Welcome to 3M, a podcast about a better way to think and manage your life. Click on this hyperlink for the 3M.MBA page on the website of Fixed Cost Financial, Inc.  The winning 3M formula involves one or a combination of making more, spending less, adjusting expectations, and having a fiduciary in your corner.  Minting Millionaire Mindsets is a philosophy, not a twelve round boxing match. 3M is brought to you by Fixed Cost Financial.  Fixed Cost Financial is a true fiduciary based investment advisor that is affordable, accessible, and transparent.  With Fixed Cost Financial, you have a true fiduciary in your corner. Try it now at FixedCostFinancial.com.  

If you have questions, ideas, or a comment use our contact form at the bottom of the contact page. 

DISCLAIMER

Due to our extensive holdings, that of our clients and your host, you should assume that we have a position in all companies discussed and that a conflict of interest exists. By listening, reading, or using this podcast and website in any manner, you understand the information presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Nothing on this site should be construed as an offer, recommendation, or solicitation to buy or sell a security. Fixed Cost Financial does not provide tax advice and investors are encouraged to consult with their tax professional.

CONTACT

Our phone number is 212-433-2525.  If you would like to schedule a 15-minute Zoom audio or video consultation, click HERE. 

What is a True Fiduciary?  Click Here.   

What is Commission Addiction?  Click Here.

Sign up for our newsletter. Click Here.

Keywords

Investing, finance, fiduciary, coronavirus, minting millionaire mindsets, connecting dots, education

Welcome to 3M, a podcast about a better way to think and manage your life. Click on this hyperlink for the 3M.MBA page on the website of Fixed Cost Financial, Inc.  The winning 3M formula involves one or a combination of making more, spending less, adjusting expectations, and having a fiduciary in your corner.  Minting Millionaire Mindsets is a philosophy, not a twelve round boxing match. 3M is brought to you by Fixed Cost Financial.  Fixed Cost Financial is a true fiduciary based investment advisor that is affordable, accessible, and transparent.  With Fixed Cost Financial, you have a true fiduciary in your corner. Try it now at FixedCostFinancial.com.  

If you have questions, ideas, or comment use our contact form at the bottom of the contact page. 

DISCLAIMER

Due to our extensive holdings, that of our clients and your host, you should assume that we have a position in all companies discussed and that a conflict of interest exists. By listening, reading, or using this podcast and website in any manner, you understand the information presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Nothing on this site should be construed as an offer, recommendation, or solicitation to buy or sell a security. Fixed Cost Financial does not provide tax advice and investors are encouraged to consult with their tax professional.

CONTACT

Our phone number is 212-433-2525.  If you would like to schedule a 15-minute Zoom audio or video consultation, click HERE. 

What is a True Fiduciary?  Click Here.   

What is Commission Addiction?  Click Here.

Sign up for our newsletter. Click Here.

Well, this will be the last public episode of Connecting Dots. It's been an awful lot of fun as well as a tremendous learning experience. When it comes to podcasting, well on a regular basis we've been doing Connecting Dots. But you see, it's not really ending. Instead of Connecting Dots will be limited to clients of Fixed Cost Financial. If you're interested in learning more about what we're doing, you can take a look at the show notes where we will explain exactly what's going on with Connecting Dot. Now, with that said, here's a brief summary.

Paul Grant Truesdell, J.D., AIF  0:38  

We examined and experimented with over 160 episodes, different ways to provide information to you and then of course of doing that we discovered that, well, some people like short other people like it long so in other words, short episodes versus long deep dives and everything in between. We took a lot of time to discuss with a wide variety of people what it is that they like and didn't like our conclusion was really simple. The overwhelming majority of those who listen to podcast like it short, sweet and to the point, and so we had to make a decision as to who is our audience and how are we going to deal with the audience. We came to a simple conclusion that most people need to have us help them in the Minting of Millionaire Mindsets as their priority and goal in life.

Paul Grant Truesdell, J.D., AIF  1:33  

Minting Millionaire Mindsets is something that I have talked about and developed over the course of 30 years. And so I decided I'm going to share it now with everyone.

Paul Grant Truesdell, J.D., AIF  1:46  

I can tell you without any doubt or hesitation that if you have the right mindset, you can achieve a whole lot more in life than if you have some other type of mindset, and again, it always comes down to a mindset. I cannot emphasize enough how important it is for people to get their act together and to understand how important it is to stay focused and centered on yourself and to understand what we call the five components of wealth. And what we have here is important. And I can tell you, it has worked for me and it will work for you.

Paul Grant Truesdell, J.D., AIF  2:25  

Now, if you're a client of ours, I encourage you to listen to this again Minting Millionaire Mindsets. And as a client, you're going to enjoy the exclusive benefits of Connecting Dot. Now because you're a client, you already have more than likely achieved the Minting of Millionaire Mindsets. And you'll notice that we use the word mindsets as a plural rather than as a singular because Minting Millionaire Mindsetds is multifaceted.

Paul Grant Truesdell, J.D., AIF  2:57  

For example, you know, we've talked a lot about physical illness and people who have no intellectual capability but the world centers on the mindset. You can be physically challenged, you can be intellectually challenged. But if you have mentored a millionaire mindset, you're going to achieve a whole lot more than those who are physically gifted and intellectually gifted. Now the key components of wealth are in the order of importance, physical, emotional, intellectual, relationships, and financial and you'll notice that the very end is financial. The most important component for most people is the one that is least important to most people again, physical wealth trumps everything. And if you're feeling physically wealthy, and you're overwhelmed by the controlling forces out there that you feel like you don't have control over always remember you control the overwhelming majority of your wealth.

Paul Grant Truesdell, J.D., AIF  3:56  

Now look, I get it. There are some people who are challenged at birth, there are victims of accidents, illnesses, acts of violence. But generally speaking, most people are in lousy shape because they didn't stay in shape. It's your own fault. They didn't stay in shape because they didn't Mint a Millionaire Mindset. When it comes to physical wealth, all the money in the world is not going to keep you from dying. And if you live this lifestyle, like so many do, where one doesn’t do anything, well, it's pretty tough. We're going to be tough on you, but because I don't know you we’re having this conversation and you're listening. If you got upset by that you've got a real problem. But I do know one thing is absolutely true. This is going to be the most powerful, impactful thing on a lot of people's lives, not Connecting Dots, that’s the refinement is like taking that diamond and polishing it and cutting it into a just a beautiful marquee cut, but for now, here's the thing. It's Minting Millionaire Mindsets.

Paul Grant Truesdell, J.D., AIF  4:55  

In the last three to four years, I have spent a tremendous amount of time reacquainting myself with men and women from border-to-border, coast-to-coast, and all walks of life, background income, race, sex, national origin, occupation didn't make any difference. And I can tell you those who have Minted their Millionaire Mindsets, well, they make it and those who don't, don't.

Paul Grant Truesdell, J.D., AIF  5:18  

So Connecting Dots has been an absolute ball. But there's no doubt that we had a lot of fun doing it. And we're going to continue but it's over the head of most people, don't get upset with that. Because if you get upset with that you lack emotional maturity to get ahead and Connecting Dots is designed to challenge and really get into some hardcore issues that you got to deal with first things first, which is Minting Millionaire Mindsets. Again, we're going to restrict Connecting Dots predominantly to clients. And now with that said, once a month we'll share what we're talking about connecting dots with non-clients. There'll be a summary and you can kind of see what goes on. Now what we will not do, however, share an entire episode or segments rather, what we'll do is we'll review the highlight and concepts we talked about. And frankly, it'll be a teaser for you to become a client.

Paul Grant Truesdell, J.D., AIF  6:08  

So if you want to become a client, what do you do is go to FixedCostFinancial.com and follow the instructions and the way we do it, it's better because it's simple and works. Because when you have a true fiduciary in your corner that's affordable, accessible and transparent, you've got a winning combination. If you're actually in the game, and you're ready to step up and your view of yourself, yourself as a lifestyle where business is a lifestyle. Well, if you've got that mindset, and you found a home here at Fixed Cost Financial and Minting Millionaire Mindsets is ideal for those want to achieve and retain their status in life. And when you listen to upcoming Connecting Dots, the deep dives that we're going to go into you're going to say well, I'll be darned. How about that. So with that, continue with us with Connecting Dots. It's simple if you're a client. And the way we do it, it's better because it's simple and works full transparency, full accessibility and affordability. But regardless, you've got to have and continue to do what we call Minting Millionaire Mindsets.

Paul Grant Truesdell, J.D., AIF  7:18  

So thank you for joining us for over 160 episodes. I look forward to you joining us as a prospective or actual client as we continue this journey. We're going to make a detour now we're going to start rolling out Minting Millionaire Mindsets, the 3M podcasts are here, and it doesn't get any b...

1.    Take responsibility
2.    Do what you like
3.    Do what you’re good at
4.    Do what you are profitable at
5.    Do what you can control
6.    Do what’s right for you, stop conforming and being a lemming
7.    Don’t let propaganda and fake main-stream media news think for you, think for yourself
8.    Embrace creativity and those who are willing to take a chance.
9.    Stop thinking small regardless of how large or small you live.  Thinking is limitless and one year’s experience for 50 years is not the same as 50 years of experience packed into five to ten years
10. Stop wasting time following others.  
11. Destroy the FOMO in your life.  
12. Engage physically with strength, endurance, and flexibility training, with natural nutrition and hydration, and everything in moderation.
13. Power up your emotional wealth by knowing when to react, how to react, and having patience.  
14. Fire up your intellectual wealth with a breadth of knowledge, depth of knowledge, and old fashion common sense.  
15. Focus on partners, associates, and business acquaintances for improved financial wealth.  
16. Then there are those who you call friends. Friends and business do not mix well.  
17. It is easy to say buy low and sell high, but most buy high and sell low.
18. The same goofy views take place when you want professionals to be your friend; it does not work.
19. Professionals know and understand you, but they do not cross the line. 
20. Professionals remain true fiduciaries, regardless of the situation. 

We believe in and abide by true fiduciary-based principles, and do what we do, day in and day out.

Segment 1 Links:

https://www.wsj.com/articles/tesla-targets-u-s-auto-makers-profit-engine-with-electric-pickup-11574341200?mod=hp_lead_pos4

https://rivian.com

https://www.youtube.com/watch?v=rTGn76YljUM

https://www.youtube.com/watch?v=IOF56Q5hdG4

https://www.youtube.com/watch?v=llu-ckEe5cQ

Segment 2 Links:

https://nosidebar.com/limiting-social-media/

https://hbr.org/2016/09/dont-waste-your-time-on-networking-events

Segment 3 Links:

https://www.profgalloway.com/time-machines-species-failure/

https://www.nytimes.com/2018/12/05/technology/facebook-emails-privacy-data.html

Segment 5 Links:

https://www.libertymutualgroup.com/about-lm/news/news-release-archive/articles/new-study-finds-teens-fear-of-missing-out-is-proving-to-be-dangerous

https://adaa.org/learn-from-us/from-the-experts/blog-posts/consumer/tips-get-over-your-fomo-or-fear-missing-out

https://www.apa.org/monitor/2016/02/smartphone

https://www.theatlantic.com/magazine/archive/2018/07/the-dangers-of-distracted-parenting/561752/

https://www.mother.ly/parenting/12-tips-to-help-you-put-your-phone-away-in-front-of-your-kid

https://www.washingtonpost.com/lifestyle/on-parenting/feeling-like-the-smartphone-has-taken-over-your-childs-life-experts-talk-about-how-to-regain-control/2019/08/21/f3c7655a-a260-11e9-b8c8-75dae2607e60_story.html

https://www.healthcentral.com/article/fear-of-missing-out-fomo-leads-to-depression

Segment 8 Links:

https://puttylike.com/small-talk/

https://runyourown.social/#license

 
Segment 9 Links:

linkedin.com/in/randycalabrese

https://www.boltongroup.com

Segment 10 Links:

https://www.isabellestephenson.com

​Call: (732) 331-2246

​isabellestephensoncoach@gmail.com

https://www.isabellestephenson.com/blog

The FCF Newsletter – Sign Up Now

The email you will receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

No Easy Money 

Making, spending, saving, investing, this money stuff isn’t easy. No kidding. We know it, understand it, and get it. The bottom line is this, if you are not financially independent, then you need to do one or a combination of three things: make more, spend less, adjust your expectations, Even though it’s easy for us, it’s not for 95% of the U.S. population. For every 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. We are a true fiduciary-based investment advisor and that makes us a very rare breed. If you are a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment adv...

Additional Show notes can be found at DOTS.fm

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Sign Up Now - Our newsletter posted on a bi-weekly basis.

Your Privacy – Our Top Concern 

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

 This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster: Paul Grant Truesdell, J.D., AIF | CEO

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Links of Interest

DOTS.fm
Westshore Alliance - Tampa, Florida
LinkedIn Local Tampa
Network After Work
Bay 3
Armature Works
Centre Club
Truesdell Law
MyCity Co-Working
Bull Horn Communications - LinkedIn
Todd Hall ID Shield - LinkedIn

News Links of Interest

"A recent Coldwell Banker report estimated that millennials stand to inherit almost $68 trillion in assets from their baby boomer parents in what’s being called the “Great Wealth Transfer.”  This will be one of the items we will discuss in the next Connecting Dots. 

The next Connecting Dots episode, this will be one of the items we will discuss.

Black student loan borrowers are more likely to struggle to repay their debts — here’s why - This will be one of the items we will discuss in the next Connecting Dots.

It’s important to teach the value of money early on - This will be one of the items we will discuss in the next Connecting Dots.

Saudi Aramco to offer $1bn in shares to staff - This will be one of the items we will discuss in the next Connecting Dots.

Grey market: Dubai dealers call for crackdown on cheaper cars entering the UAE - This will be one of the items we will discuss in the next Connecting Dots.

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Boeing’s 737 Max Software Outsourced to $9-an-Hour Engineers

An anonymous reader quotes a report from Bloomberg 

Hacker News 

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now!  

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster
Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes 

If you haven’t heard about hydrogen and fuel cells before, then listen up. These technologies are bursting on to the scene and have the potential to solve some of the biggest problems in energy ranging from commercial buildings to transportation.

And, while most people are more familiar with solar, wind and battery power, keep your eye on these up-and-coming technologies that could add to our nation’s diverse energy mix.

Here are five things to know about hydrogen and fuel cells.

1. Hydrogen is the most abundant element on earth.

Hydrogen is an alternative fuel that has very high energy content by weight. It’s locked up in enormous quantities in water, hydrocarbons, and other organic matter. Hydrogen can be produced from diverse, domestic resources including fossil fuels, biomass, and water electrolysis with wind, solar, or grid electricity. The environmental impact and energy efficiency of hydrogen depends on how it is produced.

2. Fuel cells can be used to power several applications.

Hydrogen and fuel cells can be used in a broad range of applications. These range from powering buildings, cars, trucks, to portable electronic devices and backup power systems. Because fuel cells can be grid-independent, they’re also an attractive option for critical load functions such as data centers, telecommunications towers, hospitals, emergency response systems, and even military applications for national defense.

3. Fuel cells are a clean way to produce power.

Fuel cells are similar to batteries in that they produce electricity without combustion or emissions. Unlike batteries, fuel cells do not run down or need to recharge—as long as there’s a constant source of fuel and oxygen. Compared to conventional gasoline vehicles, fuel cell vehicles can even reduce carbon dioxide by up to half if the hydrogen is produced by natural gas and by 90%, if the hydrogen is produced by renewable energy, such as wind and solar. There are also no pollutants emitted from the tailpipe—just water!

4. Fuel cell cars are very similar to traditional gasoline-powered cars.

Similar to today’s gasoline vehicles, fuel cell electric cars can have a driving range of more than 300 miles on one tank of hydrogen fuel. They can refuel in just a few minutes and the fueling experience is almost identical to a gas station. Since the “engine” (i.e., fuel cell) has no moving parts, you’ll never need to change the oil. But because a fuel cell is more than twice as efficient as an internal combustion engine, a fuel cell car travels farther on that tank of hydrogen than a traditional car would on gasoline. This means you only need about half the amount of hydrogen, with double the fuel economy.

5. There are more than 30 commercial hydrogen stations in California today.

More than 30 public retail hydrogen fueling stations are online in California, with plans to install 100. There are also several stations ready to open up in the Northeast. With careful planning, the focus has been to add hydrogen mostly at existing gasoline stations. These efforts are giving early fuel cell car adopters’ confidence that they can drive normally and have access to hydrogen wherever they go within these regions. Efforts are also underway in Hawaii, with other markets expected to develop as consumer demand increases.

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Featured Non-Compensated Associate

Show Notes

• Pending 

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster
Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

The home of Fixed Cost Investing℠
Affordable - Accessible - Transparent
212-433-2525

Featured Associate

Travis Horn
President & CEO at Bull Horn Communications, Inc.
Tampa/St. Petersburg, Florida Area
1320 E. 9th Ave., Tampa, FL 33605
813-770-4781 
linkedin.com/in/travislhorn

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

• Pending 

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster
Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Featured Associate

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

There will be no additional show notes today. Would you like to be a featured associate?  Contact Mr. Truesdell at 212-433-2525.  

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster
Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Featured Non-Compensated Associate

Show Notes

• Pending

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

• 00:00:00 - Introduction
• 00:01:57 - The school nurse calls and because of the smart phone, everyone comes running.  We've raised millions of emotional weaklings.  Let children experience tough times for their own good and the survival of mankind. 
• 00:08:40 - Our current newsletter is available online for review by those who have not signed up.  Sign up and get the information in your inbox every few weeks. 
• 00:10:26 - Not only do they want him out of office, many in the CIA, FBI, DOJ, the Senate, and House would have taken Trump out before taking office if they could.  You know it as do I.  The political division is out of control, and it went nuts with the passage of the 17th Amendment 
• 00:17:53 - Telemedicine, the pros and cons coupled with fraud and the need in rural communities.  Could the federal government do something? Yes.  Will they? No. 
• 00:20:13 - US marriage rates have hit a 150-year low, and a new study in the Journal of Marriage and Family says the decline is being fueled by a lack of “economically attractive” available men.  A 2017 Pew Poll found that 71 percent of American adults said it’s “very important for a man to be able to support a family financially to be a good husband or partner.” Dishes aren’t enough.
• 00:23:27 - Massive changes are taking place at one of the media industry's most famous outlets, with Sports Illustrated having notified its staff of drastic and widespread layoffs. More than 40 staff members were cut from the sports institution on Thursday, according to The Wall Street Journal and reports in other outlets.  
• 00:26:04 - The Irishman' star Robert De Niro accused of 'abusive and sexist' comments in $12 million gender discrimination lawsuit by former assistant. 
• 00:31:39 - Todd Hall Legal Shield - LegalShield believes everyone deserves legal protection. And for over 45 years, LegalShield has provided members with affordable legal access.
• 00:35:46 - Genetic testing and results are such that the medical dilemma is this: How much do you tell the patient? 
• 00:51:17 - Conclusion - Join Us Today 

Sign Up Now! 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Today’s Podcaster
Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Featured Associate

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

1. Network After Work Tampa at Yard Of Ale  Wed, October 23, 2019 - 6:00 PM – 8:00 PM EDT - 406 S. Howard Ave.
2. Thursday, October 24, 2019 from 8:30 AM to 11:00 AM Cask Social Kitchen  208 S Howard Ave, Tampa
3. Intercom - Blue - Website - Starbucks Kennedy & S. Dakota Ave, Kennedy & West Shore, Moody & Howard, or Armature Works 
4. A relentless pursuit of growth
5. Consumerism, 
6. Toys, Trinkets
7. The aftermath of buying it all.
8. Long-term dreams in the toilet
9. Self-control, Time Horizon, 
10. Reread Edward C. Banfield, Lower Class, Time Horizon, Fascinating
11. Reality Check
12. Stop the Bleeding
13. Focus on Core competencies
14. Business and Individual
15. I am Paul Truesdell and I am a lifestyle business where business is a lifestyle.  Insert your name.
16. It’s a mindset.
17. We work. All growth, Uber, all growth, Exponential curve.  
18. Relentless Growth of Mo’s MoJo, Till It Peters Out
19. Apple, mature, profits, growth, Analysts, immature
20. Next stage. Five Cows
21. Strength, time to recover, much longer, but still built like a brick shit house. And hit like a ton of bricks
22. Emotional, intellectual, relationships - no change, financial - no change, do what you like, good, profitable and can control life’s good. 
23. Extraneous expenses
24. Purge them
25. Time Frame, if not now when?
26. Review all aspects of life, man it goes fast
27. Perplexed, everyone is wrong, maybe it’s you
28. Reset, cut costs, make more, adjust expectations.
29. Profitability is key
30. Reading about 10-year deferment college, costs, hitting hard, house, kids, loans, OMG, 
31. I graduated debt-free and in the 70s I had over $20,000 in savings, checking, and my brokerage account. $86,000 in today’s dollars, not bad, not great, but that was in the mid to late 70s. 
32. Well, 34th year,  October 1st.  Nothing has changed
33. Technology yes.  Issues, no.
34. Frankly, politics makes me sick and it seems like it’s the same old thing 
35. But one thing is true.  Make more, spend less, adjust expectations, it’s that simple, Start early and build habits, if not, you’ll lose the game we call money.

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Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Life isn’t easy. It never has been and never will be.  People become sick, injured, and die.  Deal with it.  Productively deal with your feelings in a positive way.  Stop the pity party.  Time doesn’t heal everything.  Instead, heal yourself by being focused on be efficient, effective, productive, and enjoying what time you have.  Life is great. Enjoy it.

I miss my father, mother, and sister.  I am the last one standing.  The pages of sadness are long gone.  Mean? Cold-hearted? No. It’s life.  On the anniversary of a death, celebrate the good memories; ignore the bad ones. Grief is real, but do not let grief hold you back.  Renegotiate new relationships. Maintain healthy relationships.  Every day is a fresh start.

Ask us about our Me, Me, Me Philosophy.

Mentally strong people stay on track.  The strong work at it.  We practice, train, and fail, over-and-over, until we get it right.  We know we are only as good as our worst habits; that’s why we read, study, and don’t let garbage get in our brain or tummy.

Think about this: What are you doing to sabotage yourself?  Figure it out and stop it. Develop the mental strength to deal with life’s problems. Oh, and stop the pity party.  You’re not special, neither am I or anyone else.

There’s always room for improvement. 

Stop the irrational thinking.  Balance emotions and think rationally.  And it’s not about acting tough, ignoring emotions, or working out till you drop. As for the non-stop BS about positive mental attitude being the cure-all, hogwash.  Be realistic.

Chose and develop healthy habits with focus, effort, and common sense.

Visit DOTS.fm for additional items of interest as it relates to this episode and more. 

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Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Links:
White House Weighs Limits on U.S. Portfolio Flows Into China - Bloomberg
Trump administration considers ban on Chinese listings in US - Financial Times
Trade War Hasn’t Stopped Wall Street’s $9 Billion China Rush - Yahoo Finance / Bloomberg

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer 

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

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1.  December 1969, 50 Years, < 3.8% Unemployment
2. Manipulation, Calculation Changes, Sure, However
3. Chicago - $838 million Deficit, $10.68 Billion Revenues - $11.52 Billion Outlay
4. 376 Murders - Chicago / 2019 Shot / Shot Every 3 Hours / Killed Every 16 Hours / 9.5% Clearance Rate
5. Facebook, Twitter, Amazon, Financial Companies - Domestic, Foreign, Retail, Social Media, Employer, Corporate Spying - Overwhelming - 
6. Ted Kozinski
   1. Technical necessity
   2. Vast complex of technological systems are self-serving
   3. Kaczynski’s observations does not absolve him of his murders, or justify his insane hatred
   4. Kaczynski saw something in technology that caused him to lash out with violence, but despite his mental imbalance, he was able to articulate that view with surprising clarity his sprawling, infamous 35,000-word manifesto  
7. So, there’s a lot wrong - Depressed, Upset, Lashing Out - No
8. Painful Events - All the time
9. How we handle them
10. Life is a circus and a learning curve
    1. Not everyone is on the same ride at the circus
    2. Some never get on a ride, they watch
11. Curate the lifestyle you desire
12. Look for and enjoy the extraordinary rather than getting into a rut with the ordinary, day in and out
13. EE - Overtime, Counter Productive
    1. Burnout, Useless
    2. BMOC with Time In Grade
    3. Busy Not Productive
    4. Gossip
    5. Complaining
    6. All Talk, No Action
    7. Have to be apart of something
    8. One Year Experience - 20 Years Over 
    9. Get a Life - Individual 
       1. Who Cares, Do They Matter
14. 20 Minute Focus
    1. Writing
    2. Work
    3. Physical - Strength, Endurace, Flexibility 
    4. Getting more creative work done with
       1. Prep 20
       2. Focus 20 - 1
       3. Break 5
       4. Focus 20 - 2
       5. Break 5 
       6. Focus 20 - 3
       7. Break 5
       8. Review 20
       9. Break 5
       10. Write & Edit 20
       11. Relax 20
       12. 2 Hours and 20 Minutes 
       13. Three rotations 8 hours
15. Like, Good, Profitable, Control
16. Partners, Associates, Acquaintances
17. Chit Chat - Garbage In - Garbage Out
    1. Social Media - Mental Illness
    2. Entitled Cell Phone Use
    3. Self-Centered
    4. Self-Victimization
    5. Sympathy Card
18. Breaking Down the Day
19. Home Life - Work Life - No Life
    1. EE Eyes
    2. SE Eyes
    3. ER Eyes
    4. 3M Eyes - Me Me Me
    5. Growing, Maintaining, Shrinking
20. Inspiration - Podcast - Complaining - EE
    1. Tunnel Vision
    2. Changed Jobs
    3. Complaining
    4. Mirror - It’s You, Not Them

Black and White from Three Dog Night with a twist. The ink is black. The page is white. Together we learn to read and write. The world is bad, the world is good. It’s time to ponder. And stop the plunder. Which means, don’t let the media control you.

Think for yourself.

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Sign Up Now - Our newsletter posted on a bi-weekly basis.

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO
Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

• Pending

Disclaimer 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Since 1986

1. 1987 Black Monday
2. 1989 Rio de Janeiro 
3. 1989 Friday the 13th
4. 1990 Kuwait Invasion
5. 1991 Japan Asset Bubble
6. 1992 EU Black Wednesday
7. 1997 Asian Crash
8. 1998 Russian Ruble Default
9. 2000 Dot-Com Bubble
10. 2001 Terrorism
11. 2002 Broad Drop
12. 2007 Shanghai Crash
13. 2008 US Housing Crash
14. 2009 Dubai Debt
15. 2010 Greece Bailout
16. 2010 Flash Crash
17. 2011 US Bear
18. 2015-16 Chinese Crash
19. 2018 US Downturn

Sign Up 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Show Notes

• China's Debt Tops 300%
• Looming China Debt?
• China's Corporate Bond Defaults

Sign UP

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

1. Amazon changes its search algorithm in ways that boost its own products.
2. Wow, that’s a surprise. Not
3. Google has algorithm’s
4. Facebook has them
5. Everyone has them.  It’s called discretion.
6. There is always a conflict of interest when you are working both sides.
7. Great debate
8. Regulation as a public utility
9. Sears, Penny’s WalMart, Costco, Men’s Warehouse - you know what you’re getting
10. Tweak here and there destroys a business
11. Complain about any of them and you’re tagged and the search results are in the toilet
12. Private label, Sponsored Content, Editorial content
13. Marion County Sheriff’s Office, Ocala Star Banner, big advertising client, multi page handout, ads, most wanted, editorial, blind eye - Politics - Same with business. 
14. Business figure out not only the client, but the way to get the attention of the prospective client.
15. You can tell that the system’s rigged.
16. Big boys spend big money and it crushes competition
17. Profits over doing what’s right for the customer
18. Brand name bigger profits
19. Washington and states, anti trust. 
20. But let’s think about it.  The Clinton Administration and the ABA, anti trust and squashed it.
21. Lobbyists and it will be squashed with form over substance
22. fiercely competitive markets,
23. Amazon sells over 10,000 products under its own brands, according to research firm Marketplace Pulse
24. Here’s the problem. Nobody can unplug any more. Unless you go hermit, and that’s not going to happen for 99.999% of the population. 

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Glenn J. Williams - Compensation: As Chief Executive Officer at PRIMERICA INC, Glenn J. Williams made $5,142,189 in total compensation. Of this total $750,000 was received as a salary, $1,588,500 was received as a bonus, $0 was received in stock options, $2,749,841 was awarded as stock and $53,848 came from other types of compensation. This information is according to proxy statements filed for the 2018 fiscal year.

From the 2018 Shareholder Report: "Many members of our sales force are active members of their communities and they bring to their businesses a rich network of personal connections and trust that they have earned over time. Ultimately, it is these relationships, founded in trust, that motivate clients to take action."  We call it the hug and mug.

PRIMERICA MOVES TO IMPROVE ITS IMAGE, OVERCOME SCANDALS

"Primerica excels at marketing to people who have never given life insurance that much thought. By targeting people who haven’t taken the time to learn as much as they can about the life insurance industry, the company generates demand for its products and services. This means that most people who sign up for Primerica life insurance do so because they trust the salesperson who introduced them to the company. However, the salesperson doesn’t have the power to modify or adapt Primerica policies, and often there are better options out there."  Ty Stewart, Primerica Review - Life Insurance - Published January 3, 2019.

Primerica slogs through onslaught of retirement-plan cases - Reuters, July 25, 2013 - "Primerica advisers gave Florida workers poor retirement advice, say current and former Florida public employees in a slew of legal challenges now facing the company.  But so far, the company is holding its own as it works its way through 21 securities arbitration cases and seven court cases all focused on the same issue: Public employees eligible for the State of Florida Public Retirement System say PFS Investments Inc, a Primerica Inc unit, advised them to permanently give up their rights to lifetime pension payments and switch to an alternative plan that subjected them to stock market risks."

Sen. Elizabeth Warren (D-Mass.) on Tuesday embarrassed Primerica President Peter Schneider, who Senate Republicans had invited to testify against a new regulation designed to protect retirement savings from dodgy investment managers.

Securities Exchange Act of 1934 - Release No.40269 / July 28, 1998 - Administrative Proceedings - File No. 3-9658

The 15 Most Hated Multi-Level Marketing Companies Right Now - Primerica sales agents are encouraged to start selling to their “warm market,” including close friends and family members. Some critics of the company claim that reps are underqualified and ill-equipped to sell complex financial products like life insurance.  The company was hit with a lawsuit in 2012 claiming that company reps were targeting certain professions, such as teachers and public workers, with high-risk retirement products. The company had to pay over $15 million to settle 238 lawsuits.

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

• String Matching
• String Matching - Part 2
• How can humans keep the upper hand on artificial intelligence
• Artificial intelligence can now emulate human behaviors – soon it will be dangerously good
• How China Uses Artificial Intelligence to Control Society

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Subscribe

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

• Resistance Bands - Train Anywhere - A good visual of the many types of bands
• 20 Resistance Band Exercises to Strengthen Your Entire Body - Note: You can workout all day long, but if you consume more calories than you burn, you will still be fat.  See the photo and remember what I always say:
  • Physical wealth is the most important component of the five components of wealth, and it involves strength, endurance, and flexibility training with natural nutrition and hydration in moderation.  It is no more difficult than that. I want to wish the lady in the photos the best, but it will take more than bands to slim down.  Overweight and out of shape means a shorter life and longer life in misery. 
• Ten Benefit of Using Resistance Bands During Exercise 
  • Cost Effective
  • Easily Adapted
  • Easy to Modify Exercises
  • Whole Body
  • Space Savings
  • On the Road
  • Variety to Workout Routine
  • Combine with Other Items
  • Effective
• 10 Resistance Band Exercises for Stronger Legs
• 10 Upper Body Exercises
• 7 Resistance Band Exercises for Abs

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting Dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Bureau of Labor Statistics
WSJ - Changing Times

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting Dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Inflation Adjusted Gold Return Calculator
Historical Price of Gold
Stocks vs Bonds vs Gold Returns for the Past 200 Years

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting Dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Why People Often Don’t Properly Prepare for Hurricanes

Having too much time to prepare for a hurricane could actually be a bad thing

The Psychology of Riding it Out: Why People Don’t Prepare for Hurricanes

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting Dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Tomorrow:

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

327,000,000 - 100%

32,700,000 - 10%

3,270,000 - 1%

327,000 - 1/10%

32,700 - 1/100%

19,500 - Nationwide Murder

44,965 - Suicide - 2.3 Times More Likely

50 Largest Cities by Population

5,738 Murders

0.000421 versus 

0.0011476 - 2.725 Times More Likely In a Big 50 City

#  1 New York

#  2 Los Angeles

#49 Tampa

#50 New Orleans

Facts and Figures

Opinions Without Basis

Focus On The Places Where Murder is MOST Likely Happening

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

The standard deviation essentially reports an investment's volatility, which indicates the tendency of the returns to rise or fall drastically in a short period of time. Volatile securities are considered higher risk because their performance may change quickly in either direction at any moment.  Watching what the professionals, not the typical talking head on the lamestream news, says about a hurricane, is exactly what true, fiduciary-based investment advisors and managers do every day.  The standard deviation essentially reports a fund's volatility, which indicates the tendency of the returns to rise or fall drastically in a short period of time. A volatile security is also considered higher risk because its performance may change quickly in either direction at any moment. If two people each receive a 9% annual return, but one is unhappy, it may be the result of their focus on short-term volatility.  Sam sees his money go up by 20% and down by 10%, on a monthly basis, during the year, ending at 9%.  Joe sees his money settle at 9% but it's never more than 2 or 3% up or down in any one month.  Sam will be frazzled.  Joe, if he ignores the market and understands that he's in it for the long term, well, he'll be fine. 

The same with hurricanes.  You need to be prepared and ready to bug out.  Joe, he has cash and is not married to his stocks.  Sam, well, he's a worry-wart and he'll die sooner than Joe because of stress.  Relax, it is what it is and it will be fine if you stick with the basics. 

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

A shrewd businessman, Naimoli used his years of experience to help negotiate with Major League Baseball and land a franchise for the Tampa Bay region. In 1995, MLB owners voted 28-0 to grant a franchise to Tampa Bay and make them a part of the American League. Naimoli was strongly involved in all facets of the franchise, until selling his majority of the stake in the team in 2005 to the Rays current ownership.

Rays 2005 Media Guide

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

How baby boomers became the most selfish generation
Boomers are isolating themselves as they age
Why are adults acting like children?
Why Is There an Increase in Baby Boomer Substance Abuse?

Images remain the most popular type of content: Around three-quarters of Generation Zers (77%), millennials (77%), and Generation Xers (72%), along with 52% of baby boomers, prefer posting images on social media.  Takeaway:  TLDR, TLDV, TLDL, TLDLARL (Live A Real Life).

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

Friendship has always called for some maintenance costs. Stop keeping up with the Joneses.  Modern Minimalist Mindsets and being frugal wins the long-term race in life. Dump the spendthrift friends for those who are like-minded. It’s not rocket science. 

• As you get older, people change and your friends may be making more than you.  
• MORE PENDING

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Overstock.com Chief Executive Resigns
Large Telecoms, State Enforcers Make Pact to Combat Robocalls

YouTube Channels Are Yanked for Alleged Disinformation Campaigns in Hong Kong

Facebook’s Libra Bets It Can Bank the Unbanked

How Radicalization Online Can (And Can’t) Be Stopped

Think About It

• Do all boards of directors for all public companies have written policies and procedures regarding the mental health and well-being of the CEO? 
• Did the calls to impeach Trump due to mental illness, immediately after his election, change the discussion as to what is acceptable and unacceptable?
• Is there a Deep-State that is running some or much of the government? 
• Is there a deep-state that resists a new CEO of an established corporation?
• Define the term "robocall" and could the definition be stretched to in a way where a regulatory authority can be used to interfere in trade by one powerful company over a less powerful company?
• Why is YouTube getting involved in China's political activities?
• Where will YouTube draw the line in the United States?
• Who exactly draws the lines?
• Will Facebook's cryptocurrency extend its control over a growing segment of the world's population?
• What is radical?
• What is a freedom fighter?
• What is normal?
• Are there true journalistic standards, and if so, can they be stated in one sentence with less than 20 words?

Don't hold your breath for that one to ever be true.  And, we did it in 9 words.

Sponsored by:

Fixed Cost Financial, Inc.
The home of Fixed Cost Investing℠
212-433-2525

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Move Over, Shareholders: Top CEOs Say Companies Should Give Money to Non-Equity Stakeholders

The Social Responsibility of Business is to Increase its Profits

The business of America is business.

Steve Jobs

Cheap Shots

DISCLAIMER:

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Join Paul Truesdell at The Break Room Bar & Grill on Thursday, August 22, 2019 at 11:30 am

• Mother Jones - Another stupid article
• Wall Street Journal - RV Sales Soft
• Why RV Sales are Falling
• Two Years of Falling Sales
• Peak Boomer Years
• Those Wild and Crazy Boomers - Going to the Grave and Fighting It

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

Fixed Cost Financial, Inc.

The home of Fixed Cost Investing℠

212-433-2525

Liquidation Announced
Everything Goes - Big Cuts Online

FB Flurry LLC, is owed about $1.5 million and is the largest unsecured creditor in papers filed in the U.S. Bankruptcy Court in Wilmington, DE.

According to the Wall Street Journal: "Avenue said in April it had completed a “successful refinancing of its outstanding capital structure.” PNC Bank provided a $45 million revolving credit facility and Versa provided new capital."  PNC made a bad bet.

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed. 

When connecting the dots, there is the quantitative component, which is known as crunching the numbers. There is also the qualitative component, which is getting a handle all of those things that are not “numbers” based. In the case of President Trump, his daughter appears to have a big influence on his life. This was written about by businessman / author Trump when to talked about how it was his daughter who caused him to miss a flight that crashed that would have resulted in his death many years ago.

The quants love the numbers, and the numbers are the numbers; however, not everything is number based. Emotional-based decisions continue to rule the roost and results in a lot of the Misbehaving in the world.

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Sponsored by Fixed Cost Financial, Inc., the home of Fixed Cost Investing℠.

What is a true-fiduciary? 

Connecting dots is for client educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This material does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting dots is for client educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This material does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Epstein Documents

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Fixed Cost Investing Newsletter

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

We are now on YouTube

1.1. Three Legal Phases

1.1.1. Competent

1.1.2. Incompetent

1.1.3. Deceased

1.2. Methods of Property Transfer at Death

1.2.1. Judicial; Probate

1.2.2. Contract

1.2.2.1. Life Insurance

1.2.2.2. Annuities

1.2.2.3. Trusts

1.2.3. Legislative

1.2.3.1. Transfer on Death

1.2.3.2. Joint Ownership

1.3. Estate Planning Documents

1.3.1. Three Ring Binder

1.3.2. Administrative Notes

1.3.2.1. Attorney Created

1.3.2.2. Self Created (See Letters of Instruction)

1.3.3. Document Security

1.3.3.1. Safety Deposit Box

1.3.3.2. Fire Safe

1.3.3.3. Electronic Storage

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

What We Don’t Do

What is Fixed Cost Investing℠

What is a true fiduciary?

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

More

For additional items about Americ’s Love Affair With LSD, visit DOTS.fm.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

00:00:00 - Introduction - Deep Dive

00:00:37 - You Can't Connect With A Basis

00:01:12 - Start With The Basics

00:01:49 - When Many Got It

00:02:04 - Today It's Different And Far Worse

00:02:58 - Accept Reality For What It Is

00:03:06 - Homeless And IQ Correlation

00:04:00 - Fundamental Inability To Accept Reality

00:05:28 - Lost Basic Knowledge And Understanding

00:07:45 - Recency Bias

00:08:01 - Treating Science & Pseudo-Science As A Religion

00:13:06 - Many Before Did Much But It's Been Lost

00:14:29 - Scientific Recency Bias

00:18:30 - My Daughter Invented Cake

00:19:34 - Communications Protocols - Old & New School

00:20:06 - I Don't Understand - It Must Be God

00:21:05 - Magic Boxes

00:23:46 - Thinking It Through

00:26:24 - Business As A Lifestyle

00:27:00 - Autodidact - Present!

00:27:36 - Worship At The Government Altar

00:28:07 - Homeowner Howard Struggles, Homeless Howie Is Lost

00:34:26 - Accepting Magic With Ignorance

00:37:46 - The Slowest Ship

00:38:44 - Reject That The Box Exists

00:39:33 - You Can't Help Some People Become Independent

00:40:26 - Blind Acceptance of Fraud

00:43:20 - Journalists And IQ

00:45:09 - Holiday Inn Express Hot Poo

00:47:16- -Lawyer Dog

00:50:20- Define & Use Fiduciary Properly

00:51:06 - Can't See - Doesn't Exist

00:52:01 - It's Time For A Rational Nationwide Discussion

00:52:50 - In Memory Only

00:53:24 - Why They're Acting Out

00:54:31 - They Know How To Control By Dividing

00:55:18 -All Things Come To A Head

00:55:36 - The Wrap

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Extra features found at DOTS.fm

200 NW 52nd Avenue / Ocala, FL 34482

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you are new to Connecting Dots, you will now learn that we do not like financial planners. Financial planning was created as a sales script to sell insurance and investment products. A true financial planner is a rare bird, and so, even if you’ve heard this before, let’s do this again, because we need to change the propaganda and story line most people are buying without careful thought and consideration.

Outline

00:00:00 Introduction

00:00:34 Disclaimer

00:00:45 Don’t Use A Financial Planner

00:06:30 The Wrap

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Pork prices have spiked approximately 50% in the past few months, and that has been a topic during several recent portfolio review and forecasting discussion here at Fixed Cost Financial. What you say? Talking about pork during a portfolio review. Why? Well, there’s an outbreak of African swine fever. The potential impact to the world’s pork supply is substantial, but with the political correctness over open borders, global trade, just in time production, and less than top shelf health habits of our homeless and growing under-class, coupled with amd ever shrinking family farm with an ever growing corporate owned agricultural industry, here and abroad, it’s time to connect the dots and think about it.

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

—-

Disclaimer: Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

If you have a comment, idea, tip, trick, or just want to opine, call me at 888-629-7864. Twitter @FixedCostInvest / Facebook @FixedCostInvesting / Connecting Dots @ DOTS.fm

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

00:00:00 1: Digital Lollipops from Modern Toaster Banks

00:00:20 2: Disclaimer

00:00:29 3: Episode Reminder

00:00:47 4: Gluing Money

Disclaimer

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved. Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only. Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs. Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.

00:00:00 - 1: Driverless Trucks & Employment

00:00:30 - 2: Disclaimer

00:00:41 - 3: Global Investment - Goodbye Drivers

00:01:52 - 4: World War 1 The Bonus Army Wants Paid

00:04:02 - 5: Promises Make - Burn Them Out