Money & Us Transistor (https://transistor.fm) https://feeds.transistor.fm/money-us Money and Us with Anna Brading is your reminder that it’s never too late to take control of your finances and change your life. Anna is a Certified Financial Education Instructor, author and mum who knows first hand what it feels like to do all the things you’re taught to do and still feel completely lost with money. She figured it out, changed her life, and has since built a community of over 250,000 people, written a bestselling book and has been invited to Parliament to advocate for better financial education for all. Now she’s here to help you do the same. Most of us were never taught how money really works. Almost three quarters of UK adults never received any financial education at school, so it’s no wonder so many of us feel overwhelmed, underprepared and like we’re somehow behind. We’ve convinced ourselves it’s too complicated, that we’ve left it too late, or that the advice out there just doesn’t apply to our lives. The reality of juggling work and kids, caring for elderly relatives, going through health challenges, and still showing up with a smile on our faces. What if the right conversation, at the right time, could change everything? Every week, Anna sits down with some of the UK’s leading experts for honest, real conversations about money in the context of real life. From entrepreneurship and investing to relationships, grief, addiction, parenthood and raising the next generation, these are the conversations that meet you where you are right now, not where you think you should be. Money and Us is a space where no question is too small, no starting point is too late, and nobody is made to feel judged or behind. Most of us are figuring this out as we go, and that’s exactly what this podcast is here for. © 2026 Anna Brading 005517f6-9ff9-5308-a112-aae5f286e6a2 yes en Wed, 19 Aug 2026 00:00:06 +0100 Wed, 19 Aug 2026 00:01:37 +0100 https://img.transistorcdn.com/jEeSEFpszYalZ1OqPlEdkW3ri09tW6_rZ-sIU3VV6Q8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kZGJm/ZDcyZjc5YjlmY2Y1/YjJkZjIyMDJlOTg5/YWFmMi5qcGc.jpg Money & Us episodic Anna Brading Money and Us with Anna Brading is your reminder that it’s never too late to take control of your finances and change your life. Anna is a Certified Financial Education Instructor, author and mum who knows first hand what it feels like to do all the things you’re taught to do and still feel completely lost with money. She figured it out, changed her life, and has since built a community of over 250,000 people, written a bestselling book and has been invited to Parliament to advocate for better financial education for all. Now she’s here to help you do the same. Most of us were never taught how money really works. Almost three quarters of UK adults never received any financial education at school, so it’s no wonder so many of us feel overwhelmed, underprepared and like we’re somehow behind. We’ve convinced ourselves it’s too complicated, that we’ve left it too late, or that the advice out there just doesn’t apply to our lives. The reality of juggling work and kids, caring for elderly relatives, going through health challenges, and still showing up with a smile on our faces. What if the right conversation, at the right time, could change everything? Every week, Anna sits down with some of the UK’s leading experts for honest, real conversations about money in the context of real life. From entrepreneurship and investing to relationships, grief, addiction, parenthood and raising the next generation, these are the conversations that meet you where you are right now, not where you think you should be. Money and Us is a space where no question is too small, no starting point is too late, and nobody is made to feel judged or behind. Most of us are figuring this out as we go, and that’s exactly what this podcast is here for. Money and Us with Anna Brading is your reminder that it’s never too late to take control of your finances and change your life. Anna Brading pod@mentoramoney.com No No Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson 9 9 Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson full 108f9668-d6a4-460d-90bd-6e2e9dfba25f https://share.transistor.fm/s/2a034889 She has been single for eight and a half years, built a career around it, and says she wouldn’t have it any other way. Lucy Meggeson is the author of Shiny Happy Singles (Thrive Solo in the US), host of the Thrive Solo podcast, and one of the most compelling voices challenging everything we think we know about singleness, relationships and what a successful life really looks like.

In this episode of Money and Us, Anna sits down with Lucy for a candid and thought provoking conversation about one of the most misunderstood topics of our time. What does it actually mean to thrive as a single person? Why do we still assume that being single is a problem to be solved? And what does money look like when you’re navigating life entirely on your own terms?

Lucy challenges the fairy tale narrative most of us were sold from childhood, the idea that success means marriage, children and happily ever after. She talks about the freedom, peace and emotional stability that single life can bring, the financial realities of living solo, and why by 2030, almost half of women aged 25 to 44 are predicted to be single.

This is a conversation for single women who are ready to stop apologising for their lives, for partnered people who want to be better friends and allies, and for anyone who has ever questioned whether the life they’re living is the one they actually chose.

Key Moments:
• By 2030, almost 45% of women aged 25 to 44 are predicted to be single, and why that number doesn’t surprise Lucy at all
• The fairy tale narrative we were sold as little girls and why it sets so many women up to feel like failures
• Why Lucy believes that if a single woman tells you she’s happy, you should believe her
• The financial realities of living solo, from the single person tax to the hidden costs most people never consider
• The most underrated benefits of single life that nobody talks about, including peace, emotional stability and the lack of compromise
• Why life is an inside job, and what that means whether you’re single or not
• What wealth means to Lucy, and why freedom is at the heart of her answer

Chapters:
00:00 Introduction
01:16 Fact or Fiction: Will Half of Women Be Single by 2030?
02:40 Why More Women Are Choosing to Stay Single
05:08 The Relationship Story We're All Taught
07:32 Disney, Fairytales & Finding Prince Charming
08:44 What Does Success Really Look Like?
10:36 Is Lucy Anti-Relationship?
12:12 The Reality of Being Happily Single
14:08 The Question Every Single Woman Gets Asked
15:21 Why Lucy Chooses to Stay Single
18:16 Why She Becomes Her Best Self Alone
20:03 Lucy's Relationship History
24:09 The Lockdown Moment That Changed Everything
25:30 Why She Created Thrive Solo
28:01 The Double Standard Between 'Spinster' and 'Bachelor'
31:04 Writing Shiny Happy Singles
35:12 Why So Many Women Feel Seen
37:16 How to Start Enjoying Being Single
41:29 Why Happiness Is an Inside Job
44:27 What Married Friends Need to Understand
46:07 Why We Don't Celebrate Single People Enough
48:45 Stop Putting Your Life on Hold
53:48 The Personal Growth That Comes From Being Single
57:43 The Money Reality of Single Life
59:26 Why Lucy Left BBC Radio 2
01:02:09 Starting Over During Lockdown
01:03:26 The Financial Cost of Following Your Purpose
01:07:00 The 'Single Tax' Explained
01:11:45 Financial Independence vs Financial Security
01:16:30 Final Advice for Anyone Feeling Behind in Life
01:20:15 Closing Thoughts

Follow Lucy Meggeson:
Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/
LinkedIn: https://uk.linkedin.com/in/lucy-meggeson-a419a1227?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://www.lucymeggeson.com

Buy Shiny Happy Singles: https://amzn.eu/d/02Mj0JId

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> She has been single for eight and a half years, built a career around it, and says she wouldn’t have it any other way. Lucy Meggeson is the author of Shiny Happy Singles (Thrive Solo in the US), host of the Thrive Solo podcast, and one of the most compelling voices challenging everything we think we know about singleness, relationships and what a successful life really looks like.

In this episode of Money and Us, Anna sits down with Lucy for a candid and thought provoking conversation about one of the most misunderstood topics of our time. What does it actually mean to thrive as a single person? Why do we still assume that being single is a problem to be solved? And what does money look like when you’re navigating life entirely on your own terms?

Lucy challenges the fairy tale narrative most of us were sold from childhood, the idea that success means marriage, children and happily ever after. She talks about the freedom, peace and emotional stability that single life can bring, the financial realities of living solo, and why by 2030, almost half of women aged 25 to 44 are predicted to be single.

This is a conversation for single women who are ready to stop apologising for their lives, for partnered people who want to be better friends and allies, and for anyone who has ever questioned whether the life they’re living is the one they actually chose.

Key Moments:
• By 2030, almost 45% of women aged 25 to 44 are predicted to be single, and why that number doesn’t surprise Lucy at all
• The fairy tale narrative we were sold as little girls and why it sets so many women up to feel like failures
• Why Lucy believes that if a single woman tells you she’s happy, you should believe her
• The financial realities of living solo, from the single person tax to the hidden costs most people never consider
• The most underrated benefits of single life that nobody talks about, including peace, emotional stability and the lack of compromise
• Why life is an inside job, and what that means whether you’re single or not
• What wealth means to Lucy, and why freedom is at the heart of her answer

Chapters:
00:00 Introduction
01:16 Fact or Fiction: Will Half of Women Be Single by 2030?
02:40 Why More Women Are Choosing to Stay Single
05:08 The Relationship Story We're All Taught
07:32 Disney, Fairytales & Finding Prince Charming
08:44 What Does Success Really Look Like?
10:36 Is Lucy Anti-Relationship?
12:12 The Reality of Being Happily Single
14:08 The Question Every Single Woman Gets Asked
15:21 Why Lucy Chooses to Stay Single
18:16 Why She Becomes Her Best Self Alone
20:03 Lucy's Relationship History
24:09 The Lockdown Moment That Changed Everything
25:30 Why She Created Thrive Solo
28:01 The Double Standard Between 'Spinster' and 'Bachelor'
31:04 Writing Shiny Happy Singles
35:12 Why So Many Women Feel Seen
37:16 How to Start Enjoying Being Single
41:29 Why Happiness Is an Inside Job
44:27 What Married Friends Need to Understand
46:07 Why We Don't Celebrate Single People Enough
48:45 Stop Putting Your Life on Hold
53:48 The Personal Growth That Comes From Being Single
57:43 The Money Reality of Single Life
59:26 Why Lucy Left BBC Radio 2
01:02:09 Starting Over During Lockdown
01:03:26 The Financial Cost of Following Your Purpose
01:07:00 The 'Single Tax' Explained
01:11:45 Financial Independence vs Financial Security
01:16:30 Final Advice for Anyone Feeling Behind in Life
01:20:15 Closing Thoughts

Follow Lucy Meggeson:
Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/
LinkedIn: https://uk.linkedin.com/in/lucy-meggeson-a419a1227?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://www.lucymeggeson.com

Buy Shiny Happy Singles: https://amzn.eu/d/02Mj0JId

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 19 Aug 2026 00:00:00 +0100 Anna Brading Anna Brading 4662 She has been single for eight and a half years, built a career around it, and says she wouldn’t have it any other way. Lucy Meggeson is the author of Shiny Happy Singles (Thrive Solo in the US), host of the Thrive Solo podcast, and one of the most compelling voices challenging everything we think we know about singleness, relationships and what a successful life really looks like.

In this episode of Money and Us, Anna sits down with Lucy for a candid and thought provoking conversation about one of the most misunderstood topics of our time. What does it actually mean to thrive as a single person? Why do we still assume that being single is a problem to be solved? And what does money look like when you’re navigating life entirely on your own terms?

Lucy challenges the fairy tale narrative most of us were sold from childhood, the idea that success means marriage, children and happily ever after. She talks about the freedom, peace and emotional stability that single life can bring, the financial realities of living solo, and why by 2030, almost half of women aged 25 to 44 are predicted to be single.

This is a conversation for single women who are ready to stop apologising for their lives, for partnered people who want to be better friends and allies, and for anyone who has ever questioned whether the life they’re living is the one they actually chose.

Key Moments:
• By 2030, almost 45% of women aged 25 to 44 are predicted to be single, and why that number doesn’t surprise Lucy at all
• The fairy tale narrative we were sold as little girls and why it sets so many women up to feel like failures
• Why Lucy believes that if a single woman tells you she’s happy, you should believe her
• The financial realities of living solo, from the single person tax to the hidden costs most people never consider
• The most underrated benefits of single life that nobody talks about, including peace, emotional stability and the lack of compromise
• Why life is an inside job, and what that means whether you’re single or not
• What wealth means to Lucy, and why freedom is at the heart of her answer

Chapters:
00:00 Introduction
01:16 Fact or Fiction: Will Half of Women Be Single by 2030?
02:40 Why More Women Are Choosing to Stay Single
05:08 The Relationship Story We're All Taught
07:32 Disney, Fairytales & Finding Prince Charming
08:44 What Does Success Really Look Like?
10:36 Is Lucy Anti-Relationship?
12:12 The Reality of Being Happily Single
14:08 The Question Every Single Woman Gets Asked
15:21 Why Lucy Chooses to Stay Single
18:16 Why She Becomes Her Best Self Alone
20:03 Lucy's Relationship History
24:09 The Lockdown Moment That Changed Everything
25:30 Why She Created Thrive Solo
28:01 The Double Standard Between 'Spinster' and 'Bachelor'
31:04 Writing Shiny Happy Singles
35:12 Why So Many Women Feel Seen
37:16 How to Start Enjoying Being Single
41:29 Why Happiness Is an Inside Job
44:27 What Married Friends Need to Understand
46:07 Why We Don't Celebrate Single People Enough
48:45 Stop Putting Your Life on Hold
53:48 The Personal Growth That Comes From Being Single
57:43 The Money Reality of Single Life
59:26 Why Lucy Left BBC Radio 2
01:02:09 Starting Over During Lockdown
01:03:26 The Financial Cost of Following Your Purpose
01:07:00 The 'Single Tax' Explained
01:11:45 Financial Independence vs Financial Security
01:16:30 Final Advice for Anyone Feeling Behind in Life
01:20:15 Closing Thoughts

Follow Lucy Meggeson:
Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/
LinkedIn: https://uk.linkedin.com/in/lucy-meggeson-a419a1227?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://www.lucymeggeson.com

Buy Shiny Happy Singles: https://amzn.eu/d/02Mj0JId

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Lucy Meggeson, Single Life, Single Women, Relationships, Money Mindset, Personal Growth, Childfree Life No What It Really Costs To Play for England with Zoe Harrison 8 8 What It Really Costs To Play for England with Zoe Harrison full e844058e-48af-412d-8c5b-656230244e34 https://share.transistor.fm/s/127752df She debuted for England in 2017, won the Rugby World Cup in 2025, and plays for one of the most successful clubs in the country. Zoe Harrison is one of the most exciting players in women's rugby, and this conversation goes far beyond the sport itself.

In this episode of the Money and Us podcast, Anna sits down with Zoe for a candid conversation about elite sport, money and the realities most people never consider when they watch female athletes compete on TV.

Zoe talks openly about the financial challenges facing women in professional sport, the significant gap between what spectators see and what athletes actually live, and why so many female players are still having to balance their sporting careers alongside full time jobs. She also gets into the mental demands of performing at the highest level, what elite sport teaches you about resilience, confidence and how to think about success, and why the mindset you build on the pitch follows you into every other area of your life.

Perhaps most compellingly, Zoe reflects on something most athletes don't consider until it's almost too late. When a sporting career ends, you don't step off at the top. You step back to the beginning, years behind your peers, and have to start building all over again. It's a conversation about sport, money and what happens when the thing that has defined your whole life suddenly has to change.

Key Moments:

  • The G-force of a contact in women’s rugby is the equivalent of a car crash at 20mph
  • How Zoe went from tag rugby at four years old to playing for England
  • The financial reality most people don’t see when they watch female athletes on TV
  • The lack of financial support in women’s club rugby and what that means day to day
  • The mental challenge of performing at the highest level consistently
  • Why elite athletes are so focused on the present that they forget to think about what comes next
  • What happens financially when a sports career ends, and why it’s harder than most people realise
  • What wealth means to Zoe, and why her answer is beautifully simple

Chapters:
00:00 Introduction
01:55 Fact or Fiction: Rugby Hits Like a 20mph Car Crash
04:05 How Zoe Harrison Fell in Love with Rugby
07:53 Being Bullied for Playing Rugby
10:21 From Hobby to England International
13:27 Can Women Make a Living From Rugby?
18:20 How Women's Rugby Can Keep Growing
20:14 What It Feels Like to Play at a Sold-Out Twickenham
21:42 Preparing to Play for England
24:14 The Leadership Skills Rugby Taught Me
26:41 Losing the Rugby World Cup Final
30:16 Turning Defeat Into Motivation
36:33 The ACL Injury That Changed Everything
38:01 Why Her Injury Made Her a Better Athlete
41:26 The Sacrifices Behind Elite Sport
43:14 Fighting to Win Her Place Back
44:56 Winning the Rugby World Cup
47:01 The Emotional Side of Success Nobody Talks About
50:06 Why Purpose Matters After Achieving Your Goal
52:50 The Financial Reality of Women's Rugby
55:55 Planning for Life After Professional Sport
59:37 What Wealth Means to Zoe Harrison

Follow Zoe Harrison:

Instagram: https://www.instagram.com/zoeharrison123/?hl=en-gb

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsors:

Thanks to our sponsor PensionBee - https://www.pensionbee.com/uk

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> She debuted for England in 2017, won the Rugby World Cup in 2025, and plays for one of the most successful clubs in the country. Zoe Harrison is one of the most exciting players in women's rugby, and this conversation goes far beyond the sport itself.

In this episode of the Money and Us podcast, Anna sits down with Zoe for a candid conversation about elite sport, money and the realities most people never consider when they watch female athletes compete on TV.

Zoe talks openly about the financial challenges facing women in professional sport, the significant gap between what spectators see and what athletes actually live, and why so many female players are still having to balance their sporting careers alongside full time jobs. She also gets into the mental demands of performing at the highest level, what elite sport teaches you about resilience, confidence and how to think about success, and why the mindset you build on the pitch follows you into every other area of your life.

Perhaps most compellingly, Zoe reflects on something most athletes don't consider until it's almost too late. When a sporting career ends, you don't step off at the top. You step back to the beginning, years behind your peers, and have to start building all over again. It's a conversation about sport, money and what happens when the thing that has defined your whole life suddenly has to change.

Key Moments:

  • The G-force of a contact in women’s rugby is the equivalent of a car crash at 20mph
  • How Zoe went from tag rugby at four years old to playing for England
  • The financial reality most people don’t see when they watch female athletes on TV
  • The lack of financial support in women’s club rugby and what that means day to day
  • The mental challenge of performing at the highest level consistently
  • Why elite athletes are so focused on the present that they forget to think about what comes next
  • What happens financially when a sports career ends, and why it’s harder than most people realise
  • What wealth means to Zoe, and why her answer is beautifully simple

Chapters:
00:00 Introduction
01:55 Fact or Fiction: Rugby Hits Like a 20mph Car Crash
04:05 How Zoe Harrison Fell in Love with Rugby
07:53 Being Bullied for Playing Rugby
10:21 From Hobby to England International
13:27 Can Women Make a Living From Rugby?
18:20 How Women's Rugby Can Keep Growing
20:14 What It Feels Like to Play at a Sold-Out Twickenham
21:42 Preparing to Play for England
24:14 The Leadership Skills Rugby Taught Me
26:41 Losing the Rugby World Cup Final
30:16 Turning Defeat Into Motivation
36:33 The ACL Injury That Changed Everything
38:01 Why Her Injury Made Her a Better Athlete
41:26 The Sacrifices Behind Elite Sport
43:14 Fighting to Win Her Place Back
44:56 Winning the Rugby World Cup
47:01 The Emotional Side of Success Nobody Talks About
50:06 Why Purpose Matters After Achieving Your Goal
52:50 The Financial Reality of Women's Rugby
55:55 Planning for Life After Professional Sport
59:37 What Wealth Means to Zoe Harrison

Follow Zoe Harrison:

Instagram: https://www.instagram.com/zoeharrison123/?hl=en-gb

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsors:

Thanks to our sponsor PensionBee - https://www.pensionbee.com/uk

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 12 Aug 2026 00:00:00 +0100 Anna Brading Anna Brading 3620 She debuted for England in 2017, won the Rugby World Cup in 2025, and plays for one of the most successful clubs in the country. Zoe Harrison is one of the most exciting players in women's rugby, and this conversation goes far beyond the sport itself.

In this episode of the Money and Us podcast, Anna sits down with Zoe for a candid conversation about elite sport, money and the realities most people never consider when they watch female athletes compete on TV.

Zoe talks openly about the financial challenges facing women in professional sport, the significant gap between what spectators see and what athletes actually live, and why so many female players are still having to balance their sporting careers alongside full time jobs. She also gets into the mental demands of performing at the highest level, what elite sport teaches you about resilience, confidence and how to think about success, and why the mindset you build on the pitch follows you into every other area of your life.

Perhaps most compellingly, Zoe reflects on something most athletes don't consider until it's almost too late. When a sporting career ends, you don't step off at the top. You step back to the beginning, years behind your peers, and have to start building all over again. It's a conversation about sport, money and what happens when the thing that has defined your whole life suddenly has to change.

Key Moments:

  • The G-force of a contact in women’s rugby is the equivalent of a car crash at 20mph
  • How Zoe went from tag rugby at four years old to playing for England
  • The financial reality most people don’t see when they watch female athletes on TV
  • The lack of financial support in women’s club rugby and what that means day to day
  • The mental challenge of performing at the highest level consistently
  • Why elite athletes are so focused on the present that they forget to think about what comes next
  • What happens financially when a sports career ends, and why it’s harder than most people realise
  • What wealth means to Zoe, and why her answer is beautifully simple

Chapters:
00:00 Introduction
01:55 Fact or Fiction: Rugby Hits Like a 20mph Car Crash
04:05 How Zoe Harrison Fell in Love with Rugby
07:53 Being Bullied for Playing Rugby
10:21 From Hobby to England International
13:27 Can Women Make a Living From Rugby?
18:20 How Women's Rugby Can Keep Growing
20:14 What It Feels Like to Play at a Sold-Out Twickenham
21:42 Preparing to Play for England
24:14 The Leadership Skills Rugby Taught Me
26:41 Losing the Rugby World Cup Final
30:16 Turning Defeat Into Motivation
36:33 The ACL Injury That Changed Everything
38:01 Why Her Injury Made Her a Better Athlete
41:26 The Sacrifices Behind Elite Sport
43:14 Fighting to Win Her Place Back
44:56 Winning the Rugby World Cup
47:01 The Emotional Side of Success Nobody Talks About
50:06 Why Purpose Matters After Achieving Your Goal
52:50 The Financial Reality of Women's Rugby
55:55 Planning for Life After Professional Sport
59:37 What Wealth Means to Zoe Harrison

Follow Zoe Harrison:

Instagram: https://www.instagram.com/zoeharrison123/?hl=en-gb

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsors:

Thanks to our sponsor PensionBee - https://www.pensionbee.com/uk

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Zoe Harrison, Women’s Rugby, England Women’s Rugby, Rugby World Cup, Female Athletes, Resilience, High Performance Mindset No The Money Conversation Every Couple Needs To Have with Rotimi Merriman-Johnson, fiancée Dora Balusa and Simon Brading 7 7 The Money Conversation Every Couple Needs To Have with Rotimi Merriman-Johnson, fiancée Dora Balusa and Simon Brading full d25a1554-4e7a-44a2-a8ce-a6ad8bb34306 https://share.transistor.fm/s/450b52e4 Most of us know that money and relationships are deeply connected. Few of us ever talk about it honestly, especially not with our partners in the room.

In this episode, Anna does something a little different. She sits down not just with one of the UK's most well regarded finance creators and financial advisors, Rotimi Merriman-Johnson, but with their partners too. Rotimi's fiancée Dora Balusa, a talented makeup artist, and Anna's own husband Simon join the conversation for one of the warmest, most honest and most revealing episodes of Money & Us yet.

Together, the four of them explore what really happens when money meets love. From navigating salary differences and financial anxiety in relationships, to whether couples should combine their finances, how to set boundaries when work bleeds into home life, and why communication about money is one of the most important things can do before you walk down the aisle.

This is the conversation most couples never have. If you're in a relationship, thinking about getting serious with someone, or simply want to understand how money really works between two people, this one is for you.

Key Moments:
• 1 in 5 Brits have considered ending their relationship over salary differences
• Why only 22% of Brits find talking about money with their partner awkward, and why that number feels surprisingly low
• How Rotimi and Dora met twice, once online and once on Hinge, and why the universe had other plans
• Why Rotimi led on money conversations from day one and how that helped Dora become more comfortable with her finances
• The case for couples therapy before the big issues arrive, not after
• Joint finances vs separate pots, and why there’s no one size fits all approach
• How two content creators manage work-life boundaries when everything is always on
• What wealth means to Rotimi and Dora, and why their answers will stay with you

Chapters:
00:00 Introduction
00:02 Fact or Fiction: Money & Relationships
04:27 How Rotimi & Dora Met
10:42 When Should Couples Talk About Money?
14:03 Who Should Pay on the First Date?
16:09 Money, Values & Cultural Expectations
18:38 Has Modern Dating Made Relationships Harder?
23:33 Does Being a Financial Expert Change Your Relationship?
25:28 Saving for the Future vs Living Today
31:13 Managing Money When You're Self-Employed
34:11 Setting Healthy Work-Life Boundaries
41:34 Why Couples Really Argue About Money
42:16 Navigating Cultural Expectations Around Marriage
45:06 How Children Change Your Relationship With Money
58:24 Black British Wealth: The Financial Reality
01:05:58 Why Representation Around Money Matters
01:10:11 Practical Relationship Advice That Actually Works
01:12:03 Love Languages & Financial Compatibility
01:13:12 Gender Roles & Splitting Finances
01:16:13 Joint Accounts vs Separate Accounts
01:18:55 Money Systems Every Couple Should Have
01:20:31 What Does Being Wealthy Really Mean?
01:22:36 Final Thoughts

Follow Rotimi Merriman-Johnson:
Instagram: https://www.instagram.com/mrmoneyjar/?hl=en
LinkedIn: https://uk.linkedin.com/in/rotimimerrimanjohnson
X: https://x.com/mrmoneyjar?lang=en
Website: https://www.mrmoneyjar.com

Follow Dora Balusa:
Instagram: https://www.instagram.com/dorabmakeupartist?igsh=MXZtbDE3Z2g0dHF6aw==

Follow Simon Brading:
LinkedIn: https://uk.linkedin.com/in/simonbrading?original_referer=https%3A%2F%2Fwww.google.com%2F

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Most of us know that money and relationships are deeply connected. Few of us ever talk about it honestly, especially not with our partners in the room.

In this episode, Anna does something a little different. She sits down not just with one of the UK's most well regarded finance creators and financial advisors, Rotimi Merriman-Johnson, but with their partners too. Rotimi's fiancée Dora Balusa, a talented makeup artist, and Anna's own husband Simon join the conversation for one of the warmest, most honest and most revealing episodes of Money & Us yet.

Together, the four of them explore what really happens when money meets love. From navigating salary differences and financial anxiety in relationships, to whether couples should combine their finances, how to set boundaries when work bleeds into home life, and why communication about money is one of the most important things can do before you walk down the aisle.

This is the conversation most couples never have. If you're in a relationship, thinking about getting serious with someone, or simply want to understand how money really works between two people, this one is for you.

Key Moments:
• 1 in 5 Brits have considered ending their relationship over salary differences
• Why only 22% of Brits find talking about money with their partner awkward, and why that number feels surprisingly low
• How Rotimi and Dora met twice, once online and once on Hinge, and why the universe had other plans
• Why Rotimi led on money conversations from day one and how that helped Dora become more comfortable with her finances
• The case for couples therapy before the big issues arrive, not after
• Joint finances vs separate pots, and why there’s no one size fits all approach
• How two content creators manage work-life boundaries when everything is always on
• What wealth means to Rotimi and Dora, and why their answers will stay with you

Chapters:
00:00 Introduction
00:02 Fact or Fiction: Money & Relationships
04:27 How Rotimi & Dora Met
10:42 When Should Couples Talk About Money?
14:03 Who Should Pay on the First Date?
16:09 Money, Values & Cultural Expectations
18:38 Has Modern Dating Made Relationships Harder?
23:33 Does Being a Financial Expert Change Your Relationship?
25:28 Saving for the Future vs Living Today
31:13 Managing Money When You're Self-Employed
34:11 Setting Healthy Work-Life Boundaries
41:34 Why Couples Really Argue About Money
42:16 Navigating Cultural Expectations Around Marriage
45:06 How Children Change Your Relationship With Money
58:24 Black British Wealth: The Financial Reality
01:05:58 Why Representation Around Money Matters
01:10:11 Practical Relationship Advice That Actually Works
01:12:03 Love Languages & Financial Compatibility
01:13:12 Gender Roles & Splitting Finances
01:16:13 Joint Accounts vs Separate Accounts
01:18:55 Money Systems Every Couple Should Have
01:20:31 What Does Being Wealthy Really Mean?
01:22:36 Final Thoughts

Follow Rotimi Merriman-Johnson:
Instagram: https://www.instagram.com/mrmoneyjar/?hl=en
LinkedIn: https://uk.linkedin.com/in/rotimimerrimanjohnson
X: https://x.com/mrmoneyjar?lang=en
Website: https://www.mrmoneyjar.com

Follow Dora Balusa:
Instagram: https://www.instagram.com/dorabmakeupartist?igsh=MXZtbDE3Z2g0dHF6aw==

Follow Simon Brading:
LinkedIn: https://uk.linkedin.com/in/simonbrading?original_referer=https%3A%2F%2Fwww.google.com%2F

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 05 Aug 2026 00:00:00 +0100 Anna Brading Anna Brading 4963 Most of us know that money and relationships are deeply connected. Few of us ever talk about it honestly, especially not with our partners in the room.

In this episode, Anna does something a little different. She sits down not just with one of the UK's most well regarded finance creators and financial advisors, Rotimi Merriman-Johnson, but with their partners too. Rotimi's fiancée Dora Balusa, a talented makeup artist, and Anna's own husband Simon join the conversation for one of the warmest, most honest and most revealing episodes of Money & Us yet.

Together, the four of them explore what really happens when money meets love. From navigating salary differences and financial anxiety in relationships, to whether couples should combine their finances, how to set boundaries when work bleeds into home life, and why communication about money is one of the most important things can do before you walk down the aisle.

This is the conversation most couples never have. If you're in a relationship, thinking about getting serious with someone, or simply want to understand how money really works between two people, this one is for you.

Key Moments:
• 1 in 5 Brits have considered ending their relationship over salary differences
• Why only 22% of Brits find talking about money with their partner awkward, and why that number feels surprisingly low
• How Rotimi and Dora met twice, once online and once on Hinge, and why the universe had other plans
• Why Rotimi led on money conversations from day one and how that helped Dora become more comfortable with her finances
• The case for couples therapy before the big issues arrive, not after
• Joint finances vs separate pots, and why there’s no one size fits all approach
• How two content creators manage work-life boundaries when everything is always on
• What wealth means to Rotimi and Dora, and why their answers will stay with you

Chapters:
00:00 Introduction
00:02 Fact or Fiction: Money & Relationships
04:27 How Rotimi & Dora Met
10:42 When Should Couples Talk About Money?
14:03 Who Should Pay on the First Date?
16:09 Money, Values & Cultural Expectations
18:38 Has Modern Dating Made Relationships Harder?
23:33 Does Being a Financial Expert Change Your Relationship?
25:28 Saving for the Future vs Living Today
31:13 Managing Money When You're Self-Employed
34:11 Setting Healthy Work-Life Boundaries
41:34 Why Couples Really Argue About Money
42:16 Navigating Cultural Expectations Around Marriage
45:06 How Children Change Your Relationship With Money
58:24 Black British Wealth: The Financial Reality
01:05:58 Why Representation Around Money Matters
01:10:11 Practical Relationship Advice That Actually Works
01:12:03 Love Languages & Financial Compatibility
01:13:12 Gender Roles & Splitting Finances
01:16:13 Joint Accounts vs Separate Accounts
01:18:55 Money Systems Every Couple Should Have
01:20:31 What Does Being Wealthy Really Mean?
01:22:36 Final Thoughts

Follow Rotimi Merriman-Johnson:
Instagram: https://www.instagram.com/mrmoneyjar/?hl=en
LinkedIn: https://uk.linkedin.com/in/rotimimerrimanjohnson
X: https://x.com/mrmoneyjar?lang=en
Website: https://www.mrmoneyjar.com

Follow Dora Balusa:
Instagram: https://www.instagram.com/dorabmakeupartist?igsh=MXZtbDE3Z2g0dHF6aw==

Follow Simon Brading:
LinkedIn: https://uk.linkedin.com/in/simonbrading?original_referer=https%3A%2F%2Fwww.google.com%2F

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:

XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Money and Relationships, Couples and Money, Personal Finance, Modern Dating, Financial Literacy No The Truth About Alcohol, Money and Mental Health with Millie Gooch 6 6 The Truth About Alcohol, Money and Mental Health with Millie Gooch full d613f96f-d6bf-4026-8783-a98d3fbc5e74 https://share.transistor.fm/s/b6de7fc0 She went from a five night a week binge drinker to founding the Sober Girl Society, now the largest sober curious community for women in the world. Today, Millie Gooch is an author, mental health and addiction expert, and one of the most important voices on sobriety and alcohol culture in the UK.

In this episode of the Money and Us podcast, Anna sits down with Millie for a candid and compelling conversation about addiction, money and the hidden cost of alcohol that most of us never stop to calculate.

Millie opens up about her journey from anxious university student using alcohol to cope, to waking up at 26 and realising she simply couldn't carry on. She talks about the shame spiral, the debt, the mental health toll, and the moment everything changed. Not a dramatic rock bottom, but a quiet moment of clarity that she credits with saving her life.

They also get into something most people never consider. The real financial cost of addiction, the way delivery apps have removed every barrier between us and substances, why we are living in the most addiction prone era in human history, and what we can all do to support someone we love who might be struggling.

Whether or not alcohol has ever been part of your story, this is a conversation that has something for everyone.

Key Moments:

  • Over 1 million alcohol related hospital admissions in the UK between 2023 and 2024
  • How Millie went from a non-drinker to a five night a week binge drinker in a matter of months
  • The hidden financial cost of addiction, from the drinks themselves to Uber cleaning fees and debt
  • Why she describes her turning point not as a rock bottom but as a moment of clarity
  • How delivery apps have removed every barrier between us and substances, including buy now pay later
  • Why we are living in the most addiction prone era in human history
  • The green light moments approach to talking to someone you're worried about
  • What wealth means to Millie, and why her answer has nothing to do with money

Chapters:
00:00 Introduction
00:01 Fact or Fiction: Alcohol & Hospital Admissions
02:55 Millie's Story: How Alcohol Took Over
06:26 Why She Started Drinking at University
10:24 The Moment Everything Changed
11:37 Getting Sober: The First Six Months
13:20 Are You Drinking to Escape Your Feelings?
15:03 Why We Don't Teach Emotional Resilience
17:00 Why Millie Founded Sober Girl Society
20:29 How Shame Fuels Addiction
22:59 The First Step to Breaking Free
24:18 Why British Drinking Culture Is So Normalised
29:15 The Financial Cost of Alcohol Addiction
31:17 Does Alcohol Really Make You More Yourself?
34:45 Are We Living in an Age of Addiction?
36:11 Alcohol Delivery Apps & Instant Gratification
38:09 Social Media, Vaping & Modern Addictions
41:03 Finding Hope in an Overwhelming World
44:18 The Hidden Financial Impact of Addiction
46:40 The £27 Billion Cost of Alcohol
50:33 The Alcohol Harm Paradox Explained
52:08 How Alcohol Change UK Is Driving Reform
56:12 Why We Need More Friction, Not Less
58:45 Alcohol, Marketing & Social Conditioning
01:03:12 What a Healthier Relationship With Alcohol Looks Like
01:07:40 Final Advice for Anyone Struggling
01:10:18 Closing Thoughts

Follow Millie Gooch:
Instagram: https://www.instagram.com/milliegooch/?hl=en
LinkedIn: https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://sobergirlsociety.com/pages/welcome-let-us-show-you-around

Buy Hangxiety: How Alcohol Messes with Your Mind: https://amzn.eu/d/05GPWRNq
Buy The Sober Girl Society Handbook: https://amzn.eu/d/03IcVXoe

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> She went from a five night a week binge drinker to founding the Sober Girl Society, now the largest sober curious community for women in the world. Today, Millie Gooch is an author, mental health and addiction expert, and one of the most important voices on sobriety and alcohol culture in the UK.

In this episode of the Money and Us podcast, Anna sits down with Millie for a candid and compelling conversation about addiction, money and the hidden cost of alcohol that most of us never stop to calculate.

Millie opens up about her journey from anxious university student using alcohol to cope, to waking up at 26 and realising she simply couldn't carry on. She talks about the shame spiral, the debt, the mental health toll, and the moment everything changed. Not a dramatic rock bottom, but a quiet moment of clarity that she credits with saving her life.

They also get into something most people never consider. The real financial cost of addiction, the way delivery apps have removed every barrier between us and substances, why we are living in the most addiction prone era in human history, and what we can all do to support someone we love who might be struggling.

Whether or not alcohol has ever been part of your story, this is a conversation that has something for everyone.

Key Moments:

  • Over 1 million alcohol related hospital admissions in the UK between 2023 and 2024
  • How Millie went from a non-drinker to a five night a week binge drinker in a matter of months
  • The hidden financial cost of addiction, from the drinks themselves to Uber cleaning fees and debt
  • Why she describes her turning point not as a rock bottom but as a moment of clarity
  • How delivery apps have removed every barrier between us and substances, including buy now pay later
  • Why we are living in the most addiction prone era in human history
  • The green light moments approach to talking to someone you're worried about
  • What wealth means to Millie, and why her answer has nothing to do with money

Chapters:
00:00 Introduction
00:01 Fact or Fiction: Alcohol & Hospital Admissions
02:55 Millie's Story: How Alcohol Took Over
06:26 Why She Started Drinking at University
10:24 The Moment Everything Changed
11:37 Getting Sober: The First Six Months
13:20 Are You Drinking to Escape Your Feelings?
15:03 Why We Don't Teach Emotional Resilience
17:00 Why Millie Founded Sober Girl Society
20:29 How Shame Fuels Addiction
22:59 The First Step to Breaking Free
24:18 Why British Drinking Culture Is So Normalised
29:15 The Financial Cost of Alcohol Addiction
31:17 Does Alcohol Really Make You More Yourself?
34:45 Are We Living in an Age of Addiction?
36:11 Alcohol Delivery Apps & Instant Gratification
38:09 Social Media, Vaping & Modern Addictions
41:03 Finding Hope in an Overwhelming World
44:18 The Hidden Financial Impact of Addiction
46:40 The £27 Billion Cost of Alcohol
50:33 The Alcohol Harm Paradox Explained
52:08 How Alcohol Change UK Is Driving Reform
56:12 Why We Need More Friction, Not Less
58:45 Alcohol, Marketing & Social Conditioning
01:03:12 What a Healthier Relationship With Alcohol Looks Like
01:07:40 Final Advice for Anyone Struggling
01:10:18 Closing Thoughts

Follow Millie Gooch:
Instagram: https://www.instagram.com/milliegooch/?hl=en
LinkedIn: https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://sobergirlsociety.com/pages/welcome-let-us-show-you-around

Buy Hangxiety: How Alcohol Messes with Your Mind: https://amzn.eu/d/05GPWRNq
Buy The Sober Girl Society Handbook: https://amzn.eu/d/03IcVXoe

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 29 Jul 2026 00:00:00 +0100 Anna Brading Anna Brading 4943 She went from a five night a week binge drinker to founding the Sober Girl Society, now the largest sober curious community for women in the world. Today, Millie Gooch is an author, mental health and addiction expert, and one of the most important voices on sobriety and alcohol culture in the UK.

In this episode of the Money and Us podcast, Anna sits down with Millie for a candid and compelling conversation about addiction, money and the hidden cost of alcohol that most of us never stop to calculate.

Millie opens up about her journey from anxious university student using alcohol to cope, to waking up at 26 and realising she simply couldn't carry on. She talks about the shame spiral, the debt, the mental health toll, and the moment everything changed. Not a dramatic rock bottom, but a quiet moment of clarity that she credits with saving her life.

They also get into something most people never consider. The real financial cost of addiction, the way delivery apps have removed every barrier between us and substances, why we are living in the most addiction prone era in human history, and what we can all do to support someone we love who might be struggling.

Whether or not alcohol has ever been part of your story, this is a conversation that has something for everyone.

Key Moments:

  • Over 1 million alcohol related hospital admissions in the UK between 2023 and 2024
  • How Millie went from a non-drinker to a five night a week binge drinker in a matter of months
  • The hidden financial cost of addiction, from the drinks themselves to Uber cleaning fees and debt
  • Why she describes her turning point not as a rock bottom but as a moment of clarity
  • How delivery apps have removed every barrier between us and substances, including buy now pay later
  • Why we are living in the most addiction prone era in human history
  • The green light moments approach to talking to someone you're worried about
  • What wealth means to Millie, and why her answer has nothing to do with money

Chapters:
00:00 Introduction
00:01 Fact or Fiction: Alcohol & Hospital Admissions
02:55 Millie's Story: How Alcohol Took Over
06:26 Why She Started Drinking at University
10:24 The Moment Everything Changed
11:37 Getting Sober: The First Six Months
13:20 Are You Drinking to Escape Your Feelings?
15:03 Why We Don't Teach Emotional Resilience
17:00 Why Millie Founded Sober Girl Society
20:29 How Shame Fuels Addiction
22:59 The First Step to Breaking Free
24:18 Why British Drinking Culture Is So Normalised
29:15 The Financial Cost of Alcohol Addiction
31:17 Does Alcohol Really Make You More Yourself?
34:45 Are We Living in an Age of Addiction?
36:11 Alcohol Delivery Apps & Instant Gratification
38:09 Social Media, Vaping & Modern Addictions
41:03 Finding Hope in an Overwhelming World
44:18 The Hidden Financial Impact of Addiction
46:40 The £27 Billion Cost of Alcohol
50:33 The Alcohol Harm Paradox Explained
52:08 How Alcohol Change UK Is Driving Reform
56:12 Why We Need More Friction, Not Less
58:45 Alcohol, Marketing & Social Conditioning
01:03:12 What a Healthier Relationship With Alcohol Looks Like
01:07:40 Final Advice for Anyone Struggling
01:10:18 Closing Thoughts

Follow Millie Gooch:
Instagram: https://www.instagram.com/milliegooch/?hl=en
LinkedIn: https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2F
Website: https://sobergirlsociety.com/pages/welcome-let-us-show-you-around

Buy Hangxiety: How Alcohol Messes with Your Mind: https://amzn.eu/d/05GPWRNq
Buy The Sober Girl Society Handbook: https://amzn.eu/d/03IcVXoe

Follow Anna Brading:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com

Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Millie Gooch, sober girl society, alcohol addiction, sobriety, mental health, addiction recovery, sober curious No Everything You Need To Know About Investing with Joshua Raymond 5 5 Everything You Need To Know About Investing with Joshua Raymond full 6dd928ea-2512-45b7-b900-69e9fac5b4ac https://share.transistor.fm/s/4f922f19 He spent his first six years working in the finance industry without investing a single penny of his own money. Today, Joshua Raymond is the Managing Director of one of the UK’s fastest growing investment platforms and one of the most straight talking voices on how everyday people can start building real wealth.

11.6 million adults in the UK are ready to invest but still haven’t taken the first step. Anna sits down with Joshua to break down exactly what is stopping them, why the barriers are far lower than most people think, and why the most important shift is not financial but psychological. Investing, he argues, is just another form of saving. We just don’t see it that way yet.

From ISAs and ETFs to market volatility and the psychology behind our money decisions, these are exactly the conversations that Money and Us was created to have. No jargon, no overwhelm, just the clarity most of us have been waiting for.

Key Moments:

• The stat that will surprise you: 11.6 million UK adults are ready to invest but haven’t started yet
• Why Joshua spent six years working in finance before investing a single penny himself
• The catch and throw analogy that explains everything you need to know about long term investing
• Why investing is just another form of saving and how that one realisation changes everything
• The biggest blockers stopping people from investing and how to overcome them
• What to do when markets are volatile and headlines are scary
• How to actually start investing, step by step, from choosing a broker to making your first deposit
• What wealth means to Joshua, and why his answer is about comfort, not luxury

Chapters:

00:00 Intro

00:00:56 Fact or Fiction: 11.6 Million People Want To Invest

00:02:36 How Joshua Ended Up in Finance

00:04:24 Why He Waited 6 Years Before Investing

00:08:24 What XTB Actually Does

00:12:08 Why Covid Changed Investing Forever

00:16:24 Why Investing Should Be As Normal As Buying Coffee

00:20:13 Why Your Savings Could Be Losing Value

00:23:42 The Biggest Mistakes New Investors Make

00:26:35 What Happens When Markets Crash?

00:29:25 Why Millions Still Haven't Started Investing

00:32:26 Why Starting Small Beats Waiting

00:34:00 Why Joshua Is Terrible At Trading

00:37:20 Trading vs Investing: What's The Difference?

00:40:09 The Fear Of NOT Investing

00:44:26 A Beginner's Step-By-Step Guide To Investing

00:48:03 What Should You Invest In First?

00:51:08 You Don't Need Thousands To Start Investing

00:53:05 The Biggest Investing Myths Debunked

00:58:30 How To Build Wealth Over Time

01:03:45 Final Advice For First-Time Investors

01:06:00 Final Thoughts

Follow Joshua Raymond at XTB:

Instagram - https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D

Facebook - https://www.facebook.com/xtb/?locale=en_GB

X - https://x.com/XTBUK

LinkedIn - https://www.linkedin.com/company/xtb/

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> He spent his first six years working in the finance industry without investing a single penny of his own money. Today, Joshua Raymond is the Managing Director of one of the UK’s fastest growing investment platforms and one of the most straight talking voices on how everyday people can start building real wealth.

11.6 million adults in the UK are ready to invest but still haven’t taken the first step. Anna sits down with Joshua to break down exactly what is stopping them, why the barriers are far lower than most people think, and why the most important shift is not financial but psychological. Investing, he argues, is just another form of saving. We just don’t see it that way yet.

From ISAs and ETFs to market volatility and the psychology behind our money decisions, these are exactly the conversations that Money and Us was created to have. No jargon, no overwhelm, just the clarity most of us have been waiting for.

Key Moments:

• The stat that will surprise you: 11.6 million UK adults are ready to invest but haven’t started yet
• Why Joshua spent six years working in finance before investing a single penny himself
• The catch and throw analogy that explains everything you need to know about long term investing
• Why investing is just another form of saving and how that one realisation changes everything
• The biggest blockers stopping people from investing and how to overcome them
• What to do when markets are volatile and headlines are scary
• How to actually start investing, step by step, from choosing a broker to making your first deposit
• What wealth means to Joshua, and why his answer is about comfort, not luxury

Chapters:

00:00 Intro

00:00:56 Fact or Fiction: 11.6 Million People Want To Invest

00:02:36 How Joshua Ended Up in Finance

00:04:24 Why He Waited 6 Years Before Investing

00:08:24 What XTB Actually Does

00:12:08 Why Covid Changed Investing Forever

00:16:24 Why Investing Should Be As Normal As Buying Coffee

00:20:13 Why Your Savings Could Be Losing Value

00:23:42 The Biggest Mistakes New Investors Make

00:26:35 What Happens When Markets Crash?

00:29:25 Why Millions Still Haven't Started Investing

00:32:26 Why Starting Small Beats Waiting

00:34:00 Why Joshua Is Terrible At Trading

00:37:20 Trading vs Investing: What's The Difference?

00:40:09 The Fear Of NOT Investing

00:44:26 A Beginner's Step-By-Step Guide To Investing

00:48:03 What Should You Invest In First?

00:51:08 You Don't Need Thousands To Start Investing

00:53:05 The Biggest Investing Myths Debunked

00:58:30 How To Build Wealth Over Time

01:03:45 Final Advice For First-Time Investors

01:06:00 Final Thoughts

Follow Joshua Raymond at XTB:

Instagram - https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D

Facebook - https://www.facebook.com/xtb/?locale=en_GB

X - https://x.com/XTBUK

LinkedIn - https://www.linkedin.com/company/xtb/

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 22 Jul 2026 00:00:00 +0100 Anna Brading Anna Brading 3865 He spent his first six years working in the finance industry without investing a single penny of his own money. Today, Joshua Raymond is the Managing Director of one of the UK’s fastest growing investment platforms and one of the most straight talking voices on how everyday people can start building real wealth.

11.6 million adults in the UK are ready to invest but still haven’t taken the first step. Anna sits down with Joshua to break down exactly what is stopping them, why the barriers are far lower than most people think, and why the most important shift is not financial but psychological. Investing, he argues, is just another form of saving. We just don’t see it that way yet.

From ISAs and ETFs to market volatility and the psychology behind our money decisions, these are exactly the conversations that Money and Us was created to have. No jargon, no overwhelm, just the clarity most of us have been waiting for.

Key Moments:

• The stat that will surprise you: 11.6 million UK adults are ready to invest but haven’t started yet
• Why Joshua spent six years working in finance before investing a single penny himself
• The catch and throw analogy that explains everything you need to know about long term investing
• Why investing is just another form of saving and how that one realisation changes everything
• The biggest blockers stopping people from investing and how to overcome them
• What to do when markets are volatile and headlines are scary
• How to actually start investing, step by step, from choosing a broker to making your first deposit
• What wealth means to Joshua, and why his answer is about comfort, not luxury

Chapters:

00:00 Intro

00:00:56 Fact or Fiction: 11.6 Million People Want To Invest

00:02:36 How Joshua Ended Up in Finance

00:04:24 Why He Waited 6 Years Before Investing

00:08:24 What XTB Actually Does

00:12:08 Why Covid Changed Investing Forever

00:16:24 Why Investing Should Be As Normal As Buying Coffee

00:20:13 Why Your Savings Could Be Losing Value

00:23:42 The Biggest Mistakes New Investors Make

00:26:35 What Happens When Markets Crash?

00:29:25 Why Millions Still Haven't Started Investing

00:32:26 Why Starting Small Beats Waiting

00:34:00 Why Joshua Is Terrible At Trading

00:37:20 Trading vs Investing: What's The Difference?

00:40:09 The Fear Of NOT Investing

00:44:26 A Beginner's Step-By-Step Guide To Investing

00:48:03 What Should You Invest In First?

00:51:08 You Don't Need Thousands To Start Investing

00:53:05 The Biggest Investing Myths Debunked

00:58:30 How To Build Wealth Over Time

01:03:45 Final Advice For First-Time Investors

01:06:00 Final Thoughts

Follow Joshua Raymond at XTB:

Instagram - https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D

Facebook - https://www.facebook.com/xtb/?locale=en_GB

X - https://x.com/XTBUK

LinkedIn - https://www.linkedin.com/company/xtb/

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
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TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Investing for beginners, Personal finance, Financial literacy, Long-term investing, Money mindset. Investing, AI, Artificial Intelligence, Joshua Raymond, XTB No Why Financial Anxiety Is Already Destroying The Next Generation with Abi Foster 4 4 Why Financial Anxiety Is Already Destroying The Next Generation with Abi Foster full 0590850b-8ecd-4300-a9fb-31cb35e5069d https://share.transistor.fm/s/935af7dd She was the shy one in her family, failed to shine in exams, and much to the dismay of her parents, quit her accountancy career to move to Australia and become a yoga instructor. Today, Abi Foster is not only a qualified accountant, but one of the UK’s leading finance content creators, author, presenter and founder of a business, Elent, taking financial education directly into schools across the country, teaching young people the money lessons most of us were never given.

In this episode of Money and Us, Anna sits down with Abi for a candid and compelling conversation about the next generation, what they’re really worried about, and what we can all do to set them up differently.

Youth unemployment in London is running at 26%. Young people are being priced out of the housing market before they’ve even started. Financial anxiety is already affecting their mental health. And yet money is still barely spoken about in schools, at home, or anywhere it actually matters.

From the words we use about money at home, to home ownership, success and what wealth really looks like for a generation navigating a completely different world, this is the conversation that every parent, and every young person, needs to hear.

Key Moments:
• Youth unemployment in London is running at 26%, and Abi believes it’s only going to rise
• Why the average millionaire is 55, and why young people have a dangerously distorted view of wealth
• How the words we use about money at home shape our children’s financial beliefs for life
• Why owning a house is no longer the success metric it once was, and what that means for the next generation
• The four things every new parent should do for their child’s financial future
• Why abundance, not scarcity, is the mindset Abi most wants to give young people
• What Abi really thinks about financial education on the school curriculum
• What wealth means to Abi, and why her answer is about freedom, not things

Chapters:
00:00 Introduction & shocking facts about Gen Z and money
01:17 The financial literacy crisis facing young people
03:50 Abi Foster's childhood and entrepreneurial upbringing
08:10 Why she became an accountant
13:54 Leaving corporate life to teach financial literacy
17:42 Why money still isn't taught properly in schools
21:00 What students really want to learn about money
25:54 The biggest financial challenges facing Gen Z
28:50 How money affects children's mental health
31:54 The money beliefs parents accidentally pass on
34:16 Building an abundance mindset in children
37:04 Why owning a house isn't the only definition of success
42:08 Investing, pensions & building wealth beyond property
44:50 Should you save for the future or enjoy your 20s?
50:12 Is it ever too late to change careers?
58:19 Why the education system needs to change
01:06:20 Raising financially confident children
01:12:00 Abi's book, practical money advice & final thoughts

Follow Abi Foster:
Instagram - https://www.instagram.com/abigailrosefoster/
LinkedIn - https://abifoster.com/contact
Website - https://abifoster.com

Buy The Money Manual - https://amzn.eu/d/04QALTRj

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> She was the shy one in her family, failed to shine in exams, and much to the dismay of her parents, quit her accountancy career to move to Australia and become a yoga instructor. Today, Abi Foster is not only a qualified accountant, but one of the UK’s leading finance content creators, author, presenter and founder of a business, Elent, taking financial education directly into schools across the country, teaching young people the money lessons most of us were never given.

In this episode of Money and Us, Anna sits down with Abi for a candid and compelling conversation about the next generation, what they’re really worried about, and what we can all do to set them up differently.

Youth unemployment in London is running at 26%. Young people are being priced out of the housing market before they’ve even started. Financial anxiety is already affecting their mental health. And yet money is still barely spoken about in schools, at home, or anywhere it actually matters.

From the words we use about money at home, to home ownership, success and what wealth really looks like for a generation navigating a completely different world, this is the conversation that every parent, and every young person, needs to hear.

Key Moments:
• Youth unemployment in London is running at 26%, and Abi believes it’s only going to rise
• Why the average millionaire is 55, and why young people have a dangerously distorted view of wealth
• How the words we use about money at home shape our children’s financial beliefs for life
• Why owning a house is no longer the success metric it once was, and what that means for the next generation
• The four things every new parent should do for their child’s financial future
• Why abundance, not scarcity, is the mindset Abi most wants to give young people
• What Abi really thinks about financial education on the school curriculum
• What wealth means to Abi, and why her answer is about freedom, not things

Chapters:
00:00 Introduction & shocking facts about Gen Z and money
01:17 The financial literacy crisis facing young people
03:50 Abi Foster's childhood and entrepreneurial upbringing
08:10 Why she became an accountant
13:54 Leaving corporate life to teach financial literacy
17:42 Why money still isn't taught properly in schools
21:00 What students really want to learn about money
25:54 The biggest financial challenges facing Gen Z
28:50 How money affects children's mental health
31:54 The money beliefs parents accidentally pass on
34:16 Building an abundance mindset in children
37:04 Why owning a house isn't the only definition of success
42:08 Investing, pensions & building wealth beyond property
44:50 Should you save for the future or enjoy your 20s?
50:12 Is it ever too late to change careers?
58:19 Why the education system needs to change
01:06:20 Raising financially confident children
01:12:00 Abi's book, practical money advice & final thoughts

Follow Abi Foster:
Instagram - https://www.instagram.com/abigailrosefoster/
LinkedIn - https://abifoster.com/contact
Website - https://abifoster.com

Buy The Money Manual - https://amzn.eu/d/04QALTRj

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 15 Jul 2026 00:00:00 +0100 Anna Brading Anna Brading 4671 She was the shy one in her family, failed to shine in exams, and much to the dismay of her parents, quit her accountancy career to move to Australia and become a yoga instructor. Today, Abi Foster is not only a qualified accountant, but one of the UK’s leading finance content creators, author, presenter and founder of a business, Elent, taking financial education directly into schools across the country, teaching young people the money lessons most of us were never given.

In this episode of Money and Us, Anna sits down with Abi for a candid and compelling conversation about the next generation, what they’re really worried about, and what we can all do to set them up differently.

Youth unemployment in London is running at 26%. Young people are being priced out of the housing market before they’ve even started. Financial anxiety is already affecting their mental health. And yet money is still barely spoken about in schools, at home, or anywhere it actually matters.

From the words we use about money at home, to home ownership, success and what wealth really looks like for a generation navigating a completely different world, this is the conversation that every parent, and every young person, needs to hear.

Key Moments:
• Youth unemployment in London is running at 26%, and Abi believes it’s only going to rise
• Why the average millionaire is 55, and why young people have a dangerously distorted view of wealth
• How the words we use about money at home shape our children’s financial beliefs for life
• Why owning a house is no longer the success metric it once was, and what that means for the next generation
• The four things every new parent should do for their child’s financial future
• Why abundance, not scarcity, is the mindset Abi most wants to give young people
• What Abi really thinks about financial education on the school curriculum
• What wealth means to Abi, and why her answer is about freedom, not things

Chapters:
00:00 Introduction & shocking facts about Gen Z and money
01:17 The financial literacy crisis facing young people
03:50 Abi Foster's childhood and entrepreneurial upbringing
08:10 Why she became an accountant
13:54 Leaving corporate life to teach financial literacy
17:42 Why money still isn't taught properly in schools
21:00 What students really want to learn about money
25:54 The biggest financial challenges facing Gen Z
28:50 How money affects children's mental health
31:54 The money beliefs parents accidentally pass on
34:16 Building an abundance mindset in children
37:04 Why owning a house isn't the only definition of success
42:08 Investing, pensions & building wealth beyond property
44:50 Should you save for the future or enjoy your 20s?
50:12 Is it ever too late to change careers?
58:19 Why the education system needs to change
01:06:20 Raising financially confident children
01:12:00 Abi's book, practical money advice & final thoughts

Follow Abi Foster:
Instagram - https://www.instagram.com/abigailrosefoster/
LinkedIn - https://abifoster.com/contact
Website - https://abifoster.com

Buy The Money Manual - https://amzn.eu/d/04QALTRj

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Abi Foster, Abigail Foster, Next Generation, Financial Literacy, Personal Finance, Money Mindset, Parenting, Investing No The Truth About AI That Nobody Is Telling You with Jamie Bartlett 3 3 The Truth About AI That Nobody Is Telling You with Jamie Bartlett full 014bd7f3-ab6f-455d-851b-124566cfd34b https://share.transistor.fm/s/b6d763f7 He interviewed Sam Altman in 2017, before most of the world had heard of him, spent hundreds of hours inside some of the darkest corners of the internet, from extremist forums to the darknet, and has become one of the most trusted voices on AI and society in the UK. Today, Jamie Bartlett is a five time author, tech journalist, and the person Anna wanted in her corner for this conversation.

In this episode of Money and Us, Anna sits down with Jamie for a candid and compelling conversation about AI, money, and what it really means for all of us right now.

Jamie talks openly about the dangers most people aren't aware of. The sycophancy built into every AI model that makes it almost impossible not to trust. The hallucinations that sound so convincing even experts get fooled. What AI really means for jobs, money, and the future of work, and how to use it wisely without being misled by it.

This isn't a conversation for tech experts. It's for real people trying to navigate a world that's changing faster than most of us anticipated. Whether you're worried about AI, curious about it, or simply trying to figure out what it means for your life and your finances, this one is for you.

Key Moments:
• Why 3.5 billion prompts are entered into ChatGPT alone every single day
• The golden rule of technology and why criminals and outsiders are always the earliest adopters
• Why Jamie argued with Sam Altman in 2017 and what that conversation revealed
• The story of Alan from Toronto and how AI hallucination combined with sycophancy led one man into a genuine delusion
• Why every AI model is built to flatter you and why that's more dangerous than most people realise
• What AI really means for jobs, money, and the future of work
• How to use AI wisely without being misled
• What wealth means to Jamie, and why his answer is about time, not money

Chapters:
00:00 Intro
00:00:45 Fact or Fiction: How Many AI Prompts Are Sent Every Day?
00:02:34 Why Jamie Studies People, Not Technology
00:04:23 The Story That Changed His Career
00:09:59 Growing Up Around Computers
00:12:59 When Jamie Realised AI Would Change Everything
00:18:56 Why Language Is the Key to AI
00:23:22 How AI Will Change Society Forever
00:28:48 Why AI Lies and Flatters You
00:39:02 The Man Who Thought AI Helped Him Invent New Maths
00:46:55 Are Our Jobs at Risk?
00:54:03 How Parents Should Prepare Their Children for AI
00:57:41 The Best Ways to Use AI Creatively
01:03:11 Should You Trust AI With Money?
01:06:22 The Biggest Mistakes People Make With AI
01:10:34 How to Write Better AI Prompts
01:15:42 What the Future of AI Really Looks Like
01:22:18 Final Thoughts

Follow Jamie Bartlett:
LinkedIn - https://uk.linkedin.com/in/jamie-bartlett-a091b6134
Instagram - https://www.instagram.com/jamiejbartlett/?hl=en
X - https://x.com/JamieJBartlett

Buy How To Talk to AI - https://amzn.eu/d/074Sznay

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> He interviewed Sam Altman in 2017, before most of the world had heard of him, spent hundreds of hours inside some of the darkest corners of the internet, from extremist forums to the darknet, and has become one of the most trusted voices on AI and society in the UK. Today, Jamie Bartlett is a five time author, tech journalist, and the person Anna wanted in her corner for this conversation.

In this episode of Money and Us, Anna sits down with Jamie for a candid and compelling conversation about AI, money, and what it really means for all of us right now.

Jamie talks openly about the dangers most people aren't aware of. The sycophancy built into every AI model that makes it almost impossible not to trust. The hallucinations that sound so convincing even experts get fooled. What AI really means for jobs, money, and the future of work, and how to use it wisely without being misled by it.

This isn't a conversation for tech experts. It's for real people trying to navigate a world that's changing faster than most of us anticipated. Whether you're worried about AI, curious about it, or simply trying to figure out what it means for your life and your finances, this one is for you.

Key Moments:
• Why 3.5 billion prompts are entered into ChatGPT alone every single day
• The golden rule of technology and why criminals and outsiders are always the earliest adopters
• Why Jamie argued with Sam Altman in 2017 and what that conversation revealed
• The story of Alan from Toronto and how AI hallucination combined with sycophancy led one man into a genuine delusion
• Why every AI model is built to flatter you and why that's more dangerous than most people realise
• What AI really means for jobs, money, and the future of work
• How to use AI wisely without being misled
• What wealth means to Jamie, and why his answer is about time, not money

Chapters:
00:00 Intro
00:00:45 Fact or Fiction: How Many AI Prompts Are Sent Every Day?
00:02:34 Why Jamie Studies People, Not Technology
00:04:23 The Story That Changed His Career
00:09:59 Growing Up Around Computers
00:12:59 When Jamie Realised AI Would Change Everything
00:18:56 Why Language Is the Key to AI
00:23:22 How AI Will Change Society Forever
00:28:48 Why AI Lies and Flatters You
00:39:02 The Man Who Thought AI Helped Him Invent New Maths
00:46:55 Are Our Jobs at Risk?
00:54:03 How Parents Should Prepare Their Children for AI
00:57:41 The Best Ways to Use AI Creatively
01:03:11 Should You Trust AI With Money?
01:06:22 The Biggest Mistakes People Make With AI
01:10:34 How to Write Better AI Prompts
01:15:42 What the Future of AI Really Looks Like
01:22:18 Final Thoughts

Follow Jamie Bartlett:
LinkedIn - https://uk.linkedin.com/in/jamie-bartlett-a091b6134
Instagram - https://www.instagram.com/jamiejbartlett/?hl=en
X - https://x.com/JamieJBartlett

Buy How To Talk to AI - https://amzn.eu/d/074Sznay

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 08 Jul 2026 00:00:00 +0100 Anna Brading Anna Brading 4928 He interviewed Sam Altman in 2017, before most of the world had heard of him, spent hundreds of hours inside some of the darkest corners of the internet, from extremist forums to the darknet, and has become one of the most trusted voices on AI and society in the UK. Today, Jamie Bartlett is a five time author, tech journalist, and the person Anna wanted in her corner for this conversation.

In this episode of Money and Us, Anna sits down with Jamie for a candid and compelling conversation about AI, money, and what it really means for all of us right now.

Jamie talks openly about the dangers most people aren't aware of. The sycophancy built into every AI model that makes it almost impossible not to trust. The hallucinations that sound so convincing even experts get fooled. What AI really means for jobs, money, and the future of work, and how to use it wisely without being misled by it.

This isn't a conversation for tech experts. It's for real people trying to navigate a world that's changing faster than most of us anticipated. Whether you're worried about AI, curious about it, or simply trying to figure out what it means for your life and your finances, this one is for you.

Key Moments:
• Why 3.5 billion prompts are entered into ChatGPT alone every single day
• The golden rule of technology and why criminals and outsiders are always the earliest adopters
• Why Jamie argued with Sam Altman in 2017 and what that conversation revealed
• The story of Alan from Toronto and how AI hallucination combined with sycophancy led one man into a genuine delusion
• Why every AI model is built to flatter you and why that's more dangerous than most people realise
• What AI really means for jobs, money, and the future of work
• How to use AI wisely without being misled
• What wealth means to Jamie, and why his answer is about time, not money

Chapters:
00:00 Intro
00:00:45 Fact or Fiction: How Many AI Prompts Are Sent Every Day?
00:02:34 Why Jamie Studies People, Not Technology
00:04:23 The Story That Changed His Career
00:09:59 Growing Up Around Computers
00:12:59 When Jamie Realised AI Would Change Everything
00:18:56 Why Language Is the Key to AI
00:23:22 How AI Will Change Society Forever
00:28:48 Why AI Lies and Flatters You
00:39:02 The Man Who Thought AI Helped Him Invent New Maths
00:46:55 Are Our Jobs at Risk?
00:54:03 How Parents Should Prepare Their Children for AI
00:57:41 The Best Ways to Use AI Creatively
01:03:11 Should You Trust AI With Money?
01:06:22 The Biggest Mistakes People Make With AI
01:10:34 How to Write Better AI Prompts
01:15:42 What the Future of AI Really Looks Like
01:22:18 Final Thoughts

Follow Jamie Bartlett:
LinkedIn - https://uk.linkedin.com/in/jamie-bartlett-a091b6134
Instagram - https://www.instagram.com/jamiejbartlett/?hl=en
X - https://x.com/JamieJBartlett

Buy How To Talk to AI - https://amzn.eu/d/074Sznay

Follow Anna Brading:
Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn - https://www.linkedin.com/in/annajoybrading/
Website - https://www.mentoramoney.com

Follow Money & Us:
Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> AI, AI technology, technology, tech journalist, Jamie Bartlett, artificial intelligence No The Woman Rewriting the Rules of British Entrepreneurship with Alex Depledge MBE 2 2 The Woman Rewriting the Rules of British Entrepreneurship with Alex Depledge MBE full dbd30622-3ca9-4e81-861c-f5d3467e2fa4 https://share.transistor.fm/s/252a6f7d She was bullied at school, didn’t fit in at university, and spent the first 20 years of her life trying to make herself smaller. Today, Alex Depledge MBE is a serial tech entrepreneur who has built and sold multimillion-pound businesses, and was appointed the country’s first ever Entrepreneurship Advisor to the Chancellor.

In this episode, Anna sits down with Alex for a candid and compelling conversation about money, ambition, and what it really takes to back yourself when the world isn’t quite ready for you.

Alex talks openly about the emotional reality of entrepreneurship, what it actually costs, and why the moment she stopped trying to fit in was the moment everything changed. She shares why failure is so much more valuable than we give it credit for, and what she has learned from building and selling multimillion-pound businesses.

They also get into the bigger picture. What AI really means for the future of work, why entrepreneurial thinking is fast becoming a skill we all need, and what Alex is doing behind the scenes to make the UK a better place to build a business.

Whether you have ever thought about working for yourself or you simply want to understand what it takes to think and act more boldly with your money and your life, this one is for you.

Key Moments:

• Why 64% of Gen Z want to be their own boss and what that tells us about the future of work
• Growing up feeling like you never fit in and why your difference might be your greatest asset
• The emotional reality of building, scaling and selling businesses
• Why failure is more valuable than we give it credit for
• What AI is going to mean for all of us
• What Alex is working on behind the scenes as Entrepreneurship Advisor to the Chancellor
• What wealth really means to Alex, and her answer might surprise you

Chapters:
00:00 Intro 
00:00:45 Fact or Fiction: Do 64% of Gen Z Want to Be Entrepreneurs? 
00:02:05 Growing Up, Bullying & Never Feeling Like She Belonged 
00:07:55 Why America Creates More Entrepreneurs Than the UK 
00:12:16 The Moment She Stopped Playing Small 
00:13:35 The Co-Founder Friendship That Changed Everything 
00:15:43 Why We Need More Female Founders 
00:18:27 Why Corporate Life Never Fit 
00:20:53 From Safe Job to Starting a Business 
00:22:03 The Idea That Became Hassle.com 
00:23:03 The Phone Call That Changed Everything 
00:25:08 How to Know When It's Time to Quit Your Job 
00:26:42 What Great Employers Should Do Instead 
00:29:35 Building an £8 Million Business Across Four Countries 
00:31:23 Becoming a Mum While Scaling a Startup 
00:33:31 Why Female Entrepreneurs Face Different Challenges 
00:35:34 Starting a Business After Having Children 
00:37:38 Why You Should Just Start 
00:40:04 Selling a £32 Million Company 
00:41:34 Success, Imposter Syndrome & Self-Worth 
00:45:03 Becoming the Chancellor's First Entrepreneurship Adviser 
00:50:49 Why Speaking Up Changed Everything 
00:51:59 How to Stop Fear Holding You Back 
00:57:18 The Future of AI, Work & Entrepreneurship 
00:59:59 Happiness vs Contentment 
01:00:21 Final Thoughts

Follow Alex Depledge:

Instagram: https://www.instagram.com/alexdepledge/?hl=en-gb

LinkedIn: https://uk.linkedin.com/in/alexandra-depledge-mbe-22b57a14

Website: https://www.alexdepledge.com

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> She was bullied at school, didn’t fit in at university, and spent the first 20 years of her life trying to make herself smaller. Today, Alex Depledge MBE is a serial tech entrepreneur who has built and sold multimillion-pound businesses, and was appointed the country’s first ever Entrepreneurship Advisor to the Chancellor.

In this episode, Anna sits down with Alex for a candid and compelling conversation about money, ambition, and what it really takes to back yourself when the world isn’t quite ready for you.

Alex talks openly about the emotional reality of entrepreneurship, what it actually costs, and why the moment she stopped trying to fit in was the moment everything changed. She shares why failure is so much more valuable than we give it credit for, and what she has learned from building and selling multimillion-pound businesses.

They also get into the bigger picture. What AI really means for the future of work, why entrepreneurial thinking is fast becoming a skill we all need, and what Alex is doing behind the scenes to make the UK a better place to build a business.

Whether you have ever thought about working for yourself or you simply want to understand what it takes to think and act more boldly with your money and your life, this one is for you.

Key Moments:

• Why 64% of Gen Z want to be their own boss and what that tells us about the future of work
• Growing up feeling like you never fit in and why your difference might be your greatest asset
• The emotional reality of building, scaling and selling businesses
• Why failure is more valuable than we give it credit for
• What AI is going to mean for all of us
• What Alex is working on behind the scenes as Entrepreneurship Advisor to the Chancellor
• What wealth really means to Alex, and her answer might surprise you

Chapters:
00:00 Intro 
00:00:45 Fact or Fiction: Do 64% of Gen Z Want to Be Entrepreneurs? 
00:02:05 Growing Up, Bullying & Never Feeling Like She Belonged 
00:07:55 Why America Creates More Entrepreneurs Than the UK 
00:12:16 The Moment She Stopped Playing Small 
00:13:35 The Co-Founder Friendship That Changed Everything 
00:15:43 Why We Need More Female Founders 
00:18:27 Why Corporate Life Never Fit 
00:20:53 From Safe Job to Starting a Business 
00:22:03 The Idea That Became Hassle.com 
00:23:03 The Phone Call That Changed Everything 
00:25:08 How to Know When It's Time to Quit Your Job 
00:26:42 What Great Employers Should Do Instead 
00:29:35 Building an £8 Million Business Across Four Countries 
00:31:23 Becoming a Mum While Scaling a Startup 
00:33:31 Why Female Entrepreneurs Face Different Challenges 
00:35:34 Starting a Business After Having Children 
00:37:38 Why You Should Just Start 
00:40:04 Selling a £32 Million Company 
00:41:34 Success, Imposter Syndrome & Self-Worth 
00:45:03 Becoming the Chancellor's First Entrepreneurship Adviser 
00:50:49 Why Speaking Up Changed Everything 
00:51:59 How to Stop Fear Holding You Back 
00:57:18 The Future of AI, Work & Entrepreneurship 
00:59:59 Happiness vs Contentment 
01:00:21 Final Thoughts

Follow Alex Depledge:

Instagram: https://www.instagram.com/alexdepledge/?hl=en-gb

LinkedIn: https://uk.linkedin.com/in/alexandra-depledge-mbe-22b57a14

Website: https://www.alexdepledge.com

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> Wed, 01 Jul 2026 00:00:00 +0100 Anna Brading Anna Brading 3651 She was bullied at school, didn’t fit in at university, and spent the first 20 years of her life trying to make herself smaller. Today, Alex Depledge MBE is a serial tech entrepreneur who has built and sold multimillion-pound businesses, and was appointed the country’s first ever Entrepreneurship Advisor to the Chancellor.

In this episode, Anna sits down with Alex for a candid and compelling conversation about money, ambition, and what it really takes to back yourself when the world isn’t quite ready for you.

Alex talks openly about the emotional reality of entrepreneurship, what it actually costs, and why the moment she stopped trying to fit in was the moment everything changed. She shares why failure is so much more valuable than we give it credit for, and what she has learned from building and selling multimillion-pound businesses.

They also get into the bigger picture. What AI really means for the future of work, why entrepreneurial thinking is fast becoming a skill we all need, and what Alex is doing behind the scenes to make the UK a better place to build a business.

Whether you have ever thought about working for yourself or you simply want to understand what it takes to think and act more boldly with your money and your life, this one is for you.

Key Moments:

• Why 64% of Gen Z want to be their own boss and what that tells us about the future of work
• Growing up feeling like you never fit in and why your difference might be your greatest asset
• The emotional reality of building, scaling and selling businesses
• Why failure is more valuable than we give it credit for
• What AI is going to mean for all of us
• What Alex is working on behind the scenes as Entrepreneurship Advisor to the Chancellor
• What wealth really means to Alex, and her answer might surprise you

Chapters:
00:00 Intro 
00:00:45 Fact or Fiction: Do 64% of Gen Z Want to Be Entrepreneurs? 
00:02:05 Growing Up, Bullying & Never Feeling Like She Belonged 
00:07:55 Why America Creates More Entrepreneurs Than the UK 
00:12:16 The Moment She Stopped Playing Small 
00:13:35 The Co-Founder Friendship That Changed Everything 
00:15:43 Why We Need More Female Founders 
00:18:27 Why Corporate Life Never Fit 
00:20:53 From Safe Job to Starting a Business 
00:22:03 The Idea That Became Hassle.com 
00:23:03 The Phone Call That Changed Everything 
00:25:08 How to Know When It's Time to Quit Your Job 
00:26:42 What Great Employers Should Do Instead 
00:29:35 Building an £8 Million Business Across Four Countries 
00:31:23 Becoming a Mum While Scaling a Startup 
00:33:31 Why Female Entrepreneurs Face Different Challenges 
00:35:34 Starting a Business After Having Children 
00:37:38 Why You Should Just Start 
00:40:04 Selling a £32 Million Company 
00:41:34 Success, Imposter Syndrome & Self-Worth 
00:45:03 Becoming the Chancellor's First Entrepreneurship Adviser 
00:50:49 Why Speaking Up Changed Everything 
00:51:59 How to Stop Fear Holding You Back 
00:57:18 The Future of AI, Work & Entrepreneurship 
00:59:59 Happiness vs Contentment 
01:00:21 Final Thoughts

Follow Alex Depledge:

Instagram: https://www.instagram.com/alexdepledge/?hl=en-gb

LinkedIn: https://uk.linkedin.com/in/alexandra-depledge-mbe-22b57a14

Website: https://www.alexdepledge.com

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

LinkedIn: https://www.linkedin.com/in/annajoybrading/

Website: https://www.mentoramoney.com

Follow Money & Us:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

Buy Money Mentor: https://amzn.eu/d/03ISOm6z

Sponsor:
XTB - https://geolink.xtb.com/FKPRM

Capital at Risk. Investment Values May Rise and Fall

]]> money, entrepreneurship, business, success, entrepreneurship No Anna Brading: The Money Conversations We Should Have Been Having All Along 1 1 Anna Brading: The Money Conversations We Should Have Been Having All Along full 6b927dee-eb1e-4288-bdc7-33a09eb8b647 https://share.transistor.fm/s/bbee5612 Have you ever felt like you’re doing everything right with money and still feel like you’re falling behind? You’re not alone, and you’re definitely not the problem.

In this very first episode, Anna Brading shares the story behind Money and Us and why she felt compelled to create it. The truth is, most of us are navigating real life challenges that nobody else can see. The messy, complicated, invisible stuff. So much shame and embarrassment still surrounds the conversation around money, which means most of us suffer in silence rather than seeking the help and information we need.

Money and Us exists for real people, living real lives, facing real challenges. Honest conversations that meet you exactly where you are, not where you think you should be.

The reality is that money touches every single area of our lives, which is why throughout this series Anna will be covering a wide range of topics that don’t get spoken about nearly enough. From grief and addiction to parenthood and everything in between. These are the conversations that are long overdue.

This is where it all begins. Welcome.

]]> Have you ever felt like you’re doing everything right with money and still feel like you’re falling behind? You’re not alone, and you’re definitely not the problem.

In this very first episode, Anna Brading shares the story behind Money and Us and why she felt compelled to create it. The truth is, most of us are navigating real life challenges that nobody else can see. The messy, complicated, invisible stuff. So much shame and embarrassment still surrounds the conversation around money, which means most of us suffer in silence rather than seeking the help and information we need.

Money and Us exists for real people, living real lives, facing real challenges. Honest conversations that meet you exactly where you are, not where you think you should be.

The reality is that money touches every single area of our lives, which is why throughout this series Anna will be covering a wide range of topics that don’t get spoken about nearly enough. From grief and addiction to parenthood and everything in between. These are the conversations that are long overdue.

This is where it all begins. Welcome.

]]> Tue, 16 Jun 2026 20:17:41 +0100 Anna Brading Anna Brading 331 Have you ever felt like you’re doing everything right with money and still feel like you’re falling behind? You’re not alone, and you’re definitely not the problem.

In this very first episode, Anna Brading shares the story behind Money and Us and why she felt compelled to create it. The truth is, most of us are navigating real life challenges that nobody else can see. The messy, complicated, invisible stuff. So much shame and embarrassment still surrounds the conversation around money, which means most of us suffer in silence rather than seeking the help and information we need.

Money and Us exists for real people, living real lives, facing real challenges. Honest conversations that meet you exactly where you are, not where you think you should be.

The reality is that money touches every single area of our lives, which is why throughout this series Anna will be covering a wide range of topics that don’t get spoken about nearly enough. From grief and addiction to parenthood and everything in between. These are the conversations that are long overdue.

This is where it all begins. Welcome.

]]> No