Money Mic Transistor (https://transistor.fm) https://feeds.transistor.fm/magic-mic-055b4dc9-6b29-4478-9491-8db456aaf1cc πŸŽ™οΈ MONEY MIC The Business Owners Show A modern finance and business talk show bringing together entrepreneurs, industry experts and business leaders to discuss the latest trends shaping the world of business and personal finance. Hosted by Sian Murphy with co-hosts Michele Yianni-Attard and Macy O’Shea, Money Mic delivers real insight, expert guests and practical conversations designed to help business owners grow, scale and succeed. πŸ“ˆ Business Growth πŸ’· Tax & Finance 🎀 Expert Guests πŸ’‘ Smart Money Conversations New episodes every month focusing on finance for business owners @Stepping Out a12f248b-6b08-5b24-8884-f402d3cd1f9f no Michele Yianni-Attard Sian Murphy en Mon, 29 Jun 2026 13:25:13 -0700 Mon, 29 Jun 2026 13:26:21 -0700 https://img.transistorcdn.com/c81H35sh8Z81QJC-EfSqMsw46Vto4TNSkInhOzPRxV0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mMjc0/MTI5MzM2MTIyYmI3/NjdhZDg2ZDE0NmM0/YmFmNS5qcGVn.jpg Money Mic episodic Sian Murphy πŸŽ™οΈ MONEY MIC The Business Owners Show A modern finance and business talk show bringing together entrepreneurs, industry experts and business leaders to discuss the latest trends shaping the world of business and personal finance. Hosted by Sian Murphy with co-hosts Michele Yianni-Attard and Macy O’Shea, Money Mic delivers real insight, expert guests and practical conversations designed to help business owners grow, scale and succeed. πŸ“ˆ Business Growth πŸ’· Tax & Finance 🎀 Expert Guests πŸ’‘ Smart Money Conversations New episodes every month focusing on finance for business owners πŸŽ™οΈ MONEY MIC The Business Owners Show A modern finance and business talk show bringing together entrepreneurs, industry experts and business leaders to discuss the latest trends shaping the world of business and personal finance. business finance investing cashflow Stepping Out info@steppingout.club No No Pensions, Business Owners and the Conversations Nobody Wants to Have 3 3 Pensions, Business Owners and the Conversations Nobody Wants to Have full c87a46f6-ae75-4aea-a26d-3fe391ea84a1 https://money-mic.transistor.fm/3 Most business owners know they should probably be doing something about their pension. Fewer actually are. And the longer that sits in the "important but not urgent" pile, the more uncomfortable it gets.

In this episode of Money Mic, Sian Murphy and resident financial expert Michele YianniAttard are joined by Steven Clark, financial adviser at Scott and Associates, to tackle the pension conversation head-on. Steven works across financial planning with a specialism in retirement planning, and he's used to sitting across the table from business owners who've been putting this off for years.

The conversation covers the real tax advantages of paying into a pension through your limited company, what the difference between a sole trader and a director actually means for your retirement planning, how to check your state pension forecast, and why it is never actually too late to start.

It's straight-talking, occasionally uncomfortable, and genuinely useful. If you've been avoiding this topic, this is the episode to put on.

Follow Money Mic wherever you listen to podcasts so you never miss an episode.


]]> Most business owners know they should probably be doing something about their pension. Fewer actually are. And the longer that sits in the "important but not urgent" pile, the more uncomfortable it gets.

In this episode of Money Mic, Sian Murphy and resident financial expert Michele YianniAttard are joined by Steven Clark, financial adviser at Scott and Associates, to tackle the pension conversation head-on. Steven works across financial planning with a specialism in retirement planning, and he's used to sitting across the table from business owners who've been putting this off for years.

The conversation covers the real tax advantages of paying into a pension through your limited company, what the difference between a sole trader and a director actually means for your retirement planning, how to check your state pension forecast, and why it is never actually too late to start.

It's straight-talking, occasionally uncomfortable, and genuinely useful. If you've been avoiding this topic, this is the episode to put on.

Follow Money Mic wherever you listen to podcasts so you never miss an episode.


]]> Tue, 23 Jun 2026 06:24:28 -0700 Sian Murphy Sian Murphy 2758 Most business owners know they should probably be doing something about their pension. Fewer actually are. And the longer that sits in the "important but not urgent" pile, the more uncomfortable it gets.

In this episode of Money Mic, Sian Murphy and resident financial expert Michele YianniAttard are joined by Steven Clark, financial adviser at Scott and Associates, to tackle the pension conversation head-on. Steven works across financial planning with a specialism in retirement planning, and he's used to sitting across the table from business owners who've been putting this off for years.

The conversation covers the real tax advantages of paying into a pension through your limited company, what the difference between a sole trader and a director actually means for your retirement planning, how to check your state pension forecast, and why it is never actually too late to start.

It's straight-talking, occasionally uncomfortable, and genuinely useful. If you've been avoiding this topic, this is the episode to put on.

Follow Money Mic wherever you listen to podcasts so you never miss an episode.


]]> business finance investing cashflow No Michele Yianni-Attard Sian Murphy Steven Clark Making Tax Digital: What Every Self-Employed & Business Owner Actually Needs to Know 1 1 Making Tax Digital: What Every Self-Employed & Business Owner Actually Needs to Know full 3794a96b-102b-4398-9208-e154258954a2 https://money-mic.transistor.fm/1 Making Tax Digital is coming, and HMRC says it's simple. Your clients and customers aren't so sure.

In this first episode of Money MIC, The Business Owner's Money Show, host Sian Murphy sits down with international accountant and CFO Michele Yanni-Attard and her team from Future Insight Consultancy Group to cut through the confusion around MTD and tell you exactly what it means for your business. In plain English.

They cover:

  • What Making Tax Digital actually is, and why it's not as simple as HMRC suggests
  • The critical difference between sole traders and limited company directors - and why it matters for whether MTD applies to you at all
  • The Β£50,000 income threshold, how it's calculated, and the scenarios that trip people up
  • What quarterly submissions mean in practice, and whether they really mean more work
  • The Government Gateway, the HMRC app, and how to get yourself set up
  • Why acting now - even if you don't yet hit the threshold - is the smart move

Whether you've had a letter from HMRC, ignored one, or never heard of Making Tax Digital until today, this episode gives you a clear picture of where you stand and what to do next.

Money MIC is the show that treats you as a whole financial being and that means your business finances and your personal finances together, in one place. Because you can't really separate the two.

]]> Making Tax Digital is coming, and HMRC says it's simple. Your clients and customers aren't so sure.

In this first episode of Money MIC, The Business Owner's Money Show, host Sian Murphy sits down with international accountant and CFO Michele Yanni-Attard and her team from Future Insight Consultancy Group to cut through the confusion around MTD and tell you exactly what it means for your business. In plain English.

They cover:

  • What Making Tax Digital actually is, and why it's not as simple as HMRC suggests
  • The critical difference between sole traders and limited company directors - and why it matters for whether MTD applies to you at all
  • The Β£50,000 income threshold, how it's calculated, and the scenarios that trip people up
  • What quarterly submissions mean in practice, and whether they really mean more work
  • The Government Gateway, the HMRC app, and how to get yourself set up
  • Why acting now - even if you don't yet hit the threshold - is the smart move

Whether you've had a letter from HMRC, ignored one, or never heard of Making Tax Digital until today, this episode gives you a clear picture of where you stand and what to do next.

Money MIC is the show that treats you as a whole financial being and that means your business finances and your personal finances together, in one place. Because you can't really separate the two.

]]> Tue, 16 Jun 2026 13:40:24 -0700 Sian Murphy Sian Murphy 3007 Making Tax Digital is coming, and HMRC says it's simple. Your clients and customers aren't so sure.

In this first episode of Money MIC, The Business Owner's Money Show, host Sian Murphy sits down with international accountant and CFO Michele Yanni-Attard and her team from Future Insight Consultancy Group to cut through the confusion around MTD and tell you exactly what it means for your business. In plain English.

They cover:

  • What Making Tax Digital actually is, and why it's not as simple as HMRC suggests
  • The critical difference between sole traders and limited company directors - and why it matters for whether MTD applies to you at all
  • The Β£50,000 income threshold, how it's calculated, and the scenarios that trip people up
  • What quarterly submissions mean in practice, and whether they really mean more work
  • The Government Gateway, the HMRC app, and how to get yourself set up
  • Why acting now - even if you don't yet hit the threshold - is the smart move

Whether you've had a letter from HMRC, ignored one, or never heard of Making Tax Digital until today, this episode gives you a clear picture of where you stand and what to do next.

Money MIC is the show that treats you as a whole financial being and that means your business finances and your personal finances together, in one place. Because you can't really separate the two.

]]> business finance investing cashflow No Sian Murphy Michele Yianni-Attard