HilltopTalks: Politics & Finance with Tom Kozlik Transistor (https://transistor.fm) https://feeds.transistor.fm/hilltoptalks-politics-finance Tom Kozlik, Head of Municipal Research & Analytics at HilltopSecurities, hosts conversations with industry leaders that intersect the world of politics and finance. Join us as we explore relevant topics that impact the municipal market. With nearly two decades of experience in the fixed income industry, Kozlik is a nationally recognized strategist who brings unique insight and perspectives to his commentary and analysis of municipal market trends, opportunities and challenges. In 2020, Smith’s Research and Gradings included him on the first team in the generalist category of its Municipal All-Star Team for the third consecutive year. He was voted to Institutional Investor’s All-America Fixed Income Research Team and Greenwich Associates named him one of the Most Helpful Analysts in Municipal Bonds in 2015. In addition, Kozlik has taught graduate-level public finance courses at the University of Pennsylvania’s Fels Institute of Government, where he earned a Master's of Government Administration. This commentary was prepared by Hilltop Securities. It is intended for informational purposes only and does not constitute legal or investment advice, nor is it an offer or a solicitation of an offer to buy or sell any investment or other specific product. Information provided was obtained from sources that are believed to be reliable; however, it is not guaranteed to be correct, complete, or current, and is not intended to imply or establish standards of care applicable to any attorney or advisor in any particular circumstance. The statements within constitute the views of HTS as of the date of the episode and may differ from the views of other divisions/departments or affiliates of Hilltop Securities Inc. In addition, the views are subject to change without notice. Hilltop Securities Inc. is a registered broker-dealer, registered investment adviser and municipal advisor firm that does not provide tax or legal advice. HTS is a wholly owned subsidiary of Hilltop Holdings, Inc. (NYSE: HTH) located at 717 N. Harwood St., Suite 3400, Dallas, Texas 75201, (214) 859-1800, 833-4HILLTOP. © 2024 Hilltop Securities Inc. | All rights reserved | MEMBER: NYSE/FINRA/SIPC © 2024 Hilltop Securities Inc. All rights reserved. MEMBER: NYSE/FINRA/SIPC e7a388f8-8ab2-5adf-86ec-36eae1aab2b5 yes en Thu, 11 Jun 2026 10:20:47 -0500 Thu, 11 Jun 2026 10:21:09 -0500 https://www.hilltopsecurities.com/municipal-commentary/ https://img.transistorcdn.com/aakzGkhQxDFpni1Ej3tD601oLKN4TEqWSwG2Dlnj5nE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzIzOTIyLzE2MzEw/NDg5NDgtYXJ0d29y/ay5qcGc.jpg HilltopTalks: Politics & Finance with Tom Kozlik https://www.hilltopsecurities.com/municipal-commentary/ episodic HilltopSecurities Tom Kozlik, Head of Municipal Research & Analytics at HilltopSecurities, hosts conversations with industry leaders that intersect the world of politics and finance. Join us as we explore relevant topics that impact the municipal market. With nearly two decades of experience in the fixed income industry, Kozlik is a nationally recognized strategist who brings unique insight and perspectives to his commentary and analysis of municipal market trends, opportunities and challenges. In 2020, Smith’s Research and Gradings included him on the first team in the generalist category of its Municipal All-Star Team for the third consecutive year. He was voted to Institutional Investor’s All-America Fixed Income Research Team and Greenwich Associates named him one of the Most Helpful Analysts in Municipal Bonds in 2015. In addition, Kozlik has taught graduate-level public finance courses at the University of Pennsylvania’s Fels Institute of Government, where he earned a Master's of Government Administration. This commentary was prepared by Hilltop Securities. It is intended for informational purposes only and does not constitute legal or investment advice, nor is it an offer or a solicitation of an offer to buy or sell any investment or other specific product. Information provided was obtained from sources that are believed to be reliable; however, it is not guaranteed to be correct, complete, or current, and is not intended to imply or establish standards of care applicable to any attorney or advisor in any particular circumstance. The statements within constitute the views of HTS as of the date of the episode and may differ from the views of other divisions/departments or affiliates of Hilltop Securities Inc. In addition, the views are subject to change without notice. Hilltop Securities Inc. is a registered broker-dealer, registered investment adviser and municipal advisor firm that does not provide tax or legal advice. HTS is a wholly owned subsidiary of Hilltop Holdings, Inc. (NYSE: HTH) located at 717 N. Harwood St., Suite 3400, Dallas, Texas 75201, (214) 859-1800, 833-4HILLTOP. © 2024 Hilltop Securities Inc. | All rights reserved | MEMBER: NYSE/FINRA/SIPC Tom Kozlik, Head of Municipal Research & Analytics at HilltopSecurities, hosts conversations with industry leaders that intersect the world of politics and finance. tom kozlik, hilltoptalks, public finance HilltopSecurities No No 38. The Oil Shock and the New Energy Reality 38. The Oil Shock and the New Energy Reality full c6112ec9-f585-470c-b9be-4050256faddd https://share.transistor.fm/s/b631bc5a Fri, 29 May 2026 12:33:17 -0500 HilltopSecurities HilltopSecurities 1490 tom kozlik, hilltoptalks, public finance No 37. Escalation in the Middle East Raises Cyber Risk for U.S. Public Finance 37. Escalation in the Middle East Raises Cyber Risk for U.S. Public Finance full 77f68b4d-0fcb-4c8f-be9a-e59285aea976 https://share.transistor.fm/s/c3dec52b In the latest Hilltop Talks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, sits down with Omid Rahmani, Associate Director of U.S. Public Finance, Cyber Risk at Fitch Ratings, to examine how a more volatile geopolitical environment is raising the stakes for municipalities and other public entities.

From critical infrastructure exposure to vendor dependence, AI-enabled threat acceleration, and the limits of cyber insurance, this conversation makes one thing clear: public entities are not on the sidelines of cyber conflict. They are in it. 

🔍 In this episode:
 • Why municipalities are viewed as legitimate targets in modern cyber conflict
 • How disruptions to water, energy, and other essential services could ripple across public finance
 • Why AI is making the threat landscape faster and harder to defend
 • What “act of war” exclusions mean for cyber insurance coverage
 • Why governance, business continuity, and cyber hygiene now matter more than ever 

As Rahmani explains, this is no longer just a technology problem. It is a risk management, governance, and resilience challenge for the entire public sector. 

]]> In the latest Hilltop Talks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, sits down with Omid Rahmani, Associate Director of U.S. Public Finance, Cyber Risk at Fitch Ratings, to examine how a more volatile geopolitical environment is raising the stakes for municipalities and other public entities.

From critical infrastructure exposure to vendor dependence, AI-enabled threat acceleration, and the limits of cyber insurance, this conversation makes one thing clear: public entities are not on the sidelines of cyber conflict. They are in it. 

🔍 In this episode:
 • Why municipalities are viewed as legitimate targets in modern cyber conflict
 • How disruptions to water, energy, and other essential services could ripple across public finance
 • Why AI is making the threat landscape faster and harder to defend
 • What “act of war” exclusions mean for cyber insurance coverage
 • Why governance, business continuity, and cyber hygiene now matter more than ever 

As Rahmani explains, this is no longer just a technology problem. It is a risk management, governance, and resilience challenge for the entire public sector. 

]]> Mon, 27 Apr 2026 08:32:04 -0500 HilltopSecurities HilltopSecurities 1752 In the latest Hilltop Talks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, sits down with Omid Rahmani, Associate Director of U.S. Public Finance, Cyber Risk at Fitch Ratings, to examine how a more volatile geopolitical environment is raising the stakes for municipalities and other public entities.

From critical infrastructure exposure to vendor dependence, AI-enabled threat acceleration, and the limits of cyber insurance, this conversation makes one thing clear: public entities are not on the sidelines of cyber conflict. They are in it. 

🔍 In this episode:
 • Why municipalities are viewed as legitimate targets in modern cyber conflict
 • How disruptions to water, energy, and other essential services could ripple across public finance
 • Why AI is making the threat landscape faster and harder to defend
 • What “act of war” exclusions mean for cyber insurance coverage
 • Why governance, business continuity, and cyber hygiene now matter more than ever 

As Rahmani explains, this is no longer just a technology problem. It is a risk management, governance, and resilience challenge for the entire public sector. 

]]> tom kozlik, hilltoptalks, public finance No 36. Runways, Roads, and Ports: Connection, Credit, and Municipal Transportation 36. Runways, Roads, and Ports: Connection, Credit, and Municipal Transportation full 9f04e531-09f9-4179-8e4d-d9e8996d2311 https://share.transistor.fm/s/a524064d When most people think about transportation, they think about flights, highways, or trains.
What they don’t see is the $4.4 trillion municipal bond market powering the infrastructure behind it all. 

In this episode of HilltopTalks, Tom Kozlik sits down with Mohammed Murad, Head of Municipal Credit Research at PT Asset Management, to explore how municipal bonds finance the systems that keep the economy moving.

From airports to toll roads to seaports, they break down:
 • Why municipal bonds differ from corporates—and why that matters
 • How transportation became a cornerstone of public finance
 • The real-world impact of projects like O’Hare’s runway modernization
 • Key risks—from geopolitics and fuel prices to rising capital costs
 • How analysts evaluate credit in a complex, evolving environment

🔍 As Murad puts it, “it’s all about the story”—and understanding how each credit holds up under pressure.

]]> When most people think about transportation, they think about flights, highways, or trains.
What they don’t see is the $4.4 trillion municipal bond market powering the infrastructure behind it all. 

In this episode of HilltopTalks, Tom Kozlik sits down with Mohammed Murad, Head of Municipal Credit Research at PT Asset Management, to explore how municipal bonds finance the systems that keep the economy moving.

From airports to toll roads to seaports, they break down:
 • Why municipal bonds differ from corporates—and why that matters
 • How transportation became a cornerstone of public finance
 • The real-world impact of projects like O’Hare’s runway modernization
 • Key risks—from geopolitics and fuel prices to rising capital costs
 • How analysts evaluate credit in a complex, evolving environment

🔍 As Murad puts it, “it’s all about the story”—and understanding how each credit holds up under pressure.

]]> Mon, 30 Mar 2026 11:26:27 -0500 HilltopSecurities HilltopSecurities 1549 When most people think about transportation, they think about flights, highways, or trains.
What they don’t see is the $4.4 trillion municipal bond market powering the infrastructure behind it all. 

In this episode of HilltopTalks, Tom Kozlik sits down with Mohammed Murad, Head of Municipal Credit Research at PT Asset Management, to explore how municipal bonds finance the systems that keep the economy moving.

From airports to toll roads to seaports, they break down:
 • Why municipal bonds differ from corporates—and why that matters
 • How transportation became a cornerstone of public finance
 • The real-world impact of projects like O’Hare’s runway modernization
 • Key risks—from geopolitics and fuel prices to rising capital costs
 • How analysts evaluate credit in a complex, evolving environment

🔍 As Murad puts it, “it’s all about the story”—and understanding how each credit holds up under pressure.

]]> tom kozlik, hilltoptalks, public finance No 35. The Importance of Federal Reserve Independence — What Happens Before May? 35. The Importance of Federal Reserve Independence — What Happens Before May? full d8b3d7c8-4974-4a7e-a408-ffc64e3d4a31 https://share.transistor.fm/s/04f04bd2 In the latest episode of HilltopTalks, HilltopSecurities’ Tom Kozlik sits down with Scott McIntyre, Co-Head of Investment Management for HilltopSecurities Asset Management, to examine growing political pressure on the Federal Reserve—and why the perception of independence matters just as much as policy itself.

As scrutiny intensifies around the Fed’s decision-making, credibility, leadership, and institutional guardrails are increasingly in focus.

In this conversation, Tom and Scott discuss:

  • Why threats to Fed independence are being taken seriously by markets
  • Chairman Powell’s recent response—and why it reassured investors
  • Historical examples of political pressure on the Fed, from Arthur Burns (Fed Chair under Nixon) and Paul Volcker (Fed Chair under Reagan) to today
  • How credibility shapes monetary policy outcomes
  • What potential future Fed leadership could signal for markets

Scott offers clear perspective on separating real signals from noise as politics and monetary policy collide in an unusually public way.

]]> In the latest episode of HilltopTalks, HilltopSecurities’ Tom Kozlik sits down with Scott McIntyre, Co-Head of Investment Management for HilltopSecurities Asset Management, to examine growing political pressure on the Federal Reserve—and why the perception of independence matters just as much as policy itself.

As scrutiny intensifies around the Fed’s decision-making, credibility, leadership, and institutional guardrails are increasingly in focus.

In this conversation, Tom and Scott discuss:

  • Why threats to Fed independence are being taken seriously by markets
  • Chairman Powell’s recent response—and why it reassured investors
  • Historical examples of political pressure on the Fed, from Arthur Burns (Fed Chair under Nixon) and Paul Volcker (Fed Chair under Reagan) to today
  • How credibility shapes monetary policy outcomes
  • What potential future Fed leadership could signal for markets

Scott offers clear perspective on separating real signals from noise as politics and monetary policy collide in an unusually public way.

]]> Thu, 29 Jan 2026 15:57:06 -0600 HilltopSecurities HilltopSecurities 1505 In the latest episode of HilltopTalks, HilltopSecurities’ Tom Kozlik sits down with Scott McIntyre, Co-Head of Investment Management for HilltopSecurities Asset Management, to examine growing political pressure on the Federal Reserve—and why the perception of independence matters just as much as policy itself.

As scrutiny intensifies around the Fed’s decision-making, credibility, leadership, and institutional guardrails are increasingly in focus.

In this conversation, Tom and Scott discuss:

  • Why threats to Fed independence are being taken seriously by markets
  • Chairman Powell’s recent response—and why it reassured investors
  • Historical examples of political pressure on the Fed, from Arthur Burns (Fed Chair under Nixon) and Paul Volcker (Fed Chair under Reagan) to today
  • How credibility shapes monetary policy outcomes
  • What potential future Fed leadership could signal for markets

Scott offers clear perspective on separating real signals from noise as politics and monetary policy collide in an unusually public way.

]]> tom kozlik, hilltoptalks, public finance No 34. Discount Rates Up, Liabilities Down: Pensions Are Calmer. The Risk Just Moved 34. Discount Rates Up, Liabilities Down: Pensions Are Calmer. The Risk Just Moved full fc0216e6-e5e0-4e0f-afec-90cf9d6854ea https://share.transistor.fm/s/71ec534b Pensions Look Stronger on Paper. The Risk Just Moved.

Discount rate assumptions are changing, liabilities are falling—and yet the underlying risks haven’t disappeared. They’ve just shifted.

In this episode, HilltopSecurities’ Tom Kozlik sits down with Moody’s Tom Aaron to unpack what public finance leaders need to understand about today’s pension landscape.

🔎 Topics include:
 • Why rising discount rates can mask long-term vulnerabilities
 • How market volatility is reshaping pension risk exposure
 • The importance of discipline during periods of perceived strength
 • What Moody’s is watching as we enter 2026

👉 Don’t miss this expert-level discussion on one of the most consequential drivers of state and local credit conditions.

]]> Pensions Look Stronger on Paper. The Risk Just Moved.

Discount rate assumptions are changing, liabilities are falling—and yet the underlying risks haven’t disappeared. They’ve just shifted.

In this episode, HilltopSecurities’ Tom Kozlik sits down with Moody’s Tom Aaron to unpack what public finance leaders need to understand about today’s pension landscape.

🔎 Topics include:
 • Why rising discount rates can mask long-term vulnerabilities
 • How market volatility is reshaping pension risk exposure
 • The importance of discipline during periods of perceived strength
 • What Moody’s is watching as we enter 2026

👉 Don’t miss this expert-level discussion on one of the most consequential drivers of state and local credit conditions.

]]> Tue, 06 Jan 2026 14:59:26 -0600 HilltopSecurities HilltopSecurities 1628 Pensions Look Stronger on Paper. The Risk Just Moved.

Discount rate assumptions are changing, liabilities are falling—and yet the underlying risks haven’t disappeared. They’ve just shifted.

In this episode, HilltopSecurities’ Tom Kozlik sits down with Moody’s Tom Aaron to unpack what public finance leaders need to understand about today’s pension landscape.

🔎 Topics include:
 • Why rising discount rates can mask long-term vulnerabilities
 • How market volatility is reshaping pension risk exposure
 • The importance of discipline during periods of perceived strength
 • What Moody’s is watching as we enter 2026

👉 Don’t miss this expert-level discussion on one of the most consequential drivers of state and local credit conditions.

]]> tom kozlik, hilltoptalks, public finance No 33. Insights from HilltopSecurities' 2025 Public Finance Leaders Survey 33. Insights from HilltopSecurities' 2025 Public Finance Leaders Survey full 15478c74-00b3-4212-89fc-487d05beba01 https://share.transistor.fm/s/b5a6828e 🎧 New on the HilltopTalks podcast!

Yaffa Rattner, Head of Municipal Credit, and Tom Kozlik, Head of Public Policy & Municipal Strategy, unpack the findings of the HilltopSecurities 2025 Public Finance Leaders Survey—a pulse check on what over 1,000 leaders across the U.S. are prioritizing right now.
💡 What you’ll hear:
• Why budget pressure and labor shortages top the list
• How leaders are approaching AI, cybersecurity, and ESG
• A surprising perspective on crypto, climate risk, and infrastructure planning
• What decision-makers say they need more support with in 2025
Listen in as Yaffa and Tom connect the survey results to the broader challenges—and opportunities—facing municipalities today.

HilltopTalks Episode #33: "Insights from HilltopSecurities' 2025 Public Finance Leaders Survey"

]]> 🎧 New on the HilltopTalks podcast!

Yaffa Rattner, Head of Municipal Credit, and Tom Kozlik, Head of Public Policy & Municipal Strategy, unpack the findings of the HilltopSecurities 2025 Public Finance Leaders Survey—a pulse check on what over 1,000 leaders across the U.S. are prioritizing right now.
💡 What you’ll hear:
• Why budget pressure and labor shortages top the list
• How leaders are approaching AI, cybersecurity, and ESG
• A surprising perspective on crypto, climate risk, and infrastructure planning
• What decision-makers say they need more support with in 2025
Listen in as Yaffa and Tom connect the survey results to the broader challenges—and opportunities—facing municipalities today.

HilltopTalks Episode #33: "Insights from HilltopSecurities' 2025 Public Finance Leaders Survey"

]]> Tue, 23 Sep 2025 13:09:18 -0500 HilltopSecurities HilltopSecurities 3604 🎧 New on the HilltopTalks podcast!

Yaffa Rattner, Head of Municipal Credit, and Tom Kozlik, Head of Public Policy & Municipal Strategy, unpack the findings of the HilltopSecurities 2025 Public Finance Leaders Survey—a pulse check on what over 1,000 leaders across the U.S. are prioritizing right now.
💡 What you’ll hear:
• Why budget pressure and labor shortages top the list
• How leaders are approaching AI, cybersecurity, and ESG
• A surprising perspective on crypto, climate risk, and infrastructure planning
• What decision-makers say they need more support with in 2025
Listen in as Yaffa and Tom connect the survey results to the broader challenges—and opportunities—facing municipalities today.

HilltopTalks Episode #33: "Insights from HilltopSecurities' 2025 Public Finance Leaders Survey"

]]> tom kozlik, hilltoptalks, public finance No 32. Maintaining Momentum: A Review of the ASCE's 2025 Infrastructure Report Card 32. Maintaining Momentum: A Review of the ASCE's 2025 Infrastructure Report Card full 4a5c560b-931c-4328-8569-d11ffa643774 https://share.transistor.fm/s/9359d862 Tom Kozlik hosts the 32nd episode of the HilltopTalks podcast, welcoming Terry Smith, Energy Sector Lead for the American Society of Civil Engineers’ 2025 National Infrastructure Report Card and Chairman & CEO of Smith’s Research & Gradings. 

Together, they explore the current state of U.S. infrastructure, what the latest report card reveals, and why municipal bonds remain a critical tool in closing the nation’s $3.7 trillion infrastructure funding gap.

]]> Tom Kozlik hosts the 32nd episode of the HilltopTalks podcast, welcoming Terry Smith, Energy Sector Lead for the American Society of Civil Engineers’ 2025 National Infrastructure Report Card and Chairman & CEO of Smith’s Research & Gradings. 

Together, they explore the current state of U.S. infrastructure, what the latest report card reveals, and why municipal bonds remain a critical tool in closing the nation’s $3.7 trillion infrastructure funding gap.

]]> Mon, 12 May 2025 12:30:17 -0500 HilltopSecurities HilltopSecurities 1739 Tom Kozlik hosts the 32nd episode of the HilltopTalks podcast, welcoming Terry Smith, Energy Sector Lead for the American Society of Civil Engineers’ 2025 National Infrastructure Report Card and Chairman & CEO of Smith’s Research & Gradings. 

Together, they explore the current state of U.S. infrastructure, what the latest report card reveals, and why municipal bonds remain a critical tool in closing the nation’s $3.7 trillion infrastructure funding gap.

]]> tom kozlik, hilltoptalks, public finance No 31. Surety Bonds for Public Entities 31. Surety Bonds for Public Entities full 45698391-45d2-4d9f-bb24-81754a56343c https://share.transistor.fm/s/e891947c Tom Kozlik kicks off the new year with a new episode of HilltopTalks! This episode features an insightful discussion on surety bonds for public entities and how they protect taxpayer dollars. Kozlik is joined by a panel of experts:

  • Ritonya Wilkins – Public Entities Insurance Planning Consultant, HilltopSecurities Insurance
  • Loren Wims – Senior Client Executive, OneDigital
  • Bryn McQuaid – Account Executive, P&C, OneDigital 
  • Tom Tedesco – Account Executive Director, Travelers 
]]> Tom Kozlik kicks off the new year with a new episode of HilltopTalks! This episode features an insightful discussion on surety bonds for public entities and how they protect taxpayer dollars. Kozlik is joined by a panel of experts:

  • Ritonya Wilkins – Public Entities Insurance Planning Consultant, HilltopSecurities Insurance
  • Loren Wims – Senior Client Executive, OneDigital
  • Bryn McQuaid – Account Executive, P&C, OneDigital 
  • Tom Tedesco – Account Executive Director, Travelers 
]]> Mon, 10 Feb 2025 12:22:43 -0600 HilltopSecurities HilltopSecurities 1295 Tom Kozlik kicks off the new year with a new episode of HilltopTalks! This episode features an insightful discussion on surety bonds for public entities and how they protect taxpayer dollars. Kozlik is joined by a panel of experts:

  • Ritonya Wilkins – Public Entities Insurance Planning Consultant, HilltopSecurities Insurance
  • Loren Wims – Senior Client Executive, OneDigital
  • Bryn McQuaid – Account Executive, P&C, OneDigital 
  • Tom Tedesco – Account Executive Director, Travelers 
]]> tom kozlik, hilltoptalks, public finance No 30. Post Election Insights: Navigating 2025 with Chris Iacovella 30. Post Election Insights: Navigating 2025 with Chris Iacovella full 2b8f9938-b191-4451-a003-31dc160f7efb https://share.transistor.fm/s/405950af In the 30th episode of HilltopTalks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, is joined by Chris Iacovella, CEO of the American Securities Association, to break down the political and economic landscape following the 2024 elections.

The pair discuss energy production, tax reform, infrastructure, and regulatory changes, along with the broader implications for businesses, policymakers, and the municipal bond market.

]]> In the 30th episode of HilltopTalks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, is joined by Chris Iacovella, CEO of the American Securities Association, to break down the political and economic landscape following the 2024 elections.

The pair discuss energy production, tax reform, infrastructure, and regulatory changes, along with the broader implications for businesses, policymakers, and the municipal bond market.

]]> Mon, 30 Dec 2024 09:00:00 -0600 HilltopSecurities HilltopSecurities 1537 In the 30th episode of HilltopTalks, Tom Kozlik, Head of Public Policy and Municipal Strategy at HilltopSecurities, is joined by Chris Iacovella, CEO of the American Securities Association, to break down the political and economic landscape following the 2024 elections.

The pair discuss energy production, tax reform, infrastructure, and regulatory changes, along with the broader implications for businesses, policymakers, and the municipal bond market.

]]> tom kozlik, hilltoptalks, public finance No 29. Depositories are Cautiously Optimistic for Economic and Political Tailwinds 29. Depositories are Cautiously Optimistic for Economic and Political Tailwinds full 668e5ba1-a1a1-468f-9561-3f99d197eb21 https://share.transistor.fm/s/00d55a42 In the latest episode of HilltopTalks, Tom Kozlik is joined by Kris Johnson, Senior Vice President, Financial Strategies Team, at HilltopSecurities. Together they discuss the 2025 economic outlook, including recent interest rate cuts and market volatility, as well as the implications of the "red wave" election and its potential impact on regulatory policies, mergers, and acquisitions.

]]> In the latest episode of HilltopTalks, Tom Kozlik is joined by Kris Johnson, Senior Vice President, Financial Strategies Team, at HilltopSecurities. Together they discuss the 2025 economic outlook, including recent interest rate cuts and market volatility, as well as the implications of the "red wave" election and its potential impact on regulatory policies, mergers, and acquisitions.

]]> Thu, 19 Dec 2024 13:29:47 -0600 HilltopSecurities HilltopSecurities 1417 In the latest episode of HilltopTalks, Tom Kozlik is joined by Kris Johnson, Senior Vice President, Financial Strategies Team, at HilltopSecurities. Together they discuss the 2025 economic outlook, including recent interest rate cuts and market volatility, as well as the implications of the "red wave" election and its potential impact on regulatory policies, mergers, and acquisitions.

]]> tom kozlik, hilltoptalks, public finance No 28. Nathan Bomey on Detroit's Path from Bankruptcy to Rebirth 28. Nathan Bomey on Detroit's Path from Bankruptcy to Rebirth full dc8eb5ea-ed93-46be-8239-3c425fd59095 https://share.transistor.fm/s/b4310e15 Tom Kozlik returns with the 28th episode of the HilltopTalks podcast. In this session, Tom is joined by Nathan Bomey, Documentary Producer of "Gradually, Then Suddenly: The Bankruptcy of Detroit" and Author of "Detroit Resurrected: To Bankruptcy and Back." They discuss how the city of Detroit confronted the historic bankruptcy toward a new beginning.

]]> Tom Kozlik returns with the 28th episode of the HilltopTalks podcast. In this session, Tom is joined by Nathan Bomey, Documentary Producer of "Gradually, Then Suddenly: The Bankruptcy of Detroit" and Author of "Detroit Resurrected: To Bankruptcy and Back." They discuss how the city of Detroit confronted the historic bankruptcy toward a new beginning.

]]> Thu, 14 Nov 2024 13:45:57 -0600 HilltopSecurities HilltopSecurities 2580 Tom Kozlik returns with the 28th episode of the HilltopTalks podcast. In this session, Tom is joined by Nathan Bomey, Documentary Producer of "Gradually, Then Suddenly: The Bankruptcy of Detroit" and Author of "Detroit Resurrected: To Bankruptcy and Back." They discuss how the city of Detroit confronted the historic bankruptcy toward a new beginning.

]]> tom kozlik, hilltoptalks, public finance No 27. The Latest on FDTA and Two of GASB’s Current Projects 27. The Latest on FDTA and Two of GASB’s Current Projects full 66d21364-383f-4a04-83c6-2abe3c194972 https://share.transistor.fm/s/b714d4d4 Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, Tom is joined by Jeff Previdi, Vice Chair of the Governmental Accounting Standards Board (GASB).
 The two discuss the Financial Data Transparency Act and GASB's most recent projects -- the Infrastructure Assets project and the Going Concern Uncertainties and Severe Financial Stress project.

]]> Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, Tom is joined by Jeff Previdi, Vice Chair of the Governmental Accounting Standards Board (GASB).
 The two discuss the Financial Data Transparency Act and GASB's most recent projects -- the Infrastructure Assets project and the Going Concern Uncertainties and Severe Financial Stress project.

]]> Mon, 05 Aug 2024 08:00:00 -0500 HilltopSecurities HilltopSecurities 2272 Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, Tom is joined by Jeff Previdi, Vice Chair of the Governmental Accounting Standards Board (GASB).
 The two discuss the Financial Data Transparency Act and GASB's most recent projects -- the Infrastructure Assets project and the Going Concern Uncertainties and Severe Financial Stress project.

]]> tom kozlik, hilltoptalks, public finance No 26. Banking on Change - The Post-Liquidity Crunch Landscape and Investment Themes 26. Banking on Change - The Post-Liquidity Crunch Landscape and Investment Themes full 3aab164f-a096-4fbb-ab11-92772b6f766b https://share.transistor.fm/s/9a2b212e HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, he is joined by HilltopSecurities Head of FICM Financial Strategies Kris Johnson. The two shed light on what banks are doing on the investment side and the ever changing landscape of depository institutions today. 

]]> HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, he is joined by HilltopSecurities Head of FICM Financial Strategies Kris Johnson. The two shed light on what banks are doing on the investment side and the ever changing landscape of depository institutions today. 

]]> Mon, 08 Jul 2024 08:00:00 -0500 HilltopSecurities HilltopSecurities 1433 HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast. In this session, he is joined by HilltopSecurities Head of FICM Financial Strategies Kris Johnson. The two shed light on what banks are doing on the investment side and the ever changing landscape of depository institutions today. 

]]> tom kozlik, hilltoptalks, public finance No 25. A Refreshed Look at U.S. Public Pension Risks 25. A Refreshed Look at U.S. Public Pension Risks full 5fbb7406-9978-48e6-bd5e-59697ac35419 https://share.transistor.fm/s/95bf62d7 HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast.
 
He is joined by Les Richmond, Vice President and Actuary at Build America Mutual and Thomas Aaron, Vice President and Senior Credit Officer at Moody's. The three discuss the status of U.S. public pensions.

]]> HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast.
 
He is joined by Les Richmond, Vice President and Actuary at Build America Mutual and Thomas Aaron, Vice President and Senior Credit Officer at Moody's. The three discuss the status of U.S. public pensions.

]]> Tue, 04 Jun 2024 11:22:09 -0500 HilltopSecurities HilltopSecurities 3253 HilltopSecurities' Tom Kozlik is back with another episode of the HilltopTalks podcast.
 
He is joined by Les Richmond, Vice President and Actuary at Build America Mutual and Thomas Aaron, Vice President and Senior Credit Officer at Moody's. The three discuss the status of U.S. public pensions.

]]> tom kozlik, hilltoptalks, public finance No 24. Hot Topics in DC 24. Hot Topics in DC full d7ba74f1-0709-4392-86f2-f396c5ac453c https://share.transistor.fm/s/db516fcb HilltopSecurities' Tom Kozlik, Head of Public Policy & Municipal Strategy, is back with another episode of the HilltopTalks podcast. He is joined by Chris Iacovella, President & CEO of American Securities Association. The two discuss the ins and outs of Washington D.C., specifically the legislative side and how D.C. is approaching this new age of digital and cybersecurity.

]]> HilltopSecurities' Tom Kozlik, Head of Public Policy & Municipal Strategy, is back with another episode of the HilltopTalks podcast. He is joined by Chris Iacovella, President & CEO of American Securities Association. The two discuss the ins and outs of Washington D.C., specifically the legislative side and how D.C. is approaching this new age of digital and cybersecurity.

]]> Mon, 22 Apr 2024 11:50:55 -0500 HilltopSecurities HilltopSecurities 1361 HilltopSecurities' Tom Kozlik, Head of Public Policy & Municipal Strategy, is back with another episode of the HilltopTalks podcast. He is joined by Chris Iacovella, President & CEO of American Securities Association. The two discuss the ins and outs of Washington D.C., specifically the legislative side and how D.C. is approaching this new age of digital and cybersecurity.

]]> tom kozlik, hilltoptalks, public finance No 23. Election Year Political Landscape and the Threat to Tax-Exemption 23. Election Year Political Landscape and the Threat to Tax-Exemption full e384ac25-6aa8-4583-a2a9-61bd4893800c https://share.transistor.fm/s/31e4aeea HilltopSecurities’ Tom Kozlik is joined by Brett Bolton, Head of Government and Industry Relations at Bond Dealers of America, for a new HilltopTalks podcast episode. In this session, the two discuss the 2024 Presidential election political landscape and the tax-exemption threat.

]]> HilltopSecurities’ Tom Kozlik is joined by Brett Bolton, Head of Government and Industry Relations at Bond Dealers of America, for a new HilltopTalks podcast episode. In this session, the two discuss the 2024 Presidential election political landscape and the tax-exemption threat.

]]> Thu, 29 Feb 2024 15:19:43 -0600 HilltopSecurities HilltopSecurities 1312 HilltopSecurities’ Tom Kozlik is joined by Brett Bolton, Head of Government and Industry Relations at Bond Dealers of America, for a new HilltopTalks podcast episode. In this session, the two discuss the 2024 Presidential election political landscape and the tax-exemption threat.

]]> tom kozlik, hilltoptalks, public finance No 22. Review of 2024 HilltopSecurities Municipal Sector Outlooks 22. Review of 2024 HilltopSecurities Municipal Sector Outlooks full 83c69515-0186-4ed9-b0a8-9951efa50017 https://share.transistor.fm/s/f99442fd HilltopSecurities’ Tom Kozlik and Philip Villaluz are kicking off 2024 with a new HilltopTalks podcast episode. In this session, the two review HilltopSecurities’ 2024 Municipal Bond Market Sector Outlooks, discussing some of the big picture and sector-specific themes that came out of the 2024 sector outlook piece.

]]> HilltopSecurities’ Tom Kozlik and Philip Villaluz are kicking off 2024 with a new HilltopTalks podcast episode. In this session, the two review HilltopSecurities’ 2024 Municipal Bond Market Sector Outlooks, discussing some of the big picture and sector-specific themes that came out of the 2024 sector outlook piece.

]]> Wed, 07 Feb 2024 13:54:44 -0600 HilltopSecurities HilltopSecurities 1439 HilltopSecurities’ Tom Kozlik and Philip Villaluz are kicking off 2024 with a new HilltopTalks podcast episode. In this session, the two review HilltopSecurities’ 2024 Municipal Bond Market Sector Outlooks, discussing some of the big picture and sector-specific themes that came out of the 2024 sector outlook piece.

]]> tom kozlik, hilltoptalks, public finance No 21. The Rise of Havoc-Based Cyberattacks on U.S. Infrastructure 21. The Rise of Havoc-Based Cyberattacks on U.S. Infrastructure full 1e7d0a23-1283-4ac1-b576-85e4c4c536f4 https://share.transistor.fm/s/f831b6fd To close out 2023, HilltopSecurities' Tom Kozlik is back with another episode of HilltopTalks. Omid Rahmani, Associate Director of US Public Finance and Cyber Risk at Fitch Ratings, returns to the podcast to discuss the rise of havoc-based cyberattacks on U.S. infrastructure. 

]]> To close out 2023, HilltopSecurities' Tom Kozlik is back with another episode of HilltopTalks. Omid Rahmani, Associate Director of US Public Finance and Cyber Risk at Fitch Ratings, returns to the podcast to discuss the rise of havoc-based cyberattacks on U.S. infrastructure. 

]]> Thu, 28 Dec 2023 10:50:13 -0600 HilltopSecurities HilltopSecurities 1880 To close out 2023, HilltopSecurities' Tom Kozlik is back with another episode of HilltopTalks. Omid Rahmani, Associate Director of US Public Finance and Cyber Risk at Fitch Ratings, returns to the podcast to discuss the rise of havoc-based cyberattacks on U.S. infrastructure. 

]]> tom kozlik, hilltoptalks, public finance No 20. Public Pensions, Still a Risk for Many Public Finance Credit Profiles 20. Public Pensions, Still a Risk for Many Public Finance Credit Profiles full ea267be1-51b4-4390-a904-ee4fbc50c445 https://share.transistor.fm/s/30b06d7a Fri, 16 Sep 2022 08:45:38 -0500 HilltopSecurities HilltopSecurities 2234 The HilltopTalks Podcast is back! Episode #20 features HilltopSecurities Head of Municipal Research & Analytics, Tom Kozlik, and Senior Credit Officer of Moody’s Investors Service, Tom Aaron, as they discuss important topics surrounding pensions and how they are still a risk for many finance credit profiles. The HilltopTalks Podcast is back! Episode #20 features HilltopSecurities Head of Municipal Research & Analytics, Tom Kozlik, and Senior Credit Officer of Moody’s Investors Service, Tom Aaron, as they discuss important topics surrounding pensions and h tom kozlik, hilltoptalks, public finance No 19. How the Restructuring of City Life & Remote Work Impacts Commercial Real Estate 19. How the Restructuring of City Life & Remote Work Impacts Commercial Real Estate full d7f28f90-cc7f-4733-95f5-ead80b205b6e https://share.transistor.fm/s/3b350d9b Tue, 22 Mar 2022 06:00:00 -0500 HilltopSecurities HilltopSecurities 1666 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Richard Ciccarone, President, Merritt Research Services in episode 19 of HilltopTalks. We discuss how the restructuring of city life and remote work impacts commercial real estate. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Richard Ciccarone, President, Merritt Research Services in episode 19 of HilltopTalks. We discuss how the restructuring of city life and remote work impacts commercial rea tom kozlik, hilltoptalks, public finance No 18. How global cyber security, inflation, and pensions are affecting public finance 18. How global cyber security, inflation, and pensions are affecting public finance full b4659876-c207-4093-826d-ed2d23745c32 https://share.transistor.fm/s/a79e0d57 Thu, 10 Mar 2022 14:15:35 -0600 HilltopSecurities HilltopSecurities 1920 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Geoffrey Buswick, Managing Director, S&P Global Ratings in episode 18 of HilltopTalks. We discuss how global cyber security, inflation rates, and pensions are affecting public finance. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Geoffrey Buswick, Managing Director, S&P Global Ratings in episode 18 of HilltopTalks. We discuss how global cyber security, inflation rates, and pensions are affectin tom kozlik, hilltoptalks, public finance No 17. Cyber-attacks Could Threaten U.S. Public Finance if Used as Geo-political Weapons 17. Cyber-attacks Could Threaten U.S. Public Finance if Used as Geo-political Weapons full 00e04463-3312-4a0a-9384-2405a6f587fb https://share.transistor.fm/s/a3f42754 Fri, 25 Feb 2022 16:26:24 -0600 HilltopSecurities HilltopSecurities 2228 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Omid Rahmani, Associate Director: US Public Finance at Fitch Ratings in episode 17 of HilltopTalks. We discuss how the use of cyber-attacks as geo-political weapons pose a threat to public finance. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Omid Rahmani, Associate Director: US Public Finance at Fitch Ratings in episode 17 of HilltopTalks. We discuss how the use of cyber-attacks as geo-political weapons pose a public finance No 16. How Municipal Investors Streamline Trading Workflows with Dealer Network 16. How Municipal Investors Streamline Trading Workflows with Dealer Network full 46f3f2f1-bb56-4ff1-94e1-0c210aea73c5 https://share.transistor.fm/s/113edaf8 Fri, 25 Feb 2022 16:24:04 -0600 HilltopSecurities HilltopSecurities 1640 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with James Morris, senior vice president at Investortools, Inc., in episode 16 of HilltopTalks. We discuss how municipal investors streamline trading workflows with the Investortools' dealer network. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with James Morris, senior vice president at Investortools, Inc., in episode 16 of HilltopTalks. We discuss how municipal investors streamline trading workflows with the Investo public finance No 15. How State & Local Governments Spent Federal COVID-19 Relief 15. How State & Local Governments Spent Federal COVID-19 Relief full fb3b10e1-1481-48a0-b9b4-79ffe133a1da https://share.transistor.fm/s/0599708f Fri, 25 Feb 2022 16:21:23 -0600 HilltopSecurities HilltopSecurities 1815 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Amanda Kass, Associate Director of the Government Finance Research Center at UIC in episode 15 of HilltopTalks. We discuss how state and local governments have spent CARES (2020) & Rescue Plan Act (2021) dollars. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Amanda Kass, Associate Director of the Government Finance Research Center at UIC in episode 15 of HilltopTalks. We discuss how state and local governments have spent CARES public finance No 14. The Threat Cyberattacks Pose to U.S. Public Finance 14. The Threat Cyberattacks Pose to U.S. Public Finance full c25448f7-d944-48dd-8355-2ae4d51a3c9e https://share.transistor.fm/s/714bfb76 Fri, 25 Feb 2022 16:17:39 -0600 HilltopSecurities HilltopSecurities 2280 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Omid Rahmani, Associate Director: US Public Finance at Fitch Ratings in episode 14 of HilltopTalks. We discuss the basics of cybersecurity and how cyberattacks pose a threat to public finance. HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Omid Rahmani, Associate Director: US Public Finance at Fitch Ratings in episode 14 of HilltopTalks. We discuss the basics of cybersecurity and how cyberattacks pose a thre public finance No 13. Can Congress Pass Infrastructure Legislation and Extend the Debt Ceiling? 13. Can Congress Pass Infrastructure Legislation and Extend the Debt Ceiling? full df21174a-c9a2-40ed-85ed-cb4c8b7b293f https://share.transistor.fm/s/be8d45b1 Tue, 05 Oct 2021 14:12:27 -0500 HilltopSecurities HilltopSecurities 1476 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Brett Bolton, Vice President for Formal Legislative and Regulatory Policy at Bond Dealers of America in episode 13 of HilltopTalks. As Congress averted a federal government shutdown, can they pass infrastructure legislation and extend the debt ceiling, too? HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Brett Bolton, Vice President for Formal Legislative and Regulatory Policy at Bond Dealers of America in episode 13 of HilltopTalks. As Congress averted a federal governmen tom kozlik, hilltoptalks, public finance No 12. Exploring Chicago Budget Challenges, Police Funding & Federal Relief Spending 12. Exploring Chicago Budget Challenges, Police Funding & Federal Relief Spending full 5993dd04-aa9d-4761-a67e-9dee83e1124e https://share.transistor.fm/s/5f71b1f9 Tue, 07 Sep 2021 15:12:49 -0500 HilltopSecurities HilltopSecurities 1390 Exploring Chicago Budget Challenges, Police Funding, and Federal Relief Spending HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Amanda Kass, Associate Director, Government Finance Research Center, on Chicago budget challenges, police funding, and federal relief spending. Exploring Chicago Budget Challenges, Police Funding, and Federal Relief Spending HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Amanda Kass, Associate Director, Government Finance Research Center, on Chicago budget tom kozlik, hilltoptalks, public finance No 11. How Fitch Approaches the COVID-19 Crisis and Incorporates ESG Into Its Ratings 11. How Fitch Approaches the COVID-19 Crisis and Incorporates ESG Into Its Ratings full ba5e0021-eef5-4bc6-ade2-a58b04878ff2 https://share.transistor.fm/s/defcc820 Tue, 07 Sep 2021 15:11:38 -0500 HilltopSecurities HilltopSecurities 1853 How Fitch Approaches the COVID-19 Crisis and Incorporates ESG Into Its Ratings HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Arlene Bohner, Head of U.S. Public Finance at Fitch Ratings, to discuss what the public finance sector is most at risk from in terms of the COVID-19 Delta variant, and how Fitch is approaching ESG. How Fitch Approaches the COVID-19 Crisis and Incorporates ESG Into Its Ratings HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Arlene Bohner, Head of U.S. Public Finance at Fitch Ratings, to discuss what the public f tom kozlik, hilltoptalks, public finance No 10. How Local Governments Are Managing the New AZ Flat Tax, Wildfires in CA & COVID-19 10. How Local Governments Are Managing the New AZ Flat Tax, Wildfires in CA & COVID-19 full 6f663979-7bf6-4a49-acb6-65f544529718 https://share.transistor.fm/s/64a0fbaa Tue, 07 Sep 2021 15:09:47 -0500 HilltopSecurities HilltopSecurities 1940 How Local Governments Are Managing the New Arizona Flat Tax, Wildfires in Calif., and COVID-19 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Lori Trevino, AVP, Public Finance Ratings Analyst at Moody’s Investors Service to discuss the economic impact that governments might be facing with a fourth wave of the COVID-19 pandemic. How Local Governments Are Managing the New Arizona Flat Tax, Wildfires in Calif., and COVID-19 HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Lori Trevino, AVP, Public Finance Ratings Analyst at Moody’s Investors Se tom kozlik, hilltoptalks, public finance No 09. Fitch Ratings Questions U.S. Governance, Identifies a Breakdown in Political Norms 09. Fitch Ratings Questions U.S. Governance, Identifies a Breakdown in Political Norms full 22510288-3e22-4fac-9bd8-0938e42a6608 https://share.transistor.fm/s/6d820cca Tue, 07 Sep 2021 15:08:08 -0500 HilltopSecurities HilltopSecurities 1472 Fitch Ratings Questions U.S. Governance, Identifies a Breakdown in Political Norms HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik sits down with Charles Seville, senior director, sovereign ratings at Fitch Ratings to discuss how Fitch Ratings questions U.S. governance and identifies a breakdown in political norms. Fitch Ratings Questions U.S. Governance, Identifies a Breakdown in Political Norms HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik sits down with Charles Seville, senior director, sovereign ratings at Fitch Ratings to discuss ho tom kozlik, hilltoptalks, public finance No 08. What’s the Potential for D.C. Lawmakers to Deliver on Infrastructure? 08. What’s the Potential for D.C. Lawmakers to Deliver on Infrastructure? full 30662310-1c47-4ec8-8a3b-7f7922953290 https://share.transistor.fm/s/c0b9c4cd Tue, 07 Sep 2021 15:06:25 -0500 HilltopSecurities HilltopSecurities 1737 What’s the Potential for D.C. Lawmakers to Deliver on Infrastructure? HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Chris Iacovella, CEO of the American Securities Association, to discuss the potential for D.C. lawmakers to deliver on infrastructure in 2021. What’s the Potential for D.C. Lawmakers to Deliver on Infrastructure? HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Chris Iacovella, CEO of the American Securities Association, to discuss the potential for D.C. law tom kozlik, hilltoptalks, public finance No 07. U.S. State Revenue Update: The Good and the Bad 07. U.S. State Revenue Update: The Good and the Bad full 05949124-17d9-401f-9596-093ca6d51ed0 https://share.transistor.fm/s/495882ad Tue, 07 Sep 2021 15:04:37 -0500 HilltopSecurities HilltopSecurities 1692 U.S. State Revenue Update: The Good and the Bad HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Lucy Dadayan, Senior Research Associate, Urban-Brookings Tax Policy Center, to discuss an update on the U.S. state revenue. U.S. State Revenue Update: The Good and the Bad HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Lucy Dadayan, Senior Research Associate, Urban-Brookings Tax Policy Center, to discuss an update on the U.S. state reven tom kozlik, hilltoptalks, public finance No 06. How ESG Criteria Impacts Texas and New York City 06. How ESG Criteria Impacts Texas and New York City full 0fc45ca1-86f9-4550-a59b-5ec4936abfb2 https://share.transistor.fm/s/d8d2075d Tue, 07 Sep 2021 15:02:20 -0500 HilltopSecurities HilltopSecurities 1731 How ESG Criteria Impacts Texas and New York City HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Nicholas Samuel, VP and Senior Credit Officer, Manager, for the States and High-Profile Ratings Team at Moody's Investors Service, to discuss ESG criteria and how these factors impact Texas and New York City. How ESG Criteria Impacts Texas and New York City HilltopSecurities Head of Municipal Research & Analytics Tom Kozlik speaks with Nicholas Samuel, VP and Senior Credit Officer, Manager, for the States and High-Profile Ratings Team at Moody's Investo tom kozlik, hilltoptalks, public finance No 05. The Importance of Sustainable Investing in Municipal Bonds 05. The Importance of Sustainable Investing in Municipal Bonds full a288d210-3c56-4cdd-a5aa-505d2548d850 https://share.transistor.fm/s/2f7d198e Tue, 07 Sep 2021 14:59:03 -0500 HilltopSecurities HilltopSecurities 1913 The Importance of Sustainable Investing in Municipal Bonds Tom Kozlik speaks with Ksenia Koban, co-chair of Payden & Rygel’s ESG committee about the importance of sustainable investing in municipal bonds. The Importance of Sustainable Investing in Municipal Bonds Tom Kozlik speaks with Ksenia Koban, co-chair of Payden & Rygel’s ESG committee about the importance of sustainable investing in municipal bonds. tom kozlik, hilltoptalks, public finance No 04. S&P Global on How They Approach Emerging ESG Themes in U.S. Public Finance 04. S&P Global on How They Approach Emerging ESG Themes in U.S. Public Finance full 987f3ecb-b1ae-4ba5-bc0a-eafd559a9a30 https://share.transistor.fm/s/3d6f81b2 Tue, 07 Sep 2021 14:57:41 -0500 HilltopSecurities HilltopSecurities 1690 S&P Global on How They Approach Emerging ESG Themes in U.S. Public Finance Tom Kozlik speaks with Director and ESG Lead for U.S. Public Finance at S&P Global Nora Wittstruck to discuss how S&P Global approaches emerging ESG themes in U.S. Public Finance. S&P Global on How They Approach Emerging ESG Themes in U.S. Public Finance Tom Kozlik speaks with Director and ESG Lead for U.S. Public Finance at S&P Global Nora Wittstruck to discuss how S&P Global approaches emerging ESG themes in U.S. P tom kozlik, hilltoptalks, public finance No 03. Lawmaker Considerations For Allocating Rescue Plan Act and Other Federal Relief 03. Lawmaker Considerations For Allocating Rescue Plan Act and Other Federal Relief full a092b0d8-46ff-47a5-99f5-91eb38588640 https://share.transistor.fm/s/dc31719a Tom Kozlik Municipal Commentary

- A Boom Is Coming. Are Governments Ready?

https://www.hilltopsecurities.com/media/4732/municipal-commentary_5721-v2.pdf

 

Gabe Petek Commentary

- A Framework for Allocating Federal Recovery Funds

https://lao.ca.gov/Publications/Report/4422?utm_source=t.co&utm_medium=referral&utm_campaign=4422

]]> Tom Kozlik Municipal Commentary

- A Boom Is Coming. Are Governments Ready?

https://www.hilltopsecurities.com/media/4732/municipal-commentary_5721-v2.pdf

 

Gabe Petek Commentary

- A Framework for Allocating Federal Recovery Funds

https://lao.ca.gov/Publications/Report/4422?utm_source=t.co&utm_medium=referral&utm_campaign=4422

]]> Tue, 07 Sep 2021 14:55:07 -0500 HilltopSecurities HilltopSecurities 1278 Lawmaker Considerations For Allocating Rescue Plan Act and Other Federal Relief HilltopSecurities Head of Strategy & Credit Tom Kozlik speaks with Analyst Gabe Petek at California’s Legislative Analyst’s Office (LAO) to discuss LAO’s guidance on what lawmakers should consider when allocating Rescue Plan Act and other federal relief. Lawmaker Considerations For Allocating Rescue Plan Act and Other Federal Relief HilltopSecurities Head of Strategy & Credit Tom Kozlik speaks with Analyst Gabe Petek at California’s Legislative Analyst’s Office (LAO) to discuss LAO’s guidance on wh tom kozlik, hilltoptalks, public finance No 02. Stress Testing U.S. State Budgets One Year After COVID-19 02. Stress Testing U.S. State Budgets One Year After COVID-19 full e52d4b13-5927-486e-9164-998507aa05c8 https://share.transistor.fm/s/4ea40ff1 Tue, 07 Sep 2021 14:51:37 -0500 HilltopSecurities HilltopSecurities 912 Stress Testing U.S. State Budgets One Year After COVID-19 HilltopSecurities Head of Municipal Credit & Strategy Tom Kozlik sits down Moody’s Analytics Director Dan White to discuss stress testing U.S. state budgets one year after COVID19. Stress Testing U.S. State Budgets One Year After COVID-19 HilltopSecurities Head of Municipal Credit & Strategy Tom Kozlik sits down Moody’s Analytics Director Dan White to discuss stress testing U.S. state budgets one year after COVID19. tom kozlik, hilltoptalks, public finance No 01. Municipal Demand, Potential State & Local Relief, Threat of Another COVID Spike 01. Municipal Demand, Potential State & Local Relief, Threat of Another COVID Spike full 0314e1d9-6539-4d7f-a900-dafb7e18d95c https://share.transistor.fm/s/43b4730b Tue, 07 Sep 2021 14:27:03 -0500 HilltopSecurities HilltopSecurities 1817 Municipal Demand, Potential State and Local Relief, and the Threat of Another COVID Spike HilltopSecurities Head of Municipal Credit & Strategy Tom Kozlik sits down with Bloomberg Intelligence’s Head of Municipal Strategy Eric Kazatsky to discuss the supply and demand dynamic, the future of COVID-19, the threat to tax exemption, deficit reduction efforts and more. Municipal Demand, Potential State and Local Relief, and the Threat of Another COVID Spike HilltopSecurities Head of Municipal Credit & Strategy Tom Kozlik sits down with Bloomberg Intelligence’s Head of Municipal Strategy Eric Kazatsky to discuss t tom kozlik, hilltoptalks, public finance No