Investing Unlocked Transistor (https://transistor.fm) https://feeds.transistor.fm/investing-unlocked Investing Unlocked is a smart, straight-talking podcast that decodes the jargon for people who want to make more of their money and understand what really drives investment performance. Join Georgie Frost, multi-award-winning financial broadcaster, with regular guest Simon Lambert, alongside an impressive lineup of leading financial experts, as they go beyond the latest finance stories to explore the building blocks of investing, the behaviour behind it, the history that shaped it, and the big ideas influencing what happens next. As investing moves to the centre of financial life in 2026, the show invites in the people traditional finance has left behind. Investing Unlocked is sponsored by PensionBee. © 2026 Georgie Frost ef4d93dd-c3f4-572d-aa6a-658f45713d9f yes Introducing Investing Unlocked with Georgie Frost | Series Trailer en Wed, 19 Aug 2026 16:00:13 +0100 Wed, 19 Aug 2026 16:01:57 +0100 https://img.transistorcdn.com/0XQBs2z-x7fB8aca_2I0wCfZZuVyQLSOZxBXbQ2YFFQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mZmM2/NjYxZDBlMzQ1MmE4/YTM5YTU2NzNmMDFj/ZjNkMy5wbmc.jpg Investing Unlocked episodic Georgie Frost Investing Unlocked is a smart, straight-talking podcast that decodes the jargon for people who want to make more of their money and understand what really drives investment performance. Join Georgie Frost, multi-award-winning financial broadcaster, with regular guest Simon Lambert, alongside an impressive lineup of leading financial experts, as they go beyond the latest finance stories to explore the building blocks of investing, the behaviour behind it, the history that shaped it, and the big ideas influencing what happens next. As investing moves to the centre of financial life in 2026, the show invites in the people traditional finance has left behind. Investing Unlocked is sponsored by PensionBee. Investing Unlocked is a smart, straight-talking podcast that decodes the jargon for people who want to make more of their money and understand what really drives investment performance. Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. Georgie Frost info@podshoponline.co.uk No No What Does It Take to Be A Successful Investor? (with Anna Brading) 24 24 What Does It Take to Be A Successful Investor? (with Anna Brading) full f7937eae-6dea-4e5b-aade-bed5ba22a788 https://share.transistor.fm/s/e489bf2f What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong?


In the season finale of Investing Unlocked, Georgie Frost and Simon Lambert  are joined by financial educator and author of Money Mentor, Anna Brading, to explore the notion of money dysmorphia – the disconnect between your actual financial situation and how you perceive it


Together, they examine what's really holding investors back from success – from persistent gender gaps and generational pressures to the impact of recent changes to ISAs and pensions - and why, when it comes to investing, confidence often matters more than knowledge.

This season concludes with Georgie and Simon revealing how they would choose to invest an unexpected £1,000.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong?


In the season finale of Investing Unlocked, Georgie Frost and Simon Lambert  are joined by financial educator and author of Money Mentor, Anna Brading, to explore the notion of money dysmorphia – the disconnect between your actual financial situation and how you perceive it


Together, they examine what's really holding investors back from success – from persistent gender gaps and generational pressures to the impact of recent changes to ISAs and pensions - and why, when it comes to investing, confidence often matters more than knowledge.

This season concludes with Georgie and Simon revealing how they would choose to invest an unexpected £1,000.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Wed, 19 Aug 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2573 What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong?


In the season finale of Investing Unlocked, Georgie Frost and Simon Lambert  are joined by financial educator and author of Money Mentor, Anna Brading, to explore the notion of money dysmorphia – the disconnect between your actual financial situation and how you perceive it


Together, they examine what's really holding investors back from success – from persistent gender gaps and generational pressures to the impact of recent changes to ISAs and pensions - and why, when it comes to investing, confidence often matters more than knowledge.

This season concludes with Georgie and Simon revealing how they would choose to invest an unexpected £1,000.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Anna Brading, financial educator, Money Mentor, successful investor, financial success, money dysmorphia, investing challenges, money myths, money beliefs, lack of confidence, investing knowledge, gender differences in investing, start investing, emotional investing, investing myths, peer influence in investing, economic realities, accessible investing, investment education, risk-averse investors, representation in investing, investing for women, investing strategies, long-term investing, market tracking, emotional management in investing, investment frequency, small investments, investment confidence, investing tips, financial literacy, investing basics, personal finance, retirement planning, pension changes, investment decisions, investing mistakes, investing advice, investing resources. No AI Is Changing the World. But Is It a Bad Investment? 23 23 AI Is Changing the World. But Is It a Bad Investment? full 5d111c89-6c58-4b16-9129-3d47e8a6fb2f https://share.transistor.fm/s/d6af9f53 AI is transforming the world – but does that automatically make it a good investment?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today.

Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it?

Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested.

Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch more. 

Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost:

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> AI is transforming the world – but does that automatically make it a good investment?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today.

Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it?

Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested.

Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch more. 

Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost:

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 12 Aug 2026 04:00:00 +0100 Georgie Frost Georgie Frost 1663 AI is transforming the world – but does that automatically make it a good investment?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today.

Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it?

Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested.

Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio.


Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch more. 

Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost:

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> AI stocks, AI valuations, AI investing, market psychology, active versus passive investing, AI exposure, Nvidia, SpaceX, the Magnificent Seven, AI bubble, AI boom No How to Build a Solid ETF Portfolio (with Steve Palmer) 22 22 How to Build a Solid ETF Portfolio (with Steve Palmer) full b89d147d-d454-4d9b-a31f-f0fd6ecec8a6 https://share.transistor.fm/s/95850091
How do you build a solid ETF portfolio when there are currently over 10,000 Exchange-Traded Funds to choose from?

ETFs are often sold as the ultimate low-cost, hassle-free way to invest. But with a market that’s more volatile than ever, knowing how to choose the best ETFs is much harder than it used to be.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert are joined by Steve Palmer, Head of ETF Solutions at Royal London Asset Management, to break down everything you need to know about ETF investing.


From their surprising origins following the 1987 Black Monday crash to their rise as the ultimate tool for modern portfolio diversification, Steve explains how ETFs really work, the hidden risks that rarely make the headlines and how to navigate an overwhelming explosion of choice.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]>
How do you build a solid ETF portfolio when there are currently over 10,000 Exchange-Traded Funds to choose from?

ETFs are often sold as the ultimate low-cost, hassle-free way to invest. But with a market that’s more volatile than ever, knowing how to choose the best ETFs is much harder than it used to be.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert are joined by Steve Palmer, Head of ETF Solutions at Royal London Asset Management, to break down everything you need to know about ETF investing.


From their surprising origins following the 1987 Black Monday crash to their rise as the ultimate tool for modern portfolio diversification, Steve explains how ETFs really work, the hidden risks that rarely make the headlines and how to navigate an overwhelming explosion of choice.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 05 Aug 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2701
How do you build a solid ETF portfolio when there are currently over 10,000 Exchange-Traded Funds to choose from?

ETFs are often sold as the ultimate low-cost, hassle-free way to invest. But with a market that’s more volatile than ever, knowing how to choose the best ETFs is much harder than it used to be.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert are joined by Steve Palmer, Head of ETF Solutions at Royal London Asset Management, to break down everything you need to know about ETF investing.


From their surprising origins following the 1987 Black Monday crash to their rise as the ultimate tool for modern portfolio diversification, Steve explains how ETFs really work, the hidden risks that rarely make the headlines and how to navigate an overwhelming explosion of choice.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> ETFs, Exchange Traded Funds, financial technology, portfolio, Vanguard FTSE All-World UCITS ETF, UCITS, Open-Ended Investment Company, liquidity, price discovery, Black Monday, SPDR S&P 500 ETF, market stress, passive investing, active management, investment trusts, net asset value, diversification, investor protection, regulatory compliance, asset managers, synthetic replication, investment strategies, long-term investing, market trends, digital compatibility, global indices, emerging markets, financial advice, risk management. No Investment trusts: Discounts, SpaceX and a battle for control 21 21 Investment trusts: Discounts, SpaceX and a battle for control full 9b5965ef-7284-4fde-b33d-d2e0dbfe245a https://share.transistor.fm/s/5bda2bd9 Investment trusts have been around for more than 150 years – but plenty of investors still aren't quite sure what they are, how they work or why they might want one in their portfolio.

In this Investing Unlocked Extra, Georgie Frost is joined by Annabel Brodie-Smith from the Association of Investment Companies to get under the bonnet of one of investing’s oldest – and perhaps most misunderstood – structures.

How can you buy £1 worth of assets for 90p? Why can investment trusts borrow money to invest? And how have trusts opened the door to everything from infrastructure and private companies to SpaceX and Anthropic?

Plus, we look at the battle with activist investors that has shaken up the industry, why ordinary shareholders have more power than they might realise, and what you should look for before investing in a trust yourself.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Investment trusts have been around for more than 150 years – but plenty of investors still aren't quite sure what they are, how they work or why they might want one in their portfolio.

In this Investing Unlocked Extra, Georgie Frost is joined by Annabel Brodie-Smith from the Association of Investment Companies to get under the bonnet of one of investing’s oldest – and perhaps most misunderstood – structures.

How can you buy £1 worth of assets for 90p? Why can investment trusts borrow money to invest? And how have trusts opened the door to everything from infrastructure and private companies to SpaceX and Anthropic?

Plus, we look at the battle with activist investors that has shaken up the industry, why ordinary shareholders have more power than they might realise, and what you should look for before investing in a trust yourself.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Wed, 29 Jul 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1419 Investment trusts have been around for more than 150 years – but plenty of investors still aren't quite sure what they are, how they work or why they might want one in their portfolio.

In this Investing Unlocked Extra, Georgie Frost is joined by Annabel Brodie-Smith from the Association of Investment Companies to get under the bonnet of one of investing’s oldest – and perhaps most misunderstood – structures.

How can you buy £1 worth of assets for 90p? Why can investment trusts borrow money to invest? And how have trusts opened the door to everything from infrastructure and private companies to SpaceX and Anthropic?

Plus, we look at the battle with activist investors that has shaken up the industry, why ordinary shareholders have more power than they might realise, and what you should look for before investing in a trust yourself.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

TikTok: https://www.tiktok.com/@investing.unlocked


Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Investment trusts, Assests, activist investors, Discounts, SpaceX No Bonds: The Missing Piece In Your Investment Portfolio (with Professor Moorad Choudhry) 20 20 Bonds: The Missing Piece In Your Investment Portfolio (with Professor Moorad Choudhry) full 25cab920-0dfa-41f5-a338-abed3bde4cac https://share.transistor.fm/s/30e607e2 Bonds are powerful financial instruments that dictate mortgage rates and can bring down governments in a matter of days. Liz Truss learnt this the hard way in 2022. Yet, most retail investors still don't own them – or even fully understand what they do. 

In a world obsessed with fast growth, is ignoring the bond market a costly oversight for retail investors?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Professor Moorad Choudhry – fixed income expert and former JP Morgan banker – to demystify one of investing's most misunderstood asset classes.


They break down exactly what a bond is, how gilt yields secretly affect your mortgage rate, and the key differences between buying bonds directly versus using a fund.


Moving past the textbook definitions, this episode confronts the real rates, risks, and returns of the bond market today – and why every investor needs a strategy for them.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Bonds are powerful financial instruments that dictate mortgage rates and can bring down governments in a matter of days. Liz Truss learnt this the hard way in 2022. Yet, most retail investors still don't own them – or even fully understand what they do. 

In a world obsessed with fast growth, is ignoring the bond market a costly oversight for retail investors?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Professor Moorad Choudhry – fixed income expert and former JP Morgan banker – to demystify one of investing's most misunderstood asset classes.


They break down exactly what a bond is, how gilt yields secretly affect your mortgage rate, and the key differences between buying bonds directly versus using a fund.


Moving past the textbook definitions, this episode confronts the real rates, risks, and returns of the bond market today – and why every investor needs a strategy for them.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> Wed, 22 Jul 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2652 Bonds are powerful financial instruments that dictate mortgage rates and can bring down governments in a matter of days. Liz Truss learnt this the hard way in 2022. Yet, most retail investors still don't own them – or even fully understand what they do. 

In a world obsessed with fast growth, is ignoring the bond market a costly oversight for retail investors?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Professor Moorad Choudhry – fixed income expert and former JP Morgan banker – to demystify one of investing's most misunderstood asset classes.


They break down exactly what a bond is, how gilt yields secretly affect your mortgage rate, and the key differences between buying bonds directly versus using a fund.


Moving past the textbook definitions, this episode confronts the real rates, risks, and returns of the bond market today – and why every investor needs a strategy for them.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


]]> bonds, bond market, moorad choudhry, fixed income, government bonds, gilts, bond pricing, bond yields, bond duration, mortgage rates, personal finance, UK economy, financial education, portfolio management, investment strategies, risk management, JP Morgan, Royal Bank of Scotland, London Stock Exchange, financial crises, 2022 UK government crisis, interest rates, capital preservation, bond funds, ETFs, retail investors, economic stability, credit ratings, financial products, CDOs, market volatility, investment portfolios, asset allocation, guaranteed returns, mortgage costs, interest income, tax efficiency, investment education, market dynamics. No Capital Gains Tax: What Investors Need to Know 19 19 Capital Gains Tax: What Investors Need to Know full 55017084-24ab-402c-aff6-03b56f22e4ad https://share.transistor.fm/s/761052f2 Capital Gains Tax is back in the spotlight, with growing speculation over whether the new Prime Minister could overhaul the system. But what exactly is CGT and what would any changes actually mean for investors?

In this episode, Georgie Frost is joined by Jason Hollands, Managing Director at Evelyn Partners, to unpack how Capital Gains Tax works, why it's taxed differently from income, and what proposed changes could mean for investors, business owners and the wider economy.

They discuss whether higher CGT would make the tax system fairer, why inflation matters more than many people realise, how previous tax changes have altered investor behaviour, and why HMRC's own modelling suggests raising rates doesn't necessarily mean raising more money.

Plus, practical ways investors can think about managing Capital Gains Tax without making hasty decisions based on political speculation.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Capital Gains Tax is back in the spotlight, with growing speculation over whether the new Prime Minister could overhaul the system. But what exactly is CGT and what would any changes actually mean for investors?

In this episode, Georgie Frost is joined by Jason Hollands, Managing Director at Evelyn Partners, to unpack how Capital Gains Tax works, why it's taxed differently from income, and what proposed changes could mean for investors, business owners and the wider economy.

They discuss whether higher CGT would make the tax system fairer, why inflation matters more than many people realise, how previous tax changes have altered investor behaviour, and why HMRC's own modelling suggests raising rates doesn't necessarily mean raising more money.

Plus, practical ways investors can think about managing Capital Gains Tax without making hasty decisions based on political speculation.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 15 Jul 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1387 Capital Gains Tax is back in the spotlight, with growing speculation over whether the new Prime Minister could overhaul the system. But what exactly is CGT and what would any changes actually mean for investors?

In this episode, Georgie Frost is joined by Jason Hollands, Managing Director at Evelyn Partners, to unpack how Capital Gains Tax works, why it's taxed differently from income, and what proposed changes could mean for investors, business owners and the wider economy.

They discuss whether higher CGT would make the tax system fairer, why inflation matters more than many people realise, how previous tax changes have altered investor behaviour, and why HMRC's own modelling suggests raising rates doesn't necessarily mean raising more money.

Plus, practical ways investors can think about managing Capital Gains Tax without making hasty decisions based on political speculation.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Capital Gains Tax, CGT, how Capital Gains Tax work, tax system No How Much Do You Need to Retire? With Maike Currie 18 18 How Much Do You Need to Retire? With Maike Currie full dae0eeff-f86b-4872-8577-ac2664e59566 https://share.transistor.fm/s/ac59e5b0 Most people have no idea how much they need in their pension to retire. Almost half of UK adults don't even know how much is in their pension pot.


Jobs for life and final salary pensions are a thing of the past – and with the recent shift from defined benefit to defined contribution pensions, retirement has become one of the biggest financial challenges of our time.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Maike Currie – investment commentator and VP of Personal Finance at PensionBee – to make sense of the recent policy changes and help you to take control of your pension.

They cover what to look for in a modern pension, the golden number for retirement, and how to make sure your pension money is working hard enough – even if you've started late.

How much income could your pension generate in retirement? Use PensionBee's Pension Calculator to find out your pension forecast.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Most people have no idea how much they need in their pension to retire. Almost half of UK adults don't even know how much is in their pension pot.


Jobs for life and final salary pensions are a thing of the past – and with the recent shift from defined benefit to defined contribution pensions, retirement has become one of the biggest financial challenges of our time.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Maike Currie – investment commentator and VP of Personal Finance at PensionBee – to make sense of the recent policy changes and help you to take control of your pension.

They cover what to look for in a modern pension, the golden number for retirement, and how to make sure your pension money is working hard enough – even if you've started late.

How much income could your pension generate in retirement? Use PensionBee's Pension Calculator to find out your pension forecast.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 08 Jul 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2962 Most people have no idea how much they need in their pension to retire. Almost half of UK adults don't even know how much is in their pension pot.


Jobs for life and final salary pensions are a thing of the past – and with the recent shift from defined benefit to defined contribution pensions, retirement has become one of the biggest financial challenges of our time.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Maike Currie – investment commentator and VP of Personal Finance at PensionBee – to make sense of the recent policy changes and help you to take control of your pension.

They cover what to look for in a modern pension, the golden number for retirement, and how to make sure your pension money is working hard enough – even if you've started late.

How much income could your pension generate in retirement? Use PensionBee's Pension Calculator to find out your pension forecast.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.

Capital is at risk.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> pensions, retirement planning, Maike Currie, PensionBee, defined benefit schemes, defined contribution schemes, compound interest, employer contributions, retirement savings, financial responsibility, auto-enrolment, investment risks, pension pot, freelancers, investment strategy, retirement spending patterns, pension consolidation, tax relief, ISAs, property investment, retirement needs, financial education, pension performance, engagement with pensions, retirement smile, investment risk, financial priorities, personal finance, retirement lifestyle, saving for retirement, retirement goals, pension management, investment commentator, retirement security, future of pensions, state pension, technology and jobs, financial challenges, retirement savings strategies. No Labour's ISA gamble: Will tax changes alter how we invest? 17 17 Labour's ISA gamble: Will tax changes alter how we invest? full 7e80b947-9f61-4696-bbad-ca3e1976e6fa https://share.transistor.fm/s/92bea961 Labour's ISA reforms have been confirmed, bringing the biggest shake-up to ISAs in years. 

From April 2027, the Cash ISA allowance will be cut to £12,000, while cash held inside a Stocks and Shares ISA could face a new 22% tax on the interest it earns.

So what exactly is changing? Who will be affected? And will these reforms really encourage more people to invest, or simply make ISAs more complicated?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Investors' Chronicle personal finance and funds writer Helen Kirrane to explain the new rules, separate fact from speculation and explore what they could mean for savers, investors and the UK economy.

They discuss:

  • The confirmed Labour ISA reforms and why the government says they're needed
  • How the new Cash ISA limit will work
  • Why cash held in a Stocks and Shares ISA could now be taxed
  • What the changes mean for money market funds
  • Whether the reforms will encourage investing or create unintended consequences
  • Why the government wants more of our savings invested in UK businesses
  • The practical steps ISA holders should consider before the new rules take effect

Whether you're a seasoned investor or simply trying to understand what these changes mean for your own savings, this episode explains the new ISA rules in plain English.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Labour's ISA reforms have been confirmed, bringing the biggest shake-up to ISAs in years. 

From April 2027, the Cash ISA allowance will be cut to £12,000, while cash held inside a Stocks and Shares ISA could face a new 22% tax on the interest it earns.

So what exactly is changing? Who will be affected? And will these reforms really encourage more people to invest, or simply make ISAs more complicated?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Investors' Chronicle personal finance and funds writer Helen Kirrane to explain the new rules, separate fact from speculation and explore what they could mean for savers, investors and the UK economy.

They discuss:

  • The confirmed Labour ISA reforms and why the government says they're needed
  • How the new Cash ISA limit will work
  • Why cash held in a Stocks and Shares ISA could now be taxed
  • What the changes mean for money market funds
  • Whether the reforms will encourage investing or create unintended consequences
  • Why the government wants more of our savings invested in UK businesses
  • The practical steps ISA holders should consider before the new rules take effect

Whether you're a seasoned investor or simply trying to understand what these changes mean for your own savings, this episode explains the new ISA rules in plain English.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 01 Jul 2026 04:00:00 +0100 Georgie Frost Georgie Frost 1187 Labour's ISA reforms have been confirmed, bringing the biggest shake-up to ISAs in years. 

From April 2027, the Cash ISA allowance will be cut to £12,000, while cash held inside a Stocks and Shares ISA could face a new 22% tax on the interest it earns.

So what exactly is changing? Who will be affected? And will these reforms really encourage more people to invest, or simply make ISAs more complicated?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Investors' Chronicle personal finance and funds writer Helen Kirrane to explain the new rules, separate fact from speculation and explore what they could mean for savers, investors and the UK economy.

They discuss:

  • The confirmed Labour ISA reforms and why the government says they're needed
  • How the new Cash ISA limit will work
  • Why cash held in a Stocks and Shares ISA could now be taxed
  • What the changes mean for money market funds
  • Whether the reforms will encourage investing or create unintended consequences
  • Why the government wants more of our savings invested in UK businesses
  • The practical steps ISA holders should consider before the new rules take effect

Whether you're a seasoned investor or simply trying to understand what these changes mean for your own savings, this episode explains the new ISA rules in plain English.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

]]> Labour ISA reforms, Cash ISA, Stocks and Shares ISA, Helen Kirrane No Trading vs Investing: Where Should You Put Your Money? (with Michael Taylor) 16 16 Trading vs Investing: Where Should You Put Your Money? (with Michael Taylor) full ab666070-f37f-409f-a449-349cbaf649b8 https://share.transistor.fm/s/81a1b9a7 Making money through investing takes time. Trading promises to do it fast. At least, that's what social media wants you to believe.

So, can you actually make money trading – or is it a near-guaranteed way to lose it all?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with professional trader Michael Taylor – better known as Shifting Shares – to explore why most traders lose money, and what separates the ones who don't.

Michael shares his honest personal journey into UK small-cap trading, from the costly mistakes he made along the way and how those lessons shaped his approach today.

This episode looks past the social media noise to break down the mechanics of the market – from CFDs to spread betting – the discipline needed to manage risk, and what to actually look for before risking your capital.

This episode contains a brief reference to suicide. If you or someone you know is struggling, please contact Samaritans on 116 123 (free, 24/7) or visit samaritans.org.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Rick Kelsey
Instagram: https://www.instagram.com/rickkelsey/
LinkedIn: https://www.linkedin.com/in/rickkelsey/

Michael Taylor
Instagram: https://www.instagram.com/shiftingshares
LinkedIn: https://uk.linkedin.com/in/michael-taylor-27bb295b

]]> Making money through investing takes time. Trading promises to do it fast. At least, that's what social media wants you to believe.

So, can you actually make money trading – or is it a near-guaranteed way to lose it all?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with professional trader Michael Taylor – better known as Shifting Shares – to explore why most traders lose money, and what separates the ones who don't.

Michael shares his honest personal journey into UK small-cap trading, from the costly mistakes he made along the way and how those lessons shaped his approach today.

This episode looks past the social media noise to break down the mechanics of the market – from CFDs to spread betting – the discipline needed to manage risk, and what to actually look for before risking your capital.

This episode contains a brief reference to suicide. If you or someone you know is struggling, please contact Samaritans on 116 123 (free, 24/7) or visit samaritans.org.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Rick Kelsey
Instagram: https://www.instagram.com/rickkelsey/
LinkedIn: https://www.linkedin.com/in/rickkelsey/

Michael Taylor
Instagram: https://www.instagram.com/shiftingshares
LinkedIn: https://uk.linkedin.com/in/michael-taylor-27bb295b

]]> Wed, 24 Jun 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2837 Making money through investing takes time. Trading promises to do it fast. At least, that's what social media wants you to believe.

So, can you actually make money trading – or is it a near-guaranteed way to lose it all?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with professional trader Michael Taylor – better known as Shifting Shares – to explore why most traders lose money, and what separates the ones who don't.

Michael shares his honest personal journey into UK small-cap trading, from the costly mistakes he made along the way and how those lessons shaped his approach today.

This episode looks past the social media noise to break down the mechanics of the market – from CFDs to spread betting – the discipline needed to manage risk, and what to actually look for before risking your capital.

This episode contains a brief reference to suicide. If you or someone you know is struggling, please contact Samaritans on 116 123 (free, 24/7) or visit samaritans.org.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 

Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Rick Kelsey
Instagram: https://www.instagram.com/rickkelsey/
LinkedIn: https://www.linkedin.com/in/rickkelsey/

Michael Taylor
Instagram: https://www.instagram.com/shiftingshares
LinkedIn: https://uk.linkedin.com/in/michael-taylor-27bb295b

]]> investing, trading, financial freedom, trading psychology, risks of trading, leverage, contracts for difference, CFDs, spread betting, UK small-cap stocks, trading platforms, trading fees, trading strategies, trading mistakes, emotional resilience, market research, tax implications, trading lifestyle, social media influence, trading community, investment strategies, trading philosophy, financial advice, risk management, trading regulations, trading misconceptions, personal finance, trading education, market analysis, behavioural finance, investment vehicles, stocks and shares ISA. No SpaceX, the World Cup & the Business of Belief  15 15 SpaceX, the World Cup & the Business of Belief  full 321defe8-d6d1-47e6-b4a6-53693ba55ec0 https://share.transistor.fm/s/95dd2736 SpaceX's IPO. The World Cup. Two of the biggest events on the planet right now.

One involves investors pouring billions into a company promising to reshape the future. The other involves fans paying thousands to watch 22 people kick a ball around a field. But when excitement reaches fever pitch, who actually wins?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Economics Editor at Investors' Chronicle, Hermione Taylor, to explore the economics behind two global phenomena.

What exactly are investors buying when they buy into SpaceX? Are they backing a business, or a vision? With AI companies, IPO hopefuls and tech giants all demanding fresh capital, where is all that money coming from?

And what can the World Cup teach us about value, price and speculation? Why are fans willing to pay Taylor Swift prices for football? Do host countries really benefit from staging major tournaments? And when you follow the money, who are the real winners?

A conversation about hype, scarcity, storytelling and what happens when excitement becomes an asset.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Hermione Taylor
LinkedIn: linkedin.com/in/hermione-taylor

]]> SpaceX's IPO. The World Cup. Two of the biggest events on the planet right now.

One involves investors pouring billions into a company promising to reshape the future. The other involves fans paying thousands to watch 22 people kick a ball around a field. But when excitement reaches fever pitch, who actually wins?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Economics Editor at Investors' Chronicle, Hermione Taylor, to explore the economics behind two global phenomena.

What exactly are investors buying when they buy into SpaceX? Are they backing a business, or a vision? With AI companies, IPO hopefuls and tech giants all demanding fresh capital, where is all that money coming from?

And what can the World Cup teach us about value, price and speculation? Why are fans willing to pay Taylor Swift prices for football? Do host countries really benefit from staging major tournaments? And when you follow the money, who are the real winners?

A conversation about hype, scarcity, storytelling and what happens when excitement becomes an asset.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Hermione Taylor
LinkedIn: linkedin.com/in/hermione-taylor

]]> Wed, 17 Jun 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1439 SpaceX's IPO. The World Cup. Two of the biggest events on the planet right now.

One involves investors pouring billions into a company promising to reshape the future. The other involves fans paying thousands to watch 22 people kick a ball around a field. But when excitement reaches fever pitch, who actually wins?

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Economics Editor at Investors' Chronicle, Hermione Taylor, to explore the economics behind two global phenomena.

What exactly are investors buying when they buy into SpaceX? Are they backing a business, or a vision? With AI companies, IPO hopefuls and tech giants all demanding fresh capital, where is all that money coming from?

And what can the World Cup teach us about value, price and speculation? Why are fans willing to pay Taylor Swift prices for football? Do host countries really benefit from staging major tournaments? And when you follow the money, who are the real winners?

A conversation about hype, scarcity, storytelling and what happens when excitement becomes an asset.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Hermione Taylor
LinkedIn: linkedin.com/in/hermione-taylor

]]> SpaceX, World Cup, World Cup investment, SpaceX investment, World Cup economics, No Is Now the Time to Invest in the UK Stock Market? – with Clive Beagles 14 14 Is Now the Time to Invest in the UK Stock Market? – with Clive Beagles full a889b504-f2fe-4379-afb5-8730c3824410 https://share.transistor.fm/s/7965b34d
The UK stock market has been described as cheap, undervalued and out of favour for years. But according to Clive Beagles, the real story is far more alarming: at the current rate of takeovers, the UK could have no stock market left in ten years.

So is it time to back Britain – or is it already too late?

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert talk to Clive Beagles – Senior Fund Manager at J O Hambro Capital Management – to make sense of why one of the world's oldest stock markets is sleepwalking towards irrelevance.


They get into the "Cool Britannia" era of the 90s versus today, how negative press coverage has become a self-fulfilling prophecy, and what the FTSE 100 and FTSE 250 actually tell you about the UK economy.


Clive also explains how unlocking the vast savings held by UK households could be the key to turning things around – and what investors should actually do with UK equities right now.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Clive Beagles
LinkedIn: https://www.linkedin.com/in/clive-beagles-1742321a6/


]]>
The UK stock market has been described as cheap, undervalued and out of favour for years. But according to Clive Beagles, the real story is far more alarming: at the current rate of takeovers, the UK could have no stock market left in ten years.

So is it time to back Britain – or is it already too late?

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert talk to Clive Beagles – Senior Fund Manager at J O Hambro Capital Management – to make sense of why one of the world's oldest stock markets is sleepwalking towards irrelevance.


They get into the "Cool Britannia" era of the 90s versus today, how negative press coverage has become a self-fulfilling prophecy, and what the FTSE 100 and FTSE 250 actually tell you about the UK economy.


Clive also explains how unlocking the vast savings held by UK households could be the key to turning things around – and what investors should actually do with UK equities right now.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Clive Beagles
LinkedIn: https://www.linkedin.com/in/clive-beagles-1742321a6/


]]> Wed, 10 Jun 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2955
The UK stock market has been described as cheap, undervalued and out of favour for years. But according to Clive Beagles, the real story is far more alarming: at the current rate of takeovers, the UK could have no stock market left in ten years.

So is it time to back Britain – or is it already too late?

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert talk to Clive Beagles – Senior Fund Manager at J O Hambro Capital Management – to make sense of why one of the world's oldest stock markets is sleepwalking towards irrelevance.


They get into the "Cool Britannia" era of the 90s versus today, how negative press coverage has become a self-fulfilling prophecy, and what the FTSE 100 and FTSE 250 actually tell you about the UK economy.


Clive also explains how unlocking the vast savings held by UK households could be the key to turning things around – and what investors should actually do with UK equities right now.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Clive Beagles
LinkedIn: https://www.linkedin.com/in/clive-beagles-1742321a6/


]]> UK stock market, Clive Beagle, Georgie Frost, Simon Lambert, J.O. Hambro Capital Management, UK equity income fund, Cool Britannia, undervalued market, US market comparison, political uncertainty, investor confidence, FTSE 100, FTSE 250, market ranking, media negativity, economic climate, consumer confidence, value investing, growth investing, interest rates, takeovers, share prices, employee share ownership, passive investing, government intervention, pension fund allocations, UK equities, dividends, total return, investment opportunities, structural issues, tax policy, Enterprise Investment Scheme, Seed Enterprise Investment Scheme, market sentiment, diversified portfolio, online investment platforms, mid-cap stocks, small-cap stocks, financial press, economic forecasts, cash balances, investment strategies, economic recovery, long-term returns. No ISA Shake-Up: What the Latest Changes Mean for Your Money 13 13 ISA Shake-Up: What the Latest Changes Mean for Your Money full 0f11cc8e-8ba5-401c-8667-ca0dbebe3679 https://share.transistor.fm/s/432b0464 ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors.

They discuss:

• Why the government is changing Cash ISAs
 • Whether the reforms will actually encourage more investing
 • The speculation around taxing cash held within Stocks & Shares ISAs
 • What happens to transfers between Cash and Stocks & Shares ISAs under the new rules
 • Why flexibility matters when it comes to saving and investing
 • Whether higher taxes on savings, dividends and capital gains signal a wider shift in UK wealth taxation


Plus, Sarah shares practical tips on choosing the right ISA for your goals and the one group of savers who may want to consider taking action before the new rules come into force.

If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Sarah Coles
LinkedIn: linkedin.com/in/sarah-coles-720b2113

]]> ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors.

They discuss:

• Why the government is changing Cash ISAs
 • Whether the reforms will actually encourage more investing
 • The speculation around taxing cash held within Stocks & Shares ISAs
 • What happens to transfers between Cash and Stocks & Shares ISAs under the new rules
 • Why flexibility matters when it comes to saving and investing
 • Whether higher taxes on savings, dividends and capital gains signal a wider shift in UK wealth taxation


Plus, Sarah shares practical tips on choosing the right ISA for your goals and the one group of savers who may want to consider taking action before the new rules come into force.

If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Sarah Coles
LinkedIn: linkedin.com/in/sarah-coles-720b2113

]]> Wed, 03 Jun 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1385 ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors.

They discuss:

• Why the government is changing Cash ISAs
 • Whether the reforms will actually encourage more investing
 • The speculation around taxing cash held within Stocks & Shares ISAs
 • What happens to transfers between Cash and Stocks & Shares ISAs under the new rules
 • Why flexibility matters when it comes to saving and investing
 • Whether higher taxes on savings, dividends and capital gains signal a wider shift in UK wealth taxation


Plus, Sarah shares practical tips on choosing the right ISA for your goals and the one group of savers who may want to consider taking action before the new rules come into force.

If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Sarah Coles
LinkedIn: linkedin.com/in/sarah-coles-720b2113

]]> ISA, Cash ISA No How to Build Real Wealth for Your Kids – with Claer Barrett 12 12 How to Build Real Wealth for Your Kids – with Claer Barrett full 324b50f8-34b5-4fd8-9001-b9c02b70fa2f https://share.transistor.fm/s/c21acc61 What if the greatest financial gift you could give your child isn't a savings account? It’s timing.

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with Claer Barrett – FT consumer editor, money expert and author of the bestselling What They Don't Teach You About Money – to make the case for investing for kids, and explain exactly how to do it.

They cover everything from Junior ISAs and Junior SIPPs to stock market investing for children – and how to make it work even when money is tight.

But building wealth is only half the story. This episode also explores how best to tackle difficult money conversations and how to help your children make smart decisions when they finally get access to the pot.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Rick Kelsey

Instagram: https://www.instagram.com/rickkelsey/?hl=en-gb

LinkedIn: linkedin.com/in/rickkelsey

Claer Barrett
Instagram: https://www.instagram.com/claerb/?hl=en
LinkedIn: linkedin.com/in/claer-barrett-74088414

]]> What if the greatest financial gift you could give your child isn't a savings account? It’s timing.

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with Claer Barrett – FT consumer editor, money expert and author of the bestselling What They Don't Teach You About Money – to make the case for investing for kids, and explain exactly how to do it.

They cover everything from Junior ISAs and Junior SIPPs to stock market investing for children – and how to make it work even when money is tight.

But building wealth is only half the story. This episode also explores how best to tackle difficult money conversations and how to help your children make smart decisions when they finally get access to the pot.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Rick Kelsey

Instagram: https://www.instagram.com/rickkelsey/?hl=en-gb

LinkedIn: linkedin.com/in/rickkelsey

Claer Barrett
Instagram: https://www.instagram.com/claerb/?hl=en
LinkedIn: linkedin.com/in/claer-barrett-74088414

]]> Wed, 27 May 2026 17:05:28 +0100 Georgie Frost Georgie Frost 2783 What if the greatest financial gift you could give your child isn't a savings account? It’s timing.

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey sit down with Claer Barrett – FT consumer editor, money expert and author of the bestselling What They Don't Teach You About Money – to make the case for investing for kids, and explain exactly how to do it.

They cover everything from Junior ISAs and Junior SIPPs to stock market investing for children – and how to make it work even when money is tight.

But building wealth is only half the story. This episode also explores how best to tackle difficult money conversations and how to help your children make smart decisions when they finally get access to the pot.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: linkedin.com/in/georgie-frost-a1b090110


Rick Kelsey

Instagram: https://www.instagram.com/rickkelsey/?hl=en-gb

LinkedIn: linkedin.com/in/rickkelsey

Claer Barrett
Instagram: https://www.instagram.com/claerb/?hl=en
LinkedIn: linkedin.com/in/claer-barrett-74088414

]]> Junior ISAs, investing for kids, personal finance, inflation, money management, financial education, long-term growth, tax advantages, savings vs. investing, contributions from grandparents, investment accounts, cash accounts, stock market, financial planning, wealth building, financial literacy, automation of contributions, pound-cost averaging, teaching kids about money, fees on Junior ISAs, investment strategies, financial security, family contributions, financial habits, critical thinking in finance, money conversations, investment risks, market volatility, financial goals, Junior SIPPs, retirement planning, youth investments, money gifts, investment growth, children's savings, financial responsibility. No Why Rising Gilt Yields Matter – with Cherry Reynard 11 11 Why Rising Gilt Yields Matter – with Cherry Reynard full add35f17-a96c-4d86-8e4d-6b3ac23c397b https://share.transistor.fm/s/79066b84 UK government borrowing costs have climbed to their highest levels in decades – and suddenly the bond market is back in focus.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by author and award-winning investment journalist Cherry Reynard to unpack what’s happening in the gilt market, why investors are getting nervous about Britain’s finances and what it could mean for mortgages, pensions and the wider economy.

They discuss:

  • What gilts actually are – and why they matter
  • Why rising yields affect mortgage rates and borrowing costs
  • Whether this is another “Liz Truss moment”
  • The role of inflation, energy prices and political instability
  • Why bond markets care so much about fiscal credibility
  • Whether UK government debt is becoming a problem
  • How gilts show up in pensions and investments
  • Whether bonds are actually attractive again for investors

Cherry also explains the famous “bond vigilantes” idea, why markets can intimidate governments, and whether Britain’s finances are more fragile than many people realise.

If you’ve heard people talking about gilt yields and wondered why it matters to your own money, this episode breaks it down clearly, calmly and without jargon.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> UK government borrowing costs have climbed to their highest levels in decades – and suddenly the bond market is back in focus.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by author and award-winning investment journalist Cherry Reynard to unpack what’s happening in the gilt market, why investors are getting nervous about Britain’s finances and what it could mean for mortgages, pensions and the wider economy.

They discuss:

  • What gilts actually are – and why they matter
  • Why rising yields affect mortgage rates and borrowing costs
  • Whether this is another “Liz Truss moment”
  • The role of inflation, energy prices and political instability
  • Why bond markets care so much about fiscal credibility
  • Whether UK government debt is becoming a problem
  • How gilts show up in pensions and investments
  • Whether bonds are actually attractive again for investors

Cherry also explains the famous “bond vigilantes” idea, why markets can intimidate governments, and whether Britain’s finances are more fragile than many people realise.

If you’ve heard people talking about gilt yields and wondered why it matters to your own money, this episode breaks it down clearly, calmly and without jargon.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 20 May 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1192 UK government borrowing costs have climbed to their highest levels in decades – and suddenly the bond market is back in focus.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by author and award-winning investment journalist Cherry Reynard to unpack what’s happening in the gilt market, why investors are getting nervous about Britain’s finances and what it could mean for mortgages, pensions and the wider economy.

They discuss:

  • What gilts actually are – and why they matter
  • Why rising yields affect mortgage rates and borrowing costs
  • Whether this is another “Liz Truss moment”
  • The role of inflation, energy prices and political instability
  • Why bond markets care so much about fiscal credibility
  • Whether UK government debt is becoming a problem
  • How gilts show up in pensions and investments
  • Whether bonds are actually attractive again for investors

Cherry also explains the famous “bond vigilantes” idea, why markets can intimidate governments, and whether Britain’s finances are more fragile than many people realise.

If you’ve heard people talking about gilt yields and wondered why it matters to your own money, this episode breaks it down clearly, calmly and without jargon.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No Is Property Still a Safe Investment? – with Rob Dix 10 10 Is Property Still a Safe Investment? – with Rob Dix full 64c0f99a-c13f-45f2-a8db-3240a390df41 https://share.transistor.fm/s/05ca4882 For generations, we’ve been told that property is the "default" safe bet. But the world is changing fast. Landlord numbers are falling, and interest rates are staying higher for longer.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Rob Dix – author, landlord and co-founder of Property Hub – to ask if investing in property is still worth it. And if it is, how do you actually do it well?

They interrogate the long-held British belief that "my property is my pension," identifying who property genuinely suits as an asset class – and who should walk away.

The conversation also covers what actually makes a "good" investment property in 2026 and exactly what you’ll need to consider before you even think about buying.

For anyone who has ever assumed property is "safe as houses”, this episode will make you think again.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Rob Dix
Instagram: https://www.instagram.com/therobdix/
LinkedIn: uk.linkedin.com/in/rob-dix
Website: https://propertyhub.net/rob-dix/

]]> For generations, we’ve been told that property is the "default" safe bet. But the world is changing fast. Landlord numbers are falling, and interest rates are staying higher for longer.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Rob Dix – author, landlord and co-founder of Property Hub – to ask if investing in property is still worth it. And if it is, how do you actually do it well?

They interrogate the long-held British belief that "my property is my pension," identifying who property genuinely suits as an asset class – and who should walk away.

The conversation also covers what actually makes a "good" investment property in 2026 and exactly what you’ll need to consider before you even think about buying.

For anyone who has ever assumed property is "safe as houses”, this episode will make you think again.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Rob Dix
Instagram: https://www.instagram.com/therobdix/
LinkedIn: uk.linkedin.com/in/rob-dix
Website: https://propertyhub.net/rob-dix/

]]> Wed, 13 May 2026 16:00:00 +0100 Georgie Frost Georgie Frost 3625 For generations, we’ve been told that property is the "default" safe bet. But the world is changing fast. Landlord numbers are falling, and interest rates are staying higher for longer.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Rob Dix – author, landlord and co-founder of Property Hub – to ask if investing in property is still worth it. And if it is, how do you actually do it well?

They interrogate the long-held British belief that "my property is my pension," identifying who property genuinely suits as an asset class – and who should walk away.

The conversation also covers what actually makes a "good" investment property in 2026 and exactly what you’ll need to consider before you even think about buying.

For anyone who has ever assumed property is "safe as houses”, this episode will make you think again.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version
Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Rob Dix
Instagram: https://www.instagram.com/therobdix/
LinkedIn: uk.linkedin.com/in/rob-dix
Website: https://propertyhub.net/rob-dix/

]]> property investment, buy-to-let, property funds, commercial property, interest rates, tax changes, property ownership, long-term investment strategies, rental income, accidental landlords, limited companies, property management, letting agents, Renters’ Rights Act, tenant protections, property market, capital appreciation, investment strategies, property portfolio, economic environment, housing market, property investor, professionalisation of rental sector, investment trusts, real estate, regional property markets, investment goals, mortgage broker, financial education, cultural significance of property, property renovation, rental yields, market timing, investment risks, diversification, property maintenance, property valuation, tenant relationships, property legislation, landlord challenges, investment mistakes, new builds, existing properties, financial planning, property market trends, investment insights, property market analysis. No Are Your Pensions at Risk? – with Tom McPhail 9 9 Are Your Pensions at Risk? – with Tom McPhail full df16dba1-f6f1-4c70-9442-01f9f0e71bd6 https://share.transistor.fm/s/c501ac65 If you’ve got a pension, chances are big changes are coming - whether you realise it or not.


From a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast.


In this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to.


They also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track.


In this episode, we explore:

  • What the new pensions bill actually means for savers
  • Why the government wants “fewer, bigger, better” pension schemes
  • The controversy around the government’s proposed investment powers
  • What the triple lock is - and why its future is under threat
  • How changes to salary sacrifice could affect higher earners
  • Why many people are losing trust in pensions and investing
  • What younger generations are really up against financially
  • The simple steps you can take now to build a stronger retirement plan
  • If you’re unsure what all these changes mean for you - or whether you’re doing enough for retirement - this episode breaks it down in a way that actually makes sense.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


Guest

Tom McPhail

Pensions Expert & Times Columnist

https://www.thetimes.com/profile/tom-mcphail

LinkedIn: https://www.linkedin.com/in/tom-mcphail-9260a624/

X (Twitter): @PensionsMonkey


Follow & Catch Up With Us

Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> If you’ve got a pension, chances are big changes are coming - whether you realise it or not.


From a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast.


In this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to.


They also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track.


In this episode, we explore:

  • What the new pensions bill actually means for savers
  • Why the government wants “fewer, bigger, better” pension schemes
  • The controversy around the government’s proposed investment powers
  • What the triple lock is - and why its future is under threat
  • How changes to salary sacrifice could affect higher earners
  • Why many people are losing trust in pensions and investing
  • What younger generations are really up against financially
  • The simple steps you can take now to build a stronger retirement plan
  • If you’re unsure what all these changes mean for you - or whether you’re doing enough for retirement - this episode breaks it down in a way that actually makes sense.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


Guest

Tom McPhail

Pensions Expert & Times Columnist

https://www.thetimes.com/profile/tom-mcphail

LinkedIn: https://www.linkedin.com/in/tom-mcphail-9260a624/

X (Twitter): @PensionsMonkey


Follow & Catch Up With Us

Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 06 May 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1877 If you’ve got a pension, chances are big changes are coming - whether you realise it or not.


From a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast.


In this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to.


They also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track.


In this episode, we explore:

  • What the new pensions bill actually means for savers
  • Why the government wants “fewer, bigger, better” pension schemes
  • The controversy around the government’s proposed investment powers
  • What the triple lock is - and why its future is under threat
  • How changes to salary sacrifice could affect higher earners
  • Why many people are losing trust in pensions and investing
  • What younger generations are really up against financially
  • The simple steps you can take now to build a stronger retirement plan
  • If you’re unsure what all these changes mean for you - or whether you’re doing enough for retirement - this episode breaks it down in a way that actually makes sense.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.


Guest

Tom McPhail

Pensions Expert & Times Columnist

https://www.thetimes.com/profile/tom-mcphail

LinkedIn: https://www.linkedin.com/in/tom-mcphail-9260a624/

X (Twitter): @PensionsMonkey


Follow & Catch Up With Us

Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> pensions No Why Smart People Make Poor Money Decisions – with Vicky Reynal 8 8 Why Smart People Make Poor Money Decisions – with Vicky Reynal full a5f7f3b4-3352-4a3f-97d7-063da001c762 https://share.transistor.fm/s/dcc3e039 British households are sitting on £430 billion in cash that could be invested. So what's stopping us? 

The truth is, most people are terrible with money - but it's not for lack of knowledge. It's how we're wired.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with financial psychotherapist, Vicky Reynal - Times columnist and author of Money on Your Mind - for a rare look at the psychology behind our most common investing mistakes.


They get into why intelligent, successful people still make poor money choices, how the beliefs we picked up in childhood shape the way we invest today, and how to rewire those subconscious patterns and take back control of your financial future.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> British households are sitting on £430 billion in cash that could be invested. So what's stopping us? 

The truth is, most people are terrible with money - but it's not for lack of knowledge. It's how we're wired.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with financial psychotherapist, Vicky Reynal - Times columnist and author of Money on Your Mind - for a rare look at the psychology behind our most common investing mistakes.


They get into why intelligent, successful people still make poor money choices, how the beliefs we picked up in childhood shape the way we invest today, and how to rewire those subconscious patterns and take back control of your financial future.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 29 Apr 2026 16:00:00 +0100 Georgie Frost Georgie Frost 2674 British households are sitting on £430 billion in cash that could be invested. So what's stopping us? 

The truth is, most people are terrible with money - but it's not for lack of knowledge. It's how we're wired.


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with financial psychotherapist, Vicky Reynal - Times columnist and author of Money on Your Mind - for a rare look at the psychology behind our most common investing mistakes.


They get into why intelligent, successful people still make poor money choices, how the beliefs we picked up in childhood shape the way we invest today, and how to rewire those subconscious patterns and take back control of your financial future.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> financial psychotherapist, Vicky Ray, Investing Unlocked, Georgie Frost, Simon Lambert, psychology of investing, emotional aspects of money management, financial behaviors, childhood money scripts, societal taboos about money, fear and investing, shame and money, overconfidence in investing, social media and finance, healthy investing mindset, procrastination in investing, impulsivity in finance, financial emotional awareness, investing mistakes, money attitudes, family financial habits, cultural differences in wealth, investing culture, women and investing, financial insecurities, cash vs investing, investment knowledge, social media pressure, long-term investing, investing vs gambling, emotional resilience in investing, holding onto losing investments, crypto trends, meme stocks, herd mentality in investing, cultivating a healthy investing mindset, emotional triggers in finance, reflection on money habits, managing emotions in investing, market volatility challenges. No The End of Dollar Dominance? – with Emma Wall 7 7 The End of Dollar Dominance? – with Emma Wall full 5ffc4890-d255-46a2-ab59-01362475dbb2 https://share.transistor.fm/s/8a233284 From global equities to commodities like oil and gold, the US dollar sits at the centre of the financial system. When it moves, it can have a major impact on investment returns, inflation, and global markets. But the dollar’s dominance is increasingly being questioned.

In this episode of Investing Unlocked Extra, Georgie Frost speaks with Emma Wall, Chief Investment Strategist at Hargreaves Lansdown, about what’s happening with the dollar, why central banks are diversifying into gold, and what it all means for UK investors. 

They also discuss the government-backed campaign to get more Brits investing, and the rise of people asking AI tools like ChatGPT for financial advice.

In this episode, we explore:

• Why the US dollar affects almost every investor 

• Whether the dollar is losing its global dominance 

• Why central banks are buying more gold 

• How currency movements affect your investment returns 

• The new UK campaign encouraging more people to invest 

• The risks of using AI for financial advice 

If you're wondering how currency movements impact your portfolio, this episode breaks down the bigger picture.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> From global equities to commodities like oil and gold, the US dollar sits at the centre of the financial system. When it moves, it can have a major impact on investment returns, inflation, and global markets. But the dollar’s dominance is increasingly being questioned.

In this episode of Investing Unlocked Extra, Georgie Frost speaks with Emma Wall, Chief Investment Strategist at Hargreaves Lansdown, about what’s happening with the dollar, why central banks are diversifying into gold, and what it all means for UK investors. 

They also discuss the government-backed campaign to get more Brits investing, and the rise of people asking AI tools like ChatGPT for financial advice.

In this episode, we explore:

• Why the US dollar affects almost every investor 

• Whether the dollar is losing its global dominance 

• Why central banks are buying more gold 

• How currency movements affect your investment returns 

• The new UK campaign encouraging more people to invest 

• The risks of using AI for financial advice 

If you're wondering how currency movements impact your portfolio, this episode breaks down the bigger picture.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 22 Apr 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1590 From global equities to commodities like oil and gold, the US dollar sits at the centre of the financial system. When it moves, it can have a major impact on investment returns, inflation, and global markets. But the dollar’s dominance is increasingly being questioned.

In this episode of Investing Unlocked Extra, Georgie Frost speaks with Emma Wall, Chief Investment Strategist at Hargreaves Lansdown, about what’s happening with the dollar, why central banks are diversifying into gold, and what it all means for UK investors. 

They also discuss the government-backed campaign to get more Brits investing, and the rise of people asking AI tools like ChatGPT for financial advice.

In this episode, we explore:

• Why the US dollar affects almost every investor 

• Whether the dollar is losing its global dominance 

• Why central banks are buying more gold 

• How currency movements affect your investment returns 

• The new UK campaign encouraging more people to invest 

• The risks of using AI for financial advice 

If you're wondering how currency movements impact your portfolio, this episode breaks down the bigger picture.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No Are Finfluencers Helping or Harming Your Finances? – with Gabriel Nussbaum 6 6 Are Finfluencers Helping or Harming Your Finances? – with Gabriel Nussbaum full 92f60049-e575-4a68-b6e0-5fc46870a205 https://share.transistor.fm/s/472db242 Love it or loathe it, social media is now where millions of us go for investing advice.

For a generation priced out of property, it's become something more. Social media, for many, is a genuine route to financial education. But unregulated and ungoverned, the lines between education, entertainment and sales are becoming increasingly blurred ... and we're seeing a rise in misinformation, bad actors and outright scams.

So in a sea of content, who can we actually trust?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey talk to personal finance educator and TikTok's “That Money Guy”, Gabriel Nussbaum – a finfluencer with over a million followers and a mission to make financial education free and transparent.

Together, they explore how social media is rewriting the rules of wealth, the darker side of finfluencer culture and the red flags every investor needs to watch for.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Love it or loathe it, social media is now where millions of us go for investing advice.

For a generation priced out of property, it's become something more. Social media, for many, is a genuine route to financial education. But unregulated and ungoverned, the lines between education, entertainment and sales are becoming increasingly blurred ... and we're seeing a rise in misinformation, bad actors and outright scams.

So in a sea of content, who can we actually trust?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey talk to personal finance educator and TikTok's “That Money Guy”, Gabriel Nussbaum – a finfluencer with over a million followers and a mission to make financial education free and transparent.

Together, they explore how social media is rewriting the rules of wealth, the darker side of finfluencer culture and the red flags every investor needs to watch for.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Wed, 15 Apr 2026 17:05:33 +0100 Georgie Frost Georgie Frost 2977 Love it or loathe it, social media is now where millions of us go for investing advice.

For a generation priced out of property, it's become something more. Social media, for many, is a genuine route to financial education. But unregulated and ungoverned, the lines between education, entertainment and sales are becoming increasingly blurred ... and we're seeing a rise in misinformation, bad actors and outright scams.

So in a sea of content, who can we actually trust?

In this episode of Investing Unlocked, Georgie Frost and Rick Kelsey talk to personal finance educator and TikTok's “That Money Guy”, Gabriel Nussbaum – a finfluencer with over a million followers and a mission to make financial education free and transparent.

Together, they explore how social media is rewriting the rules of wealth, the darker side of finfluencer culture and the red flags every investor needs to watch for.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement.

With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

]]> Investing Unlocked, Georgie Frost, Rick Kelsey, Gabriel Nussbaum, personal finance, TikTok influencer, social media investing, fintech apps, financial education, misinformation, scams, bad financial advice, democratization of investing, young investors, ISAs, pensions, financial literacy, investing risks, emotional spending, robo-investing, ETFs, ready-made funds, automation in investing, financial behavior, wealth building, personal finance tips, financial advice, investment strategies, money management, PensionBee, financial influencers, investing for beginners, financial independence. No Do Defensive Investments Actually Protect Your Money When Markets Crash? 5 5 Do Defensive Investments Actually Protect Your Money When Markets Crash? full 00cd2c13-ffc2-4456-8c93-081802c0ad23 https://share.transistor.fm/s/0e6d9703 Last month should have been the moment for “safe haven” assets like gold and government bonds to shine. Instead, gold suffered its worst month in over a decade, while UK government bonds saw their biggest fall since the 2022 mini-budget crisis.

So what went wrong?

In this episode of Investing Unlocked Extra, Georgie Frost speaks to finance journalist Holly Mead about why traditional defensive investments sometimes fail – and what investors should really do when markets turn volatile.

They explore:

  • Why gold and bonds dropped during a geopolitical crisis
  • Whether defensive assets still have a place in portfolios
  • How inflation and interest rates change investment behaviour
  • What actually performed well during the market turmoil
  • Whether younger investors should bother with defensive assets at all


If you're wondering how to build a resilient investment portfolio in uncertain times, this episode breaks it down in clear, practical terms.

Guest: Holly Mead

LinkedIn: https://www.linkedin.com/in/holly-mead-411b4a136/
X.com: https://x.com/holly_mead_
TikTok: @hollymead_moneyjourno

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Last month should have been the moment for “safe haven” assets like gold and government bonds to shine. Instead, gold suffered its worst month in over a decade, while UK government bonds saw their biggest fall since the 2022 mini-budget crisis.

So what went wrong?

In this episode of Investing Unlocked Extra, Georgie Frost speaks to finance journalist Holly Mead about why traditional defensive investments sometimes fail – and what investors should really do when markets turn volatile.

They explore:

  • Why gold and bonds dropped during a geopolitical crisis
  • Whether defensive assets still have a place in portfolios
  • How inflation and interest rates change investment behaviour
  • What actually performed well during the market turmoil
  • Whether younger investors should bother with defensive assets at all


If you're wondering how to build a resilient investment portfolio in uncertain times, this episode breaks it down in clear, practical terms.

Guest: Holly Mead

LinkedIn: https://www.linkedin.com/in/holly-mead-411b4a136/
X.com: https://x.com/holly_mead_
TikTok: @hollymead_moneyjourno

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Wed, 08 Apr 2026 16:00:00 +0100 Georgie Frost Georgie Frost 1403 Last month should have been the moment for “safe haven” assets like gold and government bonds to shine. Instead, gold suffered its worst month in over a decade, while UK government bonds saw their biggest fall since the 2022 mini-budget crisis.

So what went wrong?

In this episode of Investing Unlocked Extra, Georgie Frost speaks to finance journalist Holly Mead about why traditional defensive investments sometimes fail – and what investors should really do when markets turn volatile.

They explore:

  • Why gold and bonds dropped during a geopolitical crisis
  • Whether defensive assets still have a place in portfolios
  • How inflation and interest rates change investment behaviour
  • What actually performed well during the market turmoil
  • Whether younger investors should bother with defensive assets at all


If you're wondering how to build a resilient investment portfolio in uncertain times, this episode breaks it down in clear, practical terms.

Guest: Holly Mead

LinkedIn: https://www.linkedin.com/in/holly-mead-411b4a136/
X.com: https://x.com/holly_mead_
TikTok: @hollymead_moneyjourno

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No Crypto’s Had Its “Gold Rush.” Is It Time To Walk Away? 4 4 Crypto’s Had Its “Gold Rush.” Is It Time To Walk Away? full f5231815-1803-48a0-8a8b-b5014da6f963 https://share.transistor.fm/s/8ff43992
Crypto divides opinion like almost nothing else in the world of investing.

For the “true believers”, it’s the ultimate disruptor - decentralised, borderless, and built to thrive outside an outdated financial system. To the skeptics, it’s less of a revolution and more about faith than fundamentals.


But between the cult-like hype and the constant predictions of total collapse, what the heck is actually happening?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Glenn Goodman – a former financial journalist turned full-time crypto trader and author of The Crypto Trader - to demystify the market once and for all.


They tackle the questions that actually matter to your wallet: Is crypto losing its "currency" in today’s volatile markets? How do you buy crypto safely in an unregulated market? And in a world of "crypto bros" and overnight millionaires, who is really winning?


For any investor trying to make sense of the noise, this episode offers a clear-eyed look at whether crypto has a place in a serious investment portfolio – or if it’s a gamble you can afford to skip.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]>
Crypto divides opinion like almost nothing else in the world of investing.

For the “true believers”, it’s the ultimate disruptor - decentralised, borderless, and built to thrive outside an outdated financial system. To the skeptics, it’s less of a revolution and more about faith than fundamentals.


But between the cult-like hype and the constant predictions of total collapse, what the heck is actually happening?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Glenn Goodman – a former financial journalist turned full-time crypto trader and author of The Crypto Trader - to demystify the market once and for all.


They tackle the questions that actually matter to your wallet: Is crypto losing its "currency" in today’s volatile markets? How do you buy crypto safely in an unregulated market? And in a world of "crypto bros" and overnight millionaires, who is really winning?


For any investor trying to make sense of the noise, this episode offers a clear-eyed look at whether crypto has a place in a serious investment portfolio – or if it’s a gamble you can afford to skip.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Wed, 01 Apr 2026 16:00:00 +0100 Georgie Frost Georgie Frost 4184
Crypto divides opinion like almost nothing else in the world of investing.

For the “true believers”, it’s the ultimate disruptor - decentralised, borderless, and built to thrive outside an outdated financial system. To the skeptics, it’s less of a revolution and more about faith than fundamentals.


But between the cult-like hype and the constant predictions of total collapse, what the heck is actually happening?


In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Glenn Goodman – a former financial journalist turned full-time crypto trader and author of The Crypto Trader - to demystify the market once and for all.


They tackle the questions that actually matter to your wallet: Is crypto losing its "currency" in today’s volatile markets? How do you buy crypto safely in an unregulated market? And in a world of "crypto bros" and overnight millionaires, who is really winning?


For any investor trying to make sense of the noise, this episode offers a clear-eyed look at whether crypto has a place in a serious investment portfolio – or if it’s a gamble you can afford to skip.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> cryptocurrency, crypto trading, Bitcoin, Ethereum, Glenn Goodman, Investing Unlocked, financial journalist, investment strategies, market cycles, volatility, Sam Bankman-Fried, FTX, trading vs investing, crypto risks, decentralized finance, stablecoins, NFTs, digital assets, crypto ETFs, market sentiment, technical analysis, fundamental analysis, investment portfolio, market timing, price movements, trading strategies, regulation, institutional investment, tax implications, privacy coins, digital wallets, blockchain technology, speculative investments, market hype, crypto scams, investment advice, risk management, quantum computing, Bored Apes, crypto exchanges, financial systems, investment trends, capital gains tax, crypto market dynamics, trading psychology. No Tax Year-End Tips: What Investors Should Do Before April 6th | Investing Unlocked Extra 3 3 Tax Year-End Tips: What Investors Should Do Before April 6th | Investing Unlocked Extra full 02242e8a-0333-455a-8e3d-32db58efa961 https://share.transistor.fm/s/0b36e39e The end of the tax year is fast approaching – and that means a reset to your ISA and pension allowances, alongside important tax changes that could impact your returns.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Dan Coatsworth, Head of Markets at AJ Bell, to break down what investors should be doing right now – before the April 6th deadline.

They discuss:
• Why 2025 was a strong year for markets – and why volatility has returned in 2026
• Where investors are putting their money right now (and why tech is losing favour)
• How tax changes are quietly increasing what you pay
• The importance of using your £20,000 ISA allowance before it resets
• What a “Bed and ISA” is – and how it can reduce future tax bills
• Changes to dividend tax and what they mean for your income
• The pros and cons of cash vs investing in the current environment
• Common mistakes investors make at tax year end
• Why you don’t have to invest immediately after funding your ISA
• The power of consistency and long-term investing

If you’re unsure what to do before the tax year ends, this episode gives you clear, practical steps to stay ahead. 

Guest: Dan Coatsworth Head of Markets, AJ Bell https://www.ajbell.co.uk/our-writers/dan-coatsworth

LinkedIn: https://www.linkedin.com/in/dan-coatsworth-48910599/

Follow & Catch Up With Us:

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode:

Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 

Disclaimer: This content is for information and educational purposes only and does not constitute personal financial advice. Investing involves risk, and your capital is at risk. If you’re unsure, consider speaking to a regulated financial advisor. 

In partnership with PensionBee.    

]]> The end of the tax year is fast approaching – and that means a reset to your ISA and pension allowances, alongside important tax changes that could impact your returns.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Dan Coatsworth, Head of Markets at AJ Bell, to break down what investors should be doing right now – before the April 6th deadline.

They discuss:
• Why 2025 was a strong year for markets – and why volatility has returned in 2026
• Where investors are putting their money right now (and why tech is losing favour)
• How tax changes are quietly increasing what you pay
• The importance of using your £20,000 ISA allowance before it resets
• What a “Bed and ISA” is – and how it can reduce future tax bills
• Changes to dividend tax and what they mean for your income
• The pros and cons of cash vs investing in the current environment
• Common mistakes investors make at tax year end
• Why you don’t have to invest immediately after funding your ISA
• The power of consistency and long-term investing

If you’re unsure what to do before the tax year ends, this episode gives you clear, practical steps to stay ahead. 

Guest: Dan Coatsworth Head of Markets, AJ Bell https://www.ajbell.co.uk/our-writers/dan-coatsworth

LinkedIn: https://www.linkedin.com/in/dan-coatsworth-48910599/

Follow & Catch Up With Us:

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode:

Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 

Disclaimer: This content is for information and educational purposes only and does not constitute personal financial advice. Investing involves risk, and your capital is at risk. If you’re unsure, consider speaking to a regulated financial advisor. 

In partnership with PensionBee.    

]]> Thu, 26 Mar 2026 16:00:00 +0000 Georgie Frost Georgie Frost 1319 The end of the tax year is fast approaching – and that means a reset to your ISA and pension allowances, alongside important tax changes that could impact your returns.

In this episode of Investing Unlocked Extra, Georgie Frost is joined by Dan Coatsworth, Head of Markets at AJ Bell, to break down what investors should be doing right now – before the April 6th deadline.

They discuss:
• Why 2025 was a strong year for markets – and why volatility has returned in 2026
• Where investors are putting their money right now (and why tech is losing favour)
• How tax changes are quietly increasing what you pay
• The importance of using your £20,000 ISA allowance before it resets
• What a “Bed and ISA” is – and how it can reduce future tax bills
• Changes to dividend tax and what they mean for your income
• The pros and cons of cash vs investing in the current environment
• Common mistakes investors make at tax year end
• Why you don’t have to invest immediately after funding your ISA
• The power of consistency and long-term investing

If you’re unsure what to do before the tax year ends, this episode gives you clear, practical steps to stay ahead. 

Guest: Dan Coatsworth Head of Markets, AJ Bell https://www.ajbell.co.uk/our-writers/dan-coatsworth

LinkedIn: https://www.linkedin.com/in/dan-coatsworth-48910599/

Follow & Catch Up With Us:

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode:

Investing Unlocked Instagram: https://www.instagram.com/investing.unlocked/
Georgie Frost Instagram: https://www.instagram.com/georgiefrostmoney
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110 

Disclaimer: This content is for information and educational purposes only and does not constitute personal financial advice. Investing involves risk, and your capital is at risk. If you’re unsure, consider speaking to a regulated financial advisor. 

In partnership with PensionBee.    

]]> Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No Are We Sleepwalking Into the Next Financial Crash? 2 2 Are We Sleepwalking Into the Next Financial Crash? full 91d54fda-5762-451e-a409-83111c28b52c https://share.transistor.fm/s/77c04719 Every generation thinks it knows more than the last … yet we keep making the same investing mistakes.

In the late nineties, we were told that boom and bust was a thing of the past - yet we all know how that turned out. Bubbles keep happening – and they seem to be happening more often. Some say we may even be due another crash.

So how can you spot one, prepare for it, and learn from what history has taught us about money, markets and our own behaviour?In this episode of Investing Unlocked, Georgie Frost is joined by financial historian Will Quinn, author of Boom and Bust: A Global History of Financial Bubbles, along with series regular Simon Lambert.

From the tulip mania of the 17th century to the 2008 financial crisis, they explore the events that shape our understanding of bubbles and the psychology behind them. The conversation shifts to how the media fuels the frenzy, and the recent surges in cryptocurrency and AI investments, posing the question: Are we currently living in a bubble?

For investors trying to make sense of market cycles in these uncertain times, this episode offers practical insights on how to learn from the past to avoid the next big mania.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app.

If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233X/

Twitter: https://x.com/_simonlambert?lang=en

]]> Every generation thinks it knows more than the last … yet we keep making the same investing mistakes.

In the late nineties, we were told that boom and bust was a thing of the past - yet we all know how that turned out. Bubbles keep happening – and they seem to be happening more often. Some say we may even be due another crash.

So how can you spot one, prepare for it, and learn from what history has taught us about money, markets and our own behaviour?In this episode of Investing Unlocked, Georgie Frost is joined by financial historian Will Quinn, author of Boom and Bust: A Global History of Financial Bubbles, along with series regular Simon Lambert.

From the tulip mania of the 17th century to the 2008 financial crisis, they explore the events that shape our understanding of bubbles and the psychology behind them. The conversation shifts to how the media fuels the frenzy, and the recent surges in cryptocurrency and AI investments, posing the question: Are we currently living in a bubble?

For investors trying to make sense of market cycles in these uncertain times, this episode offers practical insights on how to learn from the past to avoid the next big mania.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app.

If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233X/

Twitter: https://x.com/_simonlambert?lang=en

]]> Wed, 18 Mar 2026 16:00:00 +0000 Georgie Frost Georgie Frost 3333 Every generation thinks it knows more than the last … yet we keep making the same investing mistakes.

In the late nineties, we were told that boom and bust was a thing of the past - yet we all know how that turned out. Bubbles keep happening – and they seem to be happening more often. Some say we may even be due another crash.

So how can you spot one, prepare for it, and learn from what history has taught us about money, markets and our own behaviour?In this episode of Investing Unlocked, Georgie Frost is joined by financial historian Will Quinn, author of Boom and Bust: A Global History of Financial Bubbles, along with series regular Simon Lambert.

From the tulip mania of the 17th century to the 2008 financial crisis, they explore the events that shape our understanding of bubbles and the psychology behind them. The conversation shifts to how the media fuels the frenzy, and the recent surges in cryptocurrency and AI investments, posing the question: Are we currently living in a bubble?

For investors trying to make sense of market cycles in these uncertain times, this episode offers practical insights on how to learn from the past to avoid the next big mania.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app.

If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:


YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video version


Instagram: https://www.instagram.com/investing.unlocked/

Georgie Frost 

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233X/

Twitter: https://x.com/_simonlambert?lang=en

]]> Investing Unlocked, Georgie Frost, Simon Lambert, Will Quinn, financial bubbles, history of financial bubbles, impacts of financial bubbles, 2008 financial crisis, causes of financial bubbles, lessons from financial history, AI bubble, cryptocurrency bubble, psychological factors in investing, market dynamics, fire triangle analogy, marketability, liquidity, speculative investments, Gregor MacGregor, Poyais, mortgage-backed securities, debt-fueled booms, creative destruction, negative equity, financial media, social media influence, herd mentality, critical thinking, diversified portfolio, intrinsic value, Bitcoin, valuation difficulty, financial repression, FTX collapse, Sam Bankman-Fried, investing strategies, market downturns, innovation and economic growth, technology bubble, investor psychology, narrative in investing, skepticism in financial markets. No The Truth About Investing (And Why Most Investors Fail) 1 1 The Truth About Investing (And Why Most Investors Fail) full 9f0490af-8817-49f1-8162-00cef19dee19 https://share.transistor.fm/s/465a8368 From official government campaigns to social media feeds, investing is being pushed harder than ever. But once you decide to do it, what actually makes someone good at it? For years, it’s been dressed up as something complicated. It doesn’t have to be.

In the first episode of Investing Unlocked, Georgie Frost is joined by Jonathan Guthrie, former Lex editor at the Financial Times and author of The Truth About Investing, with this season’s regular guest Simon Lambert.

The three talk about what investing really involves once you strip away the noise: why trying to be clever often backfires, timing the market is so tempting, and behaviour matters more than brilliance.

There are no hot tips here. No magic strategies. Just a clear, honest chat about how investing really works in practice and why steady decisions usually beat bold ones.

Whether you’re new to investing or have been doing it for years, this is about understanding what genuinely drives results.

Follow & Catch Up With Us

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:

Investing Unlocked
Instagram: https://www.instagram.com/investing.unlocked/
Threads: https://www.threads.com/@investing.unlocked

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> From official government campaigns to social media feeds, investing is being pushed harder than ever. But once you decide to do it, what actually makes someone good at it? For years, it’s been dressed up as something complicated. It doesn’t have to be.

In the first episode of Investing Unlocked, Georgie Frost is joined by Jonathan Guthrie, former Lex editor at the Financial Times and author of The Truth About Investing, with this season’s regular guest Simon Lambert.

The three talk about what investing really involves once you strip away the noise: why trying to be clever often backfires, timing the market is so tempting, and behaviour matters more than brilliance.

There are no hot tips here. No magic strategies. Just a clear, honest chat about how investing really works in practice and why steady decisions usually beat bold ones.

Whether you’re new to investing or have been doing it for years, this is about understanding what genuinely drives results.

Follow & Catch Up With Us

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:

Investing Unlocked
Instagram: https://www.instagram.com/investing.unlocked/
Threads: https://www.threads.com/@investing.unlocked

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Wed, 04 Mar 2026 16:00:00 +0000 Georgie Frost Georgie Frost 3293 From official government campaigns to social media feeds, investing is being pushed harder than ever. But once you decide to do it, what actually makes someone good at it? For years, it’s been dressed up as something complicated. It doesn’t have to be.

In the first episode of Investing Unlocked, Georgie Frost is joined by Jonathan Guthrie, former Lex editor at the Financial Times and author of The Truth About Investing, with this season’s regular guest Simon Lambert.

The three talk about what investing really involves once you strip away the noise: why trying to be clever often backfires, timing the market is so tempting, and behaviour matters more than brilliance.

There are no hot tips here. No magic strategies. Just a clear, honest chat about how investing really works in practice and why steady decisions usually beat bold ones.

Whether you’re new to investing or have been doing it for years, this is about understanding what genuinely drives results.

Follow & Catch Up With Us

Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:

Investing Unlocked
Instagram: https://www.instagram.com/investing.unlocked/
Threads: https://www.threads.com/@investing.unlocked

Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110

Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en

Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.


Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.


PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.


Take control of your retirement today with PensionBee. When investing, your capital is at risk.

]]> Investing Unlocked, Georgie Frost, Simon Lambert, Jonathan Guthrie, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No Introducing Investing Unlocked with Georgie Frost | Series Trailer 1 1 Introducing Investing Unlocked with Georgie Frost | Series Trailer trailer 0c13cad3-bbc1-4ec5-af10-0bf20bf1b647 https://share.transistor.fm/s/db865e50 Introducing Investing Unlocked with Georgie Frost – a straight-talking podcast for people who want to understand investing without the jargon.

With investing moving to the centre of financial life in 2026, this series looks at what really matters once you strip away the noise.

Across the season, Georgie is joined by leading voices from investing, economics and financial journalism, including financial psychotherapist Vicky Reynal, Jonathan Guthrie, former head of the Financial Times’ Lex column and risk and finance expert Moorad Choudhry.

Together, they explore market psychology, long-term decision-making and the economic forces shaping what happens next – with a focus on helping listeners avoid common mistakes and make steadier, more informed choices.


Sponsored by PensionBee.


Episode one is out Wednesday 4 March at 4pm, wherever you get your podcasts.

Follow & Catch Up With Us


Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:


Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/

Threads: https://www.threads.com/@investing.unlocked


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233

X/Twitter: https://x.com/_simonlambert?lang=en


Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.

]]> Introducing Investing Unlocked with Georgie Frost – a straight-talking podcast for people who want to understand investing without the jargon.

With investing moving to the centre of financial life in 2026, this series looks at what really matters once you strip away the noise.

Across the season, Georgie is joined by leading voices from investing, economics and financial journalism, including financial psychotherapist Vicky Reynal, Jonathan Guthrie, former head of the Financial Times’ Lex column and risk and finance expert Moorad Choudhry.

Together, they explore market psychology, long-term decision-making and the economic forces shaping what happens next – with a focus on helping listeners avoid common mistakes and make steadier, more informed choices.


Sponsored by PensionBee.


Episode one is out Wednesday 4 March at 4pm, wherever you get your podcasts.

Follow & Catch Up With Us


Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:


Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/

Threads: https://www.threads.com/@investing.unlocked


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233

X/Twitter: https://x.com/_simonlambert?lang=en


Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.

]]> Wed, 04 Mar 2026 12:00:00 +0000 Georgie Frost Georgie Frost 63 Introducing Investing Unlocked with Georgie Frost – a straight-talking podcast for people who want to understand investing without the jargon.

With investing moving to the centre of financial life in 2026, this series looks at what really matters once you strip away the noise.

Across the season, Georgie is joined by leading voices from investing, economics and financial journalism, including financial psychotherapist Vicky Reynal, Jonathan Guthrie, former head of the Financial Times’ Lex column and risk and finance expert Moorad Choudhry.

Together, they explore market psychology, long-term decision-making and the economic forces shaping what happens next – with a focus on helping listeners avoid common mistakes and make steadier, more informed choices.


Sponsored by PensionBee.


Episode one is out Wednesday 4 March at 4pm, wherever you get your podcasts.

Follow & Catch Up With Us


Want more from Investing Unlocked? Get exclusive content, behind-the-scenes moments, and everything that doesn’t make it into the episode. Connect with us and stay in the loop:


Investing Unlocked

Instagram: https://www.instagram.com/investing.unlocked/

Threads: https://www.threads.com/@investing.unlocked


Georgie Frost

Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en

LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110


Simon Lambert

LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233

X/Twitter: https://x.com/_simonlambert?lang=en


Have questions, topic ideas, or guest suggestions? We’d love to hear from you, message us anytime and let’s keep the conversation going.

]]> Investing Unlocked, Georgie Frost, Simon Lambert, investing misconceptions, financial decisions, market concentration, fear of loss, pension schemes, long-term financial well-being, investment principles, inflation, investment psychology, loss aversion, cash balances, market timing, investment strategies, exchange-traded funds, global index funds, AI market bubble, investment risks, diversification, financial media, investment fees, risk tolerance, automation in investing, DIY investing, market volatility, behavioral finance, investment mindset, financial literacy, UK stock market, US tech giants, investment opportunities, compound growth, emotional investing, cryptocurrency risks, gender disparities in investing, cultural attitudes towards investing, investment research, sustainable operations, shareholder payouts, market signals, active vs. passive investing, low-cost tracker funds, compounding growth, swings and roundabouts, financial press, misinformation, investing habits, long-term investment project, investment resources, The Truth About Investing. No