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    <title>Life Skills They Never Taught You</title>
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    <description>How to communicate, apply for a job, save for your first home, build a healthy relationship — the practical skills school skipped, one at a time. AI-produced by Elite Personas LLC.</description>
    <copyright>© 2026 Elite Personas LLC</copyright>
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    <pubDate>Fri, 16 Oct 2026 21:28:05 -0500</pubDate>
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    <itunes:summary>How to communicate, apply for a job, save for your first home, build a healthy relationship — the practical skills school skipped, one at a time. AI-produced by Elite Personas LLC.</itunes:summary>
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      <itunes:name>Elite Personas LLC</itunes:name>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>The Black Belt Who Lost</title>
      <itunes:title>The Black Belt Who Lost</itunes:title>
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      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A self-defense course built around a padded man who really comes at you, why it trains the adrenaline instead of the moves, and the scandal that split it apart.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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        <![CDATA[In this episode of Life Skills They Never Taught You: A self-defense course built around a padded man who really comes at you, why it trains the adrenaline instead of the moves, and the scandal that split it apart.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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      <pubDate>Fri, 16 Oct 2026 21:28:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
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      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>344</itunes:duration>
      <itunes:summary>A self-defense course built around a padded man who really comes at you, why it trains the adrenaline instead of the moves, and the scandal that split it apart.</itunes:summary>
      <itunes:subtitle>A self-defense course built around a padded man who really comes at you, why it trains the adrenaline instead of the moves, and the scandal that split it apart.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Model Mugging</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Thirty People Finished. Millions Started.</title>
      <itunes:title>Thirty People Finished. Millions Started.</itunes:title>
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      <link>https://share.transistor.fm/s/dbb3a1a3</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: From Spanish cave paintings to the UFC, here's what martial arts actually are, why so many are younger than they look, and the one test that separates a real school from a costume shop.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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        <![CDATA[In this episode of Life Skills They Never Taught You: From Spanish cave paintings to the UFC, here's what martial arts actually are, why so many are younger than they look, and the one test that separates a real school from a costume shop.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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      <pubDate>Thu, 15 Oct 2026 21:24:24 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/dbb3a1a3/fb6a8f92.mp3" length="6347180" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>397</itunes:duration>
      <itunes:summary>From Spanish cave paintings to the UFC, here's what martial arts actually are, why so many are younger than they look, and the one test that separates a real school from a costume shop.</itunes:summary>
      <itunes:subtitle>From Spanish cave paintings to the UFC, here's what martial arts actually are, why so many are younger than they look, and the one test that separates a real school from a costume shop.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Martial arts</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>What's Actually in the Can</title>
      <itunes:title>What's Actually in the Can</itunes:title>
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      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A Pittsburgh robbery, one percent tear gas, a gun company, and a brand name that turned into a verb: the real story of Mace, and the four-second habit that makes it useful.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A Pittsburgh robbery, one percent tear gas, a gun company, and a brand name that turned into a verb: the real story of Mace, and the four-second habit that makes it useful.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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      <pubDate>Wed, 14 Oct 2026 21:21:56 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a0cb38fc/6e349d78.mp3" length="5268908" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>330</itunes:duration>
      <itunes:summary>A Pittsburgh robbery, one percent tear gas, a gun company, and a brand name that turned into a verb: the real story of Mace, and the four-second habit that makes it useful.</itunes:summary>
      <itunes:subtitle>A Pittsburgh robbery, one percent tear gas, a gun company, and a brand name that turned into a verb: the real story of Mace, and the four-second habit that makes it useful.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Mace (spray)</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Shot After the Threat</title>
      <itunes:title>The Shot After the Threat</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/54302c73</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: On Thanksgiving 2012, a Minnesota homeowner waited in his darkened basement for two teenage burglars, and the tape he recorded himself shows exactly where self-defense ended and murder began.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: On Thanksgiving 2012, a Minnesota homeowner waited in his darkened basement for two teenage burglars, and the tape he recorded himself shows exactly where self-defense ended and murder began.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
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      <pubDate>Tue, 13 Oct 2026 19:28:28 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/54302c73/1d41139f.mp3" length="5973932" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>374</itunes:duration>
      <itunes:summary>On Thanksgiving 2012, a Minnesota homeowner waited in his darkened basement for two teenage burglars, and the tape he recorded himself shows exactly where self-defense ended and murder began.</itunes:summary>
      <itunes:subtitle>On Thanksgiving 2012, a Minnesota homeowner waited in his darkened basement for two teenage burglars, and the tape he recorded himself shows exactly where self-defense ended and murder began.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Murders of Haile Kifer and Nicholas Brady</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Gun Behind the Bedroom Door</title>
      <itunes:title>The Gun Behind the Bedroom Door</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6a4dbb9a-c270-4469-8a2d-71c02e878d9e</guid>
      <link>https://share.transistor.fm/s/a4a81dfe</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A thief breaks into an empty Iowa farmhouse for old jars, a shotgun nobody is holding fires into his leg, and the homeowners end up selling most of their farm to pay him.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A thief breaks into an empty Iowa farmhouse for old jars, a shotgun nobody is holding fires into his leg, and the homeowners end up selling most of their farm to pay him.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 12 Oct 2026 18:50:53 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a4a81dfe/5dfd2b0f.mp3" length="5516972" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>345</itunes:duration>
      <itunes:summary>A thief breaks into an empty Iowa farmhouse for old jars, a shotgun nobody is holding fires into his leg, and the homeowners end up selling most of their farm to pay him.</itunes:summary>
      <itunes:subtitle>A thief breaks into an empty Iowa farmhouse for old jars, a shotgun nobody is holding fires into his leg, and the homeowners end up selling most of their farm to pay him.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Katko v. Briney</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Honest, Afraid, and Still Wrong</title>
      <itunes:title>Honest, Afraid, and Still Wrong</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fcad125c-ee91-42e2-b710-738d0cd08af8</guid>
      <link>https://share.transistor.fm/s/6b36288d</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Two people kill out of the same honest fear and get different verdicts, and the space between them is a quiet legal doctrine called imperfect self-defense.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Two people kill out of the same honest fear and get different verdicts, and the space between them is a quiet legal doctrine called imperfect self-defense.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 11 Oct 2026 21:32:39 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/6b36288d/74a5bd47.mp3" length="5783468" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>362</itunes:duration>
      <itunes:summary>Two people kill out of the same honest fear and get different verdicts, and the space between them is a quiet legal doctrine called imperfect self-defense.</itunes:summary>
      <itunes:subtitle>Two people kill out of the same honest fear and get different verdicts, and the space between them is a quiet legal doctrine called imperfect self-defense.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Imperfect self-defense</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Wrong Door on Halloween</title>
      <itunes:title>The Wrong Door on Halloween</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6870b531-b38c-450c-afb6-f4a2a39250d1</guid>
      <link>https://share.transistor.fm/s/e1a224fc</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1992 a sixteen-year-old exchange student knocked on the wrong door in Baton Rouge, heard one word he didn't catch, and died, and two courts and a president's desk gave very different answers about what had happened.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1992 a sixteen-year-old exchange student knocked on the wrong door in Baton Rouge, heard one word he didn't catch, and died, and two courts and a president's desk gave very different answers about what had happened.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 10 Oct 2026 21:26:11 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/e1a224fc/43b1c7c2.mp3" length="5253548" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>329</itunes:duration>
      <itunes:summary>In 1992 a sixteen-year-old exchange student knocked on the wrong door in Baton Rouge, heard one word he didn't catch, and died, and two courts and a president's desk gave very different answers about what had happened.</itunes:summary>
      <itunes:subtitle>In 1992 a sixteen-year-old exchange student knocked on the wrong door in Baton Rouge, heard one word he didn't catch, and died, and two courts and a president's desk gave very different answers about what had happened.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Killing of Yoshihiro Hattori</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Bricklayer in White</title>
      <itunes:title>The Bricklayer in White</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">20865331-04f1-4654-ab06-d4e49b158091</guid>
      <link>https://share.transistor.fm/s/30ad9dc6</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1804 a Hammersmith man was shot dead for being a ghost he never was, and the argument over that bullet took English law 180 years to settle.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1804 a Hammersmith man was shot dead for being a ghost he never was, and the argument over that bullet took English law 180 years to settle.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 09 Oct 2026 21:30:04 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/30ad9dc6/e71398b4.mp3" length="5897132" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>369</itunes:duration>
      <itunes:summary>In 1804 a Hammersmith man was shot dead for being a ghost he never was, and the argument over that bullet took English law 180 years to settle.</itunes:summary>
      <itunes:subtitle>In 1804 a Hammersmith man was shot dead for being a ghost he never was, and the argument over that bullet took English law 180 years to settle.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Hammersmith Ghost murder case</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Evidence the Jury Never Heard</title>
      <itunes:title>The Evidence the Jury Never Heard</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">528b801b-69e3-4fc1-8011-d10e47921ee5</guid>
      <link>https://share.transistor.fm/s/18e97e62</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Eight women in a Massachusetts prison, one weekly support group, and the door that opened after the verdict was already in.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Eight women in a Massachusetts prison, one weekly support group, and the door that opened after the verdict was already in.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 08 Oct 2026 21:27:39 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/18e97e62/30d8128c.mp3" length="5682092" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>356</itunes:duration>
      <itunes:summary>Eight women in a Massachusetts prison, one weekly support group, and the door that opened after the verdict was already in.</itunes:summary>
      <itunes:subtitle>Eight women in a Massachusetts prison, one weekly support group, and the door that opened after the verdict was already in.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Framingham Eight</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's In Your Pockets, and Did You Choose It?</title>
      <itunes:title>What's In Your Pockets, and Did You Choose It?</itunes:title>
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      <link>https://share.transistor.fm/s/e9c17fb6</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Your keys, phone and wallet already make up an everyday carry, and this episode covers what it looks like to pick those things on purpose, from the multi-tool to the UK's Theft Act 1968.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Your keys, phone and wallet already make up an everyday carry, and this episode covers what it looks like to pick those things on purpose, from the multi-tool to the UK's Theft Act 1968.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 07 Oct 2026 21:26:53 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/e9c17fb6/4a328893.mp3" length="5290412" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>331</itunes:duration>
      <itunes:summary>Your keys, phone and wallet already make up an everyday carry, and this episode covers what it looks like to pick those things on purpose, from the multi-tool to the UK's Theft Act 1968.</itunes:summary>
      <itunes:subtitle>Your keys, phone and wallet already make up an everyday carry, and this episode covers what it looks like to pick those things on purpose, from the multi-tool to the UK's Theft Act 1968.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Everyday carry</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Go Where He Isn't Guarding</title>
      <itunes:title>Go Where He Isn't Guarding</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e0620c43-7ab6-423a-8670-5d03c077eaef</guid>
      <link>https://share.transistor.fm/s/ef065a7d</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1992 a six-and-a-half-stone songwriter named Lynsey de Paul went on BBC One with research showing that fighting back doesn't get women hurt more, and she spent years after trying to get it into schools.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1992 a six-and-a-half-stone songwriter named Lynsey de Paul went on BBC One with research showing that fighting back doesn't get women hurt more, and she spent years after trying to get it into schools.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 06 Oct 2026 21:22:43 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/ef065a7d/c9be537c.mp3" length="5567660" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>348</itunes:duration>
      <itunes:summary>In 1992 a six-and-a-half-stone songwriter named Lynsey de Paul went on BBC One with research showing that fighting back doesn't get women hurt more, and she spent years after trying to get it into schools.</itunes:summary>
      <itunes:subtitle>In 1992 a six-and-a-half-stone songwriter named Lynsey de Paul went on BBC One with research showing that fighting back doesn't get women hurt more, and she spent years after trying to get it into schools.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Eve Fights Back</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Fifty-Five Thousand or Four Point Seven Million</title>
      <itunes:title>Fifty-Five Thousand or Four Point Seven Million</itunes:title>
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      <link>https://share.transistor.fm/s/55255775</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Researchers have asked how often Americans use a gun in self-defense, and their answers run from about 55,000 a year to 4.7 million, so this episode looks at how each number was counted and why that matters if you keep a gun at home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Researchers have asked how often Americans use a gun in self-defense, and their answers run from about 55,000 a year to 4.7 million, so this episode looks at how each number was counted and why that matters if you keep a gun at home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 05 Oct 2026 21:27:26 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/55255775/501cc7e5.mp3" length="6922412" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>433</itunes:duration>
      <itunes:summary>Researchers have asked how often Americans use a gun in self-defense, and their answers run from about 55,000 a year to 4.7 million, so this episode looks at how each number was counted and why that matters if you keep a gun at home.</itunes:summary>
      <itunes:subtitle>Researchers have asked how often Americans use a gun in self-defense, and their answers run from about 55,000 a year to 4.7 million, so this episode looks at how each number was counted and why that matters if you keep a gun at home.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Defensive gun use</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Ten Petrol Bombs and a Garden Wall</title>
      <itunes:title>Ten Petrol Bombs and a Garden Wall</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5f822e90-6d69-4d36-8960-0e9b3c55121b</guid>
      <link>https://share.transistor.fm/s/e2bbe46a</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A shopkeeper's ten petrol bombs, a wall knocked down nine months late and a shot fired in 1824 show exactly how far the law lets you go to protect what's yours.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A shopkeeper's ten petrol bombs, a wall knocked down nine months late and a shot fired in 1824 show exactly how far the law lets you go to protect what's yours.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 04 Oct 2026 21:27:43 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/e2bbe46a/3a41a84d.mp3" length="6225068" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>390</itunes:duration>
      <itunes:summary>A shopkeeper's ten petrol bombs, a wall knocked down nine months late and a shot fired in 1824 show exactly how far the law lets you go to protect what's yours.</itunes:summary>
      <itunes:subtitle>A shopkeeper's ten petrol bombs, a wall knocked down nine months late and a shot fired in 1824 show exactly how far the law lets you go to protect what's yours.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Defence of property</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Your Stuff, Your Fist, and the Law</title>
      <itunes:title>Your Stuff, Your Fist, and the Law</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4a74caac-d5f8-48a4-9364-ae4aac0259e6</guid>
      <link>https://share.transistor.fm/s/043d381c</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Two centuries of cases, from an 1824 shooting to a shopkeeper's ten petrol bombs in the Toxteth Riots, and what they say about how far you can go to protect what's yours.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Two centuries of cases, from an 1824 shooting to a shopkeeper's ten petrol bombs in the Toxteth Riots, and what they say about how far you can go to protect what's yours.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 04 Oct 2026 09:48:57 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/043d381c/71cacb1f.mp3" length="6141740" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>384</itunes:duration>
      <itunes:summary>Two centuries of cases, from an 1824 shooting to a shopkeeper's ten petrol bombs in the Toxteth Riots, and what they say about how far you can go to protect what's yours.</itunes:summary>
      <itunes:subtitle>Two centuries of cases, from an 1824 shooting to a shopkeeper's ten petrol bombs in the Toxteth Riots, and what they say about how far you can go to protect what's yours.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Defence of property</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Bag You Didn't Open</title>
      <itunes:title>The Bag You Didn't Open</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ada47bc1-b8cc-43b3-9c6f-469ce889aae4</guid>
      <link>https://share.transistor.fm/s/06bf5efa</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1988 Maryland's highest court decided that not knowing what you're holding can protect you, but choosing not to know won't.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1988 Maryland's highest court decided that not knowing what you're holding can protect you, but choosing not to know won't.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 02 Oct 2026 21:27:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/06bf5efa/708e8366.mp3" length="5149868" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>322</itunes:duration>
      <itunes:summary>In 1988 Maryland's highest court decided that not knowing what you're holding can protect you, but choosing not to know won't.</itunes:summary>
      <itunes:subtitle>In 1988 Maryland's highest court decided that not knowing what you're holding can protect you, but choosing not to know won't.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Dawkins v. State</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Man Who Shot the Wrong Man</title>
      <itunes:title>The Man Who Shot the Wrong Man</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">39c2101f-4dbd-45bc-a524-6172432eacdf</guid>
      <link>https://share.transistor.fm/s/54bb5ade</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1892 a Denver jeweler chasing off burglars shot the police officer who came to help him, and Colorado's highest court ruled that the question wasn't whether he was right but whether he was reasonable.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1892 a Denver jeweler chasing off burglars shot the police officer who came to help him, and Colorado's highest court ruled that the question wasn't whether he was right but whether he was reasonable.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 01 Oct 2026 21:30:49 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/54bb5ade/4bb5823c.mp3" length="5476268" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>343</itunes:duration>
      <itunes:summary>In 1892 a Denver jeweler chasing off burglars shot the police officer who came to help him, and Colorado's highest court ruled that the question wasn't whether he was right but whether he was reasonable.</itunes:summary>
      <itunes:subtitle>In 1892 a Denver jeweler chasing off burglars shot the police officer who came to help him, and Colorado's highest court ruled that the question wasn't whether he was right but whether he was reasonable.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Courvoisier v. Raymond</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Jeweler Who Shot a Cop and Won</title>
      <itunes:title>The Jeweler Who Shot a Cop and Won</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e32532e5-bbc8-4c55-a3b4-ab3f359aaae9</guid>
      <link>https://share.transistor.fm/s/a5577ebb</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1892 a Denver jeweler chased off burglars, shot the police officer who came to help, and four years later Colorado's highest court sided with the jeweler, all because of one sentence the jury never heard.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: In 1892 a Denver jeweler chased off burglars, shot the police officer who came to help, and four years later Colorado's highest court sided with the jeweler, all because of one sentence the jury never heard.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 01 Oct 2026 17:59:47 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a5577ebb/bad94731.mp3" length="5515820" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>345</itunes:duration>
      <itunes:summary>In 1892 a Denver jeweler chased off burglars, shot the police officer who came to help, and four years later Colorado's highest court sided with the jeweler, all because of one sentence the jury never heard.</itunes:summary>
      <itunes:subtitle>In 1892 a Denver jeweler chased off burglars, shot the police officer who came to help, and four years later Colorado's highest court sided with the jeweler, all because of one sentence the jury never heard.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Courvoisier v. Raymond</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>No Permit, Still Rules: The 29-State Patchwork</title>
      <itunes:title>No Permit, Still Rules: The 29-State Patchwork</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">54f440f7-9204-4b84-a02e-887cf5272129</guid>
      <link>https://share.transistor.fm/s/dc80fae1</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Vermont has never issued a concealed carry license, and today 29 states let most adults carry a handgun without a permit, but who qualifies still depends on age, residency, ID and which state line you just crossed.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Vermont has never issued a concealed carry license, and today 29 states let most adults carry a handgun without a permit, but who qualifies still depends on age, residency, ID and which state line you just crossed.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 30 Sep 2026 21:29:46 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/dc80fae1/20bb2c75.mp3" length="6375980" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>399</itunes:duration>
      <itunes:summary>Vermont has never issued a concealed carry license, and today 29 states let most adults carry a handgun without a permit, but who qualifies still depends on age, residency, ID and which state line you just crossed.</itunes:summary>
      <itunes:subtitle>Vermont has never issued a concealed carry license, and today 29 states let most adults carry a handgun without a permit, but who qualifies still depends on age, residency, ID and which state line you just crossed.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Constitutional carry</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Permit Stops at the Post Office Door</title>
      <itunes:title>The Permit Stops at the Post Office Door</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5aa88bf7-a3cd-4a46-8101-fa5f8c377a10</guid>
      <link>https://share.transistor.fm/s/2bd89ef0</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Concealed carry went from something states banned in 1813 to something every state must allow, and the rules still shift at every state line, federal doorway and store entrance.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Concealed carry went from something states banned in 1813 to something every state must allow, and the rules still shift at every state line, federal doorway and store entrance.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 29 Sep 2026 21:32:19 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/2bd89ef0/90b0f587.mp3" length="6203948" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>388</itunes:duration>
      <itunes:summary>Concealed carry went from something states banned in 1813 to something every state must allow, and the rules still shift at every state line, federal doorway and store entrance.</itunes:summary>
      <itunes:subtitle>Concealed carry went from something states banned in 1813 to something every state must allow, and the rules still shift at every state line, federal doorway and store entrance.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Concealed carry in the United States</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Permit Is the Easy Part</title>
      <itunes:title>The Permit Is the Easy Part</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f1db55d9-ece7-4362-8835-bf7bd75f4b86</guid>
      <link>https://share.transistor.fm/s/45b326d5</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practice once written off as what criminals did is now a right in every state, and this episode covers the permit, the fight over the research, and the lines on the map where that right stops.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practice once written off as what criminals did is now a right in every state, and this episode covers the permit, the fight over the research, and the lines on the map where that right stops.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 29 Sep 2026 13:10:46 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/45b326d5/344d7ab6.mp3" length="5739692" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>359</itunes:duration>
      <itunes:summary>A practice once written off as what criminals did is now a right in every state, and this episode covers the permit, the fight over the research, and the lines on the map where that right stops.</itunes:summary>
      <itunes:subtitle>A practice once written off as what criminals did is now a right in every state, and this episode covers the permit, the fight over the research, and the lines on the map where that right stops.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Concealed carry in the United States</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Right to Back a Friend</title>
      <itunes:title>The Right to Back a Friend</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6607c07f-2b38-4eca-9e81-629196a2646d</guid>
      <link>https://share.transistor.fm/s/013ee146</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: International law gives countries the right to defend each other with military force — but only if the attacked state asks for help and the response is proportionate.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: International law gives countries the right to defend each other with military force — but only if the attacked state asks for help and the response is proportionate.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 28 Sep 2026 21:22:11 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/013ee146/a524530e.mp3" length="3453740" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>216</itunes:duration>
      <itunes:summary>International law gives countries the right to defend each other with military force — but only if the attacked state asks for help and the response is proportionate.</itunes:summary>
      <itunes:subtitle>International law gives countries the right to defend each other with military force — but only if the attacked state asks for help and the response is proportionate.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Collective self-defence</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Your House Is Your Castle</title>
      <itunes:title>Your House Is Your Castle</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2ac5be2d-7f31-4f5e-80bd-0a8d00e1c3d6</guid>
      <link>https://share.transistor.fm/s/8371ac51</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: The law that treats your home as a fortress — and what happens when the fortress fires back.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: The law that treats your home as a fortress — and what happens when the fortress fires back.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 27 Sep 2026 20:48:23 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/8371ac51/918cb0e3.mp3" length="3765932" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>236</itunes:duration>
      <itunes:summary>The law that treats your home as a fortress — and what happens when the fortress fires back.</itunes:summary>
      <itunes:subtitle>The law that treats your home as a fortress — and what happens when the fortress fires back.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Castle doctrine</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Castle Doctrine</title>
      <itunes:title>The Castle Doctrine</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">20d6811e-6331-49c1-a257-c597be7bcce0</guid>
      <link>https://share.transistor.fm/s/9bf36d70</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: The ancient legal principle that your home is your fortress, and why the rules for defending it vary wildly around the world.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: The ancient legal principle that your home is your fortress, and why the rules for defending it vary wildly around the world.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 27 Sep 2026 03:31:20 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/9bf36d70/3d2e258c.mp3" length="3991340" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>250</itunes:duration>
      <itunes:summary>The ancient legal principle that your home is your fortress, and why the rules for defending it vary wildly around the world.</itunes:summary>
      <itunes:subtitle>The ancient legal principle that your home is your fortress, and why the rules for defending it vary wildly around the world.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Castle doctrine</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Can That Stops A Bear</title>
      <itunes:title>The Can That Stops A Bear</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3d17174d-c66f-4841-a3da-35592fa6194a</guid>
      <link>https://share.transistor.fm/s/655f807b</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A simple aerosol canister of concentrated pepper spray is the most effective tool for stopping a charging bear — and it has never killed one.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A simple aerosol canister of concentrated pepper spray is the most effective tool for stopping a charging bear — and it has never killed one.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 24 Sep 2026 20:13:32 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/655f807b/a322e411.mp3" length="3128108" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>196</itunes:duration>
      <itunes:summary>A simple aerosol canister of concentrated pepper spray is the most effective tool for stopping a charging bear — and it has never killed one.</itunes:summary>
      <itunes:subtitle>A simple aerosol canister of concentrated pepper spray is the most effective tool for stopping a charging bear — and it has never killed one.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Bear spray</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Battered Woman Defense</title>
      <itunes:title>The Battered Woman Defense</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b26e2600-9ad7-4ad4-bfc0-90389dbe8f1c</guid>
      <link>https://share.transistor.fm/s/e4b8d7c7</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: How learned helplessness explains why abused women stay — and how that research became a legal defense in murder trials.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: How learned helplessness explains why abused women stay — and how that research became a legal defense in murder trials.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 23 Sep 2026 21:23:43 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/e4b8d7c7/c61596f5.mp3" length="3032492" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>190</itunes:duration>
      <itunes:summary>How learned helplessness explains why abused women stay — and how that research became a legal defense in murder trials.</itunes:summary>
      <itunes:subtitle>How learned helplessness explains why abused women stay — and how that research became a legal defense in murder trials.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Battered woman syndrome</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Japan Airlines Citi Shortcut</title>
      <itunes:title>The Japan Airlines Citi Shortcut</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">68270da0-b5ad-44ea-8a89-d2986ccc09bc</guid>
      <link>https://share.transistor.fm/s/a1eff606</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Citi finally links up with Japan Airlines Mileage Bank, letting you move points at a 1:1 ratio.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Citi finally links up with Japan Airlines Mileage Bank, letting you move points at a 1:1 ratio.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 20 Sep 2026 21:13:09 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a1eff606/435910b8.mp3" length="3025580" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>190</itunes:duration>
      <itunes:summary>Citi finally links up with Japan Airlines Mileage Bank, letting you move points at a 1:1 ratio.</itunes:summary>
      <itunes:subtitle>Citi finally links up with Japan Airlines Mileage Bank, letting you move points at a 1:1 ratio.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Citi Adds Japan Airlines as Its Newest Transfer Partner</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Cruise Hack Nobody Talks About</title>
      <itunes:title>The Cruise Hack Nobody Talks About</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b81fe24e-ba8a-484b-8ec1-6416af56a643</guid>
      <link>https://share.transistor.fm/s/af6151a5</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Book a family cruise through your airline portal and earn points that pay for your next flight home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Book a family cruise through your airline portal and earn points that pay for your next flight home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 18 Sep 2026 21:15:41 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/af6151a5/c7eb14d4.mp3" length="1823660" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>114</itunes:duration>
      <itunes:summary>Book a family cruise through your airline portal and earn points that pay for your next flight home.</itunes:summary>
      <itunes:subtitle>Book a family cruise through your airline portal and earn points that pay for your next flight home.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How I Earned 1 Million Points With My Family Cruise Booking</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Holiday Money Trap</title>
      <itunes:title>The Holiday Money Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">467c86f5-5d88-4893-a06c-8ca307008045</guid>
      <link>https://share.transistor.fm/s/94f6cb9a</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Holiday spending sneaks up on you from endless gift shopping to expensive flights home, making it easy to lose track of your long-term financial goals.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Holiday spending sneaks up on you from endless gift shopping to expensive flights home, making it easy to lose track of your long-term financial goals.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 18 Sep 2026 06:34:05 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/94f6cb9a/b3fb74f5.mp3" length="3414188" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>214</itunes:duration>
      <itunes:summary>Holiday spending sneaks up on you from endless gift shopping to expensive flights home, making it easy to lose track of your long-term financial goals.</itunes:summary>
      <itunes:subtitle>Holiday spending sneaks up on you from endless gift shopping to expensive flights home, making it easy to lose track of your long-term financial goals.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, No, it's not too early to start saving for the holidays</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Auto Loan Refinance Trap</title>
      <itunes:title>The Auto Loan Refinance Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9b6fd112-38f2-45c9-ba88-09bbfd29c925</guid>
      <link>https://share.transistor.fm/s/b372da2c</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Refinancing your car loan looks simple until you find the hidden fees and rate tricks that can save you nothing or cost you more.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Refinancing your car loan looks simple until you find the hidden fees and rate tricks that can save you nothing or cost you more.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 16 Sep 2026 23:20:46 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/b372da2c/f6d479dc.mp3" length="3530540" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>221</itunes:duration>
      <itunes:summary>Refinancing your car loan looks simple until you find the hidden fees and rate tricks that can save you nothing or cost you more.</itunes:summary>
      <itunes:subtitle>Refinancing your car loan looks simple until you find the hidden fees and rate tricks that can save you nothing or cost you more.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Refinancing My Car Loan: 4 Things I Learned From Exploring My Options</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Memory-Update Trick</title>
      <itunes:title>The Memory-Update Trick</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">651be8a6-fa53-464a-b447-3d4232fb4038</guid>
      <link>https://share.transistor.fm/s/b8aa62b4</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A psychologist's daily exercise for updating old, negative memories and boosting self-esteem.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A psychologist's daily exercise for updating old, negative memories and boosting self-esteem.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 15 Sep 2026 23:19:14 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/b8aa62b4/cbe3d5e5.mp3" length="2591660" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>162</itunes:duration>
      <itunes:summary>A psychologist's daily exercise for updating old, negative memories and boosting self-esteem.</itunes:summary>
      <itunes:subtitle>A psychologist's daily exercise for updating old, negative memories and boosting self-esteem.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Feeling insecure? Try this memory-update exercise</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Art of Walking Away</title>
      <itunes:title>The Art of Walking Away</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">01e5329b-f832-4e40-ae68-f47d51dc9487</guid>
      <link>https://share.transistor.fm/s/2959b28e</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: This episode reframes quitting not as failure, but as a strategic move to reclaim time, clarify desire, and unlock space for what truly matters.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: This episode reframes quitting not as failure, but as a strategic move to reclaim time, clarify desire, and unlock space for what truly matters.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 14 Sep 2026 23:20:06 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/2959b28e/b4fa8085.mp3" length="3718700" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>233</itunes:duration>
      <itunes:summary>This episode reframes quitting not as failure, but as a strategic move to reclaim time, clarify desire, and unlock space for what truly matters.</itunes:summary>
      <itunes:subtitle>This episode reframes quitting not as failure, but as a strategic move to reclaim time, clarify desire, and unlock space for what truly matters.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Quitting is sometimes the right decision. Here's how to know when to walk away</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The First Dollar</title>
      <itunes:title>The First Dollar</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e9c341c6-2d08-4c6f-a39c-2d82e4f38a76</guid>
      <link>https://share.transistor.fm/s/e954f472</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A straight path through the noise of savings accounts to give your child a real head start.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A straight path through the noise of savings accounts to give your child a real head start.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 13 Sep 2026 23:18:45 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/e954f472/c2ff28eb.mp3" length="2353580" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>148</itunes:duration>
      <itunes:summary>A straight path through the noise of savings accounts to give your child a real head start.</itunes:summary>
      <itunes:subtitle>A straight path through the noise of savings accounts to give your child a real head start.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How to jumpstart your child's financial future</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Travel Card Schools Never Taught You</title>
      <itunes:title>The Travel Card Schools Never Taught You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">97382ce8-b3a7-4daa-8ac4-d39075f1fafb</guid>
      <link>https://share.transistor.fm/s/8260ce9e</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: This episode breaks down exactly why NerdWallet ranks the Chase Sapphire card as the single best tool for modern travelers, moving beyond points to reveal a system of value schools ignore.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: This episode breaks down exactly why NerdWallet ranks the Chase Sapphire card as the single best tool for modern travelers, moving beyond points to reveal a system of value schools ignore.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 12 Sep 2026 23:17:28 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/8260ce9e/ce141c55.mp3" length="545708" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>35</itunes:duration>
      <itunes:summary>This episode breaks down exactly why NerdWallet ranks the Chase Sapphire card as the single best tool for modern travelers, moving beyond points to reveal a system of value schools ignore.</itunes:summary>
      <itunes:subtitle>This episode breaks down exactly why NerdWallet ranks the Chase Sapphire card as the single best tool for modern travelers, moving beyond points to reveal a system of value schools ignore.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 7 Reasons NerdWallet Calls Chase Sapphire a “Must-Have for Travelers”</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Travel Card That Pays You Back</title>
      <itunes:title>The Travel Card That Pays You Back</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">60958a98-67c1-4266-9390-64477ecd6c51</guid>
      <link>https://share.transistor.fm/s/1444119b</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A look at why NerdWallet ranks the Chase Sapphire card as essential gear for anyone who moves through airports, focusing on real numbers and concrete benefits rather than marketing fluff.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A look at why NerdWallet ranks the Chase Sapphire card as essential gear for anyone who moves through airports, focusing on real numbers and concrete benefits rather than marketing fluff.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 11 Sep 2026 23:19:36 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/1444119b/b1abfaec.mp3" length="4612268" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>289</itunes:duration>
      <itunes:summary>A look at why NerdWallet ranks the Chase Sapphire card as essential gear for anyone who moves through airports, focusing on real numbers and concrete benefits rather than marketing fluff.</itunes:summary>
      <itunes:subtitle>A look at why NerdWallet ranks the Chase Sapphire card as essential gear for anyone who moves through airports, focusing on real numbers and concrete benefits rather than marketing fluff.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 7 Reasons NerdWallet Calls Chase Sapphire a “Must-Have for Travelers”</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The First Dollar: A Parent's Shortcut</title>
      <itunes:title>The First Dollar: A Parent's Shortcut</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ed820667-d4ce-48ad-a2e2-9458aa5c0b0c</guid>
      <link>https://share.transistor.fm/s/7f359f02</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Reporter Andee Tagle cuts through the noise to show parents exactly which savings vehicle actually builds wealth for their children, from 529s to custodial accounts.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Reporter Andee Tagle cuts through the noise to show parents exactly which savings vehicle actually builds wealth for their children, from 529s to custodial accounts.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 10 Sep 2026 23:19:37 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/7f359f02/ed84fe12.mp3" length="3158828" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>198</itunes:duration>
      <itunes:summary>Reporter Andee Tagle cuts through the noise to show parents exactly which savings vehicle actually builds wealth for their children, from 529s to custodial accounts.</itunes:summary>
      <itunes:subtitle>Reporter Andee Tagle cuts through the noise to show parents exactly which savings vehicle actually builds wealth for their children, from 529s to custodial accounts.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How to jumpstart your child's financial future</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The 15-Minute Reset</title>
      <itunes:title>The 15-Minute Reset</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b380164c-6641-4d62-b194-0ec50ef0226e</guid>
      <link>https://share.transistor.fm/s/74e8d436</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: When the day feels gray and you can't get out of bed, research-backed tools exist to instantly shake off the slump without grand gestures.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: When the day feels gray and you can't get out of bed, research-backed tools exist to instantly shake off the slump without grand gestures.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 07 Sep 2026 23:19:30 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/74e8d436/20620a8c.mp3" length="3103148" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>194</itunes:duration>
      <itunes:summary>When the day feels gray and you can't get out of bed, research-backed tools exist to instantly shake off the slump without grand gestures.</itunes:summary>
      <itunes:subtitle>When the day feels gray and you can't get out of bed, research-backed tools exist to instantly shake off the slump without grand gestures.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Boost your mood in 15 minutes</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Back-to-School Buzz for Grown-Ups</title>
      <itunes:title>The Back-to-School Buzz for Grown-Ups</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">54a7cd45-896a-4e70-99a1-775f53f81bd2</guid>
      <link>https://share.transistor.fm/s/c60e9d4f</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to reclaim the electric feeling of a new semester without ever setting foot in a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to reclaim the electric feeling of a new semester without ever setting foot in a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 06 Sep 2026 23:17:28 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/c60e9d4f/1a65ebbe.mp3" length="2658860" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>167</itunes:duration>
      <itunes:summary>Five practical rituals to reclaim the electric feeling of a new semester without ever setting foot in a classroom.</itunes:summary>
      <itunes:subtitle>Five practical rituals to reclaim the electric feeling of a new semester without ever setting foot in a classroom.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 rituals to reclaim that back-to-school buzz</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Tax Bill on Your Sitting Money</title>
      <itunes:title>The Tax Bill on Your Sitting Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b45303ba-483a-418d-b0fd-2b0670235e31</guid>
      <link>https://share.transistor.fm/s/d0f255b2</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A direct look at why the interest sitting in your high-yield account or CD counts as taxable income and exactly how the IRS tracks it.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A direct look at why the interest sitting in your high-yield account or CD counts as taxable income and exactly how the IRS tracks it.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 05 Sep 2026 23:18:51 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/d0f255b2/4441406f.mp3" length="2550188" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>160</itunes:duration>
      <itunes:summary>A direct look at why the interest sitting in your high-yield account or CD counts as taxable income and exactly how the IRS tracks it.</itunes:summary>
      <itunes:subtitle>A direct look at why the interest sitting in your high-yield account or CD counts as taxable income and exactly how the IRS tracks it.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Interest on CDs and Savings Accounts is Taxable. Here’s What To Know</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The School Year You Never Leave</title>
      <itunes:title>The School Year You Never Leave</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">09590ca0-e7b7-491a-893c-28a8a71961dd</guid>
      <link>https://share.transistor.fm/s/c847f39d</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: You can reclaim the electric feeling of a new semester without ever stepping foot in a classroom, using five specific rituals to reset your life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: You can reclaim the electric feeling of a new semester without ever stepping foot in a classroom, using five specific rituals to reset your life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 04 Sep 2026 05:20:30 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/c847f39d/ccb29a1a.mp3" length="3256748" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>204</itunes:duration>
      <itunes:summary>You can reclaim the electric feeling of a new semester without ever stepping foot in a classroom, using five specific rituals to reset your life.</itunes:summary>
      <itunes:subtitle>You can reclaim the electric feeling of a new semester without ever stepping foot in a classroom, using five specific rituals to reset your life.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 rituals to reclaim that back-to-school buzz</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Back-to-School Buzz for Adults</title>
      <itunes:title>The Back-to-School Buzz for Adults</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6911bc5d-c2ea-4fdc-a95c-d405c7a81a99</guid>
      <link>https://share.transistor.fm/s/4d59757f</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to break old habits and reclaim the excitement of a fresh start, whether you are in a classroom or not.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to break old habits and reclaim the excitement of a fresh start, whether you are in a classroom or not.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 03 Sep 2026 23:22:11 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/4d59757f/e8caa6cc.mp3" length="4997420" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>313</itunes:duration>
      <itunes:summary>Five practical rituals to break old habits and reclaim the excitement of a fresh start, whether you are in a classroom or not.</itunes:summary>
      <itunes:subtitle>Five practical rituals to break old habits and reclaim the excitement of a fresh start, whether you are in a classroom or not.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 rituals to reclaim that back-to-school buzz</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The September Reset</title>
      <itunes:title>The September Reset</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c02dedbd-cace-4867-b807-d1d216844361</guid>
      <link>https://share.transistor.fm/s/a93ce2a2</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals, from avocado-dyed clothes to making a new friend, help you reclaim the energy of a fresh start without stepping into a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals, from avocado-dyed clothes to making a new friend, help you reclaim the energy of a fresh start without stepping into a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 03 Sep 2026 13:08:15 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a93ce2a2/fb10f36a.mp3" length="3849260" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>241</itunes:duration>
      <itunes:summary>Five practical rituals, from avocado-dyed clothes to making a new friend, help you reclaim the energy of a fresh start without stepping into a classroom.</itunes:summary>
      <itunes:subtitle>Five practical rituals, from avocado-dyed clothes to making a new friend, help you reclaim the energy of a fresh start without stepping into a classroom.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 rituals to reclaim that back-to-school buzz</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Back-to-School Reset</title>
      <itunes:title>The Back-to-School Reset</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">655ac47b-6ae6-4bca-ac56-63df33068639</guid>
      <link>https://share.transistor.fm/s/94559261</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to break old habits and reclaim the excitement of a fresh start, even if you are not heading back to a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Five practical rituals to break old habits and reclaim the excitement of a fresh start, even if you are not heading back to a classroom.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 03 Sep 2026 11:27:18 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/94559261/938ef56f.mp3" length="3307052" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>207</itunes:duration>
      <itunes:summary>Five practical rituals to break old habits and reclaim the excitement of a fresh start, even if you are not heading back to a classroom.</itunes:summary>
      <itunes:subtitle>Five practical rituals to break old habits and reclaim the excitement of a fresh start, even if you are not heading back to a classroom.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 rituals to reclaim that back-to-school buzz</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Door on Your Seat</title>
      <itunes:title>The Door on Your Seat</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f3b7ae68-9566-4ea5-bcfc-6e9b5a42b8ad</guid>
      <link>https://share.transistor.fm/s/7ec91c10</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A look at the sliding doors, the high-stakes economics of air travel, and why American Airlines is betting its future on the front of the plane.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A look at the sliding doors, the high-stakes economics of air travel, and why American Airlines is betting its future on the front of the plane.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 02 Sep 2026 23:19:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/7ec91c10/e24f681e.mp3" length="3979820" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>249</itunes:duration>
      <itunes:summary>A look at the sliding doors, the high-stakes economics of air travel, and why American Airlines is betting its future on the front of the plane.</itunes:summary>
      <itunes:subtitle>A look at the sliding doors, the high-stakes economics of air travel, and why American Airlines is betting its future on the front of the plane.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, American Airlines Unveils Its Most Premium Plane Ever</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Procrastination Trap</title>
      <itunes:title>The Procrastination Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6ceba1ae-ed11-400a-90d6-1e8386f8e2c2</guid>
      <link>https://share.transistor.fm/s/194fa570</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A deep dive into the evolutionary wiring behind procrastination and the specific, research-backed strategies to break the cycle.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A deep dive into the evolutionary wiring behind procrastination and the specific, research-backed strategies to break the cycle.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 01 Sep 2026 13:25:27 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/194fa570/39f5e0da.mp3" length="5862572" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>367</itunes:duration>
      <itunes:summary>A deep dive into the evolutionary wiring behind procrastination and the specific, research-backed strategies to break the cycle.</itunes:summary>
      <itunes:subtitle>A deep dive into the evolutionary wiring behind procrastination and the specific, research-backed strategies to break the cycle.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, The reasons you procrastinate -- and how to finally stop</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Gap Between Intent and Action</title>
      <itunes:title>The Gap Between Intent and Action</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9d5719f3-5573-494d-92e0-d7e696ea0a6c</guid>
      <link>https://share.transistor.fm/s/04421a6d</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: You are not lazy, you are wired to avoid pain, and understanding the specific trigger behind your delay is the key to finally starting.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: You are not lazy, you are wired to avoid pain, and understanding the specific trigger behind your delay is the key to finally starting.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 01 Sep 2026 07:55:02 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/04421a6d/096b71ea.mp3" length="5420588" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>339</itunes:duration>
      <itunes:summary>You are not lazy, you are wired to avoid pain, and understanding the specific trigger behind your delay is the key to finally starting.</itunes:summary>
      <itunes:subtitle>You are not lazy, you are wired to avoid pain, and understanding the specific trigger behind your delay is the key to finally starting.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, The reasons you procrastinate -- and how to finally stop</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Ad Is Not the Truth</title>
      <itunes:title>The Ad Is Not the Truth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6c4e0161-afa5-45e0-a9b4-f021cfcbe38d</guid>
      <link>https://share.transistor.fm/s/a0bb7a69</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical guide to breaking the cycle of body fixation in a world saturated with weight-loss ads, featuring expert strategies for reclaiming your peace.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical guide to breaking the cycle of body fixation in a world saturated with weight-loss ads, featuring expert strategies for reclaiming your peace.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 30 Aug 2026 23:32:34 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/a0bb7a69/52d22b7b.mp3" length="7540268" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>472</itunes:duration>
      <itunes:summary>A practical guide to breaking the cycle of body fixation in a world saturated with weight-loss ads, featuring expert strategies for reclaiming your peace.</itunes:summary>
      <itunes:subtitle>A practical guide to breaking the cycle of body fixation in a world saturated with weight-loss ads, featuring expert strategies for reclaiming your peace.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How to stop fixating on your body in the era of GLP-1s</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Waterfall Next Door</title>
      <itunes:title>The Waterfall Next Door</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a7839ec0-9d9b-4acf-a444-48a529d256e7</guid>
      <link>https://share.transistor.fm/s/f0c9df27</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical look at how a boutique hotel in Highlands, North Carolina, puts major hikes and luxury amenities within easy reach, challenging the idea that you must choose between comfort and adventure.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical look at how a boutique hotel in Highlands, North Carolina, puts major hikes and luxury amenities within easy reach, challenging the idea that you must choose between comfort and adventure.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 29 Aug 2026 18:52:01 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/f0c9df27/2beae038.mp3" length="3749420" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>235</itunes:duration>
      <itunes:summary>A practical look at how a boutique hotel in Highlands, North Carolina, puts major hikes and luxury amenities within easy reach, challenging the idea that you must choose between comfort and adventure.</itunes:summary>
      <itunes:subtitle>A practical look at how a boutique hotel in Highlands, North Carolina, puts major hikes and luxury amenities within easy reach, challenging the idea that you must choose between comfort and adventure.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, I Hiked Waterfalls From This Trailborn by Marriott Hotel</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Body Is Not A Billboard</title>
      <itunes:title>The Body Is Not A Billboard</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cb95772e-4822-44a1-933d-968c646e0599</guid>
      <link>https://share.transistor.fm/s/0f1c3e20</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical guide to breaking the cycle of body fixation in an era defined by GLP-1 ads, weight stigma, and the quiet cost of trying to please an image-obsessed culture.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical guide to breaking the cycle of body fixation in an era defined by GLP-1 ads, weight stigma, and the quiet cost of trying to please an image-obsessed culture.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 27 Aug 2026 23:24:17 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/0f1c3e20/9a62d297.mp3" length="6751532" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>422</itunes:duration>
      <itunes:summary>A practical guide to breaking the cycle of body fixation in an era defined by GLP-1 ads, weight stigma, and the quiet cost of trying to please an image-obsessed culture.</itunes:summary>
      <itunes:subtitle>A practical guide to breaking the cycle of body fixation in an era defined by GLP-1 ads, weight stigma, and the quiet cost of trying to please an image-obsessed culture.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How to stop fixating on your body in the era of GLP-1s</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Five-Second Stop</title>
      <itunes:title>The Five-Second Stop</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">43ddb93d-7462-4c1d-896b-db61a1145404</guid>
      <link>https://share.transistor.fm/s/5d262b83</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical framework to catch yourself before you buy the sweater that falls apart or the vase that isn't vintage.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical framework to catch yourself before you buy the sweater that falls apart or the vase that isn't vintage.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 24 Aug 2026 23:21:56 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/5d262b83/68bdb457.mp3" length="5091500" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>319</itunes:duration>
      <itunes:summary>A practical framework to catch yourself before you buy the sweater that falls apart or the vase that isn't vintage.</itunes:summary>
      <itunes:subtitle>A practical framework to catch yourself before you buy the sweater that falls apart or the vase that isn't vintage.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 questions that can save you from a bad purchase</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Five-Question Trap</title>
      <itunes:title>The Five-Question Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">469e774a-9fea-457e-828b-a7cc42b2d86d</guid>
      <link>https://share.transistor.fm/s/821573ec</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical framework to stop impulse buys before they become regretful clutter.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical framework to stop impulse buys before they become regretful clutter.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 24 Aug 2026 05:01:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/821573ec/603e23e7.mp3" length="3291308" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>206</itunes:duration>
      <itunes:summary>A practical framework to stop impulse buys before they become regretful clutter.</itunes:summary>
      <itunes:subtitle>A practical framework to stop impulse buys before they become regretful clutter.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 questions that can save you from a bad purchase</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Seven-Year Wait</title>
      <itunes:title>The Seven-Year Wait</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ba97619d-5d46-4142-984c-01102fee58fc</guid>
      <link>https://share.transistor.fm/s/c06c2a18</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Walmart is finally letting you tap your phone at the register, ending a long standoff with digital wallets.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Walmart is finally letting you tap your phone at the register, ending a long standoff with digital wallets.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 22 Aug 2026 23:31:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/c06c2a18/e207d1b4.mp3" length="3108140" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>195</itunes:duration>
      <itunes:summary>Walmart is finally letting you tap your phone at the register, ending a long standoff with digital wallets.</itunes:summary>
      <itunes:subtitle>Walmart is finally letting you tap your phone at the register, ending a long standoff with digital wallets.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Walmart, Sam’s Club to Allow Tap to Pay at Checkout</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Last Holdout</title>
      <itunes:title>The Last Holdout</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f0d99d70-13b4-446a-9921-c5f9462b3912</guid>
      <link>https://share.transistor.fm/s/2b2768eb</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Walmart is finally letting you tap your phone at checkout, ending a years-long standoff with digital payment standards.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Walmart is finally letting you tap your phone at checkout, ending a years-long standoff with digital payment standards.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 21 Aug 2026 23:22:16 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/2b2768eb/2e3060c1.mp3" length="3375788" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>211</itunes:duration>
      <itunes:summary>Walmart is finally letting you tap your phone at checkout, ending a years-long standoff with digital payment standards.</itunes:summary>
      <itunes:subtitle>Walmart is finally letting you tap your phone at checkout, ending a years-long standoff with digital payment standards.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Walmart, Sam’s Club to Allow Tap to Pay at Checkout</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Pause Button</title>
      <itunes:title>The Pause Button</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ce8719c9-f489-4e08-ab0f-7580d8959691</guid>
      <link>https://share.transistor.fm/s/d666a4ef</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical look at the hidden costs of pausing your personal growth for a partner.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A practical look at the hidden costs of pausing your personal growth for a partner.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 20 Aug 2026 17:19:25 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/d666a4ef/4ea0b7cd.mp3" length="4169132" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>261</itunes:duration>
      <itunes:summary>A practical look at the hidden costs of pausing your personal growth for a partner.</itunes:summary>
      <itunes:subtitle>A practical look at the hidden costs of pausing your personal growth for a partner.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Dear Life Kit: Should I put my life on hold for my partner?</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Pause Button</title>
      <itunes:title>The Pause Button</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c30ce857-b3d9-45bc-85b2-518b6629f411</guid>
      <link>https://share.transistor.fm/s/d6eb9b71</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why waiting for the perfect moment to build your life often means never building it at all, and how to keep moving forward without waiting for permission.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why waiting for the perfect moment to build your life often means never building it at all, and how to keep moving forward without waiting for permission.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 20 Aug 2026 05:58:43 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/d6eb9b71/d32a34af.mp3" length="4322348" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>271</itunes:duration>
      <itunes:summary>Why waiting for the perfect moment to build your life often means never building it at all, and how to keep moving forward without waiting for permission.</itunes:summary>
      <itunes:subtitle>Why waiting for the perfect moment to build your life often means never building it at all, and how to keep moving forward without waiting for permission.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Dear Life Kit: Should I put my life on hold for my partner?</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Pause Button</title>
      <itunes:title>The Pause Button</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2b720d2d-ce70-4999-a03c-236d1cf4c909</guid>
      <link>https://share.transistor.fm/s/f77f8d72</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Navigating the subtle pressure to stall your own ambitions while waiting for the right moment to build a shared life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Navigating the subtle pressure to stall your own ambitions while waiting for the right moment to build a shared life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 20 Aug 2026 04:13:03 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/f77f8d72/84e4a61b.mp3" length="4209068" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>264</itunes:duration>
      <itunes:summary>Navigating the subtle pressure to stall your own ambitions while waiting for the right moment to build a shared life.</itunes:summary>
      <itunes:subtitle>Navigating the subtle pressure to stall your own ambitions while waiting for the right moment to build a shared life.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Dear Life Kit: Should I put my life on hold for my partner?</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Five Perfectionists</title>
      <itunes:title>The Five Perfectionists</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c59d7575-2aa6-4df2-b2b7-26e158af69d8</guid>
      <link>https://share.transistor.fm/s/379d0aa3</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop fighting your standards and start using them by identifying which of the five specific types of perfectionist you actually are.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop fighting your standards and start using them by identifying which of the five specific types of perfectionist you actually are.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 19 Aug 2026 11:35:12 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/379d0aa3/54b7dc6d.mp3" length="3673388" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>230</itunes:duration>
      <itunes:summary>Stop fighting your standards and start using them by identifying which of the five specific types of perfectionist you actually are.</itunes:summary>
      <itunes:subtitle>Stop fighting your standards and start using them by identifying which of the five specific types of perfectionist you actually are.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Your perfectionism isn't a problem -- if you know how to use it</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Five Ways You Overthink</title>
      <itunes:title>The Five Ways You Overthink</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">53a87835-be64-4ec2-9df9-9de2dfb372b6</guid>
      <link>https://share.transistor.fm/s/c3c1b687</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop fighting your perfectionism and start using the specific type you have, from the Parisian to the messy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop fighting your perfectionism and start using the specific type you have, from the Parisian to the messy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 18 Aug 2026 16:09:18 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/c3c1b687/5dab8efa.mp3" length="3728300" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>233</itunes:duration>
      <itunes:summary>Stop fighting your perfectionism and start using the specific type you have, from the Parisian to the messy.</itunes:summary>
      <itunes:subtitle>Stop fighting your perfectionism and start using the specific type you have, from the Parisian to the messy.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Your perfectionism isn't a problem -- if you know how to use it</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The RAM Price Spike</title>
      <itunes:title>The RAM Price Spike</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fde3b129-d1f3-45cd-9a56-431bfd247dbd</guid>
      <link>https://share.transistor.fm/s/f847a255</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a spike in memory prices is reshaping the market, turning five specific stocks and four ETFs into quiet giants.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a spike in memory prices is reshaping the market, turning five specific stocks and four ETFs into quiet giants.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 15 Aug 2026 18:03:15 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/f847a255/28dc5e44.mp3" length="3404588" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>213</itunes:duration>
      <itunes:summary>How a spike in memory prices is reshaping the market, turning five specific stocks and four ETFs into quiet giants.</itunes:summary>
      <itunes:subtitle>How a spike in memory prices is reshaping the market, turning five specific stocks and four ETFs into quiet giants.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 Memory Stocks Surging on High RAM Prices (And 4 ETFs)</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The RAM Memory Trap</title>
      <itunes:title>The RAM Memory Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6f7d4ef0-5897-4e34-a983-510dba5bc0fc</guid>
      <link>https://share.transistor.fm/s/5efc694a</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a compression algorithm and crowded trading positions are threatening to break the bull run in memory stocks.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a compression algorithm and crowded trading positions are threatening to break the bull run in memory stocks.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 14 Aug 2026 22:56:31 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/5efc694a/e0f659c6.mp3" length="5218988" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>327</itunes:duration>
      <itunes:summary>How a compression algorithm and crowded trading positions are threatening to break the bull run in memory stocks.</itunes:summary>
      <itunes:subtitle>How a compression algorithm and crowded trading positions are threatening to break the bull run in memory stocks.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, 5 Memory Stocks Surging on High RAM Prices (And 4 ETFs)</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Pain Is Not The Default</title>
      <itunes:title>Pain Is Not The Default</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e0575fb1-ba9c-410c-bfc5-5d55d826955c</guid>
      <link>https://share.transistor.fm/s/7cb8740e</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Sex shouldn't hurt, but when it does, Life Kit reporter Andee Tagle breaks down the practical steps to fix it, from home exercises to partner communication.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Sex shouldn't hurt, but when it does, Life Kit reporter Andee Tagle breaks down the practical steps to fix it, from home exercises to partner communication.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 13 Aug 2026 22:17:07 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/7cb8740e/da9f86c5.mp3" length="3717548" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>233</itunes:duration>
      <itunes:summary>Sex shouldn't hurt, but when it does, Life Kit reporter Andee Tagle breaks down the practical steps to fix it, from home exercises to partner communication.</itunes:summary>
      <itunes:subtitle>Sex shouldn't hurt, but when it does, Life Kit reporter Andee Tagle breaks down the practical steps to fix it, from home exercises to partner communication.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, If sex is painful, you have options</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Price of Sweet</title>
      <itunes:title>The Price of Sweet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b835ed83-d9c1-4d13-9a91-cced14d2cdd6</guid>
      <link>https://share.transistor.fm/s/61e44d6d</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Kirkland chocolate chips are back on Costco shelves, but the price tag tells a darker story about global supply chains.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Kirkland chocolate chips are back on Costco shelves, but the price tag tells a darker story about global supply chains.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 12 Aug 2026 22:17:55 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/61e44d6d/2dcbd34d.mp3" length="4090412" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>256</itunes:duration>
      <itunes:summary>Kirkland chocolate chips are back on Costco shelves, but the price tag tells a darker story about global supply chains.</itunes:summary>
      <itunes:subtitle>Kirkland chocolate chips are back on Costco shelves, but the price tag tells a darker story about global supply chains.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Kirkland Chocolate Chips Are Back, Baby! But …</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Where Did Your Time Go?</title>
      <itunes:title>Where Did Your Time Go?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">19284db8-812a-4dcb-80ee-2553338eb88a</guid>
      <link>https://share.transistor.fm/s/f53dfcb7</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Niro Feliciano explains how a simple time audit reveals exactly where your hours disappear in a culture obsessed with busyness.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Niro Feliciano explains how a simple time audit reveals exactly where your hours disappear in a culture obsessed with busyness.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 11 Aug 2026 22:15:57 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/f53dfcb7/0fb47983.mp3" length="3910700" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>245</itunes:duration>
      <itunes:summary>Niro Feliciano explains how a simple time audit reveals exactly where your hours disappear in a culture obsessed with busyness.</itunes:summary>
      <itunes:subtitle>Niro Feliciano explains how a simple time audit reveals exactly where your hours disappear in a culture obsessed with busyness.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Feeling short on time? Do a time audit</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The $3,000 Leak in Your Kitchen</title>
      <itunes:title>The $3,000 Leak in Your Kitchen</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">17771c5a-f009-4881-86f8-0660135a9e05</guid>
      <link>https://share.transistor.fm/s/9f1f26a4</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop guessing your budget and start cooking from the back of the pantry to cut grocery costs in half.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop guessing your budget and start cooking from the back of the pantry to cut grocery costs in half.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 22:17:53 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/9f1f26a4/02fbe89b.mp3" length="2900780" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>182</itunes:duration>
      <itunes:summary>Stop guessing your budget and start cooking from the back of the pantry to cut grocery costs in half.</itunes:summary>
      <itunes:subtitle>Stop guessing your budget and start cooking from the back of the pantry to cut grocery costs in half.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Shrink your grocery bill</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Art of the Micro-Pep Talk</title>
      <itunes:title>The Art of the Micro-Pep Talk</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0f96ecf5-5a90-40cc-ad47-0e924eb4ffa0</guid>
      <link>https://share.transistor.fm/s/82089b9b</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Paula Skaggs and Josh Linden explain how bite-sized bursts of encouragement can make mundane tasks like parallel parking or walking the dog in the rain feel manageable.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Paula Skaggs and Josh Linden explain how bite-sized bursts of encouragement can make mundane tasks like parallel parking or walking the dog in the rain feel manageable.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 09 Aug 2026 22:17:50 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/82089b9b/6dbe3537.mp3" length="3825452" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>240</itunes:duration>
      <itunes:summary>Paula Skaggs and Josh Linden explain how bite-sized bursts of encouragement can make mundane tasks like parallel parking or walking the dog in the rain feel manageable.</itunes:summary>
      <itunes:subtitle>Paula Skaggs and Josh Linden explain how bite-sized bursts of encouragement can make mundane tasks like parallel parking or walking the dog in the rain feel manageable.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Tiny pep talks for everyday problems</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Pep Talk for Parallel Parking</title>
      <itunes:title>The Pep Talk for Parallel Parking</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cd010df8-92e5-4d7f-bf42-d1664150af2c</guid>
      <link>https://share.transistor.fm/s/1f56e347</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: We save our big speeches for big moments, but Paula Skaggs and Josh Linden argue that everyday annoyances like rainy dog walks deserve bite-sized motivation too.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: We save our big speeches for big moments, but Paula Skaggs and Josh Linden argue that everyday annoyances like rainy dog walks deserve bite-sized motivation too.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 09 Aug 2026 12:36:07 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/1f56e347/e0753292.mp3" length="3888428" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>243</itunes:duration>
      <itunes:summary>We save our big speeches for big moments, but Paula Skaggs and Josh Linden argue that everyday annoyances like rainy dog walks deserve bite-sized motivation too.</itunes:summary>
      <itunes:subtitle>We save our big speeches for big moments, but Paula Skaggs and Josh Linden argue that everyday annoyances like rainy dog walks deserve bite-sized motivation too.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Tiny pep talks for everyday problems</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Pep Talk for Parallel Parking</title>
      <itunes:title>The Pep Talk for Parallel Parking</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a381eb03-e054-4afb-a564-8174d0bdb549</guid>
      <link>https://share.transistor.fm/s/9fbc5968</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: We save our big encouragement for major life events, but Paula Skaggs and Josh Linden argue that bite-sized motivation is exactly what we need for life’s smaller nuisances.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: We save our big encouragement for major life events, but Paula Skaggs and Josh Linden argue that bite-sized motivation is exactly what we need for life’s smaller nuisances.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 09 Aug 2026 07:04:39 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/9fbc5968/9b28eabf.mp3" length="4000940" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>251</itunes:duration>
      <itunes:summary>We save our big encouragement for major life events, but Paula Skaggs and Josh Linden argue that bite-sized motivation is exactly what we need for life’s smaller nuisances.</itunes:summary>
      <itunes:subtitle>We save our big encouragement for major life events, but Paula Skaggs and Josh Linden argue that bite-sized motivation is exactly what we need for life’s smaller nuisances.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Tiny pep talks for everyday problems</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Math of Waiting</title>
      <itunes:title>The Math of Waiting</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b133b03d-e99f-409c-9d95-f3ca0a72244c</guid>
      <link>https://share.transistor.fm/s/c6ae93a5</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Mortgage rates hover above 6.50%, and the difference between locking in now versus waiting could cost you more than $53,000 in interest.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Mortgage rates hover above 6.50%, and the difference between locking in now versus waiting could cost you more than $53,000 in interest.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 07 Aug 2026 22:38:02 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/c6ae93a5/f7baf6b0.mp3" length="6457388" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>404</itunes:duration>
      <itunes:summary>Mortgage rates hover above 6.50%, and the difference between locking in now versus waiting could cost you more than $53,000 in interest.</itunes:summary>
      <itunes:subtitle>Mortgage rates hover above 6.50%, and the difference between locking in now versus waiting could cost you more than $53,000 in interest.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Mortgage Rates Today, Friday, August 7: Higher for Now</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Dog, The Rain, And The Pep Talk</title>
      <itunes:title>The Dog, The Rain, And The Pep Talk</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9d218c7f-c990-44a8-9473-fecc769f0f7f</guid>
      <link>https://share.transistor.fm/s/3c2ea34c</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Paula Skaggs and Josh Linden argue that we need bite-sized motivation for everyday nuisances, not just life’s big moments.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Paula Skaggs and Josh Linden argue that we need bite-sized motivation for everyday nuisances, not just life’s big moments.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 06 Aug 2026 22:16:13 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/3c2ea34c/39eb5b4b.mp3" length="2941100" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>184</itunes:duration>
      <itunes:summary>Paula Skaggs and Josh Linden argue that we need bite-sized motivation for everyday nuisances, not just life’s big moments.</itunes:summary>
      <itunes:subtitle>Paula Skaggs and Josh Linden argue that we need bite-sized motivation for everyday nuisances, not just life’s big moments.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Tiny pep talks for everyday problems</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Card That Buys You a Table</title>
      <itunes:title>The Card That Buys You a Table</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">46e02fc6-9fa5-4eb7-8b14-10fc4897f61f</guid>
      <link>https://share.transistor.fm/s/603062df</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a specific credit card perk bypassed the NYC waitlist and landed me a seat at a closed-door dinner.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: How a specific credit card perk bypassed the NYC waitlist and landed me a seat at a closed-door dinner.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 05 Aug 2026 22:18:01 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/603062df/429bee1a.mp3" length="3226028" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>202</itunes:duration>
      <itunes:summary>How a specific credit card perk bypassed the NYC waitlist and landed me a seat at a closed-door dinner.</itunes:summary>
      <itunes:subtitle>How a specific credit card perk bypassed the NYC waitlist and landed me a seat at a closed-door dinner.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, This Citi Dining Perk Scored Me a Hard-to-Get Table in NYC</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Workout That Builds a Baby</title>
      <itunes:title>The Workout That Builds a Baby</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">50c5e07a-3977-4bb4-8913-801c6a01a8dd</guid>
      <link>https://share.transistor.fm/s/53aea90c</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Pregnancy isn't a pause button; it's a training camp for the most demanding physical event of your life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Pregnancy isn't a pause button; it's a training camp for the most demanding physical event of your life.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 04 Aug 2026 22:31:37 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/53aea90c/1d079935.mp3" length="2505260" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>157</itunes:duration>
      <itunes:summary>Pregnancy isn't a pause button; it's a training camp for the most demanding physical event of your life.</itunes:summary>
      <itunes:subtitle>Pregnancy isn't a pause button; it's a training camp for the most demanding physical event of your life.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Don't stop exercising just because you're pregnant</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Art of the Side Quest</title>
      <itunes:title>The Art of the Side Quest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">565a87ab-47bc-4467-b41e-9d22e74b6dcb</guid>
      <link>https://share.transistor.fm/s/21b68daf</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop chasing productivity and start collecting whimsy: how a purposeless hobby can rebuild your sense of self when the main storyline gets too heavy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop chasing productivity and start collecting whimsy: how a purposeless hobby can rebuild your sense of self when the main storyline gets too heavy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 04 Aug 2026 00:00:26 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/21b68daf/8f1db3a7.mp3" length="3247148" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>203</itunes:duration>
      <itunes:summary>Stop chasing productivity and start collecting whimsy: how a purposeless hobby can rebuild your sense of self when the main storyline gets too heavy.</itunes:summary>
      <itunes:subtitle>Stop chasing productivity and start collecting whimsy: how a purposeless hobby can rebuild your sense of self when the main storyline gets too heavy.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Find your side quest</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Screen Trap: Reclaiming Your Attention</title>
      <itunes:title>The Screen Trap: Reclaiming Your Attention</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1f02c7ee-8acc-409f-ae42-588e84817819</guid>
      <link>https://share.transistor.fm/s/fb9cedd6</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Host Manoush Zomorodi reveals how to break free from the endless pull of digital notifications and reclaim your mental space in a world saturated by screens.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Host Manoush Zomorodi reveals how to break free from the endless pull of digital notifications and reclaim your mental space in a world saturated by screens.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 02 Aug 2026 22:21:34 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/fb9cedd6/bae0f6f4.mp3" length="4379180" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>274</itunes:duration>
      <itunes:summary>Host Manoush Zomorodi reveals how to break free from the endless pull of digital notifications and reclaim your mental space in a world saturated by screens.</itunes:summary>
      <itunes:subtitle>Host Manoush Zomorodi reveals how to break free from the endless pull of digital notifications and reclaim your mental space in a world saturated by screens.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Free yourself from 'information overload'</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Reading the Weather for Your Mortgage</title>
      <itunes:title>Reading the Weather for Your Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2bdee5a5-6b7b-4f32-a210-b7487a690d5f</guid>
      <link>https://share.transistor.fm/s/83d197ea</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why the NerdWallet Homebuying Climate Index is the most important forecast you will check before signing on the dotted line.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why the NerdWallet Homebuying Climate Index is the most important forecast you will check before signing on the dotted line.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 01 Aug 2026 02:22:48 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/83d197ea/c3de9680.mp3" length="4477100" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>280</itunes:duration>
      <itunes:summary>Why the NerdWallet Homebuying Climate Index is the most important forecast you will check before signing on the dotted line.</itunes:summary>
      <itunes:subtitle>Why the NerdWallet Homebuying Climate Index is the most important forecast you will check before signing on the dotted line.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, NerdWallet Homebuying Climate Index</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Screen Hunger</title>
      <itunes:title>The Screen Hunger</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c3064d92-b278-4f02-b4f7-b99720bf2e04</guid>
      <link>https://share.transistor.fm/s/4d342b45</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why your phone feels like a trap and how to reclaim your attention from the noise.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Why your phone feels like a trap and how to reclaim your attention from the noise.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Fri, 31 Jul 2026 02:22:50 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/4d342b45/28040ca4.mp3" length="2918060" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>183</itunes:duration>
      <itunes:summary>Why your phone feels like a trap and how to reclaim your attention from the noise.</itunes:summary>
      <itunes:subtitle>Why your phone feels like a trap and how to reclaim your attention from the noise.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Free yourself from 'information overload'</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Screen Trap</title>
      <itunes:title>The Screen Trap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">155569f3-47f8-4513-becf-8111779283a3</guid>
      <link>https://share.transistor.fm/s/75c96f72</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover how to reclaim your attention from the dozens of screens demanding your focus every day.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover how to reclaim your attention from the dozens of screens demanding your focus every day.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 30 Jul 2026 11:15:35 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/75c96f72/5c211d60.mp3" length="3030572" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>190</itunes:duration>
      <itunes:summary>Discover how to reclaim your attention from the dozens of screens demanding your focus every day.</itunes:summary>
      <itunes:subtitle>Discover how to reclaim your attention from the dozens of screens demanding your focus every day.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Free yourself from 'information overload'</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Deductible Switch</title>
      <itunes:title>The Deductible Switch</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1a2f3cf8-3722-4e09-9095-c3a3b030c04f</guid>
      <link>https://share.transistor.fm/s/184d7e3b</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover the two-minute adjustment that slashed my auto insurance bill by 21%, proving that saving money often means accepting a slightly higher risk.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover the two-minute adjustment that slashed my auto insurance bill by 21%, proving that saving money often means accepting a slightly higher risk.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Wed, 29 Jul 2026 16:25:35 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/184d7e3b/ec865385.mp3" length="4059308" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>254</itunes:duration>
      <itunes:summary>Discover the two-minute adjustment that slashed my auto insurance bill by 21%, proving that saving money often means accepting a slightly higher risk.</itunes:summary>
      <itunes:subtitle>Discover the two-minute adjustment that slashed my auto insurance bill by 21%, proving that saving money often means accepting a slightly higher risk.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How I Cut My Auto Insurance Premiums by 21% in Two Minutes</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Art of Supercommunicating</title>
      <itunes:title>The Art of Supercommunicating</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6254f656-3e34-40ed-85de-f6e85c7ececd</guid>
      <link>https://share.transistor.fm/s/58185c94</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover why some people effortlessly build authentic connections through a simple shift in how we listen and talk.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Discover why some people effortlessly build authentic connections through a simple shift in how we listen and talk.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 28 Jul 2026 05:41:02 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/58185c94/3d255574.mp3" length="4186028" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>262</itunes:duration>
      <itunes:summary>Discover why some people effortlessly build authentic connections through a simple shift in how we listen and talk.</itunes:summary>
      <itunes:subtitle>Discover why some people effortlessly build authentic connections through a simple shift in how we listen and talk.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, How to have better conversations</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Bucket Method: How to Actually Save</title>
      <itunes:title>The Bucket Method: How to Actually Save</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e2d56c76-8e8d-4aba-afa0-e4f8fca1df88</guid>
      <link>https://share.transistor.fm/s/73afe6f6</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop guessing where your money went. Learn how certified financial planner Tania P. Brown’s bucket strategy turns vague saving goals into concrete, untouchable funds for your future.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Stop guessing where your money went. Learn how certified financial planner Tania P. Brown’s bucket strategy turns vague saving goals into concrete, untouchable funds for your future.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Mon, 27 Jul 2026 02:34:06 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/73afe6f6/c76d91bc.mp3" length="2661548" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>167</itunes:duration>
      <itunes:summary>Stop guessing where your money went. Learn how certified financial planner Tania P. Brown’s bucket strategy turns vague saving goals into concrete, untouchable funds for your future.</itunes:summary>
      <itunes:subtitle>Stop guessing where your money went. Learn how certified financial planner Tania P. Brown’s bucket strategy turns vague saving goals into concrete, untouchable funds for your future.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Savings strategies that actually work</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>When Your Brain Goes Blank</title>
      <itunes:title>When Your Brain Goes Blank</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">009f9e3f-3047-4719-86d4-fb908a992c07</guid>
      <link>https://share.transistor.fm/s/4156bb02</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Dunk your head in ice water to reset your nervous system and regain control when emotions take over.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Dunk your head in ice water to reset your nervous system and regain control when emotions take over.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sun, 26 Jul 2026 02:34:25 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/4156bb02/8d174f32.mp3" length="3446060" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>216</itunes:duration>
      <itunes:summary>Dunk your head in ice water to reset your nervous system and regain control when emotions take over.</itunes:summary>
      <itunes:subtitle>Dunk your head in ice water to reset your nervous system and regain control when emotions take over.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, What to do when you're too upset to think straight</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Iran Spike: Navigating July's Peak</title>
      <itunes:title>The Iran Spike: Navigating July's Peak</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">15e1f465-65a8-4b48-a197-6fe0f8f339eb</guid>
      <link>https://share.transistor.fm/s/eb24b884</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: As geopolitical tensions flare in Iran, mortgage rates hit their highest point of 2026, forcing buyers to rethink timing and strategy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: As geopolitical tensions flare in Iran, mortgage rates hit their highest point of 2026, forcing buyers to rethink timing and strategy.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 25 Jul 2026 02:22:47 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/eb24b884/852d1cf2.mp3" length="3967532" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>248</itunes:duration>
      <itunes:summary>As geopolitical tensions flare in Iran, mortgage rates hit their highest point of 2026, forcing buyers to rethink timing and strategy.</itunes:summary>
      <itunes:subtitle>As geopolitical tensions flare in Iran, mortgage rates hit their highest point of 2026, forcing buyers to rethink timing and strategy.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Mortgage Rates Today, Friday, July 24: Highest Rates of 2026</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Iran Effect on Your Mortgage</title>
      <itunes:title>The Iran Effect on Your Mortgage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7dbced69-16e7-48ab-9f14-84b20a25b44d</guid>
      <link>https://share.transistor.fm/s/1aabd12a</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A deep dive into why mortgage rates hit their highest point in 2026 on a single Friday, linking global conflict to the cost of borrowing at home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A deep dive into why mortgage rates hit their highest point in 2026 on a single Friday, linking global conflict to the cost of borrowing at home.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Sat, 25 Jul 2026 01:14:06 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/1aabd12a/926c9be4.mp3" length="3513260" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>220</itunes:duration>
      <itunes:summary>A deep dive into why mortgage rates hit their highest point in 2026 on a single Friday, linking global conflict to the cost of borrowing at home.</itunes:summary>
      <itunes:subtitle>A deep dive into why mortgage rates hit their highest point in 2026 on a single Friday, linking global conflict to the cost of borrowing at home.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, Mortgage Rates Today, Friday, July 24: Highest Rates of 2026</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>When Emotions Hijack Your Brain</title>
      <itunes:title>When Emotions Hijack Your Brain</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">935e50cd-86a4-4680-94a7-66c6a8246064</guid>
      <link>https://share.transistor.fm/s/06d18dcd</link>
      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: Learn the simple, science‑backed tricks to break through a heat‑wave of anger or anxiety and regain clear thinking.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: Learn the simple, science‑backed tricks to break through a heat‑wave of anger or anxiety and regain clear thinking.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Thu, 23 Jul 2026 11:43:14 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/06d18dcd/7fe84513.mp3" length="4045868" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>253</itunes:duration>
      <itunes:summary>Learn the simple, science‑backed tricks to break through a heat‑wave of anger or anxiety and regain clear thinking.</itunes:summary>
      <itunes:subtitle>Learn the simple, science‑backed tricks to break through a heat‑wave of anger or anxiety and regain clear thinking.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, What to do when you're too upset to think straight</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Decision Sprint: A Coach's Shortcut to Tough Choices</title>
      <itunes:title>The Decision Sprint: A Coach's Shortcut to Tough Choices</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c401dcdb-1255-4094-8b96-56a863ada52a</guid>
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      <description>
        <![CDATA[In this episode of Life Skills They Never Taught You: A decision coach shows how a three‑step sprint can cut through indecision, tame regret, and turn hard choices into clear moves.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </description>
      <content:encoded>
        <![CDATA[In this episode of Life Skills They Never Taught You: A decision coach shows how a three‑step sprint can cut through indecision, tame regret, and turn hard choices into clear moves.

This podcast is AI-generated. Every episode is produced and voiced by AI and disclosed as such.]]>
      </content:encoded>
      <pubDate>Tue, 21 Jul 2026 20:10:16 -0500</pubDate>
      <author>Elite Personas Audio</author>
      <enclosure url="https://media.transistor.fm/3d7e2ac5/12f246ad.mp3" length="3213740" type="audio/mpeg"/>
      <itunes:author>Elite Personas Audio</itunes:author>
      <itunes:duration>201</itunes:duration>
      <itunes:summary>A decision coach shows how a three‑step sprint can cut through indecision, tame regret, and turn hard choices into clear moves.</itunes:summary>
      <itunes:subtitle>A decision coach shows how a three‑step sprint can cut through indecision, tame regret, and turn hard choices into clear moves.</itunes:subtitle>
      <itunes:keywords>life skills podcast, personal finance basics, adulting 101, how to save money, job hunting tips, A decision coach's approach to making hard decisions</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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