Mindset Matters by Oregon REALTORS®

Episode 17: Insurance Talk: Home Edition Part 2

Oregon REALTORS® — Thu, 08 Jan 2026 11:00:00 -0800

In part two of their conversation, Oregon REALTORS® CEO Jenny Pakula continues her discussion with Acting Oregon Insurance Commissioner T.K. Keen, diving deeper into the evolving homeowners’ insurance landscape across the state. The episode also clarifies when the FAIR Plan becomes a necessary option, why reinsurance plays such a critical behind-the-scenes role, and how recent legislative changes are beginning to influence the future of insurance for Oregon homeowners.

Episode 16: Insurance Talk: Home Edition Part 1

Oregon REALTORS® — Thu, 06 Nov 2025 11:00:00 -0800

(due to technical issues, the audio for this episode was affected)

In this episode, Jenny Pakula, CEO of Oregon REALTORS, discusses the current state of homeowners' insurance in Oregon with T.K. Keen, Acting Oregon Insurance Commissioner. They explore the challenges faced by homeowners, including the impact of wildfires, the role of the Division of Financial Regulation, and the various insurance markets available. The conversation highlights the importance of adequate coverage, the Fair Plan as a last resort, and the influence of reinsurance on the insurance landscape. They also touch on recent legislative changes aimed at improving the insurance situation for consumers.

Episode 15: Navigating Home Insurance

Oregon REALTORS® — Thu, 02 Oct 2025 11:00:00 -0700

In this episode of the Mindset Matters podcast, the host discusses the complexities of homeowners insurance in Oregon with Steve Steinbeck, the executive director of the Oregon Fair Plan Association. They explore the challenges homeowners face in obtaining insurance, particularly in high-risk wildfire areas, and the role of the Oregon Fair Plan as a safety net for those unable to secure coverage through traditional means. The conversation delves into the eligibility criteria for the Fair Plan, the underwriting process, and the importance of risk mitigation strategies for homeowners. Additionally, they discuss the concept of non-admitted carriers and the coverage limits provided by the Fair Plan, emphasizing the need for responsible applicants who take proactive steps to protect their properties.

Episode 14: Economic Forces Shaping Oregon's Housing Market

Oregon REALTORS® — Thu, 04 Sep 2025 11:00:00 -0700

In this episode of the Mindset Matters podcast, Oregon REALTORS® CEO Jenny Pakula, discusses the key economic forces shaping Oregon's housing market with Mark McMullen, the Vice-President of Policy and Research for the Common Sense Institute. The conversation covers various topics, including the role of the Common Sense Institute, the challenges of construction defect liability, the struggles of the construction workforce, the impact of NIMBYism on housing development, migration trends affecting Oregon's economy, and the future outlook for the real estate market. McMullen emphasizes the need for policy changes to address housing shortages and improve affordability in the state.

Episode 13: The Summer Housing Market and Interest Rates

Oregon REALTORS® — Thu, 07 Aug 2025 11:00:00 -0700

In this episode of the Mindset Matters podcast, Jenny Pakula speaks with Noah Blanton, President of WFG National Title, about the current state of the real estate market. They discuss the dynamics of the housing market, the challenges faced by first-time home buyers, the role of builders in making homes affordable, and the emotional aspects of homeownership. They also explore the recovery of urban areas post-COVID and the impact of pricing on market recovery. Noah provides valuable insights and advice for both buyers and sellers navigating today's market.

Episode 12: Effortless Real Estate Transitions: Strategies for Smooth Client Handoffs

Oregon REALTORS® — Mon, 23 Sep 2024 11:14:22 -0700

In this conversation, Oregon REALTORS® CEO Jenny Pakula sits down with Vice President of SVN Imbrie Realty and SVN Imperial Realty Nick Krautter, to explores the ideas outlined in the second edition of his book, The Golden Handoff. This book guides retiring agents and their successors—whether in residential or commercial real estate—through the process of creating a seamless client transition from a retiring broker to an active broker, while also creating value and preserving relationships. You’ll hear actionable advice and valuable resources for a successful transition, as well as insights from Nick’s own experience building a thriving real estate business and his own move from being an active agent to retirement.

The Golden Handoff (Kindle) is available here: https://a.co/d/3zj9zE1

The Golden Handoff (paperback) is available here: goldenhandoff.com

Visit the Mindset Matters webpage: https://oregonrealtors.org/mindset-matters-podcast/

Episode 11: Redefining Compensation: Innovative Approaches for REALTORS®

Oregon REALTORS® — Sat, 08 Jun 2024 03:00:00 -0700

In this episode of Mindset Matters, Ladell White, a local lender, discusses the NAR verdict and options for buyers in the market and how real estate agents can navigate the new rules and compensation structure, particularly regarding buyer agent commissions and finding alternative solutions. Ladell also provides insights on structuring offers, negotiating closing costs, and addressing compensation in the sale agreement. She discusses the challenges and potential changes in VA loans, government loans, temporary buy downs, the current housing market, the importance of buying now, and the value of REALTORS®. Ladelle emphasizes the need for agents to articulate their value proposition and have deep conversations with buyers.

Episode 10: Unlimited Assistance: The Benefits of Tech Helpline

Oregon REALTORS® — Sat, 25 May 2024 03:00:00 -0700

Tech Helpline is a valuable and unlimited member benefit that provides tech support for real estate professionals in Oregon. It provides assistance for a wide range of technical issues, including computer problems, printer setup, and even smart appliances. The helpline is available seven days a week, with low hold times and quick response times. The tech analysts are highly praised for their expertise and personalized support. They can also offer recommendations for technology purchases and assist with system backups and restores, website issues, and even parental controls on devices like Xbox. Tech Helpline can be especially helpful for in-house tech teams at brokerages, as they can redirect calls to Tech Helpline for issues outside of their scope.

Visit the Tech Helpline Website

6am-5pm (Monday-Friday), 6am-2pm (Saturday)

(888) 804-8226

support@techhelpline.com

Episode 9: The Escrow Edge: Red Flags and Risk Mitigation Strategies

Oregon REALTORS® — Tue, 07 May 2024 13:09:03 -0700

In this episode, Ryan Wood, the state manager for Old Republic Title Company, discusses hot topics in the escrow and title world. He covers red flags on title reports, navigating the new NAR settlement rules, and how to work with escrow companies. He also discusses the importance of communication and verifying information to prevent fraud in real estate transactions, the risks of real estate fraud, the importance of verifying property ownership, and how fraudsters are becoming more sophisticated, using fake IDs and notaries to deceive buyers and sellers.

Episode 8: Trustworthy Transactions: Navigating Real Estate with Trusts, LLCs, and Estate Planning

Oregon REALTORS® — Tue, 23 Apr 2024 03:00:00 -0700

In this episode, Gregory E. Harris, Esq. discusses the importance of obtaining a Certification of Trust when dealing with property held in a trust. He explains the role of trustees and the proper titling of trust-owned property. Gregg emphasizes the need for collaboration between lawyers and REALTORS® to ensure smooth transactions. He also delves into the ownership of real estate in LLCs and who has the authority to act on behalf of the LLC. Gregg highlights the significance of due diligence for both buyers and sellers and the importance of operating agreements for LLCs. He also discusses various aspects of property ownership and estate planning. The conversation also covers the best ways to hold property, including the use of LLCs and the importance of properly-executed trust documents. He also discusses the probate process and the use of small estate affidavits, now known as “simple estate affidavits”. He concludes by emphasizing the value of REALTORS®, the importance of recognizing and embracing their worth, and three key takeaways for REALTORS®.

Episode 7: Breaking Ground: Insights into the New Construction Real Estate Market

Oregon REALTORS® — Tue, 26 Mar 2024 08:00:00 -0700

In this episode, Oregon REALTORS® 2024 President-Elect Brent Landels discusses his career in the new home construction market and provides insights into the advantages and challenges of working in this niche. He shares his experience in finding parcels and assessing their potential for development. Brent also highlights the lengthy approval process and the costs involved in new construction. For REALTORS®, he explains the benefits of specializing in new home construction and the potential for creating their own inventory. However, he also acknowledges the drawbacks, such as working weekends and the loss of flexibility compared to the traditional real estate market. He discusses different markets and lot sizes, the challenges of building on smaller lots, and the role of a REALTOR® in new construction. He emphasizes the importance of solving problems and understanding builder motivations. He also talks about finding builders to work with, getting involved with the local builder’s association, and the differences between working with custom builders and spec home builders. Brent shares tips on prospecting for parcels, building relationships, and the hard work and rewards of new construction.

Episode 6: Economic Outlook: Strategies for Oregon’s Current Market

Oregon REALTORS® — Mon, 11 Mar 2024 04:00:00 -0700

In this episode, Noah Blanton, President of Direct Operations in Oregon for WFG National Title, discusses the current state of the real estate market in Oregon and provides insights into the factors influencing pricing and supply. He highlights the impact of interest rates on pricing and buyer psychology, emphasizing the importance of understanding the market dynamics. Blanton also discusses the challenges and opportunities in the commercial real estate market, particularly in the multifamily sector. He addresses the need for increased housing supply and suggests potential solutions, such as policy changes and incentives for builders. Despite the challenges, Blanton remains positive about the stability and health of the market.

Episode 5: SPECIAL EPISODE! Everything You Need to Know About Forms

Oregon REALTORS® — Fri, 23 Feb 2024 03:00:00 -0800

In this episode, Jeremy Rogers, the Legal & Government Affairs Director at Oregon REALTORS®, discusses the role of the legal and government affairs departments and the services they provide to members. He also talks about the launch and success of Oregon REALTORS® Forms, and discusses the plethora of training and support resources available to members, and how Oregon REALTORS® Forms can help members avoid common legal pitfalls. Jeremy addresses the NAR litigation, the importance of buyer representation agreements, and how Oregon REALTORS® is helping members navigate the issue of buyer agent compensation. He also discusses upcoming legislation and the importance of addressing the housing shortage in Oregon.

Episode 4: Building Wealth Through Real Estate: Proven Strategies Unveiled

Oregon REALTORS® — Sat, 10 Feb 2024 04:00:00 -0800

In this episode, John Baker shares his tips and strategies for getting wealthy with real estate investing. He discusses the importance of prudently leveraging real estate and explains the tax benefits of investing in real estate. John also shares his personal experiences and wealth-building strategies, including investing in ATM funds and using retirement accounts for real estate investing. He emphasizes the importance of passive income and cash flow and provides advice on working with turnkey providers and building a team. He also discusses the importance of family and the shift in priorities that can occur after a life-changing event. John concludes with closing thoughts and advice for those looking to get started in real estate investing.

Resources

John’s Free Book PDF Version “There is A Raccoon on my Leg, A Journey to Discover the 30 Rules of Real Estate” https://members.wvmls.com/content/Raccoon_John_Baker.pdf

Rich Dad, Poor Dad by Robert Kiyosaki

The Cashflow Quadrant by Robert Kiyosaki

Tax Relief for American Families and Workers Act of 2024

Get Rich Education https://getricheducation.com

ATM Investing, Dave Zook, The Real Asset Investor https://therealassetinvestor.com

Rental Property Calculator

https://www.calculator.net/rental-property-calculator.html

Tax Reform Act of 2017 Bonus Depreciation

https://www.bing.com/search?q=tax+reform+act+of+2017+bonus+depreciation&qs=NWU&pq=tax+reform+act+of+2017+bonus&sk=NW_XFC1NW4NWU1&sc=10-28&cvid=D640A57229844266AF345EDB53E6FE6E&FORM=QBLH&sp=7&ghc=1&lq=0

QRP-Qualified Retirement Plan

eQRP Damion Lupo https://eqrp.com/founder/

Episode 3: Building a Brand: From Systems to Storytelling

Oregon REALTORS® — Wed, 17 Jan 2024 10:00:00 -0800

In this episode, Drew Coleman, a highly decorated real estate broker, shares his journey in the real estate industry, emphasizing the importance of systems, processes, and personal branding. Drew discusses how these elements differentiate between good, excellent and elite service in real estate. He highlights the significance of consistency, communication, and elite customer service in building trust and providing a positive experience for clients. Moreover, Drew delves into his experience in building a team, growing his business, and ultimately founding Opt Brokerage. He underscores the need for agents to stay in front of their customers, provide ongoing value, and build meaningful relationships. The conversation also touches on leadership, volunteer opportunities, and the bright future of the real estate industry.

Episode 2: Unveiling the Keys to Longevity in the Real Estate Industry

Oregon REALTORS® — Wed, 03 Jan 2024 06:00:00 -0800

In this episode, Jeff Wiren discusses the top three reasons why brokers leave the real estate business. He emphasizes the importance of prospecting and the need for agents to actively engage with their sphere of influence. Jeff also highlights the significance of financial management and creating a budget to ensure long-term success. Lastly, he addresses the resistance to using buyer broker agreements and emphasizes the importance of safety and avoiding burnout. In this conversation, Jeff Wiren discusses the importance of buyer service agreements, the development of a business plan, and the value of hard work in the real estate industry.

Episode 1: Adaptability in Real Estate: Thriving in Uncertain Markets

Oregon REALTORS® — Mon, 11 Dec 2023 12:49:12 -0800

In this episode, Ashleigh Fordham, the 2024 President of Oregon REALTORS®, shares her journey in the real estate industry and discusses the importance of coaching and motivating agents. She emphasizes the need for buyer broker agreements and explains how to articulate value on the buyer side. Ashleigh also addresses the uncertainties in the market and provides insights on navigating the current industry conditions, discusses the class action lawsuit in Missouri and the appeal process, and highlights the need for better communication and education about the real estate industry to address consumer misunderstandings. Ashleigh provides resources for real estate agents to articulate their value and stay informed about the lawsuit. She emphasizes the importance of uniqueness and differentiation in the industry and offers practical tips for agents.

Mindset Matters Season 1 Trailer

Oregon REALTORS® — Mon, 13 Nov 2023 16:44:23 -0800

Mindset Matters by Oregon REALTORS® season 1 trailer!