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    <description>Welcome to the Debt Financial Freedom Podcast. Everyone loves the benefits of money, but so many of us avoid the hard truths about saving and investing. We wrongly assume we don’t have enough time, capital or knowledge to be able to get to the point of having passive income streams, savings, or investments.The things we really need to know about money aren’t taught in schools. Spending less than you earn, maximising your income, budgeting, taxes, mortgages, investments and passive income - if you didn’t learn these things from your family, then you’re probably like most people who rely on credit cards, buy now, pay later and overdrafts. And then when you want to invest or buy property you will be wondering why you can’t get approval.But there is no judgment from me here - I was in exactly the same situation! Huge debt, poor financial habits and no assets to my name. Step by step I turned my situation around and now, as a certified mortgage broker for 16 years with several investment properties in my name, I’m here to help you go from debt to financial freedom. Because if I can do it, you can too.In this podcast, I will share tips, insights and strategies from my own journey and experience, as well as my clients and guest experts, who share my values and mission to help others create financial freedom. My goal in this podcast is to share raw, honest, transparent, and helpful stories that you can relate to, and that will inspire you to take control of your finances. The only ‘good’ debt is debt that brings you closer to financial freedom and I will show you exactly how to achieve this. Everything shared by me and my guests in this podcast is general in nature, and for education purposes only. None of your personal objectives, financial situation, or needs have been taken into consideration. I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcast.</description>
    <copyright>© 2025 Debt to Financial Freedom</copyright>
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    <pubDate>Wed, 01 Oct 2025 11:44:27 +1000</pubDate>
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    <itunes:summary>Welcome to the Debt Financial Freedom Podcast. Everyone loves the benefits of money, but so many of us avoid the hard truths about saving and investing. We wrongly assume we don’t have enough time, capital or knowledge to be able to get to the point of having passive income streams, savings, or investments.The things we really need to know about money aren’t taught in schools. Spending less than you earn, maximising your income, budgeting, taxes, mortgages, investments and passive income - if you didn’t learn these things from your family, then you’re probably like most people who rely on credit cards, buy now, pay later and overdrafts. And then when you want to invest or buy property you will be wondering why you can’t get approval.But there is no judgment from me here - I was in exactly the same situation! Huge debt, poor financial habits and no assets to my name. Step by step I turned my situation around and now, as a certified mortgage broker for 16 years with several investment properties in my name, I’m here to help you go from debt to financial freedom. Because if I can do it, you can too.In this podcast, I will share tips, insights and strategies from my own journey and experience, as well as my clients and guest experts, who share my values and mission to help others create financial freedom. My goal in this podcast is to share raw, honest, transparent, and helpful stories that you can relate to, and that will inspire you to take control of your finances. The only ‘good’ debt is debt that brings you closer to financial freedom and I will show you exactly how to achieve this. Everything shared by me and my guests in this podcast is general in nature, and for education purposes only. None of your personal objectives, financial situation, or needs have been taken into consideration. I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcast.</itunes:summary>
    <itunes:subtitle>Welcome to the Debt Financial Freedom Podcast.</itunes:subtitle>
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      <title>From Broke to Financial Freedom: Miriam Castilla's Inspiring Journey</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>From Broke to Financial Freedom: Miriam Castilla's Inspiring Journey</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Join host Victor Lagos in this transformative episode as he sits down with Miriam Castilla—an ex-engineer turned acclaimed business mentor and founder of the Freedom &amp; Ease Business Academy. Miriam shares her powerful journey from corporate burnout to achieving true financial freedom and building multiple successful ventures.</b></p><p><b>In this heartfelt and insightful discussion, Miriam dives deep into:</b></p><ul><li><b>Overcoming limiting money beliefs and unconscious money blocks<br><br></b><br></li><li><b>Mastering the mindset of abundance and financial independence<br><br></b><br></li><li><b>Practical strategies for debt management and money habits transformation<br><br></b><br></li><li><b>Achieving heart and mind coherence to attract lasting financial abundance<br><br></b><br></li></ul><p><b>Listeners will gain actionable insights and empowering strategies to heal their relationship with money, rewire their financial mindset, and create lasting wealth aligned with their core values.</b></p><p><b><br>About the Guest – Miriam Castilla<br></b><br></p><ul><li><b>Ex-engineer and finance professional turned business mentor.<br><br></b><br></li><li><b>Founder of the Freedom &amp; Ease Business Academy and Magnetic Money Code.<br><br></b><br></li><li><b>Helps entrepreneurs create financial and time freedom through practical strategies and internal transformation.<br><br></b><br></li><li><b>Bestselling author of </b><b><em>Today’s Woman – Life Balance Secrets</em></b><b> and creator of the '5min Magnetic Money Management System.'<br><br></b><br></li><li><b>Host of the podcast </b><b><em>Freedom &amp; Ease in Online Business.<br><br></em></b><br></li></ul><p><b>Connect with Miriam:</b></p><ul><li><b>Free Masterclass:</b><a href="https://www.miriamcastilla.com/freedomcode"><b> Burn Down the Hamster Wheel<br><br></b></a><br></li><li><b>Instagram:</b><a href="https://www.instagram.com/miriam_castilla"><b> @miriam_castilla<br><br></b></a><br></li><li><b>Facebook:</b><a href="https://www.facebook.com/miriamcastilla"><b> Miriam Castilla<br><br></b></a><br></li><li><b>YouTube:</b><a href="https://www.youtube.com/MiriamCastillaTV"><b> MiriamCastillaTV<br><br></b></a><br></li><li><b>LinkedIn:</b><a href="https://www.linkedin.com/in/miriamcastilla"><b> Profile<br><br></b></a><br></li></ul><p><b><br>More Ways to Connect &amp; Learn 📲<br></b><br></p><ul><li><b>Lagos Financial Website:</b><a href="https://lagosfinancial.com.au/"><b> lagosfinancial.com.au<br><br></b></a><br></li><li><b>Book a Free Consultation:</b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b> Complimentary Assessment<br><br></b></a><br></li><li><b>Follow Us on Social Media:<br><br></b><br><ul><li><b>🔹</b><a href="https://www.instagram.com/lagosfinancial/"><b> Instagram -  https://www.instagram.com/lagosfinancial/<br><br></b></a><br></li><li><b>🔹</b><a href="https://www.linkedin.com/company/lagosfinancial/"><b> LinkedIn -  </b></a>https://www.linkedin.com/company/lagosfinancial/<a href="https://www.linkedin.com/company/lagosfinancial/"><b><br><br></b></a><br></li><li><b>🔹</b><a href="https://www.facebook.com/LagosFinancial"><b> Facebook- </b></a><b>  </b>https://www.facebook.com/LagosFinancial<a href="https://www.facebook.com/LagosFinancial"><b><br><br></b></a><br></li><li><b>🔹</b><a href="https://www.tiktok.com/@lagosfinancial"><b> TikTok-</b></a>https://www.youtube.com/@debttofinancialfreedom<a href="https://www.tiktok.com/@lagosfinancial"><b><br><br></b></a><br></li></ul></li></ul><p>         <b>🔹</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> YouTube - https://www.youtube.com/@debttofinancialfreedom<br></b></a><br></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Join host Victor Lagos in this transformative episode as he sits down with Miriam Castilla—an ex-engineer turned acclaimed business mentor and founder of the Freedom &amp; Ease Business Academy. Miriam shares her powerful journey from corporate burnout to achieving true financial freedom and building multiple successful ventures.</b></p><p><b>In this heartfelt and insightful discussion, Miriam dives deep into:</b></p><ul><li><b>Overcoming limiting money beliefs and unconscious money blocks<br><br></b><br></li><li><b>Mastering the mindset of abundance and financial independence<br><br></b><br></li><li><b>Practical strategies for debt management and money habits transformation<br><br></b><br></li><li><b>Achieving heart and mind coherence to attract lasting financial abundance<br><br></b><br></li></ul><p><b>Listeners will gain actionable insights and empowering strategies to heal their relationship with money, rewire their financial mindset, and create lasting wealth aligned with their core values.</b></p><p><b><br>About the Guest – Miriam Castilla<br></b><br></p><ul><li><b>Ex-engineer and finance professional turned business mentor.<br><br></b><br></li><li><b>Founder of the Freedom &amp; Ease Business Academy and Magnetic Money Code.<br><br></b><br></li><li><b>Helps entrepreneurs create financial and time freedom through practical strategies and internal transformation.<br><br></b><br></li><li><b>Bestselling author of </b><b><em>Today’s Woman – Life Balance Secrets</em></b><b> and creator of the '5min Magnetic Money Management System.'<br><br></b><br></li><li><b>Host of the podcast </b><b><em>Freedom &amp; Ease in Online Business.<br><br></em></b><br></li></ul><p><b>Connect with Miriam:</b></p><ul><li><b>Free Masterclass:</b><a href="https://www.miriamcastilla.com/freedomcode"><b> Burn Down the Hamster Wheel<br><br></b></a><br></li><li><b>Instagram:</b><a href="https://www.instagram.com/miriam_castilla"><b> @miriam_castilla<br><br></b></a><br></li><li><b>Facebook:</b><a href="https://www.facebook.com/miriamcastilla"><b> Miriam Castilla<br><br></b></a><br></li><li><b>YouTube:</b><a href="https://www.youtube.com/MiriamCastillaTV"><b> MiriamCastillaTV<br><br></b></a><br></li><li><b>LinkedIn:</b><a href="https://www.linkedin.com/in/miriamcastilla"><b> Profile<br><br></b></a><br></li></ul><p><b><br>More Ways to Connect &amp; Learn 📲<br></b><br></p><ul><li><b>Lagos Financial Website:</b><a href="https://lagosfinancial.com.au/"><b> lagosfinancial.com.au<br><br></b></a><br></li><li><b>Book a Free Consultation:</b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b> Complimentary Assessment<br><br></b></a><br></li><li><b>Follow Us on Social Media:<br><br></b><br><ul><li><b>🔹</b><a href="https://www.instagram.com/lagosfinancial/"><b> Instagram -  https://www.instagram.com/lagosfinancial/<br><br></b></a><br></li><li><b>🔹</b><a href="https://www.linkedin.com/company/lagosfinancial/"><b> LinkedIn -  </b></a>https://www.linkedin.com/company/lagosfinancial/<a href="https://www.linkedin.com/company/lagosfinancial/"><b><br><br></b></a><br></li><li><b>🔹</b><a href="https://www.facebook.com/LagosFinancial"><b> Facebook- </b></a><b>  </b>https://www.facebook.com/LagosFinancial<a href="https://www.facebook.com/LagosFinancial"><b><br><br></b></a><br></li><li><b>🔹</b><a href="https://www.tiktok.com/@lagosfinancial"><b> TikTok-</b></a>https://www.youtube.com/@debttofinancialfreedom<a href="https://www.tiktok.com/@lagosfinancial"><b><br><br></b></a><br></li></ul></li></ul><p>         <b>🔹</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> YouTube - https://www.youtube.com/@debttofinancialfreedom<br></b></a><br></p>]]>
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      <pubDate>Wed, 28 May 2025 13:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>3908</itunes:duration>
      <itunes:summary>Send us a text Join host Victor Lagos in this transformative episode as he sits down with Miriam Castilla—an ex-engineer turned acclaimed business mentor and founder of the Freedom &amp;amp; Ease Business Academy. Miriam shares her powerful journey from corporate burnout to achieving true financial freedom and building multiple successful ventures. In this heartfelt and insightful discussion, Miriam dives deep into: Overcoming limiting money beliefs and unconscious money blocks   Mastering the mi...</itunes:summary>
      <itunes:subtitle>Send us a text Join host Victor Lagos in this transformative episode as he sits down with Miriam Castilla—an ex-engineer turned acclaimed business mentor and founder of the Freedom &amp;amp; Ease Business Academy. Miriam shares her powerful journey from corpo</itunes:subtitle>
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      <itunes:explicit>No</itunes:explicit>
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      <title>From Plumbing to Purpose: Grant Chugg’s Mission to Fight Poverty in Africa</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>From Plumbing to Purpose: Grant Chugg’s Mission to Fight Poverty in Africa</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa.</b></p><p><b>After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat instead of going to school changed everything.</b></p><p><b>Since then, Grant has been building schools, supporting communities, and feeding thousands through </b><b><em>Villages of Life</em></b><b>, a grassroots organisation transforming lives across Burundi and Rwanda.</b></p><p><b>Right now, over 50,000 people—mostly women and children—are displaced from Congo, fleeing for their lives. For just $25, you can feed an entire family for two weeks and provide them with a water container that can offer ongoing income-generating opportunities.</b></p><p><b>🎧 In this episode, we cover:</b></p><ul><li><b>Grant’s entrepreneurial journey in plumbing<br><br></b><br></li><li><b>What sparked his humanitarian work in Burundi<br><br></b><br></li><li><b>The heartbreaking moment that keeps him going<br><br></b><br></li><li><b>How education is breaking generational poverty<br><br></b><br></li><li><b>A crisis unfolding right now—and how you can help</b></li></ul><p><b>💡 I’ve pledged to donate 80% of my commission from every loan or refinance to this cause.<br> If you’ve been thinking about refinancing, now’s the time to make your loan mean something greater.</b></p><p><b>Make a Donation:</b></p><p><a href="https://villagesoflife.org/projects/2503-vol-burundi-emergency-food-relief-2025"><b>https://villagesoflife.org/projects/2503-vol-burundi-emergency-food-relief-2025<br><br></b></a><b>Learn More About Villages of Life: </b><a href="https://gcptas.com.au/giving-back/"><b>https://gcptas.com.au/giving-back/</b></a></p><p><b>About the Guest:<br><br>Grant Chugg is a seasoned business owner, humanitarian, and dedicated advocate for education and poverty alleviation through Villages of Life. He serves as Managing Director at Grant Chugg Plumbing in Launceston, Tasmania, and actively supports sustainable humanitarian projects.</b></p><p><b>Connect with Grant:</b></p><ul><li><b>Website:</b><a href="https://gcptas.com.au/"><b>https://gcptas.com.au/</b></a></li><li><b>Facebook: </b><a href="https://www.facebook.com/grantchuggplumbing/"><b>https://www.facebook.com/grantchuggplumbing/</b></a></li><li><b>LinkedIn: </b><a href="https://www.linkedin.com/in/grant-chugg-005294ba/"><b>https://www.linkedin.com/in/grant-chugg-005294ba/</b></a></li><li><b>Instagram: </b><a href="https://www.instagram.com/gcp_the.smart.living.centre/"><b>https://www.instagram.com/gcp_the.smart.living.centre/</b></a></li></ul><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinan</b></a></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa.</b></p><p><b>After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat instead of going to school changed everything.</b></p><p><b>Since then, Grant has been building schools, supporting communities, and feeding thousands through </b><b><em>Villages of Life</em></b><b>, a grassroots organisation transforming lives across Burundi and Rwanda.</b></p><p><b>Right now, over 50,000 people—mostly women and children—are displaced from Congo, fleeing for their lives. For just $25, you can feed an entire family for two weeks and provide them with a water container that can offer ongoing income-generating opportunities.</b></p><p><b>🎧 In this episode, we cover:</b></p><ul><li><b>Grant’s entrepreneurial journey in plumbing<br><br></b><br></li><li><b>What sparked his humanitarian work in Burundi<br><br></b><br></li><li><b>The heartbreaking moment that keeps him going<br><br></b><br></li><li><b>How education is breaking generational poverty<br><br></b><br></li><li><b>A crisis unfolding right now—and how you can help</b></li></ul><p><b>💡 I’ve pledged to donate 80% of my commission from every loan or refinance to this cause.<br> If you’ve been thinking about refinancing, now’s the time to make your loan mean something greater.</b></p><p><b>Make a Donation:</b></p><p><a href="https://villagesoflife.org/projects/2503-vol-burundi-emergency-food-relief-2025"><b>https://villagesoflife.org/projects/2503-vol-burundi-emergency-food-relief-2025<br><br></b></a><b>Learn More About Villages of Life: </b><a href="https://gcptas.com.au/giving-back/"><b>https://gcptas.com.au/giving-back/</b></a></p><p><b>About the Guest:<br><br>Grant Chugg is a seasoned business owner, humanitarian, and dedicated advocate for education and poverty alleviation through Villages of Life. He serves as Managing Director at Grant Chugg Plumbing in Launceston, Tasmania, and actively supports sustainable humanitarian projects.</b></p><p><b>Connect with Grant:</b></p><ul><li><b>Website:</b><a href="https://gcptas.com.au/"><b>https://gcptas.com.au/</b></a></li><li><b>Facebook: </b><a href="https://www.facebook.com/grantchuggplumbing/"><b>https://www.facebook.com/grantchuggplumbing/</b></a></li><li><b>LinkedIn: </b><a href="https://www.linkedin.com/in/grant-chugg-005294ba/"><b>https://www.linkedin.com/in/grant-chugg-005294ba/</b></a></li><li><b>Instagram: </b><a href="https://www.instagram.com/gcp_the.smart.living.centre/"><b>https://www.instagram.com/gcp_the.smart.living.centre/</b></a></li></ul><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinan</b></a></p>]]>
      </content:encoded>
      <pubDate>Thu, 10 Apr 2025 18:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/821f3323/0fa8f9be.mp3" length="61221289" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/tSH7wHVYOa1SxwR_LN_58wMDs-H3oaj2fysnpjmtdBs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iMTc3/YTU0MGJjNmM4NGM4/ZjljOWJjNTQ1MmVj/YmY3Yy5qcGc.jpg"/>
      <itunes:duration>5100</itunes:duration>
      <itunes:summary>Send us a text In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa. After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat instead of going to school changed everything. Since then, Grant h...</itunes:summary>
      <itunes:subtitle>Send us a text In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa. After a New Year's resolution led him to say “yes” t</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6d05d61b</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?</b></p><p><b>In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the </b><b><em>real</em></b><b> gamechanger when it comes to building wealth.</b></p><p><b>You’ll hear:</b></p><ul><li><b>Why desire is more powerful than discipline</b></li><li><b>The psychology of behaviour change (especially for those with ADHD)</b></li><li><b>How a mentor or loved one can help you reset your nervous system and stay grounded</b></li><li><b>The overlooked role of emotional support in wealth creation</b></li><li><b>Real strategies to build lasting motivation</b></li></ul><p><b>This episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.</b></p><p><b>Guest: Tristan Scifo – Founder of Purpose Advisory<br><br>Money wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.</b></p><p><b>Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.<br><br>Connect with Tristan Scifo</b></p><p><b>Website: </b><a href="https://purposeadvisory.com.au/"><b>https://purposeadvisory.com.au/</b></a></p><p><b>LinkedIn: </b><a href="https://www.linkedin.com/company/purposeadvisory/"><b>https://www.linkedin.com/company/purposeadvisory/</b></a></p><p><b>Personal LinkedIn: </b><a href="https://www.linkedin.com/in/tristanscifo/"><b>https://www.linkedin.com/in/tristanscifo/</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>Prefer to watch? View the full video podcast on YouTube:<br> 👉</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>FREE MASTERCLASS<br> Sign up for our exclusive private masterclass where we show you step-by-step how to create a custom AI coach that keeps you accountable and helps you level up!<br> 🔗 Register here:</b><a href="https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx"><b> https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?</b></p><p><b>In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the </b><b><em>real</em></b><b> gamechanger when it comes to building wealth.</b></p><p><b>You’ll hear:</b></p><ul><li><b>Why desire is more powerful than discipline</b></li><li><b>The psychology of behaviour change (especially for those with ADHD)</b></li><li><b>How a mentor or loved one can help you reset your nervous system and stay grounded</b></li><li><b>The overlooked role of emotional support in wealth creation</b></li><li><b>Real strategies to build lasting motivation</b></li></ul><p><b>This episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.</b></p><p><b>Guest: Tristan Scifo – Founder of Purpose Advisory<br><br>Money wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.</b></p><p><b>Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.<br><br>Connect with Tristan Scifo</b></p><p><b>Website: </b><a href="https://purposeadvisory.com.au/"><b>https://purposeadvisory.com.au/</b></a></p><p><b>LinkedIn: </b><a href="https://www.linkedin.com/company/purposeadvisory/"><b>https://www.linkedin.com/company/purposeadvisory/</b></a></p><p><b>Personal LinkedIn: </b><a href="https://www.linkedin.com/in/tristanscifo/"><b>https://www.linkedin.com/in/tristanscifo/</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>Prefer to watch? View the full video podcast on YouTube:<br> 👉</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>FREE MASTERCLASS<br> Sign up for our exclusive private masterclass where we show you step-by-step how to create a custom AI coach that keeps you accountable and helps you level up!<br> 🔗 Register here:</b><a href="https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx"><b> https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"></a></p>]]>
      </content:encoded>
      <pubDate>Tue, 01 Apr 2025 19:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/6d05d61b/f3101d62.mp3" length="53824973" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/_mvvl0VG_QSXabgYRnlBwXqjjPgZFCqEjdxPjpbrrzs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xNmE5/ZjhjYTA2MTliYWI5/MjA0ZDEwM2M4N2E1/NDgzMy5qcGc.jpg"/>
      <itunes:duration>4484</itunes:duration>
      <itunes:summary>Send us a text What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection? In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth. You’ll hear: Why desire is more powerful than disciplineThe psychol...</itunes:summary>
      <itunes:subtitle>Send us a text What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection? In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our fin</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b4ed60e4</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?</b></p><p><b>In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the </b><b><em>real</em></b><b> gamechanger when it comes to building wealth.</b></p><p><b>You’ll hear:</b></p><ul><li><b>Why desire is more powerful than discipline</b></li><li><b>The psychology of behaviour change (especially for those with ADHD)</b></li><li><b>How a mentor or loved one can help you reset your nervous system and stay grounded</b></li><li><b>The overlooked role of emotional support in wealth creation</b></li><li><b>Real strategies to build lasting motivation</b></li></ul><p><b>This episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.</b></p><p><b>Guest: Tristan Scifo – Founder of Purpose Advisory<br><br>Money wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.</b></p><p><b>Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.<br><br>Connect with Tristan Scifo</b></p><p><b>Website: </b><a href="https://purposeadvisory.com.au/"><b>https://purposeadvisory.com.au/</b></a></p><p><b>LinkedIn: </b><a href="https://www.linkedin.com/company/purposeadvisory/"><b>https://www.linkedin.com/company/purposeadvisory/</b></a></p><p><b>Personal LinkedIn: </b><a href="https://www.linkedin.com/in/tristanscifo/"><b>https://www.linkedin.com/in/tristanscifo/</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>Prefer to watch? View the full video podcast on YouTube:<br> 👉</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>FREE MASTERCLASS<br> Sign up for our exclusive private masterclass where we show you step-by-step how to create a custom AI coach that keeps you accountable and helps you level up!<br> 🔗 Register here:</b><a href="https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx"><b> https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?</b></p><p><b>In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the </b><b><em>real</em></b><b> gamechanger when it comes to building wealth.</b></p><p><b>You’ll hear:</b></p><ul><li><b>Why desire is more powerful than discipline</b></li><li><b>The psychology of behaviour change (especially for those with ADHD)</b></li><li><b>How a mentor or loved one can help you reset your nervous system and stay grounded</b></li><li><b>The overlooked role of emotional support in wealth creation</b></li><li><b>Real strategies to build lasting motivation</b></li></ul><p><b>This episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.</b></p><p><b>Guest: Tristan Scifo – Founder of Purpose Advisory<br><br>Money wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.</b></p><p><b>Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.<br><br>Connect with Tristan Scifo</b></p><p><b>Website: </b><a href="https://purposeadvisory.com.au/"><b>https://purposeadvisory.com.au/</b></a></p><p><b>LinkedIn: </b><a href="https://www.linkedin.com/company/purposeadvisory/"><b>https://www.linkedin.com/company/purposeadvisory/</b></a></p><p><b>Personal LinkedIn: </b><a href="https://www.linkedin.com/in/tristanscifo/"><b>https://www.linkedin.com/in/tristanscifo/</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>Prefer to watch? View the full video podcast on YouTube:<br> 👉</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>FREE MASTERCLASS<br> Sign up for our exclusive private masterclass where we show you step-by-step how to create a custom AI coach that keeps you accountable and helps you level up!<br> 🔗 Register here:</b><a href="https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx"><b> https://www.lagosfinancial.au/widget/form/DJ5YvD4KgrGZShH1Baqx</b></a></p><p><b>—-----------------------------------------------------------------------------------------------------------------------</b></p><p><b>More Ways to Connect &amp; Learn 📲</b></p><p><b>🌎 Lagos Financial Website: </b><a href="https://lagosfinancial.com.au/"><b>https://lagosfinancial.com.au/<br></b></a><b> 📩 Book a Free Consultation: </b><a href="https://lagosfinancial.com.au/book-complimentary-assessment/"><b>https://lagosfinancial.com.au/book-complimentary-assessment/<br></b></a><b> 📢 Follow Us on Social Media:<br> 🔹 Instagram:  </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/<br></b></a><b> 🔹 LinkedIn: </b><a href="https://www.linkedin.com/company/lagosfinancial/"><b>https://www.linkedin.com/company/lagosfinancial/<br></b></a><b> 🔹 Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial<br></b></a><b> 🔹 Tiktok: </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial<br></b></a><b> 🔹YouTube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"></a></p>]]>
      </content:encoded>
      <pubDate>Tue, 01 Apr 2025 19:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/b4ed60e4/a131b1ab.mp3" length="53824973" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/1OvcVbmfsGE9qciJgJ0PpwbSBdoCPR_M8vvKfzUOPrU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNzI1/ZjBmNDI5ZDk3Mjdl/ZjQ0NDRjOThkOWE0/YmEyOS5qcGc.jpg"/>
      <itunes:duration>4484</itunes:duration>
      <itunes:summary>Send us a text What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection? In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth. You’ll hear: Why desire is more powerful than disciplineThe psychol...</itunes:summary>
      <itunes:subtitle>Send us a text What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection? In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our fin</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Women &amp; Wealth w/ Christine McCarron: Overcoming Money Fears &amp; Building Financial Freedom</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Women &amp; Wealth w/ Christine McCarron: Overcoming Money Fears &amp; Building Financial Freedom</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/9c5b2975</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>🔥 Think real estate investing isn’t for you? Think again!</b></p><p><b>In this episode of </b><b><em>Debt to Financial Freedom</em></b><b>, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net worth after 50! She shares how she overcame money fears, limiting beliefs, and financial roadblocks to build passive income and achieve true financial freedom. 💰</b></p><p><b>What You'll Learn in This Episode:<br><br>✅ The biggest money myths holding women back from investing<br>✅ Why real estate is NOT as scary as you think (no DIY skills required!)<br>✅ How to shift your money mindset to start building wealth<br>✅ The cognitive biases that sabotage financial success<br>✅ How Australian investors can buy U.S. property (and finance it!)<br>✅ Why wealth isn’t about hoarding—it’s about impact &amp; freedom!</b></p><p><b>Meet Our Guest: Christine McCarron<br><br>Christine is a real estate investor, coach, author, and podcast host who helps women break financial barriers and build wealth through real estate. At age 50, she started with nothing—and turned it into a seven-figure net worth! She now shares her insights through:<br>🔹 Beehive Brokerage – Helping women invest in property<br>🔹 Books &amp; Courses – Teaching real estate &amp; financial literacy<br>🔹 The Podcast – Empowering women to achieve financial independence<br>🔹 Coaching Programs – Guiding women to create passive income</b></p><p><b>🌎 Learn More About Christine:<br>🔗 Website:</b><a href="https://www.chrismccarron.com"><b> ChrisMcCarron.com<br></b></a><b>Facebook : </b><a href="https://www.facebook.com/BeehiveBrokerage/"><b>https://www.facebook.com/BeehiveBrokerage/<br></b></a><b>Instagram: </b><a href="https://www.instagram.com/bostonreguru1/"><b>https://www.instagram.com/bostonreguru1/<br></b></a><b>TIkTok: </b><a href="https://www.tiktok.com/@womencreatingwealth"><b>https://www.tiktok.com/@womencreatingwealth<br></b></a><b>Youtube: </b><a href="https://www.youtube.com/@ChristineMcCarron"><b>https://www.youtube.com/@ChristineMcCarron<br><br></b></a><b>📢 Enjoying the Podcast?<br>👍 Subscribe &amp; Follow for More Episodes!<br>🔗 Debt to Financial Freedom on YouTube:</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>Get in Touch with Victor: </b></p><ul><li><b>YouTube:</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></li><li><b>Ph: 0450 313 606</b></li><li><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></li><li><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></li><li><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></li></ul><p><b>💬 What’s the biggest money mindset shift you’ve made? Let us know in the comments! ⬇️</b></p><p><br><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>🔥 Think real estate investing isn’t for you? Think again!</b></p><p><b>In this episode of </b><b><em>Debt to Financial Freedom</em></b><b>, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net worth after 50! She shares how she overcame money fears, limiting beliefs, and financial roadblocks to build passive income and achieve true financial freedom. 💰</b></p><p><b>What You'll Learn in This Episode:<br><br>✅ The biggest money myths holding women back from investing<br>✅ Why real estate is NOT as scary as you think (no DIY skills required!)<br>✅ How to shift your money mindset to start building wealth<br>✅ The cognitive biases that sabotage financial success<br>✅ How Australian investors can buy U.S. property (and finance it!)<br>✅ Why wealth isn’t about hoarding—it’s about impact &amp; freedom!</b></p><p><b>Meet Our Guest: Christine McCarron<br><br>Christine is a real estate investor, coach, author, and podcast host who helps women break financial barriers and build wealth through real estate. At age 50, she started with nothing—and turned it into a seven-figure net worth! She now shares her insights through:<br>🔹 Beehive Brokerage – Helping women invest in property<br>🔹 Books &amp; Courses – Teaching real estate &amp; financial literacy<br>🔹 The Podcast – Empowering women to achieve financial independence<br>🔹 Coaching Programs – Guiding women to create passive income</b></p><p><b>🌎 Learn More About Christine:<br>🔗 Website:</b><a href="https://www.chrismccarron.com"><b> ChrisMcCarron.com<br></b></a><b>Facebook : </b><a href="https://www.facebook.com/BeehiveBrokerage/"><b>https://www.facebook.com/BeehiveBrokerage/<br></b></a><b>Instagram: </b><a href="https://www.instagram.com/bostonreguru1/"><b>https://www.instagram.com/bostonreguru1/<br></b></a><b>TIkTok: </b><a href="https://www.tiktok.com/@womencreatingwealth"><b>https://www.tiktok.com/@womencreatingwealth<br></b></a><b>Youtube: </b><a href="https://www.youtube.com/@ChristineMcCarron"><b>https://www.youtube.com/@ChristineMcCarron<br><br></b></a><b>📢 Enjoying the Podcast?<br>👍 Subscribe &amp; Follow for More Episodes!<br>🔗 Debt to Financial Freedom on YouTube:</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><b>Get in Touch with Victor: </b></p><ul><li><b>YouTube:</b><a href="https://www.youtube.com/@debttofinancialfreedom"><b> https://www.youtube.com/@debttofinancialfreedom</b></a></li><li><b>Ph: 0450 313 606</b></li><li><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></li><li><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></li><li><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></li></ul><p><b>💬 What’s the biggest money mindset shift you’ve made? Let us know in the comments! ⬇️</b></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 08 Feb 2025 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/9c5b2975/d6f90dc4.mp3" length="51578259" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/QiFKm2dr6-pMi5gZ7ykws2o0i8d7QcKHD-HIEnWpUOs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNWE0/YjEwMmM1OTQ3OWNk/MWI1YjZhMzYwNTVh/YzUxOS5qcGVn.jpg"/>
      <itunes:duration>4294</itunes:duration>
      <itunes:summary>Send us a text 🔥 Think real estate investing isn’t for you? Think again! In this episode of Debt to Financial Freedom, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net worth after 50! She shares how she overcame money fears, limiting beliefs, and financial roadblocks to build passive income and achieve true financial freedom. 💰 What You'll Learn in This Episode:  ✅ The biggest money myths holding women back...</itunes:summary>
      <itunes:subtitle>Send us a text 🔥 Think real estate investing isn’t for you? Think again! In this episode of Debt to Financial Freedom, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net </itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investment Real Estate and You with Victor Lagos</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Investment Real Estate and You with Victor Lagos</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/fdc18053</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Does your financial planner pooh-pooh the idea of investment real estate?<br>Are you unsure of how to incorporate real estate investing into your financial future?<br>Have you heard that even Warren Buffet has real estate investments and you’re ready to join him?<br>In this week’s episode of Get Your FILL, Financial Independence &amp; Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.<br><br>About Victor:<br>Victor’s journey began at 19, diving into the world of finance with a passion for helping people make the most of their financial situations.<br>Today, Victor is not just a mortgage broker — he’s someone who understands the emotional and practical challenges of managing debt and achieving financial freedom.<br>“I know what it’s like to feel overwhelmed by debt,” Victor shares, “but I also know the joy of transforming that debt into wealth.”<br>Victor’s experience of clearing personal debt and building a portfolio of investment properties drives him to help others achieve the same. His focus has always been to provide more than just loans — he offers guidance tailored to each client’s unique journey.<br>“Whether you’re starting out or growing your investments, I’m here to help you leverage property for passive income and financial growth.”<br><a href="https://www.youtube.com/watch?v=w6uENAgcV7k&amp;t=0s"> </a><br><br>Connect with Victor:<br>Lagos website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmJPRHZHeTJEcUd2TDdRUzEyelZGbUtWLWVDUXxBQ3Jtc0tsRGEwNklmQi1CUkdqYTAwalljZjdTTUxIalJOa21KLWhTNUxuSTFaRlpoSkRPa0E1Ul8tdnRxWGlzcWdqY3ZXMTkyVDItSXdmNjZhNXByRk85aExpQm9YeXpaYmxvNXNJcVFTc3NKaldyRE1GRlhDdw&amp;q=https%3A%2F%2Flagosfinancial.com.au%2F&amp;v=w6uENAgcV7k">https://lagosfinancial.com.au/</a><br>FB: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTh4QmRBUDlET3VoMElfaHgwaE9QdU9iclZCUXxBQ3Jtc0tsd2xjSXA5cS0wc2t2ZTFtREhQb0RDcUdxZXhUMFAtWlUxVGp6NXg1X0FwT1R1Wjh6UGZMOUt2TE5HU0lPVnlfZFdQdWhNaVBZQzMxcUlNYUJnRmdmNTJVLWxiYy16alhHbDlwc2JpUFlxenhwVEY2OA&amp;q=https%3A%2F%2Fwww.facebook.com%2FLagosFinancial&amp;v=w6uENAgcV7k">  / lagosfinancial  </a><br>IG: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmE3RDVYVjkyVm1oWlc0aUdoQ1lFcVBzaS11Z3xBQ3Jtc0tual94UGZzRThOdFZibFRXVFdaejhsT1doeUFLT05ST0NQSkI4c01fcnlZQmV1ZVk5cnpKWjAwQzlLb3ItVVU5bFBrdHBTOXZfYVBmUEJaU0x1STJMSnB2aEE3WmEySHIyeGdDeTZvOEZJTGNTaHdLQQ&amp;q=https%3A%2F%2Fwww.instagram.com%2Flagosfinancial%2F&amp;v=w6uENAgcV7k">  / lagosfinancial  </a><br>YT: <a href="https://www.youtube.com/channel/UCPVuPos_Jxggs5ovEWi2org">   / @lagosfinancial  </a><br>TT: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFZvQ1NNTnFJTm54RXpvaUhORnpfRDZWNXhQd3xBQ3Jtc0tud2tmTTA0VC15UkpqeUlSbjI4a3pEakQ1TTh0TUI0S2RzY0VrdHVnOUk4ZWk4cnNHM0xaUEhHOTRIblVrY0JqaTZSM1QtekZuV0hMQzZaMnYyLXVQNjVad25Yd3pzTjFOM3BvbTJZZ2NjT1h1ck5Xdw&amp;q=https%3A%2F%2Fwww.tiktok.com%2F%40lagosfinancial&amp;v=w6uENAgcV7k">  / lagosfinancial  </a></p><p><br><br><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Does your financial planner pooh-pooh the idea of investment real estate?<br>Are you unsure of how to incorporate real estate investing into your financial future?<br>Have you heard that even Warren Buffet has real estate investments and you’re ready to join him?<br>In this week’s episode of Get Your FILL, Financial Independence &amp; Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.<br><br>About Victor:<br>Victor’s journey began at 19, diving into the world of finance with a passion for helping people make the most of their financial situations.<br>Today, Victor is not just a mortgage broker — he’s someone who understands the emotional and practical challenges of managing debt and achieving financial freedom.<br>“I know what it’s like to feel overwhelmed by debt,” Victor shares, “but I also know the joy of transforming that debt into wealth.”<br>Victor’s experience of clearing personal debt and building a portfolio of investment properties drives him to help others achieve the same. His focus has always been to provide more than just loans — he offers guidance tailored to each client’s unique journey.<br>“Whether you’re starting out or growing your investments, I’m here to help you leverage property for passive income and financial growth.”<br><a href="https://www.youtube.com/watch?v=w6uENAgcV7k&amp;t=0s"> </a><br><br>Connect with Victor:<br>Lagos website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmJPRHZHeTJEcUd2TDdRUzEyelZGbUtWLWVDUXxBQ3Jtc0tsRGEwNklmQi1CUkdqYTAwalljZjdTTUxIalJOa21KLWhTNUxuSTFaRlpoSkRPa0E1Ul8tdnRxWGlzcWdqY3ZXMTkyVDItSXdmNjZhNXByRk85aExpQm9YeXpaYmxvNXNJcVFTc3NKaldyRE1GRlhDdw&amp;q=https%3A%2F%2Flagosfinancial.com.au%2F&amp;v=w6uENAgcV7k">https://lagosfinancial.com.au/</a><br>FB: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTh4QmRBUDlET3VoMElfaHgwaE9QdU9iclZCUXxBQ3Jtc0tsd2xjSXA5cS0wc2t2ZTFtREhQb0RDcUdxZXhUMFAtWlUxVGp6NXg1X0FwT1R1Wjh6UGZMOUt2TE5HU0lPVnlfZFdQdWhNaVBZQzMxcUlNYUJnRmdmNTJVLWxiYy16alhHbDlwc2JpUFlxenhwVEY2OA&amp;q=https%3A%2F%2Fwww.facebook.com%2FLagosFinancial&amp;v=w6uENAgcV7k">  / lagosfinancial  </a><br>IG: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmE3RDVYVjkyVm1oWlc0aUdoQ1lFcVBzaS11Z3xBQ3Jtc0tual94UGZzRThOdFZibFRXVFdaejhsT1doeUFLT05ST0NQSkI4c01fcnlZQmV1ZVk5cnpKWjAwQzlLb3ItVVU5bFBrdHBTOXZfYVBmUEJaU0x1STJMSnB2aEE3WmEySHIyeGdDeTZvOEZJTGNTaHdLQQ&amp;q=https%3A%2F%2Fwww.instagram.com%2Flagosfinancial%2F&amp;v=w6uENAgcV7k">  / lagosfinancial  </a><br>YT: <a href="https://www.youtube.com/channel/UCPVuPos_Jxggs5ovEWi2org">   / @lagosfinancial  </a><br>TT: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFZvQ1NNTnFJTm54RXpvaUhORnpfRDZWNXhQd3xBQ3Jtc0tud2tmTTA0VC15UkpqeUlSbjI4a3pEakQ1TTh0TUI0S2RzY0VrdHVnOUk4ZWk4cnNHM0xaUEhHOTRIblVrY0JqaTZSM1QtekZuV0hMQzZaMnYyLXVQNjVad25Yd3pzTjFOM3BvbTJZZ2NjT1h1ck5Xdw&amp;q=https%3A%2F%2Fwww.tiktok.com%2F%40lagosfinancial&amp;v=w6uENAgcV7k">  / lagosfinancial  </a></p><p><br><br><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 02 Jan 2025 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/fdc18053/a1769a1d.mp3" length="27351810" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/JNRo101DhXcSX3wIyUNFm5s2E7wcOQsNovUNF5dVEPY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yYmRk/YmEwNzA2MGFkM2E3/MDMwZjY1YzhmMTc3/NTYyOS5qcGc.jpg"/>
      <itunes:duration>2277</itunes:duration>
      <itunes:summary>Send us a text Does your financial planner pooh-pooh the idea of investment real estate? Are you unsure of how to incorporate real estate investing into your financial future? Have you heard that even Warren Buffet has real estate investments and you’re ready to join him? In this week’s episode of Get Your FILL, Financial Independence &amp;amp; Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.  About Victor: Victor’s journey began at 19, diving ...</itunes:summary>
      <itunes:subtitle>Send us a text Does your financial planner pooh-pooh the idea of investment real estate? Are you unsure of how to incorporate real estate investing into your financial future? Have you heard that even Warren Buffet has real estate investments and you’re r</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Childfree Wealth: How to Achieve Financial Freedom Without Kids with Bri Conn</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Childfree Wealth: How to Achieve Financial Freedom Without Kids with Bri Conn</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">Buzzsprout-16349796</guid>
      <link>https://share.transistor.fm/s/a5033454</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Looking to build your financial future without the traditional family blueprint? <br><br>In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that’s embracing travel, philanthropy, or pursuing your passions—without the pressure of legacy planning.<br><br>Bri Conn dives into:<br><br>- Breaking free from the traditional "inheritance mindset"<br>- Practical steps for setting up your cash flow, emergency funds, and sinking funds<br>- Shifting from a scarcity mindset to one of abundance and empowered spending<br>- Creating meaningful goals, from travel to giving back, that suit your lifestyle<br><br>About Bri Conn:<br><br>Bri serves as the Chief Experience Officer of Childfree Wealth®, co-host of the Childfree Wealth podcast, and is a Childfree Wealth Specialist®. Childfree Wealth® has been featured in major outlets such as Fortune, Forbes, MarketWatch, The Wall Street Journal, The New York Times, Business Insider, and CNBC.<br><br>In her free time, Bri loves hiking, running—anything that involves being outdoors. Her core values are community, education, social participation, and sustainability.<br><br>Connect with Childfree Wealth &amp; Bri:<br><br>Podcast: https://childfreewealth.buzzsprout.com/<br>Website: https://childfreewealth.com/<br>YouTube: https://www.youtube.com/channel/UC5cl-dxgWlLk6HwDKwfs0jA<br>LinkedIn: https://www.linkedin.com/company/childfree-wealth<br>Facebook: https://www.facebook.com/ChildfreeWealth<br>Instagram: https://www.instagram.com/childfreewealth/<br><br>The Childfree Guide to Life &amp; Money by Dr. Jay Zigmont<br>Release Date: Dec. 30, 2024<br>Amazon Link: https://a.co/d/4Mu2pWf<br>Bookshop Link: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?gad_source=1&amp;gclid=Cj0KCQiAvP-6BhDyARIsAJ3uv7aRwRcLO4t47AZnldUjB3TMBcbY_1uK0d9vaQpNfjTCWKpgVWiJAiYaAi3DEALw_wcB<br><br>Pre-order instructions: Email a copy of your receipt to media@childfreewealth.com to be entered into a drawing for a Childfree Wealth Checkup with Dr. Jay Zigmont.<br><br>________________________________________________________________________<br><br>Ready to transform your financial future? Subscribe to our channel and join our community of listeners who are charting their unique paths to financial freedom.<br>► Subscribe now: https://www.youtube.com/@debttofinancialfreedom<br>Resources &amp; Links:<br>Learn more about Bri and Childfree Wealth: https://childfreewealth.com<br>Listen to the Childfree Wealth Podcast for more insights.<br><br>🎯 Connect with Victor Lagos: <br><br>LinkedIn: https://www.linkedin.com/in/victorlagos/<br>DebtToFinacialFreedom: <br>Website: https://lagosfinancial.com.au <br><br>Get Victor's Property Financial Investing Blueprint here: <br><br><br>#ChildfreeWealth #FinancialFreedom #PersonalFinance #Childfree #Wealth</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Looking to build your financial future without the traditional family blueprint? <br><br>In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that’s embracing travel, philanthropy, or pursuing your passions—without the pressure of legacy planning.<br><br>Bri Conn dives into:<br><br>- Breaking free from the traditional "inheritance mindset"<br>- Practical steps for setting up your cash flow, emergency funds, and sinking funds<br>- Shifting from a scarcity mindset to one of abundance and empowered spending<br>- Creating meaningful goals, from travel to giving back, that suit your lifestyle<br><br>About Bri Conn:<br><br>Bri serves as the Chief Experience Officer of Childfree Wealth®, co-host of the Childfree Wealth podcast, and is a Childfree Wealth Specialist®. Childfree Wealth® has been featured in major outlets such as Fortune, Forbes, MarketWatch, The Wall Street Journal, The New York Times, Business Insider, and CNBC.<br><br>In her free time, Bri loves hiking, running—anything that involves being outdoors. Her core values are community, education, social participation, and sustainability.<br><br>Connect with Childfree Wealth &amp; Bri:<br><br>Podcast: https://childfreewealth.buzzsprout.com/<br>Website: https://childfreewealth.com/<br>YouTube: https://www.youtube.com/channel/UC5cl-dxgWlLk6HwDKwfs0jA<br>LinkedIn: https://www.linkedin.com/company/childfree-wealth<br>Facebook: https://www.facebook.com/ChildfreeWealth<br>Instagram: https://www.instagram.com/childfreewealth/<br><br>The Childfree Guide to Life &amp; Money by Dr. Jay Zigmont<br>Release Date: Dec. 30, 2024<br>Amazon Link: https://a.co/d/4Mu2pWf<br>Bookshop Link: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?gad_source=1&amp;gclid=Cj0KCQiAvP-6BhDyARIsAJ3uv7aRwRcLO4t47AZnldUjB3TMBcbY_1uK0d9vaQpNfjTCWKpgVWiJAiYaAi3DEALw_wcB<br><br>Pre-order instructions: Email a copy of your receipt to media@childfreewealth.com to be entered into a drawing for a Childfree Wealth Checkup with Dr. Jay Zigmont.<br><br>________________________________________________________________________<br><br>Ready to transform your financial future? Subscribe to our channel and join our community of listeners who are charting their unique paths to financial freedom.<br>► Subscribe now: https://www.youtube.com/@debttofinancialfreedom<br>Resources &amp; Links:<br>Learn more about Bri and Childfree Wealth: https://childfreewealth.com<br>Listen to the Childfree Wealth Podcast for more insights.<br><br>🎯 Connect with Victor Lagos: <br><br>LinkedIn: https://www.linkedin.com/in/victorlagos/<br>DebtToFinacialFreedom: <br>Website: https://lagosfinancial.com.au <br><br>Get Victor's Property Financial Investing Blueprint here: <br><br><br>#ChildfreeWealth #FinancialFreedom #PersonalFinance #Childfree #Wealth</p>]]>
      </content:encoded>
      <pubDate>Sun, 29 Dec 2024 13:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/a5033454/f7609316.mp3" length="41083081" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/zk4flo1BjRnD11V5XG8-Rh8C5_WcpRc1ThGa01qduuA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNjY1/MGIzZTMxMDAyYWFl/YjA2YjgxMmQ0ZjVl/MWY5Ni5qcGc.jpg"/>
      <itunes:duration>3422</itunes:duration>
      <itunes:summary>Send us a text Looking to build your financial future without the traditional family blueprint?   In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that’s embracing travel, philanthropy, or pursuing your passions—without the pressure of legacy plann...</itunes:summary>
      <itunes:subtitle>Send us a text Looking to build your financial future without the traditional family blueprint?   In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helpi</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Navigating Ethical Dilemmas in Finance: Victor Lagos on Integrity and Career Choices</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Navigating Ethical Dilemmas in Finance: Victor Lagos on Integrity and Career Choices</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/e85d8a41</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this episode, we share Victor Lagos’ recent guest appearance on the </b><b><em>Loan Options AI</em></b><b> podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.</b></p><p><b>Victor also explains the importance of making complex financial topics easy for clients to understand, and why he believes practical experience and strong ethics are more important than a university degree in the finance industry.</b></p><p><b>This episode is perfect for anyone interested in finance or looking for inspiration from someone who values integrity and putting clients first.</b></p><p><b>Key Takeaways:</b></p><ul><li><b>Victor’s path from retail to becoming a mortgage broker and founder of Lagos Financial.</b></li><li><b>How facing ethical challenges shaped Victor’s career in finance.</b></li><li><b>The importance of simplifying financial concepts for clients.</b></li><li><b>Why practical experience and ethics matter more than a formal degree in finance.</b></li></ul><p><b>Connect with Victor Lagos:</b></p><ul><li><b>Website:</b><a href="https://lagosfinancial.com.au"><b> https://lagosfinancial.com.au</b></a></li><li><b>LinkedIn:</b><a href="https://www.linkedin.com/in/victorlagos/"><b> Victor Lagos on LinkedIn</b></a></li></ul><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a></p><p><b><br>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></p><p><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></p><p><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a></p><p><b>TIMELY BILLS APP</b></p><p><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a></p><p><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ<br><br></b></a><br></p><p><b>#MortgageBroker #VictorLagos #EthicalFinance #LagosFinancial #FinanceJourney #LoanOptionsAI #FinanceEthics #PropertyFinance #FinancePodcast #DebtToFinancialFreedom</b></p><p><br><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this episode, we share Victor Lagos’ recent guest appearance on the </b><b><em>Loan Options AI</em></b><b> podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.</b></p><p><b>Victor also explains the importance of making complex financial topics easy for clients to understand, and why he believes practical experience and strong ethics are more important than a university degree in the finance industry.</b></p><p><b>This episode is perfect for anyone interested in finance or looking for inspiration from someone who values integrity and putting clients first.</b></p><p><b>Key Takeaways:</b></p><ul><li><b>Victor’s path from retail to becoming a mortgage broker and founder of Lagos Financial.</b></li><li><b>How facing ethical challenges shaped Victor’s career in finance.</b></li><li><b>The importance of simplifying financial concepts for clients.</b></li><li><b>Why practical experience and ethics matter more than a formal degree in finance.</b></li></ul><p><b>Connect with Victor Lagos:</b></p><ul><li><b>Website:</b><a href="https://lagosfinancial.com.au"><b> https://lagosfinancial.com.au</b></a></li><li><b>LinkedIn:</b><a href="https://www.linkedin.com/in/victorlagos/"><b> Victor Lagos on LinkedIn</b></a></li></ul><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a></p><p><b><br>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></p><p><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></p><p><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a></p><p><b>TIMELY BILLS APP</b></p><p><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a></p><p><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ<br><br></b></a><br></p><p><b>#MortgageBroker #VictorLagos #EthicalFinance #LagosFinancial #FinanceJourney #LoanOptionsAI #FinanceEthics #PropertyFinance #FinancePodcast #DebtToFinancialFreedom</b></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Tue, 20 Aug 2024 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/e85d8a41/6f186bee.mp3" length="69350511" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/vdFrU3-8KbU5PAWKPniZuS8ks2wVCuOK9fhPqh1LOEk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xYTIw/ZjgzM2IwNDI2MTM4/NDRhYzlhMmYwMTEx/ZDliMC5qcGc.jpg"/>
      <itunes:duration>5777</itunes:duration>
      <itunes:summary>Send us a text In this episode, we share Victor Lagos’ recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed. Victor also explains the importance of making complex financial ...</itunes:summary>
      <itunes:subtitle>Send us a text In this episode, we share Victor Lagos’ recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor di</itunes:subtitle>
      <itunes:keywords>Victor Lagos, ethical dilemmas in finance, integrity in finance, mortgage broker journey, Lagos Financial, finance career decisions, simplifying finance for clients, Loan Options AI podcast, asset finance experiences, practical finance knowledge over form</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Use Offset Accounts to Save Thousands on Your Home Loan</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>How to Use Offset Accounts to Save Thousands on Your Home Loan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/2ec5ab44</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.</b></p><p><br></p><p><b>Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit.</b></p><p><br></p><p><b>Discover how to maximise offset accounts, manage multiple accounts, and navigate banking fees. Investors will learn the benefits of offset accounts, tax implications, and strategies for commercial loans and self-managed super funds (SMSFs).</b></p><p><br></p><p><b>Shelley also reveals a clever hack for self-employed individuals to save interest and shorten mortgage terms. This episode is packed with actionable insights to help you make smarter financial decisions.</b></p><p><br></p><p><b>About Shelley Medina:</b></p><p><b><br>Shelley Medina, Growth Manager at Lagos Financial, brings over 20 years of experience in retail banking. Her passion for customer service and financial education shines through as she shares practical advice on managing money, teaching financial discipline, and leveraging offset accounts for significant savings.</b></p><p><br></p><p><b>Key Takeaways<br><br></b><br></p><ul><li><b>Reduce your home loan interest and pay off your mortgage faster.</b></li><li><b>Learn the benefits and intricacies of offset accounts from industry experts.</b></li><li><b>Discover practical strategies to make the most of your financial resources.</b></li></ul><p><b><br>Subscribe to our podcast and hit the notification bell to never miss an episode! Follow Lagos Financial on social media for more expert tips and insights on managing your finances and achieving financial freedom.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a></p><p><b><br>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></p><p><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></p><p><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a></p><p><b>TIMELY BILLS APP</b></p><p><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a></p><p><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ<br><br></b></a><b>#OffsetAccounts #MortgageTips #FinancialFreedom #HomeLoanSavings #LagosFinancial</b></p><p><br><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.</b></p><p><br></p><p><b>Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit.</b></p><p><br></p><p><b>Discover how to maximise offset accounts, manage multiple accounts, and navigate banking fees. Investors will learn the benefits of offset accounts, tax implications, and strategies for commercial loans and self-managed super funds (SMSFs).</b></p><p><br></p><p><b>Shelley also reveals a clever hack for self-employed individuals to save interest and shorten mortgage terms. This episode is packed with actionable insights to help you make smarter financial decisions.</b></p><p><br></p><p><b>About Shelley Medina:</b></p><p><b><br>Shelley Medina, Growth Manager at Lagos Financial, brings over 20 years of experience in retail banking. Her passion for customer service and financial education shines through as she shares practical advice on managing money, teaching financial discipline, and leveraging offset accounts for significant savings.</b></p><p><br></p><p><b>Key Takeaways<br><br></b><br></p><ul><li><b>Reduce your home loan interest and pay off your mortgage faster.</b></li><li><b>Learn the benefits and intricacies of offset accounts from industry experts.</b></li><li><b>Discover practical strategies to make the most of your financial resources.</b></li></ul><p><b><br>Subscribe to our podcast and hit the notification bell to never miss an episode! Follow Lagos Financial on social media for more expert tips and insights on managing your finances and achieving financial freedom.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a></p><p><b><br>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a></p><p><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a></p><p><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a></p><p><b>TIMELY BILLS APP</b></p><p><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a></p><p><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ<br><br></b></a><b>#OffsetAccounts #MortgageTips #FinancialFreedom #HomeLoanSavings #LagosFinancial</b></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 12 Aug 2024 14:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/2ec5ab44/80cd1068.mp3" length="28733925" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/TkvwLWctIdCuIwdejPf1mtGn6ZeyXBVTkBsSBqBbB5Y/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zYTYx/MmEzY2Q2ZTU0MDFk/NmQ1OTM4ODA4YmM4/ODYyMi5qcGc.jpg"/>
      <itunes:duration>2393</itunes:duration>
      <itunes:summary>Send us a text What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.   Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son...</itunes:summary>
      <itunes:subtitle>Send us a text What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset </itunes:subtitle>
      <itunes:keywords>Offset Accounts, mortgage savings, home loan tips, financial freedom, Lagos Financial, Victor Lagos, Shelley Medina, interest-only loans, investment property, financial strategies, mortgage broker, self-managed super fund, commercial loans, financial disc</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Prevent Financial Disaster: Expert Tips on Negotiating Unsecured Debt</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Prevent Financial Disaster: Expert Tips on Negotiating Unsecured Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/4af633c4</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.<br><br>Topics covered:</b></p><p><br></p><ul><li><b>Understanding unsecured debt</b></li><li><b>Effective debt negotiation strategies</b></li><li><b>Real-life success stories</b></li><li><b>Tips for maintaining financial health post-debt</b></li></ul><p><b><br>Whether you're drowning in credit card debt, personal loans, or medical bills, this episode provides valuable advice and actionable steps to help you on your journey to financial freedom.</b></p><p><br></p><p><b>Don't forget to like, comment, and subscribe for more expert financial management advice.</b></p><p><b><br>About Laurence Hugo:<br><br></b><br></p><ul><li><b>Three decades of banking and debt management experience</b></li><li><b>Worked with major banks like Citigroup, Commonwealth Bank, Deutsche Bank, and Westpac</b></li><li><b>Pioneered the Debt Negotiation industry in 2002</b></li><li><b>Integrated debt negotiation with mortgage, accounting, and financial planning sectors</b></li><li><b>15 years’ experience with Sydney Lifeline as a crisis counsellor and trainer</b></li><li><b>5 years working with homeless youth through Wesley Mission Street Smart program</b></li><li><b>Expert in debt waivers and productive alternatives to bankruptcy/insolvency</b></li><li><b>As of September 2022, presided over $109,415,980 in commercial and consumer debt savings</b></li><li><b>TEDx Speaker</b></li></ul><p><b><br>Connect with Laurence Hugo:<br><br>Website: </b><a href="https://creditmediation.com.au/"><b>https://creditmediation.com.au/<br></b></a><b>Facebook: </b><a href="https://www.facebook.com/debtmediationservice"><b>https://www.facebook.com/debtmediationservice</b></a></p><p><b>LinkedIn:</b><a href="https://www.linkedin.com/company/credit-mediation-service-pty-ltd"><b>https://www.linkedin.com/company/credit-mediation-service-pty-ltd<br><br></b></a><br></p><p><b>About Debt to Financial Freedom &amp; Victor Lagos</b></p><p><br></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips. </b></p><p><br></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property: https://lagosfinancial.com.au/freeguide Get your ACCESS to the Complete Suite of Finance Calculators: https://lagosfinancial.com.au/calcula... </b></p><p><br></p><p><b>Book your FREE Consultation with Victor Lagos Today: </b><a href="https://lagosfinancial.com.au/contact/"><b>https://lagosfinancial.com.au/contact/</b></a></p><p><b>—--------------------------------------------------------------------------------------------------------------------</b></p><p><b>Subscribe to our channel for more insights about property investing and achieving financial freedom: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><br></p><p><b>#DebtNegotiators #UnsecuredDebt #FinancialFreedom #DebtManagement #DebtNegotiation #FinancialHealth #DebtSolutions #ExpertAdvice</b></p><p><b><br></b><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.<br><br>Topics covered:</b></p><p><br></p><ul><li><b>Understanding unsecured debt</b></li><li><b>Effective debt negotiation strategies</b></li><li><b>Real-life success stories</b></li><li><b>Tips for maintaining financial health post-debt</b></li></ul><p><b><br>Whether you're drowning in credit card debt, personal loans, or medical bills, this episode provides valuable advice and actionable steps to help you on your journey to financial freedom.</b></p><p><br></p><p><b>Don't forget to like, comment, and subscribe for more expert financial management advice.</b></p><p><b><br>About Laurence Hugo:<br><br></b><br></p><ul><li><b>Three decades of banking and debt management experience</b></li><li><b>Worked with major banks like Citigroup, Commonwealth Bank, Deutsche Bank, and Westpac</b></li><li><b>Pioneered the Debt Negotiation industry in 2002</b></li><li><b>Integrated debt negotiation with mortgage, accounting, and financial planning sectors</b></li><li><b>15 years’ experience with Sydney Lifeline as a crisis counsellor and trainer</b></li><li><b>5 years working with homeless youth through Wesley Mission Street Smart program</b></li><li><b>Expert in debt waivers and productive alternatives to bankruptcy/insolvency</b></li><li><b>As of September 2022, presided over $109,415,980 in commercial and consumer debt savings</b></li><li><b>TEDx Speaker</b></li></ul><p><b><br>Connect with Laurence Hugo:<br><br>Website: </b><a href="https://creditmediation.com.au/"><b>https://creditmediation.com.au/<br></b></a><b>Facebook: </b><a href="https://www.facebook.com/debtmediationservice"><b>https://www.facebook.com/debtmediationservice</b></a></p><p><b>LinkedIn:</b><a href="https://www.linkedin.com/company/credit-mediation-service-pty-ltd"><b>https://www.linkedin.com/company/credit-mediation-service-pty-ltd<br><br></b></a><br></p><p><b>About Debt to Financial Freedom &amp; Victor Lagos</b></p><p><br></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips. </b></p><p><br></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property: https://lagosfinancial.com.au/freeguide Get your ACCESS to the Complete Suite of Finance Calculators: https://lagosfinancial.com.au/calcula... </b></p><p><br></p><p><b>Book your FREE Consultation with Victor Lagos Today: </b><a href="https://lagosfinancial.com.au/contact/"><b>https://lagosfinancial.com.au/contact/</b></a></p><p><b>—--------------------------------------------------------------------------------------------------------------------</b></p><p><b>Subscribe to our channel for more insights about property investing and achieving financial freedom: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a></p><p><br></p><p><b>#DebtNegotiators #UnsecuredDebt #FinancialFreedom #DebtManagement #DebtNegotiation #FinancialHealth #DebtSolutions #ExpertAdvice</b></p><p><b><br></b><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 06 Jul 2024 11:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/4af633c4/68deeb30.mp3" length="53907411" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/gT8oZ_HOn_0o29A9sbYabCIBM_E6EgwFsaNKOxuISKc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS85YzI4/MzBiZDRmYjhhODkx/NTQyZTg4NzBjMDMy/YTQ4ZC5qcGc.jpg"/>
      <itunes:duration>4490</itunes:duration>
      <itunes:summary>Send us a text Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.  Topics covered:   Understanding unsecured debtEffective debt negotiation strategiesReal-life success st...</itunes:summary>
      <itunes:subtitle>Send us a text Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your de</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Victor Lagos Secrets to Financial Freedom: Good Debt Vs Bad Debt     (Just Minding My Business Media)</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Victor Lagos Secrets to Financial Freedom: Good Debt Vs Bad Debt     (Just Minding My Business Media)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.<br><br>Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.<br><br>As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories.<br><br>Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment. <br><br>Connect with Victor:<br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbl9YSGN0SWd1M2VfQnEtUkJLcXBfVVlQVGxqQXxBQ3Jtc0tsZFZVUzdlN3ZldC1yZ3FaMXJyUkZEdGJLRGQ4c1RDOWoycEo1Y3JSV3hLSU1BVExkaXo2MENCbDlkSFljUGdway00Y1RLdFdseHEtY3VDZDFHRmJ3VzQ5ckk1Q0dMN1o4WHV6UGRhZDBtM3JfRm41SQ&amp;q=https%3A%2F%2Flagosfinancial.com.au%2F&amp;v=IrOuxIhoehE">https://lagosfinancial.com.au/</a><br>Email: victor@lagosfinancial.com.au<br>Podcast: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHh0R082bUJjTjlDWnBMUVR2dE1xRllJTFJxQXxBQ3Jtc0trd0dEWHBxZVJFeGFSeUhxaEdVdjNvQ2tfWjRqN2pMM0YzOE9yRWZTZFFzNktPclJLdmRIc2puZGpyX2dJbi1TRFZJRkpBZlZtSnAxVnY2elRlM1I3dUl3ZTZwcnRoMkZ0WmdlVUZOQ0JXa1RBeXlqNA&amp;q=https%3A%2F%2Flagosfinancial.com.au%2Fpodcast%2F&amp;v=IrOuxIhoehE">https://lagosfinancial.com.au/podcast/</a><br><br>"Everybody says they want to be debt-free, but not many want to do the work.  Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." Ida<br><br>Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3IwZTdmUjlRdnFLUnNKMVRDX2c4UkRIX2lCd3xBQ3Jtc0tuVENoNmFDQW80ZWZpNjZqTjJqYzVYRDhHRTYySzhpT0J2VUlHNXBQWjEzZjJLS0dEYWRWMUFZREtKWHRuWDVLaGxHTHNrWGVEbTlPWWFsSUJ6S2wyTWNIU3VnWDQzalctNlRvLWFxM1lQTXo2R1RKZw&amp;q=https%3A%2F%2Fg.page%2Fr%2FCVKSq-IsFaY9EBM%2Freview&amp;v=IrOuxIhoehE">https://g.page/r/CVKSq-IsFaY9EBM/review</a>  Your support keeps this podcast going and growing.<br><br>Visit Just Minding My Business Media™ LLC at <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGtuLU8tMGNvbUhrMHpfNnM4bkt6VkNaeXg3UXxBQ3Jtc0tsSlRZRUFvbFQ4aU5sRDdmNWNDTjNYemZWV0JRZ3JQVVZzdHBrSTdPN1Y0cjI2cE1KMjdBQjJUTEVUejVYdFp3M3l0NXNlUWdNak5SR1hfbjRFQ01pdHdrYkVGYnJyTHQ2NWxtbUl1SzhOY3UxcTV1Zw&amp;q=https%3A%2F%2Fjmmbmediallc.com%2F&amp;v=IrOuxIhoehE">https://jmmbmediallc.com/</a><br>to learn how we can support you in getting more visibility on your products and services.<br><br><a href="https://www.youtube.com/hashtag/gooddebt">#gooddebt</a> <a href="https://www.youtube.com/hashtag/baddebts">#baddebts</a> <a href="https://www.youtube.com/hashtag/moneytips">#moneytips</a> <a href="https://www.youtube.com/hashtag/financialtips">#financialtips</a> <a href="https://www.youtube.com/hashtag/entrepreneurmindset">#entrepreneurmindset</a> <a href="https://www.youtube.com/hashtag/moneymanagement">#moneymanage</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.<br><br>Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.<br><br>As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories.<br><br>Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment. <br><br>Connect with Victor:<br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbl9YSGN0SWd1M2VfQnEtUkJLcXBfVVlQVGxqQXxBQ3Jtc0tsZFZVUzdlN3ZldC1yZ3FaMXJyUkZEdGJLRGQ4c1RDOWoycEo1Y3JSV3hLSU1BVExkaXo2MENCbDlkSFljUGdway00Y1RLdFdseHEtY3VDZDFHRmJ3VzQ5ckk1Q0dMN1o4WHV6UGRhZDBtM3JfRm41SQ&amp;q=https%3A%2F%2Flagosfinancial.com.au%2F&amp;v=IrOuxIhoehE">https://lagosfinancial.com.au/</a><br>Email: victor@lagosfinancial.com.au<br>Podcast: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbHh0R082bUJjTjlDWnBMUVR2dE1xRllJTFJxQXxBQ3Jtc0trd0dEWHBxZVJFeGFSeUhxaEdVdjNvQ2tfWjRqN2pMM0YzOE9yRWZTZFFzNktPclJLdmRIc2puZGpyX2dJbi1TRFZJRkpBZlZtSnAxVnY2elRlM1I3dUl3ZTZwcnRoMkZ0WmdlVUZOQ0JXa1RBeXlqNA&amp;q=https%3A%2F%2Flagosfinancial.com.au%2Fpodcast%2F&amp;v=IrOuxIhoehE">https://lagosfinancial.com.au/podcast/</a><br><br>"Everybody says they want to be debt-free, but not many want to do the work.  Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." Ida<br><br>Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3IwZTdmUjlRdnFLUnNKMVRDX2c4UkRIX2lCd3xBQ3Jtc0tuVENoNmFDQW80ZWZpNjZqTjJqYzVYRDhHRTYySzhpT0J2VUlHNXBQWjEzZjJLS0dEYWRWMUFZREtKWHRuWDVLaGxHTHNrWGVEbTlPWWFsSUJ6S2wyTWNIU3VnWDQzalctNlRvLWFxM1lQTXo2R1RKZw&amp;q=https%3A%2F%2Fg.page%2Fr%2FCVKSq-IsFaY9EBM%2Freview&amp;v=IrOuxIhoehE">https://g.page/r/CVKSq-IsFaY9EBM/review</a>  Your support keeps this podcast going and growing.<br><br>Visit Just Minding My Business Media™ LLC at <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbGtuLU8tMGNvbUhrMHpfNnM4bkt6VkNaeXg3UXxBQ3Jtc0tsSlRZRUFvbFQ4aU5sRDdmNWNDTjNYemZWV0JRZ3JQVVZzdHBrSTdPN1Y0cjI2cE1KMjdBQjJUTEVUejVYdFp3M3l0NXNlUWdNak5SR1hfbjRFQ01pdHdrYkVGYnJyTHQ2NWxtbUl1SzhOY3UxcTV1Zw&amp;q=https%3A%2F%2Fjmmbmediallc.com%2F&amp;v=IrOuxIhoehE">https://jmmbmediallc.com/</a><br>to learn how we can support you in getting more visibility on your products and services.<br><br><a href="https://www.youtube.com/hashtag/gooddebt">#gooddebt</a> <a href="https://www.youtube.com/hashtag/baddebts">#baddebts</a> <a href="https://www.youtube.com/hashtag/moneytips">#moneytips</a> <a href="https://www.youtube.com/hashtag/financialtips">#financialtips</a> <a href="https://www.youtube.com/hashtag/entrepreneurmindset">#entrepreneurmindset</a> <a href="https://www.youtube.com/hashtag/moneymanagement">#moneymanage</a></p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Jul 2024 22:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/54a2f358/13f19485.mp3" length="22946417" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/doO7mSDsFDt5sph2pEqSgflf5ldm9Yum_fnGDVSBe5A/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kNjk0/MWZkMTA0YWNjYWU2/OTg4YjAzZjYzMjMz/ZDQ0NC5qcGc.jpg"/>
      <itunes:duration>1910</itunes:duration>
      <itunes:summary>Send us a text Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.  Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.  As the host of "Debt to Financial Free...</itunes:summary>
      <itunes:subtitle>Send us a text Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.  Victor Lagos is a distinguished mortgage broker and seasoned property invest</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>OUTLIERS EDGE -Learn How to Assemble World-Class Teams and Leverage Collaboration | Victor Lagos</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>OUTLIERS EDGE -Learn How to Assemble World-Class Teams and Leverage Collaboration | Victor Lagos</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/653b69bc</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos<br><br>Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.<br><br><b>Timestamps</b><br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=0s">00:00</a> - Victor intro, changing system inside-out <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=259s">04:19</a> - Victor's business journey in finance<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=397s">06:37</a> - "Go hard to do good"  <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=516s">08:36</a> - Victor's goals achieved through manifestation<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=816s">13:36</a> - Niiamah embodies "athlete" identity shift<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1114s">18:34</a> - The power of decision, embodiment <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1339s">22:19</a> - Reticular Activating System and self-image<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1498s">24:58</a> - Niiamah wrestling with self-image conflicts<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1774s">29:34</a> - Victor's APTI process for emotions<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2112s">35:12</a> - The importance of support, expertise<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2547s">42:27</a> - Victor leverages OPM, OPT, OPE<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2779s">46:19</a> - Assembling collaborative people and teams<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2973s">49:33</a> - "Just be who you are"</p><p><br><br><br></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos<br><br>Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.<br><br><b>Timestamps</b><br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=0s">00:00</a> - Victor intro, changing system inside-out <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=259s">04:19</a> - Victor's business journey in finance<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=397s">06:37</a> - "Go hard to do good"  <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=516s">08:36</a> - Victor's goals achieved through manifestation<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=816s">13:36</a> - Niiamah embodies "athlete" identity shift<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1114s">18:34</a> - The power of decision, embodiment <br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1339s">22:19</a> - Reticular Activating System and self-image<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1498s">24:58</a> - Niiamah wrestling with self-image conflicts<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=1774s">29:34</a> - Victor's APTI process for emotions<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2112s">35:12</a> - The importance of support, expertise<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2547s">42:27</a> - Victor leverages OPM, OPT, OPE<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2779s">46:19</a> - Assembling collaborative people and teams<br><a href="https://www.youtube.com/watch?v=FAA3NHp1IfQ&amp;t=2973s">49:33</a> - "Just be who you are"</p><p><br><br><br></p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Jul 2024 22:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>3021</itunes:duration>
      <itunes:summary>Send us a text The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos  Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.  Timestamps 00:00 - Victor intro, changing system inside-out  04:19 - Victor's business journey in finance 06:37 - "G...</itunes:summary>
      <itunes:subtitle>Send us a text The higher you go, in business and in life, it's more about collaboration and not about competition." Victor Lagos  Don't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging ot</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>From Debt to Financial Freedom: Mastering Property Investment with Victor Lagos</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>From Debt to Financial Freedom: Mastering Property Investment with Victor Lagos</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 20:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/wGiArvuDja-b5PURAVsHT3uxCGdCqsruG8EGg6kJVE8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yYTk3/ODk0OGIxZjhkZTY2/NDFjMzdkYWM2NTcz/YWE0My5qcGc.jpg"/>
      <itunes:duration>2082</itunes:duration>
      <itunes:summary>Send us a text</itunes:summary>
      <itunes:subtitle>Send us a text</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Victor Lagos - Top Tips That Banks Don't Want You To Know</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Victor Lagos - Top Tips That Banks Don't Want You To Know</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 19:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>1616</itunes:duration>
      <itunes:summary>Send us a text</itunes:summary>
      <itunes:subtitle>Send us a text</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dollars and Making Sense - Debt</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Dollars and Making Sense - Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 19:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/KCvN74AxhRudGi-R14_XNNLqeRU2dx-5HUX_HDra7kA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mMTc5/ZjJjODBjY2NiYWU5/MjlmZDI4MTIyNTRk/ZmM0ZC5qcGc.jpg"/>
      <itunes:duration>1658</itunes:duration>
      <itunes:summary>Send us a text</itunes:summary>
      <itunes:subtitle>Send us a text</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Giving is Receiving | Victor Lagos | The Business Diaries of Phuong and Jay | AM Visuals</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Giving is Receiving | Victor Lagos | The Business Diaries of Phuong and Jay | AM Visuals</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 19:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/tKWfPsRBoYGkC1AD6S3XQRv3XGFcc84_kZlYeNuYdfY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iYjU5/MWUzMTJkZGJiN2Vl/MjA5NDg3YWRmOTcz/MmExZC5qcGc.jpg"/>
      <itunes:duration>2659</itunes:duration>
      <itunes:summary>Send us a text</itunes:summary>
      <itunes:subtitle>Send us a text</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Navigate Your Path to Financial Freedom with Smart Property Investments</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Navigate Your Path to Financial Freedom with Smart Property Investments</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/de5166bb</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b></b></p><p><b><b>In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. </b></b></p><p><b></b></p><p><b><b>Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on property investments and the management of cash flow.</b></b></p><p><b></b></p><p><b><b>This episode covers:</b></b></p><ul><li><p><b><b>What financial freedom truly means and how it differs for everyone.</b></b></p></li><li><p><b><b>In-depth case studies on property investment, including a thorough review of Victor's property sale in Adelaide and the impact of market fluctuations on his financial tactics.</b></b></p></li><li><p><b><b>An exciting introduction to Lagos Financial’s latest initiative, "Propeller," which aims to transform the landscape of property investment planning and finance strategy.</b></b></p></li><li><p><b><b>Handy tips on managing home loans, capitalising on assets, and bracing for economic shifts.</b></b></p></li></ul><p><b></b></p><p><b><b>Listeners will come away with deep insights into strategic financial planning, the value of building professional networks, and the moral considerations in property broking. <br><br>Whether you’re well-versed in investing or just beginning to chart your course to financial independence, this episode is packed with essential strategies to help you navigate through the constantly evolving financial scene.</b></b></p><p><b><b>Start by rethinking how you can use refinancing to unlock new investment opportunities. Connect with Victor for personalized advice and stay tuned for more insightful episodes from the Debt To Financial Freedom Podcast.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a><br><b><br>Victor Lagos - Lagos Financial</b><br><b>Ph: 0450 313 606</b><br><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a><br><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a><br><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a><br><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a><br><b>Book your FREE Consultation with Victor Lagos Today</b><br><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a><br><b>TIMELY BILLS APP</b><br><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a><br><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ</b></a></b></p><p><b></b></p><p><b><b>=====================</b></b></p><p><b></b></p><p><b><b>Shownotes tags: <br><br></b><br></b></p><p><b><b>financial freedom, property investment, interest rates, home loan management, debt management, investment strategies, real estate insights, financial planning, economic fluctuations, Victor Lagos, Lagos Financial, Propeller, personal finance, cash flow management, asset leveraging, financial independence journey</b><br><br><br></b></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b></b></p><p><b><b>In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. </b></b></p><p><b></b></p><p><b><b>Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on property investments and the management of cash flow.</b></b></p><p><b></b></p><p><b><b>This episode covers:</b></b></p><ul><li><p><b><b>What financial freedom truly means and how it differs for everyone.</b></b></p></li><li><p><b><b>In-depth case studies on property investment, including a thorough review of Victor's property sale in Adelaide and the impact of market fluctuations on his financial tactics.</b></b></p></li><li><p><b><b>An exciting introduction to Lagos Financial’s latest initiative, "Propeller," which aims to transform the landscape of property investment planning and finance strategy.</b></b></p></li><li><p><b><b>Handy tips on managing home loans, capitalising on assets, and bracing for economic shifts.</b></b></p></li></ul><p><b></b></p><p><b><b>Listeners will come away with deep insights into strategic financial planning, the value of building professional networks, and the moral considerations in property broking. <br><br>Whether you’re well-versed in investing or just beginning to chart your course to financial independence, this episode is packed with essential strategies to help you navigate through the constantly evolving financial scene.</b></b></p><p><b><b>Start by rethinking how you can use refinancing to unlock new investment opportunities. Connect with Victor for personalized advice and stay tuned for more insightful episodes from the Debt To Financial Freedom Podcast.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: </b><a href="https://lnkd.in/gNUd3Pjq"><b>https://lnkd.in/gNUd3Pjq</b></a><br><b><br>Victor Lagos - Lagos Financial</b><br><b>Ph: 0450 313 606</b><br><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au</b></a><br><b>Website: </b><a href="http://www.lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a><br><b>LinkedIn:</b><a href="https://lnkd.in/g2dMiCdr"><b>https://lnkd.in/g2dMiCdr</b></a><br><b><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: </b><a href="https://lnkd.in/gtMpDEin"><b>https://lnkd.in/gtMpDEin</b></a><br><b>Book your FREE Consultation with Victor Lagos Today</b><br><b>Link: </b><a href="https://lnkd.in/gvqHpcHB"><b>https://lnkd.in/gvqHpcHB</b></a><br><b>TIMELY BILLS APP</b><br><a href="https://lnkd.in/g9k-tQXH"><b>https://lnkd.in/g9k-tQXH</b></a><br><a href="https://lnkd.in/enMJBaQ"><b>https://lnkd.in/enMJBaQ</b></a></b></p><p><b></b></p><p><b><b>=====================</b></b></p><p><b></b></p><p><b><b>Shownotes tags: <br><br></b><br></b></p><p><b><b>financial freedom, property investment, interest rates, home loan management, debt management, investment strategies, real estate insights, financial planning, economic fluctuations, Victor Lagos, Lagos Financial, Propeller, personal finance, cash flow management, asset leveraging, financial independence journey</b><br><br><br></b></p><p><br></p>]]>
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      <pubDate>Thu, 30 May 2024 22:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2180</itunes:duration>
      <itunes:summary>Send us a text In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on property investments and the management of cash flow.This episode covers:What financial ...</itunes:summary>
      <itunes:subtitle>Send us a text In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. Victor openly shar</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Master Refinancing Property for Explosive Portfolio Growth! | Financial Freedom Series Ep 6</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Master Refinancing Property for Explosive Portfolio Growth! | Financial Freedom Series Ep 6</itunes:title>
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      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing. <br><br>Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing. <br><br>Whether you're a seasoned investor or just starting out, this episode is packed with expert insights and actionable tips to turbocharge your portfolio and march confidently towards financial freedom.<br><br>About Victor Lagos &amp; Debt to Financial Freedom: <br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.<br><br>Don't forget to LIKE, SHARE, and SUBSCRIBE for more expert insights on property investment and financial management. Drop your questions and comments below, and let's get the conversation started!<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  : https://lagosfinancial.com.au/freeguide<br><br>Victor Lagos - Lagos Financial <br><br>Ph: 0450 313 606<br><br>Email: victor@lagosfinancial.com.au <br><br>Website: www.lagosfinancial.com.au<br><br>LinkedIn:https://au.linkedin.com/in/victorlagos<br><br>Get your ACCESS to the Complete Suite of Finance Calculators : https://lagosfinancial.com.au/calcula...<br><br>Book your FREE Consultation with Victor Lagos Today : https://calendly.com/victor-lagosfina...<br><br>—--------------------------------------------------------------------------------------------------------------------<br><br>TIMELY BILLS APP <br><br>https://apps.apple.com/au/app/bills-o...<br><br>https://play.google.com/store/apps/de...<br><br>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean <br><br>Ph: 0410 694 633<br><br>Email: ab@andrewbean.com.au<br><br>Website: www.andrewbean.com.au<br><br>LinkedIn: http://linkedin.com/in/andrew28<br><br>Instagram: @andrewbean28<br><br>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON<br><br>COMMERCIAL PROPERTY SHOW WEBSITE<br><br>www.commercialpropertyshow.com.au #commercialproperty<br><br>FACEBOOK GROUP – Commercial Property Show Community<br><br>https://www.facebook.com/groups/comme... #commercialrealestate<br><br>FACEBOOK PAGE – @commercialpropertyshow<br><br>https://www.facebook.com/commercialpr... #property<br><br>INSTAGRAM - @commercialpropertyshow<br><br>https://www.instagram.com/commercialp... #realestate<br><br>TWITTER - @compropertyshow<br><br>https://twitter.com/compropertyshow #investing<br><br>APPLE PODCAST<br><br>—--------------------------------------------------------------------------------------------------<br><br>Subscribe to our channel for more insights about property investing and achieving financial freedom: https://www.youtube.com/@debttofinancialfreedom<br><br>#RefinancingProperty #RealEstateInvesting #FinancialFreedom #PropertyInvestment #MortgageBrokerage #EquityExtraction #InterestRates #LoanStructures #InvestmentStrategies #DebtToFinancialFreedom</p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing. <br><br>Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing. <br><br>Whether you're a seasoned investor or just starting out, this episode is packed with expert insights and actionable tips to turbocharge your portfolio and march confidently towards financial freedom.<br><br>About Victor Lagos &amp; Debt to Financial Freedom: <br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.<br><br>Don't forget to LIKE, SHARE, and SUBSCRIBE for more expert insights on property investment and financial management. Drop your questions and comments below, and let's get the conversation started!<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  : https://lagosfinancial.com.au/freeguide<br><br>Victor Lagos - Lagos Financial <br><br>Ph: 0450 313 606<br><br>Email: victor@lagosfinancial.com.au <br><br>Website: www.lagosfinancial.com.au<br><br>LinkedIn:https://au.linkedin.com/in/victorlagos<br><br>Get your ACCESS to the Complete Suite of Finance Calculators : https://lagosfinancial.com.au/calcula...<br><br>Book your FREE Consultation with Victor Lagos Today : https://calendly.com/victor-lagosfina...<br><br>—--------------------------------------------------------------------------------------------------------------------<br><br>TIMELY BILLS APP <br><br>https://apps.apple.com/au/app/bills-o...<br><br>https://play.google.com/store/apps/de...<br><br>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean <br><br>Ph: 0410 694 633<br><br>Email: ab@andrewbean.com.au<br><br>Website: www.andrewbean.com.au<br><br>LinkedIn: http://linkedin.com/in/andrew28<br><br>Instagram: @andrewbean28<br><br>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON<br><br>COMMERCIAL PROPERTY SHOW WEBSITE<br><br>www.commercialpropertyshow.com.au #commercialproperty<br><br>FACEBOOK GROUP – Commercial Property Show Community<br><br>https://www.facebook.com/groups/comme... #commercialrealestate<br><br>FACEBOOK PAGE – @commercialpropertyshow<br><br>https://www.facebook.com/commercialpr... #property<br><br>INSTAGRAM - @commercialpropertyshow<br><br>https://www.instagram.com/commercialp... #realestate<br><br>TWITTER - @compropertyshow<br><br>https://twitter.com/compropertyshow #investing<br><br>APPLE PODCAST<br><br>—--------------------------------------------------------------------------------------------------<br><br>Subscribe to our channel for more insights about property investing and achieving financial freedom: https://www.youtube.com/@debttofinancialfreedom<br><br>#RefinancingProperty #RealEstateInvesting #FinancialFreedom #PropertyInvestment #MortgageBrokerage #EquityExtraction #InterestRates #LoanStructures #InvestmentStrategies #DebtToFinancialFreedom</p>]]>
      </content:encoded>
      <pubDate>Thu, 15 Feb 2024 19:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/5CKfKusgXcEDYGm_5dDO9T8sBHs1khW351_hWpFsIl8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNzVl/NTgyNzM3NGViYmEy/YzdkOWIyOTUwMzY5/MmVkYy5qcGc.jpg"/>
      <itunes:duration>3671</itunes:duration>
      <itunes:summary>Send us a text In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing.   Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing.   Whether you're a seasoned investor or just starting out, this episode is...</itunes:summary>
      <itunes:subtitle>Send us a text In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing.   Dive deep into the art of using equity to fuel yo</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Navigating Commercial Lending: Essential Strategies for Business Financing Success with Lee Pedler</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Navigating Commercial Lending: Essential Strategies for Business Financing Success with Lee Pedler</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?</b></p><p><br></p><p><b>In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.</b></p><p><br></p><p><b>Lee, with his wealth of experience, breaks down the complex world of commercial lending into bite-sized, easy-to-understand pieces. We chat about everything from the nitty-gritty of loan structures to the evolving role of bankers in this space. It's all about making these concepts clear and relatable for you.</b></p><p><br></p><p><b>Thinking of starting a new venture? Lee shares some golden nuggets on how ANZ can help kickstart your business dreams. We talk about the importance of putting your own skin in the game and how a solid business plan can open doors to funding.</b></p><p><br></p><p><b>This episode isn't just about loans; it's a roadmap to understanding and navigating the commercial financial landscape. Whether you're a seasoned business owner or just starting out, there's something in here for everyone.</b></p><p><br></p><p><b>So, grab a cuppa, settle in, and join us on this journey to financial freedom. Let's demystify commercial lending together!</b></p><p><br></p><p><b>Listen to the full episode now and take that first step towards unlocking your business potential!</b></p><p><b><br>—------------------------------------------------------------------------------------------------------------------------<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Commercial Lending, Business Financing, ANZ Bank, Commercial Loans, Business Loans, Startup Funding, Loan Strategies, Financial Planning, Business Growth, Investment Strategies, Entrepreneurship, Small Business Loans, Financial Advice, Business Banking, Loan Application Process, Business Development, Financial Solutions, Business Funding Options, Commercial Banking, Financial Management</b></p><p><b><br></b><br></p><p><br><br></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?</b></p><p><br></p><p><b>In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.</b></p><p><br></p><p><b>Lee, with his wealth of experience, breaks down the complex world of commercial lending into bite-sized, easy-to-understand pieces. We chat about everything from the nitty-gritty of loan structures to the evolving role of bankers in this space. It's all about making these concepts clear and relatable for you.</b></p><p><br></p><p><b>Thinking of starting a new venture? Lee shares some golden nuggets on how ANZ can help kickstart your business dreams. We talk about the importance of putting your own skin in the game and how a solid business plan can open doors to funding.</b></p><p><br></p><p><b>This episode isn't just about loans; it's a roadmap to understanding and navigating the commercial financial landscape. Whether you're a seasoned business owner or just starting out, there's something in here for everyone.</b></p><p><br></p><p><b>So, grab a cuppa, settle in, and join us on this journey to financial freedom. Let's demystify commercial lending together!</b></p><p><br></p><p><b>Listen to the full episode now and take that first step towards unlocking your business potential!</b></p><p><b><br>—------------------------------------------------------------------------------------------------------------------------<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Commercial Lending, Business Financing, ANZ Bank, Commercial Loans, Business Loans, Startup Funding, Loan Strategies, Financial Planning, Business Growth, Investment Strategies, Entrepreneurship, Small Business Loans, Financial Advice, Business Banking, Loan Application Process, Business Development, Financial Solutions, Business Funding Options, Commercial Banking, Financial Management</b></p><p><b><br></b><br></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 23 Dec 2023 17:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/B0RgUNZwzp57RZ8BqnvDQyrWZMlAguVxZE8OD49P5YE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mZjUz/N2M5ZjJhZDZlNzY1/NDdhZDQ4NzA5ZWUw/YTcwYy5qcGc.jpg"/>
      <itunes:duration>3046</itunes:duration>
      <itunes:summary>Send us a text Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?   In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.   Lee, with his wealth of experience, breaks down the complex world of commercial lending into bite-sized, ea...</itunes:summary>
      <itunes:subtitle>Send us a text Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?   In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fanta</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Proven Solutions to Overcome Finance Approval Hurdles | Financial Freedom Podcast Ep 5</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Proven Solutions to Overcome Finance Approval Hurdles | Financial Freedom Podcast Ep 5</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever felt like you're navigating a maze when trying to get your finances approved?</b></p><p><b>Do you know the common pitfalls that could be standing between you and your financial freedom?</b></p><p><b><br>Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management advisor, shares invaluable insights and expert tips to guide you through the journey of securing finance approval.</b></p><p><br></p><p><b>In this episode, we dive deep into the intricacies of loan applications, the importance of understanding your borrowing capacity, and the common traps that many fall into during the process. Victor sheds light on the critical factors that lenders consider and provides practical advice on how to present your financial situation in the best possible light.</b></p><p><br></p><p><b>Don't miss out on these expert strategies and real-world examples that could be the key to unlocking your financial potential. Tune in now to transform your approach to finance approval and take a giant leap towards financial freedom!</b></p><p><br></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br></b><br></p><p><b>Finance Approval Process, Loan Application Tips, Property Investment Advice, Financial Management Strategies, Borrowing Capacity Enhancement, Overcoming Loan Rejection, Interest Rate Negotiation, Mortgage Stress Test, Streamline Refinancing Options, Commercial Property Financing, Victor Lagos Expertise, Financial Freedom Series, Australian Property Market, Loan Approval Challenges, Real Estate Investment</b></p><p><br><br></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever felt like you're navigating a maze when trying to get your finances approved?</b></p><p><b>Do you know the common pitfalls that could be standing between you and your financial freedom?</b></p><p><b><br>Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management advisor, shares invaluable insights and expert tips to guide you through the journey of securing finance approval.</b></p><p><br></p><p><b>In this episode, we dive deep into the intricacies of loan applications, the importance of understanding your borrowing capacity, and the common traps that many fall into during the process. Victor sheds light on the critical factors that lenders consider and provides practical advice on how to present your financial situation in the best possible light.</b></p><p><br></p><p><b>Don't miss out on these expert strategies and real-world examples that could be the key to unlocking your financial potential. Tune in now to transform your approach to finance approval and take a giant leap towards financial freedom!</b></p><p><br></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br></b><br></p><p><b>Finance Approval Process, Loan Application Tips, Property Investment Advice, Financial Management Strategies, Borrowing Capacity Enhancement, Overcoming Loan Rejection, Interest Rate Negotiation, Mortgage Stress Test, Streamline Refinancing Options, Commercial Property Financing, Victor Lagos Expertise, Financial Freedom Series, Australian Property Market, Loan Approval Challenges, Real Estate Investment</b></p><p><br><br></p>]]>
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      <pubDate>Fri, 03 Nov 2023 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>5077</itunes:duration>
      <itunes:summary>Send us a text Ever felt like you're navigating a maze when trying to get your finances approved? Do you know the common pitfalls that could be standing between you and your financial freedom?  Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management advisor, shares invaluable insights and expert tips to guide you th...</itunes:summary>
      <itunes:subtitle>Send us a text Ever felt like you're navigating a maze when trying to get your finances approved? Do you know the common pitfalls that could be standing between you and your financial freedom?  Join us in this riveting episode of the Financial Freedom Ser</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Loan Shopping 101 : Navigating Different Types for Maximum Returns</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Loan Shopping 101 : Navigating Different Types for Maximum Returns</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?<br><br>Dive deep into the intricate world of commercial loans, property investments, and the secrets to navigating the financial maze with industry experts, Victor Lagos and Andrew Bean. Whether you're an investor, a business owner, or someone looking to understand the financial landscape better, this episode is a goldmine of insights!</b></p><p><br></p><p><b>In this episode, you'll discover:</b></p><p><br></p><ul><li><b>The nuances of low doc loans and how they cater to the self-employed.</b></li><li><b>The difference between traditional bank loans and alternative financing.</b></li><li><b>The ins and outs of commercial property loans, from terms to conditions.</b></li><li><b>Victor's top lender recommendations and why they stand out.</b></li><li><b>The power of loan matching technology and how it's revolutionising the borrowing experience.</b></li></ul><p><br></p><p><b>Investing in your financial literacy is paramount. Whether it's real estate, cars, or any other venture, having the right knowledge and the right experts by your side can make all the difference. Dive into this episode and arm yourself with the insights you need for your financial journey.</b></p><p><br></p><p><b>Tune in now and embark on a journey to financial freedom!</b></p><p><b><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Loan Shopping, Property Investment, Financial Management, Commercial Loans, Alternative Financing, Self-Employed Borrowers, Loan Terms, Lenders, Mortgage Brokers, Real Estate Financing, Investment Strategies, Loan Matching Technology, Borrowing Experience, Commercial Property, Residential Lending, Non-Bank Lenders, Private Finance, Loan Conditions, Financial Freedom, Investment Insights</b></p><p><br><br></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?<br><br>Dive deep into the intricate world of commercial loans, property investments, and the secrets to navigating the financial maze with industry experts, Victor Lagos and Andrew Bean. Whether you're an investor, a business owner, or someone looking to understand the financial landscape better, this episode is a goldmine of insights!</b></p><p><br></p><p><b>In this episode, you'll discover:</b></p><p><br></p><ul><li><b>The nuances of low doc loans and how they cater to the self-employed.</b></li><li><b>The difference between traditional bank loans and alternative financing.</b></li><li><b>The ins and outs of commercial property loans, from terms to conditions.</b></li><li><b>Victor's top lender recommendations and why they stand out.</b></li><li><b>The power of loan matching technology and how it's revolutionising the borrowing experience.</b></li></ul><p><br></p><p><b>Investing in your financial literacy is paramount. Whether it's real estate, cars, or any other venture, having the right knowledge and the right experts by your side can make all the difference. Dive into this episode and arm yourself with the insights you need for your financial journey.</b></p><p><br></p><p><b>Tune in now and embark on a journey to financial freedom!</b></p><p><b><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Loan Shopping, Property Investment, Financial Management, Commercial Loans, Alternative Financing, Self-Employed Borrowers, Loan Terms, Lenders, Mortgage Brokers, Real Estate Financing, Investment Strategies, Loan Matching Technology, Borrowing Experience, Commercial Property, Residential Lending, Non-Bank Lenders, Private Finance, Loan Conditions, Financial Freedom, Investment Insights</b></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 16 Sep 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/fc50cd2c/0eead35a.mp3" length="34046441" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/S7Pxs1UfLALlB6bN4hnd7o8PpJ11Ll5cMvWOm0-rFHQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYWRi/YjhkMDFkNmY5NTNl/NmRhM2I3Njc1YTk0/ZWFjZS5qcGc.jpg"/>
      <itunes:duration>2835</itunes:duration>
      <itunes:summary>Send us a text Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?  Dive deep into the intricate world of commercial loans, property investments, and the secrets to navigating the financial maze with industry experts, Victor Lagos and Andrew Bean. Whether you're an investor, a business owner, or someone looking to understand the financial landscape better, this episode is a goldmine ...</itunes:summary>
      <itunes:subtitle>Send us a text Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?  Dive deep into the intricate world of commercial loans, property investments</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <podcast:transcript url="https://share.transistor.fm/s/fc50cd2c/transcript.vtt" type="text/vtt" rel="captions"/>
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    <item>
      <title>Cracking the Lending Code: Secrets to Maximising Your Borrowing Capacity</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Cracking the Lending Code: Secrets to Maximising Your Borrowing Capacity</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/9962cd27</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.</b></p><p><br></p><p><b>What You'll Learn:</b></p><p><br></p><ul><li><b>The hidden power of trusts and how they can shelter your debt.</b></li><li><b>Why working with the right accountant can make or break your borrowing potential.</b></li><li><b>The common mistakes people make when applying for loans and how to avoid them.</b></li><li><b>The importance of understanding your borrowing capacity and how to leverage it for property investment.</b></li><li><b>Insights into the world of non-bank lenders and how they can be a game-changer for your financial journey.</b></li></ul><p><b><br>Key Takeaways:</b></p><p><br></p><ul><li><b>The role of digital assets in the lending world and why they're changing the game.</b></li><li><b>Real-life examples of how property investments can go wrong and the lessons learned.</b></li><li><b>The surprising impact of personal debts, such as hecs debt, on your borrowing capacity.</b></li><li><b>The strategic use of trusts and business entities to enhance your borrowing potential.</b></li><li><b>Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.</b></li></ul><p><br></p><p><b>Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Property Investment, Financial Management, Borrowing Capacity, Mortgage Broking, Trusts in Finance, Commercial Lending, Personal Finance, Lending Code, Financial Mistakes, Australian Property Market, Financial Advisor, Business Loans, Asset Management, Debt Management</b></p><p><br><br></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.</b></p><p><br></p><p><b>What You'll Learn:</b></p><p><br></p><ul><li><b>The hidden power of trusts and how they can shelter your debt.</b></li><li><b>Why working with the right accountant can make or break your borrowing potential.</b></li><li><b>The common mistakes people make when applying for loans and how to avoid them.</b></li><li><b>The importance of understanding your borrowing capacity and how to leverage it for property investment.</b></li><li><b>Insights into the world of non-bank lenders and how they can be a game-changer for your financial journey.</b></li></ul><p><b><br>Key Takeaways:</b></p><p><br></p><ul><li><b>The role of digital assets in the lending world and why they're changing the game.</b></li><li><b>Real-life examples of how property investments can go wrong and the lessons learned.</b></li><li><b>The surprising impact of personal debts, such as hecs debt, on your borrowing capacity.</b></li><li><b>The strategic use of trusts and business entities to enhance your borrowing potential.</b></li><li><b>Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.</b></li></ul><p><br></p><p><b>Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3Pjq</b></p><p><b>Victor Lagos - Lagos Financial</b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: victor@lagosfinancial.com.au</b></p><p><b>Website: www.lagosfinancial.com.au</b></p><p><b>LinkedIn:https://lnkd.in/g2dMiCdr</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEin</b></p><p><b>Book your FREE Consultation with Victor Lagos Today</b></p><p><b>Link: https://lnkd.in/gvqHpcHB</b></p><p><b>TIMELY BILLS APP</b></p><p><b>https://lnkd.in/g9k-tQXH</b></p><p><b>https://lnkd.in/enMJBaQ</b></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK</b></p><p><br></p><p><b>HOSTED BY: Andrew Bean</b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: ab@andrewbean.com.au</b></p><p><b>Website: www.andrewbean.com.au</b></p><p><b>LinkedIn: https://lnkd.in/gsMS5zjq</b></p><p><b>Instagram: @andrewbean28</b></p><p><b>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><b>https://lnkd.in/gENBiwC5#commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><b>https://lnkd.in/gwhTtKHg</b></p><p><br></p><p><b>—-------------------------------------------------------------------------------------------------------------------------<br><br>Show notes tags: <br><br>Property Investment, Financial Management, Borrowing Capacity, Mortgage Broking, Trusts in Finance, Commercial Lending, Personal Finance, Lending Code, Financial Mistakes, Australian Property Market, Financial Advisor, Business Loans, Asset Management, Debt Management</b></p><p><br><br></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 26 Aug 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/XSVdoi8ql67APXuR_p9Mke0IYeu4wj0Xsax8PKKloHY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNmEz/ODdiNGVhNjA0MDY4/ZTM0MDlhODNkMjY4/ZGEwNC5qcGc.jpg"/>
      <itunes:duration>3595</itunes:duration>
      <itunes:summary>Send us a text In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.   What You'll Learn:   The hidden power of trusts and how they can shelter your debt.Why working with the right accountant can make or break your borrowing potential.The common mistakes...</itunes:summary>
      <itunes:subtitle>Send us a text In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowin</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Debt to Financial Freedom Podcast Episode 11 with Bob Andersen</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 11 with Bob Andersen</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b6ae9f0e</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b><br>Ep 11 . Debt to Financial Freedom Podcast with Bob Andersen<br></b><br></p><p><br></p><p><b>Introducing Bob Andersen: The Property Mastermind 💼🏢</b></p><p><br></p><p><b>🔑 Meet Bob Andersen, the director of Property Mastermind, with over 39 years of experience in property development, property investment, and marketing sectors. </b></p><p><br></p><p><b>💰 Bob's involvement in projects worth over 1.3 billion dollars showcases his expertise across diverse property types including commercial buildings, apartments, </b></p><p><b>high rises, retirement complexes, subdivisions, townhouses, student accommodation, and NDIS projects. </b></p><p><br></p><p><b>🏗️ At any given time, Bob has an impressive project pipeline ranging from 50 million to 80 million dollars. </b></p><p><br></p><p><b>📚 As an author, Bob shares his wisdom in "Residential Real Estate Development: A Practical Guide for Beginners to Experts," along with contributions to acclaimed books </b></p><p><b>like "The Secret of Secrets of Property Millionaires Exposed" and "The New Way to Make Money and Property Fast." #AuthorExtraordinaire</b></p><p><br></p><p><b>📰 Bob's insights have been featured in renowned publications including Your Property Investment Magazine, The Australian Property Investor Magazine, Money Magazine,</b></p><p><b> and Success Magazine. </b></p><p><br></p><p><b>🎥 Bob's expertise has been showcased through media appearances on Sky News, Fox News, BBC Radio, and ABC Radio, where he discusses his experiences as a successful</b></p><p><b> property developer. </b></p><p><br></p><p><b>💡 Through his renowned property development courses, Bob has transformed countless lives, empowering individuals to build substantial cash flow and long-term wealth </b></p><p><b>through property development. </b></p><p><br></p><p><b>✨ Join us as we dive into the world of Bob Andersen and unlock the secrets to success in property development! </b></p><p><br></p><p><b>#PropertyMastermind #ProjectPipeline #MediaPresence #LifeChangingEducation #InfluentialContributor #ProjectDiversity #IndustryInsider #PropertyExpert </b></p><p><br><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b><br>Ep 11 . Debt to Financial Freedom Podcast with Bob Andersen<br></b><br></p><p><br></p><p><b>Introducing Bob Andersen: The Property Mastermind 💼🏢</b></p><p><br></p><p><b>🔑 Meet Bob Andersen, the director of Property Mastermind, with over 39 years of experience in property development, property investment, and marketing sectors. </b></p><p><br></p><p><b>💰 Bob's involvement in projects worth over 1.3 billion dollars showcases his expertise across diverse property types including commercial buildings, apartments, </b></p><p><b>high rises, retirement complexes, subdivisions, townhouses, student accommodation, and NDIS projects. </b></p><p><br></p><p><b>🏗️ At any given time, Bob has an impressive project pipeline ranging from 50 million to 80 million dollars. </b></p><p><br></p><p><b>📚 As an author, Bob shares his wisdom in "Residential Real Estate Development: A Practical Guide for Beginners to Experts," along with contributions to acclaimed books </b></p><p><b>like "The Secret of Secrets of Property Millionaires Exposed" and "The New Way to Make Money and Property Fast." #AuthorExtraordinaire</b></p><p><br></p><p><b>📰 Bob's insights have been featured in renowned publications including Your Property Investment Magazine, The Australian Property Investor Magazine, Money Magazine,</b></p><p><b> and Success Magazine. </b></p><p><br></p><p><b>🎥 Bob's expertise has been showcased through media appearances on Sky News, Fox News, BBC Radio, and ABC Radio, where he discusses his experiences as a successful</b></p><p><b> property developer. </b></p><p><br></p><p><b>💡 Through his renowned property development courses, Bob has transformed countless lives, empowering individuals to build substantial cash flow and long-term wealth </b></p><p><b>through property development. </b></p><p><br></p><p><b>✨ Join us as we dive into the world of Bob Andersen and unlock the secrets to success in property development! </b></p><p><br></p><p><b>#PropertyMastermind #ProjectPipeline #MediaPresence #LifeChangingEducation #InfluentialContributor #ProjectDiversity #IndustryInsider #PropertyExpert </b></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 19 Jul 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/b6ae9f0e/0affa976.mp3" length="44178534" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/4-ADLEWTpsY6AoVh2gFvxZ3jSx0Yn6MfqVEgM5U7CjA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82NmY3/MTg4ZDc1MGUxZWI4/MmE2NDk5MjYyMzk4/ZDYwOC5qcGc.jpg"/>
      <itunes:duration>3680</itunes:duration>
      <itunes:summary>Send us a text  Ep 11 . Debt to Financial Freedom Podcast with Bob Andersen     Introducing Bob Andersen: The Property Mastermind 💼🏢   🔑 Meet Bob Andersen, the director of Property Mastermind, with over 39 years of experience in property development, property investment, and marketing sectors.    💰 Bob's involvement in projects worth over 1.3 billion dollars showcases his expertise across diverse property types including commercial buildings, apartments,  high rises, retirement comp...</itunes:summary>
      <itunes:subtitle>Send us a text  Ep 11 . Debt to Financial Freedom Podcast with Bob Andersen     Introducing Bob Andersen: The Property Mastermind 💼🏢   🔑 Meet Bob Andersen, the director of Property Mastermind, with over 39 years of experience in property development, prop</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    </item>
    <item>
      <title>Episode 2: Financial Freedom Series Podcast</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Episode 2: Financial Freedom Series Podcast</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/62436daa</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Welcome to the second episode of the Financial Freedom Series! <br><br>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application<br>Applying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker. <br>Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity <br>and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools<br> that can streamline this often challenging journey.<br><br>Welcome to the second episode of the Financial Freedom Series!<br><br>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application<br>Applying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker.<br>Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity<br>and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools<br>that can streamline this often challenging journey.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: <a href="https://lnkd.in/gNUd3Pjq">https://lnkd.in/gNUd3Pjq</a><br>Victor Lagos - Lagos Financial<br>Ph: 0450 313 606<br>Email: <a href="mailto:victor@lagosfinancial.com.au">victor@lagosfinancial.com.au</a><br>Website: <a href="http://www.lagosfinancial.com.au/">www.lagosfinancial.com.au</a><br>LinkedIn:<a href="https://lnkd.in/g2dMiCdr">https://lnkd.in/g2dMiCdr</a><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: <a href="https://lnkd.in/gtMpDEin">https://lnkd.in/gtMpDEin</a><br>Book your FREE Consultation with Victor Lagos Today<br>Link: <a href="https://lnkd.in/gvqHpcHB">https://lnkd.in/gvqHpcHB</a><br>TIMELY BILLS APP<br><a href="https://lnkd.in/g9k-tQXH">https://lnkd.in/g9k-tQXH</a><br><a href="https://lnkd.in/enMJBaQ">https://lnkd.in/enMJBaQ</a><br>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean<br>Ph: 0410 694 633<br>Email: <a href="mailto:ab@andrewbean.com.au">ab@andrewbean.com.au</a><br>Website: <a href="http://www.andrewbean.com.au/">www.andrewbean.com.au</a><br>LinkedIn: <a href="https://lnkd.in/gsMS5zjq">https://lnkd.in/gsMS5zjq</a><br>Instagram: @andrewbean28<br>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON<br>COMMERCIAL PROPERTY SHOW WEBSITE<br><a href="https://lnkd.in/gENBiwC5#commercialproperty">https://lnkd.in/gENBiwC5#commercialproperty</a><br>FACEBOOK GROUP – Commercial Property Show Community<br><a href="https://lnkd.in/gwhTtKHg">https://lnkd.in/gwhTtKHg</a><br><br>#LoanApplicationMadeEasy#DocumentPreparation#FinancialJourney#OrganizedFinances#StreamlinedLoanProcess#BankingDocuments#SimplifyingLoan<br>s #FinancialTools#IdentityVerification#IncomeProof#LiabilityAssessment#SmoothApplicationProcess</p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Welcome to the second episode of the Financial Freedom Series! <br><br>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application<br>Applying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker. <br>Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity <br>and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools<br> that can streamline this often challenging journey.<br><br>Welcome to the second episode of the Financial Freedom Series!<br><br>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application<br>Applying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker.<br>Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity<br>and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools<br>that can streamline this often challenging journey.<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: <a href="https://lnkd.in/gNUd3Pjq">https://lnkd.in/gNUd3Pjq</a><br>Victor Lagos - Lagos Financial<br>Ph: 0450 313 606<br>Email: <a href="mailto:victor@lagosfinancial.com.au">victor@lagosfinancial.com.au</a><br>Website: <a href="http://www.lagosfinancial.com.au/">www.lagosfinancial.com.au</a><br>LinkedIn:<a href="https://lnkd.in/g2dMiCdr">https://lnkd.in/g2dMiCdr</a><br>Get your ACCESS to the Complete Suite of Finance Calculators Link: <a href="https://lnkd.in/gtMpDEin">https://lnkd.in/gtMpDEin</a><br>Book your FREE Consultation with Victor Lagos Today<br>Link: <a href="https://lnkd.in/gvqHpcHB">https://lnkd.in/gvqHpcHB</a><br>TIMELY BILLS APP<br><a href="https://lnkd.in/g9k-tQXH">https://lnkd.in/g9k-tQXH</a><br><a href="https://lnkd.in/enMJBaQ">https://lnkd.in/enMJBaQ</a><br>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean<br>Ph: 0410 694 633<br>Email: <a href="mailto:ab@andrewbean.com.au">ab@andrewbean.com.au</a><br>Website: <a href="http://www.andrewbean.com.au/">www.andrewbean.com.au</a><br>LinkedIn: <a href="https://lnkd.in/gsMS5zjq">https://lnkd.in/gsMS5zjq</a><br>Instagram: @andrewbean28<br>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON<br>COMMERCIAL PROPERTY SHOW WEBSITE<br><a href="https://lnkd.in/gENBiwC5#commercialproperty">https://lnkd.in/gENBiwC5#commercialproperty</a><br>FACEBOOK GROUP – Commercial Property Show Community<br><a href="https://lnkd.in/gwhTtKHg">https://lnkd.in/gwhTtKHg</a><br><br>#LoanApplicationMadeEasy#DocumentPreparation#FinancialJourney#OrganizedFinances#StreamlinedLoanProcess#BankingDocuments#SimplifyingLoan<br>s #FinancialTools#IdentityVerification#IncomeProof#LiabilityAssessment#SmoothApplicationProcess</p>]]>
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      <pubDate>Thu, 13 Jul 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:duration>3122</itunes:duration>
      <itunes:summary>Send us a text Welcome to the second episode of the Financial Freedom Series!   In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application Applying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker.  Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity  and understand your income and liabilities. Let's delve i...</itunes:summary>
      <itunes:subtitle>Send us a text Welcome to the second episode of the Financial Freedom Series!   In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan Application Applying for a loan can be a daunting task, requiring meticulous organization </itunes:subtitle>
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      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 10 with Scott Robinson</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 10 with Scott Robinson</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 10 with Scott Robinson</b></p><p><br></p><p><b>Welcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property, </b></p><p><b>inviting an extraordinary guest who embodies a multifaceted brilliance. Scott Robinson, a distinguished </b></p><p><b>business owner, transcends conventional boundaries with his profound expertise.</b></p><p><br></p><p><b>As a Senior Lecturer at the esteemed Academy of Applied Movement Neurology, Scott delves into the intricate workings of the mind, </b></p><p><b>brain, and nervous system. His journey encompasses the exploration of subtle energetic anatomy, seeking balance not only within the</b></p><p><b> body's governing systems but also throughout the tapestry of life itself. Through the integration of diverse healing paradigms, </b></p><p><b>Scott's holistic approach strives to optimize nervous system function and elevate subconscious programs, empowering individuals to </b></p><p><b>align with their true purpose.</b></p><p><br></p><p><b>Scott's work weaves together healing wisdom, scientific understanding, and unwavering dedication, unlocking the gateway to </b></p><p><b>unparalleled health, limitless capabilities, and the realization of one's best life. Through personalized one-on-one sessions, </b></p><p><b>transformative group healing experiences, enlightening courses, soul-enriching retreats, captivating podcasts, and engaging presentations, </b></p><p><b>he disseminates his profound insights far and wide.</b></p><p><br></p><p><b>Recognized as a fellow at the Complimentary Medical Association, Scott's expertise extends further as a brain enhancer, a Master Healer, </b></p><p><b>and a conscious business facilitator. Today, we embark on a captivating journey as he unravels the secrets to aligning the mind, body, and </b></p><p><b>spirit, propelling us towards our utmost potential.</b></p><p><br></p><p><b>Get ready to immerse yourself in a world where truth, healing, and limitless possibilities converge. </b></p><p><b>Join us as we delve into the extraordinary wisdom of Scott Robinson.</b></p><p><b><br></b><br></p><p><b>#LimitlessPotential #MindHealing #HolisticApproach #NervousSystemBalance #SubconsciousUpgrade #ConsciousBusiness #HealingWisdom #TrueHealth #UnlockYourBestLife</b></p><p><br><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 10 with Scott Robinson</b></p><p><br></p><p><b>Welcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property, </b></p><p><b>inviting an extraordinary guest who embodies a multifaceted brilliance. Scott Robinson, a distinguished </b></p><p><b>business owner, transcends conventional boundaries with his profound expertise.</b></p><p><br></p><p><b>As a Senior Lecturer at the esteemed Academy of Applied Movement Neurology, Scott delves into the intricate workings of the mind, </b></p><p><b>brain, and nervous system. His journey encompasses the exploration of subtle energetic anatomy, seeking balance not only within the</b></p><p><b> body's governing systems but also throughout the tapestry of life itself. Through the integration of diverse healing paradigms, </b></p><p><b>Scott's holistic approach strives to optimize nervous system function and elevate subconscious programs, empowering individuals to </b></p><p><b>align with their true purpose.</b></p><p><br></p><p><b>Scott's work weaves together healing wisdom, scientific understanding, and unwavering dedication, unlocking the gateway to </b></p><p><b>unparalleled health, limitless capabilities, and the realization of one's best life. Through personalized one-on-one sessions, </b></p><p><b>transformative group healing experiences, enlightening courses, soul-enriching retreats, captivating podcasts, and engaging presentations, </b></p><p><b>he disseminates his profound insights far and wide.</b></p><p><br></p><p><b>Recognized as a fellow at the Complimentary Medical Association, Scott's expertise extends further as a brain enhancer, a Master Healer, </b></p><p><b>and a conscious business facilitator. Today, we embark on a captivating journey as he unravels the secrets to aligning the mind, body, and </b></p><p><b>spirit, propelling us towards our utmost potential.</b></p><p><br></p><p><b>Get ready to immerse yourself in a world where truth, healing, and limitless possibilities converge. </b></p><p><b>Join us as we delve into the extraordinary wisdom of Scott Robinson.</b></p><p><b><br></b><br></p><p><b>#LimitlessPotential #MindHealing #HolisticApproach #NervousSystemBalance #SubconsciousUpgrade #ConsciousBusiness #HealingWisdom #TrueHealth #UnlockYourBestLife</b></p><p><br><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a></p>]]>
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      <pubDate>Fri, 23 Jun 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>4081</itunes:duration>
      <itunes:summary>Send us a text Debt to Financial Freedom Podcast Episode 10 with Scott Robinson   Welcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property,  inviting an extraordinary guest who embodies a multifaceted brilliance. Scott Robinson, a distinguished  business owner, transcends conventional boundaries with his profound expertise.   As a Senior Lecturer at the esteemed Academy of Applied Movement Neurology, Scott delves into the intricate workin...</itunes:summary>
      <itunes:subtitle>Send us a text Debt to Financial Freedom Podcast Episode 10 with Scott Robinson   Welcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property,  inviting an extraordinary guest who embodies a multifaceted brillianc</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 9 with Harry Benetto</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 9 with Harry Benetto</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Debt to Financial Freedom Podcast Episode 9 with Harry Benetto</p><p>"Welcome to our exciting new episode!,</p><p>In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto,</p><p>Head of Sales at PropHero. Together, they embark on a journey to explore the fascinating story behind PropHero, the next-generation</p><p>wealth platform revolutionizing property investing. Tune in as they delve into the company's history, its visionary founders,</p><p>and the remarkable success they have achieved in just under two years. Get ready to be inspired by the innovative approach and technology driven PropHero, a true game-changer in the industry. Don't miss this engaging discussion packed with insights and revelations.</p><p>Stay tuned for Episode Nine: PropHero - Transforming Property Investing Through Technology.</p><p><a href="https://www.facebook.com/hashtag/debttofreedompodcast?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#DebtToFreedomPodcast</a> <a href="https://www.facebook.com/hashtag/propherorevolution?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropHeroRevolution</a> <a href="https://www.facebook.com/hashtag/propertyinvestinggamechanger?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropertyInvestingGameChanger</a> <a href="https://www.facebook.com/hashtag/techdrivenwealth?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#TechDrivenWealth</a> <a href="https://www.facebook.com/hashtag/inspiringsuccess?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#InspiringSuccess</a> <a href="https://www.facebook.com/hashtag/propherostory?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropHeroStory</a> <a href="https://www.facebook.com/hashtag/innovationinpropertyinvesting?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#InnovationInPropertyInvesting</a> <a href="https://www.facebook.com/hashtag/nextgenwealthplatform?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#NextGenWealthPlatform</a> <a href="https://www.facebook.com/hashtag/victorlagos?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#VictorLagos</a> <a href="https://www.facebook.com/hashtag/harrybenetto?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R"></a></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Debt to Financial Freedom Podcast Episode 9 with Harry Benetto</p><p>"Welcome to our exciting new episode!,</p><p>In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto,</p><p>Head of Sales at PropHero. Together, they embark on a journey to explore the fascinating story behind PropHero, the next-generation</p><p>wealth platform revolutionizing property investing. Tune in as they delve into the company's history, its visionary founders,</p><p>and the remarkable success they have achieved in just under two years. Get ready to be inspired by the innovative approach and technology driven PropHero, a true game-changer in the industry. Don't miss this engaging discussion packed with insights and revelations.</p><p>Stay tuned for Episode Nine: PropHero - Transforming Property Investing Through Technology.</p><p><a href="https://www.facebook.com/hashtag/debttofreedompodcast?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#DebtToFreedomPodcast</a> <a href="https://www.facebook.com/hashtag/propherorevolution?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropHeroRevolution</a> <a href="https://www.facebook.com/hashtag/propertyinvestinggamechanger?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropertyInvestingGameChanger</a> <a href="https://www.facebook.com/hashtag/techdrivenwealth?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#TechDrivenWealth</a> <a href="https://www.facebook.com/hashtag/inspiringsuccess?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#InspiringSuccess</a> <a href="https://www.facebook.com/hashtag/propherostory?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#PropHeroStory</a> <a href="https://www.facebook.com/hashtag/innovationinpropertyinvesting?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#InnovationInPropertyInvesting</a> <a href="https://www.facebook.com/hashtag/nextgenwealthplatform?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#NextGenWealthPlatform</a> <a href="https://www.facebook.com/hashtag/victorlagos?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R">#VictorLagos</a> <a href="https://www.facebook.com/hashtag/harrybenetto?__eep__=6&amp;__cft__[0]=AZW_8o_v-j80XwsNSYq4G7ywHcKbFTuFz3h7JHkOCwMs4RI6axq25waJivlIzQBh-rIjfwxjmk4OinkOlodOMl-FLjDwSZvVAJzHV6pvb3RMkCcjKLzJNFq_Qx8cmdGR69P3MxjCXAZmijsYt3l-tgnilvkId2AhrZA5WYrNQmjTDw&amp;__tn__=*NK-R"></a></p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Jun 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>1893</itunes:duration>
      <itunes:summary>Send us a text Debt to Financial Freedom Podcast Episode 9 with Harry Benetto "Welcome to our exciting new episode!, In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto, Head of Sales at PropHero. Together, they embark on a journey to explore the fascinating story behind PropHero, the next-generation wealth platform revolutionizing property investing. Tune in as they delve into the company's history, its visionary founde...</itunes:summary>
      <itunes:subtitle>Send us a text Debt to Financial Freedom Podcast Episode 9 with Harry Benetto "Welcome to our exciting new episode!, In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto, Head of Sale</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 8 with Sally Irwin</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 8 with Sally Irwin</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 8 with Sally Irwin</b></p><p><b>"Welcome to our exciting new episode!,</b></p><p><b>Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advocate for victims of modern slavery. In March 2014, Sally founded the Freedom Hub Survival School, a beacon of hope that has transformed countless lives. This remarkable institution not only rebuilds the shattered lives of survivors but also provides them with long-term support and an invaluable peer support program.</b></p><p><b>Sally's dedication and unwavering commitment didn't stop there. In 2016, she expanded her mission by opening a business for purpose, which has now grown to include two thriving cafes, an exceptional event venue, and an ethical online retail shop. These ventures serve a dual purpose: funding the administration of the survival school and creating opportunities for survivors to gain meaningful employment.</b></p><p><b>The incredible impact of Sally's work has earned her well-deserved recognition. The Freedom Hub businesses proudly hold accreditation from Social Traders Australia, a testament to their unwavering commitment to social enterprise. Furthermore, Sally's inspiring leadership was honored when her organization was named the New South Wales Business Chamber Social Enterprise of the Year for the region of Sydney.</b></p><p><b>Sally's influence extends beyond the borders of her local community. In 2018, she was recognized as one of Australia's top 50 business leaders by Inside Small Business. Her outstanding contributions to the field of social entrepreneurship were further acknowledged in September 2020 when she was awarded the prestigious Third Sector Award as Social Entrepreneur of the Year.</b></p><p><b>With over 14 years of hands-on experience working directly with survivors of modern slavery, Sally and her dedicated team have empowered countless individuals to rebuild their lives. Their tireless efforts have helped survivors regain their self-worth, achieve self-sufficiency, and reclaim their rightful place in society.</b></p><p><b>Today, we are truly honored to welcome Sally Irwin. Her extraordinary journey, inspiring achievements, and unwavering dedication make her a beacon of hope in the fight against slavery. Please join me in extending a warm welcome to Sally as we delve into her remarkable story.</b></p><p><b>#EndModernSlavery #FreedomHubSurvivalSchool #Empowerment #LongTermSupport #SocialEnterprise #SurvivorEmpowerment #InspiringAchievements #SocialEntrepreneurship #RebuildingLives #BeaconOfHope #Dedication #Recognition #CommunityImpact #RegainingSelfWorth #HonoringJourney #FightAgainstSlavery<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 8 with Sally Irwin</b></p><p><b>"Welcome to our exciting new episode!,</b></p><p><b>Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advocate for victims of modern slavery. In March 2014, Sally founded the Freedom Hub Survival School, a beacon of hope that has transformed countless lives. This remarkable institution not only rebuilds the shattered lives of survivors but also provides them with long-term support and an invaluable peer support program.</b></p><p><b>Sally's dedication and unwavering commitment didn't stop there. In 2016, she expanded her mission by opening a business for purpose, which has now grown to include two thriving cafes, an exceptional event venue, and an ethical online retail shop. These ventures serve a dual purpose: funding the administration of the survival school and creating opportunities for survivors to gain meaningful employment.</b></p><p><b>The incredible impact of Sally's work has earned her well-deserved recognition. The Freedom Hub businesses proudly hold accreditation from Social Traders Australia, a testament to their unwavering commitment to social enterprise. Furthermore, Sally's inspiring leadership was honored when her organization was named the New South Wales Business Chamber Social Enterprise of the Year for the region of Sydney.</b></p><p><b>Sally's influence extends beyond the borders of her local community. In 2018, she was recognized as one of Australia's top 50 business leaders by Inside Small Business. Her outstanding contributions to the field of social entrepreneurship were further acknowledged in September 2020 when she was awarded the prestigious Third Sector Award as Social Entrepreneur of the Year.</b></p><p><b>With over 14 years of hands-on experience working directly with survivors of modern slavery, Sally and her dedicated team have empowered countless individuals to rebuild their lives. Their tireless efforts have helped survivors regain their self-worth, achieve self-sufficiency, and reclaim their rightful place in society.</b></p><p><b>Today, we are truly honored to welcome Sally Irwin. Her extraordinary journey, inspiring achievements, and unwavering dedication make her a beacon of hope in the fight against slavery. Please join me in extending a warm welcome to Sally as we delve into her remarkable story.</b></p><p><b>#EndModernSlavery #FreedomHubSurvivalSchool #Empowerment #LongTermSupport #SocialEnterprise #SurvivorEmpowerment #InspiringAchievements #SocialEntrepreneurship #RebuildingLives #BeaconOfHope #Dedication #Recognition #CommunityImpact #RegainingSelfWorth #HonoringJourney #FightAgainstSlavery<br><br>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"></a></p>]]>
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      <pubDate>Fri, 26 May 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2798</itunes:duration>
      <itunes:summary>Send us a text Debt to Financial Freedom Podcast Episode 8 with Sally Irwin "Welcome to our exciting new episode!, Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advocate for victims of modern slavery. In March 2014, Sally founded the Freedom Hub Survival School, a beacon of hope that has transformed countless lives. This remarkable institution not only rebuilds the shattered lives of survivors but also pr...</itunes:summary>
      <itunes:subtitle>Send us a text Debt to Financial Freedom Podcast Episode 8 with Sally Irwin "Welcome to our exciting new episode!, Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advoc</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 7 with Victor Idoko</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 7 with Victor Idoko</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 7 with Victor Idoko</b></p><p><br></p><p><b>"Welcome to our exciting new episode! Today, </b></p><p><b>We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in creating financial value for its clients. With Victor Idokos wealth of experience and knowledge in investments and wealth management, we're in for a treat.</b></p><p><br></p><p><b>Victor Idoko is the founder and financial planner of CFV Services, a company that specializes in creating financial value for its clients. With over a decade of experience in analyzing investments and wealth management, Victor has developed a reputation for providing quality advice in simple and understandable language. His clients appreciate his guided approach in helping them achieve their financial goals. Join me in welcoming Victor Idoko to our conversation today.</b></p><p><br></p><p><b>#CFVFinancialValue #ExpertAdvice #InvestmentAnalysis #WealthManagement #SensibleApproach #FinancialGoals #VictorIdokoOnAir </b></p><p><b>#FinancialPlanningMadeEasy #SimplifyingFinance #FinanceTalks<br><br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p><p><br><br></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Debt to Financial Freedom Podcast Episode 7 with Victor Idoko</b></p><p><br></p><p><b>"Welcome to our exciting new episode! Today, </b></p><p><b>We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in creating financial value for its clients. With Victor Idokos wealth of experience and knowledge in investments and wealth management, we're in for a treat.</b></p><p><br></p><p><b>Victor Idoko is the founder and financial planner of CFV Services, a company that specializes in creating financial value for its clients. With over a decade of experience in analyzing investments and wealth management, Victor has developed a reputation for providing quality advice in simple and understandable language. His clients appreciate his guided approach in helping them achieve their financial goals. Join me in welcoming Victor Idoko to our conversation today.</b></p><p><br></p><p><b>#CFVFinancialValue #ExpertAdvice #InvestmentAnalysis #WealthManagement #SensibleApproach #FinancialGoals #VictorIdokoOnAir </b></p><p><b>#FinancialPlanningMadeEasy #SimplifyingFinance #FinanceTalks<br><br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p><p><br><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 10 May 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2737</itunes:duration>
      <itunes:summary>Send us a text Debt to Financial Freedom Podcast Episode 7 with Victor Idoko   "Welcome to our exciting new episode! Today,  We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in creating financial value for its clients. With Victor Idokos wealth of experience and knowledge in investments and wealth management, we're in for a treat.   Victor Idoko is the founder and financial planner of CFV Services, a company t...</itunes:summary>
      <itunes:subtitle>Send us a text Debt to Financial Freedom Podcast Episode 7 with Victor Idoko   "Welcome to our exciting new episode! Today,  We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:transcript url="https://share.transistor.fm/s/a506546b/transcript.json" type="application/json"/>
      <podcast:transcript url="https://share.transistor.fm/s/a506546b/transcript.srt" type="application/x-subrip" rel="captions"/>
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    </item>
    <item>
      <title>Debt to Financial Freedom Podcast Episode 6 with Philip Khao</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 6 with Philip Khao</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><br>Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to Evolve.'<br> In this episode, we delve into different topics, and gain valuable insights from Philip's expertise and experience.<br><br><br>In this episode, Phil shares his story of buying a property as an owner-occupier at 21 and then converting it into an investment property,  which later became positive cash flow. He used the equity to build granny flats and then extracted the growth to use as a deposit to buy his dream home. <br><br>Phil stresses the importance of having multiple streams of income and using leverage to invest in property.  He also shares how his lean business model, outsourcing, incentivizing employees, and corporate structure allow him more financial freedom.<br><br>#financialfreedom #workethic #positivecashflow #homebuying #investmentproperties #decisionmaking #cashflow #outsourcing #multiplestreamsofincome<br><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><br>Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to Evolve.'<br> In this episode, we delve into different topics, and gain valuable insights from Philip's expertise and experience.<br><br><br>In this episode, Phil shares his story of buying a property as an owner-occupier at 21 and then converting it into an investment property,  which later became positive cash flow. He used the equity to build granny flats and then extracted the growth to use as a deposit to buy his dream home. <br><br>Phil stresses the importance of having multiple streams of income and using leverage to invest in property.  He also shares how his lean business model, outsourcing, incentivizing employees, and corporate structure allow him more financial freedom.<br><br>#financialfreedom #workethic #positivecashflow #homebuying #investmentproperties #decisionmaking #cashflow #outsourcing #multiplestreamsofincome<br><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
      </content:encoded>
      <pubDate>Wed, 26 Apr 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
      <enclosure url="https://media.transistor.fm/5a184072/2bf3805d.mp3" length="42947536" type="audio/mpeg"/>
      <itunes:author>Victor Lagos</itunes:author>
      <itunes:image href="https://img.transistor.fm/EnrF6rLkSFE-7YGahN0EOA27WV_VuIcH1d_YYEjFhME/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jOWM1/NzUzODllZThiZTc1/OWI2Y2JhZWFkMmUy/NmU4ZS5qcGc.jpg"/>
      <itunes:duration>3577</itunes:duration>
      <itunes:summary>Send us a text  Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to Evolve.'  In this episode, we delve into different topics, and gain valuable insights from Philip's expertise and experience.   In this episode, Phil shares his story of buying a property as an owner-occupier at 21 and then converting it...</itunes:summary>
      <itunes:subtitle>Send us a text  Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to </itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Debt to Financial Freedom Podcast Episode 5 with Arjun Paliwal</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 5 with Arjun Paliwal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/d1f37e05</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.</b></p><p><br></p><p><b>Arjun is a highly successful entrepreneur and a leading expert in the Australian property market. He's the founder and Head of Research at InvestorKit, a data-driven buyer's agency that has helped numerous Australians build successful property investment portfolios. He's also the co-host of the popular podcast, The Property Nerds, where he deep dives into Australia's hot and cold property markets, and the latest headlines and trends.</b></p><p><b><br>Arjun's exceptional work in the industry has been recognised through several accolades,, including Rising Star of the Year Winner at the REB Awards 2020, Buyer’s Agent of the Year Finalist at the REB Awards 2021 and 2022, and as Finalist at the 2021 and 2022 Young Entrepreneurs Awards.  <br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.</b></p><p><br></p><p><b>Arjun is a highly successful entrepreneur and a leading expert in the Australian property market. He's the founder and Head of Research at InvestorKit, a data-driven buyer's agency that has helped numerous Australians build successful property investment portfolios. He's also the co-host of the popular podcast, The Property Nerds, where he deep dives into Australia's hot and cold property markets, and the latest headlines and trends.</b></p><p><b><br>Arjun's exceptional work in the industry has been recognised through several accolades,, including Rising Star of the Year Winner at the REB Awards 2020, Buyer’s Agent of the Year Finalist at the REB Awards 2021 and 2022, and as Finalist at the 2021 and 2022 Young Entrepreneurs Awards.  <br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
      </content:encoded>
      <pubDate>Mon, 10 Apr 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2364</itunes:duration>
      <itunes:summary>Send us a text Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.   Arjun is a highly successful entrepreneur and a leading expert in the Australian property market. He's the founder and Head of Research at InvestorKit, a data-driven buyer's agency that has helped numerous Australians build successful property investment portfolios. He's also the co-h...</itunes:summary>
      <itunes:subtitle>Send us a text Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.   Arjun is a highly successful entrepreneur a</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Ep 1 - Financial Freedom Series with Andrew Bean - Don't Make These Big Money Mistakes That Kill Your Borrowing Capacity</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Ep 1 - Financial Freedom Series with Andrew Bean - Don't Make These Big Money Mistakes That Kill Your Borrowing Capacity</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7e99ddef</link>
      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to the first episode of the Financial Freedom Series! </b></p><p><b>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks.</b></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:https://au.linkedin.com/in/victorlagos</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE </b></a></p><p><b>TIMELY BILLS APP </b></p><p><a href="https://apps.apple.com/au/app/bills-organizer-budget/id1454624499"><b>https://apps.apple.com/au/app/bills-organizer-budget/id1454624499</b></a></p><p><a href="https://play.google.com/store/apps/details?id=in.usefulapp.timelybills"><b>https://play.google.com/store/apps/details?id=in.usefulapp.timelybills</b></a></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean </b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: </b><a href="mailto:ab@andrewbean.com.au"><b>ab@andrewbean.com.au</b></a></p><p><b>Website: </b><a href="http://www.andrewbean.com.au"><b>www.andrewbean.com.au</b></a></p><p><b>LinkedIn: </b><a href="http://linkedin.com/in/andrew28"><b>http://linkedin.com/in/andrew28</b></a></p><p><b>Instagram: @andrewbean28</b></p><p><b><em>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</em></b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><a href="http://www.commercialpropertyshow.com.au"><b>www.commercialpropertyshow.com.au</b></a><b> #commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><a href="https://www.facebook.com/groups/commercialpropertyshow"><b>https://www.facebook.com/groups/commercialpropertyshow</b></a><b> #commercialrealestate</b></p><p><b>FACEBOOK PAGE – @commercialpropertyshow</b></p><p><a href="https://www.facebook.com/commercialpropertyshow/"><b>https://www.facebook.com/commercialpropertyshow/</b></a><b> #property</b></p><p><b>INSTAGRAM - @commercialpropertyshow</b></p><p><a href="https://www.instagram.com/commercialpropertyshow/"><b>https://www.instagram.com/commercialpropertyshow/</b></a><b> #realestate</b></p><p><b>TWITTER - @compropertyshow</b></p><p><a href="https://twitter.com/compropertyshow"><b>https://twitter.com/compropertyshow</b></a><b> #investing</b></p><p><b>APPLE PODCAST</b></p><p><a href="https://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613"><b>https://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613</b></a><b> #investment</b></p>]]>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to the first episode of the Financial Freedom Series! </b></p><p><b>In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks.</b></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn:https://au.linkedin.com/in/victorlagos</b></p><p><b>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE </b></a></p><p><b>TIMELY BILLS APP </b></p><p><a href="https://apps.apple.com/au/app/bills-organizer-budget/id1454624499"><b>https://apps.apple.com/au/app/bills-organizer-budget/id1454624499</b></a></p><p><a href="https://play.google.com/store/apps/details?id=in.usefulapp.timelybills"><b>https://play.google.com/store/apps/details?id=in.usefulapp.timelybills</b></a></p><p><b>SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK<br><br>HOSTED BY: Andrew Bean </b></p><p><b>Ph: 0410 694 633</b></p><p><b>Email: </b><a href="mailto:ab@andrewbean.com.au"><b>ab@andrewbean.com.au</b></a></p><p><b>Website: </b><a href="http://www.andrewbean.com.au"><b>www.andrewbean.com.au</b></a></p><p><b>LinkedIn: </b><a href="http://linkedin.com/in/andrew28"><b>http://linkedin.com/in/andrew28</b></a></p><p><b>Instagram: @andrewbean28</b></p><p><b><em>FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON</em></b></p><p><b>COMMERCIAL PROPERTY SHOW WEBSITE</b></p><p><a href="http://www.commercialpropertyshow.com.au"><b>www.commercialpropertyshow.com.au</b></a><b> #commercialproperty</b></p><p><b>FACEBOOK GROUP – Commercial Property Show Community</b></p><p><a href="https://www.facebook.com/groups/commercialpropertyshow"><b>https://www.facebook.com/groups/commercialpropertyshow</b></a><b> #commercialrealestate</b></p><p><b>FACEBOOK PAGE – @commercialpropertyshow</b></p><p><a href="https://www.facebook.com/commercialpropertyshow/"><b>https://www.facebook.com/commercialpropertyshow/</b></a><b> #property</b></p><p><b>INSTAGRAM - @commercialpropertyshow</b></p><p><a href="https://www.instagram.com/commercialpropertyshow/"><b>https://www.instagram.com/commercialpropertyshow/</b></a><b> #realestate</b></p><p><b>TWITTER - @compropertyshow</b></p><p><a href="https://twitter.com/compropertyshow"><b>https://twitter.com/compropertyshow</b></a><b> #investing</b></p><p><b>APPLE PODCAST</b></p><p><a href="https://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613"><b>https://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613</b></a><b> #investment</b></p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Apr 2023 15:00:00 +1000</pubDate>
      <author>Victor Lagos &amp; Andrew Bean</author>
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      <itunes:author>Victor Lagos &amp; Andrew Bean</itunes:author>
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      <itunes:duration>3706</itunes:duration>
      <itunes:summary>Send us a text Welcome to the first episode of the Financial Freedom Series!  In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks. Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls th...</itunes:summary>
      <itunes:subtitle>Send us a text Welcome to the first episode of the Financial Freedom Series!  In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impac</itunes:subtitle>
      <itunes:keywords>finance, mortgagebroker, property, investing</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 4 with Alex Minter</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 4 with Alex Minter</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>"Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With Alex's wealth of experience and knowledge in the field, we're in for a treat.</b></p><p><b><br></b><br></p><p><b>Alex has 12 years of professional property experience and 19 years of personal property experience, with involvement in over a thousand property transactions. He has worked with wealth creation organisations and developers, gaining insight into how most developments are marketed to the public. With a focus on trust, transparency, disclosure, and ethical guidance, Alex has built Astute Property Network with these values at the forefront. As Director and Buyers Agent, he and his team help investors navigate marketing noise and smoke screens.</b></p><p><b>#reputablebuyeragent #integrityinrealestate #understandingnumbers #propertyopportunities #propertyinvestor</b></p><p><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>"Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With Alex's wealth of experience and knowledge in the field, we're in for a treat.</b></p><p><b><br></b><br></p><p><b>Alex has 12 years of professional property experience and 19 years of personal property experience, with involvement in over a thousand property transactions. He has worked with wealth creation organisations and developers, gaining insight into how most developments are marketed to the public. With a focus on trust, transparency, disclosure, and ethical guidance, Alex has built Astute Property Network with these values at the forefront. As Director and Buyers Agent, he and his team help investors navigate marketing noise and smoke screens.</b></p><p><b>#reputablebuyeragent #integrityinrealestate #understandingnumbers #propertyopportunities #propertyinvestor</b></p><p><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE</b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
      </content:encoded>
      <pubDate>Mon, 27 Mar 2023 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2807</itunes:duration>
      <itunes:summary>Send us a text "Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With Alex's wealth of experience and knowledge in the field, we're in for a treat.    Alex has 12 years of professional property experience and 19 years of personal property experience, with involvement in over a thousand property transactions. He...</itunes:summary>
      <itunes:subtitle>Send us a text "Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With </itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 3 with Dr. Dionne Payn</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 3 with Dr. Dionne Payn</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Join Victor and Dr. Dionne Payn, Founder and CEO of High Impact Property Investments, for an insightful discussion on investing. https://hipi.global/</p><p> Dr. Payn is a leading expert in her field, sharing her valuable experiences and expert advice on how to achieve double-digit returns through affordable and sustainable housing projects. Her expertise is reflected in her #1 best-selling book, E.T.H.I.C.A.L Property Investing, and she also serves as a board advisor for a not-for-profit organization that helps women access affordable housing. </p><p>For anybody that wants to receive a copy of the book, you can use discount code LagosFinancial23 and get the book for free, you just pay $12 for Postage.</p><p>Link to order the book:<br><br><a href="https://victorlagos.krtra.com/t/sghS53jJIArK">https://victorlagos.krtra.com/t/sghS53jJIArK</a><br><br></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Join Victor and Dr. Dionne Payn, Founder and CEO of High Impact Property Investments, for an insightful discussion on investing. https://hipi.global/</p><p> Dr. Payn is a leading expert in her field, sharing her valuable experiences and expert advice on how to achieve double-digit returns through affordable and sustainable housing projects. Her expertise is reflected in her #1 best-selling book, E.T.H.I.C.A.L Property Investing, and she also serves as a board advisor for a not-for-profit organization that helps women access affordable housing. </p><p>For anybody that wants to receive a copy of the book, you can use discount code LagosFinancial23 and get the book for free, you just pay $12 for Postage.</p><p>Link to order the book:<br><br><a href="https://victorlagos.krtra.com/t/sghS53jJIArK">https://victorlagos.krtra.com/t/sghS53jJIArK</a><br><br></p><p><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <pubDate>Fri, 10 Mar 2023 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>2429</itunes:duration>
      <itunes:summary>Send us a text Join Victor and Dr. Dionne Payn, Founder and CEO of High Impact Property Investments, for an insightful discussion on investing. https://hipi.global/  Dr. Payn is a leading expert in her field, sharing her valuable experiences and expert advice on how to achieve double-digit returns through affordable and sustainable housing projects. Her expertise is reflected in her #1 best-selling book, E.T.H.I.C.A.L Property Investing, and she also serves as a board advisor for a not-f...</itunes:summary>
      <itunes:subtitle>Send us a text Join Victor and Dr. Dionne Payn, Founder and CEO of High Impact Property Investments, for an insightful discussion on investing. https://hipi.global/  Dr. Payn is a leading expert in her field, sharing her valuable experiences and expert ad</itunes:subtitle>
      <itunes:keywords>HighImpactPropertyInvestments, AffordableHomes, SustainableHomes, EthicalPropertyInvesting, PropertyDevelopment</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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      <title>Debt to Financial Freedom Podcast Episode 2 with Joe Tucker</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Debt to Financial Freedom Podcast Episode 2 with Joe Tucker</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Ep 2 - Debt to Financial Freedom Podcast with Joe Tucker</p><p>Joe Tucker is one of the best Buyers Agents I know. In fact, I refer many of my clients to him so you are in safe hands with him and his team when purchasing your next property! He runs <a href="https://www.facebook.com/PropertyPrinciplesAus/?__cft__[0]=AZUKRNHzTVD6PwtaMaJBtJChk086uLbk9-3xnouTvehZ-vO0a7gyPDFRuMo9nNE2AsKiV4ITEpn6MUMp9gXUK6o_sXS0U8UAcfmPU8zNc0jG1GkTzFUcOckGQdDTnj0z6Q9ucpfSuNLd6hAWbj6ME8AZCGm4YS6saNhR_wkxyIDH9f9T8dTwCWf8YAajvkzJ0vxW0Sv-JJwWns03fPUp3zUS&amp;__tn__=kK-R"><b>Property Principles</b></a> - as well as one of the largest property investment groups on Facebook with over 30,000+ members <a href="https://www.facebook.com/groups/Auspropertyinvestorsgroup/?__cft__[0]=AZUKRNHzTVD6PwtaMaJBtJChk086uLbk9-3xnouTvehZ-vO0a7gyPDFRuMo9nNE2AsKiV4ITEpn6MUMp9gXUK6o_sXS0U8UAcfmPU8zNc0jG1GkTzFUcOckGQdDTnj0z6Q9ucpfSuNLd6hAWbj6ME8AZCGm4YS6saNhR_wkxyIDH9f9T8dTwCWf8YAajvkzJ0vxW0Sv-JJwWns03fPUp3zUS&amp;__tn__=-UK-R"><b>AUS Property Investors</b></a>. Enjoy the episode!<br><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p>Ep 2 - Debt to Financial Freedom Podcast with Joe Tucker</p><p>Joe Tucker is one of the best Buyers Agents I know. In fact, I refer many of my clients to him so you are in safe hands with him and his team when purchasing your next property! He runs <a href="https://www.facebook.com/PropertyPrinciplesAus/?__cft__[0]=AZUKRNHzTVD6PwtaMaJBtJChk086uLbk9-3xnouTvehZ-vO0a7gyPDFRuMo9nNE2AsKiV4ITEpn6MUMp9gXUK6o_sXS0U8UAcfmPU8zNc0jG1GkTzFUcOckGQdDTnj0z6Q9ucpfSuNLd6hAWbj6ME8AZCGm4YS6saNhR_wkxyIDH9f9T8dTwCWf8YAajvkzJ0vxW0Sv-JJwWns03fPUp3zUS&amp;__tn__=kK-R"><b>Property Principles</b></a> - as well as one of the largest property investment groups on Facebook with over 30,000+ members <a href="https://www.facebook.com/groups/Auspropertyinvestorsgroup/?__cft__[0]=AZUKRNHzTVD6PwtaMaJBtJChk086uLbk9-3xnouTvehZ-vO0a7gyPDFRuMo9nNE2AsKiV4ITEpn6MUMp9gXUK6o_sXS0U8UAcfmPU8zNc0jG1GkTzFUcOckGQdDTnj0z6Q9ucpfSuNLd6hAWbj6ME8AZCGm4YS6saNhR_wkxyIDH9f9T8dTwCWf8YAajvkzJ0vxW0Sv-JJwWns03fPUp3zUS&amp;__tn__=-UK-R"><b>AUS Property Investors</b></a>. Enjoy the episode!<br><br><b>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE</b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <pubDate>Mon, 09 Jan 2023 11:00:00 +1100</pubDate>
      <author>Victor Lagos and Joe Tucker</author>
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      <itunes:author>Victor Lagos and Joe Tucker</itunes:author>
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      <itunes:duration>2311</itunes:duration>
      <itunes:summary>Send us a text Ep 2 - Debt to Financial Freedom Podcast with Joe Tucker Joe Tucker is one of the best Buyers Agents I know. In fact, I refer many of my clients to him so you are in safe hands with him and his team when purchasing your next property! He runs Property Principles - as well as one of the largest property investment groups on Facebook with over 30,000+ members AUS Property Investors. Enjoy the episode!  Victor Lagos, a seasoned financial expert with years of experience working wit...</itunes:summary>
      <itunes:subtitle>Send us a text Ep 2 - Debt to Financial Freedom Podcast with Joe Tucker Joe Tucker is one of the best Buyers Agents I know. In fact, I refer many of my clients to him so you are in safe hands with him and his team when purchasing your next property! He ru</itunes:subtitle>
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      <itunes:explicit>No</itunes:explicit>
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      <title>My Personal Journey to Financial Freedom (and How to Create Your Own Path)</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>My Personal Journey to Financial Freedom (and How to Create Your Own Path)</itunes:title>
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        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to the Debt Financial Freedom Podcast.<br>Im your host Victor Lagos and the founder of Lagos Financial.<br>I've been in the finance and lending industry for 16 years and I've personally made financial mistakes and learned from them.<br>I've started this Podcast to share stories and lessons on my own journey, and to share insight that may help others on their journey,<br>and I interviewed people that I connected with, That share values and mission to help other create financial freedom.<br>My goal in this podcast is to share raw, honest, transparent, and helpful strories that you can relate too, and inspires you to take control of your finances.<br>And only have debt that brings you closer to financial freedom. Everything in this podcast is general in nature, and for education purposes only.<br>Non of your personal objectives, financial situation, or needs had been taken into consideration.<br>I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcast<br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE </b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <content:encoded>
        <![CDATA[<p><a href="https://www.buzzsprout.com/twilio/text_messages/2079836/open_sms">Send us a text</a></p><p><b>Welcome to the Debt Financial Freedom Podcast.<br>Im your host Victor Lagos and the founder of Lagos Financial.<br>I've been in the finance and lending industry for 16 years and I've personally made financial mistakes and learned from them.<br>I've started this Podcast to share stories and lessons on my own journey, and to share insight that may help others on their journey,<br>and I interviewed people that I connected with, That share values and mission to help other create financial freedom.<br>My goal in this podcast is to share raw, honest, transparent, and helpful strories that you can relate too, and inspires you to take control of your finances.<br>And only have debt that brings you closer to financial freedom. Everything in this podcast is general in nature, and for education purposes only.<br>Non of your personal objectives, financial situation, or needs had been taken into consideration.<br>I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcast<br><br>Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.</b></p><p><b>Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  </b><a href="https://lagosfinancial.com.au/freeguide"><b>CLICK HERE </b></a><b><br>Get your ACCESS to the Complete Suite of Finance Calculators  </b><a href="https://lagosfinancial.com.au/calculators/"><b>CLICK HERE </b></a></p><p><b>Book your FREE Consultation with Victor Lagos Today </b><a href="https://calendly.com/victor-lagosfinancial/15-minute?month=2023-04"><b>CLICK HERE </b></a><b><br></b><br></p><p><b>Victor Lagos - Lagos Financial </b></p><p><b>Ph: 0450 313 606</b></p><p><b>Email: </b><a href="mailto:victor@lagosfinancial.com.au"><b>victor@lagosfinancial.com.au </b></a></p><p><b>Website: </b><a href="https://lagosfinancial.com.au/"><b>www.lagosfinancial.com.au</b></a></p><p><b>LinkedIn: </b><a href="https://au.linkedin.com/in/victorlagos"><b>https://au.linkedin.com/in/victorlagos</b></a></p><p><b>Youtube: </b><a href="https://www.youtube.com/@debttofinancialfreedom"><b>https://www.youtube.com/@debttofinancialfreedom</b></a><br><br><b>Facebook: </b><a href="https://www.facebook.com/LagosFinancial"><b>https://www.facebook.com/LagosFinancial</b></a><b><br><br>Instagram: </b><a href="https://www.instagram.com/lagosfinancial/"><b>https://www.instagram.com/lagosfinancial/</b></a><b><br><br>TikTok:  </b><a href="https://www.tiktok.com/@lagosfinancial"><b>https://www.tiktok.com/@lagosfinancial</b></a></p>]]>
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      <pubDate>Wed, 14 Dec 2022 15:00:00 +1100</pubDate>
      <author>Victor Lagos</author>
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      <itunes:author>Victor Lagos</itunes:author>
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      <itunes:duration>1618</itunes:duration>
      <itunes:summary>Send us a text Welcome to the Debt Financial Freedom Podcast. Im your host Victor Lagos and the founder of Lagos Financial. I've been in the finance and lending industry for 16 years and I've personally made financial mistakes and learned from them. I've started this Podcast to share stories and lessons on my own journey, and to share insight that may help others on their journey, and I interviewed people that I connected with, That share values and mission to help other create financial free...</itunes:summary>
      <itunes:subtitle>Send us a text Welcome to the Debt Financial Freedom Podcast. Im your host Victor Lagos and the founder of Lagos Financial. I've been in the finance and lending industry for 16 years and I've personally made financial mistakes and learned from them. I've </itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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