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    <title>Elevate 216</title>
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    <description>Jamaa Cox and Jamal Rogers team up to bring you Elevate 216. With diverse business backgrounds they bring unique perspective and experience earned information. From general business to financial literacy and real estate the goal of this podcast is not just to entertain but to service OUR community with information we typically are provided.</description>
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    <pubDate>Thu, 15 Oct 2026 12:06:34 -0400</pubDate>
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    <itunes:summary>Jamaa Cox and Jamal Rogers team up to bring you Elevate 216. With diverse business backgrounds they bring unique perspective and experience earned information. From general business to financial literacy and real estate the goal of this podcast is not just to entertain but to service OUR community with information we typically are provided.</itunes:summary>
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      <title>The Credit Check</title>
      <itunes:episode>2</itunes:episode>
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      <itunes:title>The Credit Check</itunes:title>
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        <![CDATA[<p>In episode two of Elevate 216, Jamaa and Mal talk about credit repair and how to leverage credit, sharing real experiences and practical starting steps.  They also highlight building credit while cleaning it, using credit-builder tools, and how good credit can open access to funding and perks. They announce a financial literacy day party on Saturday, November 14, 2026 at Lounges in Cleveland.</p><p>00:00 Episode Intro<br>00:27 Why Credit Matters<br>02:26 Avoid Credit Repair Scams<br>03:38 Teach the Whole Family<br>05:24 Audit Your Credit Report<br>06:36 Credit Repair Takes Time<br>08:57 No Shame in Bad Credit<br>10:47 Leverage Credit for Goals<br>14:46 Cash vs Credit Lessons<br>16:08 Building Score vs Profile<br>20:15 Mor’s Funding Strategy<br>22:23 The Reward of Helping<br>22:51 Credit Changes Lives<br>24:06 Perks and Levels<br>25:28 Late Payment Reality<br>27:04 Utilization Under 10<br>29:05 Boost Limits and Usage<br>30:04 Building Credit History<br>31:21 Authorized User Strategy<br>34:11 Primaries Over AUs<br>35:41 Start Building Day One<br>38:08 Personal Credit Wins<br>40:16 Travel Perks and Rewards<br>42:44 Wrap Up and Event Plug</p>]]>
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        <![CDATA[<p>In episode two of Elevate 216, Jamaa and Mal talk about credit repair and how to leverage credit, sharing real experiences and practical starting steps.  They also highlight building credit while cleaning it, using credit-builder tools, and how good credit can open access to funding and perks. They announce a financial literacy day party on Saturday, November 14, 2026 at Lounges in Cleveland.</p><p>00:00 Episode Intro<br>00:27 Why Credit Matters<br>02:26 Avoid Credit Repair Scams<br>03:38 Teach the Whole Family<br>05:24 Audit Your Credit Report<br>06:36 Credit Repair Takes Time<br>08:57 No Shame in Bad Credit<br>10:47 Leverage Credit for Goals<br>14:46 Cash vs Credit Lessons<br>16:08 Building Score vs Profile<br>20:15 Mor’s Funding Strategy<br>22:23 The Reward of Helping<br>22:51 Credit Changes Lives<br>24:06 Perks and Levels<br>25:28 Late Payment Reality<br>27:04 Utilization Under 10<br>29:05 Boost Limits and Usage<br>30:04 Building Credit History<br>31:21 Authorized User Strategy<br>34:11 Primaries Over AUs<br>35:41 Start Building Day One<br>38:08 Personal Credit Wins<br>40:16 Travel Perks and Rewards<br>42:44 Wrap Up and Event Plug</p>]]>
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      <pubDate>Thu, 15 Oct 2026 12:06:28 -0400</pubDate>
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        <![CDATA[<p>In episode two of Elevate 216, Jamaa and Mal talk about credit repair and how to leverage credit, sharing real experiences and practical starting steps.  They also highlight building credit while cleaning it, using credit-builder tools, and how good credit can open access to funding and perks. They announce a financial literacy day party on Saturday, November 14, 2026 at Lounges in Cleveland.</p><p>00:00 Episode Intro<br>00:27 Why Credit Matters<br>02:26 Avoid Credit Repair Scams<br>03:38 Teach the Whole Family<br>05:24 Audit Your Credit Report<br>06:36 Credit Repair Takes Time<br>08:57 No Shame in Bad Credit<br>10:47 Leverage Credit for Goals<br>14:46 Cash vs Credit Lessons<br>16:08 Building Score vs Profile<br>20:15 Mor’s Funding Strategy<br>22:23 The Reward of Helping<br>22:51 Credit Changes Lives<br>24:06 Perks and Levels<br>25:28 Late Payment Reality<br>27:04 Utilization Under 10<br>29:05 Boost Limits and Usage<br>30:04 Building Credit History<br>31:21 Authorized User Strategy<br>34:11 Primaries Over AUs<br>35:41 Start Building Day One<br>38:08 Personal Credit Wins<br>40:16 Travel Perks and Rewards<br>42:44 Wrap Up and Event Plug</p>]]>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Intro To Elevation</title>
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        <![CDATA[<p>Jamaa Cox, a Cleveland-based credit repair specialist with seven years of experience, and Jamal Rogers, a Cleveland real estate investor and business builder active since 2019, introduce their mission to change the financial trajectory of their community through hands-on education in credit, entrepreneurship, and real estate.  They promote an upcoming all-in-one networking “day party” focused on financial literacy, featuring resources like lenders, credit unions, and a CPA, scheduled for November 14th, 2026 from 4–8 PM at Lounges.</p><p>00:00 We Here Intro<br>00:20 Meet Jamay Cox<br>01:09 Meet Jamarl Rogers<br>01:46 Mission For Cleveland<br>03:26 Hands On Guidance<br>04:37 Starting Over Story<br>07:11 Credit Responsibility<br>09:15 Real Estate Myths<br>11:35 Faith And Focus<br>15:11 Mindset And Sacrifice<br>18:47 Event Invitation<br>21:24 Credit Changes Lives<br>21:45 All In One Vendors<br>23:11 Event Details And Close</p>]]>
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        <![CDATA[<p>Jamaa Cox, a Cleveland-based credit repair specialist with seven years of experience, and Jamal Rogers, a Cleveland real estate investor and business builder active since 2019, introduce their mission to change the financial trajectory of their community through hands-on education in credit, entrepreneurship, and real estate.  They promote an upcoming all-in-one networking “day party” focused on financial literacy, featuring resources like lenders, credit unions, and a CPA, scheduled for November 14th, 2026 from 4–8 PM at Lounges.</p><p>00:00 We Here Intro<br>00:20 Meet Jamay Cox<br>01:09 Meet Jamarl Rogers<br>01:46 Mission For Cleveland<br>03:26 Hands On Guidance<br>04:37 Starting Over Story<br>07:11 Credit Responsibility<br>09:15 Real Estate Myths<br>11:35 Faith And Focus<br>15:11 Mindset And Sacrifice<br>18:47 Event Invitation<br>21:24 Credit Changes Lives<br>21:45 All In One Vendors<br>23:11 Event Details And Close</p>]]>
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      <pubDate>Thu, 08 Oct 2026 08:41:43 -0400</pubDate>
      <author>Jamal &amp; Jamaa</author>
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      <itunes:author>Jamal &amp; Jamaa</itunes:author>
      <itunes:duration>1461</itunes:duration>
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        <![CDATA[<p>Jamaa Cox, a Cleveland-based credit repair specialist with seven years of experience, and Jamal Rogers, a Cleveland real estate investor and business builder active since 2019, introduce their mission to change the financial trajectory of their community through hands-on education in credit, entrepreneurship, and real estate.  They promote an upcoming all-in-one networking “day party” focused on financial literacy, featuring resources like lenders, credit unions, and a CPA, scheduled for November 14th, 2026 from 4–8 PM at Lounges.</p><p>00:00 We Here Intro<br>00:20 Meet Jamay Cox<br>01:09 Meet Jamarl Rogers<br>01:46 Mission For Cleveland<br>03:26 Hands On Guidance<br>04:37 Starting Over Story<br>07:11 Credit Responsibility<br>09:15 Real Estate Myths<br>11:35 Faith And Focus<br>15:11 Mindset And Sacrifice<br>18:47 Event Invitation<br>21:24 Credit Changes Lives<br>21:45 All In One Vendors<br>23:11 Event Details And Close</p>]]>
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      <itunes:explicit>No</itunes:explicit>
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