Transistor (https://transistor.fm) https://feeds.transistor.fm/money-made-simple Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money. © 2026 Galapptic LLC afca5339-dc21-5f4e-bb9a-20b76c9f7d28 yes en Fri, 16 Oct 2026 03:52:30 -0700 Fri, 16 Oct 2026 03:53:12 -0700 https://img.transistorcdn.com/W7aOlyeQxpj-IiHzu6HuyzoRPk696pYumDglyU61S_I/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lMDU3/NGUwYTU0NTc0M2Zl/NWIzMTZkN2UxMGM3/YTA5Ni5wbmc.jpg episodic Galapptic Podcast Network Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money. Personal finance finally explained the way it should have been taught in school. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips Ethan Vallerga No No Tuition Reimbursement Traps and Tax Tricks full f6ace71f-87ec-4a04-b732-d84c9530b5a0 https://share.transistor.fm/s/1d07b9d9 Thu, 15 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 821 You'll discover exactly how to maximize your employer's tuition reimbursement while dodging tax traps and avoiding contract clauses that lock you into staying at a job you hate. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover exactly how to maximize your employer's tuition reimbursement while dodging tax traps and avoiding contract clauses that lock you into staying at a job you hate. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Tuition Benefits Without the Tax Trap full 0ddd3d95-6a3d-481b-b7b2-92619de56322 https://share.transistor.fm/s/9f62c0ee Wed, 14 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 917 You'll discover how to maximize your employer's tuition reimbursement while dodging unexpected tax bills and avoiding employment contracts that lock you into staying longer than you want. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consu You'll discover how to maximize your employer's tuition reimbursement while dodging unexpected tax bills and avoiding employment contracts that lock you into staying longer than you want. 📚 Personal finance audiobooks (Audible free trial): https://www.am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Way to Better Car Deals full 0f94618f-3654-49e4-a25e-730a6048e11a https://share.transistor.fm/s/42d1af9b Tue, 13 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 785 You'll discover how to flip anchoring bias in your favor during negotiations so dealers can't use inflated prices to trick you into overpaying for a car. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situati You'll discover how to flip anchoring bias in your favor during negotiations so dealers can't use inflated prices to trick you into overpaying for a car. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&li personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Fearing Loss Start Building Wealth full bb20e86c-fc5a-42f7-8344-5957dce5f700 https://share.transistor.fm/s/6462bd13 Tue, 13 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 878 You'll discover how to flip loss aversion from a wealth killer into your secret weapon for making smarter investment moves and actually building real money. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover how to flip loss aversion from a wealth killer into your secret weapon for making smarter investment moves and actually building real money. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Price Without Analysis Paralysis full 7caaf261-3e64-473e-99d0-4778ceac0e46 https://share.transistor.fm/s/10014ffb Sun, 11 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 957 You'll discover how to set smart reference points for big purchases that keep you from overpaying while still letting you make confident buying decisions without endless doubt. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profes You'll discover how to set smart reference points for big purchases that keep you from overpaying while still letting you make confident buying decisions without endless doubt. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b? personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No 401k Emergencies Without Destroying Retirement full d285fb70-e08a-4d6b-a63b-c3de09069b42 https://share.transistor.fm/s/8880da05 Sat, 10 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 927 You'll discover which 401(k) withdrawal and loan options let you tap emergency cash while avoiding early withdrawal penalties and surprise tax bills that could derail your retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a You'll discover which 401(k) withdrawal and loan options let you tap emergency cash while avoiding early withdrawal penalties and surprise tax bills that could derail your retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Mortgage Rate Higher full 5a1bb260-5029-460c-af8f-7c6e54d8c598 https://share.transistor.fm/s/e9751551 Thu, 08 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1017 You'll discover the exact anchoring tactics lenders use against you and how to flip the script to plant a lower rate in their mind first so they negotiate down to your number instead of up to theirs. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial ad You'll discover the exact anchoring tactics lenders use against you and how to flip the script to plant a lower rate in their mind first so they negotiate down to your number instead of up to theirs. 📚 Personal finance audiobooks (Audible free trial): ht personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Decision Fatigue Is Draining Your Wallet full 96adfe7b-5875-4181-a77d-62039e560a9d https://share.transistor.fm/s/8dcf4dbc Wed, 07 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 992 You'll discover practical strategies to reduce decision fatigue so you can make smarter financial choices throughout the day instead of defaulting to costly mistakes. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover practical strategies to reduce decision fatigue so you can make smarter financial choices throughout the day instead of defaulting to costly mistakes. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Making Bad Money Decisions full 944ce9b2-87a0-4e7f-9e8f-65978ecbd1a3 https://share.transistor.fm/s/ba7609bf Mon, 05 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 872 You'll discover how to protect your finances from decision fatigue by automating the choices that drain your mental energy, so you make smarter money decisions all day long. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professio You'll discover how to protect your finances from decision fatigue by automating the choices that drain your mental energy, so you make smarter money decisions all day long. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?nod personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Making Money Decisions Late full c634a447-d41b-466a-bb7f-58e3513620fc https://share.transistor.fm/s/e8bbd658 Sun, 04 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 998 You'll discover how to structure your finances so decision fatigue doesn't sabotage your money choices and why handling big financial decisions early in the day actually makes you richer. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consu You'll discover how to structure your finances so decision fatigue doesn't sabotage your money choices and why handling big financial decisions early in the day actually makes you richer. 📚 Personal finance audiobooks (Audible free trial): https://www.am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Maximize Social Security With Your Spouse full cde3993a-46c4-4f0f-99f5-57feb07cf743 https://share.transistor.fm/s/cadcb167 Sat, 03 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 907 You'll discover which spouse should claim first and when, so you can boost your household's lifetime Social Security benefits by thousands without accidentally locking in lower payments forever. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice You'll discover which spouse should claim first and when, so you can boost your household's lifetime Social Security benefits by thousands without accidentally locking in lower payments forever. 📚 Personal finance audiobooks (Audible free trial): https:/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Decision Fatigue Ruins Your Money full cd882275-a1e9-477a-a3f4-8d72e5a269e1 https://share.transistor.fm/s/44231b65 Fri, 02 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1032 Learn why you make worse money decisions later in the day and discover simple strategies to protect your finances when your willpower runs out. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo Learn why you make worse money decisions later in the day and discover simple strategies to protect your finances when your willpower runs out. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Don't Lose Your Commuter Benefits Money full 520b8b21-e0b0-4962-8eee-bfa64df32b15 https://share.transistor.fm/s/39ac9d7b Thu, 01 Oct 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 897 You'll discover exactly how to claim your employer's commuter benefits so you pocket real savings and never leave that money sitting unused at the end of the year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for yo You'll discover exactly how to claim your employer's commuter benefits so you pocket real savings and never leave that money sitting unused at the end of the year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Understanding Your Hidden Tax Deductions full 13c67afe-f474-474a-a95a-a883e2d5da2a https://share.transistor.fm/s/1ad44c39 Wed, 30 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 774 You'll discover exactly which taxes and deductions are silently shrinking your paycheck and learn the simple breakdown that shows you your real take-home number. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your You'll discover exactly which taxes and deductions are silently shrinking your paycheck and learn the simple breakdown that shows you your real take-home number. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528901 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Smart Insurance Shopping Without The Stress full 8f994aa5-5886-49da-ad98-b1a2b0971433 https://share.transistor.fm/s/58d286a7 Tue, 29 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1137 You'll discover the exact number of quotes to gather and a simple system for comparing them so you can confidently negotiate better insurance rates without drowning in paperwork. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover the exact number of quotes to gather and a simple system for comparing them so you can confidently negotiate better insurance rates without drowning in paperwork. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Grace Period Strategy Without Minimum Payment Traps full 708469db-ad0a-49f9-8a2d-c8fdede6638b https://share.transistor.fm/s/c1f696f9 Mon, 28 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 796 You'll discover exactly how to leverage your credit card's grace period to buy time on purchases while dodging the minimum payment trap that costs most people thousands in interest. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a p You'll discover exactly how to leverage your credit card's grace period to buy time on purchases while dodging the minimum payment trap that costs most people thousands in interest. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.c personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Tuition Money Without The Tax Trap full fba12dba-4da3-49fb-b07a-57edbca28967 https://share.transistor.fm/s/61c003b2 Sun, 27 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 895 You'll discover how to maximize your employer's tuition reimbursement while dodging unexpected taxes and those sneaky employment contracts that lock you into staying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to maximize your employer's tuition reimbursement while dodging unexpected taxes and those sneaky employment contracts that lock you into staying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Tuition Benefits Without The Tax Trap full 7a45ef72-f56d-4c49-988c-0b67ec48d43d https://share.transistor.fm/s/cfcca695 Sat, 26 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 765 You'll discover the specific steps to maximize your employer's tuition reimbursement while avoiding surprise tax hits and noncompete clauses that could lock you into staying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professi You'll discover the specific steps to maximize your employer's tuition reimbursement while avoiding surprise tax hits and noncompete clauses that could lock you into staying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?no personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Way to Better Mortgage Rates full 1a0d5acf-a9b7-433e-995c-e93cb0aad7e9 https://share.transistor.fm/s/c595a5b8 Fri, 25 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 968 You'll discover exactly how to set a powerful opening offer that keeps mortgage lenders from anchoring you to a higher rate and costs you thousands less. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situati You'll discover exactly how to set a powerful opening offer that keeps mortgage lenders from anchoring you to a higher rate and costs you thousands less. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&li personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Bills Don't Lie About Job Security full 83fad172-28c3-4d62-b3c9-1f001b2a777f https://share.transistor.fm/s/54b55546 Thu, 24 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 841 You'll discover how to flip your monthly bills into a real-world test for whether you could actually survive losing your paycheck tomorrow. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support t You'll discover how to flip your monthly bills into a real-world test for whether you could actually survive losing your paycheck tomorrow. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Insurance Negotiations Right full 0050ca09-18d8-44c2-a685-98fd044ba451 https://share.transistor.fm/s/65e24426 Wed, 23 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 987 You'll discover how to use anchoring to negotiate better insurance deals by strategically presenting the first number, ensuring you get adequate coverage without overpaying for extras. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult You'll discover how to use anchoring to negotiate better insurance deals by strategically presenting the first number, ensuring you get adequate coverage without overpaying for extras. 📚 Personal finance audiobooks (Audible free trial): https://www.amazo personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Student Loan Refinancing Break Even Math full 6593e8d9-a6b5-42b7-84d9-ec08375f2876 https://share.transistor.fm/s/31b521d3 Tue, 22 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 778 You'll discover how to calculate the true cost of refinancing your student loans and pinpoint the exact break-even point where switching actually puts money back in your pocket. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover how to calculate the true cost of refinancing your student loans and pinpoint the exact break-even point where switching actually puts money back in your pocket. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Break Even Analysis Saves You Money full 51c3f983-c108-4ef1-95a6-b50cd7a5a03d https://share.transistor.fm/s/56b3de4c Sun, 20 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 934 You'll discover the exact math to figure out whether buying new, used, or fixing what you have actually costs you less money in the long run. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover the exact math to figure out whether buying new, used, or fixing what you have actually costs you less money in the long run. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Lump Sum Investing Without Market Timing full 258166dc-4bbd-47dd-8566-26a60f5a6c36 https://share.transistor.fm/s/53dd9478 Fri, 18 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 959 You'll discover how to invest a big chunk of money gradually over time to dodge bad timing luck instead of throwing it all in at once and crossing your fingers. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your You'll discover how to invest a big chunk of money gradually over time to dodge bad timing luck instead of throwing it all in at once and crossing your fingers. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First Win Big Deals full 20b4cd02-bc54-4702-bb3b-9f021904e1c2 https://share.transistor.fm/s/6c40dabb Thu, 17 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 724 You'll discover how to flip the anchoring effect in your favor by setting the first number strategically and recognizing when sellers are using it against you to lock in worse deals. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a You'll discover how to flip the anchoring effect in your favor by setting the first number strategically and recognizing when sellers are using it against you to lock in worse deals. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No HSA Match Free Money Nobody Claims full 1a7cfbd6-ecfa-466e-8e09-6e20d3272513 https://share.transistor.fm/s/23c89986 Wed, 16 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 997 You'll discover how to claim your employer's HSA match and why ignoring it means leaving thousands of dollars on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: buymeac You'll discover how to claim your employer's HSA match and why ignoring it means leaving thousands of dollars on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth IRA Early Access Without Penalties full 8ce4f708-1bfd-4e52-a4b6-886cf28100b9 https://share.transistor.fm/s/e141e1b3 Tue, 15 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 909 You'll discover how to tap into your Roth IRA before retirement age without getting hit with penalties or taxes using specific strategies. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support th You'll discover how to tap into your Roth IRA before retirement age without getting hit with penalties or taxes using specific strategies. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Debt Payoff or Invest Your Money full 9117de8e-4ec1-4a20-857a-42f9c39707f6 https://share.transistor.fm/s/6b8b6e00 Mon, 14 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 887 You'll discover the exact framework to compare whether throwing extra money at your debt or investing it will actually leave you wealthier in the long run. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover the exact framework to compare whether throwing extra money at your debt or investing it will actually leave you wealthier in the long run. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Second Guessing Your Investments full d9fcc181-c517-4033-9b78-fc67da081acf https://share.transistor.fm/s/baf06fcc Sun, 13 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 858 You'll discover how to recognize when hindsight bias is tricking you into abandoning your investment strategy and learn practical ways to stay the course. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situat You'll discover how to recognize when hindsight bias is tricking you into abandoning your investment strategy and learn practical ways to stay the course. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth IRA Early Withdrawals Done Right full 18bed553-617a-4f40-b515-6a16893e33a0 https://share.transistor.fm/s/687f3853 Sat, 12 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 953 You'll discover how to safely pull out your Roth IRA contributions early without taxes or penalties, and the sneaky mistakes that could cost you by triggering taxes on your earnings instead. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — co You'll discover how to safely pull out your Roth IRA contributions early without taxes or penalties, and the sneaky mistakes that could cost you by triggering taxes on your earnings instead. 📚 Personal finance audiobooks (Audible free trial): https://www personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Find Your Forgotten Subscription Drain full f7f266c7-8737-4d28-a933-88a83bdc721c https://share.transistor.fm/s/e771935e Fri, 11 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 935 You'll discover how to uncover hidden subscriptions draining your account and calculate their true yearly cost so you can finally stop throwing money away. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover how to uncover hidden subscriptions draining your account and calculate their true yearly cost so you can finally stop throwing money away. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Time Your Money Moves Right full 3e37cdb3-106f-46d8-a413-701b3cffa561 https://share.transistor.fm/s/7f79dc4e Thu, 10 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 845 You'll discover how to read a financial calendar to nail the timing of big money moves and dodge costly mistakes that catch people off guard. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to read a financial calendar to nail the timing of big money moves and dodge costly mistakes that catch people off guard. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Chasing Recent Market Movements full c789b49b-19f1-42fa-a43f-59ece2f5624e https://share.transistor.fm/s/c6bfd1e6 Wed, 09 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 996 You'll discover how to recognize when recent events are hijacking your financial choices and practical ways to stick to your long-term plan instead of panic-reacting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to recognize when recent events are hijacking your financial choices and practical ways to stick to your long-term plan instead of panic-reacting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Power of Saying No full dc0df95f-d470-4163-ac3a-76e4653dd079 https://share.transistor.fm/s/e542ea7f Tue, 08 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 882 You'll discover how strategically declining financial opportunities can actually protect and grow your wealth more than constantly chasing the next big thing. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how strategically declining financial opportunities can actually protect and grow your wealth more than constantly chasing the next big thing. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Spot Fraud Before It Destroys You full 1b98463d-08b2-4dca-984b-eb7a2cb0a338 https://share.transistor.fm/s/bbbb88db Mon, 07 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 960 You'll discover the sneaky signs of fraud hiding in your statement and exactly what to do the moment you spot them so thieves can't wreck your credit. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. You'll discover the sneaky signs of fraud hiding in your statement and exactly what to do the moment you spot them so thieves can't wreck your credit. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkC personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First to Avoid Overpaying full a5235ac3-5b2f-498b-80b0-a6dd43fe169d https://share.transistor.fm/s/7ade4aa6 Sun, 06 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 843 You'll discover how to recognize when sellers use anchoring bias to inflate prices and master techniques to set your own mental baseline so you negotiate from strength instead of getting trapped by... 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial a You'll discover how to recognize when sellers use anchoring bias to inflate prices and master techniques to set your own mental baseline so you negotiate from strength instead of getting trapped by... 📚 Personal finance audiobooks (Audible free trial): h personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Smart and Counter First Prices full fb9c62eb-95f1-4e18-8d77-f18b19064532 https://share.transistor.fm/s/989978b3 Fri, 04 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 965 You'll discover how to flip the anchoring game in your favor by setting the opening price strategically so sellers negotiate down to your target instead of inflating their demands. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a pr You'll discover how to flip the anchoring game in your favor by setting the opening price strategically so sellers negotiate down to your target instead of inflating their demands. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.co personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Bear Markets Can Wreck Retirement Plans full aa757a9a-dfd0-4d68-a3fb-5abf16fa7254 https://share.transistor.fm/s/43bc46fa Thu, 03 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 854 You'll learn why retiring right before a market crash can tank your portfolio for decades, even if your long-term average returns end up looking decent. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll learn why retiring right before a market crash can tank your portfolio for decades, even if your long-term average returns end up looking decent. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Your Real Net Worth Matters full dcf6303e-0e83-4c8a-a2b6-6629d6d356cf https://share.transistor.fm/s/9912eb27 Wed, 02 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 914 You'll discover how to build an honest personal financial statement that lenders actually trust and reveals your real net worth for better loan approval odds. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how to build an honest personal financial statement that lenders actually trust and reveals your real net worth for better loan approval odds. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Beneficiary Designations Stop Accidental Disinheriting full 3f99ee27-3262-4cb2-9f80-db59e276ec3d https://share.transistor.fm/s/19f14388 Tue, 01 Sep 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 894 You'll discover exactly how to name beneficiaries correctly so your assets go where you want them to go, avoid costly tax mistakes, and keep family drama out of your estate plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover exactly how to name beneficiaries correctly so your assets go where you want them to go, avoid costly tax mistakes, and keep family drama out of your estate plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Refinance Math That Actually Works full 70acc931-8ca1-4068-86dc-261e301737ef https://share.transistor.fm/s/fc91a4b2 Mon, 31 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 889 You'll discover the exact formula to calculate when refinancing actually saves you money by comparing your break-even point against how long you plan to stay in your home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professiona You'll discover the exact formula to calculate when refinancing actually saves you money by comparing your break-even point against how long you plan to stay in your home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Small Expenses Killing Your Wealth full a5377d67-4f22-42eb-a2f7-83ab864b76f0 https://share.transistor.fm/s/39782d2b Sun, 30 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 901 You'll discover how to uncover those sneaky daily splurges draining your wealth without feeling broke or miserable about cutting back. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the sh You'll discover how to uncover those sneaky daily splurges draining your wealth without feeling broke or miserable about cutting back. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Hidden Cost of Half Percent full 178ac13f-a0a8-40c7-98a6-1ccb676ff2f8 https://share.transistor.fm/s/84f21cb1 Sat, 29 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 883 You'll discover how tiny expense ratio differences between funds snowball into massive wealth gaps over decades, and exactly how to spot which fees are secretly costing you tens of thousands. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — c You'll discover how tiny expense ratio differences between funds snowball into massive wealth gaps over decades, and exactly how to spot which fees are secretly costing you tens of thousands. 📚 Personal finance audiobooks (Audible free trial): https://ww personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Real Returns vs The Inflation Trap full 580dba11-942d-452b-95cc-440c313b49fb https://share.transistor.fm/s/ef832231 Sat, 29 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 954 You'll discover how to calculate whether your investments are actually outpacing inflation or just treading water, so you know if your money's truly growing. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your sit You'll discover how to calculate whether your investments are actually outpacing inflation or just treading water, so you know if your money's truly growing. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Real Returns Beyond Inflation Illusions full 722a8526-6c47-41bd-bcdf-ac8adc1700c8 https://share.transistor.fm/s/0977efc8 Fri, 28 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 813 You'll discover exactly how to calculate your real investment returns by stripping away inflation so you can tell if your portfolio is actually growing wealth or just treading water. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a You'll discover exactly how to calculate your real investment returns by stripping away inflation so you can tell if your portfolio is actually growing wealth or just treading water. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Debt vs Investing The Real Cost full fbdd5889-10ff-4059-af09-4e5e80e37c50 https://share.transistor.fm/s/d6ef4d1a Wed, 26 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 850 You'll discover the exact framework to weigh whether throwing extra cash at your debt or into investments actually puts you ahead financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppor You'll discover the exact framework to weigh whether throwing extra cash at your debt or into investments actually puts you ahead financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Lock In Your Raise Before It Vanishes full e522bf9f-6d47-4194-9758-ccf09aa32cce https://share.transistor.fm/s/a493f2f6 Tue, 25 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 961 You'll discover how to intentionally freeze your spending habits so every raise and bonus actually builds wealth instead of vanishing into a higher lifestyle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how to intentionally freeze your spending habits so every raise and bonus actually builds wealth instead of vanishing into a higher lifestyle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Beat RMDs With Roth Conversions full 8517a300-583f-4ccd-b620-f0a3af95d7d3 https://share.transistor.fm/s/28bff346 Mon, 24 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 807 You'll discover the strategic timing window to convert traditional IRA funds to a Roth before RMDs force distributions and spike your Medicare premiums. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover the strategic timing window to convert traditional IRA funds to a Roth before RMDs force distributions and spike your Medicare premiums. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Social Security Earnings Test Strategy full 37b6c0ad-f389-4d9a-80a3-973970f6b1df https://share.transistor.fm/s/82788d2e Sun, 23 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1158 You'll discover how to strategically time your Social Security claim to maximize earnings without the penalties that could permanently shrink your monthly check. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your You'll discover how to strategically time your Social Security claim to maximize earnings without the penalties that could permanently shrink your monthly check. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528901 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Chasing Recent Market Moves full 0a22a39d-5984-418b-87ed-1483a15ecbbb https://share.transistor.fm/s/7e044848 Sat, 22 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 824 You'll discover how to recognize when recent market swings or life events are hijacking your financial decisions and learn practical strategies to stay anchored to your long-term plan instead. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover how to recognize when recent market swings or life events are hijacking your financial decisions and learn practical strategies to stay anchored to your long-term plan instead. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Anchoring Your Way to Ruin full eaa972a6-72e2-4b76-a105-299cce8c2a32 https://share.transistor.fm/s/da35892e Fri, 21 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 955 You'll discover how to recognize and break the mental patterns that cause you to make impulsive money decisions, so uncertainty stops triggering your worst financial habits. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professio You'll discover how to recognize and break the mental patterns that cause you to make impulsive money decisions, so uncertainty stops triggering your worst financial habits. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?nod personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Leaving Your Benefits Money Behind full de0adca2-736d-4f39-bc37-45df9103469d https://share.transistor.fm/s/d710b6f9 Thu, 20 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 851 You'll discover how to strategically maximize your FSA, HSA, life insurance, and retirement contributions during open enrollment so you actually keep more of your paycheck. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profession You'll discover how to strategically maximize your FSA, HSA, life insurance, and retirement contributions during open enrollment so you actually keep more of your paycheck. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stock Options RSUs Wealth Without Disaster full 5f2f0cfe-e93f-4991-9a97-36d13bf6b222 https://share.transistor.fm/s/a6fb836f Wed, 19 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1017 You'll discover exactly how to turn your stock options and RSUs into real wealth by dodging tax traps and actually diversifying instead of accidentally betting your financial future on one company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advi You'll discover exactly how to turn your stock options and RSUs into real wealth by dodging tax traps and actually diversifying instead of accidentally betting your financial future on one company. 📚 Personal finance audiobooks (Audible free trial): http personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Borrowing From Tomorrow Today full 180bcd36-9a10-4901-9369-0b2bd1e86463 https://share.transistor.fm/s/46de039d Tue, 18 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to recognize when you're stealing from your future self with debt and the specific strategies to break that cycle today. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to recognize when you're stealing from your future self with debt and the specific strategies to break that cycle today. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Float Your Money Smartly Without Overdrafting full 20f31ff7-36cd-4f66-9c1b-7c68810bb1e4 https://share.transistor.fm/s/9148274e Mon, 17 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1012 You'll discover how to safely leverage the float in your checking account to earn extra money without falling into the trap of overspending or accidentally overdrafting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover how to safely leverage the float in your checking account to earn extra money without falling into the trap of overspending or accidentally overdrafting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First to Earn More full 9a3dc81c-49f7-4c9c-a8dc-319b81cb1ecf https://share.transistor.fm/s/af3f1411 Sun, 16 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1020 You'll discover how to strategically set the first number in salary negotiations so employers anchor to YOUR target instead of leaving thousands on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how to strategically set the first number in salary negotiations so employers anchor to YOUR target instead of leaving thousands on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Found Money Sabotage Your Future full 83f1ac59-4a4f-4225-8676-687958fbdf78 https://share.transistor.fm/s/9f6c7828 Sat, 15 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 921 You'll discover how to stop blowing through unexpected cash by recognizing that found money is just as valuable as earned money for building real wealth. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situati You'll discover how to stop blowing through unexpected cash by recognizing that found money is just as valuable as earned money for building real wealth. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&li personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Rebalance Your Portfolio Without Overthinking full dd48069b-48dc-4dee-802d-e363383d8ed0 https://share.transistor.fm/s/f176e577 Fri, 14 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 900 You'll discover the simple rebalancing framework that keeps your portfolio on track toward your goals while avoiding the trap of constantly trading or trying to time the market. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover the simple rebalancing framework that keeps your portfolio on track toward your goals while avoiding the trap of constantly trading or trying to time the market. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No HELOC Renovations Without Financial Ruin full 1d310982-9df2-4e61-9bf4-2ff6f1286bb3 https://share.transistor.fm/s/e7f49351 Thu, 13 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 949 You'll discover the smart strategies for tapping your home equity to fund renovations while avoiding the common mistakes that turn HELOCs into expensive debt nightmares. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover the smart strategies for tapping your home equity to fund renovations while avoiding the common mistakes that turn HELOCs into expensive debt nightmares. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Find Your Money Leaks Fast full 0326731f-cf07-4c54-aa41-4480bb3b30bb https://share.transistor.fm/s/0a115845 Wed, 12 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 830 You'll discover how to spot hidden spending drains and income gaps yourself by conducting a simple financial audit that reveals exactly where your money's actually going. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover how to spot hidden spending drains and income gaps yourself by conducting a simple financial audit that reveals exactly where your money's actually going. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Claim Social Security the Right Way full d04b9022-ca33-4220-929f-2244a10362f9 https://share.transistor.fm/s/46682fde Tue, 11 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 758 You'll discover how to read your Social Security statement and pick the best claiming age so you don't accidentally leave thousands of dollars behind in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to read your Social Security statement and pick the best claiming age so you don't accidentally leave thousands of dollars behind in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Loss Aversion Keeping You Poor full 0a68eed1-fb82-41fc-80d9-adb0011749ff https://share.transistor.fm/s/fc613b86 Sun, 09 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 767 You'll discover how to reframe your fear of losing money so you can take smarter investment risks and actually start building real wealth instead of staying stuck on the sidelines. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a pr You'll discover how to reframe your fear of losing money so you can take smarter investment risks and actually start building real wealth instead of staying stuck on the sidelines. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.co personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First or Lose Thousands full 4179ea7c-e711-4f24-85e4-20aef4db4f4f https://share.transistor.fm/s/4572d679 Sat, 08 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1042 You'll discover how to flip the anchoring bias game in your favor by setting the first number in negotiations so sellers feel pressured to justify their price instead of you chasing theirs. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — con You'll discover how to flip the anchoring bias game in your favor by setting the first number in negotiations so sellers feel pressured to justify their price instead of you chasing theirs. 📚 Personal finance audiobooks (Audible free trial): https://www. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchoring Bias Beats First Offers full 83f3e0af-937d-40f4-84df-e72d0627ba9c https://share.transistor.fm/s/1bfb9f69 Fri, 07 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 894 You'll discover how to flip the anchoring bias game in your favor by setting the first number in car and home negotiations so sellers react to your terms instead of the other way around. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consul You'll discover how to flip the anchoring bias game in your favor by setting the first number in car and home negotiations so sellers react to your terms instead of the other way around. 📚 Personal finance audiobooks (Audible free trial): https://www.ama personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Family Loans Without the Drama full aaab6ba5-d9a3-4093-808b-2d2e981369f0 https://share.transistor.fm/s/10c16f6f Thu, 06 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1107 You'll discover how to structure a family loan with clear terms and documentation so everyone stays on the same page and your relationships stay intact. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover how to structure a family loan with clear terms and documentation so everyone stays on the same page and your relationships stay intact. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Pro-Rata Rule Mistakes That Cost You full d10ee73b-915f-474e-830f-8fb19096db09 https://share.transistor.fm/s/12902767 Wed, 05 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 932 You'll discover the step-by-step strategy to convert traditional IRA funds to a Roth while legally minimizing taxes and avoiding the pro-rata rule's sneaky trap that catches most high earners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover the step-by-step strategy to convert traditional IRA funds to a Roth while legally minimizing taxes and avoiding the pro-rata rule's sneaky trap that catches most high earners. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Financial Breakup Assets Debts Credit full e52e970a-cfdc-4d60-98f2-08e0f11018f8 https://share.transistor.fm/s/ec00a284 Tue, 04 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1020 You'll discover exactly how to split assets and debts cleanly so your credit stays intact and you don't accidentally inherit hidden financial problems. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover exactly how to split assets and debts cleanly so your credit stays intact and you don't accidentally inherit hidden financial problems. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Strategic Expense Timing Legal Tax Cuts full 4c7e7266-b650-43be-9d32-49230fb4dbb3 https://share.transistor.fm/s/cc45fc5f Mon, 03 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1016 You'll discover how strategic timing of deductible expenses throughout the year can legitimately reduce your tax bill while staying completely above board. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover how strategic timing of deductible expenses throughout the year can legitimately reduce your tax bill while staying completely above board. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Break Your Money Sabotage Patterns full 29c781e7-d0bd-4271-bb8b-7db54ba95398 https://share.transistor.fm/s/b19a53e8 Sun, 02 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 754 You'll discover how a financial therapist can help you uncover and rewire the emotional beliefs and childhood patterns that unconsciously sabotage your money decisions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional f You'll discover how a financial therapist can help you uncover and rewire the emotional beliefs and childhood patterns that unconsciously sabotage your money decisions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Medicare Enrollment Mistakes That Cost Thousands full 614f0e6d-9638-41b1-bc05-378b6b736c7d https://share.transistor.fm/s/24296141 Sat, 01 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 896 You'll discover the insider tricks to navigate Medicare enrollment, sidestep costly penalties, and strategically use the system to slash your healthcare bills in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professio You'll discover the insider tricks to navigate Medicare enrollment, sidestep costly penalties, and strategically use the system to slash your healthcare bills in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?nod personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Pro-Rata Rule Backdoor Trap full b7593ca9-5717-4f25-be48-0e784dfb76a6 https://share.transistor.fm/s/f9fbd60f Fri, 31 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 You'll discover exactly how to navigate the pro-rata rule when converting to a Roth, and why your pre-tax IRA balance might derail your backdoor strategy entirely. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for yo You'll discover exactly how to navigate the pro-rata rule when converting to a Roth, and why your pre-tax IRA balance might derail your backdoor strategy entirely. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth IRA Catch-Up Strategy Explained full 22e80758-586d-4140-86b3-7e4f61147880 https://share.transistor.fm/s/a2bec188 Thu, 30 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 787 You'll discover exactly how to leverage Roth IRA contribution limits and catch-up contributions to supercharge your tax-free retirement savings even if you're playing catch-up. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profes You'll discover exactly how to leverage Roth IRA contribution limits and catch-up contributions to supercharge your tax-free retirement savings even if you're playing catch-up. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b? personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No ESPP Without Blowing Your Portfolio full 7fcd9c94-d1c1-4e9a-946d-740c843b61e4 https://share.transistor.fm/s/5bbdaffb Wed, 29 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 925 You'll discover how to maximize your employer stock purchase plan while spreading your investments wisely so you don't accidentally bet your financial future on a single company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover how to maximize your employer stock purchase plan while spreading your investments wisely so you don't accidentally bet your financial future on a single company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth Conversions Without The Pro-Rata Trap full 0884707c-a6dd-4b79-85f7-3a0ce23b996b https://share.transistor.fm/s/20ccb201 Tue, 28 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 869 You'll discover how to strategically convert traditional IRA funds to a Roth in high-income years while avoiding the pro-rata rule that could tank your tax savings. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to strategically convert traditional IRA funds to a Roth in high-income years while avoiding the pro-rata rule that could tank your tax savings. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No When to Quit Without Losing Everything full 9a657159-c78d-4ddb-b7f6-938a800d85d0 https://share.transistor.fm/s/dfa2d441 Mon, 27 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 856 You'll discover how to recognize when past investments are clouding your judgment and learn the exact framework for deciding when quitting is actually the smartest financial and personal move. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover how to recognize when past investments are clouding your judgment and learn the exact framework for deciding when quitting is actually the smartest financial and personal move. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Wasting Your Benefits Money full 3eab67e8-e04f-404b-b23a-d365d906f292 https://share.transistor.fm/s/6d7864c5 Sun, 26 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 890 You'll discover exactly which health benefits actually save you money and how to pick the right plan so you stop wasting thousands every year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppor You'll discover exactly which health benefits actually save you money and how to pick the right plan so you stop wasting thousands every year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth vs Traditional IRA Forever full 054be409-7bd7-4926-a8a1-80058237519b https://share.transistor.fm/s/7a74a13c Sat, 25 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 867 You'll discover the exact tax questions to ask yourself right now so you can confidently pick between a Roth and Traditional IRA based on your actual income and retirement plans. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover the exact tax questions to ask yourself right now so you can confidently pick between a Roth and Traditional IRA based on your actual income and retirement plans. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Your Investment Policy Statement Beats Panic full d222fa5a-77f0-4b31-b220-53e10958fcc2 https://share.transistor.fm/s/8096d594 Fri, 24 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1090 You'll discover how to use an investment policy statement as your emotional anchor to avoid panic selling when markets crash and stay committed to your long-term strategy. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professiona You'll discover how to use an investment policy statement as your emotional anchor to avoid panic selling when markets crash and stay committed to your long-term strategy. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Raise Money Without Lifestyle Creep full 34e9813f-53b9-404f-be8b-e8f3fbacae4b https://share.transistor.fm/s/a30ec57f Thu, 23 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover the psychological tricks to keep your raise from disappearing into lifestyle creep and learn exactly where to redirect it for actual wealth building. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover the psychological tricks to keep your raise from disappearing into lifestyle creep and learn exactly where to redirect it for actual wealth building. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181452 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Inherited IRA Mistakes the SECURE Act full f16481c3-7ba6-4ca4-9df2-f2c3bbb03053 https://share.transistor.fm/s/39b06306 Wed, 22 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 953 You'll discover exactly how the SECURE Act changed inherited IRA rules and learn the withdrawal deadlines that'll keep you from leaving money on the table or facing huge tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult You'll discover exactly how the SECURE Act changed inherited IRA rules and learn the withdrawal deadlines that'll keep you from leaving money on the table or facing huge tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazo personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No CD Ladder Strategy Beat Rate Lock Risk full ed968afc-6cf3-4a4d-90fe-d60cfec1aaa5 https://share.transistor.fm/s/0aaaa9ec Tue, 21 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 940 You'll discover how to split your money across multiple CDs with staggered maturity dates so you earn higher rates while keeping cash accessible every few months. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for you You'll discover how to split your money across multiple CDs with staggered maturity dates so you earn higher rates while keeping cash accessible every few months. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181452890 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Transfer Smart Stop Overdraft Stress full f6a824ec-f3cb-4f52-9c33-b2f9bec9a67c https://share.transistor.fm/s/82e0119a Mon, 20 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1029 You'll discover how to set up automatic transfers that keep your account balanced and protected from overdraft fees without having to check your balance constantly. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to set up automatic transfers that keep your account balanced and protected from overdraft fees without having to check your balance constantly. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Gift Tax Exemption The Smart Way full 532a8fe0-3791-49eb-a5ea-23f2faf59d61 https://share.transistor.fm/s/0901ecf1 Sun, 19 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 794 You'll discover the exact strategies to gift money to family members tax-free and avoid costly mistakes that could trigger unexpected tax bills down the road. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover the exact strategies to gift money to family members tax-free and avoid costly mistakes that could trigger unexpected tax bills down the road. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Paying Hidden Investment Fees full 1d56e9ac-53d7-4983-9120-ef9e033ab48c https://share.transistor.fm/s/ff2de95c Sat, 18 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 870 You'll discover how to decode expense ratios and spot hidden fees so you can build a portfolio that keeps thousands in your pocket instead of giving it to your broker. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional fo You'll discover how to decode expense ratios and spot hidden fees so you can build a portfolio that keeps thousands in your pocket instead of giving it to your broker. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Mortgage vs Investing Your Extra Cash full 0e0a772d-a366-4afa-b829-449d47dab28d https://share.transistor.fm/s/618f45e8 Fri, 17 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 861 You'll discover exactly how to compare paying down your mortgage faster versus investing that extra money to figure out which path actually builds more wealth for your situation. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover exactly how to compare paying down your mortgage faster versus investing that extra money to figure out which path actually builds more wealth for your situation. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No 529 Plans Flexibility You Actually Need full 4f49241f-90e5-455b-9381-bad7a9298bd6 https://share.transistor.fm/s/ea142e5c Thu, 16 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 880 You'll discover how to flexibly use your 529 plan across multiple kids and schools without wasting money or facing tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: b You'll discover how to flexibly use your 529 plan across multiple kids and schools without wasting money or facing tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=money personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Turning Employment Gaps Into Opportunities full 9d310c19-53c6-477c-bb4c-bf5e1d0fd5ce https://share.transistor.fm/s/0c0ad841 Wed, 15 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 982 You'll discover exactly how to explain employment gaps on your resume and in interviews so hiring managers see your value instead of red flags. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover exactly how to explain employment gaps on your resume and in interviews so hiring managers see your value instead of red flags. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Gap Years Without Derailing Your Future full 41c4f8c9-fc74-4a40-8ae4-8cd8fa148440 https://share.transistor.fm/s/7dcd56fe Tue, 14 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 958 You'll discover how to take time off without tanking your savings or career prospects, so you can actually enjoy a gap year guilt-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the s You'll discover how to take time off without tanking your savings or career prospects, so you can actually enjoy a gap year guilt-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Peer Lending Income Without Default Traps full bbe8c7ee-3014-48a4-bfd9-cae21afa0db4 https://share.transistor.fm/s/9550069a Mon, 13 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to pick the right peer-to-peer loans to boost your income while spotting red flags that could leave you holding the bag. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to pick the right peer-to-peer loans to boost your income while spotting red flags that could leave you holding the bag. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Car Loans Build Credit Smart full 993f9d9e-e15b-4229-abbb-5e863ae33be6 https://share.transistor.fm/s/82d58663 Sun, 12 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 895 You'll discover how to strategically use a car loan to boost your credit score while minimizing interest costs and avoiding the wealth-draining trap of overpaying for a depreciating vehicle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — co You'll discover how to strategically use a car loan to boost your credit score while minimizing interest costs and avoiding the wealth-draining trap of overpaying for a depreciating vehicle. 📚 Personal finance audiobooks (Audible free trial): https://www personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Maximize Your Dependent Care FSA Benefits full f48bd567-0bfe-4ad9-8e63-9aaaf54f951f https://share.transistor.fm/s/d6b0f3ee Sat, 11 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 892 You'll discover the exact steps to maximize your dependent care FSA benefits and avoid wasting thousands on childcare expenses you could've covered tax-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your sit You'll discover the exact steps to maximize your dependent care FSA benefits and avoid wasting thousands on childcare expenses you could've covered tax-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Don't Waste Your Windfall full 45277086-eca5-495c-93f2-b595f2405c04 https://share.transistor.fm/s/7b41c0c6 Fri, 10 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1019 You'll discover the exact steps to protect your windfall, invest it wisely, and build lasting wealth instead of watching it disappear. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the sh You'll discover the exact steps to protect your windfall, invest it wisely, and build lasting wealth instead of watching it disappear. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Wills and Estates Without the Price Tag full d023681e-f0be-4d8d-ac37-49e00ed7f8d6 https://share.transistor.fm/s/603264d3 Thu, 09 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 998 You'll discover practical strategies for creating and implementing a will and estate plan that protects your family without draining your wallet on expensive legal fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover practical strategies for creating and implementing a will and estate plan that protects your family without draining your wallet on expensive legal fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Medicare Mistakes Cost You Forever full 8522da71-5e0f-4d63-8a8e-62f4fa99b6ac https://share.transistor.fm/s/f01e50c2 Wed, 08 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 959 You'll discover the Medicare enrollment windows that save you thousands and which coverage gaps could cost you penalties for life. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: You'll discover the Medicare enrollment windows that save you thousands and which coverage gaps could cost you penalties for life. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=mone personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Your Money Rules Fighting Back full fb6ac21b-cff1-45b6-bea4-321f15fcb1bf https://share.transistor.fm/s/10d829ee Tue, 07 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 926 You'll discover how to spot the contradictory money rules sabotaging your finances and use mental accounting to align your spending with what actually matters to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to spot the contradictory money rules sabotaging your finances and use mental accounting to align your spending with what actually matters to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Refund Money That Actually Breaks Free full 7023bf0a-e83a-47c5-acff-90790d88b7be https://share.transistor.fm/s/204cc6f6 Mon, 06 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 838 You'll discover how to transform your tax refund from a one-time splurge into a strategic tool that breaks the paycheck-to-paycheck cycle for good. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to transform your tax refund from a one-time splurge into a strategic tool that breaks the paycheck-to-paycheck cycle for good. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 20 Percent That Actually Matters full b35747ab-07d0-4ffe-92e4-b9cba376067d https://share.transistor.fm/s/d9a8a142 Sun, 05 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 875 You'll discover which 20% of your money habits create 80% of your financial results so you can stop sweating the small stuff. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: buyme You'll discover which 20% of your money habits create 80% of your financial results so you can stop sweating the small stuff. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymade personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Marginal Tax Brackets Actually Explained full b8adcde3-823f-479c-8561-44fb1a89c181 https://share.transistor.fm/s/a71a9b51 Sat, 04 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 778 You'll discover how the marginal tax bracket system actually works so you can stop overpaying taxes and figure out exactly what you're really taking home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situat You'll discover how the marginal tax bracket system actually works so you can stop overpaying taxes and figure out exactly what you're really taking home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Price Don't Overthink It full 3f4dab90-9512-490d-9085-f1c4e6bb4e51 https://share.transistor.fm/s/2223f1b3 Fri, 03 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1003 You'll discover how to set smart price anchors that keep you from overpaying on big purchases while trusting your decisions enough to actually move forward. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover how to set smart price anchors that keep you from overpaying on big purchases while trusting your decisions enough to actually move forward. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Protect Your Finances Before Crisis Hits full 7b474f9b-43d2-40c8-b11b-e659b3c94cf3 https://share.transistor.fm/s/b0e7e764 Thu, 02 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1003 You'll learn how to set up and use a power of attorney to make sure someone you trust can handle your finances if you ever can't. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: b You'll learn how to set up and use a power of attorney to make sure someone you trust can handle your finances if you ever can't. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=money personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Spousal IRA Retirement Savings Strategy full e028495c-89a2-4171-9e2e-d82aab3b2921 https://share.transistor.fm/s/079c3058 Wed, 01 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 901 You'll discover how to maximize retirement savings for a non-working spouse through a spousal IRA and capture every tax break available to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover how to maximize retirement savings for a non-working spouse through a spousal IRA and capture every tax break available to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Subscriptions as Your Savings Weapon full 91fb164a-987f-4700-987f-d98f3ccd0672 https://share.transistor.fm/s/dd94c410 Tue, 30 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 884 You'll discover how to flip your subscriptions from money-draining autopilot to an actual savings strategy that builds wealth without requiring willpower. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situat You'll discover how to flip your subscriptions from money-draining autopilot to an actual savings strategy that builds wealth without requiring willpower. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Zero APR Without Wrecking Your Plan full 762936e8-38fb-404d-8895-c842c38c5e04 https://share.transistor.fm/s/f6aa4bd7 Mon, 29 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 931 You'll discover exactly how to leverage a 0% APR offer to attack your debt without falling into the trap of spending more or extending your payoff timeline. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover exactly how to leverage a 0% APR offer to attack your debt without falling into the trap of spending more or extending your payoff timeline. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Backdoor Roth When You Earn Too Much full 64b203e7-b327-4139-9536-7ef1cdddcb59 https://share.transistor.fm/s/17b27be1 Sun, 28 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 746 You'll discover how to leverage backdoor Roth conversions and contribution limits to build tax-free wealth even when your income is too high for direct contributions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to leverage backdoor Roth conversions and contribution limits to build tax-free wealth even when your income is too high for direct contributions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Financial Goals That Actually Survive Reality full 23bbce3a-681b-4450-8b18-ae245c8f18b4 https://share.transistor.fm/s/2b6b50bc Sat, 27 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 981 You'll discover how to build financial goals flexible enough to survive real life's curveballs so you stay motivated instead of throwing in the towel. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. You'll discover how to build financial goals flexible enough to survive real life's curveballs so you stay motivated instead of throwing in the towel. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkC personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No HELOC Smart Borrowing Avoid Debt Traps full b4bfb4e0-dd6d-42a5-84f4-4306b884f735 https://share.transistor.fm/s/a0972293 Fri, 26 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 848 You'll discover the smart strategies to tap your home equity without accidentally trapping yourself in expensive debt that derails your finances. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Sup You'll discover the smart strategies to tap your home equity without accidentally trapping yourself in expensive debt that derails your finances. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No FSA Money You Actually Get Back full c9d25d36-3a77-4ba2-814a-36e74cb6303b https://share.transistor.fm/s/b466c78f Thu, 25 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 768 You'll discover the best strategies to maximize your FSA benefits, avoid forfeiting unused funds, and keep more money in your pocket through smart planning. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover the best strategies to maximize your FSA benefits, avoid forfeiting unused funds, and keep more money in your pocket through smart planning. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Ten Years Changes Everything full 339ec44b-bf98-47b6-ad52-ff0da2dcf312 https://share.transistor.fm/s/56ca53ab Wed, 24 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover how investing just ten years earlier can nearly double your retirement savings thanks to compound interest doing the heavy lifting for you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover how investing just ten years earlier can nearly double your retirement savings thanks to compound interest doing the heavy lifting for you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Leaving Free Tax Money Behind full 294bc002-378a-493b-add4-1876c7b32c47 https://share.transistor.fm/s/30d8e105 Tue, 23 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 812 You'll discover which tax deductions you can claim without itemizing and how to find the ones you're already eligible for but leaving on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover which tax deductions you can claim without itemizing and how to find the ones you're already eligible for but leaving on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Overpaying Taxes With Your W-4 full 5c01cffb-8b36-40e8-a4e0-eb9776d059c1 https://share.transistor.fm/s/ebd407a4 Mon, 22 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to adjust your W-4 to keep more money in every paycheck instead of losing it to overpayment or waiting months for a refund. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover how to adjust your W-4 to keep more money in every paycheck instead of losing it to overpayment or waiting months for a refund. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Spending Freeze Without The Binge Cycle full 3d27a257-9777-4dd1-abdb-3d1a0105c9fd https://share.transistor.fm/s/9fd08736 Sun, 21 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 874 You'll discover how to pause your spending strategically so you can break unhealthy shopping habits and build a healthier relationship with money without swinging into deprivation mode. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult You'll discover how to pause your spending strategically so you can break unhealthy shopping habits and build a healthier relationship with money without swinging into deprivation mode. 📚 Personal finance audiobooks (Audible free trial): https://www.amaz personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Mortgage As A Wealth Building Tool full 34cf4cbc-7dd9-4507-ab00-f071cddbce44 https://share.transistor.fm/s/19f6d468 Sat, 20 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 854 You'll discover how to leverage your mortgage strategically to build wealth faster instead of just slowly paying down your home's principal. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to leverage your mortgage strategically to build wealth faster instead of just slowly paying down your home's principal. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Balance Transfers Without Repeating Debt Mistakes full 3899b595-5ced-406b-a3d2-fbe118fb14dd https://share.transistor.fm/s/1c49d62f Fri, 19 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 941 You'll discover exactly how to strategically transfer high-interest debt to a lower rate card while avoiding the temptation to rack up new balances that derail your payoff plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover exactly how to strategically transfer high-interest debt to a lower rate card while avoiding the temptation to rack up new balances that derail your payoff plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Employer Match Money Beyond 401k full 7dc396d0-7586-409b-9aba-fcf891270e1b https://share.transistor.fm/s/97b70987 Thu, 18 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1141 You'll discover how to maximize employer matching across different retirement accounts and what you need to know about vesting schedules before making a job change. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to maximize employer matching across different retirement accounts and what you need to know about vesting schedules before making a job change. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Smart Umbrella Insurance Without Waste full 1e94ff10-13b5-407d-b1d2-7d745ea8853b https://share.transistor.fm/s/d9d34c12 Wed, 17 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover exactly how to layer umbrella insurance with your existing policies to maximize asset protection while avoiding unnecessary coverage gaps and overpaying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover exactly how to layer umbrella insurance with your existing policies to maximize asset protection while avoiding unnecessary coverage gaps and overpaying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No When Your Financial Advisor Pays full 27a57030-6193-4c82-b977-f9a25960ced0 https://share.transistor.fm/s/e26ad6d8 Tue, 16 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 You'll discover the exact situations where hiring a financial advisor actually pays for itself and how to use one strategically without wasting money on unnecessary fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover the exact situations where hiring a financial advisor actually pays for itself and how to use one strategically without wasting money on unnecessary fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Snowball Method For Paying Off Multiple Debts While Maintaining Your Credit Score | Money Made Simple full b9829bc4-d897-47ce-9371-3e2af23c0c9c https://share.transistor.fm/s/38035079 Mon, 15 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1175 Today on Money Made Simple: how to actually use the snowball method for paying off multiple debts while maintaining your credit score. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the snowball method for paying off multiple debts while maintaining your credit score. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use A Side Hustle Income Strategically So It Doesn'T Accidentally Push You Into A Higher Tax Bracket Or Mess Up Your Benefits | Money Made Simple full d8649894-f820-47e6-ad96-c67cf679cd6f https://share.transistor.fm/s/cb69479c Sun, 14 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1219 Today on Money Made Simple: how to actually use a side hustle income strategically so it doesn't accidentally push you into a higher tax bracket or mess up your benefits. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use a side hustle income strategically so it doesn't accidentally push you into a higher tax bracket or mess up your benefits. Personal finance explained without the jargon. One concept per episode, so you can personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Asset Allocation Beats Stock Picking full 050107d9-3bdc-4d53-8b67-dac821b1bb0a https://share.transistor.fm/s/495f146c Sat, 13 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 833 You'll discover how to build a investment mix that fits your comfort level and timeline so you can stop stressing about picking individual winners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to build a investment mix that fits your comfort level and timeline so you can stop stressing about picking individual winners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Decode Your Paycheck Stub Now full 050058f3-47ea-4fec-9de6-8b5136c56dcd https://share.transistor.fm/s/39592309 Fri, 12 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 969 You'll discover how to decode your paycheck stub to spot where your money's actually going and understand the real gap between your gross and take-home pay. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover how to decode your paycheck stub to spot where your money's actually going and understand the real gap between your gross and take-home pay. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Net Worth Statement To Actually Track Financial Progress Beyond Just Your Bank Balance | Money Made Simple full d97d93fd-7faf-4cdf-9baf-4a25d0febbd2 https://share.transistor.fm/s/b2fdde5f Thu, 11 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1208 Today on Money Made Simple: how to use the net worth statement to actually track financial progress beyond just your bank balance. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the net worth statement to actually track financial progress beyond just your bank balance. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Aud personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Inflation Your Secret Debt Weapon full 104862f6-d48e-42bb-9ea3-0e0f781342a5 https://share.transistor.fm/s/3e2d424e Wed, 10 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 843 You'll discover why inflation can actually work in your favor when you owe money, and how to position your savings to fight back against rising prices. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover why inflation can actually work in your favor when you owe money, and how to position your savings to fight back against rising prices. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Windfall Money Three Bucket Strategy full 0d2313e8-b60c-4818-9d5b-1a8b60ef98db https://share.transistor.fm/s/053042e6 Tue, 09 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 804 You'll discover how to split windfalls into three buckets so you can make smart, guilt-free decisions instead of impulse purchases you'll regret later. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover how to split windfalls into three buckets so you can make smart, guilt-free decisions instead of impulse purchases you'll regret later. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Debt Consolidation Without Repeating Mistakes full 2d29d806-e63e-4595-919c-f5e8b91a291d https://share.transistor.fm/s/04fccc53 Mon, 08 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1150 You'll discover how to strategically use a personal loan to merge your debts while avoiding the common mistakes that leave people worse off financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover how to strategically use a personal loan to merge your debts while avoiding the common mistakes that leave people worse off financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Tax Loss Harvesting Without Market Timing full 63711167-c53b-49de-9662-8ac3c615a80e https://share.transistor.fm/s/6bd7c059 Sun, 07 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 821 You'll discover how to strategically sell losing investments to cancel out your gains throughout the year, without needing to predict market moves. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to strategically sell losing investments to cancel out your gains throughout the year, without needing to predict market moves. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Rewards Cards Don't Have to Trap You full 64ba01f0-b3f6-4a80-8849-b3ae6e17a216 https://share.transistor.fm/s/a4c29f20 Sat, 06 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 953 You'll discover how to maximize your rewards without overspending, including the exact strategies to avoid the debt trap that erases those gains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Sup You'll discover how to maximize your rewards without overspending, including the exact strategies to avoid the debt trap that erases those gains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Beyond Health Insurance Multiply Your Pay full 96bce29f-fbd3-459f-b301-f6b2408c31bb https://share.transistor.fm/s/3b5f0eb8 Fri, 05 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1008 You'll discover hidden employer benefits like FSAs, 401(k) matching, and wellness programs that can add thousands to your total compensation without changing your salary. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover hidden employer benefits like FSAs, 401(k) matching, and wellness programs that can add thousands to your total compensation without changing your salary. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Find Your Hidden Spending Leaks full aa569664-baee-42b1-88e7-0136a3aea21e https://share.transistor.fm/s/25e44480 Thu, 04 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 808 You'll discover how to use expense categories as a detective tool to uncover where your money's really going and finally plug those budget drains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Su You'll discover how to use expense categories as a detective tool to uncover where your money's really going and finally plug those budget drains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Automate Your Way Out of Overspending full 2a53968d-c9b1-483d-9bb2-188107e2e94e https://share.transistor.fm/s/768ef0b7 Wed, 03 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 960 In this episode, we're breaking down the exact automations and systems that let you spend less without feeling like you're white-knuckling your way through budgeting, because the secret is making your money move automatically before you even see it. You'll learn how to set up your accounts so you're naturally spending within your means while still having guilt-free money for the things you actually enjoy. We're talking real strategies that work for real people, not some overly restrictive plan t In this episode, we're breaking down the exact automations and systems that let you spend less without feeling like you're white-knuckling your way through budgeting, because the secret is making your money move automatically before you even see it. You'l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Safe Withdrawal Rate Rule full 9d0d1441-f152-417c-abd7-f770dad84a71 https://share.transistor.fm/s/c5d1a4e7 Tue, 02 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 886 In this episode, we're breaking down the safe withdrawal rate and showing you exactly how to use it to retire with confidence—so you can actually sleep at night knowing your money will last as long as you do. We'll walk through real numbers, explain why the traditional 4% rule works, and help you figure out if your nest egg is big enough for your retirement dreams. Plus, we're tackling the tough questions: what happens in a market crash, and how to adjust your strategy if things don't go accordi In this episode, we're breaking down the safe withdrawal rate and showing you exactly how to use it to retire with confidence—so you can actually sleep at night knowing your money will last as long as you do. We'll walk through real numbers, explain why t personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Zero APR Balance Transfer Trap full 29294233-4fb9-4646-b3ec-7ed233aa1b07 https://share.transistor.fm/s/f595e1e1 Mon, 01 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 908 In this episode, we're breaking down the balance transfer strategy that can actually work in your favor—and the sneaky clauses that can derail your plan if you're not careful. You'll learn exactly how to calculate whether a 0% APR offer makes sense for your situation, how to structure your payoff timeline so you eliminate the debt before interest kicks in, and what hidden fees and gotchas to watch out for so you don't accidentally end up worse off than when you started. We'll walk through real e In this episode, we're breaking down the balance transfer strategy that can actually work in your favor—and the sneaky clauses that can derail your plan if you're not careful. You'll learn exactly how to calculate whether a 0% APR offer makes sense for yo personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Asset Allocation Matches Your Real Goals full ca21a45c-1891-49eb-af8a-29fc4c6a8cd3 https://share.transistor.fm/s/6c8fbf2c Sun, 31 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 Most people build investment portfolios backward—picking random stocks instead of starting with their actual risk tolerance and time horizon. In this episode, we're breaking down asset allocation, the foundational strategy that separates successful investors from those who panic-sell during market downturns. Whether you're just starting your financial literacy journey or looking to strengthen your money tips arsenal, understanding how to match your portfolio to your life goals is non-negotiable Most people build investment portfolios backward—picking random stocks instead of starting with their actual risk tolerance and time horizon. In this episode, we're breaking down asset allocation, the foundational strategy that separates successful invest personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 30-Day Rule Actually Works full da2b84a9-bf2f-4fe5-bdb6-16b2bcacf0d4 https://share.transistor.fm/s/99789def Sat, 30 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 972 Are you tired of buyer's remorse ruining your financial goals? In this episode, we're breaking down the 30-day rule—a game-changing strategy that transforms how you spend money and builds intentional purchasing habits that actually stick. Whether you're struggling with impulse spending or looking to level up your personal finance game, this episode delivers practical money tips you can implement immediately. We'll walk you through exactly how to use the 30-day rule to evaluate purchases, distin Are you tired of buyer's remorse ruining your financial goals? In this episode, we're breaking down the 30-day rule—a game-changing strategy that transforms how you spend money and builds intentional purchasing habits that actually stick. Whether you're personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 30 Day Rule Breaks Impulse Spending full ccccf604-ac3f-4e93-b6e6-75d062758e74 https://share.transistor.fm/s/16a08bef Fri, 29 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 922 Do you know why you bought that thing you didn't need? In this episode, we're breaking down the 30-day rule—the game-changing strategy that'll help you finally stop impulse spending and transform your relationship with money. If you've ever wondered why your bank account doesn't match your financial goals, you're not alone. Impulse purchases add up fast, and they're often rooted in emotions rather than actual needs. That's where the 30-day rule comes in. You'll discover exactly how to implemen Do you know why you bought that thing you didn't need? In this episode, we're breaking down the 30-day rule—the game-changing strategy that'll help you finally stop impulse spending and transform your relationship with money. If you've ever wondered why personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No FSA Money You're Actually Leaving Behind full 193d57cc-14ba-4462-a47a-98d16c28fe36 https://share.transistor.fm/s/31db8e1c Thu, 28 May 2026 09:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 893 Did you know most people leave thousands of dollars on the table every year by not understanding their FSA? In this episode, we're breaking down the Flexible Spending Account so you can finally use it strategically instead of panicking every December. Your employer FSA is essentially free money for healthcare costs—but only if you know how to use it. We'll walk you through exactly how to estimate your contributions without hitting that dreaded use-it-or-lose-it deadline, plus the sneaky eligibl Did you know most people leave thousands of dollars on the table every year by not understanding their FSA? In this episode, we're breaking down the Flexible Spending Account so you can finally use it strategically instead of panicking every December. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Automate Your Money While You Sleep full 6e9e6ceb-5f78-495f-854f-44f26afc3495 https://share.transistor.fm/s/5a4fc7a1 Wed, 27 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 887 Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep? In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers can transform your budgeting strategy from complicated spreadsheets into a set-it-and-forget-it system that actually works. Learn the three-step automation blueprint that takes just 15 minutes to set up but pays dividends for years. We'll walk Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep? In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Advisors Worth More Than They Cost full b6ef0a0f-52fa-4843-a21d-cbed76ecafee https://share.transistor.fm/s/43df7418 Tue, 26 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 864 Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear into commission payments. If you're serious about building wealth, you can't ignore personal finance fundamentals—but you also can't afford to overpay for professional guidance. We're covering the three fee structures you need to understand be Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Choose Between Renting And Buying A Home By Doing The Real Math Beyond Just "Building Equity | Money Made Simple full fb42db5e-76b1-4eff-b4a9-041d79b34897 https://share.transistor.fm/s/b674c3b9 Mon, 25 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 898 Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Roth Conversion Ladder To Retire Early Without Penalties Or Taxes | Money Made Simple full 9e72be2a-1cf5-4504-867f-a3fa868dedcf https://share.transistor.fm/s/05ba4493 Sun, 24 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 942 Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. 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Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use i personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Build Credit From Scratch When You Have No Credit History Or After A Financial Disaster | Money Made Simple full 8d4f1655-7eda-4ac9-a56b-e8e1fae3c6d6 https://share.transistor.fm/s/66e37772 Fri, 22 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1011 Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. 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Try A personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Negotiate A Raise With Your Current Employer Without Torpedoing Your Relationship With Your Manager | Money Made Simple full 3e8d1fc6-c3ae-483b-bc64-919e158a6ebd https://share.transistor.fm/s/35e9d477 Thu, 21 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1079 Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager. Personal finance explained without the jargon. One concept per episode, so you can actually understand and us personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use An Hsa As A Retirement Account And Why It'S One Of The Best-Kept Tax Advantages Available | Money Made Simple full 65f01d09-eccd-45e1-99a6-3f4aa8918adc https://share.transistor.fm/s/205575d4 Wed, 20 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1096 Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Fafsa And Student Loan Repayment Plans To Minimize What You Pay For Education | Money Made Simple full c24b6822-8b51-4216-b9c7-c15b2c11fe98 https://share.transistor.fm/s/ad27a316 Wed, 20 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1074 Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Aud personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Taxable Brokerage Account To Build Wealth After You'Ve Maxed Out Retirement Accounts | Money Made Simple full 7de4d92b-c9df-4ed7-b413-c85889e36364 https://share.transistor.fm/s/52ad6297 Tue, 19 May 2026 02:06:49 -0700 Galapptic Podcast Network Galapptic Podcast Network 1139 Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audib personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Asset Allocation Strategy To Build A Portfolio That Actually Matches Your Risk Tolerance And Time Horizon | Money Made Simple full 5ce65e20-7e44-4146-a9f0-ed8ca1b558b4 https://share.transistor.fm/s/4dca345c Mon, 18 May 2026 20:31:36 -0700 Galapptic Podcast Network Galapptic Podcast Network 1199 Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon. Personal finance explained without the jargon. One concept per episode, so you can actually understand a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use A Budget After You Create It (The Accountability Structures That Actually Stick) | Money Made Simple full 4a070540-22f9-4777-9793-92a8ae5f4a5d https://share.transistor.fm/s/11b7a535 Mon, 18 May 2026 16:30:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 2189 Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick). Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Links mentioned: - This episode is brought to you by Betterment — the investing app that does the hard work for you. Whether you're saving for retirement, a rainy day, or your first home, Betterment builds and manages a personalised portfolio automatica Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick). Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Links me personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No