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    <description>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions. </description>
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    <pubDate>Wed, 23 Jul 2025 10:35:31 -0400</pubDate>
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      <title>Questionable Decisions</title>
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    <itunes:author>The M$M Team</itunes:author>
    <itunes:image href="https://img.transistor.fm/Gy0fDY977U9Gcnis8JLYGKQXWsfDssjW1g00SH_OQCg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzM2Njc1LzE2Njk2/ODk5MjItYXJ0d29y/ay5qcGc.jpg"/>
    <itunes:summary>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions. </itunes:summary>
    <itunes:subtitle>A podcast about the choices we all make—some good, some embarrassingly bad.</itunes:subtitle>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>#33 - Boots Required</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>#33 - Boots Required</itunes:title>
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        <![CDATA[<p>Michael loves throwing parties and events (and he’s good at it!), but for his upcoming event, he’s charging admission. The team discusses that and the worst financial decisions we’ve ever made. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
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        <![CDATA[<p>Michael loves throwing parties and events (and he’s good at it!), but for his upcoming event, he’s charging admission. The team discusses that and the worst financial decisions we’ve ever made. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
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      <pubDate>Tue, 19 Sep 2023 12:14:02 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/b444e038/a69ee6de.mp3" length="27898017" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1739</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael loves throwing parties and events (and he’s good at it!), but for his upcoming event, he’s charging admission. The team discusses that and the worst financial decisions we’ve ever made. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
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    <item>
      <title>#33 - It’s Pronounced Porsche-ah</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>#33 - It’s Pronounced Porsche-ah</itunes:title>
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      <description>
        <![CDATA[<p>We’re joined by tech guru and Porsche aficionado Larry Ludwig for this week’s episode to discuss how one man’s classic car has become his wife’s biggest headache. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We’re joined by tech guru and Porsche aficionado Larry Ludwig for this week’s episode to discuss how one man’s classic car has become his wife’s biggest headache. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 05 Sep 2023 13:24:22 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/3d3674ca/80a51b59.mp3" length="31044878" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1936</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We’re joined by tech guru and Porsche aficionado Larry Ludwig for this week’s episode to discuss how one man’s classic car has become his wife’s biggest headache. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#32 - Where's My Rent?</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>#32 - Where's My Rent?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5e2fbff1</link>
      <description>
        <![CDATA[<p>The team discusses a Dear Penny article in which a mom puts on an alter ego to collect rent from her daughter. And anytime the daughter wants to discuss rent, the mom changes into her landlady costume. Michael tries to convince us that this is the most awesome prank, and we discuss other ways to handle renting out a room to your kids.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The team discusses a Dear Penny article in which a mom puts on an alter ego to collect rent from her daughter. And anytime the daughter wants to discuss rent, the mom changes into her landlady costume. Michael tries to convince us that this is the most awesome prank, and we discuss other ways to handle renting out a room to your kids.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 22 Aug 2023 08:47:59 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/5e2fbff1/872e0122.mp3" length="32578326" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2032</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The team discusses a Dear Penny article in which a mom puts on an alter ego to collect rent from her daughter. And anytime the daughter wants to discuss rent, the mom changes into her landlady costume. Michael tries to convince us that this is the most awesome prank, and we discuss other ways to handle renting out a room to your kids.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#31 - Cow Tipping</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>#31 - Cow Tipping</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7f357384</link>
      <description>
        <![CDATA[<p>The expectations for tipping have changed over the past couple of years, and now it feels like we’ve got to tip 20%+ on everything from takeout to coffee. The team discusses how they feel about gratuity these days, how they’re tipping in this new world, and we even visit Emily Post’s advice on tipping.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The expectations for tipping have changed over the past couple of years, and now it feels like we’ve got to tip 20%+ on everything from takeout to coffee. The team discusses how they feel about gratuity these days, how they’re tipping in this new world, and we even visit Emily Post’s advice on tipping.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 08 Aug 2023 06:14:17 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/7f357384/cb6c4d27.mp3" length="35029652" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2185</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The expectations for tipping have changed over the past couple of years, and now it feels like we’ve got to tip 20%+ on everything from takeout to coffee. The team discusses how they feel about gratuity these days, how they’re tipping in this new world, and we even visit Emily Post’s advice on tipping.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#30 - Crisp Dollar Bills</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>#30 - Crisp Dollar Bills</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b3b7cd4d</link>
      <description>
        <![CDATA[<p>The team reviews five viral money-saving hacks, and shares whether or not they feel like any of them are worth it, from cash envelopes to bank switching. Plus, Michael reveals the wildest thing anyone could ever do with dollar bills.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The team reviews five viral money-saving hacks, and shares whether or not they feel like any of them are worth it, from cash envelopes to bank switching. Plus, Michael reveals the wildest thing anyone could ever do with dollar bills.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 25 Jul 2023 14:36:10 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/b3b7cd4d/65af5c3a.mp3" length="33694697" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2102</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The team reviews five viral money-saving hacks, and shares whether or not they feel like any of them are worth it, from cash envelopes to bank switching. Plus, Michael reveals the wildest thing anyone could ever do with dollar bills.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
    </item>
    <item>
      <title>#29 - Called On Your BS</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>#29 - Called On Your BS</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/ddb48887</link>
      <description>
        <![CDATA[<p>Fresh off a new course launch the team reviews a self-made millionaires advice on how to create an online course for easy passive income. Spoiler alert: We call BS.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Fresh off a new course launch the team reviews a self-made millionaires advice on how to create an online course for easy passive income. Spoiler alert: We call BS.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 11 Jul 2023 05:46:05 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/ddb48887/644e3c99.mp3" length="32643111" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2036</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Fresh off a new course launch the team reviews a self-made millionaires advice on how to create an online course for easy passive income. Spoiler alert: We call BS.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
    </item>
    <item>
      <title>#28 - Rent-A-Friend</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>#28 - Rent-A-Friend</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/0fc4e9f7</link>
      <description>
        <![CDATA[<p>There are countless ways to make money, and in this week’s episode, Michael and Ariel share their thoughts on some of the weirder options out there. Think: selling deer urine, getting paid to mourn, removing lice, renting your friendship, and more. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>There are countless ways to make money, and in this week’s episode, Michael and Ariel share their thoughts on some of the weirder options out there. Think: selling deer urine, getting paid to mourn, removing lice, renting your friendship, and more. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 27 Jun 2023 05:48:16 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/0fc4e9f7/15dc541e.mp3" length="28441783" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1773</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>There are countless ways to make money, and in this week’s episode, Michael and Ariel share their thoughts on some of the weirder options out there. Think: selling deer urine, getting paid to mourn, removing lice, renting your friendship, and more. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
    </item>
    <item>
      <title>#27 - Definitely Judging You</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>#27 - Definitely Judging You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/283c7fd4</link>
      <description>
        <![CDATA[<p>We’ve got a brand new guest this week — the brilliant bookkeeping, accounting, and tax professional Kristin Meador. She joins us from Valencia, Spain, and we’re salty about it, especially after she goes on about her days eating tapas, drinking wine, and visiting the beach. <em>Sigh.</em> But for real, Kristin is awesome and helps us dive into some workplace-related money drama and let’s us know what accountants really think of their clients. 😬</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We’ve got a brand new guest this week — the brilliant bookkeeping, accounting, and tax professional Kristin Meador. She joins us from Valencia, Spain, and we’re salty about it, especially after she goes on about her days eating tapas, drinking wine, and visiting the beach. <em>Sigh.</em> But for real, Kristin is awesome and helps us dive into some workplace-related money drama and let’s us know what accountants really think of their clients. 😬</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 13 Jun 2023 12:27:08 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/283c7fd4/26f4d44b.mp3" length="34556953" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2156</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We’ve got a brand new guest this week — the brilliant bookkeeping, accounting, and tax professional Kristin Meador. She joins us from Valencia, Spain, and we’re salty about it, especially after she goes on about her days eating tapas, drinking wine, and visiting the beach. <em>Sigh.</em> But for real, Kristin is awesome and helps us dive into some workplace-related money drama and let’s us know what accountants really think of their clients. 😬</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
    </item>
    <item>
      <title>#26 - Drop The Rocks</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>#26 - Drop The Rocks</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d1b52b3b</link>
      <description>
        <![CDATA[<p>We’re joined again this week by our resident competitive food eater/F.I.R.E. expert, Tom, to talk about money and relationships. We discuss a deadbeat named Rocks, a girlfriend who’s willing to break trust to uncover her boyfriend’s debt, and someone who’s tracking loads of laundry.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We’re joined again this week by our resident competitive food eater/F.I.R.E. expert, Tom, to talk about money and relationships. We discuss a deadbeat named Rocks, a girlfriend who’s willing to break trust to uncover her boyfriend’s debt, and someone who’s tracking loads of laundry.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 06 Jun 2023 11:14:39 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/d1b52b3b/32b9f677.mp3" length="37471922" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2338</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We’re joined again this week by our resident competitive food eater/F.I.R.E. expert, Tom, to talk about money and relationships. We discuss a deadbeat named Rocks, a girlfriend who’s willing to break trust to uncover her boyfriend’s debt, and someone who’s tracking loads of laundry.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Guest" href="https://shows.millennialmoneyman.com/people/tom-harrigan" img="https://img.transistor.fm/q196n3K_4vlbD7LOpXfKEMwIw9RPO0ZMlD1R3YjqpTw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vYmMxYWIzZWUt/YmIzYi00ZjJhLTk0/MTAtNmEzNTgwYTYz/ZmFiLzE2NzUwODY3/ODMtaW1hZ2UuanBn.jpg">Tom Harrigan</podcast:person>
      <podcast:chapters url="https://share.transistor.fm/s/d1b52b3b/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>#25 - Jingle Jangle</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>#25 - Jingle Jangle</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b4348f4f-a54e-442c-903e-7da723237286</guid>
      <link>https://share.transistor.fm/s/b85447fb</link>
      <description>
        <![CDATA[<p>We’ve got something a little different this week… It’s a battle royale for your eardrums as we rank some of the most iconic jingles of the past 40+ years. We’ve got some bangers, ear worms, and duds. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We’ve got something a little different this week… It’s a battle royale for your eardrums as we rank some of the most iconic jingles of the past 40+ years. We’ve got some bangers, ear worms, and duds. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 23 May 2023 12:34:48 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/b85447fb/7a50b4c9.mp3" length="36150623" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2255</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We’ve got something a little different this week… It’s a battle royale for your eardrums as we rank some of the most iconic jingles of the past 40+ years. We’ve got some bangers, ear worms, and duds. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#24 - Conspiracy Town</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>#24 - Conspiracy Town</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c84fae68-917f-4a3b-afc2-2242231031c8</guid>
      <link>https://share.transistor.fm/s/b1a9ee94</link>
      <description>
        <![CDATA[<p>Did the moon landing really happen? Is an owl responsible for the death of Kathleen Peterson  Who shot JFK? Are birds real? Our team discusses the most important conspiracy theories of our modern era, and they also dive into some family money drama with another Dear Penny question.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Did the moon landing really happen? Is an owl responsible for the death of Kathleen Peterson  Who shot JFK? Are birds real? Our team discusses the most important conspiracy theories of our modern era, and they also dive into some family money drama with another Dear Penny question.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 May 2023 14:43:07 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/b1a9ee94/9e93b020.mp3" length="43057135" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2687</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Did the moon landing really happen? Is an owl responsible for the death of Kathleen Peterson  Who shot JFK? Are birds real? Our team discusses the most important conspiracy theories of our modern era, and they also dive into some family money drama with another Dear Penny question.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#23 - Murder Cabin</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>#23 - Murder Cabin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0b44c07e-be2c-4f8d-a491-7d35ee1442c7</guid>
      <link>https://share.transistor.fm/s/dbab0192</link>
      <description>
        <![CDATA[<p>The team talks about Ariel’s upcoming 40th birthday party in the woods, and Bobby and Michael are planning on coming. The QD comes from the AITA Reddit — a family is going on vacation and invited their college-aged sister. The sister can’t afford to go, and the family says that if she would babysit for them for the next several weeks, they would pay for her trip. The sister said it was manipulative. So who’s the AH? </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The team talks about Ariel’s upcoming 40th birthday party in the woods, and Bobby and Michael are planning on coming. The QD comes from the AITA Reddit — a family is going on vacation and invited their college-aged sister. The sister can’t afford to go, and the family says that if she would babysit for them for the next several weeks, they would pay for her trip. The sister said it was manipulative. So who’s the AH? </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 09 May 2023 14:48:08 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/dbab0192/cc827834.mp3" length="33804199" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2109</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The team talks about Ariel’s upcoming 40th birthday party in the woods, and Bobby and Michael are planning on coming. The QD comes from the AITA Reddit — a family is going on vacation and invited their college-aged sister. The sister can’t afford to go, and the family says that if she would babysit for them for the next several weeks, they would pay for her trip. The sister said it was manipulative. So who’s the AH? </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>#22 - Couples Therapy</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>#22 - Couples Therapy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/25ee48db</link>
      <description>
        <![CDATA[<p>In the side hustle space on TikTok, it’s not at all uncommon to run across a video that says something like, “I’m going to show you exactly how to make a million dollars in passive income in five hours! It’s so easy a kid could do it.” Sounds promising? Not at all! Our team talks about get-rich-quick claims on TikTok, how consumers should proceed with caution, and the a-hole influencers who make this garbage. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In the side hustle space on TikTok, it’s not at all uncommon to run across a video that says something like, “I’m going to show you exactly how to make a million dollars in passive income in five hours! It’s so easy a kid could do it.” Sounds promising? Not at all! Our team talks about get-rich-quick claims on TikTok, how consumers should proceed with caution, and the a-hole influencers who make this garbage. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 02 May 2023 14:26:23 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/25ee48db/35d66ccf.mp3" length="37287473" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2326</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In the side hustle space on TikTok, it’s not at all uncommon to run across a video that says something like, “I’m going to show you exactly how to make a million dollars in passive income in five hours! It’s so easy a kid could do it.” Sounds promising? Not at all! Our team talks about get-rich-quick claims on TikTok, how consumers should proceed with caution, and the a-hole influencers who make this garbage. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#21 - OnlyFrats</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>#21 - OnlyFrats</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">13231fba-cbf3-4a8a-91ff-d5a9c9c2a8ef</guid>
      <link>https://share.transistor.fm/s/bb3b3c74</link>
      <description>
        <![CDATA[<p>Is joining a fraternity or sorority a good financial decision? What about a secret society for the rich and powerful? Our beloved team discusses these questions, plus how everyone’s hair looks great, that Michael might be involved in illegal drug running, and that it’s Robert final episode. :sob: </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Is joining a fraternity or sorority a good financial decision? What about a secret society for the rich and powerful? Our beloved team discusses these questions, plus how everyone’s hair looks great, that Michael might be involved in illegal drug running, and that it’s Robert final episode. :sob: </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 25 Apr 2023 11:05:13 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/bb3b3c74/89db197b.mp3" length="32296199" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2014</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Is joining a fraternity or sorority a good financial decision? What about a secret society for the rich and powerful? Our beloved team discusses these questions, plus how everyone’s hair looks great, that Michael might be involved in illegal drug running, and that it’s Robert final episode. :sob: </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#20 - Friend Failure</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>#20 - Friend Failure</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5705d1ab</link>
      <description>
        <![CDATA[<p>Michael is thinking about opening a drive-through dermaplaning shop, and Ariel reveals a new hair color, and the team responds to a Dear Penny question about offering freelance services to your friends.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael is thinking about opening a drive-through dermaplaning shop, and Ariel reveals a new hair color, and the team responds to a Dear Penny question about offering freelance services to your friends.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 18 Apr 2023 11:27:33 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/5705d1ab/c1fcc09d.mp3" length="28648450" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1786</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael is thinking about opening a drive-through dermaplaning shop, and Ariel reveals a new hair color, and the team responds to a Dear Penny question about offering freelance services to your friends.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#19 - Shower Bed</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>#19 - Shower Bed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5d702943</link>
      <description>
        <![CDATA[<p>Michael needs help figuring out what to do with his spare bedroom. Ariel tells us what it was like being a guest at Michael’s house. The team shares the most fun weddings they’ve ever been too and then discusses the cost of being involved in someone’s wedding. Plus— exorcism side hustles!</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael needs help figuring out what to do with his spare bedroom. Ariel tells us what it was like being a guest at Michael’s house. The team shares the most fun weddings they’ve ever been too and then discusses the cost of being involved in someone’s wedding. Plus— exorcism side hustles!</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 11 Apr 2023 14:46:37 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/5d702943/401e9242.mp3" length="31223493" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1947</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael needs help figuring out what to do with his spare bedroom. Ariel tells us what it was like being a guest at Michael’s house. The team shares the most fun weddings they’ve ever been too and then discusses the cost of being involved in someone’s wedding. Plus— exorcism side hustles!</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#18 - Pie. Fly. Bye.</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>#18 - Pie. Fly. Bye.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/c4bf6ffd</link>
      <description>
        <![CDATA[<p>Michael asks who knows the most digits in pi, and it turns out he knows the most. He then asks about our favorite pies because it’s pie day, and Ariel corrects him and says it’s St. Louis Day, more importantly. Bobby likes pee-can pie, Ariel likes a fruit pie, and Michael prefers a galette. Ariel then brings up the idea of planning a trip with friends and tells them about a girls trip gone awry. Link to the inspiration for this questionable decision: shorturl.at/jyHL0</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael asks who knows the most digits in pi, and it turns out he knows the most. He then asks about our favorite pies because it’s pie day, and Ariel corrects him and says it’s St. Louis Day, more importantly. Bobby likes pee-can pie, Ariel likes a fruit pie, and Michael prefers a galette. Ariel then brings up the idea of planning a trip with friends and tells them about a girls trip gone awry. Link to the inspiration for this questionable decision: shorturl.at/jyHL0</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 04 Apr 2023 11:31:21 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/c4bf6ffd/86484bef.mp3" length="31416023" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1959</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael asks who knows the most digits in pi, and it turns out he knows the most. He then asks about our favorite pies because it’s pie day, and Ariel corrects him and says it’s St. Louis Day, more importantly. Bobby likes pee-can pie, Ariel likes a fruit pie, and Michael prefers a galette. Ariel then brings up the idea of planning a trip with friends and tells them about a girls trip gone awry. Link to the inspiration for this questionable decision: shorturl.at/jyHL0</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
    </item>
    <item>
      <title>#17 - Pasta La Vista, Baby</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>#17 - Pasta La Vista, Baby</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d08ea052</link>
      <description>
        <![CDATA[<p>Be honest, when was the last time you visited an Olive Garden? Are you the type of person who’d be interested in a lifetime supply of their pasta, salad, soup, and breadsticks? Turns out, lucky OG fans can purchase a lifetime pass for $500. But is it worth it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Be honest, when was the last time you visited an Olive Garden? Are you the type of person who’d be interested in a lifetime supply of their pasta, salad, soup, and breadsticks? Turns out, lucky OG fans can purchase a lifetime pass for $500. But is it worth it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 28 Mar 2023 13:21:53 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/d08ea052/fa7fc393.mp3" length="37451777" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2337</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Be honest, when was the last time you visited an Olive Garden? Are you the type of person who’d be interested in a lifetime supply of their pasta, salad, soup, and breadsticks? Turns out, lucky OG fans can purchase a lifetime pass for $500. But is it worth it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#16 - Off The Rails</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>#16 - Off The Rails</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">332b37be-94fa-4ce9-b81d-326fa973f633</guid>
      <link>https://share.transistor.fm/s/8fb40d03</link>
      <description>
        <![CDATA[<p>Norms have shifted a bit since the pandemic, and people just don’t know how to act these days! So New York Magazine published a massive list that teaches people how to adjust to new niceties and polite society. Ariel goes through the list, finding ones related to money, and asks the team if it’s questionable or not. The team also addresses one of life’s biggest questions: Can trains go up hill?</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Norms have shifted a bit since the pandemic, and people just don’t know how to act these days! So New York Magazine published a massive list that teaches people how to adjust to new niceties and polite society. Ariel goes through the list, finding ones related to money, and asks the team if it’s questionable or not. The team also addresses one of life’s biggest questions: Can trains go up hill?</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 21 Mar 2023 09:37:40 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/8fb40d03/0ba19835.mp3" length="33680792" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2101</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Norms have shifted a bit since the pandemic, and people just don’t know how to act these days! So New York Magazine published a massive list that teaches people how to adjust to new niceties and polite society. Ariel goes through the list, finding ones related to money, and asks the team if it’s questionable or not. The team also addresses one of life’s biggest questions: Can trains go up hill?</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#15 - Love Is Bald</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>#15 - Love Is Bald</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7b564fed-6b00-45b1-9145-47420bc4357d</guid>
      <link>https://share.transistor.fm/s/29560d3a</link>
      <description>
        <![CDATA[<p>Ariel, Bobby, and Robert unintentionally show you how the sausage is made and explore the wild world of reality dating shows. Michael is off this episode in celebration of his birthday, and the team misses him dearly.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Ariel, Bobby, and Robert unintentionally show you how the sausage is made and explore the wild world of reality dating shows. Michael is off this episode in celebration of his birthday, and the team misses him dearly.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 14 Mar 2023 09:47:57 -0400</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/29560d3a/c9922282.mp3" length="44875884" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2801</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Ariel, Bobby, and Robert unintentionally show you how the sausage is made and explore the wild world of reality dating shows. Michael is off this episode in celebration of his birthday, and the team misses him dearly.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#14 - Twerking at CVS</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>#14 - Twerking at CVS</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a91cc4dc-7421-44bd-9347-cb6c29cf787b</guid>
      <link>https://share.transistor.fm/s/e5f61134</link>
      <description>
        <![CDATA[<p>In this episode, our beloved team is four days into their Asheville retreat. Things are quickly devolving, and matching head tattoos are now on the table, which raises a lot of questions… What brand logo would you get tattooed on your body? Where would it go? Do face tattoos equal success? And what if a successful business owner paid you to tattoo a cartoon bear on your thigh—would you do it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, our beloved team is four days into their Asheville retreat. Things are quickly devolving, and matching head tattoos are now on the table, which raises a lot of questions… What brand logo would you get tattooed on your body? Where would it go? Do face tattoos equal success? And what if a successful business owner paid you to tattoo a cartoon bear on your thigh—would you do it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 07 Mar 2023 11:28:59 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/e5f61134/1da9687a.mp3" length="27127610" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1691</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, our beloved team is four days into their Asheville retreat. Things are quickly devolving, and matching head tattoos are now on the table, which raises a lot of questions… What brand logo would you get tattooed on your body? Where would it go? Do face tattoos equal success? And what if a successful business owner paid you to tattoo a cartoon bear on your thigh—would you do it?</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#13 - Knit-Picking</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>#13 - Knit-Picking</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e88e1e13-3f86-46c5-af99-22aca86ca24d</guid>
      <link>https://share.transistor.fm/s/2dd04997</link>
      <description>
        <![CDATA[<p>Here it is. The gang is all together for the first time at our team retreat. Hear about what our first meeting was like and what we were up to for our week in Asheville, NC. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here it is. The gang is all together for the first time at our team retreat. Hear about what our first meeting was like and what we were up to for our week in Asheville, NC. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 28 Feb 2023 12:49:34 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/2dd04997/a6949a3d.mp3" length="31969637" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1994</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here it is. The gang is all together for the first time at our team retreat. Hear about what our first meeting was like and what we were up to for our week in Asheville, NC. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#12 - Rapper Drama</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>#12 - Rapper Drama</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">755a3e90-6c8a-4a58-acbf-6b22416825d0</guid>
      <link>https://share.transistor.fm/s/9b284592</link>
      <description>
        <![CDATA[<p>Peer-to-peer has a very simple premise: Renting your stuff out to strangers. The renter makes somewhat passive income, and the rentee saves money renting from an individual rather than a company. The peer-to-peer market has grown in recent years to include cars, swimming pools, boats RVs, storage spaces, golf carts, baby gear, etc. The team considers whether or not renting out your stuff is a questionable decision. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Peer-to-peer has a very simple premise: Renting your stuff out to strangers. The renter makes somewhat passive income, and the rentee saves money renting from an individual rather than a company. The peer-to-peer market has grown in recent years to include cars, swimming pools, boats RVs, storage spaces, golf carts, baby gear, etc. The team considers whether or not renting out your stuff is a questionable decision. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 21 Feb 2023 14:48:46 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/9b284592/9915a705.mp3" length="36662137" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2287</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Peer-to-peer has a very simple premise: Renting your stuff out to strangers. The renter makes somewhat passive income, and the rentee saves money renting from an individual rather than a company. The peer-to-peer market has grown in recent years to include cars, swimming pools, boats RVs, storage spaces, golf carts, baby gear, etc. The team considers whether or not renting out your stuff is a questionable decision. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#11 - Fried Chicken Culture</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>#11 - Fried Chicken Culture</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5b4c901a-5b1e-4cc5-9014-6e2306158bb9</guid>
      <link>https://share.transistor.fm/s/35a10a5f</link>
      <description>
        <![CDATA[<p>Your kid is about to turn 18, and it’s time to cut them loose. Is an unexpected, hard stop a good or bad decision? The team weighs in, and Michael also demonstrates his knowledge of world cuisine, including Japanese fried chicken culture.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Your kid is about to turn 18, and it’s time to cut them loose. Is an unexpected, hard stop a good or bad decision? The team weighs in, and Michael also demonstrates his knowledge of world cuisine, including Japanese fried chicken culture.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Tue, 14 Feb 2023 08:20:29 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/35a10a5f/456250fc.mp3" length="34910124" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2178</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Your kid is about to turn 18, and it’s time to cut them loose. Is an unexpected, hard stop a good or bad decision? The team weighs in, and Michael also demonstrates his knowledge of world cuisine, including Japanese fried chicken culture.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>#10 - 69 Inside</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>#10 - 69 Inside</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cfd8b2f2-f0e4-43f7-ad91-d49d1260e3d2</guid>
      <link>https://share.transistor.fm/s/c7ac0c32</link>
      <description>
        <![CDATA[<p>Being in your twenties and living with your best friends sounds kind of fun, right? It’s like a never-ending sleepover with your besties! But what if it turns out your friends are messy, keep the thermostat too hot or cold, or simply want to have children? The team explores a couple of different scenarios and decides if buying a house with friends is a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Being in your twenties and living with your best friends sounds kind of fun, right? It’s like a never-ending sleepover with your besties! But what if it turns out your friends are messy, keep the thermostat too hot or cold, or simply want to have children? The team explores a couple of different scenarios and decides if buying a house with friends is a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 06 Feb 2023 09:09:35 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/c7ac0c32/d558f66f.mp3" length="36367815" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2269</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Being in your twenties and living with your best friends sounds kind of fun, right? It’s like a never-ending sleepover with your besties! But what if it turns out your friends are messy, keep the thermostat too hot or cold, or simply want to have children? The team explores a couple of different scenarios and decides if buying a house with friends is a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>#9 - Regulation Meatballs</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>#9 - Regulation Meatballs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">063dc618-12d3-44e3-afd4-5564444d05c2</guid>
      <link>https://share.transistor.fm/s/0f65b65f</link>
      <description>
        <![CDATA[<p> How many meatballs can YOU eat in three minutes? It’s probably not as many as our web developer, Tom, can eat. He’s joined us to discuss whether or not competitive eating is a questionable decision. We’re talking all things competitive eating, from training secrets to Tom’s plans for his next competition.</p><p><br>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a></p><p>ABOUT THE SHOW: <br>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> How many meatballs can YOU eat in three minutes? It’s probably not as many as our web developer, Tom, can eat. He’s joined us to discuss whether or not competitive eating is a questionable decision. We’re talking all things competitive eating, from training secrets to Tom’s plans for his next competition.</p><p><br>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a></p><p>ABOUT THE SHOW: <br>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 30 Jan 2023 08:48:50 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/0f65b65f/a08c4168.mp3" length="29819319" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1860</itunes:duration>
      <itunes:summary>
        <![CDATA[<p> How many meatballs can YOU eat in three minutes? It’s probably not as many as our web developer, Tom, can eat. He’s joined us to discuss whether or not competitive eating is a questionable decision. We’re talking all things competitive eating, from training secrets to Tom’s plans for his next competition.</p><p><br>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a></p><p>ABOUT THE SHOW: <br>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Guest" href="https://shows.millennialmoneyman.com/people/tom-harrigan" img="https://img.transistor.fm/q196n3K_4vlbD7LOpXfKEMwIw9RPO0ZMlD1R3YjqpTw/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vYmMxYWIzZWUt/YmIzYi00ZjJhLTk0/MTAtNmEzNTgwYTYz/ZmFiLzE2NzUwODY3/ODMtaW1hZ2UuanBn.jpg">Tom Harrigan</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
    </item>
    <item>
      <title>#8 - Chex Mix</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>#8 - Chex Mix</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/ed13cc2c</link>
      <description>
        <![CDATA[<p>In this week’s episode, our team reveals more than ever as Ariel grills them with some of the most pressing questions. Coke or Pepsi? Do you wear Crocs? What’s the best part of Chex Mix? And more!</p><p>But the meat of the episode is this week’s questionable decision: Is it a good idea to buy an old school and live in it? Bobby is still traumatized by his years of teaching. Michael would have to spend a lot on renovations. And Ariel and Robert think it’s an excellent opportunity for some communal or cult-like living.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this week’s episode, our team reveals more than ever as Ariel grills them with some of the most pressing questions. Coke or Pepsi? Do you wear Crocs? What’s the best part of Chex Mix? And more!</p><p>But the meat of the episode is this week’s questionable decision: Is it a good idea to buy an old school and live in it? Bobby is still traumatized by his years of teaching. Michael would have to spend a lot on renovations. And Ariel and Robert think it’s an excellent opportunity for some communal or cult-like living.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Jan 2023 08:32:18 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/ed13cc2c/28a5a191.mp3" length="33319298" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2078</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this week’s episode, our team reveals more than ever as Ariel grills them with some of the most pressing questions. Coke or Pepsi? Do you wear Crocs? What’s the best part of Chex Mix? And more!</p><p>But the meat of the episode is this week’s questionable decision: Is it a good idea to buy an old school and live in it? Bobby is still traumatized by his years of teaching. Michael would have to spend a lot on renovations. And Ariel and Robert think it’s an excellent opportunity for some communal or cult-like living.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#7 - Ghosts in First Class</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>#7 - Ghosts in First Class</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b2deb6e4-5776-4fe1-a218-f097e7be8d87</guid>
      <link>https://share.transistor.fm/s/bc93c367</link>
      <description>
        <![CDATA[<p>Michael looks at the reviews for the storage company he’s hired for an upcoming move and is disappointed with the reviews. The team discusses what would happen if Bobby died, and how they’d behave as ghosts. The questionable decision this week deals with taking money out of retirement to pay off debt. </p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael looks at the reviews for the storage company he’s hired for an upcoming move and is disappointed with the reviews. The team discusses what would happen if Bobby died, and how they’d behave as ghosts. The questionable decision this week deals with taking money out of retirement to pay off debt. </p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 16 Jan 2023 10:48:48 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/bc93c367/19fe841b.mp3" length="42864258" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2675</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael looks at the reviews for the storage company he’s hired for an upcoming move and is disappointed with the reviews. The team discusses what would happen if Bobby died, and how they’d behave as ghosts. The questionable decision this week deals with taking money out of retirement to pay off debt. </p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#6 - Miss Kristy</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>#6 - Miss Kristy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2f37fb6e-41aa-45b3-9099-304f73c23fa1</guid>
      <link>https://share.transistor.fm/s/2084b267</link>
      <description>
        <![CDATA[<p>Gambling. Golf. Government espionage. This episode has it all. Tune in this week as we delve into the technicalities of shared bank accounts and how it feels to give up on your childhood dreams.</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Gambling. Golf. Government espionage. This episode has it all. Tune in this week as we delve into the technicalities of shared bank accounts and how it feels to give up on your childhood dreams.</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 09 Jan 2023 07:46:35 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/2084b267/b4d1a4be.mp3" length="40094424" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2502</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Gambling. Golf. Government espionage. This episode has it all. Tune in this week as we delve into the technicalities of shared bank accounts and how it feels to give up on your childhood dreams.</p><p><br></p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br></p><p><strong>ABOUT THE SHOW: </strong></p><p>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#5 - Scottish Beaches</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>#5 - Scottish Beaches</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ff97361f-c13c-424d-a467-4665b5f957a3</guid>
      <link>https://share.transistor.fm/s/31d5ac1d</link>
      <description>
        <![CDATA[<p>Michael quits M$M on air to travel around Italy and make pasta by hand with the Pasta Grannies, which brings us to this episode’s questionable decision: quitting a stable job to build something great on your own. The team shares their experiences, gut feelings, poor choices, motivations, fears of failure, and plans.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Michael quits M$M on air to travel around Italy and make pasta by hand with the Pasta Grannies, which brings us to this episode’s questionable decision: quitting a stable job to build something great on your own. The team shares their experiences, gut feelings, poor choices, motivations, fears of failure, and plans.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 02 Jan 2023 17:44:24 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/31d5ac1d/a51d0f76.mp3" length="47514858" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2966</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Michael quits M$M on air to travel around Italy and make pasta by hand with the Pasta Grannies, which brings us to this episode’s questionable decision: quitting a stable job to build something great on your own. The team shares their experiences, gut feelings, poor choices, motivations, fears of failure, and plans.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#4 - Dead Dog Sweater</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>#4 - Dead Dog Sweater</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/75f3fa90</link>
      <description>
        <![CDATA[<p>Oof. Ariel really messed things up this week, and the team is ticked. Bobby, Michael, and Ariel had a plan for this episode, but the guys decided they needed to talk about what she did with her, publicly, on this podcast. Don’t worry, Ariel is there to defend herself. She also shares her dreams of a never-ending dinner party, Michael builds a hazy jazz bar for secret dates, and Bobby is starting a winery. Tune in to learn more.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Oof. Ariel really messed things up this week, and the team is ticked. Bobby, Michael, and Ariel had a plan for this episode, but the guys decided they needed to talk about what she did with her, publicly, on this podcast. Don’t worry, Ariel is there to defend herself. She also shares her dreams of a never-ending dinner party, Michael builds a hazy jazz bar for secret dates, and Bobby is starting a winery. Tune in to learn more.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 26 Dec 2022 08:00:00 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/75f3fa90/f56c9f1f.mp3" length="27478832" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1713</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Oof. Ariel really messed things up this week, and the team is ticked. Bobby, Michael, and Ariel had a plan for this episode, but the guys decided they needed to talk about what she did with her, publicly, on this podcast. Don’t worry, Ariel is there to defend herself. She also shares her dreams of a never-ending dinner party, Michael builds a hazy jazz bar for secret dates, and Bobby is starting a winery. Tune in to learn more.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
    </item>
    <item>
      <title>#3 - Farty Far</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>#3 - Farty Far</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d3d72dc0-e3de-4059-a1df-e0dca80dd3f8</guid>
      <link>https://share.transistor.fm/s/d3903a88</link>
      <description>
        <![CDATA[<p>Living on a luxury cruise ship year-round sounds great, right? Well… maybe. Luxury cruise ship company, Storylines, has given people the opportunity to purchase residences on its “Luxury Residential Community at Sea,” for as little as $2,083.33 per month. At first glance – it sounds like the adventure of a lifetime at a more-than-reasonable price. But as it turns out, there are a LOT of things to think about when considering a life at sea. Tune into this episode to see whether living a life of luxury on the water is actually a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Living on a luxury cruise ship year-round sounds great, right? Well… maybe. Luxury cruise ship company, Storylines, has given people the opportunity to purchase residences on its “Luxury Residential Community at Sea,” for as little as $2,083.33 per month. At first glance – it sounds like the adventure of a lifetime at a more-than-reasonable price. But as it turns out, there are a LOT of things to think about when considering a life at sea. Tune into this episode to see whether living a life of luxury on the water is actually a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 19 Dec 2022 09:52:25 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/d3903a88/c0bfa926.mp3" length="29894696" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1864</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Living on a luxury cruise ship year-round sounds great, right? Well… maybe. Luxury cruise ship company, Storylines, has given people the opportunity to purchase residences on its “Luxury Residential Community at Sea,” for as little as $2,083.33 per month. At first glance – it sounds like the adventure of a lifetime at a more-than-reasonable price. But as it turns out, there are a LOT of things to think about when considering a life at sea. Tune into this episode to see whether living a life of luxury on the water is actually a questionable decision or not.</p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
    </item>
    <item>
      <title>#2 - Cry Babies</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>#2 - Cry Babies</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/fdcae03c</link>
      <description>
        <![CDATA[<p>In this episode, we’re revealing our secret business plan. It’s the key to our multi-multi-million success. But we’re also going to talk about the inevitable fall, or maybe rise, of the Liver King. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we’re revealing our secret business plan. It’s the key to our multi-multi-million success. But we’re also going to talk about the inevitable fall, or maybe rise, of the Liver King. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 12 Dec 2022 19:42:32 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/fdcae03c/c9b6ff66.mp3" length="33478685" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>2088</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we’re revealing our secret business plan. It’s the key to our multi-multi-million success. But we’re also going to talk about the inevitable fall, or maybe rise, of the Liver King. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/robert-lucas" img="https://img.transistor.fm/5Zag7KOBJbQ6Ha82ytAERmqXyjHhr-G6OA5OnPAUkps/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vODkwNGZhMWMt/ZWNmNy00ODYzLWJh/MzctNDRmMDRlMDk3/YzUyLzE2NzUwODY3/NDMtaW1hZ2UuanBn.jpg">Robert Lucas</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:transcript url="https://share.transistor.fm/s/fdcae03c/transcript.vtt" type="text/vtt" rel="captions"/>
    </item>
    <item>
      <title>#1 - Leave Your Quarter In The Cart</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>#1 - Leave Your Quarter In The Cart</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/05f027dc</link>
      <description>
        <![CDATA[<p>In our inaugural episode, we talk about Elon Musk firing Twitter employees on Twitter, what we'd do with $600 MILLION, and explain how a $200 pepper grinder is the reason you're reading this description right now. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In our inaugural episode, we talk about Elon Musk firing Twitter employees on Twitter, what we'd do with $600 MILLION, and explain how a $200 pepper grinder is the reason you're reading this description right now. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </content:encoded>
      <pubDate>Mon, 28 Nov 2022 21:08:37 -0500</pubDate>
      <author>The M$M Team</author>
      <enclosure url="https://media.transistor.fm/05f027dc/43f4857c.mp3" length="27817687" type="audio/mpeg"/>
      <itunes:author>The M$M Team</itunes:author>
      <itunes:duration>1735</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In our inaugural episode, we talk about Elon Musk firing Twitter employees on Twitter, what we'd do with $600 MILLION, and explain how a $200 pepper grinder is the reason you're reading this description right now. </p>➔ Submit Your Decision to us by texting us at 321-222-0142‬<br>➔ Join our email list: <a href="https://bit.ly/best-email-list">https://bit.ly/best-email-list</a><p><br><strong>ABOUT THE SHOW: <br></strong>A podcast about the choices we all make—some good, some embarrassingly bad. In our day jobs, the Millennial Money Man team plays around in the personal finance world, but we could talk about anything here as we spend some time hanging out contemplating… Questionable Decisions.</p>]]>
      </itunes:summary>
      <itunes:keywords>finance, company, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/michael-shuman" img="https://img.transistor.fm/IwBVRaccvCtwJPEBCTQMLyMCFKpov0YmatGouXcrxg4/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMDVmYWIxM2Mt/MjM2NS00NWE1LTgx/ZGYtNDUxZmQ0ODIx/YjgxLzE2NzUwODY1/NjYtaW1hZ2UuanBn.jpg">Michael Shuman</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/bobby-hoyt" img="https://img.transistor.fm/fPH-pI9cCZruRdsfXEEz7jCbN5g_pU9mukujZ-cbO_k/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vMzA5MmNlN2Et/NzdjZS00ZDlmLWFm/ZjUtZmQ2ZGEwN2Rk/M2NlLzE2NzUwODY2/MTctaW1hZ2UuanBn.jpg">Bobby Hoyt</podcast:person>
      <podcast:person role="Host" href="https://shows.millennialmoneyman.com/people/ariel-gardner" img="https://img.transistor.fm/JVp1CvMI4WmDJo75GQB_2Ula4ntPunL8CkPk6QHNwSc/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDRhM2U4Mzkt/NDhkNi00M2M3LWE4/MDAtMjBhOTgzNzNk/ZjUxLzE2NzUwODY2/ODItaW1hZ2UuanBn.jpg">Ariel Gardner</podcast:person>
      <podcast:transcript url="https://share.transistor.fm/s/05f027dc/transcript.vtt" type="text/vtt" rel="captions"/>
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