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    <title>Money Made Simple</title>
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Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money.</description>
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    <pubDate>Wed, 27 May 2026 07:00:22 -0700</pubDate>
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Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money.</itunes:summary>
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Personal finance finally explained the way it should have been taught in school.</itunes:subtitle>
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    <itunes:owner>
      <itunes:name>Ethan Vallerga</itunes:name>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
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      <title>Automate Your Money While You Sleep</title>
      <itunes:title>Automate Your Money While You Sleep</itunes:title>
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        <![CDATA[Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep?

In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers can transform your budgeting strategy from complicated spreadsheets into a set-it-and-forget-it system that actually works.

Learn the three-step automation blueprint that takes just 15 minutes to set up but pays dividends for years. We'll walk]]>
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        <![CDATA[Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep?

In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers can transform your budgeting strategy from complicated spreadsheets into a set-it-and-forget-it system that actually works.

Learn the three-step automation blueprint that takes just 15 minutes to set up but pays dividends for years. We'll walk]]>
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      <pubDate>Wed, 27 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
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      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>887</itunes:duration>
      <itunes:summary>Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep?

In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers can transform your budgeting strategy from complicated spreadsheets into a set-it-and-forget-it system that actually works.

Learn the three-step automation blueprint that takes just 15 minutes to set up but pays dividends for years. We'll walk</itunes:summary>
      <itunes:subtitle>Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep?

In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Advisors Worth More Than They Cost</title>
      <itunes:title>Advisors Worth More Than They Cost</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear into commission payments.

If you're serious about building wealth, you can't ignore personal finance fundamentals—but you also can't afford to overpay for professional guidance. We're covering the three fee structures you need to understand be]]>
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        <![CDATA[Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear into commission payments.

If you're serious about building wealth, you can't ignore personal finance fundamentals—but you also can't afford to overpay for professional guidance. We're covering the three fee structures you need to understand be]]>
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      <pubDate>Tue, 26 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/43df7418/28aa09f0.mp3" length="17266605" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>864</itunes:duration>
      <itunes:summary>Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear into commission payments.

If you're serious about building wealth, you can't ignore personal finance fundamentals—but you also can't afford to overpay for professional guidance. We're covering the three fee structures you need to understand be</itunes:summary>
      <itunes:subtitle>Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>How To Actually Choose Between Renting And Buying A Home By Doing The Real Math Beyond Just "Building Equity | Money Made Simple</title>
      <itunes:title>How To Actually Choose Between Renting And Buying A Home By Doing The Real Math Beyond Just "Building Equity | Money Made Simple</itunes:title>
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      <description>
        <![CDATA[Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
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      <pubDate>Mon, 25 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/b674c3b9/daa92889.mp3" length="17953485" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>898</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>How To Actually Use The Roth Conversion Ladder To Retire Early Without Penalties Or Taxes | Money Made Simple</title>
      <itunes:title>How To Actually Use The Roth Conversion Ladder To Retire Early Without Penalties Or Taxes | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/05ba4493</link>
      <description>
        <![CDATA[Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Sun, 24 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/05ba4493/aee72239.mp3" length="18836685" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>942</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free fo</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>How To Use The Sequence Of Returns Risk To Actually Plan For Retirement Withdrawals Without Running Out Of Money | Money Made Simple</title>
      <itunes:title>How To Use The Sequence Of Returns Risk To Actually Plan For Retirement Withdrawals Without Running Out Of Money | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/882d305d</link>
      <description>
        <![CDATA[Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Sat, 23 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/882d305d/ed86b5cd.mp3" length="17055885" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>853</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use i</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Actually Build Credit From Scratch When You Have No Credit History Or After A Financial Disaster | Money Made Simple</title>
      <itunes:title>How To Actually Build Credit From Scratch When You Have No Credit History Or After A Financial Disaster | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8d4f1655-7eda-4ac9-a56b-e8e1fae3c6d6</guid>
      <link>https://share.transistor.fm/s/66e37772</link>
      <description>
        <![CDATA[Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Fri, 22 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/66e37772/9e21cec0.mp3" length="20209485" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1011</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try A</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Actually Negotiate A Raise With Your Current Employer Without Torpedoing Your Relationship With Your Manager | Money Made Simple</title>
      <itunes:title>How To Actually Negotiate A Raise With Your Current Employer Without Torpedoing Your Relationship With Your Manager | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/35e9d477</link>
      <description>
        <![CDATA[Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Thu, 21 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/35e9d477/ed56974d.mp3" length="21566925" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1079</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and us</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Actually Use The Fafsa And Student Loan Repayment Plans To Minimize What You Pay For Education | Money Made Simple</title>
      <itunes:title>How To Actually Use The Fafsa And Student Loan Repayment Plans To Minimize What You Pay For Education | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Wed, 20 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/ad27a316/346ded7b.mp3" length="21474285" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1074</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Aud</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>How To Actually Use An Hsa As A Retirement Account And Why It'S One Of The Best-Kept Tax Advantages Available | Money Made Simple</title>
      <itunes:title>How To Actually Use An Hsa As A Retirement Account And Why It'S One Of The Best-Kept Tax Advantages Available | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
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      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
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      <pubDate>Wed, 20 May 2026 07:00:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/205575d4/de26cc1c.mp3" length="21901005" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1096</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.
</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Use The Taxable Brokerage Account To Build Wealth After You'Ve Maxed Out Retirement Accounts | Money Made Simple</title>
      <itunes:title>How To Use The Taxable Brokerage Account To Build Wealth After You'Ve Maxed Out Retirement Accounts | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
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      <pubDate>Tue, 19 May 2026 02:06:49 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/52ad6297/42946f2d.mp3" length="22764045" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1139</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audib</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Use The Asset Allocation Strategy To Build A Portfolio That Actually Matches Your Risk Tolerance And Time Horizon | Money Made Simple</title>
      <itunes:title>How To Use The Asset Allocation Strategy To Build A Portfolio That Actually Matches Your Risk Tolerance And Time Horizon | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;linkCode=ll2&amp;tag=moneymadesi02-20&amp;linkId=f28f07b5ac8a9289388894618851031d&amp;language=en_US&amp;ref_=as_li_ss_tl]]>
      </content:encoded>
      <pubDate>Mon, 18 May 2026 20:31:36 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/4dca345c/236b3553.mp3" length="23980365" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>1199</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon.

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&amp;amp;linkCode=ll2&amp;amp;tag=moneymadesi02-20&amp;amp;linkId=f28f07b5ac8a9289388894618851031d&amp;amp;language=en_US&amp;amp;ref_=as_li_ss_tl</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon.

Personal finance explained without the jargon. One concept per episode, so you can actually understand a</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How To Actually Use A Budget After You Create It (The Accountability Structures That Actually Stick) | Money Made Simple</title>
      <itunes:title>How To Actually Use A Budget After You Create It (The Accountability Structures That Actually Stick) | Money Made Simple</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick).

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Links mentioned:
- This episode is brought to you by Betterment — the investing app that does the hard work for you. Whether you're saving for retirement, a rainy day, or your first home, Betterment builds and manages a personalised portfolio automatica]]>
      </description>
      <content:encoded>
        <![CDATA[Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick).

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Links mentioned:
- This episode is brought to you by Betterment — the investing app that does the hard work for you. Whether you're saving for retirement, a rainy day, or your first home, Betterment builds and manages a personalised portfolio automatica]]>
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      <pubDate>Mon, 18 May 2026 16:30:00 -0700</pubDate>
      <author>Galapptic Podcast Network</author>
      <enclosure url="https://media.transistor.fm/11b7a535/b789bc8f.mp3" length="43770285" type="audio/mpeg"/>
      <itunes:author>Galapptic Podcast Network</itunes:author>
      <itunes:duration>2189</itunes:duration>
      <itunes:summary>Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick).

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Links mentioned:
- This episode is brought to you by Betterment — the investing app that does the hard work for you. Whether you're saving for retirement, a rainy day, or your first home, Betterment builds and manages a personalised portfolio automatica</itunes:summary>
      <itunes:subtitle>Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick).

Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it.

Links me</itunes:subtitle>
      <itunes:keywords>personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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