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    <title>Perspectives</title>
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    <description>From coffee house chats to hard to swallow conversations - join us as we document our everyday thoughts on different perspectives.</description>
    <copyright>© 2025 Reinart &amp; Veronica Bacalso</copyright>
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    <podcast:locked owner="hello@perspectivesph.com">no</podcast:locked>
    <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
    <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
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    <pubDate>Wed, 23 Jul 2025 22:35:56 +0800</pubDate>
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    <link>https://perspectivesph.com</link>
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      <title>Perspectives</title>
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    <itunes:category text="Society &amp; Culture">
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    <itunes:category text="Business">
      <itunes:category text="Entrepreneurship"/>
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    <itunes:type>episodic</itunes:type>
    <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
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    <itunes:summary>From coffee house chats to hard to swallow conversations - join us as we document our everyday thoughts on different perspectives.</itunes:summary>
    <itunes:subtitle>From coffee house chats to hard to swallow conversations - join us as we document our everyday thoughts on different perspectives..</itunes:subtitle>
    <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
    <itunes:owner>
      <itunes:name>Reinart Justin Bacalso</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>Do You Have What It Takes To Start A Business?</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Do You Have What It Takes To Start A Business?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://podcast.perspectivesph.com/episodes/do-you-have-what-it-takes-to-start-a-business</link>
      <description>
        <![CDATA[<p>In this episode, we chat about our personal experiences on starting a business and what we believe it takes.</p><p>Jump right in and hear our perspectives on...<br>- Why we think you should NOT quit your main job when starting a business<br>- The reason why we lost millions on our failed ecom businesses<br>- How you can start a business even if you don't have the right network, capital, or experience</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we chat about our personal experiences on starting a business and what we believe it takes.</p><p>Jump right in and hear our perspectives on...<br>- Why we think you should NOT quit your main job when starting a business<br>- The reason why we lost millions on our failed ecom businesses<br>- How you can start a business even if you don't have the right network, capital, or experience</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Sat, 12 Aug 2023 09:00:00 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/03b7be39/4649dcfe.mp3" length="33612081" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
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      <itunes:duration>2096</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we chat about our personal experiences on starting a business and what we believe it takes.</p><p>Jump right in and hear our perspectives on...<br>- Why we think you should NOT quit your main job when starting a business<br>- The reason why we lost millions on our failed ecom businesses<br>- How you can start a business even if you don't have the right network, capital, or experience</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>True Or False: Rich People Are Just Lucky</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>True Or False: Rich People Are Just Lucky</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">260da0a0-8af8-4377-8e59-33b956938fcf</guid>
      <link>https://podcast.perspectivesph.com/episodes/true-or-false-rich-people-are-just-lucky</link>
      <description>
        <![CDATA[<p>In this episode, we chat about what we think about luck and its role in wealth and success.</p><p>Jump right in and hear our perspectives on...<br>- Why we think luck isn't a random moment of chance<br>- The two variables that make up luck and why they matter<br>- How you can control these 2 variables to "create" luck in your life<br></p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we chat about what we think about luck and its role in wealth and success.</p><p>Jump right in and hear our perspectives on...<br>- Why we think luck isn't a random moment of chance<br>- The two variables that make up luck and why they matter<br>- How you can control these 2 variables to "create" luck in your life<br></p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Sat, 05 Aug 2023 18:00:00 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/bb1e24de/f9e527c6.mp3" length="55067156" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/LCIHbf0uPHiqn6nYnUps3HtaN-lUYTk9CJf6Rhy9sQA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0NDM4Mjgv/MTY5MDk5NDM4Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1375</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we chat about what we think about luck and its role in wealth and success.</p><p>Jump right in and hear our perspectives on...<br>- Why we think luck isn't a random moment of chance<br>- The two variables that make up luck and why they matter<br>- How you can control these 2 variables to "create" luck in your life<br></p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>How We Got FREE Flights For Taylor Swift's Singapore Show</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>How We Got FREE Flights For Taylor Swift's Singapore Show</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cfb6cbbe-99e8-48d9-8fa2-5cc381adce83</guid>
      <link>https://podcast.perspectivesph.com/episodes/how-we-got-free-flights-for-taylor-swifts-singapore-show</link>
      <description>
        <![CDATA[<p>In this episode, we chat about how we're able to fly to Singapore this March for FREE to watch Taylor Swift because of credit card rewards. </p><p>Jump right in and hear our perspectives on...<br>- Why you're paying a hidden "tax" even if you don't use a credit card<br>- How you can earn cash, gift cards, hotel bookings and flights when using a credit card<br>- How you can be a responsible credit card owner and enjoy rewards without the risk</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we chat about how we're able to fly to Singapore this March for FREE to watch Taylor Swift because of credit card rewards. </p><p>Jump right in and hear our perspectives on...<br>- Why you're paying a hidden "tax" even if you don't use a credit card<br>- How you can earn cash, gift cards, hotel bookings and flights when using a credit card<br>- How you can be a responsible credit card owner and enjoy rewards without the risk</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Sat, 15 Jul 2023 18:30:00 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/7cd9de6f/310deb50.mp3" length="90176546" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/kpDzZTuRBexYyTRQizGzEjSYfBlIjABZIdHzoIqzGOk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0MjA0NTcv/MTY4OTQwNjEwOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2253</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we chat about how we're able to fly to Singapore this March for FREE to watch Taylor Swift because of credit card rewards. </p><p>Jump right in and hear our perspectives on...<br>- Why you're paying a hidden "tax" even if you don't use a credit card<br>- How you can earn cash, gift cards, hotel bookings and flights when using a credit card<br>- How you can be a responsible credit card owner and enjoy rewards without the risk</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>Fights, Arguments &amp; How We Resolve Them</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Fights, Arguments &amp; How We Resolve Them</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6185b5a0-3575-41f6-ac40-d83a98844b9b</guid>
      <link>https://youtu.be/yNnG4h4-ABM</link>
      <description>
        <![CDATA[<p>In this episode, we chat about how we resolve fights, misunderstandings, and "arguments" as a couple. <br> <br>Jump right in and hear our perspectives on... <br>- The reason why we believe how you start sharing your feelings play a role in how an argument turns out <br>- What to do if your partner keeps starting the same issue again and again <br>- Why it's important to communicate about how you both prefer to discuss these misunderstandings</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we chat about how we resolve fights, misunderstandings, and "arguments" as a couple. <br> <br>Jump right in and hear our perspectives on... <br>- The reason why we believe how you start sharing your feelings play a role in how an argument turns out <br>- What to do if your partner keeps starting the same issue again and again <br>- Why it's important to communicate about how you both prefer to discuss these misunderstandings</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Sat, 08 Jul 2023 18:30:00 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/0b17b96e/4b271ecd.mp3" length="87467660" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/cLYkq0zrgvYZ2MXK6Tvtlb4U2eiCHabK_UAIRGUJiJg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0MTMxOTEv/MTY4ODgxMzc1MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2186</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we chat about how we resolve fights, misunderstandings, and "arguments" as a couple. <br> <br>Jump right in and hear our perspectives on... <br>- The reason why we believe how you start sharing your feelings play a role in how an argument turns out <br>- What to do if your partner keeps starting the same issue again and again <br>- Why it's important to communicate about how you both prefer to discuss these misunderstandings</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>How We Manage Our Finances</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>How We Manage Our Finances</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ae337ac0-9c40-4cdc-b4b0-37cfadaecb4e</guid>
      <link>https://podcast.perspectivesph.com/episodes/how-we-manage-our-finances</link>
      <description>
        <![CDATA[<p>In this episode, we talk about how we manage our finances as a married couple, and how we grew into this setup over time.</p><p>Jump right in and hear our perspectives on...</p><p>- How you can get started with "sharing" money as a couple (even if you're not married yet!)<br>- Why we started a joint account very early on in our relationship<br>- The step-by-step system we use to set aside money as a couple/family and still keep a portion to ourselves</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we talk about how we manage our finances as a married couple, and how we grew into this setup over time.</p><p>Jump right in and hear our perspectives on...</p><p>- How you can get started with "sharing" money as a couple (even if you're not married yet!)<br>- Why we started a joint account very early on in our relationship<br>- The step-by-step system we use to set aside money as a couple/family and still keep a portion to ourselves</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Mon, 03 Jul 2023 15:24:49 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/2557f2c7/d3039ec9.mp3" length="118865691" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/rhJ2jkSf3zrMwG8y7gQ1UK6kDzDFi2FBtN74MGILiv4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0MDU5NTgv/MTY4ODM2OTA4OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2970</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we talk about how we manage our finances as a married couple, and how we grew into this setup over time.</p><p>Jump right in and hear our perspectives on...</p><p>- How you can get started with "sharing" money as a couple (even if you're not married yet!)<br>- Why we started a joint account very early on in our relationship<br>- The step-by-step system we use to set aside money as a couple/family and still keep a portion to ourselves</p><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>What Was Your Biggest Investment?</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>What Was Your Biggest Investment?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6d3f6aab-8e8a-4d3b-b934-69a9f46f3c02</guid>
      <link>https://podcast.perspectivesph.com/episodes/what-was-your-biggest-investment</link>
      <description>
        <![CDATA[<p>In this episode, we talk about the biggest investments we made early on in our careers, and how you can learn from them too.</p><p>Jump right in and hear our perspectives on...</p><ul><li>Why traditional investments like stocks, bonds, real estate are NOT the best investments early on...</li><li>What you should be looking for in return from your investments (hint: it's not always about money)...</li><li>How making large investments can "force" you to get the most out of it...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we talk about the biggest investments we made early on in our careers, and how you can learn from them too.</p><p>Jump right in and hear our perspectives on...</p><ul><li>Why traditional investments like stocks, bonds, real estate are NOT the best investments early on...</li><li>What you should be looking for in return from your investments (hint: it's not always about money)...</li><li>How making large investments can "force" you to get the most out of it...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </content:encoded>
      <pubDate>Sun, 02 Jul 2023 11:10:44 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/8e2b5741/8f7f49e2.mp3" length="97796636" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/AvClBkuZtBgvtUxU_1Yj37VfpUPqrxegtP22dy8a_50/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0MDUwNDAv/MTY4ODI2NzQ0NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2443</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we talk about the biggest investments we made early on in our careers, and how you can learn from them too.</p><p>Jump right in and hear our perspectives on...</p><ul><li>Why traditional investments like stocks, bonds, real estate are NOT the best investments early on...</li><li>What you should be looking for in return from your investments (hint: it's not always about money)...</li><li>How making large investments can "force" you to get the most out of it...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast"><strong>@_perspectivespodast</strong></a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph"><strong>@perspectivesph</strong></a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast"><strong>@_perspectivespodcast</strong></a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
    </item>
    <item>
      <title>Who Should Be Earning More?</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Who Should Be Earning More?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">03b66d5f-1e59-463c-af61-8bfd11b21630</guid>
      <link>https://podcast.perspectivesph.com/episodes/who-should-be-earning-more</link>
      <description>
        <![CDATA[<p>In this episode, we talk about a topic that isn't discussed enough -- who should be earning more in a relationship? </p><p>Jump right in and you will learn...</p><ul><li>Why we believe EXPECTATIONS play a bigger role in a relationships than who actually earns more...</li><li>How money isn't the only currency that matters when talking about "earnings"...</li><li>What we do to calculate how much goes into shared expenses even if one person earns more than the other...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast">@_perspectivespodast</a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph">@perspectivesph</a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast">@_perspectivespodcast</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, we talk about a topic that isn't discussed enough -- who should be earning more in a relationship? </p><p>Jump right in and you will learn...</p><ul><li>Why we believe EXPECTATIONS play a bigger role in a relationships than who actually earns more...</li><li>How money isn't the only currency that matters when talking about "earnings"...</li><li>What we do to calculate how much goes into shared expenses even if one person earns more than the other...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast">@_perspectivespodast</a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph">@perspectivesph</a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast">@_perspectivespodcast</a></p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Jul 2023 23:37:31 +0800</pubDate>
      <author>Reinart &amp; Veronica Bacalso</author>
      <enclosure url="https://media.transistor.fm/34d0c67d/00d84708.mp3" length="84637140" type="audio/mpeg"/>
      <itunes:author>Reinart &amp; Veronica Bacalso</itunes:author>
      <itunes:image href="https://img.transistor.fm/_S6UoyQPO8IGH1tPg39nLp2I_xl_Q1QsXByvXKDec1c/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE0MDQ4NDMv/MTY4ODIyNTg1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2114</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode, we talk about a topic that isn't discussed enough -- who should be earning more in a relationship? </p><p>Jump right in and you will learn...</p><ul><li>Why we believe EXPECTATIONS play a bigger role in a relationships than who actually earns more...</li><li>How money isn't the only currency that matters when talking about "earnings"...</li><li>What we do to calculate how much goes into shared expenses even if one person earns more than the other...</li></ul><p>If you enjoyed listening, please leave us a review with your honest feedback of the show!</p><p>Follow us on our socials:<br>Instagram: <a href="https://instagram.com/_perspectivespodcast">@_perspectivespodast</a><br>Tiktok: <a href="https://www.tiktok.com/@perspectivesph">@perspectivesph</a><br>YouTube: <a href="https://www.youtube.com/@_perspectivespodcast">@_perspectivespodcast</a></p>]]>
      </itunes:summary>
      <itunes:keywords>relationship, business, money, investing, finances, couple, family, kids, entrepreneurship, parenting, education, self-improvement, personal growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:person role="Host" href="https://www.facebook.com/veronicacharneil" img="https://img.transistor.fm/3-lanZpYOYzVTau2QHE9f4-lpFCWwvG0b290Gy7zRy8/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vNTk2MDA4NTEt/MmMxNy00MTlhLWI5/YjgtMTgwZTU2ZjE5/MmRlLzE2ODgxOTY4/ODMtaW1hZ2UuanBn.jpg">Veronica Charneil Bacalso</podcast:person>
      <podcast:person role="Host" href="https://podcast.perspectivesph.com/people/reinart-justin-bacalso" img="https://img.transistor.fm/SLeV9ckBSqBZPPpEKZEm_i5BudjqUO9ynOTBLehz-sg/rs:fill:0:0:1/w:800/h:800/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9wZXJz/b24vZDkwY2VhZTQt/ZjBjOC00Yjg1LThm/ZGQtYjViOTg5ODQw/ZDdlLzE2ODgxOTY4/MzktaW1hZ2UuanBn.jpg">Reinart Justin Bacalso</podcast:person>
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