Let's Appreciate

The Ozempicization of the Economy

Kyla Scanlon — Thu, 26 Mar 2026 20:08:58 -0100

Transcript:https://kyla.substack.com/p/the-ozempicization-of-the-economy

And the shows!! Come hang out!!

March 29th, Los Angeles: with Kai Ryssdal and David Brancaccio at the Aratani Theater https://events.ticketleap.com/tickets/laistofficial/Marketplace-LIVE-with-Kai-Ryssdal

April 19th, Boulder CO: with Planet Money team at Boulder Theater https://www.axs.com/events/1290779/nprs-planet-money-tickets?skin=bouldertheater

April 20th: with Planet Money again in Albuequerque, New Mexico https://artsandculture.cabq.gov/13522/13523

The Great Entertainment

Kyla Scanlon — Thu, 22 Jan 2026 13:15:23 -0100

Full transcript: https://kyla.substack.com/p/the-great-entertainment

San Francisco Fed President Mary Daly and Richmond Fed President Tom Barkin on What's Actually Happening in the Economy

Kyla Scanlon — Fri, 09 Jan 2026 16:34:19 -0100

I sat down with President Mary C. Daly, President and CEO of the San Francisco Federal Reserve, and President Tom Barkin, President and CEO of the Richmond Federal Reserve to talk about the current state of the US economy as we go into 2026. We look back to the past, particularly the 1970s and the 1990s, to understand what those periods can teach us about inflation and policy decisions today. We also talk about the persistent uncertainty we are facing in geopolitics and technology, and the growing gap between the economic data and how people feel. We talk about the headwinds we are facing and the tailwinds to be excited about. And finally, we spend time on what’s often missed in these conversations - the sources of resilience and the reasons that there is still room for optimism.

Full transcript at kyla.substack.com

Everyone is Gambling and No One is Happy

Kyla Scanlon — Thu, 11 Dec 2025 16:33:03 -0100

Transcript here: https://kyla.substack.com/p/everyone-is-gambling-and-no-one-is

Chicago Fed President Austan Goolsbee on What the Job Market Is Really Telling Us

Kyla Scanlon — Thu, 09 Oct 2025 15:50:53 +0000

Full transcript on Substack.

Who's Getting Rich Off Your Attention?

Kyla Scanlon — Wed, 24 Sep 2025 15:17:08 +0000

How concentrated ownership and automated manipulation reshape democracy

Cleveland Fed President Beth Hammack on the Risks Markets Are Missing Now

Kyla Scanlon — Wed, 03 Sep 2025 13:48:02 +0000

The importance of Fed independence, sticky inflation, AI’s impact on entry-level work, and why she still leans modestly restrictive

Gamblemerica: How Sports Betting Apps Rewired a Generation's Relationship to Risk

Kyla Scanlon — Wed, 04 Jun 2025 13:26:33 +0000

Sports betting in the United States of America. Read the full piece here: https://kyla.substack.com/p/gamblemerica-how-sports-betting-apps

00:00 - Intro
00:36 - An Excerpt
02:42 - The United States of Gamblemerica
06:09 - In Dialogue with Jon
08:12 - The History of Sports Betting
13:55 - The State, The Platform, the Hen House
17:17 - The Dopamine Business Model
22:11 - The Language of Individual Responsibility
27:03 - The Human Cost
28:41 - What Comes After Sports Betting?
31:38 - How Do We Fix This?

Jon's Book: https://www.amazon.com/Losing-Big-Americas-Reckless-Gambling/dp/B0DGS6G35H

DeepSeek, the Federal Spending Freeze, and America’s Innovation Crisis

Kyla Scanlon — Tue, 28 Jan 2025 21:37:51 -0100

Nvidia just lost $600 billion in value in a single day—the largest single-stock drop in history—and all because of a Chinese AI startup called DeepSeek. But this isn’t just about Nvidia or AI. It’s about how America is battling its own assumptions about innovation, efficiency, and progress. In this video, I'll talk about (1) how DeepSeek built a groundbreaking AI model for just $6 million (2) why U.S. tech companies like Meta and OpenAI are spending billions—and if that’s sustainable (3) the impact of federal funding freezes and policy decisions on America’s innovation pipeline (4) why the U.S. might be stuck in a “cold war” with itself over how progress should look and (5) what this means for the future of AI, talent allocation, and global competition.

DeepSeek isn’t just disrupting the AI industry; it’s forcing us to ask some hard questions about how we measure success.

00:00 Intro
00:58 Our Broader Challenges
03:08 What Is DeepSeek?
05:00 How did they do it?
05:27 Innovation
08:40 The State of Tech
11:49 Financial Engineering
12:58 Talent
15:45 Final Thoughts

EIG paper: https://eig.org/exceptional-by-design/

Music Used
'Shadows and Dust' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Nightfall' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Incantation' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Shoulders Of Giants' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Uprising' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Anna's Theme' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Parasite' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au
'Shoulders Of Giants' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au

DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Year Narrative Ate Reality

Kyla Scanlon — Mon, 23 Dec 2024 18:49:40 -0100

Full substack: https://kyla.substack.com/p/the-year-narrative-ate-reality

Trust as the Next Great Commodity

Kyla Scanlon — Wed, 11 Dec 2024 17:20:11 -0100

We talk about the concept of trust as a commodity and discuss how to invest when trust is scarce.

Spectra School: http://www.spectramarkets.com/school/
Hanks Video: https://www.youtube.com/watch?v=d8PndpFPL8g&t=40s
How Trump Won: https://kyla.substack.com/p/how-trump-won-what-happens-next-and

00:00 Introduction and Overview

00:24 Special Sponsor Segment

01:15 Current Global Events and Trust

02:40 Investing in Trust Portfolios

04:51 Framework for Evaluating Companies

06:34 The Cycle of Apathy and Trust

10:13 Rebuilding Trust: Individual and Societal Efforts

12:11 Actionable Takeaways for Investors

14:14 Conclusion and Final Thoughts

Disclaimer: This is not financial advice or a recommendation for any investment. The Content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.

Thanksgiving to Black Friday: The Beauty of Supply Chains

Kyla Scanlon — Thu, 28 Nov 2024 15:23:20 -0100

The economics of Thanksgiving and Black Friday!

00:00 Intro

00:29 Turkeys

01:25 Supply Chain

03:18 The Sweet Potato Belt and Pumpkin Capital

04:34 Black Friday

04:59 The Impact of Smartphones on Shopping

05:34 Game Theory and Price Tracking

06:37 The Future of Black Friday

08:34 Conclusion

Sources

https://www.youtube.com/watch?v=jjcjvNvvGLc

https://www.youtube.com/watch?v=bN7mG9srVh4

https://www.youtube.com/watch?v=Qsnck0LV8w4

https://www.youtube.com/watch?v=_4h-W6cHWj8

https://www.youtube.com/watch?v=lL2-HOzByBY

https://www.youtube.com/watch?v=nk2MBd5hmHQ

📚 Want to learn more? Check out:

Newsletter: kyla.substack.com

Book: "In This Economy?"

Podcast: Let's Appreciate

🔗 Follow for daily economic insights:

TikTok: @kylascan

Instagram: @kylascan

LinkedIn: @kylascan

Understanding Trump's Tariffs

Kyla Scanlon — Tue, 26 Nov 2024 19:47:37 -0100

What even are tariffs

00:00 Tariffs
01:45 History
02:40 Why does Trump Like Them?
05:02 Market Response
09:30 The Economic Impact

📚 Want to learn more? Check out:
Newsletter: kyla.substack.com
Book: "In This Economy?"
Podcast: Let's Appreciate

🔗 Follow for daily economic insights:
TikTok: @kylascan
Instagram: @kylascan
LinkedIn: @kylascan

Why Everything is Still Expensive: A Fed President Explains

Kyla Scanlon — Mon, 25 Nov 2024 20:11:08 -0100

I had questions. A lot of them. So I sat down with someone who might have answers - Mary Daly, President and CEO of the San Francisco Fed. She's one of the people actually making the decisions that affect your money.
Five big things I wanted to understand:

Why everything still feels so expensive
What's really happening with jobs
Why Wall Street and Main Street feel like different planets
How the Fed makes these massive decisions
Whether they can actually fix this

00:00 Intro
02:10 Some History
07:30 Price Stability
10:33 The Fed Test
11:05 The Price Problem
18:47 The Labor Market
22:52 The Path Forward

Sources
https://www.youtube.com/watch?v=laSqNpmCeQk
https://www.youtube.com/watch?v=SxTnOWDw31s
https://www.youtube.com/watch?v=mL-OaWx9LrM
https://www.youtube.com/watch?v=wLyh5fSTLLw
https://www.youtube.com/watch?v=M7nj2X-yl_U&t=12s
https://www.youtube.com/watch?v=rVDE5Q74EhM&t=253s
https://www.youtube.com/watch?v=512mhHUoJgk
https://www.youtube.com/watch?v=jheesQ8ot3g
https://www.youtube.com/watch?v=8b03af6b670
https://www.youtube.com/watch?v=dTivWJvGYtI
https://www.youtube.com/watch?v=kuNCfkDtPNk

📚 Want to learn more? Check out:
Newsletter: kyla.substack.com
Book: "In This Economy?"
Podcast: Let's Appreciate

🔗 Follow for daily economic insights:
TikTok: @kylascan
Instagram: @kylascan
LinkedIn: @kylascan

How Donald Trump Won and What Happens Next for the Economy

Kyla Scanlon — Sun, 17 Nov 2024 22:46:18 -0100

Donald Trump’s election has ben elected the 47th president of the United States. Here's what it means and what could happen next.

Newsletter: https://kyla.substack.com/p/how-trump-won-what-happens-next-and

Sources
https://www.youtube.com/watch?v=MkrNsNDaXS8
https://www.youtube.com/watch?v=4t0S9zZn2QQ
https://www.youtube.com/watch?v=3kBiyueN-l4
https://www.youtube.com/watch?v=SgUD03R50oc
https://www.youtube.com/watch?v=fTxECVof1GY
https://www.youtube.com/watch?v=xpG0PBsuLjU
https://www.youtube.com/watch?v=wwzHi5C6y2E
https://www.youtube.com/watch?v=D3ptpdZwNb0
https://www.youtube.com/watch?v=m3ErLnADwX4
https://www.youtube.com/watch?v=-Q29HmHSgfk
https://www.youtube.com/watch?v=mcHCpyfMavA
https://www.youtube.com/watch?v=PFw--KOUtCE
https://www.youtube.com/watch?v=3-PmFUV-dtw
https://www.youtube.com/watch?v=BJOMfH08waI
https://www.youtube.com/watch?v=tF-I9I1k9J0
https://www.youtube.com/watch?v=WkyPPEqjHdc
https://www.youtube.com/watch?v=8d3wzom0RNw
https://www.youtube.com/watch?v=_4jWMKC4nZw
https://www.youtube.com/watch?v=KaWihejcGcM
https://www.youtube.com/watch?v=hb28kAavh0M
https://www.youtube.com/watch?v=6Xa9T2OMzmw

00:00 Intro
01:17 Why Did DJT Win?
01:57 The Role of the Manosphere
03:59 No One Wants to be an Incumbent
04:41 Economic Disconnect
05:42 Inflation
07:42 Inequality
11:18 Structural Affordability
12:41 The Information Problem
15:32 Institutional Credibility
19:08 The Disconnect
20:40 Policy and Person
21:55 Biden Retrospective
27:43 How to Fix It
29:35 Trump's Agenda
31:20 Tariffs
38:21 The Market
40:34 What is Happening
45:13 The Path Forward

Comparing Economic Policies: Harris vs. Trump - A Deep Dive

Kyla Scanlon — Mon, 04 Nov 2024 20:39:34 -0100

I follow the outline of the CRFB here. In this episode, we break down the economic policy proposals of two major candidates: Kamala Harris and Donald Trump. We analyze their plans on taxes, healthcare, education, housing, and more, providing insights into how each policy could impact the economy. We draw from multiple sources, including CRFB and Budget Model, to offer an objective comparison. Key topics discussed include tax cuts, social spending, border security, tariffs, and long-term economic stability. Find out which candidate's policies could be better for the U.S. economy and why.

Sources

What the Longshoremen Strike Means for the Economy

Kyla Scanlon — Tue, 01 Oct 2024 21:04:38 +0000

Massive Longshoremen Strike: Implications for US Economy, Jobs, and Automation

The international longshoremen's association has initiated a large-scale strike on the East and Gulf coasts of the United States, risking substantial economic activity and millions of jobs. In this episode, we discuss the demands of the 45,000 striking dock workers, the potential economic impact (up to $4 billion loss per day), and the broader consequences for the US economy amid the upcoming election, holiday season, and global tensions. Key points include the dock workers' push for higher wages and a ban on automation, the response from the United States Maritime Alliance, the Biden administration's stance, and the strike's potential to fuel inflation. Additionally, we explore the historical context of automation resistance and the need for future labor retraining programs.

00:00 ILA Strike

01:10 What is a longshoremen?

03:13 usmx

04:37 Automation

07:21 monetary policy

08:56 role of luddite

10:29 openai

11:48 Worker support

How Dating Apps Contribute to the Demographic Crisis

Kyla Scanlon — Fri, 13 Sep 2024 20:35:26 +0000

The dating apps are under a lot of pressure. Falling revenues, people not wanting to pay, and Gen Z seemingly uninterested have led to collapsing stocks and circling activist investors. Their only path forward is monetization - but what does that mean for the demographic crisis?

00:00 Introduction: The Pressure on Dating Apps
00:11 The Monetization Dilemma
00:23 The Online Dating Landscape
02:18 The Rise of Match Group
04:15 The Big Three: Tinder, Hinge, and Bumble
06:15 The Financial Struggles of Dating Apps
07:15 User Dissatisfaction and Declining Interest
15:06 The Demographic Crisis
19:58 Possible Solutions and Future Outlook
20:49 Conclusion and Final Thoughts

Videos used in this video
• Hinge's Makeover: The New Era For Dat...
https://archive.org/details/CyberDat
• This company owns almost EVERY DATING...
• Tinder CEO on why the firm is launchi...
• Hinge CEO responds to accusations the...
• How Dating Apps Make Money and Why It...
• Dating app stocks: Grindr has prosper...
• Time to swipe right on dating app sto...
• Scott Galloway: The Real DANGER Of Da...&...

Home Insurance is a Really Big Problem

Kyla Scanlon — Thu, 22 Aug 2024 16:54:57 +0000

We talk a lot about building more housing, but we do not talk enough about the risk of home insurance.

We have massively underpriced risk in many parts of the economy. This leads to things like financial nihilism and distrust, which is why we see a world divided - partially because the risk models are all wrong.

00:00 Introduction to Kamala Harris's Economic Proposals

00:09 Detailed Housing Policies

01:14 Supply and Demand in Housing

01:37 The Broader Impact of Housing Shortages

02:29 The Complexity of Housing as an Asset

03:18 Challenges in Home Building

03:47 The Home Insurance Crisis

08:53 Economic and Financial Implications

09:44 Regulatory Issues and Underinsurance

11:09 Reinsurance and Secondary Perils

13:03 Future Paths and Solutions

14:55 Updating Risk Models for the Future

17:44 Conclusion and Final Thoughts

How Do We Fix the Economy?

Kyla Scanlon — Wed, 14 Aug 2024 20:40:40 +0000

In this episode, we explore pressing economic questions with Jared Bernstein, Chair of President Biden's Council of Economic Advisors, and Daniel from the National Economic Council. Topics covered include the current state of inflation, the labor market, and the housing market. Key discussions focus on understanding inflation indicators like CPI and PPI, the impact of government policies on housing and rental affordability, and the role of fiscal and monetary policy in addressing economic challenges. The episode also delves into broader economic issues such as child care, eldercare, wealth inequality, and trade policy. Through these conversations, the episode emphasizes the importance of having concrete policy solutions to improve the economy and help the average consumer.

00:00 Intro

01:20 Inflation

05:35 Labor Market

11:33 Housing

23:29 Conclusion

Why The Markets Are So Dramatic

Kyla Scanlon — Mon, 05 Aug 2024 20:50:48 +0000

September Rate Cut?

Kyla Scanlon — Wed, 31 Jul 2024 21:29:02 +0000

Survey: https://forms.gle/BD7tPEhDr7tqMws8A

Book: https://www.amazon.com/This-Economy-Money-Markets-Really-ebook/dp/B0C4J8YH41/

Austan Goolsbee on the Fed's Data Dependence and the Golden Path

Kyla Scanlon — Tue, 02 Jul 2024 16:18:49 +0000

An interview with Austan Goolsbee, the president of the Federal Reserve Bank of Chicago, on economic data and where he thinks the Fed might be going next.

Rewriting the Story of Housing in America

Kyla Scanlon — Tue, 25 Jun 2024 21:52:05 +0000

Interview with Deputy Treasury Secretary Wally Adeyemo on Innovative Housing Policies

In this episode, I interview Deputy Secretary of the Treasury Wally Adeyemo to discuss the recent policies passed by the Treasury to address the housing shortage in the U.S. The conversation highlights Minneapolis' groundbreaking zoning reforms and explores new federal initiatives aimed at making housing more accessible and affordable. Topics include zoning laws, interest rate predictability for builders, and the importance of integrating housing with public transit.

00:00 Introduction and Welcome
00:05 Interview with Deputy Secretary of the Treasury
00:12 The Housing Shortage in America
01:30 Minneapolis: A Case Study in Housing Reform
04:17 Treasury's New Housing Efforts
05:16 Challenges and Solutions in Housing Finance
08:27 Integration of Housing and Public Transit
09:18 Conclusion and Final Thoughts
11:36 Closing Remarks and Call to Action

No, We Aren't in a Recession (But We Might Be in a Crisis)

Kyla Scanlon — Thu, 23 May 2024 18:24:36 +0000

What's Going on with Inflation?

Kyla Scanlon — Wed, 15 May 2024 18:15:39 +0000

Inflation!

Preorder here: https://www.penguinrandomhouse.com/books/737854/in-this-economy-by-kyla-scanlon/
Signed copy here: https://www.boulderbookstore.net/book/9780593727874
Giveaway here: https://www.goodreads.com/giveaway/show/388728-in-this-economy-how-money-markets-really-work

The $2 Billion Dollar Story of Bluey

Kyla Scanlon — Tue, 14 May 2024 20:09:02 +0000

A version of this research first appeared in the TLDR podcast

When You Destroy the Tools of Creativity

Kyla Scanlon — Thu, 09 May 2024 14:35:22 +0000

https://kyla.substack.com/p/when-you-destroy-the-tools-of-creativity

Here's How We Fix the Housing Crisis

Kyla Scanlon — Wed, 27 Mar 2024 17:51:28 -0100

An interview with Deputy Secretary of the Treasury, Wally Adeyemo, about how we fix the housing crisis.

Why We Don't Trust Each Other Anymore

Kyla Scanlon — Fri, 23 Feb 2024 16:56:25 -0100

https://kyla.substack.com/p/why-we-dont-trust-each-other-anymore

Is Wall Street Destroying the American Dream?

Kyla Scanlon — Wed, 17 Jan 2024 16:56:12 -0100

Is Wall Street actually buying up all the housing... or is something far worse going on?

Featuring interviews with Ro Khanna, the U.S. Representative for California's 17th District, Rick Palacios Jr, the Director of Research at John Burns Research and Consulting, and several beavers.

Follow Rick: https://twitter.com/RickPalaciosJr
Follow Ro Khanna: https://twitter.com/RoKhanna

All articles and works cited here: https://docs.google.com/document/d/1_AB46PlhICTFcb9BriET7kPlHs6Uqw_vdFncZ-kaAMI/edit?usp=sharing

0:00 - 00:51 - Intro
00:51 - 01:59 - Housing Market Overview
01:59 - 06:26 - What exactly is 'wall street'?
06:26 - 12:02 - Housing Crisis
12:02 - 16:44 - Fixing Crisis
16:44 - 18:22 - Community, General Kyla Monologue

2024 Outlook: Rate Cuts and the Influencer Apocalypse

Kyla Scanlon — Tue, 02 Jan 2024 20:53:15 -0100

Full article: https://kyla.substack.com/p/2024-outlook-rate-cuts-and-the-influencer

Uncertainty and the Federal Reserve

Kyla Scanlon — Thu, 14 Dec 2023 20:18:40 -0100

Fed action, uncertainty, and a rant about my favorite book

It's More Than Just Vibes

Kyla Scanlon — Wed, 06 Dec 2023 22:05:06 -0100

https://www.dictionary.com/e/pop-culture/vibecession/

Oh My, OpenAI (An Explainer)

Kyla Scanlon — Mon, 20 Nov 2023 21:28:09 -0100

How Social Media Shapes Economic Perception

Kyla Scanlon — Thu, 09 Nov 2023 23:51:51 -0100

One thing I’ve been trying to square lately is online discourse and real world action.

I spend a lot of time on this topic (like a lot of time) and it’s because I think it’s important. A lot of people will shrug off how people feel because people are people, and it’s volatile and prone to change, but there is always something within the weeds of these whispers that can be informative to thinking about change.

The economy is weird right now. We all know this. We all feel this.

Political Narratives and Economic Policies

We are about to go into an election year, there was a debate last night, some key gubernatorial races this week (go Kentucky!!!) and of course, political sentiment is going to shape economic sentiment - and divide. I was fortunate enough to interview David Dayen of the American Prospect this week, and he said -

Republicans are going to focus on inflation, even if the inflation statistics are pretty moderate at that time… They think it's a winning issue. The Democrats are going to focus on the fact that over 10 million [jobs] have been created under Biden's presidency. That the unemployment rate is at historic lows that the gap between the black and white unemployment rate is at historic lows… There is a problem with touting the economy too much when people's circumstances don't feel like that they're in the same place. I don't know if I would say demeaning, but it seems like it sort of erases people's experience to a certain degree.

And people CARE about inflation. They feel like their experience has been erased.

Full article: https://kyla.substack.com/p/how-socia...

Blog: https://kyla.substack.com

The TikTok Girl is Right: Modernity and the 9-to-5

Kyla Scanlon — Thu, 26 Oct 2023 20:36:40 +0000

https://kyla.substack.com/p/the-tiktok-girl-is-right-modernity

The Bond Markets are Going Crazy: What does this mean?

Kyla Scanlon — Wed, 25 Oct 2023 21:25:22 +0000

Jerome Powell and the Federal Open Market Committee's Stance: The Federal Open Market Committee, led by Jerome Powell, is indicating a pause in interest rate hikes, highlighting a need for caution and careful consideration of "highly elevated" geopolitical risks and other uncertainties. There's potential for a move in December or later, but conditions need to be met based on comprehensive incoming data, the evolving outlook, and risk assessment. Despite the higher long-term yields, Powell suggests less need for the Fed to hike rates. Reasons for the rise in yields include government budget deficits on an unsustainable trajectory. Bond Markets: Bond markets are currently leading to tighter financial conditions, partly due to positive views on the U.S. economy's strength, not just expectations regarding the Federal Reserve. Powell emphasizes the importance of understanding the reasons behind bond yield fluctuations; this understanding affects the central bank's actions. Rising borrowing costs may be influenced by U.S. growth expectations and concerns over significant federal deficits. Debt and Deficit Concerns: Current federal deficits, particularly during a period of full employment, are unprecedented. While the unsustainable nature is agreed upon, there's debate over when it becomes problematic. The term premium, which represents the extra yield investors require for investing in longer-term assets, might be increasing. Foreign economic growth, especially China's, is slowing down, impacting the bond market. Aging populations in developed countries suggest more debt issuance in the future. Historical Perspective: This could be a new normal JPM Podcast: https://atanyrate.podbean.com/e/us-fi... WSJ: https://www.wsj.com/economy/central-b... Notes: https://kylascan.notion.site/What-is-... Blog: https://kyla.substack.com Linkedin: / kylascanlon TikTok: / kylascan Twitter: / kylascan Instagram: / kylascan All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Mr Beastification of the Economy

Kyla Scanlon — Mon, 16 Oct 2023 18:54:28 +0000

Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

San Francisco Fed President Mary Daly on New Normals

Kyla Scanlon — Thu, 12 Oct 2023 11:12:05 +0000

Special thanks to the Chicago Council on Global Affairs

Lessons From Biking 245 miles Across France

Kyla Scanlon — Thu, 28 Sep 2023 17:51:31 +0000

https://kyla.substack.com/p/lessons-from-biking-245-miles-across

How Unions are Changing The Economy (WGA, UAW, and More)

Kyla Scanlon — Tue, 26 Sep 2023 21:51:31 +0000

Last month, large stoppages from strikes resulted in 4.1 million missed days of work, according to the Labor Department. That preliminary estimate was the biggest monthly total since August 2000. - In the United States, the labor movement and the occurrence of strikes really began in the late 19th century. This was aa time of rapid industrialization (one could draw parallels to AI), horrendous working conditions, and negligible workers' rights. - One of the earliest and most notable strikes was the Great Railroad Strike of 1877, precipitated by wage cuts and poor working conditions, which saw massive and widespread worker revolts which eventually led to federal intervention. Notes: https://kylascan.notion.site/Writer-s... Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Why Daycare is So Expensive in America

Kyla Scanlon — Tue, 12 Sep 2023 21:05:20 +0000

In a world where childcare is increasingly becoming an essential aspect of everyday life, it's crucial to take a moment to reflect on some startling statistics that highlight the challenges faced by working families across the United States. In this video, we'll delve into the eye-opening facts and figures that shed light on the state of childcare in America, as well as the impending crisis that could leave millions without the support they need. Notes: https://kylascan.notion.site/Childcar... Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Fragmentation, Polarization, and the Marshmallow Test

Kyla Scanlon — Thu, 07 Sep 2023 20:29:18 +0000

https://kyla.substack.com/p/fragmentation-polarization-and-the

Yes, Treasury Direct Sucks - But Bonds Rock

Kyla Scanlon — Wed, 06 Sep 2023 20:25:14 +0000

what are bonds + how to buy them

Disclaimer: This is not financial advice or recommendation for any investment. The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, or financial advice.

Consumerism and The Century of the Self

Kyla Scanlon — Wed, 30 Aug 2023 13:49:33 +0000

https://kylascan.notion.site/The-Century-of-the-Self-44c40659d49949849e00ca690fd8429e?pvs=4

https://www.youtube.com/watch?v=eJ3RzGoQC4s

https://subpixel.space/entries/life-after-lifestyle/

Here's Why China's Economy is Going to Fail

Kyla Scanlon — Tue, 22 Aug 2023 19:26:58 +0000

It isn't. But they need to make some decisions. Full notes: https://kylascan.notion.site/China-87c9812eddf74ad7b2da7e215c6e48ed?pvs=4 Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Real Ownership Economy

Kyla Scanlon — Thu, 17 Aug 2023 14:22:28 +0000

https://kyla.substack.com/p/the-real-ownership-economy?utm_campaign=post&utm_medium=web

Why Do People Think the Economy is Bad?

Kyla Scanlon — Thu, 10 Aug 2023 18:47:45 +0000

https://kyla.substack.com/p/why-do-people-think-the-economy-is

The U.S. Credit Rating Downgrade

Kyla Scanlon — Wed, 02 Aug 2023 17:20:33 +0000

That meant despite the 2011 S&P downgrade, the US was still a AAA country. But now with the downgrade today, it is no longer the case.

expected fiscal deterioration over the next three years

the government lacks a medium-term fiscal framework, unlike most peers, and has a complex budgeting process.
only limited progress in tackling medium-term challenges related to rising social security and Medicare costs due to an aging population.
Over the next decade, higher interest rates and the rising debt stock will increase the interest service burden, while an aging population and rising healthcare costs will raise spending on the elderly absent fiscal policy reforms.

interest payment/GDP is a more appropriate metric to look at

finances worse in 1992. It's worsened recently but nowhere near 1992.

Fitch's downgrade is dubious but it should serve as a reminder to the US

a high and growing general government debt burden

The US Treasury boosted the size of its quarterly sale of longer-term debt for the first time in over 2 1/2 years, testing dealers’ appetites amid an increase in government borrowing needs so alarming it helped spur Fitch Ratings to cut the US sovereign rating from AAA.

The Treasury said it will sell $103 billion of longer-term securities at its so-called quarterly refunding auctions next week, which span 3-, 10- and 30-year Treasuries. That’s up from a $96 billion total last time, and slightly larger than most dealers had expected.

Part of that deterioration is thanks to higher interest the Treasury now pays on its debt. The Treasury has also said its tax receipts have been weaker than expected. And in the meantime, the Federal Reserve’s continuing runoff of its holdings of Treasuries, of up to $60 billion a month, requires the government to sell more to the public.

the erosion of governance relative to 'AA' and 'AAA' rated peers over the last two decades that has manifested in repeated debt limit standoffs and last-minute resolutions.

here has been a steady deterioration in standards of governance over the last 20 years, including on fiscal and debt matters, notwithstanding the June bipartisan agreement to suspend the debt limit until January 2025.

Treasury Secretary Janet Yellen responded to the downgrade, calling it “arbitrary” and “outdated.”

FITCH DIRECTOR SAYS DEBT CEILING SUSPENSION, OR A VERY HIGH BORROWING LIMIT, COMBINED WITH DEBT TO GDP STABILIZATION, COULD LEAD TO AN UPGRADE

The bond market shrugged off the downgrade. The yield on 10-year Treasuries was little changed in the London session, while the equivalent rate on German securities fell modestly. Risk-sensitive assets took a hit, with Europe’s Stoxx 600 Index tumbling the most in a month and US futures pointing to losses at the open.

The thing about a nation's credit downgrade is that it generally feeds through models to all banks and corporate borrowers too as a proxy for political risk. This downgrade directly questions the fiscal and governance competence of the USA. It will have a wider impact eventually.

The move by Fitch now gives the US two AA+ ratings. That could raise a problem for funds or index trackers with a AAA-only mandate, opening up the possibility of forced sales for compliance reasons.

The group of countries that still get top marks on their credit worthiness is a declining bunch. Australia, Germany, Singapore, and Switzerland still have the top ratings from all three firms, according to data compiled by Bloomberg. Fitch also rates Canada at AA+. China, the world’s second-biggest economy after the US, has an A+ score from the firm, three notches lower. The sovereign’s rating can act as a ceiling on how high a company in that country is assessed but not in all cases. The number of companies with a AAA level ratings from any of the big three assessors is a dwindling cohort, but it includes household names such as Microsoft Corp. and Johnson & Johnson.

How Taylor Swift Saved the Economy

Kyla Scanlon — Mon, 31 Jul 2023 18:21:33 +0000

full notes: https://kylascan.notion.site/How-Taylor-Swift-Saved-the-Economy-335ad7b136c04d9ba7f34c22634b99e9?pvs=4

Is the Vibecession Over?

Kyla Scanlon — Thu, 27 Jul 2023 17:38:07 +0000

https://kyla.substack.com/p/is-the-vibecession-over

The Similarities Between Barbie/Oppenheimer and Elon Musk's X Rebrand

Kyla Scanlon — Mon, 24 Jul 2023 19:41:47 +0000

notes: https://kylascan.notion.site/Week-of-July-17-d8ecc17affaa4a74b18c4d1318f59f65?pvs=4

Gen Z and Financial Nihilism

Kyla Scanlon — Thu, 13 Jul 2023 18:44:39 +0000

https://kyla.substack.com/p/gen-z-and-financial-nihilism

Gen Z and the Future of Work

Kyla Scanlon — Tue, 11 Jul 2023 11:20:31 +0000

Expanding upon and discussing my Fast Company article

https://www.fastcompany.com/90911399/kyla-scanlon-on-why-gen-z-is-redefining-the-concept-of-job-satisfaction

We Don't Need to Destroy the Economy to Save It

Kyla Scanlon — Thu, 06 Jul 2023 17:53:02 +0000

https://kyla.substack.com/p/we-dont-need-to-destroy-the-economy

The Economic Perception Model

Kyla Scanlon — Thu, 29 Jun 2023 21:13:17 +0000

https://kyla.substack.com/p/the-economic-perception-model

The Impending Commercial Real Estate Crash

Kyla Scanlon — Mon, 26 Jun 2023 20:14:52 +0000

Full notes: https://docs.google.com/document/d/1h...

The Nostalgia Cycle Loop

Kyla Scanlon — Thu, 22 Jun 2023 20:40:25 +0000

https://kyla.substack.com/p/the-nostalgia-cycle-loop

Preserving Optionality and Other Things

Kyla Scanlon — Thu, 15 Jun 2023 20:29:04 +0000

https://kyla.substack.com/p/preserving-optionality-and-other

The Time Premium

Kyla Scanlon — Thu, 01 Jun 2023 18:41:04 +0000

https://kyla.substack.com/p/the-time-premium

Why Some People Want the World to End

Kyla Scanlon — Fri, 12 May 2023 09:39:26 +0000

full article: https://kyla.substack.com/p/the-art-of-the-doomer

What Happens When Information Overwhelms Knowledge?

Kyla Scanlon — Thu, 04 May 2023 19:32:32 +0000

I was hit by a car yesterday on my bike. I am so lucky to be mostly unscathed, and I don’t know if I have the words. But it brought up a lot of emotions - mostly around uncertainty and hope.When we wander out into the world, we are dealing with other humans. There are natural forces too, like hurricanes and wind and sunrises. It’s a mix of mess and beauty.But within the entire breadth of existence, there is this underlying thread of uncertainty, amplified by hope. With everything that still happens, we are still able to carry this glowing orb of belief within us. In the past few pieces on here, I’ve talked about stories and meaning and nostalgia.Today I want to talk about hope.So there are a few things going on in the economy right now -Federal Reserve “pausing”Banks continuously blowing upDebt ceiling dramaWhat’s interesting about these three things1 is that they are all projections of hope.Full note: https://kyla.substack.com/p/what-happens-when-information-overwhelms00:00 - Intro01:05 - Hope Function02:56 - Information04:45 - Reality07:30 - Curiosity 09:39 - Hope, AgainBlog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me.DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Another Bank Failed

Kyla Scanlon — Mon, 01 May 2023 20:02:19 +0000

What are the banks doing? And will it get worse?Notes: https://kylascan.notion.site/FRC-9f86e4f4e62f45fb9f4c448d53bd5632Net interest: https://www.netinterest.co/p/return-of-the-zombies 00:00 - Intro00:15 - Background01:31 - Wobble07:33 - What went wrong? Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me.DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Attention Economy

Kyla Scanlon — Thu, 27 Apr 2023 18:37:05 +0000

At one yoga class this week, the instructor started talking about “the attention economy”. The whole class was on the concept of distraction, and how easy it is to not only lose focus, but how the world is designed for us to completely disengage. Our eyeballs are commodities!! They are expensive, and companies will pay big money in order to have our pupils etched onto their products. And the way that they capture our precious gaze is usually through telling some sort of story based on what markets tell them we will pay attention to. I’ve been fascinated by three things recently - Tucker Carlson The debt ceiling Profit-led inflation But first - stories. Full newsletter: https://kyla.substack.com/p/the-atten...00:00 - Intro 00:51 - Stories 03:38 - Shaping 06:13 - Markets 08:29 - Final Thoughts Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

What does Gen Z really think about work?

Kyla Scanlon — Thu, 20 Apr 2023 17:53:57 +0000

Full article: https://kyla.substack.com/p/what-does...00:00 - Intro 01:32 - Art of Stories 02:28 - Work has No Meaning 04:44 - Mythology 06:50 - Final Thoughts Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Economics of Self-Commodification

Kyla Scanlon — Thu, 13 Apr 2023 16:37:57 +0000

’ve been really fascinated by nostalgia recently, specifically how it defines culture and therefore the economy (such as the Super Mario Bros movie, Marvel Cinematic Universe, constant reboots, the monetization of familiarity). We love the past. Susan Sontag’s view on this was that that we engage in a cult of nostalgia allowing us to focus on commemorating the past vs critically engaging with the present. We like to stay in pristine museum walls versus building new things! As Svetlana Boym wrote in the very poignant The Future of Nostalgia - What is crucial is that nostalgia was not merely an expression of local longing, but a result of a new understanding of time and space that made the division into “local” and “universal” possible. The nostalgic creature has internalized this division, but instead of aspiring for the universal and the progressive he looks backward and yearns for the particular. And to be fair, I do think there is a place for nostalgia! It’s nice to share the past with people, and memories are the foundation of our personhood. But from an economic perspective, it can get a bit skewed. As Derek Thompson1 points out - It's crazy how many different forces in Hollywood are pushing toward infinitely recurring IP loops. Original stories need to shoot the moon with reviews and buzz to have a chance at $100m, while middlingly reviewed renditions of familiar IP throw up $200m w/o breaking a sweat. It’s cheaper to be nostalgic! Less risk, both for the consumer and the movie producer. We operate in a risk minimization bubble with these really big cinematic productions But this can be problematic because these big movies often serve as a cultural anchor, giving us a sense of who we are on a really, really big generalized scale (I don’t personally align with these movies, I am sure many others don’t but I am generalizing). And when the anchor is floating in a sea of endless iterations of the past, how can we imagine anything different as a collective? The stories that we tell define us. As Stephen West said: The focal point of your life is on commemorating the past as opposed to changing the present. Your memories are more important to you than your dreams. How do you dream about the future when you're always looking backwards? The endless repetition prevents us from iterating on new culture2 and when that happens, there’s room for brands and corporations to begin defining that culture for us, as Toby Shoring writes in Life after Lifestyle. Full article: https://kyla.substack.com/p/the-commo...00:00 - Intro 04:51 - Dedollarization 06:15 - Delusion 08:13 - Digitalization Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Cure for the Housing Crisis

Kyla Scanlon — Thu, 06 Apr 2023 20:08:09 +0000

To solve the housing crisis, we need to build more housing. 00:00 - Intro00:40 - FT Edit01:14 - No More FT Edit05:01 - In SummaryGood Housing Peoplepaul williams - https://twitter.com/PEWilliams_ darrell owens - https://twitter.com/IDoTheThinkingm nolan gray - https://twitter.com/mnolangraynathan allebach - https://twitter.com/nathanallebachmore here: https://www.notion.so/kylascan/Housing-a42212c98f2f4084b157133396e21386 AD - Thank you to the Financial Times for sponsoring this video. https://ftedit.onelink.me/Ju3k/KSYT3 click to receive a free 30 day trial via the Apple App Store iOS and iPad. Let the FT Edit app give you some curated articles on finance, current affairs, tech, climate, opinions, life and arts, and much more.T&Cs apply.#FTEditBlog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me.DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

AI Can't Plant Corn (Yet)

Kyla Scanlon — Thu, 30 Mar 2023 19:57:22 +0000

It seems as though AI has entered almost every conversation we have had recently. Everyone is talking about it, the tradeoff between safety and capacity, whose job it will take first, what it means for All-of-This. And I am not qualified to opine at length about anything of those things! So I’ll include some links and just some summaries of general thoughts I’ve been hearing as I lurk around, specifically focusing on how they connect with financial markets. I want to specifically focus on the interconnection of markets through - 00:00 - Intro 03:04 - Globalization 07:45 - Jobs 09:18 - Commodities 10:13 - Dollar Full article: https://kyla.substack.com/p/ai-cant-p... Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Other Side of the Banking Crisis

Kyla Scanlon — Thu, 23 Mar 2023 16:42:11 -0100

So one thing that has been a Big Question for a lot of people lately is the question of deposit insurance, and the concept of money.What does it mean that SVB got technically bailed out? Are all the banks going to be implicitly bailed out now? Whose deposits are okay? What is the point of the banking system if everything is insulated?Is money… safe?And this gets into this really funky space of “What is Money” because turns out, there are a lot of views on how money circulates, whether or not bank deposits are government money, and why there are these behemoths that can take a public good (money) and go and be mad silly with private risk taking for private profit?And of course, people start yelling at this point.“The entire economy is built on fractional reserve banking! Money is created through lending! Your checking account is a liability of the bank!”All of which is true! Doesn’t make it any less weird!Full article: https://kyla.substack.com/p/communication-the-other-side-of-theBlog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me.DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Credit Suisse and the Fed's Next Move

Kyla Scanlon — Tue, 21 Mar 2023 14:05:58 -0100

The Fed overtightened and did so way too fast. And now it's becoming obvious. The Fed Funds rates needs to be somewhere closer to 3-4% but they painted themselves into a corner so now they have to own the policy mistake.The Fed faces one of its toughest calls in years: whether to raise rates again to fight stubbornly high inflation or take a timeout amid the [most intense banking crisis since 2008.]Spread between short and long-dated rates vol shows traders are now more uncertain about near term Fed policy path than they have ever been

Full notes: https://www.notion.so/kylascan/Silicon-Valley-Bank-3dba234141cc4c3889a1e6a13a52bec9

The Takeconomy

Kyla Scanlon — Fri, 17 Mar 2023 14:10:13 -0100

All links: https://kyla.substack.com/p/the-takeconomy/comments

The Fed's "Bailout" of Silicon Valley Bank

Kyla Scanlon — Mon, 13 Mar 2023 20:05:59 -0100

Main takeaways Fed is “prepared to address any liquidity pressures that may arise” - workaround for unrealized losses and the fed saw potential systemic risk "The Fed is explicitly trying to tighten financial conditions, but also has responsibilities to promote a stable banking system. A liquidity facility for banks that ignores losses from rate hikes is uniquely positioned to walk that line." - Steven Kelly The $250K deposit insurance cap is not really useful anymore It's kind of a bailout All notes here: https://kylascan.notion.site/Silicon-Valley-Bank-3dba234141cc4c3889a1e6a13a52bec9 00:00 - Intro 00:09 - How Money Works 00:42 - How Banking Works 01:47 - SVB Update 04:38 - Whats Next? Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

The Downfall of Silicon Valley Bank

Kyla Scanlon — Fri, 10 Mar 2023 20:28:43 -0100

All my notes and citations are here - I am reading from several sources during this video The second-biggest bank failure in U.S. history after a run on deposits doomed the tech-focused lender’s plans to raise fresh capital. The FDIC just took control. The bank was the 16th largest in the U.S., with some $209 billion in assets as of Dec. 31 Silicon Valley Bank has been around since 1983. primarly works with vc backed companies - the banking partner for nearly half of U.S. venture-backed technology and healthcare companies that listed on stock markets in 2022. So it was four main things 1. The fed raising rates blew out their holdings - but their holdings were sort of risky 2. startups stopped depositing because vc funding dried up 3. new investment also stopped bc vc funding dried up 4. ceo made stuff worse + vcs started screaming https://kylascan.notion.site/Silicon-Valley-Bank-3dba234141cc4c3889a1e6a13a52bec9 00:00 - Intro 00:21 - Silicon Valley Bank 00:39 - Four Things 03:40 - How did this happen? 06:41 - What now? Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Labor Market vs Inflation

Kyla Scanlon — Thu, 09 Mar 2023 18:59:54 -0100

Jerome Powell testified in front of Congress this week and the main takeaway was “we are absolutely going to keep ripping rates if we need to - and it looks like we need to.” On the second day of his testimony, he walked back a bit stating - "If — *and I stress that no decision has been made on this* — if the totality of the data were to indicate that faster tightening is warranted, we would be prepared to increase the pace of rate hikes." Elizabeth Warren posed a question that pretty much everyone has been asking for the past few months - “what about the labor market?” “What do you say to the 2 million people who you plan to put out of work with your rate hikes?” Jerome Powell then explained that well, if we don’t fix inflation now, it’s going to be a lot higher than 2 million down the road. The idea is that by not nipping inflation in the bud, the consequences to the labor market will be extreme. So the Fed is balancing both the labor market and price stability, trying to make sure that they can get inflation down with their rate hike cannon but also trying to make sure that the projectiles that they are firing into the economy don’t hurt anyone that bad.

Full article: https://kyla.substack.com/p/labor-market-vs-inflation

Open a Treasury Account at Public.com and get a 5.3%* yield on your cash at public.com/kyla

* 26-week T-bill rate (as of 2/14/2023) when held to maturity. Rate shown is gross of fees.

** The average of the best high-yield savings accounts, compiled by Bankrate.com as of 1/31/23, is 4.0% APY.

Disclosures: This is a paid endorsement for Open to the Public Investing, Inc., member FINRA & SIPC. This does not constitute investment advice. Investing involves the risk of loss, including loss of principal. Full disclosures can be found at public.com/disclosures. All U.S. treasury investments and investment advisory services offered on Public are provided by Jiko Securities, Inc., a registered broker-dealer, member FINRA and SIPC. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck, Jiko U.S. Treasuries Risk Disclosures and Jiko Securities Inc. Form CRS.

Investments in T-bills: Not FDIC Insured - No Bank Guarantee - May Lose Value Banking services provided by Jiko Bank, a division of Mid-Central National Bank

Blog: https://kyla.substack.com

Linkedin: https://www.linkedin.com/in/kylascanlon/

TikTok: https://www.tiktok.com/@kylascan?

Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h...

Why the Data Makes No Sense

Kyla Scanlon — Thu, 02 Mar 2023 13:02:11 -0100

full article: https://kyla.substack.com/p/why-the-data-makes-no-sense

Interview with Mary Daly, President and CEO of San Francisco Federal Reserve

Kyla Scanlon — Fri, 24 Feb 2023 13:00:52 -0100

full transcript at kyla.substack.com

No-Landing and the Anti-gravity Economy

Kyla Scanlon — Thu, 16 Feb 2023 15:54:46 -0100

full article: https://kyla.substack.com/p/no-landing-and-the-anti-gravity-economy

Margin and Opportunity

Kyla Scanlon — Thu, 09 Feb 2023 14:17:04 -0100

full article: https://kyla.substack.com/p/margin-and-opportunity

TikTok's CoreCore and the Federal Reserve

Kyla Scanlon — Thu, 02 Feb 2023 16:33:16 -0100

https://kyla.substack.com/p/tiktoks-corecore-and-the-federal

Reversion to Reality: How Big Tech Impacts the Economy

Kyla Scanlon — Thu, 26 Jan 2023 16:20:46 -0100

Full article: https://kyla.substack.com/p/reversion-to-reality-how-big-tech

What Even is a "Mild" Recession?

Kyla Scanlon — Thu, 19 Jan 2023 12:50:47 -0100

Full article at kyla.substack.com

The Eggconomy

Kyla Scanlon — Thu, 12 Jan 2023 18:37:16 -0100

All rights to the Gaston song belong to UMG.

All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me. DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Why the Fed Might Want You to Lose Your Job

Kyla Scanlon — Fri, 06 Jan 2023 11:52:57 -0100

full article: https://kyla.substack.com/p/the-fed-is-hiking-up-that-mountain

Mind the Cup

Kyla Scanlon — Thu, 29 Dec 2022 21:32:45 -0100

full article here: https://kyla.substack.com/p/mind-the-cup

2022 was Really Weird

Kyla Scanlon — Thu, 22 Dec 2022 20:06:24 -0100

Full article at kyla.substack.com

A Non-Zero Interest Rate World

Kyla Scanlon — Sat, 17 Dec 2022 15:04:48 -0100

Full article at kyla.substack.com

Language, Loneliness, and AI

Kyla Scanlon — Thu, 08 Dec 2022 16:05:29 -0100

full article on kyla.substack.com

SBF says "sorry! risk management is kinda hard lol"

Kyla Scanlon — Thu, 01 Dec 2022 20:38:11 -0100

notes: https://www.notion.so/kylascan/SBF-Interviews-107d69d6c93c42f6abd3632b3519fd52

Why The Fed is Wrong about the Labor Market

Kyla Scanlon — Wed, 30 Nov 2022 21:25:37 -0100

full notes: https://kylascan.notion.site/Jerome-Powell-Speech-60f43df6d95542e181ba33c4886eac61

DCG, Multicellular Organisms, and Fed Minutes

Kyla Scanlon — Mon, 28 Nov 2022 16:28:11 -0100

Full article: https://kyla.substack.com/p/dcg-multicellular-organisms-and-fed#footnote-2

Elon Musk, The FTX Saga, and the Federal Reserve

Kyla Scanlon — Mon, 21 Nov 2022 20:33:45 -0100

Some more on Elon, SBF-FTX, and some Moo!

Full piece: https://kyla.substack.com/p/the-most-...Bloomberg 1: https://twitter.com/opinion/status/15...Bloomberg 2: https://twitter.com/opinion/status/15...Bankless 1: https://twitter.com/BanklessHQ/status...Bankless 2: https://twitter.com/BanklessHQ/status...

Somehow, FTX is Worse than Enron

Kyla Scanlon — Thu, 17 Nov 2022 21:23:11 -0100

Notes: https://kylascan.notion.site/FTX-Updates-Full-e6c9cbfeec774b2c8b8e67248dce0286

Full Summary of the FTX Spiral and Collapse

Kyla Scanlon — Tue, 15 Nov 2022 21:08:04 -0100

Full notes: https://kylascan.notion.site/FTX-Updates-Full-e6c9cbfeec774b2c8b8e67248dce0286

FTX, Inflation, and Things That Keep Happening

Kyla Scanlon — Thu, 10 Nov 2022 20:07:21 -0100

full notes: https://kylascan.notion.site/FTX-and-Binance-940e742b58a34cabbade95cd50645ed0

What is Happening with FTX and Binance?

Kyla Scanlon — Tue, 08 Nov 2022 19:33:40 -0100

Full notes: https://www.notion.so/kylascan/FTX-and-Binance-940e742b58a34cabbade95cd50645ed0

Intention vs Impact: Jerome Powell & Elon Musk

Kyla Scanlon — Mon, 07 Nov 2022 18:44:16 -0100

Full article: https://kyla.substack.com/p/intention-vs-impact-jerome-powell

What is the Federal Reserve Doing?

Kyla Scanlon — Thu, 03 Nov 2022 18:43:08 -0100

Full notes: https://kylascan.notion.site/Powell-Presser-39bfec65cb604509a4bc9f15ab4b5c13

Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please send me an email, kyla.scanlon@outlook.com DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

A Bird in the Hand: Elon Musk, Misinformation, and Twitter

Kyla Scanlon — Tue, 01 Nov 2022 18:43:30 -0100

Full notes here: https://kylascan.notion.site/Elon-Muskinformation-ccbd38ba08f84c8789894dad20ef8de9

Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please send me an email, kyla.scanlon@outlook.com DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Who is Driving the Economic Car?

Kyla Scanlon — Mon, 31 Oct 2022 17:12:32 -0100

People are cyclical. The economy is cyclical. It’s something I’ve continuously repeated to myself the past few weeks as I’ve been traveling. I had a conversation with my Uber driver about the current state of affairs, and he asked me - “how could you be so jaded to choose money over people” when I was explaining the well-that’s-just-how-it-is-ism of the Federal Reserve.

I did a piece for Bloomberg Opinion on three main economic players - fiscal policy decision makers, the central banks, and the markets. The markets are increasingly dictating policy as we saw in the U.K. recently. We are seeing demands of austerity, and demands of reconciliation between fiscal and monetary policy. And of course the question is with these intertwined players - who is really driving the economic car?

Full piece: https://kyla.substack.com/p/who-is-driving-the-economic-car

Trillionaire Mindset: https://www.youtube.com/watch?v=8JKngp6KEr8&t=604s

Compound and Friends: https://www.youtube.com/watch?v=x4vBpNfDhpI&t=1821s

Mary Daly Interview: https://www.youtube.com/watch?v=6vaU84q5HPY

The Fed’s Goal? Getting the Economy on a Sustainable Path

Kyla Scanlon — Fri, 21 Oct 2022 21:35:38 +0000

I had the incredible opportunity to interview Mary Daly, the President and CEO of the San Francisco Federal Reserve. As we all know, the Federal Reserve is raising rates, shrinking their balance sheet in order to fight inflation - but there are increasing concerns over the consequences that those policy decisions have.

People are the economy. The economy is just a bunch of people “peopling” around. That’s really important to keep in mind when making policy decisions. We discuss all that and more in this interview - wealth disparity, generational impacts, lessons that the Fed has learned, the concept of data dependency and lagged metrics, as well as the ties between fiscal and monetary policy.

Cathie Wood & Clay Gardner - The Challenge of Democratizing Finance

Kyla Scanlon — Wed, 19 Oct 2022 20:58:14 +0000

So what does democratizing VC really mean? Full interview here: https://fintwitsummit.com 00:00 - Intro 01:09 - Democratizing VC 05:16 - Retail Investors 07:51 - Fee Structure 10:26 - Inequality 14:24 - Optimism 17:35 - Founders 21:34 - Personal Outlooks 25:02 - Macro 29:24 - Bye!

We Have More Data Than Ever - So Why is it so Confusing?

Kyla Scanlon — Wed, 12 Oct 2022 21:25:37 +0000

An interview with Alex Damianou from Open Axis on data literacy, storytelling, and the power of narratives.

Alex's Twitter: https://twitter.com/alex_damianou

OpenAxis: https://www.openaxis.com

Beta: https://app.openaxis.com/home?s=landing

Bailey's Policy - "Get Your Sh*t Together"

Kyla Scanlon — Tue, 11 Oct 2022 23:24:51 +0000

notes: https://kylascan.notion.site/The-UK-again-d74fd1823e6d4e2186fca52b24c03297

Bank of England says "Hey pensions, clean it up"

Pumpkin Policy and Dollarominos

Kyla Scanlon — Sun, 09 Oct 2022 22:29:45 +0000

newsletter: https://kyla.substack.com/p/pumpkin-policy-and-dollarominos

Why The Fed Wants a Weaker Jobs Market

Kyla Scanlon — Tue, 04 Oct 2022 21:49:32 +0000

Today we got the latest JOLTS report - Job openings fell 1.1 million in August to 10.1 million. The drop in job openings last month (-1,117,000) is larger than the drop in job openings in March 2020 (-1,087,000). However, the Fed is unlikely to pivot - "Tighter monetary policy has begun to cool demand and reduce inflationary pressures, but our job is not yet done. It will take time, but I am fully confident we will return to a sustained period of price stability."

Plain English with Derek: https://open.spotify.com/episode/4DnOt3A4utKROaLUClhW8y?si=CW_huqzwTiKXGof5YPWU8g

Credit Suisse: Great Financial Crisis 2.0?

Kyla Scanlon — Sun, 02 Oct 2022 23:19:16 +0000

The United Kingdom: Fiscal Policy Meets Monetary Policy

Kyla Scanlon — Wed, 28 Sep 2022 20:42:06 +0000

00:00 - Intro 00:13 - What happened? 01:06 - BoE Action 01:45 - Why did this happen? 03:17 - TL;DW Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan? Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h...

Everything Going on in the Economy Right Now

Kyla Scanlon — Mon, 26 Sep 2022 18:25:43 +0000

Full article: https://kyla.substack.com/p/the-fedco...

Publishing day form: https://forms.gle/DAgonsNLm12B7P1z5

The Federal Reserve's Inflation Battle

Kyla Scanlon — Wed, 21 Sep 2022 22:56:01 +0000

The Fed raised rates by 75 bps today in order to battle inflation. They're likely going to keep on raising rates. They're going restrictive mode, nearing that meaning that they're willing to take on quite a bit of economic weakness in order to slow the economy down, which is their way of managing inflation.

The Federal Reserve's Secret Weapon

Kyla Scanlon — Mon, 19 Sep 2022 18:47:20 +0000

https://kyla.substack.com/p/the-economic-kingdom

The Ethereum Merge and the Energy Crisis

Kyla Scanlon — Mon, 12 Sep 2022 19:52:47 +0000

Full write up: https://kyla.substack.com/p/the-ether...

Blog: https://kyla.substack.com Linkedin: https://www.linkedin.com/in/kylascanlon/ TikTok: https://www.tiktok.com/@kylascan?Twitter: https://twitter.com/kylascan Instagram: https://www.instagram.com/kylascan/?h... All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please send me an email, kyla.scanlon@outlook.com DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Everyone is Impacted by the Energy Crisis

Kyla Scanlon — Wed, 07 Sep 2022 20:26:22 +0000

There’s an energy crisis going on. I am going to talk about how we got here, what’s going on right now, and some ideas for what the future could look like. As always, I try to remove all sensationalism in my work, so if you’re looking for straightforward analysis and synthesis on this situation, that’s what this is.

Blog: https://kyla.substack.com

Linkedin: https://www.linkedin.com/in/kylascanlon/

TikTok: https://www.tiktok.com/@kylascan?

Twitter: https://twitter.com/kylascan

Instagram: https://www.instagram.com/kylascan/?h...

Quiet Quitting is Actually Quite Loud

Kyla Scanlon — Mon, 29 Aug 2022 20:48:02 +0000

I truly think the Fed is doing the best they can with the tools that they do have - but as I and many others have written about before, their best might not be good enough here. I think using the labor market as a tool is of course an economic necessity for what they can do - but it’s a tool that has long lasting morale consequences and enhances distrust in a world that is increasingly losing trust in everything.

Full piece: https://kyla.substack.com/p/getting-p...

How Sensationalism Drives the Stock Market

Kyla Scanlon — Mon, 22 Aug 2022 19:37:52 +0000

There is a gap between expectations and reality, which creates the perfect storm for Very Big Takes. Supply side information issues compounded by ‘printing’ too many takes has created a hypertakeflationary environment.

full piece: https://kyla.substack.com/p/hypertake...

The Inflation Narrative

Kyla Scanlon — Mon, 15 Aug 2022 19:47:31 +0000

Inflation being 0% in July doesn’t diminish that pain and worry that so many are experiencing. There is still a long way to go. But even marginal improvements can tip the dominoes in a better direction - which should help shape expectations to be more positive, and the compounding impact of that is a good thing.

Full article: https://kyla.substack.com/p/the-infla...Fast Company: https://www.fastcompany.com/90765511/...

How Social Media Drives the Economy

Kyla Scanlon — Mon, 08 Aug 2022 20:09:54 +0000

The algorithmic money faucet does not like detail, but that is what this economy *requires*. Things are bad, things are good, and it’s important to understand where and why both are happening versus saying that Everything is Actually Hell. Nuance is required, especially as we navigate the next few months of a Fast and Furious Fed, who is hellbent on fighting inflation. The way that we think about the economy and markets might have to evolve as the economy and markets evolve

Full article: https://kyla.substack.com/p/how-the-algorithmic-money-faucet

NYT: https://www.nytimes.com/2022/08/04/opinion/us-economy-recession-federal-reserve.html

Bloomberg: https://www.bloomberg.com/opinion/articles/2022-08-03/-jobful-vibecession-will-keep-workers-on-the-payroll

The Semantics of a Recession

Kyla Scanlon — Mon, 01 Aug 2022 12:27:16 +0000

Grief and love are the same emotion, expressed differently. We are living in a world of increasing differentials, where our base case is becoming less probable, and we are having to build out new models of thinking. That is exciting but scary - we might be all experiencing the derivative of the ‘same thing’ as our economic world changes around us but it shows up for all us differently. And that is important to remember.

Full article: https://kyla.substack.com/p/the-semantics-of-a-recession

Full article 2: https://kyla.substack.com/p/the-changing-economic-regime

Inflation, Oil, and the Federal Reserve

Kyla Scanlon — Tue, 19 Jul 2022 22:19:18 +0000

Full article: https://kyla.substack.com/p/the-secon...

Investing in an Inflationary Environment

Kyla Scanlon — Fri, 15 Jul 2022 12:32:23 +0000

Note: the interview was filmed in April 2022 so some dynamics have changed, but the core interview applies even more now than it did then

I got the chance to interview Don Casturo, the CIO of Quantix Commodities. We discussed commodities, and how you can hedge against inflation in your own portfolio.

This video is in partnership with Harbor Capital

Investors should carefully consider the investment objectives, risks, charges and expenses of a Harbor fund before investing. To obtain a summary prospectus or prospectus for this and other information, visit harborcapital.com or call 800-422-1050. Read it carefully before investing. Investing involves risk, principal loss is possible. Unlike mutual funds, ETFs may trade at a premium or discount to their net asset value. Stock markets are volatile and equity values can decline significantly in response to adverse issuer, political, regulatory, market and economic conditions.

What is Going On with Inflation?

Kyla Scanlon — Thu, 14 Jul 2022 11:59:33 +0000

Further reading: https://horse-quart-a62.notion.site/I...

Jobs in Finance Explained | A Guide

Kyla Scanlon — Fri, 08 Jul 2022 14:26:13 +0000

There are a lot of avenues in finance, including taking the CFA and other credentialing exams. Basically, if you are handling other people’s money, you’re going to have to take some sort of test to prove that you can do it. The good thing about that though is that a lot of these tests have lateral moves - you get to learn about the nuances of the entire industry which can help if you choose to pursue a different path.

This video was sponsored by Kaplan.

Kaplan offers licensing, exam prep, professional development and continuing education to launch or advance your career in finance. Learn more about the career pathways discussed in this video below. https://www.kaplanfinancial.com/wealt... https://www.kaplanfinancial.com/insur... https://www.kaplanfinancial.com/secur... https://www.kaplanfinancial.com/secur...

We are not in a Recession

Kyla Scanlon — Tue, 05 Jul 2022 20:24:53 +0000

full piece: https://kyla.substack.com/p/data-versus-reality

The Vibecession: The Self-Fulfilling Prophecy

Kyla Scanlon — Thu, 30 Jun 2022 19:58:30 +0000

full write up: https://kyla.substack.com/p/the-vibecession-the-self-fulfilling

What is the Most Important Part of the Economy?

Kyla Scanlon — Sun, 19 Jun 2022 21:56:33 +0000

Full write up: https://kyla.substack.com/p/people-ar... I think we often forget that the economy is really a bunch of people peopling around and trying to make sense of this world. So it’s going to be silly and dumb because people are silly and dumb. I don’t know. I think it’s frustrating and it’s also okay to *be* frustrated. That’s part of where action comes from. And just like the Fed, we have to take action to maintain our credibility (something I need to work on more). The bifurcation of society shows that we care at least - but how do we harness these emotions into something productive for our collective future? That’s the eternal question.

Do we need a Recession?

Kyla Scanlon — Sun, 05 Jun 2022 22:41:28 +0000

full write up: https://kyla.substack.com/p/do-we-need-a-recession?s=w

youtube https://youtu.be/7j8IqZ2DTmU

Food Insecurity and the Baby Formula Crisis

Kyla Scanlon — Mon, 23 May 2022 19:58:02 +0000

Full piece: https://kyla.substack.com/p/food-insecurity-and-the-baby-formula?sd=nfs

UST and USD: Everything is Monetary Policy

Kyla Scanlon — Thu, 12 May 2022 18:58:45 +0000

Full write up: https://kyla.substack.com/p/ust-and-usd-everything-is-monetary?s=w

Terra notes: https://www.notion.so/Terra-c666bd2252eb4a6a82ccdfe4140b64e7

I want to highlight that a lot of people lost a lot of money from this. It’s scary. If you need help, please talk to someone. You are not alone.

Dichotomy in the Golden Age of Fraud

Kyla Scanlon — Fri, 06 May 2022 16:47:05 +0000

https://kyla.substack.com/p/dichotomy-in-the-golden-age-of-fraud?s=w

Solutions are the Problem

Kyla Scanlon — Thu, 28 Apr 2022 20:24:45 +0000

full article: https://kyla.substack.com/p/solutions-are-the-problem?s=w

Elon Musk: The Power of F*ck Around and Find Out

Kyla Scanlon — Tue, 26 Apr 2022 20:39:57 +0000

https://www.youtube.com/watch?v=zjvuZLxZBlo&t=1s

The Disruption of Stability

Kyla Scanlon — Sat, 16 Apr 2022 15:23:56 +0000

00:00 - Intro 00:47 - Disruption of the Grindset 01:56 - Disruption of the Home 05:27 - Disruption of Stability 07:33 - Dollar Dominance 08:59 - Forced Changing of Structural Homogeneity 10:33 - Crypto? 12:53 - Wealth Inequality 13:31 - Supply Chain Overload 14:28 - China 15:22 - Globalization 16:21 - Inflation 16:58 - Elon Musk 19:14 - Final Thoughts

full piece: https://kyla.substack.com/p/the-disruption-of-stability?s=w

Wealth Inequality, The Federal Reserve, and Crypto

Kyla Scanlon — Mon, 11 Apr 2022 20:25:10 +0000

Check out Joey here: https://twitter.com/JosephPolitano

His newsletter: https://apricitas.substack.com

My newsletter: https://kyla.substack.com

Q&A WITH JOEY!

We answered some crowd sourced questions, and here are the video version of our answers.

This video is broken into three parts:

1. Intro

2. Greatest Hits

3. Full Q&A

I wanted to include a greatest hits for those who just want a super super quick overview, but highly recommend that you read the full pieces + listen to the full video!

00:00 - Intro 01:01 - Greatest Hits 05:15 - FULL INTERVIEW 05:19 - Is crypto wealth too concentrated? 09:21 - Is this the 1970s again? 15:09 - How do you square commodity prices and NFT prices? 22:02 - What's going on with Fed independence? 28:37 - Housing Bubble 34:39 - What has the Fed learned? 40:09 - Advice for Students 44:50 - Some Hot Takes 48:19 - Kyla Blabbers

The Distortion and Disruption of Narratives (Things are Weird)

Kyla Scanlon — Tue, 05 Apr 2022 19:38:55 +0000

full write up: https://kyla.substack.com/p/the-distortion-and-disruption-of?s=w Our lives are mostly a result of the content that we interact with. We are (sort of) an average of the five people that we spend the most time with. The things that we read and watch and the people we talk to end up shaping our world. And that is compounded by !algorithms! that *also* determine how we see the world. We end up tying ourselves into our online worlds because that is where we exist for most of the day. Like sure, we might have a running group or in-person work environment, but most of us are inherently online beings right now.

Pricing Agriculture Risk | Interview with Grant Cavanaugh

Kyla Scanlon — Sun, 27 Mar 2022 15:06:09 +0000

Check out scoot science here: https://www.scootscience.com

One Month: The War in Ukraine

Kyla Scanlon — Thu, 24 Mar 2022 19:52:46 -0100

Back with Ben to discuss the war after one month.

Rising Tides: The Science of Salmon Investing

Kyla Scanlon — Wed, 23 Mar 2022 17:39:33 -0100

Full write up https://kyla.substack.com

This is Part 1 of a Two Part food and commodity inflation series. I wanted to intro Scoot as a solution, and will follow up with a broader macro piece on Friday!

Check out Scoot here: https://www.scootscience.com

Disclaimer: This is a sponsored post with Scoot Science. As I’ve outlined in many of my pieces, we cannot have green energy policy without green energy investment - but I’ve never provided or discussed solutions beyond that. Scoot Science is building a tool called SeaVest that allows investors to understand the investability of salmon sites, incorporating sustainability and investment impact in order to benefit society (and the environment!).

This piece will discuss the history of investing, with a focus on climate-related projects, and then discuss the importance of ocean investment and understanding ocean risk to grow the blue economy. There will be a focus on salmon farms, through both the lens of economic and ecosystem benefits, and how we truly can embrace the concept of ESG.

00:00 - Intro

00:40 - History

03:13 - Investing in Oceans

05:33 - The Farms

07:09 - Investment Opportunities

11:13 - Improved Environmental Impact

14:18 - Final Thoughts

Blog: https://kyla.substack.com

Linkedin: https://www.linkedin.com/in/kylascanlon/

TikTok: https://www.tiktok.com/@kylascan?

Twitter: https://twitter.com/kylascan

Instagram: https://www.instagram.com/kylascan/?hl=en

Music by Pick Patek - My Mind Is A Barrel (feat. Raindrop Relly & Charles Hussle) - https://thmatc.co/?l=B6CED606

Music by Naomi - Sunset Love - https://thmatc.co/?l=B9EC36BA

High Gas Prices: Gouging or Geopolitics?

Kyla Scanlon — Sun, 20 Mar 2022 19:17:06 -0100

https://www.youtube.com/watch?v=DhYC1xL1I-k

Brought to you by AssetDash

Stop checking multiple investment accounts and crypto wallets, and track everything in one place with AssetDash. AssetDash supports everything from NFTs to DeFi to stocks and more. It also supports every major crypto exchange, brokerage, blockchain, and crypto wallet. You can receive notifications and insights about your investments and more.
It was voted #1 Product on Product Hunt.

If that sounds useful to you, check out the app here: https://linktr.ee/assetdash

*This is not investment advice.

Taking Some Sense to Make a Nickel

Kyla Scanlon — Fri, 11 Mar 2022 22:06:30 -0100

https://kyla.substack.com/p/taking-some-sense-to-make-a-nickel?s=w

Financial Warfare: Russia-Ukraine

Kyla Scanlon — Fri, 04 Mar 2022 18:18:27 -0100

Fortress Russia, sanctions, energy markets, agriculture, financial globalization

What You Need to Know about the Russia-Ukraine War So Far

Kyla Scanlon — Sun, 27 Feb 2022 23:30:16 -0100

Please follow these researchers and journalists: https://twitter.com/i/lists/149685791...Please donate here if you can: https://www.notion.so/Donate-1b8dccdf... Ben and Kyla's previous video on this: https://www.youtube.com/playlist?list... Kyla's Research Update on Russia and Ukraine: https://kyla.substack.com/p/update-on...Brief Update on Russia and Ukraine: https://kyla.substack.com/p/a-brief-u...

The Blaring Horn of Bonds

Kyla Scanlon — Fri, 18 Feb 2022 21:04:55 -0100

00:00 - Intro 00:27 - Simplify 00:53 - Credit Markets 02:40 - Corporate Bond Structure 04:03 - Things Bad 04:50 - Bond Risk 06:59 - Measuring Bond Risk 08:27 - Credit Spreads 10:20 - Corporate Bonds 14:14 - What's going on rn 16:07 - Final Thoughts

Geopolitical Instability and What Happens Next

Kyla Scanlon — Thu, 17 Feb 2022 14:28:52 -0100

Notes https://www.notion.so/Russia-Update-2...

00:00 - Intro 00:30 - Brief Update 00:56 - Positioning 01:32 - Cybersecurity 01:52 - NATO 02:31 - China and Russia 02:54 - More positioning 03:16 - Crypto 03:29 - Energy 03:43 - Outcome 04:10 - Ben 13:45 - Final Thoughts

Irrational Idealism: Inflation and the Federal Reserve

Kyla Scanlon — Fri, 11 Feb 2022 20:31:58 -0100

https://kyla.substack.com/p/irrational-idealism-inflation-and

The Polarization of Crypto Narrative

Kyla Scanlon — Thu, 03 Feb 2022 21:06:45 -0100

video: https://www.youtube.com/watch?v=Wnjvp1s1vZU

research: https://kyla.substack.com/p/the-polarization-of-crypto-narrative

The Global Energy Crisis

Kyla Scanlon — Fri, 28 Jan 2022 21:18:58 -0100

Full piece here: https://www.notion.so/Jan-28-Natural-... natural gas, volatility in the energy markets 00:00 - Intro 00:55 - Revenue vs Fuel 01:57 - Russia and Europe 03:18 - Oil 04:43 - Potential Solutions 05:34 -Russia’s POV 05:57 - Market Mechanics 06:22 - Crypto 07:06 - Coal 7:57 - Final Thoughts

The Fed Just Shook the Markets - Why?

Kyla Scanlon — Wed, 26 Jan 2022 23:22:56 -0100

Notes: https://www.notion.so/FOMC-notes-13b6... 00:00 - Intro 00:41 - Brief Context on Fed 02:04 - Structure of a Fed Meeting 02:40 - Rate Hikes 03:43 - Balance Sheet 04:55 - Market Response 06:59 - Speedy Fed 08:42 - What's next?

What is the Stock Market... Doing?

Kyla Scanlon — Mon, 24 Jan 2022 23:06:46 -0100

https://www.youtube.com/watch?v=8IOjZlQuyW4

Russia, Ukraine, and the Impact on Global Energy Markets

Kyla Scanlon — Mon, 17 Jan 2022 22:24:13 -0100

https://youtu.be/b5SSvl3Uygg

As always, this is not meant to be speculation, but rather analysis. And this is a rapidly evolving situation, so this is what we know so far, as well as some potential impacts for the future (especially with energy markets). Please check out this Notion document for a full list of sources and journalists: https://horse-quart-a62.notion.site/R... https://twitter.com/Osinttechnical https://twitter.com/NatashaBertrand https://twitter.com/RALee85 https://twitter.com/KofmanMichael https://twitter.com/TommyLundn https://twitter.com/JavierBlas https://twitter.com/JakeCordell

Narratives, Reflexivity, and Market Go Down

Kyla Scanlon — Wed, 12 Jan 2022 17:55:29 -0100

https://kyla.substack.com/p/narratives-reflexivity-and-market

https://www.youtube.com/watch?v=kQu5DOpcyaE&t=11s

Tipping Dominoes in Kazakhstan: Corruption, Uranium, and Crypto

Kyla Scanlon — Fri, 07 Jan 2022 00:42:10 -0100

Very excited to have Michael on to talk about Kazakhstan.

We discuss the history of the country, the current situation, especially relative to Russia, the state of the energy markets and the impact this could have on oil, the impact it could have on crypto markets, and finally, what could happen next.

Michael:

https://www.theredlinepodcast.com

https://twitter.com/MikeHilliardAus

00:00 - Intro

01:20 - History

10:00 - The CTSO

12:00 - Authoritarian Protests

15:59 - Stability of the Regime

17:15 - Putin’s Response

19:55 - China’s Involvement

22:13 - Uranium Markets

23:27 - Stability of Energy Markets

25:13 - The Lost Dubai

28:08 - Afghanistan

29:38 - Crypto

32:23 - Russia Peacekeeping

35:30 - The Borders

37:58 - Will this happen elsewhere?

40:08 - Final Thoughts

What is Going on in Kazakhstan?

Kyla Scanlon — Thu, 06 Jan 2022 18:42:05 -0100

Please note - this is a really broad and brief overview of what’s going on. I did not go into detail on many important subjects. Please see these names below for more.

Researchers/Journalists/Academics

https://twitter.com/CreativeCorazon

https://twitter.com/EricaMarat

https://twitter.com/joannalillis

https://twitter.com/Peter__Leonard

https://twitter.com/KassenovaNargis

https://twitter.com/SchatzEd

https://twitter.com/aygeryma

https://twitter.com/PaoloBottleneck

https://twitter.com/colleenwood_

https://twitter.com/zhapisheva

And more, please refer to this: https://horse-quart-a62.notion.site/Kazakhstan-be4178aeac044b588da641c93793887f

Do Price Controls Destroy the Economy?

Kyla Scanlon — Tue, 04 Jan 2022 00:42:55 -0100

Please note, this video is not meant to be any sort of malintent on Dr. Weber’s article, just around price controls and the literature around them.

Notes: https://drive.google.com/file/d/1GSOI...

These 5 Stocks are the Entire Stock Market

Kyla Scanlon — Wed, 29 Dec 2021 20:44:47 -0100

Notes: https://horse-quart-a62.notion.site/S... 00:00 - Intro 00:32 - FAANGM 02:21 - Why did this happen? 03:50 - The Beginning 05:59 - Inflation 08:07 - The Reason this Matters 12:42 - Zoom Out How higher interest rates impact the stock market: https://www.investopedia.com/investin...

What is Web3? (and why does Jack Dorsey hate it?)

Kyla Scanlon — Tue, 28 Dec 2021 18:31:14 -0100

No one really knows what web3 is, but its clear that Jack Dorsey doesn't like it! But why? This question is important to explore, as this is likely the future of how we interact online. #web3 #bitcoin #narratives 00:00 - Intro 00:32 - Brief Recap 02:44 - Narrative 04:16 - Crypto Narrative 04:46 - My Graph 08:33 - Summary 13:03 - Final Thoughts

Geopolitics is a Mess - Why?

Kyla Scanlon — Fri, 24 Dec 2021 01:04:42 -0100

Notes: https://www.notion.so/Week-of-Dec-13-... Ben's substack: https://benwheeler.substack.com/p/wha... 00:00 - Intro 01:50 - Ben Returns 02:16 - NATO 15:31 - Russia and Ukraine 16:16 - FOMC 26:48 - Cybersecurity 28:38 - Energy Markets 31:06 - Bye Ben 31:31 - Bye Kyla

Why Don't Things Make Sense?

Kyla Scanlon — Tue, 21 Dec 2021 00:16:30 -0100

Main write-up: https://kyla.substack.com/p/tradeoffs...Vitaliks piece: https://vitalik.eth.limo/general/2021...Jack’s piece: https://youngmoneyweekly.substack.com... 00:00 - Intro 01:06 - Tradeoffs 02:32 - Centralization Tradeoff 06:00 - Federal Reserve Tradeoff 08:10 - Political Key Man Risk 08:27 - Apple Tradeoff 09:30 - Cybersecurity Tradeoff 10:15 - Gray 11:41 - Energy Tradeoff 13:54 - Crypto Tradeoff 14:17 - Narrative creation 16:42 - Narrative Resistance 17:20 - Narrative Disruption 17:51 - Narrative Packaging 18:47 - Dollar Tradeoff 19:44 - Happiness Tradeoff 21:07 - Final Thoughts 22:11 - Bye

Why The Economy Is Too Hot

Kyla Scanlon — Thu, 16 Dec 2021 22:24:46 -0100

A breakdown of yesterday's Fed day in the following format: 1. Pre FOMC (~1 hour before) 2. Post FOMC (~2 hours after) 3. Post post FOMC (~24 hours later) Can you see the difference? The Fed made the decision to accelerate their taper by $30b a month (meaning that they are going to stop providing so much support to Treasuries and Mortgage Backed Securities) as well as released their dot plot - with 3 hikes in 2022. This was a relatively hawkish call for the Fed - meaning that they see some hotness in their dual mandate of price stability (definitely here) and maximum employment (still some ways to go here, but close).

Everything You Need to Know about The Stock Market

Kyla Scanlon — Tue, 14 Dec 2021 02:48:31 -0100

Resources for Kentucky: https://www.gofundme.com/f/ukcom-stud... https://wfpl.org/heres-how-you-can-he... https://secure.kentucky.gov/formservi... Full piece: https://docs.google.com/presentation/... Full sources: https://horse-quart-a62.notion.site/S... Helpful videos: What is the Fed: https://www.youtube.com/watch?v=hIQiO... What is inflation: https://www.youtube.com/watch?v=U6jKb...What is the Federal Reserve: https://www.youtube.com/watch?v=-lfKd...

Inflation is Here - What Happens Next?

Kyla Scanlon — Sat, 11 Dec 2021 16:40:35 -0100

Full piece: https://kyla.substack.com/p/the-great... Helpful videos: What is the Fed: https://www.youtube.com/watch?v=hIQiO... What is inflation: https://www.youtube.com/watch?v=U6jKb... 00:00 - Intro 00:25 - CPI0 7:04 - What is the Fed Going to Do? 09:21 - The Stock Market is Not the Economy 10:35 - Evergrande 11:41 - Russia 12:08 - Crypto Regulation 13:46 - What is the economy? 15:00 - Final Thoughts

The Ukraine-Russia Situation

Kyla Scanlon — Thu, 09 Dec 2021 23:20:07 -0100

Full notes: https://horse-quart-a62.notion.site/R... Ben’s Twitter: https://twitter.com/D1Wheeler Bens Substack: https://benwheeler.substack.com 00:00 - Intro 00:40 - Some News 01:19 - A Very Brief Overview 03:52 - Why is Putin Doing This? 04:52 - Possible Outcomes 05:10 - What is NATO worried about? 05:56 - US Response 07:40 - Russia and Ukraine 10:36 - The History of NATO and Russia 12:33 - Putin’s Development 13:17 - Russia’s Objectives 14:53 - Ukraine and NATO 15:55 - Consequences of Invading Ukraine 19:44 - What is NATO worried about? 20:40 - Russia’s Military Doctrine 22:54 - Economic Sanctions 27:48 - India and Russia 29:40 - Russian Military Force 31:20 - New Style of War 33:34 - Narratives and Nuclear Weapons 34:18 - Lessons from the Cold War 35:07 - US Response 37:51 - Meme Wars 40:14 - Final Thoughts

A Very In-depth Explanation of the Evergrande Implosion

Kyla Scanlon — Wed, 08 Dec 2021 15:00:17 -0100

ah, Evergrande Full piece: https://horse-quart-a62.notion.site/A... powerpoint: https://docs.google.com/presentation/...

A Summary of the Stock Market

Kyla Scanlon — Sat, 04 Dec 2021 15:53:35 -0100

RATS!!!!

THE STOCK MARKET!!!!

Full piece: https://kyla.substack.com/p/the-federal-reserves-wager?justPublished=true

00:57 - The Markets

01:31 - An Interruption

04:02 - Pascal’s Wager

05:19 - Fed’s Wager

10:12 - The Job Market

12:37 - The Bond Market

14:05 - Oil Market

17:26 - Final Thoughts

A Brief History on Economic Theory (aka no one ever knew what was going on)

Kyla Scanlon — Thu, 02 Dec 2021 22:51:22 -0100

RATS!!!!

ECONOMIC THEORY!

I will be talking about

Economic theories (starts at 03:09)
The news (duh)

PLEASE NOTE: This is a brief overview, and there is SO MUCH more to discuss. Think of this as the chocolate chips that make the chocolate chip cookie economic theory - it’s the fundamentals, but there are a lot more ingredients to count for!

Full piece: https://horse-quart-a62.notion.site/The-Top-Economic-Theories-Explained-dfb903d440cc412486615ece09dee971

A Brief Introduction into Crypto

Kyla Scanlon — Thu, 02 Dec 2021 01:36:40 -0100

RATS!!!! Crypto 101 I will be talking about * web3 * Blockchain * Cryptocurrencies * Ethereum drama * and how to join Full piece: https://www.notion.so/Crypto-101-Guid... 00:00 - Intro 00:44 - what web3? 01:51 - web3 in action 02:14 - Blockchain 04:24 - What does all that mean? 05:05 - Blockchain Ecosystem 06:14 - Consensus Mechanisms 07:20 - What is money? 08:44 - Bitcoin 09:43 - Ethereum 11:01 - Solana 11:46 - Memecoins 12:09 - Ethereum Scaling 14:45 - Much More 15:08 - Joining Crypto 16:34 - Final Thoughts

The World is Falling Apart?

Kyla Scanlon — Mon, 29 Nov 2021 20:40:47 -0100

ATS!!!!

The state of energy markets and some geopolitical tensions thrown in!

Ben’s Twitter: https://twitter.com/D1Wheeler

Full piece: https://horse-quart-a62.notion.site/Iran-Nuclear-Deal-9b2dcbfc11a3473096059b4792207a2e

00:00 - Intro

01:13 - Iran Nuclear Deal

05:17 - What does this mean for oil markets?

09:09 - Green Energy??

09:40 - Energy Prices in Europe

11:56 - Hi Ben

12:37 - What’s going on in China?

16:40 - How long will things continue?

18:16 - China Policy

19:57 - Taiwan

20:42 - Russia and Ukraine

23:47 - What would push Russia?

25:35 - Belarus

26:21 - China and Russia

30:52 - History of Taiwan

34:12 - Worst Case Scenario

36:36 - Tensions in US

41:04 - What does the future look like?

42:23 - Bye Ben

A Summary of the Stock Market

Kyla Scanlon — Fri, 26 Nov 2021 20:04:32 -0100

Weekly rambles

Full piece: https://kyla.substack.com/p/whats-going-on

00:00 - Intro

00:46 - Energy Markets

04:28 - Europe

05:25 - Turkey

05:59 - The United States

11:51 - Jerome Powell

13:20 - New Covid Strain

14:53 - On Optimism

A Small Note of Gratitude

I am acutely aware of how much support I’ve had - no one has ever had to show me the kindness that I’ve received over the past few months and years. So many people have taken chances on me (my professors, Capital Group, and YOU!!) and for that, I am so eternally thankful - to the point where mere words can’t express it (the irony of the newsletter writer). This gratitude is in everything I do - everything I write, create, film - it is backdropped by the support and love of so many. I know how lucky I am to be doing what it is that I do - educating, building, learning, reading - it really is a dream.

And so to you, my dear community, I thank you. For signing up, for listening to this, for caring about the markets. It really means the world to me. I hope you enjoy this channel and my other work, and again thank you, for simply being here. I appreciate you.

Why are Gasoline Prices so High?

Kyla Scanlon — Wed, 24 Nov 2021 20:54:25 -0100

What is going on in oil markets??? Full notes: https://horse-quart-a62.notion.site/W... Alex Good (goodalexander: https://www.youtube.com/watch?v=m70Bc...)

The Economic Importance of the Federal Reserve

Kyla Scanlon — Mon, 22 Nov 2021 19:56:51 -0100

Everything you need to know about the Old/New Fed Chair!! Full notes: https://horse-quart-a62.notion.site/F...

00:00 - Intro 00:17 - Who is the new Fed Chair? 00:53 - What does the Fed do? 02:58 - What happened today? 04:51 - Brainard vs Powell 05:32 - why the politics 08:20 - Whats next? 09:51 - What happens if they raise rates? 11:06 - Final Thoughts

Should You Even Invest in the Stock/Crypto Market?

Kyla Scanlon — Sat, 20 Nov 2021 16:44:20 -0100

Some thoughts on being bullish humanity. Full piece: https://kyla.substack.com/p/being-bul... Topics covered this week on Everything You Need to Know The Huge Opportunity in DAOs The Infrastructure Bill (and the history of the U.S. Government w Ben Wheeler!) The Most Important Inflation Metric That You’ve Never Heard Of What Could Crash the Housing Market A New Fed Chair!!!! There will be a new Fed Chair soon. Either Jerome Powell or Lael Brainard. So what’s the difference? Tbh, it won’t be huge - Brainard is very concerned about labor markets, and has warned against raising rates too fast in a reactive response to inflation. Brainard (if chosen) will also likely be harsher on banks, embrace CBDCs, and give more attention to climate change. The market currently sees her as more dovish (she won’t taper as quickly because of her views on labor markets) which could lead to market reacting upon the news if she is chosen However, continuity during a crisis is always a good thing - which begs the question, are we out of a crisis? There is a lot more coming. What’s Going on With the Labor Market Joseph Politano, an analyst at the Bureau of Labor Statistics, runs Apricitas, an excellent blog on the economy and recently published a piece “Americans are Quitting Their Jobs: Here's Why That's a Good Thing.” https://apricitas.substack.com/p/amer... Governance vs Government This is where the narrative of crypto is interesting - for however you feel about it, the core thesis (theoretically) is to allow as many people in as possible so they can build as many things as possible. Constitution DAO This was a group of people that wanted to buy the Constitution. They organized a DAO, accepted donations in ETH, USD, etc and got ~15-20k people to donate - and roughly 20% of those donations were new addresses. They lost because they couldn’t cover extraneous fees. It was the perfect contrast between old-world style and new-world speed. There were just a number of barriers facing them to finalize the transaction. So they lost. I don’t know if the goal was a good or bad thing, but the thing itself was an introduction to possibility. To what can be achieved through an interesting style of collaboration (whatever the end goal was). I think most of us know that crowdfunding could have achieved a similar objective, but still - this onboarded thousands of people into crypto, and perhaps woke several thousands more up to possibility. I don’t know. It was cool. It was hope, to a certain degree. I think Ken Griffin will take great care of the constitution, just interesting. Final Thoughts: We have to take care of the physical and the digital - invest in the workers who make our world here on Earth an actual reality. With that being said, there is room to reinvent the way that people think about their ownership and autonomy. Perhaps its just changing hope - rather than hoping for a lottery ticket, there is hope more bullish bets on humanity - for the potentially endless opportunities of a better future. I don’t know. It would be cool though.

What Could Crash the Housing Market?

Kyla Scanlon — Thu, 18 Nov 2021 20:09:40 -0100

Everything you need to know about the Housing Market! full notes: https://horse-quart-a62.notion.site/H... Current state of the housing market MONTHLY NEW RESIDENTIAL CONSTRUCTION, OCTOBER 2021: Housing starts slipped 0.7% to a seasonally adjusted annual rate of 1.520 million units last month. Permits for future homebuilding increased 4.0% to a rate of 1.650 million units in October. Starts have declined from the 1.725 million unit-pace scaled in March, which was more than a 14-1/2-year high. There is a huge backlog of houses authorized for construction but not yet started. Single-family housing starts, which account for the largest share of the housing market, dropped 3.9% to a seasonally adjusted annual rate of 1.039 million units last month. The fourth-straight monthly decline pushed starts to the lowest level since August 2020. U.S. single-family homebuilding tumbled in October while the number of houses authorized for construction but not yet started jumped to a 15-year high. Zoning problems, higher land costs, a lack of labor, and inflation has inflated the cost of raw building materials As Ali Wolf writes “Every top market is considered seriously undersupplied as developmental delays hold back more vacant developed lots from hitting the market and builders scoop up available lots as quickly as possible” There are not enough homes - not enough resale inventory and not enough new ones being built. What is driving what we are seeing? Low mortgage rates: 60% are below 4% - thats LOW! Also homes are expensive - 79% of all homes sold are more than $300k There is also supply chain pressure What does into housing? Raw materials: and there is a shortage in absolutely everything. See here for a full breakdown: https://www.nahb.org/-/media/NAHB/new...Labor: They are aging out and there is a lot of competition in the space. There is also pressure from money entering the market from crypto and stock market gains (which is neither good or bad, just a pressure). Build to Rent "Investors are now working with developers directly to produce build-for-rent homes that have a physical appearance closer to a suburban neighborhood, but are marketed to renters rather than owners." One in 20 new homes comes into being expressly for the purpose of rental living--almost double the historical share of new homes built for rent. The number of single-family built-for-rent (SFBFR) construction starts reached its highest quarterly volume on record during the third quarter of 2021. Build-for-rent operators snapping up 15% of raw land in Florida & outbidding home builders on deals across many markets Essentially, there are not enough homes - and its very expensive to build homes due to a combo supply chain crisis and labor/wage crunch. But build to rent is also creating headaches too.

The Most Important Inflation Metric That You've Never Heard Of

Kyla Scanlon — Wed, 17 Nov 2021 21:05:45 -0100

Everything you need to know about the Baltic Dry Index!

What is the BDI? BDI is simply daily dry bulk shipping rates— which reflect the supply/demand of dry bulk vessels. It's an index which measures the average cost of leasing ships to transport ‘dry bulk’ cargo (I.e. coal, iron ore, grains, etc). It measures costs of transporting various important raw materials by sea (e.g. coal, iron ore, grain) - It takes into account shipping routes, timing of delivery, ship capacity, and is a widely used benchmark in shipping.

What are the ships? Capesize: the largest ships in the BDI with 100,000 deadweight tonnage (DWT) or greater. The average size of a Capesize ship is 156,000 DWT Panamax: have a 60,000 to 80,000 DWT capacity, and they're used mostly to transport coal, grains, and minor bulk products such as sugar and cement. Supramax/handysize: These ships have a carrying capacity of 45,000 to 59,999 DWT.

Major dry bulk commodities include iron ore, coal, and grain - two-thirds of global dry bulk trade. Minor bulks include steel products, sugars, cement The BDI is good to pay attention to, but its not the whole inflation story. Its a divergence between things - so its expensive to be a human still, but its good to have pressure easing in some areas

The Infrastructure Bill - Is it Actually Good?

Kyla Scanlon — Tue, 16 Nov 2021 20:41:41 -0100

Everything you need to know about the Infrastructure Bill! **NOTE: I know there are concerns about the misallocation of capital, and that this is a contentious topic. This is a high level overview of what it COULD be - and the importance of infrastructure in physical society** President Joe Biden signed a $1.2 trillion infrastructure bill into law Monday $550b in new infrastructure investment over 5 years -he $1.2 trillion figure comes from including additional funding normally allocated each year for highways and other infrastructure projects. * ensure safe travel * efficient transport of goods and services Ben and I speak at 13:31 about the economy, politics, and more. notes: https://horse-quart-a62.notion.site/T...

00:00 - Intro 01:02 - Infrastructure Bill 01:45 - An Overview 05:49 - A Kyla Aside 06:52 - Back to Business 07:26 - Labor/wage Shortage 07:42 - High level thoughts 08:24 - Spending 08:51 - How pay for? 10:39 - Crypto 11:28 - Final Thoughts 13:31 - Full Interview 14:35 - Set Up of the Senate 16:20 - What about the labor market? 18:01 - How to fix the labor market? 20:24 - Structure of the Senate 25:03 - Uncapping the House 28:14 - Attachment to Founders 30:58 - Consolidation of Power 32:50 - Short-termisim in the Political System 34:46 - Solution to Lobbying 35:41 - Puerto Rico and DC 36:33 - Breakdown of Policy 42:01 - Off-brand Story 43:05 - Best parts 44:33 - Flaws 46:32 - Bye Ben

The Huge Opportunity of DAOs

Kyla Scanlon — Mon, 15 Nov 2021 18:40:33 -0100

Everything you need to know about DAOs! DAO are “a group organized around a mission that coordinates through a shared set of rules enforced on a blockchain”. At the most basic level, they use collective participation to fund things and get things done. I go on a bit of a tangent at 11:43, which you can skip if you want. Airdropping a token to everyone in the US is far from feasible, but just wanted to take some time to talk about what *could* be possible. Constitution DAO: https://www.constitutiondao.com **NOTE: This was absolutely not an ad, nor was I sponsored! Just sharing some info** notes: https://horse-quart-a62.notion.site/D... Bankless podcast: https://open.spotify.com/episode/0l2m... Episode with Cooper: https://open.spotify.com/episode/7g6X... Linda's excellent piece: https://linda.mirror.xyz/Vh8K4leCGEO0...

00:00 - Intro 00:33 - What is a DAO? 04:14 - What do DAOs do? 06:08 - How do DAOs operate? 08:53 - Examples of DAOs 10:19 - Constitution DAO 11:43 - Kyla’s Opinion 12:53 - Trad vs DAO 13:56 - Bull and Bear Case 16:01 - Summary

Why the Stock Market (and Crypto) Won't Go Up Forever

Kyla Scanlon — Fri, 12 Nov 2021 22:42:38 -0100

Full piece: https://kyla.substack.com/p/the-diver... Will the money that is generated by the meme cycle result in innovations that we never could have dreamed of? Or will there be a total collapse in faith because of the huge misalignment between expectations and calculated reality? “Life is full of strange absurdities, which, strangely enough, do not even need to appear plausible, since they are true.” ― Luigi Pirandello For as long as this absurdness can persist, I suppose. And perhaps none of it really needs to make sense at all. 00:00 - Intro 01:09 - Coin called gm 04:13 - Governance structures 06:03 - Scapegoats 07:25 - Curve Finance 08:11 - Rivian 09:03 - Spicy VC 11:29 - Divergence in Expectations 15:16 - Final Thoughts

Will Inflation Destroy Everything?

Kyla Scanlon — Fri, 12 Nov 2021 00:28:58 -0100

Everything you need to know about inflation! I'm going to talk about what inflation is, what causes it, the different types of flations, the responses, the impact of inflation, as well as investing ideas for inflationary environments Notes: https://horse-quart-a62.notion.site/I... 00:00 - Intro 00:48 - What is inflation? 02:41 - Measures of inflation 06:32 - Causes of Inflation 08:49 - Factors of Inflation 11:51 - Influences of inflation 12:49 - Different types of inflation 14:56 - Inflation Responses 17:13 - Inflation Impact 18:29 - How to Invest 19:22 - Final Thoughts

How Does the Internet Work?

Kyla Scanlon — Wed, 10 Nov 2021 20:43:49 -0100

Everything You Need to Know About Digital Infrastructure! Full piece here: https://kyla.substack.com This piece is sponsored by @iodigitalindex’s BYTE ETF Index. All research and views are my own, and none of this is investment advice. Interested in learning more about BYTE? Click here (I do not receive commissions on this link, just a way for you to learn more!) https://iodigitalindex.com 00:00 - Intro 00:58 - Brief Recap on the Metaverse 02:12 - Facebook's Role 03:02 - Digital Infrastructure 04:48 - Data Centers 06:18 - Cell Towers 07:53 - Semiconductors 08:56 - The Stack 10:36 - Final Thoughts

The Growth Story of Roblox (and what's next)

Kyla Scanlon — Tue, 09 Nov 2021 18:51:13 -0100

Everything You Need to Know About Roblox!

Full piece here: https://kyla.substack.com/p/roblox-an...

Organized notes: https://horse-quart-a62.notion.site/R...

00:00 - Intro

00:55 - Roblox

03:23 - Future of Roblox

05:13 - Differentiation of Roblox

06:45 - Roblox Economy

08:52 - Roblox Growth

10:44 - Growth Beyond

11:25 - Video Game Industry

12:28 - The Numbers

14:30 - Final Thoughts

How Elon Musk Moves Markets

Kyla Scanlon — Mon, 08 Nov 2021 21:13:28 -0100

Everything You Need to Know About Elon Musk and Tesla! Full piece here: https://kyla.substack.com/p/how-elon-...

00:00 - Intro

00:34 - Who is Elon Musk?

03:17 - Background on Tesla

04:44 - What does it all mean?

06:54 - Religion of the Meme

07:52 - Musk Meme

11:04 - Market Dynamics of Tesla

16:01 -Technoptimism

17:02 - Wolves in Yellowstone

Why Speculation Drives Markets

Kyla Scanlon — Fri, 05 Nov 2021 20:06:02 -0100

Short-termism makes it so these boom-bust cycles have to bust at some point - we get collectively distracted by something else, and go look at that instead.

But the beautiful thing about short-termism and speculation is that it allows more capital to enter the system. And there is the potential for that capital to be directed to something more productive, and to change the lives of so many people.

Because we are humans, we are storytellers.
We know how to create fiction - we know how to live lives driven by the collective belief of assets.

Speculation is not net-bad. As Emil Cioran says:

“Man starts over again everyday, in spite of all he knows, against all he knows.”

The market is cyclical - we humans are cyclical, so the systems we build are too. I don’t know if it will be a spectacular boom-bust, but I do think there is a huge oppprtunity to rethink market systems and capital allocation - and design them in way that optimizes for the (rather tough) goal of happiness. I don’t know what that looks like.

Maybe speculation is the future, but I do think as things crumble and current systems get stretched, we have the huge chance to rebuild them.

The Federal Reserve | Is Inflation Really Transitory?

Kyla Scanlon — Thu, 04 Nov 2021 22:27:33 -0100

Everything you need to know about the Fed!

From the Everything You Need to Know about series, a series of ~10 min primers on different topics across the stock market, the economy, and crypto.

According to Wikipedia: The Federal Reserve System (also known as the Federal Reserve or simply the Fed) is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics (particularly the panic of 1907) led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System.

And here we are now!

Notes here: https://horse-quart-a62.notion.site/F...

Stablecoins | Everything You Need To Know

Kyla Scanlon — Wed, 03 Nov 2021 19:14:04 -0100

Everything You Need to Know About the Stablecoins https://horse-quart-a62.notion.site/S... Utility token (coins are a method of payment, tokens are use cases, have more functionality) - just know that it is meant to represent $1 USD Stablecoins act as a safe store of dollar value, without the volatility associated with most other cryptocurrencies; they are also easily transferred, traded, and even sometimes used for payment (like a bank kinda)

The Metaverse | Everything You Need to Know

Kyla Scanlon — Tue, 02 Nov 2021 20:57:50 -0100

Everything You Need to Know About the Metaverse

The Metaverse is an expansive network of persistent, real-time rendered 3D worlds and simulations that support continuity of identity, objects, history, payments, and entitlements, and can be experienced synchronously by an effectively unlimited number of users, each with an individual sense of presence

DISCLAIMER:This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Supply Chains | Everything You Need to Know

Kyla Scanlon — Mon, 01 Nov 2021 18:36:39 -0100

Lets talk about supply chains

So things have been pretty weird ever since Evergiven, the og stucky boi boat - but there are a host of other problems here - that precede Evergiven

Its supply and demand, its a broken transport industry, its just-in-time inventory, and amazonian expectations, and its the Federal Reserve

Why Money isn't Real

Kyla Scanlon — Fri, 29 Oct 2021 20:25:53 +0000

Memes are great. They get people invested. They allow for a certain element of growth and inflow because they are:

Funny
Trade FOMO fundamentals
Create investable narratives
Are real, because memefication manifests an element of reality

So despite all the memecoin run ups, the stock market going absolutely bonkers, public accounting being a bit ~loose~, and the Metaverse likely being our future - we have to remember that even though a lot of it doesn’t *feel* real, it is.

SHIB is real. It’s a meme. The U.S. Dollar is real. It’s a meme of the collective belief in the full faith and credit of the U.S. government. Accounting is a meme. It makes companies go up even when they shouldn’t.

Everything is a meme! (except the supply chain)

But money IS REAL (little bit of clickbait on the title).

But we can’t forget at the end of the day that we *exist* feet on the ground. A bit dark - but if you die in the metaverse, you die in real life.

The Core: The Importance of Connectors

Kyla Scanlon — Tue, 26 Oct 2021 18:26:34 +0000

So whats going on here? We have bad policy (and we CAN fix this, as Huntsman outlines, as CoinCenter advocates for, etc).

We have inflation - We do have rising prices in the U.S., and this is mostly a function of high demand and constrained supply chains, as well as outsized fiscal and monetary stimulus.
However this is not hyperinflation - what happened in Weimar is that they were trying to spend their way out of a war debt situation, with the assumption that they would win the war (which didn’t work) and instead they inflated away their economy

The main takeaway from this piece is:

Policy is fundamentally broken (and we already knew that). And we know that we can fix it. We just have to engage.
But policy is broken because we have forgotten about the connectors. We have become so accustomed to the “consumption on-demand” society that we operate in that we have forgotten that this society hinges on people.

We have to remember people are behind EVERYTHING. Take care of each other.

volmaggedon and the rise of passive

Kyla Scanlon — Wed, 20 Oct 2021 19:45:54 +0000

Full piece: https://kyla.substack.com/p/consumpti...

In partnership with https://www.simplify.us/etfs

A good piece on XIV: https://towardsdatascience.com/the-xiv-meltdown-1b0608110b9f + https://ttmygh.medium.com/grant-williams-0-00-before-we-get-going-heres-the-bit-where-i-remind-you-that-nothing-we-b28f6db77

00:00 - Intro

00:40 - What is this?

01:44 - Correlation and Volatility

05:17 - Volmaggedon

07:57 - Passive Flows

09:31 - Demographics

12:31 - The Flows

15:01 - Market Structure

16:08 - Does Bitcoin Fix This?

17:36 - Final Thoughts

Blog: https://kyla.substack.com

Linkedin: https://www.linkedin.com/in/kylascanlon/

TikTok: https://www.tiktok.com/@ky.now?lang=en

Twitter: https://twitter.com/kylascan

Music by Pick Patek - My Mind Is A Barrel (feat. Raindrop Relly & Charles Hussle) - https://thmatc.co/?l=B6CED606

Music by Hip Gnartic - Carnivores - https://thmatc.co/?l=8102AD70

All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please send me an email, kyla.scanlon@outlook.com DISCLAIMER:This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

consumption on-demand | the peril of the consumer

Kyla Scanlon — Tue, 19 Oct 2021 19:07:35 +0000

Full piece: https://kyla.substack.com/p/consumpti...

Music by Pick Patek - My Mind Is A Barrel (feat. Raindrop Relly & Charles Hussle) - https://thmatc.co/?l=B6CED606

All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please send me an email, kyla.scanlon@outlook.com DISCLAIMER:This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

the theories of interconnectivity

Kyla Scanlon — Mon, 11 Oct 2021 16:02:13 +0000

https://kyla.substack.com/p/the-theories-of-interconnectivity

00:00 - Intro 00:51 - Theories of Interconnectivity 02:07 - Financial Education 03:20 - The Theories 03:44 - The Not Enoughness Theory 08:48 - The Absurdity Theory 14:28 - The Speculation Theory 21:18 - The Community Theory 24:46 - The Influence Theory 28:06 - Flexation Theory 31:45 - Theory of Information Synthesis 34:19 - Final Thoughts

supply chains and stucky bois

Kyla Scanlon — Wed, 06 Oct 2021 17:55:22 +0000

The general theory of not-enougness: We have skewed demand and not enough supply. When thinking about supply, you have to think about the inputs. For example, think about what it takes to buy an apple at the grocery store:

Apple seed goes to farm, farmer farms apple tree, apple gets picked from tree, apple gets loaded into truck, truck drives to warehouse, warehouse drives to grocery store, apple gets unloaded, you pick up apple, you walk to cash register, you buy apple, you drive home.

That’s a LOT.

Imagine that apple process x n^100000 and that’s what supply chains are like. There are so many opportunities for things to go wrong, and thus, they often do (especially when you have exogenous shocks like a global pandemic).

If all the sudden the trucks stop delivering to the stores, you can no longer purchase your apple. Bad! And that’s kind of what’s going on right now:

The thing theory: People are demanding things but there aren’t enough things to produce the things (labor, machinery, trucks etc). And that compounds as people demand MORE things.
This works until it doesn’t

Cambrian Explosion 2.0

Kyla Scanlon — Sat, 04 Sep 2021 17:04:26 +0000

There are a lot of questions left to answer, and web3 seeks to solve a lot of them - but in the meantime -

It’s still about the story. Stripping it all away, we are seeking for the story, for the building of the ecosystem, for understanding our MAIN OBJECTIVE.

And the ecosystem in which these stories are being told is growing, flourishing, and we are nearing some sort of Cambrian Explosion of content.

We have the apps, the infrastructure, the tools - and we are still the singular-celled organisms trying to figure out how to use it all.

We can’t be the Apple or the Enron - because we haven’t even become animal phyla yet. It’s still really early.

The world has evolved before we did, and we are just now catching up to it.

ownership but also wtf are nfts

Kyla Scanlon — Sat, 28 Aug 2021 15:28:18 +0000

But all in all, we have a lot of people exploring this decentralized, tokenized world. Money is an abstraction of value. We want to own stuff. We want to build stuff. NFTs and their weirdness are the beginning to us figuring out what that might look like. It’s cool. But there are still hurdles. We still don’t own the Internet (to an extent). But we are iterating into a world where we become the vortex - and along the way, we have to redefine what our frameworks and values are in the light of community, ownership, and finance as an increasing part of our narrative. So yeah. That’s the long answer. The market is calibrating, and euphoria is a part of that. We are figuring out how to Own the Online.

luxury goods and social investing apps

Kyla Scanlon — Fri, 13 Aug 2021 01:52:16 +0000

I deep dive into:

The process of time
Apartment decorating
Being ill
Nikola and Elon Musk
China and GDP Growth
Financial Products and Systems
Beta vortexes
Financial education
Social investing apps
The power of luxury
Crypto

collective belief is the new free cash flow

Kyla Scanlon — Fri, 04 Jun 2021 21:44:02 +0000

my first attempt at a podcast! let me know if you like the style!

People are using the stock market as a way to find community. People are using it as a tool to connect with other people. That’s why you see the proliferation of social investing apps - because investing is scary and overwhelming. The stock market is weird. It doesn’t make sense. AMC is driven by narratives. AMC is driven by collective belief behind the value of an asset. AMC exists because we crave community.

https://kyla.substack.com/p/is-collec...