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    <title>Not Just Because - Economics</title>
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    <description>Everyday economics for kids around 7 to 10, exploring money, trade, saving, and choices with concrete examples and honest, non-partisan explanations of how people and markets make decisions.</description>
    <copyright>©2026 Mutual Pledge Incorporated</copyright>
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    <language>en</language>
    <pubDate>Fri, 11 Sep 2026 08:23:19 -0700</pubDate>
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    <link>https://notjustbecause.com</link>
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      <title>Not Just Because - Economics</title>
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    <itunes:type>episodic</itunes:type>
    <itunes:author>Mutual Pledge Incorporated</itunes:author>
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    <itunes:summary>Everyday economics for kids around 7 to 10, exploring money, trade, saving, and choices with concrete examples and honest, non-partisan explanations of how people and markets make decisions.</itunes:summary>
    <itunes:subtitle>Everyday economics for kids around 7 to 10, exploring money, trade, saving, and choices with concrete examples and honest, non-partisan explanations of how people and markets make decisions..</itunes:subtitle>
    <itunes:keywords>Education, Kids, Economics, Money, Saving, Spending, Trade, Finance</itunes:keywords>
    <itunes:owner>
      <itunes:name>FIXME</itunes:name>
      <itunes:email>brendan@mutualpledge.com</itunes:email>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>The Afternoon You Didn't Pick</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>The Afternoon You Didn't Pick</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260905-the-afternoon-you-didn-t-pick</link>
      <description>
        <![CDATA[One free afternoon, three fun plans, and only enough time for one—so what happens to the other two? The idea of opportunity cost gets unpacked with kid-scale examples: the next-best thing you give up whenever you choose. Along the way, scarcity and trade-offs turn everyday decisions into a friendly puzzle, with plain language and no financial advice.]]>
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      <content:encoded>
        <![CDATA[One free afternoon, three fun plans, and only enough time for one—so what happens to the other two? The idea of opportunity cost gets unpacked with kid-scale examples: the next-best thing you give up whenever you choose. Along the way, scarcity and trade-offs turn everyday decisions into a friendly puzzle, with plain language and no financial advice.]]>
      </content:encoded>
      <pubDate>Sat, 05 Sep 2026 14:07:16 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
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      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>507</itunes:duration>
      <itunes:summary>One free afternoon, three fun plans, and only enough time for one—so what happens to the other two? The idea of opportunity cost gets unpacked with kid-scale examples: the next-best thing you give up whenever you choose.</itunes:summary>
      <itunes:subtitle>One free afternoon, three fun plans, and only enough time for one—so what happens to the other two? The idea of opportunity cost gets unpacked with kid-scale examples: the next-best thing you give up whenever you choose.</itunes:subtitle>
      <itunes:keywords>the afternoon you didn't pick, afternoon you didn't pick for kids, economics the hidden price of choosing what did you give up, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Piggy Bank Grows Up</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>The Piggy Bank Grows Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">61e6f08a-d447-4efc-88fd-0e532d0b67bf</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260902-the-piggy-bank-grows-up</link>
      <description>
        <![CDATA[A bank is really just a safe place to keep money until you want it again, with deposits going in and withdrawals coming out. Using a piggy bank as a tiny example, this episode walks through what saving means, why people set money aside for later, and how a big bank does the same job on a bigger scale. Clear, kid-scale explanations with everyday examples and no advice about what to do with money.]]>
      </description>
      <content:encoded>
        <![CDATA[A bank is really just a safe place to keep money until you want it again, with deposits going in and withdrawals coming out. Using a piggy bank as a tiny example, this episode walks through what saving means, why people set money aside for later, and how a big bank does the same job on a bigger scale. Clear, kid-scale explanations with everyday examples and no advice about what to do with money.]]>
      </content:encoded>
      <pubDate>Wed, 02 Sep 2026 11:13:10 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
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      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>469</itunes:duration>
      <itunes:summary>A bank is really just a safe place to keep money until you want it again, with deposits going in and withdrawals coming out. Using a piggy bank as a tiny example, this episode walks through what saving means, why people set money aside for later, and how a big bank does the same job on a bigger scale.</itunes:summary>
      <itunes:subtitle>A bank is really just a safe place to keep money until you want it again, with deposits going in and withdrawals coming out. Using a piggy bank as a tiny example, this episode walks through what saving means, why people set money aside for later, and how </itunes:subtitle>
      <itunes:keywords>the piggy bank grows up, piggy bank grows up for kids, what a bank is and how saving money works, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Four Big Ideas About Who Owns What</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Four Big Ideas About Who Owns What</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260715-four-big-ideas-about-who-owns-what</link>
      <description>
        <![CDATA[Every economy on Earth has to answer the same basic questions: who owns the factories, farms, and shops, and who gets to decide what they make? Capitalism, socialism, communism, and mercantilism each give a different answer — and each has actually been tried in real places. The episode also breaks down how businesses themselves are organized, from a single owner running a lemonade stand all the way up to giant corporations with shareholders, boards of directors, and CEOs.]]>
      </description>
      <content:encoded>
        <![CDATA[Every economy on Earth has to answer the same basic questions: who owns the factories, farms, and shops, and who gets to decide what they make? Capitalism, socialism, communism, and mercantilism each give a different answer — and each has actually been tried in real places. The episode also breaks down how businesses themselves are organized, from a single owner running a lemonade stand all the way up to giant corporations with shareholders, boards of directors, and CEOs.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 21:25:56 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
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      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>1044</itunes:duration>
      <itunes:summary>Every economy on Earth has to answer the same basic questions: who owns the factories, farms, and shops, and who gets to decide what they make? Capitalism, socialism, communism, and mercantilism each give a different answer — and each has actually been tried in real places.</itunes:summary>
      <itunes:subtitle>Every economy on Earth has to answer the same basic questions: who owns the factories, farms, and shops, and who gets to decide what they make? Capitalism, socialism, communism, and mercantilism each give a different answer — and each has actually been tr</itunes:subtitle>
      <itunes:keywords>four big ideas about who owns what, four big ideas about who owns what for kids, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Real Price Tag: What It Costs to Make Stuff</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>The Real Price Tag: What It Costs to Make Stuff</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260715-the-real-price-tag-what-it-costs-to-make-stuff</link>
      <description>
        <![CDATA[Every object on a store shelf has a hidden story of ingredients, work, and choices baked into its price. From the wood in a pencil to the wages of the person who packed it, the cost of making something adds up long before a customer picks it up. Supply and demand then push that price up or down depending on how many people want it and how much is available. This episode breaks down why things cost what they cost — and why the same item can have a different price next week.]]>
      </description>
      <content:encoded>
        <![CDATA[Every object on a store shelf has a hidden story of ingredients, work, and choices baked into its price. From the wood in a pencil to the wages of the person who packed it, the cost of making something adds up long before a customer picks it up. Supply and demand then push that price up or down depending on how many people want it and how much is available. This episode breaks down why things cost what they cost — and why the same item can have a different price next week.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 19:49:19 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/9d85fca5/4215b7f5.mp3" length="13382900" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>827</itunes:duration>
      <itunes:summary>Every object on a store shelf has a hidden story of ingredients, work, and choices baked into its price. From the wood in a pencil to the wages of the person who packed it, the cost of making something adds up long before a customer picks it up.</itunes:summary>
      <itunes:subtitle>Every object on a store shelf has a hidden story of ingredients, work, and choices baked into its price. From the wood in a pencil to the wages of the person who packed it, the cost of making something adds up long before a customer picks it up.</itunes:subtitle>
      <itunes:keywords>the real price tag what it costs to make stuff, what it costs to make stuff for kids, what does it really cost to make something, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Invisible Handshake: Why Trust Makes Money Work</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>The Invisible Handshake: Why Trust Makes Money Work</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e743981b-33f7-4a36-862a-411b4ef654f8</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260715-the-invisible-handshake-why-trust-makes-money-work</link>
      <description>
        <![CDATA[Every coin, every bill, every tap of a card depends on something you can't see or touch: trust. Without it, money would just be paper and metal, and trade between strangers would grind to a halt. This episode traces how trust quietly holds the entire economy together — from swapping snacks at lunch to banks holding savings for millions of people — and what happens when that trust breaks down.]]>
      </description>
      <content:encoded>
        <![CDATA[Every coin, every bill, every tap of a card depends on something you can't see or touch: trust. Without it, money would just be paper and metal, and trade between strangers would grind to a halt. This episode traces how trust quietly holds the entire economy together — from swapping snacks at lunch to banks holding savings for millions of people — and what happens when that trust breaks down.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 18:12:42 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/1fc54f6b/328df7bf.mp3" length="13485305" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>833</itunes:duration>
      <itunes:summary>Every coin, every bill, every tap of a card depends on something you can't see or touch: trust. Without it, money would just be paper and metal, and trade between strangers would grind to a halt.</itunes:summary>
      <itunes:subtitle>Every coin, every bill, every tap of a card depends on something you can't see or touch: trust. Without it, money would just be paper and metal, and trade between strangers would grind to a halt.</itunes:subtitle>
      <itunes:keywords>the invisible handshake why trust makes money work, why trust makes money work for kids, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Swiping, Borrowing, and Paying It Back</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Swiping, Borrowing, and Paying It Back</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">99346977-c5b6-49b9-badf-e27bfc627dec</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260715-swiping-borrowing-and-paying-it-back</link>
      <description>
        <![CDATA[When someone swipes a card at a store, where does the money actually come from? Debit cards pull money you already have, but credit cards let you borrow from a bank—and that borrowed money comes with rules, fees, and a promise to pay it back. The episode traces how credit works step by step, from a kid lending a friend lunch money to the real systems banks use, and explains why borrowing isn't free.]]>
      </description>
      <content:encoded>
        <![CDATA[When someone swipes a card at a store, where does the money actually come from? Debit cards pull money you already have, but credit cards let you borrow from a bank—and that borrowed money comes with rules, fees, and a promise to pay it back. The episode traces how credit works step by step, from a kid lending a friend lunch money to the real systems banks use, and explains why borrowing isn't free.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 18:12:38 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/dd00533a/faaa6628.mp3" length="11894121" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>734</itunes:duration>
      <itunes:summary>When someone swipes a card at a store, where does the money actually come from? Debit cards pull money you already have, but credit cards let you borrow from a bank—and that borrowed money comes with rules, fees, and a promise to pay it back.</itunes:summary>
      <itunes:subtitle>When someone swipes a card at a store, where does the money actually come from? Debit cards pull money you already have, but credit cards let you borrow from a bank—and that borrowed money comes with rules, fees, and a promise to pay it back.</itunes:subtitle>
      <itunes:keywords>swiping borrowing and paying it back, swiping borrowing and paying it back for kids, what is credit, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Before Coins: Debt, Favors, and the Real Story of Money</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Before Coins: Debt, Favors, and the Real Story of Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d55b1157-c5a3-4810-ac98-1b6b962b2558</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260715-before-coins-debt-favors-and-the-real-story-of-money</link>
      <description>
        <![CDATA[Most textbooks say money began when people swapped goods in a barter system, but anthropologists and historians tell a more complicated story involving debts, favors, and IOUs long before the first coin was ever struck. The episode traces how ancient communities kept track of who owed what, why barter between strangers was actually pretty rare in everyday village life, and how those early systems of trust eventually shaped the coins and bills we use today. Along the way, familiar kid-scale scenarios—like lending a friend half your sandwich—show how debt and credit work at their simplest level.]]>
      </description>
      <content:encoded>
        <![CDATA[Most textbooks say money began when people swapped goods in a barter system, but anthropologists and historians tell a more complicated story involving debts, favors, and IOUs long before the first coin was ever struck. The episode traces how ancient communities kept track of who owed what, why barter between strangers was actually pretty rare in everyday village life, and how those early systems of trust eventually shaped the coins and bills we use today. Along the way, familiar kid-scale scenarios—like lending a friend half your sandwich—show how debt and credit work at their simplest level.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 17:56:58 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/92e41fc7/dee82e6a.mp3" length="13665865" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>845</itunes:duration>
      <itunes:summary>Most textbooks say money began when people swapped goods in a barter system, but anthropologists and historians tell a more complicated story involving debts, favors, and IOUs long before the first coin was ever struck.</itunes:summary>
      <itunes:subtitle>Most textbooks say money began when people swapped goods in a barter system, but anthropologists and historians tell a more complicated story involving debts, favors, and IOUs long before the first coin was ever struck.</itunes:subtitle>
      <itunes:keywords>before coins debt favors and the real story of money, debt favors and the real story of money for kids, the origins of money did it start with barter or with debt and ious, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Tiny Slices of a Giant Pizza: How the Stock Market Works</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Tiny Slices of a Giant Pizza: How the Stock Market Works</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b783c4bf-d0d7-4ae6-8e10-32969d26b857</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260714-tiny-slices-of-a-giant-pizza-how-the-stock-market-works</link>
      <description>
        <![CDATA[When someone buys a share of a company, they own a tiny piece of that business — almost like holding one slice of an enormous pizza. Share prices rise and fall based on how many people want to buy or sell, what the company is doing, and even how people feel about the future. The episode traces a share's life from a company's first sale to the daily back-and-forth of a stock exchange, using kid-scale examples to show why prices never sit still.]]>
      </description>
      <content:encoded>
        <![CDATA[When someone buys a share of a company, they own a tiny piece of that business — almost like holding one slice of an enormous pizza. Share prices rise and fall based on how many people want to buy or sell, what the company is doing, and even how people feel about the future. The episode traces a share's life from a company's first sale to the daily back-and-forth of a stock exchange, using kid-scale examples to show why prices never sit still.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 17:41:19 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/9b25c13c/f6c1b38e.mp3" length="13137150" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>812</itunes:duration>
      <itunes:summary>When someone buys a share of a company, they own a tiny piece of that business — almost like holding one slice of an enormous pizza. Share prices rise and fall based on how many people want to buy or sell, what the company is doing, and even how people feel about the future.</itunes:summary>
      <itunes:subtitle>When someone buys a share of a company, they own a tiny piece of that business — almost like holding one slice of an enormous pizza. Share prices rise and fall based on how many people want to buy or sell, what the company is doing, and even how people fe</itunes:subtitle>
      <itunes:keywords>tiny slices of a giant pizza how the stock market works, how the stock market works for kids, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Is Trade, and Why Do People and Countries Swap Things?</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>What Is Trade, and Why Do People and Countries Swap Things?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">94d59d0d-95b5-4572-945a-9bfa3eb0a056</guid>
      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260714-what-is-trade-and-why-do-people-and-countries-swap-things</link>
      <description>
        <![CDATA[Why do people swap things instead of making everything themselves? From trading snacks at lunch to countries shipping bananas and computers across oceans, trade shapes everyday life in surprising ways. The episode traces how specialization, scarcity, and mutual benefit drive exchanges big and small — and what happens when one side has something the other side really needs.]]>
      </description>
      <content:encoded>
        <![CDATA[Why do people swap things instead of making everything themselves? From trading snacks at lunch to countries shipping bananas and computers across oceans, trade shapes everyday life in surprising ways. The episode traces how specialization, scarcity, and mutual benefit drive exchanges big and small — and what happens when one side has something the other side really needs.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 17:41:18 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/3b790954/4087d7a6.mp3" length="12557442" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>775</itunes:duration>
      <itunes:summary>Why do people swap things instead of making everything themselves? From trading snacks at lunch to countries shipping bananas and computers across oceans, trade shapes everyday life in surprising ways.</itunes:summary>
      <itunes:subtitle>Why do people swap things instead of making everything themselves? From trading snacks at lunch to countries shipping bananas and computers across oceans, trade shapes everyday life in surprising ways.</itunes:subtitle>
      <itunes:keywords>what is trade and why do people and countries swap things, trade and why do people and countries swap things for kids, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Supply, Demand, and Why Prices Change</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Supply, Demand, and Why Prices Change</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://notjustbecause.com/shows/not-just-because/not-just-because-economics/20260713-why-do-things-cost-different-amounts</link>
      <description>
        <![CDATA[A single apple might cost one amount at a farm stand and a completely different amount at an airport — but why? This episode breaks down supply and demand, the two big forces that push prices up or pull them down, using kid-friendly examples like lemonade stands, rare trading cards, and snow-day hot chocolate. Along the way, listeners discover how the number of people who want something and the amount available work together to set a price — and why that price can change from day to day.]]>
      </description>
      <content:encoded>
        <![CDATA[A single apple might cost one amount at a farm stand and a completely different amount at an airport — but why? This episode breaks down supply and demand, the two big forces that push prices up or pull them down, using kid-friendly examples like lemonade stands, rare trading cards, and snow-day hot chocolate. Along the way, listeners discover how the number of people who want something and the amount available work together to set a price — and why that price can change from day to day.]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2026 17:41:17 -0700</pubDate>
      <author>Mutual Pledge Incorporated</author>
      <enclosure url="https://media.transistor.fm/ced006c6/b1816be9.mp3" length="12646863" type="audio/mpeg"/>
      <itunes:author>Mutual Pledge Incorporated</itunes:author>
      <itunes:duration>781</itunes:duration>
      <itunes:summary>A single apple might cost one amount at a farm stand and a completely different amount at an airport — but why? This episode breaks down supply and demand, the two big forces that push prices up or pull them down, using kid-friendly examples like lemonade stands, rare trading cards, and snow-day hot chocolate.</itunes:summary>
      <itunes:subtitle>A single apple might cost one amount at a farm stand and a completely different amount at an airport — but why? This episode breaks down supply and demand, the two big forces that push prices up or pull them down, using kid-friendly examples like lemonade</itunes:subtitle>
      <itunes:keywords>supply demand and why prices change, supply demand and why prices change for kids, why do things cost different amounts, economics for kids, money for kids, financial literacy</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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