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      <title>The Un-Retirement Trend, and AI in Retirement</title>
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        <![CDATA[]]>
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      <title>Does Investing Predict Your Retirement?</title>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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        <![CDATA[]]>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 30 Mar 2026 08:00:00 -0500</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Understanding the True Impact of the Stock Market</title>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 16 Mar 2026 07:00:00 -0500</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Retirement Noise</title>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 02 Mar 2026 08:00:00 -0600</pubDate>
      <author>Joe Fricke</author>
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      <itunes:author>Joe Fricke</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Stigmas in Retirement</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 16 Feb 2026 08:00:00 -0600</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Charitable Giving, Tax Reduction</title>
      <itunes:episode>40</itunes:episode>
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        <![CDATA[]]>
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      <pubDate>Mon, 09 Feb 2026 08:00:00 -0600</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Estate Planning, and What You Shouldn't Worry About in Retirement</title>
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        <![CDATA[]]>
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      <pubDate>Mon, 02 Feb 2026 08:00:00 -0600</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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      <itunes:summary>
        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Hidden Fees In Your Portfolios </title>
      <itunes:episode>38</itunes:episode>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <pubDate>Mon, 26 Jan 2026 08:00:00 -0600</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
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        <![CDATA[]]>
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      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>2026 Tax Plans &amp; Spending in Retirement</title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
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        <![CDATA[]]>
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      <pubDate>Mon, 19 Jan 2026 08:00:00 -0600</pubDate>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>End of Year Planning</title>
      <itunes:episode>36</itunes:episode>
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        <![CDATA[]]>
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      <pubDate>Fri, 16 Jan 2026 14:51:08 -0600</pubDate>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>How Much Do You Need in Retirement?</title>
      <itunes:episode>35</itunes:episode>
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      <pubDate>Fri, 16 Jan 2026 14:49:47 -0600</pubDate>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <itunes:episode>33</itunes:episode>
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      <pubDate>Mon, 17 Nov 2025 08:00:00 -0600</pubDate>
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      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Running Out Of Money, Ways To Fight It</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>Running Out Of Money, Ways To Fight It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4c29dfb6-42fa-41b2-ba13-aaf52eed565f</guid>
      <link>https://share.transistor.fm/s/7c998550</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Nov 2025 08:00:00 -0600</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/7c998550/c3e6251b.mp3" length="103711077" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Planning For A Successful Retirement</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>Planning For A Successful Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1a52e90d-8709-408e-a0d9-ff1d5c7e9bbc</guid>
      <link>https://share.transistor.fm/s/50bc43b9</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 03 Nov 2025 08:00:00 -0600</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/50bc43b9/be342842.mp3" length="103711075" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tax Minimization, Retirement Accounts</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>Tax Minimization, Retirement Accounts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">40f3127c-e66e-4e5e-b40d-3ce59167ee4a</guid>
      <link>https://share.transistor.fm/s/20188229</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Wed, 29 Oct 2025 10:49:55 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/20188229/15858b92.mp3" length="103711076" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tax Plan to Keep Uncle Sam at Bay</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Tax Plan to Keep Uncle Sam at Bay</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b15b10cc-d98f-4c42-9b52-978445e02487</guid>
      <link>https://share.transistor.fm/s/f9063a92</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 20 Oct 2025 15:55:59 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/f9063a92/155fb702.mp3" length="77790688" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes &amp; Your Legacy</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Taxes &amp; Your Legacy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e055bde4-a944-4405-9a88-60cbf6b5d256</guid>
      <link>https://share.transistor.fm/s/4d92df7c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 06 Oct 2025 08:00:00 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/4d92df7c/2518c1e5.mp3" length="103711058" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Do I Need a Financial Advisor? </title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Do I Need a Financial Advisor? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">664ca056-f026-450b-9128-ff0f81e63800</guid>
      <link>https://share.transistor.fm/s/ca424a09</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 29 Sep 2025 08:00:00 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/ca424a09/0e51a03e.mp3" length="77790686" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>RMD's &amp; What to Prioritize in Retirement</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>RMD's &amp; What to Prioritize in Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1f3f51e7-c322-4bc4-893c-4dfb6e06747b</guid>
      <link>https://share.transistor.fm/s/1643f648</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 26 Sep 2025 08:00:00 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/1643f648/6a0329f1.mp3" length="103711079" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Importance of a Retirement Coach</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>Importance of a Retirement Coach</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c6c7cfed-2d71-4a2d-95cd-4231322b616f</guid>
      <link>https://share.transistor.fm/s/68d94fb5</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 26 Sep 2025 08:00:00 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/68d94fb5/111d5735.mp3" length="77790687" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Outdated Retirement Planning</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Outdated Retirement Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5fb8a891-8463-453e-963a-e96a9d3f9484</guid>
      <link>https://share.transistor.fm/s/4b5f4067</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:51:13 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/4b5f4067/9aa5ccba.mp3" length="77762538" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Scams in Retirement &amp; the Importance of Having a Plan</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>Scams in Retirement &amp; the Importance of Having a Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ff3e6b22-ac90-4ce4-8d31-ccf5c8040dff</guid>
      <link>https://share.transistor.fm/s/f4e1053f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:50:30 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/f4e1053f/273341e4.mp3" length="77762563" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tariffs, Inflation, &amp; Diversification</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>Tariffs, Inflation, &amp; Diversification</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6120e7ef-264d-4886-b629-2fa617ea5fcd</guid>
      <link>https://share.transistor.fm/s/ae26f37e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:49:31 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/ae26f37e/ef29cbd9.mp3" length="103682931" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement To-Do List</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>Retirement To-Do List</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ecc2df63-0f5c-44c2-85fd-d4c73cbb953e</guid>
      <link>https://share.transistor.fm/s/2ac41a45</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:48:43 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/2ac41a45/dbd7958a.mp3" length="103682915" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Inflation in the Market</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Inflation in the Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">333a6dce-fd73-4a60-a3e3-049e7397e446</guid>
      <link>https://share.transistor.fm/s/6e7c806f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:48:08 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/6e7c806f/3a4afcd0.mp3" length="129603301" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Big Beautiful Bill: Not Your Grandparent's Retirement</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>Big Beautiful Bill: Not Your Grandparent's Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a2bb5d17-9f01-42c5-b9f6-6a5d7fb8c3e2</guid>
      <link>https://share.transistor.fm/s/8662189f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:47:26 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/8662189f/d2fbe606.mp3" length="103682947" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Concerns</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Market Concerns</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b7767fd6-2b8a-4719-bc35-a4e94337c357</guid>
      <link>https://share.transistor.fm/s/f0c6fd5d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:46:09 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/f0c6fd5d/2cceeb60.mp3" length="103682909" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Insurance, Charitable Giving, &amp; Inflation</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Insurance, Charitable Giving, &amp; Inflation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">43fdd867-7c2f-45d5-923f-7b6a96517ddb</guid>
      <link>https://share.transistor.fm/s/c673090f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:45:08 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/c673090f/2b7b5335.mp3" length="129603319" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Managing Volatile Portfolios</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Managing Volatile Portfolios</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e45b55c6-3c38-4bdb-915a-fcb7f3621037</guid>
      <link>https://share.transistor.fm/s/9688c591</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:43:53 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/9688c591/23802b03.mp3" length="103682922" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Rising Costs: Risks to Look Out For in Retirement </title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>Rising Costs: Risks to Look Out For in Retirement </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">644fe829-ba32-4ad9-8056-6e2d45b2943e</guid>
      <link>https://share.transistor.fm/s/5a338f9b</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:43:08 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/5a338f9b/fe3c3c0e.mp3" length="129603328" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes, Divorce in Retirement, &amp; Diversification </title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Taxes, Divorce in Retirement, &amp; Diversification </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">054ce0e2-1268-498c-8131-653f9b102d8d</guid>
      <link>https://share.transistor.fm/s/08b9416a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:42:13 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/08b9416a/cb898d68.mp3" length="129603326" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tariffs: Preparing for the Unexpected in Retirement </title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Tariffs: Preparing for the Unexpected in Retirement </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">24341e4e-d28e-4d2a-a1c4-c4299396ee24</guid>
      <link>https://share.transistor.fm/s/54114e4e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:40:38 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/54114e4e/36497c14.mp3" length="129603330" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Misconceptions</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Retirement Misconceptions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7a8f00b2</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:37:24 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/7a8f00b2/aee76bba.mp3" length="51842900" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Types of Advisors &amp; Creating a Custom Plan</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Types of Advisors &amp; Creating a Custom Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d1827d48</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:35:36 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/d1827d48/1c64bf53.mp3" length="129603320" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Volatility &amp; Investing in Retirement </title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Market Volatility &amp; Investing in Retirement </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b2844de2</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:33:53 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/b2844de2/ab83d251.mp3" length="129603322" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Finding the Financial Advisor Who's Right For You</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Finding the Financial Advisor Who's Right For You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">55020bbd-f509-41a2-a657-58259b616334</guid>
      <link>https://share.transistor.fm/s/0eca5f03</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:32:06 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/0eca5f03/47c469b3.mp3" length="129603326" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Risks &amp; Saving for the Future</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Market Risks &amp; Saving for the Future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">31ee0b5d-4e30-43b3-a5e1-292ae5ee133a</guid>
      <link>https://share.transistor.fm/s/16dd720a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:28:09 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/16dd720a/5d4a7829.mp3" length="129603313" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Volatility: Planning for the Unexpected</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Market Volatility: Planning for the Unexpected</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6e5fbb84-4b48-47c7-84f0-767d085adfe2</guid>
      <link>https://share.transistor.fm/s/c433204e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:26:41 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/c433204e/4db40da7.mp3" length="103682939" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Fears in Retirement </title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Fears in Retirement </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8b239745-c1b9-410f-94c2-b52f0fbae9dc</guid>
      <link>https://share.transistor.fm/s/bbdf72bf</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:23:00 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/bbdf72bf/0993b981.mp3" length="129603297" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Reasons to Have a Financial Advisor</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Reasons to Have a Financial Advisor</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">eb722593-bde7-4060-86a4-065ad3770117</guid>
      <link>https://share.transistor.fm/s/4b82a4f3</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:14:27 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/4b82a4f3/488d560c.mp3" length="103682928" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Average Retirement Spending, Layoffs, &amp; Market Volatility</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Average Retirement Spending, Layoffs, &amp; Market Volatility</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">df6f4f06-dd3e-4953-aa8a-0aabdd56c605</guid>
      <link>https://share.transistor.fm/s/d6d52614</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:12:41 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/d6d52614/cfdb9466.mp3" length="77762566" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tariffs &amp; Protecting Your Investments </title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Tariffs &amp; Protecting Your Investments </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6de4673a-7685-42a1-9cb9-f3be00bc0a75</guid>
      <link>https://share.transistor.fm/s/c251034a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:09:17 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/c251034a/2a05f339.mp3" length="129603315" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investment Strategies, and Retirement Changes</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Investment Strategies, and Retirement Changes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bc3d9f1f-714a-4f03-9b1b-7e42872e99ce</guid>
      <link>https://share.transistor.fm/s/beb0a874</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:07:50 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/beb0a874/0011ce26.mp3" length="129603322" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Inflation &amp; Taxes</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Inflation &amp; Taxes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">287960eb-923e-43a6-b68a-d87d053974e2</guid>
      <link>https://share.transistor.fm/s/a6a17795</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 09 Sep 2025 16:06:31 -0500</pubDate>
      <author>Joe Fricke</author>
      <enclosure url="https://media.transistor.fm/a6a17795/2a19e5fb.mp3" length="129603294" type="audio/mpeg"/>
      <itunes:author>Joe Fricke</itunes:author>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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