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    <title>Charlotte NC Real Estate Recap</title>
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    <description>A crisp daily briefing on Charlotte NC housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.

Patrick Laraway
American Security Mortgage
MLO# 961156 | ASMC NMLS# 40561</description>
    <copyright>plaraway12</copyright>
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    <pubDate>Mon, 08 Jun 2026 11:26:00 +0000</pubDate>
    <lastBuildDate>Mon, 08 Jun 2026 11:26:05 +0000</lastBuildDate>
    <link>https://americansecuritymortgage.com/loan_officer/laraway-patrick-spaulding/</link>
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      <title>Charlotte NC Real Estate Recap</title>
      <link>https://americansecuritymortgage.com/loan_officer/laraway-patrick-spaulding/</link>
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      <itunes:category text="Daily News"/>
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    <itunes:type>episodic</itunes:type>
    <itunes:author>plaraway12</itunes:author>
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    <itunes:summary>A crisp daily briefing on Charlotte NC housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.

Patrick Laraway
American Security Mortgage
MLO# 961156 | ASMC NMLS# 40561</itunes:summary>
    <itunes:subtitle>A crisp daily briefing on Charlotte NC housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.</itunes:subtitle>
    <itunes:keywords></itunes:keywords>
    <itunes:owner>
      <itunes:name>plaraway12</itunes:name>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>June 8th</title>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>June 8th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/2f2d12a6</link>
      <description>
        <![CDATA[<ul><li>FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.</li><li>SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.</li><li>Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.</li><li>First‑time buyers are only about 21% of the market, well below the historic 40% norm.</li><li>The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.</li><li>SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.</li><li>Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.</li><li>First‑time buyers are only about 21% of the market, well below the historic 40% norm.</li><li>The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 08 Jun 2026 11:25:58 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/2f2d12a6/62cc6c11.mp3" length="1695716" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>103</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.</li><li>SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.</li><li>Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.</li><li>First‑time buyers are only about 21% of the market, well below the historic 40% norm.</li><li>The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%. SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month. Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns. First‑time buyers are only about 21% of the market, well below the historic 40% norm. The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Week of June 5th</title>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>Week of June 5th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/9f27daf4</link>
      <description>
        <![CDATA[<ul><li>30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.</li><li>MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.</li><li><strong>Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.</strong></li><li>Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.</li><li>Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.</li><li>National inventory slipped slightly year over year, reinforcing that supply remains tight.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.</li><li>MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.</li><li><strong>Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.</strong></li><li>Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.</li><li>Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.</li><li>National inventory slipped slightly year over year, reinforcing that supply remains tight.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Jun 2026 10:47:44 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/9f27daf4/990a7c72.mp3" length="3700258" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>228</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.</li><li>MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.</li><li><strong>Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.</strong></li><li>Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.</li><li>Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.</li><li>National inventory slipped slightly year over year, reinforcing that supply remains tight.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines. MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year. Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply. Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development. Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail. Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices. National inventory slipped slightly year over year, reinforcing that supply remains tight.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>June 3rd</title>
      <itunes:episode>54</itunes:episode>
      <podcast:episode>54</podcast:episode>
      <itunes:title>June 3rd</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a128e711-f300-4183-b0ef-944d71328fcf</guid>
      <link>https://share.transistor.fm/s/0203a638</link>
      <description>
        <![CDATA[<ul><li>FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.</li><li>Refi activity is cooling as homeowners hesitate to time rates.<br>A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.<br>Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.<p></p></li><li>Economists expect slower home price growth over the next decade, keeping affordability in focus.</li></ul><p><br></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.</li><li>Refi activity is cooling as homeowners hesitate to time rates.<br>A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.<br>Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.<p></p></li><li>Economists expect slower home price growth over the next decade, keeping affordability in focus.</li></ul><p><br></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 03 Jun 2026 14:57:40 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/0203a638/e5bb7996.mp3" length="1859138" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>113</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.</li><li>Refi activity is cooling as homeowners hesitate to time rates.<br>A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.<br>Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.<p></p></li><li>Economists expect slower home price growth over the next decade, keeping affordability in focus.</li></ul><p><br></p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year. Refi activity is cooling as homeowners hesitate to time rates. A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park. Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects. Economists expect slower home price growth over the next decade, keeping affordability in focus.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>June 1st</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>June 1st</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">337271d9-9973-403e-a0f1-5843def5c68a</guid>
      <link>https://share.transistor.fm/s/41351ef2</link>
      <description>
        <![CDATA[<ul><li>Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.</li><li>A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.</li><li>The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.</li><li>Rising credit card and auto delinquencies are adding cost pressure for many households.</li><li>The Fed is debating new inflation measures, which could influence the timing of future rate cuts.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.</li><li>A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.</li><li>The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.</li><li>Rising credit card and auto delinquencies are adding cost pressure for many households.</li><li>The Fed is debating new inflation measures, which could influence the timing of future rate cuts.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 01 Jun 2026 15:03:30 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/41351ef2/1c5613c5.mp3" length="1926011" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>117</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.</li><li>A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.</li><li>The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.</li><li>Rising credit card and auto delinquencies are adding cost pressure for many households.</li><li>The Fed is debating new inflation measures, which could influence the timing of future rate cuts.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%. A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop. The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan. Rising credit card and auto delinquencies are adding cost pressure for many households. The Fed is debating new inflation measures, which could influence the timing of future rate cuts.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Recap May 29th</title>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>Weekly Recap May 29th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7e1034a9-0386-45d9-a0cb-bdfbb9434738</guid>
      <link>https://share.transistor.fm/s/11a5b5d2</link>
      <description>
        <![CDATA[<ul><li>30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft</li><li>Mortgage applications fell again as refinancing activity cooled</li><li>California moved to tighten its starter-home law to reduce local zoning workarounds</li><li>Charlotte’s River District advanced plans for 158 new townhome rentals</li><li>Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown</li><li>Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft</li><li>Mortgage applications fell again as refinancing activity cooled</li><li>California moved to tighten its starter-home law to reduce local zoning workarounds</li><li>Charlotte’s River District advanced plans for 158 new townhome rentals</li><li>Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown</li><li>Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 29 May 2026 14:45:02 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/11a5b5d2/5017049d.mp3" length="3698634" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>223</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft</li><li>Mortgage applications fell again as refinancing activity cooled</li><li>California moved to tighten its starter-home law to reduce local zoning workarounds</li><li>Charlotte’s River District advanced plans for 158 new townhome rentals</li><li>Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown</li><li>Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft Mortgage applications fell again as refinancing activity cooled California moved to tighten its starter-home law to reduce local zoning workarounds Charlotte’s River District advanced plans for 158 new townhome rentals Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 27th - Rates Rates Oil</title>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>May 27th - Rates Rates Oil</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">21dce706-2cc3-424f-a73d-03ee2fc56cb5</guid>
      <link>https://share.transistor.fm/s/277f51ac</link>
      <description>
        <![CDATA[<ul><li>Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.</li><li>Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.</li><li>New green card policy proposal could slow immigration-driven housing demand in some markets.</li><li>Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.</li><li>Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.</li><li>Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.</li><li>New green card policy proposal could slow immigration-driven housing demand in some markets.</li><li>Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.</li><li>Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 27 May 2026 13:27:43 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/277f51ac/a98688e7.mp3" length="1756338" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>107</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.</li><li>Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.</li><li>New green card policy proposal could slow immigration-driven housing demand in some markets.</li><li>Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.</li><li>Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Charlotte North Carolina Real Estate affordability Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists. Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling. New green card policy proposal could slow immigration-driven housing demand in some markets. Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space. Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Week of May 22nd</title>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>Week of May 22nd</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">da19ca1e-04b9-4069-a632-d7784bee77b8</guid>
      <link>https://share.transistor.fm/s/2affbedb</link>
      <description>
        <![CDATA[<ul><li>30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.</li><li>MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.</li><li>ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.</li><li>A national trend is emerging of parents helping adult children buy homes as affordability stays tight.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.</li><li>Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.</li><li>MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.</li><li>ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.</li><li>A national trend is emerging of parents helping adult children buy homes as affordability stays tight.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.</li><li>Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 22 May 2026 13:30:02 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/2affbedb/7f331b85.mp3" length="3768846" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>225</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.</li><li>MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.</li><li>ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.</li><li>A national trend is emerging of parents helping adult children buy homes as affordability stays tight.</li><li>Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.</li><li>Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines. MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range. ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments. A national trend is emerging of parents helping adult children buy homes as affordability stays tight. Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor. Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 20th/21st</title>
      <itunes:episode>49</itunes:episode>
      <podcast:episode>49</podcast:episode>
      <itunes:title>May 20th/21st</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c115386e-0998-4fdf-af78-4cd93474cf0c</guid>
      <link>https://share.transistor.fm/s/4ac06e31</link>
      <description>
        <![CDATA[<ul><li><strong>Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.</strong></li><li><strong>HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.</strong></li><li>The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.</li><li>Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.</li><li>Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.</li><li>Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li><strong>Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.</strong></li><li><strong>HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.</strong></li><li>The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.</li><li>Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.</li><li>Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.</li><li>Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Thu, 21 May 2026 11:07:07 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/4ac06e31/92c2f3c1.mp3" length="1594574" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>97</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li><strong>Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.</strong></li><li><strong>HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.</strong></li><li>The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.</li><li>Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.</li><li>Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.</li><li>Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields. HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement. The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next. Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project. Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail. Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 18th - Rates on the Move!</title>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>May 18th - Rates on the Move!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dd2dc07e-7fd2-4eb9-b67f-bf530fb8879f</guid>
      <link>https://share.transistor.fm/s/a56402e6</link>
      <description>
        <![CDATA[<ul><li>HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.</li><li><strong>CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.</strong></li><li>The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.</li><li>I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.</li><li>East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.</li><li>A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.</li><li><strong>CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.</strong></li><li>The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.</li><li>I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.</li><li>East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.</li><li>A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 18 May 2026 12:34:18 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/a56402e6/8f666f2b.mp3" length="1730427" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>105</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.</li><li><strong>CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.</strong></li><li>The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.</li><li>I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.</li><li>East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.</li><li>A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%. CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance. The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data. I‑77 South toll‑lane plans face continued pushback and a City Council request for more review. East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns. A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Update May 15th</title>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>Weekly Update May 15th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b283cc7e-aa04-4415-ac09-2395d0231624</guid>
      <link>https://share.transistor.fm/s/5e734f6c</link>
      <description>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter</li><li>MBA data showed mortgage applications up 1.7% with purchase activity rising 4%</li><li>Existing-home sales were flat in April, underscoring a slower spring market</li><li>Inventory continues to edge higher while listing prices run below last year’s levels</li><li>Charlotte approved $26.4M for affordable housing projects targeting 816 homes</li><li>City leaders are debating a temporary pause on new data center construction to address utility impacts</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter</li><li>MBA data showed mortgage applications up 1.7% with purchase activity rising 4%</li><li>Existing-home sales were flat in April, underscoring a slower spring market</li><li>Inventory continues to edge higher while listing prices run below last year’s levels</li><li>Charlotte approved $26.4M for affordable housing projects targeting 816 homes</li><li>City leaders are debating a temporary pause on new data center construction to address utility impacts</li></ul>]]>
      </content:encoded>
      <pubDate>Fri, 15 May 2026 11:48:54 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/5e734f6c/ebc48ab3.mp3" length="4456396" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>275</itunes:duration>
      <itunes:summary>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter</li><li>MBA data showed mortgage applications up 1.7% with purchase activity rising 4%</li><li>Existing-home sales were flat in April, underscoring a slower spring market</li><li>Inventory continues to edge higher while listing prices run below last year’s levels</li><li>Charlotte approved $26.4M for affordable housing projects targeting 816 homes</li><li>City leaders are debating a temporary pause on new data center construction to address utility impacts</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>Highlights this week:  30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter MBA data showed mortgage applications up 1.7% with purchase activity rising 4% Existing-home sales were flat in April, underscoring a slower spring market Inventory continues to edge higher while listing prices run below last year’s levels Charlotte approved $26.4M for affordable housing projects targeting 816 homes City leaders are debating a temporary pause on new data center construction to address utility impacts</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 13th</title>
      <itunes:episode>46</itunes:episode>
      <podcast:episode>46</podcast:episode>
      <itunes:title>May 13th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">be99ee4e-2ae1-4da5-8a32-9fd8cf0da3e6</guid>
      <link>https://share.transistor.fm/s/12da63cf</link>
      <description>
        <![CDATA[<ul><li>- 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.</li><li>- Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.</li><li>- A major Senate housing bill targets supply and affordability, but still needs a House vote.</li><li>- Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.</li><li>- Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>- 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.</li><li>- Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.</li><li>- A major Senate housing bill targets supply and affordability, but still needs a House vote.</li><li>- Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.</li><li>- Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 13 May 2026 15:50:41 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/12da63cf/6369c5ba.mp3" length="2294233" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>140</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>- 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.</li><li>- Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.</li><li>- A major Senate housing bill targets supply and affordability, but still needs a House vote.</li><li>- Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.</li><li>- Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center. - Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market. - A major Senate housing bill targets supply and affordability, but still needs a House vote. - Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line. - Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 11th</title>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>May 11th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">424c81d3-eebe-40b5-9762-e4867b7d15fa</guid>
      <link>https://share.transistor.fm/s/fff6b3bf</link>
      <description>
        <![CDATA[<ul><li>Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.</li><li>Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.</li><li>Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.</li><li>Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.</li><li>Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.</li><li>Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.</li><li>Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.</li><li>Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.</li><li>Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 11 May 2026 11:10:28 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/fff6b3bf/2e464c3c.mp3" length="2715536" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>167</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.</li><li>Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.</li><li>Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.</li><li>Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.</li><li>Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days. Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year. Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases. Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space. Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Update May 8th</title>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>Weekly Update May 8th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">82e47b8f-1d9f-42ae-86d4-e84ceae4f747</guid>
      <link>https://share.transistor.fm/s/279ee5ec</link>
      <description>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.</li><li>Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.</li><li>Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.</li><li>Atlanta developer bought 39 acres in east Charlotte for a new townhome community.</li><li>Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.</li><li>Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.</li><li>Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.</li><li>Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.</li><li>Atlanta developer bought 39 acres in east Charlotte for a new townhome community.</li><li>Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.</li><li>Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.</li></ul>]]>
      </content:encoded>
      <pubDate>Fri, 08 May 2026 10:36:44 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/279ee5ec/1fdf7dca.mp3" length="3198706" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>262</itunes:duration>
      <itunes:summary>
        <![CDATA[<p><strong>Highlights this week:</strong></p><ul><li>30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.</li><li>Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.</li><li>Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.</li><li>Atlanta developer bought 39 acres in east Charlotte for a new townhome community.</li><li>Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.</li><li>Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>Highlights this week:  30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased. Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets. Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption. Atlanta developer bought 39 acres in east Charlotte for a new townhome community. Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown. Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 6th</title>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>May 6th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d1337516-6389-406f-8a37-67fda4ea9420</guid>
      <link>https://share.transistor.fm/s/c678a303</link>
      <description>
        <![CDATA[<p>- Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.</p><p>- New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.</p><p>- Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.</p><p>- City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.</p><p>- Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.</p><p>- Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.</p><p>- New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.</p><p>- Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.</p><p>- City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.</p><p>- Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.</p><p>- Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 06 May 2026 14:32:23 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/c678a303/a545394e.mp3" length="2565488" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>157</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.</p><p>- New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.</p><p>- Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.</p><p>- City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.</p><p>- Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.</p><p>- Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%. - New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month. - Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1. - City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work. - Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers. - Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 4th</title>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>May 4th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">87a291b9-e20e-4d33-9b83-585c0a4eb4c3</guid>
      <link>https://share.transistor.fm/s/e9bdfb19</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.</li><li>Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.</li><li>Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.</li><li>Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.</li><li>Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.</li><li>Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.</li><li>Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.</li><li>Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.</li><li>Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 04 May 2026 13:21:55 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/e9bdfb19/a5bd9de7.mp3" length="2307189" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>141</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.</li><li>Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.</li><li>Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.</li><li>Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.</li><li>Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week. Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers. Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes. Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking. Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>May 1 Weekly Recap</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>May 1 Weekly Recap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dd3370d4-1d9a-480f-bcb7-a45e7e111d87</guid>
      <link>https://share.transistor.fm/s/b104004c</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.</li><li>MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.</li><li>HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.</li><li>North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.</li><li>Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.</li><li>Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.</li><li>MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.</li><li>HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.</li><li>North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.</li><li>Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.</li><li>Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 01 May 2026 12:26:52 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/b104004c/197bf008.mp3" length="3179119" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>261</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.</li><li>MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.</li><li>HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.</li><li>North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.</li><li>Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.</li><li>Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range. MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year. HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy. North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs. Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel. Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 29th</title>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>April 29th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3bada94a-32c5-45f1-8003-fb19b296652b</guid>
      <link>https://share.transistor.fm/s/09ed2beb</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.</li><li>First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.</li><li>Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.</li><li>Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.</li><li>Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.</li><li>First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.</li><li>Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.</li><li>Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.</li><li>Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 29 Apr 2026 12:13:46 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/09ed2beb/d6ec4c0b.mp3" length="1948165" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>119</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.</li><li>First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.</li><li>Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.</li><li>Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.</li><li>Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher. First American reports affordability improved across all top 100 U.S. markets, up 11% year over year. Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch. Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South. Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher. First American reports affordability improved across all top 100 U.S. markets, up 11% year over year. Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch. Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South. Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 27th</title>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>April 27th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4844e184-eb30-472d-a9fc-a93176b732c9</guid>
      <link>https://share.transistor.fm/s/5d001afc</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.</li><li>Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.</li><li>Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.</li><li>Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.</li><li>Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.</li><li>Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.</li><li>Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.</li><li>Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.</li><li>Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 27 Apr 2026 12:50:30 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/5d001afc/53287b2e.mp3" length="2999750" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>184</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.</li><li>Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.</li><li>Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.</li><li>Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.</li><li>Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers. Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800. Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years. Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components. Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Update April 24th</title>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>Weekly Update April 24th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c44f0f44-27a3-488d-9302-5c7e5f766e42</guid>
      <link>https://share.transistor.fm/s/2896fb7f</link>
      <description>
        <![CDATA[<ul><li>Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.</li><li>HousingWire: best‑execution rates near 6.30% as volatility lingers.</li><li>HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.</li><li>WSJ: move‑in‑ready homes are still selling fast in a slower market.</li><li>East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.</li><li>Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.</li><li>Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.</li><li>HousingWire: best‑execution rates near 6.30% as volatility lingers.</li><li>HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.</li><li>WSJ: move‑in‑ready homes are still selling fast in a slower market.</li><li>East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.</li><li>Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.</li><li>Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Apr 2026 13:03:55 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/2896fb7f/32343e80.mp3" length="3820213" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>314</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.</li><li>HousingWire: best‑execution rates near 6.30% as volatility lingers.</li><li>HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.</li><li>WSJ: move‑in‑ready homes are still selling fast in a slower market.</li><li>East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.</li><li>Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.</li><li>Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%. HousingWire: best‑execution rates near 6.30% as volatility lingers. HousingWire tracker: pending home sales ~73,241 with inventory around 743,006. WSJ: move‑in‑ready homes are still selling fast in a slower market. East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek. Charlotte council approves rezonings for ~160 townhomes despite traffic concerns. Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 22nd </title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>April 22nd </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">35f6cb94-06c2-4077-aa7f-829a0222aebb</guid>
      <link>https://share.transistor.fm/s/624d7551</link>
      <description>
        <![CDATA[<p>Apologies, missed the 20th -&gt; too busy running the 130th Boston Marathon! </p><ul><li>30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.</li><li>Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.</li><li>Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.</li><li>Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.</li><li>Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Apologies, missed the 20th -&gt; too busy running the 130th Boston Marathon! </p><ul><li>30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.</li><li>Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.</li><li>Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.</li><li>Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.</li><li>Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.</li></ul>]]>
      </content:encoded>
      <pubDate>Wed, 22 Apr 2026 13:11:52 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/624d7551/a16bb658.mp3" length="2330599" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>143</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Apologies, missed the 20th -&gt; too busy running the 130th Boston Marathon! </p><ul><li>30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.</li><li>Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.</li><li>Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.</li><li>Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.</li><li>Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%. Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates. Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply. Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline. Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 17th Weekly Recap</title>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>April 17th Weekly Recap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2d0b8045-67af-4e6f-9be5-1b6467a565e4</guid>
      <link>https://share.transistor.fm/s/6d5a5bce</link>
      <description>
        <![CDATA[<ul><li>Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week<ul><li>Market forces are balanced between easing inflation and global uncertainty</li><li>National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum</li><li><strong>“Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros</strong></li><li>Spring demand remains soft; mortgage applications up mostly from refinances</li><li>Pending sales still below last year as buyers wait for clearer signals</li><li>Existing home sales dropped to a nine‑month low with tight inventory</li><li>Median prices remain elevated nationally, but sales volume is constrained</li><li><strong>Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply</strong></li><li>Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback</li><li>University City: former Centene campus redeveloping into 561 apartments + 16 townhomes</li><li><strong>Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing</strong></li></ul></li></ul><p><br></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week<ul><li>Market forces are balanced between easing inflation and global uncertainty</li><li>National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum</li><li><strong>“Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros</strong></li><li>Spring demand remains soft; mortgage applications up mostly from refinances</li><li>Pending sales still below last year as buyers wait for clearer signals</li><li>Existing home sales dropped to a nine‑month low with tight inventory</li><li>Median prices remain elevated nationally, but sales volume is constrained</li><li><strong>Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply</strong></li><li>Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback</li><li>University City: former Centene campus redeveloping into 561 apartments + 16 townhomes</li><li><strong>Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing</strong></li></ul></li></ul><p><br></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Apr 2026 15:20:06 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/6d5a5bce/d884aa79.mp3" length="3845844" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>316</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week<ul><li>Market forces are balanced between easing inflation and global uncertainty</li><li>National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum</li><li><strong>“Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros</strong></li><li>Spring demand remains soft; mortgage applications up mostly from refinances</li><li>Pending sales still below last year as buyers wait for clearer signals</li><li>Existing home sales dropped to a nine‑month low with tight inventory</li><li>Median prices remain elevated nationally, but sales volume is constrained</li><li><strong>Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply</strong></li><li>Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback</li><li>University City: former Centene campus redeveloping into 561 apartments + 16 townhomes</li><li><strong>Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing</strong></li></ul></li></ul><p><br></p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week Market forces are balanced between easing inflation and global uncertainty National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum “Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros Spring demand remains soft; mortgage applications up mostly from refinances Pending sales still below last year as buyers wait for clearer signals Existing home sales dropped to a nine‑month low with tight inventory Median prices remain elevated nationally, but sales volume is constrained Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback University City: former Centene campus redeveloping into 561 apartments + 16 townhomes Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 15th </title>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>April 15th </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">065aa162-1365-48b7-9540-8fac2b248ba9</guid>
      <link>https://share.transistor.fm/s/0eb1d047</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.</li><li>Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.</li><li>NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.</li><li>Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.</li><li>Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.</li><li>Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.</li><li>Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.</li><li>NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.</li><li>Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.</li><li>Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.</li><li>Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 15 Apr 2026 15:24:05 +0000</pubDate>
      <author>Patrick Laraway </author>
      <enclosure url="https://media.transistor.fm/0eb1d047/3545ea2e.mp3" length="1988290" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway </itunes:author>
      <itunes:duration>121</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.</li><li>Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.</li><li>NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.</li><li>Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.</li><li>Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.</li><li>Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%. Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive. NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%. Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding. Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment. Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 13th</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>April 13th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">65af3c7e-dcf6-486b-8180-912c641d739f</guid>
      <link>https://share.transistor.fm/s/c93f67d4</link>
      <description>
        <![CDATA[<ul><li>National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.</li><li>Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.</li><li>Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.</li><li>Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.</li><li>Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.</li><li>Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.</li><li>Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.</li><li>Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.</li><li>Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 13 Apr 2026 13:38:05 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/c93f67d4/424e643d.mp3" length="2367378" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>145</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.</li><li>Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.</li><li>Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.</li><li>Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.</li><li>Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans. Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady. Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization. Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region. Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>4/10 Weekly Update</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>4/10 Weekly Update</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7bdd1300-7a51-43a9-abce-02311c6b493b</guid>
      <link>https://share.transistor.fm/s/dbe83405</link>
      <description>
        <![CDATA[<p>- 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</p><p>- March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</p><p>- Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</p><p>- Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</p><p>- Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</p><p>- March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</p><p>- Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</p><p>- Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</p><p>- Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Apr 2026 14:35:09 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/dbe83405/493dd8f0.mp3" length="3175663" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>260</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</p><p>- March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</p><p>- Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</p><p>- Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</p><p>- Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%. - March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes. - Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land. - Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms. - Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 8th </title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>April 8th </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f7703f24-05db-47c8-93cf-f0444ce2e7c6</guid>
      <link>https://share.transistor.fm/s/6f7c4560</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</li><li>March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</li><li>Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</li><li>Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</li><li>Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</li><li>March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</li><li>Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</li><li>Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</li><li>Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 08 Apr 2026 13:45:49 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/6f7c4560/eb0bc9b1.mp3" length="2415861" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>148</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.</li><li>March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.</li><li>Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.</li><li>Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.</li><li>Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%. March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes. Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land. Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms. Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 6th</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>April 6th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cbaddcb7-46ff-4d8f-92c0-436fb7a613b1</guid>
      <link>https://share.transistor.fm/s/6bc84e7c</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.</li><li>ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.</li><li>U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.</li><li>Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.</li><li>Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.</li><li>A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.</li><li>ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.</li><li>U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.</li><li>Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.</li><li>Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.</li><li>A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 06 Apr 2026 15:00:56 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/6bc84e7c/6a2385d7.mp3" length="2161323" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>132</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.</li><li>ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.</li><li>U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.</li><li>Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.</li><li>Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.</li><li>A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%. ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound. U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms. Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates. Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City. A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Corrected Weekly Update</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>Corrected Weekly Update</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1e5adfb4-e8e9-41f7-8978-b20fddf692f3</guid>
      <link>https://share.transistor.fm/s/6b88835f</link>
      <description>
        <![CDATA[<ul><li>- Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.</li><li>- Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.</li><li>- Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.</li><li>- Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.</li><li>- Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>- Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.</li><li>- Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.</li><li>- Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.</li><li>- Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.</li><li>- Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Sat, 04 Apr 2026 14:30:46 +0000</pubDate>
      <author>Patrick Laraway </author>
      <enclosure url="https://media.transistor.fm/6b88835f/fb0edff5.mp3" length="3042324" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway </itunes:author>
      <itunes:duration>249</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>- Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.</li><li>- Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.</li><li>- Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.</li><li>- Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.</li><li>- Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields. - Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction. - Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite. - Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand. - Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Update - April 3rd</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Weekly Update - April 3rd</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4241636b-5bc2-4be7-a876-ebf7e31b83a2</guid>
      <link>https://share.transistor.fm/s/9694cf73</link>
      <description>
        <![CDATA[<ol><li>**Mortgage rates snapshot (Money.com)**<br>Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.</li><li>**Rates + global risk (NYTimes)**<br>Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.</li><li>**National demand &amp; inventory (HousingWire)**<br>Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.</li><li>**Policy &amp; affordability (CNBC)**<br>Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.</li><li>**Cornelius rezoning pushback (WCNC)**<br>Residents oppose a proposed 45‑room hotel near Mayes Rd &amp; Sam Furr Rd; community meeting set for Apr 7.</li><li>**East Charlotte data center fight (Charlotte Observer)**<br>Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.</li><li>**South End mixed‑use pipeline (Charlotte Business Journal)**<br>Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.</li></ol><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ol><li>**Mortgage rates snapshot (Money.com)**<br>Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.</li><li>**Rates + global risk (NYTimes)**<br>Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.</li><li>**National demand &amp; inventory (HousingWire)**<br>Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.</li><li>**Policy &amp; affordability (CNBC)**<br>Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.</li><li>**Cornelius rezoning pushback (WCNC)**<br>Residents oppose a proposed 45‑room hotel near Mayes Rd &amp; Sam Furr Rd; community meeting set for Apr 7.</li><li>**East Charlotte data center fight (Charlotte Observer)**<br>Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.</li><li>**South End mixed‑use pipeline (Charlotte Business Journal)**<br>Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.</li></ol><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Apr 2026 15:08:38 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/9694cf73/9976c846.mp3" length="3042310" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>249</itunes:duration>
      <itunes:summary>
        <![CDATA[<ol><li>**Mortgage rates snapshot (Money.com)**<br>Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.</li><li>**Rates + global risk (NYTimes)**<br>Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.</li><li>**National demand &amp; inventory (HousingWire)**<br>Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.</li><li>**Policy &amp; affordability (CNBC)**<br>Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.</li><li>**Cornelius rezoning pushback (WCNC)**<br>Residents oppose a proposed 45‑room hotel near Mayes Rd &amp; Sam Furr Rd; community meeting set for Apr 7.</li><li>**East Charlotte data center fight (Charlotte Observer)**<br>Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.</li><li>**South End mixed‑use pipeline (Charlotte Business Journal)**<br>Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.</li></ol><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>**Mortgage rates snapshot (Money.com)** Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.  **Rates + global risk (NYTimes)** Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.  **National demand &amp; inventory (HousingWire)** Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.  **Policy &amp; affordability (CNBC)** Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.  **Cornelius rezoning pushback (WCNC)** Residents oppose a proposed 45‑room hotel near Mayes Rd &amp; Sam Furr Rd; community meeting set for Apr 7.  **East Charlotte data center fight (Charlotte Observer)** Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.  **South End mixed‑use pipeline (Charlotte Business Journal)** Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>April 1st</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>April 1st</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6d2482de-f2fa-483a-926a-26e6d3e8752b</guid>
      <link>https://share.transistor.fm/s/04327b20</link>
      <description>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li> Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li> Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 01 Apr 2026 14:39:38 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/04327b20/3101ebda.mp3" length="2184311" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>133</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li> Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%. - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates. - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA. - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site. - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 30th</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>March 30th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2b67deda-d492-44df-bb65-7e094f9c15a9</guid>
      <link>https://share.transistor.fm/s/1b557acf</link>
      <description>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>- First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li>- Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>- Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>- A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>- First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li>- Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>- Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>- A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 30 Mar 2026 14:39:52 +0000</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/1b557acf/399e75c4.mp3" length="2184312" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>133</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.</li><li>- First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.</li><li>- Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.</li><li>- Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.</li><li>- A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords> 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%. - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates. - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA. - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site. - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 25th</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>March 25th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fa6639d1-ee2d-44ff-ac71-93d464ce160b</guid>
      <link>https://share.transistor.fm/s/f44ce37b</link>
      <description>
        <![CDATA[<p>- 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.</p><p>- Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.</p><p>- Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.</p><p>- Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.</p><p>- East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.</p><p>- Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.</p><p>- Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.</p><p>- Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.</p><p>- East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 25 Mar 2026 13:25:09 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/f44ce37b/f71fd126.mp3" length="2371140" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>145</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.</p><p>- Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.</p><p>- Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.</p><p>- Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.</p><p>- East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand. - Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year. - Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability. - Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7. - East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 23rd</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>March 23rd</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b55fec74-338b-4216-84eb-62c0c66d736a</guid>
      <link>https://share.transistor.fm/s/fe771638</link>
      <description>
        <![CDATA[<p>Today’s Highlights </p><ul><li>- 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.</li><li>- Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.</li><li>- Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.</li><li>- A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.</li><li>- The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Today’s Highlights </p><ul><li>- 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.</li><li>- Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.</li><li>- Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.</li><li>- A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.</li><li>- The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Mar 2026 14:01:09 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/fe771638/bd2dff93.mp3" length="2608958" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>160</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Today’s Highlights </p><ul><li>- 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.</li><li>- Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.</li><li>- Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.</li><li>- A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.</li><li>- The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Today’s Highlights - 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%. - Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros. - Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs. - A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales. - The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 20th</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>March 20th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">28995e66-7bde-49ce-adbc-c2247894ec52</guid>
      <link>https://share.transistor.fm/s/01020183</link>
      <description>
        <![CDATA[<p>- 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.</p><p>- Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.</p><p>- Mortgage applications fell about 11% last week as buyers and refinancers pull back.</p><p>- Policy spotlight: universities could unlock housing supply if approvals and incentives improve.</p><p>- Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.</p><p>- Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.</p><p>- Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.</p><p>- Mortgage applications fell about 11% last week as buyers and refinancers pull back.</p><p>- Policy spotlight: universities could unlock housing supply if approvals and incentives improve.</p><p>- Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.</p><p>- Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Mar 2026 14:46:44 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/01020183/6d1e7840.mp3" length="3067079" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>251</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.</p><p>- Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.</p><p>- Mortgage applications fell about 11% last week as buyers and refinancers pull back.</p><p>- Policy spotlight: universities could unlock housing supply if approvals and incentives improve.</p><p>- Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.</p><p>- Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%. - Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated. - Mortgage applications fell about 11% last week as buyers and refinancers pull back. - Policy spotlight: universities could unlock housing supply if approvals and incentives improve. - Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings. - Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 18th </title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>March 18th </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dab42a0e-6bf7-4be0-98b5-e0bbd5040a16</guid>
      <link>https://share.transistor.fm/s/af05ea3a</link>
      <description>
        <![CDATA[<p>- 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.</p><p>- Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.</p><p>- Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.</p><p>- Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.</p><p>- Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.</p><p>- Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.</p><p>- Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.</p><p>- Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.</p><p>- Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 18 Mar 2026 13:40:31 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/af05ea3a/7bb0f1ef.mp3" length="2790772" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>171</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.</p><p>- Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.</p><p>- Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.</p><p>- Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.</p><p>- Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure. - Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher. - Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections. - Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community. - Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 16</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>March 16</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2baec17d-da84-49f1-a7b9-4a80f6e745ff</guid>
      <link>https://share.transistor.fm/s/91135597</link>
      <description>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 16 Mar 2026 13:45:34 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/91135597/15ce072c.mp3" length="2809577" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>173</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns. - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February. - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases. - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans. - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year. - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 13th Weekly Recap! </title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>March 13th Weekly Recap! </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e6ec5e9b-f0da-48cf-bc90-10ac8c4296d1</guid>
      <link>https://share.transistor.fm/s/f51fdea6</link>
      <description>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 13 Mar 2026 13:40:04 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/f51fdea6/51b49c97.mp3" length="4252214" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>350</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.</li><li>- February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.</li><li>- Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.</li><li>- Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.</li><li>- M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.</li><li>- Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns. - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February. - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases. - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans. - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year. - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 11</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>March 11</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6613fb5a-730f-4aee-b7a3-8f3d3c83b42c</guid>
      <link>https://share.transistor.fm/s/5be66543</link>
      <description>
        <![CDATA[<p>- 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.</p><p>- February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.</p><p>- Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.</p><p>- Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.</p><p>- Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.</p><p>- February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.</p><p>- Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.</p><p>- Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.</p><p>- Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Mar 2026 13:25:41 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/5be66543/e49a3301.mp3" length="2545009" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>156</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.</p><p>- February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.</p><p>- Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.</p><p>- Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.</p><p>- Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers. - February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K. - Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates. - Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached. - Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 9th</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>March 9th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ac2927fa-c377-415e-b943-cd6b235e8304</guid>
      <link>https://share.transistor.fm/s/3b37ff1f</link>
      <description>
        <![CDATA[<p>- 30-year mortgage rates dipped to about <strong>6.20%</strong>, and applications jumped ~11% as refis picked up.</p><p>- Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.</p><p>- National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.</p><p><strong>- Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.</strong></p><p>- Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.</p><p>- Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year mortgage rates dipped to about <strong>6.20%</strong>, and applications jumped ~11% as refis picked up.</p><p>- Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.</p><p>- National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.</p><p><strong>- Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.</strong></p><p>- Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.</p><p>- Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 09 Mar 2026 15:28:45 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/3b37ff1f/2140e492.mp3" length="2407501" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>147</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year mortgage rates dipped to about <strong>6.20%</strong>, and applications jumped ~11% as refis picked up.</p><p>- Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.</p><p>- National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.</p><p><strong>- Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.</strong></p><p>- Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.</p><p>- Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>- 30-year mortgage rates dipped to about 6.20%, and applications jumped ~11% as refis picked up. - Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts. - National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019. - Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected. - Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand. - Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 6</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>March 6</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f613250f-f086-4a18-8179-5e63d216f4f8</guid>
      <link>https://share.transistor.fm/s/7940c25d</link>
      <description>
        <![CDATA[<ul><li>- Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.</li><li>- Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.</li><li>- NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.</li><li>- Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.</li><li>- Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.</li><li>- MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>- Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.</li><li>- Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.</li><li>- NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.</li><li>- Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.</li><li>- Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.</li><li>- MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Mar 2026 19:28:37 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/7940c25d/a0fdc342.mp3" length="2411261" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>148</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>- Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.</li><li>- Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.</li><li>- NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.</li><li>- Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.</li><li>- Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.</li><li>- MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords> - Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields. - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices. - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure. - Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel. - Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability. - MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 4th</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>March 4th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">06326db7-7150-4aa6-9c6d-cf239563e08d</guid>
      <link>https://share.transistor.fm/s/89c96a87</link>
      <description>
        <![CDATA[<p>- 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.</p><p>- Homeowners are staying put about 12 years on average, keeping resale inventory tight.</p><p>- Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.</p><p>- RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.</p><p>- A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.</p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>- 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.</p><p>- Homeowners are staying put about 12 years on average, keeping resale inventory tight.</p><p>- Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.</p><p>- RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.</p><p>- A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.</p><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 04 Mar 2026 14:42:58 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/89c96a87/fc62cccf.mp3" length="1806058" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>110</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>- 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.</p><p>- Homeowners are staying put about 12 years on average, keeping resale inventory tight.</p><p>- Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.</p><p>- RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.</p><p>- A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.</p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Charlotte Real Estate, Trump, Rates, Mortgage, Real Estate, Homes</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>March 2nd</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>March 2nd</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">db630406-759a-45d3-80d5-5727a0bbd0d4</guid>
      <link>https://share.transistor.fm/s/e4cc8022</link>
      <description>
        <![CDATA[<ul><li><strong>Mortgage rates dipped below 6%</strong> for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.<ul><li><strong>Rate mix is shifting nationally:</strong> more homeowners now carry <strong>rates above 6% than below 3%</strong>, signaling the ultra‑low‑rate era is fading and refinance math is changing.</li><li><strong>HUD proposed new public housing rules</strong> that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.</li><li><strong>PNC plans a new north Charlotte branch by 2028</strong> as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.</li><li><strong>I‑77 South toll‑lane expansion faces a potential pause vote</strong> today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.</li></ul></li></ul><p><br></p><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li><strong>Mortgage rates dipped below 6%</strong> for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.<ul><li><strong>Rate mix is shifting nationally:</strong> more homeowners now carry <strong>rates above 6% than below 3%</strong>, signaling the ultra‑low‑rate era is fading and refinance math is changing.</li><li><strong>HUD proposed new public housing rules</strong> that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.</li><li><strong>PNC plans a new north Charlotte branch by 2028</strong> as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.</li><li><strong>I‑77 South toll‑lane expansion faces a potential pause vote</strong> today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.</li></ul></li></ul><p><br></p><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 02 Mar 2026 14:06:27 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/e4cc8022/2247dd2d.mp3" length="2911142" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>179</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li><strong>Mortgage rates dipped below 6%</strong> for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.<ul><li><strong>Rate mix is shifting nationally:</strong> more homeowners now carry <strong>rates above 6% than below 3%</strong>, signaling the ultra‑low‑rate era is fading and refinance math is changing.</li><li><strong>HUD proposed new public housing rules</strong> that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.</li><li><strong>PNC plans a new north Charlotte branch by 2028</strong> as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.</li><li><strong>I‑77 South toll‑lane expansion faces a potential pause vote</strong> today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.</li></ul></li></ul><p><br></p><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>Charlotte Real Estate, Mortgage, news, local.</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Weekly Roundup Feb 27th</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Weekly Roundup Feb 27th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">10f6ae4b-f9a5-4df1-ac99-cb4f5866acac</guid>
      <link>https://share.transistor.fm/s/1dea7b04</link>
      <description>
        <![CDATA[<ul><li>30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.</li><li>Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.</li><li>Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.</li><li>Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.</li><li>Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.</li><li>The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.</li><li>Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.</li><li>Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.</li><li>Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.</li><li>Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.</li><li>The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Feb 2026 14:32:34 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/1dea7b04/a2c4095f.mp3" length="3748788" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>308</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.</li><li>Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.</li><li>Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.</li><li>Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.</li><li>Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.</li><li>The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords>mortgage rates, Charlotte NC Real Estate, Charlotte News </itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb. 25th</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Feb. 25th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e3e726ca-a165-4495-80ff-f48f83758a6d</guid>
      <link>https://share.transistor.fm/s/474546da</link>
      <description>
        <![CDATA[<ul><li>MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.</li><li>Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.</li><li>Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.</li><li>Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.</li><li>Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.</li><li>Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.</li><li>Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Wed, 25 Feb 2026 15:31:46 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/474546da/cf8208e3.mp3" length="2413352" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>148</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.</li><li>Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.</li><li>Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.</li><li>Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 23</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Feb 23</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7bbfc40e-0e35-407d-bfa1-04b320d933a8</guid>
      <link>https://share.transistor.fm/s/66690ba0</link>
      <description>
        <![CDATA[<ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul><p><br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul><p><br></p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Feb 2026 20:09:03 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/66690ba0/d9496dcf.mp3" length="2807067" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>172</itunes:duration>
      <itunes:summary>
        <![CDATA[<ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul><p><br></p>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 20th - Weekly Roundup </title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>Feb 20th - Weekly Roundup </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7a7f1fd8-a861-4630-8a7e-57a99725a8bd</guid>
      <link>https://share.transistor.fm/s/f7353354</link>
      <description>
        <![CDATA[<p>Highlights this week:</p><ul><li>Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.</li><li>Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.</li><li>Inventory is building and price cuts remain elevated as spring listings return.</li><li>States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.</li><li>Lake Norman rezoning request advances for new apartments and commercial space.</li><li>SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Highlights this week:</p><ul><li>Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.</li><li>Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.</li><li>Inventory is building and price cuts remain elevated as spring listings return.</li><li>States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.</li><li>Lake Norman rezoning request advances for new apartments and commercial space.</li><li>SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.</li></ul>]]>
      </content:encoded>
      <pubDate>Fri, 20 Feb 2026 18:26:35 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/f7353354/1b1b2005.mp3" length="2103662" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>128</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Highlights this week:</p><ul><li>Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.</li><li>Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.</li><li>Inventory is building and price cuts remain elevated as spring listings return.</li><li>States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.</li><li>Lake Norman rezoning request advances for new apartments and commercial space.</li><li>SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>mortgage rates, real estate news, Charlotte NC Housing</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb. 18th</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Feb. 18th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ee9ec8bd-7181-4215-a75e-8ba59d7d84bf</guid>
      <link>https://share.transistor.fm/s/3b48f7be</link>
      <description>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </content:encoded>
      <pubDate>Wed, 18 Feb 2026 14:36:47 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/3b48f7be/1e73989b.mp3" length="2917829" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>179</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords> Mortgage Rates, Charlotte Real estate</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 17th. </title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Feb 17th. </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b0313262-5c10-4061-a3a8-65805a6ef552</guid>
      <link>https://share.transistor.fm/s/4b3779cc</link>
      <description>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </content:encoded>
      <pubDate>Tue, 17 Feb 2026 15:04:06 -0100</pubDate>
      <author>Patrick Laraway </author>
      <enclosure url="https://media.transistor.fm/4b3779cc/7db5ecf6.mp3" length="2377408" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway </itunes:author>
      <itunes:duration>146</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 13th - Weekly Round Up</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>Feb 13th - Weekly Round Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">89dd9a27-9caa-4d36-bc27-bb2437fe77e8</guid>
      <link>https://share.transistor.fm/s/702077eb</link>
      <description>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </content:encoded>
      <pubDate>Fri, 13 Feb 2026 14:29:29 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/702077eb/b9d0c882.mp3" length="2844702" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>175</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 12</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>Feb 12</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5ab959c6-ecbd-4e28-ae4d-dbc994cd490f</guid>
      <link>https://share.transistor.fm/s/17a6f78d</link>
      <description>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </content:encoded>
      <pubDate>Thu, 12 Feb 2026 14:20:37 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/17a6f78d/5d358400.mp3" length="2802468" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>172</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>Mortgage, Charlotte, Real Estate, Building</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 11</title>
      <itunes:episode>6</itunes:episode>
      <podcast:episode>6</podcast:episode>
      <itunes:title>Feb 11</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2fea3f8c-f1d7-4c1f-ba92-69f99f1120a4</guid>
      <link>https://share.transistor.fm/s/0ff7ac5c</link>
      <description>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </content:encoded>
      <pubDate>Wed, 11 Feb 2026 13:41:44 -0100</pubDate>
      <author>Patrick Laraway American Security Morgage NMLS: 961156</author>
      <enclosure url="https://media.transistor.fm/0ff7ac5c/78f08662.mp3" length="2822948" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway American Security Morgage NMLS: 961156</itunes:author>
      <itunes:duration>173</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:</p><ul><li>Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.</li><li>Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.</li><li>Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.</li><li>Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.</li></ul>]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Charlotte, Mortgage</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 10th </title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>Feb 10th </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bd8d3b92-39cc-477a-a781-3433d5c0384c</guid>
      <link>https://share.transistor.fm/s/73d547f6</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 10 Feb 2026 15:02:17 -0100</pubDate>
      <author>Patrick Laraway with American Security Mortgage NMLS 961156</author>
      <enclosure url="https://media.transistor.fm/73d547f6/7aa9dc2a.mp3" length="2754406" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway with American Security Mortgage NMLS 961156</itunes:author>
      <itunes:duration>169</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb. 9th</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Feb. 9th</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d8cbc003-0973-48a5-8ddb-f2f2faad9c24</guid>
      <link>https://share.transistor.fm/s/dafeaa00</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Mon, 09 Feb 2026 14:45:33 -0100</pubDate>
      <author>plaraway12</author>
      <enclosure url="https://media.transistor.fm/dafeaa00/b099c67a.mp3" length="2511989" type="audio/mpeg"/>
      <itunes:author>plaraway12</itunes:author>
      <itunes:duration>154</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 6th </title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Feb 6th </itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">41155239-f53a-4500-b1fe-8e9260718c87</guid>
      <link>https://share.transistor.fm/s/95137a5d</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Fri, 06 Feb 2026 18:23:03 -0100</pubDate>
      <author>Patrick Laraway </author>
      <enclosure url="https://media.transistor.fm/95137a5d/710a5c9c.mp3" length="818418" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway </itunes:author>
      <itunes:duration>48</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 5th Recap</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Feb 5th Recap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">745e40f8-3b0e-4a56-a451-57e5bf84bbc5</guid>
      <link>https://share.transistor.fm/s/85146eaa</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Thu, 05 Feb 2026 13:35:38 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/85146eaa/87818c5b.mp3" length="2333525" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>143</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Feb 4th Daily Update</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Feb 4th Daily Update</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a1e7e7af-9aae-444c-834f-c36d602d6093</guid>
      <link>https://share.transistor.fm/s/1f7261f2</link>
      <description>
        <![CDATA[<p><em>A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.</em></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><em>A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.</em></p>]]>
      </content:encoded>
      <pubDate>Wed, 04 Feb 2026 16:27:04 -0100</pubDate>
      <author>Patrick Laraway</author>
      <enclosure url="https://media.transistor.fm/1f7261f2/0df5ba27.mp3" length="2343563" type="audio/mpeg"/>
      <itunes:author>Patrick Laraway</itunes:author>
      <itunes:duration>143</itunes:duration>
      <itunes:summary>
        <![CDATA[<p><em>A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.</em></p>]]>
      </itunes:summary>
      <itunes:keywords>Real Estate, Charlotte, Mortgage, Housing</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>CLT Real Estate Recap</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>CLT Real Estate Recap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fa8dba46-00ff-4648-b478-16d34ea9da55</guid>
      <link>https://share.transistor.fm/s/85ef9232</link>
      <description>
        <![CDATA[<p><em>Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon</em></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><em>Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon</em></p>]]>
      </content:encoded>
      <pubDate>Wed, 04 Feb 2026 15:21:19 -0100</pubDate>
      <author>plaraway12</author>
      <enclosure url="https://media.transistor.fm/85ef9232/58e10713.mp3" length="2583744" type="audio/mpeg"/>
      <itunes:author>plaraway12</itunes:author>
      <itunes:duration>162</itunes:duration>
      <itunes:summary>Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon</itunes:summary>
      <itunes:subtitle>Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon</itunes:subtitle>
      <itunes:keywords></itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
  </channel>
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