Transistor (https://transistor.fm) https://feeds.transistor.fm/money-made-simple Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money. © 2026 Galapptic LLC afca5339-dc21-5f4e-bb9a-20b76c9f7d28 yes en Thu, 27 Aug 2026 10:25:15 -0700 Thu, 27 Aug 2026 10:25:41 -0700 https://img.transistorcdn.com/W7aOlyeQxpj-IiHzu6HuyzoRPk696pYumDglyU61S_I/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lMDU3/NGUwYTU0NTc0M2Zl/NWIzMTZkN2UxMGM3/YTA5Ni5wbmc.jpg episodic Galapptic Podcast Network Personal finance finally explained the way it should have been taught in school. Every episode, host Jordan breaks down one money concept — budgeting, investing, debt, credit, taxes, retirement — in plain English with real numbers and practical steps you can actually take. No jargon, no judgment, no Wall Street nonsense. Just the stuff you need to know to make smarter decisions with your money. Personal finance finally explained the way it should have been taught in school. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips Ethan Vallerga No No Debt vs Investing The Real Cost full fbdd5889-10ff-4059-af09-4e5e80e37c50 https://share.transistor.fm/s/d6ef4d1a Wed, 26 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 850 You'll discover the exact framework to weigh whether throwing extra cash at your debt or into investments actually puts you ahead financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppor You'll discover the exact framework to weigh whether throwing extra cash at your debt or into investments actually puts you ahead financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Lock In Your Raise Before It Vanishes full e522bf9f-6d47-4194-9758-ccf09aa32cce https://share.transistor.fm/s/a493f2f6 Tue, 25 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 961 You'll discover how to intentionally freeze your spending habits so every raise and bonus actually builds wealth instead of vanishing into a higher lifestyle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how to intentionally freeze your spending habits so every raise and bonus actually builds wealth instead of vanishing into a higher lifestyle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Beat RMDs With Roth Conversions full 8517a300-583f-4ccd-b620-f0a3af95d7d3 https://share.transistor.fm/s/28bff346 Mon, 24 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 807 You'll discover the strategic timing window to convert traditional IRA funds to a Roth before RMDs force distributions and spike your Medicare premiums. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover the strategic timing window to convert traditional IRA funds to a Roth before RMDs force distributions and spike your Medicare premiums. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Social Security Earnings Test Strategy full 37b6c0ad-f389-4d9a-80a3-973970f6b1df https://share.transistor.fm/s/82788d2e Sun, 23 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1158 You'll discover how to strategically time your Social Security claim to maximize earnings without the penalties that could permanently shrink your monthly check. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your You'll discover how to strategically time your Social Security claim to maximize earnings without the penalties that could permanently shrink your monthly check. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528901 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Chasing Recent Market Moves full 0a22a39d-5984-418b-87ed-1483a15ecbbb https://share.transistor.fm/s/7e044848 Sat, 22 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 824 You'll discover how to recognize when recent market swings or life events are hijacking your financial decisions and learn practical strategies to stay anchored to your long-term plan instead. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover how to recognize when recent market swings or life events are hijacking your financial decisions and learn practical strategies to stay anchored to your long-term plan instead. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Anchoring Your Way to Ruin full eaa972a6-72e2-4b76-a105-299cce8c2a32 https://share.transistor.fm/s/da35892e Fri, 21 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 955 You'll discover how to recognize and break the mental patterns that cause you to make impulsive money decisions, so uncertainty stops triggering your worst financial habits. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professio You'll discover how to recognize and break the mental patterns that cause you to make impulsive money decisions, so uncertainty stops triggering your worst financial habits. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?nod personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Leaving Your Benefits Money Behind full de0adca2-736d-4f39-bc37-45df9103469d https://share.transistor.fm/s/d710b6f9 Thu, 20 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 851 You'll discover how to strategically maximize your FSA, HSA, life insurance, and retirement contributions during open enrollment so you actually keep more of your paycheck. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profession You'll discover how to strategically maximize your FSA, HSA, life insurance, and retirement contributions during open enrollment so you actually keep more of your paycheck. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stock Options RSUs Wealth Without Disaster full 5f2f0cfe-e93f-4991-9a97-36d13bf6b222 https://share.transistor.fm/s/a6fb836f Wed, 19 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1017 You'll discover exactly how to turn your stock options and RSUs into real wealth by dodging tax traps and actually diversifying instead of accidentally betting your financial future on one company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advi You'll discover exactly how to turn your stock options and RSUs into real wealth by dodging tax traps and actually diversifying instead of accidentally betting your financial future on one company. 📚 Personal finance audiobooks (Audible free trial): http personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Borrowing From Tomorrow Today full 180bcd36-9a10-4901-9369-0b2bd1e86463 https://share.transistor.fm/s/46de039d Tue, 18 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to recognize when you're stealing from your future self with debt and the specific strategies to break that cycle today. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to recognize when you're stealing from your future self with debt and the specific strategies to break that cycle today. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Float Your Money Smartly Without Overdrafting full 20f31ff7-36cd-4f66-9c1b-7c68810bb1e4 https://share.transistor.fm/s/9148274e Mon, 17 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1012 You'll discover how to safely leverage the float in your checking account to earn extra money without falling into the trap of overspending or accidentally overdrafting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover how to safely leverage the float in your checking account to earn extra money without falling into the trap of overspending or accidentally overdrafting. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First to Earn More full 9a3dc81c-49f7-4c9c-a8dc-319b81cb1ecf https://share.transistor.fm/s/af3f1411 Sun, 16 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1020 You'll discover how to strategically set the first number in salary negotiations so employers anchor to YOUR target instead of leaving thousands on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover how to strategically set the first number in salary negotiations so employers anchor to YOUR target instead of leaving thousands on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Found Money Sabotage Your Future full 83f1ac59-4a4f-4225-8676-687958fbdf78 https://share.transistor.fm/s/9f6c7828 Sat, 15 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 921 You'll discover how to stop blowing through unexpected cash by recognizing that found money is just as valuable as earned money for building real wealth. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situati You'll discover how to stop blowing through unexpected cash by recognizing that found money is just as valuable as earned money for building real wealth. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&li personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Rebalance Your Portfolio Without Overthinking full dd48069b-48dc-4dee-802d-e363383d8ed0 https://share.transistor.fm/s/f176e577 Fri, 14 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 900 You'll discover the simple rebalancing framework that keeps your portfolio on track toward your goals while avoiding the trap of constantly trading or trying to time the market. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover the simple rebalancing framework that keeps your portfolio on track toward your goals while avoiding the trap of constantly trading or trying to time the market. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No HELOC Renovations Without Financial Ruin full 1d310982-9df2-4e61-9bf4-2ff6f1286bb3 https://share.transistor.fm/s/e7f49351 Thu, 13 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 949 You'll discover the smart strategies for tapping your home equity to fund renovations while avoiding the common mistakes that turn HELOCs into expensive debt nightmares. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover the smart strategies for tapping your home equity to fund renovations while avoiding the common mistakes that turn HELOCs into expensive debt nightmares. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Find Your Money Leaks Fast full 0326731f-cf07-4c54-aa41-4480bb3b30bb https://share.transistor.fm/s/0a115845 Wed, 12 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 830 You'll discover how to spot hidden spending drains and income gaps yourself by conducting a simple financial audit that reveals exactly where your money's actually going. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover how to spot hidden spending drains and income gaps yourself by conducting a simple financial audit that reveals exactly where your money's actually going. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Claim Social Security the Right Way full d04b9022-ca33-4220-929f-2244a10362f9 https://share.transistor.fm/s/46682fde Tue, 11 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 758 You'll discover how to read your Social Security statement and pick the best claiming age so you don't accidentally leave thousands of dollars behind in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to read your Social Security statement and pick the best claiming age so you don't accidentally leave thousands of dollars behind in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Loss Aversion Keeping You Poor full 0a68eed1-fb82-41fc-80d9-adb0011749ff https://share.transistor.fm/s/fc613b86 Sun, 09 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 767 You'll discover how to reframe your fear of losing money so you can take smarter investment risks and actually start building real wealth instead of staying stuck on the sidelines. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a pr You'll discover how to reframe your fear of losing money so you can take smarter investment risks and actually start building real wealth instead of staying stuck on the sidelines. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.co personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor First or Lose Thousands full 4179ea7c-e711-4f24-85e4-20aef4db4f4f https://share.transistor.fm/s/4572d679 Sat, 08 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1042 You'll discover how to flip the anchoring bias game in your favor by setting the first number in negotiations so sellers feel pressured to justify their price instead of you chasing theirs. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — con You'll discover how to flip the anchoring bias game in your favor by setting the first number in negotiations so sellers feel pressured to justify their price instead of you chasing theirs. 📚 Personal finance audiobooks (Audible free trial): https://www. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchoring Bias Beats First Offers full 83f3e0af-937d-40f4-84df-e72d0627ba9c https://share.transistor.fm/s/1bfb9f69 Fri, 07 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 894 You'll discover how to flip the anchoring bias game in your favor by setting the first number in car and home negotiations so sellers react to your terms instead of the other way around. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consul You'll discover how to flip the anchoring bias game in your favor by setting the first number in car and home negotiations so sellers react to your terms instead of the other way around. 📚 Personal finance audiobooks (Audible free trial): https://www.ama personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Family Loans Without the Drama full aaab6ba5-d9a3-4093-808b-2d2e981369f0 https://share.transistor.fm/s/10c16f6f Thu, 06 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1107 You'll discover how to structure a family loan with clear terms and documentation so everyone stays on the same page and your relationships stay intact. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover how to structure a family loan with clear terms and documentation so everyone stays on the same page and your relationships stay intact. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Pro-Rata Rule Mistakes That Cost You full d10ee73b-915f-474e-830f-8fb19096db09 https://share.transistor.fm/s/12902767 Wed, 05 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 932 You'll discover the step-by-step strategy to convert traditional IRA funds to a Roth while legally minimizing taxes and avoiding the pro-rata rule's sneaky trap that catches most high earners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover the step-by-step strategy to convert traditional IRA funds to a Roth while legally minimizing taxes and avoiding the pro-rata rule's sneaky trap that catches most high earners. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Financial Breakup Assets Debts Credit full e52e970a-cfdc-4d60-98f2-08e0f11018f8 https://share.transistor.fm/s/ec00a284 Tue, 04 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1020 You'll discover exactly how to split assets and debts cleanly so your credit stays intact and you don't accidentally inherit hidden financial problems. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover exactly how to split assets and debts cleanly so your credit stays intact and you don't accidentally inherit hidden financial problems. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Strategic Expense Timing Legal Tax Cuts full 4c7e7266-b650-43be-9d32-49230fb4dbb3 https://share.transistor.fm/s/cc45fc5f Mon, 03 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1016 You'll discover how strategic timing of deductible expenses throughout the year can legitimately reduce your tax bill while staying completely above board. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover how strategic timing of deductible expenses throughout the year can legitimately reduce your tax bill while staying completely above board. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Break Your Money Sabotage Patterns full 29c781e7-d0bd-4271-bb8b-7db54ba95398 https://share.transistor.fm/s/b19a53e8 Sun, 02 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 754 You'll discover how a financial therapist can help you uncover and rewire the emotional beliefs and childhood patterns that unconsciously sabotage your money decisions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional f You'll discover how a financial therapist can help you uncover and rewire the emotional beliefs and childhood patterns that unconsciously sabotage your money decisions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Medicare Enrollment Mistakes That Cost Thousands full 614f0e6d-9638-41b1-bc05-378b6b736c7d https://share.transistor.fm/s/24296141 Sat, 01 Aug 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 896 You'll discover the insider tricks to navigate Medicare enrollment, sidestep costly penalties, and strategically use the system to slash your healthcare bills in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professio You'll discover the insider tricks to navigate Medicare enrollment, sidestep costly penalties, and strategically use the system to slash your healthcare bills in retirement. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?nod personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Pro-Rata Rule Backdoor Trap full b7593ca9-5717-4f25-be48-0e784dfb76a6 https://share.transistor.fm/s/f9fbd60f Fri, 31 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 You'll discover exactly how to navigate the pro-rata rule when converting to a Roth, and why your pre-tax IRA balance might derail your backdoor strategy entirely. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for yo You'll discover exactly how to navigate the pro-rata rule when converting to a Roth, and why your pre-tax IRA balance might derail your backdoor strategy entirely. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth IRA Catch-Up Strategy Explained full 22e80758-586d-4140-86b3-7e4f61147880 https://share.transistor.fm/s/a2bec188 Thu, 30 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 787 You'll discover exactly how to leverage Roth IRA contribution limits and catch-up contributions to supercharge your tax-free retirement savings even if you're playing catch-up. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profes You'll discover exactly how to leverage Roth IRA contribution limits and catch-up contributions to supercharge your tax-free retirement savings even if you're playing catch-up. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b? personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No ESPP Without Blowing Your Portfolio full 7fcd9c94-d1c1-4e9a-946d-740c843b61e4 https://share.transistor.fm/s/5bbdaffb Wed, 29 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 925 You'll discover how to maximize your employer stock purchase plan while spreading your investments wisely so you don't accidentally bet your financial future on a single company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover how to maximize your employer stock purchase plan while spreading your investments wisely so you don't accidentally bet your financial future on a single company. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth Conversions Without The Pro-Rata Trap full 0884707c-a6dd-4b79-85f7-3a0ce23b996b https://share.transistor.fm/s/20ccb201 Tue, 28 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 869 You'll discover how to strategically convert traditional IRA funds to a Roth in high-income years while avoiding the pro-rata rule that could tank your tax savings. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to strategically convert traditional IRA funds to a Roth in high-income years while avoiding the pro-rata rule that could tank your tax savings. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No When to Quit Without Losing Everything full 9a657159-c78d-4ddb-b7f6-938a800d85d0 https://share.transistor.fm/s/dfa2d441 Mon, 27 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 856 You'll discover how to recognize when past investments are clouding your judgment and learn the exact framework for deciding when quitting is actually the smartest financial and personal move. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — You'll discover how to recognize when past investments are clouding your judgment and learn the exact framework for deciding when quitting is actually the smartest financial and personal move. 📚 Personal finance audiobooks (Audible free trial): https://w personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Wasting Your Benefits Money full 3eab67e8-e04f-404b-b23a-d365d906f292 https://share.transistor.fm/s/6d7864c5 Sun, 26 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 890 You'll discover exactly which health benefits actually save you money and how to pick the right plan so you stop wasting thousands every year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppor You'll discover exactly which health benefits actually save you money and how to pick the right plan so you stop wasting thousands every year. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Roth vs Traditional IRA Forever full 054be409-7bd7-4926-a8a1-80058237519b https://share.transistor.fm/s/7a74a13c Sat, 25 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 867 You'll discover the exact tax questions to ask yourself right now so you can confidently pick between a Roth and Traditional IRA based on your actual income and retirement plans. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover the exact tax questions to ask yourself right now so you can confidently pick between a Roth and Traditional IRA based on your actual income and retirement plans. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Your Investment Policy Statement Beats Panic full d222fa5a-77f0-4b31-b220-53e10958fcc2 https://share.transistor.fm/s/8096d594 Fri, 24 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1090 You'll discover how to use an investment policy statement as your emotional anchor to avoid panic selling when markets crash and stay committed to your long-term strategy. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professiona You'll discover how to use an investment policy statement as your emotional anchor to avoid panic selling when markets crash and stay committed to your long-term strategy. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Raise Money Without Lifestyle Creep full 34e9813f-53b9-404f-be8b-e8f3fbacae4b https://share.transistor.fm/s/a30ec57f Thu, 23 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover the psychological tricks to keep your raise from disappearing into lifestyle creep and learn exactly where to redirect it for actual wealth building. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover the psychological tricks to keep your raise from disappearing into lifestyle creep and learn exactly where to redirect it for actual wealth building. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181452 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Inherited IRA Mistakes the SECURE Act full f16481c3-7ba6-4ca4-9df2-f2c3bbb03053 https://share.transistor.fm/s/39b06306 Wed, 22 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 953 You'll discover exactly how the SECURE Act changed inherited IRA rules and learn the withdrawal deadlines that'll keep you from leaving money on the table or facing huge tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult You'll discover exactly how the SECURE Act changed inherited IRA rules and learn the withdrawal deadlines that'll keep you from leaving money on the table or facing huge tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazo personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No CD Ladder Strategy Beat Rate Lock Risk full ed968afc-6cf3-4a4d-90fe-d60cfec1aaa5 https://share.transistor.fm/s/0aaaa9ec Tue, 21 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 940 You'll discover how to split your money across multiple CDs with staggered maturity dates so you earn higher rates while keeping cash accessible every few months. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for you You'll discover how to split your money across multiple CDs with staggered maturity dates so you earn higher rates while keeping cash accessible every few months. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=181452890 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Transfer Smart Stop Overdraft Stress full f6a824ec-f3cb-4f52-9c33-b2f9bec9a67c https://share.transistor.fm/s/82e0119a Mon, 20 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1029 You'll discover how to set up automatic transfers that keep your account balanced and protected from overdraft fees without having to check your balance constantly. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to set up automatic transfers that keep your account balanced and protected from overdraft fees without having to check your balance constantly. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Gift Tax Exemption The Smart Way full 532a8fe0-3791-49eb-a5ea-23f2faf59d61 https://share.transistor.fm/s/0901ecf1 Sun, 19 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 794 You'll discover the exact strategies to gift money to family members tax-free and avoid costly mistakes that could trigger unexpected tax bills down the road. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your si You'll discover the exact strategies to gift money to family members tax-free and avoid costly mistakes that could trigger unexpected tax bills down the road. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Paying Hidden Investment Fees full 1d56e9ac-53d7-4983-9120-ef9e033ab48c https://share.transistor.fm/s/ff2de95c Sat, 18 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 870 You'll discover how to decode expense ratios and spot hidden fees so you can build a portfolio that keeps thousands in your pocket instead of giving it to your broker. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional fo You'll discover how to decode expense ratios and spot hidden fees so you can build a portfolio that keeps thousands in your pocket instead of giving it to your broker. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Mortgage vs Investing Your Extra Cash full 0e0a772d-a366-4afa-b829-449d47dab28d https://share.transistor.fm/s/618f45e8 Fri, 17 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 861 You'll discover exactly how to compare paying down your mortgage faster versus investing that extra money to figure out which path actually builds more wealth for your situation. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a prof You'll discover exactly how to compare paying down your mortgage faster versus investing that extra money to figure out which path actually builds more wealth for your situation. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/ personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No 529 Plans Flexibility You Actually Need full 4f49241f-90e5-455b-9381-bad7a9298bd6 https://share.transistor.fm/s/ea142e5c Thu, 16 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 880 You'll discover how to flexibly use your 529 plan across multiple kids and schools without wasting money or facing tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: b You'll discover how to flexibly use your 529 plan across multiple kids and schools without wasting money or facing tax penalties. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=money personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Turning Employment Gaps Into Opportunities full 9d310c19-53c6-477c-bb4c-bf5e1d0fd5ce https://share.transistor.fm/s/0c0ad841 Wed, 15 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 982 You'll discover exactly how to explain employment gaps on your resume and in interviews so hiring managers see your value instead of red flags. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover exactly how to explain employment gaps on your resume and in interviews so hiring managers see your value instead of red flags. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Gap Years Without Derailing Your Future full 41c4f8c9-fc74-4a40-8ae4-8cd8fa148440 https://share.transistor.fm/s/7dcd56fe Tue, 14 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 958 You'll discover how to take time off without tanking your savings or career prospects, so you can actually enjoy a gap year guilt-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the s You'll discover how to take time off without tanking your savings or career prospects, so you can actually enjoy a gap year guilt-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Peer Lending Income Without Default Traps full bbe8c7ee-3014-48a4-bfd9-cae21afa0db4 https://share.transistor.fm/s/9550069a Mon, 13 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to pick the right peer-to-peer loans to boost your income while spotting red flags that could leave you holding the bag. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to pick the right peer-to-peer loans to boost your income while spotting red flags that could leave you holding the bag. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Car Loans Build Credit Smart full 993f9d9e-e15b-4229-abbb-5e863ae33be6 https://share.transistor.fm/s/82d58663 Sun, 12 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 895 You'll discover how to strategically use a car loan to boost your credit score while minimizing interest costs and avoiding the wealth-draining trap of overpaying for a depreciating vehicle. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — co You'll discover how to strategically use a car loan to boost your credit score while minimizing interest costs and avoiding the wealth-draining trap of overpaying for a depreciating vehicle. 📚 Personal finance audiobooks (Audible free trial): https://www personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Maximize Your Dependent Care FSA Benefits full f48bd567-0bfe-4ad9-8e63-9aaaf54f951f https://share.transistor.fm/s/d6b0f3ee Sat, 11 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 892 You'll discover the exact steps to maximize your dependent care FSA benefits and avoid wasting thousands on childcare expenses you could've covered tax-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your sit You'll discover the exact steps to maximize your dependent care FSA benefits and avoid wasting thousands on childcare expenses you could've covered tax-free. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Don't Waste Your Windfall full 45277086-eca5-495c-93f2-b595f2405c04 https://share.transistor.fm/s/7b41c0c6 Fri, 10 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1019 You'll discover the exact steps to protect your windfall, invest it wisely, and build lasting wealth instead of watching it disappear. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the sh You'll discover the exact steps to protect your windfall, invest it wisely, and build lasting wealth instead of watching it disappear. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Wills and Estates Without the Price Tag full d023681e-f0be-4d8d-ac37-49e00ed7f8d6 https://share.transistor.fm/s/603264d3 Thu, 09 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 998 You'll discover practical strategies for creating and implementing a will and estate plan that protects your family without draining your wallet on expensive legal fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover practical strategies for creating and implementing a will and estate plan that protects your family without draining your wallet on expensive legal fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Medicare Mistakes Cost You Forever full 8522da71-5e0f-4d63-8a8e-62f4fa99b6ac https://share.transistor.fm/s/f01e50c2 Wed, 08 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 959 You'll discover the Medicare enrollment windows that save you thousands and which coverage gaps could cost you penalties for life. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: You'll discover the Medicare enrollment windows that save you thousands and which coverage gaps could cost you penalties for life. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=mone personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Your Money Rules Fighting Back full fb6ac21b-cff1-45b6-bea4-321f15fcb1bf https://share.transistor.fm/s/10d829ee Tue, 07 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 926 You'll discover how to spot the contradictory money rules sabotaging your finances and use mental accounting to align your spending with what actually matters to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to spot the contradictory money rules sabotaging your finances and use mental accounting to align your spending with what actually matters to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Refund Money That Actually Breaks Free full 7023bf0a-e83a-47c5-acff-90790d88b7be https://share.transistor.fm/s/204cc6f6 Mon, 06 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 838 You'll discover how to transform your tax refund from a one-time splurge into a strategic tool that breaks the paycheck-to-paycheck cycle for good. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to transform your tax refund from a one-time splurge into a strategic tool that breaks the paycheck-to-paycheck cycle for good. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 20 Percent That Actually Matters full b35747ab-07d0-4ffe-92e4-b9cba376067d https://share.transistor.fm/s/d9a8a142 Sun, 05 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 875 You'll discover which 20% of your money habits create 80% of your financial results so you can stop sweating the small stuff. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: buyme You'll discover which 20% of your money habits create 80% of your financial results so you can stop sweating the small stuff. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymade personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Marginal Tax Brackets Actually Explained full b8adcde3-823f-479c-8561-44fb1a89c181 https://share.transistor.fm/s/a71a9b51 Sat, 04 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 778 You'll discover how the marginal tax bracket system actually works so you can stop overpaying taxes and figure out exactly what you're really taking home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situat You'll discover how the marginal tax bracket system actually works so you can stop overpaying taxes and figure out exactly what you're really taking home. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Anchor Your Price Don't Overthink It full 3f4dab90-9512-490d-9085-f1c4e6bb4e51 https://share.transistor.fm/s/2223f1b3 Fri, 03 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1003 You'll discover how to set smart price anchors that keep you from overpaying on big purchases while trusting your decisions enough to actually move forward. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover how to set smart price anchors that keep you from overpaying on big purchases while trusting your decisions enough to actually move forward. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Protect Your Finances Before Crisis Hits full 7b474f9b-43d2-40c8-b11b-e659b3c94cf3 https://share.transistor.fm/s/b0e7e764 Thu, 02 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1003 You'll learn how to set up and use a power of attorney to make sure someone you trust can handle your finances if you ever can't. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support the show: b You'll learn how to set up and use a power of attorney to make sure someone you trust can handle your finances if you ever can't. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=money personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Spousal IRA Retirement Savings Strategy full e028495c-89a2-4171-9e2e-d82aab3b2921 https://share.transistor.fm/s/079c3058 Wed, 01 Jul 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 901 You'll discover how to maximize retirement savings for a non-working spouse through a spousal IRA and capture every tax break available to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover how to maximize retirement savings for a non-working spouse through a spousal IRA and capture every tax break available to you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Subscriptions as Your Savings Weapon full 91fb164a-987f-4700-987f-d98f3ccd0672 https://share.transistor.fm/s/dd94c410 Tue, 30 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 884 You'll discover how to flip your subscriptions from money-draining autopilot to an actual savings strategy that builds wealth without requiring willpower. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situat You'll discover how to flip your subscriptions from money-draining autopilot to an actual savings strategy that builds wealth without requiring willpower. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Zero APR Without Wrecking Your Plan full 762936e8-38fb-404d-8895-c842c38c5e04 https://share.transistor.fm/s/f6aa4bd7 Mon, 29 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 931 You'll discover exactly how to leverage a 0% APR offer to attack your debt without falling into the trap of spending more or extending your payoff timeline. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover exactly how to leverage a 0% APR offer to attack your debt without falling into the trap of spending more or extending your payoff timeline. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Backdoor Roth When You Earn Too Much full 64b203e7-b327-4139-9536-7ef1cdddcb59 https://share.transistor.fm/s/17b27be1 Sun, 28 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 746 You'll discover how to leverage backdoor Roth conversions and contribution limits to build tax-free wealth even when your income is too high for direct contributions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for You'll discover how to leverage backdoor Roth conversions and contribution limits to build tax-free wealth even when your income is too high for direct contributions. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Financial Goals That Actually Survive Reality full 23bbce3a-681b-4450-8b18-ae245c8f18b4 https://share.transistor.fm/s/2b6b50bc Sat, 27 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 981 You'll discover how to build financial goals flexible enough to survive real life's curveballs so you stay motivated instead of throwing in the towel. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. You'll discover how to build financial goals flexible enough to survive real life's curveballs so you stay motivated instead of throwing in the towel. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkC personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No HELOC Smart Borrowing Avoid Debt Traps full b4bfb4e0-dd6d-42a5-84f4-4306b884f735 https://share.transistor.fm/s/a0972293 Fri, 26 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 848 You'll discover the smart strategies to tap your home equity without accidentally trapping yourself in expensive debt that derails your finances. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Sup You'll discover the smart strategies to tap your home equity without accidentally trapping yourself in expensive debt that derails your finances. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No FSA Money You Actually Get Back full c9d25d36-3a77-4ba2-814a-36e74cb6303b https://share.transistor.fm/s/b466c78f Thu, 25 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 768 You'll discover the best strategies to maximize your FSA benefits, avoid forfeiting unused funds, and keep more money in your pocket through smart planning. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover the best strategies to maximize your FSA benefits, avoid forfeiting unused funds, and keep more money in your pocket through smart planning. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Ten Years Changes Everything full 339ec44b-bf98-47b6-ad52-ff0da2dcf312 https://share.transistor.fm/s/56ca53ab Wed, 24 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover how investing just ten years earlier can nearly double your retirement savings thanks to compound interest doing the heavy lifting for you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situa You'll discover how investing just ten years earlier can nearly double your retirement savings thanks to compound interest doing the heavy lifting for you. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011& personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Leaving Free Tax Money Behind full 294bc002-378a-493b-add4-1876c7b32c47 https://share.transistor.fm/s/30d8e105 Tue, 23 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 812 You'll discover which tax deductions you can claim without itemizing and how to find the ones you're already eligible for but leaving on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover which tax deductions you can claim without itemizing and how to find the ones you're already eligible for but leaving on the table. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Stop Overpaying Taxes With Your W-4 full 5c01cffb-8b36-40e8-a4e0-eb9776d059c1 https://share.transistor.fm/s/ebd407a4 Mon, 22 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 827 You'll discover how to adjust your W-4 to keep more money in every paycheck instead of losing it to overpayment or waiting months for a refund. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Suppo You'll discover how to adjust your W-4 to keep more money in every paycheck instead of losing it to overpayment or waiting months for a refund. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Spending Freeze Without The Binge Cycle full 3d27a257-9777-4dd1-abdb-3d1a0105c9fd https://share.transistor.fm/s/9fd08736 Sun, 21 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 874 You'll discover how to pause your spending strategically so you can break unhealthy shopping habits and build a healthier relationship with money without swinging into deprivation mode. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult You'll discover how to pause your spending strategically so you can break unhealthy shopping habits and build a healthier relationship with money without swinging into deprivation mode. 📚 Personal finance audiobooks (Audible free trial): https://www.amaz personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Mortgage As A Wealth Building Tool full 34cf4cbc-7dd9-4507-ab00-f071cddbce44 https://share.transistor.fm/s/19f6d468 Sat, 20 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 854 You'll discover how to leverage your mortgage strategically to build wealth faster instead of just slowly paying down your home's principal. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Support You'll discover how to leverage your mortgage strategically to build wealth faster instead of just slowly paying down your home's principal. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&am personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Balance Transfers Without Repeating Debt Mistakes full 3899b595-5ced-406b-a3d2-fbe118fb14dd https://share.transistor.fm/s/1c49d62f Fri, 19 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 941 You'll discover exactly how to strategically transfer high-interest debt to a lower rate card while avoiding the temptation to rack up new balances that derail your payoff plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a profe You'll discover exactly how to strategically transfer high-interest debt to a lower rate card while avoiding the temptation to rack up new balances that derail your payoff plan. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Employer Match Money Beyond 401k full 7dc396d0-7586-409b-9aba-fcf891270e1b https://share.transistor.fm/s/97b70987 Thu, 18 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1141 You'll discover how to maximize employer matching across different retirement accounts and what you need to know about vesting schedules before making a job change. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for y You'll discover how to maximize employer matching across different retirement accounts and what you need to know about vesting schedules before making a job change. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1814528 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Smart Umbrella Insurance Without Waste full 1e94ff10-13b5-407d-b1d2-7d745ea8853b https://share.transistor.fm/s/d9d34c12 Wed, 17 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 910 You'll discover exactly how to layer umbrella insurance with your existing policies to maximize asset protection while avoiding unnecessary coverage gaps and overpaying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover exactly how to layer umbrella insurance with your existing policies to maximize asset protection while avoiding unnecessary coverage gaps and overpaying. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No When Your Financial Advisor Pays full 27a57030-6193-4c82-b977-f9a25960ced0 https://share.transistor.fm/s/e26ad6d8 Tue, 16 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 You'll discover the exact situations where hiring a financial advisor actually pays for itself and how to use one strategically without wasting money on unnecessary fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover the exact situations where hiring a financial advisor actually pays for itself and how to use one strategically without wasting money on unnecessary fees. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Snowball Method For Paying Off Multiple Debts While Maintaining Your Credit Score | Money Made Simple full b9829bc4-d897-47ce-9371-3e2af23c0c9c https://share.transistor.fm/s/38035079 Mon, 15 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1175 Today on Money Made Simple: how to actually use the snowball method for paying off multiple debts while maintaining your credit score. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the snowball method for paying off multiple debts while maintaining your credit score. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use A Side Hustle Income Strategically So It Doesn'T Accidentally Push You Into A Higher Tax Bracket Or Mess Up Your Benefits | Money Made Simple full d8649894-f820-47e6-ad96-c67cf679cd6f https://share.transistor.fm/s/cb69479c Sun, 14 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1219 Today on Money Made Simple: how to actually use a side hustle income strategically so it doesn't accidentally push you into a higher tax bracket or mess up your benefits. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use a side hustle income strategically so it doesn't accidentally push you into a higher tax bracket or mess up your benefits. Personal finance explained without the jargon. One concept per episode, so you can personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Asset Allocation Beats Stock Picking full 050107d9-3bdc-4d53-8b67-dac821b1bb0a https://share.transistor.fm/s/495f146c Sat, 13 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 833 You'll discover how to build a investment mix that fits your comfort level and timeline so you can stop stressing about picking individual winners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to build a investment mix that fits your comfort level and timeline so you can stop stressing about picking individual winners. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Decode Your Paycheck Stub Now full 050058f3-47ea-4fec-9de6-8b5136c56dcd https://share.transistor.fm/s/39592309 Fri, 12 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 969 You'll discover how to decode your paycheck stub to spot where your money's actually going and understand the real gap between your gross and take-home pay. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situ You'll discover how to decode your paycheck stub to spot where your money's actually going and understand the real gap between your gross and take-home pay. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&amp personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Net Worth Statement To Actually Track Financial Progress Beyond Just Your Bank Balance | Money Made Simple full d97d93fd-7faf-4cdf-9baf-4a25d0febbd2 https://share.transistor.fm/s/b2fdde5f Thu, 11 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1208 Today on Money Made Simple: how to use the net worth statement to actually track financial progress beyond just your bank balance. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the net worth statement to actually track financial progress beyond just your bank balance. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Aud personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Inflation Your Secret Debt Weapon full 104862f6-d48e-42bb-9ea3-0e0f781342a5 https://share.transistor.fm/s/3e2d424e Wed, 10 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 843 You'll discover why inflation can actually work in your favor when you owe money, and how to position your savings to fight back against rising prices. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover why inflation can actually work in your favor when you owe money, and how to position your savings to fight back against rising prices. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Windfall Money Three Bucket Strategy full 0d2313e8-b60c-4818-9d5b-1a8b60ef98db https://share.transistor.fm/s/053042e6 Tue, 09 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 804 You'll discover how to split windfalls into three buckets so you can make smart, guilt-free decisions instead of impulse purchases you'll regret later. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation You'll discover how to split windfalls into three buckets so you can make smart, guilt-free decisions instead of impulse purchases you'll regret later. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&link personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Debt Consolidation Without Repeating Mistakes full 2d29d806-e63e-4595-919c-f5e8b91a291d https://share.transistor.fm/s/04fccc53 Mon, 08 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1150 You'll discover how to strategically use a personal loan to merge your debts while avoiding the common mistakes that leave people worse off financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situatio You'll discover how to strategically use a personal loan to merge your debts while avoiding the common mistakes that leave people worse off financially. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&lin personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Tax Loss Harvesting Without Market Timing full 63711167-c53b-49de-9662-8ac3c615a80e https://share.transistor.fm/s/6bd7c059 Sun, 07 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 821 You'll discover how to strategically sell losing investments to cancel out your gains throughout the year, without needing to predict market moves. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. S You'll discover how to strategically sell losing investments to cancel out your gains throughout the year, without needing to predict market moves. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Rewards Cards Don't Have to Trap You full 64ba01f0-b3f6-4a80-8849-b3ae6e17a216 https://share.transistor.fm/s/a4c29f20 Sat, 06 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 953 You'll discover how to maximize your rewards without overspending, including the exact strategies to avoid the debt trap that erases those gains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Sup You'll discover how to maximize your rewards without overspending, including the exact strategies to avoid the debt trap that erases those gains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Beyond Health Insurance Multiply Your Pay full 96bce29f-fbd3-459f-b301-f6b2408c31bb https://share.transistor.fm/s/3b5f0eb8 Fri, 05 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1008 You'll discover hidden employer benefits like FSAs, 401(k) matching, and wellness programs that can add thousands to your total compensation without changing your salary. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional You'll discover hidden employer benefits like FSAs, 401(k) matching, and wellness programs that can add thousands to your total compensation without changing your salary. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=1 personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Find Your Hidden Spending Leaks full aa569664-baee-42b1-88e7-0136a3aea21e https://share.transistor.fm/s/25e44480 Thu, 04 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 808 You'll discover how to use expense categories as a detective tool to uncover where your money's really going and finally plug those budget drains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl 🎓 Online courses on Teachable: https://partnerstack.teachable.com/84od054msdpo ⚠️ Not financial advice — consult a professional for your situation. Su You'll discover how to use expense categories as a detective tool to uncover where your money's really going and finally plug those budget drains. 📚 Personal finance audiobooks (Audible free trial): https://www.amazon.com/b?node=18145289011&linkCode= personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Automate Your Way Out of Overspending full 2a53968d-c9b1-483d-9bb2-188107e2e94e https://share.transistor.fm/s/768ef0b7 Wed, 03 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 960 In this episode, we're breaking down the exact automations and systems that let you spend less without feeling like you're white-knuckling your way through budgeting, because the secret is making your money move automatically before you even see it. You'll learn how to set up your accounts so you're naturally spending within your means while still having guilt-free money for the things you actually enjoy. We're talking real strategies that work for real people, not some overly restrictive plan t In this episode, we're breaking down the exact automations and systems that let you spend less without feeling like you're white-knuckling your way through budgeting, because the secret is making your money move automatically before you even see it. You'l personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The Safe Withdrawal Rate Rule full 9d0d1441-f152-417c-abd7-f770dad84a71 https://share.transistor.fm/s/c5d1a4e7 Tue, 02 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 886 In this episode, we're breaking down the safe withdrawal rate and showing you exactly how to use it to retire with confidence—so you can actually sleep at night knowing your money will last as long as you do. We'll walk through real numbers, explain why the traditional 4% rule works, and help you figure out if your nest egg is big enough for your retirement dreams. Plus, we're tackling the tough questions: what happens in a market crash, and how to adjust your strategy if things don't go accordi In this episode, we're breaking down the safe withdrawal rate and showing you exactly how to use it to retire with confidence—so you can actually sleep at night knowing your money will last as long as you do. We'll walk through real numbers, explain why t personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Zero APR Balance Transfer Trap full 29294233-4fb9-4646-b3ec-7ed233aa1b07 https://share.transistor.fm/s/f595e1e1 Mon, 01 Jun 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 908 In this episode, we're breaking down the balance transfer strategy that can actually work in your favor—and the sneaky clauses that can derail your plan if you're not careful. You'll learn exactly how to calculate whether a 0% APR offer makes sense for your situation, how to structure your payoff timeline so you eliminate the debt before interest kicks in, and what hidden fees and gotchas to watch out for so you don't accidentally end up worse off than when you started. We'll walk through real e In this episode, we're breaking down the balance transfer strategy that can actually work in your favor—and the sneaky clauses that can derail your plan if you're not careful. You'll learn exactly how to calculate whether a 0% APR offer makes sense for yo personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Asset Allocation Matches Your Real Goals full ca21a45c-1891-49eb-af8a-29fc4c6a8cd3 https://share.transistor.fm/s/6c8fbf2c Sun, 31 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 971 Most people build investment portfolios backward—picking random stocks instead of starting with their actual risk tolerance and time horizon. In this episode, we're breaking down asset allocation, the foundational strategy that separates successful investors from those who panic-sell during market downturns. Whether you're just starting your financial literacy journey or looking to strengthen your money tips arsenal, understanding how to match your portfolio to your life goals is non-negotiable Most people build investment portfolios backward—picking random stocks instead of starting with their actual risk tolerance and time horizon. In this episode, we're breaking down asset allocation, the foundational strategy that separates successful invest personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 30-Day Rule Actually Works full da2b84a9-bf2f-4fe5-bdb6-16b2bcacf0d4 https://share.transistor.fm/s/99789def Sat, 30 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 972 Are you tired of buyer's remorse ruining your financial goals? In this episode, we're breaking down the 30-day rule—a game-changing strategy that transforms how you spend money and builds intentional purchasing habits that actually stick. Whether you're struggling with impulse spending or looking to level up your personal finance game, this episode delivers practical money tips you can implement immediately. We'll walk you through exactly how to use the 30-day rule to evaluate purchases, distin Are you tired of buyer's remorse ruining your financial goals? In this episode, we're breaking down the 30-day rule—a game-changing strategy that transforms how you spend money and builds intentional purchasing habits that actually stick. Whether you're personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No The 30 Day Rule Breaks Impulse Spending full ccccf604-ac3f-4e93-b6e6-75d062758e74 https://share.transistor.fm/s/16a08bef Fri, 29 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 922 Do you know why you bought that thing you didn't need? In this episode, we're breaking down the 30-day rule—the game-changing strategy that'll help you finally stop impulse spending and transform your relationship with money. If you've ever wondered why your bank account doesn't match your financial goals, you're not alone. Impulse purchases add up fast, and they're often rooted in emotions rather than actual needs. That's where the 30-day rule comes in. You'll discover exactly how to implemen Do you know why you bought that thing you didn't need? In this episode, we're breaking down the 30-day rule—the game-changing strategy that'll help you finally stop impulse spending and transform your relationship with money. If you've ever wondered why personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No FSA Money You're Actually Leaving Behind full 193d57cc-14ba-4462-a47a-98d16c28fe36 https://share.transistor.fm/s/31db8e1c Thu, 28 May 2026 09:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 893 Did you know most people leave thousands of dollars on the table every year by not understanding their FSA? In this episode, we're breaking down the Flexible Spending Account so you can finally use it strategically instead of panicking every December. Your employer FSA is essentially free money for healthcare costs—but only if you know how to use it. We'll walk you through exactly how to estimate your contributions without hitting that dreaded use-it-or-lose-it deadline, plus the sneaky eligibl Did you know most people leave thousands of dollars on the table every year by not understanding their FSA? In this episode, we're breaking down the Flexible Spending Account so you can finally use it strategically instead of panicking every December. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Automate Your Money While You Sleep full 6e9e6ceb-5f78-495f-854f-44f26afc3495 https://share.transistor.fm/s/5a4fc7a1 Wed, 27 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 887 Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep? In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers can transform your budgeting strategy from complicated spreadsheets into a set-it-and-forget-it system that actually works. Learn the three-step automation blueprint that takes just 15 minutes to set up but pays dividends for years. We'll walk Stop letting your paycheck slip through your fingers—what if your money could work for you while you sleep? In this episode, we're breaking down the game-changing power of automation in personal finance. You'll discover how setting up automatic transfers personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No Advisors Worth More Than They Cost full b6ef0a0f-52fa-4843-a21d-cbed76ecafee https://share.transistor.fm/s/43df7418 Tue, 26 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 864 Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear into commission payments. If you're serious about building wealth, you can't ignore personal finance fundamentals—but you also can't afford to overpay for professional guidance. We're covering the three fee structures you need to understand be Hiring a financial advisor could be costing you more money than it's actually making you. In this episode, we're breaking down the real math behind financial advisor fees and showing you exactly how to work with one without watching your returns disappear personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Choose Between Renting And Buying A Home By Doing The Real Math Beyond Just "Building Equity | Money Made Simple full fb42db5e-76b1-4eff-b4a9-041d79b34897 https://share.transistor.fm/s/b674c3b9 Mon, 25 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 898 Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually choose between renting and buying a home by doing the real math beyond just "building equity. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Roth Conversion Ladder To Retire Early Without Penalties Or Taxes | Money Made Simple full 9e72be2a-1cf5-4504-867f-a3fa868dedcf https://share.transistor.fm/s/05ba4493 Sun, 24 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 942 Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the roth conversion ladder to retire early without penalties or taxes. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. 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Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the sequence of returns risk to actually plan for retirement withdrawals without running out of money. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use i personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Build Credit From Scratch When You Have No Credit History Or After A Financial Disaster | Money Made Simple full 8d4f1655-7eda-4ac9-a56b-e8e1fae3c6d6 https://share.transistor.fm/s/66e37772 Fri, 22 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1011 Today on Money Made Simple: how to actually build credit from scratch when you have no credit history or after a financial disaster. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. 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Try A personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Negotiate A Raise With Your Current Employer Without Torpedoing Your Relationship With Your Manager | Money Made Simple full 3e8d1fc6-c3ae-483b-bc64-919e158a6ebd https://share.transistor.fm/s/35e9d477 Thu, 21 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1079 Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually negotiate a raise with your current employer without torpedoing your relationship with your manager. Personal finance explained without the jargon. One concept per episode, so you can actually understand and us personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use An Hsa As A Retirement Account And Why It'S One Of The Best-Kept Tax Advantages Available | Money Made Simple full 65f01d09-eccd-45e1-99a6-3f4aa8918adc https://share.transistor.fm/s/205575d4 Wed, 20 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1096 Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use an HSA as a retirement account and why it's one of the best-kept tax advantages available. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use The Fafsa And Student Loan Repayment Plans To Minimize What You Pay For Education | Money Made Simple full c24b6822-8b51-4216-b9c7-c15b2c11fe98 https://share.transistor.fm/s/ad27a316 Wed, 20 May 2026 07:00:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 1074 Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to actually use the FAFSA and student loan repayment plans to minimize what you pay for education. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Aud personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Taxable Brokerage Account To Build Wealth After You'Ve Maxed Out Retirement Accounts | Money Made Simple full 7de4d92b-c9df-4ed7-b413-c85889e36364 https://share.transistor.fm/s/52ad6297 Tue, 19 May 2026 02:06:49 -0700 Galapptic Podcast Network Galapptic Podcast Network 1139 Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the taxable brokerage account to build wealth after you've maxed out retirement accounts. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audib personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Use The Asset Allocation Strategy To Build A Portfolio That Actually Matches Your Risk Tolerance And Time Horizon | Money Made Simple full 5ce65e20-7e44-4146-a9f0-ed8ca1b558b4 https://share.transistor.fm/s/4dca345c Mon, 18 May 2026 20:31:36 -0700 Galapptic Podcast Network Galapptic Podcast Network 1199 Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon. Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Try Audible free for 30 days + get 1 free audiobook: https://www.amazon.com/b?node=18145289011&linkCode=ll2&tag=moneymadesi02-20&linkId=f28f07b5ac8a9289388894618851031d&language=en_US&ref_=as_li_ss_tl Today on Money Made Simple: how to use the asset allocation strategy to build a portfolio that actually matches your risk tolerance and time horizon. Personal finance explained without the jargon. One concept per episode, so you can actually understand a personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No How To Actually Use A Budget After You Create It (The Accountability Structures That Actually Stick) | Money Made Simple full 4a070540-22f9-4777-9793-92a8ae5f4a5d https://share.transistor.fm/s/11b7a535 Mon, 18 May 2026 16:30:00 -0700 Galapptic Podcast Network Galapptic Podcast Network 2189 Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick). Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Links mentioned: - This episode is brought to you by Betterment — the investing app that does the hard work for you. Whether you're saving for retirement, a rainy day, or your first home, Betterment builds and manages a personalised portfolio automatica Today on Money Made Simple: how to actually use a budget after you create it (the accountability structures that actually stick). Personal finance explained without the jargon. One concept per episode, so you can actually understand and use it. Links me personal finance, money, budgeting, investing, debt, credit score, retirement, savings, financial literacy, money tips No