Charlotte Market Pulse Transistor (https://transistor.fm) https://feeds.transistor.fm/charlotte-nc-real-estate-recap A crisp daily briefing on real estate in Charlotte North Carolina. Mortgage rates, mortgage news, neighborhood developments, trends, national real estate news affecting Charlotte, winning formulas for home buyers, and more. If you are buying a house, selling a house or just curious in the real estate market in Charlotte this is your pod. Patrick Laraway American Security Mortgage MLO# 961156 | ASMC NMLS# 40561 plaraway12 c0756dc9-e823-5ef7-a075-cb2ae4701ff1 yes en-us Wed, 12 Aug 2026 14:16:37 +0000 Wed, 12 Aug 2026 14:17:13 +0000 https://americansecuritymortgage.com/loan_officer/laraway-patrick-spaulding/ https://img.transistorcdn.com/LqHDQJJh1Z-8tRC0-Ag-NQfeyD-bB7gLF4td4DzuZjw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lMTUz/OTFkNDdiZGNlOWUx/ZDY0NjY2NjQ0YmFj/NTdjZC5qcGVn.jpg Charlotte Market Pulse https://americansecuritymortgage.com/loan_officer/laraway-patrick-spaulding/ episodic Patrick Laraway A crisp daily briefing on real estate in Charlotte North Carolina. Mortgage rates, mortgage news, neighborhood developments, trends, national real estate news affecting Charlotte, winning formulas for home buyers, and more. If you are buying a house, selling a house or just curious in the real estate market in Charlotte this is your pod. Patrick Laraway American Security Mortgage MLO# 961156 | ASMC NMLS# 40561 A crisp daily briefing on real estate in Charlotte North Carolina. Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, plaraway12 No No August 12th- Inflation Cooling!?! 77 77 August 12th- Inflation Cooling!?! full 5a9446aa-114d-4145-a917-88ae41a24395 https://share.transistor.fm/s/9f8e5cac The July CPI report just dropped and inflation cooled for the second month in a row. That is good news for mortgage rates. Plus, a brand new appraisal format is coming to conventional lending. Here is your Wednesday recap.

]]> The July CPI report just dropped and inflation cooled for the second month in a row. That is good news for mortgage rates. Plus, a brand new appraisal format is coming to conventional lending. Here is your Wednesday recap.

]]> Wed, 12 Aug 2026 14:16:36 +0000 Patrick Laraway Patrick Laraway 170 The July CPI report just dropped and inflation cooled for the second month in a row. That is good news for mortgage rates. Plus, a brand new appraisal format is coming to conventional lending. Here is your Wednesday recap.

]]> The July CPI report just dropped and inflation cooled for the second month in a row. That is good news for mortgage rates. Plus, a brand new appraisal format is coming to conventional lending. Here is your Wednesday recap. No 8/10 - Lets get the week started 76 76 8/10 - Lets get the week started full efcf3028-42e5-49d0-aba8-bdcc97cf2833 https://share.transistor.fm/s/a14bdb54
  • ◆Rates ticked down again. Six point six four percent as of August seventh, per FRED. Down from six point six nine last week. Two weeks in a row. Rates are moving in the right direction. The 10-year Treasury is at four point six nine percent. Stable
  • ◆SouthPark is getting a tower. Developer Hines announced The Gallery SouthPark, a 19-story mixed-use project on the Rooster's site. 250,000 sq ft of office space, 302 apartments, 50,000 sq ft of retail, and public art. It would be the tallest building in SouthPark
  • ◆Why it matters: JLL is tracking companies scouting 6 million sq ft of office space across Charlotte. That is the highest level since before the pandemic. 30-35% of that is new to market, meaning companies that don't have a Charlotte office today but want one. That is growth. That is jobs. That is demand for housing
  • ◆Daimler Truck is looking at Charlotte. One of the Charlotte region's largest manufacturers is evaluating multiple locations for a new U.S. plant that would employ thousands. Charlotte is in the running. If we land it, that is another wave of families looking for homes
  • ◆Charlotte's growth is devouring farmland. A new Charlotte Urban Institute report shows 760 farms gone in five years. That is the cost of growth. But it also tells you the demand is real. People are coming
  • ◆Lake Tillery is emerging as Charlotte's next luxury waterfront destination. More options for buyers looking beyond Mecklenburg
  • ◆Every Charlotte-area county saw median listing prices drop in July. The whole region is softening. But here is the difference. Charlotte is still growing. Companies are still coming. Jobs are still being created. Rates are easing. Prices are softening. That is a rare window. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years


    • ]]>
  • ◆Rates ticked down again. Six point six four percent as of August seventh, per FRED. Down from six point six nine last week. Two weeks in a row. Rates are moving in the right direction. The 10-year Treasury is at four point six nine percent. Stable
  • ◆SouthPark is getting a tower. Developer Hines announced The Gallery SouthPark, a 19-story mixed-use project on the Rooster's site. 250,000 sq ft of office space, 302 apartments, 50,000 sq ft of retail, and public art. It would be the tallest building in SouthPark
  • ◆Why it matters: JLL is tracking companies scouting 6 million sq ft of office space across Charlotte. That is the highest level since before the pandemic. 30-35% of that is new to market, meaning companies that don't have a Charlotte office today but want one. That is growth. That is jobs. That is demand for housing
  • ◆Daimler Truck is looking at Charlotte. One of the Charlotte region's largest manufacturers is evaluating multiple locations for a new U.S. plant that would employ thousands. Charlotte is in the running. If we land it, that is another wave of families looking for homes
  • ◆Charlotte's growth is devouring farmland. A new Charlotte Urban Institute report shows 760 farms gone in five years. That is the cost of growth. But it also tells you the demand is real. People are coming
  • ◆Lake Tillery is emerging as Charlotte's next luxury waterfront destination. More options for buyers looking beyond Mecklenburg
  • ◆Every Charlotte-area county saw median listing prices drop in July. The whole region is softening. But here is the difference. Charlotte is still growing. Companies are still coming. Jobs are still being created. Rates are easing. Prices are softening. That is a rare window. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years


    • ]]>     Mon, 10 Aug 2026 18:37:46 +0000 Patrick Laraway Patrick Laraway 167
  • ◆Rates ticked down again. Six point six four percent as of August seventh, per FRED. Down from six point six nine last week. Two weeks in a row. Rates are moving in the right direction. The 10-year Treasury is at four point six nine percent. Stable
  • ◆SouthPark is getting a tower. Developer Hines announced The Gallery SouthPark, a 19-story mixed-use project on the Rooster's site. 250,000 sq ft of office space, 302 apartments, 50,000 sq ft of retail, and public art. It would be the tallest building in SouthPark
  • ◆Why it matters: JLL is tracking companies scouting 6 million sq ft of office space across Charlotte. That is the highest level since before the pandemic. 30-35% of that is new to market, meaning companies that don't have a Charlotte office today but want one. That is growth. That is jobs. That is demand for housing
  • ◆Daimler Truck is looking at Charlotte. One of the Charlotte region's largest manufacturers is evaluating multiple locations for a new U.S. plant that would employ thousands. Charlotte is in the running. If we land it, that is another wave of families looking for homes
  • ◆Charlotte's growth is devouring farmland. A new Charlotte Urban Institute report shows 760 farms gone in five years. That is the cost of growth. But it also tells you the demand is real. People are coming
  • ◆Lake Tillery is emerging as Charlotte's next luxury waterfront destination. More options for buyers looking beyond Mecklenburg
  • ◆Every Charlotte-area county saw median listing prices drop in July. The whole region is softening. But here is the difference. Charlotte is still growing. Companies are still coming. Jobs are still being created. Rates are easing. Prices are softening. That is a rare window. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years


    • ]]>     ◆Rates ticked down again. Six point six four percent as of August seventh, per FRED. Down from six point six nine last week. Two weeks in a row. Rates are moving in the right direction. The 10-year Treasury is at four point six nine percent. Stable ◆SouthPark is getting a tower. Developer Hines announced The Gallery SouthPark, a 19-story mixed-use project on the Rooster's site. 250,000 sq ft of office space, 302 apartments, 50,000 sq ft of retail, and public art. It would be the tallest building in SouthPark ◆Why it matters: JLL is tracking companies scouting 6 million sq ft of office space across Charlotte. That is the highest level since before the pandemic. 30-35% of that is new to market, meaning companies that don't have a Charlotte office today but want one. That is growth. That is jobs. That is demand for housing ◆Daimler Truck is looking at Charlotte. One of the Charlotte region's largest manufacturers is evaluating multiple locations for a new U.S. plant that would employ thousands. Charlotte is in the running. If we land it, that is another wave of families looking for homes ◆Charlotte's growth is devouring farmland. A new Charlotte Urban Institute report shows 760 farms gone in five years. That is the cost of growth. But it also tells you the demand is real. People are coming ◆Lake Tillery is emerging as Charlotte's next luxury waterfront destination. More options for buyers looking beyond Mecklenburg ◆Every Charlotte-area county saw median listing prices drop in July. The whole region is softening. But here is the difference. Charlotte is still growing. Companies are still coming. Jobs are still being created. Rates are easing. Prices are softening. That is a rare window. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years No     Big One Weekly Update 8/7 75 75 Big One Weekly Update 8/7 full 2930e512-e460-4534-aa02-2f5ceca08a55 https://share.transistor.fm/s/efebaf12
  • ◆UWM posts $451M Q2 loss. United Wholesale Mortgage, the nation's largest wholesale lender, reported a $451.9 million quarterly loss. The stock plunged 35% in a single day. They suspended their dividend and raised $2.05 billion in new capital from Oaktree Capital. A $603 million derivatives loss tied to a failed acquisition bid for Two Harbors Investment drove the damage
  • ◆What this means for your loan: nothing. UWM is a wholesale lender. They work exclusively through mortgage brokers. They do not make loans directly to consumers. I am not a broker. I am a retail lender at American Security Mortgage. That means I work directly with you. No middleman. No wholesale channel. Your loan is not exposed to UWM's hedge losses or capital raises
  • ◆Why retail lending means stability. The mortgage industry is under pressure. Rates are elevated. Volume is down. And the big wholesale players are feeling it. Some brokers who relied on UWM are navigating uncertainty right now. If you are working with a broker and feeling unsure about what this means for your loan, come talk to me. Retail lending means stability. Direct relationship. No layers between you and your lender
  • ◆Good news: rates ticked down. Six point six nine percent as of August sixth, per FRED. Down from six point seven two last week. Small but moving in the right direction. The 10-year Treasury is at four point six three percent. Stable
  • ◆Every Charlotte-area county saw prices drop in July. Mecklenburg down $7,705. York County down nearly $13,000. Cabarrus down $10,000. Union down $2,300. Iredell down $2,625. That is not one county. That is the whole region softening. And that is your buyer's window
  • ◆60+ affordable homes opened in Ballantyne this week. Real inventory hitting the market. Real options for buyers. Exactly what this market needs
  • ◆The mortgage industry is shaking out. Rates are easing. Prices are softening. Sellers are still offering concessions. That is a buyer's market. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years



    • ]]>
  • ◆UWM posts $451M Q2 loss. United Wholesale Mortgage, the nation's largest wholesale lender, reported a $451.9 million quarterly loss. The stock plunged 35% in a single day. They suspended their dividend and raised $2.05 billion in new capital from Oaktree Capital. A $603 million derivatives loss tied to a failed acquisition bid for Two Harbors Investment drove the damage
  • ◆What this means for your loan: nothing. UWM is a wholesale lender. They work exclusively through mortgage brokers. They do not make loans directly to consumers. I am not a broker. I am a retail lender at American Security Mortgage. That means I work directly with you. No middleman. No wholesale channel. Your loan is not exposed to UWM's hedge losses or capital raises
  • ◆Why retail lending means stability. The mortgage industry is under pressure. Rates are elevated. Volume is down. And the big wholesale players are feeling it. Some brokers who relied on UWM are navigating uncertainty right now. If you are working with a broker and feeling unsure about what this means for your loan, come talk to me. Retail lending means stability. Direct relationship. No layers between you and your lender
  • ◆Good news: rates ticked down. Six point six nine percent as of August sixth, per FRED. Down from six point seven two last week. Small but moving in the right direction. The 10-year Treasury is at four point six three percent. Stable
  • ◆Every Charlotte-area county saw prices drop in July. Mecklenburg down $7,705. York County down nearly $13,000. Cabarrus down $10,000. Union down $2,300. Iredell down $2,625. That is not one county. That is the whole region softening. And that is your buyer's window
  • ◆60+ affordable homes opened in Ballantyne this week. Real inventory hitting the market. Real options for buyers. Exactly what this market needs
  • ◆The mortgage industry is shaking out. Rates are easing. Prices are softening. Sellers are still offering concessions. That is a buyer's market. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years



    • ]]>     Fri, 07 Aug 2026 14:10:23 +0000 Patrick Laraway Patrick Laraway 176
  • ◆UWM posts $451M Q2 loss. United Wholesale Mortgage, the nation's largest wholesale lender, reported a $451.9 million quarterly loss. The stock plunged 35% in a single day. They suspended their dividend and raised $2.05 billion in new capital from Oaktree Capital. A $603 million derivatives loss tied to a failed acquisition bid for Two Harbors Investment drove the damage
  • ◆What this means for your loan: nothing. UWM is a wholesale lender. They work exclusively through mortgage brokers. They do not make loans directly to consumers. I am not a broker. I am a retail lender at American Security Mortgage. That means I work directly with you. No middleman. No wholesale channel. Your loan is not exposed to UWM's hedge losses or capital raises
  • ◆Why retail lending means stability. The mortgage industry is under pressure. Rates are elevated. Volume is down. And the big wholesale players are feeling it. Some brokers who relied on UWM are navigating uncertainty right now. If you are working with a broker and feeling unsure about what this means for your loan, come talk to me. Retail lending means stability. Direct relationship. No layers between you and your lender
  • ◆Good news: rates ticked down. Six point six nine percent as of August sixth, per FRED. Down from six point seven two last week. Small but moving in the right direction. The 10-year Treasury is at four point six three percent. Stable
  • ◆Every Charlotte-area county saw prices drop in July. Mecklenburg down $7,705. York County down nearly $13,000. Cabarrus down $10,000. Union down $2,300. Iredell down $2,625. That is not one county. That is the whole region softening. And that is your buyer's window
  • ◆60+ affordable homes opened in Ballantyne this week. Real inventory hitting the market. Real options for buyers. Exactly what this market needs
  • ◆The mortgage industry is shaking out. Rates are easing. Prices are softening. Sellers are still offering concessions. That is a buyer's market. Use it. Seller credits can fund a permanent rate buydown. Not temporary. Permanent. Every month for 30 years



    • ]]>     Mortgage News Real Estate news Interest rates Housing Charlotte NC No     Buyer's Market? 74 74 Buyer's Market? full d141ce82-4e49-47cf-8dc5-a6e2bfd9178c https://share.transistor.fm/s/7e890896 Negotiations Are Tilting Your Way

    • ◆This market is working in your favor. Charlotte inventory is at its highest level since 2016. Active listings jumped over 21% year over year. That is real competition among sellers. And it is changing how deals get done
    • ◆Mecklenburg County: Median listing price at $470,605. Homes sitting on the market about 45 days, up 5% from last year. Nearly 22% of listings had a price reduction. Sellers are adjusting. That is not a crash. That is a market tilting toward buyers
    • ◆Union County: Median listing price at $552,250. But homes are sitting longer there too. Sellers who priced aggressive are waiting. And waiting sellers get flexible
    • ◆What flexible looks like: Seller concessions are at record highs nationally. Closing cost credits. Rate buydowns. Price reductions. Home warranties. Sellers are offering things they would not have considered a year ago
    • ◆The combo that wins: Use seller concessions to fund a permanent rate buydown. Not a temporary 2-1 buydown that disappears after two years. A permanent buydown that lowers your rate for the life of the loan. Every month. For 30 years. Seller pays for it. You benefit forever
    • ◆Do not sit on the sidelines waiting for the Fed. The Fed held last week. Rates are what they are. But the negotiating power you have right now might not last. More inventory. More time. More concessions. More leverage. This is the best buyer window Charlotte has seen in years
    ]]>     Negotiations Are Tilting Your Way

    • ◆This market is working in your favor. Charlotte inventory is at its highest level since 2016. Active listings jumped over 21% year over year. That is real competition among sellers. And it is changing how deals get done
    • ◆Mecklenburg County: Median listing price at $470,605. Homes sitting on the market about 45 days, up 5% from last year. Nearly 22% of listings had a price reduction. Sellers are adjusting. That is not a crash. That is a market tilting toward buyers
    • ◆Union County: Median listing price at $552,250. But homes are sitting longer there too. Sellers who priced aggressive are waiting. And waiting sellers get flexible
    • ◆What flexible looks like: Seller concessions are at record highs nationally. Closing cost credits. Rate buydowns. Price reductions. Home warranties. Sellers are offering things they would not have considered a year ago
    • ◆The combo that wins: Use seller concessions to fund a permanent rate buydown. Not a temporary 2-1 buydown that disappears after two years. A permanent buydown that lowers your rate for the life of the loan. Every month. For 30 years. Seller pays for it. You benefit forever
    • ◆Do not sit on the sidelines waiting for the Fed. The Fed held last week. Rates are what they are. But the negotiating power you have right now might not last. More inventory. More time. More concessions. More leverage. This is the best buyer window Charlotte has seen in years
    ]]>     Tue, 04 Aug 2026 14:07:19 +0000 Patrick Laraway Patrick Laraway 116 Negotiations Are Tilting Your Way

    • ◆This market is working in your favor. Charlotte inventory is at its highest level since 2016. Active listings jumped over 21% year over year. That is real competition among sellers. And it is changing how deals get done
    • ◆Mecklenburg County: Median listing price at $470,605. Homes sitting on the market about 45 days, up 5% from last year. Nearly 22% of listings had a price reduction. Sellers are adjusting. That is not a crash. That is a market tilting toward buyers
    • ◆Union County: Median listing price at $552,250. But homes are sitting longer there too. Sellers who priced aggressive are waiting. And waiting sellers get flexible
    • ◆What flexible looks like: Seller concessions are at record highs nationally. Closing cost credits. Rate buydowns. Price reductions. Home warranties. Sellers are offering things they would not have considered a year ago
    • ◆The combo that wins: Use seller concessions to fund a permanent rate buydown. Not a temporary 2-1 buydown that disappears after two years. A permanent buydown that lowers your rate for the life of the loan. Every month. For 30 years. Seller pays for it. You benefit forever
    • ◆Do not sit on the sidelines waiting for the Fed. The Fed held last week. Rates are what they are. But the negotiating power you have right now might not last. More inventory. More time. More concessions. More leverage. This is the best buyer window Charlotte has seen in years
    ]]>     Negotiations Are Tilting Your Way ◆This market is working in your favor. Charlotte inventory is at its highest level since 2016. Active listings jumped over 21% year over year. That is real competition among sellers. And it is changing how deals get done ◆Mecklenburg County: Median listing price at $470,605. Homes sitting on the market about 45 days, up 5% from last year. Nearly 22% of listings had a price reduction. Sellers are adjusting. That is not a crash. That is a market tilting toward buyers ◆Union County: Median listing price at $552,250. But homes are sitting longer there too. Sellers who priced aggressive are waiting. And waiting sellers get flexible ◆What flexible looks like: Seller concessions are at record highs nationally. Closing cost credits. Rate buydowns. Price reductions. Home warranties. Sellers are offering things they would not have considered a year ago ◆The combo that wins: Use seller concessions to fund a permanent rate buydown. Not a temporary 2-1 buydown that disappears after two years. A permanent buydown that lowers your rate for the life of the loan. Every month. For 30 years. Seller pays for it. You benefit forever ◆Do not sit on the sidelines waiting for the Fed. The Fed held last week. Rates are what they are. But the negotiating power you have right now might not last. More inventory. More time. More concessions. More leverage. This is the best buyer window Charlotte has seen in years No     Week of July 31st. - Fed did what? 73 73 Week of July 31st. - Fed did what? full d3273a35-1ab9-480e-a571-356c284833af https://share.transistor.fm/s/a805dab7
  • The Fed held. No rate hike. Fifth consecutive hold this year. The vote was 9-3. Three members wanted a hike, but the majority chose patience. That is a win in this environment
  • ◆Rates at six point six seven percent as of July twenty ninth, per FRED. Up a touch from six point six four last week. But not spiraling. The 10-year Treasury is at four point six seven percent. Stable. The Fed had a real debate about raising rates and chose not to. That tells you something
  • ◆What to watch: The next CPI report lands August 12. If it comes in cooler, rates could ease. The three dissenting votes are worth watching for September. But today, patience won
  • ◆Charlotte is getting a Wegmans. October 14. Ballantyne. People are already planning to camp out. 400+ jobs. A grocery store people treat like a destination. That tells you everything about where Charlotte is headed
  • ◆Charlotte's only full-time law school is coming. Elon University launches its Charlotte law program Fall 2027. The first since Charlotte School of Law closed in 2017. Investment, talent, Charlotte growing up
  • ◆Rates are higher than any of us want. But the Fed chose to hold. Charlotte keeps adding jobs. And buyers who use a permanent rate buydown are winning right now. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings. Every month. For 30 years. The market is challenging. But challenging markets reward the people who act



    • ]]>
  • The Fed held. No rate hike. Fifth consecutive hold this year. The vote was 9-3. Three members wanted a hike, but the majority chose patience. That is a win in this environment
  • ◆Rates at six point six seven percent as of July twenty ninth, per FRED. Up a touch from six point six four last week. But not spiraling. The 10-year Treasury is at four point six seven percent. Stable. The Fed had a real debate about raising rates and chose not to. That tells you something
  • ◆What to watch: The next CPI report lands August 12. If it comes in cooler, rates could ease. The three dissenting votes are worth watching for September. But today, patience won
  • ◆Charlotte is getting a Wegmans. October 14. Ballantyne. People are already planning to camp out. 400+ jobs. A grocery store people treat like a destination. That tells you everything about where Charlotte is headed
  • ◆Charlotte's only full-time law school is coming. Elon University launches its Charlotte law program Fall 2027. The first since Charlotte School of Law closed in 2017. Investment, talent, Charlotte growing up
  • ◆Rates are higher than any of us want. But the Fed chose to hold. Charlotte keeps adding jobs. And buyers who use a permanent rate buydown are winning right now. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings. Every month. For 30 years. The market is challenging. But challenging markets reward the people who act



    • ]]>     Fri, 31 Jul 2026 10:02:05 +0000 Patrick Laraway Patrick Laraway 114
  • The Fed held. No rate hike. Fifth consecutive hold this year. The vote was 9-3. Three members wanted a hike, but the majority chose patience. That is a win in this environment
  • ◆Rates at six point six seven percent as of July twenty ninth, per FRED. Up a touch from six point six four last week. But not spiraling. The 10-year Treasury is at four point six seven percent. Stable. The Fed had a real debate about raising rates and chose not to. That tells you something
  • ◆What to watch: The next CPI report lands August 12. If it comes in cooler, rates could ease. The three dissenting votes are worth watching for September. But today, patience won
  • ◆Charlotte is getting a Wegmans. October 14. Ballantyne. People are already planning to camp out. 400+ jobs. A grocery store people treat like a destination. That tells you everything about where Charlotte is headed
  • ◆Charlotte's only full-time law school is coming. Elon University launches its Charlotte law program Fall 2027. The first since Charlotte School of Law closed in 2017. Investment, talent, Charlotte growing up
  • ◆Rates are higher than any of us want. But the Fed chose to hold. Charlotte keeps adding jobs. And buyers who use a permanent rate buydown are winning right now. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings. Every month. For 30 years. The market is challenging. But challenging markets reward the people who act



    • ]]>     The Fed held. No rate hike. Fifth consecutive hold this year. The vote was 9-3. Three members wanted a hike, but the majority chose patience. That is a win in this environment ◆Rates at six point six seven percent as of July twenty ninth, per FRED. Up a touch from six point six four last week. But not spiraling. The 10-year Treasury is at four point six seven percent. Stable. The Fed had a real debate about raising rates and chose not to. That tells you something ◆What to watch: The next CPI report lands August 12. If it comes in cooler, rates could ease. The three dissenting votes are worth watching for September. But today, patience won ◆Charlotte is getting a Wegmans. October 14. Ballantyne. People are already planning to camp out. 400+ jobs. A grocery store people treat like a destination. That tells you everything about where Charlotte is headed ◆Charlotte's only full-time law school is coming. Elon University launches its Charlotte law program Fall 2027. The first since Charlotte School of Law closed in 2017. Investment, talent, Charlotte growing up ◆Rates are higher than any of us want. But the Fed chose to hold. Charlotte keeps adding jobs. And buyers who use a permanent rate buydown are winning right now. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings. Every month. For 30 years. The market is challenging. But challenging markets reward the people who act No     July 28th - FOMC Week! 72 72 July 28th - FOMC Week! full e0e1301b-fd5a-43e8-b9c7-52beefdd93f4 https://share.transistor.fm/s/42642e47
  • ◆Rates at six point six four percent as of July twenty seventh, per FRED. Down slightly from six point six eight last week. The 10-year Treasury is at four point six nine percent. Still elevated, but holding steady
  • ◆The Fed meets today and tomorrow. FOMC decision comes Wednesday afternoon. Markets are pricing a 64% chance of a hold and a 36% chance of a quarter-point hike. Almost no chance of a cut. Chair Warsh has been clear: prices are too high. The question is not whether rates come down. It is whether they go up
  • ◆What could steady rates: If the Fed holds and signals patience, that could calm the bond market. If the 10-year Treasury pulls back, mortgage rates follow. Also watch the tariff cliff. The 10% surcharge expired last Friday. Its replacement is still being finalized. If tariffs fall to baseline levels, inflation pressure eases and rates could follow
  • ◆CMS leadership in flux. The Charlotte-Mecklenburg Schools board met privately last week to review findings from the investigation into Superintendent Crystal Hill, who remains on paid leave. Records show she received a $14,000 off-cycle payment this month, on top of her regular salary. Deputy Superintendent Melissa Balknight is covering district operations. For families considering a move, school district leadership matters. It affects home values and neighborhood demand. Stay informed
  • ◆Charlotte keeps winning. The state budget includes $25 million for Military World Games venue improvements and athlete housing. Charlotte hosts in 2027. Real investment coming into the region
  • ◆More inventory on the way. Lancaster County is moving forward on a $23 million bond for a 1,860-unit residential community by Lennar. And North Carolina just ended most parking requirements for new development, lowering costs for builders and potentially speeding up housing supply
  • ◆If your buyer is waiting on the Fed, remind them: the permanent rate buydown works regardless of what the Fed does. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings every month. Reach out and let's run the numbers


    • ]]>
  • ◆Rates at six point six four percent as of July twenty seventh, per FRED. Down slightly from six point six eight last week. The 10-year Treasury is at four point six nine percent. Still elevated, but holding steady
  • ◆The Fed meets today and tomorrow. FOMC decision comes Wednesday afternoon. Markets are pricing a 64% chance of a hold and a 36% chance of a quarter-point hike. Almost no chance of a cut. Chair Warsh has been clear: prices are too high. The question is not whether rates come down. It is whether they go up
  • ◆What could steady rates: If the Fed holds and signals patience, that could calm the bond market. If the 10-year Treasury pulls back, mortgage rates follow. Also watch the tariff cliff. The 10% surcharge expired last Friday. Its replacement is still being finalized. If tariffs fall to baseline levels, inflation pressure eases and rates could follow
  • ◆CMS leadership in flux. The Charlotte-Mecklenburg Schools board met privately last week to review findings from the investigation into Superintendent Crystal Hill, who remains on paid leave. Records show she received a $14,000 off-cycle payment this month, on top of her regular salary. Deputy Superintendent Melissa Balknight is covering district operations. For families considering a move, school district leadership matters. It affects home values and neighborhood demand. Stay informed
  • ◆Charlotte keeps winning. The state budget includes $25 million for Military World Games venue improvements and athlete housing. Charlotte hosts in 2027. Real investment coming into the region
  • ◆More inventory on the way. Lancaster County is moving forward on a $23 million bond for a 1,860-unit residential community by Lennar. And North Carolina just ended most parking requirements for new development, lowering costs for builders and potentially speeding up housing supply
  • ◆If your buyer is waiting on the Fed, remind them: the permanent rate buydown works regardless of what the Fed does. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings every month. Reach out and let's run the numbers


    • ]]>     Tue, 28 Jul 2026 13:31:37 +0000 Patrick Laraway Patrick Laraway 131
  • ◆Rates at six point six four percent as of July twenty seventh, per FRED. Down slightly from six point six eight last week. The 10-year Treasury is at four point six nine percent. Still elevated, but holding steady
  • ◆The Fed meets today and tomorrow. FOMC decision comes Wednesday afternoon. Markets are pricing a 64% chance of a hold and a 36% chance of a quarter-point hike. Almost no chance of a cut. Chair Warsh has been clear: prices are too high. The question is not whether rates come down. It is whether they go up
  • ◆What could steady rates: If the Fed holds and signals patience, that could calm the bond market. If the 10-year Treasury pulls back, mortgage rates follow. Also watch the tariff cliff. The 10% surcharge expired last Friday. Its replacement is still being finalized. If tariffs fall to baseline levels, inflation pressure eases and rates could follow
  • ◆CMS leadership in flux. The Charlotte-Mecklenburg Schools board met privately last week to review findings from the investigation into Superintendent Crystal Hill, who remains on paid leave. Records show she received a $14,000 off-cycle payment this month, on top of her regular salary. Deputy Superintendent Melissa Balknight is covering district operations. For families considering a move, school district leadership matters. It affects home values and neighborhood demand. Stay informed
  • ◆Charlotte keeps winning. The state budget includes $25 million for Military World Games venue improvements and athlete housing. Charlotte hosts in 2027. Real investment coming into the region
  • ◆More inventory on the way. Lancaster County is moving forward on a $23 million bond for a 1,860-unit residential community by Lennar. And North Carolina just ended most parking requirements for new development, lowering costs for builders and potentially speeding up housing supply
  • ◆If your buyer is waiting on the Fed, remind them: the permanent rate buydown works regardless of what the Fed does. Seller credits buy the rate down for the life of the loan. Not a temporary fix. Permanent savings every month. Reach out and let's run the numbers


    • ]]>     Charlotte real estate Mortgage rates today Charlotte housing market North Carolina real estate Home buying tips Mortgage rate update Charlotte NC housing No     Monday July 20th - Rates Up- Inventory Up 70 70 Monday July 20th - Rates Up- Inventory Up full 2ab01fc1-807f-421f-8b6b-271a964a2d5c https://share.transistor.fm/s/720844d8
  • ◆Rates at six point five four percent as of July seventeenth, per FRED. The 10-year Treasury is sitting near four point five seven percent. The Fed remains hawkish, core inflation is still elevated, and bond markets are pricing in fewer cuts than expected — that is why rates are holding this high
  • ◆Active listings just surpassed 820,000 nationally, a post-pandemic high. Homes are sitting longer. Sellers need buyers. That shifts leverage — and it is creating a real opportunity
  • ◆Permanent rate buydowns are back. With seller concessions, buyers can use credits at closing to buy the rate down for the life of the loan. This is NOT a 2-1 or 1-0 temporary buydown. On a home in the mid-$400s, the difference between 6.54% and 5.99% is hundreds of dollars a month — every month — for 30 years
  • ◆Sellers who price smart and offer a credit toward a permanent buydown are closing deals. Buyers who know to ask for it get a lower rate locked in for the life of the loan — not just year one or two
  • ◆NAR reported existing-home sales down 2.4% month-over-month in June but up 2.8% year-over-year. The market is moving — for buyers and sellers who are positioned correctly
  • ◆If you have a client sitting on the fence because of the rate, the permanent buydown conversation is the one to have. Reach out and let's run the numbers


    • ]]>
  • ◆Rates at six point five four percent as of July seventeenth, per FRED. The 10-year Treasury is sitting near four point five seven percent. The Fed remains hawkish, core inflation is still elevated, and bond markets are pricing in fewer cuts than expected — that is why rates are holding this high
  • ◆Active listings just surpassed 820,000 nationally, a post-pandemic high. Homes are sitting longer. Sellers need buyers. That shifts leverage — and it is creating a real opportunity
  • ◆Permanent rate buydowns are back. With seller concessions, buyers can use credits at closing to buy the rate down for the life of the loan. This is NOT a 2-1 or 1-0 temporary buydown. On a home in the mid-$400s, the difference between 6.54% and 5.99% is hundreds of dollars a month — every month — for 30 years
  • ◆Sellers who price smart and offer a credit toward a permanent buydown are closing deals. Buyers who know to ask for it get a lower rate locked in for the life of the loan — not just year one or two
  • ◆NAR reported existing-home sales down 2.4% month-over-month in June but up 2.8% year-over-year. The market is moving — for buyers and sellers who are positioned correctly
  • ◆If you have a client sitting on the fence because of the rate, the permanent buydown conversation is the one to have. Reach out and let's run the numbers


    • ]]>     Mon, 20 Jul 2026 12:27:51 +0000 Patrick Laraway Patrick Laraway 84
  • ◆Rates at six point five four percent as of July seventeenth, per FRED. The 10-year Treasury is sitting near four point five seven percent. The Fed remains hawkish, core inflation is still elevated, and bond markets are pricing in fewer cuts than expected — that is why rates are holding this high
  • ◆Active listings just surpassed 820,000 nationally, a post-pandemic high. Homes are sitting longer. Sellers need buyers. That shifts leverage — and it is creating a real opportunity
  • ◆Permanent rate buydowns are back. With seller concessions, buyers can use credits at closing to buy the rate down for the life of the loan. This is NOT a 2-1 or 1-0 temporary buydown. On a home in the mid-$400s, the difference between 6.54% and 5.99% is hundreds of dollars a month — every month — for 30 years
  • ◆Sellers who price smart and offer a credit toward a permanent buydown are closing deals. Buyers who know to ask for it get a lower rate locked in for the life of the loan — not just year one or two
  • ◆NAR reported existing-home sales down 2.4% month-over-month in June but up 2.8% year-over-year. The market is moving — for buyers and sellers who are positioned correctly
  • ◆If you have a client sitting on the fence because of the rate, the permanent buydown conversation is the one to have. Reach out and let's run the numbers


    • ]]>     Specific rate figures (e.g. "6.54% 30-year fixed") County names: Mecklenburg, Union, Cabarrus, Iredell, York SC "weekly real estate update" / "weekly market recap" "first time home buyer" — massive evergreen search term "seller credits" / "rate buydown" — timely and niche No     July 17th Round Up 69 69 July 17th Round Up full 981d3b1d-1bf1-41c9-91d6-97c45d68c00d https://share.transistor.fm/s/3715bacf
  • ◆Rates at six point five four percent as of July fifteenth per FRED. Up slightly on the week. Mortgage rates hit their highest level since August 2025, per RIS Media
  • ◆10-year Treasury at four point five five percent, nudging up alongside rates. The two have been moving in lockstep this week
  • ◆ATTOM mid-year report: foreclosure filings up 21% nationally in the first half of 2026. Charlotte saw a 67% spike in filings year over year in April — well above the national pace. Context: coming off historic lows post-pandemic. Experts say it adds inventory, not risk
  • ◆June national data still positive: list prices fell 2.5% (record single-month drop) and pending sales rose for the 7th straight month. Buyers who are ready have a real window
  • ◆Property taxes rising across the Charlotte region — new rates took effect this month in several municipalities. Worth factoring into buyer conversations now
  • ◆South Carolina study: it now takes significantly longer to save for a down payment than a decade ago. Down payment assistance matters more than ever. Our community lending program offers DPA options and programs with no monthly mortgage insurance. Reach out and let's find what fits


    • ]]>
  • ◆Rates at six point five four percent as of July fifteenth per FRED. Up slightly on the week. Mortgage rates hit their highest level since August 2025, per RIS Media
  • ◆10-year Treasury at four point five five percent, nudging up alongside rates. The two have been moving in lockstep this week
  • ◆ATTOM mid-year report: foreclosure filings up 21% nationally in the first half of 2026. Charlotte saw a 67% spike in filings year over year in April — well above the national pace. Context: coming off historic lows post-pandemic. Experts say it adds inventory, not risk
  • ◆June national data still positive: list prices fell 2.5% (record single-month drop) and pending sales rose for the 7th straight month. Buyers who are ready have a real window
  • ◆Property taxes rising across the Charlotte region — new rates took effect this month in several municipalities. Worth factoring into buyer conversations now
  • ◆South Carolina study: it now takes significantly longer to save for a down payment than a decade ago. Down payment assistance matters more than ever. Our community lending program offers DPA options and programs with no monthly mortgage insurance. Reach out and let's find what fits


    • ]]>     Fri, 17 Jul 2026 10:10:43 +0000 Patrick Laraway Patrick Laraway 102
  • ◆Rates at six point five four percent as of July fifteenth per FRED. Up slightly on the week. Mortgage rates hit their highest level since August 2025, per RIS Media
  • ◆10-year Treasury at four point five five percent, nudging up alongside rates. The two have been moving in lockstep this week
  • ◆ATTOM mid-year report: foreclosure filings up 21% nationally in the first half of 2026. Charlotte saw a 67% spike in filings year over year in April — well above the national pace. Context: coming off historic lows post-pandemic. Experts say it adds inventory, not risk
  • ◆June national data still positive: list prices fell 2.5% (record single-month drop) and pending sales rose for the 7th straight month. Buyers who are ready have a real window
  • ◆Property taxes rising across the Charlotte region — new rates took effect this month in several municipalities. Worth factoring into buyer conversations now
  • ◆South Carolina study: it now takes significantly longer to save for a down payment than a decade ago. Down payment assistance matters more than ever. Our community lending program offers DPA options and programs with no monthly mortgage insurance. Reach out and let's find what fits


    • ]]>     ◆Rates at six point five four percent as of July fifteenth per FRED. Up slightly on the week. Mortgage rates hit their highest level since August 2025, per RIS Media ◆10-year Treasury at four point five five percent, nudging up alongside rates. The two have been moving in lockstep this week ◆ATTOM mid-year report: foreclosure filings up 21% nationally in the first half of 2026. Charlotte saw a 67% spike in filings year over year in April — well above the national pace. Context: coming off historic lows post-pandemic. Experts say it adds inventory, not risk ◆June national data still positive: list prices fell 2.5% (record single-month drop) and pending sales rose for the 7th straight month. Buyers who are ready have a real window ◆Property taxes rising across the Charlotte region — new rates took effect this month in several municipalities. Worth factoring into buyer conversations now ◆South Carolina study: it now takes significantly longer to save for a down payment than a decade ago. Down payment assistance matters more than ever. Our community lending program offers DPA options and programs with no monthly mortgage insurance. Reach out and let's find what fits No     July 10th Charlotte Real Estate Update 68 68 July 10th Charlotte Real Estate Update full 2961d077-2b31-4ff8-b0f7-a9c0731bd5c7 https://share.transistor.fm/s/46361dae
  • North Carolina ranked #2 State for Business in the country by CNBC. More companies, more jobs, more housing demand heading into Q3
  • June national data from Realtor.com: list prices fell 2.5% (largest single-month drop on record) while pending sales rose for the 7th straight month. Market finding its footing, not crashing
  • Charlotte's building boom is colliding with a construction worker shortage. New construction delivery timelines are slipping. Worth a conversation now with any buyer eyeing a build
  • Looking ahead: all eyes on the Fed next week. No rate cut expected, but inflation and labor language will set the tone for Q4. A fall move remains on the table if conditions hold
  • If affordability is the question, we have answers. Zero percent down financing, no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's find what fits


    • ]]>
  • North Carolina ranked #2 State for Business in the country by CNBC. More companies, more jobs, more housing demand heading into Q3
  • June national data from Realtor.com: list prices fell 2.5% (largest single-month drop on record) while pending sales rose for the 7th straight month. Market finding its footing, not crashing
  • Charlotte's building boom is colliding with a construction worker shortage. New construction delivery timelines are slipping. Worth a conversation now with any buyer eyeing a build
  • Looking ahead: all eyes on the Fed next week. No rate cut expected, but inflation and labor language will set the tone for Q4. A fall move remains on the table if conditions hold
  • If affordability is the question, we have answers. Zero percent down financing, no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's find what fits


    • ]]>     Fri, 10 Jul 2026 12:11:17 +0000 Patrick Laraway Patrick Laraway 85
  • North Carolina ranked #2 State for Business in the country by CNBC. More companies, more jobs, more housing demand heading into Q3
  • June national data from Realtor.com: list prices fell 2.5% (largest single-month drop on record) while pending sales rose for the 7th straight month. Market finding its footing, not crashing
  • Charlotte's building boom is colliding with a construction worker shortage. New construction delivery timelines are slipping. Worth a conversation now with any buyer eyeing a build
  • Looking ahead: all eyes on the Fed next week. No rate cut expected, but inflation and labor language will set the tone for Q4. A fall move remains on the table if conditions hold
  • If affordability is the question, we have answers. Zero percent down financing, no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's find what fits


    • ]]>     Rates at six point five four percent as of July ninth per FRED. Ticking up slightly from mid-week but still holding in the mid sixes ◆North Carolina ranked #2 State for Business in the country by CNBC. More companies, more jobs, more housing demand heading into Q3 ◆June national data from Realtor.com: list prices fell 2.5% (largest single-month drop on record) while pending sales rose for the 7th straight month. Market finding its footing, not crashing ◆Charlotte's building boom is colliding with a construction worker shortage. New construction delivery timelines are slipping. Worth a conversation now with any buyer eyeing a build ◆Looking ahead: all eyes on the Fed next week. No rate cut expected, but inflation and labor language will set the tone for Q4. A fall move remains on the table if conditions hold ◆If affordability is the question, we have answers. Zero percent down financing, no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's find what fits No     July 8th - Mortgage Rates Flat-ish 67 67 July 8th - Mortgage Rates Flat-ish full a9744bf8-7371-4326-8f91-018855822415 https://share.transistor.fm/s/8f37a2b2
  • ◆Rates holding at six point five zero percent as of July seventh per FRED — steady in the mid sixes as the market digests mixed signals this week
  • ◆Charlotte and CMS hosting an Education to Employment Signing Day today — fourteen recent graduates stepping into full time city roles, a great sign for our local workforce pipeline
  • ◆FirstService Residential in Charlotte announced a leadership promotion this morning — Mark Hamiter is now Vice President, another sign of local business growth from within
  • ◆Inventory across the metro remains elevated compared to a year ago — real room for buyers to negotiate that we simply did not see the last few summers
  • ◆Pending sales nationally trending up for months now — softer prices paired with more listings mean this window is wide open for the right buyer
  • ◆If affordability is the hold up, we have options — zero percent down financing with no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's see what fits


    • ]]>
  • ◆Rates holding at six point five zero percent as of July seventh per FRED — steady in the mid sixes as the market digests mixed signals this week
  • ◆Charlotte and CMS hosting an Education to Employment Signing Day today — fourteen recent graduates stepping into full time city roles, a great sign for our local workforce pipeline
  • ◆FirstService Residential in Charlotte announced a leadership promotion this morning — Mark Hamiter is now Vice President, another sign of local business growth from within
  • ◆Inventory across the metro remains elevated compared to a year ago — real room for buyers to negotiate that we simply did not see the last few summers
  • ◆Pending sales nationally trending up for months now — softer prices paired with more listings mean this window is wide open for the right buyer
  • ◆If affordability is the hold up, we have options — zero percent down financing with no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's see what fits


    • ]]>     Wed, 08 Jul 2026 13:40:58 +0000 Patrick Laraway Patrick Laraway 67
  • ◆Rates holding at six point five zero percent as of July seventh per FRED — steady in the mid sixes as the market digests mixed signals this week
  • ◆Charlotte and CMS hosting an Education to Employment Signing Day today — fourteen recent graduates stepping into full time city roles, a great sign for our local workforce pipeline
  • ◆FirstService Residential in Charlotte announced a leadership promotion this morning — Mark Hamiter is now Vice President, another sign of local business growth from within
  • ◆Inventory across the metro remains elevated compared to a year ago — real room for buyers to negotiate that we simply did not see the last few summers
  • ◆Pending sales nationally trending up for months now — softer prices paired with more listings mean this window is wide open for the right buyer
  • ◆If affordability is the hold up, we have options — zero percent down financing with no monthly mortgage insurance, plus a down payment assistance option through our community lending program. Reach out and let's see what fits


    • ]]>     Rates, mortgage, charlotte real estate, pre-approval No     Monday July 6th! New Mayor! 66 66 Monday July 6th! New Mayor! full faf5e0b0-e197-4e98-98fb-1df60859295c https://share.transistor.fm/s/50450b32
  • ◆Rates holding at six point four six percent as of July second per FRED — a fantastic starting point heading into the summer stretch
  • ◆Charlotte swears in new mayor Rob Harrington, kicking off his first full week in office with strong energy across the city
  • ◆Goldhofer, a German manufacturer, is building its first North American facility in Catawba County, bringing eighty new jobs by 2030 — another win for the region's growing industrial base
  • ◆Inventory up double digits year-over-year across the Charlotte metro — more choices and more negotiating room for buyers than we've seen in a long time
  • ◆Median listing prices holding steady and climbing gently across Mecklenburg, Union, York, and Cabarrus counties — a sign of a healthy, balanced market
  • ◆If you have been waiting for the right moment, this could be it — reach out and let's talk through your options


    • ]]>
  • ◆Rates holding at six point four six percent as of July second per FRED — a fantastic starting point heading into the summer stretch
  • ◆Charlotte swears in new mayor Rob Harrington, kicking off his first full week in office with strong energy across the city
  • ◆Goldhofer, a German manufacturer, is building its first North American facility in Catawba County, bringing eighty new jobs by 2030 — another win for the region's growing industrial base
  • ◆Inventory up double digits year-over-year across the Charlotte metro — more choices and more negotiating room for buyers than we've seen in a long time
  • ◆Median listing prices holding steady and climbing gently across Mecklenburg, Union, York, and Cabarrus counties — a sign of a healthy, balanced market
  • ◆If you have been waiting for the right moment, this could be it — reach out and let's talk through your options


    • ]]>     Mon, 06 Jul 2026 12:56:14 +0000 Patrick Laraway Patrick Laraway 69
  • ◆Rates holding at six point four six percent as of July second per FRED — a fantastic starting point heading into the summer stretch
  • ◆Charlotte swears in new mayor Rob Harrington, kicking off his first full week in office with strong energy across the city
  • ◆Goldhofer, a German manufacturer, is building its first North American facility in Catawba County, bringing eighty new jobs by 2030 — another win for the region's growing industrial base
  • ◆Inventory up double digits year-over-year across the Charlotte metro — more choices and more negotiating room for buyers than we've seen in a long time
  • ◆Median listing prices holding steady and climbing gently across Mecklenburg, Union, York, and Cabarrus counties — a sign of a healthy, balanced market
  • ◆If you have been waiting for the right moment, this could be it — reach out and let's talk through your options


    • ]]>     ◆Rates holding at six point four six percent as of July second per FRED — a fantastic starting point heading into the summer stretch ◆Charlotte swears in new mayor Rob Harrington, kicking off his first full week in office with strong energy across the city ◆Goldhofer, a German manufacturer, is building its first North American facility in Catawba County, bringing eighty new jobs by 2030 — another win for the region's growing industrial base ◆Inventory up double digits year-over-year across the Charlotte metro — more choices and more negotiating room for buyers than we've seen in a long time ◆Median listing prices holding steady and climbing gently across Mecklenburg, Union, York, and Cabarrus counties — a sign of a healthy, balanced market ◆If you have been waiting for the right moment, this could be it — reach out and let's talk through your options No     June 29th - "More Americans say it is better to buy a home than to rent." 65 65 June 29th - "More Americans say it is better to buy a home than to rent." full 795c94b5-29ef-4942-bd2b-df13ac03a65c https://share.transistor.fm/s/68644a3e ◆Rates holding in the mid-sixes this morning — thirty year fixed at six point five three percent per Mortgage News Daily — national averages dipped to six point four this weekend per Fortune. The trend is moving in the right direction heading into July.

    ◆Bank of America released their annual Homebuyer Insights study out of Charlotte this week — for the first time since 2023, fifty three percent of Americans say it is better to buy a home than to rent. A major shift in buyer sentiment happening right in our backyard.

    ◆A five hundred million dollar mixed use development is breaking ground in Dilworth and South End near the Pearl — mixed income housing, retail, and new units coming to one of Charlotte's most active corridors.

    ◆Gaston County commissioners approved a three and a half million dollar business expansion bringing fifteen new jobs to the Charlotte region. Steady investment continues to flow into the metro.

    ◆Pending home sales rose for the sixth straight month nationally in May per Realtor dot com — inventory is at its highest since 2016, prices are softening, sellers are meeting buyers. If your client has been waiting for the right moment, this is it.

    ]]>     ◆Rates holding in the mid-sixes this morning — thirty year fixed at six point five three percent per Mortgage News Daily — national averages dipped to six point four this weekend per Fortune. The trend is moving in the right direction heading into July.

    ◆Bank of America released their annual Homebuyer Insights study out of Charlotte this week — for the first time since 2023, fifty three percent of Americans say it is better to buy a home than to rent. A major shift in buyer sentiment happening right in our backyard.

    ◆A five hundred million dollar mixed use development is breaking ground in Dilworth and South End near the Pearl — mixed income housing, retail, and new units coming to one of Charlotte's most active corridors.

    ◆Gaston County commissioners approved a three and a half million dollar business expansion bringing fifteen new jobs to the Charlotte region. Steady investment continues to flow into the metro.

    ◆Pending home sales rose for the sixth straight month nationally in May per Realtor dot com — inventory is at its highest since 2016, prices are softening, sellers are meeting buyers. If your client has been waiting for the right moment, this is it.

    ]]>     Mon, 29 Jun 2026 12:29:32 +0000 Patrick Laraway Patrick Laraway 103 ◆Rates holding in the mid-sixes this morning — thirty year fixed at six point five three percent per Mortgage News Daily — national averages dipped to six point four this weekend per Fortune. The trend is moving in the right direction heading into July.

    ◆Bank of America released their annual Homebuyer Insights study out of Charlotte this week — for the first time since 2023, fifty three percent of Americans say it is better to buy a home than to rent. A major shift in buyer sentiment happening right in our backyard.

    ◆A five hundred million dollar mixed use development is breaking ground in Dilworth and South End near the Pearl — mixed income housing, retail, and new units coming to one of Charlotte's most active corridors.

    ◆Gaston County commissioners approved a three and a half million dollar business expansion bringing fifteen new jobs to the Charlotte region. Steady investment continues to flow into the metro.

    ◆Pending home sales rose for the sixth straight month nationally in May per Realtor dot com — inventory is at its highest since 2016, prices are softening, sellers are meeting buyers. If your client has been waiting for the right moment, this is it.

    ]]>     Mortgage news, Charlotte NC, Real Estate, Home Prices, Home Rates, Mortgage, Home buying. No     Weekly Round Up June 26th 64 64 Weekly Round Up June 26th full be288c7e-d095-43da-b3ba-f855e79b088a https://share.transistor.fm/s/a3fa36e9 ◆Rates dipping — 30-year fixed at 6.449% as of June 24, falling for the 3rd straight day — Treasury yield eased to 4.41%

    ◆Charlotte housing inventory at its highest since 2016 — buyers have more choices, more time, and more negotiating power than in years

    ◆Ignite Medical Resorts (Illinois) acquired 4 Atrium Health rehab facilities in Charlotte for $46M — more employers, more housing demand long term

    ◆Macy's China Grove distribution center missed hiring targets, forfeiting $2.3M in NC incentives — a reminder not every headline delivers

    ◆Rates down for 3 straight days, inventory up, economy growing — one of the better buyer windows Charlotte has seen in recent memory

    ◆Weekly recap: conditions are improving for buyers — if you've been waiting, this is the window


    ]]>     ◆Rates dipping — 30-year fixed at 6.449% as of June 24, falling for the 3rd straight day — Treasury yield eased to 4.41%

    ◆Charlotte housing inventory at its highest since 2016 — buyers have more choices, more time, and more negotiating power than in years

    ◆Ignite Medical Resorts (Illinois) acquired 4 Atrium Health rehab facilities in Charlotte for $46M — more employers, more housing demand long term

    ◆Macy's China Grove distribution center missed hiring targets, forfeiting $2.3M in NC incentives — a reminder not every headline delivers

    ◆Rates down for 3 straight days, inventory up, economy growing — one of the better buyer windows Charlotte has seen in recent memory

    ◆Weekly recap: conditions are improving for buyers — if you've been waiting, this is the window


    ]]>     Fri, 26 Jun 2026 12:15:04 +0000 Patrick Laraway Patrick Laraway 89 ◆Rates dipping — 30-year fixed at 6.449% as of June 24, falling for the 3rd straight day — Treasury yield eased to 4.41%

    ◆Charlotte housing inventory at its highest since 2016 — buyers have more choices, more time, and more negotiating power than in years

    ◆Ignite Medical Resorts (Illinois) acquired 4 Atrium Health rehab facilities in Charlotte for $46M — more employers, more housing demand long term

    ◆Macy's China Grove distribution center missed hiring targets, forfeiting $2.3M in NC incentives — a reminder not every headline delivers

    ◆Rates down for 3 straight days, inventory up, economy growing — one of the better buyer windows Charlotte has seen in recent memory

    ◆Weekly recap: conditions are improving for buyers — if you've been waiting, this is the window


    ]]>     ◆Rates dipping — 30-year fixed at 6.449% as of June 24, falling for the 3rd straight day — Treasury yield eased to 4.41% ◆Charlotte housing inventory at its highest since 2016 — buyers have more choices, more time, and more negotiating power than in years ◆Ignite Medical Resorts (Illinois) acquired 4 Atrium Health rehab facilities in Charlotte for $46M — more employers, more housing demand long term ◆Macy's China Grove distribution center missed hiring targets, forfeiting $2.3M in NC incentives — a reminder not every headline delivers ◆Rates down for 3 straight days, inventory up, economy growing — one of the better buyer windows Charlotte has seen in recent memory ◆Weekly recap: conditions are improving for buyers — if you've been waiting, this is the window No     June 24th - Big News from Congress! 63 63 June 24th - Big News from Congress! full b4dbd67a-fdb8-45b7-bc51-5d9c67283b7b https://share.transistor.fm/s/e4e8a89e
  • ◆Rates hovering around 6.5% — 30-year fixed in the mid sixes, up slightly from Monday
  • ◆Congress passed bipartisan housing bill yesterday — heading to Trump for signature today — expands financing, encourages modular/innovative housing, restricts corporate landlords
  • ◆First-time buyer median age now 40 nationally; rents up 47% since pandemic — Charlotte outperforms most metros on affordability
  • ◆Takes ~3 weeks to buy in Charlotte — faster than national average — elevated inventory = less bidding war pressure
  • ◆Corporate landlord crackdown in the bill protects owner-occupant buyers from investment fund competition — real policy momentum on affordability
  • ◆Summer market timing + Charlotte affordability advantage + solid inventory = smart buyers should be moving now


    • ]]>
  • ◆Rates hovering around 6.5% — 30-year fixed in the mid sixes, up slightly from Monday
  • ◆Congress passed bipartisan housing bill yesterday — heading to Trump for signature today — expands financing, encourages modular/innovative housing, restricts corporate landlords
  • ◆First-time buyer median age now 40 nationally; rents up 47% since pandemic — Charlotte outperforms most metros on affordability
  • ◆Takes ~3 weeks to buy in Charlotte — faster than national average — elevated inventory = less bidding war pressure
  • ◆Corporate landlord crackdown in the bill protects owner-occupant buyers from investment fund competition — real policy momentum on affordability
  • ◆Summer market timing + Charlotte affordability advantage + solid inventory = smart buyers should be moving now


    • ]]>     Wed, 24 Jun 2026 13:42:54 +0000 Patrick Laraway Patrick Laraway 93
  • ◆Rates hovering around 6.5% — 30-year fixed in the mid sixes, up slightly from Monday
  • ◆Congress passed bipartisan housing bill yesterday — heading to Trump for signature today — expands financing, encourages modular/innovative housing, restricts corporate landlords
  • ◆First-time buyer median age now 40 nationally; rents up 47% since pandemic — Charlotte outperforms most metros on affordability
  • ◆Takes ~3 weeks to buy in Charlotte — faster than national average — elevated inventory = less bidding war pressure
  • ◆Corporate landlord crackdown in the bill protects owner-occupant buyers from investment fund competition — real policy momentum on affordability
  • ◆Summer market timing + Charlotte affordability advantage + solid inventory = smart buyers should be moving now


    • ]]>     ◆Rates hovering around 6.5% — 30-year fixed in the mid sixes, up slightly from Monday ◆Congress passed bipartisan housing bill yesterday — heading to Trump for signature today — expands financing, encourages modular/innovative housing, restricts corporate landlords ◆First-time buyer median age now 40 nationally; rents up 47% since pandemic — Charlotte outperforms most metros on affordability ◆Takes ~3 weeks to buy in Charlotte — faster than national average — elevated inventory = less bidding war pressure ◆Corporate landlord crackdown in the bill protects owner-occupant buyers from investment fund competition — real policy momentum on affordability ◆Summer market timing + Charlotte affordability advantage + solid inventory = smart buyers should be moving now No     June 22nd - New Jobs to Charlotte! 62 62 June 22nd - New Jobs to Charlotte! full 797d9ecd-596b-44f6-bbfb-c7c142403a8a https://share.transistor.fm/s/8686fd67
  • Rates ticking up — 30-year fixed at 6.53% today, up from 6.45% Thursday — still mid sixes, still workable
  • Capital Group approved for 600 high-paying financial jobs in Uptown Charlotte — $60M investment, final Mecklenburg County vote passed this morning
  • Charlotte foreclosure filings up 67% year over year in April (ATTOM) — far above the national 18% rate — distressed inventory worth watching
  • Active listings up 21%+ year over year, median list price slipped to ~$440K — best buyer setup in years
  • Monthly housing payments hit a one-year high nationally, squeezing pending sales — sellers may need to come down on price locally
  • Charlotte still ranks among the top buyer-friendly metros in the country heading into summer


    • ]]>
  • Rates ticking up — 30-year fixed at 6.53% today, up from 6.45% Thursday — still mid sixes, still workable
  • Capital Group approved for 600 high-paying financial jobs in Uptown Charlotte — $60M investment, final Mecklenburg County vote passed this morning
  • Charlotte foreclosure filings up 67% year over year in April (ATTOM) — far above the national 18% rate — distressed inventory worth watching
  • Active listings up 21%+ year over year, median list price slipped to ~$440K — best buyer setup in years
  • Monthly housing payments hit a one-year high nationally, squeezing pending sales — sellers may need to come down on price locally
  • Charlotte still ranks among the top buyer-friendly metros in the country heading into summer


    • ]]>     Mon, 22 Jun 2026 14:06:04 +0000 Patrick Laraway Patrick Laraway 96
  • Rates ticking up — 30-year fixed at 6.53% today, up from 6.45% Thursday — still mid sixes, still workable
  • Capital Group approved for 600 high-paying financial jobs in Uptown Charlotte — $60M investment, final Mecklenburg County vote passed this morning
  • Charlotte foreclosure filings up 67% year over year in April (ATTOM) — far above the national 18% rate — distressed inventory worth watching
  • Active listings up 21%+ year over year, median list price slipped to ~$440K — best buyer setup in years
  • Monthly housing payments hit a one-year high nationally, squeezing pending sales — sellers may need to come down on price locally
  • Charlotte still ranks among the top buyer-friendly metros in the country heading into summer


    • ]]>     ◆Rates ticking up — 30-year fixed at 6.53% today, up from 6.45% Thursday — still mid sixes, still workable ◆Capital Group approved for 600 high-paying financial jobs in Uptown Charlotte — $60M investment, final Mecklenburg County vote passed this morning ◆Charlotte foreclosure filings up 67% year over year in April (ATTOM) — far above the national 18% rate — distressed inventory worth watching ◆Active listings up 21%+ year over year, median list price slipped to ~$440K — best buyer setup in years ◆Monthly housing payments hit a one-year high nationally, squeezing pending sales — sellers may need to come down on price locally ◆Charlotte still ranks among the top buyer-friendly metros in the country heading into summer No     June 19th! 61 61 June 19th! full 9dd9168e-d864-42f3-9737-958767d91e3f https://share.transistor.fm/s/40fbfb15 ◆ Rates are holding steady this week. The 30-year fixed is at 6.48% as of Tuesday, and Freddie Mac confirmed 6.47% this morning. Basically flat — and that means you can plan with confidence right now.
    ◆ Big story out of York County — a $1.5 billion life sciences project just got approved for Rock Hill. That's a massive economic win for the entire southern corridor. Projects like that drive housing demand for years.
    ◆ Here in Charlotte, active listings are up more than 20% compared to this time last year. The median list price has slipped to around $440K. More options, softer prices — it's as buyer-friendly as this market has been in a while.
    ◆ All eyes are on the Fed right now. They held rates steady at their last meeting and the market is watching closely for any signal on what comes next. That uncertainty is part of why mortgage rates have stayed in this range — and why locking in while things are calm actually makes a lot of sense.
    ◆ For anyone who's been renting and sitting on the fence — rents are going back up while home prices are softening. The gap between owning and renting is getting smaller every month. Worth a conversation.

    ]]>     ◆ Rates are holding steady this week. The 30-year fixed is at 6.48% as of Tuesday, and Freddie Mac confirmed 6.47% this morning. Basically flat — and that means you can plan with confidence right now.
    ◆ Big story out of York County — a $1.5 billion life sciences project just got approved for Rock Hill. That's a massive economic win for the entire southern corridor. Projects like that drive housing demand for years.
    ◆ Here in Charlotte, active listings are up more than 20% compared to this time last year. The median list price has slipped to around $440K. More options, softer prices — it's as buyer-friendly as this market has been in a while.
    ◆ All eyes are on the Fed right now. They held rates steady at their last meeting and the market is watching closely for any signal on what comes next. That uncertainty is part of why mortgage rates have stayed in this range — and why locking in while things are calm actually makes a lot of sense.
    ◆ For anyone who's been renting and sitting on the fence — rents are going back up while home prices are softening. The gap between owning and renting is getting smaller every month. Worth a conversation.

    ]]>     Fri, 19 Jun 2026 14:59:15 +0000 Patrick Laraway Patrick Laraway 88 ◆ Rates are holding steady this week. The 30-year fixed is at 6.48% as of Tuesday, and Freddie Mac confirmed 6.47% this morning. Basically flat — and that means you can plan with confidence right now.
    ◆ Big story out of York County — a $1.5 billion life sciences project just got approved for Rock Hill. That's a massive economic win for the entire southern corridor. Projects like that drive housing demand for years.
    ◆ Here in Charlotte, active listings are up more than 20% compared to this time last year. The median list price has slipped to around $440K. More options, softer prices — it's as buyer-friendly as this market has been in a while.
    ◆ All eyes are on the Fed right now. They held rates steady at their last meeting and the market is watching closely for any signal on what comes next. That uncertainty is part of why mortgage rates have stayed in this range — and why locking in while things are calm actually makes a lot of sense.
    ◆ For anyone who's been renting and sitting on the fence — rents are going back up while home prices are softening. The gap between owning and renting is getting smaller every month. Worth a conversation.

    ]]>     ◆ Rates are holding steady this week. The 30-year fixed is at 6.48% as of Tuesday, and Freddie Mac confirmed 6.47% this morning. Basically flat — and that means you can plan with confidence right now. ◆ Big story out of York County — a $1.5 billion life sciences project just got approved for Rock Hill. That's a massive economic win for the entire southern corridor. Projects like that drive housing demand for years. ◆ Here in Charlotte, active listings are up more than 20% compared to this time last year. The median list price has slipped to around $440K. More options, softer prices — it's as buyer-friendly as this market has been in a while. ◆ All eyes are on the Fed right now. They held rates steady at their last meeting and the market is watching closely for any signal on what comes next. That uncertainty is part of why mortgage rates have stayed in this range — and why locking in while things are calm actually makes a lot of sense. ◆ For anyone who's been renting and sitting on the fence — rents are going back up while home prices are softening. The gap between owning and renting is getting smaller every month. Worth a conversation. No     June 17th 60 60 June 17th full d187f598-86a6-483e-8f5d-4af483f0c7fb https://share.transistor.fm/s/15c03cc1
  • ◆Rates easing — thirty year fixed at 6.448% as of June 15, down from 6.476% the week prior
  • ◆Sellers pulling listings at near-record rates — nearly 6% of homes withdrawn in April; Charlotte holding at 2.8 months supply
  • ◆Charlotte down payment assistance programs have funding available now for qualifying first-time buyers — DM Patrick for details
  • ◆Mecklenburg County adopted a $2.6 billion FY2027 budget — continued investment signals long-term property value support
  • ◆Pending sales rose for a sixth straight month nationally in May — buyers are showing up, momentum is building
  • ◆Charlotte ranked among top metros for inventory options — more choices, more negotiating room for buyers right now


    • ]]>
  • ◆Rates easing — thirty year fixed at 6.448% as of June 15, down from 6.476% the week prior
  • ◆Sellers pulling listings at near-record rates — nearly 6% of homes withdrawn in April; Charlotte holding at 2.8 months supply
  • ◆Charlotte down payment assistance programs have funding available now for qualifying first-time buyers — DM Patrick for details
  • ◆Mecklenburg County adopted a $2.6 billion FY2027 budget — continued investment signals long-term property value support
  • ◆Pending sales rose for a sixth straight month nationally in May — buyers are showing up, momentum is building
  • ◆Charlotte ranked among top metros for inventory options — more choices, more negotiating room for buyers right now


    • ]]>     Wed, 17 Jun 2026 14:16:20 +0000 Patrick Laraway Patrick Laraway 96
  • ◆Rates easing — thirty year fixed at 6.448% as of June 15, down from 6.476% the week prior
  • ◆Sellers pulling listings at near-record rates — nearly 6% of homes withdrawn in April; Charlotte holding at 2.8 months supply
  • ◆Charlotte down payment assistance programs have funding available now for qualifying first-time buyers — DM Patrick for details
  • ◆Mecklenburg County adopted a $2.6 billion FY2027 budget — continued investment signals long-term property value support
  • ◆Pending sales rose for a sixth straight month nationally in May — buyers are showing up, momentum is building
  • ◆Charlotte ranked among top metros for inventory options — more choices, more negotiating room for buyers right now


    • ]]>     ◆Rates easing — thirty year fixed at 6.448% as of June 15, down from 6.476% the week prior ◆Sellers pulling listings at near-record rates — nearly 6% of homes withdrawn in April; Charlotte holding at 2.8 months supply ◆Charlotte down payment assistance programs have funding available now for qualifying first-time buyers — DM Patrick for details ◆Mecklenburg County adopted a $2.6 billion FY2027 budget — continued investment signals long-term property value support ◆Pending sales rose for a sixth straight month nationally in May — buyers are showing up, momentum is building ◆Charlotte ranked among top metros for inventory options — more choices, more negotiating room for buyers right now No     June 15th - About 1 in 5 sellers cut their price in May 59 59 June 15th - About 1 in 5 sellers cut their price in May full 9fe9204c-2284-4b6d-ba21-b84c49099e66 https://share.transistor.fm/s/f8b93280 ◆Fed meeting today — rate hikes back on the table, rates holding in the low-to-mid sixes
    ◆Charlotte-area property taxes rising July 1 — budget accordingly
    ◆Inventory up roughly 10% year-over-year — more options, more negotiating room
    ◆About 1 in 5 sellers cut their price in May — buyer leverage is real
    ◆First-time buyers: affordability is tough but conditions improving vs. last year
    ◆SouthPark and Ballantyne retail tightening — commercial demand signaling neighborhood strength


    ]]>     ◆Fed meeting today — rate hikes back on the table, rates holding in the low-to-mid sixes
    ◆Charlotte-area property taxes rising July 1 — budget accordingly
    ◆Inventory up roughly 10% year-over-year — more options, more negotiating room
    ◆About 1 in 5 sellers cut their price in May — buyer leverage is real
    ◆First-time buyers: affordability is tough but conditions improving vs. last year
    ◆SouthPark and Ballantyne retail tightening — commercial demand signaling neighborhood strength


    ]]>     Mon, 15 Jun 2026 11:21:01 +0000 Patrick Laraway Patrick Laraway 70 ◆Fed meeting today — rate hikes back on the table, rates holding in the low-to-mid sixes
    ◆Charlotte-area property taxes rising July 1 — budget accordingly
    ◆Inventory up roughly 10% year-over-year — more options, more negotiating room
    ◆About 1 in 5 sellers cut their price in May — buyer leverage is real
    ◆First-time buyers: affordability is tough but conditions improving vs. last year
    ◆SouthPark and Ballantyne retail tightening — commercial demand signaling neighborhood strength


    ]]>     ◆Fed meeting today — rate hikes back on the table, rates holding in the low-to-mid sixes ◆Charlotte-area property taxes rising July 1 — budget accordingly ◆Inventory up roughly 10% year-over-year — more options, more negotiating room ◆About 1 in 5 sellers cut their price in May — buyer leverage is real ◆First-time buyers: affordability is tough but conditions improving vs. last year ◆SouthPark and Ballantyne retail tightening — commercial demand signaling neighborhood strength No     Week Update - June 13th 58 58 Week Update - June 13th full c09e2722-d437-4317-a00a-84d48fe6870f https://share.transistor.fm/s/b7207102
  • ◆Charlotte Market Pulse — Weekly Recap — June 9-13, 2026
  • ◆Mortgage Rates Held Steady This Week
  • ◆The 30-year fixed rate averaged right around 6.5% for the full week. Started at 6.52% on Monday, dipped slightly midweek, but closed the week holding strong. The Fed remains on pause — no cuts expected through the end of June.
  • ◆Top Market Stories That Moved Charlotte This Week
  • ◆Charlotte inventory jumped 10.8% from last year. New listings coming online. Pending sales climbed nearly 15%. The market is rebalancing. Charlotte home prices up 2.3% to a median of $435K — modest but steady gains.
  • ◆Neighborhood Watch: South Charlotte Leads
  • ◆SouthPark, Ballantyne, and Fort Mill are where the action is. Tree-lined SouthPark for the urban lifestyle. Ballantyne for families and schools. Fort Mill for growth and newer construction. These three neighborhoods captured the biggest share of buyer interest this week.
  • ◆The Luxury Market is Firing on All Cylinders
  • ◆Top 5% of Charlotte (homes over $1M) appreciated 11% year-over-year. That's five times faster than the overall market. High-end buyers and downsizers continue to drive demand in premium neighborhoods.
  • ◆Inflation Spikes Push Rates Higher
  • ◆Oil prices jumped this week on Iran tensions, pushing inflation expectations up. That pressure kept mortgage rates elevated in the 6.48 to 6.55% range. Energy and inflation remain the biggest wildcards.
  • ◆What to Watch Next Week
  • ◆Fed commentary on inflation and employment data. If CPI comes in hot on Wednesday, rates could drift higher. Treasury yields will be the real driver. Watch the 10-year — when it moves, rates follow.
  • ◆Weekly Takeaway for Buyers and Agents
  • ◆Buyers have leverage right now. Inventory is up, sellers are adjusting, and the urgency is gone. If you've been on the fence, conditions favor negotiation. For agents, this is a slower burn — but quality deals are closing. Pricing is settling in. Expect a balanced summer market.


    • ]]>
  • ◆Charlotte Market Pulse — Weekly Recap — June 9-13, 2026
  • ◆Mortgage Rates Held Steady This Week
  • ◆The 30-year fixed rate averaged right around 6.5% for the full week. Started at 6.52% on Monday, dipped slightly midweek, but closed the week holding strong. The Fed remains on pause — no cuts expected through the end of June.
  • ◆Top Market Stories That Moved Charlotte This Week
  • ◆Charlotte inventory jumped 10.8% from last year. New listings coming online. Pending sales climbed nearly 15%. The market is rebalancing. Charlotte home prices up 2.3% to a median of $435K — modest but steady gains.
  • ◆Neighborhood Watch: South Charlotte Leads
  • ◆SouthPark, Ballantyne, and Fort Mill are where the action is. Tree-lined SouthPark for the urban lifestyle. Ballantyne for families and schools. Fort Mill for growth and newer construction. These three neighborhoods captured the biggest share of buyer interest this week.
  • ◆The Luxury Market is Firing on All Cylinders
  • ◆Top 5% of Charlotte (homes over $1M) appreciated 11% year-over-year. That's five times faster than the overall market. High-end buyers and downsizers continue to drive demand in premium neighborhoods.
  • ◆Inflation Spikes Push Rates Higher
  • ◆Oil prices jumped this week on Iran tensions, pushing inflation expectations up. That pressure kept mortgage rates elevated in the 6.48 to 6.55% range. Energy and inflation remain the biggest wildcards.
  • ◆What to Watch Next Week
  • ◆Fed commentary on inflation and employment data. If CPI comes in hot on Wednesday, rates could drift higher. Treasury yields will be the real driver. Watch the 10-year — when it moves, rates follow.
  • ◆Weekly Takeaway for Buyers and Agents
  • ◆Buyers have leverage right now. Inventory is up, sellers are adjusting, and the urgency is gone. If you've been on the fence, conditions favor negotiation. For agents, this is a slower burn — but quality deals are closing. Pricing is settling in. Expect a balanced summer market.


    • ]]>     Fri, 12 Jun 2026 14:05:11 +0000 Patrick Laraway Patrick Laraway 57
  • ◆Charlotte Market Pulse — Weekly Recap — June 9-13, 2026
  • ◆Mortgage Rates Held Steady This Week
  • ◆The 30-year fixed rate averaged right around 6.5% for the full week. Started at 6.52% on Monday, dipped slightly midweek, but closed the week holding strong. The Fed remains on pause — no cuts expected through the end of June.
  • ◆Top Market Stories That Moved Charlotte This Week
  • ◆Charlotte inventory jumped 10.8% from last year. New listings coming online. Pending sales climbed nearly 15%. The market is rebalancing. Charlotte home prices up 2.3% to a median of $435K — modest but steady gains.
  • ◆Neighborhood Watch: South Charlotte Leads
  • ◆SouthPark, Ballantyne, and Fort Mill are where the action is. Tree-lined SouthPark for the urban lifestyle. Ballantyne for families and schools. Fort Mill for growth and newer construction. These three neighborhoods captured the biggest share of buyer interest this week.
  • ◆The Luxury Market is Firing on All Cylinders
  • ◆Top 5% of Charlotte (homes over $1M) appreciated 11% year-over-year. That's five times faster than the overall market. High-end buyers and downsizers continue to drive demand in premium neighborhoods.
  • ◆Inflation Spikes Push Rates Higher
  • ◆Oil prices jumped this week on Iran tensions, pushing inflation expectations up. That pressure kept mortgage rates elevated in the 6.48 to 6.55% range. Energy and inflation remain the biggest wildcards.
  • ◆What to Watch Next Week
  • ◆Fed commentary on inflation and employment data. If CPI comes in hot on Wednesday, rates could drift higher. Treasury yields will be the real driver. Watch the 10-year — when it moves, rates follow.
  • ◆Weekly Takeaway for Buyers and Agents
  • ◆Buyers have leverage right now. Inventory is up, sellers are adjusting, and the urgency is gone. If you've been on the fence, conditions favor negotiation. For agents, this is a slower burn — but quality deals are closing. Pricing is settling in. Expect a balanced summer market.


    • ]]>     ◆Charlotte Market Pulse — Weekly Recap — June 9-13, 2026 ◆Mortgage Rates Held Steady This Week ◆The 30-year fixed rate averaged right around 6.5% for the full week. Started at 6.52% on Monday, dipped slightly midweek, but closed the week holding strong. The Fed remains on pause — no cuts expected through the end of June. ◆Top Market Stories That Moved Charlotte This Week ◆Charlotte inventory jumped 10.8% from last year. New listings coming online. Pending sales climbed nearly 15%. The market is rebalancing. Charlotte home prices up 2.3% to a median of $435K — modest but steady gains. ◆Neighborhood Watch: South Charlotte Leads ◆SouthPark, Ballantyne, and Fort Mill are where the action is. Tree-lined SouthPark for the urban lifestyle. Ballantyne for families and schools. Fort Mill for growth and newer construction. These three neighborhoods captured the biggest share of buyer interest this week. ◆The Luxury Market is Firing on All Cylinders ◆Top 5% of Charlotte (homes over $1M) appreciated 11% year-over-year. That's five times faster than the overall market. High-end buyers and downsizers continue to drive demand in premium neighborhoods. ◆Inflation Spikes Push Rates Higher ◆Oil prices jumped this week on Iran tensions, pushing inflation expectations up. That pressure kept mortgage rates elevated in the 6.48 to 6.55% range. Energy and inflation remain the biggest wildcards. ◆What to Watch Next Week ◆Fed commentary on inflation and employment data. If CPI comes in hot on Wednesday, rates could drift higher. Treasury yields will be the real driver. Watch the 10-year — when it moves, rates follow. ◆Weekly Takeaway for Buyers and Agents ◆Buyers have leverage right now. Inventory is up, sellers are adjusting, and the urgency is gone. If you've been on the fence, conditions favor negotiation. For agents, this is a slower burn — but quality deals are closing. Pricing is settling in. Expect a balanced summer market. No     June 10th! 57 57 June 10th! full 00e383fe-f1fb-4ba5-b8f1-7a061a664c67 https://share.transistor.fm/s/81fccebe Wed, 10 Jun 2026 14:11:06 +0000 Patrick Laraway Patrick Laraway 91 Mortgage news, real estate, Charlotte NC, Development, home buyers. No June 8th 56 56 June 8th full ec9cc421-6ef4-488a-bf3e-98710c5666fc https://share.transistor.fm/s/2f2d12a6
  • FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.
  • SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.
  • Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.
  • First‑time buyers are only about 21% of the market, well below the historic 40% norm.
  • The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.


    • ]]>
  • FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.
  • SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.
  • Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.
  • First‑time buyers are only about 21% of the market, well below the historic 40% norm.
  • The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.


    • ]]>     Mon, 08 Jun 2026 11:25:58 +0000 Patrick Laraway Patrick Laraway 103
  • FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.
  • SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.
  • Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.
  • First‑time buyers are only about 21% of the market, well below the historic 40% norm.
  • The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.


    • ]]>     FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%. SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month. Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns. First‑time buyers are only about 21% of the market, well below the historic 40% norm. The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing. No     Week of June 5th 55 55 Week of June 5th full 35bfa350-4b30-496d-a598-b6de069f1685 https://share.transistor.fm/s/9f27daf4
  • 30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.
  • MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.
  • Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.
  • Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.
  • Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.
  • National inventory slipped slightly year over year, reinforcing that supply remains tight.


    • ]]>
  • 30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.
  • MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.
  • Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.
  • Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.
  • Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.
  • National inventory slipped slightly year over year, reinforcing that supply remains tight.


    • ]]>     Fri, 05 Jun 2026 10:47:44 +0000 Patrick Laraway Patrick Laraway 228
  • 30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.
  • MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.
  • Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.
  • Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.
  • Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.
  • National inventory slipped slightly year over year, reinforcing that supply remains tight.


    • ]]>     30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines. MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year. Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply. Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development. Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail. Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices. National inventory slipped slightly year over year, reinforcing that supply remains tight. No     June 3rd 54 54 June 3rd full a128e711-f300-4183-b0ef-944d71328fcf https://share.transistor.fm/s/0203a638
  • FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.
  • Refi activity is cooling as homeowners hesitate to time rates.
    A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.
    Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.

  • Economists expect slower home price growth over the next decade, keeping affordability in focus.



    • ]]>
  • FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.
  • Refi activity is cooling as homeowners hesitate to time rates.
    A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.
    Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.

  • Economists expect slower home price growth over the next decade, keeping affordability in focus.



    • ]]>     Wed, 03 Jun 2026 14:57:40 +0000 Patrick Laraway Patrick Laraway 113
  • FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.
  • Refi activity is cooling as homeowners hesitate to time rates.
    A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.
    Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.

  • Economists expect slower home price growth over the next decade, keeping affordability in focus.



    • ]]>     FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year. Refi activity is cooling as homeowners hesitate to time rates. A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park. Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects. Economists expect slower home price growth over the next decade, keeping affordability in focus. No     June 1st 53 53 June 1st full 337271d9-9973-403e-a0f1-5843def5c68a https://share.transistor.fm/s/41351ef2
  • Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.
  • A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.
  • The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.
  • Rising credit card and auto delinquencies are adding cost pressure for many households.
  • The Fed is debating new inflation measures, which could influence the timing of future rate cuts.


    • ]]>
  • Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.
  • A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.
  • The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.
  • Rising credit card and auto delinquencies are adding cost pressure for many households.
  • The Fed is debating new inflation measures, which could influence the timing of future rate cuts.


    • ]]>     Mon, 01 Jun 2026 15:03:30 +0000 Patrick Laraway Patrick Laraway 117
  • Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.
  • A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.
  • The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.
  • Rising credit card and auto delinquencies are adding cost pressure for many households.
  • The Fed is debating new inflation measures, which could influence the timing of future rate cuts.


    • ]]>     Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%. A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop. The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan. Rising credit card and auto delinquencies are adding cost pressure for many households. The Fed is debating new inflation measures, which could influence the timing of future rate cuts. No     Weekly Recap May 29th 52 52 Weekly Recap May 29th full 7e1034a9-0386-45d9-a0cb-bdfbb9434738 https://share.transistor.fm/s/11a5b5d2
  • 30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft
  • Mortgage applications fell again as refinancing activity cooled
  • California moved to tighten its starter-home law to reduce local zoning workarounds
  • Charlotte’s River District advanced plans for 158 new townhome rentals
  • Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown
  • Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes


    • ]]>
  • 30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft
  • Mortgage applications fell again as refinancing activity cooled
  • California moved to tighten its starter-home law to reduce local zoning workarounds
  • Charlotte’s River District advanced plans for 158 new townhome rentals
  • Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown
  • Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes


    • ]]>     Fri, 29 May 2026 14:45:02 +0000 Patrick Laraway Patrick Laraway 223
  • 30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft
  • Mortgage applications fell again as refinancing activity cooled
  • California moved to tighten its starter-home law to reduce local zoning workarounds
  • Charlotte’s River District advanced plans for 158 new townhome rentals
  • Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown
  • Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes


    • ]]>     30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft Mortgage applications fell again as refinancing activity cooled California moved to tighten its starter-home law to reduce local zoning workarounds Charlotte’s River District advanced plans for 158 new townhome rentals Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes No     May 27th - Rates Rates Oil 51 51 May 27th - Rates Rates Oil full 21dce706-2cc3-424f-a73d-03ee2fc56cb5 https://share.transistor.fm/s/277f51ac
  • Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.
  • Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.
  • New green card policy proposal could slow immigration-driven housing demand in some markets.
  • Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.
  • Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.


    • ]]>
  • Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.
  • Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.
  • New green card policy proposal could slow immigration-driven housing demand in some markets.
  • Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.
  • Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.


    • ]]>     Wed, 27 May 2026 13:27:43 +0000 Patrick Laraway Patrick Laraway 107
  • Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.
  • Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.
  • New green card policy proposal could slow immigration-driven housing demand in some markets.
  • Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.
  • Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.


    • ]]>     Charlotte North Carolina Real Estate affordability Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists. Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling. New green card policy proposal could slow immigration-driven housing demand in some markets. Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space. Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty. No     Week of May 22nd 50 50 Week of May 22nd full da19ca1e-04b9-4069-a632-d7784bee77b8 https://share.transistor.fm/s/2affbedb
  • 30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.
  • MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.
  • ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.
  • A national trend is emerging of parents helping adult children buy homes as affordability stays tight.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.
  • Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.


    • ]]>
  • 30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.
  • MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.
  • ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.
  • A national trend is emerging of parents helping adult children buy homes as affordability stays tight.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.
  • Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.


    • ]]>     Fri, 22 May 2026 13:30:02 +0000 Patrick Laraway Patrick Laraway 225
  • 30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.
  • MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.
  • ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.
  • A national trend is emerging of parents helping adult children buy homes as affordability stays tight.
  • Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.
  • Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.


    • ]]>     30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines. MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range. ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments. A national trend is emerging of parents helping adult children buy homes as affordability stays tight. Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor. Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project. No     May 20th/21st 49 49 May 20th/21st full c115386e-0998-4fdf-af78-4cd93474cf0c https://share.transistor.fm/s/4ac06e31
  • Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.
  • HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.
  • The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.
  • Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.
  • Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.
  • Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.


    • ]]>
  • Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.
  • HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.
  • The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.
  • Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.
  • Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.
  • Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.


    • ]]>     Thu, 21 May 2026 11:07:07 +0000 Patrick Laraway Patrick Laraway 97
  • Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.
  • HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.
  • The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.
  • Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.
  • Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.
  • Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.


    • ]]>     Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields. HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement. The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next. Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project. Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail. Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space. No     May 18th - Rates on the Move! 48 48 May 18th - Rates on the Move! full dd2dc07e-7fd2-4eb9-b67f-bf530fb8879f https://share.transistor.fm/s/a56402e6
  • HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.
  • CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.
  • The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.
  • I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.
  • East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.
  • A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.


    • ]]>
  • HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.
  • CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.
  • The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.
  • I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.
  • East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.
  • A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.


    • ]]>     Mon, 18 May 2026 12:34:18 +0000 Patrick Laraway Patrick Laraway 105
  • HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%.
  • CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance.
  • The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data.
  • I‑77 South toll‑lane plans face continued pushback and a City Council request for more review.
  • East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns.
  • A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord.


    • ]]>     HousingWire says the 10‑year Treasury yield is pushing 30‑year fixed rates up around 6.7%. CNBC reports escrow shortages are projected for about two‑thirds of accounts, averaging roughly $2,100, driven by taxes and insurance. The Fed’s 12 voting officials meet this week, keeping rate expectations tied to upcoming inflation and growth data. I‑77 South toll‑lane plans face continued pushback and a City Council request for more review. East Charlotte is considering a 150‑day moratorium on a proposed 58‑acre data center amid resource concerns. A Hendrick Motorsports entity signed a four‑year lease for warehouse space in Concord. No     Weekly Update May 15th 47 47 Weekly Update May 15th full b283cc7e-aa04-4415-ac09-2395d0231624 https://share.transistor.fm/s/5e734f6c Highlights this week:

    • 30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter
    • MBA data showed mortgage applications up 1.7% with purchase activity rising 4%
    • Existing-home sales were flat in April, underscoring a slower spring market
    • Inventory continues to edge higher while listing prices run below last year’s levels
    • Charlotte approved $26.4M for affordable housing projects targeting 816 homes
    • City leaders are debating a temporary pause on new data center construction to address utility impacts
    ]]>     Highlights this week:

    • 30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter
    • MBA data showed mortgage applications up 1.7% with purchase activity rising 4%
    • Existing-home sales were flat in April, underscoring a slower spring market
    • Inventory continues to edge higher while listing prices run below last year’s levels
    • Charlotte approved $26.4M for affordable housing projects targeting 816 homes
    • City leaders are debating a temporary pause on new data center construction to address utility impacts
    ]]>     Fri, 15 May 2026 11:48:54 +0000 Patrick Laraway Patrick Laraway 275 Highlights this week:

    • 30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter
    • MBA data showed mortgage applications up 1.7% with purchase activity rising 4%
    • Existing-home sales were flat in April, underscoring a slower spring market
    • Inventory continues to edge higher while listing prices run below last year’s levels
    • Charlotte approved $26.4M for affordable housing projects targeting 816 homes
    • City leaders are debating a temporary pause on new data center construction to address utility impacts
    ]]>     Highlights this week: 30-year fixed rates pushed to six-week highs around the mid‑6% range as inflation data ran hotter MBA data showed mortgage applications up 1.7% with purchase activity rising 4% Existing-home sales were flat in April, underscoring a slower spring market Inventory continues to edge higher while listing prices run below last year’s levels Charlotte approved $26.4M for affordable housing projects targeting 816 homes City leaders are debating a temporary pause on new data center construction to address utility impacts No     May 13th 46 46 May 13th full be99ee4e-2ae1-4da5-8a32-9fd8cf0da3e6 https://share.transistor.fm/s/12da63cf
  • - 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.
  • - Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.
  • - A major Senate housing bill targets supply and affordability, but still needs a House vote.
  • - Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.
  • - Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.


    • ]]>
  • - 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.
  • - Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.
  • - A major Senate housing bill targets supply and affordability, but still needs a House vote.
  • - Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.
  • - Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.


    • ]]>     Wed, 13 May 2026 15:50:41 +0000 Patrick Laraway Patrick Laraway 140
  • - 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center.
  • - Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market.
  • - A major Senate housing bill targets supply and affordability, but still needs a House vote.
  • - Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line.
  • - Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s.


    • ]]>     - 30-year fixed mortgage rates moved higher again today, keeping affordability pressure front and center. - Zillow’s April data shows listings outpacing sales, giving buyers more inventory and longer days on market. - A major Senate housing bill targets supply and affordability, but still needs a House vote. - Flournoy broke ground on the 318-unit Declan Huntersville apartments near the planned Lynx Red Line. - Davidson Homes is launching four Charlotte-area communities with single-family and townhome plans in the $400s. No     May 11th 45 45 May 11th full 424c81d3-eebe-40b5-9762-e4867b7d15fa https://share.transistor.fm/s/fff6b3bf
  • Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.
  • Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.
  • Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.
  • Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.
  • Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.


    • ]]>
  • Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.
  • Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.
  • Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.
  • Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.
  • Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.


    • ]]>     Mon, 11 May 2026 11:10:28 +0000 Patrick Laraway Patrick Laraway 167
  • Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days.
  • Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year.
  • Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases.
  • Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space.
  • Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space.


    • ]]>     Mortgage outlook keeps 30-year fixed rates in the 6.3%–6.5% range for the next 90 days. Nationally, March showed ~600K more sellers than buyers as demand fell about 10% year over year. Congress is advancing a bipartisan housing bill focused on boosting supply and curbing large institutional investor purchases. Huntersville approved a 12-acre Lake Norman mixed-use project with 250+ homes and 11,500 sq. ft. of commercial space. Station South, a Red Line–oriented project, plans 278 apartments, 70 townhomes, retail, and public green space. No     Weekly Update May 8th 44 44 Weekly Update May 8th full 82e47b8f-1d9f-42ae-86d4-e84ceae4f747 https://share.transistor.fm/s/279ee5ec Highlights this week:

    • 30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.
    • Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.
    • Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.
    • Atlanta developer bought 39 acres in east Charlotte for a new townhome community.
    • Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.
    • Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.
    ]]>     Highlights this week:

    • 30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.
    • Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.
    • Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.
    • Atlanta developer bought 39 acres in east Charlotte for a new townhome community.
    • Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.
    • Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.
    ]]>     Fri, 08 May 2026 10:36:44 +0000 Patrick Laraway Patrick Laraway 262 Highlights this week:

    • 30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased.
    • Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets.
    • Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption.
    • Atlanta developer bought 39 acres in east Charlotte for a new townhome community.
    • Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown.
    • Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units.
    ]]>     Highlights this week: 30‑year fixed hovered near 6.3% early week, jumped to ~6.5%, then calmed as geopolitical headlines eased. Realtor.com’s spring ranking shows inventory up and value shifting toward Midwest and mid‑Atlantic markets. Florida’s Infill Redevelopment Act would allow housing on idle golf courses, signaling stronger state zoning preemption. Atlanta developer bought 39 acres in east Charlotte for a new townhome community. Fallon Co. secured $100.5M for the 329‑unit Twelve03 mixed‑income project near South End/Uptown. Charlotte’s apartment pipeline is growing across Uptown, Midtown, Dilworth, and SouthPark, adding hundreds of units. No     May 6th 43 43 May 6th full d1337516-6389-406f-8a37-67fda4ea9420 https://share.transistor.fm/s/c678a303 - Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.

    - New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.

    - Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.

    - City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.

    - Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.

    - Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.


    ]]>     - Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.

    - New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.

    - Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.

    - City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.

    - Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.

    - Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.


    ]]>     Wed, 06 May 2026 14:32:23 +0000 Patrick Laraway Patrick Laraway 157 - Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%.

    - New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month.

    - Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1.

    - City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work.

    - Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers.

    - Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming.


    ]]>     - Mortgage rates inched up: 30-year fixed at 6.38%, 15-year at 5.74%. - New U.S. listings rose 8.7% in April; median listing prices fell for a sixth straight month. - Charlotte budget proposal includes a 1.89-cent property tax increase plus utility fee hikes starting July 1. - City leaders are seeking a record $125M affordable housing bond to fund new units and anti-displacement work. - Mecklenburg County plans 100–300 units at the former Smith School site, with 20% reserved for teachers. - Stono Group bought a Matthews industrial portfolio for $6.8M and says more Charlotte deals are coming. No     May 4th 42 42 May 4th full 87a291b9-e20e-4d33-9b83-585c0a4eb4c3 https://share.transistor.fm/s/e9bdfb19
  • 30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.
  • Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.
  • Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.
  • Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.
  • Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.


    • ]]>
  • 30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.
  • Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.
  • Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.
  • Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.
  • Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.


    • ]]>     Mon, 04 May 2026 13:21:55 +0000 Patrick Laraway Patrick Laraway 141
  • 30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week.
  • Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers.
  • Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes.
  • Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking.
  • Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027.


    • ]]>     30-year fixed mortgage rates sit near 6.31% with modest upticks, while applications slipped 1.6% week over week. Consumer sentiment hit a record low of 47.6, reinforcing affordability pressure and recession caution for buyers. Wedgewood entered federal lobbying as Congress debates limits on large investor purchases of single-family homes. Jackson-Shaw is planning an 885,000-square-foot industrial complex in Mooresville along I-77, targeting a 2026 groundbreaking. Middleburg acquired 14.3 acres near Northlake Mall to build roughly 312 new apartment and townhome units by 2027. No     May 1 Weekly Recap 41 41 May 1 Weekly Recap full dd3370d4-1d9a-480f-bcb7-a45e7e111d87 https://share.transistor.fm/s/b104004c
  • 30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.
  • MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.
  • HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.
  • North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.
  • Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.
  • Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth


    • ]]>
  • 30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.
  • MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.
  • HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.
  • North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.
  • Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.
  • Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth


    • ]]>     Fri, 01 May 2026 12:26:52 +0000 Patrick Laraway Patrick Laraway 261
  • 30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range.
  • MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year.
  • HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy.
  • North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs.
  • Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel.
  • Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth


    • ]]>     30-year fixed mortgage rates climbed to a two-week high, hovering in the mid‑6% range. MBA data showed total applications down 1.6%, but purchase demand rose 1% and is 21% above last year. HousingWire says the national market feels like 2017 as inventory and new listings climb and absorption stays healthy. North Carolina’s HB 1056 proposes an investor cap, by-right zoning in commercial areas, and $120M for housing programs. Riverside and Singerman outlined a $200M redevelopment at 301 South Tryon with 275 apartments and a 200-room hotel. Google’s Rowan County supply‑chain hub and Keith Corp.’s 1.7M‑sf industrial project signal continued regional growth No     April 29th 40 40 April 29th full 3bada94a-32c5-45f1-8003-fb19b296652b https://share.transistor.fm/s/09ed2beb
  • 30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.
  • First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.
  • Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.
  • Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.
  • Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.


    • ]]>
  • 30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.
  • First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.
  • Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.
  • Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.
  • Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.


    • ]]>     Wed, 29 Apr 2026 12:13:46 +0000 Patrick Laraway Patrick Laraway 119
  • 30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher.
  • First American reports affordability improved across all top 100 U.S. markets, up 11% year over year.
  • Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch.
  • Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South.
  • Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.


    • ]]>     30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher. First American reports affordability improved across all top 100 U.S. markets, up 11% year over year. Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch. Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South. Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77.30-year fixed mortgage rate is about 6.26% today; 15-year fixed around 5.59%, with applications ticking higher. First American reports affordability improved across all top 100 U.S. markets, up 11% year over year. Colorado cities sued the state over housing-law compliance rules tied to grant funding, a policy signal to watch. Fallon Co. secured financing to break ground on a 329-unit multifamily project in Dilworth’s Centre South. Atrium Health bought 10 acres in Fort Mill, expanding holdings for a planned $450M hospital near I-77. No     April 27th 39 39 April 27th full 4844e184-eb30-472d-a9fc-a93176b732c9 https://share.transistor.fm/s/5d001afc
  • 30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.
  • Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.
  • Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.
  • Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.
  • Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.


    • ]]>
  • 30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.
  • Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.
  • Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.
  • Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.
  • Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.


    • ]]>     Mon, 27 Apr 2026 12:50:30 +0000 Patrick Laraway Patrick Laraway 184
  • 30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers.
  • Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800.
  • Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years.
  • Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components.
  • Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth.


    • ]]>     30-year fixed mortgage rates edged up to ~6.28% while 15-year rates dipped to ~5.55%, keeping payment sensitivity high for buyers. Existing home sales fell 3.6% in March; prices still rising due to tight inventory, with median price around $408,800. Virginia passed a law letting churches build affordable housing by right if 60% of units stay affordable for 30 years. Uptown Charlotte office towers are trading hands at discounts and shifting toward mixed-use conversions with residential components. Sheetz plans a new Concord location near Weddington Road, moving the chain closer to Uptown and signaling continued I-85 corridor growth. No     Weekly Update April 24th 38 38 Weekly Update April 24th full c44f0f44-27a3-488d-9302-5c7e5f766e42 https://share.transistor.fm/s/2896fb7f
  • Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.
  • HousingWire: best‑execution rates near 6.30% as volatility lingers.
  • HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.
  • WSJ: move‑in‑ready homes are still selling fast in a slower market.
  • East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.
  • Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.
  • Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.


    • ]]>
  • Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.
  • HousingWire: best‑execution rates near 6.30% as volatility lingers.
  • HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.
  • WSJ: move‑in‑ready homes are still selling fast in a slower market.
  • East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.
  • Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.
  • Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.


    • ]]>     Fri, 24 Apr 2026 13:03:55 +0000 Patrick Laraway Patrick Laraway 314
  • Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%.
  • HousingWire: best‑execution rates near 6.30% as volatility lingers.
  • HousingWire tracker: pending home sales ~73,241 with inventory around 743,006.
  • WSJ: move‑in‑ready homes are still selling fast in a slower market.
  • East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek.
  • Charlotte council approves rezonings for ~160 townhomes despite traffic concerns.
  • Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms.


    • ]]>     Mortgage News Daily: 30‑year fixed around 6.42%, applications up 1.8%, refis up 5%. HousingWire: best‑execution rates near 6.30% as volatility lingers. HousingWire tracker: pending home sales ~73,241 with inventory around 743,006. WSJ: move‑in‑ready homes are still selling fast in a slower market. East Charlotte data‑center rezoning draws neighborhood pushback near Reedy Creek. Charlotte council approves rezonings for ~160 townhomes despite traffic concerns. Uptown office tower conversion proposed for ~599 apartments and ~200 hotel rooms. No     April 22nd 37 37 April 22nd full 35f6cb94-06c2-4077-aa7f-829a0222aebb https://share.transistor.fm/s/624d7551 Apologies, missed the 20th -> too busy running the 130th Boston Marathon! 

    • 30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.
    • Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.
    • Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.
    • Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.
    • Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.
    ]]>     Apologies, missed the 20th -> too busy running the 130th Boston Marathon! 

    • 30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.
    • Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.
    • Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.
    • Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.
    • Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.
    ]]>     Wed, 22 Apr 2026 13:11:52 +0000 Patrick Laraway Patrick Laraway 143 Apologies, missed the 20th -> too busy running the 130th Boston Marathon! 

    • 30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%.
    • Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates.
    • Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply.
    • Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline.
    • Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services.
    ]]>     30-year fixed rates eased to about 6.30%, with refi activity up roughly 5% and total mortgage applications up 1.8%. Buyers are delaying purchases: a BMO survey shows many aiming for “forever homes” around age 40 and waiting for lower rates. Proposed “Freedom to Build” legislation would reward communities that ease construction rules to boost housing supply. Kolter Multifamily launched a Carolinas operation, signaling more Charlotte-area apartment development in the pipeline. Dilworth’s former Alpine Ski Center site is slated for mixed-use redevelopment with restaurant and professional services. No     April 17th Weekly Recap 36 36 April 17th Weekly Recap full 2d0b8045-67af-4e6f-9be5-1b6467a565e4 https://share.transistor.fm/s/6d5a5bce
  • Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week
    • Market forces are balanced between easing inflation and global uncertainty
    • National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum
    • “Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros
    • Spring demand remains soft; mortgage applications up mostly from refinances
    • Pending sales still below last year as buyers wait for clearer signals
    • Existing home sales dropped to a nine‑month low with tight inventory
    • Median prices remain elevated nationally, but sales volume is constrained
    • Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply
    • Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback
    • University City: former Centene campus redeveloping into 561 apartments + 16 townhomes
    • Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing



    • ]]>
  • Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week
    • Market forces are balanced between easing inflation and global uncertainty
    • National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum
    • “Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros
    • Spring demand remains soft; mortgage applications up mostly from refinances
    • Pending sales still below last year as buyers wait for clearer signals
    • Existing home sales dropped to a nine‑month low with tight inventory
    • Median prices remain elevated nationally, but sales volume is constrained
    • Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply
    • Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback
    • University City: former Centene campus redeveloping into 561 apartments + 16 townhomes
    • Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing



    • ]]>     Fri, 17 Apr 2026 15:20:06 +0000 Patrick Laraway Patrick Laraway 316
  • Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week
    • Market forces are balanced between easing inflation and global uncertainty
    • National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum
    • “Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros
    • Spring demand remains soft; mortgage applications up mostly from refinances
    • Pending sales still below last year as buyers wait for clearer signals
    • Existing home sales dropped to a nine‑month low with tight inventory
    • Median prices remain elevated nationally, but sales volume is constrained
    • Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply
    • Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback
    • University City: former Centene campus redeveloping into 561 apartments + 16 townhomes
    • Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing



    • ]]>     Mortgage rates are holding in the mid‑6% range with mostly flat expectations this week Market forces are balanced between easing inflation and global uncertainty National housing is shifting: Sun Belt prices cooling while Rust Belt gains momentum “Affordability economy” is driving buyer behavior toward more stable, lower‑cost metros Spring demand remains soft; mortgage applications up mostly from refinances Pending sales still below last year as buyers wait for clearer signals Existing home sales dropped to a nine‑month low with tight inventory Median prices remain elevated nationally, but sales volume is constrained Policy update: “Freedom to Build Act” aims to incentivize zoning reform and add supply Lake Norman: proposed $20M Sam Furr Road Inn faces neighborhood pushback University City: former Centene campus redeveloping into 561 apartments + 16 townhomes Davidson: Summit Farms farm‑to‑table village underway with retail, dining, and housing No     April 15th 35 35 April 15th full 065aa162-1365-48b7-9540-8fac2b248ba9 https://share.transistor.fm/s/0eb1d047
  • 30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.
  • Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.
  • NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.
  • Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.
  • Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.
  • Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.


    • ]]>
  • 30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.
  • Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.
  • NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.
  • Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.
  • Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.
  • Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.


    • ]]>     Wed, 15 Apr 2026 15:24:05 +0000 Patrick Laraway Patrick Laraway 121
  • 30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%.
  • Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive.
  • NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%.
  • Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding.
  • Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment.
  • Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint.


    • ]]>     30-year fixed mortgage rate averages 6.279% today; 15-year fixed is 5.689%. Mortgage applications fell about 0.8% last week as buyers stay rate-sensitive. NAR economist Lawrence Yun cut 2026 home sales growth forecast from 14% to 4%. Charlotte and Mecklenburg leaders oppose a state property tax cap that could affect school and city funding. Charlotte City Club was acquired by Dallas-based BNG Hospitality, signaling fresh uptown investment. Allspring plans to acquire GIA Partners’ credit team, expanding Charlotte’s finance footprint. No     April 13th 34 34 April 13th full 65af3c7e-dcf6-486b-8180-912c641d739f https://share.transistor.fm/s/c93f67d4
  • National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.
  • Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.
  • Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.
  • Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.
  • Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl


    • ]]>
  • National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.
  • Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.
  • Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.
  • Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.
  • Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl


    • ]]>     Mon, 13 Apr 2026 13:38:05 +0000 Patrick Laraway Patrick Laraway 145
  • National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans.
  • Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady.
  • Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization.
  • Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region.
  • Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl


    • ]]>     National 30-year fixed mortgage rates are around 6.28% with 15-year near 5.56%, showing slight week-over-week easing for conventional loans. Rising federal debt could keep mortgage and construction financing costs elevated, limiting affordability relief even if the Fed holds steady. Community bankers support targeted housing policy reforms but want clarity on small-balance loan incentives and credit-score modernization. Conservation groups protected 150 acres of rare habitat near Lake Norman, signaling continued land-use pressure in the region. Charlotte’s economic development momentum is being driven by major corporate expansions, the airport’s draw, and projects like Corridors of Opportunity and The Pearl No     4/10 Weekly Update 33 33 4/10 Weekly Update full 7bdd1300-7a51-43a9-abce-02311c6b493b https://share.transistor.fm/s/dbe83405 - 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.

    - March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.

    - Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.

    - Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.

    - Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    ]]>     - 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.

    - March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.

    - Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.

    - Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.

    - Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    ]]>     Fri, 10 Apr 2026 14:35:09 +0000 Patrick Laraway Patrick Laraway 260 - 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.

    - March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.

    - Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.

    - Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.

    - Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    ]]>     - 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%. - March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes. - Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land. - Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms. - Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements. No     April 8th 32 32 April 8th full f7703f24-05db-47c8-93cf-f0444ce2e7c6 https://share.transistor.fm/s/6f7c4560
  • 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.
  • March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.
  • Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.
  • Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.
  • Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    • ]]>
  • 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.
  • March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.
  • Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.
  • Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.
  • Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    • ]]>     Wed, 08 Apr 2026 13:45:49 +0000 Patrick Laraway Patrick Laraway 148
  • 30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%.
  • March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes.
  • Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land.
  • Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms.
  • Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements.


    • ]]>     30-year fixed mortgage rates eased to about 6.33% today, with 15-year rates around 5.69%. March housing data showed the second-highest pending listings total since August 2022 and inventory over one million homes. Bipartisan statehouse efforts are pushing for more housing supply via manufactured homes, ADUs, and church-owned land. Uptown’s former Wachovia Center is being converted into a mixed-use project with 399 apartments and 200 hotel rooms. Lake Norman’s Gabriel Farms won approval for 218 townhomes with promised traffic improvements. No     April 6th 31 31 April 6th full cbaddcb7-46ff-4d8f-92c0-436fb7a613b1 https://share.transistor.fm/s/6bc84e7c
  • 30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.
  • ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.
  • U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.
  • Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.
  • Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.
  • A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.


    • ]]>
  • 30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.
  • ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.
  • U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.
  • Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.
  • Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.
  • A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.


    • ]]>     Mon, 06 Apr 2026 15:00:56 +0000 Patrick Laraway Patrick Laraway 132
  • 30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%.
  • ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound.
  • U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms.
  • Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates.
  • Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City.
  • A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing.


    • ]]>     30-year fixed mortgage rates are holding near 6.34%, with 15-year around 5.63%. ICE reports affordability improved year over year in 99 of 100 major markets despite a recent rate rebound. U.S. housing inventory is up about 8% year over year, but still below pre‑pandemic norms. Mecklenburg County is reassessing plans for three new community resource centers amid cost and usage debates. Flournoy plans 561 apartments and 16 townhomes on the former Centene campus in University City. A Lake Norman luxury estate cut its list price by $1M after seven months, signaling softer high‑end pricing. No     Corrected Weekly Update 30 30 Corrected Weekly Update full 1e5adfb4-e8e9-41f7-8978-b20fddf692f3 https://share.transistor.fm/s/6b88835f
  • - Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.
  • - Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.
  • - Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.
  • - Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.
  • - Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.


    • ]]>
  • - Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.
  • - Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.
  • - Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.
  • - Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.
  • - Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.


    • ]]>     Sat, 04 Apr 2026 14:30:46 +0000 Patrick Laraway Patrick Laraway 249
  • - Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields.
  • - Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction.
  • - Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite.
  • - Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand.
  • - Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment.


    • ]]>     - Mortgage rates holding in the mid‑6% range (around 6.55%) as inflation and energy costs keep pressure on yields. - Japanese homebuilders are rapidly expanding in the U.S., now poised to control roughly 6% of domestic construction. - Labor Department proposal could ease 401(k) access to alternative investments, potentially shifting household risk appetite. - Corning and Meta’s $6B Hickory expansion adds ~1,000 jobs, reinforcing regional housing demand. - Trident Strategic Partners seeks rezoning of a 19‑acre South End industrial site for a major mixed‑use redevelopment. No     Weekly Update - April 3rd 29 29 Weekly Update - April 3rd full 4241636b-5bc2-4be7-a876-ebf7e31b83a2 https://share.transistor.fm/s/9694cf73
  • **Mortgage rates snapshot (Money.com)**
    Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.
  • **Rates + global risk (NYTimes)**
    Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.
  • **National demand & inventory (HousingWire)**
    Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.
  • **Policy & affordability (CNBC)**
    Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.
  • **Cornelius rezoning pushback (WCNC)**
    Residents oppose a proposed 45‑room hotel near Mayes Rd & Sam Furr Rd; community meeting set for Apr 7.
  • **East Charlotte data center fight (Charlotte Observer)**
    Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.
  • **South End mixed‑use pipeline (Charlotte Business Journal)**
    Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.


    • ]]>
  • **Mortgage rates snapshot (Money.com)**
    Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.
  • **Rates + global risk (NYTimes)**
    Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.
  • **National demand & inventory (HousingWire)**
    Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.
  • **Policy & affordability (CNBC)**
    Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.
  • **Cornelius rezoning pushback (WCNC)**
    Residents oppose a proposed 45‑room hotel near Mayes Rd & Sam Furr Rd; community meeting set for Apr 7.
  • **East Charlotte data center fight (Charlotte Observer)**
    Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.
  • **South End mixed‑use pipeline (Charlotte Business Journal)**
    Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.


    • ]]>     Fri, 03 Apr 2026 15:08:38 +0000 Patrick Laraway Patrick Laraway 249
  • **Mortgage rates snapshot (Money.com)**
    Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure.
  • **Rates + global risk (NYTimes)**
    Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure.
  • **National demand & inventory (HousingWire)**
    Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth.
  • **Policy & affordability (CNBC)**
    Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes.
  • **Cornelius rezoning pushback (WCNC)**
    Residents oppose a proposed 45‑room hotel near Mayes Rd & Sam Furr Rd; community meeting set for Apr 7.
  • **East Charlotte data center fight (Charlotte Observer)**
    Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18.
  • **South End mixed‑use pipeline (Charlotte Business Journal)**
    Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan.


    • ]]>     **Mortgage rates snapshot (Money.com)** Freddie Mac’s 30‑year fixed average ~6.46% for the week ending Apr 2, with daily rates still in the upper‑6s. Rates remain volatile and tied to geopolitical pressure. **Rates + global risk (NYTimes)** Mortgage rates rose for the 5th straight week as global uncertainty (Iran conflict) pushed Treasury yields higher—key driver behind affordability pressure. **National demand & inventory (HousingWire)** Purchase applications still up YoY even with rates near yearly highs; inventory climbed to ~713k homes, pointing to more selection and slower price growth. **Policy & affordability (CNBC)** Senate’s 21st Century ROAD to Housing Act highlights supply‑side reforms and debate over banning institutional investors from buying single‑family homes. **Cornelius rezoning pushback (WCNC)** Residents oppose a proposed 45‑room hotel near Mayes Rd & Sam Furr Rd; community meeting set for Apr 7. **East Charlotte data center fight (Charlotte Observer)** Rezoning request for 58 acres near Reedy Creek Preserve has drawn 3,100+ signatures in opposition; public hearing Apr 20, Council vote May 18. **South End mixed‑use pipeline (Charlotte Business Journal)** Trident Strategic Partners filed to rezone a 19‑acre former industrial site near the Iron District; cleanup underway ahead of a multi‑phase mixed‑use plan. No     April 1st 28 28 April 1st full 6d2482de-f2fa-483a-926a-26e6d3e8752b https://share.transistor.fm/s/04327b20
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  •  Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished


    • ]]>
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  •  Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished


    • ]]>     Wed, 01 Apr 2026 14:39:38 +0000 Patrick Laraway Patrick Laraway 133
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  •  Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • A 12,000-sq-ft Cornelius Lake Norman estate re-listed at $14.5M, over $4M below its 2024 ask, and is being sold furnished


    • ]]>     - 30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%. - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates. - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA. - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site. - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished No     March 30th 27 27 March 30th full 2b67deda-d492-44df-bb65-7e094f9c15a9 https://share.transistor.fm/s/1b557acf
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  • - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.


    • ]]>
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  • - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.


    • ]]>     Mon, 30 Mar 2026 14:39:52 +0000 Patrick Laraway Patrick Laraway 133
  •  30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%.
  • - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates.
  • - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA.
  • - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site.
  • - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished.


    • ]]>     30-year fixed mortgage rates are about 6.42%, up roughly 17 bps week over week; purchase applications fell ~10%. - First-time buyer age is now 40, pushing retailers to pivot marketing toward renters and budget-friendly home updates. - Labor Department proposed a new, more business-friendly independent contractor test under the FLSA. - Equus Capital bought Greylyn Business Park in southeast Charlotte for $102M, planning capital improvements at the 93%-occupied site. - A 12,000-sq-ft Cornelius Lake Norman estate relisted at $14.5M, over $4M below its 2024 ask, and is being sold furnished. No     March 25th 25 25 March 25th full fa6639d1-ee2d-44ff-ac71-93d464ce160b https://share.transistor.fm/s/f44ce37b - 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.

    - Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.

    - Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.

    - Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.

    - East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.


    ]]>     - 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.

    - Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.

    - Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.

    - Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.

    - East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.


    ]]>     Wed, 25 Mar 2026 13:25:09 -0100 Patrick Laraway Patrick Laraway 145 - 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand.

    - Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year.

    - Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability.

    - Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7.

    - East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps.


    ]]>     - 30-year fixed mortgage rate climbed to about 6.43%, highest since fall, pressuring purchase and refi demand. - Fannie Mae still expects rates to drift below 6% later in 2026, but sees fewer single-family starts this year. - Portland is funding a $400K review of tenant-protection rules to assess impacts on rental supply and affordability. - Lake Norman developer proposes Cornelius hotel, spa, and 10 rental cottages near Sam Furr Road; community meeting April 7. - East Charlotte affordable housing rezoning approved: 125 senior units plus 11 townhomes, with residents citing infrastructure gaps. No     March 23rd 24 24 March 23rd full b55fec74-338b-4216-84eb-62c0c66d736a https://share.transistor.fm/s/fe771638 Today’s Highlights 

    • - 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.
    • - Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.
    • - Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.
    • - A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.
    • - The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.


    ]]>     Today’s Highlights 

    • - 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.
    • - Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.
    • - Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.
    • - A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.
    • - The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.


    ]]>     Mon, 23 Mar 2026 14:01:09 -0100 Patrick Laraway Patrick Laraway 160 Today’s Highlights 

    • - 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%.
    • - Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros.
    • - Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs.
    • - A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales.
    • - The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district.


    ]]>     Today’s Highlights - 30-year fixed mortgage rates climbed to ~6.47%, with 15-year around 5.67% and jumbos near 6.82%. - Economists say the housing market still hasn’t felt “normal” since 2018, with regional splits between Sunbelt supply and other metros. - Policy debate continues as federal affordability efforts face headwinds from regulatory rollbacks and higher building costs. - A SouthPark Morrocroft Estates home sold for $5.65M, leading Mecklenburg County’s most expensive February sales. - The Hornets’ $150M Novant Health Performance Center is moving forward as a catalyst for a Spectrum Center entertainment district. No     March 20th 23 23 March 20th full 28995e66-7bde-49ce-adbc-c2247894ec52 https://share.transistor.fm/s/01020183 - 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.

    - Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.

    - Mortgage applications fell about 11% last week as buyers and refinancers pull back.

    - Policy spotlight: universities could unlock housing supply if approvals and incentives improve.

    - Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.

    - Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.


    ]]>     - 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.

    - Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.

    - Mortgage applications fell about 11% last week as buyers and refinancers pull back.

    - Policy spotlight: universities could unlock housing supply if approvals and incentives improve.

    - Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.

    - Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.


    ]]>     Fri, 20 Mar 2026 14:46:44 -0100 Patrick Laraway Patrick Laraway 251 - 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%.

    - Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated.

    - Mortgage applications fell about 11% last week as buyers and refinancers pull back.

    - Policy spotlight: universities could unlock housing supply if approvals and incentives improve.

    - Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings.

    - Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026.


    ]]>     - 30-year mortgage rate climbed to 6.22%, the highest in over three months; 15-year fixed near 5.54%. - Rising energy prices and Iran conflict are lifting Treasury yields, keeping mortgage costs elevated. - Mortgage applications fell about 11% last week as buyers and refinancers pull back. - Policy spotlight: universities could unlock housing supply if approvals and incentives improve. - Charlotte’s Parkwood Avenue Streetscape redesign adds buffered bike lanes, wider sidewalks, and safer crossings. - Red Line rail design funding advances, while M/I Homes plans nearly 300 new homes across the region in 2026. No     March 18th 22 22 March 18th full dab42a0e-6bf7-4be0-98b5-e0bbd5040a16 https://share.transistor.fm/s/af05ea3a - 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.

    - Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.

    - Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.

    - Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.

    - Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.


    ]]>     - 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.

    - Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.

    - Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.

    - Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.

    - Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.


    ]]>     Wed, 18 Mar 2026 13:40:31 -0100 Patrick Laraway Patrick Laraway 171 - 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure.

    - Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher.

    - Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections.

    - Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community.

    - Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue.


    ]]>     - 30-year fixed rates climbed back to about 6.29%, reintroducing spring affordability pressure. - Pending home sales rose 1.8% in February, but momentum could soften as oil prices push rates higher. - Fifteen states plus D.C. sued HUD over guidance that could cut fair-housing funds for states with stronger protections. - Alliance Residential bought a 20.4-acre Huntersville site for a 358-unit apartment community. - Camp North End sold to Jamestown LP; tenants want transparency and stability as expansion plans continue. No     March 16 21 21 March 16 full 2baec17d-da84-49f1-a7b9-4a80f6e745ff https://share.transistor.fm/s/91135597
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>     Mon, 16 Mar 2026 13:45:34 -0100 Patrick Laraway Patrick Laraway 173
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>     - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns. - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February. - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases. - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans. - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year. - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes. No     March 13th Weekly Recap! 20 20 March 13th Weekly Recap! full e6ec5e9b-f0da-48cf-bc90-10ac8c4296d1 https://share.transistor.fm/s/f51fdea6
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>     Fri, 13 Mar 2026 13:40:04 -0100 Patrick Laraway Patrick Laraway 350
  • - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns.
  • - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February.
  • - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases.
  • - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans.
  • - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year.
  • - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes.


    • ]]>     - Mortgage rates jumped to 6.11% this week after bond yields rose on Iran conflict concerns. - February existing‑home sales rose 1.7% to a 4.09M pace, but prices hit a record $398K for February. - Senate passed the 21st Century ROAD to Housing Act, aiming to boost supply and limit large investor purchases. - Terwilliger Pappas seeks up to 360 apartments at Carmel Crossing, replacing prior retail/medical plans. - M/I Homes plans about 284 new residences across Concord and Hickory, with sales later this year. - Duke Energy wants two historic boats removed from Lake Norman, highlighting ongoing lakefront changes. No     March 11 19 19 March 11 full 6613fb5a-730f-4aee-b7a3-8f3d3c83b42c https://share.transistor.fm/s/5be66543 - 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.

    - February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.

    - Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.

    - Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.

    - Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.


    ]]>     - 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.

    - February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.

    - Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.

    - Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.

    - Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.


    ]]>     Wed, 11 Mar 2026 13:25:41 -0100 Patrick Laraway Patrick Laraway 156 - 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers.

    - February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K.

    - Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates.

    - Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached.

    - Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening.


    ]]>     - 30-year fixed mortgage rates ticked up to about 6.08%, keeping affordability tight for spring buyers. - February existing-home sales rose 1.7% to a 4.09M annual pace, while median price inched up 0.3% to ~$398K. - Geopolitical uncertainty tied to the Iran conflict is adding volatility to mortgage rates. - Mooresville will reconsider a trimmed 99-home Lake Norman rental community, with traffic mitigation conditions attached. - Monroe’s 338-unit Skyview at Aria apartments secured a $53.5M construction loan, targeting an Oct 2027 opening. No     March 9th 18 18 March 9th full ac2927fa-c377-415e-b943-cd6b235e8304 https://share.transistor.fm/s/3b37ff1f - 30-year mortgage rates dipped to about 6.20%, and applications jumped ~11% as refis picked up.

    - Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.

    - National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.

    - Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.

    - Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.

    - Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.


    ]]>     - 30-year mortgage rates dipped to about 6.20%, and applications jumped ~11% as refis picked up.

    - Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.

    - National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.

    - Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.

    - Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.

    - Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.


    ]]>     Mon, 09 Mar 2026 15:28:45 -0100 Patrick Laraway Patrick Laraway 147 - 30-year mortgage rates dipped to about 6.20%, and applications jumped ~11% as refis picked up.

    - Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts.

    - National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019.

    - Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected.

    - Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand.

    - Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval.


    ]]>     - 30-year mortgage rates dipped to about 6.20%, and applications jumped ~11% as refis picked up. - Inventory is rising but still below pre‑pandemic levels; homes are taking longer to sell, leading to more price cuts. - National affordability pressure is now a political issue, with payments in once‑affordable metros still far above 2019. - Duke Energy rate increases are tightening local budgets, with NC electricity rates up 23% in five years and more hikes projected. - Dilworth mixed‑use project advances with 422 units plus a boutique hotel, signaling continued infill demand. - Huntersville board backs a Lake Norman mixed‑use plan with up to 486 homes and grocery‑anchored retail, pending final approval. No     March 6 17 17 March 6 full f613250f-f086-4a18-8179-5e63d216f4f8 https://share.transistor.fm/s/7940c25d
  • - Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.
  • - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.
  • - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.
  • - Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.
  • - Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.
  • - MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.


    • ]]>
  • - Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.
  • - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.
  • - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.
  • - Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.
  • - Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.
  • - MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.


    • ]]>     Fri, 06 Mar 2026 19:28:37 -0100 Patrick Laraway Patrick Laraway 148
  • - Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields.
  • - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices.
  • - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure.
  • - Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel.
  • - Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability.
  • - MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects.


    • ]]>     - Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields. - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices. - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure. - Dilworth’s South Boulevard corridor is slated for a mixed-use project with 422 apartments and a 153-room hotel. - Charlotte developers are pushing “missing middle” housing—townhomes, duplexes, and ADUs—to add density and affordability. - MRP Industrial opened a Charlotte office to lead Southeast expansion with large-scale industrial projects. No     March 4th 16 16 March 4th full 06326db7-7150-4aa6-9c6d-cf239563e08d https://share.transistor.fm/s/89c96a87 - 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.

    - Homeowners are staying put about 12 years on average, keeping resale inventory tight.

    - Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.

    - RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.

    - A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.


    ]]>     - 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.

    - Homeowners are staying put about 12 years on average, keeping resale inventory tight.

    - Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.

    - RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.

    - A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.


    ]]>     Wed, 04 Mar 2026 14:42:58 -0100 Patrick Laraway Patrick Laraway 110 - 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%.

    - Homeowners are staying put about 12 years on average, keeping resale inventory tight.

    - Geopolitical volatility pushed rates higher after the Middle East strike rattled markets.

    - RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline.

    - A Northeast firm took over two motel‑conversion properties, signaling ongoing value‑add multifamily activity.


    ]]>     Charlotte Real Estate, Trump, Rates, Mortgage, Real Estate, Homes No     March 2nd 15 15 March 2nd full db630406-759a-45d3-80d5-5727a0bbd0d4 https://share.transistor.fm/s/e4cc8022
  • Mortgage rates dipped below 6% for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.
    • Rate mix is shifting nationally: more homeowners now carry rates above 6% than below 3%, signaling the ultra‑low‑rate era is fading and refinance math is changing.
    • HUD proposed new public housing rules that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.
    • PNC plans a new north Charlotte branch by 2028 as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.
    • I‑77 South toll‑lane expansion faces a potential pause vote today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.



    • ]]>
  • Mortgage rates dipped below 6% for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.
    • Rate mix is shifting nationally: more homeowners now carry rates above 6% than below 3%, signaling the ultra‑low‑rate era is fading and refinance math is changing.
    • HUD proposed new public housing rules that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.
    • PNC plans a new north Charlotte branch by 2028 as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.
    • I‑77 South toll‑lane expansion faces a potential pause vote today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.



    • ]]>     Mon, 02 Mar 2026 14:06:27 -0100 Patrick Laraway Patrick Laraway 179
  • Mortgage rates dipped below 6% for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action.
    • Rate mix is shifting nationally: more homeowners now carry rates above 6% than below 3%, signaling the ultra‑low‑rate era is fading and refinance math is changing.
    • HUD proposed new public housing rules that would allow work requirements and time limits for non‑elderly, non‑disabled adults, a policy move that could reshape affordability debates.
    • PNC plans a new north Charlotte branch by 2028 as part of a nationwide expansion of 300+ branches, reinforcing Charlotte’s status as a priority growth market.
    • I‑77 South toll‑lane expansion faces a potential pause vote today as city leaders weigh community impact versus the risk of losing up to $600M in state funding.



    • ]]>     Charlotte Real Estate, Mortgage, news, local. No     Weekly Roundup Feb 27th 14 14 Weekly Roundup Feb 27th full 10f6ae4b-f9a5-4df1-ac99-cb4f5866acac https://share.transistor.fm/s/1dea7b04
  • 30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.
  • Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.
  • Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.
  • Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.
  • Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.
  • The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.


    • ]]>
  • 30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.
  • Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.
  • Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.
  • Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.
  • Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.
  • The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.


    • ]]>     Fri, 27 Feb 2026 14:32:34 -0100 Patrick Laraway Patrick Laraway 308
  • 30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint.
  • Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring.
  • Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives.
  • Huntersville’s planning board approved the $200M Knox Crossing mixed-use project near Lake Norman.
  • Another Lake Norman rezoning proposal for 254 apartments and townhomes was recommended for denial.
  • The 42-story Queensbridge Collective tower opened for move-ins in South End, signaling continued core growth.


    • ]]>     mortgage rates, Charlotte NC Real Estate, Charlotte News No     Feb. 25th 13 13 Feb. 25th full e3e726ca-a165-4495-80ff-f48f83758a6d https://share.transistor.fm/s/474546da
  • MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.
  • Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.
  • Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.
  • Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.


    • ]]>
  • MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.
  • Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.
  • Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.
  • Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.


    • ]]>     Wed, 25 Feb 2026 15:31:46 -0100 Patrick Laraway Patrick Laraway 148
  • MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher.
  • Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect.
  • Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home values.
  • Charlotte watch: Regan Smith’s Lake Norman estate is back at $6.49M, and Gaston County is weighing incentives for a $6.3M Apple Creek manufacturing project.


    • ]]>     Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No     Feb 23 12 12 Feb 23 full 7bbfc40e-0e35-407d-bfa1-04b320d933a8 https://share.transistor.fm/s/66690ba0
  • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
  • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
  • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
  • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.


    • ]]>
  • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
  • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
  • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
  • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.


    • ]]>     Mon, 23 Feb 2026 20:09:03 -0100 Patrick Laraway Patrick Laraway 172
  • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
  • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
  • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
  • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.


    • ]]>     Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No     Feb 20th - Weekly Roundup 11 11 Feb 20th - Weekly Roundup full 7a7f1fd8-a861-4630-8a7e-57a99725a8bd https://share.transistor.fm/s/f7353354 Highlights this week:

    • Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.
    • Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.
    • Inventory is building and price cuts remain elevated as spring listings return.
    • States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.
    • Lake Norman rezoning request advances for new apartments and commercial space.
    • SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.
    ]]>     Highlights this week:

    • Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.
    • Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.
    • Inventory is building and price cuts remain elevated as spring listings return.
    • States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.
    • Lake Norman rezoning request advances for new apartments and commercial space.
    • SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.
    ]]>     Fri, 20 Feb 2026 18:26:35 -0100 Patrick Laraway Patrick Laraway 128 Highlights this week:

    • Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years.
    • Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract.
    • Inventory is building and price cuts remain elevated as spring listings return.
    • States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms.
    • Lake Norman rezoning request advances for new apartments and commercial space.
    • SouthPark and Midtown rezonings cleared for major mixed-use and apartment projects.
    ]]>     mortgage rates, real estate news, Charlotte NC Housing No     Feb. 18th 10 10 Feb. 18th full ee9ec8bd-7181-4215-a75e-8ba59d7d84bf https://share.transistor.fm/s/3b48f7be Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Wed, 18 Feb 2026 14:36:47 -0100 Patrick Laraway Patrick Laraway 179 Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Mortgage Rates, Charlotte Real estate No     Feb 17th. 9 9 Feb 17th. full b0313262-5c10-4061-a3a8-65805a6ef552 https://share.transistor.fm/s/4b3779cc Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Tue, 17 Feb 2026 15:04:06 -0100 Patrick Laraway Patrick Laraway 146 Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No     Feb 13th - Weekly Round Up 8 8 Feb 13th - Weekly Round Up full 89dd9a27-9caa-4d36-bc27-bb2437fe77e8 https://share.transistor.fm/s/702077eb Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Fri, 13 Feb 2026 14:29:29 -0100 Patrick Laraway Patrick Laraway 175 Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No     Feb 12 7 7 Feb 12 full 5ab959c6-ecbd-4e28-ae4d-dbc994cd490f https://share.transistor.fm/s/17a6f78d Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Thu, 12 Feb 2026 14:20:37 -0100 Patrick Laraway Patrick Laraway 172 Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Mortgage, Charlotte, Real Estate, Building No     Feb 11 6 6 Feb 11 full 2fea3f8c-f1d7-4c1f-ba92-69f99f1120a4 https://share.transistor.fm/s/0ff7ac5c Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Wed, 11 Feb 2026 13:41:44 -0100 Patrick Laraway American Security Morgage NMLS: 961156 Patrick Laraway American Security Morgage NMLS: 961156 173 Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights:

    • Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings.
    • Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed.
    • Policy watch: Trump is talking about banning large landlords from buying houses while Senate Democrats float zoning incentives, construction financing, and new down-payment support.
    • Charlotte pipeline: Mooresville is weighing Stanley Martin's 218-unit Gabriel Farms townhome plan, and Trammell Crow just filed a 259-unit mixed-use district off Old Statesville Road in Huntersville.
    ]]>     Real Estate, Charlotte, Mortgage No     Feb 10th 5 5 Feb 10th full bd8d3b92-39cc-477a-a781-3433d5c0384c https://share.transistor.fm/s/73d547f6 Tue, 10 Feb 2026 15:02:17 -0100 Patrick Laraway with American Security Mortgage NMLS 961156 Patrick Laraway with American Security Mortgage NMLS 961156 169 Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No Feb. 9th 4 4 Feb. 9th full d8cbc003-0973-48a5-8ddb-f2f2faad9c24 https://share.transistor.fm/s/dafeaa00 Mon, 09 Feb 2026 14:45:33 -0100 Patrick Laraway Patrick Laraway 154 Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No Feb 6th 3 3 Feb 6th full 41155239-f53a-4500-b1fe-8e9260718c87 https://share.transistor.fm/s/95137a5d Fri, 06 Feb 2026 18:23:03 -0100 Patrick Laraway Patrick Laraway 48 Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No Feb 5th Recap 2 2 Feb 5th Recap full 745e40f8-3b0e-4a56-a451-57e5bf84bbc5 https://share.transistor.fm/s/85146eaa Thu, 05 Feb 2026 13:35:38 -0100 Patrick Laraway Patrick Laraway 143 Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No Feb 4th Daily Update 1 1 Feb 4th Daily Update full a1e7e7af-9aae-444c-834f-c36d602d6093 https://share.transistor.fm/s/1f7261f2 A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.

    ]]>     A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.

    ]]>     Wed, 04 Feb 2026 16:27:04 -0100 Patrick Laraway Patrick Laraway 143 A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.

    ]]>     Real Estate, Charlotte, Mortgage, Housing No     CLT Real Estate Recap 1 1 CLT Real Estate Recap full fa8dba46-00ff-4648-b478-16d34ea9da55 https://share.transistor.fm/s/85ef9232 Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon

    ]]>     Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon

    ]]>     Wed, 04 Feb 2026 15:21:19 -0100 plaraway12 plaraway12 162 Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon Real Estate, Charlotte, North Carolina, South Carolina, Fort Mill, Rates, first time home buyer, neighborhoods, SouthPark, SouthEnd, Ballantyne, Indian Trail, Monroe, University City, Steele Creek, Fort Mill, Lake Norman, Mooresville, Concord, Huntersville, No