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    <description>FMH InsureCast brings you the latest from FMH and the industry to help navigate the expansive crop and farm insurance landscape. Topics include new products to leverage crop insurance within your risk management plan, and helpful tips from FMH staff and industry experts to stay informed on industry developments. </description>
    <copyright>Farmers Mutual Hail Insurance</copyright>
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    <pubDate>Wed, 29 Apr 2026 13:35:32 -0500</pubDate>
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      <title>FMH InsureCast</title>
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    <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
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    <itunes:summary>FMH InsureCast brings you the latest from FMH and the industry to help navigate the expansive crop and farm insurance landscape. Topics include new products to leverage crop insurance within your risk management plan, and helpful tips from FMH staff and industry experts to stay informed on industry developments. </itunes:summary>
    <itunes:subtitle>FMH InsureCast brings you the latest from FMH and the industry to help navigate the expansive crop and farm insurance landscape.</itunes:subtitle>
    <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
    <itunes:owner>
      <itunes:name>FMH</itunes:name>
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    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>2026 Planting Updates &amp; Industry Impacts</title>
      <itunes:episode>57</itunes:episode>
      <podcast:episode>57</podcast:episode>
      <itunes:title>2026 Planting Updates &amp; Industry Impacts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>As planters roll for across the country, farmers are navigating a wide range of conditions, from early planting in some regions to drought, cold, and excess moisture in others. </p><p>Join Dave DeCapp as he connects with FMH experts and farmers from across the country to discuss what they’re experiencing and seeing in the field and how it may impact planting, claims, and risk management for the 2026 season.</p>]]>
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      <content:encoded>
        <![CDATA[<p>As planters roll for across the country, farmers are navigating a wide range of conditions, from early planting in some regions to drought, cold, and excess moisture in others. </p><p>Join Dave DeCapp as he connects with FMH experts and farmers from across the country to discuss what they’re experiencing and seeing in the field and how it may impact planting, claims, and risk management for the 2026 season.</p>]]>
      </content:encoded>
      <pubDate>Wed, 29 Apr 2026 10:00:00 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/ae9c1016/fac45707.mp3" length="57902500" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2385</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>As planters roll for across the country, farmers are navigating a wide range of conditions, from early planting in some regions to drought, cold, and excess moisture in others. </p><p>Join Dave DeCapp as he connects with FMH experts and farmers from across the country to discuss what they’re experiencing and seeing in the field and how it may impact planting, claims, and risk management for the 2026 season.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>2026 Crop Insurance Decisions</title>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>2026 Crop Insurance Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/a811b788</link>
      <description>
        <![CDATA[<p>Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer &amp; Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer &amp; Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.</p>]]>
      </content:encoded>
      <pubDate>Wed, 04 Feb 2026 11:32:07 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
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      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2681</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer &amp; Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dig Into the Story of Sugar Beets</title>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>Dig Into the Story of Sugar Beets</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6ade5681</link>
      <description>
        <![CDATA[<p>The sugar beet industry plays a vital role in the U.S. sugar supply—and in the lives of the growers who produce it. Join Dave and FMH experts Sara Ahrenholz and Andrew Sather as they share firsthand insights into the lifecycle of sugar beets, from planting to processing, and what agents and insureds should know in this holiday special FMH InsureCast episode.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The sugar beet industry plays a vital role in the U.S. sugar supply—and in the lives of the growers who produce it. Join Dave and FMH experts Sara Ahrenholz and Andrew Sather as they share firsthand insights into the lifecycle of sugar beets, from planting to processing, and what agents and insureds should know in this holiday special FMH InsureCast episode.</p>]]>
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      <pubDate>Tue, 25 Nov 2025 14:28:39 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
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      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2241</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The sugar beet industry plays a vital role in the U.S. sugar supply—and in the lives of the growers who produce it. Join Dave and FMH experts Sara Ahrenholz and Andrew Sather as they share firsthand insights into the lifecycle of sugar beets, from planting to processing, and what agents and insureds should know in this holiday special FMH InsureCast episode.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Bonus Episode: BFR Updates for 2026</title>
      <itunes:episode>54</itunes:episode>
      <podcast:episode>54</podcast:episode>
      <itunes:title>Bonus Episode: BFR Updates for 2026</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d2182048</link>
      <description>
        <![CDATA[<p>The Beginning Farmer &amp; Rancher (BFR) program offers qualifying producers enhanced benefits under federal crop insurance to make it more affordable and help them grow a sustainable operation. Certain changes to the program, such as increased eligibility and benefits, took effect with the passage of the One Big Beautiful Bill (OBBB) earlier this year.</p><p> </p><p>Join Dave and FMH expert Josh Menz as they discuss what agents and insureds should know about these changes in this bonus episode of FMH InsureCast.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The Beginning Farmer &amp; Rancher (BFR) program offers qualifying producers enhanced benefits under federal crop insurance to make it more affordable and help them grow a sustainable operation. Certain changes to the program, such as increased eligibility and benefits, took effect with the passage of the One Big Beautiful Bill (OBBB) earlier this year.</p><p> </p><p>Join Dave and FMH expert Josh Menz as they discuss what agents and insureds should know about these changes in this bonus episode of FMH InsureCast.</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Oct 2025 08:28:23 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/d2182048/c158bc84.mp3" length="16099670" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1003</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The Beginning Farmer &amp; Rancher (BFR) program offers qualifying producers enhanced benefits under federal crop insurance to make it more affordable and help them grow a sustainable operation. Certain changes to the program, such as increased eligibility and benefits, took effect with the passage of the One Big Beautiful Bill (OBBB) earlier this year.</p><p> </p><p>Join Dave and FMH expert Josh Menz as they discuss what agents and insureds should know about these changes in this bonus episode of FMH InsureCast.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>One Big Beautiful Bill Impacts on Crop Insurance</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>One Big Beautiful Bill Impacts on Crop Insurance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/948f20ad</link>
      <description>
        <![CDATA[<p>The One Big Beautiful Bill Act (OBBBA) made changes to the Federal Crop Insurance Act. On August 20, 2025, RMA announced immediate implementation of certain sections of this legislation, including premium discount increases for certain federal products including ECO, SCO, and MCO, changes to the Beginning Farmer &amp; Rancher (BFR) program, and more.</p><p>Join Dave DeCapp and Ken Ripley as they discuss what agents and insureds need to know about these changes and updates to FSA and farm safety programs, including ECAP and SDRP.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The One Big Beautiful Bill Act (OBBBA) made changes to the Federal Crop Insurance Act. On August 20, 2025, RMA announced immediate implementation of certain sections of this legislation, including premium discount increases for certain federal products including ECO, SCO, and MCO, changes to the Beginning Farmer &amp; Rancher (BFR) program, and more.</p><p>Join Dave DeCapp and Ken Ripley as they discuss what agents and insureds need to know about these changes and updates to FSA and farm safety programs, including ECAP and SDRP.</p>]]>
      </content:encoded>
      <pubDate>Thu, 11 Sep 2025 15:12:02 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/948f20ad/9614c5c3.mp3" length="40881319" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2552</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The One Big Beautiful Bill Act (OBBBA) made changes to the Federal Crop Insurance Act. On August 20, 2025, RMA announced immediate implementation of certain sections of this legislation, including premium discount increases for certain federal products including ECO, SCO, and MCO, changes to the Beginning Farmer &amp; Rancher (BFR) program, and more.</p><p>Join Dave DeCapp and Ken Ripley as they discuss what agents and insureds need to know about these changes and updates to FSA and farm safety programs, including ECAP and SDRP.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What is the New MCO Product?</title>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>What is the New MCO Product?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5ff5a65f-ee26-4699-b8b7-b0f17d3d20af</guid>
      <link>https://share.transistor.fm/s/b24632ad</link>
      <description>
        <![CDATA[<p>Join Dave and Farmers Mutual Hail crop insurance experts as they discuss the new federal product for 2026, Margin Coverage Option (MCO). MCO is an MPCI endorsement that combines the simplicity of the popular Enhanced Coverage Option (ECO) with the unique capability to insure against reduced margins. With a September 30 Sales Closing Date, be sure to learn about the product now and if it’s right for your farm operation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join Dave and Farmers Mutual Hail crop insurance experts as they discuss the new federal product for 2026, Margin Coverage Option (MCO). MCO is an MPCI endorsement that combines the simplicity of the popular Enhanced Coverage Option (ECO) with the unique capability to insure against reduced margins. With a September 30 Sales Closing Date, be sure to learn about the product now and if it’s right for your farm operation.</p>]]>
      </content:encoded>
      <pubDate>Thu, 04 Sep 2025 16:35:01 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/b24632ad/d6b72dcb.mp3" length="34637406" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2162</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Join Dave and Farmers Mutual Hail crop insurance experts as they discuss the new federal product for 2026, Margin Coverage Option (MCO). MCO is an MPCI endorsement that combines the simplicity of the popular Enhanced Coverage Option (ECO) with the unique capability to insure against reduced margins. With a September 30 Sales Closing Date, be sure to learn about the product now and if it’s right for your farm operation.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>USDA Supplemental Disaster Relief Program w/ Tom Sell</title>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>USDA Supplemental Disaster Relief Program w/ Tom Sell</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/1dca5e1c</link>
      <description>
        <![CDATA[<p>The target date for farmer sign-up for the USDA Supplemental Disaster Relief Program (SDRP) opens on Monday, July 7, 2025. This program provides assistance to farmers who experienced losses of revenue, quality, or production of crops due to weather-related events in 2023 and 2024. Join Dave and Ken as they talk about what to expect with SDRP with special guest Tom Sell, on topics like application requirements, payment limitations, and how crop insurance plays into the process.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The target date for farmer sign-up for the USDA Supplemental Disaster Relief Program (SDRP) opens on Monday, July 7, 2025. This program provides assistance to farmers who experienced losses of revenue, quality, or production of crops due to weather-related events in 2023 and 2024. Join Dave and Ken as they talk about what to expect with SDRP with special guest Tom Sell, on topics like application requirements, payment limitations, and how crop insurance plays into the process.</p>]]>
      </content:encoded>
      <pubDate>Thu, 03 Jul 2025 10:01:23 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/1dca5e1c/0d8ea3a7.mp3" length="31670757" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1976</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The target date for farmer sign-up for the USDA Supplemental Disaster Relief Program (SDRP) opens on Monday, July 7, 2025. This program provides assistance to farmers who experienced losses of revenue, quality, or production of crops due to weather-related events in 2023 and 2024. Join Dave and Ken as they talk about what to expect with SDRP with special guest Tom Sell, on topics like application requirements, payment limitations, and how crop insurance plays into the process.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>FMH InsureCast: Planting Updates &amp; Claims Concerns Across the Country</title>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>FMH InsureCast: Planting Updates &amp; Claims Concerns Across the Country</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/f0ccdb9c</link>
      <description>
        <![CDATA[<p>Planting is wrapping up across the country and we’re checking in with FMH Regional Claim Managers about what they’re seeing as crops are going into the ground and what areas are impacted by adverse weather conditions. Join host Dave DeCapp as they discuss what areas and crops may be affected, and share important reminders in case of a replant of prevent plant claim. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Planting is wrapping up across the country and we’re checking in with FMH Regional Claim Managers about what they’re seeing as crops are going into the ground and what areas are impacted by adverse weather conditions. Join host Dave DeCapp as they discuss what areas and crops may be affected, and share important reminders in case of a replant of prevent plant claim. </p>]]>
      </content:encoded>
      <pubDate>Tue, 20 May 2025 17:13:19 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f0ccdb9c/ce2f8020.mp3" length="49874549" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>3114</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Planting is wrapping up across the country and we’re checking in with FMH Regional Claim Managers about what they’re seeing as crops are going into the ground and what areas are impacted by adverse weather conditions. Join host Dave DeCapp as they discuss what areas and crops may be affected, and share important reminders in case of a replant of prevent plant claim. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Understanding FSA Programs</title>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>Understanding FSA Programs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">65395ad5-8c1e-43f5-bbb5-c12dfb0ea4e7</guid>
      <link>https://share.transistor.fm/s/e8504dee</link>
      <description>
        <![CDATA[<p>Understanding how Farm Service Agency (FSA) programs work can help farmers make better decisions. Host Dave DeCapp talks with FMH expert and farmer Ken Ripley as he explains how FSA programs work with crop insurance. They also discuss considerations for different regions across the country with fellow FMH expert Derek Watters. </p><p>This episode dives deep into two popular FSA programs and covers:</p><ul><li>Price Loss Coverage (PLC) and Agriculture Risk Coverage (ARC) options</li><li>Program eligibility with SCO and STAX coverages</li><li>Program payment calculation examples</li><li>Important forms to obtain for decision-making</li><li>Decision deadline update</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Understanding how Farm Service Agency (FSA) programs work can help farmers make better decisions. Host Dave DeCapp talks with FMH expert and farmer Ken Ripley as he explains how FSA programs work with crop insurance. They also discuss considerations for different regions across the country with fellow FMH expert Derek Watters. </p><p>This episode dives deep into two popular FSA programs and covers:</p><ul><li>Price Loss Coverage (PLC) and Agriculture Risk Coverage (ARC) options</li><li>Program eligibility with SCO and STAX coverages</li><li>Program payment calculation examples</li><li>Important forms to obtain for decision-making</li><li>Decision deadline update</li></ul>]]>
      </content:encoded>
      <pubDate>Tue, 18 Feb 2025 09:00:12 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/e8504dee/8b908640.mp3" length="49401208" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2047</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Understanding how Farm Service Agency (FSA) programs work can help farmers make better decisions. Host Dave DeCapp talks with FMH expert and farmer Ken Ripley as he explains how FSA programs work with crop insurance. They also discuss considerations for different regions across the country with fellow FMH expert Derek Watters. </p><p>This episode dives deep into two popular FSA programs and covers:</p><ul><li>Price Loss Coverage (PLC) and Agriculture Risk Coverage (ARC) options</li><li>Program eligibility with SCO and STAX coverages</li><li>Program payment calculation examples</li><li>Important forms to obtain for decision-making</li><li>Decision deadline update</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2025 Crop Insurance Decisions</title>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>2025 Crop Insurance Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">72dec173-91ea-47ca-a262-dfc5617f33b8</guid>
      <link>https://share.transistor.fm/s/f3e8edb8</link>
      <description>
        <![CDATA[<p>Sales Closing Dates are quickly approaching, with February 28 and March 17 as deadlines for a majority of FMH policyholders.</p><p> </p><p>FMH experts <strong>Ken Ripley </strong>and <strong>Derek Watters</strong> join Dave in our <a href="https://www.youtube.com/watch?v=Mk_cZyZcGws"><strong>2025 Crop Insurance Decisions episode</strong></a> to discuss the major considerations farmers across the country need to make this year when it comes to their risk management plan.</p><p>We'll cover what farmers need to know while they make their crop insurance decision for spring 2025, including:</p><ul><li>Updates to the federal program</li><li>Updates to FSA programs and how those play into crop insurance</li><li>How to choose coverage considering current crop prices</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Sales Closing Dates are quickly approaching, with February 28 and March 17 as deadlines for a majority of FMH policyholders.</p><p> </p><p>FMH experts <strong>Ken Ripley </strong>and <strong>Derek Watters</strong> join Dave in our <a href="https://www.youtube.com/watch?v=Mk_cZyZcGws"><strong>2025 Crop Insurance Decisions episode</strong></a> to discuss the major considerations farmers across the country need to make this year when it comes to their risk management plan.</p><p>We'll cover what farmers need to know while they make their crop insurance decision for spring 2025, including:</p><ul><li>Updates to the federal program</li><li>Updates to FSA programs and how those play into crop insurance</li><li>How to choose coverage considering current crop prices</li></ul>]]>
      </content:encoded>
      <pubDate>Thu, 13 Feb 2025 15:34:10 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f3e8edb8/bbc63a4c.mp3" length="44592540" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1847</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Sales Closing Dates are quickly approaching, with February 28 and March 17 as deadlines for a majority of FMH policyholders.</p><p> </p><p>FMH experts <strong>Ken Ripley </strong>and <strong>Derek Watters</strong> join Dave in our <a href="https://www.youtube.com/watch?v=Mk_cZyZcGws"><strong>2025 Crop Insurance Decisions episode</strong></a> to discuss the major considerations farmers across the country need to make this year when it comes to their risk management plan.</p><p>We'll cover what farmers need to know while they make their crop insurance decision for spring 2025, including:</p><ul><li>Updates to the federal program</li><li>Updates to FSA programs and how those play into crop insurance</li><li>How to choose coverage considering current crop prices</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Chip Flory on 2025 Ag Economy Impacts to Farmers </title>
      <itunes:episode>46</itunes:episode>
      <podcast:episode>46</podcast:episode>
      <itunes:title>Chip Flory on 2025 Ag Economy Impacts to Farmers </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">df5d055a-ada7-4bce-839c-a89a6a8cddf2</guid>
      <link>https://share.transistor.fm/s/a0bc4fc7</link>
      <description>
        <![CDATA[<p>From the recent Farm Bill extension to the incoming administration, recent political events and the pricing landscape affect the commodity price concerns farmers are facing. </p><p> </p><p>In this episode, AgriTalk’s Chip Flory gives his insight on recent the current ag economy, and shares what is affecting farmers’ finances for 2025. </p><p> </p><p>Co-host Ken Ripley will also share his farmer perspective with points on how to prepare to choose a crop insurance package that helps cover a farmer's break-even point in a tough year.</p><p> </p><p>FMH.com/podcast</p><p> </p><p><em>This podcast is for informational purposes only. See policy provisions, terms, and conditions for details. Opinions expressed on FMH InsureCast do not necessarily reflect the views of Farmer Mutual Hail. </em></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>From the recent Farm Bill extension to the incoming administration, recent political events and the pricing landscape affect the commodity price concerns farmers are facing. </p><p> </p><p>In this episode, AgriTalk’s Chip Flory gives his insight on recent the current ag economy, and shares what is affecting farmers’ finances for 2025. </p><p> </p><p>Co-host Ken Ripley will also share his farmer perspective with points on how to prepare to choose a crop insurance package that helps cover a farmer's break-even point in a tough year.</p><p> </p><p>FMH.com/podcast</p><p> </p><p><em>This podcast is for informational purposes only. See policy provisions, terms, and conditions for details. Opinions expressed on FMH InsureCast do not necessarily reflect the views of Farmer Mutual Hail. </em></p>]]>
      </content:encoded>
      <pubDate>Thu, 16 Jan 2025 12:49:30 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/a0bc4fc7/ffef5e5f.mp3" length="57108871" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2369</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>From the recent Farm Bill extension to the incoming administration, recent political events and the pricing landscape affect the commodity price concerns farmers are facing. </p><p> </p><p>In this episode, AgriTalk’s Chip Flory gives his insight on recent the current ag economy, and shares what is affecting farmers’ finances for 2025. </p><p> </p><p>Co-host Ken Ripley will also share his farmer perspective with points on how to prepare to choose a crop insurance package that helps cover a farmer's break-even point in a tough year.</p><p> </p><p>FMH.com/podcast</p><p> </p><p><em>This podcast is for informational purposes only. See policy provisions, terms, and conditions for details. Opinions expressed on FMH InsureCast do not necessarily reflect the views of Farmer Mutual Hail. </em></p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/a0bc4fc7/transcription.vtt" type="text/vtt" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/a0bc4fc7/transcription.srt" type="application/x-subrip" rel="captions"/>
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      <podcast:transcript url="https://share.transistor.fm/s/a0bc4fc7/transcription" type="text/html"/>
    </item>
    <item>
      <title>What It's Like to Be a Cranberry Farmer and Woman in Ag</title>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>What It's Like to Be a Cranberry Farmer and Woman in Ag</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5ea0e5e2-ce15-45cc-8291-7be2c06fe10d</guid>
      <link>https://share.transistor.fm/s/153e2d27</link>
      <description>
        <![CDATA[<p>Cranberries shine throughout the holiday season, and deserve a special spotlight for their place on traditional menus. Hear stories from two women in agriculture on what it takes to grow cranberries and get them to market in this episode of FMH InsureCast. </p><p> </p><p>Cranberry farmers Amber Bristow (left) and Jenna Van Wychen (right)  - who also works as an FMH agent - tell their stories of farming a unique crop, and discuss the importance that women play in the ag industry. </p><p>Connect with Amber and Jenna!</p><p><strong>Amber Bristow: </strong></p><p>Forward Farming Podcast</p><p><a href="https://rss.com/podcasts/forwardfarming/">https://rss.com/podcasts/forwardfarming/</a></p><p><a href="https://www.youtube.com/@forwardfarmingpodcast">https://www.youtube.com/@forwardfarmingpodcast</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@forwardfarmingpodcast</a></p><p> </p><p>Cranberry Chats</p><p><a href="https://cranberrychats.com/">https://cranberrychats.com/</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@cranberrychats</a></p><p> </p><p><strong>Jenna Van Wychen:</strong></p><p>Wetherby Cranberry Co.</p><p><a href="https://freshcranberries.com/">Freshcranberries.com</a></p><p>Facebook: Wetherby Cranberry Company</p><p><a href="https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts">https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts</a></p><p> </p><p>Vine Vest Insurance <br> <a href="https://vinevest.com/">https://vinevest.com/</a></p><p> </p><p><strong>Wisconsin Cranberries:</strong></p><p>Education, recipes, and more:</p><p><a href="https://www.wiscran.org/"><strong>https://www.wiscran.org/</strong></a></p><p><a href="https://www.facebook.com/WisCranberries"><strong>https://www.facebook.com/WisCranberries</strong></a></p><p>Instagram @wisconsincranberries</p><p>Recipes mentioned in this episode:</p><p> </p><p>Cranberry Tiramisu:</p><p><a href="https://cranberrychats.com/?p=152">Delicious Cranberry Tiramisu Recipe You'll Love - Cranberry Chats</a></p><p>Cranberry Cake with Hot Butter Sauce:</p><p><a href="https://www.facebook.com/100080618163205/posts/1653125818303991/?rdid=ZU2rQF7oMXNyfNcR">(5) Recipe Time! A Family Favorite:... - Wetherby Cranberry Company | Facebook</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Cranberries shine throughout the holiday season, and deserve a special spotlight for their place on traditional menus. Hear stories from two women in agriculture on what it takes to grow cranberries and get them to market in this episode of FMH InsureCast. </p><p> </p><p>Cranberry farmers Amber Bristow (left) and Jenna Van Wychen (right)  - who also works as an FMH agent - tell their stories of farming a unique crop, and discuss the importance that women play in the ag industry. </p><p>Connect with Amber and Jenna!</p><p><strong>Amber Bristow: </strong></p><p>Forward Farming Podcast</p><p><a href="https://rss.com/podcasts/forwardfarming/">https://rss.com/podcasts/forwardfarming/</a></p><p><a href="https://www.youtube.com/@forwardfarmingpodcast">https://www.youtube.com/@forwardfarmingpodcast</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@forwardfarmingpodcast</a></p><p> </p><p>Cranberry Chats</p><p><a href="https://cranberrychats.com/">https://cranberrychats.com/</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@cranberrychats</a></p><p> </p><p><strong>Jenna Van Wychen:</strong></p><p>Wetherby Cranberry Co.</p><p><a href="https://freshcranberries.com/">Freshcranberries.com</a></p><p>Facebook: Wetherby Cranberry Company</p><p><a href="https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts">https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts</a></p><p> </p><p>Vine Vest Insurance <br> <a href="https://vinevest.com/">https://vinevest.com/</a></p><p> </p><p><strong>Wisconsin Cranberries:</strong></p><p>Education, recipes, and more:</p><p><a href="https://www.wiscran.org/"><strong>https://www.wiscran.org/</strong></a></p><p><a href="https://www.facebook.com/WisCranberries"><strong>https://www.facebook.com/WisCranberries</strong></a></p><p>Instagram @wisconsincranberries</p><p>Recipes mentioned in this episode:</p><p> </p><p>Cranberry Tiramisu:</p><p><a href="https://cranberrychats.com/?p=152">Delicious Cranberry Tiramisu Recipe You'll Love - Cranberry Chats</a></p><p>Cranberry Cake with Hot Butter Sauce:</p><p><a href="https://www.facebook.com/100080618163205/posts/1653125818303991/?rdid=ZU2rQF7oMXNyfNcR">(5) Recipe Time! A Family Favorite:... - Wetherby Cranberry Company | Facebook</a></p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Dec 2024 13:18:50 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/153e2d27/7c7215e0.mp3" length="63267943" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2625</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Cranberries shine throughout the holiday season, and deserve a special spotlight for their place on traditional menus. Hear stories from two women in agriculture on what it takes to grow cranberries and get them to market in this episode of FMH InsureCast. </p><p> </p><p>Cranberry farmers Amber Bristow (left) and Jenna Van Wychen (right)  - who also works as an FMH agent - tell their stories of farming a unique crop, and discuss the importance that women play in the ag industry. </p><p>Connect with Amber and Jenna!</p><p><strong>Amber Bristow: </strong></p><p>Forward Farming Podcast</p><p><a href="https://rss.com/podcasts/forwardfarming/">https://rss.com/podcasts/forwardfarming/</a></p><p><a href="https://www.youtube.com/@forwardfarmingpodcast">https://www.youtube.com/@forwardfarmingpodcast</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@forwardfarmingpodcast</a></p><p> </p><p>Cranberry Chats</p><p><a href="https://cranberrychats.com/">https://cranberrychats.com/</a></p><p>Facebook and Instagram: <a href="https://studio.youtube.com/channel/UChigPCFZzupWPD9tYE36YWQ">@cranberrychats</a></p><p> </p><p><strong>Jenna Van Wychen:</strong></p><p>Wetherby Cranberry Co.</p><p><a href="https://freshcranberries.com/">Freshcranberries.com</a></p><p>Facebook: Wetherby Cranberry Company</p><p><a href="https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts">https://www.facebook.com/pages/Wetherby-Cranberry-Company/1417619655187943?fref=ts</a></p><p> </p><p>Vine Vest Insurance <br> <a href="https://vinevest.com/">https://vinevest.com/</a></p><p> </p><p><strong>Wisconsin Cranberries:</strong></p><p>Education, recipes, and more:</p><p><a href="https://www.wiscran.org/"><strong>https://www.wiscran.org/</strong></a></p><p><a href="https://www.facebook.com/WisCranberries"><strong>https://www.facebook.com/WisCranberries</strong></a></p><p>Instagram @wisconsincranberries</p><p>Recipes mentioned in this episode:</p><p> </p><p>Cranberry Tiramisu:</p><p><a href="https://cranberrychats.com/?p=152">Delicious Cranberry Tiramisu Recipe You'll Love - Cranberry Chats</a></p><p>Cranberry Cake with Hot Butter Sauce:</p><p><a href="https://www.facebook.com/100080618163205/posts/1653125818303991/?rdid=ZU2rQF7oMXNyfNcR">(5) Recipe Time! A Family Favorite:... - Wetherby Cranberry Company | Facebook</a></p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Post-Election Impacts to Crop Insurance with guest Tara Smith</title>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>Post-Election Impacts to Crop Insurance with guest Tara Smith</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f1007510-b936-4018-8009-d78dad72ce7f</guid>
      <link>https://share.transistor.fm/s/162c3a76</link>
      <description>
        <![CDATA[<p>What does the future look like for agriculture and crop insurance after the recent U.S. election? Hear insights from new InsureCast host, FMH's Dave DeCapp, and special guest Tara Smith in the latest episode of FMH InsureCast.</p><ul><li>What 2024 election results mean for agriculture and the Farm Bill</li><li>Potential new faces in ag leadership, and the impacts to crop insurance</li><li>CIRB's current messaging to the U.S. House and Senate Ag Committees </li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What does the future look like for agriculture and crop insurance after the recent U.S. election? Hear insights from new InsureCast host, FMH's Dave DeCapp, and special guest Tara Smith in the latest episode of FMH InsureCast.</p><ul><li>What 2024 election results mean for agriculture and the Farm Bill</li><li>Potential new faces in ag leadership, and the impacts to crop insurance</li><li>CIRB's current messaging to the U.S. House and Senate Ag Committees </li></ul>]]>
      </content:encoded>
      <pubDate>Tue, 26 Nov 2024 13:00:00 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/162c3a76/25926d07.mp3" length="46329129" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1919</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What does the future look like for agriculture and crop insurance after the recent U.S. election? Hear insights from new InsureCast host, FMH's Dave DeCapp, and special guest Tara Smith in the latest episode of FMH InsureCast.</p><ul><li>What 2024 election results mean for agriculture and the Farm Bill</li><li>Potential new faces in ag leadership, and the impacts to crop insurance</li><li>CIRB's current messaging to the U.S. House and Senate Ag Committees </li></ul>]]>
      </itunes:summary>
      <itunes:keywords>crop, crop insurance, agriculture, farm bill</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Future of Crop Insurance: Trends That Impact Buying Decisions</title>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>The Future of Crop Insurance: Trends That Impact Buying Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0f7632c5-cf6c-42a3-81c4-2168c90c62ff</guid>
      <link>https://share.transistor.fm/s/90daf429</link>
      <description>
        <![CDATA[<p>The landscape in crop insurance is constantly changing. Hear from FMH's expert staff about trends that will affect farmers' risk management decisions in the latest InsureCast episode.</p><p> </p><p>Plus, tune in for a special note from longtime InsureCast host, FMH's Ryan Benes! </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The landscape in crop insurance is constantly changing. Hear from FMH's expert staff about trends that will affect farmers' risk management decisions in the latest InsureCast episode.</p><p> </p><p>Plus, tune in for a special note from longtime InsureCast host, FMH's Ryan Benes! </p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Sep 2024 14:14:29 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/90daf429/072a93c4.mp3" length="44794291" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1856</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The landscape in crop insurance is constantly changing. Hear from FMH's expert staff about trends that will affect farmers' risk management decisions in the latest InsureCast episode.</p><p> </p><p>Plus, tune in for a special note from longtime InsureCast host, FMH's Ryan Benes! </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/90daf429/transcription.vtt" type="text/vtt" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/90daf429/transcription.srt" type="application/x-subrip" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/90daf429/transcription.json" type="application/json" rel="captions"/>
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      <podcast:transcript url="https://share.transistor.fm/s/90daf429/transcription" type="text/html"/>
    </item>
    <item>
      <title>2024 Crop Tour Update, Price Impacts, and Claim Reminders </title>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>2024 Crop Tour Update, Price Impacts, and Claim Reminders </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ddd63d3f-d394-43ca-98ff-7d72445e3a4b</guid>
      <link>https://share.transistor.fm/s/2fd3ded3</link>
      <description>
        <![CDATA[<p>FMH's crop insurance experts share updates on crop conditions, yield predictions, and impacts to crop prices. They discuss how lower prices will impact claims this year, plus what to know in case of a claim.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>FMH's crop insurance experts share updates on crop conditions, yield predictions, and impacts to crop prices. They discuss how lower prices will impact claims this year, plus what to know in case of a claim.</p>]]>
      </content:encoded>
      <pubDate>Tue, 03 Sep 2024 10:03:50 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/2fd3ded3/f628106b.mp3" length="53241122" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2208</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>FMH's crop insurance experts share updates on crop conditions, yield predictions, and impacts to crop prices. They discuss how lower prices will impact claims this year, plus what to know in case of a claim.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/2fd3ded3/transcription.vtt" type="text/vtt" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/2fd3ded3/transcription.srt" type="application/x-subrip" rel="captions"/>
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      <podcast:transcript url="https://share.transistor.fm/s/2fd3ded3/transcription" type="text/html"/>
    </item>
    <item>
      <title>ECO Update: How 2023 Is Paying Out &amp; Subsidy Increase News</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>ECO Update: How 2023 Is Paying Out &amp; Subsidy Increase News</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f83a2933-244c-49b7-b26a-9f77eb443bd7</guid>
      <link>https://share.transistor.fm/s/2d8ccd44</link>
      <description>
        <![CDATA[<p>Learn about how ECO performed for 2023, along with the recent news of increased subsidies for the 2025 ECO program and what that means for farmers.  </p><p>Check out the <a href="https://youtu.be/2rstq31aszY%20">video</a> version of this episode on FMH's <a href="https://youtu.be/2rstq31aszY">YouTube</a> channel!<br> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Learn about how ECO performed for 2023, along with the recent news of increased subsidies for the 2025 ECO program and what that means for farmers.  </p><p>Check out the <a href="https://youtu.be/2rstq31aszY%20">video</a> version of this episode on FMH's <a href="https://youtu.be/2rstq31aszY">YouTube</a> channel!<br> </p>]]>
      </content:encoded>
      <pubDate>Mon, 24 Jun 2024 12:43:52 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/2d8ccd44/00dfd33a.mp3" length="46387673" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1923</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Learn about how ECO performed for 2023, along with the recent news of increased subsidies for the 2025 ECO program and what that means for farmers.  </p><p>Check out the <a href="https://youtu.be/2rstq31aszY%20">video</a> version of this episode on FMH's <a href="https://youtu.be/2rstq31aszY">YouTube</a> channel!<br> </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/2d8ccd44/transcription.vtt" type="text/vtt" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/2d8ccd44/transcription.srt" type="application/x-subrip" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/2d8ccd44/transcription.json" type="application/json" rel="captions"/>
      <podcast:transcript url="https://share.transistor.fm/s/2d8ccd44/transcription.txt" type="text/plain"/>
      <podcast:transcript url="https://share.transistor.fm/s/2d8ccd44/transcription" type="text/html"/>
    </item>
    <item>
      <title>Wet Conditions and Prevent Plant, Farm Bill Updates</title>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>Wet Conditions and Prevent Plant, Farm Bill Updates</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">712b32b3-2c9a-4d25-8a0f-c75e39504221</guid>
      <link>https://share.transistor.fm/s/2f23dccf</link>
      <description>
        <![CDATA[<p>Wet conditions are causing prevented planting and late planting in parts of the country. FMH's Ryan Benes and George Raife tackle what you need to know about crop insurance impacts by wet planting conditions. Plus, Ryan shares an update on Farm Bill proposals and what they mean for crop insurance. </p><p>Also, Ryan chats with CMO Pat Faga about our annual St. Baldrick's event where Ryan will shave his head. Support the cause:<br><a href="https://www.stbaldricks.org/participants/mypage/1147599/2024">Click here to donate!</a> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Wet conditions are causing prevented planting and late planting in parts of the country. FMH's Ryan Benes and George Raife tackle what you need to know about crop insurance impacts by wet planting conditions. Plus, Ryan shares an update on Farm Bill proposals and what they mean for crop insurance. </p><p>Also, Ryan chats with CMO Pat Faga about our annual St. Baldrick's event where Ryan will shave his head. Support the cause:<br><a href="https://www.stbaldricks.org/participants/mypage/1147599/2024">Click here to donate!</a> </p>]]>
      </content:encoded>
      <pubDate>Thu, 16 May 2024 14:22:17 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/2f23dccf/6b607c9d.mp3" length="62393681" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2591</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Wet conditions are causing prevented planting and late planting in parts of the country. FMH's Ryan Benes and George Raife tackle what you need to know about crop insurance impacts by wet planting conditions. Plus, Ryan shares an update on Farm Bill proposals and what they mean for crop insurance. </p><p>Also, Ryan chats with CMO Pat Faga about our annual St. Baldrick's event where Ryan will shave his head. Support the cause:<br><a href="https://www.stbaldricks.org/participants/mypage/1147599/2024">Click here to donate!</a> </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2024 Planting Reminders &amp; Acreage Reporting Tips</title>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>2024 Planting Reminders &amp; Acreage Reporting Tips</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c89673f1-bee1-4df3-82e1-55338bd2fb8b</guid>
      <link>https://share.transistor.fm/s/c7b6a64b</link>
      <description>
        <![CDATA[<p>Planting 2024 is underway! Listen as host Ryan Benes chats with FMH's Sarah Dunnick and Marc Husman on reminders for planting season including early plant dates and what to do in case of prevented planting. They discuss ways that farmers and agents can make the acreage reporting process as smooth as possible by sharing reporting methods and tips to save time, and how Precision Solutions can result in premium savings and time during a claim. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Planting 2024 is underway! Listen as host Ryan Benes chats with FMH's Sarah Dunnick and Marc Husman on reminders for planting season including early plant dates and what to do in case of prevented planting. They discuss ways that farmers and agents can make the acreage reporting process as smooth as possible by sharing reporting methods and tips to save time, and how Precision Solutions can result in premium savings and time during a claim. </p>]]>
      </content:encoded>
      <pubDate>Wed, 10 Apr 2024 15:38:26 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/c7b6a64b/281ab36d.mp3" length="38720619" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1605</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Planting 2024 is underway! Listen as host Ryan Benes chats with FMH's Sarah Dunnick and Marc Husman on reminders for planting season including early plant dates and what to do in case of prevented planting. They discuss ways that farmers and agents can make the acreage reporting process as smooth as possible by sharing reporting methods and tips to save time, and how Precision Solutions can result in premium savings and time during a claim. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2024 Crop Insurance Decision Factors</title>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>2024 Crop Insurance Decision Factors</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5baa601e-7c75-4a88-b18f-06bd681788cb</guid>
      <link>https://share.transistor.fm/s/2ed28f4c</link>
      <description>
        <![CDATA[<p>With spring crop insurance deadlines looming, Ryan Benes and Kody McDowell discuss factors farmers should consider as they make their crop insurance decisions. They discuss how crop prices will impact those decisions, how to choose coverage levels, and how supplemental products can fill coverage gaps. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>With spring crop insurance deadlines looming, Ryan Benes and Kody McDowell discuss factors farmers should consider as they make their crop insurance decisions. They discuss how crop prices will impact those decisions, how to choose coverage levels, and how supplemental products can fill coverage gaps. </p>]]>
      </content:encoded>
      <pubDate>Wed, 14 Feb 2024 16:21:59 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/2ed28f4c/4daa0d62.mp3" length="41635065" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1725</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>With spring crop insurance deadlines looming, Ryan Benes and Kody McDowell discuss factors farmers should consider as they make their crop insurance decisions. They discuss how crop prices will impact those decisions, how to choose coverage levels, and how supplemental products can fill coverage gaps. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>FSA Programs &amp; Crop Insurance 2024 Decisions</title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>FSA Programs &amp; Crop Insurance 2024 Decisions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">991b836a-295d-4ef5-b730-3fe8843582be</guid>
      <link>https://share.transistor.fm/s/f94ea549</link>
      <description>
        <![CDATA[<p>UPDATED This time of year, producers are making decisions about FSA programs. However, the price environment is much different from a year ago. How might these changes impact this year's crop insurance decisions? </p><p> </p><p>Learn how each FSA program interacts with crop insurance from FMH experts Ryan Benes and Ken Ripley in the latest InsureCast video episode. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>UPDATED This time of year, producers are making decisions about FSA programs. However, the price environment is much different from a year ago. How might these changes impact this year's crop insurance decisions? </p><p> </p><p>Learn how each FSA program interacts with crop insurance from FMH experts Ryan Benes and Ken Ripley in the latest InsureCast video episode. </p>]]>
      </content:encoded>
      <pubDate>Wed, 31 Jan 2024 09:38:48 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f94ea549/2286b941.mp3" length="54224343" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2249</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>UPDATED This time of year, producers are making decisions about FSA programs. However, the price environment is much different from a year ago. How might these changes impact this year's crop insurance decisions? </p><p> </p><p>Learn how each FSA program interacts with crop insurance from FMH experts Ryan Benes and Ken Ripley in the latest InsureCast video episode. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Optimizing Coverage with SCO, ECO, and Plus Products</title>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>Optimizing Coverage with SCO, ECO, and Plus Products</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8994e25b-3856-4af3-a377-6a8a52b7d374</guid>
      <link>https://share.transistor.fm/s/db16dc0e</link>
      <description>
        <![CDATA[<p> ECO, SCO, and FMH's exclusive supplemental band products can be stacked to optimize a risk management plan with higher levels of coverage and to protect profits, especially in years with harvest price drops. </p><p> <br>Learn how to combine these products for up to 95% coverage with FMH experts Ryan Benes and Ken Ripley </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> ECO, SCO, and FMH's exclusive supplemental band products can be stacked to optimize a risk management plan with higher levels of coverage and to protect profits, especially in years with harvest price drops. </p><p> <br>Learn how to combine these products for up to 95% coverage with FMH experts Ryan Benes and Ken Ripley </p>]]>
      </content:encoded>
      <pubDate>Thu, 04 Jan 2024 16:20:33 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/db16dc0e/2a13683d.mp3" length="62524201" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2595</itunes:duration>
      <itunes:summary>
        <![CDATA[<p> ECO, SCO, and FMH's exclusive supplemental band products can be stacked to optimize a risk management plan with higher levels of coverage and to protect profits, especially in years with harvest price drops. </p><p> <br>Learn how to combine these products for up to 95% coverage with FMH experts Ryan Benes and Ken Ripley </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Back to Basics - MPCI Products</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>Back to Basics - MPCI Products</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4294edff-150b-4726-8934-0bad62179123</guid>
      <link>https://share.transistor.fm/s/007db8e7</link>
      <description>
        <![CDATA[<p><a href="https://youtu.be/lBNVSTM39sE?si=e0p6QQE4l6GTlIir">Check out this episode on YouTube</a>. <br>Ryan Benes and Sheila Backer review the basics of the federal crop insurance program including which perils MPCI coverage protects against, popular plan options, and how to choose coverage. They also cover important dates and record-keeping recommendations, plus tips to reduce errors throughout the crop insurance cycle.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://youtu.be/lBNVSTM39sE?si=e0p6QQE4l6GTlIir">Check out this episode on YouTube</a>. <br>Ryan Benes and Sheila Backer review the basics of the federal crop insurance program including which perils MPCI coverage protects against, popular plan options, and how to choose coverage. They also cover important dates and record-keeping recommendations, plus tips to reduce errors throughout the crop insurance cycle.</p>]]>
      </content:encoded>
      <pubDate>Wed, 20 Dec 2023 10:15:02 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/007db8e7/e4c396b5.mp3" length="40506476" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1678</itunes:duration>
      <itunes:summary>
        <![CDATA[<p><a href="https://youtu.be/lBNVSTM39sE?si=e0p6QQE4l6GTlIir">Check out this episode on YouTube</a>. <br>Ryan Benes and Sheila Backer review the basics of the federal crop insurance program including which perils MPCI coverage protects against, popular plan options, and how to choose coverage. They also cover important dates and record-keeping recommendations, plus tips to reduce errors throughout the crop insurance cycle.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Back to Basics - Private Products</title>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>Back to Basics - Private Products</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6ef506e8-be80-49e8-b785-e27d203f49e0</guid>
      <link>https://share.transistor.fm/s/eb9e0666</link>
      <description>
        <![CDATA[<p><a href="https://youtu.be/R9RP-kAJWkU?si=oO71pAqvpd08zUC2">Check out this episode on YouTube.</a><br>Ryan Benes and Laura Held discuss private products including Crop Hail and band products, and why farmers should consider adding them. They touch on how private products can fill the gaps left by MPCI coverage. The two share tips on deciding on which private products to add to a risk management plan. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://youtu.be/R9RP-kAJWkU?si=oO71pAqvpd08zUC2">Check out this episode on YouTube.</a><br>Ryan Benes and Laura Held discuss private products including Crop Hail and band products, and why farmers should consider adding them. They touch on how private products can fill the gaps left by MPCI coverage. The two share tips on deciding on which private products to add to a risk management plan. </p>]]>
      </content:encoded>
      <pubDate>Wed, 20 Dec 2023 09:00:00 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/eb9e0666/9cb6c74d.mp3" length="40200587" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1665</itunes:duration>
      <itunes:summary>
        <![CDATA[<p><a href="https://youtu.be/R9RP-kAJWkU?si=oO71pAqvpd08zUC2">Check out this episode on YouTube.</a><br>Ryan Benes and Laura Held discuss private products including Crop Hail and band products, and why farmers should consider adding them. They touch on how private products can fill the gaps left by MPCI coverage. The two share tips on deciding on which private products to add to a risk management plan. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's Ahead for 2024 - Spring Update Preview</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>What's Ahead for 2024 - Spring Update Preview</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">389c25b4-3ef5-48ab-824f-c86a3a45f569</guid>
      <link>https://share.transistor.fm/s/cc5b023f</link>
      <description>
        <![CDATA[<p>Get a sneak peek at topics you'll hear about as you attend Spring Update trainings and farmer meetings in the coming months. Host Ryan Benes talks with guest Kelly Luett, FMH Regional Trainer, about federal program updates for 2024, as well as FMH private products for farmers to consider as they make their crop insurance plans for next year.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Get a sneak peek at topics you'll hear about as you attend Spring Update trainings and farmer meetings in the coming months. Host Ryan Benes talks with guest Kelly Luett, FMH Regional Trainer, about federal program updates for 2024, as well as FMH private products for farmers to consider as they make their crop insurance plans for next year.</p>]]>
      </content:encoded>
      <pubDate>Thu, 14 Dec 2023 11:05:25 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/cc5b023f/6ed9f100.mp3" length="17214995" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>707</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Get a sneak peek at topics you'll hear about as you attend Spring Update trainings and farmer meetings in the coming months. Host Ryan Benes talks with guest Kelly Luett, FMH Regional Trainer, about federal program updates for 2024, as well as FMH private products for farmers to consider as they make their crop insurance plans for next year.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Lower Harvest Prices Mean for Production Claims</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>What Lower Harvest Prices Mean for Production Claims</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f6b76f76-4686-4817-be95-d397eb26ffbc</guid>
      <link>https://share.transistor.fm/s/3c654205</link>
      <description>
        <![CDATA[<p>With commodity prices lower from this spring, farmers might be wondering if they have a claim. Host Ryan Benes talks with guest Zach Allsup, FMH Field Claims AVP, on what agents and farmers need to know, policy payout examples and how to have the best claims experience.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>With commodity prices lower from this spring, farmers might be wondering if they have a claim. Host Ryan Benes talks with guest Zach Allsup, FMH Field Claims AVP, on what agents and farmers need to know, policy payout examples and how to have the best claims experience.</p>]]>
      </content:encoded>
      <pubDate>Thu, 19 Oct 2023 12:35:41 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/3c654205/d4d345e8.mp3" length="35824127" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1483</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>With commodity prices lower from this spring, farmers might be wondering if they have a claim. Host Ryan Benes talks with guest Zach Allsup, FMH Field Claims AVP, on what agents and farmers need to know, policy payout examples and how to have the best claims experience.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Grain Marketing and Crop Insurance, Margin Protection Decision Considerations</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>Grain Marketing and Crop Insurance, Margin Protection Decision Considerations</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e768c86f-ef75-43d1-a879-a91ad7d01377</guid>
      <link>https://share.transistor.fm/s/d7cd8d21</link>
      <description>
        <![CDATA[<p>Hear from our in-house experts, plus special guest Jake Moline of Stone X, on the power of using forward marketing and crop insurance for maximum risk management. They give an update on current crop conditions and markets, plus discuss the upcoming decision farmers are making on Margin Protection. </p><p>To subscribe to Jake's newsletter, contact jake.moline@stonex.com</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Hear from our in-house experts, plus special guest Jake Moline of Stone X, on the power of using forward marketing and crop insurance for maximum risk management. They give an update on current crop conditions and markets, plus discuss the upcoming decision farmers are making on Margin Protection. </p><p>To subscribe to Jake's newsletter, contact jake.moline@stonex.com</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Sep 2023 10:28:48 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/d7cd8d21/9ea00002.mp3" length="70491751" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2928</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Hear from our in-house experts, plus special guest Jake Moline of Stone X, on the power of using forward marketing and crop insurance for maximum risk management. They give an update on current crop conditions and markets, plus discuss the upcoming decision farmers are making on Margin Protection. </p><p>To subscribe to Jake's newsletter, contact jake.moline@stonex.com</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Fall Updates Preview &amp; Margin Protection Expansion</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>Fall Updates Preview &amp; Margin Protection Expansion</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a743d834-aa6a-4a9b-bb02-7afe0dc9275e</guid>
      <link>https://share.transistor.fm/s/6c4dc1bf</link>
      <description>
        <![CDATA[<p>What do agents and farmers need to keep in mind as fall crop insurance deadlines approach? Hear about recent program updates from FMH trainer, Derek Watters. Plus, learn about the expansion of the Margin Protection program as Ryan Benes and Ken Ripley chat about what to consider with current conditions. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What do agents and farmers need to keep in mind as fall crop insurance deadlines approach? Hear about recent program updates from FMH trainer, Derek Watters. Plus, learn about the expansion of the Margin Protection program as Ryan Benes and Ken Ripley chat about what to consider with current conditions. </p>]]>
      </content:encoded>
      <pubDate>Wed, 26 Jul 2023 14:27:35 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/6c4dc1bf/a3135bc8.mp3" length="50542062" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2097</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What do agents and farmers need to keep in mind as fall crop insurance deadlines approach? Hear about recent program updates from FMH trainer, Derek Watters. Plus, learn about the expansion of the Margin Protection program as Ryan Benes and Ken Ripley chat about what to consider with current conditions. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Ag Brokerage Solutions - Get to Know FMH's New Ag-Focused Brokerage</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Ag Brokerage Solutions - Get to Know FMH's New Ag-Focused Brokerage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a7c3e4a9-a19e-4251-8f21-e9c0ec367ba5</guid>
      <link>https://share.transistor.fm/s/5748a760</link>
      <description>
        <![CDATA[<p>FMH recently announced the launch of its newest company, Ag Brokerage Solutions™ (ABS). Ryan Benes chats with Brent Walker, Chief Brokerage Officer, and Willie Jones, AVP P&amp;C Sales, on what makes ABS unique and beneficial for both farmers and agents in the latest FMH InsureCast.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>FMH recently announced the launch of its newest company, Ag Brokerage Solutions™ (ABS). Ryan Benes chats with Brent Walker, Chief Brokerage Officer, and Willie Jones, AVP P&amp;C Sales, on what makes ABS unique and beneficial for both farmers and agents in the latest FMH InsureCast.</p>]]>
      </content:encoded>
      <pubDate>Thu, 18 May 2023 08:58:10 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/5748a760/c2096cad.mp3" length="44466881" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1844</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>FMH recently announced the launch of its newest company, Ag Brokerage Solutions™ (ABS). Ryan Benes chats with Brent Walker, Chief Brokerage Officer, and Willie Jones, AVP P&amp;C Sales, on what makes ABS unique and beneficial for both farmers and agents in the latest FMH InsureCast.</p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Planting Updates, Claims Reminders, &amp; Tips for Easy Acreage Reporting</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Planting Updates, Claims Reminders, &amp; Tips for Easy Acreage Reporting</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1d2a9872-285e-40bd-9499-ee78aad9260d</guid>
      <link>https://share.transistor.fm/s/26deee16</link>
      <description>
        <![CDATA[<p>Planting is progressing across the country, so we've brought in our Regional Claims Managers to give updates from their areas, plus they share what to know if conditions aren't ideal such as prevented planting. Also, hear helpful reminders to ensure a smooth acreage reporting process. </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Planting is progressing across the country, so we've brought in our Regional Claims Managers to give updates from their areas, plus they share what to know if conditions aren't ideal such as prevented planting. Also, hear helpful reminders to ensure a smooth acreage reporting process. </p>]]>
      </content:encoded>
      <pubDate>Wed, 05 Apr 2023 08:04:31 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/26deee16/33f8825e.mp3" length="51497821" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2137</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Planting is progressing across the country, so we've brought in our Regional Claims Managers to give updates from their areas, plus they share what to know if conditions aren't ideal such as prevented planting. Also, hear helpful reminders to ensure a smooth acreage reporting process. </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Industry Update: Trends in Machinery Values</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Industry Update: Trends in Machinery Values</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4eceb62d-f0b6-4359-bde5-e3043369f273</guid>
      <link>https://share.transistor.fm/s/b1f2f64b</link>
      <description>
        <![CDATA[<p>Many farmers are making important decisions about crop insurance this season. But, are they thinking about adequate coverage on their machinery too? Learn about the impact of inflation and technology on machinery values from industry guest, Mark Hennessey with INEDA.  </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Many farmers are making important decisions about crop insurance this season. But, are they thinking about adequate coverage on their machinery too? Learn about the impact of inflation and technology on machinery values from industry guest, Mark Hennessey with INEDA.  </p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Feb 2023 10:24:53 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/b1f2f64b/f17c461e.mp3" length="29141962" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1212</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Many farmers are making important decisions about crop insurance this season. But, are they thinking about adequate coverage on their machinery too? Learn about the impact of inflation and technology on machinery values from industry guest, Mark Hennessey with INEDA.  </p>]]>
      </itunes:summary>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023 Crop Insurance Decision Factors</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>2023 Crop Insurance Decision Factors</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6f49e7b6-63e9-4d9f-b789-e294c79d844c</guid>
      <link>https://share.transistor.fm/s/f2178132</link>
      <description>
        <![CDATA[What do producers need to know before making critical crop insurance decisions this year? Find out important updates on the current price environment, supplemental products, and federal program changes farmers should know from two of our sales team experts, Ken Ripley and Ryan Benes.]]>
      </description>
      <content:encoded>
        <![CDATA[What do producers need to know before making critical crop insurance decisions this year? Find out important updates on the current price environment, supplemental products, and federal program changes farmers should know from two of our sales team experts, Ken Ripley and Ryan Benes.]]>
      </content:encoded>
      <pubDate>Fri, 03 Feb 2023 10:07:16 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f2178132/c999e82e.mp3" length="55605582" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2308</itunes:duration>
      <itunes:summary>What do producers need to know before making critical crop insurance decisions this year? Find out important updates on the current price environment, supplemental products, and federal program changes farmers should know from two of our sales team experts, Ken Ripley and Ryan Benes.</itunes:summary>
      <itunes:subtitle>What do producers need to know before making critical crop insurance decisions this year? Find out important updates on the current price environment, supplemental products, and federal program changes farmers should know from two of our sales team expert</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023 Spring Updates Preview</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>2023 Spring Updates Preview</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3789f9fe-c434-4c03-a7e7-2e9d0aad0136</guid>
      <link>https://share.transistor.fm/s/6a4e7037</link>
      <description>
        <![CDATA[Get a sneak peek at topics you'll be hearing about at Spring Update and farmer meetings in the coming months. In this episode of FMH InsureCast, host Ryan Benes and featured guest Derek Watters preview federal program updates for 2023, as well as supplemental FMH coverages for farmers to consider heading into the new year.]]>
      </description>
      <content:encoded>
        <![CDATA[Get a sneak peek at topics you'll be hearing about at Spring Update and farmer meetings in the coming months. In this episode of FMH InsureCast, host Ryan Benes and featured guest Derek Watters preview federal program updates for 2023, as well as supplemental FMH coverages for farmers to consider heading into the new year.]]>
      </content:encoded>
      <pubDate>Thu, 15 Dec 2022 11:13:54 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/6a4e7037/0f98cb02.mp3" length="13562531" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>844</itunes:duration>
      <itunes:summary>Get a sneak peek at topics you'll be hearing about at Spring Update and farmer meetings in the coming months. In this episode of FMH InsureCast, host Ryan Benes and featured guest Derek Watters preview federal program updates for 2023, as well as supplemental FMH coverages for farmers to consider heading into the new year.</itunes:summary>
      <itunes:subtitle>Get a sneak peek at topics you'll be hearing about at Spring Update and farmer meetings in the coming months. In this episode of FMH InsureCast, host Ryan Benes and featured guest Derek Watters preview federal program updates for 2023, as well as suppleme</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Keeps Farmers Up at Night? With Guest Dr. Steve Johnson</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>What Keeps Farmers Up at Night? With Guest Dr. Steve Johnson</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7f594df8-0d64-4bc2-800d-e5c7e83fae11</guid>
      <link>https://share.transistor.fm/s/db7d29aa</link>
      <description>
        <![CDATA[Recorded live at FMH's recent National Agent Summit, speaker Dr. Steve Johnson stops by the podcast to talk with host Ryan Benes and guest Ken Ripley about recent issues impacting farmers and recommendations on managing these issues with their risk management plans.]]>
      </description>
      <content:encoded>
        <![CDATA[Recorded live at FMH's recent National Agent Summit, speaker Dr. Steve Johnson stops by the podcast to talk with host Ryan Benes and guest Ken Ripley about recent issues impacting farmers and recommendations on managing these issues with their risk management plans.]]>
      </content:encoded>
      <pubDate>Fri, 18 Nov 2022 09:03:39 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/db7d29aa/5abb6a7a.mp3" length="37693449" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1562</itunes:duration>
      <itunes:summary>Recorded live at FMH's recent National Agent Summit, speaker Dr. Steve Johnson stops by the podcast to talk with host Ryan Benes and guest Ken Ripley about recent issues impacting farmers and recommendations on managing these issues with their risk management plans.</itunes:summary>
      <itunes:subtitle>Recorded live at FMH's recent National Agent Summit, speaker Dr. Steve Johnson stops by the podcast to talk with host Ryan Benes and guest Ken Ripley about recent issues impacting farmers and recommendations on managing these issues with their risk manage</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Election Impacts to Crop Insurance with Tara Smith</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Election Impacts to Crop Insurance with Tara Smith</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a6a209ec-c7ff-452b-8904-f7cb9bd8bc3b</guid>
      <link>https://share.transistor.fm/s/d30e8e7b</link>
      <description>
        <![CDATA[How does the recent election and legislation impact crop insurance? Find out in this special episode recorded live at FMH's National Agent Summit with crop insurance and legislative expert Tara Smith.]]>
      </description>
      <content:encoded>
        <![CDATA[How does the recent election and legislation impact crop insurance? Find out in this special episode recorded live at FMH's National Agent Summit with crop insurance and legislative expert Tara Smith.]]>
      </content:encoded>
      <pubDate>Mon, 14 Nov 2022 12:58:57 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/d30e8e7b/eac6ecbb.mp3" length="19627185" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>810</itunes:duration>
      <itunes:summary>How does the recent election and legislation impact crop insurance? Find out in this special episode recorded live at FMH's National Agent Summit with crop insurance and legislative expert Tara Smith.</itunes:summary>
      <itunes:subtitle>How does the recent election and legislation impact crop insurance? Find out in this special episode recorded live at FMH's National Agent Summit with crop insurance and legislative expert Tara Smith.</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>PRF Protection for Growers with Grazing Land, Hay, and Pasture</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>PRF Protection for Growers with Grazing Land, Hay, and Pasture</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ab356d88-7dfd-47ed-942c-cffaa4180435</guid>
      <link>https://share.transistor.fm/s/2481658c</link>
      <description>
        <![CDATA[Growers with grazing land, hay, or pasture acres can benefit from better protection against dry conditions which can cause additional costs for feed, destocking, or depopulating of livestock. With these acres found across the country, Pasture, Rangeland, and Forage (PRF) coverage continues to gain in popularity.]]>
      </description>
      <content:encoded>
        <![CDATA[Growers with grazing land, hay, or pasture acres can benefit from better protection against dry conditions which can cause additional costs for feed, destocking, or depopulating of livestock. With these acres found across the country, Pasture, Rangeland, and Forage (PRF) coverage continues to gain in popularity.]]>
      </content:encoded>
      <pubDate>Mon, 10 Oct 2022 10:12:01 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/2481658c/98fa938e.mp3" length="48193883" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2006</itunes:duration>
      <itunes:summary>Growers with grazing land, hay, or pasture acres can benefit from better protection against dry conditions which can cause additional costs for feed, destocking, or depopulating of livestock. With these acres found across the country, Pasture, Rangeland, and Forage (PRF) coverage continues to gain in popularity.</itunes:summary>
      <itunes:subtitle>Growers with grazing land, hay, or pasture acres can benefit from better protection against dry conditions which can cause additional costs for feed, destocking, or depopulating of livestock. With these acres found across the country, Pasture, Rangeland, </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Special Episode: Supporting Farmers' Mental Health with QPR</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>Special Episode: Supporting Farmers' Mental Health with QPR</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a358d47f-9b75-44d2-a85a-c1d1171f254e</guid>
      <link>https://share.transistor.fm/s/b8b07f33</link>
      <description>
        <![CDATA[Attention listeners: This podcast includes content pertaining to suicide prevention which may evoke strong emotions for some listeners.

Scott Johnson, FMH Sales Manager, shares how while growing up in a farming community, he saw first-hand how the stress and struggles of the job impact farmers every day and how he decided to get involved to aid those around him who may be struggling mentally.]]>
      </description>
      <content:encoded>
        <![CDATA[Attention listeners: This podcast includes content pertaining to suicide prevention which may evoke strong emotions for some listeners.

Scott Johnson, FMH Sales Manager, shares how while growing up in a farming community, he saw first-hand how the stress and struggles of the job impact farmers every day and how he decided to get involved to aid those around him who may be struggling mentally.]]>
      </content:encoded>
      <pubDate>Wed, 28 Sep 2022 08:24:28 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/b8b07f33/308209cc.mp3" length="15446485" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>961</itunes:duration>
      <itunes:summary>Attention listeners: This podcast includes content pertaining to suicide prevention which may evoke strong emotions for some listeners.

Scott Johnson, FMH Sales Manager, shares how while growing up in a farming community, he saw first-hand how the stress and struggles of the job impact farmers every day and how he decided to get involved to aid those around him who may be struggling mentally.</itunes:summary>
      <itunes:subtitle>Attention listeners: This podcast includes content pertaining to suicide prevention which may evoke strong emotions for some listeners.

Scott Johnson, FMH Sales Manager, shares how while growing up in a farming community, he saw first-hand how the stre</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Fertilizer Market Concerns and Margin Protection with Guest Josh Linville</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Fertilizer Market Concerns and Margin Protection with Guest Josh Linville</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a4ee184e-efc2-4fec-bdbf-02a474bf6078</guid>
      <link>https://share.transistor.fm/s/de58a13a</link>
      <description>
        <![CDATA[Josh Linville with Stone X shares insight into what is happening with fertilizer markets and what farmers should consider while making decisions before harvest. Ryan Benes and Ken Ripley discuss how Margin Protection could help protect against the volatility these input costs are experiencing. ]]>
      </description>
      <content:encoded>
        <![CDATA[Josh Linville with Stone X shares insight into what is happening with fertilizer markets and what farmers should consider while making decisions before harvest. Ryan Benes and Ken Ripley discuss how Margin Protection could help protect against the volatility these input costs are experiencing. ]]>
      </content:encoded>
      <pubDate>Thu, 15 Sep 2022 14:48:51 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/de58a13a/5b597935.mp3" length="32197932" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1334</itunes:duration>
      <itunes:summary>Josh Linville with Stone X shares insight into what is happening with fertilizer markets and what farmers should consider while making decisions before harvest. Ryan Benes and Ken Ripley discuss how Margin Protection could help protect against the volatility these input costs are experiencing. </itunes:summary>
      <itunes:subtitle>Josh Linville with Stone X shares insight into what is happening with fertilizer markets and what farmers should consider while making decisions before harvest. Ryan Benes and Ken Ripley discuss how Margin Protection could help protect against the volatil</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Understanding Margin Protection and Who It’s Right For</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>Understanding Margin Protection and Who It’s Right For</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ba5713b2-4443-4544-8d13-d4dffdb0061a</guid>
      <link>https://share.transistor.fm/s/9c3793e7</link>
      <description>
        <![CDATA[<p>To view the video version of this episode, visit <a href="https://www.youtube.com/c/FmhInsurance">FMH's YouTube</a> channel or <a href="https://www.fmh.com/insurance/crop/federal-products/margin-protection">FMH.com Margin Protection</a> page.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>To view the video version of this episode, visit <a href="https://www.youtube.com/c/FmhInsurance">FMH's YouTube</a> channel or <a href="https://www.fmh.com/insurance/crop/federal-products/margin-protection">FMH.com Margin Protection</a> page.</p>]]>
      </content:encoded>
      <pubDate>Wed, 31 Aug 2022 14:39:22 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/9c3793e7/bfa58806.mp3" length="59646880" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2478</itunes:duration>
      <itunes:summary>In this special video episode of FMH InsureCast, sales team members Ryan Benes and Ken Ripley walk through the ins and outs of Margin Protection coverage and how to protect against potential cost fluctuations of select inputs. </itunes:summary>
      <itunes:subtitle>In this special video episode of FMH InsureCast, sales team members Ryan Benes and Ken Ripley walk through the ins and outs of Margin Protection coverage and how to protect against potential cost fluctuations of select inputs. </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Protection Against Cyber Attacks with Guest Ken Grothe</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Protection Against Cyber Attacks with Guest Ken Grothe</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">79feac68-f1b1-4741-be57-e84c31de3d01</guid>
      <link>https://share.transistor.fm/s/16646010</link>
      <description>
        <![CDATA[Cyber attacks can halt operations, create unnecessary costs, and be a headache to deal with. Farmers who depend on technology and large amounts of data to run their operations can be particularly vulnerable to these risks. Ryan Benes and Willie Jones from FMH welcome guest Ken Grothe from HSB to discuss how farmers can protect themselves from cyber attacks. ]]>
      </description>
      <content:encoded>
        <![CDATA[Cyber attacks can halt operations, create unnecessary costs, and be a headache to deal with. Farmers who depend on technology and large amounts of data to run their operations can be particularly vulnerable to these risks. Ryan Benes and Willie Jones from FMH welcome guest Ken Grothe from HSB to discuss how farmers can protect themselves from cyber attacks. ]]>
      </content:encoded>
      <pubDate>Wed, 17 Aug 2022 15:37:39 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/16646010/6610d3ad.mp3" length="36722760" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1522</itunes:duration>
      <itunes:summary>Cyber attacks can halt operations, create unnecessary costs, and be a headache to deal with. Farmers who depend on technology and large amounts of data to run their operations can be particularly vulnerable to these risks. Ryan Benes and Willie Jones from FMH welcome guest Ken Grothe from HSB to discuss how farmers can protect themselves from cyber attacks. </itunes:summary>
      <itunes:subtitle>Cyber attacks can halt operations, create unnecessary costs, and be a headache to deal with. Farmers who depend on technology and large amounts of data to run their operations can be particularly vulnerable to these risks. Ryan Benes and Willie Jones from</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Emergency Relief Program - How it Impacts Producers and Agents</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Emergency Relief Program - How it Impacts Producers and Agents</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ba18eec9-52c1-4839-8494-76d6332142f6</guid>
      <link>https://share.transistor.fm/s/e4f0d125</link>
      <description>
        <![CDATA[<p>Ken Ripley interviews Tom Sell to help clarify areas of the program including:</p><ul><li>Application and certification process</li><li>Who qualifies and how payments are calculated</li><li>Role of the producer and crop insurance agent </li><li>Clarifications on frequently asked questions</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Ken Ripley interviews Tom Sell to help clarify areas of the program including:</p><ul><li>Application and certification process</li><li>Who qualifies and how payments are calculated</li><li>Role of the producer and crop insurance agent </li><li>Clarifications on frequently asked questions</li></ul>]]>
      </content:encoded>
      <pubDate>Mon, 13 Jun 2022 10:45:05 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/e4f0d125/15a65346.mp3" length="65383978" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2716</itunes:duration>
      <itunes:summary>FMH's Ken Ripley talks with Tom Sell with Combest, Sell &amp;amp; Associates, representing the Crop Insurance Professionals Association (CIPA), about what the Emergency Relief Program means for producers and agents.</itunes:summary>
      <itunes:subtitle>FMH's Ken Ripley talks with Tom Sell with Combest, Sell &amp;amp; Associates, representing the Crop Insurance Professionals Association (CIPA), about what the Emergency Relief Program means for producers and agents.</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Prevented Planting 2022 - What You Need to Know as Final Plant Dates Approach</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Prevented Planting 2022 - What You Need to Know as Final Plant Dates Approach</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">64a34c41-0a3f-4158-9b4a-6b6295601cad</guid>
      <link>https://share.transistor.fm/s/49eaa8d2</link>
      <description>
        <![CDATA[Wet weather and drought conditions have halted planting progress in some areas. FMH experts tackle what you need to know when prevented planting occurs including important coverage rules to be aware of, how payments are calculated, and more.]]>
      </description>
      <content:encoded>
        <![CDATA[Wet weather and drought conditions have halted planting progress in some areas. FMH experts tackle what you need to know when prevented planting occurs including important coverage rules to be aware of, how payments are calculated, and more.]]>
      </content:encoded>
      <pubDate>Tue, 17 May 2022 16:05:33 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/49eaa8d2/3cbedc9f.mp3" length="57880616" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2408</itunes:duration>
      <itunes:summary>Wet weather and drought conditions have halted planting progress in some areas. FMH experts tackle what you need to know when prevented planting occurs including important coverage rules to be aware of, how payments are calculated, and more.</itunes:summary>
      <itunes:subtitle>Wet weather and drought conditions have halted planting progress in some areas. FMH experts tackle what you need to know when prevented planting occurs including important coverage rules to be aware of, how payments are calculated, and more.</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2022 Planting Updates and Acreage Reporting Tips</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>2022 Planting Updates and Acreage Reporting Tips</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">12689166-be07-4c01-9bb8-0da0805789a9</guid>
      <link>https://share.transistor.fm/s/01068111</link>
      <description>
        <![CDATA[Now that planting is underway for spring crops, what should agents and producers keep in mind for crop insurance as acreage reporting approaches? Hear from FMH staff as they share planting progress updates, important reminders, and ways to streamline acreage reporting to reduce errors and hassles. ]]>
      </description>
      <content:encoded>
        <![CDATA[Now that planting is underway for spring crops, what should agents and producers keep in mind for crop insurance as acreage reporting approaches? Hear from FMH staff as they share planting progress updates, important reminders, and ways to streamline acreage reporting to reduce errors and hassles. ]]>
      </content:encoded>
      <pubDate>Wed, 20 Apr 2022 14:11:08 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/01068111/f589ca9b.mp3" length="49712853" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2063</itunes:duration>
      <itunes:summary>Now that planting is underway for spring crops, what should agents and producers keep in mind for crop insurance as acreage reporting approaches? Hear from FMH staff as they share planting progress updates, important reminders, and ways to streamline acreage reporting to reduce errors and hassles. </itunes:summary>
      <itunes:subtitle>Now that planting is underway for spring crops, what should agents and producers keep in mind for crop insurance as acreage reporting approaches? Hear from FMH staff as they share planting progress updates, important reminders, and ways to streamline acre</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Meet FMH's New President Shannon Rutledge</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Meet FMH's New President Shannon Rutledge</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">38f51e68-8943-4d40-9b1b-44a9f185ea59</guid>
      <link>https://share.transistor.fm/s/93640b65</link>
      <description>
        <![CDATA[Get to know Shannon Rutledge, FMH's new President &amp; CEO, as Ryan Benes interviews him about his background, vision for FMH's future, and his thoughts on how current events are impacting the industry. ]]>
      </description>
      <content:encoded>
        <![CDATA[Get to know Shannon Rutledge, FMH's new President &amp; CEO, as Ryan Benes interviews him about his background, vision for FMH's future, and his thoughts on how current events are impacting the industry. ]]>
      </content:encoded>
      <pubDate>Thu, 31 Mar 2022 10:22:33 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/93640b65/a9e18a14.mp3" length="35496421" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1471</itunes:duration>
      <itunes:summary>Get to know Shannon Rutledge, FMH's new President &amp;amp; CEO, as Ryan Benes interviews him about his background, vision for FMH's future, and his thoughts on how current events are impacting the industry. </itunes:summary>
      <itunes:subtitle>Get to know Shannon Rutledge, FMH's new President &amp;amp; CEO, as Ryan Benes interviews him about his background, vision for FMH's future, and his thoughts on how current events are impacting the industry. </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Special Episode: Equipment Breakdown Coverage</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Special Episode: Equipment Breakdown Coverage</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">deacc60c-69c1-4d32-979c-88dd05363752</guid>
      <link>https://share.transistor.fm/s/b25760c4</link>
      <description>
        <![CDATA[In addition to crop insurance, FMH offers Farm and Ranch coverage across much of the Midwest, and in this special episode, we’re discussing Equipment Breakdown coverage. Jim Polish and Cayce McGinnis from our Reinsurance department chat with guest Jenn Strawn, from Mutual Boiler Re, on what Equipment Breakdown covers and how farmers and homeowners could benefit from it.]]>
      </description>
      <content:encoded>
        <![CDATA[In addition to crop insurance, FMH offers Farm and Ranch coverage across much of the Midwest, and in this special episode, we’re discussing Equipment Breakdown coverage. Jim Polish and Cayce McGinnis from our Reinsurance department chat with guest Jenn Strawn, from Mutual Boiler Re, on what Equipment Breakdown covers and how farmers and homeowners could benefit from it.]]>
      </content:encoded>
      <pubDate>Tue, 22 Mar 2022 13:05:05 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/b25760c4/620f47da.mp3" length="27590108" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1141</itunes:duration>
      <itunes:summary>In addition to crop insurance, FMH offers Farm and Ranch coverage across much of the Midwest, and in this special episode, we’re discussing Equipment Breakdown coverage. Jim Polish and Cayce McGinnis from our Reinsurance department chat with guest Jenn Strawn, from Mutual Boiler Re, on what Equipment Breakdown covers and how farmers and homeowners could benefit from it.</itunes:summary>
      <itunes:subtitle>In addition to crop insurance, FMH offers Farm and Ranch coverage across much of the Midwest, and in this special episode, we’re discussing Equipment Breakdown coverage. Jim Polish and Cayce McGinnis from our Reinsurance department chat with guest Jenn St</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2022 Crop Insurance Decision Considerations</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>2022 Crop Insurance Decision Considerations</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c1548bb6-68fa-4693-8d34-2e1734b43653</guid>
      <link>https://share.transistor.fm/s/ca160aa7</link>
      <description>
        <![CDATA[Decisions farmers make on their crop insurance coverage are among the most important decisions they make and can impact their entire year. Hear from Ryan Benes and Chock Hefner on how to approach crop insurance with the broader impacts to the farming operation in mind. They discuss considerations related to price, insurance products, and federal program changes that producers need to know.]]>
      </description>
      <content:encoded>
        <![CDATA[Decisions farmers make on their crop insurance coverage are among the most important decisions they make and can impact their entire year. Hear from Ryan Benes and Chock Hefner on how to approach crop insurance with the broader impacts to the farming operation in mind. They discuss considerations related to price, insurance products, and federal program changes that producers need to know.]]>
      </content:encoded>
      <pubDate>Thu, 03 Feb 2022 13:46:30 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/ca160aa7/599114f2.mp3" length="72854964" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>3028</itunes:duration>
      <itunes:summary>Decisions farmers make on their crop insurance coverage are among the most important decisions they make and can impact their entire year. Hear from Ryan Benes and Chock Hefner on how to approach crop insurance with the broader impacts to the farming operation in mind. They discuss considerations related to price, insurance products, and federal program changes that producers need to know.</itunes:summary>
      <itunes:subtitle>Decisions farmers make on their crop insurance coverage are among the most important decisions they make and can impact their entire year. Hear from Ryan Benes and Chock Hefner on how to approach crop insurance with the broader impacts to the farming oper</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>P.A.C.E. Post-Application Coverage Endorsement</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>P.A.C.E. Post-Application Coverage Endorsement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cd5a8e37-8c7e-434e-8314-82f97416bf3f</guid>
      <link>https://share.transistor.fm/s/bef0ce1e</link>
      <description>
        <![CDATA[Ryan Benes and Ken Ripley discuss the new P.A.C.E. (Post-Application Coverage Endorsement) which was recently made available to corn producers who utilize post-application nitrogen practices. Ryan and Ken cover what it is, who it is for, where it's available, and more.]]>
      </description>
      <content:encoded>
        <![CDATA[Ryan Benes and Ken Ripley discuss the new P.A.C.E. (Post-Application Coverage Endorsement) which was recently made available to corn producers who utilize post-application nitrogen practices. Ryan and Ken cover what it is, who it is for, where it's available, and more.]]>
      </content:encoded>
      <pubDate>Thu, 03 Feb 2022 09:29:49 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/bef0ce1e/7d2df218.mp3" length="51117768" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2122</itunes:duration>
      <itunes:summary>Ryan Benes and Ken Ripley discuss the new P.A.C.E. (Post-Application Coverage Endorsement) which was recently made available to corn producers who utilize post-application nitrogen practices. Ryan and Ken cover what it is, who it is for, where it's available, and more.</itunes:summary>
      <itunes:subtitle>Ryan Benes and Ken Ripley discuss the new P.A.C.E. (Post-Application Coverage Endorsement) which was recently made available to corn producers who utilize post-application nitrogen practices. Ryan and Ken cover what it is, who it is for, where it's availa</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>ECO and SCO, Plus New Options for 2022</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>ECO and SCO, Plus New Options for 2022</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">24078ddc-c80b-40e9-8654-9d6d734cb7ba</guid>
      <link>https://share.transistor.fm/s/8594de2c</link>
      <description>
        <![CDATA[ECO and SCO are becoming popular crop insurance options as producers need more coverage to help with higher costs. Listen as FMH's Ryan Benes, Ken Ripley, and Chock Hefner discuss these add-ons, plus new options for individual coverage, in the latest episode of our InsureCast podcast. ]]>
      </description>
      <content:encoded>
        <![CDATA[ECO and SCO are becoming popular crop insurance options as producers need more coverage to help with higher costs. Listen as FMH's Ryan Benes, Ken Ripley, and Chock Hefner discuss these add-ons, plus new options for individual coverage, in the latest episode of our InsureCast podcast. ]]>
      </content:encoded>
      <pubDate>Fri, 17 Dec 2021 09:01:06 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/8594de2c/7826af35.mp3" length="42803052" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1776</itunes:duration>
      <itunes:summary>ECO and SCO are becoming popular crop insurance options as producers need more coverage to help with higher costs. Listen as FMH's Ryan Benes, Ken Ripley, and Chock Hefner discuss these add-ons, plus new options for individual coverage, in the latest episode of our InsureCast podcast. </itunes:summary>
      <itunes:subtitle>ECO and SCO are becoming popular crop insurance options as producers need more coverage to help with higher costs. Listen as FMH's Ryan Benes, Ken Ripley, and Chock Hefner discuss these add-ons, plus new options for individual coverage, in the latest epis</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>FSA Program Decisions and Crop Insurance Impacts</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>FSA Program Decisions and Crop Insurance Impacts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d1c9e3ea-2145-4190-bc48-f8f6d8a06bed</guid>
      <link>https://share.transistor.fm/s/f2ce9e3d</link>
      <description>
        <![CDATA[Hear from FMH's own experts about choosing between the FSA ARC and PLC programs, and how that election impacts eligibility for crop insurance options. ]]>
      </description>
      <content:encoded>
        <![CDATA[Hear from FMH's own experts about choosing between the FSA ARC and PLC programs, and how that election impacts eligibility for crop insurance options. ]]>
      </content:encoded>
      <pubDate>Thu, 09 Dec 2021 11:31:25 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f2ce9e3d/8fe22a94.mp3" length="42561726" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1766</itunes:duration>
      <itunes:summary>Hear from FMH's own experts about choosing between the FSA ARC and PLC programs, and how that election impacts eligibility for crop insurance options. </itunes:summary>
      <itunes:subtitle>Hear from FMH's own experts about choosing between the FSA ARC and PLC programs, and how that election impacts eligibility for crop insurance options. </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Harvest Claims - Steps for a Smooth Settlement</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Harvest Claims - Steps for a Smooth Settlement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">67a5e265-8a1e-48be-b104-af95ef2d1693</guid>
      <link>https://share.transistor.fm/s/7ea1ff7b</link>
      <description>
        <![CDATA[<p>It's harvest season! What steps should policyholders take to ensure a smooth claims process in the event of a loss?<br> <br>In this episode, host Ryan Benes, Strategic Account Manager, and guests Bruce Van Loenen and Chad Groen, Regional Claims Managers, will share everything policyholders need to know about how to streamline the claims process and get their claim paid quickly. </p><p>Topics include:</p><ul><li>How RP, YP, and RP-HPE policies work this year, with the harvest price higher than the spring price</li><li>Important loss reporting dates and deadlines</li><li>Preparing for an adjuster visit with traditional records vs. Precision records</li><li>Tips to alleviate hold-ups and ensure the fastest claim payment</li><li>Production reporting best practices when no loss occurs </li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>It's harvest season! What steps should policyholders take to ensure a smooth claims process in the event of a loss?<br> <br>In this episode, host Ryan Benes, Strategic Account Manager, and guests Bruce Van Loenen and Chad Groen, Regional Claims Managers, will share everything policyholders need to know about how to streamline the claims process and get their claim paid quickly. </p><p>Topics include:</p><ul><li>How RP, YP, and RP-HPE policies work this year, with the harvest price higher than the spring price</li><li>Important loss reporting dates and deadlines</li><li>Preparing for an adjuster visit with traditional records vs. Precision records</li><li>Tips to alleviate hold-ups and ensure the fastest claim payment</li><li>Production reporting best practices when no loss occurs </li></ul>]]>
      </content:encoded>
      <pubDate>Fri, 29 Oct 2021 10:28:10 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/7ea1ff7b/325b5cbf.mp3" length="56853795" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2361</itunes:duration>
      <itunes:summary>As harvest winds down, FMH reps take listeners through the steps policyholders should take to ensure a smooth claim settlement in the event of a loss. They also discuss how production claims work with the higher harvest price this year, record-keeping tips to prevent hold-ups, and ways to ensure the fastest claim payment possible. </itunes:summary>
      <itunes:subtitle>As harvest winds down, FMH reps take listeners through the steps policyholders should take to ensure a smooth claim settlement in the event of a loss. They also discuss how production claims work with the higher harvest price this year, record-keeping tip</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Rainfall Index Products - PRF, Apiculture, and Annual Forage </title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Rainfall Index Products - PRF, Apiculture, and Annual Forage </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">65169556-4bd7-42b1-98a7-bda01a87bc80</guid>
      <link>https://share.transistor.fm/s/4f1bc7c1</link>
      <description>
        <![CDATA[(Updated Sept. 2021) Lack of rain doesn’t have to dry up profits for producers with pasture, forage, rangeland, or bee farms. Hear from FMH's Ryan Benes and Chock Hefner about Rainfall Index products, including PRF, Apiculture, and Annual Forage and how these products can protect your operation.]]>
      </description>
      <content:encoded>
        <![CDATA[(Updated Sept. 2021) Lack of rain doesn’t have to dry up profits for producers with pasture, forage, rangeland, or bee farms. Hear from FMH's Ryan Benes and Chock Hefner about Rainfall Index products, including PRF, Apiculture, and Annual Forage and how these products can protect your operation.]]>
      </content:encoded>
      <pubDate>Fri, 01 Oct 2021 09:19:04 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/4f1bc7c1/0e8c715d.mp3" length="61916564" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2573</itunes:duration>
      <itunes:summary>(Updated Sept. 2021) Lack of rain doesn’t have to dry up profits for producers with pasture, forage, rangeland, or bee farms. Hear from FMH's Ryan Benes and Chock Hefner about Rainfall Index products, including PRF, Apiculture, and Annual Forage and how these products can protect your operation.</itunes:summary>
      <itunes:subtitle>(Updated Sept. 2021) Lack of rain doesn’t have to dry up profits for producers with pasture, forage, rangeland, or bee farms. Hear from FMH's Ryan Benes and Chock Hefner about Rainfall Index products, including PRF, Apiculture, and Annual Forage and how t</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Margin Protection - How it Works and What to Consider</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Margin Protection - How it Works and What to Consider</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e48172c6-8259-47cb-a05c-74c0bb3caa47</guid>
      <link>https://share.transistor.fm/s/b50c4bec</link>
      <description>
        <![CDATA[FMH's Ryan Benes, Ken Ripley, and guest Jake Stone from StoneX discuss Margin Protection, the crop insurance product that protects against fluctuating input costs and has a sales close date of Sept. 30. They discuss how it works and the market impacts and price trends to keep in mind when deciding to add it to a risk management plan. ]]>
      </description>
      <content:encoded>
        <![CDATA[FMH's Ryan Benes, Ken Ripley, and guest Jake Stone from StoneX discuss Margin Protection, the crop insurance product that protects against fluctuating input costs and has a sales close date of Sept. 30. They discuss how it works and the market impacts and price trends to keep in mind when deciding to add it to a risk management plan. ]]>
      </content:encoded>
      <pubDate>Thu, 02 Sep 2021 10:54:20 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/b50c4bec/43205903.mp3" length="51980264" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2159</itunes:duration>
      <itunes:summary>FMH's Ryan Benes, Ken Ripley, and guest Jake Stone from StoneX discuss Margin Protection, the crop insurance product that protects against fluctuating input costs and has a sales close date of Sept. 30. They discuss how it works and the market impacts and price trends to keep in mind when deciding to add it to a risk management plan. </itunes:summary>
      <itunes:subtitle>FMH's Ryan Benes, Ken Ripley, and guest Jake Stone from StoneX discuss Margin Protection, the crop insurance product that protects against fluctuating input costs and has a sales close date of Sept. 30. They discuss how it works and the market impacts and</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>6 Ways to Leverage Crop Insurance for 2022</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>6 Ways to Leverage Crop Insurance for 2022</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[Ryan Benes and Ken Ripley discuss six ways to leverage crop insurance for 2022 including new products like Margin Protection and ECO, how to use crop insurance as a marketing tool, and what to consider when purchasing your coverage.]]>
      </description>
      <content:encoded>
        <![CDATA[Ryan Benes and Ken Ripley discuss six ways to leverage crop insurance for 2022 including new products like Margin Protection and ECO, how to use crop insurance as a marketing tool, and what to consider when purchasing your coverage.]]>
      </content:encoded>
      <pubDate>Mon, 23 Aug 2021 10:00:00 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/6d6b01b1/0f0434a8.mp3" length="19845481" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1235</itunes:duration>
      <itunes:summary>Ryan Benes and Ken Ripley discuss six ways to leverage crop insurance for 2022 including new products like Margin Protection and ECO, how to use crop insurance as a marketing tool, and what to consider when purchasing your coverage.</itunes:summary>
      <itunes:subtitle>Ryan Benes and Ken Ripley discuss six ways to leverage crop insurance for 2022 including new products like Margin Protection and ECO, how to use crop insurance as a marketing tool, and what to consider when purchasing your coverage.</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Impacts of a High Price Environment - Coverage and Grain Marketing</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Impacts of a High Price Environment - Coverage and Grain Marketing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/ab5bb03f</link>
      <description>
        <![CDATA[Join host Ryan Benes and guests Erick Schminke and Jake Moline as they analyze the current market and the implications and opportunities through crop insurance. They discuss crop insurance coverage and grain marketing considerations. ]]>
      </description>
      <content:encoded>
        <![CDATA[Join host Ryan Benes and guests Erick Schminke and Jake Moline as they analyze the current market and the implications and opportunities through crop insurance. They discuss crop insurance coverage and grain marketing considerations. ]]>
      </content:encoded>
      <pubDate>Mon, 28 Jun 2021 11:00:00 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/ab5bb03f/4d075c03.mp3" length="58870211" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>2446</itunes:duration>
      <itunes:summary>Join host Ryan Benes and guests Erick Schminke and Jake Moline as they analyze the current market and the implications and opportunities through crop insurance. They discuss crop insurance coverage and grain marketing considerations. </itunes:summary>
      <itunes:subtitle>Join host Ryan Benes and guests Erick Schminke and Jake Moline as they analyze the current market and the implications and opportunities through crop insurance. They discuss crop insurance coverage and grain marketing considerations. </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Prep for Planting 2021 with Climate FieldView Guest</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Prep for Planting 2021 with Climate FieldView Guest</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d7819e75</link>
      <description>
        <![CDATA[Make sure you are set up for success this planting season to experience easier acreage reporting. Listen as FMH’s Ryan Benes discusses tips and best practices with Evan Harbert, FMH PTS, and special guest from one of our industry partners, Tonia Cantwell, Climate FieldView CAM.]]>
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      <content:encoded>
        <![CDATA[Make sure you are set up for success this planting season to experience easier acreage reporting. Listen as FMH’s Ryan Benes discusses tips and best practices with Evan Harbert, FMH PTS, and special guest from one of our industry partners, Tonia Cantwell, Climate FieldView CAM.]]>
      </content:encoded>
      <pubDate>Fri, 09 Apr 2021 11:00:00 -0500</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/d7819e75/6a6b480c.mp3" length="33444752" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1388</itunes:duration>
      <itunes:summary>Make sure you are set up for success this planting season to experience easier acreage reporting. Listen as FMH’s Ryan Benes discusses tips and best practices with Evan Harbert, FMH PTS, and special guest from one of our industry partners, Tonia Cantwell, Climate FieldView CAM.</itunes:summary>
      <itunes:subtitle>Make sure you are set up for success this planting season to experience easier acreage reporting. Listen as FMH’s Ryan Benes discusses tips and best practices with Evan Harbert, FMH PTS, and special guest from one of our industry partners, Tonia Cantwell,</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2021 Crop Insurance Considerations</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>2021 Crop Insurance Considerations</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/f4eb98da</link>
      <description>
        <![CDATA[In episode two of FMH InsureCast, strategic account managers Ryan Benes and Chock Hefner discuss price and product considerations farmers need to know when choosing 2021 crop insurance coverage. ]]>
      </description>
      <content:encoded>
        <![CDATA[In episode two of FMH InsureCast, strategic account managers Ryan Benes and Chock Hefner discuss price and product considerations farmers need to know when choosing 2021 crop insurance coverage. ]]>
      </content:encoded>
      <pubDate>Tue, 16 Feb 2021 11:00:00 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/f4eb98da/973a41f3.mp3" length="47495927" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1974</itunes:duration>
      <itunes:summary>In episode two of FMH InsureCast, strategic account managers Ryan Benes and Chock Hefner discuss price and product considerations farmers need to know when choosing 2021 crop insurance coverage. </itunes:summary>
      <itunes:subtitle>In episode two of FMH InsureCast, strategic account managers Ryan Benes and Chock Hefner discuss price and product considerations farmers need to know when choosing 2021 crop insurance coverage. </itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Enhanced Coverage Option (ECO) </title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Enhanced Coverage Option (ECO) </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c714eeb3-cb82-4243-b46a-21aa78ce80fd</guid>
      <link>https://share.transistor.fm/s/fd8e3635</link>
      <description>
        <![CDATA[The first FMH InsureCast episode features FMH's own Ryan Benes and Ken Ripley discussing the new Enhanced Coverage Option crop insurance product.]]>
      </description>
      <content:encoded>
        <![CDATA[The first FMH InsureCast episode features FMH's own Ryan Benes and Ken Ripley discussing the new Enhanced Coverage Option crop insurance product.]]>
      </content:encoded>
      <pubDate>Tue, 15 Dec 2020 11:00:00 -0600</pubDate>
      <author>Farmers Mutual Hail Insurance</author>
      <enclosure url="https://media.transistor.fm/fd8e3635/19d06f88.mp3" length="44031108" type="audio/mpeg"/>
      <itunes:author>Farmers Mutual Hail Insurance</itunes:author>
      <itunes:duration>1830</itunes:duration>
      <itunes:summary>The first FMH InsureCast episode features FMH's own Ryan Benes and Ken Ripley discussing the new Enhanced Coverage Option crop insurance product.</itunes:summary>
      <itunes:subtitle>The first FMH InsureCast episode features FMH's own Ryan Benes and Ken Ripley discussing the new Enhanced Coverage Option crop insurance product.</itunes:subtitle>
      <itunes:keywords>crop, insurance, agriculture, finance, risk management, farm, farming, farmer</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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