Making Retirement Make Sense Transistor (https://transistor.fm) https://feeds.transistor.fm/making-retirement-make-sense Making Retirement Make Sense is a retirement planning podcast helping pre-retirees and retirees make smarter, more confident financial decisions. Each episode breaks down the topics that matter most—retirement income strategies, Social Security decisions, taxes in retirement, investment risk, lifestyle planning, and legacy considerations—so you can understand your options and avoid costly mistakes. The show is hosted by Dana Anspach, CFP®, RMA®, Founder and CEO of Sensible Money and a nationally recognized retirement planning expert, published author, and educator, and CJ Miller, CFP®, RMA®, CPWA®, Partner and Executive Financial Planner at Sensible Money, recognized by InvestmentNews as one of the Best Wealth Managers & Advisors Under 40. Whether you’re planning for retirement or already living it, this channel provides clear, unbiased guidance to help you build a retirement plan that works in the real world. Subscribe and let’s make retirement make sense—together. © 2026 Sensible Money LLC 852275fb-6b3e-5968-89b7-649673c5ed5a yes en Thu, 07 May 2026 10:25:11 -0700 Thu, 07 May 2026 10:25:51 -0700 https://makingretirementmakesense.com https://img.transistorcdn.com/8Y8ks7AJyhM9YQkRuXNh-i4bcRLytb08XGWPEiiVVQY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jNGE0/ZmEyMDNjM2Y3OTUy/MzI0ZWYzM2ZkMzQ3/ZThkYy5wbmc.jpg Making Retirement Make Sense https://makingretirementmakesense.com episodic Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Making Retirement Make Sense is a retirement planning podcast helping pre-retirees and retirees make smarter, more confident financial decisions. Each episode breaks down the topics that matter most—retirement income strategies, Social Security decisions, taxes in retirement, investment risk, lifestyle planning, and legacy considerations—so you can understand your options and avoid costly mistakes. The show is hosted by Dana Anspach, CFP®, RMA®, Founder and CEO of Sensible Money and a nationally recognized retirement planning expert, published author, and educator, and CJ Miller, CFP®, RMA®, CPWA®, Partner and Executive Financial Planner at Sensible Money, recognized by InvestmentNews as one of the Best Wealth Managers & Advisors Under 40. Whether you’re planning for retirement or already living it, this channel provides clear, unbiased guidance to help you build a retirement plan that works in the real world. Subscribe and let’s make retirement make sense—together. Making Retirement Make Sense is a retirement planning podcast helping pre-retirees and retirees make smarter, more confident financial decisions. Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, Sensible Money LLC producer@makingretirementmakesense.com No No Managing Concentrated Stock in Retirement 6 6 Managing Concentrated Stock in Retirement full 59996a51-618a-4e4c-98ca-d90ce8324908 https://share.transistor.fm/s/c8856397 The emotional attachment to a company that helped you build your wealth can make it difficult to make rational decisions about when to sell. This episode breaks down the data showing why only a small fraction of stocks create long-term wealth and how you can use strategies to transition out of a concentrated position while maintaining your financial security.

Chapters:
00:00 Retirement Landmine Intro
00:44 How Much Is Too Much
03:33 Intel Crash Cautionary Tale
05:03 Biases And Stock Odds
21:40 Planning Tools And Exit Strategies
36:34 Exchange Fund Basics
37:30 Capacity And Diversification Limits
39:13 Lockups And Tax Reality
41:03 Collars For Downside Protection
46:02 Direct Indexing Tax Harvesting
49:09 Tracking Error And Wash Sales
51:30 Beware Shiny Tax Products
55:22 Opportunity Zones Reality Check
56:23 Leverage And Margin Loan Risks
01:05:33 Wrap Up Key Takeaways

Links & resources from this episode:
- Hendrik Bessembinder study: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3537838
- Visit our website: https://makingretirementmakesense.com

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast

Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> The emotional attachment to a company that helped you build your wealth can make it difficult to make rational decisions about when to sell. This episode breaks down the data showing why only a small fraction of stocks create long-term wealth and how you can use strategies to transition out of a concentrated position while maintaining your financial security.

Chapters:
00:00 Retirement Landmine Intro
00:44 How Much Is Too Much
03:33 Intel Crash Cautionary Tale
05:03 Biases And Stock Odds
21:40 Planning Tools And Exit Strategies
36:34 Exchange Fund Basics
37:30 Capacity And Diversification Limits
39:13 Lockups And Tax Reality
41:03 Collars For Downside Protection
46:02 Direct Indexing Tax Harvesting
49:09 Tracking Error And Wash Sales
51:30 Beware Shiny Tax Products
55:22 Opportunity Zones Reality Check
56:23 Leverage And Margin Loan Risks
01:05:33 Wrap Up Key Takeaways

Links & resources from this episode:
- Hendrik Bessembinder study: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3537838
- Visit our website: https://makingretirementmakesense.com

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast

Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Thu, 09 Apr 2026 12:10:02 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 3967 The emotional attachment to a company that helped you build your wealth can make it difficult to make rational decisions about when to sell. This episode breaks down the data showing why only a small fraction of stocks create long-term wealth and how you can use strategies to transition out of a concentrated position while maintaining your financial security.

Chapters:
00:00 Retirement Landmine Intro
00:44 How Much Is Too Much
03:33 Intel Crash Cautionary Tale
05:03 Biases And Stock Odds
21:40 Planning Tools And Exit Strategies
36:34 Exchange Fund Basics
37:30 Capacity And Diversification Limits
39:13 Lockups And Tax Reality
41:03 Collars For Downside Protection
46:02 Direct Indexing Tax Harvesting
49:09 Tracking Error And Wash Sales
51:30 Beware Shiny Tax Products
55:22 Opportunity Zones Reality Check
56:23 Leverage And Margin Loan Risks
01:05:33 Wrap Up Key Takeaways

Links & resources from this episode:
- Hendrik Bessembinder study: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3537838
- Visit our website: https://makingretirementmakesense.com

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast

Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No How Inheritances Really Fit Into a Retirement Plan 5 5 How Inheritances Really Fit Into a Retirement Plan full e3518c32-02a4-413f-b572-a272187da995 https://share.transistor.fm/s/d0815011 Many people assume an inheritance will simply “work itself out,” but small estate planning oversights can quietly create tax problems, family conflict, and long delays. In this episode, we explain how inheritances actually work—and how to plan so money goes where you intend without unnecessary friction.

Chapters:
00:00 Inheritance Planning Intro
00:38 Lincoln Without a Will
01:22 Wills Titles Beneficiaries
05:37 Trust Funding Pitfalls
07:54 Probate Costs Privacy
10:41 Executor Duties Checklist
35:20 Sandwich Generation Choices
36:25 Gifting While Living
39:14 Should Kids Know
43:06 Inherited IRA Tax Rules
49:43 Step Up and In Kind
58:28 Fiduciaries and Estate Updates

Links & resources from this episode:

- Visit our website: https://makingretirementmakesense.com

- Cerulli article:https://www.cerulli.com/press-releases/cerulli-anticipates-124-trillion-in-wealth-will-transfer-through-2048


Find the full audio show wherever you get your podcasts: 

Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561

Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:

- Facebook: https://www.facebook.com/profile.php?id=61580093698229

- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/

- X: https://x.com/MRMSPodcast


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Many people assume an inheritance will simply “work itself out,” but small estate planning oversights can quietly create tax problems, family conflict, and long delays. In this episode, we explain how inheritances actually work—and how to plan so money goes where you intend without unnecessary friction.

Chapters:
00:00 Inheritance Planning Intro
00:38 Lincoln Without a Will
01:22 Wills Titles Beneficiaries
05:37 Trust Funding Pitfalls
07:54 Probate Costs Privacy
10:41 Executor Duties Checklist
35:20 Sandwich Generation Choices
36:25 Gifting While Living
39:14 Should Kids Know
43:06 Inherited IRA Tax Rules
49:43 Step Up and In Kind
58:28 Fiduciaries and Estate Updates

Links & resources from this episode:

- Visit our website: https://makingretirementmakesense.com

- Cerulli article:https://www.cerulli.com/press-releases/cerulli-anticipates-124-trillion-in-wealth-will-transfer-through-2048


Find the full audio show wherever you get your podcasts: 

Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561

Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:

- Facebook: https://www.facebook.com/profile.php?id=61580093698229

- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/

- X: https://x.com/MRMSPodcast


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Thu, 09 Apr 2026 12:09:49 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 4101 Many people assume an inheritance will simply “work itself out,” but small estate planning oversights can quietly create tax problems, family conflict, and long delays. In this episode, we explain how inheritances actually work—and how to plan so money goes where you intend without unnecessary friction.

Chapters:
00:00 Inheritance Planning Intro
00:38 Lincoln Without a Will
01:22 Wills Titles Beneficiaries
05:37 Trust Funding Pitfalls
07:54 Probate Costs Privacy
10:41 Executor Duties Checklist
35:20 Sandwich Generation Choices
36:25 Gifting While Living
39:14 Should Kids Know
43:06 Inherited IRA Tax Rules
49:43 Step Up and In Kind
58:28 Fiduciaries and Estate Updates

Links & resources from this episode:

- Visit our website: https://makingretirementmakesense.com

- Cerulli article:https://www.cerulli.com/press-releases/cerulli-anticipates-124-trillion-in-wealth-will-transfer-through-2048


Find the full audio show wherever you get your podcasts: 

Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561

Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:

- Facebook: https://www.facebook.com/profile.php?id=61580093698229

- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/

- X: https://x.com/MRMSPodcast


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No From Paychecks to Purpose: Building a Meaningful Retirement Life 4 4 From Paychecks to Purpose: Building a Meaningful Retirement Life full 1da2d52f-3ea7-4e83-873a-1b4fbb3437ad https://share.transistor.fm/s/c35d7678 Most people think retirement readiness is about hitting a number, but that’s only part of the story. In this episode, we explore the emotional and identity shifts that determine whether retirement becomes deeply fulfilling—or quietly disappointing.

Fritz Gilbert is the Founder of The Retirement Manifesto, an award-winning blog focused on “Helping People Achieve A Great Retirement.” He is the author of “Keys to a Successful Retirement - Staying Happy, Active and Productive in Your Retired Years.” Fritz retired in 2018 at age 55 after a 33-year career in Corporate America and enjoys sharing the lessons he’s learned to help others on their journey. You can follow Fritz on Twitter, Facebook, or on his blog.

Chapters
00:00 Introduction to the Podcast 
00:34 Meet the Hosts and Guest 
01:16 Fritz Gilbert's Journey to Retirement 
02:57 Preparing for Retirement: Financial and Emotional Readiness 
04:41 Dana's Perspective on Retirement 
08:49 The Importance of Identity and Purpose in Retirement 
13:46 Navigating the Phases of Retirement 
27:45 Maintaining Health and Fitness in Retirement 
30:41 Rediscovering Fitness in Retirement 
31:09 Embracing New Fitness Routines 
32:53 The Role of Technology in Fitness 
33:40 Community and Social Connections 
36:03 Inspiring Stories of Active Seniors 
38:01 Freedom for Fido: A Charitable Endeavor 
42:23 Finding Purpose Through Volunteering 
46:44 Relocating for a Fulfilling Retirement

Links & resources from this episode:
- Visit our website: https://makingretirementmakesense.com
- Keys to a Successful Retirement book: https://a.co/d/06IBa19o

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast
Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Most people think retirement readiness is about hitting a number, but that’s only part of the story. In this episode, we explore the emotional and identity shifts that determine whether retirement becomes deeply fulfilling—or quietly disappointing.

Fritz Gilbert is the Founder of The Retirement Manifesto, an award-winning blog focused on “Helping People Achieve A Great Retirement.” He is the author of “Keys to a Successful Retirement - Staying Happy, Active and Productive in Your Retired Years.” Fritz retired in 2018 at age 55 after a 33-year career in Corporate America and enjoys sharing the lessons he’s learned to help others on their journey. You can follow Fritz on Twitter, Facebook, or on his blog.

Chapters
00:00 Introduction to the Podcast 
00:34 Meet the Hosts and Guest 
01:16 Fritz Gilbert's Journey to Retirement 
02:57 Preparing for Retirement: Financial and Emotional Readiness 
04:41 Dana's Perspective on Retirement 
08:49 The Importance of Identity and Purpose in Retirement 
13:46 Navigating the Phases of Retirement 
27:45 Maintaining Health and Fitness in Retirement 
30:41 Rediscovering Fitness in Retirement 
31:09 Embracing New Fitness Routines 
32:53 The Role of Technology in Fitness 
33:40 Community and Social Connections 
36:03 Inspiring Stories of Active Seniors 
38:01 Freedom for Fido: A Charitable Endeavor 
42:23 Finding Purpose Through Volunteering 
46:44 Relocating for a Fulfilling Retirement

Links & resources from this episode:
- Visit our website: https://makingretirementmakesense.com
- Keys to a Successful Retirement book: https://a.co/d/06IBa19o

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast
Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Tue, 17 Feb 2026 22:37:53 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 3543 Most people think retirement readiness is about hitting a number, but that’s only part of the story. In this episode, we explore the emotional and identity shifts that determine whether retirement becomes deeply fulfilling—or quietly disappointing.

Fritz Gilbert is the Founder of The Retirement Manifesto, an award-winning blog focused on “Helping People Achieve A Great Retirement.” He is the author of “Keys to a Successful Retirement - Staying Happy, Active and Productive in Your Retired Years.” Fritz retired in 2018 at age 55 after a 33-year career in Corporate America and enjoys sharing the lessons he’s learned to help others on their journey. You can follow Fritz on Twitter, Facebook, or on his blog.

Chapters
00:00 Introduction to the Podcast 
00:34 Meet the Hosts and Guest 
01:16 Fritz Gilbert's Journey to Retirement 
02:57 Preparing for Retirement: Financial and Emotional Readiness 
04:41 Dana's Perspective on Retirement 
08:49 The Importance of Identity and Purpose in Retirement 
13:46 Navigating the Phases of Retirement 
27:45 Maintaining Health and Fitness in Retirement 
30:41 Rediscovering Fitness in Retirement 
31:09 Embracing New Fitness Routines 
32:53 The Role of Technology in Fitness 
33:40 Community and Social Connections 
36:03 Inspiring Stories of Active Seniors 
38:01 Freedom for Fido: A Charitable Endeavor 
42:23 Finding Purpose Through Volunteering 
46:44 Relocating for a Fulfilling Retirement

Links & resources from this episode:
- Visit our website: https://makingretirementmakesense.com
- Keys to a Successful Retirement book: https://a.co/d/06IBa19o

Find the full audio show wherever you get your podcasts: 
- Apple — https://podcasts.apple.com/us/podcast/making-retirement-make-sense/id1865029561
- Spotify — https://open.spotify.com/show/2eOvIUMulgZUzUTGpzYrts

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:
- Facebook: https://www.facebook.com/profile.php?id=61580093698229
- LinkedIn: https://www.linkedin.com/company/MakingRetirementMakeSense/
- X: https://x.com/MRMSPodcast
Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No Social Security Claiming Strategies for a Secure Retirement 3 3 Social Security Claiming Strategies for a Secure Retirement full ed418a64-b062-417c-b477-183d868bc0de https://share.transistor.fm/s/47bda1ad Choosing when to claim Social Security is an irrevocable decision that significantly impacts your long-term financial security. This episode breaks down the pros and cons of claiming early versus delaying, helping you build a strategy that fits your specific needs rather than following general rules of thumb.


Chapters:


Links & resources from this episode:


Find the full audio show wherever you get your podcasts: 

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:


Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Choosing when to claim Social Security is an irrevocable decision that significantly impacts your long-term financial security. This episode breaks down the pros and cons of claiming early versus delaying, helping you build a strategy that fits your specific needs rather than following general rules of thumb.


Chapters:


Links & resources from this episode:


Find the full audio show wherever you get your podcasts: 

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:


Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Tue, 03 Feb 2026 21:09:53 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 3495 Choosing when to claim Social Security is an irrevocable decision that significantly impacts your long-term financial security. This episode breaks down the pros and cons of claiming early versus delaying, helping you build a strategy that fits your specific needs rather than following general rules of thumb.


Chapters:


Links & resources from this episode:


Find the full audio show wherever you get your podcasts: 

LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:


Disclosure
This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No CJ Miller Dana Anspach Protecting Your Retirement from Financial Fraud 2 2 Protecting Your Retirement from Financial Fraud full e82401e9-45a7-402c-906b-ba3503d20be3 https://share.transistor.fm/s/dae47f70 Financial fraud is becoming more sophisticated, and retirees are being targeted in ways most people don’t expect. In this episode, we explain the most common scams we’re seeing today and how to reduce your risk without overcomplicating your life.

  • (00:32) -  Introduction and Overview
  • (01:01) - Shocking Statistics on Financial Fraud
  • (10:57) - Protecting Yourself: Tips and Tools
  • (31:18) - Spotting Email Scams and Phishing Tactics
  • (33:03) - Credit Freezing and Monitoring: Pros and Cons
  • (39:08) - Elder Abuse and Financial Fraud
  • (50:00) - Ponzi Schemes and Investment Scams

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:

Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Financial fraud is becoming more sophisticated, and retirees are being targeted in ways most people don’t expect. In this episode, we explain the most common scams we’re seeing today and how to reduce your risk without overcomplicating your life.

  • (00:32) -  Introduction and Overview
  • (01:01) - Shocking Statistics on Financial Fraud
  • (10:57) - Protecting Yourself: Tips and Tools
  • (31:18) - Spotting Email Scams and Phishing Tactics
  • (33:03) - Credit Freezing and Monitoring: Pros and Cons
  • (39:08) - Elder Abuse and Financial Fraud
  • (50:00) - Ponzi Schemes and Investment Scams

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:

Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Thu, 01 Jan 2026 01:43:08 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 3734 Financial fraud is becoming more sophisticated, and retirees are being targeted in ways most people don’t expect. In this episode, we explain the most common scams we’re seeing today and how to reduce your risk without overcomplicating your life.

  • (00:32) -  Introduction and Overview
  • (01:01) - Shocking Statistics on Financial Fraud
  • (10:57) - Protecting Yourself: Tips and Tools
  • (31:18) - Spotting Email Scams and Phishing Tactics
  • (33:03) - Credit Freezing and Monitoring: Pros and Cons
  • (39:08) - Elder Abuse and Financial Fraud
  • (50:00) - Ponzi Schemes and Investment Scams

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense

Follow Making Retirement Make Sense on all social platforms:

Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No Rethinking Safe Withdrawal Rates 1 1 Rethinking Safe Withdrawal Rates full eeee611c-78ff-4813-a294-ca3842eab9c9 https://share.transistor.fm/s/14b65f42 Curious about safe withdrawal rates in retirement? In this episode, we delve into their evolution, misconceptions, and practical applications for a financially secure retirement.

  • (00:00) - Introduction and Overview
  • (01:11) - The 4% Rule and Its Origins
  • (06:58) - Customizing Retirement Plans
  • (10:16) - Budgeting Approaches for Retirement
  • (17:30) - Sequence of Returns Risk
  • (20:58) - Exploring the Guardrails Approach
  • (26:06) - Planning for Longevity and Withdrawal Rates
  • (30:52) - Dynamic Asset Allocation and Income Ladders
  • (38:42) - Case Study: Spending Strategies in Retirement

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Curious about safe withdrawal rates in retirement? In this episode, we delve into their evolution, misconceptions, and practical applications for a financially secure retirement.

  • (00:00) - Introduction and Overview
  • (01:11) - The 4% Rule and Its Origins
  • (06:58) - Customizing Retirement Plans
  • (10:16) - Budgeting Approaches for Retirement
  • (17:30) - Sequence of Returns Risk
  • (20:58) - Exploring the Guardrails Approach
  • (26:06) - Planning for Longevity and Withdrawal Rates
  • (30:52) - Dynamic Asset Allocation and Income Ladders
  • (38:42) - Case Study: Spending Strategies in Retirement

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Mon, 29 Dec 2025 15:37:14 -0700 Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® Dana Anspach CFP®, RMA®, CJ Miller CFP®, RMA®, CPWA® 2521 Curious about safe withdrawal rates in retirement? In this episode, we delve into their evolution, misconceptions, and practical applications for a financially secure retirement.

  • (00:00) - Introduction and Overview
  • (01:11) - The 4% Rule and Its Origins
  • (06:58) - Customizing Retirement Plans
  • (10:16) - Budgeting Approaches for Retirement
  • (17:30) - Sequence of Returns Risk
  • (20:58) - Exploring the Guardrails Approach
  • (26:06) - Planning for Longevity and Withdrawal Rates
  • (30:52) - Dynamic Asset Allocation and Income Ladders
  • (38:42) - Case Study: Spending Strategies in Retirement

Links & resources from this episode:


LIKE & SUBSCRIBE for new videos every week: https://www.youtube.com/@MakingRetirementMakeSense


Follow Making Retirement Make Sense on all social platforms:


Disclosure

This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

]]> Retirement Planning, Financial Planning, Wealth Management, Social Security, Investing for Retirement, 401k & IRA, No Dana Anspach CJ Miller