Financial toolbox

Demystifying new job paperwork

CIBC US — Wed, 01 Apr 2026 14:00:00 -0700

Starting a new job at any age or stage may leave you feeling overwhelmed by the new-hire paperwork and benefit selections offered by your employer. Understanding and properly completing employment-related tax and benefit elections can be a key factor to success on your financial journey.

Unlocking the SBA Advantage: Financing Solutions for Small Businesses

CIBC US — Tue, 27 Jan 2026 14:00:00 -0800

In this episode of Financial Toolbox, host Kevin Kehoe and SBA expert Paul Liles break down the fundamentals of SBA lending, explaining how government-guaranteed loans help small businesses access capital when conventional financing falls short. They discuss key benefits including lower equity requirements, longer repayment terms, and support for collateral shortfalls, as well as the main SBA loan programs available. Tune in to gain practical insights into eligibility, the application process, and the advantages of working with a preferred SBA lender, so that you can make informed decisions about your business financing needs.

Unlocking Cash Flow: The Lifeblood of Small Business Success

CIBC US — Tue, 25 Nov 2025 05:00:00 -0800

In this episode of Financial Toolbox, host Kevin Kehoe and guest Todd Gordon dive into the critical topic of cash flow for small businesses. They break down the difference between profitability and cash flow, explore how accounts receivable, inventory, and payables interact, and highlight common pitfalls that can jeopardize a business’s financial health. Listeners will also learn how access to bank financing can bridge cash flow gaps and support long-term growth.

A founder’s journey: What to expect when building a company from the ground up

CIBC US — Thu, 09 Oct 2025 04:00:00 -0700

In this episode we discuss what goes into building a new company, from developing a community of support and sourcing capital partners, to ensuring that the advice you take from others doesn’t jeopardize the integrity of your mission.

Understanding the business loan cycle

CIBC US — Tue, 26 Aug 2025 03:50:00 -0700

In this episode titled "Understanding the business loan cycle,” our host Marilyn Lawrence Payne joins Kevin Brooks to discuss small business loan cycle from the perspective of two season lenders. You’ll hear practical examples of what borrowers often encounter when matriculating through the loan cycle and what you need to know to set yourself up for the best possible outcome.

What to expect when applying for a personal loan

CIBC US — Wed, 23 Jul 2025 04:15:00 -0700

In this episode, "What to expect when applying for a personal loan,” our host Steven Yi joins Mark Schmidt to discuss the sometimes-overlooked considerations when exploring loan options and what you can expect once you’ve applied. They cover how to determine what loan is right for you, interest rates, collateral, and what factors make an application stand out to lenders.

The importance of savings for your financial wellbeing

CIBC US — Tue, 03 Jun 2025 08:01:23 -0700

In our first episode, "The Importance of savings for your financial wellbeing," our hosts Michael Hill and Drew Marquart discuss the vital role of savings in achieving financial goals. They cover strategic savings plans, priorities for different life stages, low to no-fee savings solutions, and the benefits of credit cards as cashback tools. Tune in for valuable insights to enhance your savings strategy and support your journey to financial wellness!