Money Questions Transistor (https://transistor.fm) https://feeds.transistor.fm/money-questions Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future. From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a healthy perspective to your personal finances. Whether you're looking to reduce stress, improve your money habits, or simply get answers to your financial questions, this podcast is your go-to guide for navigating the complexities of money management. Tune in to Money Questions—where knowledge is power, and financial freedom starts with a single step. Evangeline Wealth Management 559cf176-6ef6-5915-ba3a-55ed2ff5806f yes Season 2 Is Here! Introducing Money Questions en Mon, 13 Apr 2026 09:00:11 -0300 Mon, 13 Apr 2026 09:01:40 -0300 https://img.transistorcdn.com/p-blx_hv471hMj5gsdMAEqHJ7USiUjpjNPyV-UBVeQM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xMTlk/NDliOWQyMjI0MDMy/MTI0MTAyNThhNmYz/YjRmMS5wbmc.jpg Money Questions episodic Evangeline Wealth Management Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future. From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a healthy perspective to your personal finances. Whether you're looking to reduce stress, improve your money habits, or simply get answers to your financial questions, this podcast is your go-to guide for navigating the complexities of money management. Tune in to Money Questions—where knowledge is power, and financial freedom starts with a single step. Are money worries keeping you up at night. financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, Podstarter producer@podstarter.io No No Investing When the World Feels Like It’s Falling Apart 9 9 Investing When the World Feels Like It’s Falling Apart full fd7efca3-04a4-4866-84bb-b373c5334b82 https://share.transistor.fm/s/5dfcdd78 In this episode of Money Questions, Nate and Matt dig into what it means to invest when the news feels like the world is falling apart — wars, pandemics, political chaos, and all. They tackle the emotional side of money, the hard data on markets, and what real‑life investors should actually do when they’re scared.

They cover:

  • The “ghost of market future” thought experiment: if you knew in January 2020 about COVID, lockdowns, civil unrest, and global turmoil — would you still have invested?
  • “Am I going to be okay?”: the real question behind clients’ calls when the headlines turn dark — and how advisors answer it.
  • Why we invest at all: protecting purchasing power from inflation, and why cash under the mattress quietly loses to rising prices.
  • The Andex chart: zooming out over decades of data, seeing wars, recessions, pandemics, and crises — and why the long‑term line still trends up and to the right.
  • When (and how) to change your plan: using crises as a wake‑up call if your risk level is truly too high — instead of making all‑or‑nothing, panic‑driven moves.

Grounded in real client conversations and decades of market history, this episode is about how to keep investing in a world that never stops throwing curveballs — and how to separate terrifying headlines from your long‑term financial future.

Chapters:

00:00 – Setting the stage: pandemics, wars, and scary headlines
01:30 – The “ghost of market future” thought experiment (January 2020)
03:20 – Human toll vs. talking about money during global trauma
05:10 – Why we invest: inflation, purchasing power, and not burying cash
06:20 – Investor profiles: goals, timelines, and risk tolerance in real life
08:00 – “What would you do if your portfolio dropped 20%?” (questionnaires vs reality)
10:00 – The Andex chart: zooming out on decades of crises and returns
12:40 – Betting on humanity: why markets recover (or else money won’t matter)
15:00 – Turmoil as opportunity: Contributions-in-a-crisis insight
16:30 – Diversification, global markets, and staying invested through volatility
18:40 – History of geopolitical shocks and market returns
21:30 – Ten rules for dealing with uncertainty and market timing myths
25:20 – Simplicity vs complexity: why a solid, simple plan often wins
26:50 – “Doing nothing is a decision”: panic, partial changes, and avoiding all-or-nothing moves
28:20 – Crisis as a wake-up call: when it does make sense to adjust risk
29:30 – Closing thoughts: hope, resilience, and focusing on long-term goals

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In this episode of Money Questions, Nate and Matt dig into what it means to invest when the news feels like the world is falling apart — wars, pandemics, political chaos, and all. They tackle the emotional side of money, the hard data on markets, and what real‑life investors should actually do when they’re scared.

They cover:

  • The “ghost of market future” thought experiment: if you knew in January 2020 about COVID, lockdowns, civil unrest, and global turmoil — would you still have invested?
  • “Am I going to be okay?”: the real question behind clients’ calls when the headlines turn dark — and how advisors answer it.
  • Why we invest at all: protecting purchasing power from inflation, and why cash under the mattress quietly loses to rising prices.
  • The Andex chart: zooming out over decades of data, seeing wars, recessions, pandemics, and crises — and why the long‑term line still trends up and to the right.
  • When (and how) to change your plan: using crises as a wake‑up call if your risk level is truly too high — instead of making all‑or‑nothing, panic‑driven moves.

Grounded in real client conversations and decades of market history, this episode is about how to keep investing in a world that never stops throwing curveballs — and how to separate terrifying headlines from your long‑term financial future.

Chapters:

00:00 – Setting the stage: pandemics, wars, and scary headlines
01:30 – The “ghost of market future” thought experiment (January 2020)
03:20 – Human toll vs. talking about money during global trauma
05:10 – Why we invest: inflation, purchasing power, and not burying cash
06:20 – Investor profiles: goals, timelines, and risk tolerance in real life
08:00 – “What would you do if your portfolio dropped 20%?” (questionnaires vs reality)
10:00 – The Andex chart: zooming out on decades of crises and returns
12:40 – Betting on humanity: why markets recover (or else money won’t matter)
15:00 – Turmoil as opportunity: Contributions-in-a-crisis insight
16:30 – Diversification, global markets, and staying invested through volatility
18:40 – History of geopolitical shocks and market returns
21:30 – Ten rules for dealing with uncertainty and market timing myths
25:20 – Simplicity vs complexity: why a solid, simple plan often wins
26:50 – “Doing nothing is a decision”: panic, partial changes, and avoiding all-or-nothing moves
28:20 – Crisis as a wake-up call: when it does make sense to adjust risk
29:30 – Closing thoughts: hope, resilience, and focusing on long-term goals

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Mon, 13 Apr 2026 09:00:00 -0300 Evangeline Wealth Management Evangeline Wealth Management 1915 In this episode of Money Questions, Nate and Matt dig into what it means to invest when the news feels like the world is falling apart — wars, pandemics, political chaos, and all. They tackle the emotional side of money, the hard data on markets, and what real‑life investors should actually do when they’re scared.

They cover:

  • The “ghost of market future” thought experiment: if you knew in January 2020 about COVID, lockdowns, civil unrest, and global turmoil — would you still have invested?
  • “Am I going to be okay?”: the real question behind clients’ calls when the headlines turn dark — and how advisors answer it.
  • Why we invest at all: protecting purchasing power from inflation, and why cash under the mattress quietly loses to rising prices.
  • The Andex chart: zooming out over decades of data, seeing wars, recessions, pandemics, and crises — and why the long‑term line still trends up and to the right.
  • When (and how) to change your plan: using crises as a wake‑up call if your risk level is truly too high — instead of making all‑or‑nothing, panic‑driven moves.

Grounded in real client conversations and decades of market history, this episode is about how to keep investing in a world that never stops throwing curveballs — and how to separate terrifying headlines from your long‑term financial future.

Chapters:

00:00 – Setting the stage: pandemics, wars, and scary headlines
01:30 – The “ghost of market future” thought experiment (January 2020)
03:20 – Human toll vs. talking about money during global trauma
05:10 – Why we invest: inflation, purchasing power, and not burying cash
06:20 – Investor profiles: goals, timelines, and risk tolerance in real life
08:00 – “What would you do if your portfolio dropped 20%?” (questionnaires vs reality)
10:00 – The Andex chart: zooming out on decades of crises and returns
12:40 – Betting on humanity: why markets recover (or else money won’t matter)
15:00 – Turmoil as opportunity: Contributions-in-a-crisis insight
16:30 – Diversification, global markets, and staying invested through volatility
18:40 – History of geopolitical shocks and market returns
21:30 – Ten rules for dealing with uncertainty and market timing myths
25:20 – Simplicity vs complexity: why a solid, simple plan often wins
26:50 – “Doing nothing is a decision”: panic, partial changes, and avoiding all-or-nothing moves
28:20 – Crisis as a wake-up call: when it does make sense to adjust risk
29:30 – Closing thoughts: hope, resilience, and focusing on long-term goals

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Never Open a Brown Envelope on a Friday 8 8 Never Open a Brown Envelope on a Friday full c17674e0-ad47-40bd-ba88-90c0ed9f3de6 https://share.transistor.fm/s/da1246f4 In this episode of Money Questions, Nate and Matt unpack the stress of brown envelopes from the CRA, what’s actually inside them, and how to turn tax season from anxiety‑ridden to manageable.

They cover:

  • Brown envelope anxiety: why CRA mail feels scary and what those letters usually mean.
  • Tax brackets 101 (Canada): marginal vs. average tax rates, and why earning more doesn’t suddenly make all your income taxed at a higher rate.
  • Your biggest expense (hint: it’s not your mortgage): how much of your income effectively goes to taxes.
  • Notices of Assessment: what they actually show, how to find your real tax rate, and why they’re central to financial planning.
  • Installments & interest: when CRA asks for quarterly payments, what happens if you don’t pay them, and how the interest works.
  • Self‑employed reality check: paying both sides of CPP, why tax bills shock business owners, and how to avoid falling behind.
  • TFSA traps: outdated CRA TFSA info, over‑contributions, and the 1%‑per‑month penalty (and how to avoid it).
  • CRA’s online portal: 10 years of history, RRSP and TFSA room, credits, balances, and how advisors use it to help you.
  • Refunds as “savings”: why a big tax refund is really an interest‑free loan to the government and why aiming near a $0 refund is usually better.
  • Staying organized: checklists, digital folders, taking photos of slips, and why showing up with a Sobeys bag of receipts costs you time and money.
  • Everyday tax planning: RRSPs, employer pensions, medical and childcare expenses, and other deductions/credits that can reduce tax and improve overall financial well‑being.
  • Grounded in real client stories and practical planning, this conversation is about understanding your tax life so the brown envelope doesn’t control your stress levels.

Chapters

0:00 – The brown envelope rule & intro to tax anxiety
0:56 – Canadian tax season timelines (CRA opens, April 30 & June 15)
1:48 – Why people rush to file early (and chase T‑slips)
2:17 – What this episode covers: brown envelopes, CRA portal, and tax stress
3:02 – Tax brackets 101: federal vs. provincial and progressive rates
4:32 – Average tax rate vs. marginal tax rate (jargon alert)
5:40 – Taxes as your largest expense (more than mortgage or car)
6:53 – Clearing up “I don’t want to earn more and hit a higher bracket”
7:48 – Using your Notice of Assessment in real financial planning
9:03 – Brown envelopes from CRA: what actually shows up in the mail
9:46 – Installment reminders: when and why CRA asks for quarterly payments
10:18 – Should you pay installments? Interest risks and “napkin math”
10:53 – Other brown‑envelope items: CPP/OAS updates and reassessments
13:48 – CRA online portal: why Nate strongly recommends signing up
14:33 – Giving advisors access & seeing the same letters together
15:04 – What’s inside the CRA portal: 10‑year history, room, credits, balances
15:57 – TFSA reporting gaps and why CRA’s numbers can mislead you
16:43 – TFSA over‑contribution penalties (1% per month) and delays
17:35 – Why you must track TFSA contributions yourself
17:58 – Filing early to get refunds vs. filing with complete information
18:25 – Using tax refunds as a “savings account” with CRA
19:40 – Why a big refund is an interest‑free loan to the government
20:31 – Targeting a near‑zero refund and better cash‑flow planning
20:56 – Taxes owed when income is earned (especially for self‑employed)
22:02 – CPP shock: paying both employer and employee portions
22:55 – Falling behind on taxes and how CRA collections actually works
23:44 – Garnishments, frozen accounts, and why you must call CRA first
24:15 – When you can’t pay in full: 12‑month plans and full financial disclosure
25:05 – Side hustles, tips, crypto, rental income and tax evasion risks
25:25 – “How do we pay the government less?” (legally)
25:40 – Using RRSPs, pensions, and other tools to reduce taxes
26:18 – Medical, childcare, and other provincial‑specific deductions
27:00 – Staying organized: checklists, folders, cloud storage, and Sobeys bags
28:35 – Why disorganized receipts cost you in fees and time
28:52 – Tax health as part of financial well‑being
29:11 – Year‑end pay stubs and mock tax returns before the RRSP deadline
30:32 – Using RRSP contributions to reduce taxes payable
31:17 – Why Nate secretly likes tax season (for planning data)
32:03 – Why advisors need to see your tax situation
32:19 – Legal and investment disclaimers

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In this episode of Money Questions, Nate and Matt unpack the stress of brown envelopes from the CRA, what’s actually inside them, and how to turn tax season from anxiety‑ridden to manageable.

They cover:

  • Brown envelope anxiety: why CRA mail feels scary and what those letters usually mean.
  • Tax brackets 101 (Canada): marginal vs. average tax rates, and why earning more doesn’t suddenly make all your income taxed at a higher rate.
  • Your biggest expense (hint: it’s not your mortgage): how much of your income effectively goes to taxes.
  • Notices of Assessment: what they actually show, how to find your real tax rate, and why they’re central to financial planning.
  • Installments & interest: when CRA asks for quarterly payments, what happens if you don’t pay them, and how the interest works.
  • Self‑employed reality check: paying both sides of CPP, why tax bills shock business owners, and how to avoid falling behind.
  • TFSA traps: outdated CRA TFSA info, over‑contributions, and the 1%‑per‑month penalty (and how to avoid it).
  • CRA’s online portal: 10 years of history, RRSP and TFSA room, credits, balances, and how advisors use it to help you.
  • Refunds as “savings”: why a big tax refund is really an interest‑free loan to the government and why aiming near a $0 refund is usually better.
  • Staying organized: checklists, digital folders, taking photos of slips, and why showing up with a Sobeys bag of receipts costs you time and money.
  • Everyday tax planning: RRSPs, employer pensions, medical and childcare expenses, and other deductions/credits that can reduce tax and improve overall financial well‑being.
  • Grounded in real client stories and practical planning, this conversation is about understanding your tax life so the brown envelope doesn’t control your stress levels.

Chapters

0:00 – The brown envelope rule & intro to tax anxiety
0:56 – Canadian tax season timelines (CRA opens, April 30 & June 15)
1:48 – Why people rush to file early (and chase T‑slips)
2:17 – What this episode covers: brown envelopes, CRA portal, and tax stress
3:02 – Tax brackets 101: federal vs. provincial and progressive rates
4:32 – Average tax rate vs. marginal tax rate (jargon alert)
5:40 – Taxes as your largest expense (more than mortgage or car)
6:53 – Clearing up “I don’t want to earn more and hit a higher bracket”
7:48 – Using your Notice of Assessment in real financial planning
9:03 – Brown envelopes from CRA: what actually shows up in the mail
9:46 – Installment reminders: when and why CRA asks for quarterly payments
10:18 – Should you pay installments? Interest risks and “napkin math”
10:53 – Other brown‑envelope items: CPP/OAS updates and reassessments
13:48 – CRA online portal: why Nate strongly recommends signing up
14:33 – Giving advisors access & seeing the same letters together
15:04 – What’s inside the CRA portal: 10‑year history, room, credits, balances
15:57 – TFSA reporting gaps and why CRA’s numbers can mislead you
16:43 – TFSA over‑contribution penalties (1% per month) and delays
17:35 – Why you must track TFSA contributions yourself
17:58 – Filing early to get refunds vs. filing with complete information
18:25 – Using tax refunds as a “savings account” with CRA
19:40 – Why a big refund is an interest‑free loan to the government
20:31 – Targeting a near‑zero refund and better cash‑flow planning
20:56 – Taxes owed when income is earned (especially for self‑employed)
22:02 – CPP shock: paying both employer and employee portions
22:55 – Falling behind on taxes and how CRA collections actually works
23:44 – Garnishments, frozen accounts, and why you must call CRA first
24:15 – When you can’t pay in full: 12‑month plans and full financial disclosure
25:05 – Side hustles, tips, crypto, rental income and tax evasion risks
25:25 – “How do we pay the government less?” (legally)
25:40 – Using RRSPs, pensions, and other tools to reduce taxes
26:18 – Medical, childcare, and other provincial‑specific deductions
27:00 – Staying organized: checklists, folders, cloud storage, and Sobeys bags
28:35 – Why disorganized receipts cost you in fees and time
28:52 – Tax health as part of financial well‑being
29:11 – Year‑end pay stubs and mock tax returns before the RRSP deadline
30:32 – Using RRSP contributions to reduce taxes payable
31:17 – Why Nate secretly likes tax season (for planning data)
32:03 – Why advisors need to see your tax situation
32:19 – Legal and investment disclaimers

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Mon, 16 Mar 2026 09:00:00 -0300 Evangeline Wealth Management Evangeline Wealth Management 1992 In this episode of Money Questions, Nate and Matt unpack the stress of brown envelopes from the CRA, what’s actually inside them, and how to turn tax season from anxiety‑ridden to manageable.

They cover:

  • Brown envelope anxiety: why CRA mail feels scary and what those letters usually mean.
  • Tax brackets 101 (Canada): marginal vs. average tax rates, and why earning more doesn’t suddenly make all your income taxed at a higher rate.
  • Your biggest expense (hint: it’s not your mortgage): how much of your income effectively goes to taxes.
  • Notices of Assessment: what they actually show, how to find your real tax rate, and why they’re central to financial planning.
  • Installments & interest: when CRA asks for quarterly payments, what happens if you don’t pay them, and how the interest works.
  • Self‑employed reality check: paying both sides of CPP, why tax bills shock business owners, and how to avoid falling behind.
  • TFSA traps: outdated CRA TFSA info, over‑contributions, and the 1%‑per‑month penalty (and how to avoid it).
  • CRA’s online portal: 10 years of history, RRSP and TFSA room, credits, balances, and how advisors use it to help you.
  • Refunds as “savings”: why a big tax refund is really an interest‑free loan to the government and why aiming near a $0 refund is usually better.
  • Staying organized: checklists, digital folders, taking photos of slips, and why showing up with a Sobeys bag of receipts costs you time and money.
  • Everyday tax planning: RRSPs, employer pensions, medical and childcare expenses, and other deductions/credits that can reduce tax and improve overall financial well‑being.
  • Grounded in real client stories and practical planning, this conversation is about understanding your tax life so the brown envelope doesn’t control your stress levels.

Chapters

0:00 – The brown envelope rule & intro to tax anxiety
0:56 – Canadian tax season timelines (CRA opens, April 30 & June 15)
1:48 – Why people rush to file early (and chase T‑slips)
2:17 – What this episode covers: brown envelopes, CRA portal, and tax stress
3:02 – Tax brackets 101: federal vs. provincial and progressive rates
4:32 – Average tax rate vs. marginal tax rate (jargon alert)
5:40 – Taxes as your largest expense (more than mortgage or car)
6:53 – Clearing up “I don’t want to earn more and hit a higher bracket”
7:48 – Using your Notice of Assessment in real financial planning
9:03 – Brown envelopes from CRA: what actually shows up in the mail
9:46 – Installment reminders: when and why CRA asks for quarterly payments
10:18 – Should you pay installments? Interest risks and “napkin math”
10:53 – Other brown‑envelope items: CPP/OAS updates and reassessments
13:48 – CRA online portal: why Nate strongly recommends signing up
14:33 – Giving advisors access & seeing the same letters together
15:04 – What’s inside the CRA portal: 10‑year history, room, credits, balances
15:57 – TFSA reporting gaps and why CRA’s numbers can mislead you
16:43 – TFSA over‑contribution penalties (1% per month) and delays
17:35 – Why you must track TFSA contributions yourself
17:58 – Filing early to get refunds vs. filing with complete information
18:25 – Using tax refunds as a “savings account” with CRA
19:40 – Why a big refund is an interest‑free loan to the government
20:31 – Targeting a near‑zero refund and better cash‑flow planning
20:56 – Taxes owed when income is earned (especially for self‑employed)
22:02 – CPP shock: paying both employer and employee portions
22:55 – Falling behind on taxes and how CRA collections actually works
23:44 – Garnishments, frozen accounts, and why you must call CRA first
24:15 – When you can’t pay in full: 12‑month plans and full financial disclosure
25:05 – Side hustles, tips, crypto, rental income and tax evasion risks
25:25 – “How do we pay the government less?” (legally)
25:40 – Using RRSPs, pensions, and other tools to reduce taxes
26:18 – Medical, childcare, and other provincial‑specific deductions
27:00 – Staying organized: checklists, folders, cloud storage, and Sobeys bags
28:35 – Why disorganized receipts cost you in fees and time
28:52 – Tax health as part of financial well‑being
29:11 – Year‑end pay stubs and mock tax returns before the RRSP deadline
30:32 – Using RRSP contributions to reduce taxes payable
31:17 – Why Nate secretly likes tax season (for planning data)
32:03 – Why advisors need to see your tax situation
32:19 – Legal and investment disclaimers

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Babies 7 7 Babies full 88cef0d6-443c-4777-9771-d9c2fab77e81 https://share.transistor.fm/s/f7dd32b8 In this episode of Money Questions, Nate (no kids) and Matt (dad of two) break down the real financial impact of having a baby in Canada. They cover:

The true cost of raising a child, including the first-year expenses
Delivery costs: deductibles, co-pays, hospital rooms, and planning around health insurance.

Baby gear on a budget: cribs, car seats, strollers, and the value of buying secondhand.

Parental leave & income: EI/parental benefits, employer top-ups, and planning for reduced cash flow.

Emergency savings & credit options during that first unpredictable year
The rising cost of childcare and how it shapes decisions about where to live and work.

Risk management: income protection, disability coverage, life insurance, and wills/guardianship.

Long-term planning: prioritizing retirement vs. kids’ activities, and using RESPs and government grants to save for education.

Grounded in Matt’s real-life experience and Nate’s planning lens, this conversation gives expecting (and surprised) parents a practical framework to think through money, risk, and long-term goals when a baby enters the picture.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In this episode of Money Questions, Nate (no kids) and Matt (dad of two) break down the real financial impact of having a baby in Canada. They cover:

The true cost of raising a child, including the first-year expenses
Delivery costs: deductibles, co-pays, hospital rooms, and planning around health insurance.

Baby gear on a budget: cribs, car seats, strollers, and the value of buying secondhand.

Parental leave & income: EI/parental benefits, employer top-ups, and planning for reduced cash flow.

Emergency savings & credit options during that first unpredictable year
The rising cost of childcare and how it shapes decisions about where to live and work.

Risk management: income protection, disability coverage, life insurance, and wills/guardianship.

Long-term planning: prioritizing retirement vs. kids’ activities, and using RESPs and government grants to save for education.

Grounded in Matt’s real-life experience and Nate’s planning lens, this conversation gives expecting (and surprised) parents a practical framework to think through money, risk, and long-term goals when a baby enters the picture.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Mon, 09 Feb 2026 01:00:00 -0400 Evangeline Wealth Management Evangeline Wealth Management 1700 In this episode of Money Questions, Nate (no kids) and Matt (dad of two) break down the real financial impact of having a baby in Canada. They cover:

The true cost of raising a child, including the first-year expenses
Delivery costs: deductibles, co-pays, hospital rooms, and planning around health insurance.

Baby gear on a budget: cribs, car seats, strollers, and the value of buying secondhand.

Parental leave & income: EI/parental benefits, employer top-ups, and planning for reduced cash flow.

Emergency savings & credit options during that first unpredictable year
The rising cost of childcare and how it shapes decisions about where to live and work.

Risk management: income protection, disability coverage, life insurance, and wills/guardianship.

Long-term planning: prioritizing retirement vs. kids’ activities, and using RESPs and government grants to save for education.

Grounded in Matt’s real-life experience and Nate’s planning lens, this conversation gives expecting (and surprised) parents a practical framework to think through money, risk, and long-term goals when a baby enters the picture.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Scams, Schemes & Staying Safe 6 6 Scams, Schemes & Staying Safe full 034bda4c-c80e-43ea-a7a7-b30fa94ad3be https://share.transistor.fm/s/90e03dbf In this episode, Matt and Nate break down modern financial scams, from romance scams and “Nigerian prince” schemes to Ponzi structures and fake government calls. They share real client stories, explain how criminals exploit fear, greed, and loneliness, and offer practical, step‑by‑step ways to protect yourself and your loved ones.

Key Topics Covered

  1. Why Financial Scams Are Surging
    • AI, voice cloning, and deepfakes making scams more convincing
    • Fraud losses in Canada in 2024 and why many cases go unreported
  2. Real‑World Scam Stories
    • Elderly investor duped via tech-support style scam
      • Fake computer-compromise warning
      • Remote access granted, funds moved from RRIF, TFSA, and lines of credit
      • Classic “send money to unlock a much larger payout” setup
    • Romance / “Pig Butchering” scam
      • Elderly man forms online relationship with younger “grad student”
      • Fake legal documents, estate settlement narrative, and pressure for ~USD 80,000
      • How advisors and lawyers spotted the fraud in time
  3. Classic & High‑Profile Schemes
    • Origin of the Ponzi scheme (Charles Ponzi, international reply coupons, “guaranteed” 50–400% returns)
    • Bernie Madoff as a modern large‑scale Ponzi example
    • Using new investors’ money to pay old investors until the scheme collapses
  4. Modern Variants: Crypto & Social Media Scams
    • Fake government‑backed crypto opportunities featuring public figures in ads
    • Guaranteed, above‑market returns used as hooks (e.g., “18% guaranteed” on REITs)
  5. Psychology of Scams
    • Exploiting fear, greed, lust, envy, shame, insecurity
    • Creating urgency and emotional pressure so people act against their better judgment
  6. Red Flags and Prevention Tips
    • “If it sounds too good to be true, it usually is”
    • Be wary of:
      • Guaranteed returns (outside insured bank products / GICs)
      • Unsolicited calls or emails about taxes, credit cards, deliveries, or “compromised” accounts
      • Requests to move money “to protect it” or into crypto
      • Requests for remote access to your computer
    • Best practices:
      • Hang up and independently call back using an official number
      • Use multi‑factor authentication on financial and email accounts
      • Freeze or lock accounts/credit cards if you suspect compromise
      • Consider credit monitoring, especially after data breaches
      • Consult a licensed financial professional before acting on online “opportunities”
  7. What To Do If You’re Scammed
    • Contact the institution where the money is held first
    • Then contact the local police (non‑emergency line)
    • Report to the Canadian Anti‑Fraud Centre
    • Talk with family, trusted friends, or your advisor despite the embarrassment
    • Use incidents as education for clients and the broader public

Key Takeaways

  • Scams are increasingly sophisticated due to technology and social engineering.
  • Guarantees, urgency, emotional manipulation, and secrecy are major red flags.
  • Verification, slowing down, and talking to trusted professionals are your best protection.
  • Staying vigilant today is critical because scam tools will only get better over time.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In this episode, Matt and Nate break down modern financial scams, from romance scams and “Nigerian prince” schemes to Ponzi structures and fake government calls. They share real client stories, explain how criminals exploit fear, greed, and loneliness, and offer practical, step‑by‑step ways to protect yourself and your loved ones.

Key Topics Covered

  1. Why Financial Scams Are Surging
    • AI, voice cloning, and deepfakes making scams more convincing
    • Fraud losses in Canada in 2024 and why many cases go unreported
  2. Real‑World Scam Stories
    • Elderly investor duped via tech-support style scam
      • Fake computer-compromise warning
      • Remote access granted, funds moved from RRIF, TFSA, and lines of credit
      • Classic “send money to unlock a much larger payout” setup
    • Romance / “Pig Butchering” scam
      • Elderly man forms online relationship with younger “grad student”
      • Fake legal documents, estate settlement narrative, and pressure for ~USD 80,000
      • How advisors and lawyers spotted the fraud in time
  3. Classic & High‑Profile Schemes
    • Origin of the Ponzi scheme (Charles Ponzi, international reply coupons, “guaranteed” 50–400% returns)
    • Bernie Madoff as a modern large‑scale Ponzi example
    • Using new investors’ money to pay old investors until the scheme collapses
  4. Modern Variants: Crypto & Social Media Scams
    • Fake government‑backed crypto opportunities featuring public figures in ads
    • Guaranteed, above‑market returns used as hooks (e.g., “18% guaranteed” on REITs)
  5. Psychology of Scams
    • Exploiting fear, greed, lust, envy, shame, insecurity
    • Creating urgency and emotional pressure so people act against their better judgment
  6. Red Flags and Prevention Tips
    • “If it sounds too good to be true, it usually is”
    • Be wary of:
      • Guaranteed returns (outside insured bank products / GICs)
      • Unsolicited calls or emails about taxes, credit cards, deliveries, or “compromised” accounts
      • Requests to move money “to protect it” or into crypto
      • Requests for remote access to your computer
    • Best practices:
      • Hang up and independently call back using an official number
      • Use multi‑factor authentication on financial and email accounts
      • Freeze or lock accounts/credit cards if you suspect compromise
      • Consider credit monitoring, especially after data breaches
      • Consult a licensed financial professional before acting on online “opportunities”
  7. What To Do If You’re Scammed
    • Contact the institution where the money is held first
    • Then contact the local police (non‑emergency line)
    • Report to the Canadian Anti‑Fraud Centre
    • Talk with family, trusted friends, or your advisor despite the embarrassment
    • Use incidents as education for clients and the broader public

Key Takeaways

  • Scams are increasingly sophisticated due to technology and social engineering.
  • Guarantees, urgency, emotional manipulation, and secrecy are major red flags.
  • Verification, slowing down, and talking to trusted professionals are your best protection.
  • Staying vigilant today is critical because scam tools will only get better over time.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Mon, 12 Jan 2026 02:00:00 -0400 Evangeline Wealth Management Evangeline Wealth Management 1559 In this episode, Matt and Nate break down modern financial scams, from romance scams and “Nigerian prince” schemes to Ponzi structures and fake government calls. They share real client stories, explain how criminals exploit fear, greed, and loneliness, and offer practical, step‑by‑step ways to protect yourself and your loved ones.

Key Topics Covered

  1. Why Financial Scams Are Surging
    • AI, voice cloning, and deepfakes making scams more convincing
    • Fraud losses in Canada in 2024 and why many cases go unreported
  2. Real‑World Scam Stories
    • Elderly investor duped via tech-support style scam
      • Fake computer-compromise warning
      • Remote access granted, funds moved from RRIF, TFSA, and lines of credit
      • Classic “send money to unlock a much larger payout” setup
    • Romance / “Pig Butchering” scam
      • Elderly man forms online relationship with younger “grad student”
      • Fake legal documents, estate settlement narrative, and pressure for ~USD 80,000
      • How advisors and lawyers spotted the fraud in time
  3. Classic & High‑Profile Schemes
    • Origin of the Ponzi scheme (Charles Ponzi, international reply coupons, “guaranteed” 50–400% returns)
    • Bernie Madoff as a modern large‑scale Ponzi example
    • Using new investors’ money to pay old investors until the scheme collapses
  4. Modern Variants: Crypto & Social Media Scams
    • Fake government‑backed crypto opportunities featuring public figures in ads
    • Guaranteed, above‑market returns used as hooks (e.g., “18% guaranteed” on REITs)
  5. Psychology of Scams
    • Exploiting fear, greed, lust, envy, shame, insecurity
    • Creating urgency and emotional pressure so people act against their better judgment
  6. Red Flags and Prevention Tips
    • “If it sounds too good to be true, it usually is”
    • Be wary of:
      • Guaranteed returns (outside insured bank products / GICs)
      • Unsolicited calls or emails about taxes, credit cards, deliveries, or “compromised” accounts
      • Requests to move money “to protect it” or into crypto
      • Requests for remote access to your computer
    • Best practices:
      • Hang up and independently call back using an official number
      • Use multi‑factor authentication on financial and email accounts
      • Freeze or lock accounts/credit cards if you suspect compromise
      • Consider credit monitoring, especially after data breaches
      • Consult a licensed financial professional before acting on online “opportunities”
  7. What To Do If You’re Scammed
    • Contact the institution where the money is held first
    • Then contact the local police (non‑emergency line)
    • Report to the Canadian Anti‑Fraud Centre
    • Talk with family, trusted friends, or your advisor despite the embarrassment
    • Use incidents as education for clients and the broader public

Key Takeaways

  • Scams are increasingly sophisticated due to technology and social engineering.
  • Guarantees, urgency, emotional manipulation, and secrecy are major red flags.
  • Verification, slowing down, and talking to trusted professionals are your best protection.
  • Staying vigilant today is critical because scam tools will only get better over time.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> money scams, financial scams, fraud prevention, investment scams, romance scams, pig butchering scam, ponzi scheme, bernie madoff, nigerian prince scam, crypto scams, facebook investment scam, canadian anti fraud centre, canada finance, financial literacy, personal finance, senior fraud, elder financial abuse, voice cloning, deepfake scams, tech support scam, CRA scam, phishing, identity theft, credit monitoring, multi factor authentication, money questions podcast, matt mcgowan, nathan england, financial advisor tips, how to avoid scams, online safety No Season 2 Is Here! Season 2 Is Here! trailer 3a737e4a-3abd-4491-8da0-a61379bca849 https://share.transistor.fm/s/6940ac13 Money Questions is back for Season 2, and we’re kicking things off with a brand-new trailer that sets the tone for what’s ahead.

Are money worries keeping you up at night? You’re not alone.

This season, Matt (a finance expert with 20+ years of experience) and Nate (a self-employed financial planner with 15 years in the industry) are back to help you take control of your financial future, with clarity, honesty, and zero judgement.

Season 2 goes deeper into:

  • Practical financial literacy you can actually use
  • Smarter habits for reducing stress around money
  • Common pitfalls, and how to avoid them

No hype. No guilt. Just clear answers to real money questions.


 Full season coming soon

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Money Questions is back for Season 2, and we’re kicking things off with a brand-new trailer that sets the tone for what’s ahead.

Are money worries keeping you up at night? You’re not alone.

This season, Matt (a finance expert with 20+ years of experience) and Nate (a self-employed financial planner with 15 years in the industry) are back to help you take control of your financial future, with clarity, honesty, and zero judgement.

Season 2 goes deeper into:

  • Practical financial literacy you can actually use
  • Smarter habits for reducing stress around money
  • Common pitfalls, and how to avoid them

No hype. No guilt. Just clear answers to real money questions.


 Full season coming soon

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Fri, 02 Jan 2026 02:01:00 -0400 Evangeline Wealth Management Evangeline Wealth Management 58 Money Questions is back for Season 2, and we’re kicking things off with a brand-new trailer that sets the tone for what’s ahead.

Are money worries keeping you up at night? You’re not alone.

This season, Matt (a finance expert with 20+ years of experience) and Nate (a self-employed financial planner with 15 years in the industry) are back to help you take control of your financial future, with clarity, honesty, and zero judgement.

Season 2 goes deeper into:

  • Practical financial literacy you can actually use
  • Smarter habits for reducing stress around money
  • Common pitfalls, and how to avoid them

No hype. No guilt. Just clear answers to real money questions.


 Full season coming soon

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No The Art of Dying 5 5 The Art of Dying full 6d31e8ad-6bff-46b3-ae56-487889cbdaf8 https://share.transistor.fm/s/207c5e1f In this episode, Matt and Nate are joined by Amanda Forsey Taylor, JD, TEP, a trust and estate practitioner, to discuss the often uncomfortable but essential topic of estate planning. In this discussion, we demystify the process of preparing for the inevitable, and discuss why estate planning is an act of love for those you leave behind.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In this episode, Matt and Nate are joined by Amanda Forsey Taylor, JD, TEP, a trust and estate practitioner, to discuss the often uncomfortable but essential topic of estate planning. In this discussion, we demystify the process of preparing for the inevitable, and discuss why estate planning is an act of love for those you leave behind.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Wed, 13 Aug 2025 08:00:00 -0300 Evangeline Wealth Management Evangeline Wealth Management 2620 In this episode, Matt and Nate are joined by Amanda Forsey Taylor, JD, TEP, a trust and estate practitioner, to discuss the often uncomfortable but essential topic of estate planning. In this discussion, we demystify the process of preparing for the inevitable, and discuss why estate planning is an act of love for those you leave behind.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Screaming Into the Mist at Bedford Place Mall: handling uncertainty in personal, finance, investing, and life. 4 4 Screaming Into the Mist at Bedford Place Mall: handling uncertainty in personal, finance, investing, and life. full 8f9b2304-bc3b-4e12-b990-791f32415c77 https://share.transistor.fm/s/824fd8ed Matt and Nate discuss the impact of political uncertainty on finance and investing, using the analogy of "The Mist" to illustrate navigating uncertainty. They highlight the volatility in markets during the 2016 U.S. election and the subsequent market surge. They emphasize the importance of long-term investment strategies over short-term gyrations, regardless of political affiliations. They also address personal finance, stressing the need for emergency funds, insurance, and diversification. Nate shares a case of a client balancing business with family care. They conclude with the importance of self-reflection and planning to mitigate financial risks.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Matt and Nate discuss the impact of political uncertainty on finance and investing, using the analogy of "The Mist" to illustrate navigating uncertainty. They highlight the volatility in markets during the 2016 U.S. election and the subsequent market surge. They emphasize the importance of long-term investment strategies over short-term gyrations, regardless of political affiliations. They also address personal finance, stressing the need for emergency funds, insurance, and diversification. Nate shares a case of a client balancing business with family care. They conclude with the importance of self-reflection and planning to mitigate financial risks.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Fri, 30 May 2025 08:00:00 -0300 Evangeline Wealth Management Evangeline Wealth Management 1762 Matt and Nate discuss the impact of political uncertainty on finance and investing, using the analogy of "The Mist" to illustrate navigating uncertainty. They highlight the volatility in markets during the 2016 U.S. election and the subsequent market surge. They emphasize the importance of long-term investment strategies over short-term gyrations, regardless of political affiliations. They also address personal finance, stressing the need for emergency funds, insurance, and diversification. Nate shares a case of a client balancing business with family care. They conclude with the importance of self-reflection and planning to mitigate financial risks.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Slowly Then All At Once 3 3 Slowly Then All At Once full ff2a5268-a9d0-452f-a255-89968a490038 https://share.transistor.fm/s/07fb1033 Matt and Nate are back to discuss the concept of compounding and its importance in personal finance! They explore both sides of the compounding coin including saving early, even with small amounts, and the total cost of borrowing, including the interest paid on credit cards and car loans, and how it impacts finances. Using the example of a penny doubling daily for 30 days, which would result in $10.7 million, highlighting the power of time. They emphasize the importance of long-term thinking, noting that significant growth often occurs over extended periods. They also discuss the impact of debt compounding, where interest can significantly increase the cost of loans. Examples include a $20,000 credit card balance with a 20% interest rate, which could take nine years to pay off, costing an additional $23,000 in interest. They stress the importance of using the right financial vehicles, like TFSAs, to maximize savings and avoid tax interruptions.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Matt and Nate are back to discuss the concept of compounding and its importance in personal finance! They explore both sides of the compounding coin including saving early, even with small amounts, and the total cost of borrowing, including the interest paid on credit cards and car loans, and how it impacts finances. Using the example of a penny doubling daily for 30 days, which would result in $10.7 million, highlighting the power of time. They emphasize the importance of long-term thinking, noting that significant growth often occurs over extended periods. They also discuss the impact of debt compounding, where interest can significantly increase the cost of loans. Examples include a $20,000 credit card balance with a 20% interest rate, which could take nine years to pay off, costing an additional $23,000 in interest. They stress the importance of using the right financial vehicles, like TFSAs, to maximize savings and avoid tax interruptions.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Mon, 31 Mar 2025 09:53:17 -0300 Evangeline Wealth Management Evangeline Wealth Management 1577 Matt and Nate are back to discuss the concept of compounding and its importance in personal finance! They explore both sides of the compounding coin including saving early, even with small amounts, and the total cost of borrowing, including the interest paid on credit cards and car loans, and how it impacts finances. Using the example of a penny doubling daily for 30 days, which would result in $10.7 million, highlighting the power of time. They emphasize the importance of long-term thinking, noting that significant growth often occurs over extended periods. They also discuss the impact of debt compounding, where interest can significantly increase the cost of loans. Examples include a $20,000 credit card balance with a 20% interest rate, which could take nine years to pay off, costing an additional $23,000 in interest. They stress the importance of using the right financial vehicles, like TFSAs, to maximize savings and avoid tax interruptions.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Financial Acronym Decoder Ring Part 1 2 2 Financial Acronym Decoder Ring Part 1 full aa9d9840-0406-4c1a-8aac-f3436fbed5c6 https://share.transistor.fm/s/d97f4017 In the conversation, Matt and Nate discuss the importance of understanding financial tools like RRSPs, TFSAs, and FHSAs. They argue that financial advisors often lead with the tools rather than the purpose behind them, which can be misleading. They emphasize the need to understand your financial goals and the appropriate use of these accounts. They explain that RRSPs are tax-deferred, meaning you get a tax refund when you contribute, but you pay taxes when you withdraw. TFSAs are after-tax contributions that grow tax-free. FHSAs are for first-time homebuyers and offer tax deductions. They also stress the importance of reinvesting tax refunds and planning for future tax brackets. Tune in if you want to demystify these financial tools and make them more accessible to you.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> In the conversation, Matt and Nate discuss the importance of understanding financial tools like RRSPs, TFSAs, and FHSAs. They argue that financial advisors often lead with the tools rather than the purpose behind them, which can be misleading. They emphasize the need to understand your financial goals and the appropriate use of these accounts. They explain that RRSPs are tax-deferred, meaning you get a tax refund when you contribute, but you pay taxes when you withdraw. TFSAs are after-tax contributions that grow tax-free. FHSAs are for first-time homebuyers and offer tax deductions. They also stress the importance of reinvesting tax refunds and planning for future tax brackets. Tune in if you want to demystify these financial tools and make them more accessible to you.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Wed, 26 Feb 2025 08:00:00 -0400 Evangeline Wealth Management Evangeline Wealth Management 1889 In the conversation, Matt and Nate discuss the importance of understanding financial tools like RRSPs, TFSAs, and FHSAs. They argue that financial advisors often lead with the tools rather than the purpose behind them, which can be misleading. They emphasize the need to understand your financial goals and the appropriate use of these accounts. They explain that RRSPs are tax-deferred, meaning you get a tax refund when you contribute, but you pay taxes when you withdraw. TFSAs are after-tax contributions that grow tax-free. FHSAs are for first-time homebuyers and offer tax deductions. They also stress the importance of reinvesting tax refunds and planning for future tax brackets. Tune in if you want to demystify these financial tools and make them more accessible to you.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No 100% Chance of Surprises 1 1 100% Chance of Surprises full 76cef872-aabb-43c4-9080-f8dbddcdfad7 https://share.transistor.fm/s/46e5fb72 Your hosts Nate and Matt open this season with a conversation revolving around the challenges of financial forecasting and the importance of understanding personal financial goals. They discuss how economic cycles and life events, such as getting married or having children, influence financial planning. They emphasize that forecasts are imperfect and often lead to misguided decisions. They highlight the importance of understanding one's risk tolerance, time horizon, and intended use of funds.

Listen in for a discussion about navigating your finances in an ever-evolving world climate.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Your hosts Nate and Matt open this season with a conversation revolving around the challenges of financial forecasting and the importance of understanding personal financial goals. They discuss how economic cycles and life events, such as getting married or having children, influence financial planning. They emphasize that forecasts are imperfect and often lead to misguided decisions. They highlight the importance of understanding one's risk tolerance, time horizon, and intended use of funds.

Listen in for a discussion about navigating your finances in an ever-evolving world climate.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> Wed, 22 Jan 2025 12:42:05 -0400 Evangeline Wealth Management Evangeline Wealth Management 1517 Your hosts Nate and Matt open this season with a conversation revolving around the challenges of financial forecasting and the importance of understanding personal financial goals. They discuss how economic cycles and life events, such as getting married or having children, influence financial planning. They emphasize that forecasts are imperfect and often lead to misguided decisions. They highlight the importance of understanding one's risk tolerance, time horizon, and intended use of funds.

Listen in for a discussion about navigating your finances in an ever-evolving world climate.

To learn more visit: https://www.evangelinewealth.com/

DISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the Fund Fact sheet or prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No Introducing Money Questions Introducing Money Questions trailer 0a658d00-d1e6-496e-9a3c-6d573e05c79a https://share.transistor.fm/s/903610c1 Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future.

From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a healthy perspective to your personal finances. Whether you're looking to reduce stress, improve your money habits, or simply get answers to your financial questions, this podcast is your go-to guide for navigating the complexities of money management.

Tune in to Money Questions—where knowledge is power, and financial freedom starts with a single step.

]]> Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future.

From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a healthy perspective to your personal finances. Whether you're looking to reduce stress, improve your money habits, or simply get answers to your financial questions, this podcast is your go-to guide for navigating the complexities of money management.

Tune in to Money Questions—where knowledge is power, and financial freedom starts with a single step.

]]> Tue, 26 Nov 2024 13:58:48 -0400 Evangeline Wealth Management Evangeline Wealth Management 64 Are money worries keeping you up at night? You’re not alone. Join Matt, a finance expert with over 20 years of experience, and Nate, a self-employed financial planner with 15 years in the industry, as they help you take control of your financial future.

From financial literacy basics to practical tips for building wealth and avoiding common pitfalls, Matt and Nate bring clarity, empowerment, and a healthy perspective to your personal finances. Whether you're looking to reduce stress, improve your money habits, or simply get answers to your financial questions, this podcast is your go-to guide for navigating the complexities of money management.

Tune in to Money Questions—where knowledge is power, and financial freedom starts with a single step.

]]> financial planner, investing, finance, building wealth, Evangeline Wealth Management , personal finances, No