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    <description>Mark and Casey bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes.]

What would you like your retirement to look like and how would you like your assets to support that vision? Mark and Casey can help define objectives and establish a direction for your planning.

Mark Stimpson is a Managing Partner of Elevated Financial Management &amp; Owner of Mark A. Stimpson and Associates Inc. in Federal Way, WA. For nearly 40 years Mark’s mission has been to bring Clarity, Confidence, &amp; Independence to the retirement planning process.

Casey Elkins is a founder and managing partner of Elevated Financial Management and Owner of Elevated Retirement Planning. He believes knowledge is power and strives to educate clients in regards to financial literacy and their personal financial options.

For more information or to get your own questions answered, call or text (866) 668-3625.</description>
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    <itunes:summary>Mark and Casey bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their income, and reduce taxes.]

What would you like your retirement to look like and how would you like your assets to support that vision? Mark and Casey can help define objectives and establish a direction for your planning.

Mark Stimpson is a Managing Partner of Elevated Financial Management &amp; Owner of Mark A. Stimpson and Associates Inc. in Federal Way, WA. For nearly 40 years Mark’s mission has been to bring Clarity, Confidence, &amp; Independence to the retirement planning process.

Casey Elkins is a founder and managing partner of Elevated Financial Management and Owner of Elevated Retirement Planning. He believes knowledge is power and strives to educate clients in regards to financial literacy and their personal financial options.

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        <![CDATA[]]>
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        <![CDATA[]]>
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      <title>Market News &amp; Risk, the Importance of a Retirement Plan</title>
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      <pubDate>Mon, 10 Aug 2026 15:05:34 -0700</pubDate>
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      <pubDate>Mon, 10 Aug 2026 15:05:24 -0700</pubDate>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Planning For Retirement? It's Almost Never Too Late, The Mind Game that Investors Can't Stop Playing</title>
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      <pubDate>Mon, 10 Aug 2026 15:05:13 -0700</pubDate>
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        <![CDATA[]]>
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      <title>When The Biggest Risk Isn't the Market</title>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>How Important Is Guaranteed Income to Preserving Your Assets?</title>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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        <![CDATA[]]>
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        <![CDATA[]]>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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        <![CDATA[]]>
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      <itunes:explicit>No</itunes:explicit>
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      <link>https://share.transistor.fm/s/5c3afc83</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:54:03 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/5c3afc83/437db337.mp3" length="48587103" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3033</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will Your Retirement Money Last to 100?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>100</itunes:episode>
      <podcast:episode>100</podcast:episode>
      <itunes:title>Will Your Retirement Money Last to 100?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ae3124b5-56a1-48d4-ada3-81ab3e049272</guid>
      <link>https://share.transistor.fm/s/8dd7b58c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:53:07 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/8dd7b58c/bbee6196.mp3" length="47535094" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2967</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>7 Retirement Risks That Could Derail Your Financial Future</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>99</itunes:episode>
      <podcast:episode>99</podcast:episode>
      <itunes:title>7 Retirement Risks That Could Derail Your Financial Future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a85fb507-f145-4b9e-ac1c-bd17049871ed</guid>
      <link>https://share.transistor.fm/s/8cbd688e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:52:36 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/8cbd688e/3a446a62.mp3" length="47252154" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2949</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Takes More Than a Portfolio: Medicare, Spending &amp; Financial Advice</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>98</itunes:episode>
      <podcast:episode>98</podcast:episode>
      <itunes:title>Retirement Takes More Than a Portfolio: Medicare, Spending &amp; Financial Advice</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3a19ee06-5461-4344-bfe9-7d253d69ef9c</guid>
      <link>https://share.transistor.fm/s/a8dba4c2</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:51:57 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/a8dba4c2/c85c3582.mp3" length="47594064" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2971</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Document Nearly 90% of Americans Are Missing</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>97</itunes:episode>
      <podcast:episode>97</podcast:episode>
      <itunes:title>The Retirement Document Nearly 90% of Americans Are Missing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3d16045b-bd05-4041-9d5d-7ae781015bee</guid>
      <link>https://share.transistor.fm/s/dbc23171</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:50:08 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/dbc23171/86f66a86.mp3" length="47467404" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2963</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How Much Do You Really Need to Retire? The $1.46 Million Question</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>96</itunes:episode>
      <podcast:episode>96</podcast:episode>
      <itunes:title>How Much Do You Really Need to Retire? The $1.46 Million Question</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4ddcf70f-6162-4a17-9d2a-9b0b8cfeb249</guid>
      <link>https://share.transistor.fm/s/baf2d6cf</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:49:28 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/baf2d6cf/47aceb4c.mp3" length="47678897" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2976</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Forced Into Early Retirement? How to Prepare for the Unexpected</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>95</itunes:episode>
      <podcast:episode>95</podcast:episode>
      <itunes:title>Forced Into Early Retirement? How to Prepare for the Unexpected</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a3804d2c-ee4f-43d7-b43a-61aab7d733ab</guid>
      <link>https://share.transistor.fm/s/79cd065c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:48:44 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/79cd065c/69da57a5.mp3" length="47536371" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2967</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Turn Your 401(k) Into A Reliable Retirement Paycheck</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>94</itunes:episode>
      <podcast:episode>94</podcast:episode>
      <itunes:title>How to Turn Your 401(k) Into A Reliable Retirement Paycheck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f5b57350-fad9-4cf0-ac21-a55c51c8d85a</guid>
      <link>https://share.transistor.fm/s/b0b355b9</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:48:13 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/b0b355b9/8fe64641.mp3" length="47624975" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2973</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will Your Retirement Protect Your Spouse? Planning for Widows</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>93</itunes:episode>
      <podcast:episode>93</podcast:episode>
      <itunes:title>Will Your Retirement Protect Your Spouse? Planning for Widows</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8cb2eda7-1871-4dd4-8e1e-e988f74bf96f</guid>
      <link>https://share.transistor.fm/s/07ed6ebd</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:47:37 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/07ed6ebd/accbff6c.mp3" length="47544310" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2968</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could Medicare Premiums Double? Protecting Your Retirement Income</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>92</itunes:episode>
      <podcast:episode>92</podcast:episode>
      <itunes:title>Could Medicare Premiums Double? Protecting Your Retirement Income</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">86e58bfb-d943-407b-8c64-73c6dda10b5b</guid>
      <link>https://share.transistor.fm/s/07ef6c66</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:46:59 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/07ef6c66/f88e18ce.mp3" length="47600321" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2971</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Retirees Are Being Forced Back to Work--And How to Avoid It</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>91</itunes:episode>
      <podcast:episode>91</podcast:episode>
      <itunes:title>Why Retirees Are Being Forced Back to Work--And How to Avoid It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b1b27a7b-2f55-4d9f-886e-108ac23213cd</guid>
      <link>https://share.transistor.fm/s/d59570ba</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:46:26 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d59570ba/5ca923b1.mp3" length="47582347" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2970</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can Chat GPT Plan Your Retirement? The Risks of AI Financial Advice</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>90</itunes:episode>
      <podcast:episode>90</podcast:episode>
      <itunes:title>Can Chat GPT Plan Your Retirement? The Risks of AI Financial Advice</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">eb080a34-6620-4dc7-a11c-a2f6e93c8ad1</guid>
      <link>https://share.transistor.fm/s/ebedd865</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:45:47 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/ebedd865/7156943a.mp3" length="47606174" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2971</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Who's Watching Your 401(k)? Retirement Plan Risks &amp; Smart Money Moves</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>89</itunes:episode>
      <podcast:episode>89</podcast:episode>
      <itunes:title>Who's Watching Your 401(k)? Retirement Plan Risks &amp; Smart Money Moves</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">29c97fc9-bdaa-44af-b63c-99bc407d9317</guid>
      <link>https://share.transistor.fm/s/c420fa55</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:45:06 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/c420fa55/7b07c2cf.mp3" length="47024795" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2935</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Should You Rethink Reverse Mortgages? Retirement Benefits &amp; Risks</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>88</itunes:episode>
      <podcast:episode>88</podcast:episode>
      <itunes:title>Should You Rethink Reverse Mortgages? Retirement Benefits &amp; Risks</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e1bd7376-1357-45b5-a409-cd917bbd1719</guid>
      <link>https://share.transistor.fm/s/87bb61ee</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:44:26 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/87bb61ee/580dc3d8.mp3" length="47685585" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2976</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could You Retire Tomorrow? Preparing for an Unexpected Early Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>87</itunes:episode>
      <podcast:episode>87</podcast:episode>
      <itunes:title>Could You Retire Tomorrow? Preparing for an Unexpected Early Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fee6fced-7b84-4454-9738-eaee6dfb91b3</guid>
      <link>https://share.transistor.fm/s/d173de9d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:43:51 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d173de9d/bb47cd72.mp3" length="47016856" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2935</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are You Taking Too Much Investment Risk Before Retirement?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>86</itunes:episode>
      <podcast:episode>86</podcast:episode>
      <itunes:title>Are You Taking Too Much Investment Risk Before Retirement?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">85fd4f7a-8d10-4d47-8798-389be49e613a</guid>
      <link>https://share.transistor.fm/s/45096bb2</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:43:14 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/45096bb2/a0204700.mp3" length="47668859" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2975</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Economic Showdown Ahead? Preparing Your Retirement for Market Volatility</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>85</itunes:episode>
      <podcast:episode>85</podcast:episode>
      <itunes:title>Economic Showdown Ahead? Preparing Your Retirement for Market Volatility</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1fa289df-eb5f-4c0f-96f3-0270e8220e24</guid>
      <link>https://share.transistor.fm/s/6ee2736d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:42:35 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/6ee2736d/201c64ca.mp3" length="47024380" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2935</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will the 4% Rule Work for Your Retirement? Withdrawal Risks Explained</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>84</itunes:episode>
      <podcast:episode>84</podcast:episode>
      <itunes:title>Will the 4% Rule Work for Your Retirement? Withdrawal Risks Explained</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ec6abf51-18d2-4599-bfaa-e745e9f8be40</guid>
      <link>https://share.transistor.fm/s/c4e66b9b</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:41:49 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/c4e66b9b/5229d764.mp3" length="47574830" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2969</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Biggest Retirement Risks Most Investors Ignore</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>83</itunes:episode>
      <podcast:episode>83</podcast:episode>
      <itunes:title>The Biggest Retirement Risks Most Investors Ignore</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7281c111</link>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:40:52 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/7281c111/670be754.mp3" length="47658820" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2975</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Exploring Retirement Income Strategies for a Secure Future</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>82</itunes:episode>
      <podcast:episode>82</podcast:episode>
      <itunes:title>Exploring Retirement Income Strategies for a Secure Future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">236cebcd-6f95-4eb0-9db0-ec48fd756d67</guid>
      <link>https://share.transistor.fm/s/8553824e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:40:13 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/8553824e/bd71a555.mp3" length="47736569" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2980</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is the Stock Market Overvalued? What Every Retirement Investor Needs to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>81</itunes:episode>
      <podcast:episode>81</podcast:episode>
      <itunes:title>Is the Stock Market Overvalued? What Every Retirement Investor Needs to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">02a728d4-037a-4214-baec-541bc44cb099</guid>
      <link>https://share.transistor.fm/s/a259f299</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:39:15 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/a259f299/247470b4.mp3" length="47449867" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2962</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Should You Take Social Security Early?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>80</itunes:episode>
      <podcast:episode>80</podcast:episode>
      <itunes:title>Should You Take Social Security Early?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5d8c3d38-fbfe-4882-8045-a009f0dfbe98</guid>
      <link>https://share.transistor.fm/s/312b60af</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:37:48 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/312b60af/09d06073.mp3" length="47571037" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2969</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Could the "Everything Bubble" Trigger the Next Retirement Crisis?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>79</itunes:episode>
      <podcast:episode>79</podcast:episode>
      <itunes:title>Could the "Everything Bubble" Trigger the Next Retirement Crisis?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">97503d5e-a04b-4616-ae2b-a10a25d4319b</guid>
      <link>https://share.transistor.fm/s/c0e7bd06</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:36:59 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/c0e7bd06/65d0d657.mp3" length="47391341" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2958</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Is This the Dumbest Stock Market in History? What Retirees Need to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>78</itunes:episode>
      <podcast:episode>78</podcast:episode>
      <itunes:title>Is This the Dumbest Stock Market in History? What Retirees Need to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">89ad4d58-efac-4da2-83af-9d5250a90cc6</guid>
      <link>https://share.transistor.fm/s/a4353ab8</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:36:18 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/a4353ab8/f56071d5.mp3" length="47578593" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2970</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>One Big Beautiful Bill: What It Means For Your Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>77</itunes:episode>
      <podcast:episode>77</podcast:episode>
      <itunes:title>One Big Beautiful Bill: What It Means For Your Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1d67c434-9746-42a7-818f-414b8ffa3a9b</guid>
      <link>https://share.transistor.fm/s/aa03ffea</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:35:20 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/aa03ffea/77c1a5e6.mp3" length="47479523" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2964</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Bitcoin in Your 401(k)? What Every Retirement Investor Needs to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>76</itunes:episode>
      <podcast:episode>76</podcast:episode>
      <itunes:title>Bitcoin in Your 401(k)? What Every Retirement Investor Needs to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cf4be466-fcb8-44c6-9809-9c9541fed129</guid>
      <link>https://share.transistor.fm/s/46ea690f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:34:36 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/46ea690f/a86c9f4b.mp3" length="47590293" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2970</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Slow &amp; Steady Wins Retirement: The Strategy Most Investors Overlook</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>75</itunes:episode>
      <podcast:episode>75</podcast:episode>
      <itunes:title>Slow &amp; Steady Wins Retirement: The Strategy Most Investors Overlook</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">20f2f275-a22a-4bd0-a4a4-fa2d8a46e473</guid>
      <link>https://share.transistor.fm/s/78c86272</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:33:42 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/78c86272/a2cf65a4.mp3" length="46493149" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2902</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Retire With $1.6 Million? The Answer May Surprise You</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>74</itunes:episode>
      <podcast:episode>74</podcast:episode>
      <itunes:title>Can You Retire With $1.6 Million? The Answer May Surprise You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0ddffeee-33eb-49d3-a42f-751cd51ff812</guid>
      <link>https://share.transistor.fm/s/d20fbaf3</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:32:51 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d20fbaf3/2ede88e6.mp3" length="47237110" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2948</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will AI Replace Your Financial Advisor? The Truth About Retirement Planning</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>73</itunes:episode>
      <podcast:episode>73</podcast:episode>
      <itunes:title>Will AI Replace Your Financial Advisor? The Truth About Retirement Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">61190eff-710a-413f-8c14-41ff7a2b0aee</guid>
      <link>https://share.transistor.fm/s/4bca282d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:32:04 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/4bca282d/344974be.mp3" length="47542653" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2967</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Trump's New Crypto Law: What It Means For Your Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>72</itunes:episode>
      <podcast:episode>72</podcast:episode>
      <itunes:title>Trump's New Crypto Law: What It Means For Your Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">36687492-a3fd-4836-b9bc-3edf65ea766f</guid>
      <link>https://share.transistor.fm/s/335869c3</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:31:20 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/335869c3/5c7d8a22.mp3" length="47277231" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2951</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>40% Are Delaying Retirement--Will You Be Next?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>71</itunes:episode>
      <podcast:episode>71</podcast:episode>
      <itunes:title>40% Are Delaying Retirement--Will You Be Next?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c6d7eda3-5026-4cd4-8e1f-17ea1736e2d6</guid>
      <link>https://share.transistor.fm/s/3dbf8056</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:30:36 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/3dbf8056/6d941b05.mp3" length="47251306" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2949</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will Washington State Take Your Estate? What Every Retiree Should Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>70</itunes:episode>
      <podcast:episode>70</podcast:episode>
      <itunes:title>Will Washington State Take Your Estate? What Every Retiree Should Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">21b5e15c-6694-4065-b3ce-6b24ac606883</guid>
      <link>https://share.transistor.fm/s/c7af545f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:29:42 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/c7af545f/25079aab.mp3" length="47187382" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2945</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The 401(k) Mistake That Could Cost You Thousands in Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>69</itunes:episode>
      <podcast:episode>69</podcast:episode>
      <itunes:title>The 401(k) Mistake That Could Cost You Thousands in Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c304e38c-683d-4956-8d23-0580550eb08a</guid>
      <link>https://share.transistor.fm/s/424be2a9</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:28:59 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/424be2a9/8be8bcd9.mp3" length="46720096" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2916</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Should Couples Retire at Different Times? The Retirement Conversation You Need</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>68</itunes:episode>
      <podcast:episode>68</podcast:episode>
      <itunes:title>Should Couples Retire at Different Times? The Retirement Conversation You Need</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6a3c7434-8a2c-45b2-aaa6-f1220e5c8ced</guid>
      <link>https://share.transistor.fm/s/a84b8ecf</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:28:22 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/a84b8ecf/68a0df8c.mp3" length="47363769" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2956</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Financial Landscape for Retirees: Key Issues and Solutions</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>67</itunes:episode>
      <podcast:episode>67</podcast:episode>
      <itunes:title>The Financial Landscape for Retirees: Key Issues and Solutions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6625350d-b041-423e-a092-b29df6360e08</guid>
      <link>https://share.transistor.fm/s/0cdc3789</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:27:45 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/0cdc3789/a416a613.mp3" length="46911103" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2928</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Should You Let Your Adult Kids Back Home? The Retirement Cost</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>66</itunes:episode>
      <podcast:episode>66</podcast:episode>
      <itunes:title>Should You Let Your Adult Kids Back Home? The Retirement Cost</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">86ede5d1-9de5-4bc0-bc6a-4416499a17fc</guid>
      <link>https://share.transistor.fm/s/429bf7f0</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:27:01 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/429bf7f0/dc22164a.mp3" length="47508366" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2965</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Perfect Retirement Storm is Coming--Are You Ready?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>65</itunes:episode>
      <podcast:episode>65</podcast:episode>
      <itunes:title>The Perfect Retirement Storm is Coming--Are You Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5196fd0d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:26:28 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/5196fd0d/58fea0ef.mp3" length="47670109" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2975</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are You Missing This Retirement Puzzle Piece?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>64</itunes:episode>
      <podcast:episode>64</podcast:episode>
      <itunes:title>Are You Missing This Retirement Puzzle Piece?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f54cd39b-0572-4251-915a-90a5b7327ff7</guid>
      <link>https://share.transistor.fm/s/f03362d6</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:25:47 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/f03362d6/b3fab267.mp3" length="47565610" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2969</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Retire Without Fear? The Truth About Retirement Planning</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>63</itunes:episode>
      <podcast:episode>63</podcast:episode>
      <itunes:title>Can You Retire Without Fear? The Truth About Retirement Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b67343fc-3a84-4aa4-86ff-c7a54970abd5</guid>
      <link>https://share.transistor.fm/s/e396d231</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:25:10 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/e396d231/9ef34ae3.mp3" length="47828944" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2985</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's the Magic Number for Retirement? The Answer May Surprise You</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>62</itunes:episode>
      <podcast:episode>62</podcast:episode>
      <itunes:title>What's the Magic Number for Retirement? The Answer May Surprise You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">eaa8b89e-be52-4c98-8473-948bfac8de50</guid>
      <link>https://share.transistor.fm/s/95487340</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:24:33 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/95487340/4def809e.mp3" length="47516313" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2966</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Crash? Here's What Smart Retirees Do Instead</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>61</itunes:episode>
      <podcast:episode>61</podcast:episode>
      <itunes:title>Market Crash? Here's What Smart Retirees Do Instead</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7994c721-79da-44be-81fa-fd566f525451</guid>
      <link>https://share.transistor.fm/s/600887ae</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:23:48 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/600887ae/9c9e6912.mp3" length="47419331" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2960</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Crash? Don't Let Bad Advice Destroy Your Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>60</itunes:episode>
      <podcast:episode>60</podcast:episode>
      <itunes:title>Market Crash? Don't Let Bad Advice Destroy Your Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1f76be74-f8fe-48f5-9966-6033a749bdb2</guid>
      <link>https://share.transistor.fm/s/650125dd</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:23:12 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/650125dd/3609fea3.mp3" length="47633751" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2973</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Retirees Are Afraid to Spend Their Savings</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>59</itunes:episode>
      <podcast:episode>59</podcast:episode>
      <itunes:title>Why Retirees Are Afraid to Spend Their Savings</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b9958ad1-b12f-4259-b748-f80a1db362b8</guid>
      <link>https://share.transistor.fm/s/1f8cc5cf</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:22:28 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/1f8cc5cf/4255086d.mp3" length="47826000" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2985</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Market Pullback? Here's Why Smart Retirees Stay Calm</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>58</itunes:episode>
      <podcast:episode>58</podcast:episode>
      <itunes:title>Market Pullback? Here's Why Smart Retirees Stay Calm</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">17374211-667c-4675-a375-8a5db579e2c4</guid>
      <link>https://share.transistor.fm/s/e392e30f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:21:59 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/e392e30f/bf688b8d.mp3" length="47439812" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2961</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Tax Mistakes That Could Cost You Thousands</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>57</itunes:episode>
      <podcast:episode>57</podcast:episode>
      <itunes:title>The Retirement Tax Mistakes That Could Cost You Thousands</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ba1ed40b-b848-44a5-926c-004ad13ba545</guid>
      <link>https://share.transistor.fm/s/baaf326e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:21:06 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/baaf326e/6580acf6.mp3" length="46997198" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2933</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The 4% Rule is Dead--Here's What Today's Retirees Need to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>The 4% Rule is Dead--Here's What Today's Retirees Need to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e88ef364-4616-449c-a185-72828b380f58</guid>
      <link>https://share.transistor.fm/s/f0efeb86</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:20:09 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/f0efeb86/79d11e4b.mp3" length="47701046" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2977</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Biggest Retirement Regrets--And How to Avoid Them</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>The Biggest Retirement Regrets--And How to Avoid Them</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">48977927-d380-4d7c-851a-a82cc95d988b</guid>
      <link>https://share.transistor.fm/s/9c6f2114</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:19:30 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/9c6f2114/d56c34bd.mp3" length="47648792" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2974</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Should Couples Retire at Different Times? Here's What You Need to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>54</itunes:episode>
      <podcast:episode>54</podcast:episode>
      <itunes:title>Should Couples Retire at Different Times? Here's What You Need to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bb74fcd8-ea04-4d3a-bb76-d023148aee33</guid>
      <link>https://share.transistor.fm/s/b1636476</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:18:57 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/b1636476/025b20e0.mp3" length="47355820" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2956</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security is Changing--Here's What Every Retiree Needs to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>Social Security is Changing--Here's What Every Retiree Needs to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e7f3c75a-e3a2-4835-9c9d-7e68ea373957</guid>
      <link>https://share.transistor.fm/s/6c282194</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:18:18 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/6c282194/48ed827a.mp3" length="47315694" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2953</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Mistakes That Could Cost You Everything</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>The Retirement Mistakes That Could Cost You Everything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8aac91f1-0023-40dd-a989-5b30e57a157f</guid>
      <link>https://share.transistor.fm/s/6b3e614a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:17:02 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/6b3e614a/5f4ea9be.mp3" length="47650047" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>2974</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Still Retire On Time? What Every Pre-Retiree Needs to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>Can You Still Retire On Time? What Every Pre-Retiree Needs to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8e3e80d6-3d8c-4521-9230-0fb5b0f0eecd</guid>
      <link>https://share.transistor.fm/s/85a7be24</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:16:31 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/85a7be24/43b508dc.mp3" length="48175852" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3007</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The True Cost Of Retirement: Are You Financially Ready?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>The True Cost Of Retirement: Are You Financially Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f91f15bf-d148-44e3-a457-42ce39714386</guid>
      <link>https://share.transistor.fm/s/1953d784</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:14:49 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/1953d784/8b11c2be.mp3" length="49019282" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3060</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Warren Buffett's Biggest Retirement Warning--Are You Taking Too Much Risk?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>49</itunes:episode>
      <podcast:episode>49</podcast:episode>
      <itunes:title>Warren Buffett's Biggest Retirement Warning--Are You Taking Too Much Risk?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2449158e-d784-40de-a641-821dc3569f4e</guid>
      <link>https://share.transistor.fm/s/0370023b</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:14:12 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/0370023b/50eec263.mp3" length="49083667" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3064</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will We Have a Recession? Here's How Retirees Should Prepare</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>Will We Have a Recession? Here's How Retirees Should Prepare</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">48bff8ec-6cab-443d-9ade-7360f2a396a3</guid>
      <link>https://share.transistor.fm/s/3f472e3b</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:13:05 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/3f472e3b/91367bbc.mp3" length="48757645" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3043</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Planning Mistake Married Couples Make Most</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>The Retirement Planning Mistake Married Couples Make Most</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/113aefbe</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:12:33 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/113aefbe/6307a9d3.mp3" length="48597564" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3033</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will You Outlive Your Retirement Savings?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>46</itunes:episode>
      <podcast:episode>46</podcast:episode>
      <itunes:title>Will You Outlive Your Retirement Savings?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">90771729-5d7e-4f86-afdb-caa64dcaafe5</guid>
      <link>https://share.transistor.fm/s/310bd0f3</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:11:52 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/310bd0f3/ac5ea0c2.mp3" length="49280911" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3076</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Don't Let Election Fear Ruin Your Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>Don't Let Election Fear Ruin Your Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ac51af10-865d-436e-a524-92e9a105f692</guid>
      <link>https://share.transistor.fm/s/fee55952</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:10:33 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/fee55952/7f749c7f.mp3" length="48929410" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3054</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The #1 Retirement Risk Most Investors Never See Coming</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>The #1 Retirement Risk Most Investors Never See Coming</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c72e0727-63df-4769-b3bc-388fc0a08435</guid>
      <link>https://share.transistor.fm/s/d0bc1068</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:09:57 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d0bc1068/1367684c.mp3" length="48744264" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3043</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Afford to Retire in Seattle? The Truth About Today's Costs</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>Can You Afford to Retire in Seattle? The Truth About Today's Costs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2fc99cca-8957-47c9-a6ec-474e8e57ed2e</guid>
      <link>https://share.transistor.fm/s/c6d7681a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:09:19 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/c6d7681a/269f5878.mp3" length="48985439" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3058</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes in Retirement: The Hidden Cost That Could Drain Your Savings</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>Taxes in Retirement: The Hidden Cost That Could Drain Your Savings</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9654e753-0288-4f3b-aae7-01863e277b02</guid>
      <link>https://share.transistor.fm/s/44a92de1</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:08:35 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/44a92de1/4cb7a132.mp3" length="48952838" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3056</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's Your Retirement Magic Number? The Answer May Surprise You</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>What's Your Retirement Magic Number? The Answer May Surprise You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">702d6e86-2cf8-47aa-b01a-8c4b9b44e7e7</guid>
      <link>https://share.transistor.fm/s/2e52ef2e</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:07:46 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/2e52ef2e/c7e001fa.mp3" length="49018038" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3060</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will You Live to 100? The Retirement Risk Nobody Plans For</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>Will You Live to 100? The Retirement Risk Nobody Plans For</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d2cb7df8-908e-4796-8bc3-462a8d278831</guid>
      <link>https://share.transistor.fm/s/40756603</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:07:04 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/40756603/3bd2f9c5.mp3" length="49064843" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3063</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Interest Rates Are Changing--Is Your Retirement Ready?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>Interest Rates Are Changing--Is Your Retirement Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">113c9d61-a1e5-478e-befe-d236e43ade0e</guid>
      <link>https://share.transistor.fm/s/65968eb6</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:05:55 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/65968eb6/4e9a163b.mp3" length="48998801" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3058</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Income Strategy Most People Get Wrong</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>The Retirement Income Strategy Most People Get Wrong</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">27702034-faf9-4d12-80de-0bc80e991a17</guid>
      <link>https://share.transistor.fm/s/1d50384a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:05:00 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/1d50384a/1ac81336.mp3" length="48884279" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3051</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Even Millionaires Make Retirement Mistakes</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>Why Even Millionaires Make Retirement Mistakes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5aefa847-69ef-4345-9b61-b80cc5beb361</guid>
      <link>https://share.transistor.fm/s/d9b5e5b4</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:03:10 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d9b5e5b4/42e5c391.mp3" length="49211953" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3072</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Tax Changes That Could Cost Retirees</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>The Tax Changes That Could Cost Retirees</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">47d5e20a-af5d-4831-98ad-295a1c66a0cd</guid>
      <link>https://share.transistor.fm/s/e3229bd6</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:02:40 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/e3229bd6/40c289e7.mp3" length="48855845" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3050</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>7 Retirement Mistakes That Could Cost You Everything</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>7 Retirement Mistakes That Could Cost You Everything</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f5b9da4d-7442-479b-8cf2-d592ae51733a</guid>
      <link>https://share.transistor.fm/s/b8fd787a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:01:35 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/b8fd787a/a4b81bea.mp3" length="49284684" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3076</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>You're Retired...Now What? The Income Plan You Can't Afford to Miss</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>You're Retired...Now What? The Income Plan You Can't Afford to Miss</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9d1c0106-b800-440d-88ee-2f49b3c005ac</guid>
      <link>https://share.transistor.fm/s/58983aba</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:00:57 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/58983aba/2472d3aa.mp3" length="48939464" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3055</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Biggest Retirement Mistake has Nothing to do With Money</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>The Biggest Retirement Mistake has Nothing to do With Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">03f0105e-9b5f-4a5e-8a1b-9a0068075b48</guid>
      <link>https://share.transistor.fm/s/50c15c92</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 14:00:06 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/50c15c92/b558579d.mp3" length="48919394" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3054</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Nobody Talks About This Part of Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>Nobody Talks About This Part of Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0784f639-a53b-4b4b-9e97-39442ae9d6fd</guid>
      <link>https://share.transistor.fm/s/1c78a3e6</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:59:26 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/1c78a3e6/1cd2dbbb.mp3" length="48929408" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3054</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why a 401(k) Alone Won't Get You Through Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>Why a 401(k) Alone Won't Get You Through Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b13ed885-4f17-41b7-a102-2a7ab48fc64f</guid>
      <link>https://share.transistor.fm/s/dc3dad7c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:58:26 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/dc3dad7c/a1c87d0c.mp3" length="49101198" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3065</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Biggest Retirement Mistake? Focusing Only On Growth</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>The Biggest Retirement Mistake? Focusing Only On Growth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">117b1585-8a23-4e3d-95a4-344f09585d58</guid>
      <link>https://share.transistor.fm/s/cbf22424</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:57:09 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/cbf22424/2343f265.mp3" length="49277581" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3076</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Legally Pay Less in Retirement Taxes</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>How to Legally Pay Less in Retirement Taxes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/415441e6</link>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:56:18 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/415441e6/0894ef1f.mp3" length="49001298" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3059</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Financial Habits That Lead to a Better Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>The Financial Habits That Lead to a Better Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0b142e20-f615-4b6e-bd6f-83e33f082aa7</guid>
      <link>https://share.transistor.fm/s/676e8c4f</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:53:56 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/676e8c4f/a60eb6dc.mp3" length="48577080" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3032</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will Your Retirement Money Last as Long as You Do?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Will Your Retirement Money Last as Long as You Do?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7a1ba2e6-208f-433a-9c4b-2017f300aa60</guid>
      <link>https://share.transistor.fm/s/af07115c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:53:13 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/af07115c/ab16da94.mp3" length="48880097" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3051</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Is Closer Than You Think--Are You Really Ready?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>Retirement Is Closer Than You Think--Are You Really Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c9651a03-8cf4-451f-95b2-d734ca29efb3</guid>
      <link>https://share.transistor.fm/s/21ad5676</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:52:19 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/21ad5676/1073f807.mp3" length="48999641" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3059</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Build a Retirement Plan Step By Step</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>How to Build a Retirement Plan Step By Step</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">892d5d98-fd88-4c79-bbe5-d2e660239e2b</guid>
      <link>https://share.transistor.fm/s/46696146</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:49:39 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/46696146/12b0fe99.mp3" length="48936097" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3055</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Rules Have Changed--Here's What You Need to Know</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Retirement Rules Have Changed--Here's What You Need to Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a7b8f108-4c6f-47f9-944a-8156275a8c37</guid>
      <link>https://share.transistor.fm/s/61e1488d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:49:10 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/61e1488d/94b7de38.mp3" length="48972893" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3057</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>5 Retirement Mistakes That Could Derail Your Future</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>5 Retirement Mistakes That Could Derail Your Future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">779f8af9-c80d-4070-a7aa-00833121eb0d</guid>
      <link>https://share.transistor.fm/s/13eb3fa3</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:48:22 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/13eb3fa3/96efbd19.mp3" length="49411324" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3084</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>7 Retirement Tax Breaks You Shouldn't Miss After 50</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>7 Retirement Tax Breaks You Shouldn't Miss After 50</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">209ea99b-54ad-4180-9a9a-966b4068b6e4</guid>
      <link>https://share.transistor.fm/s/d43245ba</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:47:47 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d43245ba/aca99b33.mp3" length="49749453" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3105</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The 5 Years Before Retirement Are the Most Important</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>The 5 Years Before Retirement Are the Most Important</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e30d152c-d703-4e98-b624-2c4a0aa10e6c</guid>
      <link>https://share.transistor.fm/s/46c0ce06</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:46:58 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/46c0ce06/7f36f124.mp3" length="49249157" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3074</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Don't Retire Until You've Done These 7 Things</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Don't Retire Until You've Done These 7 Things</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">15d62d8e-25fb-477d-a300-6a529760bc88</guid>
      <link>https://share.transistor.fm/s/e9c68dc1</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:45:18 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/e9c68dc1/8e81208b.mp3" length="49200667" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3071</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Secret to a Stress-Free Retirement Isn't What You Think</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>The Secret to a Stress-Free Retirement Isn't What You Think</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8090d59f-f1bc-4bed-a06d-ba1881518018</guid>
      <link>https://share.transistor.fm/s/07ccaab0</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:44:25 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/07ccaab0/55b40c0d.mp3" length="49237043" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3073</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Really Afford to Retire at 65?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Can You Really Afford to Retire at 65?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">35ee6752-c00c-4c86-9521-7301c25e63f3</guid>
      <link>https://share.transistor.fm/s/b9c4370a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:43:38 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/b9c4370a/2e1a6ccd.mp3" length="49179344" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3070</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>7 Retirement Questions Everyone Should Ask Before They Retire</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>7 Retirement Questions Everyone Should Ask Before They Retire</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ae99bca8-6cb7-4229-919d-0f03660fe292</guid>
      <link>https://share.transistor.fm/s/dcb7316c</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:43:06 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/dcb7316c/26e24a0e.mp3" length="48788993" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3045</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why So Many Americans Are Delaying Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Why So Many Americans Are Delaying Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3d7a6566-46fc-478d-867e-5646fce4d7b1</guid>
      <link>https://share.transistor.fm/s/84ae0a38</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:42:27 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/84ae0a38/d5cda9ed.mp3" length="49049366" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3062</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Habits That Separate Success from Failure</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>The Retirement Habits That Separate Success from Failure</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">db3485b3-6b32-4f3b-9780-7e3b6c7eacf5</guid>
      <link>https://share.transistor.fm/s/f0234d5a</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:41:50 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/f0234d5a/c08cba13.mp3" length="48749700" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3043</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Choose the Right Financial Advisor for Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>How to Choose the Right Financial Advisor for Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f8d204cd-fa60-4766-b210-a834c6d1077d</guid>
      <link>https://share.transistor.fm/s/72884d00</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:41:07 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/72884d00/df1eb9a2.mp3" length="49051884" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3062</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Can You Still Retire in Today's Economy?</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Can You Still Retire in Today's Economy?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">74bf9f2b-920f-41a2-8ea3-9e308d10c255</guid>
      <link>https://share.transistor.fm/s/2747c785</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:40:21 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/2747c785/ab1ea218.mp3" length="49214872" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3072</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Retire When the Future is Uncertain</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>How to Retire When the Future is Uncertain</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3798fffa-9dd9-43f0-84fd-afa5e444f721</guid>
      <link>https://share.transistor.fm/s/772ad81d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:38:07 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/772ad81d/7834947c.mp3" length="49227831" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3073</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Small Money Moves That Can Add Thousands to Your Retirement</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Small Money Moves That Can Add Thousands to Your Retirement</itunes:title>
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        <![CDATA[]]>
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      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:37:34 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
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      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3026</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>You Don't Need More Investments--You Need a Retirement Plan</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>You Don't Need More Investments--You Need a Retirement Plan</itunes:title>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:36:57 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
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      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3059</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Retirement Mistake You Can't Afford to Make</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>The Retirement Mistake You Can't Afford to Make</itunes:title>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:36:16 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
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      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3082</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Protect Your Retirement Before It's Too Late</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>How to Protect Your Retirement Before It's Too Late</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:35:25 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
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      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3080</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The First 5 Years of Retirement Can Make or Break Your Future</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>The First 5 Years of Retirement Can Make or Break Your Future</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:34:51 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/ba344df2/ce554970.mp3" length="48810726" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3047</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Live Your Best Retirement Without Running Out of Money</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>How to Live Your Best Retirement Without Running Out of Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1605849c-c182-4a77-9519-7b2778b38365</guid>
      <link>https://share.transistor.fm/s/0fe25c1d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:33:54 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/0fe25c1d/9d5da23d.mp3" length="48665694" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3038</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Retiring Together Starts with One Conversation</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Retiring Together Starts with One Conversation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ddabef8b-24b8-44d8-be00-a08dc2058532</guid>
      <link>https://share.transistor.fm/s/d29a1f42</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:33:01 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/d29a1f42/da63d54a.mp3" length="48833699" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3048</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Retirement Paycheck: How to Create Income That Lasts</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>The Retirement Paycheck: How to Create Income That Lasts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f557b209-e309-4a74-aabc-def6c6fff636</guid>
      <link>https://share.transistor.fm/s/0b198e44</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:32:14 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/0b198e44/0697eca0.mp3" length="48715426" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3041</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Biggest Retirement Myths That Could Cost You Money</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>The Biggest Retirement Myths That Could Cost You Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:31:30 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/a20065c3/5fc9a9ae.mp3" length="48629325" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3035</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Financial Lessons Most People Learn Too Late</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>The Financial Lessons Most People Learn Too Late</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c30eebe2-aa4f-4e58-b061-96dbb6322e5b</guid>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:30:29 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/fb5970c1/5906ad12.mp3" length="48134873" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3004</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Retirement Income Plan Everyone Needs Before They Retire</title>
      <itunes:season>1</itunes:season>
      <podcast:season>1</podcast:season>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>The Retirement Income Plan Everyone Needs Before They Retire</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4b62f990-df0f-4e09-a137-32b793cbbd18</guid>
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        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 10 Aug 2026 13:24:56 -0700</pubDate>
      <author>Casey Elkins, Mark Stimpson</author>
      <enclosure url="https://media.transistor.fm/6485c928/848121e5.mp3" length="48684083" type="audio/mpeg"/>
      <itunes:author>Casey Elkins, Mark Stimpson</itunes:author>
      <itunes:duration>3039</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>independent advisor, financial, retirement, retirement planning,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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