to share the many nuances one has to consider when purchasing homeowners insurance. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Are you thinking about buying a home? Getting hazard insurance is not as simple as it used to be. Robert Gibb joined host, Michael Guthrie, to share the many nuances one has to consider when purchasing homeowners insurance. </p>]]>
      </content:encoded>
      <pubDate>Sat, 29 Mar 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/1a1404a2/590d840b.mp3" length="30070520" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1250</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Are you thinking about buying a home? Getting hazard insurance is not as simple as it used to be. Robert Gibb joined host, Michael Guthrie, to share the many nuances one has to consider when purchasing homeowners insurance. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Preparing for the Spring Market</title>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>Preparing for the Spring Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">006a456c-4fca-4f4b-94d5-53a5b8c5f7f1</guid>
      <link>https://share.transistor.fm/s/5ce99313</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie discusses the possibilities of affordable housing as well as what is going on in the Charlottesville real estate market as we head into the spring. </p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fmrg7175&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656179964%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=Uh4WSJZ7mA1CwwUA35YjsRt0rsGA6T4Apa9ZrQlJ01c%3D&amp;reserved=0">Www.linkedin.com/in/mrg7175</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.cvillerightnow.com%2Fpodcast&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656198058%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=%2FSfAHWrysg%2BFlIfJPw%2FeS9cvkkK3vqH1xesxhtu2YJU%3D&amp;reserved=0">www.cvillerightnow.com/podcast</a> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie discusses the possibilities of affordable housing as well as what is going on in the Charlottesville real estate market as we head into the spring. </p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fmrg7175&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656179964%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=Uh4WSJZ7mA1CwwUA35YjsRt0rsGA6T4Apa9ZrQlJ01c%3D&amp;reserved=0">Www.linkedin.com/in/mrg7175</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.cvillerightnow.com%2Fpodcast&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656198058%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=%2FSfAHWrysg%2BFlIfJPw%2FeS9cvkkK3vqH1xesxhtu2YJU%3D&amp;reserved=0">www.cvillerightnow.com/podcast</a> </p>]]>
      </content:encoded>
      <pubDate>Sat, 22 Mar 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/5ce99313/3682d2bc.mp3" length="28845108" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie discusses the possibilities of affordable housing as well as what is going on in the Charlottesville real estate market as we head into the spring. </p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fmrg7175&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656179964%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=Uh4WSJZ7mA1CwwUA35YjsRt0rsGA6T4Apa9ZrQlJ01c%3D&amp;reserved=0">Www.linkedin.com/in/mrg7175</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.cvillerightnow.com%2Fpodcast&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cae634a0653a6463833b908dd66efa39d%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638779901656198058%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=%2FSfAHWrysg%2BFlIfJPw%2FeS9cvkkK3vqH1xesxhtu2YJU%3D&amp;reserved=0">www.cvillerightnow.com/podcast</a> </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>CAAR Foundation Executive Director Dave Norris</title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>CAAR Foundation Executive Director Dave Norris</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a0cf126a-1c6e-462a-a7c5-fe7f2ef07efd</guid>
      <link>https://share.transistor.fm/s/586f0dab</link>
      <description>
        <![CDATA[<p>Charlottesville Area Association of Realtors Foundation Executive Director, Dave Norris, joined host, Michael Guthrie, to discuss the recent Regional Housing Summit.  </p><p><br><a href="https://www.caarfoundation.org/">CAAR Foundation</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Charlottesville Area Association of Realtors Foundation Executive Director, Dave Norris, joined host, Michael Guthrie, to discuss the recent Regional Housing Summit.  </p><p><br><a href="https://www.caarfoundation.org/">CAAR Foundation</a></p>]]>
      </content:encoded>
      <pubDate>Sat, 15 Mar 2025 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/586f0dab/4c157c30.mp3" length="31131916" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1294</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Charlottesville Area Association of Realtors Foundation Executive Director, Dave Norris, joined host, Michael Guthrie, to discuss the recent Regional Housing Summit.  </p><p><br><a href="https://www.caarfoundation.org/">CAAR Foundation</a></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Eddie Howard and Faith Kelley of Charlottesville Abundant Life</title>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>Eddie Howard and Faith Kelley of Charlottesville Abundant Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b4eeaeb4-0bde-4fa6-b7e3-ebc9938140ad</guid>
      <link>https://share.transistor.fm/s/ca376cb5</link>
      <description>
        <![CDATA[<p>Eddie Howard and Faith Kelley join Michael Guthrie to discuss the wonderful work Charlottesville Abundant Life is doing in the Prospect community and the Abundant Life March Madness fundraising event coming up on March 20th at Kardinal Hall.<br> <br><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552456113%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=NRXBmCdQb7zRYc%2FUsRbz2Rq6J0V%2FxzWyZ%2FnSBpb8cUk%3D&amp;reserved=0">Abundant Life Ministries – Working Together to Live an Abundant Life</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2Fevents%2Fabundant-madness-%25F0%259F%258F%2580%25F0%259F%2594%25A5-2025%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552495772%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=RYPYicjW9vlD8b%2FOCc9GgS%2Bqqi%2FeTKF6P8JqjzzcwmA%3D&amp;reserved=0">ABUNDANT MADNESS 🏀🔥 Presented by Flow Toyota of Charlottesville – Abundant Life Ministries</a></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Eddie Howard and Faith Kelley join Michael Guthrie to discuss the wonderful work Charlottesville Abundant Life is doing in the Prospect community and the Abundant Life March Madness fundraising event coming up on March 20th at Kardinal Hall.<br> <br><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552456113%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=NRXBmCdQb7zRYc%2FUsRbz2Rq6J0V%2FxzWyZ%2FnSBpb8cUk%3D&amp;reserved=0">Abundant Life Ministries – Working Together to Live an Abundant Life</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2Fevents%2Fabundant-madness-%25F0%259F%258F%2580%25F0%259F%2594%25A5-2025%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552495772%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=RYPYicjW9vlD8b%2FOCc9GgS%2Bqqi%2FeTKF6P8JqjzzcwmA%3D&amp;reserved=0">ABUNDANT MADNESS 🏀🔥 Presented by Flow Toyota of Charlottesville – Abundant Life Ministries</a></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Mar 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/ca376cb5/7aec8dcf.mp3" length="30796396" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1280</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Eddie Howard and Faith Kelley join Michael Guthrie to discuss the wonderful work Charlottesville Abundant Life is doing in the Prospect community and the Abundant Life March Madness fundraising event coming up on March 20th at Kardinal Hall.<br> <br><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552456113%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=NRXBmCdQb7zRYc%2FUsRbz2Rq6J0V%2FxzWyZ%2FnSBpb8cUk%3D&amp;reserved=0">Abundant Life Ministries – Working Together to Live an Abundant Life</a></p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcharlottesvilleabundantlife.org%2Fevents%2Fabundant-madness-%25F0%259F%258F%2580%25F0%259F%2594%25A5-2025%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf263fbd3db1a4bfa0ea308dd574ee333%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638762718552495772%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=RYPYicjW9vlD8b%2FOCc9GgS%2Bqqi%2FeTKF6P8JqjzzcwmA%3D&amp;reserved=0">ABUNDANT MADNESS 🏀🔥 Presented by Flow Toyota of Charlottesville – Abundant Life Ministries</a></p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Analyzing the 2024 Housing Market with Josh White and Amanda Spigone of CAAR</title>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>Analyzing the 2024 Housing Market with Josh White and Amanda Spigone of CAAR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d4a303f7-5b59-4c30-a545-85bdee886d36</guid>
      <link>https://share.transistor.fm/s/a22f9277</link>
      <description>
        <![CDATA[<p>CAAR President Josh White and President-Elect Amanda Spigone join host Michael Guthrie to discuss how the 2024 real estate market compared to 2023 and how political uncertainties could impact the housing market in the coming year.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>CAAR President Josh White and President-Elect Amanda Spigone join host Michael Guthrie to discuss how the 2024 real estate market compared to 2023 and how political uncertainties could impact the housing market in the coming year.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 08 Feb 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a22f9277/835806fd.mp3" length="33224038" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1381</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>CAAR President Josh White and President-Elect Amanda Spigone join host Michael Guthrie to discuss how the 2024 real estate market compared to 2023 and how political uncertainties could impact the housing market in the coming year.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Do You Need to Know about Reverse Mortgages?</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>What Do You Need to Know about Reverse Mortgages?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b15eefe2-8570-4914-bc55-f1cfc264be2f</guid>
      <link>https://share.transistor.fm/s/2518e52a</link>
      <description>
        <![CDATA[<p>Carl Garrett and Harlan Accola from Movement Mortgage join Michael Guthrie to discuss the ins and outs of reverse mortgages.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Carl Garrett and Harlan Accola from Movement Mortgage join Michael Guthrie to discuss the ins and outs of reverse mortgages.</p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Feb 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/2518e52a/571b2982.mp3" length="28845670" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Carl Garrett and Harlan Accola from Movement Mortgage join Michael Guthrie to discuss the ins and outs of reverse mortgages.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Downsizing and Decluttering with Brandon Lloyd of askLandis</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>Downsizing and Decluttering with Brandon Lloyd of askLandis</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dfb75019-d1fc-4fdb-8c46-d0f4c4729f88</guid>
      <link>https://share.transistor.fm/s/a4506061</link>
      <description>
        <![CDATA[<p>Michael discusses the importance of asking the experts when decluttering and downsizing with Brandon Lloyd from askLandis.</p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.asklandis.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C096ccfea310241261c6008dd365c496a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638726492193978975%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=DR1ARmvvgKgurPxV8VrbXlyAQm1z5Z%2Fg18VIVy%2B8KQc%3D&amp;reserved=0">www.askLandis.com</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael discusses the importance of asking the experts when decluttering and downsizing with Brandon Lloyd from askLandis.</p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.asklandis.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C096ccfea310241261c6008dd365c496a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638726492193978975%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=DR1ARmvvgKgurPxV8VrbXlyAQm1z5Z%2Fg18VIVy%2B8KQc%3D&amp;reserved=0">www.askLandis.com</a></p>]]>
      </content:encoded>
      <pubDate>Sat, 18 Jan 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a4506061/d1c54337.mp3" length="29843383" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1240</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael discusses the importance of asking the experts when decluttering and downsizing with Brandon Lloyd from askLandis.</p><p><a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Fwww.asklandis.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C096ccfea310241261c6008dd365c496a%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638726492193978975%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=DR1ARmvvgKgurPxV8VrbXlyAQm1z5Z%2Fg18VIVy%2B8KQc%3D&amp;reserved=0">www.askLandis.com</a></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Looking Back and Ahead with Neil Williamson of Free Enterprise Forum</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>Looking Back and Ahead with Neil Williamson of Free Enterprise Forum</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f957d2c2-000b-439f-856d-8f670e9d2d6a</guid>
      <link>https://share.transistor.fm/s/557e4259</link>
      <description>
        <![CDATA[<p>Looking back on 2024 then looking ahead to 2025 with Neil Williamson of the Free Enterprise Forum. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Looking back on 2024 then looking ahead to 2025 with Neil Williamson of the Free Enterprise Forum. </p>]]>
      </content:encoded>
      <pubDate>Sat, 11 Jan 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/557e4259/a5336e04.mp3" length="30052088" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1249</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Looking back on 2024 then looking ahead to 2025 with Neil Williamson of the Free Enterprise Forum. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Michael Guthrie's Initial Projections for the 2025 Housing Market</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>Michael Guthrie's Initial Projections for the 2025 Housing Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c4f27a5e-c5c6-44dd-952b-b224fd9d1fd1</guid>
      <link>https://share.transistor.fm/s/823a5ad8</link>
      <description>
        <![CDATA[<p>Michael talks about how higher than expected interest rates will impact sales activity in the early part of 2025 and whether there will be enough homes in the market to offset buyer demand. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael talks about how higher than expected interest rates will impact sales activity in the early part of 2025 and whether there will be enough homes in the market to offset buyer demand. </p>]]>
      </content:encoded>
      <pubDate>Sat, 04 Jan 2025 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/823a5ad8/6b975427.mp3" length="31587009" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1313</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael talks about how higher than expected interest rates will impact sales activity in the early part of 2025 and whether there will be enough homes in the market to offset buyer demand. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2024 Holiday Special</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>2024 Holiday Special</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7775794d-dcdf-4aec-ae67-c0e46f2f4209</guid>
      <link>https://share.transistor.fm/s/30f47225</link>
      <description>
        <![CDATA[<p>Michael Guthrie of Howard Hanna Roy Wheeler Realty Co. revisits his thoughts on the real estate market backed up by his real estate themed Christmas songs.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael Guthrie of Howard Hanna Roy Wheeler Realty Co. revisits his thoughts on the real estate market backed up by his real estate themed Christmas songs.</p>]]>
      </content:encoded>
      <pubDate>Sat, 28 Dec 2024 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/30f47225/0f8c4af4.mp3" length="28120508" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1169</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael Guthrie of Howard Hanna Roy Wheeler Realty Co. revisits his thoughts on the real estate market backed up by his real estate themed Christmas songs.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dino Hoxhaj of Dino's Pizza</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Dino Hoxhaj of Dino's Pizza</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d80e8567-cab6-413b-8796-77812dfb9aef</guid>
      <link>https://share.transistor.fm/s/dd3e571e</link>
      <description>
        <![CDATA[<p>A real American dream story: a war refugee who came to America in 2003 now runs a business that employs more than 34 people. Dino Hoxhaj of Dino's Pizza joins Michael Guthrie to talk about his family and their gratitude for all Charlottesville has done for them over the years.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>A real American dream story: a war refugee who came to America in 2003 now runs a business that employs more than 34 people. Dino Hoxhaj of Dino's Pizza joins Michael Guthrie to talk about his family and their gratitude for all Charlottesville has done for them over the years.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 14 Dec 2024 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/dd3e571e/f26d2c99.mp3" length="31048943" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1291</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>A real American dream story: a war refugee who came to America in 2003 now runs a business that employs more than 34 people. Dino Hoxhaj of Dino's Pizza joins Michael Guthrie to talk about his family and their gratitude for all Charlottesville has done for them over the years.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Wes Ammons and Justin Kinsey of Duct Medic</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Wes Ammons and Justin Kinsey of Duct Medic</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1b47410d-d26c-412d-81e8-efb8273946f4</guid>
      <link>https://share.transistor.fm/s/ddabd3b2</link>
      <description>
        <![CDATA[<p>Have you had the duct work in your home inspected? Justin and Wes from Duct Medic join Michael Guthrie to discuss why duct and dryer vent cleaning should be a regular process for your home.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Have you had the duct work in your home inspected? Justin and Wes from Duct Medic join Michael Guthrie to discuss why duct and dryer vent cleaning should be a regular process for your home.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 07 Dec 2024 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/ddabd3b2/c00d2c36.mp3" length="31386394" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1305</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Have you had the duct work in your home inspected? Justin and Wes from Duct Medic join Michael Guthrie to discuss why duct and dryer vent cleaning should be a regular process for your home.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Wendell Gibson and Becky Crowe of Gibson Homes</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Wendell Gibson and Becky Crowe of Gibson Homes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">625eb1f3-d816-4080-8d84-c03cb67593c8</guid>
      <link>https://share.transistor.fm/s/075935d0</link>
      <description>
        <![CDATA[<p>Michael’s guests, Wendell Gibson and Becky Crowe joined to talk about their Gibson Homes construction business. They talked about what it takes to build a home, helping people figure out the best floor plan for how they want to live, and the challenges of keeping home prices down given the cost of land, labor, building supply, and fuel.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael’s guests, Wendell Gibson and Becky Crowe joined to talk about their Gibson Homes construction business. They talked about what it takes to build a home, helping people figure out the best floor plan for how they want to live, and the challenges of keeping home prices down given the cost of land, labor, building supply, and fuel.  </p>]]>
      </content:encoded>
      <pubDate>Mon, 18 Nov 2024 11:01:09 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/075935d0/0e041b50.mp3" length="28750754" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1195</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael’s guests, Wendell Gibson and Becky Crowe joined to talk about their Gibson Homes construction business. They talked about what it takes to build a home, helping people figure out the best floor plan for how they want to live, and the challenges of keeping home prices down given the cost of land, labor, building supply, and fuel.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Q3 Housing Market Report with Anne Burroughs and Josh White of CAAR</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>The Q3 Housing Market Report with Anne Burroughs and Josh White of CAAR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e135be71-48e3-449e-8ece-6def82c28c5a</guid>
      <link>https://share.transistor.fm/s/e26780ff</link>
      <description>
        <![CDATA[<p>Anne Burroughs, President, and Josh White, President-Elect, of the Charlottesville Area Association of Realtors (CAAR) join Michael Guthrie to discuss the third-quarter real estate market report and delve into the importance of finding a way to create affordable housing in a price appreciation market.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Anne Burroughs, President, and Josh White, President-Elect, of the Charlottesville Area Association of Realtors (CAAR) join Michael Guthrie to discuss the third-quarter real estate market report and delve into the importance of finding a way to create affordable housing in a price appreciation market.</p>]]>
      </content:encoded>
      <pubDate>Sat, 09 Nov 2024 10:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e26780ff/7c106084.mp3" length="29929681" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1244</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Anne Burroughs, President, and Josh White, President-Elect, of the Charlottesville Area Association of Realtors (CAAR) join Michael Guthrie to discuss the third-quarter real estate market report and delve into the importance of finding a way to create affordable housing in a price appreciation market.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's Happening in the Real Estate Market?</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>What's Happening in the Real Estate Market?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e0bf6550-86a5-41f0-89e7-9ace2f211b31</guid>
      <link>https://share.transistor.fm/s/64b30e89</link>
      <description>
        <![CDATA[<p>Michael discusses the dynamic real estate world and breaks down changes in affordable housing, lower interest rates, and the way agents are compensated.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael discusses the dynamic real estate world and breaks down changes in affordable housing, lower interest rates, and the way agents are compensated.</p>]]>
      </content:encoded>
      <pubDate>Sat, 02 Nov 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/64b30e89/56d30917.mp3" length="30023553" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1248</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael discusses the dynamic real estate world and breaks down changes in affordable housing, lower interest rates, and the way agents are compensated.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Chris Ketchum of Howard Hanna Roy Wheeler Realty Co.</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Chris Ketchum of Howard Hanna Roy Wheeler Realty Co.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d9c5de07-62d7-4f77-8488-ee505745f58c</guid>
      <link>https://share.transistor.fm/s/ce11210b</link>
      <description>
        <![CDATA[<p>Chris Ketchum joined Michael to discuss the Spring Creek community and the importance of photography when marketing a home for sale. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Chris Ketchum joined Michael to discuss the Spring Creek community and the importance of photography when marketing a home for sale. </p>]]>
      </content:encoded>
      <pubDate>Sat, 12 Oct 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/ce11210b/018482ec.mp3" length="28838212" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Chris Ketchum joined Michael to discuss the Spring Creek community and the importance of photography when marketing a home for sale. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Adapting to Real Estate Changes with Attorney Bill Tucker</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>Adapting to Real Estate Changes with Attorney Bill Tucker</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e93a5af1-777c-44e1-bc92-9baabdb46265</guid>
      <link>https://share.transistor.fm/s/a187ce01</link>
      <description>
        <![CDATA[<p>Attorney Bill Tucker joined host, Michael Guthrie to share how the recent changes to the real estate transaction process have impacted the industry.  We also talked about the increase in cash purchases, what people should consider when refinancing, and what buyers need to know to make the closing on their home less stressful.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Attorney Bill Tucker joined host, Michael Guthrie to share how the recent changes to the real estate transaction process have impacted the industry.  We also talked about the increase in cash purchases, what people should consider when refinancing, and what buyers need to know to make the closing on their home less stressful.</p>]]>
      </content:encoded>
      <pubDate>Sat, 28 Sep 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a187ce01/dc04dd69.mp3" length="29361259" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1220</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Attorney Bill Tucker joined host, Michael Guthrie to share how the recent changes to the real estate transaction process have impacted the industry.  We also talked about the increase in cash purchases, what people should consider when refinancing, and what buyers need to know to make the closing on their home less stressful.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mortgage Rates with Jay Domenic of Towne Mortgage</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>Mortgage Rates with Jay Domenic of Towne Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">35e9c6bf-5690-441d-ac1c-51314fab3bd3</guid>
      <link>https://share.transistor.fm/s/06e1412f</link>
      <description>
        <![CDATA[<p>Where are mortgage rates headed? What do you need to know about qualifying for a home mortgage? Jay Domenic from Towne Mortgage has all the answers.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Where are mortgage rates headed? What do you need to know about qualifying for a home mortgage? Jay Domenic from Towne Mortgage has all the answers.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 14 Sep 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/06e1412f/d7ff9341.mp3" length="30883057" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1284</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Where are mortgage rates headed? What do you need to know about qualifying for a home mortgage? Jay Domenic from Towne Mortgage has all the answers.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Updates and Changes to the Housing Market</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>Updates and Changes to the Housing Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e74792ae-a9f2-4b54-ac5c-825758e91618</guid>
      <link>https://share.transistor.fm/s/cee00f65</link>
      <description>
        <![CDATA[<p>Michael gives his listeners an update on the housing market and the changes in place when buyers use a real estate agent.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael gives his listeners an update on the housing market and the changes in place when buyers use a real estate agent.</p>]]>
      </content:encoded>
      <pubDate>Sat, 07 Sep 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/cee00f65/993248cf.mp3" length="29929651" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1244</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael gives his listeners an update on the housing market and the changes in place when buyers use a real estate agent.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Where is the Housing Market Now?</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Where is the Housing Market Now?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fa195226-d529-4822-a31e-215b9d6940f5</guid>
      <link>https://share.transistor.fm/s/a13a078a</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie provides an update on where the housing market is now and where it is headed for the rest of 2024. Michael also shares an overview of what to expect with the August 17th changes to the buying and selling process.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie provides an update on where the housing market is now and where it is headed for the rest of 2024. Michael also shares an overview of what to expect with the August 17th changes to the buying and selling process.</p>]]>
      </content:encoded>
      <pubDate>Sat, 24 Aug 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a13a078a/a66ce459.mp3" length="29535262" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1228</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie provides an update on where the housing market is now and where it is headed for the rest of 2024. Michael also shares an overview of what to expect with the August 17th changes to the buying and selling process.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dan Rosensweig from Habitat for Humanity</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>Dan Rosensweig from Habitat for Humanity</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">12000bd8-38e6-4db7-94ac-bf730c28fe3a</guid>
      <link>https://share.transistor.fm/s/bc2456fb</link>
      <description>
        <![CDATA[<p>Dan Rosensweig from Habitat for Humanity joined Michael to share about the recent purchase of the Carlton mobile home park. He discussed how it all came to be in a short period of time and what folks can do to help this project and community as it moves forward.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Dan Rosensweig from Habitat for Humanity joined Michael to share about the recent purchase of the Carlton mobile home park. He discussed how it all came to be in a short period of time and what folks can do to help this project and community as it moves forward.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 17 Aug 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/bc2456fb/226a2b15.mp3" length="29536427" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1228</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Dan Rosensweig from Habitat for Humanity joined Michael to share about the recent purchase of the Carlton mobile home park. He discussed how it all came to be in a short period of time and what folks can do to help this project and community as it moves forward.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The CAAR 2024 2nd Quarter Home Sales Report</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>The CAAR 2024 2nd Quarter Home Sales Report</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7ee60736-e4f0-4d89-a4a1-536a5d4b9ce7</guid>
      <link>https://share.transistor.fm/s/f294cea8</link>
      <description>
        <![CDATA[<p>Charlottesville Area Association of Realtors leaders, Anne Burroughs and Josh White joined host, Michael Guthrie to discuss the recently released CAAR housing report. They also discuss recent changes that prospective purchasers should know.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Charlottesville Area Association of Realtors leaders, Anne Burroughs and Josh White joined host, Michael Guthrie to discuss the recently released CAAR housing report. They also discuss recent changes that prospective purchasers should know.</p>]]>
      </content:encoded>
      <pubDate>Sat, 10 Aug 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/f294cea8/ba9bd565.mp3" length="31314991" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1302</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Charlottesville Area Association of Realtors leaders, Anne Burroughs and Josh White joined host, Michael Guthrie to discuss the recently released CAAR housing report. They also discuss recent changes that prospective purchasers should know.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Real Estate as an Investment </title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Real Estate as an Investment </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b0f4839c-aae4-4c48-8e3b-cb7798792f74</guid>
      <link>https://share.transistor.fm/s/f75e539d</link>
      <description>
        <![CDATA[<p>Show host, Michael Guthrie, offers a quick overview for what to consider when buying real estate as an investment. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Show host, Michael Guthrie, offers a quick overview for what to consider when buying real estate as an investment. </p>]]>
      </content:encoded>
      <pubDate>Sat, 27 Jul 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/f75e539d/060ffd0e.mp3" length="28841201" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Show host, Michael Guthrie, offers a quick overview for what to consider when buying real estate as an investment. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can Affordable Housing Become a Reality?</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Can Affordable Housing Become a Reality?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3a4cf463-af17-4edf-96e0-9cbc2c8c3cad</guid>
      <link>https://share.transistor.fm/s/67036ad4</link>
      <description>
        <![CDATA[<p>Show host, Michael Guthrie, shares his thoughts on affordable housing on the heels of the news that a developer has bought one of the last remaining trailer parks in Charlottesville.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Show host, Michael Guthrie, shares his thoughts on affordable housing on the heels of the news that a developer has bought one of the last remaining trailer parks in Charlottesville.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 20 Jul 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/67036ad4/b7cddf16.mp3" length="29607260" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1231</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Show host, Michael Guthrie, shares his thoughts on affordable housing on the heels of the news that a developer has bought one of the last remaining trailer parks in Charlottesville.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Sean Tubbs of InfoCville.com </title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>Sean Tubbs of InfoCville.com </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a3680d15-e931-4644-bd21-c41683fa8bb8</guid>
      <link>https://share.transistor.fm/s/f774e032</link>
      <description>
        <![CDATA[<p>Sean Tubbs from <a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Finfocville.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C7660dca5697a4117f9f808dca1e4fbc4%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638563252062926863%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=T%2FeUeTuZr2Z6%2FCGwGgrxdxBovBbt1BV64xbJsGe1fAo%3D&amp;reserved=0">infocville.com</a> joined Michael to discuss the intricacies of the Charlottesville zoning ordinance. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Sean Tubbs from <a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Finfocville.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C7660dca5697a4117f9f808dca1e4fbc4%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638563252062926863%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=T%2FeUeTuZr2Z6%2FCGwGgrxdxBovBbt1BV64xbJsGe1fAo%3D&amp;reserved=0">infocville.com</a> joined Michael to discuss the intricacies of the Charlottesville zoning ordinance. </p>]]>
      </content:encoded>
      <pubDate>Sat, 13 Jul 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/f774e032/547cf2f8.mp3" length="31040551" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1290</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Sean Tubbs from <a href="https://nam11.safelinks.protection.outlook.com/?url=http%3A%2F%2Finfocville.com%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7C7660dca5697a4117f9f808dca1e4fbc4%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638563252062926863%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=T%2FeUeTuZr2Z6%2FCGwGgrxdxBovBbt1BV64xbJsGe1fAo%3D&amp;reserved=0">infocville.com</a> joined Michael to discuss the intricacies of the Charlottesville zoning ordinance. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Frank Stoner of Milestone Properties</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Frank Stoner of Milestone Properties</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6e1307f4-179d-45d8-b3ff-22db785f6e44</guid>
      <link>https://share.transistor.fm/s/a73cd8e6</link>
      <description>
        <![CDATA[<p>Frank Stoner from milestone properties joined host Michael Guthrie to discuss all the exciting plans on what is happening in downtown Crozet. This over 10-year project is about to get started and will provide the Western Albemarle area mixed use opportunity for business, residential, and entertainment.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Frank Stoner from milestone properties joined host Michael Guthrie to discuss all the exciting plans on what is happening in downtown Crozet. This over 10-year project is about to get started and will provide the Western Albemarle area mixed use opportunity for business, residential, and entertainment.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 29 Jun 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a73cd8e6/b689d72c.mp3" length="31044552" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1291</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Frank Stoner from milestone properties joined host Michael Guthrie to discuss all the exciting plans on what is happening in downtown Crozet. This over 10-year project is about to get started and will provide the Western Albemarle area mixed use opportunity for business, residential, and entertainment.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Neil Williamson of the Free Enterprise Forum</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Neil Williamson of the Free Enterprise Forum</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">251b5ab2-e7c9-4a8a-b8aa-461be995585d</guid>
      <link>https://share.transistor.fm/s/c3c88d77</link>
      <description>
        <![CDATA[<p>Regular guest, Neil Williamson from Free Enterprise Forum, joined host, Michael Guthrie, to discuss the ins and outs of special use permits in Albemarle County and the work in progress known as the new city zoning ordinance. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Regular guest, Neil Williamson from Free Enterprise Forum, joined host, Michael Guthrie, to discuss the ins and outs of special use permits in Albemarle County and the work in progress known as the new city zoning ordinance. </p>]]>
      </content:encoded>
      <pubDate>Mon, 24 Jun 2024 10:17:06 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/c3c88d77/079c9b76.mp3" length="30219225" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1262</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Regular guest, Neil Williamson from Free Enterprise Forum, joined host, Michael Guthrie, to discuss the ins and outs of special use permits in Albemarle County and the work in progress known as the new city zoning ordinance. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Carl Garrett and Harlan Accalo from Movement Mortgage</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Carl Garrett and Harlan Accalo from Movement Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">452f74be-e929-4a41-813d-ebe037ceb0fc</guid>
      <link>https://share.transistor.fm/s/dd8fb0bf</link>
      <description>
        <![CDATA[<p>Carl Garrett and Harlan Accalo from Movement Mortgage joined Michael to share why people should consider reverse mortgages versus steering away from them.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Carl Garrett and Harlan Accalo from Movement Mortgage joined Michael to share why people should consider reverse mortgages versus steering away from them.</p>]]>
      </content:encoded>
      <pubDate>Sat, 08 Jun 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/dd8fb0bf/b540b9a9.mp3" length="30817331" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1281</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Carl Garrett and Harlan Accalo from Movement Mortgage joined Michael to share why people should consider reverse mortgages versus steering away from them.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Price Your Home Effectively</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>How to Price Your Home Effectively</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">11c0f1fc-3b57-4673-8fe5-5cb0f28efb3a</guid>
      <link>https://share.transistor.fm/s/1172f708</link>
      <description>
        <![CDATA[<p>Host, Michael Guthrie, talks about the importance of sellers pricing their homes effectively. He also goes into depth about what buyers and sellers need to know about compensating their agents.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host, Michael Guthrie, talks about the importance of sellers pricing their homes effectively. He also goes into depth about what buyers and sellers need to know about compensating their agents.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 25 May 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/1172f708/bdf98311.mp3" length="28813569" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host, Michael Guthrie, talks about the importance of sellers pricing their homes effectively. He also goes into depth about what buyers and sellers need to know about compensating their agents.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>CAAR President Anne Burroughs</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>CAAR President Anne Burroughs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">645ccca5-5d6e-466d-9e3e-a180975cb5a9</guid>
      <link>https://share.transistor.fm/s/8b4c7707</link>
      <description>
        <![CDATA[<p>CAAR President Anne Burroughs joins host Michael Guthrie to discuss the Charlottesville Area Association of Realtors 1st quarter real estate market report, and she shares her thoughts on the changes coming to the real estate industry as it pertains to how buyers will compensate their agents.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>CAAR President Anne Burroughs joins host Michael Guthrie to discuss the Charlottesville Area Association of Realtors 1st quarter real estate market report, and she shares her thoughts on the changes coming to the real estate industry as it pertains to how buyers will compensate their agents.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 18 May 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/8b4c7707/1cb46558.mp3" length="31797706" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1323</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>CAAR President Anne Burroughs joins host Michael Guthrie to discuss the Charlottesville Area Association of Realtors 1st quarter real estate market report, and she shares her thoughts on the changes coming to the real estate industry as it pertains to how buyers will compensate their agents.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Yolunda Harrell of New Hill Development </title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Yolunda Harrell of New Hill Development </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ec4b663a-d81c-4788-b3ce-856beac258d6</guid>
      <link>https://share.transistor.fm/s/e3ae4deb</link>
      <description>
        <![CDATA[<p>New Hill Development Co-Founder and CEO, Yolunda Harrell, was Michael’s guest on Real Estate Matters. This organization is doing great work in the Charlottesville community through their pillars: Financial capability, Economic Development, and Housing. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>New Hill Development Co-Founder and CEO, Yolunda Harrell, was Michael’s guest on Real Estate Matters. This organization is doing great work in the Charlottesville community through their pillars: Financial capability, Economic Development, and Housing. </p>]]>
      </content:encoded>
      <pubDate>Sat, 04 May 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e3ae4deb/4bf3a846.mp3" length="31997382" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1331</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>New Hill Development Co-Founder and CEO, Yolunda Harrell, was Michael’s guest on Real Estate Matters. This organization is doing great work in the Charlottesville community through their pillars: Financial capability, Economic Development, and Housing. </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Coming Changes to the Real Estate Industry Pt. 3</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Coming Changes to the Real Estate Industry Pt. 3</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d31a01c2-a263-4704-9699-8c314345a66a</guid>
      <link>https://share.transistor.fm/s/7441fcdb</link>
      <description>
        <![CDATA[<p>Michael continues to update his listeners on where the real estate market is headed. He also takes the time to explain why buyers should absolutely have an agent representing them in the purchase of a home.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael continues to update his listeners on where the real estate market is headed. He also takes the time to explain why buyers should absolutely have an agent representing them in the purchase of a home.  </p>]]>
      </content:encoded>
      <pubDate>Sat, 27 Apr 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/7441fcdb/96d8296d.mp3" length="28308998" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1178</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael continues to update his listeners on where the real estate market is headed. He also takes the time to explain why buyers should absolutely have an agent representing them in the purchase of a home.  </p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Coming Changes to the Real Estate Industry Pt. 2</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Coming Changes to the Real Estate Industry Pt. 2</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">36a6d250-c2d9-41cc-8568-fd508cbc5852</guid>
      <link>https://share.transistor.fm/s/c72caa6d</link>
      <description>
        <![CDATA[<p>Michael shares updated information discussed last week<a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcvillerightnow.com%2Fpodcasts%2Fcoming-changes-to-the-real-estate-industry-rem%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf6f98e0e6a3d4079cb7e08dc607f30c3%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638491346628130307%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=18ONtx%2FpuwQrzqWhJXokLQzk4NVid9M9jt9i5h5gwqY%3D&amp;reserved=0"> </a>about current real estate data and how buyers will compensate their agents.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael shares updated information discussed last week<a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcvillerightnow.com%2Fpodcasts%2Fcoming-changes-to-the-real-estate-industry-rem%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf6f98e0e6a3d4079cb7e08dc607f30c3%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638491346628130307%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=18ONtx%2FpuwQrzqWhJXokLQzk4NVid9M9jt9i5h5gwqY%3D&amp;reserved=0"> </a>about current real estate data and how buyers will compensate their agents.</p>]]>
      </content:encoded>
      <pubDate>Sat, 20 Apr 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/c72caa6d/4875c8dc.mp3" length="30434539" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1268</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael shares updated information discussed last week<a href="https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcvillerightnow.com%2Fpodcasts%2Fcoming-changes-to-the-real-estate-industry-rem%2F&amp;data=05%7C02%7CAHawes%40charlottesvilleradiogroup.com%7Cf6f98e0e6a3d4079cb7e08dc607f30c3%7Cbddfb545962543c0939d25babde69ed5%7C0%7C0%7C638491346628130307%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&amp;sdata=18ONtx%2FpuwQrzqWhJXokLQzk4NVid9M9jt9i5h5gwqY%3D&amp;reserved=0"> </a>about current real estate data and how buyers will compensate their agents.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Coming Changes to the Real Estate Industry</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Coming Changes to the Real Estate Industry</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f05a4015-4aa4-4530-82cd-f01ec19bcb3f</guid>
      <link>https://share.transistor.fm/s/3d35334d</link>
      <description>
        <![CDATA[<p>Show host Michael Guthrie discussed what the recent National Association of Realtors settlement with Seller plaintiff cases will mean to how buyer agents will be compensated effective in July of 2024.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Show host Michael Guthrie discussed what the recent National Association of Realtors settlement with Seller plaintiff cases will mean to how buyer agents will be compensated effective in July of 2024.</p>]]>
      </content:encoded>
      <pubDate>Sat, 13 Apr 2024 10:00:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/3d35334d/0451f1bc.mp3" length="34173249" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1424</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Show host Michael Guthrie discussed what the recent National Association of Realtors settlement with Seller plaintiff cases will mean to how buyer agents will be compensated effective in July of 2024.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Frank Webster from Virginia Housing and Jay Domenic from Towne Mortgage</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Frank Webster from Virginia Housing and Jay Domenic from Towne Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bfa4593b-8330-46ba-bea4-4bc7361e81c3</guid>
      <link>https://share.transistor.fm/s/a421ddb4</link>
      <description>
        <![CDATA[<p>Frank Webster of Virginia Housing and Jay Domenic from Towne Mortgage discuss changes guidelines to give more buyers an opportunity to purchase a home.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Frank Webster of Virginia Housing and Jay Domenic from Towne Mortgage discuss changes guidelines to give more buyers an opportunity to purchase a home.</p>]]>
      </content:encoded>
      <pubDate>Sat, 30 Mar 2024 10:30:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/a421ddb4/de74a988.mp3" length="28762096" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1198</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Frank Webster of Virginia Housing and Jay Domenic from Towne Mortgage discuss changes guidelines to give more buyers an opportunity to purchase a home.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Russ Edwards from Tiger Solar</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Russ Edwards from Tiger Solar</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">51b4435d-3ac8-418a-a32b-2ba42d5f296c</guid>
      <link>https://share.transistor.fm/s/dcbafbc2</link>
      <description>
        <![CDATA[<p>Michael and Russ discuss things to know when considering solar for your home or your business.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael and Russ discuss things to know when considering solar for your home or your business.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Mar 2024 10:30:00 -0400</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/dcbafbc2/bc770ad1.mp3" length="28766487" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael and Russ discuss things to know when considering solar for your home or your business.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The More Real Estate Changes, the More it Remains the Same</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>The More Real Estate Changes, the More it Remains the Same</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9821246b-1145-4888-b417-3d40a15ccc69</guid>
      <link>https://share.transistor.fm/s/e4aa0d6d</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie sits down for a candid conversation with REMAX Gateway Broker/Owner Scott MacDonald. They share their insight into the change they see in the real estate industry, and the one thing consistently stays true in real estate-it's all about relationships.  They discuss the importance of building rapport, gaining credibility, and making sure people know they care. MacDonald also predicts the shortage of homes on the market will continue to be an issue, forcing real estate prices in our area to continue to rise.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie sits down for a candid conversation with REMAX Gateway Broker/Owner Scott MacDonald. They share their insight into the change they see in the real estate industry, and the one thing consistently stays true in real estate-it's all about relationships.  They discuss the importance of building rapport, gaining credibility, and making sure people know they care. MacDonald also predicts the shortage of homes on the market will continue to be an issue, forcing real estate prices in our area to continue to rise.</p>]]>
      </content:encoded>
      <pubDate>Sat, 09 Mar 2024 11:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/e4aa0d6d/156b836d.mp3" length="33723897" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1405</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie sits down for a candid conversation with REMAX Gateway Broker/Owner Scott MacDonald. They share their insight into the change they see in the real estate industry, and the one thing consistently stays true in real estate-it's all about relationships.  They discuss the importance of building rapport, gaining credibility, and making sure people know they care. MacDonald also predicts the shortage of homes on the market will continue to be an issue, forcing real estate prices in our area to continue to rise.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Real Estate: What Has Changed and What Has Remained the Same? </title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Real Estate: What Has Changed and What Has Remained the Same? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8979c415-41d7-4168-bd29-d0d737156497</guid>
      <link>https://share.transistor.fm/s/d019c9f2</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie sits down with Gary Scott to discuss the constants and changes in real estate. They also share their own insights for anyone thinking about getting into the real estate business.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie sits down with Gary Scott to discuss the constants and changes in real estate. They also share their own insights for anyone thinking about getting into the real estate business.</p>]]>
      </content:encoded>
      <pubDate>Mon, 04 Mar 2024 11:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/d019c9f2/05938d93.mp3" length="31648175" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>1319</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie sits down with Gary Scott to discuss the constants and changes in real estate. They also share their own insights for anyone thinking about getting into the real estate business.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>CAAR Foundation Executive Director Dave Norris </title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>CAAR Foundation Executive Director Dave Norris </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ffcd9c57-2143-4a3e-b39a-40c14a32ceec</guid>
      <link>https://share.transistor.fm/s/b86da6c9</link>
      <description>
        <![CDATA[<p>Host Michael Guthrie interviews Dave Norris in his new role as the CAAR Foundation Executive Director. Norris describes the initiatives designed to help other entities in the Charlottesville area create much-needed affordable and workforce housing. He also shares ways the CAAR Foundation plans to make an impact with its affordable housing initiative.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Host Michael Guthrie interviews Dave Norris in his new role as the CAAR Foundation Executive Director. Norris describes the initiatives designed to help other entities in the Charlottesville area create much-needed affordable and workforce housing. He also shares ways the CAAR Foundation plans to make an impact with its affordable housing initiative.</p>]]>
      </content:encoded>
      <pubDate>Sat, 24 Feb 2024 11:00:00 -0500</pubDate>
      <author>Michael Guthrie</author>
      <enclosure url="https://media.transistor.fm/b86da6c9/e90c7914.mp3" length="28723077" type="audio/mpeg"/>
      <itunes:author>Michael Guthrie</itunes:author>
      <itunes:duration>984</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Host Michael Guthrie interviews Dave Norris in his new role as the CAAR Foundation Executive Director. Norris describes the initiatives designed to help other entities in the Charlottesville area create much-needed affordable and workforce housing. He also shares ways the CAAR Foundation plans to make an impact with its affordable housing initiative.</p>]]>
      </itunes:summary>
      <itunes:keywords>real estate, housing, Charlottesville, WINA, talk radio, home, central virginia</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
  </channel>
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