<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet href="/stylesheet.xsl" type="text/xsl"?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:podcast="https://podcastindex.org/namespace/1.0">
  <channel>
    <atom:link rel="self" type="application/atom+xml" href="https://feeds.transistor.fm/credittalks" title="MP3 Audio"/>
    <atom:link rel="hub" href="https://pubsubhubbub.appspot.com/"/>
    <podcast:podping usesPodping="true"/>
    <title>Equifax CreditTalks</title>
    <generator>Transistor (https://transistor.fm)</generator>
    <itunes:new-feed-url>https://feeds.transistor.fm/credittalks</itunes:new-feed-url>
    <description>Now more than ever, you need reliable, high-quality information to help you make decisions about your personal finances. Equifax is committed to answering your most pressing credit questions on our latest podcast, CreditTalks. Hosted by award-winning financial journalist and wellness expert, Ilyce Glink, and drawing on insights from industry experts, CreditTalks helps you better understand our rapidly evolving world and gives you actionable steps to improve your financial life. </description>
    <copyright>© 2025 Equifax</copyright>
    <podcast:guid>e4767b22-87e1-522e-aea7-6e8999258a59</podcast:guid>
    <podcast:locked owner="renae.wolter@equifax.com">no</podcast:locked>
    <language>en</language>
    <pubDate>Fri, 09 Feb 2024 12:09:16 -0800</pubDate>
    <lastBuildDate>Tue, 02 Dec 2025 13:23:09 -0800</lastBuildDate>
    <link>https://www.equifax.com/personal/education/credittalks/</link>
    <image>
      <url>https://img.transistor.fm/5WTlg1dFTxhpOvKGN4dcQRi-0iVQPKyLF7GTbzX676M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzExNzM5LzE1OTQw/NjYwODUtYXJ0d29y/ay5qcGc.jpg</url>
      <title>Equifax CreditTalks</title>
      <link>https://www.equifax.com/personal/education/credittalks/</link>
    </image>
    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:category text="Business"/>
    <itunes:type>episodic</itunes:type>
    <itunes:author>Equifax</itunes:author>
    <itunes:image href="https://img.transistor.fm/5WTlg1dFTxhpOvKGN4dcQRi-0iVQPKyLF7GTbzX676M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzExNzM5LzE1OTQw/NjYwODUtYXJ0d29y/ay5qcGc.jpg"/>
    <itunes:summary>Now more than ever, you need reliable, high-quality information to help you make decisions about your personal finances. Equifax is committed to answering your most pressing credit questions on our latest podcast, CreditTalks. Hosted by award-winning financial journalist and wellness expert, Ilyce Glink, and drawing on insights from industry experts, CreditTalks helps you better understand our rapidly evolving world and gives you actionable steps to improve your financial life. </itunes:summary>
    <itunes:subtitle>Now more than ever, you need reliable, high-quality information to help you make decisions about your personal finances.</itunes:subtitle>
    <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
    <itunes:owner>
      <itunes:name>Renae Wolter</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>The End of Forbearance</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>The End of Forbearance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">95d6f66a-b6d7-4a84-b12d-731f6edb385d</guid>
      <link>https://share.transistor.fm/s/b69cf702</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:32 Ilyce and Kendall discuss why Credit scores are doing well </p><p>05:14 What happens at the end of all of the forbearance periods?</p><p>10:46 Ilyce introduces Marietta Rodriguez</p><p>11:34 NeighborWorks America history</p><p>13:10 Forbearance and foreclosures and people’s struggles this year</p><p>16:03 Lessons from 2008</p><p>19:17 Minority homeownership</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:32 Ilyce and Kendall discuss why Credit scores are doing well </p><p>05:14 What happens at the end of all of the forbearance periods?</p><p>10:46 Ilyce introduces Marietta Rodriguez</p><p>11:34 NeighborWorks America history</p><p>13:10 Forbearance and foreclosures and people’s struggles this year</p><p>16:03 Lessons from 2008</p><p>19:17 Minority homeownership</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Feb 2021 06:45:50 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/b69cf702/4199de16.mp3" length="23745466" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1480</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Exchanges lead for data and analytics for Equifax, and Marietta Rodriguez, the President and CEO of NeighborWorks America. Ilyce chats about credit scores and forbearance with Kendall before shifting the conversation to the racial gap and forbearances with Marietta. </itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Exchanges lead for data and analytics for Equifax, and Marietta Rodriguez, the President and CEO of NeighborWorks America. Ilyce chats about credit scores and forbearance with Kendall before shi</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Real Estate Insight in the Time of Coronavirus</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Real Estate Insight in the Time of Coronavirus</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ed2f0e2e-6019-4d1f-8a9d-33850a89dd94</guid>
      <link>https://share.transistor.fm/s/89e8cb66</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:34 Ilyce and Kendall discuss how job loss affects credit scores</p><p>04:33 How credit reports are used for job applications</p><p>08:13 Ilyce introduces Jessica Lautz</p><p>08:46 How COVID affects the buyers and sellers in the real estate market</p><p>10:06 Multi-generational homes</p><p>13:09 What buyers want and how COVID is related</p><p>15:12 Retirement and real estate</p><p>16:12 Pricing in the housing market</p><p>21:04 New technology </p><p>22:37 Other unusual changes</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:34 Ilyce and Kendall discuss how job loss affects credit scores</p><p>04:33 How credit reports are used for job applications</p><p>08:13 Ilyce introduces Jessica Lautz</p><p>08:46 How COVID affects the buyers and sellers in the real estate market</p><p>10:06 Multi-generational homes</p><p>13:09 What buyers want and how COVID is related</p><p>15:12 Retirement and real estate</p><p>16:12 Pricing in the housing market</p><p>21:04 New technology </p><p>22:37 Other unusual changes</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Feb 2021 06:42:14 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/89e8cb66/35a48574.mp3" length="22981525" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1433</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Jessica Lautz, Vice President of Demographics and Behavioral Insights at the National Association of REALTORS, and Kendall Keeling, Core Exchanges lead for data and analytics for Equifax. Ilyce chats about credit scores and employment with Kendall before shifting the conversation to the profile of home buyers and sellers with Jessica. </itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Jessica Lautz, Vice President of Demographics and Behavioral Insights at the National Association of REALTORS, and Kendall Keeling, Core Exchanges lead for data and analytics for Equifax. Ilyce chats about credit sco</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Credit Reporting and the Mortgage Market</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Credit Reporting and the Mortgage Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">da5c50e2-c986-4fac-aa22-580fa7b0270f</guid>
      <link>https://share.transistor.fm/s/4aa70498</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side</p><p>08:16 Ilyce introduces Michael Fratantoni</p><p>08:48 Interest rates being so low</p><p>12:23 Why aren’t people refinancing as much as they should?</p><p>19:37 Millennials in the housing market</p><p>22:40 Forbearance</p><p>27:16 Optimism in the purchase market</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side</p><p>08:16 Ilyce introduces Michael Fratantoni</p><p>08:48 Interest rates being so low</p><p>12:23 Why aren’t people refinancing as much as they should?</p><p>19:37 Millennials in the housing market</p><p>22:40 Forbearance</p><p>27:16 Optimism in the purchase market</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Feb 2021 06:42:04 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/4aa70498/1939a77a.mp3" length="27594773" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1721</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Exchanges lead for Equifax and Mike Fratantoni, Chief Economist of the Mortgage Bankers Association. Ilyce chats about credit bureaus and credit reports with Kendall before shifting the conversation to mortgages with Mike.</itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Exchanges lead for Equifax and Mike Fratantoni, Chief Economist of the Mortgage Bankers Association. Ilyce chats about credit bureaus and credit reports with Kendall before shifting the conversa</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Cost of Getting Older</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>The Cost of Getting Older</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">94bcd87a-0d32-4828-bb97-e02e68d70b01</guid>
      <link>https://share.transistor.fm/s/3634e48b</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:04 Ilyce and Bev discuss the silver lining of family time during COVID</p><p>03:18 How credit card companies report your payments to a credit reporting bureau</p><p>07:23 Ilyce introduces Kelly Levine</p><p>07:39 The consumer insight study Allianz did about retirement</p><p>09:34 Consumers aren’t sharing with their advisors</p><p>10:04 Is retirement affordable?</p><p>15:48 Trust between financial advisors and clients</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:04 Ilyce and Bev discuss the silver lining of family time during COVID</p><p>03:18 How credit card companies report your payments to a credit reporting bureau</p><p>07:23 Ilyce introduces Kelly Levine</p><p>07:39 The consumer insight study Allianz did about retirement</p><p>09:34 Consumers aren’t sharing with their advisors</p><p>10:04 Is retirement affordable?</p><p>15:48 Trust between financial advisors and clients</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Feb 2021 06:41:43 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/3634e48b/c2bb29c5.mp3" length="28606111" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1189</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Beverly Anderson, President of the Equifax Global Consumer Solutions division, and Kelly Levine, Vice President of Consumer Insights for Allianz. Ilyce chats about credit bureaus and credit reports with Bev before shifting the conversation to retirement and financial advisors with Kelly. </itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Beverly Anderson, President of the Equifax Global Consumer Solutions division, and Kelly Levine, Vice President of Consumer Insights for Allianz. Ilyce chats about credit bureaus and credit reports with Bev before sh</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Identity Theft: A Deeper Dive</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Identity Theft: A Deeper Dive</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">89bbd51b-d5db-45e6-a148-28e1c638d529</guid>
      <link>https://share.transistor.fm/s/101a95f8</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Ilyce introduces the topic and her guests for the podcast</p><p>01:30 Ilyce and Kendall discuss the difference between identity fraud and identity theft</p><p>02:47 They discuss different types of frauds and their definitions, from counterfeiting to real estate scams</p><p>08:33 They discuss situations where the perpetrator knows the victim</p><p>09:41 They discuss who is most at risk for identity theft</p><p>11:43 A few ways that consumers can protect themselves</p><p>15:15 Ilyce introduces Chris Butler</p><p>15:59 They discuss identity thefts concerns and the two new products Equifax is launching to protect against identity theft.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Ilyce introduces the topic and her guests for the podcast</p><p>01:30 Ilyce and Kendall discuss the difference between identity fraud and identity theft</p><p>02:47 They discuss different types of frauds and their definitions, from counterfeiting to real estate scams</p><p>08:33 They discuss situations where the perpetrator knows the victim</p><p>09:41 They discuss who is most at risk for identity theft</p><p>11:43 A few ways that consumers can protect themselves</p><p>15:15 Ilyce introduces Chris Butler</p><p>15:59 They discuss identity thefts concerns and the two new products Equifax is launching to protect against identity theft.</p>]]>
      </content:encoded>
      <pubDate>Mon, 08 Feb 2021 12:33:31 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/101a95f8/63975273.mp3" length="39031514" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1624</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Credit Exchange’s lead for Equifax, and Chris Butler, Vice President of Marketing for Equifax's Global Consumer Services Division. They expand last episode’s discussion to give a comprehensive overview of the different types of identity theft and how to stay secure in the digital era.</itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Kendall Keeling, Core Credit Exchange’s lead for Equifax, and Chris Butler, Vice President of Marketing for Equifax's Global Consumer Services Division. They expand last episode’s discussion to give a comprehensive o</itunes:subtitle>
      <itunes:keywords>financial advice, credit reports, credit dispute, identity theft, digital security, Equifax, Equifax Credit Monitor, Equifax Complete, Core Credit, identity fraud, counterfeiting, scams, prevent identity theft, identity theft protection, identity fraud protection</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Identity Theft in the Digital Era</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Identity Theft in the Digital Era</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">aff2e5ea-117c-4c89-9f8a-b92d17ff95b3</guid>
      <link>https://share.transistor.fm/s/7b924000</link>
      <description>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey </p><p>05:50 More people are checking their credit reports</p><p>07:20 Why aren’t people taking more precautions against identity theft?</p><p>08:20 The modernization of identity theft vs classic methods of theft and fraud</p><p>10:53 Importance of credit monitoring as risk increases with digitization of identification</p><p>12:25 Ilyce introduces Chris Butler</p><p>12:48 Consumers are really concerned about identity theft</p><p>13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey </p><p>05:50 More people are checking their credit reports</p><p>07:20 Why aren’t people taking more precautions against identity theft?</p><p>08:20 The modernization of identity theft vs classic methods of theft and fraud</p><p>10:53 Importance of credit monitoring as risk increases with digitization of identification</p><p>12:25 Ilyce introduces Chris Butler</p><p>12:48 Consumers are really concerned about identity theft</p><p>13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending</p>]]>
      </content:encoded>
      <pubDate>Fri, 29 Jan 2021 08:28:05 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/7b924000/26390678.mp3" length="19412336" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1210</itunes:duration>
      <itunes:summary>Best Money Moves CEO Ilyce Glink hosts Julie Kuzmic, Director of Consumer Advocacy of Equifax Canada, and Chris Butler, Vice President of Marketing for Equifax's Global Consumer Services Division. They discuss identity theft and protection in the digital era. </itunes:summary>
      <itunes:subtitle>Best Money Moves CEO Ilyce Glink hosts Julie Kuzmic, Director of Consumer Advocacy of Equifax Canada, and Chris Butler, Vice President of Marketing for Equifax's Global Consumer Services Division. They discuss identity theft and protection in the digital </itunes:subtitle>
      <itunes:keywords>coronavirus, covid-19, financial advice, credit reports, credit dispute, identity theft, fraud, credit monitoring, check credit report, identity fraud, identity protection, Equifax, lock and alert, credit monitor, Equifax credit monitor, Equifax complete</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>COVID-19 and the Evolving Real Estate Industry</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>COVID-19 and the Evolving Real Estate Industry</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4b29d32b-f201-4554-aa1f-3fc1f6e9ebcb</guid>
      <link>https://share.transistor.fm/s/d8e1d874</link>
      <description>
        <![CDATA[<p>Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:39 Ilyce and Bev review the latest unemployment statistics</p><p>03:10 Ilyce and Bev discuss credit reports and why they look different in various contexts</p><p>07:19 Ilyce introduces Rick and shifts the conversation to real estate. They discuss the differences between the housing market today versus in 2008.</p><p>09:39 Ilyce and Rick discuss forbearance</p><p>12:07 Ilyce and Rick discuss the pandemic’s disproportionate impact on renters</p><p>15:52 Illyce and Rick discuss the impact on commercial real estate</p><p>21:10 Ilyce and Rick discuss generational trends and geographic changes</p><p>22:41 Ilyce and Rick discuss housing prices</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br></strong><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:39 Ilyce and Bev review the latest unemployment statistics</p><p>03:10 Ilyce and Bev discuss credit reports and why they look different in various contexts</p><p>07:19 Ilyce introduces Rick and shifts the conversation to real estate. They discuss the differences between the housing market today versus in 2008.</p><p>09:39 Ilyce and Rick discuss forbearance</p><p>12:07 Ilyce and Rick discuss the pandemic’s disproportionate impact on renters</p><p>15:52 Illyce and Rick discuss the impact on commercial real estate</p><p>21:10 Ilyce and Rick discuss generational trends and geographic changes</p><p>22:41 Ilyce and Rick discuss housing prices</p>]]>
      </content:encoded>
      <pubDate>Fri, 22 Jan 2021 09:08:00 -0800</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/d8e1d874/28e0086e.mp3" length="26622931" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1660</itunes:duration>
      <itunes:summary>Ilyce hosts Beverly Anderson, President of the Equifax Global Consumer Solutions Division and Rick Sharga, Executive Vice President of RealtyTrac, discuss the impact of COVID-19 on credit, the housing market and commercial real estate. </itunes:summary>
      <itunes:subtitle>Ilyce hosts Beverly Anderson, President of the Equifax Global Consumer Solutions Division and Rick Sharga, Executive Vice President of RealtyTrac, discuss the impact of COVID-19 on credit, the housing market and commercial real estate. </itunes:subtitle>
      <itunes:keywords>coronavirus, covid-19, financial advice, credit reports, credit score, Equifax credit score, unemployment report, 2020 unemployment, forbearance, mortgage, mortgage relief, rent, apartments, housing market, rental market, commercial real estate, real estate, mortgage repayment</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Does your Business Insurance Cover During a Pandemic?</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>What Does your Business Insurance Cover During a Pandemic?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2b6dfb9d-69b8-41b3-8c8b-dbed1c46a3a4</guid>
      <link>https://share.transistor.fm/s/50e52cb1</link>
      <description>
        <![CDATA[<p>Listen to the sixth episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong> </strong></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:52 Pandemic updates </p><p>03:05 How long late payments stay on a credit report</p><p>06:14 What your business insurance covers during a pandemic</p><p>09:46 What your homeowners insurance covers</p><p>12:56 Ways to save money when choosing homeowner's insurance</p><p>14:30 Podcast closing remarks</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the sixth episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong> </strong></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:52 Pandemic updates </p><p>03:05 How long late payments stay on a credit report</p><p>06:14 What your business insurance covers during a pandemic</p><p>09:46 What your homeowners insurance covers</p><p>12:56 Ways to save money when choosing homeowner's insurance</p><p>14:30 Podcast closing remarks</p>]]>
      </content:encoded>
      <pubDate>Tue, 22 Sep 2020 07:12:02 -0700</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/50e52cb1/be81f317.mp3" length="13819546" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>892</itunes:duration>
      <itunes:summary>Beverly Anderson, President, Equifax Global Consumer Solutions division, joins Best Money Moves CEO Ilyce Glink to talk about how long late payments stay on your credit report, while Loretta Worters, Vice President of the Insurance Information Institute, shares her insights on what a company’s business interruption insurance will cover and how consumers can buy more insurance for less.</itunes:summary>
      <itunes:subtitle>Beverly Anderson, President, Equifax Global Consumer Solutions division, joins Best Money Moves CEO Ilyce Glink to talk about how long late payments stay on your credit report, while Loretta Worters, Vice President of the Insurance Information Institute, </itunes:subtitle>
      <itunes:keywords>coronavirus, covid-19, financial advice, credit reports, business insurance, insurance, small business, insurance, homeowner’s insurance, home insurance, credit score, repay debt, credit score, insurance tips, small business owners</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Investments Should You be Making Right Now?</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>What Investments Should You be Making Right Now?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">eafddbbf-aaba-46df-bab2-658f6fdd4543</guid>
      <link>https://share.transistor.fm/s/8733a51f</link>
      <description>
        <![CDATA[<p>Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.</p><p> </p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:41 Lifestyle choices that have changed due to COVID-19</p><p>02:51 Equifax process for disputing an item on your credit report</p><p>05:56 How often you should check your credit reports</p><p>06:26 Investments during COVID-19 </p><p>09:17 How age impacts the investments you should be making</p><p>12:04 Saving for retirement</p><p>18:14 Advice for building an ideal stock portfolio</p><p>21:28 Who should get a financial advisor</p><p>24:04 Podcast closing remarks</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.</p><p> </p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:41 Lifestyle choices that have changed due to COVID-19</p><p>02:51 Equifax process for disputing an item on your credit report</p><p>05:56 How often you should check your credit reports</p><p>06:26 Investments during COVID-19 </p><p>09:17 How age impacts the investments you should be making</p><p>12:04 Saving for retirement</p><p>18:14 Advice for building an ideal stock portfolio</p><p>21:28 Who should get a financial advisor</p><p>24:04 Podcast closing remarks</p>]]>
      </content:encoded>
      <pubDate>Tue, 25 Aug 2020 12:39:50 -0700</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/8733a51f/752700af.mp3" length="22219407" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1471</itunes:duration>
      <itunes:summary>The world of investments can seem confusing, but making smart choices will help you build wealth, especially in uncertain times. Host Ilyce Glink, CEO of Best Money Moves, speaks with financial expert Rachel Elson, associate financial planner with Perigon Wealth Management, about how to prepare for retirement in the turbulent times. And, Beverly Anderson, president of Equifax Global Consumer Solutions Division, weighs in on how to dispute an item in your credit report.</itunes:summary>
      <itunes:subtitle>The world of investments can seem confusing, but making smart choices will help you build wealth, especially in uncertain times. Host Ilyce Glink, CEO of Best Money Moves, speaks with financial expert Rachel Elson, associate financial planner with Perigon</itunes:subtitle>
      <itunes:keywords>coronavirus, covid-19, financial advice, credit reports, credit dispute, stock market, investing tips, investing in stocks, stock portfolio, retirement planning, planning for retirement, retirement investments, how to invest for retirement, how to plan for retiring, financial advisors</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How can you Emerge from the Pandemic Financially Stronger?</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>How can you Emerge from the Pandemic Financially Stronger?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f268e5d8-86dd-4016-8c21-5aa2a051f9d8</guid>
      <link>https://share.transistor.fm/s/5ee2d236</link>
      <description>
        <![CDATA[<p>Listen to the fourth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.<strong></strong></p><p><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:29 Which industries are being hit the hardest</p><p>03:36 How employers and employees are coping</p><p>05:39 Are the loan accommodations working</p><p>08:27 How the average person is currently dealing with the recession</p><p>11:19 Immediate financial advice for weathering the recession </p><p>13:55 Long term financial advice for thriving after the recession is over</p><p>18:14 Financial readiness and how to emerge from the pandemic financially stronger</p><p>21:41 Podcast closing remarks </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the fourth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.<strong></strong></p><p><br></p><p><strong>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>01:29 Which industries are being hit the hardest</p><p>03:36 How employers and employees are coping</p><p>05:39 Are the loan accommodations working</p><p>08:27 How the average person is currently dealing with the recession</p><p>11:19 Immediate financial advice for weathering the recession </p><p>13:55 Long term financial advice for thriving after the recession is over</p><p>18:14 Financial readiness and how to emerge from the pandemic financially stronger</p><p>21:41 Podcast closing remarks </p>]]>
      </content:encoded>
      <pubDate>Tue, 25 Aug 2020 10:21:54 -0700</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/5ee2d236/33343c4f.mp3" length="20662290" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1355</itunes:duration>
      <itunes:summary>Financially weathering the current recession will take both short-term and long-term thinking. In this episode, host Ilyce Glink, CEO of Best Money Moves, talks with Lynette Khalfani-Cox, former Wall Street Journal financial writer and CEO of Money Coach University, about how to survive and thrive in today’s complicated economy, and how to set yourself up for success when the economy stabilizes. Zoey Cole, Equifax Analytics Product Lead, stops by to talk about how employees are coping financially during the recession.</itunes:summary>
      <itunes:subtitle>Financially weathering the current recession will take both short-term and long-term thinking. In this episode, host Ilyce Glink, CEO of Best Money Moves, talks with Lynette Khalfani-Cox, former Wall Street Journal financial writer and CEO of Money Coach </itunes:subtitle>
      <itunes:keywords>coronavirus, covid-19, financial advice, credit reports, credit cards, late credit card payments, credit delinquency, consumer finances, personal finances, personal finance tips, budgeting, savings, how to build savings, loans, HELOC, personal loans, debt repayment, paying off loans</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What are the Biggest Financial Mistakes People are Making Right Now?</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>What are the Biggest Financial Mistakes People are Making Right Now?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5c7b58ff-96d3-4513-acb9-1b6775d088df</guid>
      <link>https://share.transistor.fm/s/7d802882</link>
      <description>
        <![CDATA[<p>Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:12 Status of businesses reopening</p><p>04:38 How to stay in good standing with your creditors during the pandemic</p><p>09:07 Common financial struggles during the pandemic</p><p>12:03 What eventual economic recovery will look like</p><p>15:47 Advice for making it through a slow economic recovery</p><p>17:58 Financial mistakes people are making during the Covid-19 pandemic </p><p>22:06 Podcast closing remarks</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:12 Status of businesses reopening</p><p>04:38 How to stay in good standing with your creditors during the pandemic</p><p>09:07 Common financial struggles during the pandemic</p><p>12:03 What eventual economic recovery will look like</p><p>15:47 Advice for making it through a slow economic recovery</p><p>17:58 Financial mistakes people are making during the Covid-19 pandemic </p><p>22:06 Podcast closing remarks</p>]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2020 06:56:19 -0700</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/7d802882/78d412f5.mp3" length="27792098" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1344</itunes:duration>
      <itunes:summary>It can be difficult to manage your finances during a normal year. The Covid-19 pandemic is making it ten times harder. We spoke to financial expert Farnoosh Torabi about when the economy will recover, budgeting mistakes to avoid, and how to communicate better about money. </itunes:summary>
      <itunes:subtitle>It can be difficult to manage your finances during a normal year. The Covid-19 pandemic is making it ten times harder. We spoke to financial expert Farnoosh Torabi about when the economy will recover, budgeting mistakes to avoid, and how to communicate be</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will the Covid-19 Pandemic Change the Car Industry Forever? </title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Will the Covid-19 Pandemic Change the Car Industry Forever? </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bf535f71-2b52-4564-9f14-4bc299fb7107</guid>
      <link>https://share.transistor.fm/s/2fdfa44b</link>
      <description>
        <![CDATA[<p>Listen to the second episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:12 Update on food insecurity and the Covid-19 pandemic</p><p>03:25 Explaining delinquencies versus credit freezes</p><p>07:24 An overview of automobile industry during the pandemic</p><p>11:01 The role credit plays in determining your interest rate for automobile purchases</p><p>15:14 The effect of Covid-19 on car payments </p><p>18:04 How Covid-19 might change the automobile industry going forward</p><p>20:56 Podcast closing remarks</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Listen to the second episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. </p><p><strong><br>Topics discussed in this episode: </strong></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:12 Update on food insecurity and the Covid-19 pandemic</p><p>03:25 Explaining delinquencies versus credit freezes</p><p>07:24 An overview of automobile industry during the pandemic</p><p>11:01 The role credit plays in determining your interest rate for automobile purchases</p><p>15:14 The effect of Covid-19 on car payments </p><p>18:04 How Covid-19 might change the automobile industry going forward</p><p>20:56 Podcast closing remarks</p>]]>
      </content:encoded>
      <pubDate>Tue, 14 Jul 2020 06:55:19 -0700</pubDate>
      <author>Equifax</author>
      <enclosure url="https://media.transistor.fm/2fdfa44b/88a025c7.mp3" length="26579270" type="audio/mpeg"/>
      <itunes:author>Equifax</itunes:author>
      <itunes:duration>1294</itunes:duration>
      <itunes:summary>The car industry is suffering. With the highest unemployment rate since the Great Depression, customers are understandably hesitant to make big purchases. We spoke to Jonathan Smoke, Chief Economist of CoxAutomotive, about how the Covid-19 pandemic is impacting automobile sales and why the way we buy cars may never be the same. </itunes:summary>
      <itunes:subtitle>The car industry is suffering. With the highest unemployment rate since the Great Depression, customers are understandably hesitant to make big purchases. We spoke to Jonathan Smoke, Chief Economist of CoxAutomotive, about how the Covid-19 pandemic is imp</itunes:subtitle>
      <itunes:keywords>Equifax, credit score, credit report, Equifax Credit Report, credittalks, financial advice, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How Do Forbearance Agreements Impact Your Credit Scores?</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>How Do Forbearance Agreements Impact Your Credit Scores?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ddfac085-10af-46d0-be66-6f75fd3785f3</guid>
      <link>https://share.transistor.fm/s/48a598bb</link>
      <description>
        <![CDATA[<p><strong>Topics discussed in this episode: <br></strong><br></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:30 Food insecurity and the Covid-19 pandemic</p><p>04:00 Breaking down important points from the CARES Act </p><p>06:00 Suggestions for people who expect to be furloughed or laid off in the coming weeks</p><p>10:30 The effect of the Covid-19 pandemic on unemployment</p><p>14:55 An overview of the real estate market during the pandemic </p><p>22:25 The impact of the mortgage industry increasing its standards on homebuyers</p><p>29:45 Reviewing the results from a COVID + Credit survey</p><p>32:55 Podcast closing remarks </p><p> </p><p><strong>Resources mentioned in this episode: <br></strong><br></p><p>00:45 COVID + Credit Financial Resource Center</p><p>https://www.equifax.com/personal/covid-19/coronavirus-manage-personal-finances/</p><p><br>29:45 Consumer Credit Confidence Survey</p><p> </p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Topics discussed in this episode: <br></strong><br></p><p>00:00 Introduction to podcast guests and topics for discussion</p><p>02:30 Food insecurity and the Covid-19 pandemic</p><p>04:00 Breaking down important points from the CARES Act </p><p>06:00 Suggestions for people who expect to be furloughed or laid off in the coming weeks</p><p>10:30 The effect of the Covid-19 pandemic on unemployment</p><p>14:55 An overview of the real estate market during the pandemic </p><p>22:25 The impact of the mortgage industry increasing its standards on homebuyers</p><p>29:45 Reviewing the results from a COVID + Credit survey</p><p>32:55 Podcast closing remarks </p><p> </p><p><strong>Resources mentioned in this episode: <br></strong><br></p><p>00:45 COVID + Credit Financial Resource Center</p><p>https://www.equifax.com/personal/covid-19/coronavirus-manage-personal-finances/</p><p><br>29:45 Consumer Credit Confidence Survey</p><p> </p>]]>
      </content:encoded>
      <pubDate>Mon, 22 Jun 2020 09:30:00 -0700</pubDate>
      <author>Beverly Anderson, President, Global Consumer Solutions, Equifax</author>
      <enclosure url="https://media.transistor.fm/48a598bb/68d2e2a3.mp3" length="27777267" type="audio/mpeg"/>
      <itunes:author>Beverly Anderson, President, Global Consumer Solutions, Equifax</itunes:author>
      <itunes:image href="https://img.transistor.fm/Bcg9Pypnqg-vky1ycAtxL43uFCnAJeK-AJzmKssZ1Y8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzI4MDMzMy8x/NTkyODMwNzYxLWFy/dHdvcmsuanBn.jpg"/>
      <itunes:duration>1344</itunes:duration>
      <itunes:summary>Award-winning syndicated financial journalist and book author Ilyce Glink talks with Beverly Anderson, president of the Equifax Global Consumer Solutions division, and Danielle Hale, Chief Economist of Realtor.com, a leading real estate listing website. Bev and Danielle offer their insights about the CARES Act, and how your lenders and creditors will be required to report forbearance and other credit issues to the credit reporting agencies.</itunes:summary>
      <itunes:subtitle>Award-winning syndicated financial journalist and book author Ilyce Glink talks with Beverly Anderson, president of the Equifax Global Consumer Solutions division, and Danielle Hale, Chief Economist of Realtor.com, a leading real estate listing website. B</itunes:subtitle>
      <itunes:keywords>credit score, credit report, Equifax Credit Report, credittalks, financial advice, Equifax, money tips, budgeting tips, help improve credit score, check credit report</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
  </channel>
</rss>
