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    <title>Asset Management Group, Inc </title>
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    <description>Want to take control of your financial future? Discover essential concepts you need to know in order to maintain a healthy financial position. Andrew Nida and Mo Piram use their years of industry experience to help educate and enlighten listeners and keep us informed on the financial news we need to know.</description>
    <copyright>2025 Moise Piram</copyright>
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    <pubDate>Tue, 07 Apr 2026 06:00:09 +0000</pubDate>
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    <link>https://www.assetmg-inc.com/</link>
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      <title>Asset Management Group, Inc </title>
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    <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
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    <itunes:summary>Want to take control of your financial future? Discover essential concepts you need to know in order to maintain a healthy financial position. Andrew Nida and Mo Piram use their years of industry experience to help educate and enlighten listeners and keep us informed on the financial news we need to know.</itunes:summary>
    <itunes:subtitle>Want to take control of your financial future.</itunes:subtitle>
    <itunes:keywords>337853</itunes:keywords>
    <itunes:owner>
      <itunes:name>Matt Pryor, LLC</itunes:name>
      <itunes:email>marketing@assetmg-inc.com</itunes:email>
    </itunes:owner>
    <itunes:complete>No</itunes:complete>
    <itunes:explicit>No</itunes:explicit>
    <item>
      <title>Income Is Not Wealth: Why High Earners Still Stay Stuck</title>
      <itunes:episode>226</itunes:episode>
      <podcast:episode>226</podcast:episode>
      <itunes:title>Income Is Not Wealth: Why High Earners Still Stay Stuck</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>They think their income is the plan. It’s not. It’s just the fuel.</p><p><br>In this episode, we break down one of the most dangerous financial illusions high earners face—confusing income with actual wealth. A strong income can cover bad decisions for years. Overspending, lack of investing, no protection plan, no margin—it all gets hidden… until it doesn’t. We unpack why so many high-income professionals stay stuck despite earning more than enough, and how building a lifestyle that requires constant performance creates pressure instead of freedom. This is not about making more money. It is about building something that lasts. If you want to move from income to real wealth, you need a system. One that turns what you earn into something durable, intentional, and independent of your ability to keep running at full speed. Because income is not wealth. It is just the raw material.</p><p><br>Educational purposes only.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>They think their income is the plan. It’s not. It’s just the fuel.</p><p><br>In this episode, we break down one of the most dangerous financial illusions high earners face—confusing income with actual wealth. A strong income can cover bad decisions for years. Overspending, lack of investing, no protection plan, no margin—it all gets hidden… until it doesn’t. We unpack why so many high-income professionals stay stuck despite earning more than enough, and how building a lifestyle that requires constant performance creates pressure instead of freedom. This is not about making more money. It is about building something that lasts. If you want to move from income to real wealth, you need a system. One that turns what you earn into something durable, intentional, and independent of your ability to keep running at full speed. Because income is not wealth. It is just the raw material.</p><p><br>Educational purposes only.</p>]]>
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      <pubDate>Tue, 07 Apr 2026 06:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1ed1c6a7/1eea6de7.mp3" length="46577471" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1939</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>They think their income is the plan. It’s not. It’s just the fuel.</p><p><br>In this episode, we break down one of the most dangerous financial illusions high earners face—confusing income with actual wealth. A strong income can cover bad decisions for years. Overspending, lack of investing, no protection plan, no margin—it all gets hidden… until it doesn’t. We unpack why so many high-income professionals stay stuck despite earning more than enough, and how building a lifestyle that requires constant performance creates pressure instead of freedom. This is not about making more money. It is about building something that lasts. If you want to move from income to real wealth, you need a system. One that turns what you earn into something durable, intentional, and independent of your ability to keep running at full speed. Because income is not wealth. It is just the raw material.</p><p><br>Educational purposes only.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Client-First Blueprint: How the Best Advises are Building Trust and Scaling in 2026</title>
      <itunes:episode>225</itunes:episode>
      <podcast:episode>225</podcast:episode>
      <itunes:title>The Client-First Blueprint: How the Best Advises are Building Trust and Scaling in 2026</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>In this episode of our <em>Partner Perspectives</em> series, we sit down with Kim Arthur for a candid conversation with Andrew Nida and Moise Piram on what it takes to build a durable, client-first advisory business.</p><p>At Asset Management Group, everything starts with trust, clarity, and service. In this discussion, we unpack how those principles shape the way we serve clients, build our team, and grow as a firm without losing the personal touch that matters most.</p><p>We talk through real-world insights on leadership, partnership, and family business dynamics, along with the role of transparency, grit, and continuous improvement in building something that lasts. We also explore how technology, AI, and evolving systems are reshaping the advisory space—and how we are adapting while staying grounded in what truly matters.</p><p>This episode also highlights how we think about holistic planning, bringing together investment management, tax strategy, and business-owner solutions into one coordinated approach designed to simplify and strengthen our clients’ financial lives.</p><p>As we look ahead, 2026 may be a defining year for firms willing to evolve with intention. This conversation is a behind-the-scenes look at how we are preparing for what’s next.</p><p>If you’re an advisor, business owner, or someone serious about building and protecting wealth, this episode will give you a clear lens into how we think, operate, and serve.</p><p>Learn more about what we do at: <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of our <em>Partner Perspectives</em> series, we sit down with Kim Arthur for a candid conversation with Andrew Nida and Moise Piram on what it takes to build a durable, client-first advisory business.</p><p>At Asset Management Group, everything starts with trust, clarity, and service. In this discussion, we unpack how those principles shape the way we serve clients, build our team, and grow as a firm without losing the personal touch that matters most.</p><p>We talk through real-world insights on leadership, partnership, and family business dynamics, along with the role of transparency, grit, and continuous improvement in building something that lasts. We also explore how technology, AI, and evolving systems are reshaping the advisory space—and how we are adapting while staying grounded in what truly matters.</p><p>This episode also highlights how we think about holistic planning, bringing together investment management, tax strategy, and business-owner solutions into one coordinated approach designed to simplify and strengthen our clients’ financial lives.</p><p>As we look ahead, 2026 may be a defining year for firms willing to evolve with intention. This conversation is a behind-the-scenes look at how we are preparing for what’s next.</p><p>If you’re an advisor, business owner, or someone serious about building and protecting wealth, this episode will give you a clear lens into how we think, operate, and serve.</p><p>Learn more about what we do at: <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>]]>
      </content:encoded>
      <pubDate>Wed, 01 Apr 2026 06:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/0977acca/13679e19.mp3" length="63893552" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2661</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of our <em>Partner Perspectives</em> series, we sit down with Kim Arthur for a candid conversation with Andrew Nida and Moise Piram on what it takes to build a durable, client-first advisory business.</p><p>At Asset Management Group, everything starts with trust, clarity, and service. In this discussion, we unpack how those principles shape the way we serve clients, build our team, and grow as a firm without losing the personal touch that matters most.</p><p>We talk through real-world insights on leadership, partnership, and family business dynamics, along with the role of transparency, grit, and continuous improvement in building something that lasts. We also explore how technology, AI, and evolving systems are reshaping the advisory space—and how we are adapting while staying grounded in what truly matters.</p><p>This episode also highlights how we think about holistic planning, bringing together investment management, tax strategy, and business-owner solutions into one coordinated approach designed to simplify and strengthen our clients’ financial lives.</p><p>As we look ahead, 2026 may be a defining year for firms willing to evolve with intention. This conversation is a behind-the-scenes look at how we are preparing for what’s next.</p><p>If you’re an advisor, business owner, or someone serious about building and protecting wealth, this episode will give you a clear lens into how we think, operate, and serve.</p><p>Learn more about what we do at: <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Active vs. Passive Investing: Where the Wealthy Play It Smart</title>
      <itunes:episode>224</itunes:episode>
      <podcast:episode>224</podcast:episode>
      <itunes:title>Active vs. Passive Investing: Where the Wealthy Play It Smart</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>Most investors have heard the terms <strong>active</strong> and <strong>passive</strong>. Far fewer understand what those labels actually mean once real wealth is on the line. In this episode of the <strong>Everyday Millionaire Podcast</strong>, we break down the active versus passive investing debate through the lens of high-net-worth families. This is not an academic discussion. When you have a $3 million, $5 million, or $8 million portfolio, fees, taxes, behavior, and structure matter in a very different way.</p><p>We walk through the uncomfortable math behind active management, including why fees become a silent tax on wealth, why passive investing is often more sophisticated than people assume, and why so many actively managed funds fail to outperform simple index-based alternatives over time. We also talk about the hidden cost of tax drag and why after-tax returns matter just as much as headline performance.</p><p>At the same time, this is not a passive-only conversation. We cover the places where active management can actually earn its keep, including certain parts of fixed income, small and mid-cap value, and private markets where manager selection matters more. The key is not complexity. The key is intention.</p><p>We also introduce a practical framework high-net-worth investors can actually use: <strong>core plus satellite</strong>. A passive core built for low-cost, tax-efficient compounding, and a selective active satellite used only where there is a clear edge, a clear role, and a clear process.</p><p>If you have ever wondered whether your portfolio is built by design or has simply become a collection of expensive decisions over time, this episode is for you.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Most investors have heard the terms <strong>active</strong> and <strong>passive</strong>. Far fewer understand what those labels actually mean once real wealth is on the line. In this episode of the <strong>Everyday Millionaire Podcast</strong>, we break down the active versus passive investing debate through the lens of high-net-worth families. This is not an academic discussion. When you have a $3 million, $5 million, or $8 million portfolio, fees, taxes, behavior, and structure matter in a very different way.</p><p>We walk through the uncomfortable math behind active management, including why fees become a silent tax on wealth, why passive investing is often more sophisticated than people assume, and why so many actively managed funds fail to outperform simple index-based alternatives over time. We also talk about the hidden cost of tax drag and why after-tax returns matter just as much as headline performance.</p><p>At the same time, this is not a passive-only conversation. We cover the places where active management can actually earn its keep, including certain parts of fixed income, small and mid-cap value, and private markets where manager selection matters more. The key is not complexity. The key is intention.</p><p>We also introduce a practical framework high-net-worth investors can actually use: <strong>core plus satellite</strong>. A passive core built for low-cost, tax-efficient compounding, and a selective active satellite used only where there is a clear edge, a clear role, and a clear process.</p><p>If you have ever wondered whether your portfolio is built by design or has simply become a collection of expensive decisions over time, this episode is for you.</p>]]>
      </content:encoded>
      <pubDate>Tue, 17 Mar 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6368de3f/f32eb038.mp3" length="78457682" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1961</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Most investors have heard the terms <strong>active</strong> and <strong>passive</strong>. Far fewer understand what those labels actually mean once real wealth is on the line. In this episode of the <strong>Everyday Millionaire Podcast</strong>, we break down the active versus passive investing debate through the lens of high-net-worth families. This is not an academic discussion. When you have a $3 million, $5 million, or $8 million portfolio, fees, taxes, behavior, and structure matter in a very different way.</p><p>We walk through the uncomfortable math behind active management, including why fees become a silent tax on wealth, why passive investing is often more sophisticated than people assume, and why so many actively managed funds fail to outperform simple index-based alternatives over time. We also talk about the hidden cost of tax drag and why after-tax returns matter just as much as headline performance.</p><p>At the same time, this is not a passive-only conversation. We cover the places where active management can actually earn its keep, including certain parts of fixed income, small and mid-cap value, and private markets where manager selection matters more. The key is not complexity. The key is intention.</p><p>We also introduce a practical framework high-net-worth investors can actually use: <strong>core plus satellite</strong>. A passive core built for low-cost, tax-efficient compounding, and a selective active satellite used only where there is a clear edge, a clear role, and a clear process.</p><p>If you have ever wondered whether your portfolio is built by design or has simply become a collection of expensive decisions over time, this episode is for you.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Stop Reacting to the News: The 4-Part “Mixed Signals” Retirement Plan</title>
      <itunes:episode>223</itunes:episode>
      <podcast:episode>223</podcast:episode>
      <itunes:title>Stop Reacting to the News: The 4-Part “Mixed Signals” Retirement Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7fb57adb</link>
      <description>
        <![CDATA[<p>If you’ve been watching the headlines in 2026 and thinking, “None of this makes sense,” you’re not alone. Stocks can be up while confidence feels shaky. Jobs can cool while other areas of the economy look like they’re improving. Bitcoin can be down, silver can be swinging, and emerging markets can be strong… all in the same stretch of time.</p><p>That’s what mixed signals are: real life.</p><p>This episode is not a market recap and it’s definitely not a prediction show. It’s a planning lesson built for the 50+ investor (the “millionaire next door”) who wants to retire with confidence, protect cash flow, and stop getting whipped around by noise.</p><p>Because when headlines conflict, the goal isn’t to predict — it’s to protect your plan.</p><p>In this conversation, Moise and Andrew walk through a simple, repeatable system that works whether markets are calm or chaotic. It’s the exact framework they use to help pre-retirees and retirees stay disciplined when the economy feels confusing.</p><p>The 4-Part Mixed Signals System:</p><p>1) Protect Cash Flow (Paycheck Replacement)<br>Your portfolio has a different job at 50+ than it did at 35. It’s not just about growth — it’s about replacing income. We talk about building a 12–24 month spending buffer so you’re not forced to sell stocks during a downturn.</p><p>2) Rebalance With Rules (Not Feelings)<br>Doing nothing isn’t neutral, because your allocation changes even when you don’t. We break down a simple drift rule (like +/- 5%) that helps you rebalance consistently and stay aligned with the risk you actually intended to take.</p><p>3) Make the Right Tax Moves at the Right Time<br>Most families don’t lose retirement because of one bad market year. They lose it because of taxes, timing, and avoidable mistakes. We cover the importance of tax planning before Social Security and before RMDs, plus tools like Roth conversions (when appropriate), QCDs, DAFs, and intentional gain management.</p><p>4) Build Behavior Guardrails (Mistake Prevention)<br>The biggest threat to your retirement plan is usually a decision you make under stress. We give practical guardrails to keep you from panic-selling, chasing what’s hot, or turning your retirement plan into a highlights reel.</p><p>If you’re 50+ and you want a process you can actually follow when markets feel “mixed,” this episode is for you.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>If you’ve been watching the headlines in 2026 and thinking, “None of this makes sense,” you’re not alone. Stocks can be up while confidence feels shaky. Jobs can cool while other areas of the economy look like they’re improving. Bitcoin can be down, silver can be swinging, and emerging markets can be strong… all in the same stretch of time.</p><p>That’s what mixed signals are: real life.</p><p>This episode is not a market recap and it’s definitely not a prediction show. It’s a planning lesson built for the 50+ investor (the “millionaire next door”) who wants to retire with confidence, protect cash flow, and stop getting whipped around by noise.</p><p>Because when headlines conflict, the goal isn’t to predict — it’s to protect your plan.</p><p>In this conversation, Moise and Andrew walk through a simple, repeatable system that works whether markets are calm or chaotic. It’s the exact framework they use to help pre-retirees and retirees stay disciplined when the economy feels confusing.</p><p>The 4-Part Mixed Signals System:</p><p>1) Protect Cash Flow (Paycheck Replacement)<br>Your portfolio has a different job at 50+ than it did at 35. It’s not just about growth — it’s about replacing income. We talk about building a 12–24 month spending buffer so you’re not forced to sell stocks during a downturn.</p><p>2) Rebalance With Rules (Not Feelings)<br>Doing nothing isn’t neutral, because your allocation changes even when you don’t. We break down a simple drift rule (like +/- 5%) that helps you rebalance consistently and stay aligned with the risk you actually intended to take.</p><p>3) Make the Right Tax Moves at the Right Time<br>Most families don’t lose retirement because of one bad market year. They lose it because of taxes, timing, and avoidable mistakes. We cover the importance of tax planning before Social Security and before RMDs, plus tools like Roth conversions (when appropriate), QCDs, DAFs, and intentional gain management.</p><p>4) Build Behavior Guardrails (Mistake Prevention)<br>The biggest threat to your retirement plan is usually a decision you make under stress. We give practical guardrails to keep you from panic-selling, chasing what’s hot, or turning your retirement plan into a highlights reel.</p><p>If you’re 50+ and you want a process you can actually follow when markets feel “mixed,” this episode is for you.</p>]]>
      </content:encoded>
      <pubDate>Mon, 02 Mar 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7fb57adb/f82e13f4.mp3" length="122167933" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>3054</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>If you’ve been watching the headlines in 2026 and thinking, “None of this makes sense,” you’re not alone. Stocks can be up while confidence feels shaky. Jobs can cool while other areas of the economy look like they’re improving. Bitcoin can be down, silver can be swinging, and emerging markets can be strong… all in the same stretch of time.</p><p>That’s what mixed signals are: real life.</p><p>This episode is not a market recap and it’s definitely not a prediction show. It’s a planning lesson built for the 50+ investor (the “millionaire next door”) who wants to retire with confidence, protect cash flow, and stop getting whipped around by noise.</p><p>Because when headlines conflict, the goal isn’t to predict — it’s to protect your plan.</p><p>In this conversation, Moise and Andrew walk through a simple, repeatable system that works whether markets are calm or chaotic. It’s the exact framework they use to help pre-retirees and retirees stay disciplined when the economy feels confusing.</p><p>The 4-Part Mixed Signals System:</p><p>1) Protect Cash Flow (Paycheck Replacement)<br>Your portfolio has a different job at 50+ than it did at 35. It’s not just about growth — it’s about replacing income. We talk about building a 12–24 month spending buffer so you’re not forced to sell stocks during a downturn.</p><p>2) Rebalance With Rules (Not Feelings)<br>Doing nothing isn’t neutral, because your allocation changes even when you don’t. We break down a simple drift rule (like +/- 5%) that helps you rebalance consistently and stay aligned with the risk you actually intended to take.</p><p>3) Make the Right Tax Moves at the Right Time<br>Most families don’t lose retirement because of one bad market year. They lose it because of taxes, timing, and avoidable mistakes. We cover the importance of tax planning before Social Security and before RMDs, plus tools like Roth conversions (when appropriate), QCDs, DAFs, and intentional gain management.</p><p>4) Build Behavior Guardrails (Mistake Prevention)<br>The biggest threat to your retirement plan is usually a decision you make under stress. We give practical guardrails to keep you from panic-selling, chasing what’s hot, or turning your retirement plan into a highlights reel.</p><p>If you’re 50+ and you want a process you can actually follow when markets feel “mixed,” this episode is for you.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are You Retiring Into Real Life or a Spreadsheet?</title>
      <itunes:episode>222</itunes:episode>
      <podcast:episode>222</podcast:episode>
      <itunes:title>Are You Retiring Into Real Life or a Spreadsheet?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>Most retirement plans assume the dollar is stable because it has been stable for most of our lifetimes. But stability is a period, not a guarantee. And when the measuring stick changes, the measurement changes. This episode is not about collapse or fear. It is about whether your retirement plan still works if purchasing power behaves differently over the next 10, 20, or 30 years. Many families feel the tension right now. Markets can look calm while real life still feels expensive, especially in retiree-heavy categories like insurance, healthcare, and travel.</p><p><br>We break down what the dollar is and what it is not. The U.S. dollar remains the world’s primary reserve currency, and change typically happens at the margins, not through sudden abandonment. The dollar does not need to fail for planning assumptions to change. Then we talk about the shift most plans ignore. Since 1971, we have lived in a policy-driven purchasing power environment. That matters because retirees feel purchasing power risk first. Retirement turns income into withdrawals, withdrawals are fixed, and expenses are variable. You do not retire into an index. You retire into real life. We walk through the three risks that matter most for retired and near-retired families: purchasing power risk, sequence of returns risk, and policy risk. We also reframe the gold question and explain why forecasting the dollar is the wrong game. You do not need the right prediction. You need the right structure.</p><p>Finally, we outline the AMG planning response: separating lifestyle capital from legacy capital, layering income sources across tax treatments, stress-testing withdrawals across inflation regimes, using real assets intentionally, and coordinating investments, taxes, and distribution strategy.</p><p>The goal is not to be alarmed. The goal is to be prepared, so you can fund life with stability, regardless of what the next economic regime looks like.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Most retirement plans assume the dollar is stable because it has been stable for most of our lifetimes. But stability is a period, not a guarantee. And when the measuring stick changes, the measurement changes. This episode is not about collapse or fear. It is about whether your retirement plan still works if purchasing power behaves differently over the next 10, 20, or 30 years. Many families feel the tension right now. Markets can look calm while real life still feels expensive, especially in retiree-heavy categories like insurance, healthcare, and travel.</p><p><br>We break down what the dollar is and what it is not. The U.S. dollar remains the world’s primary reserve currency, and change typically happens at the margins, not through sudden abandonment. The dollar does not need to fail for planning assumptions to change. Then we talk about the shift most plans ignore. Since 1971, we have lived in a policy-driven purchasing power environment. That matters because retirees feel purchasing power risk first. Retirement turns income into withdrawals, withdrawals are fixed, and expenses are variable. You do not retire into an index. You retire into real life. We walk through the three risks that matter most for retired and near-retired families: purchasing power risk, sequence of returns risk, and policy risk. We also reframe the gold question and explain why forecasting the dollar is the wrong game. You do not need the right prediction. You need the right structure.</p><p>Finally, we outline the AMG planning response: separating lifestyle capital from legacy capital, layering income sources across tax treatments, stress-testing withdrawals across inflation regimes, using real assets intentionally, and coordinating investments, taxes, and distribution strategy.</p><p>The goal is not to be alarmed. The goal is to be prepared, so you can fund life with stability, regardless of what the next economic regime looks like.</p>]]>
      </content:encoded>
      <pubDate>Mon, 16 Feb 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e3ab8347/60c3302c.mp3" length="94164576" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2353</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Most retirement plans assume the dollar is stable because it has been stable for most of our lifetimes. But stability is a period, not a guarantee. And when the measuring stick changes, the measurement changes. This episode is not about collapse or fear. It is about whether your retirement plan still works if purchasing power behaves differently over the next 10, 20, or 30 years. Many families feel the tension right now. Markets can look calm while real life still feels expensive, especially in retiree-heavy categories like insurance, healthcare, and travel.</p><p><br>We break down what the dollar is and what it is not. The U.S. dollar remains the world’s primary reserve currency, and change typically happens at the margins, not through sudden abandonment. The dollar does not need to fail for planning assumptions to change. Then we talk about the shift most plans ignore. Since 1971, we have lived in a policy-driven purchasing power environment. That matters because retirees feel purchasing power risk first. Retirement turns income into withdrawals, withdrawals are fixed, and expenses are variable. You do not retire into an index. You retire into real life. We walk through the three risks that matter most for retired and near-retired families: purchasing power risk, sequence of returns risk, and policy risk. We also reframe the gold question and explain why forecasting the dollar is the wrong game. You do not need the right prediction. You need the right structure.</p><p>Finally, we outline the AMG planning response: separating lifestyle capital from legacy capital, layering income sources across tax treatments, stress-testing withdrawals across inflation regimes, using real assets intentionally, and coordinating investments, taxes, and distribution strategy.</p><p>The goal is not to be alarmed. The goal is to be prepared, so you can fund life with stability, regardless of what the next economic regime looks like.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are You Refinance Ready or Just Rate Watching?</title>
      <itunes:episode>221</itunes:episode>
      <podcast:episode>221</podcast:episode>
      <itunes:title>Are You Refinance Ready or Just Rate Watching?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a5dc03e7-5325-4172-a623-ebd8fc7a45b3</guid>
      <link>https://share.transistor.fm/s/f0091470</link>
      <description>
        <![CDATA[<p>Most people think refinancing is about timing interest rates. It’s not. It’s about preparation.</p><p>In this episode of 2026: The Year to Advance (Part 2), Mo and Andrew break down what it actually means to be refinance ready. Instead of chasing headlines or hoping rates drop, they walk through a practical readiness playbook designed for high-income households and business owners who want flexibility, leverage, and better long-term outcomes.</p><p>You’ll learn why cash-flow resilience matters more than a lower rate, how underwriting readiness determines who gets the best terms, and why decision rules prevent costly mistakes when the window opens. They also cover common debt structure traps, what lenders really do when rates fall, and how business owners should think about the purpose of capital in a changing rate environment.</p><p>This is not a “refinance now” episode and it’s not a “wait for perfect rates” episode. It’s about positioning. When you are prepared, you can move quickly without being reckless and hold with confidence when the math doesn’t work.</p><p>If 2026 is your year to advance, this episode will help you stop reacting to rates and start making intentional, strategic decisions.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Most people think refinancing is about timing interest rates. It’s not. It’s about preparation.</p><p>In this episode of 2026: The Year to Advance (Part 2), Mo and Andrew break down what it actually means to be refinance ready. Instead of chasing headlines or hoping rates drop, they walk through a practical readiness playbook designed for high-income households and business owners who want flexibility, leverage, and better long-term outcomes.</p><p>You’ll learn why cash-flow resilience matters more than a lower rate, how underwriting readiness determines who gets the best terms, and why decision rules prevent costly mistakes when the window opens. They also cover common debt structure traps, what lenders really do when rates fall, and how business owners should think about the purpose of capital in a changing rate environment.</p><p>This is not a “refinance now” episode and it’s not a “wait for perfect rates” episode. It’s about positioning. When you are prepared, you can move quickly without being reckless and hold with confidence when the math doesn’t work.</p><p>If 2026 is your year to advance, this episode will help you stop reacting to rates and start making intentional, strategic decisions.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Wed, 11 Feb 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f0091470/2a35c2c5.mp3" length="94038141" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2350</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Most people think refinancing is about timing interest rates. It’s not. It’s about preparation.</p><p>In this episode of 2026: The Year to Advance (Part 2), Mo and Andrew break down what it actually means to be refinance ready. Instead of chasing headlines or hoping rates drop, they walk through a practical readiness playbook designed for high-income households and business owners who want flexibility, leverage, and better long-term outcomes.</p><p>You’ll learn why cash-flow resilience matters more than a lower rate, how underwriting readiness determines who gets the best terms, and why decision rules prevent costly mistakes when the window opens. They also cover common debt structure traps, what lenders really do when rates fall, and how business owners should think about the purpose of capital in a changing rate environment.</p><p>This is not a “refinance now” episode and it’s not a “wait for perfect rates” episode. It’s about positioning. When you are prepared, you can move quickly without being reckless and hold with confidence when the math doesn’t work.</p><p>If 2026 is your year to advance, this episode will help you stop reacting to rates and start making intentional, strategic decisions.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Will You Win the 2026 Opportunity Window or Miss It?</title>
      <itunes:episode>220</itunes:episode>
      <podcast:episode>220</podcast:episode>
      <itunes:title>Will You Win the 2026 Opportunity Window or Miss It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fd4fb871-f77a-4aaf-9e73-09326b85e21c</guid>
      <link>https://share.transistor.fm/s/5a89bbda</link>
      <description>
        <![CDATA[<p>2026 could be your opportunity window. In this episode, we break down why this year may be a turning point for wealthy families and business owners — and why you’ll likely look back either grateful you took action or frustrated you waited.</p><p>We talk about what’s driving the rate conversation (and why “waiting for the perfect time” can be just another form of market-timing), how to run the refinance and move-up math the right way, and why lower rates won’t fix a fragile financial plan. We also unpack the “teaser” offers financial institutions will push hard, what a real win actually looks like, and how falling borrowing costs could impact housing, new builds, and business expansion.</p><p>Finally, we zoom out: risk posture, adaptability, and AI. Because the companies that win the next cycle won’t be the ones who wait — they’ll be the ones who move with wisdom and speed.</p><p>If you’re a high-income earner, business owner, or CFO of your household — this one is for you.</p><p>Key topics:</p><p>Why 2026 could be a decision year<br>Rate cuts, Fed leadership shifts, and what to watch<br>Refi vs. wait: stop guessing and run the math<br>Why the foundation matters more than the rate<br>Spotting “teaser” offers vs real value<br>Housing and affordability if rates fall<br>Business capital moves: refinance, expand, invest<br>Risk, longevity, and the danger of playing it too safe<br>AI as a cross-functional advantage (speed, ops, acquisition)</p><p>Next step: If you want help pressure-testing your plan, reach out or book a strategy call.</p><p>Disclaimer: This content is for education only and is not financial, tax, or legal advice.<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2026 could be your opportunity window. In this episode, we break down why this year may be a turning point for wealthy families and business owners — and why you’ll likely look back either grateful you took action or frustrated you waited.</p><p>We talk about what’s driving the rate conversation (and why “waiting for the perfect time” can be just another form of market-timing), how to run the refinance and move-up math the right way, and why lower rates won’t fix a fragile financial plan. We also unpack the “teaser” offers financial institutions will push hard, what a real win actually looks like, and how falling borrowing costs could impact housing, new builds, and business expansion.</p><p>Finally, we zoom out: risk posture, adaptability, and AI. Because the companies that win the next cycle won’t be the ones who wait — they’ll be the ones who move with wisdom and speed.</p><p>If you’re a high-income earner, business owner, or CFO of your household — this one is for you.</p><p>Key topics:</p><p>Why 2026 could be a decision year<br>Rate cuts, Fed leadership shifts, and what to watch<br>Refi vs. wait: stop guessing and run the math<br>Why the foundation matters more than the rate<br>Spotting “teaser” offers vs real value<br>Housing and affordability if rates fall<br>Business capital moves: refinance, expand, invest<br>Risk, longevity, and the danger of playing it too safe<br>AI as a cross-functional advantage (speed, ops, acquisition)</p><p>Next step: If you want help pressure-testing your plan, reach out or book a strategy call.</p><p>Disclaimer: This content is for education only and is not financial, tax, or legal advice.<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Mon, 02 Feb 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/5a89bbda/005741ae.mp3" length="98304465" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2457</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>2026 could be your opportunity window. In this episode, we break down why this year may be a turning point for wealthy families and business owners — and why you’ll likely look back either grateful you took action or frustrated you waited.</p><p>We talk about what’s driving the rate conversation (and why “waiting for the perfect time” can be just another form of market-timing), how to run the refinance and move-up math the right way, and why lower rates won’t fix a fragile financial plan. We also unpack the “teaser” offers financial institutions will push hard, what a real win actually looks like, and how falling borrowing costs could impact housing, new builds, and business expansion.</p><p>Finally, we zoom out: risk posture, adaptability, and AI. Because the companies that win the next cycle won’t be the ones who wait — they’ll be the ones who move with wisdom and speed.</p><p>If you’re a high-income earner, business owner, or CFO of your household — this one is for you.</p><p>Key topics:</p><p>Why 2026 could be a decision year<br>Rate cuts, Fed leadership shifts, and what to watch<br>Refi vs. wait: stop guessing and run the math<br>Why the foundation matters more than the rate<br>Spotting “teaser” offers vs real value<br>Housing and affordability if rates fall<br>Business capital moves: refinance, expand, invest<br>Risk, longevity, and the danger of playing it too safe<br>AI as a cross-functional advantage (speed, ops, acquisition)</p><p>Next step: If you want help pressure-testing your plan, reach out or book a strategy call.</p><p>Disclaimer: This content is for education only and is not financial, tax, or legal advice.<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are You Losing More to Taxes Than the Market?</title>
      <itunes:episode>219</itunes:episode>
      <podcast:episode>219</podcast:episode>
      <itunes:title>Are You Losing More to Taxes Than the Market?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">619bbda9-dff6-4c23-a595-a5ffdfbce797</guid>
      <link>https://share.transistor.fm/s/920747ce</link>
      <description>
        <![CDATA[<p>Most investors obsess over market dips… while ignoring the quiet leak that compounds for decades: taxes. In this episode, Andrew breaks down how “tax drag” can shrink your long-term wealth more than volatility, why tax-deferred isn’t tax-free, and the 3 most common mistakes that trigger unnecessary tax bills (rebalancing, concentrated stock, and the NIIT/Medicare surtax ambush). Then we give you the playbook: asset location, systematic tax-loss harvesting, and Roth strategies high earners can use to build real tax flexibility.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Most investors obsess over market dips… while ignoring the quiet leak that compounds for decades: taxes. In this episode, Andrew breaks down how “tax drag” can shrink your long-term wealth more than volatility, why tax-deferred isn’t tax-free, and the 3 most common mistakes that trigger unnecessary tax bills (rebalancing, concentrated stock, and the NIIT/Medicare surtax ambush). Then we give you the playbook: asset location, systematic tax-loss harvesting, and Roth strategies high earners can use to build real tax flexibility.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Mon, 26 Jan 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/920747ce/833c990a.mp3" length="74544523" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1863</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Most investors obsess over market dips… while ignoring the quiet leak that compounds for decades: taxes. In this episode, Andrew breaks down how “tax drag” can shrink your long-term wealth more than volatility, why tax-deferred isn’t tax-free, and the 3 most common mistakes that trigger unnecessary tax bills (rebalancing, concentrated stock, and the NIIT/Medicare surtax ambush). Then we give you the playbook: asset location, systematic tax-loss harvesting, and Roth strategies high earners can use to build real tax flexibility.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Who Really Wins With a 10% Credit Card Cap?</title>
      <itunes:episode>218</itunes:episode>
      <podcast:episode>218</podcast:episode>
      <itunes:title>Who Really Wins With a 10% Credit Card Cap?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6409a38c-d8a0-44f9-ae56-25a0e58a10fd</guid>
      <link>https://share.transistor.fm/s/81807485</link>
      <description>
        <![CDATA[<p>A proposed one-year 10% cap on credit card APR sounds consumer-friendly—but banks don’t do charity, they do math. In this episode, we break down what the proposal actually is, what would have to happen for it to become law, and where the real costs would likely move: rewards, fees, underwriting, and business credit lines. </p><p>If you’re a high earner or business owner who pays cards off monthly, this isn’t about “saving interest”—it’s about what could change in the system you use every day. Plus, a practical playbook for what to watch and what to do if this becomes a serious legislative push.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>A proposed one-year 10% cap on credit card APR sounds consumer-friendly—but banks don’t do charity, they do math. In this episode, we break down what the proposal actually is, what would have to happen for it to become law, and where the real costs would likely move: rewards, fees, underwriting, and business credit lines. </p><p>If you’re a high earner or business owner who pays cards off monthly, this isn’t about “saving interest”—it’s about what could change in the system you use every day. Plus, a practical playbook for what to watch and what to do if this becomes a serious legislative push.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Mon, 19 Jan 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/81807485/2e19da22.mp3" length="89038301" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2225</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>A proposed one-year 10% cap on credit card APR sounds consumer-friendly—but banks don’t do charity, they do math. In this episode, we break down what the proposal actually is, what would have to happen for it to become law, and where the real costs would likely move: rewards, fees, underwriting, and business credit lines. </p><p>If you’re a high earner or business owner who pays cards off monthly, this isn’t about “saving interest”—it’s about what could change in the system you use every day. Plus, a practical playbook for what to watch and what to do if this becomes a serious legislative push.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What Nobody Tells You After You Reach Seven Figures</title>
      <itunes:episode>217</itunes:episode>
      <podcast:episode>217</podcast:episode>
      <itunes:title>What Nobody Tells You After You Reach Seven Figures</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6ad8faa6-4c63-4b39-849b-49b4a8dd15b4</guid>
      <link>https://share.transistor.fm/s/6e286730</link>
      <description>
        <![CDATA[<p>Most people spend their lives trying to build wealth.<br>Very few learn how to keep it.</p><p>The habits that help you accumulate money—aggressive growth, high risk tolerance, constant optimization—are often the exact same habits that quietly destroy wealth once you’ve already won the game.</p><p>In this episode of The Steward’s Protocol, Mo and Andrew break down the hidden transition almost every high-net-worth individual faces—and why so many people miss it.</p><p>You’ll learn:</p><p>- Why accumulator thinking becomes dangerous at $5–10M+<br>- How strategic liquidity creates opportunity during chaos<br>- The silent tax decisions that quietly erode long-term wealth<br>- Why asset protection matters more than returns at this stage<br>- When doing everything yourself becomes the riskiest move<br>- How families who keep wealth prepare the next generation, not just the portfolio</p><p>This isn’t about chasing higher returns or playing offense forever.<br>It’s about shifting from growth to stewardship—and designing a system that protects, preserves, and passes on what you’ve built.</p><p>If you’ve already climbed the mountain, this episode shows you how to build something that lasts at the top.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Most people spend their lives trying to build wealth.<br>Very few learn how to keep it.</p><p>The habits that help you accumulate money—aggressive growth, high risk tolerance, constant optimization—are often the exact same habits that quietly destroy wealth once you’ve already won the game.</p><p>In this episode of The Steward’s Protocol, Mo and Andrew break down the hidden transition almost every high-net-worth individual faces—and why so many people miss it.</p><p>You’ll learn:</p><p>- Why accumulator thinking becomes dangerous at $5–10M+<br>- How strategic liquidity creates opportunity during chaos<br>- The silent tax decisions that quietly erode long-term wealth<br>- Why asset protection matters more than returns at this stage<br>- When doing everything yourself becomes the riskiest move<br>- How families who keep wealth prepare the next generation, not just the portfolio</p><p>This isn’t about chasing higher returns or playing offense forever.<br>It’s about shifting from growth to stewardship—and designing a system that protects, preserves, and passes on what you’ve built.</p><p>If you’ve already climbed the mountain, this episode shows you how to build something that lasts at the top.</p>]]>
      </content:encoded>
      <pubDate>Mon, 05 Jan 2026 06:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6e286730/8df184dc.mp3" length="106953084" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2673</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Most people spend their lives trying to build wealth.<br>Very few learn how to keep it.</p><p>The habits that help you accumulate money—aggressive growth, high risk tolerance, constant optimization—are often the exact same habits that quietly destroy wealth once you’ve already won the game.</p><p>In this episode of The Steward’s Protocol, Mo and Andrew break down the hidden transition almost every high-net-worth individual faces—and why so many people miss it.</p><p>You’ll learn:</p><p>- Why accumulator thinking becomes dangerous at $5–10M+<br>- How strategic liquidity creates opportunity during chaos<br>- The silent tax decisions that quietly erode long-term wealth<br>- Why asset protection matters more than returns at this stage<br>- When doing everything yourself becomes the riskiest move<br>- How families who keep wealth prepare the next generation, not just the portfolio</p><p>This isn’t about chasing higher returns or playing offense forever.<br>It’s about shifting from growth to stewardship—and designing a system that protects, preserves, and passes on what you’ve built.</p><p>If you’ve already climbed the mountain, this episode shows you how to build something that lasts at the top.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Top 5 Mistakes Wealthy Investors Must Avoid in 2026</title>
      <itunes:episode>216</itunes:episode>
      <podcast:episode>216</podcast:episode>
      <itunes:title>Top 5 Mistakes Wealthy Investors Must Avoid in 2026</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/4247b865</link>
      <description>
        <![CDATA[<p>Top 5 Mistakes Wealthy Investors Must Avoid in 2026<br>Start 2026 with the end in mind. If you earn $200k plus or you have a seven figure portfolio, a few avoidable mistakes can cost six or seven figures over a lifetime. In this episode Andrew Nida from Asset Management Group, Inc. breaks down the five mistakes wealthy investors must avoid in 2026 and how to align investments, taxes, and cash flow with the outcomes you actually want.<br>Even high-income earners and retirees often make significant financial errors. This video addresses common mistakes that can cost hundreds of thousands of dollars, emphasizing the importance of effective financial planning. We discuss how coordinating cash flow, taxes, and risk is crucial for sound financial management, especially as tax planning strategies evolve. 💸<br>What you will learn<br>• How to define the future you want and the outcomes you want to avoid<br>• How to align 2026 portfolio risk with withdrawal needs in a falling rate environment<br>• How to coordinate the three tax buckets<br>• High value employer and qualified plan moves<br>• How to stay opportunistic when markets surprise<br>• How to build a per pay period funding and quarterly review rhythm with your advisory team<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Top 5 Mistakes Wealthy Investors Must Avoid in 2026<br>Start 2026 with the end in mind. If you earn $200k plus or you have a seven figure portfolio, a few avoidable mistakes can cost six or seven figures over a lifetime. In this episode Andrew Nida from Asset Management Group, Inc. breaks down the five mistakes wealthy investors must avoid in 2026 and how to align investments, taxes, and cash flow with the outcomes you actually want.<br>Even high-income earners and retirees often make significant financial errors. This video addresses common mistakes that can cost hundreds of thousands of dollars, emphasizing the importance of effective financial planning. We discuss how coordinating cash flow, taxes, and risk is crucial for sound financial management, especially as tax planning strategies evolve. 💸<br>What you will learn<br>• How to define the future you want and the outcomes you want to avoid<br>• How to align 2026 portfolio risk with withdrawal needs in a falling rate environment<br>• How to coordinate the three tax buckets<br>• High value employer and qualified plan moves<br>• How to stay opportunistic when markets surprise<br>• How to build a per pay period funding and quarterly review rhythm with your advisory team<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Fri, 19 Dec 2025 17:49:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4247b865/2c54b1bb.mp3" length="10900277" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/QGVJ1KKxgEEa5Pq1vuPoUhzUgw77cxxQZoUJE0g_cag/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iNTAy/NDFmYjIxMjNmZDA2/ZGRiMTA1ZjJlYzBh/OGNiZC5wbmc.jpg"/>
      <itunes:duration>678</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Top 5 Mistakes Wealthy Investors Must Avoid in 2026<br>Start 2026 with the end in mind. If you earn $200k plus or you have a seven figure portfolio, a few avoidable mistakes can cost six or seven figures over a lifetime. In this episode Andrew Nida from Asset Management Group, Inc. breaks down the five mistakes wealthy investors must avoid in 2026 and how to align investments, taxes, and cash flow with the outcomes you actually want.<br>Even high-income earners and retirees often make significant financial errors. This video addresses common mistakes that can cost hundreds of thousands of dollars, emphasizing the importance of effective financial planning. We discuss how coordinating cash flow, taxes, and risk is crucial for sound financial management, especially as tax planning strategies evolve. 💸<br>What you will learn<br>• How to define the future you want and the outcomes you want to avoid<br>• How to align 2026 portfolio risk with withdrawal needs in a falling rate environment<br>• How to coordinate the three tax buckets<br>• High value employer and qualified plan moves<br>• How to stay opportunistic when markets surprise<br>• How to build a per pay period funding and quarterly review rhythm with your advisory team<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>personal finance,financial planning,stock market,couple goals,how to invest,retirement planning,wealth management,dave ramsey,warren buffett,asset management,investment banking,investing mistakes to avoid,how to invest 2026,beginner investing mistakes,financial education,how to save money,how to start investing,money management,investment,finance,money,compound interest,retirement planning at 60,podcast,#podcast,Asset Management group,Andrew Nida</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How Waiting to Retire Can Cost You Millions!</title>
      <itunes:episode>215</itunes:episode>
      <podcast:episode>215</podcast:episode>
      <itunes:title>How Waiting to Retire Can Cost You Millions!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/e3b29e28</link>
      <description>
        <![CDATA[<p>How Waiting to Retire Can Cost You Millions!<br>This episode examines the significant "cost of waiting" for "high net worth" individuals when it comes to "retirement planning". We explore how delaying this crucial step can impact long-term "wealth management", leading to substantial financial losses. Discover actionable insights for effective "financial planning" to build lasting wealth.</p><p>One decision can quietly erase seven figures over your career. In this episode, Mr. Moise Piram breaks down the three real costs of delaying retirement savings for high earners and the three actions you can take this week to course correct. No market timing. No gimmicks. Just math and thoughtful planning.</p><p>What you will learn:<br>• The compound interest penalty: why a 10-year delay can mean over $1 million less at retirement<br>• The employer match gap: how partial participation leaves hundreds of thousands unclaimed<br>• The tax advantage compression: missed deductions, lost HSA growth, and fewer levers in retirement<br>• Three actions to take now: capture the match, automate and escalate, and maximize an HSA when eligible</p><p>Chapters:<br>Hook and intro<br>Cost 1: The compound interest penalty<br>Cost 2: Missing the employer match<br>Cost 3: Tax advantage compression<br>Action plan: three moves to make this week<br>Summary and next steps</p><p>Helpful context for 2025: current limits include a 401(k) employee deferral of $23,500 and HSA limits of $4,300 for individuals and $8,550 for families. Confirm your eligibility and current year limits before acting.</p><p>Stay tuned for more on financial planning, tax planning, and wealth management. Like, share, and subscribe for weekly updates.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>How Waiting to Retire Can Cost You Millions!<br>This episode examines the significant "cost of waiting" for "high net worth" individuals when it comes to "retirement planning". We explore how delaying this crucial step can impact long-term "wealth management", leading to substantial financial losses. Discover actionable insights for effective "financial planning" to build lasting wealth.</p><p>One decision can quietly erase seven figures over your career. In this episode, Mr. Moise Piram breaks down the three real costs of delaying retirement savings for high earners and the three actions you can take this week to course correct. No market timing. No gimmicks. Just math and thoughtful planning.</p><p>What you will learn:<br>• The compound interest penalty: why a 10-year delay can mean over $1 million less at retirement<br>• The employer match gap: how partial participation leaves hundreds of thousands unclaimed<br>• The tax advantage compression: missed deductions, lost HSA growth, and fewer levers in retirement<br>• Three actions to take now: capture the match, automate and escalate, and maximize an HSA when eligible</p><p>Chapters:<br>Hook and intro<br>Cost 1: The compound interest penalty<br>Cost 2: Missing the employer match<br>Cost 3: Tax advantage compression<br>Action plan: three moves to make this week<br>Summary and next steps</p><p>Helpful context for 2025: current limits include a 401(k) employee deferral of $23,500 and HSA limits of $4,300 for individuals and $8,550 for families. Confirm your eligibility and current year limits before acting.</p><p>Stay tuned for more on financial planning, tax planning, and wealth management. Like, share, and subscribe for weekly updates.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </content:encoded>
      <pubDate>Fri, 12 Dec 2025 13:56:09 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e3b29e28/2ce5a4f3.mp3" length="20775411" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/wLxLaIHiM3Qehq4licgsDOMHWf2wRVkZaLofdcHA_Q4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yN2My/MTE4ZGVkYjVhM2Fh/NjgwNzQ5Zjk2YzQ0/ZmFjYS5wbmc.jpg"/>
      <itunes:duration>1294</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>How Waiting to Retire Can Cost You Millions!<br>This episode examines the significant "cost of waiting" for "high net worth" individuals when it comes to "retirement planning". We explore how delaying this crucial step can impact long-term "wealth management", leading to substantial financial losses. Discover actionable insights for effective "financial planning" to build lasting wealth.</p><p>One decision can quietly erase seven figures over your career. In this episode, Mr. Moise Piram breaks down the three real costs of delaying retirement savings for high earners and the three actions you can take this week to course correct. No market timing. No gimmicks. Just math and thoughtful planning.</p><p>What you will learn:<br>• The compound interest penalty: why a 10-year delay can mean over $1 million less at retirement<br>• The employer match gap: how partial participation leaves hundreds of thousands unclaimed<br>• The tax advantage compression: missed deductions, lost HSA growth, and fewer levers in retirement<br>• Three actions to take now: capture the match, automate and escalate, and maximize an HSA when eligible</p><p>Chapters:<br>Hook and intro<br>Cost 1: The compound interest penalty<br>Cost 2: Missing the employer match<br>Cost 3: Tax advantage compression<br>Action plan: three moves to make this week<br>Summary and next steps</p><p>Helpful context for 2025: current limits include a 401(k) employee deferral of $23,500 and HSA limits of $4,300 for individuals and $8,550 for families. Confirm your eligibility and current year limits before acting.</p><p>Stay tuned for more on financial planning, tax planning, and wealth management. Like, share, and subscribe for weekly updates.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Holiday Money Rules Millionaires Follow (That Most People Don't)</title>
      <itunes:episode>214</itunes:episode>
      <podcast:episode>214</podcast:episode>
      <itunes:title>The Holiday Money Rules Millionaires Follow (That Most People Don't)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b78dadfd</link>
      <description>
        <![CDATA[<p>Expert Reveals Holiday Secrets of Millionaires That Actually Work<br>Holiday cheer should not come with a credit card hangover. In this special episode, Andrew Nida and Moise Piram unpack how to enjoy Thanksgiving through Christmas without getting trapped by corporate tactics, fake deals, and costly patterns. We cover what has changed in holiday shopping, how to spot real versus fake discounts, why kids thrive with less, and a practical AMG Holiday Playbook you can use today.</p><p>What you will learn<br>• Thanksgiving by the numbers and why expectations drive overspending<br>• How holiday shopping has shifted from in store to online and why manipulation increased<br>• The truth about most Black Friday and Cyber Monday pricing<br>• How holiday credit card debt grows and simple ways to avoid it<br>• Why kids remember experiences more than volume<br>• AMG Holiday Playbook steps to take before you buy</p><p>Like, share, and subscribe to stay current on financial planning, tax planning, and wealth management updates. Educational content only.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#HolidayBudget #BlackFriday #CyberMonday #HolidaySpending #PersonalFinance #RetirementPlanning #TaxPlanning #WealthManagement #DebtFree #CreditCards #FinancialLiteracy #MoneyTips #FamilyFinance #Minimalism #FrugalLiving #Budgeting #ConsumerPsychology #FinancialWellness #Inflation #Economy #HighEarners #MillionaireMindset #FaithFamilyFinance #Stewardship #MindfulSpending #GiftGuide #Savings #charitablegiving </p><p>holiday spending 2025, holiday budget, Black Friday deals, Cyber Monday tips, fake discounts, credit card APR, avoid holiday debt, family finance, mindful spending, AMG podcast, Asset Management Group Inc, Andrew Nida, Moise Piram, faith family finance, consumer psychology, kids gifts ideas, experiences over things, price tracking tools, Keepa, CamelCamelCamel, Honey, CNET price tracker, high earner budgeting, everyday millionaires, charitable giving, generosity ideas, financial wellness, intentional spending, Christmas savings</p><p>Asset Management Group,Nida financial,49ers,panthers,sawyer sweeten,avgo stock,holiday gift sets,holiday gift sets on sale,shop electronics on sale,financial advice,personal finance,#podcast,podcast,shorts,reels,shopping season,thanksgiving day shopping,black friday 2025,black friday deals,black friday,why is it called black friday,holiday special,shopping haul,amazon black friday 2025,christmas songs,christmas music,dave ramsey,how to save money,AMG</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Expert Reveals Holiday Secrets of Millionaires That Actually Work<br>Holiday cheer should not come with a credit card hangover. In this special episode, Andrew Nida and Moise Piram unpack how to enjoy Thanksgiving through Christmas without getting trapped by corporate tactics, fake deals, and costly patterns. We cover what has changed in holiday shopping, how to spot real versus fake discounts, why kids thrive with less, and a practical AMG Holiday Playbook you can use today.</p><p>What you will learn<br>• Thanksgiving by the numbers and why expectations drive overspending<br>• How holiday shopping has shifted from in store to online and why manipulation increased<br>• The truth about most Black Friday and Cyber Monday pricing<br>• How holiday credit card debt grows and simple ways to avoid it<br>• Why kids remember experiences more than volume<br>• AMG Holiday Playbook steps to take before you buy</p><p>Like, share, and subscribe to stay current on financial planning, tax planning, and wealth management updates. Educational content only.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#HolidayBudget #BlackFriday #CyberMonday #HolidaySpending #PersonalFinance #RetirementPlanning #TaxPlanning #WealthManagement #DebtFree #CreditCards #FinancialLiteracy #MoneyTips #FamilyFinance #Minimalism #FrugalLiving #Budgeting #ConsumerPsychology #FinancialWellness #Inflation #Economy #HighEarners #MillionaireMindset #FaithFamilyFinance #Stewardship #MindfulSpending #GiftGuide #Savings #charitablegiving </p><p>holiday spending 2025, holiday budget, Black Friday deals, Cyber Monday tips, fake discounts, credit card APR, avoid holiday debt, family finance, mindful spending, AMG podcast, Asset Management Group Inc, Andrew Nida, Moise Piram, faith family finance, consumer psychology, kids gifts ideas, experiences over things, price tracking tools, Keepa, CamelCamelCamel, Honey, CNET price tracker, high earner budgeting, everyday millionaires, charitable giving, generosity ideas, financial wellness, intentional spending, Christmas savings</p><p>Asset Management Group,Nida financial,49ers,panthers,sawyer sweeten,avgo stock,holiday gift sets,holiday gift sets on sale,shop electronics on sale,financial advice,personal finance,#podcast,podcast,shorts,reels,shopping season,thanksgiving day shopping,black friday 2025,black friday deals,black friday,why is it called black friday,holiday special,shopping haul,amazon black friday 2025,christmas songs,christmas music,dave ramsey,how to save money,AMG</p>]]>
      </content:encoded>
      <pubDate>Tue, 25 Nov 2025 18:21:19 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b78dadfd/0b912cf2.mp3" length="97452296" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/jBRHnHIGJ6kwSKUZvhQESpcFXvsxvB0cZbl9watMmjU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS84NWQ4/YzUxY2MzZTlhYWY1/M2JiMjAwM2IyNzlk/N2I3ZC5qcGc.jpg"/>
      <itunes:duration>2435</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Expert Reveals Holiday Secrets of Millionaires That Actually Work<br>Holiday cheer should not come with a credit card hangover. In this special episode, Andrew Nida and Moise Piram unpack how to enjoy Thanksgiving through Christmas without getting trapped by corporate tactics, fake deals, and costly patterns. We cover what has changed in holiday shopping, how to spot real versus fake discounts, why kids thrive with less, and a practical AMG Holiday Playbook you can use today.</p><p>What you will learn<br>• Thanksgiving by the numbers and why expectations drive overspending<br>• How holiday shopping has shifted from in store to online and why manipulation increased<br>• The truth about most Black Friday and Cyber Monday pricing<br>• How holiday credit card debt grows and simple ways to avoid it<br>• Why kids remember experiences more than volume<br>• AMG Holiday Playbook steps to take before you buy</p><p>Like, share, and subscribe to stay current on financial planning, tax planning, and wealth management updates. Educational content only.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#HolidayBudget #BlackFriday #CyberMonday #HolidaySpending #PersonalFinance #RetirementPlanning #TaxPlanning #WealthManagement #DebtFree #CreditCards #FinancialLiteracy #MoneyTips #FamilyFinance #Minimalism #FrugalLiving #Budgeting #ConsumerPsychology #FinancialWellness #Inflation #Economy #HighEarners #MillionaireMindset #FaithFamilyFinance #Stewardship #MindfulSpending #GiftGuide #Savings #charitablegiving </p><p>holiday spending 2025, holiday budget, Black Friday deals, Cyber Monday tips, fake discounts, credit card APR, avoid holiday debt, family finance, mindful spending, AMG podcast, Asset Management Group Inc, Andrew Nida, Moise Piram, faith family finance, consumer psychology, kids gifts ideas, experiences over things, price tracking tools, Keepa, CamelCamelCamel, Honey, CNET price tracker, high earner budgeting, everyday millionaires, charitable giving, generosity ideas, financial wellness, intentional spending, Christmas savings</p><p>Asset Management Group,Nida financial,49ers,panthers,sawyer sweeten,avgo stock,holiday gift sets,holiday gift sets on sale,shop electronics on sale,financial advice,personal finance,#podcast,podcast,shorts,reels,shopping season,thanksgiving day shopping,black friday 2025,black friday deals,black friday,why is it called black friday,holiday special,shopping haul,amazon black friday 2025,christmas songs,christmas music,dave ramsey,how to save money,AMG</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Hidden Cost of Multiple Advisors: An $86,000 Mistake</title>
      <itunes:episode>213</itunes:episode>
      <podcast:episode>213</podcast:episode>
      <itunes:title>The Hidden Cost of Multiple Advisors: An $86,000 Mistake</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>The Hidden Cost of Multiple Advisors: An $86,000 Mistake <br>Two advisors. One expensive collision. In this episode I unpack how $86,000 in realized capital gains from an uncoordinated brokerage account cascaded into surprise taxes, higher Medicare premiums through IRMAA, and a missed Roth conversion window. If you split assets across firms, this is your wake up call to coordinate or consolidate.</p><p>What you will learn<br>• Why multiple advisors often create tax and planning conflicts<br>• How IRMAA works and why income thresholds matter for two full years<br>• The hidden cost of realized gains inside taxable accounts<br>• When Roth conversions make sense and how they can be blocked by bracket creep<br>• A simple checklist to audit your advisor relationships and reduce surprises</p><p>Chapters<br>Hook and story set up<br>Why splitting advisors sounds smart<br>The $86,000 capital gains surprise<br> IRMAA and premium surcharges<br>The Roth conversion opportunity lost<br>The system problem and your role<br>What to do next and coordination checklist<br>Takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Nida financial,The Hidden Cost of Multiple Advisors,shorts,podcast,#podcast,#shorts,financial advisor,financial planner,clash royale,crypto,self improvement,stock market,warren buffett,king finance,premia finance,women in finance,schwab network,wealth building,sara finance,how to become a millionaire,stock market today,how to,consumer finance,financial education,finance for beginners,banking and finance,Roth conversion,Moise</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The Hidden Cost of Multiple Advisors: An $86,000 Mistake <br>Two advisors. One expensive collision. In this episode I unpack how $86,000 in realized capital gains from an uncoordinated brokerage account cascaded into surprise taxes, higher Medicare premiums through IRMAA, and a missed Roth conversion window. If you split assets across firms, this is your wake up call to coordinate or consolidate.</p><p>What you will learn<br>• Why multiple advisors often create tax and planning conflicts<br>• How IRMAA works and why income thresholds matter for two full years<br>• The hidden cost of realized gains inside taxable accounts<br>• When Roth conversions make sense and how they can be blocked by bracket creep<br>• A simple checklist to audit your advisor relationships and reduce surprises</p><p>Chapters<br>Hook and story set up<br>Why splitting advisors sounds smart<br>The $86,000 capital gains surprise<br> IRMAA and premium surcharges<br>The Roth conversion opportunity lost<br>The system problem and your role<br>What to do next and coordination checklist<br>Takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Nida financial,The Hidden Cost of Multiple Advisors,shorts,podcast,#podcast,#shorts,financial advisor,financial planner,clash royale,crypto,self improvement,stock market,warren buffett,king finance,premia finance,women in finance,schwab network,wealth building,sara finance,how to become a millionaire,stock market today,how to,consumer finance,financial education,finance for beginners,banking and finance,Roth conversion,Moise</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 Nov 2025 16:55:08 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c3beddfc/47f0fda8.mp3" length="23777830" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/vrleTXbBUL7LlGiG89OThI5K-44SKbVeJ_COWAhaMvI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNzEw/ZmQ3YTU0NzBlYzgy/ZjA0ZTYxNzQ4Njk5/NjAyMi5wbmc.jpg"/>
      <itunes:duration>1483</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The Hidden Cost of Multiple Advisors: An $86,000 Mistake <br>Two advisors. One expensive collision. In this episode I unpack how $86,000 in realized capital gains from an uncoordinated brokerage account cascaded into surprise taxes, higher Medicare premiums through IRMAA, and a missed Roth conversion window. If you split assets across firms, this is your wake up call to coordinate or consolidate.</p><p>What you will learn<br>• Why multiple advisors often create tax and planning conflicts<br>• How IRMAA works and why income thresholds matter for two full years<br>• The hidden cost of realized gains inside taxable accounts<br>• When Roth conversions make sense and how they can be blocked by bracket creep<br>• A simple checklist to audit your advisor relationships and reduce surprises</p><p>Chapters<br>Hook and story set up<br>Why splitting advisors sounds smart<br>The $86,000 capital gains surprise<br> IRMAA and premium surcharges<br>The Roth conversion opportunity lost<br>The system problem and your role<br>What to do next and coordination checklist<br>Takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Nida financial,The Hidden Cost of Multiple Advisors,shorts,podcast,#podcast,#shorts,financial advisor,financial planner,clash royale,crypto,self improvement,stock market,warren buffett,king finance,premia finance,women in finance,schwab network,wealth building,sara finance,how to become a millionaire,stock market today,how to,consumer finance,financial education,finance for beginners,banking and finance,Roth conversion,Moise</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Hidden Cost of Having Multiple Advisors</title>
      <itunes:episode>212</itunes:episode>
      <podcast:episode>212</podcast:episode>
      <itunes:title>The Hidden Cost of Having Multiple Advisors</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>STOP Using Multiple Financial Advisors Before You Watch This!<br>Are multiple financial advisors helping or quietly hurting your plan<br>In today’s episode Andrew Nida and Moise Piram from Asset Management Group Inc unpack the hidden costs of splitting assets across advisors including surprise capital gains IRMAA surcharges missed Roth conversion windows wash sales and fee creep</p><p>We walk through a real case where an $86,000 capital gain from an uncoordinated account triggered higher Medicare premiums derailed tax planning and cost tens of thousands in avoidable drag</p><p>What you will learn<br>• Why diversifying investments is smart but diversifying advisors fragments your strategy<br>• How IRMAA surcharges and the two year lookback can compound one decision<br>• The coordination gap that kills Roth conversions tax loss harvesting and withdrawal sequencing<br>• A simple audit to decide whether consolidation makes sense for you</p><p>If you find this helpful like share and subscribe to stay current on financial planning tax planning wealth management and more</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>multiple financial advisors, hidden cost of multiple advisors, IRMAA surcharges, Medicare premiums, Roth conversion timing, capital gains surprise, tax planning for retirees, high net worth investors, everyday millionaires, wealth management podcast, advisor consolidation, fee analysis, wash sale rules, withdrawal sequencing, retirement income planning, Asset Management Group Inc, Andrew Nida, Moise Piram, portfolio coordination, tax efficiency, retirement tax strategies, Medicare Part B costs, Part D surcharges, financial planning mistakes, investment strategy, estate planning coordination, high income professionals, financial podcast</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>STOP Using Multiple Financial Advisors Before You Watch This!<br>Are multiple financial advisors helping or quietly hurting your plan<br>In today’s episode Andrew Nida and Moise Piram from Asset Management Group Inc unpack the hidden costs of splitting assets across advisors including surprise capital gains IRMAA surcharges missed Roth conversion windows wash sales and fee creep</p><p>We walk through a real case where an $86,000 capital gain from an uncoordinated account triggered higher Medicare premiums derailed tax planning and cost tens of thousands in avoidable drag</p><p>What you will learn<br>• Why diversifying investments is smart but diversifying advisors fragments your strategy<br>• How IRMAA surcharges and the two year lookback can compound one decision<br>• The coordination gap that kills Roth conversions tax loss harvesting and withdrawal sequencing<br>• A simple audit to decide whether consolidation makes sense for you</p><p>If you find this helpful like share and subscribe to stay current on financial planning tax planning wealth management and more</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>multiple financial advisors, hidden cost of multiple advisors, IRMAA surcharges, Medicare premiums, Roth conversion timing, capital gains surprise, tax planning for retirees, high net worth investors, everyday millionaires, wealth management podcast, advisor consolidation, fee analysis, wash sale rules, withdrawal sequencing, retirement income planning, Asset Management Group Inc, Andrew Nida, Moise Piram, portfolio coordination, tax efficiency, retirement tax strategies, Medicare Part B costs, Part D surcharges, financial planning mistakes, investment strategy, estate planning coordination, high income professionals, financial podcast</p>]]>
      </content:encoded>
      <pubDate>Thu, 20 Nov 2025 13:41:43 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/83833714/e993e232.mp3" length="85660743" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9Qrcv7EWml645gYRCW_9_vabg7mkInpwdjP3hws_6QI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jMTI1/NjJiYmE3ZjZkMTkz/YzAwNTc2OWEzMTYw/MWQ2Zi5wbmc.jpg"/>
      <itunes:duration>2140</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>STOP Using Multiple Financial Advisors Before You Watch This!<br>Are multiple financial advisors helping or quietly hurting your plan<br>In today’s episode Andrew Nida and Moise Piram from Asset Management Group Inc unpack the hidden costs of splitting assets across advisors including surprise capital gains IRMAA surcharges missed Roth conversion windows wash sales and fee creep</p><p>We walk through a real case where an $86,000 capital gain from an uncoordinated account triggered higher Medicare premiums derailed tax planning and cost tens of thousands in avoidable drag</p><p>What you will learn<br>• Why diversifying investments is smart but diversifying advisors fragments your strategy<br>• How IRMAA surcharges and the two year lookback can compound one decision<br>• The coordination gap that kills Roth conversions tax loss harvesting and withdrawal sequencing<br>• A simple audit to decide whether consolidation makes sense for you</p><p>If you find this helpful like share and subscribe to stay current on financial planning tax planning wealth management and more</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>multiple financial advisors, hidden cost of multiple advisors, IRMAA surcharges, Medicare premiums, Roth conversion timing, capital gains surprise, tax planning for retirees, high net worth investors, everyday millionaires, wealth management podcast, advisor consolidation, fee analysis, wash sale rules, withdrawal sequencing, retirement income planning, Asset Management Group Inc, Andrew Nida, Moise Piram, portfolio coordination, tax efficiency, retirement tax strategies, Medicare Part B costs, Part D surcharges, financial planning mistakes, investment strategy, estate planning coordination, high income professionals, financial podcast</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Are So Many People Losing Jobs in 2025?</title>
      <itunes:episode>211</itunes:episode>
      <podcast:episode>211</podcast:episode>
      <itunes:title>Why Are So Many People Losing Jobs in 2025?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/bc5cecf4</link>
      <description>
        <![CDATA[<p>Why Are So Many People Losing Jobs in 2025?<br>More than 150,000 jobs were cut in October 2025 and announced cuts have topped 1.1 million this year. Is this a red flag for the economy or a corporate reallocation story driven by AI and new priorities? In this video, Andrew Nida breaks down what is normal in layoff cycles, why 2025 feels different, how tech and policy fit in, and a step-by-step AMG Get Skinny Plan to protect cash flow, benefits, and retirement options if you are facing a layoff.</p><p>What you will learn:<br>• What is historically normal in layoffs vs. what is happening now<br>• How reallocation and AI are reshaping roles and paychecks<br>• When layoffs become a red flag instead of a realignment<br>• Exactly what to do in the first 72 hours after a layoff<br>• How to compare COBRA and Marketplace options and protect liquidity<br>• Retirement distribution and portability rules to know near age 55 to 59½<br>• How to rebuild your income pipeline without derailing your long-term plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Why Are So Many People Losing Jobs in 2025?,news today,financial planning,personal finance tips,wealth management,dave ramsey,asset management,tech layoffs,amazon prime,news,ups,salesforce jobs,amazon jobs,google jobs,interview tips,how to,podcast,#podcast,how to invest,how to draw,how to make money online,raf ira,fidelity 401k,cal pers,traditional ira,simplified employee pension plan,certified financial planner,Andrew Nida</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Why Are So Many People Losing Jobs in 2025?<br>More than 150,000 jobs were cut in October 2025 and announced cuts have topped 1.1 million this year. Is this a red flag for the economy or a corporate reallocation story driven by AI and new priorities? In this video, Andrew Nida breaks down what is normal in layoff cycles, why 2025 feels different, how tech and policy fit in, and a step-by-step AMG Get Skinny Plan to protect cash flow, benefits, and retirement options if you are facing a layoff.</p><p>What you will learn:<br>• What is historically normal in layoffs vs. what is happening now<br>• How reallocation and AI are reshaping roles and paychecks<br>• When layoffs become a red flag instead of a realignment<br>• Exactly what to do in the first 72 hours after a layoff<br>• How to compare COBRA and Marketplace options and protect liquidity<br>• Retirement distribution and portability rules to know near age 55 to 59½<br>• How to rebuild your income pipeline without derailing your long-term plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Why Are So Many People Losing Jobs in 2025?,news today,financial planning,personal finance tips,wealth management,dave ramsey,asset management,tech layoffs,amazon prime,news,ups,salesforce jobs,amazon jobs,google jobs,interview tips,how to,podcast,#podcast,how to invest,how to draw,how to make money online,raf ira,fidelity 401k,cal pers,traditional ira,simplified employee pension plan,certified financial planner,Andrew Nida</p>]]>
      </content:encoded>
      <pubDate>Fri, 14 Nov 2025 14:59:19 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/bc5cecf4/3f7d9690.mp3" length="8846150" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/4kXLHEC4k92KnbymLYuok1z6NxOjTA8frUsLrI5m0Q8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMWQ4/YzliZWY4MzA4YzEw/ZDc4ZjYyYjM1NmI1/ZmFmZi5wbmc.jpg"/>
      <itunes:duration>549</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Why Are So Many People Losing Jobs in 2025?<br>More than 150,000 jobs were cut in October 2025 and announced cuts have topped 1.1 million this year. Is this a red flag for the economy or a corporate reallocation story driven by AI and new priorities? In this video, Andrew Nida breaks down what is normal in layoff cycles, why 2025 feels different, how tech and policy fit in, and a step-by-step AMG Get Skinny Plan to protect cash flow, benefits, and retirement options if you are facing a layoff.</p><p>What you will learn:<br>• What is historically normal in layoffs vs. what is happening now<br>• How reallocation and AI are reshaping roles and paychecks<br>• When layoffs become a red flag instead of a realignment<br>• Exactly what to do in the first 72 hours after a layoff<br>• How to compare COBRA and Marketplace options and protect liquidity<br>• Retirement distribution and portability rules to know near age 55 to 59½<br>• How to rebuild your income pipeline without derailing your long-term plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>Asset Management Group,Why Are So Many People Losing Jobs in 2025?,news today,financial planning,personal finance tips,wealth management,dave ramsey,asset management,tech layoffs,amazon prime,news,ups,salesforce jobs,amazon jobs,google jobs,interview tips,how to,podcast,#podcast,how to invest,how to draw,how to make money online,raf ira,fidelity 401k,cal pers,traditional ira,simplified employee pension plan,certified financial planner,Andrew Nida</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Big Tech Layoffs 2025: What Families Need Now</title>
      <itunes:episode>210</itunes:episode>
      <podcast:episode>210</podcast:episode>
      <itunes:title>Big Tech Layoffs 2025: What Families Need Now</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/f584df83</link>
      <description>
        <![CDATA[<p>Big Tech Layoffs 2025: What Families Need Now<br>Layoffs are not headlines. They are households. In this episode Andrew Nida and Moise Piram break down who is cutting, what it means for income, how AI and tax policy shape the moment, and the exact steps to take if you are laid off or think you might be next.</p><p>What you will learn<br>• Where the cuts are happening and why this wave is different<br>• Typical pay for impacted roles and what the income hit looks like tomorrow<br>• How AI spending and current R and E expensing rules affect hiring and investing<br>• The Get Skinny Plan for days one to three and beyond<br>• Smart moves on cash flow, health coverage, portfolio risk, and job pipeline</p><p>Subscribe for weekly guidance on financial planning, tax planning, and wealth management tailored to high earners and everyday millionaires.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>#Layoffs2025 #FamilyFinance #WealthManagement #CashFlow #HighEarners #EverydayMillionaires #FinancialPlanning #TaxPlanning #AIEconomy #JobSearch #Unemployment #Severance #HealthInsurance #COBRA #MarketplacePlans #Investing #RiskManagement #RetirementPlanning #PortfolioStrategy #TechCareers #CareerPivot #IncomeProtection #RecessionProof #MoneyTips #Budgeting #DebtManagement #SideIncome #financialliteracy </p><p><br>Asset Management Group,Nida financial,tech layoffs,layoffs,amazon layoffs,job market,tech jobs,business news,mass layoffs,job search,ai,jobs,finance news,stock market,Big Tech Layoffs 2025,breaking news,microsoft layoffs,financial planning,personal finance,financial advisor,amazon,google ai,ai news,football highlights,artificial intelligence,ai tools,ai explained,stock market news,FOX NEWS,ABC NEWS,NEWS TODAY,CNBC NEWS,NEWS LIVE,PODCAST</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Big Tech Layoffs 2025: What Families Need Now<br>Layoffs are not headlines. They are households. In this episode Andrew Nida and Moise Piram break down who is cutting, what it means for income, how AI and tax policy shape the moment, and the exact steps to take if you are laid off or think you might be next.</p><p>What you will learn<br>• Where the cuts are happening and why this wave is different<br>• Typical pay for impacted roles and what the income hit looks like tomorrow<br>• How AI spending and current R and E expensing rules affect hiring and investing<br>• The Get Skinny Plan for days one to three and beyond<br>• Smart moves on cash flow, health coverage, portfolio risk, and job pipeline</p><p>Subscribe for weekly guidance on financial planning, tax planning, and wealth management tailored to high earners and everyday millionaires.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>#Layoffs2025 #FamilyFinance #WealthManagement #CashFlow #HighEarners #EverydayMillionaires #FinancialPlanning #TaxPlanning #AIEconomy #JobSearch #Unemployment #Severance #HealthInsurance #COBRA #MarketplacePlans #Investing #RiskManagement #RetirementPlanning #PortfolioStrategy #TechCareers #CareerPivot #IncomeProtection #RecessionProof #MoneyTips #Budgeting #DebtManagement #SideIncome #financialliteracy </p><p><br>Asset Management Group,Nida financial,tech layoffs,layoffs,amazon layoffs,job market,tech jobs,business news,mass layoffs,job search,ai,jobs,finance news,stock market,Big Tech Layoffs 2025,breaking news,microsoft layoffs,financial planning,personal finance,financial advisor,amazon,google ai,ai news,football highlights,artificial intelligence,ai tools,ai explained,stock market news,FOX NEWS,ABC NEWS,NEWS TODAY,CNBC NEWS,NEWS LIVE,PODCAST</p>]]>
      </content:encoded>
      <pubDate>Wed, 12 Nov 2025 13:38:52 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f584df83/f8f1d4dd.mp3" length="96860311" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/mZUFxUdjhxTQaPCmsSGSDTvpAULxoFwClAndQgaxXzY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMTBj/MzVlODY5NWJmYmUx/ZDY4MTcwOTc2NDQ2/NmRkNC5wbmc.jpg"/>
      <itunes:duration>2420</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Big Tech Layoffs 2025: What Families Need Now<br>Layoffs are not headlines. They are households. In this episode Andrew Nida and Moise Piram break down who is cutting, what it means for income, how AI and tax policy shape the moment, and the exact steps to take if you are laid off or think you might be next.</p><p>What you will learn<br>• Where the cuts are happening and why this wave is different<br>• Typical pay for impacted roles and what the income hit looks like tomorrow<br>• How AI spending and current R and E expensing rules affect hiring and investing<br>• The Get Skinny Plan for days one to three and beyond<br>• Smart moves on cash flow, health coverage, portfolio risk, and job pipeline</p><p>Subscribe for weekly guidance on financial planning, tax planning, and wealth management tailored to high earners and everyday millionaires.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>#Layoffs2025 #FamilyFinance #WealthManagement #CashFlow #HighEarners #EverydayMillionaires #FinancialPlanning #TaxPlanning #AIEconomy #JobSearch #Unemployment #Severance #HealthInsurance #COBRA #MarketplacePlans #Investing #RiskManagement #RetirementPlanning #PortfolioStrategy #TechCareers #CareerPivot #IncomeProtection #RecessionProof #MoneyTips #Budgeting #DebtManagement #SideIncome #financialliteracy </p><p><br>Asset Management Group,Nida financial,tech layoffs,layoffs,amazon layoffs,job market,tech jobs,business news,mass layoffs,job search,ai,jobs,finance news,stock market,Big Tech Layoffs 2025,breaking news,microsoft layoffs,financial planning,personal finance,financial advisor,amazon,google ai,ai news,football highlights,artificial intelligence,ai tools,ai explained,stock market news,FOX NEWS,ABC NEWS,NEWS TODAY,CNBC NEWS,NEWS LIVE,PODCAST</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Top 3 Passive Income Strategies for High-Net-Worth Individuals</title>
      <itunes:episode>209</itunes:episode>
      <podcast:episode>209</podcast:episode>
      <itunes:title>Top 3 Passive Income Strategies for High-Net-Worth Individuals</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>Top 3 Passive Income Strategies for High-Net-Worth Individuals<br>Achieving true financial success goes beyond just accumulating wealth; it's about securing your financial future and cultivating the right money mindset.  Explore various side hustle opportunities to generate income and build wealth, focusing on solid personal finance strategies. Learn how to invest wisely and how to make money work for you, leading to financial freedom.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok: https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#PassiveIncome #DividendInvesting #DividendGrowth #HighNetWorth #EverydayMillionaire #WealthManagement #FinancialFreedom #RetirementPlanning #TaxPlanning #PrivateEquity #PrivateRealEstate #RealEstateInvesting #AccreditedInvestor #CashFlow #PortfolioStrategy #wealthbuilding </p><p>passive income strategies, dividend growth investing, dividend stocks, qualified dividends, high net worth investor, everyday millionaire, private real estate investing, real estate syndication, private REIT, accredited investor, real estate cash flow, depreciation tax benefits, 1031 exchange basics, opportunity zones overview, private business equity, minority stake in business, silent partner investing, business due diligence, portfolio diversification, liquidity planning, risk tolerance, asset allocation for retirees, income investing, cash flow portfolio, tax aware investing, wealth management Atlanta, Asset Management Group Inc, AMG Inc ATL </p><p><br>Asset Management Group,financial planning,Passive Income,passive income ideas,passive income investing,wealth management,investing,personal finance,stock market,how to make money,make money online,work from home,business ideas,affiliate marketing,how to earn money online,digital products,financial freedom,make money,investing for beginners,taxes,ai business ideas,how to make passive income,how to make money online,side hustles,real estate investing</p>]]>
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      <content:encoded>
        <![CDATA[<p>Top 3 Passive Income Strategies for High-Net-Worth Individuals<br>Achieving true financial success goes beyond just accumulating wealth; it's about securing your financial future and cultivating the right money mindset.  Explore various side hustle opportunities to generate income and build wealth, focusing on solid personal finance strategies. Learn how to invest wisely and how to make money work for you, leading to financial freedom.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok: https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#PassiveIncome #DividendInvesting #DividendGrowth #HighNetWorth #EverydayMillionaire #WealthManagement #FinancialFreedom #RetirementPlanning #TaxPlanning #PrivateEquity #PrivateRealEstate #RealEstateInvesting #AccreditedInvestor #CashFlow #PortfolioStrategy #wealthbuilding </p><p>passive income strategies, dividend growth investing, dividend stocks, qualified dividends, high net worth investor, everyday millionaire, private real estate investing, real estate syndication, private REIT, accredited investor, real estate cash flow, depreciation tax benefits, 1031 exchange basics, opportunity zones overview, private business equity, minority stake in business, silent partner investing, business due diligence, portfolio diversification, liquidity planning, risk tolerance, asset allocation for retirees, income investing, cash flow portfolio, tax aware investing, wealth management Atlanta, Asset Management Group Inc, AMG Inc ATL </p><p><br>Asset Management Group,financial planning,Passive Income,passive income ideas,passive income investing,wealth management,investing,personal finance,stock market,how to make money,make money online,work from home,business ideas,affiliate marketing,how to earn money online,digital products,financial freedom,make money,investing for beginners,taxes,ai business ideas,how to make passive income,how to make money online,side hustles,real estate investing</p>]]>
      </content:encoded>
      <pubDate>Mon, 10 Nov 2025 15:17:12 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/197a7fc0/a4acc435.mp3" length="17190029" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/MRDNDqhZL0kr8mWvttE-0cOIn5iLHg9eXlYV7tCQJm8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wNTRi/ZTY4OTljN2EwMThi/ODliNDE3YjI3ZDk4/ZDhhMy5wbmc.jpg"/>
      <itunes:duration>1071</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Top 3 Passive Income Strategies for High-Net-Worth Individuals<br>Achieving true financial success goes beyond just accumulating wealth; it's about securing your financial future and cultivating the right money mindset.  Explore various side hustle opportunities to generate income and build wealth, focusing on solid personal finance strategies. Learn how to invest wisely and how to make money work for you, leading to financial freedom.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok: https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>#PassiveIncome #DividendInvesting #DividendGrowth #HighNetWorth #EverydayMillionaire #WealthManagement #FinancialFreedom #RetirementPlanning #TaxPlanning #PrivateEquity #PrivateRealEstate #RealEstateInvesting #AccreditedInvestor #CashFlow #PortfolioStrategy #wealthbuilding </p><p>passive income strategies, dividend growth investing, dividend stocks, qualified dividends, high net worth investor, everyday millionaire, private real estate investing, real estate syndication, private REIT, accredited investor, real estate cash flow, depreciation tax benefits, 1031 exchange basics, opportunity zones overview, private business equity, minority stake in business, silent partner investing, business due diligence, portfolio diversification, liquidity planning, risk tolerance, asset allocation for retirees, income investing, cash flow portfolio, tax aware investing, wealth management Atlanta, Asset Management Group Inc, AMG Inc ATL </p><p><br>Asset Management Group,financial planning,Passive Income,passive income ideas,passive income investing,wealth management,investing,personal finance,stock market,how to make money,make money online,work from home,business ideas,affiliate marketing,how to earn money online,digital products,financial freedom,make money,investing for beginners,taxes,ai business ideas,how to make passive income,how to make money online,side hustles,real estate investing</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Roth Conversion Secrets Your Financial Advisor Won't Tell You</title>
      <itunes:episode>208</itunes:episode>
      <podcast:episode>208</podcast:episode>
      <itunes:title>Roth Conversion Secrets Your Financial Advisor Won't Tell You</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>Roth Conversion Secrets Your Financial Advisor Won't Tell You #retirementplanning #retirement #financialplanning #podcast <br>If you’ve built a portfolio between $2M and $7M, and you’re either retired or nearing retirement, this video is for you. </p><p>I’m Andrew Nida, President of Asset Management Group, Inc., and in this video you’ll get a step-by-step, rules-based guide to converting your pre-tax retirement assets into a Roth the right way. No hype. No generalities. Just actionable strategy. </p><p>You’ll learn: </p><p>The five critical factors we always review for clients in your asset-range (burn rate, age &amp; RMD timeline, future tax rate, estate impact, bracket/IRMAA guardrails). </p><p>The rules and traps you absolutely cannot ignore (taxable income of a conversion, five-year rule, state tax issues, Medicare surcharge risk). </p><p>A multi-step plan built for those with $2M–$7M: how to measure, model, convert, monitor. </p><p>Why 2025-2026 may be one of the last big windows for this strategy (thanks to recent tax law changes). </p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>roth conversion,Roth Conversion Secrets,finance,retirement planning,roth ira,personal finance,investing,financial planning,conversion,retirement income,social security,taxes,how to invest money,401k,financial advisor,tax strategies,estimated taxes explained,dave ramsey,financial education,ira,IRS,roth ira explained,roth ira vs traditional ira,how to make money,retirement,dividend investing,tax free,medicare,one big beautiful bill,Andrew Nida,Podcast,AMG</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Roth Conversion Secrets Your Financial Advisor Won't Tell You #retirementplanning #retirement #financialplanning #podcast <br>If you’ve built a portfolio between $2M and $7M, and you’re either retired or nearing retirement, this video is for you. </p><p>I’m Andrew Nida, President of Asset Management Group, Inc., and in this video you’ll get a step-by-step, rules-based guide to converting your pre-tax retirement assets into a Roth the right way. No hype. No generalities. Just actionable strategy. </p><p>You’ll learn: </p><p>The five critical factors we always review for clients in your asset-range (burn rate, age &amp; RMD timeline, future tax rate, estate impact, bracket/IRMAA guardrails). </p><p>The rules and traps you absolutely cannot ignore (taxable income of a conversion, five-year rule, state tax issues, Medicare surcharge risk). </p><p>A multi-step plan built for those with $2M–$7M: how to measure, model, convert, monitor. </p><p>Why 2025-2026 may be one of the last big windows for this strategy (thanks to recent tax law changes). </p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>roth conversion,Roth Conversion Secrets,finance,retirement planning,roth ira,personal finance,investing,financial planning,conversion,retirement income,social security,taxes,how to invest money,401k,financial advisor,tax strategies,estimated taxes explained,dave ramsey,financial education,ira,IRS,roth ira explained,roth ira vs traditional ira,how to make money,retirement,dividend investing,tax free,medicare,one big beautiful bill,Andrew Nida,Podcast,AMG</p>]]>
      </content:encoded>
      <pubDate>Wed, 05 Nov 2025 13:36:34 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f6caff21/7ce2efdb.mp3" length="8146076" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/oHI4MrdzigSvkhydUNYggoUjgadskXuls7jAjoY-iEg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hZTBi/YmM4Y2EyYzJjZmNk/OGRiMzFiMzA3NDk2/ZjExMC5wbmc.jpg"/>
      <itunes:duration>506</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Roth Conversion Secrets Your Financial Advisor Won't Tell You #retirementplanning #retirement #financialplanning #podcast <br>If you’ve built a portfolio between $2M and $7M, and you’re either retired or nearing retirement, this video is for you. </p><p>I’m Andrew Nida, President of Asset Management Group, Inc., and in this video you’ll get a step-by-step, rules-based guide to converting your pre-tax retirement assets into a Roth the right way. No hype. No generalities. Just actionable strategy. </p><p>You’ll learn: </p><p>The five critical factors we always review for clients in your asset-range (burn rate, age &amp; RMD timeline, future tax rate, estate impact, bracket/IRMAA guardrails). </p><p>The rules and traps you absolutely cannot ignore (taxable income of a conversion, five-year rule, state tax issues, Medicare surcharge risk). </p><p>A multi-step plan built for those with $2M–$7M: how to measure, model, convert, monitor. </p><p>Why 2025-2026 may be one of the last big windows for this strategy (thanks to recent tax law changes). </p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p><br>roth conversion,Roth Conversion Secrets,finance,retirement planning,roth ira,personal finance,investing,financial planning,conversion,retirement income,social security,taxes,how to invest money,401k,financial advisor,tax strategies,estimated taxes explained,dave ramsey,financial education,ira,IRS,roth ira explained,roth ira vs traditional ira,how to make money,retirement,dividend investing,tax free,medicare,one big beautiful bill,Andrew Nida,Podcast,AMG</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Shocking Reality About Passive Income</title>
      <itunes:episode>207</itunes:episode>
      <podcast:episode>207</podcast:episode>
      <itunes:title>The Shocking Reality About Passive Income</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/3257b063</link>
      <description>
        <![CDATA[<p>The Shocking Reality About Passive Income<br>Ever heard claims like I make money while I sleep or I earn six figures with no work<br>In this episode of the Asset Management Group Podcast, Moise Piram and Andrew Nida break down five of the most hyped passive income plays and reveal the real workload, risks, and moving parts behind each one.</p><p>What we cover</p><p>Airbnb arbitrage and the real cost of vacancies, city rules, and lease risk</p><p>Dropshipping margins, ad spend, and customer service reality</p><p>Amazon FBA automation packages, policy changes, and inventory risk</p><p>YouTube channel automation and what actually drives monetization</p><p>Online course creation and why marketing never ends</p><p>Better ways to build durable income<br>Dividend investing, real estate with proper due diligence, and annuities as part of a plan<br>How to align income strategies with your risk tolerance, taxes, and retirement timeline<br>Why a fiduciary plan matters for high earners in the United States</p><p>If this helped, like, share, and subscribe for more no-nonsense insights on financial planning, tax planning, and wealth management.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Passive Income,ali abdaal,youtube automation,how to make money online,stock market,passive income ideas,passive income 2025,passive income investing,karlton dennis,youtube automation step by step,how to make passive income,youtube automation tutorial,shopify dropshipping,news,news today,live news,passive income ideas 2025,make money online,how to make money,how to earn money online,side hustle,AMG,affiliate marketing,faceless youtube channel,ANDREW   </p><p>Passive income myths, Passive income truth, High income earners United States, Dividend investing strategy, Real estate income, Annuity income, Fiduciary financial advisor, Retirement income planning, Tax efficient investing, Cash flow in retirement, Airbnb arbitrage risk, Dropshipping margins, Amazon FBA automation reality, YouTube channel monetization, Online course marketing, Wealth management for executives, Income strategies for doctors, Income strategies for business owners, Risk adjusted returns, Evidence based investing</p><p>#PassiveIncome #WealthManagement #HighEarners #FinancialPlanning #RetirementPlanning #DividendInvesting #RealEstateInvesting #Annuities #Fiduciary #TaxPlanning #CashFlow #IncomeStrategies #PortfolioIncome #RiskManagement #Airbnb #Dropshipping #AmazonFBA #YouTubeCreator #OnlineCourse #RetirementIncome #FinancialEducation #SmartMoney #InvestingTips #MoneyTalk #WealthBuilding #FinancialAdvisor #PersonalFinance #AssetManagement</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The Shocking Reality About Passive Income<br>Ever heard claims like I make money while I sleep or I earn six figures with no work<br>In this episode of the Asset Management Group Podcast, Moise Piram and Andrew Nida break down five of the most hyped passive income plays and reveal the real workload, risks, and moving parts behind each one.</p><p>What we cover</p><p>Airbnb arbitrage and the real cost of vacancies, city rules, and lease risk</p><p>Dropshipping margins, ad spend, and customer service reality</p><p>Amazon FBA automation packages, policy changes, and inventory risk</p><p>YouTube channel automation and what actually drives monetization</p><p>Online course creation and why marketing never ends</p><p>Better ways to build durable income<br>Dividend investing, real estate with proper due diligence, and annuities as part of a plan<br>How to align income strategies with your risk tolerance, taxes, and retirement timeline<br>Why a fiduciary plan matters for high earners in the United States</p><p>If this helped, like, share, and subscribe for more no-nonsense insights on financial planning, tax planning, and wealth management.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Passive Income,ali abdaal,youtube automation,how to make money online,stock market,passive income ideas,passive income 2025,passive income investing,karlton dennis,youtube automation step by step,how to make passive income,youtube automation tutorial,shopify dropshipping,news,news today,live news,passive income ideas 2025,make money online,how to make money,how to earn money online,side hustle,AMG,affiliate marketing,faceless youtube channel,ANDREW   </p><p>Passive income myths, Passive income truth, High income earners United States, Dividend investing strategy, Real estate income, Annuity income, Fiduciary financial advisor, Retirement income planning, Tax efficient investing, Cash flow in retirement, Airbnb arbitrage risk, Dropshipping margins, Amazon FBA automation reality, YouTube channel monetization, Online course marketing, Wealth management for executives, Income strategies for doctors, Income strategies for business owners, Risk adjusted returns, Evidence based investing</p><p>#PassiveIncome #WealthManagement #HighEarners #FinancialPlanning #RetirementPlanning #DividendInvesting #RealEstateInvesting #Annuities #Fiduciary #TaxPlanning #CashFlow #IncomeStrategies #PortfolioIncome #RiskManagement #Airbnb #Dropshipping #AmazonFBA #YouTubeCreator #OnlineCourse #RetirementIncome #FinancialEducation #SmartMoney #InvestingTips #MoneyTalk #WealthBuilding #FinancialAdvisor #PersonalFinance #AssetManagement</p>]]>
      </content:encoded>
      <pubDate>Wed, 05 Nov 2025 13:34:28 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3257b063/7d78beb8.mp3" length="90900114" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/jHN7DPyCVBmjvX0mU-8hhRe5eHl9vHndvMG7cZDknvY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMWM3/MzNiNTBhZjFkNDBi/OWZlODRhNDg4OTli/NGJkNy5wbmc.jpg"/>
      <itunes:duration>2271</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>The Shocking Reality About Passive Income<br>Ever heard claims like I make money while I sleep or I earn six figures with no work<br>In this episode of the Asset Management Group Podcast, Moise Piram and Andrew Nida break down five of the most hyped passive income plays and reveal the real workload, risks, and moving parts behind each one.</p><p>What we cover</p><p>Airbnb arbitrage and the real cost of vacancies, city rules, and lease risk</p><p>Dropshipping margins, ad spend, and customer service reality</p><p>Amazon FBA automation packages, policy changes, and inventory risk</p><p>YouTube channel automation and what actually drives monetization</p><p>Online course creation and why marketing never ends</p><p>Better ways to build durable income<br>Dividend investing, real estate with proper due diligence, and annuities as part of a plan<br>How to align income strategies with your risk tolerance, taxes, and retirement timeline<br>Why a fiduciary plan matters for high earners in the United States</p><p>If this helped, like, share, and subscribe for more no-nonsense insights on financial planning, tax planning, and wealth management.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Passive Income,ali abdaal,youtube automation,how to make money online,stock market,passive income ideas,passive income 2025,passive income investing,karlton dennis,youtube automation step by step,how to make passive income,youtube automation tutorial,shopify dropshipping,news,news today,live news,passive income ideas 2025,make money online,how to make money,how to earn money online,side hustle,AMG,affiliate marketing,faceless youtube channel,ANDREW   </p><p>Passive income myths, Passive income truth, High income earners United States, Dividend investing strategy, Real estate income, Annuity income, Fiduciary financial advisor, Retirement income planning, Tax efficient investing, Cash flow in retirement, Airbnb arbitrage risk, Dropshipping margins, Amazon FBA automation reality, YouTube channel monetization, Online course marketing, Wealth management for executives, Income strategies for doctors, Income strategies for business owners, Risk adjusted returns, Evidence based investing</p><p>#PassiveIncome #WealthManagement #HighEarners #FinancialPlanning #RetirementPlanning #DividendInvesting #RealEstateInvesting #Annuities #Fiduciary #TaxPlanning #CashFlow #IncomeStrategies #PortfolioIncome #RiskManagement #Airbnb #Dropshipping #AmazonFBA #YouTubeCreator #OnlineCourse #RetirementIncome #FinancialEducation #SmartMoney #InvestingTips #MoneyTalk #WealthBuilding #FinancialAdvisor #PersonalFinance #AssetManagement</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What is the MEDICARE Annual Enrollment Period?</title>
      <itunes:episode>206</itunes:episode>
      <podcast:episode>206</podcast:episode>
      <itunes:title>What is the MEDICARE Annual Enrollment Period?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>What is the Medicare Annual Enrollment Period?<br>It is the yearly window from October 15 to December 7 when Medicare beneficiaries can review and change coverage. During AEP you can switch from Original Medicare to a Medicare Advantage plan, change Medicare Advantage plans, or join and switch a Part D prescription drug plan. Most changes begin January 1.</p><p>In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. explain what AEP is, who it helps, and how to compare plans with confidence. You will learn the dates, eligibility, and a simple step by step checklist so your coverage matches your health and prescriptions.</p><p>What you will learn:<br>• What AEP is and why it exists<br>• AEP dates and who is eligible<br>• Original Medicare compared with Medicare Advantage<br>• Part D changes and how formularies work<br>• What to review in your Annual Notice of Change<br>• How plan changes begin on January 1<br>• When the Medicare Advantage Open Enrollment Period applies from January 1 to March 31</p><p><br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#Medicare #OpenEnrollment #AEP #WhatIsAEP #MedicareAdvantage #PartD #Retirement #FinancialPlanning #AndrewNida #MoisePiram #AssetManagementGroup</p><p>Tags and keywords:<br>what is Medicare AEP, Medicare Annual Enrollment Period explained, Medicare Open Enrollment 2025, Medicare AEP dates, Medicare Advantage, Part D, Original Medicare, ANOC, Medicare checklist, coverage effective January 1, Medicare Advantage Open Enrollment Period, retiree health insurance, Asset Management Group, Andrew Nida, Moise Piram</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What is the Medicare Annual Enrollment Period?<br>It is the yearly window from October 15 to December 7 when Medicare beneficiaries can review and change coverage. During AEP you can switch from Original Medicare to a Medicare Advantage plan, change Medicare Advantage plans, or join and switch a Part D prescription drug plan. Most changes begin January 1.</p><p>In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. explain what AEP is, who it helps, and how to compare plans with confidence. You will learn the dates, eligibility, and a simple step by step checklist so your coverage matches your health and prescriptions.</p><p>What you will learn:<br>• What AEP is and why it exists<br>• AEP dates and who is eligible<br>• Original Medicare compared with Medicare Advantage<br>• Part D changes and how formularies work<br>• What to review in your Annual Notice of Change<br>• How plan changes begin on January 1<br>• When the Medicare Advantage Open Enrollment Period applies from January 1 to March 31</p><p><br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#Medicare #OpenEnrollment #AEP #WhatIsAEP #MedicareAdvantage #PartD #Retirement #FinancialPlanning #AndrewNida #MoisePiram #AssetManagementGroup</p><p>Tags and keywords:<br>what is Medicare AEP, Medicare Annual Enrollment Period explained, Medicare Open Enrollment 2025, Medicare AEP dates, Medicare Advantage, Part D, Original Medicare, ANOC, Medicare checklist, coverage effective January 1, Medicare Advantage Open Enrollment Period, retiree health insurance, Asset Management Group, Andrew Nida, Moise Piram</p>]]>
      </content:encoded>
      <pubDate>Wed, 29 Oct 2025 11:47:22 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c66441df/e36cb538.mp3" length="24644155" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/AUur00ASLiccRiKPPj0Zg_n1KEIUI3SJquEbk6ANvLs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS85ZDFi/ODAwNjJlMmE1Y2Nj/MTQzMDE4OTYyYzA5/NjUwYS5wbmc.jpg"/>
      <itunes:duration>1536</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What is the Medicare Annual Enrollment Period?<br>It is the yearly window from October 15 to December 7 when Medicare beneficiaries can review and change coverage. During AEP you can switch from Original Medicare to a Medicare Advantage plan, change Medicare Advantage plans, or join and switch a Part D prescription drug plan. Most changes begin January 1.</p><p>In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. explain what AEP is, who it helps, and how to compare plans with confidence. You will learn the dates, eligibility, and a simple step by step checklist so your coverage matches your health and prescriptions.</p><p>What you will learn:<br>• What AEP is and why it exists<br>• AEP dates and who is eligible<br>• Original Medicare compared with Medicare Advantage<br>• Part D changes and how formularies work<br>• What to review in your Annual Notice of Change<br>• How plan changes begin on January 1<br>• When the Medicare Advantage Open Enrollment Period applies from January 1 to March 31</p><p><br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#Medicare #OpenEnrollment #AEP #WhatIsAEP #MedicareAdvantage #PartD #Retirement #FinancialPlanning #AndrewNida #MoisePiram #AssetManagementGroup</p><p>Tags and keywords:<br>what is Medicare AEP, Medicare Annual Enrollment Period explained, Medicare Open Enrollment 2025, Medicare AEP dates, Medicare Advantage, Part D, Original Medicare, ANOC, Medicare checklist, coverage effective January 1, Medicare Advantage Open Enrollment Period, retiree health insurance, Asset Management Group, Andrew Nida, Moise Piram</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>5 Passive Income Ideas to Boost Your Wealth</title>
      <itunes:episode>205</itunes:episode>
      <podcast:episode>205</podcast:episode>
      <itunes:title>5 Passive Income Ideas to Boost Your Wealth</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <description>
        <![CDATA[<p>Make your money work while you sleep. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. walk through five practical passive income ideas for high earners. We cover dividend growth investing, covered call strategies, real estate options, private income opportunities for accredited investors, and tax advantaged vehicles that can help keep more of what you earn. Expect clear frameworks, simple math, and guardrails so you can decide what fits your plan.</p><p>What you will learn<br>• How dividend income and covered call ETFs can support cash flow for high earners<br>• Real estate choices, direct ownership, syndications, and REITs, plus where taxes may be reduced<br>• Business ownership as a semi passive cash flow source once systems are in place<br>• Private credit and other alternative income funds for accredited investors, including distribution mechanics<br>• Tax advantaged tools such as municipal bonds and Roth strategies that can reduce your tax drag<br>• A sample high earner passive income blueprint to think through allocation and risk</p><p>Chapters<br>Hook and setup<br>Dividends and covered calls<br>Real estate income and tax considerations<br>Business ownership and equity cash flow<br>Private investments and income distribution types<br>Tax advantaged vehicles to lower tax drag<br>Putting the blueprint together<br>Key takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Asset Management Group Inc, Andrew Nida, Moise Piram, passive income, dividend investing, covered call ETFs, JEPI, QYLD, XYLD, real estate investing, REITs, rental property, syndications, private credit, accredited investor, tax advantaged investing, municipal bonds, Roth IRA strategy, retirement income, high earner strategies, wealth management, financial planning, portfolio income, business ownership, franchise investing, cash flow, Atlanta financial advisor, fiduciary advisor, tax strategy</p><p>YouTube Keywords</p><p>passive income for high earners, dividend growth strategy, covered call income, real estate cash flow, REIT dividends, private credit funds, accredited investor income, municipal bond tax free income, Roth IRA for high earners, backdoor Roth strategy, defined benefit plan for business owners, portfolio income planning, retirement income blueprint, tax efficient investing, wealth preservation strategies</p><p>#PassiveIncome<br>#DividendInvesting<br>#CoveredCalls<br>#RealEstateInvesting<br>#REITs<br>#CashFlow<br>#HighEarners<br>#WealthManagement<br>#TaxPlanning<br>#FinancialFreedom<br>#RothIRA<br>#AccreditedInvestor<br>#PrivateCredit<br>#EstatePlanning<br>#RetirementIncome<br>#InvestingTips<br>#ETFInvesting<br>#IncomeInvesting<br>#BusinessOwnership<br>#Franchise<br>#Syndications<br>#MunicipalBonds<br>#BackdoorRoth<br>#DefinedBenefitPlan<br>#PortfolioStrategy<br>#FinancialEducation<br>#Atlanta<br>#Podcast</p><p>Asset Management Group,passive income ideas,passive income,how to,financial planning,how to earn money online,how to make money,how to make money online,Earn Money,earn money online,how to get rich,personal finance,Entrepreneurship,make money online,Stock Market,work from home,real estate,Online Business,Real Estate Investing,Financial Freedom,ali abdaal,youtube automation,mark tilbury,business ideas,investing,investing for beginners,ali abdal</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Make your money work while you sleep. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. walk through five practical passive income ideas for high earners. We cover dividend growth investing, covered call strategies, real estate options, private income opportunities for accredited investors, and tax advantaged vehicles that can help keep more of what you earn. Expect clear frameworks, simple math, and guardrails so you can decide what fits your plan.</p><p>What you will learn<br>• How dividend income and covered call ETFs can support cash flow for high earners<br>• Real estate choices, direct ownership, syndications, and REITs, plus where taxes may be reduced<br>• Business ownership as a semi passive cash flow source once systems are in place<br>• Private credit and other alternative income funds for accredited investors, including distribution mechanics<br>• Tax advantaged tools such as municipal bonds and Roth strategies that can reduce your tax drag<br>• A sample high earner passive income blueprint to think through allocation and risk</p><p>Chapters<br>Hook and setup<br>Dividends and covered calls<br>Real estate income and tax considerations<br>Business ownership and equity cash flow<br>Private investments and income distribution types<br>Tax advantaged vehicles to lower tax drag<br>Putting the blueprint together<br>Key takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Asset Management Group Inc, Andrew Nida, Moise Piram, passive income, dividend investing, covered call ETFs, JEPI, QYLD, XYLD, real estate investing, REITs, rental property, syndications, private credit, accredited investor, tax advantaged investing, municipal bonds, Roth IRA strategy, retirement income, high earner strategies, wealth management, financial planning, portfolio income, business ownership, franchise investing, cash flow, Atlanta financial advisor, fiduciary advisor, tax strategy</p><p>YouTube Keywords</p><p>passive income for high earners, dividend growth strategy, covered call income, real estate cash flow, REIT dividends, private credit funds, accredited investor income, municipal bond tax free income, Roth IRA for high earners, backdoor Roth strategy, defined benefit plan for business owners, portfolio income planning, retirement income blueprint, tax efficient investing, wealth preservation strategies</p><p>#PassiveIncome<br>#DividendInvesting<br>#CoveredCalls<br>#RealEstateInvesting<br>#REITs<br>#CashFlow<br>#HighEarners<br>#WealthManagement<br>#TaxPlanning<br>#FinancialFreedom<br>#RothIRA<br>#AccreditedInvestor<br>#PrivateCredit<br>#EstatePlanning<br>#RetirementIncome<br>#InvestingTips<br>#ETFInvesting<br>#IncomeInvesting<br>#BusinessOwnership<br>#Franchise<br>#Syndications<br>#MunicipalBonds<br>#BackdoorRoth<br>#DefinedBenefitPlan<br>#PortfolioStrategy<br>#FinancialEducation<br>#Atlanta<br>#Podcast</p><p>Asset Management Group,passive income ideas,passive income,how to,financial planning,how to earn money online,how to make money,how to make money online,Earn Money,earn money online,how to get rich,personal finance,Entrepreneurship,make money online,Stock Market,work from home,real estate,Online Business,Real Estate Investing,Financial Freedom,ali abdaal,youtube automation,mark tilbury,business ideas,investing,investing for beginners,ali abdal</p>]]>
      </content:encoded>
      <pubDate>Wed, 29 Oct 2025 11:39:35 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/097f322d/54b1ee78.mp3" length="81171718" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/_7tc5sfHGGzp3-yAZ3mAVj4JroZcyK90RQDA117Mru0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iZTJl/MjljZTUyMjMwZGQ4/OTZmYjFiNWY0NjUw/MmEyNC5wbmc.jpg"/>
      <itunes:duration>2028</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Make your money work while you sleep. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. walk through five practical passive income ideas for high earners. We cover dividend growth investing, covered call strategies, real estate options, private income opportunities for accredited investors, and tax advantaged vehicles that can help keep more of what you earn. Expect clear frameworks, simple math, and guardrails so you can decide what fits your plan.</p><p>What you will learn<br>• How dividend income and covered call ETFs can support cash flow for high earners<br>• Real estate choices, direct ownership, syndications, and REITs, plus where taxes may be reduced<br>• Business ownership as a semi passive cash flow source once systems are in place<br>• Private credit and other alternative income funds for accredited investors, including distribution mechanics<br>• Tax advantaged tools such as municipal bonds and Roth strategies that can reduce your tax drag<br>• A sample high earner passive income blueprint to think through allocation and risk</p><p>Chapters<br>Hook and setup<br>Dividends and covered calls<br>Real estate income and tax considerations<br>Business ownership and equity cash flow<br>Private investments and income distribution types<br>Tax advantaged vehicles to lower tax drag<br>Putting the blueprint together<br>Key takeaways and next steps</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Asset Management Group Inc, Andrew Nida, Moise Piram, passive income, dividend investing, covered call ETFs, JEPI, QYLD, XYLD, real estate investing, REITs, rental property, syndications, private credit, accredited investor, tax advantaged investing, municipal bonds, Roth IRA strategy, retirement income, high earner strategies, wealth management, financial planning, portfolio income, business ownership, franchise investing, cash flow, Atlanta financial advisor, fiduciary advisor, tax strategy</p><p>YouTube Keywords</p><p>passive income for high earners, dividend growth strategy, covered call income, real estate cash flow, REIT dividends, private credit funds, accredited investor income, municipal bond tax free income, Roth IRA for high earners, backdoor Roth strategy, defined benefit plan for business owners, portfolio income planning, retirement income blueprint, tax efficient investing, wealth preservation strategies</p><p>#PassiveIncome<br>#DividendInvesting<br>#CoveredCalls<br>#RealEstateInvesting<br>#REITs<br>#CashFlow<br>#HighEarners<br>#WealthManagement<br>#TaxPlanning<br>#FinancialFreedom<br>#RothIRA<br>#AccreditedInvestor<br>#PrivateCredit<br>#EstatePlanning<br>#RetirementIncome<br>#InvestingTips<br>#ETFInvesting<br>#IncomeInvesting<br>#BusinessOwnership<br>#Franchise<br>#Syndications<br>#MunicipalBonds<br>#BackdoorRoth<br>#DefinedBenefitPlan<br>#PortfolioStrategy<br>#FinancialEducation<br>#Atlanta<br>#Podcast</p><p>Asset Management Group,passive income ideas,passive income,how to,financial planning,how to earn money online,how to make money,how to make money online,Earn Money,earn money online,how to get rich,personal finance,Entrepreneurship,make money online,Stock Market,work from home,real estate,Online Business,Real Estate Investing,Financial Freedom,ali abdaal,youtube automation,mark tilbury,business ideas,investing,investing for beginners,ali abdal</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mastering Money: Essential Moves for Single to Married Life!</title>
      <itunes:episode>204</itunes:episode>
      <podcast:episode>204</podcast:episode>
      <itunes:title>Mastering Money: Essential Moves for Single to Married Life!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5a50b204</link>
      <description>
        <![CDATA[<p>Nearly half of couples say money sparks arguments. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. share practical steps to help newly married and newly remarried couples align their cash flow, optimize taxes, and invest as a team. Use the simple money meeting agenda and the summary checklist below to get on the same page tonight.</p><p>Like, share, and subscribe for weekly insights on financial planning, tax planning, and wealth management.</p><p>What you will learn:<br>• How to set a joint cash flow plan with auto transfers<br>• How filing status affects withholding and cash flow<br>• Smart retirement contributions for couples including spousal IRA basics<br>• HSA tips for families using high deductible health plans<br>• What high earners need to know about surtaxes and Medicare IRMAA<br>• Protection moves that reduce risk and keep your estate documents up to date<br>• A real life client style story that shows the process in action</p><p>Quick checklist:<br>• Schedule a monthly money meeting with a ten minute agenda<br>• Confirm filing status and update Form W 4<br>• Max workplace plans and coordinate IRAs and HSAs<br>• Review beneficiaries, titling, and key documents<br>• Align on three shared goals with dollar amounts and due dates</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#FinancialPlanning #WealthManagement #TaxPlanning #MarriedMoney #Newlyweds #HighIncome #EverydayMillionaire #RetirementPlanning #HSA #IRA #401k #CashFlow #Budgeting #EstatePlanning #AMG</p><p>Tags / Keywords (comma-separated)<br>married money, newlywed finances, money meeting, joint budget, cash flow plan, married filing jointly, spousal IRA, HSA family, 401k contribution, IRA contribution, Medicare IRMAA, net investment income tax, high income couple, Andrew Nida, Moise Piram, Asset Management Group, everyday millionaire, retirement planning, estate planning, financial checklist, wealth building, tax strategies for couples, money fights, financial communication</p><p>YouTube keywords:<br>married money, newly married finances, couples budgeting, tax filing status, spousal IRA rules, HSA strategies, retirement savings as a couple, Medicare IRMAA income, net investment income tax threshold, high income financial planning, Asset Management Group Inc, Andrew Nida, Moise Piram</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Nearly half of couples say money sparks arguments. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. share practical steps to help newly married and newly remarried couples align their cash flow, optimize taxes, and invest as a team. Use the simple money meeting agenda and the summary checklist below to get on the same page tonight.</p><p>Like, share, and subscribe for weekly insights on financial planning, tax planning, and wealth management.</p><p>What you will learn:<br>• How to set a joint cash flow plan with auto transfers<br>• How filing status affects withholding and cash flow<br>• Smart retirement contributions for couples including spousal IRA basics<br>• HSA tips for families using high deductible health plans<br>• What high earners need to know about surtaxes and Medicare IRMAA<br>• Protection moves that reduce risk and keep your estate documents up to date<br>• A real life client style story that shows the process in action</p><p>Quick checklist:<br>• Schedule a monthly money meeting with a ten minute agenda<br>• Confirm filing status and update Form W 4<br>• Max workplace plans and coordinate IRAs and HSAs<br>• Review beneficiaries, titling, and key documents<br>• Align on three shared goals with dollar amounts and due dates</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#FinancialPlanning #WealthManagement #TaxPlanning #MarriedMoney #Newlyweds #HighIncome #EverydayMillionaire #RetirementPlanning #HSA #IRA #401k #CashFlow #Budgeting #EstatePlanning #AMG</p><p>Tags / Keywords (comma-separated)<br>married money, newlywed finances, money meeting, joint budget, cash flow plan, married filing jointly, spousal IRA, HSA family, 401k contribution, IRA contribution, Medicare IRMAA, net investment income tax, high income couple, Andrew Nida, Moise Piram, Asset Management Group, everyday millionaire, retirement planning, estate planning, financial checklist, wealth building, tax strategies for couples, money fights, financial communication</p><p>YouTube keywords:<br>married money, newly married finances, couples budgeting, tax filing status, spousal IRA rules, HSA strategies, retirement savings as a couple, Medicare IRMAA income, net investment income tax threshold, high income financial planning, Asset Management Group Inc, Andrew Nida, Moise Piram</p>]]>
      </content:encoded>
      <pubDate>Thu, 09 Oct 2025 15:59:59 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/5a50b204/c6aea783.mp3" length="114946538" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/drJa6BzW34xBcJceOhs9eT-OpLvt-6kAeMNnzE1P4F8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mMDg4/MTQzZWU3MmYyZjdm/MDAyM2RiZTMxYmE0/MWYxMS5wbmc.jpg"/>
      <itunes:duration>2872</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Nearly half of couples say money sparks arguments. In this episode, Andrew Nida and Moise Piram from Asset Management Group, Inc. share practical steps to help newly married and newly remarried couples align their cash flow, optimize taxes, and invest as a team. Use the simple money meeting agenda and the summary checklist below to get on the same page tonight.</p><p>Like, share, and subscribe for weekly insights on financial planning, tax planning, and wealth management.</p><p>What you will learn:<br>• How to set a joint cash flow plan with auto transfers<br>• How filing status affects withholding and cash flow<br>• Smart retirement contributions for couples including spousal IRA basics<br>• HSA tips for families using high deductible health plans<br>• What high earners need to know about surtaxes and Medicare IRMAA<br>• Protection moves that reduce risk and keep your estate documents up to date<br>• A real life client style story that shows the process in action</p><p>Quick checklist:<br>• Schedule a monthly money meeting with a ten minute agenda<br>• Confirm filing status and update Form W 4<br>• Max workplace plans and coordinate IRAs and HSAs<br>• Review beneficiaries, titling, and key documents<br>• Align on three shared goals with dollar amounts and due dates</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Facebook : https://www.facebook.com/beyondtomorrowpodcast<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc<br>TikTok : https://www.tiktok.com/@assetmanagementgroupinc<br>Blog: https://www.assetmg-inc.com/blog</p><p>Disclosure<br>Educational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.</p><p>Hashtags:<br>#FinancialPlanning #WealthManagement #TaxPlanning #MarriedMoney #Newlyweds #HighIncome #EverydayMillionaire #RetirementPlanning #HSA #IRA #401k #CashFlow #Budgeting #EstatePlanning #AMG</p><p>Tags / Keywords (comma-separated)<br>married money, newlywed finances, money meeting, joint budget, cash flow plan, married filing jointly, spousal IRA, HSA family, 401k contribution, IRA contribution, Medicare IRMAA, net investment income tax, high income couple, Andrew Nida, Moise Piram, Asset Management Group, everyday millionaire, retirement planning, estate planning, financial checklist, wealth building, tax strategies for couples, money fights, financial communication</p><p>YouTube keywords:<br>married money, newly married finances, couples budgeting, tax filing status, spousal IRA rules, HSA strategies, retirement savings as a couple, Medicare IRMAA income, net investment income tax threshold, high income financial planning, Asset Management Group Inc, Andrew Nida, Moise Piram</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Five Costly Tax Mistakes and How to Avoid Them</title>
      <itunes:episode>203</itunes:episode>
      <podcast:episode>203</podcast:episode>
      <itunes:title>Five Costly Tax Mistakes and How to Avoid Them</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/cd9cebdc</link>
      <description>
        <![CDATA[<p>Five Costly Tax Mistakes and How to Avoid Them<br>Waiting until filing season is the most expensive mistake of all. In this episode, Moise Piram and Andrew Nida from Asset Management Group Inc break down the five costly tax mistakes we see most with high income households and the simple fixes that keep your plan on track.</p><p>What you will learn</p><p>Why taxes should refine your plan, not drive it</p><p>The difference between deductions and credits with quick math you can use</p><p>Vehicle write offs and what the rules really require</p><p>How to spot risky tax driven deals before they derail your plan</p><p>The year end moves that actually need to happen by December 31<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Subscribe for weekly insights on financial planning, tax planning, and wealth management. Like this video and share it with a friend who needs a clear tax and wealth building roadmap.</p><p>Important disclosures<br>This video is for educational purposes only and is not tax, legal, or investment advice. Consult your CPA, tax advisor, and financial advisor about your specific situation. Asset Management Group Inc is not a CPA firm. All strategies depend on individual circumstances and current IRS rules as of the date of recording. No guarantee of outcomes or performance.<br></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Five Costly Tax Mistakes and How to Avoid Them<br>Waiting until filing season is the most expensive mistake of all. In this episode, Moise Piram and Andrew Nida from Asset Management Group Inc break down the five costly tax mistakes we see most with high income households and the simple fixes that keep your plan on track.</p><p>What you will learn</p><p>Why taxes should refine your plan, not drive it</p><p>The difference between deductions and credits with quick math you can use</p><p>Vehicle write offs and what the rules really require</p><p>How to spot risky tax driven deals before they derail your plan</p><p>The year end moves that actually need to happen by December 31<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Subscribe for weekly insights on financial planning, tax planning, and wealth management. Like this video and share it with a friend who needs a clear tax and wealth building roadmap.</p><p>Important disclosures<br>This video is for educational purposes only and is not tax, legal, or investment advice. Consult your CPA, tax advisor, and financial advisor about your specific situation. Asset Management Group Inc is not a CPA firm. All strategies depend on individual circumstances and current IRS rules as of the date of recording. No guarantee of outcomes or performance.<br></p>]]>
      </content:encoded>
      <pubDate>Tue, 30 Sep 2025 13:21:24 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cd9cebdc/875e8d92.mp3" length="81637581" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9keB8oob8rq-tRfLpo_6dV0R75St7heE9HrYwy3P-uY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zZWVj/YTMzYTFmYjdkOWM3/YjdkODlkYjdhYTg2/NTFkZi5wbmc.jpg"/>
      <itunes:duration>2040</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Five Costly Tax Mistakes and How to Avoid Them<br>Waiting until filing season is the most expensive mistake of all. In this episode, Moise Piram and Andrew Nida from Asset Management Group Inc break down the five costly tax mistakes we see most with high income households and the simple fixes that keep your plan on track.</p><p>What you will learn</p><p>Why taxes should refine your plan, not drive it</p><p>The difference between deductions and credits with quick math you can use</p><p>Vehicle write offs and what the rules really require</p><p>How to spot risky tax driven deals before they derail your plan</p><p>The year end moves that actually need to happen by December 31<br>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Subscribe for weekly insights on financial planning, tax planning, and wealth management. Like this video and share it with a friend who needs a clear tax and wealth building roadmap.</p><p>Important disclosures<br>This video is for educational purposes only and is not tax, legal, or investment advice. Consult your CPA, tax advisor, and financial advisor about your specific situation. Asset Management Group Inc is not a CPA firm. All strategies depend on individual circumstances and current IRS rules as of the date of recording. No guarantee of outcomes or performance.<br></p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's the SECRET to Saving for Early RETIREMENT?</title>
      <itunes:episode>202</itunes:episode>
      <podcast:episode>202</podcast:episode>
      <itunes:title>What's the SECRET to Saving for Early RETIREMENT?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/be7712ed</link>
      <description>
        <![CDATA[<p>If your paycheck stopped today how long could you keep your lifestyle<br>In this episode Moise Piram and Andrew Nida from Asset Management Group Inc share a simple roadmap to start saving for early retirement and calculate your number with clarity. You will learn how to reach a 20 to 25 percent savings rate without feeling broke where each dollar should go and how to design a flexible withdrawal plan around 3.7 to 4.0 percent.</p><p>What you will learn today<br>• How to estimate your early retirement spending and translate it into a target number<br>• The savings sequence that works match then HSA then IRA then max your plan then taxable<br>• How to set realistic return expectations so your plan does not rely on luck<br>• How to crush high interest debt build a cash buffer and right size big expenses<br>• How to design a paycheck in early retirement with cash reserves and guardrails<br>• Two real client stories that show what works and what stalls</p><p>Like the video subscribe to the channel and share this with a friend who wants work to be optional sooner</p><p>Important notes<br>This video is for educational purposes only and is not investment tax or legal advice. Investing involves risk including possible loss of principal. Examples are hypothetical and for illustration only. Speak with a qualified fiduciary advisor about your specific situation. Rates limits and laws can change. All opinions are those of the speakers at the time of recording.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2pMaEJhM3BWbHlMbFZCY3M0bDUwWXgzLVh3UXxBQ3Jtc0tuUVBxbWtZQzE0U1ZXWTVwWm5NQW1YUnNlTHNJWXhFZThYTVpiRVdwaGtZM29jOFhoZ2hIbGZfc2VYelRNQVByeXczeGhhb1NBaUtmczBFLV8yNmtVQXN1cXhfazZoem41NTB1ZEQxeWJVbjlWR3VaOA&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=tNav8sGM4s8">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> / assetmanagementgroupinc  </a><br>LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVFFVnFIS0tyd0hKM3IyUnJBb3BMTWo3Q0dXZ3xBQ3Jtc0trRWhadVRpU1BvSjAyMFk4NUNIS2JuTEo4T0l6anhPTDh0aTVBNWlYcFYtamRpVk4zT1R3aUNvN2FfMVJHeFkxUG9xRENrNFEydnQ5aHZ4eGxxME1fbDJLbEw4SGdQd0w4SFhNbWJJS3M4NUEtTW5DOA&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=tNav8sGM4s8">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br><a href="https://www.youtube.com/hashtag/earlyretirement">#earlyretirement</a> <a href="https://www.youtube.com/hashtag/financialplanning">#financialplanning</a> <a href="https://www.youtube.com/hashtag/retirementplanning">#retirementplanning</a> <a href="https://www.youtube.com/hashtag/wealthmanagement">#wealthmanagement</a> <a href="https://www.youtube.com/hashtag/rothira">#RothIRA</a> <a href="https://www.youtube.com/hashtag/hsa">#HSA</a> <a href="https://www.youtube.com/hashtag/401k">#401k</a> <a href="https://www.youtube.com/hashtag/financialindependence">#financialindependence</a> <a href="https://www.youtube.com/hashtag/debtfree">#debtfree</a> <a href="https://www.youtube.com/hashtag/investing">#investing</a> <br>early retirement, retire early, how much to retire, retirement number, retirement math, safe withdrawal rate, 4 percent rule, 3.7 p...</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>If your paycheck stopped today how long could you keep your lifestyle<br>In this episode Moise Piram and Andrew Nida from Asset Management Group Inc share a simple roadmap to start saving for early retirement and calculate your number with clarity. You will learn how to reach a 20 to 25 percent savings rate without feeling broke where each dollar should go and how to design a flexible withdrawal plan around 3.7 to 4.0 percent.</p><p>What you will learn today<br>• How to estimate your early retirement spending and translate it into a target number<br>• The savings sequence that works match then HSA then IRA then max your plan then taxable<br>• How to set realistic return expectations so your plan does not rely on luck<br>• How to crush high interest debt build a cash buffer and right size big expenses<br>• How to design a paycheck in early retirement with cash reserves and guardrails<br>• Two real client stories that show what works and what stalls</p><p>Like the video subscribe to the channel and share this with a friend who wants work to be optional sooner</p><p>Important notes<br>This video is for educational purposes only and is not investment tax or legal advice. Investing involves risk including possible loss of principal. Examples are hypothetical and for illustration only. Speak with a qualified fiduciary advisor about your specific situation. Rates limits and laws can change. All opinions are those of the speakers at the time of recording.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2pMaEJhM3BWbHlMbFZCY3M0bDUwWXgzLVh3UXxBQ3Jtc0tuUVBxbWtZQzE0U1ZXWTVwWm5NQW1YUnNlTHNJWXhFZThYTVpiRVdwaGtZM29jOFhoZ2hIbGZfc2VYelRNQVByeXczeGhhb1NBaUtmczBFLV8yNmtVQXN1cXhfazZoem41NTB1ZEQxeWJVbjlWR3VaOA&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=tNav8sGM4s8">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> / assetmanagementgroupinc  </a><br>LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVFFVnFIS0tyd0hKM3IyUnJBb3BMTWo3Q0dXZ3xBQ3Jtc0trRWhadVRpU1BvSjAyMFk4NUNIS2JuTEo4T0l6anhPTDh0aTVBNWlYcFYtamRpVk4zT1R3aUNvN2FfMVJHeFkxUG9xRENrNFEydnQ5aHZ4eGxxME1fbDJLbEw4SGdQd0w4SFhNbWJJS3M4NUEtTW5DOA&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=tNav8sGM4s8">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br><a href="https://www.youtube.com/hashtag/earlyretirement">#earlyretirement</a> <a href="https://www.youtube.com/hashtag/financialplanning">#financialplanning</a> <a href="https://www.youtube.com/hashtag/retirementplanning">#retirementplanning</a> <a href="https://www.youtube.com/hashtag/wealthmanagement">#wealthmanagement</a> <a href="https://www.youtube.com/hashtag/rothira">#RothIRA</a> <a href="https://www.youtube.com/hashtag/hsa">#HSA</a> <a href="https://www.youtube.com/hashtag/401k">#401k</a> <a href="https://www.youtube.com/hashtag/financialindependence">#financialindependence</a> <a href="https://www.youtube.com/hashtag/debtfree">#debtfree</a> <a href="https://www.youtube.com/hashtag/investing">#investing</a> <br>early retirement, retire early, how much to retire, retirement number, retirement math, safe withdrawal rate, 4 percent rule, 3.7 p...</p>]]>
      </content:encoded>
      <pubDate>Tue, 23 Sep 2025 14:16:19 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/be7712ed/e42f9819.mp3" length="93067308" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/73AhLDFZzj5oD6JSIWZ9bNxXyAhaJ6ZlalaKD40MBzw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lMWQ1/ZTdjNmViODA3ZDUz/NWIyOTZhYmZlOGM4/MTZiNy5wbmc.jpg"/>
      <itunes:duration>2325</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>If your paycheck stopped today how long could you keep your lifestyle<br>In this episode Moise Piram and Andrew Nida from Asset Management Group Inc share a simple roadmap to start saving for early retirement and calculate your number with clarity. You will learn how to reach a 20 to 25 percent savings rate without feeling broke where each dollar should go and how to design a flexible withdrawal plan around 3.7 to 4.0 percent.</p><p>What you will learn today<br>• How to estimate your early retirement spending and translate it into a target number<br>• The savings sequence that works match then HSA then IRA then max your plan then taxable<br>• How to set realistic return expectations so your plan does not rely on luck<br>• How to crush high interest debt build a cash buffer and right size big expenses<br>• How to design a paycheck in early retirement with cash reserves and guardrails<br>• Two real client stories that show what works and what stalls</p><p>Like the video subscribe to the channel and share this with a friend who wants work to be optional sooner</p><p>Important notes<br>This video is for educational purposes only and is not investment tax or legal advice. Investing involves risk including possible loss of principal. Examples are hypothetical and for illustration only. Speak with a qualified fiduciary advisor about your specific situation. Rates limits and laws can change. All opinions are those of the speakers at the time of recording.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2pMaEJhM3BWbHlMbFZCY3M0bDUwWXgzLVh3UXxBQ3Jtc0tuUVBxbWtZQzE0U1ZXWTVwWm5NQW1YUnNlTHNJWXhFZThYTVpiRVdwaGtZM29jOFhoZ2hIbGZfc2VYelRNQVByeXczeGhhb1NBaUtmczBFLV8yNmtVQXN1cXhfazZoem41NTB1ZEQxeWJVbjlWR3VaOA&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=tNav8sGM4s8">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa214c2dGRnBpVDZ4YzdxZWVCNThwbHdmNmFzZ3xBQ3Jtc0tsb3VEck9NOW9fbElyVXVSYThnaTRjaVZaV1BxaGxPcGFkSzBZVVB1MmpyTEcwekhoQ1JQNnhxTTBTRTVUSTN3TEJxd0tpQ2prdjl5dDNicFVQSlhrdW9fRjAyN1NnYmE3ODc2V2VJb3ZweDdaX1Fodw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=tNav8sGM4s8"> / assetmanagementgroupinc  </a><br>LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqazRCRWNBOTRzQksxQ1Bsd2sxbEp3LTNCVHZoQXxBQ3Jtc0tsbWVrcjlpdW90c2o2cG9ncWw4R3hmY0hJOFFLcXp1ODhUMnY1dzdiUGwzMzdQZ1lWU0RpdXhHRUliejdCMTJXeUdZMUc5MFpUWlB5bjJVNlFBcFVCSkh2RTFXQkZ1UUJxUWhQRWQ1T2NFRDh2X1JuOA&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=tNav8sGM4s8"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbVFFVnFIS0tyd0hKM3IyUnJBb3BMTWo3Q0dXZ3xBQ3Jtc0trRWhadVRpU1BvSjAyMFk4NUNIS2JuTEo4T0l6anhPTDh0aTVBNWlYcFYtamRpVk4zT1R3aUNvN2FfMVJHeFkxUG9xRENrNFEydnQ5aHZ4eGxxME1fbDJLbEw4SGdQd0w4SFhNbWJJS3M4NUEtTW5DOA&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=tNav8sGM4s8">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br><a href="https://www.youtube.com/hashtag/earlyretirement">#earlyretirement</a> <a href="https://www.youtube.com/hashtag/financialplanning">#financialplanning</a> <a href="https://www.youtube.com/hashtag/retirementplanning">#retirementplanning</a> <a href="https://www.youtube.com/hashtag/wealthmanagement">#wealthmanagement</a> <a href="https://www.youtube.com/hashtag/rothira">#RothIRA</a> <a href="https://www.youtube.com/hashtag/hsa">#HSA</a> <a href="https://www.youtube.com/hashtag/401k">#401k</a> <a href="https://www.youtube.com/hashtag/financialindependence">#financialindependence</a> <a href="https://www.youtube.com/hashtag/debtfree">#debtfree</a> <a href="https://www.youtube.com/hashtag/investing">#investing</a> <br>early retirement, retire early, how much to retire, retirement number, retirement math, safe withdrawal rate, 4 percent rule, 3.7 p...</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Charlie Kirk's Death: How We React to Tragedy</title>
      <itunes:episode>201</itunes:episode>
      <podcast:episode>201</podcast:episode>
      <itunes:title>Charlie Kirk's Death: How We React to Tragedy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1291686f-3a29-4f62-88a3-7b0f27521a0e</guid>
      <link>https://share.transistor.fm/s/9a1702dc</link>
      <description>
        <![CDATA[<p>Charlie Kirk's Death: How We React to Tragedy<br>Hard Conversations : Charlie Kirk, Ukraine Girl, and School Violence <br>Content advisory: This episode discusses sensitive current events.<br>Why does September so often bring the hardest headlines? In this podcast, we examine 24 years of September stories and how media, politics, and public reaction shape what we see and feel.</p><p>Video Source: Turning Point USA </p><p>Support and resources<br>• 988 Suicide &amp; Crisis Lifeline — call or text 988<br>• National Domestic Violence Hotline — 800-799-7233</p><p>Disclaimer: Educational discussion only. We do not make legal claims, and we avoid graphic content. Views are for conversation and analysis.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmxZelVCWE9hei1BUWJLaUFmbDVxaV9XdTgtUXxBQ3Jtc0tsYXQyV2RNN01idnNMODFVNHV0anFMYlVmYmtibjlfTzlTcUhobl9BYi1oTjJiM1NENHgwMVZ4dE91eFd6Ukg1TEV1VnF2dTdJVXVNRkphOWhjWVQyNWwtSVBUelRFWDVnY0tJd2hSUnp6YkxzWVlTSQ&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=4bo2fcSzvOs">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"> </a><a 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href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG1peUktZ2JFV192Y1R0VUhJMmNBdFZxYVVKZ3xBQ3Jtc0tuLWJQWFNic0tTU1Zma2o5MDNNWHc3dUJYLXAzZ0lwNFFYbU42Z2lBMHJ6ejNpV3ppcFFhR2I5UkhJQW5hOG9wS3VVYTRQLUEzZHUweTZ3ZXphQWVMZ0VCQ2RER0xGeHA1a0NRQU5VZnUtcXV4bWoxcw&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=4bo2fcSzvOs">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br>Asset Management Group,charlie kirk,charlie kirk shooting,charlie kirk dead,charlie kirk assassination,charlie kirk death,charlie kirk shooter,tyler robinson,fox news,news,utah valley university,us news,podcast,<a href="https://www.youtube.com/hashtag/podcast">#podcast</a>,news today,charlie kirk show,charlie kirk debate,charlie kirk getting shot,erika kirk,latest news,cnbc,ukraine girl,charlie,kirk,tyler,robinson,donald trump,trump latest news,assassination,charlie kirk shot,turning point usa,news live</p><p>September headlines, September news, media analysis, news literacy, outrage cycle, political commentary, Charlie Kirk discussion, Ukraine news discussion, stabbing case analysis, Colorado school shooting analysis, school safety conversation, violence prevention, current events podcast, respectful debate, critical thinking, context over clicks, how media frames stories, September pattern, news fatigue, managing news anxiety, nonpartisan analysis, discourse and civility, tough conversations, empathy in media, headline cycles, public reaction to news, understanding bias, how to talk about violence in media, responsible storytelling, compassionate conversation</p><p><a href="https://www.youtube.com/hashtag/podcast">#Podcast</a> <a href="https://www.youtube.com/hashtag/currentevents">#CurrentEvents</a> <a href="https://www.youtube.com/hashtag/mediaanalysis">#MediaAnalysis</a> <a href="https://www.youtube.com/hashtag/september">#September</a> <a href="https://www.youtube.com/hashtag/violenceprevention">#ViolencePrevention</a> <a href="https://www.youtube.com/hashtag/schoolsafety">#SchoolSafety</a> <a></a></p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Charlie Kirk's Death: How We React to Tragedy<br>Hard Conversations : Charlie Kirk, Ukraine Girl, and School Violence <br>Content advisory: This episode discusses sensitive current events.<br>Why does September so often bring the hardest headlines? In this podcast, we examine 24 years of September stories and how media, politics, and public reaction shape what we see and feel.</p><p>Video Source: Turning Point USA </p><p>Support and resources<br>• 988 Suicide &amp; Crisis Lifeline — call or text 988<br>• National Domestic Violence Hotline — 800-799-7233</p><p>Disclaimer: Educational discussion only. We do not make legal claims, and we avoid graphic content. Views are for conversation and analysis.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmxZelVCWE9hei1BUWJLaUFmbDVxaV9XdTgtUXxBQ3Jtc0tsYXQyV2RNN01idnNMODFVNHV0anFMYlVmYmtibjlfTzlTcUhobl9BYi1oTjJiM1NENHgwMVZ4dE91eFd6Ukg1TEV1VnF2dTdJVXVNRkphOWhjWVQyNWwtSVBUelRFWDVnY0tJd2hSUnp6YkxzWVlTSQ&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=4bo2fcSzvOs">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"> / assetmanagementgroupinc  </a><br>LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG1peUktZ2JFV192Y1R0VUhJMmNBdFZxYVVKZ3xBQ3Jtc0tuLWJQWFNic0tTU1Zma2o5MDNNWHc3dUJYLXAzZ0lwNFFYbU42Z2lBMHJ6ejNpV3ppcFFhR2I5UkhJQW5hOG9wS3VVYTRQLUEzZHUweTZ3ZXphQWVMZ0VCQ2RER0xGeHA1a0NRQU5VZnUtcXV4bWoxcw&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=4bo2fcSzvOs">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br>Asset Management Group,charlie kirk,charlie kirk shooting,charlie kirk dead,charlie kirk assassination,charlie kirk death,charlie kirk shooter,tyler robinson,fox news,news,utah valley university,us news,podcast,<a href="https://www.youtube.com/hashtag/podcast">#podcast</a>,news today,charlie kirk show,charlie kirk debate,charlie kirk getting shot,erika kirk,latest news,cnbc,ukraine girl,charlie,kirk,tyler,robinson,donald trump,trump latest news,assassination,charlie kirk shot,turning point usa,news live</p><p>September headlines, September news, media analysis, news literacy, outrage cycle, political commentary, Charlie Kirk discussion, Ukraine news discussion, stabbing case analysis, Colorado school shooting analysis, school safety conversation, violence prevention, current events podcast, respectful debate, critical thinking, context over clicks, how media frames stories, September pattern, news fatigue, managing news anxiety, nonpartisan analysis, discourse and civility, tough conversations, empathy in media, headline cycles, public reaction to news, understanding bias, how to talk about violence in media, responsible storytelling, compassionate conversation</p><p><a href="https://www.youtube.com/hashtag/podcast">#Podcast</a> <a href="https://www.youtube.com/hashtag/currentevents">#CurrentEvents</a> <a href="https://www.youtube.com/hashtag/mediaanalysis">#MediaAnalysis</a> <a href="https://www.youtube.com/hashtag/september">#September</a> <a href="https://www.youtube.com/hashtag/violenceprevention">#ViolencePrevention</a> <a href="https://www.youtube.com/hashtag/schoolsafety">#SchoolSafety</a> <a></a></p>]]>
      </content:encoded>
      <pubDate>Fri, 19 Sep 2025 19:50:43 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/9a1702dc/8159a128.mp3" length="31540573" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/b9gvb2RM50jQ0gfPxvsjEztxzc33bBD8Wyy1qo0YJ6g/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS84Yzhj/YzdlNTQ4YTJiMWJh/Y2FlZTgxMDQ0OTQ0/NTI3My5wbmc.jpg"/>
      <itunes:duration>1312</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Charlie Kirk's Death: How We React to Tragedy<br>Hard Conversations : Charlie Kirk, Ukraine Girl, and School Violence <br>Content advisory: This episode discusses sensitive current events.<br>Why does September so often bring the hardest headlines? In this podcast, we examine 24 years of September stories and how media, politics, and public reaction shape what we see and feel.</p><p>Video Source: Turning Point USA </p><p>Support and resources<br>• 988 Suicide &amp; Crisis Lifeline — call or text 988<br>• National Domestic Violence Hotline — 800-799-7233</p><p>Disclaimer: Educational discussion only. We do not make legal claims, and we avoid graphic content. Views are for conversation and analysis.</p><p>Follow us on<br>X.com: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmxZelVCWE9hei1BUWJLaUFmbDVxaV9XdTgtUXxBQ3Jtc0tsYXQyV2RNN01idnNMODFVNHV0anFMYlVmYmtibjlfTzlTcUhobl9BYi1oTjJiM1NENHgwMVZ4dE91eFd6Ukg1TEV1VnF2dTdJVXVNRkphOWhjWVQyNWwtSVBUelRFWDVnY0tJd2hSUnp6YkxzWVlTSQ&amp;q=https%3A%2F%2Fx.com%2FAMGinc_ATL&amp;v=4bo2fcSzvOs">https://x.com/AMGinc_ATL</a><br>Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbFJpcFJyVm85eU01YUUyS3h3YVRRcUVsaXF4UXxBQ3Jtc0tsQUhxVG1tNjRCNnhJRkFRRTNoU3poRm1HUjNZS1BLRDljR0FQclRkUmQwRUFCYTF5YW44NXZXejRiSWR3cWZQbThhb0NISzMyRGlwcm0xVUpQREVPQklTeWJQeGt4M1pmVS1UNUt3bzI5SFNKajZSbw&amp;q=https%3A%2F%2Fwww.instagram.com%2Fassetmanagementgroupinc%2F&amp;v=4bo2fcSzvOs"> / assetmanagementgroupinc  </a><br>LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"> </a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"></a><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTVib1B4SWQzZTV3Nmg5bVI5YjhTem11TEd1UXxBQ3Jtc0tsUGVJSjJiaUVlS01rLTZ0ejVuUm9zZ3RFNFQzSWRMaWlHZ1g5b3R2UHY1eHVXajM5MC1HM1VYN2E2THZCeUJacF9nTnMxWW9qMEpENi1pRm5OemZCRnBFZ2tLU3FIUVhrOFNsaFZqRl92NGNmeEQ0Yw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Famgincatl%2F&amp;v=4bo2fcSzvOs"> / amgincatl  </a><br>Website: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbG1peUktZ2JFV192Y1R0VUhJMmNBdFZxYVVKZ3xBQ3Jtc0tuLWJQWFNic0tTU1Zma2o5MDNNWHc3dUJYLXAzZ0lwNFFYbU42Z2lBMHJ6ejNpV3ppcFFhR2I5UkhJQW5hOG9wS3VVYTRQLUEzZHUweTZ3ZXphQWVMZ0VCQ2RER0xGeHA1a0NRQU5VZnUtcXV4bWoxcw&amp;q=https%3A%2F%2Fwww.assetmg-inc.com%2F&amp;v=4bo2fcSzvOs">https://www.assetmg-inc.com/</a><br>YouTube: <a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg">  </a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"></a><a href="https://www.youtube.com/channel/UCy5Cf4R-R32yqY4X8L9VBHg"> / @assetmanagementgroupinc  </a></p><p><br>Asset Management Group,charlie kirk,charlie kirk shooting,charlie kirk dead,charlie kirk assassination,charlie kirk death,charlie kirk shooter,tyler robinson,fox news,news,utah valley university,us news,podcast,<a href="https://www.youtube.com/hashtag/podcast">#podcast</a>,news today,charlie kirk show,charlie kirk debate,charlie kirk getting shot,erika kirk,latest news,cnbc,ukraine girl,charlie,kirk,tyler,robinson,donald trump,trump latest news,assassination,charlie kirk shot,turning point usa,news live</p><p>September headlines, September news, media analysis, news literacy, outrage cycle, political commentary, Charlie Kirk discussion, Ukraine news discussion, stabbing case analysis, Colorado school shooting analysis, school safety conversation, violence prevention, current events podcast, respectful debate, critical thinking, context over clicks, how media frames stories, September pattern, news fatigue, managing news anxiety, nonpartisan analysis, discourse and civility, tough conversations, empathy in media, headline cycles, public reaction to news, understanding bias, how to talk about violence in media, responsible storytelling, compassionate conversation</p><p><a href="https://www.youtube.com/hashtag/podcast">#Podcast</a> <a href="https://www.youtube.com/hashtag/currentevents">#CurrentEvents</a> <a href="https://www.youtube.com/hashtag/mediaanalysis">#MediaAnalysis</a> <a href="https://www.youtube.com/hashtag/september">#September</a> <a href="https://www.youtube.com/hashtag/violenceprevention">#ViolencePrevention</a> <a href="https://www.youtube.com/hashtag/schoolsafety">#SchoolSafety</a> <a></a></p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>The Shocking TRUTH About Behavioral Finance Secrets You Don't Know</title>
      <itunes:episode>200</itunes:episode>
      <podcast:episode>200</podcast:episode>
      <itunes:title>The Shocking TRUTH About Behavioral Finance Secrets You Don't Know</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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        <![CDATA[<p>In conversation with Rusty Vanneman Exposes HIDDEN Finance Secrets You've Been Missing<br>About Rusty Vanneman: Rusty has almost 35 years of experience in the industry and over 15 as an Investment Executive creating evidence-based solutions to help clients and advisors navigate the complexities of the market. Rusty is a multiple-time recipient of top industry honors, including  ETF.com's ETF Investor of the Year and WealthManagement.com's ETF Strategist of the Year. Rusty Vanneman is author of the book Higher Calling: A Guide to Helping Investors Achieve their Goals as well as multiple weekly, biweekly, and monthly columns. He also has hosted two longstanding and beloved investment podcasts, "Weighing the Risks" and "The Weighing Machine" and is launching his new podcast "Invest Well, Be Well” on July 17th, 2025.<br> Check the website: https://rustysbridge.com/</p><p>Unlock the mysteries of behavioral finance and discover the real secret to making informed investment decisions. In this video, we'll delve into the world of behavioral finance, exploring the psychological and emotional factors that influence our financial choices. From cognitive biases to emotional decision-making, we'll examine the key concepts and strategies that can help you make better investment decisions and achieve your financial goals. Whether you're a seasoned investor or just starting out, this video will provide you with a deeper understanding of the complexities of behavioral finance and the secret to success. Watch now to learn more about the real secret to behavioral finance and start making smarter investment decisions today.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Asset Management Group,asset management,behavioral finance,behavioral finance introduction,digital investment,finance,financial independence,financial literacy,financial planning,how to pick stocks,investing,parag parikh,personal finance,psychology,shorts,stock market,stock market crash,stocks,what is behavioral finance,youtube shorts,stock market live,shorts video,stock market today,behavioural finance,how to make money,personal finance tips,crypto</p>]]>
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      <content:encoded>
        <![CDATA[<p>In conversation with Rusty Vanneman Exposes HIDDEN Finance Secrets You've Been Missing<br>About Rusty Vanneman: Rusty has almost 35 years of experience in the industry and over 15 as an Investment Executive creating evidence-based solutions to help clients and advisors navigate the complexities of the market. Rusty is a multiple-time recipient of top industry honors, including  ETF.com's ETF Investor of the Year and WealthManagement.com's ETF Strategist of the Year. Rusty Vanneman is author of the book Higher Calling: A Guide to Helping Investors Achieve their Goals as well as multiple weekly, biweekly, and monthly columns. He also has hosted two longstanding and beloved investment podcasts, "Weighing the Risks" and "The Weighing Machine" and is launching his new podcast "Invest Well, Be Well” on July 17th, 2025.<br> Check the website: https://rustysbridge.com/</p><p>Unlock the mysteries of behavioral finance and discover the real secret to making informed investment decisions. In this video, we'll delve into the world of behavioral finance, exploring the psychological and emotional factors that influence our financial choices. From cognitive biases to emotional decision-making, we'll examine the key concepts and strategies that can help you make better investment decisions and achieve your financial goals. Whether you're a seasoned investor or just starting out, this video will provide you with a deeper understanding of the complexities of behavioral finance and the secret to success. Watch now to learn more about the real secret to behavioral finance and start making smarter investment decisions today.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Asset Management Group,asset management,behavioral finance,behavioral finance introduction,digital investment,finance,financial independence,financial literacy,financial planning,how to pick stocks,investing,parag parikh,personal finance,psychology,shorts,stock market,stock market crash,stocks,what is behavioral finance,youtube shorts,stock market live,shorts video,stock market today,behavioural finance,how to make money,personal finance tips,crypto</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Sep 2025 20:52:48 +0000</pubDate>
      <author>Moise Piram </author>
      <enclosure url="https://media.transistor.fm/c50d4c08/10acddf2.mp3" length="50864700" type="audio/mpeg"/>
      <itunes:author>Moise Piram </itunes:author>
      <itunes:image href="https://img.transistorcdn.com/8D6ZjJgZAijOpC8WuGDSk_xI3nZMDs08jxlPNbAGVWk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zYmJm/MmMzNjczMGMxYjJh/ODA3NDlkNDgwNjI4/NDVhYi5wbmc.jpg"/>
      <itunes:duration>2117</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In conversation with Rusty Vanneman Exposes HIDDEN Finance Secrets You've Been Missing<br>About Rusty Vanneman: Rusty has almost 35 years of experience in the industry and over 15 as an Investment Executive creating evidence-based solutions to help clients and advisors navigate the complexities of the market. Rusty is a multiple-time recipient of top industry honors, including  ETF.com's ETF Investor of the Year and WealthManagement.com's ETF Strategist of the Year. Rusty Vanneman is author of the book Higher Calling: A Guide to Helping Investors Achieve their Goals as well as multiple weekly, biweekly, and monthly columns. He also has hosted two longstanding and beloved investment podcasts, "Weighing the Risks" and "The Weighing Machine" and is launching his new podcast "Invest Well, Be Well” on July 17th, 2025.<br> Check the website: https://rustysbridge.com/</p><p>Unlock the mysteries of behavioral finance and discover the real secret to making informed investment decisions. In this video, we'll delve into the world of behavioral finance, exploring the psychological and emotional factors that influence our financial choices. From cognitive biases to emotional decision-making, we'll examine the key concepts and strategies that can help you make better investment decisions and achieve your financial goals. Whether you're a seasoned investor or just starting out, this video will provide you with a deeper understanding of the complexities of behavioral finance and the secret to success. Watch now to learn more about the real secret to behavioral finance and start making smarter investment decisions today.</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>Asset Management Group,asset management,behavioral finance,behavioral finance introduction,digital investment,finance,financial independence,financial literacy,financial planning,how to pick stocks,investing,parag parikh,personal finance,psychology,shorts,stock market,stock market crash,stocks,what is behavioral finance,youtube shorts,stock market live,shorts video,stock market today,behavioural finance,how to make money,personal finance tips,crypto</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Fix Your 401(k) in 2025: 3 Moves Most High Earners Miss</title>
      <itunes:episode>199</itunes:episode>
      <podcast:episode>199</podcast:episode>
      <itunes:title>Fix Your 401(k) in 2025: 3 Moves Most High Earners Miss</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/e2d0a35f</link>
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        <![CDATA[<p>Discover the latest updates on 401k rules in 2025 and how they will impact your retirement savings. In this video, we'll break down the new regulations and what you need to know to make informed decisions about your financial future. Learn how the changes will affect your contributions, investments, and overall retirement strategy. Stay ahead of the curve and ensure you're making the most of your 401k in 2025. Get the inside scoop on the new rules and take control of your retirement planning.<br>In 2025, headlines are hitting your paycheck tariffs, inflation, shifting rates, and tax-code changes. In this episode of the Asset Management Group podcast, Andrew Nida shows you how to fix your 401(k) fast: why two people with the same salary retire very differently, the three moves to make this week, and how new rules and tax breaks affect your plan.</p><p>You’ll learn</p><p>The 401(k) settings that quietly cost six figures over a career</p><p>How to set the right savings rate and lock in auto-escalation</p><p>When to use pre-tax vs. Roth (and why tax diversification matters)</p><p>Powerful upgrades: after-tax + in-plan Roth (mega backdoor), catch-ups, and Roth-treated matches</p><p>Ways new tax deductions can free up cash to boost contributions</p><p>Quick checklist</p><p>Capture the full employer match</p><p>Aim for a total savings rate around 14–15% (employee + employer)</p><p>Turn on +1% auto-escalation until you hit target</p><p>Choose your tax lane on purpose: pre-tax, Roth, or a mix</p><p>Check for after-tax contributions + in-plan Roth conversion</p><p>Use eligible catch-ups and redirect tax savings to your plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>If this helped, share it with a teammate who just changed jobs or reset benefits. Like, subscribe, and comment with your biggest 401(k) question and we’ll tackle it in a future episode.</p><p>Educational only. Not tax, legal, or investment advice. Investing involves risk, including possible loss of principal. Consult your advisor before implementing strategies.</p><p>Hashtags</p><p>#401k #RetirementPlanning #TaxStrategy #Roth401k #SecureAct #FinancialIndependence #WealthManagement #HighIncome #Investing #MegaBackdoorRoth #CatchUpContributions #PersonalFinance #AssetManagementGroup</p>]]>
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      <content:encoded>
        <![CDATA[<p>Discover the latest updates on 401k rules in 2025 and how they will impact your retirement savings. In this video, we'll break down the new regulations and what you need to know to make informed decisions about your financial future. Learn how the changes will affect your contributions, investments, and overall retirement strategy. Stay ahead of the curve and ensure you're making the most of your 401k in 2025. Get the inside scoop on the new rules and take control of your retirement planning.<br>In 2025, headlines are hitting your paycheck tariffs, inflation, shifting rates, and tax-code changes. In this episode of the Asset Management Group podcast, Andrew Nida shows you how to fix your 401(k) fast: why two people with the same salary retire very differently, the three moves to make this week, and how new rules and tax breaks affect your plan.</p><p>You’ll learn</p><p>The 401(k) settings that quietly cost six figures over a career</p><p>How to set the right savings rate and lock in auto-escalation</p><p>When to use pre-tax vs. Roth (and why tax diversification matters)</p><p>Powerful upgrades: after-tax + in-plan Roth (mega backdoor), catch-ups, and Roth-treated matches</p><p>Ways new tax deductions can free up cash to boost contributions</p><p>Quick checklist</p><p>Capture the full employer match</p><p>Aim for a total savings rate around 14–15% (employee + employer)</p><p>Turn on +1% auto-escalation until you hit target</p><p>Choose your tax lane on purpose: pre-tax, Roth, or a mix</p><p>Check for after-tax contributions + in-plan Roth conversion</p><p>Use eligible catch-ups and redirect tax savings to your plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>If this helped, share it with a teammate who just changed jobs or reset benefits. Like, subscribe, and comment with your biggest 401(k) question and we’ll tackle it in a future episode.</p><p>Educational only. Not tax, legal, or investment advice. Investing involves risk, including possible loss of principal. Consult your advisor before implementing strategies.</p><p>Hashtags</p><p>#401k #RetirementPlanning #TaxStrategy #Roth401k #SecureAct #FinancialIndependence #WealthManagement #HighIncome #Investing #MegaBackdoorRoth #CatchUpContributions #PersonalFinance #AssetManagementGroup</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Sep 2025 20:35:01 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e2d0a35f/bc7bed34.mp3" length="28764796" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ZLMSooNdFb9pTWUGyxivOzfs4DiqaMv8IHxkT1eX-r0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNzVm/ODg0OTJiYjM1NmUw/ZjVjYTU4NTU5ZGRl/MGM2OC5wbmc.jpg"/>
      <itunes:duration>1197</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Discover the latest updates on 401k rules in 2025 and how they will impact your retirement savings. In this video, we'll break down the new regulations and what you need to know to make informed decisions about your financial future. Learn how the changes will affect your contributions, investments, and overall retirement strategy. Stay ahead of the curve and ensure you're making the most of your 401k in 2025. Get the inside scoop on the new rules and take control of your retirement planning.<br>In 2025, headlines are hitting your paycheck tariffs, inflation, shifting rates, and tax-code changes. In this episode of the Asset Management Group podcast, Andrew Nida shows you how to fix your 401(k) fast: why two people with the same salary retire very differently, the three moves to make this week, and how new rules and tax breaks affect your plan.</p><p>You’ll learn</p><p>The 401(k) settings that quietly cost six figures over a career</p><p>How to set the right savings rate and lock in auto-escalation</p><p>When to use pre-tax vs. Roth (and why tax diversification matters)</p><p>Powerful upgrades: after-tax + in-plan Roth (mega backdoor), catch-ups, and Roth-treated matches</p><p>Ways new tax deductions can free up cash to boost contributions</p><p>Quick checklist</p><p>Capture the full employer match</p><p>Aim for a total savings rate around 14–15% (employee + employer)</p><p>Turn on +1% auto-escalation until you hit target</p><p>Choose your tax lane on purpose: pre-tax, Roth, or a mix</p><p>Check for after-tax contributions + in-plan Roth conversion</p><p>Use eligible catch-ups and redirect tax savings to your plan</p><p>Follow us on<br>X.com: https://x.com/AMGinc_ATL<br>Instagram: https://www.instagram.com/assetmanagementgroupinc/<br>LinkedIn: https://www.linkedin.com/company/amgincatl/<br>Website: https://www.assetmg-inc.com/<br>YouTube: https://www.youtube.com/@assetmanagementgroupinc</p><p>If this helped, share it with a teammate who just changed jobs or reset benefits. Like, subscribe, and comment with your biggest 401(k) question and we’ll tackle it in a future episode.</p><p>Educational only. Not tax, legal, or investment advice. Investing involves risk, including possible loss of principal. Consult your advisor before implementing strategies.</p><p>Hashtags</p><p>#401k #RetirementPlanning #TaxStrategy #Roth401k #SecureAct #FinancialIndependence #WealthManagement #HighIncome #Investing #MegaBackdoorRoth #CatchUpContributions #PersonalFinance #AssetManagementGroup</p>]]>
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      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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    <item>
      <title>Master Your Life in 2025: The Faith, Family &amp; Finance Blueprint</title>
      <itunes:episode>198</itunes:episode>
      <podcast:episode>198</podcast:episode>
      <itunes:title>Master Your Life in 2025: The Faith, Family &amp; Finance Blueprint</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b8375584</link>
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        <![CDATA[<p>Are you ready to make 2025 your best year yet? In this episode of Beyond Tomorrow, we dive deep into faith, family, and finance—helping you build a clear vision and take actionable steps toward a fulfilling life.</p><p>We discuss:<br>✅ The importance of setting intentional goals and sticking to them<br>✅ How to balance faith, work, and family without burnout<br>✅ The power of SMART goals and financial planning for long-term success<br>✅ Why automation, discipline, and accountability are the keys to growth</p><p>If you’ve ever struggled with staying consistent, making time for what truly matters, or aligning your life with your values, this episode is for you!</p><p>What’s your #1 goal for 2025? Drop it in the comments below! 👇</p><p>🔔 Don’t forget to like, subscribe, and turn on notifications so you don’t miss future episodes of Beyond Tomorrow!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>LinkedIn: https://www.linkedin.com/company/16251154/admin/dashboard/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: https://x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Are you ready to make 2025 your best year yet? In this episode of Beyond Tomorrow, we dive deep into faith, family, and finance—helping you build a clear vision and take actionable steps toward a fulfilling life.</p><p>We discuss:<br>✅ The importance of setting intentional goals and sticking to them<br>✅ How to balance faith, work, and family without burnout<br>✅ The power of SMART goals and financial planning for long-term success<br>✅ Why automation, discipline, and accountability are the keys to growth</p><p>If you’ve ever struggled with staying consistent, making time for what truly matters, or aligning your life with your values, this episode is for you!</p><p>What’s your #1 goal for 2025? Drop it in the comments below! 👇</p><p>🔔 Don’t forget to like, subscribe, and turn on notifications so you don’t miss future episodes of Beyond Tomorrow!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>LinkedIn: https://www.linkedin.com/company/16251154/admin/dashboard/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: https://x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Feb 2025 13:37:52 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b8375584/49251561.mp3" length="72451857" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1811</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Are you ready to make 2025 your best year yet? In this episode of Beyond Tomorrow, we dive deep into faith, family, and finance—helping you build a clear vision and take actionable steps toward a fulfilling life.</p><p>We discuss:<br>✅ The importance of setting intentional goals and sticking to them<br>✅ How to balance faith, work, and family without burnout<br>✅ The power of SMART goals and financial planning for long-term success<br>✅ Why automation, discipline, and accountability are the keys to growth</p><p>If you’ve ever struggled with staying consistent, making time for what truly matters, or aligning your life with your values, this episode is for you!</p><p>What’s your #1 goal for 2025? Drop it in the comments below! 👇</p><p>🔔 Don’t forget to like, subscribe, and turn on notifications so you don’t miss future episodes of Beyond Tomorrow!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: https://www.facebook.com/beyondtomorrowpodcast<br>LinkedIn: https://www.linkedin.com/company/16251154/admin/dashboard/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: https://x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>4 Steps to MASTER Setting &amp; Reaching Goals</title>
      <itunes:episode>197</itunes:episode>
      <podcast:episode>197</podcast:episode>
      <itunes:title>4 Steps to MASTER Setting &amp; Reaching Goals</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a497c327-da56-40e6-8c66-4049a1630078</guid>
      <link>https://share.transistor.fm/s/d6a8eb51</link>
      <description>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we guide you through creating a clear and actionable vision for 2025. Learn how to reflect on your past, set SMART goals, and align your aspirations with your core values. Discover practical exercises, inspiring examples, and visualization tools to turn your dreams into reality. Whether you're planning your retirement, focusing on personal growth, or strengthening your legacy, this video equips you with the strategies to make 2025 your best year yet. Share your 2025 goals in the comments and let's inspire each other!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/beyondtomorrowpodcast"> </a>youtube.com/beyondtomorrowpodcast<a href="https://youtube.com/beyondtomorrowpodcast"> </a><br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we guide you through creating a clear and actionable vision for 2025. Learn how to reflect on your past, set SMART goals, and align your aspirations with your core values. Discover practical exercises, inspiring examples, and visualization tools to turn your dreams into reality. Whether you're planning your retirement, focusing on personal growth, or strengthening your legacy, this video equips you with the strategies to make 2025 your best year yet. Share your 2025 goals in the comments and let's inspire each other!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/beyondtomorrowpodcast"> </a>youtube.com/beyondtomorrowpodcast<a href="https://youtube.com/beyondtomorrowpodcast"> </a><br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Jan 2025 03:01:37 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d6a8eb51/06c1bf93.mp3" length="22365200" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>559</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we guide you through creating a clear and actionable vision for 2025. Learn how to reflect on your past, set SMART goals, and align your aspirations with your core values. Discover practical exercises, inspiring examples, and visualization tools to turn your dreams into reality. Whether you're planning your retirement, focusing on personal growth, or strengthening your legacy, this video equips you with the strategies to make 2025 your best year yet. Share your 2025 goals in the comments and let's inspire each other!<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/beyondtomorrowpodcast"> </a>youtube.com/beyondtomorrowpodcast<a href="https://youtube.com/beyondtomorrowpodcast"> </a><br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The True Meaning of Christmas: The Day the World Stood Still | Feat. Benji Sherill</title>
      <itunes:episode>196</itunes:episode>
      <podcast:episode>196</podcast:episode>
      <itunes:title>The True Meaning of Christmas: The Day the World Stood Still | Feat. Benji Sherill</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c65193ee-8453-408e-9908-1ddf0a13d4e4</guid>
      <link>https://youtu.be/yGBDGyu86y8</link>
      <description>
        <![CDATA[<p>What does Christmas truly mean? In this episode, we explore 'The Day the World Stood Still,' diving into the profound message of Christ’s birth and its impact on history and humanity. From the foundations of Genesis to the divine purpose revealed in the New Testament, we discuss the significance of Jesus as the light in a world of darkness. Discover why Christmas is more than just a holiday—it’s the foundation for hope, peace, and transformation. Join us as we unpack the true story of Christmas and its relevance to your life today.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What does Christmas truly mean? In this episode, we explore 'The Day the World Stood Still,' diving into the profound message of Christ’s birth and its impact on history and humanity. From the foundations of Genesis to the divine purpose revealed in the New Testament, we discuss the significance of Jesus as the light in a world of darkness. Discover why Christmas is more than just a holiday—it’s the foundation for hope, peace, and transformation. Join us as we unpack the true story of Christmas and its relevance to your life today.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 19 Dec 2024 22:45:30 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/84c480ba/f2daca0f.mp3" length="44271994" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2765</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What does Christmas truly mean? In this episode, we explore 'The Day the World Stood Still,' diving into the profound message of Christ’s birth and its impact on history and humanity. From the foundations of Genesis to the divine purpose revealed in the New Testament, we discuss the significance of Jesus as the light in a world of darkness. Discover why Christmas is more than just a holiday—it’s the foundation for hope, peace, and transformation. Join us as we unpack the true story of Christmas and its relevance to your life today.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Vote Smart: Policy, Finances, and Faith in the 2024 Election | Ep 195</title>
      <itunes:episode>195</itunes:episode>
      <podcast:episode>195</podcast:episode>
      <itunes:title>Vote Smart: Policy, Finances, and Faith in the 2024 Election | Ep 195</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5d55eb9a-7fd5-43a3-b80c-449cfdb1e3d8</guid>
      <link>https://share.transistor.fm/s/0a73f6c6</link>
      <description>
        <![CDATA[<p>Join us on this episode as we break down key political issues ahead of the upcoming election! We dive into the recent Vice Presidential debate, exploring the differences between the candidates on topics like foreign policy, immigration, climate change, and more. We discuss how these policies impact your finances, family, and faith, while also sharing insights on the importance of voting based on policy, not personality. Stay tuned as we challenge you to think critically about your vote and its long-term impact on your economic future.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join us on this episode as we break down key political issues ahead of the upcoming election! We dive into the recent Vice Presidential debate, exploring the differences between the candidates on topics like foreign policy, immigration, climate change, and more. We discuss how these policies impact your finances, family, and faith, while also sharing insights on the importance of voting based on policy, not personality. Stay tuned as we challenge you to think critically about your vote and its long-term impact on your economic future.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Sat, 05 Oct 2024 22:43:38 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/0a73f6c6/a0c64601.mp3" length="101539863" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2538</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Join us on this episode as we break down key political issues ahead of the upcoming election! We dive into the recent Vice Presidential debate, exploring the differences between the candidates on topics like foreign policy, immigration, climate change, and more. We discuss how these policies impact your finances, family, and faith, while also sharing insights on the importance of voting based on policy, not personality. Stay tuned as we challenge you to think critically about your vote and its long-term impact on your economic future.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast <br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Navigating MEDICARE Open Enrollment</title>
      <itunes:episode>194</itunes:episode>
      <podcast:episode>194</podcast:episode>
      <itunes:title>Navigating MEDICARE Open Enrollment</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c5601012-e8bc-4688-9100-17a26a4c70a1</guid>
      <link>https://share.transistor.fm/s/2d0f5f36</link>
      <description>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we break down the essential steps to ensure you’re making the right health insurance decisions during the upcoming open enrollment period. Whether you're retiring early or approaching Medicare age, understanding your health coverage is crucial to avoid costly mistakes. We discuss retirees' common fears, how to evaluate your current plan, and strategies to ensure your health insurance fits your retirement needs moving forward.</p><p>🔑 Key topics covered:</p><p>- Open enrollment period tips (October 15 - December 7)<br>- How health insurance impacts retirement planning<br>- Why early retirees need to carefully consider insurance before age 65<br>- The importance of reviewing your Medicare plan annually</p><p>🎧 Tune in to get expert advice on securing the right health coverage and making informed retirement decisions.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we break down the essential steps to ensure you’re making the right health insurance decisions during the upcoming open enrollment period. Whether you're retiring early or approaching Medicare age, understanding your health coverage is crucial to avoid costly mistakes. We discuss retirees' common fears, how to evaluate your current plan, and strategies to ensure your health insurance fits your retirement needs moving forward.</p><p>🔑 Key topics covered:</p><p>- Open enrollment period tips (October 15 - December 7)<br>- How health insurance impacts retirement planning<br>- Why early retirees need to carefully consider insurance before age 65<br>- The importance of reviewing your Medicare plan annually</p><p>🎧 Tune in to get expert advice on securing the right health coverage and making informed retirement decisions.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Sep 2024 18:05:29 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2d0f5f36/8e76b405.mp3" length="83748768" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2093</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this episode of Beyond Tomorrow, we break down the essential steps to ensure you’re making the right health insurance decisions during the upcoming open enrollment period. Whether you're retiring early or approaching Medicare age, understanding your health coverage is crucial to avoid costly mistakes. We discuss retirees' common fears, how to evaluate your current plan, and strategies to ensure your health insurance fits your retirement needs moving forward.</p><p>🔑 Key topics covered:</p><p>- Open enrollment period tips (October 15 - December 7)<br>- How health insurance impacts retirement planning<br>- Why early retirees need to carefully consider insurance before age 65<br>- The importance of reviewing your Medicare plan annually</p><p>🎧 Tune in to get expert advice on securing the right health coverage and making informed retirement decisions.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>AVOID These Medicare Cash Traps! | Ep 193</title>
      <itunes:episode>193</itunes:episode>
      <podcast:episode>193</podcast:episode>
      <itunes:title>AVOID These Medicare Cash Traps! | Ep 193</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b6240994-3d2e-4711-8ecf-167812111a49</guid>
      <link>https://share.transistor.fm/s/98261d32</link>
      <description>
        <![CDATA[<p>In this video, we dive into the critical timing of Medicare enrollment to avoid costly penalties and explore how income-related monthly adjustments (IRMA) can affect your Medicare premiums. We break down the complexities of Medicare plans, discuss the consequences of late enrollment, and emphasize the importance of comprehensive financial planning for managing healthcare costs in retirement. Plus, we highlight why partnering with a financial advisor is essential for holistic guidance on income management, taxes, and healthcare expenses during your retirement years.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this video, we dive into the critical timing of Medicare enrollment to avoid costly penalties and explore how income-related monthly adjustments (IRMA) can affect your Medicare premiums. We break down the complexities of Medicare plans, discuss the consequences of late enrollment, and emphasize the importance of comprehensive financial planning for managing healthcare costs in retirement. Plus, we highlight why partnering with a financial advisor is essential for holistic guidance on income management, taxes, and healthcare expenses during your retirement years.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Wed, 21 Aug 2024 21:53:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/98261d32/b517051d.mp3" length="55133199" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1378</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this video, we dive into the critical timing of Medicare enrollment to avoid costly penalties and explore how income-related monthly adjustments (IRMA) can affect your Medicare premiums. We break down the complexities of Medicare plans, discuss the consequences of late enrollment, and emphasize the importance of comprehensive financial planning for managing healthcare costs in retirement. Plus, we highlight why partnering with a financial advisor is essential for holistic guidance on income management, taxes, and healthcare expenses during your retirement years.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What You HAVE TO KNOW About Medicare BEFORE You Retire | Ep 192</title>
      <itunes:episode>192</itunes:episode>
      <podcast:episode>192</podcast:episode>
      <itunes:title>What You HAVE TO KNOW About Medicare BEFORE You Retire | Ep 192</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7cd893fa-7fec-41a8-bd65-5e996ef24eee</guid>
      <link>https://share.transistor.fm/s/d91e1ffb</link>
      <description>
        <![CDATA[<p>What is Medicare and why should I care?? If you're about to retire, then you'll definitely want to tune into this episode. Medicare can be confusing and daunting for those who are unfamiliar with it. If you don't educate yourself, you could be stuck in a tough financial situation! Don't let Medicare be scary and let us break down ALL you must know about Medicare.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What is Medicare and why should I care?? If you're about to retire, then you'll definitely want to tune into this episode. Medicare can be confusing and daunting for those who are unfamiliar with it. If you don't educate yourself, you could be stuck in a tough financial situation! Don't let Medicare be scary and let us break down ALL you must know about Medicare.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 15 Aug 2024 20:01:43 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d91e1ffb/df2f2c30.mp3" length="98036731" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2450</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What is Medicare and why should I care?? If you're about to retire, then you'll definitely want to tune into this episode. Medicare can be confusing and daunting for those who are unfamiliar with it. If you don't educate yourself, you could be stuck in a tough financial situation! Don't let Medicare be scary and let us break down ALL you must know about Medicare.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>We Talk to a Professional About Psychological Impacts of Technology on Kids (feat. Rebekah Warren) | Ep 191</title>
      <itunes:episode>191</itunes:episode>
      <podcast:episode>191</podcast:episode>
      <itunes:title>We Talk to a Professional About Psychological Impacts of Technology on Kids (feat. Rebekah Warren) | Ep 191</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2c81e62c-f598-4e19-9003-cc1c2c37be96</guid>
      <link>https://share.transistor.fm/s/664844d2</link>
      <description>
        <![CDATA[<p>Today we sit down with Rebekah Warren, a Therapist, to discuss the challenges faced by youth today. We dive into identity, anxiety, and the impact of technology and social media. We highlight the struggles youth and teenagers face in developing their identities and the role that social media plays in the process. We cover the rise in anxiety and depression among youth, the addictive nature of technology, the importance of parental guidance and modeling healthy habits, and the need for community and school-based support systems.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Today we sit down with Rebekah Warren, a Therapist, to discuss the challenges faced by youth today. We dive into identity, anxiety, and the impact of technology and social media. We highlight the struggles youth and teenagers face in developing their identities and the role that social media plays in the process. We cover the rise in anxiety and depression among youth, the addictive nature of technology, the importance of parental guidance and modeling healthy habits, and the need for community and school-based support systems.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Sat, 10 Aug 2024 01:42:19 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/664844d2/28db5bb5.mp3" length="69679851" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2898</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Today we sit down with Rebekah Warren, a Therapist, to discuss the challenges faced by youth today. We dive into identity, anxiety, and the impact of technology and social media. We highlight the struggles youth and teenagers face in developing their identities and the role that social media plays in the process. We cover the rise in anxiety and depression among youth, the addictive nature of technology, the importance of parental guidance and modeling healthy habits, and the need for community and school-based support systems.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What are THE BEST methods of parenting in a digital age? | Beyond Tomorrow | Ep 190</title>
      <itunes:episode>190</itunes:episode>
      <podcast:episode>190</podcast:episode>
      <itunes:title>What are THE BEST methods of parenting in a digital age? | Beyond Tomorrow | Ep 190</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e51d3375-a9cd-46f5-b101-182e21b63d59</guid>
      <link>https://share.transistor.fm/s/a2e54fe5</link>
      <description>
        <![CDATA[<p>Today, we talk about how hard it can be to raise boys with unrestricted technology and social media. We dive into why kids need to have rules and learn self-control. We also discuss how parents can help by setting boundaries and talking openly with their kids. Plus, we touch on how young boys sometimes struggle with self-discipline and how schools affect their growth.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Today, we talk about how hard it can be to raise boys with unrestricted technology and social media. We dive into why kids need to have rules and learn self-control. We also discuss how parents can help by setting boundaries and talking openly with their kids. Plus, we touch on how young boys sometimes struggle with self-discipline and how schools affect their growth.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Tue, 30 Jul 2024 01:20:40 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a2e54fe5/97ac213d.mp3" length="55396766" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2302</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Today, we talk about how hard it can be to raise boys with unrestricted technology and social media. We dive into why kids need to have rules and learn self-control. We also discuss how parents can help by setting boundaries and talking openly with their kids. Plus, we touch on how young boys sometimes struggle with self-discipline and how schools affect their growth.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Elections, Fed Rates, and AI | Investment Strategy for 2024 with Sean O'Hara</title>
      <itunes:episode>189</itunes:episode>
      <podcast:episode>189</podcast:episode>
      <itunes:title>Elections, Fed Rates, and AI | Investment Strategy for 2024 with Sean O'Hara</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4353269d-da7d-4ee2-99dd-25d10c4c2787</guid>
      <link>https://share.transistor.fm/s/0f85bddb</link>
      <description>
        <![CDATA[<p>Enjoy our discussion with Sean O’Hara! We dive into the importance of free cash flow in investing, the potential impact of Fed rate cuts and the upcoming presidential election on the market, as well as the opportunities presented by AI technology.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Enjoy our discussion with Sean O’Hara! We dive into the importance of free cash flow in investing, the potential impact of Fed rate cuts and the upcoming presidential election on the market, as well as the opportunities presented by AI technology.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 18 Jul 2024 20:55:21 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/0f85bddb/88edf01e.mp3" length="66880709" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2783</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Enjoy our discussion with Sean O’Hara! We dive into the importance of free cash flow in investing, the potential impact of Fed rate cuts and the upcoming presidential election on the market, as well as the opportunities presented by AI technology.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are Our Children Addicted to the Internet? - "The Anxious Generation" | Beyond Tomorrow | 188</title>
      <itunes:episode>188</itunes:episode>
      <podcast:episode>188</podcast:episode>
      <itunes:title>Are Our Children Addicted to the Internet? - "The Anxious Generation" | Beyond Tomorrow | 188</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1696f482-a889-42a8-96e8-32b2fd40a45e</guid>
      <link>https://share.transistor.fm/s/de3b5dbb</link>
      <description>
        <![CDATA[<p>How can we better put protections in place in this digital age? Today we dive into how dangerous the internet can be for the rising generation and the effect of non-existent internet protection.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>How can we better put protections in place in this digital age? Today we dive into how dangerous the internet can be for the rising generation and the effect of non-existent internet protection.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Mon, 08 Jul 2024 14:28:28 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/de3b5dbb/80289526.mp3" length="76678237" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>3130</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>How can we better put protections in place in this digital age? Today we dive into how dangerous the internet can be for the rising generation and the effect of non-existent internet protection.<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Overprotective vs Under-protective Parenting - "The Anxious Generation" | Beyond Tomorrow | 187</title>
      <itunes:episode>187</itunes:episode>
      <podcast:episode>187</podcast:episode>
      <itunes:title>Overprotective vs Under-protective Parenting - "The Anxious Generation" | Beyond Tomorrow | 187</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4ad95350-f114-4560-ac2a-2baba5319220</guid>
      <link>https://share.transistor.fm/s/5455c2ed</link>
      <description>
        <![CDATA[<p>This week we break down chapters 3 and 4 of "The Anxious Generation" by Johnathan Haidt. How do we balance parenting in a digital age? Are we too protective over our children or not protective enough?<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This week we break down chapters 3 and 4 of "The Anxious Generation" by Johnathan Haidt. How do we balance parenting in a digital age? Are we too protective over our children or not protective enough?<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 27 Jun 2024 14:40:43 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/5455c2ed/d4f817bd.mp3" length="91001969" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2275</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This week we break down chapters 3 and 4 of "The Anxious Generation" by Johnathan Haidt. How do we balance parenting in a digital age? Are we too protective over our children or not protective enough?<br>----<br>Have questions? Learn more at assetmg-inc.com<br>----<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Great Rewiring &amp; The Culture of Protection - "The Anxious Generation" | Beyond Tomorrow | 186</title>
      <itunes:episode>186</itunes:episode>
      <podcast:episode>186</podcast:episode>
      <itunes:title>The Great Rewiring &amp; The Culture of Protection - "The Anxious Generation" | Beyond Tomorrow | 186</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">29f32cc9-6c81-464e-a7a7-781a4ea683c8</guid>
      <link>https://share.transistor.fm/s/64d971f2</link>
      <description>
        <![CDATA[<p>This week we break down chapters 2 &amp; 3 of "The Anxious Generation" by Jonathan Haidt.<br>----------------------------------------------------------------------<br>Have questions? Learn more at assetmg-inc.com<br>----------------------------------------------------------------------<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This week we break down chapters 2 &amp; 3 of "The Anxious Generation" by Jonathan Haidt.<br>----------------------------------------------------------------------<br>Have questions? Learn more at assetmg-inc.com<br>----------------------------------------------------------------------<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 20 Jun 2024 13:06:57 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/64d971f2/6af9c48e.mp3" length="131159731" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>3278</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This week we break down chapters 2 &amp; 3 of "The Anxious Generation" by Jonathan Haidt.<br>----------------------------------------------------------------------<br>Have questions? Learn more at assetmg-inc.com<br>----------------------------------------------------------------------<br>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The (Technology) Tidal Wave - Review of "The Anxious Generation" | Beyond Tomorrow | Ep 185</title>
      <itunes:episode>185</itunes:episode>
      <podcast:episode>185</podcast:episode>
      <itunes:title>The (Technology) Tidal Wave - Review of "The Anxious Generation" | Beyond Tomorrow | Ep 185</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d43eea96-84ad-4a2f-b25d-c67767a2df06</guid>
      <link>https://share.transistor.fm/s/d16ab8b0</link>
      <description>
        <![CDATA[<p>This week we break down Part 1, "A Tidal Wave", of "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This week we break down Part 1, "A Tidal Wave", of "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Fri, 14 Jun 2024 12:59:53 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d16ab8b0/ebf16205.mp3" length="116051733" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2901</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This week we break down Part 1, "A Tidal Wave", of "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How is the Future Generation Affected By Technology? | Beyond Tomorrow | Ep 184</title>
      <itunes:episode>184</itunes:episode>
      <podcast:episode>184</podcast:episode>
      <itunes:title>How is the Future Generation Affected By Technology? | Beyond Tomorrow | Ep 184</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8bbc741f-02e9-4176-b3e0-af23f58a7e56</guid>
      <link>https://share.transistor.fm/s/d5a87202</link>
      <description>
        <![CDATA[<p>This week we begin our breakdown into the book "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This week we begin our breakdown into the book "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Thu, 06 Jun 2024 04:17:06 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d5a87202/24a2748e.mp3" length="58307204" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2371</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This week we begin our breakdown into the book "The Anxious Generation" by Jonathan Haidt.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Tax Advantages of Real Estate | Beyond Tomorrow | 183</title>
      <itunes:episode>183</itunes:episode>
      <podcast:episode>183</podcast:episode>
      <itunes:title>The Tax Advantages of Real Estate | Beyond Tomorrow | 183</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f48a7166-1271-4f3c-bcb8-1ceefb6b0414</guid>
      <link>https://share.transistor.fm/s/ca17a3e6</link>
      <description>
        <![CDATA[<p>What can you do to relieve your tax burden? Today we explore real estate and its tax advantages!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What can you do to relieve your tax burden? Today we explore real estate and its tax advantages!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Sat, 01 Jun 2024 17:56:26 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ca17a3e6/79547c37.mp3" length="107637358" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2691</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What can you do to relieve your tax burden? Today we explore real estate and its tax advantages!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Win in Real Estate | Beyond Tomorrow | Ep 182</title>
      <itunes:episode>182</itunes:episode>
      <podcast:episode>182</podcast:episode>
      <itunes:title>How to Win in Real Estate | Beyond Tomorrow | Ep 182</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d91cde4b-0042-47c7-b799-c09037a70bfc</guid>
      <link>https://share.transistor.fm/s/98daa25d</link>
      <description>
        <![CDATA[<p>We continue our discussion about real estate and how you can accomplish your real estate goals!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We continue our discussion about real estate and how you can accomplish your real estate goals!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Tue, 07 May 2024 13:32:48 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/98daa25d/f9f3aa01.mp3" length="77367248" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1934</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>We continue our discussion about real estate and how you can accomplish your real estate goals!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What The Bible Says About Building Wealth | Beyond Tomorrow | Ep 181</title>
      <itunes:episode>181</itunes:episode>
      <podcast:episode>181</podcast:episode>
      <itunes:title>What The Bible Says About Building Wealth | Beyond Tomorrow | Ep 181</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e760a28b-b3eb-4fb0-9cd2-603139b62c75</guid>
      <link>https://share.transistor.fm/s/c25f86dc</link>
      <description>
        <![CDATA[<p>In this podcast episode, we discuss the Bible's teachings about creating wealth. We'll provide practical tips on using biblical principles to achieve financial success.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this podcast episode, we discuss the Bible's teachings about creating wealth. We'll provide practical tips on using biblical principles to achieve financial success.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Wed, 01 May 2024 16:09:04 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c25f86dc/c2cab948.mp3" length="87071887" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2176</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>In this podcast episode, we discuss the Bible's teachings about creating wealth. We'll provide practical tips on using biblical principles to achieve financial success.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Being Mission Minded: A Special Interview with Ben Sherrill | Beyond Tomorrow | Ep 180</title>
      <itunes:episode>180</itunes:episode>
      <podcast:episode>180</podcast:episode>
      <itunes:title>Being Mission Minded: A Special Interview with Ben Sherrill | Beyond Tomorrow | Ep 180</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dd62c457-84fe-45af-8e47-2ccf3c99544f</guid>
      <link>https://share.transistor.fm/s/eb2b6c98</link>
      <description>
        <![CDATA[<p>Today we have a special interview with Ben Sherell from One More International!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Today we have a special interview with Ben Sherell from One More International!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Fri, 26 Apr 2024 15:51:23 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/eb2b6c98/0066a022.mp3" length="81854272" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2046</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Today we have a special interview with Ben Sherell from One More International!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Being a Good Steward of Your Finances | Beyond Tomorrow | Ep 179</title>
      <itunes:episode>179</itunes:episode>
      <podcast:episode>179</podcast:episode>
      <itunes:title>Being a Good Steward of Your Finances | Beyond Tomorrow | Ep 179</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a9b0c552-780a-4154-a26c-72f46d08ee03</guid>
      <link>https://share.transistor.fm/s/f29aaf4f</link>
      <description>
        <![CDATA[<p>What does the Bible teach us about being a good steward of our finances? Being a good steward is the only way we can give generously. Check it out in this week's episode of Beyond Tomorrow!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What does the Bible teach us about being a good steward of our finances? Being a good steward is the only way we can give generously. Check it out in this week's episode of Beyond Tomorrow!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 Apr 2024 03:30:38 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f29aaf4f/d0e970af.mp3" length="79881483" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1997</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>What does the Bible teach us about being a good steward of our finances? Being a good steward is the only way we can give generously. Check it out in this week's episode of Beyond Tomorrow!</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: youtube.com/@beyondtomorrowpodcast<br>X: x.com/AMGinc_ATL</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Principle of Giving | Beyond Tomorrow | Ep 178</title>
      <itunes:episode>178</itunes:episode>
      <podcast:episode>178</podcast:episode>
      <itunes:title>The Principle of Giving | Beyond Tomorrow | Ep 178</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f3f56f2c-9d84-4f93-ac32-c5faa5e620fa</guid>
      <link>https://share.transistor.fm/s/75772eea</link>
      <description>
        <![CDATA[<p>How does charity and giving apply to our lives? In this episode, we share personal experiences and principles from our faith about how giving has positively impacted us.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/@beyondtomorrowpodcast">youtube.com/@beyondtomorrowpodcast</a><br>X: x.com/AMGinc_ATL</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>How does charity and giving apply to our lives? In this episode, we share personal experiences and principles from our faith about how giving has positively impacted us.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/@beyondtomorrowpodcast">youtube.com/@beyondtomorrowpodcast</a><br>X: x.com/AMGinc_ATL</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </content:encoded>
      <pubDate>Thu, 11 Apr 2024 04:20:06 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/75772eea/881110d1.mp3" length="83489149" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2087</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>How does charity and giving apply to our lives? In this episode, we share personal experiences and principles from our faith about how giving has positively impacted us.</p><p>----------------------------------------------------------------------</p><p>Have questions? Learn more at assetmg-inc.com</p><p>----------------------------------------------------------------------</p><p>Follow us!<br>Facebook: facebook.com/amginc<br>LinkedIn: linkedin.com/company/amgincatl/<br>YouTube: <a href="https://youtube.com/@beyondtomorrowpodcast">youtube.com/@beyondtomorrowpodcast</a><br>X: x.com/AMGinc_ATL</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Insights from a Successful Portfolio Manager | Kim Arthur Interview</title>
      <itunes:episode>177</itunes:episode>
      <podcast:episode>177</podcast:episode>
      <itunes:title>Insights from a Successful Portfolio Manager | Kim Arthur Interview</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2715c76f-36dc-4527-a046-076c78dc34e9</guid>
      <link>https://share.transistor.fm/s/254d12bb</link>
      <description>
        <![CDATA[]]>
      </description>
      <content:encoded>
        <![CDATA[]]>
      </content:encoded>
      <pubDate>Tue, 02 Apr 2024 15:46:57 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/254d12bb/cec95c99.mp3" length="95877878" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>2396</itunes:duration>
      <itunes:summary>
        <![CDATA[]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Are Short-Term Rentals Worth It?</title>
      <itunes:episode>176</itunes:episode>
      <podcast:episode>176</podcast:episode>
      <itunes:title>Are Short-Term Rentals Worth It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">434b00e0-f89f-4c19-b699-3d812f6c8fad</guid>
      <link>https://share.transistor.fm/s/93c5c10c</link>
      <description>
        <![CDATA[<p>This week we discuss short-term rentals and how to start investing in them!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This week we discuss short-term rentals and how to start investing in them!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </content:encoded>
      <pubDate>Wed, 27 Mar 2024 00:00:37 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/93c5c10c/8f989fc8.mp3" length="72273363" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1806</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>This week we discuss short-term rentals and how to start investing in them!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Exploring Today's Real Estate Investment Landscape</title>
      <itunes:episode>175</itunes:episode>
      <podcast:episode>175</podcast:episode>
      <itunes:title>Exploring Today's Real Estate Investment Landscape</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5df24ec3-4bb6-4e5c-abfc-72857db3198e</guid>
      <link>https://share.transistor.fm/s/963de8ce</link>
      <description>
        <![CDATA[<p>Join us in this insightful podcast episode as we unravel the mysteries of the market and share valuable tips for success. From analyzing deals to understanding financial metrics, we've got you covered. Whether you're a seasoned investor or just starting out, this discussion is packed with practical advice to help you navigate the complexities of real estate and maximize your returns. Don't miss out – tune in now and take your investment game to the next level!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join us in this insightful podcast episode as we unravel the mysteries of the market and share valuable tips for success. From analyzing deals to understanding financial metrics, we've got you covered. Whether you're a seasoned investor or just starting out, this discussion is packed with practical advice to help you navigate the complexities of real estate and maximize your returns. Don't miss out – tune in now and take your investment game to the next level!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </content:encoded>
      <pubDate>Wed, 20 Mar 2024 01:48:19 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/963de8ce/8d71a1cb.mp3" length="31006151" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1934</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Join us in this insightful podcast episode as we unravel the mysteries of the market and share valuable tips for success. From analyzing deals to understanding financial metrics, we've got you covered. Whether you're a seasoned investor or just starting out, this discussion is packed with practical advice to help you navigate the complexities of real estate and maximize your returns. Don't miss out – tune in now and take your investment game to the next level!</p><p>-----</p><p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Looking Beyond Tomorrow</title>
      <itunes:episode>174</itunes:episode>
      <podcast:episode>174</podcast:episode>
      <itunes:title>Looking Beyond Tomorrow</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a75b6395-f380-4d7a-93e5-b9cfcdf72388</guid>
      <link>https://share.transistor.fm/s/8f64fafa</link>
      <description>
        <![CDATA[<p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </content:encoded>
      <pubDate>Sat, 02 Mar 2024 02:42:13 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8f64fafa/f0b63ee2.mp3" length="28469081" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1776</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Privacy Policy: https://transistor.fm/privacy/</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Headwinds of an Early Retirement</title>
      <itunes:episode>173</itunes:episode>
      <podcast:episode>173</podcast:episode>
      <itunes:title>Headwinds of an Early Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0e6c8183-144b-40c3-ae6e-a3fd430103c2</guid>
      <link>https://share.transistor.fm/s/034cbdbc</link>
      <description>
        <![CDATA[<p>Today we talk about Mo's trip to Costa Rica, what money does to you, the latest NVIDIA market update, and more!<br>-<br>Learn More:<br>https://www.assetmg-inc.com/</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Today we talk about Mo's trip to Costa Rica, what money does to you, the latest NVIDIA market update, and more!<br>-<br>Learn More:<br>https://www.assetmg-inc.com/</p>]]>
      </content:encoded>
      <pubDate>Tue, 27 Feb 2024 20:19:25 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/034cbdbc/1c4a2957.mp3" length="28658035" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:duration>1787</itunes:duration>
      <itunes:summary>
        <![CDATA[<p>Today we talk about Mo's trip to Costa Rica, what money does to you, the latest NVIDIA market update, and more!<br>-<br>Learn More:<br>https://www.assetmg-inc.com/</p>]]>
      </itunes:summary>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>December 29, 2023 Golden Life Podcast with Andrew &amp; Mo</title>
      <itunes:episode>172</itunes:episode>
      <podcast:episode>172</podcast:episode>
      <itunes:title>December 29, 2023 Golden Life Podcast with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8ef3a60d-29f7-49e5-b43a-b0eb00f799d7</guid>
      <link>https://share.transistor.fm/s/b4ebbb15</link>
      <description>
        <![CDATA[<p>December 29, 2023 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>December 29, 2023 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Jan 2024 14:12:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b4ebbb15/fbdf69d1.mp3" length="33287478" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/81KH8VJq_Yb_CLdjOS9tFVnNwALFBTi2O3PDN23_edI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3Mzgv/MTcwNDQ2NTIxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2078</itunes:duration>
      <itunes:summary>December 29, 2023 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>December 29, 2023 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>December 23, 2023  Golden Life Podcast with Andrew &amp; Mo</title>
      <itunes:episode>171</itunes:episode>
      <podcast:episode>171</podcast:episode>
      <itunes:title>December 23, 2023  Golden Life Podcast with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4d5e5972-3b48-4183-a509-b0eb00f6e2e1</guid>
      <link>https://share.transistor.fm/s/7e397847</link>
      <description>
        <![CDATA[<p>December 23, 2023  Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>December 23, 2023  Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Jan 2024 14:11:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7e397847/fdb436da.mp3" length="29267965" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/pO4wvkZBYrEgEry994dV0dGr6y7j-gLD1Y5KkLlD0uY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3Mzcv/MTcwNDQ2NTIxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1827</itunes:duration>
      <itunes:summary>December 23, 2023  Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>December 23, 2023  Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>December 1, 2023 The Golden Life</title>
      <itunes:episode>170</itunes:episode>
      <podcast:episode>170</podcast:episode>
      <itunes:title>December 1, 2023 The Golden Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">adbcc34c-c279-461a-86f0-b0cb01622ed7</guid>
      <link>https://share.transistor.fm/s/57dc6d65</link>
      <description>
        <![CDATA[<p>December 1, 2023 The Golden Life with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>December 1, 2023 The Golden Life with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Dec 2023 08:33:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/57dc6d65/ade5a9e7.mp3" length="27665487" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/WnRGBNAdwizHQ7ikG7yMtJiUKZ6rADgzSp1JVFwBru8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzYv/MTcwNDQ2NTIxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1727</itunes:duration>
      <itunes:summary>December 1, 2023 The Golden Life with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>December 1, 2023 The Golden Life with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-11-17 Golden Life Podcast With Andrew &amp; Mo</title>
      <itunes:episode>169</itunes:episode>
      <podcast:episode>169</podcast:episode>
      <itunes:title>2023-11-17 Golden Life Podcast With Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">63c66854-ea9b-4cc4-a359-b0bd0122273a</guid>
      <link>https://share.transistor.fm/s/bd75a002</link>
      <description>
        <![CDATA[<p>2023-11-17 Golden Life Podcast With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-11-17 Golden Life Podcast With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Nov 2023 17:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/bd75a002/7238280c.mp3" length="28908930" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/RX10Ts_ke7PTJFFbw1LsQxoDioSkD2u9A-Y09TGkD-w/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzUv/MTcwNDQ2NTIxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1804</itunes:duration>
      <itunes:summary>2023-11-17 Golden Life Podcast With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-11-17 Golden Life Podcast With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-11-10 Golden Life PODCAST</title>
      <itunes:episode>168</itunes:episode>
      <podcast:episode>168</podcast:episode>
      <itunes:title>2023-11-10 Golden Life PODCAST</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4c6e41c6-324b-4503-a138-b0b6014509cd</guid>
      <link>https://share.transistor.fm/s/cdba4eb8</link>
      <description>
        <![CDATA[<p>2023-11-10 Golden Life Podcast with Andrew &amp; Mo</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-11-10 Golden Life Podcast with Andrew &amp; Mo</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Nov 2023 18:49:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cdba4eb8/bd09c84f.mp3" length="32123019" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/lqIVoOnPSmaKFuX7m_j6lcn6RayphmVX1F2SjZVd3wA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzQv/MTcwNDQ2NTIxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2005</itunes:duration>
      <itunes:summary>2023-11-10 Golden Life Podcast with Andrew &amp;amp; Mo
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-11-10 Golden Life Podcast with Andrew &amp;amp; Mo
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-11-03 Golden Life Podcast</title>
      <itunes:episode>167</itunes:episode>
      <podcast:episode>167</podcast:episode>
      <itunes:title>2023-11-03 Golden Life Podcast</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">60ae1726-3675-4e0c-a62c-b0af01307073</guid>
      <link>https://share.transistor.fm/s/294ac9b3</link>
      <description>
        <![CDATA[<p>2023-11-03 Golden Life Podcast with Andrew and Mo.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-11-03 Golden Life Podcast with Andrew and Mo.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Nov 2023 17:46:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/294ac9b3/fe9c3f92.mp3" length="30236769" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/hnfsUEG6qeEcYrSU0HhNLmPV9FD2z3v8U0YCgiildgg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzMv/MTcwNDQ2NTIwMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1887</itunes:duration>
      <itunes:summary>2023-11-03 Golden Life Podcast with Andrew and Mo.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-11-03 Golden Life Podcast with Andrew and Mo.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 See omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-10-30 Golden Life Podcast</title>
      <itunes:episode>166</itunes:episode>
      <podcast:episode>166</podcast:episode>
      <itunes:title>2023-10-30 Golden Life Podcast</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a1feda88-20c9-4323-b1f6-b0ab0100d4e9</guid>
      <link>https://share.transistor.fm/s/1480eb1c</link>
      <description>
        <![CDATA[<p>2023-10-30 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-10-30 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 30 Oct 2023 15:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1480eb1c/936255f3.mp3" length="29771163" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/o9Oz-lchrAz9cmPTx0mDRSOiFSnd72KLK7KfzqZmGSk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzIv/MTcwNDQ2NTIwMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1858</itunes:duration>
      <itunes:summary>2023-10-30 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-10-30 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-10-20 Golden Life PODCAST</title>
      <itunes:episode>165</itunes:episode>
      <podcast:episode>165</podcast:episode>
      <itunes:title>2023-10-20 Golden Life PODCAST</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3734399c-2755-44fd-96c4-b0a401411ac0</guid>
      <link>https://share.transistor.fm/s/ed22d710</link>
      <description>
        <![CDATA[<p>2023-10-20 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-10-20 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 23 Oct 2023 19:44:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ed22d710/af2e054f.mp3" length="30237605" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9wpUcaG3ri7cXIKJTRX_60aLRvoIdVteKVcqY68EuNg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzEv/MTcwNDQ2NTE5Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1887</itunes:duration>
      <itunes:summary>2023-10-20 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-10-20 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-10-16 Golden Life PODCAST</title>
      <itunes:episode>164</itunes:episode>
      <podcast:episode>164</podcast:episode>
      <itunes:title>2023-10-16 Golden Life PODCAST</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d1ae7118-7959-4a90-9d8b-b09d01009950</guid>
      <link>https://share.transistor.fm/s/ebb5e9c8</link>
      <description>
        <![CDATA[<p>2023-10-16 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-10-16 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 16 Oct 2023 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ebb5e9c8/ac0eac16.mp3" length="32301906" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/UOb0kj4rh7bDEVt081oQ38OSPtens1-IbFHwyxLwoJ4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MzAv/MTcwNDQ2NTE5Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2016</itunes:duration>
      <itunes:summary>2023-10-16 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-10-16 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-10-06 Golden Life Podcast with Andrew &amp; Mo</title>
      <itunes:episode>163</itunes:episode>
      <podcast:episode>163</podcast:episode>
      <itunes:title>2023-10-06 Golden Life Podcast with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bda9ae13-350d-4088-b9d8-b09301399c38</guid>
      <link>https://share.transistor.fm/s/7a65027c</link>
      <description>
        <![CDATA[<p>2023-10-06 Golden Life Podcast with Andrew &amp; Mo</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-10-06 Golden Life Podcast with Andrew &amp; Mo</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Oct 2023 19:10:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7a65027c/2aa1e3cb.mp3" length="32286040" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/KxUvez5L1SvqoIT9mseg2xK2IVyjDV9wrpNMYqgBmPU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3Mjkv/MTcwNDQ2NTE5OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2015</itunes:duration>
      <itunes:summary>2023-10-06 Golden Life Podcast with Andrew &amp;amp; Mo
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-10-06 Golden Life Podcast with Andrew &amp;amp; Mo
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-09-29 Golden Life Podcast With Andrew &amp; Mo</title>
      <itunes:episode>162</itunes:episode>
      <podcast:episode>162</podcast:episode>
      <itunes:title>2023-09-29 Golden Life Podcast With Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4f70031c-655c-4d49-aed1-b08f010634b8</guid>
      <link>https://share.transistor.fm/s/2aa4616c</link>
      <description>
        <![CDATA[<p>2023-09-29 Golden Life Podcast With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-09-29 Golden Life Podcast With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 02 Oct 2023 16:10:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2aa4616c/321dde4f.mp3" length="33402827" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Z1oT5T6v4IutdEdj3MsZjG198jjMA3jSijJcXGPl35k/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3Mjgv/MTcwNDQ2NTE5OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2085</itunes:duration>
      <itunes:summary>2023-09-29 Golden Life Podcast With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-09-29 Golden Life Podcast With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-09-15 Golden Life Podcast With Andrew &amp; Mo</title>
      <itunes:episode>161</itunes:episode>
      <podcast:episode>161</podcast:episode>
      <itunes:title>2023-09-15 Golden Life Podcast With Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ec9e38a4-5131-4af4-80c3-b07e011f9678</guid>
      <link>https://share.transistor.fm/s/1f60d318</link>
      <description>
        <![CDATA[<p>2023-09-15 Golden Life PODCAST </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-09-15 Golden Life PODCAST </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 15 Sep 2023 17:36:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1f60d318/b8c95058.mp3" length="33995911" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/nxwTAAJmIhpa5Yc8GU6hg7FbOTM8-deHB3dfgM5JDBQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3Mjcv/MTcwNDQ2NTE5MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2122</itunes:duration>
      <itunes:summary>2023-09-15 Golden Life PODCAST See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-09-15 Golden Life PODCAST See omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-09-08 Golden Life Podcast with Andrew &amp; Mo</title>
      <itunes:episode>160</itunes:episode>
      <podcast:episode>160</podcast:episode>
      <itunes:title>2023-09-08 Golden Life Podcast with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2cf400ac-676a-443e-8838-b077014ed47d</guid>
      <link>https://share.transistor.fm/s/6811abeb</link>
      <description>
        <![CDATA[<p>2023-09-08 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-09-08 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Sep 2023 20:25:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6811abeb/71aa7e74.mp3" length="30037912" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/_g7-fgeJmC4J3n7a8yKuaQZlvfk4WhGHgEpPSoFV2vg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjYv/MTcwNDQ2NTE5MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1874</itunes:duration>
      <itunes:summary>2023-09-08 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-09-08 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-09-01 Golden Life Podcast with Andrew and Mo</title>
      <itunes:episode>159</itunes:episode>
      <podcast:episode>159</podcast:episode>
      <itunes:title>2023-09-01 Golden Life Podcast with Andrew and Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ab17fed3-647c-43a9-a719-b0700147a083</guid>
      <link>https://share.transistor.fm/s/2535f143</link>
      <description>
        <![CDATA[<p>2023-09-01 Golden Life Podcast with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-09-01 Golden Life Podcast with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Sep 2023 20:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2535f143/7362d9d2.mp3" length="33138754" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/caEwqlnvFXVfg3SYOBBfzFeYIiS_pSBa0e6EDbR9uxk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjUv/MTcwNDQ2NTE5MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2068</itunes:duration>
      <itunes:summary>2023-09-01 Golden Life Podcast with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-09-01 Golden Life Podcast with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Evolving Together: Changes and Commitments at AMG Asset Management Group, Inc.</title>
      <itunes:episode>158</itunes:episode>
      <podcast:episode>158</podcast:episode>
      <itunes:title>Evolving Together: Changes and Commitments at AMG Asset Management Group, Inc.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a52590d3-80a8-4bb8-9e13-b06901022132</guid>
      <link>https://share.transistor.fm/s/a37204c2</link>
      <description>
        <![CDATA[<p> Join us for a pivotal episode as we unveil recent changes at AMG Asset Management Group, Inc. Discover our transition to a new trading platform, our commitment to deeper client engagement, and how these enhancements are shaping a more enriching financial experience. Tune in for insights into our evolving journey toward improved services and stronger relationships.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> Join us for a pivotal episode as we unveil recent changes at AMG Asset Management Group, Inc. Discover our transition to a new trading platform, our commitment to deeper client engagement, and how these enhancements are shaping a more enriching financial experience. Tune in for insights into our evolving journey toward improved services and stronger relationships.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Aug 2023 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a37204c2/5644f605.mp3" length="29555201" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/w4r2AmgaJWd9ncMIqDvNIVfUVQ1k45W6ot5Dp5m10Ow/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjQv/MTcwNDQ2NTE5MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1844</itunes:duration>
      <itunes:summary> Join us for a pivotal episode as we unveil recent changes at AMG Asset Management Group, Inc. Discover our transition to a new trading platform, our commitment to deeper client engagement, and how these enhancements are shaping a more enriching financial experience. Tune in for insights into our evolving journey toward improved services and stronger relationships.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle> Join us for a pivotal episode as we unveil recent changes at AMG Asset Management Group, Inc. Discover our transition to a new trading platform, our commitment to deeper client engagement, and how these enhancements are shaping a more enriching financial</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-08-18 Golden Life PODCAST</title>
      <itunes:episode>157</itunes:episode>
      <podcast:episode>157</podcast:episode>
      <itunes:title>2023-08-18 Golden Life PODCAST</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9db0b219-1343-4add-b383-b065011c5d94</guid>
      <link>https://share.transistor.fm/s/798902b8</link>
      <description>
        <![CDATA[<p>2023-08-18 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-08-18 Golden Life PODCAST</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 21 Aug 2023 19:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/798902b8/287061fd.mp3" length="30149909" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/-WJvrFHFf3NN2uItv9hpniug_N8dkHxKZa_BXxvYzHA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjMv/MTcwNDQ2NTE5MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1881</itunes:duration>
      <itunes:summary>2023-08-18 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-08-18 Golden Life PODCASTSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Navigating Retirement: Long-Term Care, Roth Conversion, and Tax Planning</title>
      <itunes:episode>156</itunes:episode>
      <podcast:episode>156</podcast:episode>
      <itunes:title>Navigating Retirement: Long-Term Care, Roth Conversion, and Tax Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9272c2aa-8581-493b-b416-b05b01438385</guid>
      <link>https://share.transistor.fm/s/9b38246c</link>
      <description>
        <![CDATA[<p>Join us for an insightful episode of "The Golden Life" podcast as we conclude our discussion on essential retirement planning. Discover the significance of Long-Term Care planning in retirement and the power of tax-free income through a Roth Conversion. Explore why effective tax planning is vital for a secure financial future. Tune in for practical insights and actionable advice to enhance your retirement strategy.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join us for an insightful episode of "The Golden Life" podcast as we conclude our discussion on essential retirement planning. Discover the significance of Long-Term Care planning in retirement and the power of tax-free income through a Roth Conversion. Explore why effective tax planning is vital for a secure financial future. Tune in for practical insights and actionable advice to enhance your retirement strategy.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Aug 2023 19:42:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/9b38246c/2de0370c.mp3" length="28691691" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/4ueyi1lifS-gEeZqFsy-6RGjI93o9yNJeygV_0wkR4s/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjIv/MTcwNDQ2NTE3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1790</itunes:duration>
      <itunes:summary>Join us for an insightful episode of "The Golden Life" podcast as we conclude our discussion on essential retirement planning. Discover the significance of Long-Term Care planning in retirement and the power of tax-free income through a Roth Conversion. Explore why effective tax planning is vital for a secure financial future. Tune in for practical insights and actionable advice to enhance your retirement strategy.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Join us for an insightful episode of "The Golden Life" podcast as we conclude our discussion on essential retirement planning. Discover the significance of Long-Term Care planning in retirement and the power of tax-free income through a Roth Conversion. E</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-08-04 Golden Life PODCAST with Andrew &amp; Mo</title>
      <itunes:episode>155</itunes:episode>
      <podcast:episode>155</podcast:episode>
      <itunes:title>2023-08-04 Golden Life PODCAST with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a5afb8dd-d040-48a5-937f-b05900e57be4</guid>
      <link>https://share.transistor.fm/s/a8a49081</link>
      <description>
        <![CDATA[<p>2023-08-04 Golden Life PODCAST with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-08-04 Golden Life PODCAST with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 09 Aug 2023 14:06:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a8a49081/37ffcb12.mp3" length="29944290" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/P0H-qIg7tWCoYUoWuoHIMLcVmmmPpR2WjkF_y7Bidwk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjEv/MTcwNDQ2NTE3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1869</itunes:duration>
      <itunes:summary>2023-08-04 Golden Life PODCAST with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-08-04 Golden Life PODCAST with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-07-28 Golden Life Podcast with Andrew &amp; Mo</title>
      <itunes:episode>154</itunes:episode>
      <podcast:episode>154</podcast:episode>
      <itunes:title>2023-07-28 Golden Life Podcast with Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e45631cc-1ee1-4805-886d-b04d013ca5f9</guid>
      <link>https://share.transistor.fm/s/42b0032d</link>
      <description>
        <![CDATA[<p>2023-07-28 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-07-28 Golden Life Podcast with Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Jul 2023 19:21:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/42b0032d/9a2e196a.mp3" length="29601145" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/p0biISZI_RnSq-d_EK0Cp33F6vWuZswONavKlHNuk_o/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MjAv/MTcwNDQ2NTE3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1847</itunes:duration>
      <itunes:summary>2023-07-28 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-07-28 Golden Life Podcast with Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-07-21 Golden Life PODCAST with Andrew and Mo</title>
      <itunes:episode>153</itunes:episode>
      <podcast:episode>153</podcast:episode>
      <itunes:title>2023-07-21 Golden Life PODCAST with Andrew and Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9e14204b-d58f-4eb2-af4b-b049012114bf</guid>
      <link>https://share.transistor.fm/s/3747215b</link>
      <description>
        <![CDATA[<p>2023-07-21 Golden Life PODCAST with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-07-21 Golden Life PODCAST with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 24 Jul 2023 18:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3747215b/5c5cbf6f.mp3" length="27046581" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/zEitcwZ6JVuVPOJCOLcWFxwzC6RzrO6heXRZbK3hkCE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTkv/MTcwNDQ2NTE3OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1687</itunes:duration>
      <itunes:summary>2023-07-21 Golden Life PODCAST with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-07-21 Golden Life PODCAST with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>2023-07-14 Golden Life Radio Show with Andrew and Mo</title>
      <itunes:episode>152</itunes:episode>
      <podcast:episode>152</podcast:episode>
      <itunes:title>2023-07-14 Golden Life Radio Show with Andrew and Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3a67397d-bdf3-4057-a16c-b042013e02ae</guid>
      <link>https://share.transistor.fm/s/16c71836</link>
      <description>
        <![CDATA[<p>2023-07-14 Golden Life Radio Show with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>2023-07-14 Golden Life Radio Show with Andrew and Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 17 Jul 2023 19:26:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/16c71836/8337cf17.mp3" length="33679178" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/DMXilcq9LaBgRXaZJdvXpOXBrbnCVUyXYMtezhCo0Wo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTgv/MTcwNDQ2NTE3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2102</itunes:duration>
      <itunes:summary>2023-07-14 Golden Life Radio Show with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>2023-07-14 Golden Life Radio Show with Andrew and MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>GOLDEN LIFE-With Andrew &amp; Mo</title>
      <itunes:episode>151</itunes:episode>
      <podcast:episode>151</podcast:episode>
      <itunes:title>GOLDEN LIFE-With Andrew &amp; Mo</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a88c3082-3c2a-4fae-acc9-b03e01238d47</guid>
      <link>https://share.transistor.fm/s/f7a4927e</link>
      <description>
        <![CDATA[<p>GOLDEN LIFE-With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>GOLDEN LIFE-With Andrew &amp; Mo</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 13 Jul 2023 18:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f7a4927e/eb6a3244.mp3" length="28250282" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/SK2yurPGn8d4CU28SLAW8-8JqhgwvwtsU0VnRnjUfb4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTcv/MTcwNDQ2NTE2OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1763</itunes:duration>
      <itunes:summary>GOLDEN LIFE-With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>GOLDEN LIFE-With Andrew &amp;amp; MoSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Independence and the Pursuit of a Golden Life</title>
      <itunes:episode>150</itunes:episode>
      <podcast:episode>150</podcast:episode>
      <itunes:title>Independence and the Pursuit of a Golden Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">20efa318-0443-49f1-837f-b034015495ee</guid>
      <link>https://share.transistor.fm/s/cc58c1de</link>
      <description>
        <![CDATA[<p>On the weekend leading to July 4th, a day symbolizing freedom and independence, we bring you an inspiring episode of "The Golden Life" podcast. Join us as we delve into the profound connection between financial independence and the realization of a truly "Golden Life."</p>
<p>Reach out to Andrew and Mo at 800-419-6164.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On the weekend leading to July 4th, a day symbolizing freedom and independence, we bring you an inspiring episode of "The Golden Life" podcast. Join us as we delve into the profound connection between financial independence and the realization of a truly "Golden Life."</p>
<p>Reach out to Andrew and Mo at 800-419-6164.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 03 Jul 2023 21:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cc58c1de/c042537e.mp3" length="28952053" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/4TPn9cubvUrRz3sY6pa3fMJdw4zhn7RvUMB-itzZQAg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTYv/MTcwNDQ2NTE3MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1807</itunes:duration>
      <itunes:summary>On the weekend leading to July 4th, a day symbolizing freedom and independence, we bring you an inspiring episode of "The Golden Life" podcast. Join us as we delve into the profound connection between financial independence and the realization of a truly "Golden Life."
Reach out to Andrew and Mo at 800-419-6164.
Asset Management GroupSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On the weekend leading to July 4th, a day symbolizing freedom and independence, we bring you an inspiring episode of "The Golden Life" podcast. Join us as we delve into the profound connection between financial independence and the realization of a truly </itunes:subtitle>
      <itunes:keywords>Financial, finances, retirement, financial plan, retirement plan, retirement podcast, financial podcast, education, breaking news, breaking, news, annuities, Social Security, pension, withdrawal, withdrawal strategy, bond ladders, ladders, laddering appro</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Inspiring Reflections: Saving for the Future and Living "The Golden Life"</title>
      <itunes:episode>149</itunes:episode>
      <podcast:episode>149</podcast:episode>
      <itunes:title>Inspiring Reflections: Saving for the Future and Living "The Golden Life"</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">11cb940a-8e59-4820-b3a5-b02d01321cb6</guid>
      <link>https://share.transistor.fm/s/772d457b</link>
      <description>
        <![CDATA[<p>In our latest episode of "The Golden Life" podcast, Mo welcomes Kevin back from his recent trip to Europe, where he shares inspiring reflections on the importance of saving for the future. Join us as we explore how the decisions we make today directly impact our future selves and contribute to living a fulfilling and abundant life.</p>
<p> </p>
<p>Kevin's travel experience serves as a powerful reminder of the rewards of diligent savings and financial planning. We delve into the mindset and practical strategies that can help you achieve your long-term goals, ensuring a prosperous and joyful future.</p>
<p> </p>
<p>Join us for an uplifting and insightful episode as we discuss the transformative power of saving for your future self and the path it creates towards living "The Golden Life."</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In our latest episode of "The Golden Life" podcast, Mo welcomes Kevin back from his recent trip to Europe, where he shares inspiring reflections on the importance of saving for the future. Join us as we explore how the decisions we make today directly impact our future selves and contribute to living a fulfilling and abundant life.</p>
<p> </p>
<p>Kevin's travel experience serves as a powerful reminder of the rewards of diligent savings and financial planning. We delve into the mindset and practical strategies that can help you achieve your long-term goals, ensuring a prosperous and joyful future.</p>
<p> </p>
<p>Join us for an uplifting and insightful episode as we discuss the transformative power of saving for your future self and the path it creates towards living "The Golden Life."</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 26 Jun 2023 19:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/772d457b/c2fbcef2.mp3" length="32444129" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/sD4JYjSsiPJ_0Mo8QkdR0FnZMFscp5zO_9Skp0ucatg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTUv/MTcwNDQ2NTE2OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2025</itunes:duration>
      <itunes:summary>In our latest episode of "The Golden Life" podcast, Mo welcomes Kevin back from his recent trip to Europe, where he shares inspiring reflections on the importance of saving for the future. Join us as we explore how the decisions we make today directly impact our future selves and contribute to living a fulfilling and abundant life.
 
Kevin's travel experience serves as a powerful reminder of the rewards of diligent savings and financial planning. We delve into the mindset and practical strategies that can help you achieve your long-term goals, ensuring a prosperous and joyful future.
 
Join us for an uplifting and insightful episode as we discuss the transformative power of saving for your future self and the path it creates towards living "The Golden Life."
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>In our latest episode of "The Golden Life" podcast, Mo welcomes Kevin back from his recent trip to Europe, where he shares inspiring reflections on the importance of saving for the future. Join us as we explore how the decisions we make today directly imp</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Bridging the Investor-Advisor Gap</title>
      <itunes:episode>148</itunes:episode>
      <podcast:episode>148</podcast:episode>
      <itunes:title>Bridging the Investor-Advisor Gap</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ff1d796e-7ab6-41c2-8ac2-b02701558712</guid>
      <link>https://share.transistor.fm/s/ff8faf35</link>
      <description>
        <![CDATA[<p>Join us for an enlightening episode of "The Golden Life" podcast as we welcome a special guest, Mayor Matt Santini of The City of Cartersville. In this engaging conversation, we delve into the latest developments surrounding the Federal Reserve's decision on interest rates, exploring the potential implications for the economy and investors.</p>
<p> </p>
<p>Shifting gears, we tackle the important topic of the investor-advisor gap. Andrew and Mo shed light on the common disconnect that can occur between investors and their advisors. We discuss practical strategies to bridge that gap and ensure alignment between financial goals and plans.</p>
<p> </p>
<p>Discover how we engage in deeper conversations with clients, examining their financial plans and personal risk tolerance, including their comfort with risk in cash flow management. Gain valuable insights into the strategies that foster a balanced and growth-oriented approach to risk.</p>
<p> </p>
<p>Don't miss this captivating episode of "The Golden Life" podcast, featuring a distinguished guest, Mayor Matt Santini. Tune in for a rich blend of insights, updates, and practical advice to navigate the financial landscape and foster a stronger connection with your financial advisor.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join us for an enlightening episode of "The Golden Life" podcast as we welcome a special guest, Mayor Matt Santini of The City of Cartersville. In this engaging conversation, we delve into the latest developments surrounding the Federal Reserve's decision on interest rates, exploring the potential implications for the economy and investors.</p>
<p> </p>
<p>Shifting gears, we tackle the important topic of the investor-advisor gap. Andrew and Mo shed light on the common disconnect that can occur between investors and their advisors. We discuss practical strategies to bridge that gap and ensure alignment between financial goals and plans.</p>
<p> </p>
<p>Discover how we engage in deeper conversations with clients, examining their financial plans and personal risk tolerance, including their comfort with risk in cash flow management. Gain valuable insights into the strategies that foster a balanced and growth-oriented approach to risk.</p>
<p> </p>
<p>Don't miss this captivating episode of "The Golden Life" podcast, featuring a distinguished guest, Mayor Matt Santini. Tune in for a rich blend of insights, updates, and practical advice to navigate the financial landscape and foster a stronger connection with your financial advisor.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or <a href="https://www.assetmg-inc.com/">https://www.assetmg-inc.com/</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 20 Jun 2023 20:50:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ff8faf35/5e1f0647.mp3" length="28051338" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/IVOhRu2kFedIteu2rcjhoKQ2w8StaJeGIQVZMnPWRhs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTQv/MTcwNDQ2NTE2Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1750</itunes:duration>
      <itunes:summary>Join us for an enlightening episode of "The Golden Life" podcast as we welcome a special guest, Mayor Matt Santini of The City of Cartersville. In this engaging conversation, we delve into the latest developments surrounding the Federal Reserve's decision on interest rates, exploring the potential implications for the economy and investors.
 
Shifting gears, we tackle the important topic of the investor-advisor gap. Andrew and Mo shed light on the common disconnect that can occur between investors and their advisors. We discuss practical strategies to bridge that gap and ensure alignment between financial goals and plans.
 
Discover how we engage in deeper conversations with clients, examining their financial plans and personal risk tolerance, including their comfort with risk in cash flow management. Gain valuable insights into the strategies that foster a balanced and growth-oriented approach to risk.
 
Don't miss this captivating episode of "The Golden Life" podcast, featuring a distinguished guest, Mayor Matt Santini. Tune in for a rich blend of insights, updates, and practical advice to navigate the financial landscape and foster a stronger connection with your financial advisor.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Join us for an enlightening episode of "The Golden Life" podcast as we welcome a special guest, Mayor Matt Santini of The City of Cartersville. In this engaging conversation, we delve into the latest developments surrounding the Federal Reserve's decision</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Celebrating Milestones: Birthdays, Anniversaries, and Embracing Risk</title>
      <itunes:episode>147</itunes:episode>
      <podcast:episode>147</podcast:episode>
      <itunes:title>Celebrating Milestones: Birthdays, Anniversaries, and Embracing Risk</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">46f52b3b-62c0-454d-8786-b01c0144c5e8</guid>
      <link>https://share.transistor.fm/s/d1bdef12</link>
      <description>
        <![CDATA[<p>In this episode of "The Golden Life", we come together to celebrate special occasions. Join us as we wish Mo a Happy Birthday and extend warm congratulations to Andrew and Amy on their 16th Wedding Anniversary. It's a time of joy, reflection, and gratitude.</p>
<p> </p>
<p>As we delve deeper into the conversation, we explore the crucial topic of risk. Discover how we engage in meaningful conversations with our clients, delving beyond investment risk to assess the overall risk tolerance of their financial plan. We discuss the importance of understanding personal willingness to take risks, not just in investments, but also in cash flow management. Uncover the insights and strategies we employ to ensure a comprehensive and balanced approach to risk in financial planning.</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode of "The Golden Life", we come together to celebrate special occasions. Join us as we wish Mo a Happy Birthday and extend warm congratulations to Andrew and Amy on their 16th Wedding Anniversary. It's a time of joy, reflection, and gratitude.</p>
<p> </p>
<p>As we delve deeper into the conversation, we explore the crucial topic of risk. Discover how we engage in meaningful conversations with our clients, delving beyond investment risk to assess the overall risk tolerance of their financial plan. We discuss the importance of understanding personal willingness to take risks, not just in investments, but also in cash flow management. Uncover the insights and strategies we employ to ensure a comprehensive and balanced approach to risk in financial planning.</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Jun 2023 20:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d1bdef12/45c0ff81.mp3" length="29568147" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/m7g50vXMpkIMksFXJIfBD8o3l4pzaQuq_HcDvbeBerY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTMv/MTcwNDQ2NTE2My1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1845</itunes:duration>
      <itunes:summary>In this episode of "The Golden Life", we come together to celebrate special occasions. Join us as we wish Mo a Happy Birthday and extend warm congratulations to Andrew and Amy on their 16th Wedding Anniversary. It's a time of joy, reflection, and gratitude.
 
As we delve deeper into the conversation, we explore the crucial topic of risk. Discover how we engage in meaningful conversations with our clients, delving beyond investment risk to assess the overall risk tolerance of their financial plan. We discuss the importance of understanding personal willingness to take risks, not just in investments, but also in cash flow management. Uncover the insights and strategies we employ to ensure a comprehensive and balanced approach to risk in financial planning.
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>In this episode of "The Golden Life", we come together to celebrate special occasions. Join us as we wish Mo a Happy Birthday and extend warm congratulations to Andrew and Amy on their 16th Wedding Anniversary. It's a time of joy, reflection, and gratitud</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Economic Update and Embracing Our Intelligence: Insights from Arthur Brooks' "From Strength to Strength"</title>
      <itunes:episode>146</itunes:episode>
      <podcast:episode>146</podcast:episode>
      <itunes:title>Economic Update and Embracing Our Intelligence: Insights from Arthur Brooks' "From Strength to Strength"</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">62102cd4-4cbe-44c8-b3a7-b01801336e73</guid>
      <link>https://share.transistor.fm/s/62cd9f62</link>
      <description>
        <![CDATA[<p> Welcome to "The Golden Life," the podcast that combines financial wisdom and personal growth to help you create a life of purpose and abundance. In this episode, we dive into recent economic news, including the US Debt Ceiling Agreement and the May Monthly Employment Report, exploring their impact on your financial strategies. Additionally, we delve into Chapter 2 of Arthur Brooks' "From Strength to Strength," uncovering the power of embracing our fluid and crystallized intelligences. Discover how understanding these intelligences can enhance your problem-solving abilities, inform your financial decisions, and foster personal growth. Subscribe now to "The Golden Life" and embark on a transformative journey to unlock your full potential.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> Welcome to "The Golden Life," the podcast that combines financial wisdom and personal growth to help you create a life of purpose and abundance. In this episode, we dive into recent economic news, including the US Debt Ceiling Agreement and the May Monthly Employment Report, exploring their impact on your financial strategies. Additionally, we delve into Chapter 2 of Arthur Brooks' "From Strength to Strength," uncovering the power of embracing our fluid and crystallized intelligences. Discover how understanding these intelligences can enhance your problem-solving abilities, inform your financial decisions, and foster personal growth. Subscribe now to "The Golden Life" and embark on a transformative journey to unlock your full potential.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 05 Jun 2023 19:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/62cd9f62/ff41c9ec.mp3" length="33133375" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/fUb7ld-28lZwMK7K0QKGtveIN_udo60x-u-CurpWpj4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTIv/MTcwNDQ2NTE2Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2068</itunes:duration>
      <itunes:summary> Welcome to "The Golden Life," the podcast that combines financial wisdom and personal growth to help you create a life of purpose and abundance. In this episode, we dive into recent economic news, including the US Debt Ceiling Agreement and the May Monthly Employment Report, exploring their impact on your financial strategies. Additionally, we delve into Chapter 2 of Arthur Brooks' "From Strength to Strength," uncovering the power of embracing our fluid and crystallized intelligences. Discover how understanding these intelligences can enhance your problem-solving abilities, inform your financial decisions, and foster personal growth. Subscribe now to "The Golden Life" and embark on a transformative journey to unlock your full potential.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle> Welcome to "The Golden Life," the podcast that combines financial wisdom and personal growth to help you create a life of purpose and abundance. In this episode, we dive into recent economic news, including the US Debt Ceiling Agreement and the May Month</itunes:subtitle>
      <itunes:keywords>financial, financial advisor, financial plan, financial planning, financial freedom, money, wealth, earning, invest, investing, investment, stock, stock market, retire, retirement, retirement plan, economy, finance, income, retirement income, debt free, c</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Living with the End in Mind: Embracing a Life of Purpose</title>
      <itunes:episode>145</itunes:episode>
      <podcast:episode>145</podcast:episode>
      <itunes:title>Living with the End in Mind: Embracing a Life of Purpose</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">653986dd-552f-4b59-af4f-b00a01060e9a</guid>
      <link>https://share.transistor.fm/s/a699c839</link>
      <description>
        <![CDATA[<p> In this episode of "The Golden Life," Andrew explores the transformative concept of living with the end in mind. Inspired by a conversation between Andy Stanley and Arthur Brooks, author of "From Strength to Strength," Andrew discusses the importance of finding purpose and fulfillment in our daily lives, rather than postponing our dreams waiting for retirement.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p> In this episode of "The Golden Life," Andrew explores the transformative concept of living with the end in mind. Inspired by a conversation between Andy Stanley and Arthur Brooks, author of "From Strength to Strength," Andrew discusses the importance of finding purpose and fulfillment in our daily lives, rather than postponing our dreams waiting for retirement.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 22 May 2023 16:05:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a699c839/d9b1da3a.mp3" length="31314369" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/DIEF-lIh6-nNVLggmp4qOm24bRCJI95D8EuXRU7JpD8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTEv/MTcwNDQ2NTE2My1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1954</itunes:duration>
      <itunes:summary> In this episode of "The Golden Life," Andrew explores the transformative concept of living with the end in mind. Inspired by a conversation between Andy Stanley and Arthur Brooks, author of "From Strength to Strength," Andrew discusses the importance of finding purpose and fulfillment in our daily lives, rather than postponing our dreams waiting for retirement.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle> In this episode of "The Golden Life," Andrew explores the transformative concept of living with the end in mind. Inspired by a conversation between Andy Stanley and Arthur Brooks, author of "From Strength to Strength," Andrew discusses the importance of </itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mastering Your Finances: Personal Inflation, Budgeting, and the US Debt Ceiling</title>
      <itunes:episode>144</itunes:episode>
      <podcast:episode>144</podcast:episode>
      <itunes:title>Mastering Your Finances: Personal Inflation, Budgeting, and the US Debt Ceiling</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6d12ca19</link>
      <description>
        <![CDATA[<p>Discover the keys to financial success in our latest episode of "The Golden Life." Listen as Andrew and Mo explore three essential topics: understanding your personal inflation number, the importance of budgeting, and the latest updates on the US debt ceiling. Learn how personal inflation affects your finances and gain practical tips for managing it. Uncover the power of budgeting and its role in achieving financial stability. Lastly, stay informed about the US debt ceiling and its potential impact on the economy.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Discover the keys to financial success in our latest episode of "The Golden Life." Listen as Andrew and Mo explore three essential topics: understanding your personal inflation number, the importance of budgeting, and the latest updates on the US debt ceiling. Learn how personal inflation affects your finances and gain practical tips for managing it. Uncover the power of budgeting and its role in achieving financial stability. Lastly, stay informed about the US debt ceiling and its potential impact on the economy.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 May 2023 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6d12ca19/d769a5d4.mp3" length="31186078" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/uwFSf7kIVs1Y-0LsT-bca9VZ2EPHk7nUJxKo0b9GLB4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MTAv/MTcwNDQ2NTE2NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1946</itunes:duration>
      <itunes:summary>Discover the keys to financial success in our latest episode of "The Golden Life." Listen as Andrew and Mo explore three essential topics: understanding your personal inflation number, the importance of budgeting, and the latest updates on the US debt ceiling. Learn how personal inflation affects your finances and gain practical tips for managing it. Uncover the power of budgeting and its role in achieving financial stability. Lastly, stay informed about the US debt ceiling and its potential impact on the economy.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Discover the keys to financial success in our latest episode of "The Golden Life." Listen as Andrew and Mo explore three essential topics: understanding your personal inflation number, the importance of budgeting, and the latest updates on the US debt cei</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Celebrating Chuck Nida's Birthday and why  "Excess is Never Permanent"</title>
      <itunes:episode>142</itunes:episode>
      <podcast:episode>142</podcast:episode>
      <itunes:title>Celebrating Chuck Nida's Birthday and why  "Excess is Never Permanent"</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">bf0676d0-99f0-4446-a521-b00500fb7f33</guid>
      <link>https://share.transistor.fm/s/51338284</link>
      <description>
        <![CDATA[<p>Join Andrew and Mo for a lively and informative episode of "The Golden Life" podcast, where we kick off with a special celebration—Chuck Nida's birthday! Andrew's father deserves recognition, and we take this opportunity to honor him and share heartwarming stories. They then explore Law #8 from Daniel Crosby's influential book, "The Laws of Wealth": "Excess is Never Permanent." Delve into this thought-provoking principle that reminds us of the transient nature of abundance and the importance of cultivating a balanced approach to wealth. Our panel discusses practical applications of this law and offers actionable strategies to navigate the ever-changing financial landscape.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Join Andrew and Mo for a lively and informative episode of "The Golden Life" podcast, where we kick off with a special celebration—Chuck Nida's birthday! Andrew's father deserves recognition, and we take this opportunity to honor him and share heartwarming stories. They then explore Law #8 from Daniel Crosby's influential book, "The Laws of Wealth": "Excess is Never Permanent." Delve into this thought-provoking principle that reminds us of the transient nature of abundance and the importance of cultivating a balanced approach to wealth. Our panel discusses practical applications of this law and offers actionable strategies to navigate the ever-changing financial landscape.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 May 2023 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/51338284/3450f6f3.mp3" length="31168097" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/7U-gQNZBYViu_TcYeJoX0KYavLgQ8jVakihflScyAUY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDgv/MTcwNDQ2NTE1Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1945</itunes:duration>
      <itunes:summary>Join Andrew and Mo for a lively and informative episode of "The Golden Life" podcast, where we kick off with a special celebration—Chuck Nida's birthday! Andrew's father deserves recognition, and we take this opportunity to honor him and share heartwarming stories. They then explore Law #8 from Daniel Crosby's influential book, "The Laws of Wealth": "Excess is Never Permanent." Delve into this thought-provoking principle that reminds us of the transient nature of abundance and the importance of cultivating a balanced approach to wealth. Our panel discusses practical applications of this law and offers actionable strategies to navigate the ever-changing financial landscape.
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Join Andrew and Mo for a lively and informative episode of "The Golden Life" podcast, where we kick off with a special celebration—Chuck Nida's birthday! Andrew's father deserves recognition, and we take this opportunity to honor him and share heartwarmin</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Planning for the Golden Years: Retirement 5-10 Years Away</title>
      <itunes:episode>143</itunes:episode>
      <podcast:episode>143</podcast:episode>
      <itunes:title>Planning for the Golden Years: Retirement 5-10 Years Away</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0f684b76-2d7e-430e-aa18-b00500fc072e</guid>
      <link>https://share.transistor.fm/s/9f31231b</link>
      <description>
        <![CDATA[<p>Discover the essential steps for a successful retirement on the latest episode of "The Golden Life" podcast with hosts Andrew and Mo. Listen as Andrew and Mo focus on retirement planning for individuals who are 5-10 years away from this significant life transition. Uncover valuable insights on financial preparation, lifestyle adjustments, and finding fulfillment in retirement. Tune in to gain expert advice and actionable strategies for a golden future.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Discover the essential steps for a successful retirement on the latest episode of "The Golden Life" podcast with hosts Andrew and Mo. Listen as Andrew and Mo focus on retirement planning for individuals who are 5-10 years away from this significant life transition. Uncover valuable insights on financial preparation, lifestyle adjustments, and finding fulfillment in retirement. Tune in to gain expert advice and actionable strategies for a golden future.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 17 May 2023 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/9f31231b/a64e6576.mp3" length="32555709" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/igAdcQCgZ4Qn3OxkxivFgGXp89V6TwY9fw0KYB-f6mA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDkv/MTcwNDQ2NTE2Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2032</itunes:duration>
      <itunes:summary>Discover the essential steps for a successful retirement on the latest episode of "The Golden Life" podcast with hosts Andrew and Mo. Listen as Andrew and Mo focus on retirement planning for individuals who are 5-10 years away from this significant life transition. Uncover valuable insights on financial preparation, lifestyle adjustments, and finding fulfillment in retirement. Tune in to gain expert advice and actionable strategies for a golden future.
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Discover the essential steps for a successful retirement on the latest episode of "The Golden Life" podcast with hosts Andrew and Mo. Listen as Andrew and Mo focus on retirement planning for individuals who are 5-10 years away from this significant life t</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to Turn Your Savings Into Income</title>
      <itunes:episode>141</itunes:episode>
      <podcast:episode>141</podcast:episode>
      <itunes:title>How to Turn Your Savings Into Income</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ffa834b3-7b9e-4488-ab15-afc1012d6eb6</guid>
      <link>https://share.transistor.fm/s/f6afe55f</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss</p>
<p>If you’re nearing retirement, you may wonder what the best retirement income investment is and how you’ll turn your savings into income. There are many factors to consider when choosing retirement investments, including retirement age, savings amount and risk tolerance. Also, how to protect your nest egg during high inflation and raising interest rates</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss</p>
<p>If you’re nearing retirement, you may wonder what the best retirement income investment is and how you’ll turn your savings into income. There are many factors to consider when choosing retirement investments, including retirement age, savings amount and risk tolerance. Also, how to protect your nest egg during high inflation and raising interest rates</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Mar 2023 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f6afe55f/aab92c07.mp3" length="46436948" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/6Z8_UtKKFoYz-sQCypqrjTkczo1zAqCzXUSPU21_9GI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDcv/MTcwNDQ2NTE1My1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2899</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss
If you’re nearing retirement, you may wonder what the best retirement income investment is and how you’ll turn your savings into income. There are many factors to consider when choosing retirement investments, including retirement age, savings amount and risk tolerance. Also, how to protect your nest egg during high inflation and raising interest rates
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss
If you’re nearing retirement, you may wonder what the best retirement income investment is and how you’ll turn your savings into income. There are many factors to consider when choosing retirement investments, includ</itunes:subtitle>
      <itunes:keywords>retire, finance, invest, budget, tax, rich, risk, investor, stocks, bonds, RMD, ROTH, IRA, TSP, 401K, 403B, 457, debt, income</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>As We Drive Down Retirement Road</title>
      <itunes:episode>140</itunes:episode>
      <podcast:episode>140</podcast:episode>
      <itunes:title>As We Drive Down Retirement Road</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">35cda6ef-5acc-40b4-85e8-afb901525a34</guid>
      <link>https://share.transistor.fm/s/4b3a04e6</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>Strategies to maximizing our savings and continue to grow the nest egg and a lesson on the Fed and what they do</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>Strategies to maximizing our savings and continue to grow the nest egg and a lesson on the Fed and what they do</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Mar 2023 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4b3a04e6/fbc1668b.mp3" length="45923690" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/U-MaCPgZ35tePq3VKi_mlxo0GmHvPs3MGMj-Qjcd9_U/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDYv/MTcwNDQ2NTE1MC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2867</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss :
Strategies to maximizing our savings and continue to grow the nest egg and a lesson on the Fed and what they do
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss :
Strategies to maximizing our savings and continue to grow the nest egg and a lesson on the Fed and what they do
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener</itunes:subtitle>
      <itunes:keywords>retire, finance, business, money, plan, social security, wealth, tax, stocks, bonds, market, eduction, invest, banking, IRA, RMD, ROTH, TSP, advisor</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Just Spread It Around and Less Is More</title>
      <itunes:episode>139</itunes:episode>
      <podcast:episode>139</podcast:episode>
      <itunes:title>Just Spread It Around and Less Is More</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">91705ea9-24e1-4bf4-91a8-afb201445294</guid>
      <link>https://share.transistor.fm/s/117b409d</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discus:</p>
<p>That saving for retirement is simple but not easy. Simple because all we have to do is save money. Not easy because it can seem overwhelming. We’ve put together some simple tips that can make a big difference in your retirement and how a solid distribution strategy is so important  </p>
<p><strong> </strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discus:</p>
<p>That saving for retirement is simple but not easy. Simple because all we have to do is save money. Not easy because it can seem overwhelming. We’ve put together some simple tips that can make a big difference in your retirement and how a solid distribution strategy is so important  </p>
<p><strong> </strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 23 Feb 2023 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/117b409d/744f4609.mp3" length="47141629" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/3PmvyWgnt3IO0Pbb9TpNFQSTcZd-pILd7Cjk8I-4Fzw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDUv/MTcwNDQ2NTE0OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2943</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discus:
That saving for retirement is simple but not easy. Simple because all we have to do is save money. Not easy because it can seem overwhelming. We’ve put together some simple tips that can make a big difference in your retirement and how a solid distribution strategy is so important  
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discus:
That saving for retirement is simple but not easy. Simple because all we have to do is save money. Not easy because it can seem overwhelming. We’ve put together some simple tips that can make a big difference in your</itunes:subtitle>
      <itunes:keywords>invest, wallstreet, tax, rich, banking, wealth, stocks, bonds, market, plan, retire, finance, investment, 401k, 403b, 457, ROTH, IRA, RMD, TSP</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Distribute This and Can We Get Some Good News</title>
      <itunes:episode>138</itunes:episode>
      <podcast:episode>138</podcast:episode>
      <itunes:title>Distribute This and Can We Get Some Good News</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ee09d36b-2708-4463-bb85-afac01400377</guid>
      <link>https://share.transistor.fm/s/7c948ab3</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>How saving early and often can lead to a successful retirement. It sounds simple but it’s not easy. In addition, we’ve got some jaw dropping retirement stats…some good and some not so good.</p>
<p><strong> </strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>How saving early and often can lead to a successful retirement. It sounds simple but it’s not easy. In addition, we’ve got some jaw dropping retirement stats…some good and some not so good.</p>
<p><strong> </strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Feb 2023 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7c948ab3/240c1101.mp3" length="41408072" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/gkUnSw_YvGhraIqPB4dbpcWMgVBAwl3dAAB3ZAFRf3c/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDQv/MTcwNDQ2NTE0OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2585</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss :
How saving early and often can lead to a successful retirement. It sounds simple but it’s not easy. In addition, we’ve got some jaw dropping retirement stats…some good and some not so good.
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss :
How saving early and often can lead to a successful retirement. It sounds simple but it’s not easy. In addition, we’ve got some jaw dropping retirement stats…some good and some not so good.
 
Reach out to Andrew </itunes:subtitle>
      <itunes:keywords>retirement, retire, finance, invest, wallstreet, tax, bonds, stocks, banking, wealth, risk, plan, success, rich, IRA, ROTH, RMD, 401k, 403b, 457, cash</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Don’t run of money before you run out of life</title>
      <itunes:episode>137</itunes:episode>
      <podcast:episode>137</podcast:episode>
      <itunes:title>Don’t run of money before you run out of life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ecff5ddf-b541-4015-8fff-afa40146881a</guid>
      <link>https://share.transistor.fm/s/e91cd221</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss:</p>
<p>One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. The most effective guaranteed income streams are launched well before retirement age. In addition, a startling new study of Americans saving habits</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss:</p>
<p>One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. The most effective guaranteed income streams are launched well before retirement age. In addition, a startling new study of Americans saving habits</p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Feb 2023 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e91cd221/e964a68d.mp3" length="45788704" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/rVeB4vcZZBTzLT495xBDwM1aBpdeVxdSFpjwnaWkH9A/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDMv/MTcwNDQ2NTE0OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2859</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss:
One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. The most effective guaranteed income streams are launched well before retirement age. In addition, a startling new study of Americans saving habits
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss:
One of the biggest fears in retirement is running out of money. The good news is there are strategies available to help you get guaranteed income in retirement. The most effective guaranteed income streams are launc</itunes:subtitle>
      <itunes:keywords>retire, money, invest, stocks, bonds, income, wealth, tax, inflation, bank, rich, 401k, 403b, 457, ROTH, IRA, RMD, cash, success</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Well, That Was a BumpyRide!</title>
      <itunes:episode>136</itunes:episode>
      <podcast:episode>136</podcast:episode>
      <itunes:title>Well, That Was a BumpyRide!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/60dd1f77</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss: </p>
<p>The year saw record breaking inflation combined with volatile markets has many of us looking at our 401(k) and wondering what can I do? Turns out the IRS and the passing of SECURE Act 2.0 has opened at least five ways for us to perhaps recover some losses and may give you a chance to capitalize on the upswing of the market. Also, Annuities can be a smart investment – for the right person under the right circumstances. They are neither a financial cure-all nor an investment that should be viewed as taboo.</p>
<p> Reach out to Andrew and Mo a t800-419-6164 or</p>
<p>https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p>
<p><strong> </strong></p>
<p><strong> </strong></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss: </p>
<p>The year saw record breaking inflation combined with volatile markets has many of us looking at our 401(k) and wondering what can I do? Turns out the IRS and the passing of SECURE Act 2.0 has opened at least five ways for us to perhaps recover some losses and may give you a chance to capitalize on the upswing of the market. Also, Annuities can be a smart investment – for the right person under the right circumstances. They are neither a financial cure-all nor an investment that should be viewed as taboo.</p>
<p> Reach out to Andrew and Mo a t800-419-6164 or</p>
<p>https://www.assetmg-inc.com/</p>
<p> </p>
<p> </p>
<p><strong> </strong></p>
<p><strong> </strong></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Feb 2023 17:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/60dd1f77/3d3d8b03.mp3" length="43313948" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9QGeEwHnpFpHurwCLw8fBBPEXf6YzcnWfvsmvZtWSCs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDIv/MTcwNDQ2NTE0OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2704</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss: 
The year saw record breaking inflation combined with volatile markets has many of us looking at our 401(k) and wondering what can I do? Turns out the IRS and the passing of SECURE Act 2.0 has opened at least five ways for us to perhaps recover some losses and may give you a chance to capitalize on the upswing of the market. Also, Annuities can be a smart investment – for the right person under the right circumstances. They are neither a financial cure-all nor an investment that should be viewed as taboo.
 Reach out to Andrew and Mo a t800-419-6164 or
https://www.assetmg-inc.com/
 
 
 
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss: 
The year saw record breaking inflation combined with volatile markets has many of us looking at our 401(k) and wondering what can I do? Turns out the IRS and the passing of SECURE Act 2.0 has opened at least five w</itunes:subtitle>
      <itunes:keywords>retire, investment, stocks, bonds, finance, tax, RMD, 401k, 403b, IRA, ROTH, advisor, market, money, invest, risk, income</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes taxes who’s got the taxes. Spoiler alert, it’s YOU.</title>
      <itunes:episode>135</itunes:episode>
      <podcast:episode>135</podcast:episode>
      <itunes:title>Taxes taxes who’s got the taxes. Spoiler alert, it’s YOU.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c1924728-6950-448c-abb7-af970146a18c</guid>
      <link>https://share.transistor.fm/s/585d0021</link>
      <description>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>RMD’s to potential taxes on Social Security can really stress your retirement nest egg. Today, we tackle it head on and offer some suggestions on how to minimize them. Also, some key dates and milestones you’ll need to keep in mind as you enter retirement</p>
<p>Reach out to Andrew and Mo at 800-757-6062. or.</p>
<p>https://www.infinitewealthadvisors.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today’s show Andrew and Mo discuss :</p>
<p>RMD’s to potential taxes on Social Security can really stress your retirement nest egg. Today, we tackle it head on and offer some suggestions on how to minimize them. Also, some key dates and milestones you’ll need to keep in mind as you enter retirement</p>
<p>Reach out to Andrew and Mo at 800-757-6062. or.</p>
<p>https://www.infinitewealthadvisors.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Jan 2023 19:05:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/585d0021/9e54043a.mp3" length="47118664" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/88ICeyieM_wPSxhN4e1FacKlRUyzjjxf0Mo946ZiI5w/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDEv/MTcwNDQ2NTEzOS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2942</itunes:duration>
      <itunes:summary>On today’s show Andrew and Mo discuss :
RMD’s to potential taxes on Social Security can really stress your retirement nest egg. Today, we tackle it head on and offer some suggestions on how to minimize them. Also, some key dates and milestones you’ll need to keep in mind as you enter retirement
Reach out to Andrew and Mo at 800-757-6062. or.
https://www.infinitewealthadvisors.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today’s show Andrew and Mo discuss :
RMD’s to potential taxes on Social Security can really stress your retirement nest egg. Today, we tackle it head on and offer some suggestions on how to minimize them. Also, some key dates and milestones you’ll nee</itunes:subtitle>
      <itunes:keywords>retire, money, stocks, bonds, inflation, rich, 401k, rmd, 403b, wealth, recession, tax, finance, social security</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The SECURE Act Plus TaxTime</title>
      <itunes:episode>134</itunes:episode>
      <podcast:episode>134</podcast:episode>
      <itunes:title>The SECURE Act Plus TaxTime</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fd9a0143-f0bf-4570-9394-af9001408456</guid>
      <link>https://share.transistor.fm/s/3a0d82ca</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss how taxes could potentially take a bite out of your retirement savings. Also, they'll make sure you're up to speed on the SECURE ACT 2.0</p>
<p>Reach out to Andrew and Mo at 800- 419-6164 or  https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss how taxes could potentially take a bite out of your retirement savings. Also, they'll make sure you're up to speed on the SECURE ACT 2.0</p>
<p>Reach out to Andrew and Mo at 800- 419-6164 or  https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Jan 2023 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3a0d82ca/2eba45ec.mp3" length="44899685" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/V6xnCk88awWK96ihoCd4ikZK8OQJK0SpCS0jkoFVdeI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ3MDAv/MTcwNDQ2NTEzOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2803</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss how taxes could potentially take a bite out of your retirement savings. Also, they'll make sure you're up to speed on the SECURE ACT 2.0
Reach out to Andrew and Mo at 800- 419-6164 or  https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss how taxes could potentially take a bite out of your retirement savings. Also, they'll make sure you're up to speed on the SECURE ACT 2.0
Reach out to Andrew and Mo at 800- 419-6164 or  https://www.assetmg-inc.com/See</itunes:subtitle>
      <itunes:keywords>retire, investment, tax, inflation, stocks, bonds, finance, goals, banking, 401k, RMD, IRA, wealth, social security, risk, rich, invest, success</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's The Deal With the SECURE Act 2.0</title>
      <itunes:episode>133</itunes:episode>
      <podcast:episode>133</podcast:episode>
      <itunes:title>What's The Deal With the SECURE Act 2.0</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7c87d922-8784-4b8b-81ad-af890146ee44</guid>
      <link>https://share.transistor.fm/s/2c1b1f46</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo review The SECURE Act 2.0 which  was signed just before the New Year, bringing big changes for folks from every phase and stage of their retirement planning journey. Just in case you missed the game… don’t worry because we’ve got the highlights for you. Also,</p>
<p>A brand-new year marks a fresh new beginning. With the New Year comes new resolutions to work out, save money, quit smoking, lose weight, get a raise or promotion... and the list goes on from there. Yet around 75% of New Year’s resolutions are abandoned by February. </p>
<p> </p>
<p>The best way to prevent this phenomenon of resolution fatigue is by using a systematic approach and with that in mind, let’s start with a 2023 financial planning checklist.</p>
<p>Reach out to Andrew and Mo at 800-419-6164  or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo review The SECURE Act 2.0 which  was signed just before the New Year, bringing big changes for folks from every phase and stage of their retirement planning journey. Just in case you missed the game… don’t worry because we’ve got the highlights for you. Also,</p>
<p>A brand-new year marks a fresh new beginning. With the New Year comes new resolutions to work out, save money, quit smoking, lose weight, get a raise or promotion... and the list goes on from there. Yet around 75% of New Year’s resolutions are abandoned by February. </p>
<p> </p>
<p>The best way to prevent this phenomenon of resolution fatigue is by using a systematic approach and with that in mind, let’s start with a 2023 financial planning checklist.</p>
<p>Reach out to Andrew and Mo at 800-419-6164  or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 13 Jan 2023 19:06:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2c1b1f46/3868064c.mp3" length="44987887" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/3RGvRXBcNlb_DLgsmjFrghHZxygo4rnIiXr3Nlr3Fjc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTkv/MTcwNDQ2NTEzOS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2809</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo review The SECURE Act 2.0 which  was signed just before the New Year, bringing big changes for folks from every phase and stage of their retirement planning journey. Just in case you missed the game… don’t worry because we’ve got the highlights for you. Also,
A brand-new year marks a fresh new beginning. With the New Year comes new resolutions to work out, save money, quit smoking, lose weight, get a raise or promotion... and the list goes on from there. Yet around 75% of New Year’s resolutions are abandoned by February. 
 
The best way to prevent this phenomenon of resolution fatigue is by using a systematic approach and with that in mind, let’s start with a 2023 financial planning checklist.
Reach out to Andrew and Mo at 800-419-6164  or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo review The SECURE Act 2.0 which  was signed just before the New Year, bringing big changes for folks from every phase and stage of their retirement planning journey. Just in case you missed the game… don’t worry because we’ve</itunes:subtitle>
      <itunes:keywords>retire, investment, rich, inflation, stocks, bonds, finance, debt, 529, ROTH, RMD, 401k, 403b, tax, IRA</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>New Year, New You Retirement Tips for 2023</title>
      <itunes:episode>132</itunes:episode>
      <podcast:episode>132</podcast:episode>
      <itunes:title>New Year, New You Retirement Tips for 2023</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">26182e0d-e348-463d-a95f-af82015f8a19</guid>
      <link>https://share.transistor.fm/s/61a552e9</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss ways to help you with your retirement plans for 2023 and also focus on how to help Women retirees </p>
<p>Reach out to Adam and Mo at 800-419-6164  orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss ways to help you with your retirement plans for 2023 and also focus on how to help Women retirees </p>
<p>Reach out to Adam and Mo at 800-419-6164  orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Jan 2023 07:30:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/61a552e9/96004fab.mp3" length="47139543" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Bx38J52VCpdA6cF3O49ampAocXkFGI0GhcwAnsywv5o/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTgv/MTcwNDQ2NTEzNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2943</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss ways to help you with your retirement plans for 2023 and also focus on how to help Women retirees 
Reach out to Adam and Mo at 800-419-6164  orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss ways to help you with your retirement plans for 2023 and also focus on how to help Women retirees 
Reach out to Adam and Mo at 800-419-6164  orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy infor</itunes:subtitle>
      <itunes:keywords>retire, bonds, stocks, 401k, RMD, IRA, 403b, investment, risk, rich, finance, return, inflation</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Get Ready To Ring In 2023</title>
      <itunes:episode>131</itunes:episode>
      <podcast:episode>131</podcast:episode>
      <itunes:title>Get Ready To Ring In 2023</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a6c4f3f5-876e-4e68-a26c-af6d013d0ede</guid>
      <link>https://share.transistor.fm/s/d5f75b77</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss how solid planing can help you retire in a bear market.  Also, ways to grow that retirement income </p>
<p>Reach out to Andrew and Mo at 800-419-6164 o at rhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss how solid planing can help you retire in a bear market.  Also, ways to grow that retirement income </p>
<p>Reach out to Andrew and Mo at 800-419-6164 o at rhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 16 Dec 2022 18:30:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d5f75b77/bbc14d28.mp3" length="46044473" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/7PszvcrdntOcKlkO5S27UnAJQ1_K-LTSYjh1rLeGXz8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTcv/MTcwNDQ2NTEzNy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2875</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss how solid planing can help you retire in a bear market.  Also, ways to grow that retirement income 
Reach out to Andrew and Mo at 800-419-6164 o at rhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss how solid planing can help you retire in a bear market.  Also, ways to grow that retirement income 
Reach out to Andrew and Mo at 800-419-6164 o at rhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy</itunes:subtitle>
      <itunes:keywords>retire, finance, money, invester, 401k, stocks, bonds, wealth, economy, recession, inflation, tax, RMD, IRA, ROTH, annuities, income</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Era of Cheap Money is Over</title>
      <itunes:episode>130</itunes:episode>
      <podcast:episode>130</podcast:episode>
      <itunes:title>The Era of Cheap Money is Over</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/b69b2e23</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss on dealing with inflation and higher interest rates. Also setting up a spending plan for 2023.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss on dealing with inflation and higher interest rates. Also setting up a spending plan for 2023.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Dec 2022 18:10:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b69b2e23/a90c4970.mp3" length="46440286" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/YHdzdAftOiy19byprN6RDMvqysixCygWo-TVl4F9uHE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTYv/MTcwNDQ2NTEzNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2900</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss on dealing with inflation and higher interest rates. Also setting up a spending plan for 2023.
 
Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss on dealing with inflation and higher interest rates. Also setting up a spending plan for 2023.
 
Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy infor</itunes:subtitle>
      <itunes:keywords>retire, RMD, 401k, wealth, tax, plan, budget, ROTH, IRA, finance, debtfree, stocks, bonds, loans, millionaire</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's The Deal With Inflation And Stock Market Volatility</title>
      <itunes:episode>129</itunes:episode>
      <podcast:episode>129</podcast:episode>
      <itunes:title>What's The Deal With Inflation And Stock Market Volatility</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/03b218af</link>
      <description>
        <![CDATA[<p>Getting to retirement can sometimes feel like running an obstacle course. The problem, the obstacles are getting bigger, and time is running out. A recent survey by Schwab Retirement Plan Services shows 44% or four in ten said they have altered their 401(k) investing even though they say that it going to be their primary sources of retirement income.  </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Getting to retirement can sometimes feel like running an obstacle course. The problem, the obstacles are getting bigger, and time is running out. A recent survey by Schwab Retirement Plan Services shows 44% or four in ten said they have altered their 401(k) investing even though they say that it going to be their primary sources of retirement income.  </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Dec 2022 19:10:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/03b218af/85aeb0a3.mp3" length="46179507" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/JhJPe8NxQlDflnI5bN09cJsDATdyTZ6HuY8GPO8dlwo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTUv/MTcwNDQ2NTEzNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2883</itunes:duration>
      <itunes:summary>Getting to retirement can sometimes feel like running an obstacle course. The problem, the obstacles are getting bigger, and time is running out. A recent survey by Schwab Retirement Plan Services shows 44% or four in ten said they have altered their 401(k) investing even though they say that it going to be their primary sources of retirement income.  
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Getting to retirement can sometimes feel like running an obstacle course. The problem, the obstacles are getting bigger, and time is running out. A recent survey by Schwab Retirement Plan Services shows 44% or four in ten said they have altered their 401(</itunes:subtitle>
      <itunes:keywords>retire, stocks, bonds, RMD, ROTH, IRA, 401k, wealth, tax, finance, invest, success, money, banking</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Everyone is talking about it: Inflation and Raising Interest Rates</title>
      <itunes:episode>128</itunes:episode>
      <podcast:episode>128</podcast:episode>
      <itunes:title>Everyone is talking about it: Inflation and Raising Interest Rates</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6b1a24b9</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss what on everyone mind during the holidays. Inflation and raising interest rates. In addition, sad but true companies are laying off employees during the holidays.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss what on everyone mind during the holidays. Inflation and raising interest rates. In addition, sad but true companies are laying off employees during the holidays.</p>
<p> </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Nov 2022 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6b1a24b9/1a95cb28.mp3" length="46785138" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/pSvoYXLW3Va5yKpC2MvJLMLsY5mRwgetxAzhlOQK6ck/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTQv/MTcwNDQ2NTEyNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2921</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss what on everyone mind during the holidays. Inflation and raising interest rates. In addition, sad but true companies are laying off employees during the holidays.
 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss what on everyone mind during the holidays. Inflation and raising interest rates. In addition, sad but true companies are laying off employees during the holidays.
 
Reach out to Andrew and Mo at 800-419-6164 or http</itunes:subtitle>
      <itunes:keywords>retire, finance, business, money, investment, economy, lifestyle, stocks, bonds, tax, wealth, rich, debtfree, credit, ROTH, IRA, RMD, 401k, plan</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Let's Reduce That Tax Burden</title>
      <itunes:episode>127</itunes:episode>
      <podcast:episode>127</podcast:episode>
      <itunes:title>Let's Reduce That Tax Burden</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/5a07a88c</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss ways to help reduce your tax burden once you retire, and free up more money for expenses and fun. Try giving  income planning a try. </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss ways to help reduce your tax burden once you retire, and free up more money for expenses and fun. Try giving  income planning a try. </p>
<p>Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 18 Nov 2022 19:06:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/5a07a88c/90c0a92e.mp3" length="46317404" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/cxilrs3Yir2Pdo8oZLMMBzKMixnZh-3aFjVgZ8YH8v0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTMv/MTcwNDQ2NTEyOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2892</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss ways to help reduce your tax burden once you retire, and free up more money for expenses and fun. Try giving  income planning a try. 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss ways to help reduce your tax burden once you retire, and free up more money for expenses and fun. Try giving  income planning a try. 
Reach out to Andrew and Mo at 800-419-6164 or https://www.assetmg-inc.com/See omny</itunes:subtitle>
      <itunes:keywords>retire, budget, invest, 401k, IRA, ROTH, stocks, bonds, tax, wealth, success, cash, debtfree, loans, rich, banking</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>One Word :Inflation</title>
      <itunes:episode>126</itunes:episode>
      <podcast:episode>126</podcast:episode>
      <itunes:title>One Word :Inflation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/953994cd</link>
      <description>
        <![CDATA[<p><strong>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.</strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.</strong></p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Nov 2022 19:30:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/953994cd/7cea6bb5.mp3" length="46777150" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Cc_NhXLUDP28CrJPWdZI4PZhbt6vuapXSnmcrIMtJMQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTIv/MTcwNDQ2NTEyMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2921</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.
Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.
Reach</itunes:subtitle>
      <itunes:keywords>retire, finance, money, 401k, RMD, IRA, ROTH, banking, invest, success, rich, tax, stockmarket, wealth, credit, goals</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Bad 9 Letter Word Inflation</title>
      <itunes:episode>125</itunes:episode>
      <podcast:episode>125</podcast:episode>
      <itunes:title>Bad 9 Letter Word Inflation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/e7e43b73</link>
      <description>
        <![CDATA[<p>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.</p>
<p>Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 04 Nov 2022 18:20:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e7e43b73/7515666d.mp3" length="46901710" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/IRKBEITOKU_9FDYx3hWbwrCJGy7f36ft00TIBGxj9kE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTEv/MTcwNDQ2NTEyMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2928</itunes:duration>
      <itunes:summary>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.
Reach out to Andrew and Mo at 800-419-6164 orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Andrew and Mo discuss the fact that there are many economists predicting a recession in the next 12 months. Is it time to take stock of your current plan? What should you be doing, if anything to weather the current financial storm.
Reach</itunes:subtitle>
      <itunes:keywords>retire, finance, invest, money, stocks, bonds, tax, wealth, RMD, IRA, ROTH, 401k, rich, taxloans, annunites</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What's The Strategy and Major Financial Gaps</title>
      <itunes:episode>124</itunes:episode>
      <podcast:episode>124</podcast:episode>
      <itunes:title>What's The Strategy and Major Financial Gaps</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6dafe377</link>
      <description>
        <![CDATA[<p>On today's show Mo and Andrew discuss the do's and don'ts for investing for retirement.  Also, they'll take a look at four major financial gaps that can have a serious impact on your retirement planning.</p>
<p> </p>
<p>Reach out to Mo and Andrew at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Mo and Andrew discuss the do's and don'ts for investing for retirement.  Also, they'll take a look at four major financial gaps that can have a serious impact on your retirement planning.</p>
<p> </p>
<p>Reach out to Mo and Andrew at 800-419-6164 orhttps://www.assetmg-inc.com/</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Oct 2022 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6dafe377/0b56802b.mp3" length="46873305" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/VS3kxto5K6HJLraqIUxWCjtn5MmMAu50RrbG3Y3lPa0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2OTAv/MTcwNDQ2NTExNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2927</itunes:duration>
      <itunes:summary>On today's show Mo and Andrew discuss the do's and don'ts for investing for retirement.  Also, they'll take a look at four major financial gaps that can have a serious impact on your retirement planning.
 
Reach out to Mo and Andrew at 800-419-6164 orhttps://www.assetmg-inc.com/See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Mo and Andrew discuss the do's and don'ts for investing for retirement.  Also, they'll take a look at four major financial gaps that can have a serious impact on your retirement planning.
 
Reach out to Mo and Andrew at 800-419-6164 orht</itunes:subtitle>
      <itunes:keywords>Retirement, finance, invest, budget, IRA, 401k, stock, bonds, tax, plan, rich, banking, economy, social security, wealth, goals, loans, RMD, Roth, money</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>It's All About The COLA!</title>
      <itunes:episode>123</itunes:episode>
      <podcast:episode>123</podcast:episode>
      <itunes:title>It's All About The COLA!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5e3ca1e5-fefc-4976-80b5-af3501009a2c</guid>
      <link>https://share.transistor.fm/s/1690ab4a</link>
      <description>
        <![CDATA[<p>On today's show Mo and Andrew discuss the Social Security cost of living adjustment.The COLA for next year marked the largest increase in over four decades at 8.7%.. not since 1981 has there been such a large Social Security adjustment. What does this mean for retirees and pre-retirees alike?  We spend most of our careers accumulating money for retirement. Once we hit that financial red zone the focus has to shift to decumulation. Let’s break that down and explore some ways to do it correctly.</p>
<p>Reach out to Mo and Andrew at 800-419-6164 0r<strong> <a href="https://www.assetmg-inc.com/team/andrew-nida">https://www.assetmg-inc.com/team/andrew-nida</a></strong></p>
<p> </p>
<p> </p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On today's show Mo and Andrew discuss the Social Security cost of living adjustment.The COLA for next year marked the largest increase in over four decades at 8.7%.. not since 1981 has there been such a large Social Security adjustment. What does this mean for retirees and pre-retirees alike?  We spend most of our careers accumulating money for retirement. Once we hit that financial red zone the focus has to shift to decumulation. Let’s break that down and explore some ways to do it correctly.</p>
<p>Reach out to Mo and Andrew at 800-419-6164 0r<strong> <a href="https://www.assetmg-inc.com/team/andrew-nida">https://www.assetmg-inc.com/team/andrew-nida</a></strong></p>
<p> </p>
<p> </p>
<p> </p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 Oct 2022 15:45:54 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1690ab4a/26517fd3.mp3" length="46848208" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ILTRVmMpP3DahxDaLEBARsmdHrOf90ydMOYriElMaws/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODkv/MTcwNDQ2NTExNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2925</itunes:duration>
      <itunes:summary>On today's show Mo and Andrew discuss the Social Security cost of living adjustment.The COLA for next year marked the largest increase in over four decades at 8.7%.. not since 1981 has there been such a large Social Security adjustment. What does this mean for retirees and pre-retirees alike?  We spend most of our careers accumulating money for retirement. Once we hit that financial red zone the focus has to shift to decumulation. Let’s break that down and explore some ways to do it correctly.
Reach out to Mo and Andrew at 800-419-6164 0r https://www.assetmg-inc.com/team/andrew-nida
 
 
 
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On today's show Mo and Andrew discuss the Social Security cost of living adjustment.The COLA for next year marked the largest increase in over four decades at 8.7%.. not since 1981 has there been such a large Social Security adjustment. What does this mea</itunes:subtitle>
      <itunes:keywords>retire, finance, business, money, stock, bond, IRA, RMD, wealth, invest, success, rich, 401k, ROTH, loans, tax, TSP, social security</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Say No to "Do It Yourself" Retirement</title>
      <itunes:episode>122</itunes:episode>
      <podcast:episode>122</podcast:episode>
      <itunes:title>Say No to "Do It Yourself" Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">93756aab-eb50-479c-988c-af31014322e1</guid>
      <link>https://share.transistor.fm/s/36d5199a</link>
      <description>
        <![CDATA[<p><strong>Andrew and Mo cite results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement.  They break down the advantages and, in their opinion, the necessity of working with a professional to build and maintain your retirement.  They also go over some of the “curveballs” of retirement in the form of unexpected expenses and then offers strategies to stay on track in the current economic environment.</strong></p>
<p>You can reach Andrew Nida and Mo Piram by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Andrew and Mo cite results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement.  They break down the advantages and, in their opinion, the necessity of working with a professional to build and maintain your retirement.  They also go over some of the “curveballs” of retirement in the form of unexpected expenses and then offers strategies to stay on track in the current economic environment.</strong></p>
<p>You can reach Andrew Nida and Mo Piram by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 17 Oct 2022 19:41:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/36d5199a/bdefe90f.mp3" length="44090526" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/3Zna17ni6nwIJlkMo36w4celsaudc9RRwgdYlfDrPNQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODgv/MTcwNDQ2NTExMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2753</itunes:duration>
      <itunes:summary>Andrew and Mo cite results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement.  They break down the advantages and, in their opinion, the necessity of working with a professional to build and maintain your retirement.  They also go over some of the “curveballs” of retirement in the form of unexpected expenses and then offers strategies to stay on track in the current economic environment.
You can reach Andrew Nida and Mo Piram by calling 855-792-5855.
Asset Management GroupSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Andrew and Mo cite results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement.  They break down the advantages and, in their opinion, the necessity of working with a professional to build and m</itunes:subtitle>
      <itunes:keywords>Retirement, retirement planning, on-line planning, robo-advisors, retirement expenses, healthcare in retirement, taxes, inflation, volatility, retirement budget, financial plan, Mo Piram, Moise Piram, Andrew Nida, Asset Management Group, CloudVestors, Atl</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Why Some Delay Retirement</title>
      <itunes:episode>121</itunes:episode>
      <podcast:episode>121</podcast:episode>
      <itunes:title>Why Some Delay Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cf424843-0da1-44fa-8b82-af270127e96b</guid>
      <link>https://share.transistor.fm/s/a309c4ac</link>
      <description>
        <![CDATA[<p><strong>Andrew and Mo discuss reasons why some may decide or need to delay their retirement start date.  Reasons include having not saved enough, not accounting for taxes, relying exclusively on Social Security, and sequence of returns risk.  They also go over some last-minute financial moves you can consider before launching your retirement.  Those include reducing portfolio risk, maximizing 401(k) contributions, planning your Social Security and Medicare strategies, and exploring long-term care protection options.  Andrew and Mo then show how we need to factor in longevity to avoid some risks that can come with that including too much risk, outdated withdrawal strategies, and improper rollovers.</strong></p>
<p>You can reach Andrew Nida and Mo Piram by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Andrew and Mo discuss reasons why some may decide or need to delay their retirement start date.  Reasons include having not saved enough, not accounting for taxes, relying exclusively on Social Security, and sequence of returns risk.  They also go over some last-minute financial moves you can consider before launching your retirement.  Those include reducing portfolio risk, maximizing 401(k) contributions, planning your Social Security and Medicare strategies, and exploring long-term care protection options.  Andrew and Mo then show how we need to factor in longevity to avoid some risks that can come with that including too much risk, outdated withdrawal strategies, and improper rollovers.</strong></p>
<p>You can reach Andrew Nida and Mo Piram by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 07 Oct 2022 18:15:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a309c4ac/d36e95e5.mp3" length="46489600" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/uFHVg71uPaN885MzKKQKItcFcVuu0Ec8gZ3krQV4U18/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODcv/MTcwNDQ2NTExMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2903</itunes:duration>
      <itunes:summary>Andrew and Mo discuss reasons why some may decide or need to delay their retirement start date.  Reasons include having not saved enough, not accounting for taxes, relying exclusively on Social Security, and sequence of returns risk.  They also go over some last-minute financial moves you can consider before launching your retirement.  Those include reducing portfolio risk, maximizing 401(k) contributions, planning your Social Security and Medicare strategies, and exploring long-term care protection options.  Andrew and Mo then show how we need to factor in longevity to avoid some risks that can come with that including too much risk, outdated withdrawal strategies, and improper rollovers.
You can reach Andrew Nida and Mo Piram by calling 855-792-5855.
Asset Management GroupSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Andrew and Mo discuss reasons why some may decide or need to delay their retirement start date.  Reasons include having not saved enough, not accounting for taxes, relying exclusively on Social Security, and sequence of returns risk.  They also go over so</itunes:subtitle>
      <itunes:keywords>retirement podcast, financial podcast, retirement planning, withdrawal rate, risk, taxes, fees, rollovers, longevity, retirement savings, Social Security, 401(k), sequence of returns risk, portfolio, retirement budget, long-term care, Medicare, Andrew Nid</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The "Hidden Tax"-Inflation</title>
      <itunes:episode>120</itunes:episode>
      <podcast:episode>120</podcast:episode>
      <itunes:title>The "Hidden Tax"-Inflation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">30af6255-34ab-47b9-b2f3-af19014e7faf</guid>
      <link>https://share.transistor.fm/s/cbbcf736</link>
      <description>
        <![CDATA[<p>Andrew Nida and Mo Piram break down the "hidden tax" of inflation and what should be considered in retirement planning as well as your approach to risk during times of volatility and, for that matter, anytime.</p>
<p>You can reach Andrew and Mo by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Andrew Nida and Mo Piram break down the "hidden tax" of inflation and what should be considered in retirement planning as well as your approach to risk during times of volatility and, for that matter, anytime.</p>
<p>You can reach Andrew and Mo by calling 855-792-5855.</p>
<p><a href="https://assetmg-inc.com">Asset Management Group</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 23 Sep 2022 21:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cbbcf736/92a205ce.mp3" length="51883529" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/z8JU-pbLH6aAPzPj3Q49HumtwinD5YCprG0Kj5buEkY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODYv/MTcwNDQ2NTExMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>3241</itunes:duration>
      <itunes:summary>Andrew Nida and Mo Piram break down the "hidden tax" of inflation and what should be considered in retirement planning as well as your approach to risk during times of volatility and, for that matter, anytime.
You can reach Andrew and Mo by calling 855-792-5855.
Asset Management GroupSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Andrew Nida and Mo Piram break down the "hidden tax" of inflation and what should be considered in retirement planning as well as your approach to risk during times of volatility and, for that matter, anytime.
You can reach Andrew and Mo by calling 855-7</itunes:subtitle>
      <itunes:keywords>retirement, retirement podcast, financial podcast, Mo Piram, Andrew Nida, Asset Management Group, CloudVestors, inflation, risk in retirement, volatility</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/cbbcf736/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Secure Act 2.0-What's In It?</title>
      <itunes:episode>119</itunes:episode>
      <podcast:episode>119</podcast:episode>
      <itunes:title>Secure Act 2.0-What's In It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e6076f83-1e8e-4f91-8bd4-af1201667b6a</guid>
      <link>https://share.transistor.fm/s/04b73ca0</link>
      <description>
        <![CDATA[<p>Mo covers Secure Act 2.0 as it stands now and the proposed changes which could affect the strategies of retirees and the savings of workers.  He looks at everything from the requirement to automatically enroll new employees to a 401(k) to proposed raising of the RMD age and decreasing the penalty for missing a required minimum distribution.  Mo also looks at strategies to consider to make sure you can get through your retirement and ease the fear of running out of money.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers Secure Act 2.0 as it stands now and the proposed changes which could affect the strategies of retirees and the savings of workers.  He looks at everything from the requirement to automatically enroll new employees to a 401(k) to proposed raising of the RMD age and decreasing the penalty for missing a required minimum distribution.  Mo also looks at strategies to consider to make sure you can get through your retirement and ease the fear of running out of money.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 16 Sep 2022 22:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/04b73ca0/f6bc8503.mp3" length="32642382" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/2KxK3izcRUkGpZfFZ9_KEKDbpveVEserz1GKmbOwm2g/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODUv/MTcwNDQ2NTEwNS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2038</itunes:duration>
      <itunes:summary>Mo covers Secure Act 2.0 as it stands now and the proposed changes which could affect the strategies of retirees and the savings of workers.  He looks at everything from the requirement to automatically enroll new employees to a 401(k) to proposed raising of the RMD age and decreasing the penalty for missing a required minimum distribution.  Mo also looks at strategies to consider to make sure you can get through your retirement and ease the fear of running out of money.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers Secure Act 2.0 as it stands now and the proposed changes which could affect the strategies of retirees and the savings of workers.  He looks at everything from the requirement to automatically enroll new employees to a 401(k) to proposed raising</itunes:subtitle>
      <itunes:keywords>Mo Piram, Moise Piram, CloudVestors, financial podcast, retirement podcast, Secure Act 2.0, RMDs, 401(k), Roth, RMD penalty, annuities, longevity, inflation, diversification, asset allocation, HSA</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/04b73ca0/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Survey Results of Retirees and Pre-Retirees</title>
      <itunes:episode>118</itunes:episode>
      <podcast:episode>118</podcast:episode>
      <itunes:title>Survey Results of Retirees and Pre-Retirees</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">80c4d233-baa0-49d6-9521-af0b01011295</guid>
      <link>https://share.transistor.fm/s/07ec49e1</link>
      <description>
        <![CDATA[<p>Mo breaks down the data from a Kiplinger-ATHENE poll of just over 800 Americans asking their thoughts on retirement.  Results include their feelings on stock market volatility, Social Security, inflation, the threat of running out of money, and what they see as sources of income.  He then moves into the complexity of required minimum distributions and what you should consider to avoid potential higher taxes, higher Medicare premiums, and a stiff penalty.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo breaks down the data from a Kiplinger-ATHENE poll of just over 800 Americans asking their thoughts on retirement.  Results include their feelings on stock market volatility, Social Security, inflation, the threat of running out of money, and what they see as sources of income.  He then moves into the complexity of required minimum distributions and what you should consider to avoid potential higher taxes, higher Medicare premiums, and a stiff penalty.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p>
<p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Sep 2022 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/07ec49e1/9ae73af5.mp3" length="41457604" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/qg7md7GfoV2L_uEbzNwbxu71cOLU5uWMOkj8GCXyQvU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODQv/MTcwNDQ2NTEwMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2589</itunes:duration>
      <itunes:summary>Mo breaks down the data from a Kiplinger-ATHENE poll of just over 800 Americans asking their thoughts on retirement.  Results include their feelings on stock market volatility, Social Security, inflation, the threat of running out of money, and what they see as sources of income.  He then moves into the complexity of required minimum distributions and what you should consider to avoid potential higher taxes, higher Medicare premiums, and a stiff penalty.
CloudVestors
 See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo breaks down the data from a Kiplinger-ATHENE poll of just over 800 Americans asking their thoughts on retirement.  Results include their feelings on stock market volatility, Social Security, inflation, the threat of running out of money, and what they </itunes:subtitle>
      <itunes:keywords>financial podcast, retirement podcast, financial, financial planning, retirement planning, Mo Piram, Moise Piram, CloudVestors, stock market volatility, Social Security, inflation, retirement income streams, RMDs, required minimum distributions, 401(k), I</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/07ec49e1/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Strategies Now for Better Taxes Later</title>
      <itunes:episode>117</itunes:episode>
      <podcast:episode>117</podcast:episode>
      <itunes:title>Strategies Now for Better Taxes Later</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8b1d4b0a-ca59-4a87-a64e-af040101d03b</guid>
      <link>https://share.transistor.fm/s/1c14d2ed</link>
      <description>
        <![CDATA[<p>Mo covers challenges you could face down the road in your life if all of your investment savings are in tax deferred accounts.  He looks at implementing a tax bucketing strategy to include taxable, pre-tax, and tax-free.  We're all feeling inflation now but in the second segment Mo offers strategic tips to combat would could be pain felt later due to rising interest rates.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers challenges you could face down the road in your life if all of your investment savings are in tax deferred accounts.  He looks at implementing a tax bucketing strategy to include taxable, pre-tax, and tax-free.  We're all feeling inflation now but in the second segment Mo offers strategic tips to combat would could be pain felt later due to rising interest rates.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Sep 2022 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1c14d2ed/e3af66fb.mp3" length="40035271" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/xAjUpmC7SyglgyTfBDdgYAgyMhqieOTvfB5WFCMGS-0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODMv/MTcwNDQ2NTEwNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2500</itunes:duration>
      <itunes:summary>Mo covers challenges you could face down the road in your life if all of your investment savings are in tax deferred accounts.  He looks at implementing a tax bucketing strategy to include taxable, pre-tax, and tax-free.  We're all feeling inflation now but in the second segment Mo offers strategic tips to combat would could be pain felt later due to rising interest rates.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers challenges you could face down the road in your life if all of your investment savings are in tax deferred accounts.  He looks at implementing a tax bucketing strategy to include taxable, pre-tax, and tax-free.  We're all feeling inflation now b</itunes:subtitle>
      <itunes:keywords>Mo Piram, CloudVestors, Asset Management Group, Atlanta area financial advisors, virtual financial advisors, financial planning, retirement planning, diversification, tax deferred savings, required minimum distributions, RMDs, Medicare, Medicare premiums,</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/1c14d2ed/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Student Debt Relief Plan</title>
      <itunes:episode>116</itunes:episode>
      <podcast:episode>116</podcast:episode>
      <itunes:title>Student Debt Relief Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4b1e175b-c35d-4722-9d66-aefd012aacd3</guid>
      <link>https://share.transistor.fm/s/0082db84</link>
      <description>
        <![CDATA[<p>Mo digs into the Student Debt Relief Plan with an initial look at the different components and who it could affect.  He covers the extension of the loan payment pause, the debt relief and who could be eligible, and the public service loan forgiveness.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo digs into the Student Debt Relief Plan with an initial look at the different components and who it could affect.  He covers the extension of the loan payment pause, the debt relief and who could be eligible, and the public service loan forgiveness.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 26 Aug 2022 18:15:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/0082db84/b7253694.mp3" length="34776887" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/gpZqIoUFBKUcePvtCsJbb2yo_QRIWN5MrslIdo0fO-g/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODIv/MTcwNDQ2NTEwMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2171</itunes:duration>
      <itunes:summary>Mo digs into the Student Debt Relief Plan with an initial look at the different components and who it could affect.  He covers the extension of the loan payment pause, the debt relief and who could be eligible, and the public service loan forgiveness.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo digs into the Student Debt Relief Plan with an initial look at the different components and who it could affect.  He covers the extension of the loan payment pause, the debt relief and who could be eligible, and the public service loan forgiveness.
Cl</itunes:subtitle>
      <itunes:keywords>Student Debt Relief Plan, Mo Piram, Moise Piram, CloudVestors, financial podcast, finances, student debt, public service loan forgiveness</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/0082db84/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Inflation Reduction Act-What's In It?</title>
      <itunes:episode>115</itunes:episode>
      <podcast:episode>115</podcast:episode>
      <itunes:title>Inflation Reduction Act-What's In It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4e6aaf84-d84c-436a-954c-aef600fcbf69</guid>
      <link>https://share.transistor.fm/s/7c1e26ff</link>
      <description>
        <![CDATA[<p>Mo takes an initial look at the Inflation Reduction Act in dissecting the legislation that is now law and discusses short and long term effects and what it could mean for you.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo takes an initial look at the Inflation Reduction Act in dissecting the legislation that is now law and discusses short and long term effects and what it could mean for you.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 19 Aug 2022 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7c1e26ff/54b855e5.mp3" length="18107042" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/p1TwCBD_Pz_XwufWUrSTnMhJbLmiKaMUE_Fb46PTJPk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODEv/MTcwNDQ2NTEwMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1130</itunes:duration>
      <itunes:summary>Mo takes an initial look at the Inflation Reduction Act in dissecting the legislation that is now law and discusses short and long term effects and what it could mean for you.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo takes an initial look at the Inflation Reduction Act in dissecting the legislation that is now law and discusses short and long term effects and what it could mean for you.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>Mo Piram, Moise Piram, financial podcast, Inflation Reduction Act, CloudVestors</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/7c1e26ff/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Where Are We Saving and Investing</title>
      <itunes:episode>114</itunes:episode>
      <podcast:episode>114</podcast:episode>
      <itunes:title>Where Are We Saving and Investing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">a8be22e1-1883-4a9b-909e-aef100e935a7</guid>
      <link>https://share.transistor.fm/s/b07db699</link>
      <description>
        <![CDATA[<p>Mo looks at a BlackRock survey of nearly three-thousand savers describing their go to savings and investment vehicles.  He discusses ETF's, Annuities, Individual Securities, Mutual Funds, Cash, and speculates on what could have fallen into the "other" category.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo looks at a BlackRock survey of nearly three-thousand savers describing their go to savings and investment vehicles.  He discusses ETF's, Annuities, Individual Securities, Mutual Funds, Cash, and speculates on what could have fallen into the "other" category.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Sun, 14 Aug 2022 14:15:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b07db699/9c181082.mp3" length="31252683" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/mAmxo7KrbI67DmH504zD7p2lwj6co8SzBeNo3seKMa0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2ODAv/MTcwNDQ2NTEwMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1951</itunes:duration>
      <itunes:summary>Mo looks at a BlackRock survey of nearly three-thousand savers describing their go to savings and investment vehicles.  He discusses ETF's, Annuities, Individual Securities, Mutual Funds, Cash, and speculates on what could have fallen into the "other" category.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo looks at a BlackRock survey of nearly three-thousand savers describing their go to savings and investment vehicles.  He discusses ETF's, Annuities, Individual Securities, Mutual Funds, Cash, and speculates on what could have fallen into the "other" cat</itunes:subtitle>
      <itunes:keywords>virtualfinancialadvisors, CloudVestors, MoPiram, MoisePiram, ETFs, Annuities, Cash, IndividualSecurities, MutualFunds, rentalproperty, Cryptocurrency, financialpodcast</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/b07db699/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>The Retiree Return to the Workforce-Good Retirement Plannning Tips</title>
      <itunes:episode>113</itunes:episode>
      <podcast:episode>113</podcast:episode>
      <itunes:title>The Retiree Return to the Workforce-Good Retirement Plannning Tips</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b0779286-2e91-4106-b0ef-aee8013c54c7</guid>
      <link>https://share.transistor.fm/s/20510c89</link>
      <description>
        <![CDATA[<p>Mo explores the reason why many retirees are considering returning to the workforce of making the decision to do so.  Is it rooted in emotion and fear caused by the economy, grounded in reality, or both?  He also offers good tips and strategies to follow to keep your retirement in tip top shape.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo explores the reason why many retirees are considering returning to the workforce of making the decision to do so.  Is it rooted in emotion and fear caused by the economy, grounded in reality, or both?  He also offers good tips and strategies to follow to keep your retirement in tip top shape.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Aug 2022 19:30:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/20510c89/a5d458e3.mp3" length="40377208" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/-8kt05ibONfsG0SpfNpJF5xmQgmfSNa1YDWgxhbFOoc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Nzkv/MTcwNDQ2NTEwNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2521</itunes:duration>
      <itunes:summary>Mo explores the reason why many retirees are considering returning to the workforce of making the decision to do so.  Is it rooted in emotion and fear caused by the economy, grounded in reality, or both?  He also offers good tips and strategies to follow to keep your retirement in tip top shape.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo explores the reason why many retirees are considering returning to the workforce of making the decision to do so.  Is it rooted in emotion and fear caused by the economy, grounded in reality, or both?  He also offers good tips and strategies to follow </itunes:subtitle>
      <itunes:keywords>MoPiram, MoisePiram, CloudVestors, financialpodcast, retirementpodcast, financialplanning, financialadvisor, retirement, recession, inflation, interestrates, lifestyleexpenses, taxes, SocialSecurity, RMDs</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/20510c89/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Recession, Inflation, Rising Interest Rates-What Should We Do?</title>
      <itunes:episode>112</itunes:episode>
      <podcast:episode>112</podcast:episode>
      <itunes:title>Recession, Inflation, Rising Interest Rates-What Should We Do?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">58825ca9-bafe-4f84-b5f6-aee70133e207</guid>
      <link>https://share.transistor.fm/s/e86e388e</link>
      <description>
        <![CDATA[<p>Are we in a recession?   Mo discusses the conventional definition of recession and how we arrived at our current economic condition as well as how it compares to downturns of the past.  He talks about high inflation and rising interest rates.  In the first segment, Mo sets the stage for the current state of our economy.  In the second podcast segment, he outlines some strategies people should consider to combat recession and inflation in all stages of their financial lives.  Mo focuses on how strategies can differ from ages 35 to 50 and then to 65.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Are we in a recession?   Mo discusses the conventional definition of recession and how we arrived at our current economic condition as well as how it compares to downturns of the past.  He talks about high inflation and rising interest rates.  In the first segment, Mo sets the stage for the current state of our economy.  In the second podcast segment, he outlines some strategies people should consider to combat recession and inflation in all stages of their financial lives.  Mo focuses on how strategies can differ from ages 35 to 50 and then to 65.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 04 Aug 2022 19:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e86e388e/8d8dc560.mp3" length="34775715" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/FLsYqkNe1jMSDjp8aKRFwmr2HHhuxArgPATwX-OjKRk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Nzgv/MTcwNDQ2NTA5NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2171</itunes:duration>
      <itunes:summary>Are we in a recession?   Mo discusses the conventional definition of recession and how we arrived at our current economic condition as well as how it compares to downturns of the past.  He talks about high inflation and rising interest rates.  In the first segment, Mo sets the stage for the current state of our economy.  In the second podcast segment, he outlines some strategies people should consider to combat recession and inflation in all stages of their financial lives.  Mo focuses on how strategies can differ from ages 35 to 50 and then to 65.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Are we in a recession?   Mo discusses the conventional definition of recession and how we arrived at our current economic condition as well as how it compares to downturns of the past.  He talks about high inflation and rising interest rates.  In the firs</itunes:subtitle>
      <itunes:keywords>MoisePiram, MoPiram, CloudVestors, YourFinancesUntangled, virtualfinancialplanner, finances, financial, investments, portfolio, recession, inflation, risinginterestrates, financialstrategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/e86e388e/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>ESG and Sustainable Investing</title>
      <itunes:episode>111</itunes:episode>
      <podcast:episode>111</podcast:episode>
      <itunes:title>ESG and Sustainable Investing</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">17bfe8f9-6cdc-469e-8c44-aeda015db547</guid>
      <link>https://share.transistor.fm/s/3c566b97</link>
      <description>
        <![CDATA[<p>The first segment of the podcast centers around sustainable investing and ESG (Environmental, Social, and Governance.)</p>
<p>Mo discusses what motivates people to look into this type of investing and including investments that meet the ESG criteria.</p>
<p>The second segment includes a general conversation on the economy now and what the future holds for employment with technology and AI.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>The first segment of the podcast centers around sustainable investing and ESG (Environmental, Social, and Governance.)</p>
<p>Mo discusses what motivates people to look into this type of investing and including investments that meet the ESG criteria.</p>
<p>The second segment includes a general conversation on the economy now and what the future holds for employment with technology and AI.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 22 Jul 2022 21:25:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3c566b97/5e20ac7a.mp3" length="30523332" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Gp9YeCgwIfou7MWRbYzGBTGrW6e3YTk3kZZYAIpem_I/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Nzcv/MTcwNDQ2NTA5NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1906</itunes:duration>
      <itunes:summary>The first segment of the podcast centers around sustainable investing and ESG (Environmental, Social, and Governance.)
Mo discusses what motivates people to look into this type of investing and including investments that meet the ESG criteria.
The second segment includes a general conversation on the economy now and what the future holds for employment with technology and AI.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>The first segment of the podcast centers around sustainable investing and ESG (Environmental, Social, and Governance.)
Mo discusses what motivates people to look into this type of investing and including investments that meet the ESG criteria.
The secon</itunes:subtitle>
      <itunes:keywords>MoisePiram, MoPiram, CloudVestors, financialpodcast, Atlantafinancialadvisor, virturalfinancialadvisor, sustainableinvesting, ESG, environmentalsocialgovernance, inflation</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/3c566b97/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Inflation-Let's Roll Up Our Sleeves and Fight This</title>
      <itunes:episode>110</itunes:episode>
      <podcast:episode>110</podcast:episode>
      <itunes:title>Inflation-Let's Roll Up Our Sleeves and Fight This</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">810458fb-b789-4d39-8508-aed3011bb04e</guid>
      <link>https://share.transistor.fm/s/e9c55fcb</link>
      <description>
        <![CDATA[<p>Mo talks inflation on this episode.  How did we get here at 9.1 percent at the time of the recording?  What are possible solutions as far as our national economic outlook?</p>
<p>Most importantly though, what are strategies we can employ to combat inflation in our personal lives.  Mo discusses analyzing your own personal rate of inflation factoring in the number of people in your household, the number of vehicles you own, and even the length of your commute.  He says it's important to know your own rate before looking at strategies.</p>
<p>He then moves into strategies including cutting where you can but also looking at growth aspects on your income side.</p>
<p><a href="https://cloudvestors.com">https://cloudvestors.com</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo talks inflation on this episode.  How did we get here at 9.1 percent at the time of the recording?  What are possible solutions as far as our national economic outlook?</p>
<p>Most importantly though, what are strategies we can employ to combat inflation in our personal lives.  Mo discusses analyzing your own personal rate of inflation factoring in the number of people in your household, the number of vehicles you own, and even the length of your commute.  He says it's important to know your own rate before looking at strategies.</p>
<p>He then moves into strategies including cutting where you can but also looking at growth aspects on your income side.</p>
<p><a href="https://cloudvestors.com">https://cloudvestors.com</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 15 Jul 2022 18:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e9c55fcb/7e12ac7f.mp3" length="37647919" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/_tnl1mWZOZ7a8C_BUr9l0SBj1yrk1Uq8C-YpOUnHAQI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzYv/MTcwNDQ2NTA5NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2351</itunes:duration>
      <itunes:summary>Mo talks inflation on this episode.  How did we get here at 9.1 percent at the time of the recording?  What are possible solutions as far as our national economic outlook?
Most importantly though, what are strategies we can employ to combat inflation in our personal lives.  Mo discusses analyzing your own personal rate of inflation factoring in the number of people in your household, the number of vehicles you own, and even the length of your commute.  He says it's important to know your own rate before looking at strategies.
He then moves into strategies including cutting where you can but also looking at growth aspects on your income side.
https://cloudvestors.comSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo talks inflation on this episode.  How did we get here at 9.1 percent at the time of the recording?  What are possible solutions as far as our national economic outlook?
Most importantly though, what are strategies we can employ to combat inflation in </itunes:subtitle>
      <itunes:keywords>MoisePiram, MoPiram, CloudVestors, financial, finances, financialplan, financialadvisor, inflation, inflationrate, inflationstrategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/e9c55fcb/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Structuring Your Portfolio</title>
      <itunes:episode>109</itunes:episode>
      <podcast:episode>109</podcast:episode>
      <itunes:title>Structuring Your Portfolio</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">83ef52bf-f7fa-4ba6-a001-aecc015f6c73</guid>
      <link>https://share.transistor.fm/s/8c6e50ca</link>
      <description>
        <![CDATA[<p><strong>Mo covers the considerations that need to be given in properly structuring your portfolio.  He looks at determining a proper risk balance and based on where you are in life.  He also talks about the different components that make up a portfolio from cash to investments, ETFs to Mutual Funds and other tools to consider.  Visit www.cloudvestors.com.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo covers the considerations that need to be given in properly structuring your portfolio.  He looks at determining a proper risk balance and based on where you are in life.  He also talks about the different components that make up a portfolio from cash to investments, ETFs to Mutual Funds and other tools to consider.  Visit www.cloudvestors.com.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Jul 2022 21:25:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8c6e50ca/3b46180d.mp3" length="41304998" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/tvDuQOHNx8UTsJKimhR3Obfqx_4FsHM5K09iTocVgKE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzUv/MTcwNDQ2NTA5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2579</itunes:duration>
      <itunes:summary>Mo covers the considerations that need to be given in properly structuring your portfolio.  He looks at determining a proper risk balance and based on where you are in life.  He also talks about the different components that make up a portfolio from cash to investments, ETFs to Mutual Funds and other tools to consider.  Visit www.cloudvestors.com.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers the considerations that need to be given in properly structuring your portfolio.  He looks at determining a proper risk balance and based on where you are in life.  He also talks about the different components that make up a portfolio from cash </itunes:subtitle>
      <itunes:keywords>CloudVestors, MoisePiram, MoPiram, investments, finances, financial, planning, portfolio, ETFs, MutualFunds, cryptocurrency, commodities, dividends</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/8c6e50ca/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Mid-Year Financial Check-Up</title>
      <itunes:episode>108</itunes:episode>
      <podcast:episode>108</podcast:episode>
      <itunes:title>Mid-Year Financial Check-Up</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ae8454cc-f111-4b14-826d-aebe01318ff2</guid>
      <link>https://share.transistor.fm/s/6df9d13b</link>
      <description>
        <![CDATA[<p>It's time for that mid-year financial review.  Mo covers what should be and is considered by Cloud Vestors when meeting with their clients to review their strategies.  Topics covered include tracking your budget and spending, your savings, tax strategies, and your retirement moves whether you're in the accumulation or distribution phase of your life.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>It's time for that mid-year financial review.  Mo covers what should be and is considered by Cloud Vestors when meeting with their clients to review their strategies.  Topics covered include tracking your budget and spending, your savings, tax strategies, and your retirement moves whether you're in the accumulation or distribution phase of your life.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Jun 2022 19:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6df9d13b/b3cf602e.mp3" length="37703865" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/8rOzimp4A4EVHG_lFJIeVDDANZnWxUNu8HeLsMqzkc0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzQv/MTcwNDQ2NTA5NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2354</itunes:duration>
      <itunes:summary>It's time for that mid-year financial review.  Mo covers what should be and is considered by Cloud Vestors when meeting with their clients to review their strategies.  Topics covered include tracking your budget and spending, your savings, tax strategies, and your retirement moves whether you're in the accumulation or distribution phase of your life.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>It's time for that mid-year financial review.  Mo covers what should be and is considered by Cloud Vestors when meeting with their clients to review their strategies.  Topics covered include tracking your budget and spending, your savings, tax strategies,</itunes:subtitle>
      <itunes:keywords>MoisePiram, CloudVestors, YourFinancesUntangled, finances, investments, budget, retirement, savings, passwords, creditreport</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/6df9d13b/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Podcast 104-The Celebration!  but still talking about inflation, bear market, etc.</title>
      <itunes:episode>107</itunes:episode>
      <podcast:episode>107</podcast:episode>
      <itunes:title>Podcast 104-The Celebration!  but still talking about inflation, bear market, etc.</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cce3e72a-b94a-4c0d-abb4-aeb7012cd2b1</guid>
      <link>https://share.transistor.fm/s/ba461157</link>
      <description>
        <![CDATA[<p>It's the 2nd year anniversary podcast celebration.  Everyone joins in the party for podcast 104! </p>
<p>At the same time, the business of untangling your finances continues as Mo discusses fortifying your portfolio to withstand the storm of our current economy.  What are strategies to help combat inflation, the bear market we're in, rising interest rates, and possible recession.  That's the conversation on this episode.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>It's the 2nd year anniversary podcast celebration.  Everyone joins in the party for podcast 104! </p>
<p>At the same time, the business of untangling your finances continues as Mo discusses fortifying your portfolio to withstand the storm of our current economy.  What are strategies to help combat inflation, the bear market we're in, rising interest rates, and possible recession.  That's the conversation on this episode.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Jun 2022 18:30:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ba461157/ed84fe0c.mp3" length="29792826" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/QU528rlJaG4CGRJmLOJ7dZBR7PWoJrMXhZviC5x-JvQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzMv/MTcwNDQ2NTA4Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1860</itunes:duration>
      <itunes:summary>It's the 2nd year anniversary podcast celebration.  Everyone joins in the party for podcast 104! 
At the same time, the business of untangling your finances continues as Mo discusses fortifying your portfolio to withstand the storm of our current economy.  What are strategies to help combat inflation, the bear market we're in, rising interest rates, and possible recession.  That's the conversation on this episode.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>It's the 2nd year anniversary podcast celebration.  Everyone joins in the party for podcast 104! 
At the same time, the business of untangling your finances continues as Mo discusses fortifying your portfolio to withstand the storm of our current economy</itunes:subtitle>
      <itunes:keywords>MoisePiram, CloudVestors, anniversaryparty, finances, investments, bearmarket, inflation, recession, interestrates, financialstrategies, retirement</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/ba461157/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Market Volatility and the Early Financial Planning Years</title>
      <itunes:episode>106</itunes:episode>
      <podcast:episode>106</podcast:episode>
      <itunes:title>Market Volatility and the Early Financial Planning Years</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3ee5d1de-4fea-44a4-bec8-aeb0016d32e0</guid>
      <link>https://share.transistor.fm/s/fb47ec8c</link>
      <description>
        <![CDATA[<p>Mo looks at three age groups:</p>
<p>Mid 20s, Mid 30s, and Mid 40s</p>
<p>He looks at what they have and have not experienced in the financial world during the time they've been involved in it and goes over what strategies they should consider now given the current economic climate.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo looks at three age groups:</p>
<p>Mid 20s, Mid 30s, and Mid 40s</p>
<p>He looks at what they have and have not experienced in the financial world during the time they've been involved in it and goes over what strategies they should consider now given the current economic climate.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Jun 2022 22:30:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/fb47ec8c/cd19423e.mp3" length="36767703" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/dx4Cb0j9ZEwJY94KFV7A6OHWx0ynuNw6eIVHeiM-tsM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzIv/MTcwNDQ2NTA4Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2296</itunes:duration>
      <itunes:summary>Mo looks at three age groups:
Mid 20s, Mid 30s, and Mid 40s
He looks at what they have and have not experienced in the financial world during the time they've been involved in it and goes over what strategies they should consider now given the current economic climate.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo looks at three age groups:
Mid 20s, Mid 30s, and Mid 40s
He looks at what they have and have not experienced in the financial world during the time they've been involved in it and goes over what strategies they should consider now given the current e</itunes:subtitle>
      <itunes:keywords>MoisePiram, finances, CloudVestors, planning, volatility, generations, investments, savings, inflation, interestrates, retirement</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/fb47ec8c/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Financial and Generational Multitasking</title>
      <itunes:episode>105</itunes:episode>
      <podcast:episode>105</podcast:episode>
      <itunes:title>Financial and Generational Multitasking</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">03a4fe11-f012-46f7-8f70-aea9014e1488</guid>
      <link>https://share.transistor.fm/s/e070bb63</link>
      <description>
        <![CDATA[<p>Mo covers the generations in this podcast.  He especially focuses on those in the "sandwich generation" who are saving for retirement and possibly assisting their parents and their children at the same time.  He offers some good strategies and things to consider in making sure you maintain your savings momentum while still helping those in your family.  The conversation then turns to what the future will hold as people are living longer.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers the generations in this podcast.  He especially focuses on those in the "sandwich generation" who are saving for retirement and possibly assisting their parents and their children at the same time.  He offers some good strategies and things to consider in making sure you maintain your savings momentum while still helping those in your family.  The conversation then turns to what the future will hold as people are living longer.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Jun 2022 20:30:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e070bb63/7fa0a66a.mp3" length="29153292" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/DMsxZK2us1KHNYYn-ykn3IfYYahhPpDghQVDgsMME4w/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzEv/MTcwNDQ2NTA4NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1820</itunes:duration>
      <itunes:summary>Mo covers the generations in this podcast.  He especially focuses on those in the "sandwich generation" who are saving for retirement and possibly assisting their parents and their children at the same time.  He offers some good strategies and things to consider in making sure you maintain your savings momentum while still helping those in your family.  The conversation then turns to what the future will hold as people are living longer.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers the generations in this podcast.  He especially focuses on those in the "sandwich generation" who are saving for retirement and possibly assisting their parents and their children at the same time.  He offers some good strategies and things to c</itunes:subtitle>
      <itunes:keywords>financial, planning, generations, sandwichgeneration, retirement, strategies, longevity, saving</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/e070bb63/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Timing For Retirement</title>
      <itunes:episode>104</itunes:episode>
      <podcast:episode>104</podcast:episode>
      <itunes:title>Timing For Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5a4339d4-8c41-42c2-923a-aea20152cdaf</guid>
      <link>https://share.transistor.fm/s/8e48a0e0</link>
      <description>
        <![CDATA[<p>Mo discusses the challenges faced by retirees and soon to be retirees now with the changing economic landscape.  He covers strategies to consider in helping you stay on course.  Market volatility, inflation, sequence of returns risk, and cash flow are part of the conversation.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo discusses the challenges faced by retirees and soon to be retirees now with the changing economic landscape.  He covers strategies to consider in helping you stay on course.  Market volatility, inflation, sequence of returns risk, and cash flow are part of the conversation.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 27 May 2022 21:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8e48a0e0/f5ae98fb.mp3" length="24971138" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/vGZ3GawnRjRuCmFLQoSdnhCwnK60TG_AVXxKBE_y9pw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NzAv/MTcwNDQ2NTA4NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1559</itunes:duration>
      <itunes:summary>Mo discusses the challenges faced by retirees and soon to be retirees now with the changing economic landscape.  He covers strategies to consider in helping you stay on course.  Market volatility, inflation, sequence of returns risk, and cash flow are part of the conversation.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo discusses the challenges faced by retirees and soon to be retirees now with the changing economic landscape.  He covers strategies to consider in helping you stay on course.  Market volatility, inflation, sequence of returns risk, and cash flow are par</itunes:subtitle>
      <itunes:keywords>finances, financial, retirement, volatility, inflation, sequenceofreturns, cashflow, planning, investments</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/8e48a0e0/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Correction or Bear</title>
      <itunes:episode>103</itunes:episode>
      <podcast:episode>103</podcast:episode>
      <itunes:title>Correction or Bear</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">82f9abed-5de4-493f-832e-ae9b01428d8c</guid>
      <link>https://share.transistor.fm/s/309aa154</link>
      <description>
        <![CDATA[<p>Mo explains the difference between a market correction and a bear market:  what constitutes each and how long have each historically lasted?</p>
<p>He also discusses what to consider with your investment strategy during a bear market such as a diversification reevaluation, what performs well in a bear market, if there are any strategies you wouldn't normally consider as seriously in a bull market, and if there are any bargains.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo explains the difference between a market correction and a bear market:  what constitutes each and how long have each historically lasted?</p>
<p>He also discusses what to consider with your investment strategy during a bear market such as a diversification reevaluation, what performs well in a bear market, if there are any strategies you wouldn't normally consider as seriously in a bull market, and if there are any bargains.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 20 May 2022 20:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/309aa154/35f34c4d.mp3" length="34375629" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/IXvDki3DtvT2y6xHxkLF8aAOpIMbhpvBAqvKTEUNdVs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Njkv/MTcwNDQ2NTA4Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2146</itunes:duration>
      <itunes:summary>Mo explains the difference between a market correction and a bear market:  what constitutes each and how long have each historically lasted?
He also discusses what to consider with your investment strategy during a bear market such as a diversification reevaluation, what performs well in a bear market, if there are any strategies you wouldn't normally consider as seriously in a bull market, and if there are any bargains.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo explains the difference between a market correction and a bear market:  what constitutes each and how long have each historically lasted?
He also discusses what to consider with your investment strategy during a bear market such as a diversification r</itunes:subtitle>
      <itunes:keywords>financial, finances, strategies, planning, bull, bear, corection, diversification</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/309aa154/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>RMDs</title>
      <itunes:episode>102</itunes:episode>
      <podcast:episode>102</podcast:episode>
      <itunes:title>RMDs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fba91ba2-4d9c-46d6-bd7f-ae94015254f2</guid>
      <link>https://share.transistor.fm/s/3e35b1bf</link>
      <description>
        <![CDATA[<p>Mo covers required minimum distributions today:</p>
<ol>
<li>When do you take them?</li>
<li>How do you take them?</li>
<li>What's the penalty if you miss one?  </li>
<li>What are the pros and cons of taking them at the end of the year, right away, or spacing them out through the year?</li>
</ol>
<p>It's all covered in this podcast.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers required minimum distributions today:</p>
<ol>
<li>When do you take them?</li>
<li>How do you take them?</li>
<li>What's the penalty if you miss one?  </li>
<li>What are the pros and cons of taking them at the end of the year, right away, or spacing them out through the year?</li>
</ol>
<p>It's all covered in this podcast.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 13 May 2022 21:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3e35b1bf/8392ba94.mp3" length="27350111" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Oa2yH7wEag-Nc-Lra5YicfMdSKxLqYGPXUAX77AVd6U/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Njgv/MTcwNDQ2NTA4NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1707</itunes:duration>
      <itunes:summary>Mo covers required minimum distributions today:

When do you take them?
How do you take them?
What's the penalty if you miss one?  
What are the pros and cons of taking them at the end of the year, right away, or spacing them out through the year?

It's all covered in this podcast.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers required minimum distributions today:

When do you take them?
How do you take them?
What's the penalty if you miss one?  
What are the pros and cons of taking them at the end of the year, right away, or spacing them out through the year?
</itunes:subtitle>
      <itunes:keywords>financial, retirement, RMDs, required, minimum, distributions, penalty, 50%, 72</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/3e35b1bf/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>I-Bonds and TIPS</title>
      <itunes:episode>101</itunes:episode>
      <podcast:episode>101</podcast:episode>
      <itunes:title>I-Bonds and TIPS</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">0944cc3c-21d6-41f8-b713-ae92014776cb</guid>
      <link>https://share.transistor.fm/s/898dc907</link>
      <description>
        <![CDATA[<p>Moise Piram explores the pros and cons of running to safety with I-Bonds and TIPS (Treasury Inflation-Protected Securities) during times of high inflation and market volatility.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram explores the pros and cons of running to safety with I-Bonds and TIPS (Treasury Inflation-Protected Securities) during times of high inflation and market volatility.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 11 May 2022 20:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/898dc907/a052d300.mp3" length="30280876" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/PbGNzWOOK4VmNSNc4r09O3k-FKhLBjhG8VaJ3PZVgic/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Njcv/MTcwNDQ2NTA3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1890</itunes:duration>
      <itunes:summary>Moise Piram explores the pros and cons of running to safety with I-Bonds and TIPS (Treasury Inflation-Protected Securities) during times of high inflation and market volatility.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Moise Piram explores the pros and cons of running to safety with I-Bonds and TIPS (Treasury Inflation-Protected Securities) during times of high inflation and market volatility.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, planning, volatility, inflation, TIPS, I-Bonds</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/898dc907/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Volatility and Risk</title>
      <itunes:episode>100</itunes:episode>
      <podcast:episode>100</podcast:episode>
      <itunes:title>Volatility and Risk</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">60601306-8b78-4dba-844a-ae860126ac06</guid>
      <link>https://share.transistor.fm/s/2888d565</link>
      <description>
        <![CDATA[<p><strong>Mo Piram of CloudVestors and cloudvestors.com addresses the volatile times we are experiencing in the markets in 2022.  He explains why we are here and how we should react while warning against making emotional decisions.  Mo also talks about the need to explore safer strategies and proper diversification during high volatility to help cut down on your risk.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo Piram of CloudVestors and cloudvestors.com addresses the volatile times we are experiencing in the markets in 2022.  He explains why we are here and how we should react while warning against making emotional decisions.  Mo also talks about the need to explore safer strategies and proper diversification during high volatility to help cut down on your risk.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 29 Apr 2022 18:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2888d565/9076a560.mp3" length="31337068" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/LzGoPLr-HzZszClUwRdSMk2DiO-qrZChA48dEwi6-K4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjYv/MTcwNDQ2NTA3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1956</itunes:duration>
      <itunes:summary>Mo Piram of CloudVestors and cloudvestors.com addresses the volatile times we are experiencing in the markets in 2022.  He explains why we are here and how we should react while warning against making emotional decisions.  Mo also talks about the need to explore safer strategies and proper diversification during high volatility to help cut down on your risk.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo Piram of CloudVestors and cloudvestors.com addresses the volatile times we are experiencing in the markets in 2022.  He explains why we are here and how we should react while warning against making emotional decisions.  Mo also talks about the need to </itunes:subtitle>
      <itunes:keywords>financial, planning, investments, Ibonds, fixed, indexed, annuities, volatility, risk</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/2888d565/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Roth IRA</title>
      <itunes:episode>99</itunes:episode>
      <podcast:episode>99</podcast:episode>
      <itunes:title>Roth IRA</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4f69bac3-8f32-48ff-bbed-ae8500e64403</guid>
      <link>https://share.transistor.fm/s/6389fdb9</link>
      <description>
        <![CDATA[<p>Mo covers Roth IRA and its use as a proactive tax strategy plus other ways to utilize Roth in your overall financial plan.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers Roth IRA and its use as a proactive tax strategy plus other ways to utilize Roth in your overall financial plan.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 28 Apr 2022 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6389fdb9/03d7366f.mp3" length="25963752" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/q3j9Dla1UNmi8jSspv-GF1T12Dk9yNTlfQyXDb1BMoQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjUv/MTcwNDQ2NTA3My1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1621</itunes:duration>
      <itunes:summary>Mo covers Roth IRA and its use as a proactive tax strategy plus other ways to utilize Roth in your overall financial plan.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers Roth IRA and its use as a proactive tax strategy plus other ways to utilize Roth in your overall financial plan.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>financial, planning, saving, Roth, IRA, retirement</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/6389fdb9/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Trust in a Financial Relationship</title>
      <itunes:episode>98</itunes:episode>
      <podcast:episode>98</podcast:episode>
      <itunes:title>Trust in a Financial Relationship</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cc4a95ed-116b-4438-8d25-ae7c00e603e9</guid>
      <link>https://share.transistor.fm/s/c93853e1</link>
      <description>
        <![CDATA[<p>Mo covers the issue of trust in the relationship between financial advisor and client.  He covers knowledge, integrity, proper communication, and acting in the client's best interest.  He also notes that there needs to be an element of trust in the client's follow through with recommendations.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers the issue of trust in the relationship between financial advisor and client.  He covers knowledge, integrity, proper communication, and acting in the client's best interest.  He also notes that there needs to be an element of trust in the client's follow through with recommendations.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 19 Apr 2022 15:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c93853e1/7f548eb1.mp3" length="33463687" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/L76xNKd1G3K-1WOA_fE9LkkB3kuHiOvlv_dLHWHOylk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjQv/MTcwNDQ2NTA3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2089</itunes:duration>
      <itunes:summary>Mo covers the issue of trust in the relationship between financial advisor and client.  He covers knowledge, integrity, proper communication, and acting in the client's best interest.  He also notes that there needs to be an element of trust in the client's follow through with recommendations.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers the issue of trust in the relationship between financial advisor and client.  He covers knowledge, integrity, proper communication, and acting in the client's best interest.  He also notes that there needs to be an element of trust in the client</itunes:subtitle>
      <itunes:keywords>finances, financial, investments, trust, fiduciary</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/c93853e1/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Planning and Funding That Vacation Getaway</title>
      <itunes:episode>97</itunes:episode>
      <podcast:episode>97</podcast:episode>
      <itunes:title>Planning and Funding That Vacation Getaway</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">dda99ad4-727b-48c4-abb4-ae71014475f0</guid>
      <link>https://share.transistor.fm/s/ba38ee53</link>
      <description>
        <![CDATA[<p><strong>Mo is in a travel frame of mind as he records the podcast on his family vacation.  He talks about the things to consider when planning the getaway such as accommodations, mode of travel, and basically where your budget allows you to go.  He also talks about planning ahead and saving for the vacation to eliminate overuse of the credit card.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo is in a travel frame of mind as he records the podcast on his family vacation.  He talks about the things to consider when planning the getaway such as accommodations, mode of travel, and basically where your budget allows you to go.  He also talks about planning ahead and saving for the vacation to eliminate overuse of the credit card.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Apr 2022 20:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/ba38ee53/06ee85a4.mp3" length="29116520" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ivUr8ZARFWtl8-QrszT2MbZl-maVgpFvh-GaSmg3xmY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjMv/MTcwNDQ2NTA3NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1818</itunes:duration>
      <itunes:summary>Mo is in a travel frame of mind as he records the podcast on his family vacation.  He talks about the things to consider when planning the getaway such as accommodations, mode of travel, and basically where your budget allows you to go.  He also talks about planning ahead and saving for the vacation to eliminate overuse of the credit card.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo is in a travel frame of mind as he records the podcast on his family vacation.  He talks about the things to consider when planning the getaway such as accommodations, mode of travel, and basically where your budget allows you to go.  He also talks abo</itunes:subtitle>
      <itunes:keywords>Finances, vacation, travel, hotel, getaway</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/ba38ee53/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Robo-Advisor-For Whom and How?</title>
      <itunes:episode>96</itunes:episode>
      <podcast:episode>96</podcast:episode>
      <itunes:title>Robo-Advisor-For Whom and How?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4705bfcd-92c3-4c4f-8c36-ae6a0113c16e</guid>
      <link>https://share.transistor.fm/s/cae5b8c0</link>
      <description>
        <![CDATA[<p><strong>Mo talks to anyone who may have an interest in using a robo-advisor in their investment life.  He explains for whom and how they should possibly approach this.  He also explores factors such as the amount of money to invest and complexities of your financial life as he suggests taking a piecemeal approach.  He also extols the values of working with a human being who would have a better sense of your personal approach such as your risk appetite.</strong></p>
<p>You can learn more about CloudVestors and reach out to Moise Piram and the team by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo talks to anyone who may have an interest in using a robo-advisor in their investment life.  He explains for whom and how they should possibly approach this.  He also explores factors such as the amount of money to invest and complexities of your financial life as he suggests taking a piecemeal approach.  He also extols the values of working with a human being who would have a better sense of your personal approach such as your risk appetite.</strong></p>
<p>You can learn more about CloudVestors and reach out to Moise Piram and the team by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Apr 2022 17:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cae5b8c0/5219e24c.mp3" length="30176429" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/tbbf-pZhy4kd7jnF2lPOiK-VCaNoKrAKUxtfDE40AC0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjIv/MTcwNDQ2NTA3NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1884</itunes:duration>
      <itunes:summary>Mo talks to anyone who may have an interest in using a robo-advisor in their investment life.  He explains for whom and how they should possibly approach this.  He also explores factors such as the amount of money to invest and complexities of your financial life as he suggests taking a piecemeal approach.  He also extols the values of working with a human being who would have a better sense of your personal approach such as your risk appetite.
You can learn more about CloudVestors and reach out to Moise Piram and the team by visiting the website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo talks to anyone who may have an interest in using a robo-advisor in their investment life.  He explains for whom and how they should possibly approach this.  He also explores factors such as the amount of money to invest and complexities of your financ</itunes:subtitle>
      <itunes:keywords>Robo-Advisor, finances, planning, risk, investments</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/cae5b8c0/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Documenting Your Goals and Tracking Your Progress</title>
      <itunes:episode>95</itunes:episode>
      <podcast:episode>95</podcast:episode>
      <itunes:title>Documenting Your Goals and Tracking Your Progress</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">767fc9d1-0f2e-48a3-8c34-ae63011f7f6d</guid>
      <link>https://share.transistor.fm/s/8b0ef418</link>
      <description>
        <![CDATA[<p>Mo offers tips on identifying your financial goals and documenting them.  He also covers how to track your progress in your overall financial goals and in each individual one.</p>
<p>Vist the CloudVestors website below for more information on the firm and to schedule an appointment.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo offers tips on identifying your financial goals and documenting them.  He also covers how to track your progress in your overall financial goals and in each individual one.</p>
<p>Vist the CloudVestors website below for more information on the firm and to schedule an appointment.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Mar 2022 17:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8b0ef418/fa69f13d.mp3" length="30313152" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ULDL7yGYeGxJdDElJtMPg2DMRGPuH_rJmOSN9VCdZ0w/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjEv/MTcwNDQ2NTA3Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1892</itunes:duration>
      <itunes:summary>Mo offers tips on identifying your financial goals and documenting them.  He also covers how to track your progress in your overall financial goals and in each individual one.
Vist the CloudVestors website below for more information on the firm and to schedule an appointment.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo offers tips on identifying your financial goals and documenting them.  He also covers how to track your progress in your overall financial goals and in each individual one.
Vist the CloudVestors website below for more information on the firm and to sc</itunes:subtitle>
      <itunes:keywords>financial, planning, goals, progress, trackingprogress</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/8b0ef418/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Cryptocurrency-Should It Be a Part of Your Financial Plan?</title>
      <itunes:episode>94</itunes:episode>
      <podcast:episode>94</podcast:episode>
      <itunes:title>Cryptocurrency-Should It Be a Part of Your Financial Plan?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">59c6e83c-3f97-4263-8a12-ae5c01549342</guid>
      <link>https://share.transistor.fm/s/63bae7dd</link>
      <description>
        <![CDATA[<p>Mo goes crypto with a look at the growing interest in cryptocurrency.  Is it something you should consider?  Should you have a firm grasp of it first?  Mo answers these questions along with looking at how you should approach cryptocurrency in your financial plan.</p>
<p>You can learn more about CloudVestors and reach out to Mo by checking out the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo goes crypto with a look at the growing interest in cryptocurrency.  Is it something you should consider?  Should you have a firm grasp of it first?  Mo answers these questions along with looking at how you should approach cryptocurrency in your financial plan.</p>
<p>You can learn more about CloudVestors and reach out to Mo by checking out the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 18 Mar 2022 20:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/63bae7dd/30646529.mp3" length="37310216" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/iJ6vjjF-47UFqH5dhQOlhZk3aZ8ErdhBB8cKOL8Vd-M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NjAv/MTcwNDQ2NTA3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2330</itunes:duration>
      <itunes:summary>Mo goes crypto with a look at the growing interest in cryptocurrency.  Is it something you should consider?  Should you have a firm grasp of it first?  Mo answers these questions along with looking at how you should approach cryptocurrency in your financial plan.
You can learn more about CloudVestors and reach out to Mo by checking out the website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo goes crypto with a look at the growing interest in cryptocurrency.  Is it something you should consider?  Should you have a firm grasp of it first?  Mo answers these questions along with looking at how you should approach cryptocurrency in your financi</itunes:subtitle>
      <itunes:keywords>finances, investments, portfolio, cryptocurrency</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/63bae7dd/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Market Correction-Market Crash</title>
      <itunes:episode>93</itunes:episode>
      <podcast:episode>93</podcast:episode>
      <itunes:title>Market Correction-Market Crash</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d3d9d84f-ab71-4a49-a453-ae55015d42e4</guid>
      <link>https://share.transistor.fm/s/471fa0bf</link>
      <description>
        <![CDATA[<p>Mo explains the difference between a market crash and a market correction and talks about how to fortify your portfolio in the event of either.  He talks about the factors that determine whether or not we are in a recession and again covers various strategies to employ depending on your age and your appetite for risk.</p>
<p>You can reach Moise Piram at the CloudVestors website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo explains the difference between a market crash and a market correction and talks about how to fortify your portfolio in the event of either.  He talks about the factors that determine whether or not we are in a recession and again covers various strategies to employ depending on your age and your appetite for risk.</p>
<p>You can reach Moise Piram at the CloudVestors website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Mar 2022 20:30:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/471fa0bf/bbc0b588.mp3" length="38447005" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/9GgNI8--A4v-hQXhBjJefCYEQKsTiRVEIgOK1sNVZJ4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTkv/MTcwNDQ2NTA3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2401</itunes:duration>
      <itunes:summary>Mo explains the difference between a market crash and a market correction and talks about how to fortify your portfolio in the event of either.  He talks about the factors that determine whether or not we are in a recession and again covers various strategies to employ depending on your age and your appetite for risk.
You can reach Moise Piram at the CloudVestors website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo explains the difference between a market crash and a market correction and talks about how to fortify your portfolio in the event of either.  He talks about the factors that determine whether or not we are in a recession and again covers various strate</itunes:subtitle>
      <itunes:keywords>market, crash, correction, recession, strategies, financial, cryptocurrency</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/471fa0bf/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>1st Quarter Report Card</title>
      <itunes:episode>92</itunes:episode>
      <podcast:episode>92</podcast:episode>
      <itunes:title>1st Quarter Report Card</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">efad9a2c-d2c1-41ed-b729-ae4e011a1e25</guid>
      <link>https://share.transistor.fm/s/90086386</link>
      <description>
        <![CDATA[<p>We'll wrap up first quarter 2022 at the end of March.  Mo goes over your first quarter report card.  Topics discussed include your credit, your budget, tax preparation, and how to strategize in the midst of high inflation and market volatility.</p>
<p>You can reach Moise Piram and the CloudVestors team at the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We'll wrap up first quarter 2022 at the end of March.  Mo goes over your first quarter report card.  Topics discussed include your credit, your budget, tax preparation, and how to strategize in the midst of high inflation and market volatility.</p>
<p>You can reach Moise Piram and the CloudVestors team at the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 04 Mar 2022 16:15:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/90086386/27424542.mp3" length="23290948" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/UwTsOn5Nfw4KOTistl3KSV7McqbH6Yjq6xHpMYxgz78/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTgv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1454</itunes:duration>
      <itunes:summary>We'll wrap up first quarter 2022 at the end of March.  Mo goes over your first quarter report card.  Topics discussed include your credit, your budget, tax preparation, and how to strategize in the midst of high inflation and market volatility.
You can reach Moise Piram and the CloudVestors team at the website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>We'll wrap up first quarter 2022 at the end of March.  Mo goes over your first quarter report card.  Topics discussed include your credit, your budget, tax preparation, and how to strategize in the midst of high inflation and market volatility.
You can r</itunes:subtitle>
      <itunes:keywords>credit, budget, taxes, inflation, volatility</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/90086386/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Ukraine-How The Situation Affects the U.S. Economy</title>
      <itunes:episode>91</itunes:episode>
      <podcast:episode>91</podcast:episode>
      <itunes:title>Ukraine-How The Situation Affects the U.S. Economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">41236c6a-754e-440a-a698-ae4d00fe33d3</guid>
      <link>https://share.transistor.fm/s/63b32d70</link>
      <description>
        <![CDATA[<p>Mo talks about the Russian invasion of Ukraine and how it has and could impact the markets and the U.S. economy.  He addresses what you should consider as you review portfolio.  You can contact Moise Piram and the team by visiting the CloudVestors website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo talks about the Russian invasion of Ukraine and how it has and could impact the markets and the U.S. economy.  He addresses what you should consider as you review portfolio.  You can contact Moise Piram and the team by visiting the CloudVestors website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 03 Mar 2022 14:35:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/63b32d70/3881fb38.mp3" length="30291001" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/uv3KkqmXoEvbyQEKcukolY4Mi49ubWKdxfKX9yXGLaM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTcv/MTcwNDQ2NTA1Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1891</itunes:duration>
      <itunes:summary>Mo talks about the Russian invasion of Ukraine and how it has and could impact the markets and the U.S. economy.  He addresses what you should consider as you review portfolio.  You can contact Moise Piram and the team by visiting the CloudVestors website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo talks about the Russian invasion of Ukraine and how it has and could impact the markets and the U.S. economy.  He addresses what you should consider as you review portfolio.  You can contact Moise Piram and the team by visiting the CloudVestors website</itunes:subtitle>
      <itunes:keywords>Ukraine, markets, economy, portolio, interest, rates</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/63b32d70/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Volatility and High Inflation-What Should We Be Doing?</title>
      <itunes:episode>90</itunes:episode>
      <podcast:episode>90</podcast:episode>
      <itunes:title>Volatility and High Inflation-What Should We Be Doing?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">837de0cc-7c91-448b-81d6-ae40014b770b</guid>
      <link>https://share.transistor.fm/s/96c09460</link>
      <description>
        <![CDATA[<p>We're going through times of volatility and it's creating a lot of uncertainty.  What moves should you consider in your financial life to play the cards we're being dealt?  Mo covers some good moves and strategies to possibly employ with volatility in the markets and high inflation.  The conversation spans the different periods of a person's financial life.</p>
<p>You can reach Moise Piram and the team by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We're going through times of volatility and it's creating a lot of uncertainty.  What moves should you consider in your financial life to play the cards we're being dealt?  Mo covers some good moves and strategies to possibly employ with volatility in the markets and high inflation.  The conversation spans the different periods of a person's financial life.</p>
<p>You can reach Moise Piram and the team by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 18 Feb 2022 19:30:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/96c09460/bd2da070.mp3" length="30750343" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/SuRmHvG3SIJ_Vc-TwUpO8qyhNs9LQmCJlRKwPwvibzo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTYv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1920</itunes:duration>
      <itunes:summary>We're going through times of volatility and it's creating a lot of uncertainty.  What moves should you consider in your financial life to play the cards we're being dealt?  Mo covers some good moves and strategies to possibly employ with volatility in the markets and high inflation.  The conversation spans the different periods of a person's financial life.
You can reach Moise Piram and the team by visiting the website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>We're going through times of volatility and it's creating a lot of uncertainty.  What moves should you consider in your financial life to play the cards we're being dealt?  Mo covers some good moves and strategies to possibly employ with volatility in the</itunes:subtitle>
      <itunes:keywords>volatility, inflation, investments, longterm, shortterm, sequence, returns, risk, reservefund</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/96c09460/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Finances in the Relationship</title>
      <itunes:episode>89</itunes:episode>
      <podcast:episode>89</podcast:episode>
      <itunes:title>Finances in the Relationship</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2563afe3-f1b0-43c9-84eb-ae390144ca64</guid>
      <link>https://share.transistor.fm/s/acf3f752</link>
      <description>
        <![CDATA[<p>Mo covers things to consider to foster a harmonious financial relationship for couples.  He stresses the importance of openness and proper communication so couples can be on the same page.  Mo talks about shared financial goals, investment strategies, family planning, legacy planning, and how to break down the finances between joint accounts and separate accounts.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers things to consider to foster a harmonious financial relationship for couples.  He stresses the importance of openness and proper communication so couples can be on the same page.  Mo talks about shared financial goals, investment strategies, family planning, legacy planning, and how to break down the finances between joint accounts and separate accounts.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Feb 2022 19:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/acf3f752/dcea995d.mp3" length="26830659" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/SOL1Z_VizvTdqjLAn9oguX09z4UdbdBUNElzpgnUZnU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTUv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1675</itunes:duration>
      <itunes:summary>Mo covers things to consider to foster a harmonious financial relationship for couples.  He stresses the importance of openness and proper communication so couples can be on the same page.  Mo talks about shared financial goals, investment strategies, family planning, legacy planning, and how to break down the finances between joint accounts and separate accounts.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers things to consider to foster a harmonious financial relationship for couples.  He stresses the importance of openness and proper communication so couples can be on the same page.  Mo talks about shared financial goals, investment strategies, fam</itunes:subtitle>
      <itunes:keywords>finances, relationships, investments, accounts, legacy, family</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/acf3f752/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Inflation-How Do We Get Through It</title>
      <itunes:episode>88</itunes:episode>
      <podcast:episode>88</podcast:episode>
      <itunes:title>Inflation-How Do We Get Through It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fd858e11-d4fc-4ead-b5bf-ae32017440e2</guid>
      <link>https://share.transistor.fm/s/08f9ab87</link>
      <description>
        <![CDATA[<p>We're seeing it.  Inflation like we haven't seen in decades.  How do we combat high inflation?  How do we not let it eat away at our savings and stop it from interrupting our investment strategies.  Mo takes at look at possible solutions and also talks about ways to play the investment game with the cards we've been dealt.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We're seeing it.  Inflation like we haven't seen in decades.  How do we combat high inflation?  How do we not let it eat away at our savings and stop it from interrupting our investment strategies.  Mo takes at look at possible solutions and also talks about ways to play the investment game with the cards we've been dealt.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 04 Feb 2022 22:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/08f9ab87/4fed5903.mp3" length="24363464" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/4sQPvYeyBjCDnRUqvipnPslyoQLAmlw7YSg3PtCG02U/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTQv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1521</itunes:duration>
      <itunes:summary>We're seeing it.  Inflation like we haven't seen in decades.  How do we combat high inflation?  How do we not let it eat away at our savings and stop it from interrupting our investment strategies.  Mo takes at look at possible solutions and also talks about ways to play the investment game with the cards we've been dealt.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>We're seeing it.  Inflation like we haven't seen in decades.  How do we combat high inflation?  How do we not let it eat away at our savings and stop it from interrupting our investment strategies.  Mo takes at look at possible solutions and also talks ab</itunes:subtitle>
      <itunes:keywords>inflation, savings, investments</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/08f9ab87/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Market Volatility-What's Causing It?</title>
      <itunes:episode>87</itunes:episode>
      <podcast:episode>87</podcast:episode>
      <itunes:title>Market Volatility-What's Causing It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">847a0f13-ec9f-4142-9d59-ae2a0159fb86</guid>
      <link>https://share.transistor.fm/s/e7a1252e</link>
      <description>
        <![CDATA[<p>What has caused the volatility in the markets so far in 2022?  Mo explains the uncertainty of the actions of the Fed regarding interest rates, inflation, and even world events and the role of each in making the markets jittery.  He also looks ahead for the rest of 2022 and talks about how he feels about the rest of the year.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What has caused the volatility in the markets so far in 2022?  Mo explains the uncertainty of the actions of the Fed regarding interest rates, inflation, and even world events and the role of each in making the markets jittery.  He also looks ahead for the rest of 2022 and talks about how he feels about the rest of the year.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Jan 2022 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e7a1252e/bcb0a296.mp3" length="24346752" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/pdTBV9Pvtij5i68TBpbOmCPgue-2NLUMUOGumurPjg4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTMv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1520</itunes:duration>
      <itunes:summary>What has caused the volatility in the markets so far in 2022?  Mo explains the uncertainty of the actions of the Fed regarding interest rates, inflation, and even world events and the role of each in making the markets jittery.  He also looks ahead for the rest of 2022 and talks about how he feels about the rest of the year.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>What has caused the volatility in the markets so far in 2022?  Mo explains the uncertainty of the actions of the Fed regarding interest rates, inflation, and even world events and the role of each in making the markets jittery.  He also looks ahead for th</itunes:subtitle>
      <itunes:keywords>interest, rates, inflation, gloval, events, markets, volatility</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/e7a1252e/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>2022-What To Expect</title>
      <itunes:episode>86</itunes:episode>
      <podcast:episode>86</podcast:episode>
      <itunes:title>2022-What To Expect</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3b0aa1cc-fff6-4d00-a4c8-ae24013976f9</guid>
      <link>https://share.transistor.fm/s/1418c939</link>
      <description>
        <![CDATA[<p>Mo takes a look at economic indicators for 2022 such as the stock market, inflation, interest rates, unemployment, and more.  He also takes a look at what strategies should be considered in light of these financial factors.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo takes a look at economic indicators for 2022 such as the stock market, inflation, interest rates, unemployment, and more.  He also takes a look at what strategies should be considered in light of these financial factors.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 Jan 2022 18:10:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1418c939/014a7b1c.mp3" length="35592311" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/3lo91RUBz9MwmfcN7nlZbVJLUVokiMfi1The-lwqNik/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTIv/MTcwNDQ2NTA1MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2222</itunes:duration>
      <itunes:summary>Mo takes a look at economic indicators for 2022 such as the stock market, inflation, interest rates, unemployment, and more.  He also takes a look at what strategies should be considered in light of these financial factors.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo takes a look at economic indicators for 2022 such as the stock market, inflation, interest rates, unemployment, and more.  He also takes a look at what strategies should be considered in light of these financial factors.
CloudVestorsSee omnystudio.com</itunes:subtitle>
      <itunes:keywords>inflation, confidence, unemployment, rates, strategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/1418c939/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Tax Season</title>
      <itunes:episode>85</itunes:episode>
      <podcast:episode>85</podcast:episode>
      <itunes:title>Tax Season</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">daf04f8d-2f96-4dd9-9e5b-ae1d0119700b</guid>
      <link>https://share.transistor.fm/s/d3a7913f</link>
      <description>
        <![CDATA[<p><strong>Mo covers what to expect for 2021 taxes including income brackets and rates for 2021 and looking ahead to 2022.  He also discusses the standard deduction, deductions and credits available, charitable deductions, and more.  Mo also talks about the IRA strategy still available for 2021 and proactive strategies looking ahead to 2022.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p>
<p><a>Tax Season 2022: What You Need To Know (And Looking Ahead to 2023) | RamseySolutions.com</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo covers what to expect for 2021 taxes including income brackets and rates for 2021 and looking ahead to 2022.  He also discusses the standard deduction, deductions and credits available, charitable deductions, and more.  Mo also talks about the IRA strategy still available for 2021 and proactive strategies looking ahead to 2022.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p>
<p><a>Tax Season 2022: What You Need To Know (And Looking Ahead to 2023) | RamseySolutions.com</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 14 Jan 2022 16:15:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/d3a7913f/a5618795.mp3" length="34979556" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Bapn6FkPpDYZn-AJGB4TXyY8mIZMDa5jnW5ReVAhhGo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTEv/MTcwNDQ2NTAzOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2184</itunes:duration>
      <itunes:summary>Mo covers what to expect for 2021 taxes including income brackets and rates for 2021 and looking ahead to 2022.  He also discusses the standard deduction, deductions and credits available, charitable deductions, and more.  Mo also talks about the IRA strategy still available for 2021 and proactive strategies looking ahead to 2022.
CloudVestors
Tax Season 2022: What You Need To Know (And Looking Ahead to 2023) | RamseySolutions.comSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo covers what to expect for 2021 taxes including income brackets and rates for 2021 and looking ahead to 2022.  He also discusses the standard deduction, deductions and credits available, charitable deductions, and more.  Mo also talks about the IRA stra</itunes:subtitle>
      <itunes:keywords>Taxes, rates, brackets, credits, deductions, standard, IRA, Roth</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/d3a7913f/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Financial Year in Review</title>
      <itunes:episode>84</itunes:episode>
      <podcast:episode>84</podcast:episode>
      <itunes:title>Financial Year in Review</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1683f86e-7eaa-4aea-8b9a-ae0e013ba5b4</guid>
      <link>https://share.transistor.fm/s/2e2cdfc1</link>
      <description>
        <![CDATA[<p>On the eve of 2022, Moise Piram takes a look back at the big financial stories of 2021.  Topics include the GameStop phenomenon, the coming of age of cryptocurrencies, high inflation, and a red hot housing market.</p>
<p>You can reach Moise Piram and the team at CloudVestors by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>On the eve of 2022, Moise Piram takes a look back at the big financial stories of 2021.  Topics include the GameStop phenomenon, the coming of age of cryptocurrencies, high inflation, and a red hot housing market.</p>
<p>You can reach Moise Piram and the team at CloudVestors by visiting the website below.</p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 31 Dec 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2e2cdfc1/6d7f6205.mp3" length="32072691" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/8jmlayVGSohYOvEiHpfxG8sngJKuSCPwatZTjH5vprQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NTAv/MTcwNDQ2NTAzOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2002</itunes:duration>
      <itunes:summary>On the eve of 2022, Moise Piram takes a look back at the big financial stories of 2021.  Topics include the GameStop phenomenon, the coming of age of cryptocurrencies, high inflation, and a red hot housing market.
You can reach Moise Piram and the team at CloudVestors by visiting the website below.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>On the eve of 2022, Moise Piram takes a look back at the big financial stories of 2021.  Topics include the GameStop phenomenon, the coming of age of cryptocurrencies, high inflation, and a red hot housing market.
You can reach Moise Piram and the team a</itunes:subtitle>
      <itunes:keywords>crypto, realestate, inflation, spending</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/2e2cdfc1/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Financial Resolutions</title>
      <itunes:episode>83</itunes:episode>
      <podcast:episode>83</podcast:episode>
      <itunes:title>Financial Resolutions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/31374c4c</link>
      <description>
        <![CDATA[<p><strong>Mo has some great ideas to consider when making your financial resolutions for 2022.  Topics covered include developing a serious spending plan, considering refi, eliminating debt, and boosting your retirement savings.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p><strong>Mo has some great ideas to consider when making your financial resolutions for 2022.  Topics covered include developing a serious spending plan, considering refi, eliminating debt, and boosting your retirement savings.</strong></p>
<p><a href="https://cloudvestors.com">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Dec 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/31374c4c/13c6e192.mp3" length="31090478" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/LmeM1TY06cyy_eB_r2KF7GXMu-fh_yGRievfBi3cEiE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDkv/MTcwNDQ2NTAzNC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1941</itunes:duration>
      <itunes:summary>Mo has some great ideas to consider when making your financial resolutions for 2022.  Topics covered include developing a serious spending plan, considering refi, eliminating debt, and boosting your retirement savings.
CloudVestorsSee omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>Mo has some great ideas to consider when making your financial resolutions for 2022.  Topics covered include developing a serious spending plan, considering refi, eliminating debt, and boosting your retirement savings.
CloudVestorsSee omnystudio.com/list</itunes:subtitle>
      <itunes:keywords>Refi, debt, budget, savings, retirement, investments, credit</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
      <podcast:chapters url="https://share.transistor.fm/s/31374c4c/chapters.json" type="application/json+chapters"/>
    </item>
    <item>
      <title>Portfolio Examination</title>
      <itunes:episode>82</itunes:episode>
      <podcast:episode>82</podcast:episode>
      <itunes:title>Portfolio Examination</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6a1cc248-e111-4969-8235-28b3f13ad379</guid>
      <link>https://share.transistor.fm/s/731df7bd</link>
      <description>
        <![CDATA[<p>Mo takes your portfolio to the financial doctor for an annual checkup.  The topic is the annual review of your portfolio and what should be examined at the end of the year including your diversification, your risk, and your goals moving forward.  Mo also talks about the need to check your performance over the last year and the make sure no deadlines are missed including tax opportunities and required minimum distributions if you are 72 or older.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo takes your portfolio to the financial doctor for an annual checkup.  The topic is the annual review of your portfolio and what should be examined at the end of the year including your diversification, your risk, and your goals moving forward.  Mo also talks about the need to check your performance over the last year and the make sure no deadlines are missed including tax opportunities and required minimum distributions if you are 72 or older.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Dec 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/731df7bd/559709ba.mp3" length="32110543" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/0WFToWfMNi6H9P-Va8f9Z32dW9GwYeFNDV9XJa8PlFQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDgv/MTcwNDQ2NTAzMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2005</itunes:duration>
      <itunes:summary>Mo takes your portfolio to the financial doctor for an annual checkup.  The topic is the annual review of your portfolio and what should be examined at the end of the year including your diversification, your risk, and your goals moving...</itunes:summary>
      <itunes:subtitle>Mo takes your portfolio to the financial doctor for an annual checkup.  The topic is the annual review of your portfolio and what should be examined at the end of the year including your diversification, your risk, and your goals moving...</itunes:subtitle>
      <itunes:keywords>goals, performance, taxes, portfolio, rmds</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Christmas Bonus-What To Do With It</title>
      <itunes:episode>81</itunes:episode>
      <podcast:episode>81</podcast:episode>
      <itunes:title>Christmas Bonus-What To Do With It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">5f9e0432-4d9f-4343-ba10-e72884887d87</guid>
      <link>https://share.transistor.fm/s/6172ce00</link>
      <description>
        <![CDATA[<p>Mo discusses several efficient ways to use your Christmas bonus.  Some of the options include paying off debt, shoring up your emergency fund, and even using it to max out your 401(k).  See the link below for a Dave Ramsey article addressing this same subject.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/saving/christmas-bonus-smart-ways-to-make-it-count" rel="noopener">https://www.ramseysolutions.com/saving/christmas-bonus-smart-ways-to-make-it-count</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo discusses several efficient ways to use your Christmas bonus.  Some of the options include paying off debt, shoring up your emergency fund, and even using it to max out your 401(k).  See the link below for a Dave Ramsey article addressing this same subject.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/saving/christmas-bonus-smart-ways-to-make-it-count" rel="noopener">https://www.ramseysolutions.com/saving/christmas-bonus-smart-ways-to-make-it-count</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Dec 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6172ce00/5c23b045.mp3" length="26339793" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/yGN77yKpc9z1iFVZAUaNgNTgCI8E2DBL2rMfLIMn5Yk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDcv/MTcwNDQ2NTAzMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1644</itunes:duration>
      <itunes:summary>Mo discusses several efficient ways to use your Christmas bonus.  Some of the options include paying off debt, shoring up your emergency fund, and even using it to max out your 401(k).  See the link below for a Dave Ramsey article addressing...</itunes:summary>
      <itunes:subtitle>Mo discusses several efficient ways to use your Christmas bonus.  Some of the options include paying off debt, shoring up your emergency fund, and even using it to max out your 401(k).  See the link below for a Dave Ramsey article addressing...</itunes:subtitle>
      <itunes:keywords>savings, debt, christmas, vacation, 401k, bonus</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Year End Financial Review</title>
      <itunes:episode>80</itunes:episode>
      <podcast:episode>80</podcast:episode>
      <itunes:title>Year End Financial Review</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">39b481e8-e00b-4e91-b6b3-d573330771f7</guid>
      <link>https://share.transistor.fm/s/957e139c</link>
      <description>
        <![CDATA[<p>Mo covers financial items to check off your to do list at the end of the year.  He also stresses this is a great time to assess your financial strategies.  Mo encourages checking your spending over the year, evaluating your saving methods, your debt payoff moves, and any tax deadlines you may face.</p> <p>You can reach Moise Piram and the team at Cloud Vestors by visiting <a href="http://www.cloudvestors.com">www.cloudvestors.com</a>.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo covers financial items to check off your to do list at the end of the year.  He also stresses this is a great time to assess your financial strategies.  Mo encourages checking your spending over the year, evaluating your saving methods, your debt payoff moves, and any tax deadlines you may face.</p> <p>You can reach Moise Piram and the team at Cloud Vestors by visiting <a href="http://www.cloudvestors.com">www.cloudvestors.com</a>.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Dec 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/957e139c/edafdc5c.mp3" length="33714256" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/6Yu1xXYV6aN36rt6N8BflsOKUdypnTx_ROcqoQ-rUpM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDYv/MTcwNDQ2NTAyNS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2105</itunes:duration>
      <itunes:summary>Mo covers financial items to check off your to do list at the end of the year.  He also stresses this is a great time to assess your financial strategies.  Mo encourages checking your spending over the year, evaluating your saving methods,...</itunes:summary>
      <itunes:subtitle>Mo covers financial items to check off your to do list at the end of the year.  He also stresses this is a great time to assess your financial strategies.  Mo encourages checking your spending over the year, evaluating your saving methods,...</itunes:subtitle>
      <itunes:keywords>review, debt, saving, spending, taxes, Protection, yearly</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Holiday Gift Budgeting</title>
      <itunes:episode>79</itunes:episode>
      <podcast:episode>79</podcast:episode>
      <itunes:title>Holiday Gift Budgeting</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">089e262f-14c6-4798-998c-6f4744453ba9</guid>
      <link>https://share.transistor.fm/s/cba8eb97</link>
      <description>
        <![CDATA[<p>Mo offers tips on gift buying for the holidays and how to not let it bust your budget.  He suggests a gift buying budget, saving ahead of time, and some things to consider when you find a better deal than your original budget anticipated.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo offers tips on gift buying for the holidays and how to not let it bust your budget.  He suggests a gift buying budget, saving ahead of time, and some things to consider when you find a better deal than your original budget anticipated.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Wed, 24 Nov 2021 16:11:47 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cba8eb97/35f2ac91.mp3" length="26151282" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/jgxdXXJW17O7nQXKQbwhMPAG3qkQNfpXpQQX1XpPQVM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDUv/MTcwNDQ2NTAyNS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1632</itunes:duration>
      <itunes:summary>Mo offers tips on gift buying for the holidays and how to not let it bust your budget.  He suggests a gift buying budget, saving ahead of time, and some things to consider when you find a better deal than your original budget anticipated.</itunes:summary>
      <itunes:subtitle>Mo offers tips on gift buying for the holidays and how to not let it bust your budget.  He suggests a gift buying budget, saving ahead of time, and some things to consider when you find a better deal than your original budget anticipated.</itunes:subtitle>
      <itunes:keywords>holidays, Gifts, christmas, shopping, Budgeting, Deals</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement-Are You Ready?</title>
      <itunes:episode>78</itunes:episode>
      <podcast:episode>78</podcast:episode>
      <itunes:title>Retirement-Are You Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/df8ca9b3</link>
      <description>
        <![CDATA[<p>Mo runs down a good list to compile when you are nearing retirement.  This list includes determining your retirement age, your Social Security claiming age, strategies involving your pension, building a personal pension, health and long term care protection, and estate planning.</p> <p>Moise Piram and the team are ready to help you no matter where you are in your financial life.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo runs down a good list to compile when you are nearing retirement.  This list includes determining your retirement age, your Social Security claiming age, strategies involving your pension, building a personal pension, health and long term care protection, and estate planning.</p> <p>Moise Piram and the team are ready to help you no matter where you are in your financial life.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 12 Nov 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/df8ca9b3/a3e1344b.mp3" length="45708849" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/aCJVfLTs1uqfhBR2EhTOEMzg_HZmAgB52Ou8q8kB6vw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDQv/MTcwNDQ2NTAyNS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2855</itunes:duration>
      <itunes:summary>Mo runs down a good list to compile when you are nearing retirement.  This list includes determining your retirement age, your Social Security claiming age, strategies involving your pension, building a personal pension, health and long term care...</itunes:summary>
      <itunes:subtitle>Mo runs down a good list to compile when you are nearing retirement.  This list includes determining your retirement age, your Social Security claiming age, strategies involving your pension, building a personal pension, health and long term care...</itunes:subtitle>
      <itunes:keywords>Age, estate, pension, Retirement, healthcare, wills, Annuities, trusts, socialsecurity, longtermcare</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Changes in 2022-Contribution Limits-Social Security COLA</title>
      <itunes:episode>77</itunes:episode>
      <podcast:episode>77</podcast:episode>
      <itunes:title>Changes in 2022-Contribution Limits-Social Security COLA</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">75ac231b-afd3-48a7-af42-fb2b3297f1ad</guid>
      <link>https://share.transistor.fm/s/34f85e1c</link>
      <description>
        <![CDATA[<p>Mo discusses the recently released changes to contribution limits for those with a 401(k), IRA, SEP, Simple, Solo 401(k) and what was increased and what wasn't.  He also discusses the Social Security cost of living adjustment for 2022 and the increase in the salary amount that would make the salary for the rest of the year exempt from payroll tax that funds Social Security.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo discusses the recently released changes to contribution limits for those with a 401(k), IRA, SEP, Simple, Solo 401(k) and what was increased and what wasn't.  He also discusses the Social Security cost of living adjustment for 2022 and the increase in the salary amount that would make the salary for the rest of the year exempt from payroll tax that funds Social Security.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Nov 2021 19:35:52 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/34f85e1c/98697046.mp3" length="17295596" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/yNtHsEz-aqZFdBLnFDp0S1fPfhSqQFZd8Fd2oeFdpZc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDMv/MTcwNDQ2NTAyNS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1079</itunes:duration>
      <itunes:summary>Mo discusses the recently released changes to contribution limits for those with a 401(k), IRA, SEP, Simple, Solo 401(k) and what was increased and what wasn't.  He also discusses the Social Security cost of living adjustment for 2022 and the...</itunes:summary>
      <itunes:subtitle>Mo discusses the recently released changes to contribution limits for those with a 401(k), IRA, SEP, Simple, Solo 401(k) and what was increased and what wasn't.  He also discusses the Social Security cost of living adjustment for 2022 and the...</itunes:subtitle>
      <itunes:keywords>simple, ira, 401k, solo, cola, socialsecurity, sep</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investing in Funds</title>
      <itunes:episode>76</itunes:episode>
      <podcast:episode>76</podcast:episode>
      <itunes:title>Investing in Funds</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d73cb141-01f7-4c3b-b0ac-b57c9f26cf11</guid>
      <link>https://share.transistor.fm/s/3e53db53</link>
      <description>
        <![CDATA[<p>Mo goes over what to consider when investing in funds.  What's in mutual funds?  He breaks down the choices such as domestic large cap funds or international small cap growth mutual funds.  Mo talks about considering the overall objective and he delves into cost and how to watch for fees.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo goes over what to consider when investing in funds.  What's in mutual funds?  He breaks down the choices such as domestic large cap funds or international small cap growth mutual funds.  Mo talks about considering the overall objective and he delves into cost and how to watch for fees.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 29 Oct 2021 16:30:11 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3e53db53/9e923d56.mp3" length="37319983" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/u_7VJeiELE0gZhYKH0F6WNJwC5JqY7_fpLZPivDJ3v4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDIv/MTcwNDQ2NTAxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2330</itunes:duration>
      <itunes:summary>Mo goes over what to consider when investing in funds.  What's in mutual funds?  He breaks down the choices such as domestic large cap funds or international small cap growth mutual funds.  Mo talks about considering the overall...</itunes:summary>
      <itunes:subtitle>Mo goes over what to consider when investing in funds.  What's in mutual funds?  He breaks down the choices such as domestic large cap funds or international small cap growth mutual funds.  Mo talks about considering the overall...</itunes:subtitle>
      <itunes:keywords>Investments, funds, mutual, fees, largecap, smallcap</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>4% Rule-What Is It?  Does It Work?  What's a Better Strategy</title>
      <itunes:episode>75</itunes:episode>
      <podcast:episode>75</podcast:episode>
      <itunes:title>4% Rule-What Is It?  Does It Work?  What's a Better Strategy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f19b3fef-69bc-4ec9-bda1-db2a26c32867</guid>
      <link>https://share.transistor.fm/s/9b77cc78</link>
      <description>
        <![CDATA[<p>Mo breaks down the 4 percent rule.  What is it?  How does it work?  Does it work?  If so, what rules should you follow and make sure you don't break.  What are the alternatives in your withdrawal strategies?  Mo covers it all and untangles the 4 percent rule.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo breaks down the 4 percent rule.  What is it?  How does it work?  Does it work?  If so, what rules should you follow and make sure you don't break.  What are the alternatives in your withdrawal strategies?  Mo covers it all and untangles the 4 percent rule.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 22 Oct 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/9b77cc78/cbbb5af5.mp3" length="27823574" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/cbgvf3XiuFFoWXh96EdZbp6YZsXLBWiJEzNhASLRG6I/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDEv/MTcwNDQ2NTAxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1737</itunes:duration>
      <itunes:summary>Mo breaks down the 4 percent rule.  What is it?  How does it work?  Does it work?  If so, what rules should you follow and make sure you don't break.  What are the alternatives in your withdrawal strategies?  Mo covers it...</itunes:summary>
      <itunes:subtitle>Mo breaks down the 4 percent rule.  What is it?  How does it work?  Does it work?  If so, what rules should you follow and make sure you don't break.  What are the alternatives in your withdrawal strategies?  Mo covers it...</itunes:subtitle>
      <itunes:keywords>rule, 4, Strategies, withdrawal</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Open Enrollment-Your Employer Sponsored Health Plan</title>
      <itunes:episode>74</itunes:episode>
      <podcast:episode>74</podcast:episode>
      <itunes:title>Open Enrollment-Your Employer Sponsored Health Plan</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6a8cfcee-e3b3-4308-bd99-bc55b1e2a66a</guid>
      <link>https://share.transistor.fm/s/06495a8a</link>
      <description>
        <![CDATA[<p>Mo looks at the things you should consider during the open enrollment period for your employer sponsored health plan.  Should you keep it as it is or is it better to take a look at changes in your life and in the plan?  He looks at the options of high deductible versus higher premiums, HSAs, and dental and vision.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo looks at the things you should consider during the open enrollment period for your employer sponsored health plan.  Should you keep it as it is or is it better to take a look at changes in your life and in the plan?  He looks at the options of high deductible versus higher premiums, HSAs, and dental and vision.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 15 Oct 2021 19:47:16 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/06495a8a/65878e77.mp3" length="28697518" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/PM6Ji2eMQwvbz9SwMCVtKPT_oLgBmsByn2Z-Lab2Mz4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2NDAv/MTcwNDQ2NTAxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1792</itunes:duration>
      <itunes:summary>Mo looks at the things you should consider during the open enrollment period for your employer sponsored health plan.  Should you keep it as it is or is it better to take a look at changes in your life and in the plan?  He looks at the...</itunes:summary>
      <itunes:subtitle>Mo looks at the things you should consider during the open enrollment period for your employer sponsored health plan.  Should you keep it as it is or is it better to take a look at changes in your life and in the plan?  He looks at the...</itunes:subtitle>
      <itunes:keywords>health, Vision, DENTAL, Plan, enrollment, HSA, premiums, deductible</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Challenges for Social Security</title>
      <itunes:episode>73</itunes:episode>
      <podcast:episode>73</podcast:episode>
      <itunes:title>Challenges for Social Security</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">33f8bd3b-2930-4954-99f6-a79cb91ccabf</guid>
      <link>https://share.transistor.fm/s/71da4d29</link>
      <description>
        <![CDATA[<p>Projections show that Social Security's trust funds will face challenges in 2034 in their ability to pay full benefits.  Mo looks at the options to face those challenges including raising the payroll tax, an income donut hole, raising the full retirement age, or making changes to the percentage of Social Security benefits subject to taxation.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Projections show that Social Security's trust funds will face challenges in 2034 in their ability to pay full benefits.  Mo looks at the options to face those challenges including raising the payroll tax, an income donut hole, raising the full retirement age, or making changes to the percentage of Social Security benefits subject to taxation.</p> <p><a href="https://cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Oct 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/71da4d29/8f6e7fc7.mp3" length="38887342" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/b0_6ZLow9SUE4XfTd8dRQ9ophI-5OC_Xczn7ey3lKkA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mzkv/MTcwNDQ2NTAxMi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2428</itunes:duration>
      <itunes:summary>Projections show that Social Security's trust funds will face challenges in 2034 in their ability to pay full benefits.  Mo looks at the options to face those challenges including raising the payroll tax, an income donut hole, raising the full...</itunes:summary>
      <itunes:subtitle>Projections show that Social Security's trust funds will face challenges in 2034 in their ability to pay full benefits.  Mo looks at the options to face those challenges including raising the payroll tax, an income donut hole, raising the full...</itunes:subtitle>
      <itunes:keywords>taxes, benefits, fra, socialsecurity, 2034, trustfund, payrolltax, donuthole</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement:  Are You Ready?</title>
      <itunes:episode>72</itunes:episode>
      <podcast:episode>72</podcast:episode>
      <itunes:title>Retirement:  Are You Ready?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1d999939-1bd5-41f1-9663-1c834a27c4e8</guid>
      <link>https://share.transistor.fm/s/44058a02</link>
      <description>
        <![CDATA[<p>Mo discusses what you should consider in helping to determine if you are ready to retire.  What's your target date?  Do you have multiple streams of income in place?  He also covers Social Security maximization, estate planning, proactive tax strategies, and the importance of planning for a long term retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo discusses what you should consider in helping to determine if you are ready to retire.  What's your target date?  Do you have multiple streams of income in place?  He also covers Social Security maximization, estate planning, proactive tax strategies, and the importance of planning for a long term retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Oct 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/44058a02/5a0774d3.mp3" length="38065631" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/owU9PlcFXQl7dlsZtvvtLAS9XYp1xFElyEo9YJad3WI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mzgv/MTcwNDQ2NTAxMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2377</itunes:duration>
      <itunes:summary>Mo discusses what you should consider in helping to determine if you are ready to retire.  What's your target date?  Do you have multiple streams of income in place?  He also covers Social Security maximization, estate planning,...</itunes:summary>
      <itunes:subtitle>Mo discusses what you should consider in helping to determine if you are ready to retire.  What's your target date?  Do you have multiple streams of income in place?  He also covers Social Security maximization, estate planning,...</itunes:subtitle>
      <itunes:keywords>estate, Retirement, taxes, income, socialsecurity</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>IRA:  The Right Moves and The Wrong Moves</title>
      <itunes:episode>71</itunes:episode>
      <podcast:episode>71</podcast:episode>
      <itunes:title>IRA:  The Right Moves and The Wrong Moves</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ca1b891a-a58a-45f8-a0fd-96d8aa297b45</guid>
      <link>https://share.transistor.fm/s/0d47f668</link>
      <description>
        <![CDATA[<p>Mo breaks down the IRA and mistakes to avoid in your strategies.  He also discusses tax strategies including whether to go all traditional, all Roth, or a blend of both.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo breaks down the IRA and mistakes to avoid in your strategies.  He also discusses tax strategies including whether to go all traditional, all Roth, or a blend of both.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Sep 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/0d47f668/193c7e08.mp3" length="38600633" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/5kNBEWtAwTQMSGVWLHFUeFmjtODTGoX-UlMpYSzqZUU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mzcv/MTcwNDQ2NTAxMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2410</itunes:duration>
      <itunes:summary>Mo breaks down the IRA and mistakes to avoid in your strategies.  He also discusses tax strategies including whether to go all traditional, all Roth, or a blend of both.</itunes:summary>
      <itunes:subtitle>Mo breaks down the IRA and mistakes to avoid in your strategies.  He also discusses tax strategies including whether to go all traditional, all Roth, or a blend of both.</itunes:subtitle>
      <itunes:keywords>taxes, ira, selfdirectedira, rothira, sepira, traditionalira</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Dissecting Financial Planning</title>
      <itunes:episode>70</itunes:episode>
      <podcast:episode>70</podcast:episode>
      <itunes:title>Dissecting Financial Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1d987559-1ff2-447e-95db-c3c169343545</guid>
      <link>https://share.transistor.fm/s/7a04dfb4</link>
      <description>
        <![CDATA[<p>Mo pulls back the curtain and explains the inner workings of proper financial planning throughout your adult life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Mo pulls back the curtain and explains the inner workings of proper financial planning throughout your adult life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 17 Sep 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7a04dfb4/5401e272.mp3" length="33368608" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/-Bx6ryrz4MVrbo1cHGI9ewA2zvqAVZfqN6PW0LY5A2M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzYv/MTcwNDQ2NTAxMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2083</itunes:duration>
      <itunes:summary>Mo pulls back the curtain and explains the inner workings of proper financial planning throughout your adult life.</itunes:summary>
      <itunes:subtitle>Mo pulls back the curtain and explains the inner workings of proper financial planning throughout your adult life.</itunes:subtitle>
      <itunes:keywords>savings, debt, Investments, taxes, financialplan, estateplan</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security Maximization</title>
      <itunes:episode>69</itunes:episode>
      <podcast:episode>69</podcast:episode>
      <itunes:title>Social Security Maximization</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e9d1e4d8-39ed-4bbb-b377-4b931d4f2401</guid>
      <link>https://share.transistor.fm/s/7bf4e05a</link>
      <description>
        <![CDATA[<p>Social Security:</p> <ul> <li>When to take it</li> <li>How to maximize your benefits</li> <li>Strategies for the surviving spouse</li> <li>A look back at the history</li> </ul> <p>All discussed by Moise Piram in this episode.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Social Security:</p> <ul> <li>When to take it</li> <li>How to maximize your benefits</li> <li>Strategies for the surviving spouse</li> <li>A look back at the history</li> </ul> <p>All discussed by Moise Piram in this episode.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Sep 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7bf4e05a/259dedd5.mp3" length="38741890" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/z2NlGHmrgx5xBm9_sqYWEeVAnnoOCrJLKHnkrVvLwfw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzUv/MTcwNDQ2NTAxMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2419</itunes:duration>
      <itunes:summary>Social Security:  When to take it How to maximize your benefits Strategies for the surviving spouse A look back at the history  All discussed by Moise Piram in this episode.</itunes:summary>
      <itunes:subtitle>Social Security:  When to take it How to maximize your benefits Strategies for the surviving spouse A look back at the history  All discussed by Moise Piram in this episode.</itunes:subtitle>
      <itunes:keywords>history, socialsecurity, claimingages, spousalstrategies</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Estate Planning-An Overall Inventory of What Is Needed</title>
      <itunes:episode>68</itunes:episode>
      <podcast:episode>68</podcast:episode>
      <itunes:title>Estate Planning-An Overall Inventory of What Is Needed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">36934967-8105-4e73-ab25-6677b8d3b350</guid>
      <link>https://share.transistor.fm/s/6350849f</link>
      <description>
        <![CDATA[<p>Moise Piram explains how at least certain components of estate planning should be considered during earlier times of your life than you may think.  It's not a cookie cutter approach but he covers the different aspects including wills, living wills, powers of attorney, and even setting up guardians for your children.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram explains how at least certain components of estate planning should be considered during earlier times of your life than you may think.  It's not a cookie cutter approach but he covers the different aspects including wills, living wills, powers of attorney, and even setting up guardians for your children.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 03 Sep 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6350849f/bc0b0512.mp3" length="32931866" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/a46gf-SveL5wg4OyqUpWLoSZBAgfIgSjm4Wf4gJ2LKc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzQv/MTcwNDQ2NTAxMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2056</itunes:duration>
      <itunes:summary>Moise Piram explains how at least certain components of estate planning should be considered during earlier times of your life than you may think.  It's not a cookie cutter approach but he covers the different aspects including wills, living...</itunes:summary>
      <itunes:subtitle>Moise Piram explains how at least certain components of estate planning should be considered during earlier times of your life than you may think.  It's not a cookie cutter approach but he covers the different aspects including wills, living...</itunes:subtitle>
      <itunes:keywords>Guardians, wills, trusts, estateplanning, livingwills</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Inflation-How To Deal With It</title>
      <itunes:episode>67</itunes:episode>
      <podcast:episode>67</podcast:episode>
      <itunes:title>Inflation-How To Deal With It</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c3e7154e-23cb-4cef-bf2d-8dd3f3c3694e</guid>
      <link>https://share.transistor.fm/s/46908325</link>
      <description>
        <![CDATA[<p>We're seeing it.  We're talking about it.  It's inflation.  In this episode, Moise Piram covers inflation.  What is it?  What's making it spike?  How do you protect yourself against inflation?  That's covered in this podcast.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/retirement/what-is-inflation">https://www.ramseysolutions.com/retirement/what-is-inflation</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We're seeing it.  We're talking about it.  It's inflation.  In this episode, Moise Piram covers inflation.  What is it?  What's making it spike?  How do you protect yourself against inflation?  That's covered in this podcast.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/retirement/what-is-inflation">https://www.ramseysolutions.com/retirement/what-is-inflation</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Aug 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/46908325/6a549ab5.mp3" length="32081712" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/hLe68_n3SWziFkRJayKGtWlAw2Wkcb6i5p_igYOp_us/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzMv/MTcwNDQ2NTAwMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2003</itunes:duration>
      <itunes:summary>We're seeing it.  We're talking about it.  It's inflation.  In this episode, Moise Piram covers inflation.  What is it?  What's making it spike?  How do you protect yourself against inflation?  That's covered in this...</itunes:summary>
      <itunes:subtitle>We're seeing it.  We're talking about it.  It's inflation.  In this episode, Moise Piram covers inflation.  What is it?  What's making it spike?  How do you protect yourself against inflation?  That's covered in this...</itunes:subtitle>
      <itunes:keywords>inflation, financialprotection, costpush, demandpull</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Plan-What Is It?</title>
      <itunes:episode>66</itunes:episode>
      <podcast:episode>66</podcast:episode>
      <itunes:title>Financial Plan-What Is It?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8ff58238-f5d0-43a2-899f-e1d9dbb9b47a</guid>
      <link>https://share.transistor.fm/s/64c04e24</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram talks about getting a financial plan.  We hear it talked about a lot but in broad terms.  Mo covers more specifics on financial planning and how the strategies can change in your plan over time.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p>800-419-6164</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram talks about getting a financial plan.  We hear it talked about a lot but in broad terms.  Mo covers more specifics on financial planning and how the strategies can change in your plan over time.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p>800-419-6164</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Aug 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/64c04e24/df246bc0.mp3" length="29345330" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/zf0CvUvBtN9yfqy1yP9TO7iL-NxpXVKfKXKugH-jD6s/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzIv/MTcwNDQ2NDk5OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1832</itunes:duration>
      <itunes:summary>In this episode, Moise Piram talks about getting a financial plan.  We hear it talked about a lot but in broad terms.  Mo covers more specifics on financial planning and how the strategies can change in your plan over time.  800-419-6164</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram talks about getting a financial plan.  We hear it talked about a lot but in broad terms.  Mo covers more specifics on financial planning and how the strategies can change in your plan over time.  800-419-6164</itunes:subtitle>
      <itunes:keywords>Wealth, Investments, taxes, Strategies, inflation, financialplan</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Review</title>
      <itunes:episode>65</itunes:episode>
      <podcast:episode>65</podcast:episode>
      <itunes:title>Financial Review</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d12c7d63-a4f3-41d1-afe8-2221d61a7d13</guid>
      <link>https://share.transistor.fm/s/f45f6d4c</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram talks about the importance of doing periodic financial reviews to make sure you're on track throughout your life and especially in reaching the ultimate goal of successful retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram talks about the importance of doing periodic financial reviews to make sure you're on track throughout your life and especially in reaching the ultimate goal of successful retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 13 Aug 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/f45f6d4c/a5064062.mp3" length="42507690" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/wnI-IVqxilkg_cr6kPw4QowyLIA5StYLw8qeKMmag3E/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzEv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2655</itunes:duration>
      <itunes:summary>In this episode, Moise Piram talks about the importance of doing periodic financial reviews to make sure you're on track throughout your life and especially in reaching the ultimate goal of successful retirement.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram talks about the importance of doing periodic financial reviews to make sure you're on track throughout your life and especially in reaching the ultimate goal of successful retirement.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Funding an IRA for Your Child</title>
      <itunes:episode>64</itunes:episode>
      <podcast:episode>64</podcast:episode>
      <itunes:title>Funding an IRA for Your Child</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">58d97587-131d-405f-ba84-0dc0de9d6362</guid>
      <link>https://share.transistor.fm/s/bb83a4db</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram talks about ways you can start and fund an IRA for your child or grandchild if they have earned income.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram talks about ways you can start and fund an IRA for your child or grandchild if they have earned income.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Aug 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/bb83a4db/f204ca16.mp3" length="26955442" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/1p9WvpULt_fP4ADUgqvSq3WdEexCgG8_jpZBMO-cNNk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MzAv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1683</itunes:duration>
      <itunes:summary>In this episode, Moise Piram talks about ways you can start and fund an IRA for your child or grandchild if they have earned income.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram talks about ways you can start and fund an IRA for your child or grandchild if they have earned income.</itunes:subtitle>
      <itunes:keywords>savings, education, child, Retirement, financial, ira, grandchild</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mo's Wedding Day!  Budgeting for Weddings</title>
      <itunes:episode>63</itunes:episode>
      <podcast:episode>63</podcast:episode>
      <itunes:title>Mo's Wedding Day!  Budgeting for Weddings</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">21554be7-c289-4920-a8d3-190bfa91fc6c</guid>
      <link>https://share.transistor.fm/s/7e352fc0</link>
      <description>
        <![CDATA[<p>This is Moise Piram's special wedding day podcast.  As he prepares for his wedding day, he discusses the wedding day budget and offers tips on how to pay for the different services that are involved in the big day.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.theknot.com/content/wedding-budget-ways-to-save-money" rel="noopener">https://www.theknot.com/content/wedding-budget-ways-to-save-money</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>This is Moise Piram's special wedding day podcast.  As he prepares for his wedding day, he discusses the wedding day budget and offers tips on how to pay for the different services that are involved in the big day.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.theknot.com/content/wedding-budget-ways-to-save-money" rel="noopener">https://www.theknot.com/content/wedding-budget-ways-to-save-money</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 30 Jul 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7e352fc0/e1fad066.mp3" length="38611500" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/0xOqEYD6WIo_iB_vQdpeQZocT0YcxTGUMAtu9C1zYUM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mjkv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2411</itunes:duration>
      <itunes:summary>This is Moise Piram's special wedding day podcast.  As he prepares for his wedding day, he discusses the wedding day budget and offers tips on how to pay for the different services that are involved in the big day.</itunes:summary>
      <itunes:subtitle>This is Moise Piram's special wedding day podcast.  As he prepares for his wedding day, he discusses the wedding day budget and offers tips on how to pay for the different services that are involved in the big day.</itunes:subtitle>
      <itunes:keywords>bands, weddings, djs, photographers, videographers, budgets, Planners, venues, florists</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Mutual Fund and ETF</title>
      <itunes:episode>62</itunes:episode>
      <podcast:episode>62</podcast:episode>
      <itunes:title>Mutual Fund and ETF</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">ea009a05-ebe8-4b12-8017-368704337fe0</guid>
      <link>https://share.transistor.fm/s/6b311f64</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram talks about the differences between an ETF and a mutual fund.  He discusses the benefits of each and any potential disadvantages.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestor</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram talks about the differences between an ETF and a mutual fund.  He discusses the benefits of each and any potential disadvantages.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestor</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 23 Jul 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6b311f64/16149e02.mp3" length="34987772" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/D0NBU5FhBgiLEtTp5JvBgdvfi9g7ccANLU6sGpC9wxc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mjgv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2185</itunes:duration>
      <itunes:summary>In this episode, Moise Piram talks about the differences between an ETF and a mutual fund.  He discusses the benefits of each and any potential disadvantages.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram talks about the differences between an ETF and a mutual fund.  He discusses the benefits of each and any potential disadvantages.</itunes:subtitle>
      <itunes:keywords>money, strategy, fund, investment, trading, ETF, mutual</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Successful Retirement</title>
      <itunes:episode>61</itunes:episode>
      <podcast:episode>61</podcast:episode>
      <itunes:title>Successful Retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4836a466-7c26-4733-9efe-af029dc9e289</guid>
      <link>https://share.transistor.fm/s/8a33e2d0</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram discusses the proper strategies for a successful retirement with the right investment and tax moves and a good income plan.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram discusses the proper strategies for a successful retirement with the right investment and tax moves and a good income plan.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 16 Jul 2021 18:37:40 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8a33e2d0/6201504b.mp3" length="29227460" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/kTNQlw5mjd02CmnvRzcc3Jbjubk2tYaQKyk1c10exV0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2Mjcv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1825</itunes:duration>
      <itunes:summary>In this episode, Moise Piram discusses the proper strategies for a successful retirement with the right investment and tax moves and a good income plan.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram discusses the proper strategies for a successful retirement with the right investment and tax moves and a good income plan.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Passive Income-Who Wouldn't Want That?</title>
      <itunes:episode>60</itunes:episode>
      <podcast:episode>60</podcast:episode>
      <itunes:title>Passive Income-Who Wouldn't Want That?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6dbaf806-4d2e-4eb5-8baa-2fa9a22ca2ea</guid>
      <link>https://share.transistor.fm/s/572c7cea</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram talks about passive income.  That's income you can build with little to no ongoing effort.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/retirement/what-is-passive-income" rel="noopener">https://www.ramseysolutions.com/retirement/what-is-passive-income</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram talks about passive income.  That's income you can build with little to no ongoing effort.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.ramseysolutions.com/retirement/what-is-passive-income" rel="noopener">https://www.ramseysolutions.com/retirement/what-is-passive-income</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Jul 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/572c7cea/1df7bd3e.mp3" length="28579223" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/77oHO56REoEBWKPTum9ei32qTe3nGZc8gasKW1Rfgpw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjYv/MTcwNDQ2NDk5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1784</itunes:duration>
      <itunes:summary>In this episode, Moise Piram talks about passive income.  That's income you can build with little to no ongoing effort.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram talks about passive income.  That's income you can build with little to no ongoing effort.</itunes:subtitle>
      <itunes:keywords>podcast, blog, Advertising, Investments, passive, rental, income</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Be Smart With Your Money</title>
      <itunes:episode>59</itunes:episode>
      <podcast:episode>59</podcast:episode>
      <itunes:title>Be Smart With Your Money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f65a14a4-5098-4d44-937b-444387710a58</guid>
      <link>https://share.transistor.fm/s/b457ca85</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram shows how to maximize your income.  He explains how to be smart with your money implementing the right practices and strategies.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram shows how to maximize your income.  He explains how to be smart with your money implementing the right practices and strategies.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Jul 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/b457ca85/0352149d.mp3" length="23072596" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ERVCPcJU7JeUVDoiun4-t4cqLJVPdxBnPV39iD9_y0g/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjUv/MTcwNDQ2NDk4Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1440</itunes:duration>
      <itunes:summary>In this episode, Moise Piram shows how to maximize your income.  He explains how to be smart with your money implementing the right practices and strategies.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram shows how to maximize your income.  He explains how to be smart with your money implementing the right practices and strategies.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Estate Planning-Not Just For The Wealthy</title>
      <itunes:episode>58</itunes:episode>
      <podcast:episode>58</podcast:episode>
      <itunes:title>Estate Planning-Not Just For The Wealthy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">3088c626-3620-4f37-a4bf-8dd0df3fc7ec</guid>
      <link>https://share.transistor.fm/s/2f1b31b5</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram clears up some misconceptions over estate planning.  He explains what is best for whom and that's it's. not. just for the very wealthy.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram clears up some misconceptions over estate planning.  He explains what is best for whom and that's it's. not. just for the very wealthy.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Jun 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2f1b31b5/92d4dc8b.mp3" length="22190718" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/uwW20zvghMWMw29-f5TL6jPpE-iVZx007a6rV1Uq04s/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjQv/MTcwNDQ2NDk4MS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1385</itunes:duration>
      <itunes:summary>In this episode, Moise Piram clears up some misconceptions over estate planning.  He explains what is best for whom and that's it's. not. just for the very wealthy.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram clears up some misconceptions over estate planning.  He explains what is best for whom and that's it's. not. just for the very wealthy.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial and General Pet Peeves</title>
      <itunes:episode>57</itunes:episode>
      <podcast:episode>57</podcast:episode>
      <itunes:title>Financial and General Pet Peeves</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b4bad486-3924-4fc1-b640-b10009761b13</guid>
      <link>https://share.transistor.fm/s/4536b7f7</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram shares concerns he has about mistakes that are made in the financial universe and also offers solutions.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram shares concerns he has about mistakes that are made in the financial universe and also offers solutions.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 17 Jun 2021 12:52:08 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4536b7f7/5a9efd49.mp3" length="31540457" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/o8qbn3ie84siWOf25Yp-qY9NhToNnCj1_Jslu8KrU68/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjMv/MTcwNDQ2NDk4Mi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1969</itunes:duration>
      <itunes:summary>In this episode, Moise Piram shares concerns he has about mistakes that are made in the financial universe and also offers solutions.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram shares concerns he has about mistakes that are made in the financial universe and also offers solutions.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Roth Conversions</title>
      <itunes:episode>56</itunes:episode>
      <podcast:episode>56</podcast:episode>
      <itunes:title>Roth Conversions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">6ef9f58a-6265-44ae-88cf-df00496c061b</guid>
      <link>https://share.transistor.fm/s/897840d2</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram explains why this may be the time to seriously consider Roth conversions and he covers the strategies in doing these conversions.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram explains why this may be the time to seriously consider Roth conversions and he covers the strategies in doing these conversions.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 04 Jun 2021 21:16:35 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/897840d2/78b69985.mp3" length="22782525" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/yw5jSZfxHe5GCXb1qFcoym4GgHJ1ymVtk04ViUVqfpw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjIv/MTcwNDQ2NDk3Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1422</itunes:duration>
      <itunes:summary>In this episode, Moise Piram explains why this may be the time to seriously consider Roth conversions and he covers the strategies in doing these conversions.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram explains why this may be the time to seriously consider Roth conversions and he covers the strategies in doing these conversions.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Secure Act 2.0-proposed legislation</title>
      <itunes:episode>55</itunes:episode>
      <podcast:episode>55</podcast:episode>
      <itunes:title>Secure Act 2.0-proposed legislation</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">00191ec7-724a-4e3c-81e9-afde649470aa</guid>
      <link>https://share.transistor.fm/s/4e46d18f</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses legislation making its way through Congress.  Mo runs down some of the provisions of Secure Act 2.0 and how it could affect savings habits of workers and retirement planning.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses legislation making its way through Congress.  Mo runs down some of the provisions of Secure Act 2.0 and how it could affect savings habits of workers and retirement planning.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 May 2021 16:11:52 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4e46d18f/d8f5dfba.mp3" length="30554077" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/2pyhCz8R-qZrLPTdZxsp3f_RlbOV0irBxUynQm075-0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjEv/MTcwNDQ2NDk3NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1908</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses legislation making its way through Congress.  Mo runs down some of the provisions of Secure Act 2.0 and how it could affect savings habits of workers and retirement planning.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses legislation making its way through Congress.  Mo runs down some of the provisions of Secure Act 2.0 and how it could affect savings habits of workers and retirement planning.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>INFLATION!</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>INFLATION!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">25bfab8e-8d87-4403-af05-58be488f8ebb</guid>
      <link>https://share.transistor.fm/s/bda2e999</link>
      <description>
        <![CDATA[<p>As we are starting to see prices go up, Moise Piram covers inflation and how it can affect your financial life and your portfolio.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>As we are starting to see prices go up, Moise Piram covers inflation and how it can affect your financial life and your portfolio.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 May 2021 19:07:15 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/bda2e999/d36ce213.mp3" length="38531221" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/l3my2J2JOeiGOjN2IKBR1Gsie8lSzvIMybPgrShIgPg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MjAv/MTcwNDQ2NDk3NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2406</itunes:duration>
      <itunes:summary>As we are starting to see prices go up, Moise Piram covers inflation and how it can affect your financial life and your portfolio.</itunes:summary>
      <itunes:subtitle>As we are starting to see prices go up, Moise Piram covers inflation and how it can affect your financial life and your portfolio.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Episode 53</title>
      <itunes:episode>53</itunes:episode>
      <podcast:episode>53</podcast:episode>
      <itunes:title>Episode 53</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d0fce4f5-8cc5-4626-a0f0-0795f1e5d0af</guid>
      <link>https://share.transistor.fm/s/aa87a947</link>
      <description>
        <![CDATA[<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 May 2021 19:02:33 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/aa87a947/e230ae46.mp3" length="38531221" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/oWFUbRX7H79o7jSuS1Q7uBe8ap8PN1m3BOruSpYU9yU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTkv/MTcwNDQ2NDk3NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2406</itunes:duration>
      <itunes:summary>See omnystudio.com/listener for privacy information.</itunes:summary>
      <itunes:subtitle>See omnystudio.com/listener for privacy information.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Finances Through The Ages</title>
      <itunes:episode>52</itunes:episode>
      <podcast:episode>52</podcast:episode>
      <itunes:title>Finances Through The Ages</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d7af410b-301e-480d-bc97-ea3482f4c906</guid>
      <link>https://share.transistor.fm/s/364e0a4e</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram points out financial moves you should make and opportunities that exist through the different phases of your life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram points out financial moves you should make and opportunities that exist through the different phases of your life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 14 May 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/364e0a4e/5b281492.mp3" length="30744238" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/t9u02jy1ddn3QZzNss8deGJyiOgLKgR6p8_lJ6bmL4s/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTgv/MTcwNDQ2NDk3NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1919</itunes:duration>
      <itunes:summary>In this episode, Moise Piram points out financial moves you should make and opportunities that exist through the different phases of your life.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram points out financial moves you should make and opportunities that exist through the different phases of your life.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Life Insurance</title>
      <itunes:episode>51</itunes:episode>
      <podcast:episode>51</podcast:episode>
      <itunes:title>Life Insurance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">7db4f6e5-2716-46e0-9cbd-97066658a9c1</guid>
      <link>https://share.transistor.fm/s/5a952ba3</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram explains the differences between term and whole life insurance and which may be best for you.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram explains the differences between term and whole life insurance and which may be best for you.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 07 May 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/5a952ba3/b16d885b.mp3" length="27730741" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/vesI-Oa5hybF_Xb6PmpTGMoOSOGKflhJEqWrNYar1F4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTcv/MTcwNDQ2NDk2Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1731</itunes:duration>
      <itunes:summary>In this episode Moise Piram explains the differences between term and whole life insurance and which may be best for you.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram explains the differences between term and whole life insurance and which may be best for you.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>50th Episode Party! plus Traditional or Roth 401(k)</title>
      <itunes:episode>50</itunes:episode>
      <podcast:episode>50</podcast:episode>
      <itunes:title>50th Episode Party! plus Traditional or Roth 401(k)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">4788e621-077b-4642-bb0e-acc232680195</guid>
      <link>https://share.transistor.fm/s/41fd3082</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram hosts a big party for the 50th episode.  He also breaks down the traditional and Roth 401(k) and discusses which is better for you or should you be in both.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram hosts a big party for the 50th episode.  He also breaks down the traditional and Roth 401(k) and discusses which is better for you or should you be in both.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 30 Apr 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/41fd3082/80fe2875.mp3" length="26038462" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/cj7YugZO07SJtSeMZM9ujNNl-CxHLtjZHh7I0wzRPZ4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTYv/MTcwNDQ2NDk2NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1625</itunes:duration>
      <itunes:summary>In this episode Moise Piram hosts a big party for the 50th episode.  He also breaks down the traditional and Roth 401(k) and discusses which is better for you or should you be in both.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram hosts a big party for the 50th episode.  He also breaks down the traditional and Roth 401(k) and discusses which is better for you or should you be in both.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Mistakes-Avoid If You Can</title>
      <itunes:episode>49</itunes:episode>
      <podcast:episode>49</podcast:episode>
      <itunes:title>Financial Mistakes-Avoid If You Can</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">33be6b2f-bf82-421c-a3f3-9217aa2e76fc</guid>
      <link>https://share.transistor.fm/s/06094adc</link>
      <description>
        <![CDATA[<p>We're all human and we all make mistakes but in this episode Moise Piram covers financial mistakes to avoid in your life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>We're all human and we all make mistakes but in this episode Moise Piram covers financial mistakes to avoid in your life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 23 Apr 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/06094adc/593d5606.mp3" length="27954789" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/iW6gCpWUSVz4apGNlUt27Q2wMWqqid7qhaHPqEzefSI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTUv/MTcwNDQ2NDk2My1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1745</itunes:duration>
      <itunes:summary>We're all human and we all make mistakes but in this episode Moise Piram covers financial mistakes to avoid in your life.</itunes:summary>
      <itunes:subtitle>We're all human and we all make mistakes but in this episode Moise Piram covers financial mistakes to avoid in your life.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Wills and Trusts</title>
      <itunes:episode>48</itunes:episode>
      <podcast:episode>48</podcast:episode>
      <itunes:title>Wills and Trusts</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">78442d8c-c9d1-419a-976f-5c7dd25c212d</guid>
      <link>https://share.transistor.fm/s/280ac039</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram breaks down wills and trusts.  He covers how to make a will as well as the difference between revocable and irrevocable trusts and who would be better suited for either.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram breaks down wills and trusts.  He covers how to make a will as well as the difference between revocable and irrevocable trusts and who would be better suited for either.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 16 Apr 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/280ac039/4ee69505.mp3" length="33678721" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/QiY4YWnpG4m8p5uKf3q_HuIsrkHfHodJhwqrkQd1u8w/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTQv/MTcwNDQ2NDk2NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2103</itunes:duration>
      <itunes:summary>In this episode Moise Piram breaks down wills and trusts.  He covers how to make a will as well as the difference between revocable and irrevocable trusts and who would be better suited for either.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram breaks down wills and trusts.  He covers how to make a will as well as the difference between revocable and irrevocable trusts and who would be better suited for either.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Deadly Financial Sins</title>
      <itunes:episode>47</itunes:episode>
      <podcast:episode>47</podcast:episode>
      <itunes:title>Deadly Financial Sins</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b2cbe8fa-b382-41b9-ab43-ee72af700786</guid>
      <link>https://share.transistor.fm/s/9fc51211</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses ten "deadly financial sins" to avoid throughout your financial life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses ten "deadly financial sins" to avoid throughout your financial life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Apr 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/9fc51211/da3e645a.mp3" length="36260877" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/s89q62qKnFauK7kSHVQsVhksnXCc5OPLzMzocb5uTR4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTMv/MTcwNDQ2NDk1OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2264</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses ten "deadly financial sins" to avoid throughout your financial life.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses ten "deadly financial sins" to avoid throughout your financial life.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Untangling Your Personal Finances</title>
      <itunes:episode>45</itunes:episode>
      <podcast:episode>45</podcast:episode>
      <itunes:title>Untangling Your Personal Finances</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f04246d5-e743-445b-b6b4-40b2aa0e2bfd</guid>
      <link>https://share.transistor.fm/s/840d57ba</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram offers solid financial strategies in your personal financial life.  He covers everything from how to create a budget to having proper insurance, saving for retirement, eliminating debt, and much more.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/the-basics-of-personal-finance" rel="noopener">https://www.daveramsey.com/blog/the-basics-of-personal-finance</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram offers solid financial strategies in your personal financial life.  He covers everything from how to create a budget to having proper insurance, saving for retirement, eliminating debt, and much more.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/the-basics-of-personal-finance" rel="noopener">https://www.daveramsey.com/blog/the-basics-of-personal-finance</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Apr 2021 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/840d57ba/74be0fc2.mp3" length="31102019" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/1EJPxxZXnfQSZmbEGmi3LKvmDFnY1FmAJb9F7HK2e6M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTIv/MTcwNDQ2NDk1Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1942</itunes:duration>
      <itunes:summary>In this episode Moise Piram offers solid financial strategies in your personal financial life.  He covers everything from how to create a budget to having proper insurance, saving for retirement, eliminating debt, and much more.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram offers solid financial strategies in your personal financial life.  He covers everything from how to create a budget to having proper insurance, saving for retirement, eliminating debt, and much more.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Debt To Income Ratio</title>
      <itunes:episode>44</itunes:episode>
      <podcast:episode>44</podcast:episode>
      <itunes:title>Debt To Income Ratio</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">73056a5f-47f1-45a3-bba6-00168bf05875</guid>
      <link>https://share.transistor.fm/s/686cd931</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses debt to income ration:  How to calculate yours, what creditors are looking for, and the best methods for eliminating your debt.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-the-debt-snowball-method-works" rel="noopener">https://www.daveramsey.com/blog/how-the-debt-snowball-method-works</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses debt to income ration:  How to calculate yours, what creditors are looking for, and the best methods for eliminating your debt.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-the-debt-snowball-method-works" rel="noopener">https://www.daveramsey.com/blog/how-the-debt-snowball-method-works</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 26 Mar 2021 15:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/686cd931/dcf7fb94.mp3" length="33500256" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/FH1NkAMH2wsbyl14TSnAjBtPIfG66Rg5h1kAOMv5HGQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTEv/MTcwNDQ2NDk1Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2092</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses debt to income ration:  How to calculate yours, what creditors are looking for, and the best methods for eliminating your debt.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses debt to income ration:  How to calculate yours, what creditors are looking for, and the best methods for eliminating your debt.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Time Shares</title>
      <itunes:episode>43</itunes:episode>
      <podcast:episode>43</podcast:episode>
      <itunes:title>Time Shares</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fe78d623-5113-49e1-8d09-16ea8f83928d</guid>
      <link>https://share.transistor.fm/s/da9fa991</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses whether or not it's a good idea to invest in a time share.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/what-is-a-timeshare" rel="noopener">https://www.daveramsey.com/blog/what-is-a-timeshare</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses whether or not it's a good idea to invest in a time share.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/what-is-a-timeshare" rel="noopener">https://www.daveramsey.com/blog/what-is-a-timeshare</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 19 Mar 2021 15:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/da9fa991/ef6db06f.mp3" length="30032022" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/45KNGjnS8XAuFruihCA1pnZBh_v5DGdsDe1Y_kaCYVI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MTAv/MTcwNDQ2NDk1Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1875</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses whether or not it's a good idea to invest in a time share.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses whether or not it's a good idea to invest in a time share.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Money in Relationships</title>
      <itunes:episode>42</itunes:episode>
      <podcast:episode>42</podcast:episode>
      <itunes:title>Money in Relationships</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b26820ba-6ce7-4f0b-a061-b21427d36c9f</guid>
      <link>https://share.transistor.fm/s/a7e236b4</link>
      <description>
        <![CDATA[<p>In this episode Moise PIram discusses finances in relationships from dating to the wedding day and throughout the marriage.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise PIram discusses finances in relationships from dating to the wedding day and throughout the marriage.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 12 Mar 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a7e236b4/954a4cb2.mp3" length="31451840" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/kFeVIVwhPRgE0JA1M9VFybCQ-XuUuJVTuj2YvAH7ucw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDkv/MTcwNDQ2NDk1Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1964</itunes:duration>
      <itunes:summary>In this episode Moise PIram discusses finances in relationships from dating to the wedding day and throughout the marriage.</itunes:summary>
      <itunes:subtitle>In this episode Moise PIram discusses finances in relationships from dating to the wedding day and throughout the marriage.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Car Shopping-Lease vs Buy</title>
      <itunes:episode>41</itunes:episode>
      <podcast:episode>41</podcast:episode>
      <itunes:title>Car Shopping-Lease vs Buy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b1aa88af-5391-40a8-965a-5f404c93124c</guid>
      <link>https://share.transistor.fm/s/afd5952f</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses the process of leasing a vehicle and whether or not it's a good idea.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-does-a-car-lease-work" rel="noopener">https://www.daveramsey.com/blog/how-does-a-car-lease-work</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses the process of leasing a vehicle and whether or not it's a good idea.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-does-a-car-lease-work" rel="noopener">https://www.daveramsey.com/blog/how-does-a-car-lease-work</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Mar 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/afd5952f/3ccb2fa4.mp3" length="30515614" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/yNkmo6qKbdK76ctZfI8Ux-A2almXzX4FkeAOrSNI_x0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDgv/MTcwNDQ2NDk0OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1905</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses the process of leasing a vehicle and whether or not it's a good idea.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses the process of leasing a vehicle and whether or not it's a good idea.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Slicing Your Spending Pie</title>
      <itunes:episode>40</itunes:episode>
      <podcast:episode>40</podcast:episode>
      <itunes:title>Slicing Your Spending Pie</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b4a430a1-776b-41d8-abc6-90d70919b970</guid>
      <link>https://share.transistor.fm/s/a9ebcede</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram lays out the spending plan pie for your life and explains how to slice it in the most efficient way.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram lays out the spending plan pie for your life and explains how to slice it in the most efficient way.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Mar 2021 13:26:24 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a9ebcede/09a6dc01.mp3" length="24934605" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/F3foeTZC5aM-tFCaF3rO76zg8SkAj1lwcIWqUyhk1_E/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDcv/MTcwNDQ2NDk0Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1556</itunes:duration>
      <itunes:summary>In this episode Moise Piram lays out the spending plan pie for your life and explains how to slice it in the most efficient way.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram lays out the spending plan pie for your life and explains how to slice it in the most efficient way.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes-Stay Off The Radar</title>
      <itunes:episode>39</itunes:episode>
      <podcast:episode>39</podcast:episode>
      <itunes:title>Taxes-Stay Off The Radar</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9b7a81ec-66bb-4f49-aa90-97a671ba85af</guid>
      <link>https://share.transistor.fm/s/cd3a828b</link>
      <description>
        <![CDATA[<p>In this episode Moise PIram offers suggestions on filing your taxes properly and what could put you in jeopardy of being audited.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise PIram offers suggestions on filing your taxes properly and what could put you in jeopardy of being audited.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 19 Feb 2021 16:05:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/cd3a828b/935ef993.mp3" length="29932142" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/1XgOUAHd8m1eaD9_wQwUZNoiT8i5KJDvLy5OGDqk09M/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDYv/MTcwNDQ2NDk0Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1869</itunes:duration>
      <itunes:summary>In this episode Moise PIram offers suggestions on filing your taxes properly and what could put you in jeopardy of being audited.</itunes:summary>
      <itunes:subtitle>In this episode Moise PIram offers suggestions on filing your taxes properly and what could put you in jeopardy of being audited.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security-What You May Not Know &amp; How To Maximize</title>
      <itunes:episode>38</itunes:episode>
      <podcast:episode>38</podcast:episode>
      <itunes:title>Social Security-What You May Not Know &amp; How To Maximize</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">813998a8-a174-41df-88a2-45a1c758d2be</guid>
      <link>https://share.transistor.fm/s/24157c73</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses strategies involving Social Security, how to maximize, and gives some facts you may not be aware of.   He shares some interesting stories on Social Security and discusses the history of this benefit.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses strategies involving Social Security, how to maximize, and gives some facts you may not be aware of.   He shares some interesting stories on Social Security and discusses the history of this benefit.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 12 Feb 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/24157c73/e496beed.mp3" length="30509793" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/bozpRnEfaurVEoOgno755OjuUara8hak9ttLRX3cRGI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDUv/MTcwNDQ2NDk0Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1905</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses strategies involving Social Security, how to maximize, and gives some facts you may not be aware of.   He shares some interesting stories on Social Security and discusses the history of this benefit.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses strategies involving Social Security, how to maximize, and gives some facts you may not be aware of.   He shares some interesting stories on Social Security and discusses the history of this benefit.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investing 101</title>
      <itunes:episode>37</itunes:episode>
      <podcast:episode>37</podcast:episode>
      <itunes:title>Investing 101</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">998d566e-249e-4b9b-adc0-6d3e2ec4dfc3</guid>
      <link>https://share.transistor.fm/s/3fe595e5</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram goes over the steps in buying stocks and getting in the investment game.  He covers everything from determining which platform to use, doing your research, and managing your portfolio.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram goes over the steps in buying stocks and getting in the investment game.  He covers everything from determining which platform to use, doing your research, and managing your portfolio.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Feb 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3fe595e5/1ebb32fe.mp3" length="27239638" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/5uBwISd92Z4jHCyhJLDrj8oTHEEPVwQ1ROUHwV1D3Hw/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDQv/MTcwNDQ2NDk0Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1700</itunes:duration>
      <itunes:summary>In this episode Moise Piram goes over the steps in buying stocks and getting in the investment game.  He covers everything from determining which platform to use, doing your research, and managing your portfolio.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram goes over the steps in buying stocks and getting in the investment game.  He covers everything from determining which platform to use, doing your research, and managing your portfolio.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Your Finances Month To Month</title>
      <itunes:episode>36</itunes:episode>
      <podcast:episode>36</podcast:episode>
      <itunes:title>Your Finances Month To Month</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d768eae3-89c9-428e-93b2-2829568303dc</guid>
      <link>https://share.transistor.fm/s/4cfc3486</link>
      <description>
        <![CDATA[<p>In this episode Moise PIram goes through the year month by month and discusses some of the financial moves you should be making.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise PIram goes through the year month by month and discusses some of the financial moves you should be making.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 29 Jan 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4cfc3486/0f2015e5.mp3" length="29894948" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/nNtrC84-6Jf5MIltIiDuqvMcbNSRpOvjhKEOAz7KpEE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDMv/MTcwNDQ2NDk0Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1866</itunes:duration>
      <itunes:summary>In this episode Moise PIram goes through the year month by month and discusses some of the financial moves you should be making.</itunes:summary>
      <itunes:subtitle>In this episode Moise PIram goes through the year month by month and discusses some of the financial moves you should be making.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Generational Changes In The Money World</title>
      <itunes:episode>35</itunes:episode>
      <podcast:episode>35</podcast:episode>
      <itunes:title>Generational Changes In The Money World</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c295b236-e282-4c50-8e43-37d471aca827</guid>
      <link>https://share.transistor.fm/s/a3256303</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram talks about how the money universe changes with each generation including how we are transitioning into a cashless society.  Moise also discusses some of Dave Ramsey's tips on teaching finances to kids from pre-school to high school.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-to-teach-kids-about-money" rel="noopener">https://www.daveramsey.com/blog/how-to-teach-kids-about-money</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram talks about how the money universe changes with each generation including how we are transitioning into a cashless society.  Moise also discusses some of Dave Ramsey's tips on teaching finances to kids from pre-school to high school.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.daveramsey.com/blog/how-to-teach-kids-about-money" rel="noopener">https://www.daveramsey.com/blog/how-to-teach-kids-about-money</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 22 Jan 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a3256303/08c16a89.mp3" length="30340504" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ROAcTopRzStDrpqc_vMh-vYtTJQt5kFhOOxfrIEDVYU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDIv/MTcwNDQ2NDkzNy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1894</itunes:duration>
      <itunes:summary>In this episode Moise Piram talks about how the money universe changes with each generation including how we are transitioning into a cashless society.  Moise also discusses some of Dave Ramsey's tips on teaching finances to kids from pre-school...</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram talks about how the money universe changes with each generation including how we are transitioning into a cashless society.  Moise also discusses some of Dave Ramsey's tips on teaching finances to kids from pre-school...</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Estate Planning</title>
      <itunes:episode>34</itunes:episode>
      <podcast:episode>34</podcast:episode>
      <itunes:title>Estate Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">deea8ea6-8b91-4995-a5fe-c918d6c5c5af</guid>
      <link>https://share.transistor.fm/s/e3ff4d80</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram talks about the process of setting up an estate plan.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.cnbc.com/2021/01/03/cant-afford-an-estate-plan-what-to-do-without-spending-a-fortune-.html" rel="noopener">https://www.cnbc.com/2021/01/03/cant-afford-an-estate-plan-what-to-do-without-spending-a-fortune-.html</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram talks about the process of setting up an estate plan.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.cnbc.com/2021/01/03/cant-afford-an-estate-plan-what-to-do-without-spending-a-fortune-.html" rel="noopener">https://www.cnbc.com/2021/01/03/cant-afford-an-estate-plan-what-to-do-without-spending-a-fortune-.html</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 15 Jan 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e3ff4d80/2bde16ad.mp3" length="23896803" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/B4yI4kP3SGx16ALj9m6FML8R70x_1GKQhiYVHWGl40A/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDEv/MTcwNDQ2NDkzNy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1491</itunes:duration>
      <itunes:summary>In this episode Moise Piram talks about the process of setting up an estate plan.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram talks about the process of setting up an estate plan.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Resolutions</title>
      <itunes:episode>33</itunes:episode>
      <podcast:episode>33</podcast:episode>
      <itunes:title>Financial Resolutions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">1b868e00-8a6e-4459-a569-58f420e5b5c6</guid>
      <link>https://share.transistor.fm/s/dfe9f664</link>
      <description>
        <![CDATA[<p>What can you do to firm up your financial plan for 2021?  In this episode Moise Piram discusses resolutions for the new year.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>What can you do to firm up your financial plan for 2021?  In this episode Moise Piram discusses resolutions for the new year.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 08 Jan 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/dfe9f664/2ba9d157.mp3" length="28776482" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/tYFaev6M9Cmgio2NRyNLSAK_TnTh8dTB_UDVdpchxvo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ2MDAv/MTcwNDQ2NDkzNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1796</itunes:duration>
      <itunes:summary>What can you do to firm up your financial plan for 2021?  In this episode Moise Piram discusses resolutions for the new year.</itunes:summary>
      <itunes:subtitle>What can you do to firm up your financial plan for 2021?  In this episode Moise Piram discusses resolutions for the new year.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Lessons Learned From 2020 and Tips and 2021</title>
      <itunes:episode>32</itunes:episode>
      <podcast:episode>32</podcast:episode>
      <itunes:title>Lessons Learned From 2020 and Tips and 2021</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cfd275f7-4f64-414c-ab9f-f17284b02e8a</guid>
      <link>https://share.transistor.fm/s/04b4acc1</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram looks back at 2020 and lessons we learned and shows how we can put those lessons learned into positive action for 2021.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram looks back at 2020 and lessons we learned and shows how we can put those lessons learned into positive action for 2021.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 01 Jan 2021 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/04b4acc1/e1c5e772.mp3" length="36550127" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ufWfAgnS2XF6fSq9gPZ1TS1CW6najkNHJfOcy31lsAo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTkv/MTcwNDQ2NDkzNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>2282</itunes:duration>
      <itunes:summary>In this episode Moise Piram looks back at 2020 and lessons we learned and shows how we can put those lessons learned into positive action for 2021.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram looks back at 2020 and lessons we learned and shows how we can put those lessons learned into positive action for 2021.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>IPOs</title>
      <itunes:episode>31</itunes:episode>
      <podcast:episode>31</podcast:episode>
      <itunes:title>IPOs</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">fbe609e1-f55e-47e9-aac0-da68404b19c7</guid>
      <link>https://share.transistor.fm/s/63630750</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram offers good advice for those interested in investing in IPOs.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram offers good advice for those interested in investing in IPOs.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Dec 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/63630750/be9c11aa.mp3" length="26144158" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/QENrSWqauP-0fmq5A-sKGbqsKInOu45cmzvNxcpwQDY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTgv/MTcwNDQ2NDkzNy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1632</itunes:duration>
      <itunes:summary>In this episode Moise Piram offers good advice for those interested in investing in IPOs.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram offers good advice for those interested in investing in IPOs.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Going It Along Or With An Expert</title>
      <itunes:episode>30</itunes:episode>
      <podcast:episode>30</podcast:episode>
      <itunes:title>Going It Along Or With An Expert</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">c0c20a50-cc5b-405e-b17a-c091bd485ca7</guid>
      <link>https://share.transistor.fm/s/e53d0cce</link>
      <description>
        <![CDATA[<p>In this episode Mo Piram explains the benefits of having an expert along with you as you navigate through your financial life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Mo Piram explains the benefits of having an expert along with you as you navigate through your financial life.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 18 Dec 2020 16:23:35 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e53d0cce/c8f9a861.mp3" length="27386779" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/hhkLg_5c4XL3qyHaKtzPVvoCCNeNVaw3xF6_RI_aDbs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTcv/MTcwNDQ2NDkyNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1710</itunes:duration>
      <itunes:summary>In this episode Mo Piram explains the benefits of having an expert along with you as you navigate through your financial life.</itunes:summary>
      <itunes:subtitle>In this episode Mo Piram explains the benefits of having an expert along with you as you navigate through your financial life.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Security In Your Life</title>
      <itunes:episode>29</itunes:episode>
      <podcast:episode>29</podcast:episode>
      <itunes:title>Financial Security In Your Life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b2fe4858-a967-46c3-a5d3-8507897da762</guid>
      <link>https://share.transistor.fm/s/753bbd69</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram guides you through the proper steps and strategies to help you lead a life of financial security.  He also spells out what you should be doing in your financial strategies in each decade of your adult life leading to retirement.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram guides you through the proper steps and strategies to help you lead a life of financial security.  He also spells out what you should be doing in your financial strategies in each decade of your adult life leading to retirement.  </p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Dec 2020 16:51:42 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/753bbd69/1e0eda90.mp3" length="29326527" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/q10yEYeY65Q4acsX65wmSvzGfZiio8u09gCtDbyRLaE/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTYv/MTcwNDQ2NDkyNy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1831</itunes:duration>
      <itunes:summary>In this episode Moise Piram guides you through the proper steps and strategies to help you lead a life of financial security.  He also spells out what you should be doing in your financial strategies in each decade of your adult life leading to...</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram guides you through the proper steps and strategies to help you lead a life of financial security.  He also spells out what you should be doing in your financial strategies in each decade of your adult life leading to...</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Investment Options-Breakdown of Annuities</title>
      <itunes:episode>28</itunes:episode>
      <podcast:episode>28</podcast:episode>
      <itunes:title>Investment Options-Breakdown of Annuities</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f6c36032-11db-4e80-a474-90ff72e6b27a</guid>
      <link>https://share.transistor.fm/s/39fe271c</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram focuses on pre-retirees and the options they have when the volatility of this year has made them nervous.  He offers a breakdown of the different kinds of annuities.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram focuses on pre-retirees and the options they have when the volatility of this year has made them nervous.  He offers a breakdown of the different kinds of annuities.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 04 Dec 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/39fe271c/51236f0c.mp3" length="28372336" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/osHHEfdk4z_3FCPNa6_vWHaJHisCqfjWjQEI3T0s-QA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTUv/MTcwNDQ2NDkyNi1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1771</itunes:duration>
      <itunes:summary>In this episode Moise Piram focuses on pre-retirees and the options they have when the volatility of this year has made them nervous.  He offers a breakdown of the different kinds of annuities.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram focuses on pre-retirees and the options they have when the volatility of this year has made them nervous.  He offers a breakdown of the different kinds of annuities.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Successful Traits Of Those Financially Comfortable</title>
      <itunes:episode>27</itunes:episode>
      <podcast:episode>27</podcast:episode>
      <itunes:title>Successful Traits Of Those Financially Comfortable</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">51ec0b47-e78b-45c5-a826-a3c668f49ac6</guid>
      <link>https://share.transistor.fm/s/6dee5ec0</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses successful traits common among individuals who enjoy a high net worth.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses successful traits common among individuals who enjoy a high net worth.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 27 Nov 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6dee5ec0/0d297eec.mp3" length="27745406" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/zbvWwMW9Oc8HOIYkYHweYk8SAsjbZo5KBGxMuZXFoww/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTQv/MTcwNDQ2NDkyMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1732</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses successful traits common among individuals who enjoy a high net worth.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses successful traits common among individuals who enjoy a high net worth.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Planning Strategies For The Self-Employed</title>
      <itunes:episode>26</itunes:episode>
      <podcast:episode>26</podcast:episode>
      <itunes:title>Retirement Planning Strategies For The Self-Employed</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">decd7202-298a-4709-adc3-2dd0b86c52c6</guid>
      <link>https://share.transistor.fm/s/8af89026</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram goes over the options self-employed people have in planning for their retirement.  He covers the IRA from Traditional to Roth, SEP, and Simple.   He explains the advantages of each of those as well as the Solo 401(k) and the Defined Benefit Plan.  Moise shares a link to a Nerd Wallet article with a common theme.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.nerdwallet.com/article/investing/retirement-plans-self-employed" rel="noopener">https://www.nerdwallet.com/article/investing/retirement-plans-self-employed</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram goes over the options self-employed people have in planning for their retirement.  He covers the IRA from Traditional to Roth, SEP, and Simple.   He explains the advantages of each of those as well as the Solo 401(k) and the Defined Benefit Plan.  Moise shares a link to a Nerd Wallet article with a common theme.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.nerdwallet.com/article/investing/retirement-plans-self-employed" rel="noopener">https://www.nerdwallet.com/article/investing/retirement-plans-self-employed</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 20 Nov 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8af89026/a5722e70.mp3" length="29530094" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/kt1TH0JN5x01D6zx6ObPsxCFHEo27Rw9KQEfv-hA6rs/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTMv/MTcwNDQ2NDkxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1844</itunes:duration>
      <itunes:summary>In this episode Moise Piram goes over the options self-employed people have in planning for their retirement.  He covers the IRA from Traditional to Roth, SEP, and Simple.   He explains the advantages of each of those as well as the...</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram goes over the options self-employed people have in planning for their retirement.  He covers the IRA from Traditional to Roth, SEP, and Simple.   He explains the advantages of each of those as well as the...</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Taxes-2020...Meet 2021</title>
      <itunes:episode>25</itunes:episode>
      <podcast:episode>25</podcast:episode>
      <itunes:title>Taxes-2020...Meet 2021</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">abf3f291-f07d-44c5-a769-f22a73b30d4d</guid>
      <link>https://share.transistor.fm/s/8a3a1aba</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram covers things you did or didn't do in 2020 that could have tax implications in 2021.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.cnbc.com/2020/11/05/you-may-need-to-set-aside-money-for-taxes-if-youve-taken-these-steps.html"> https://www.cnbc.com/2020/11/05/you-may-need-to-set-aside-money-for-taxes-if-youve-taken-these-steps.html</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram covers things you did or didn't do in 2020 that could have tax implications in 2021.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.cnbc.com/2020/11/05/you-may-need-to-set-aside-money-for-taxes-if-youve-taken-these-steps.html"> https://www.cnbc.com/2020/11/05/you-may-need-to-set-aside-money-for-taxes-if-youve-taken-these-steps.html</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 13 Nov 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8a3a1aba/2de83a5c.mp3" length="23735896" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/99_7POjPVEhR_i4Zq2jjmW0OEYj-vrf8jobjz3g6XMQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTIv/MTcwNDQ2NDkxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1481</itunes:duration>
      <itunes:summary>In this episode Moise Piram covers things you did or didn't do in 2020 that could have tax implications in 2021.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram covers things you did or didn't do in 2020 that could have tax implications in 2021.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Post Election Day Snapshot Podcast-Look Back At Oct Markets</title>
      <itunes:episode>24</itunes:episode>
      <podcast:episode>24</podcast:episode>
      <itunes:title>Post Election Day Snapshot Podcast-Look Back At Oct Markets</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/2c7e1a48</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram, recording the day after the 2020 elections, takes a look back at the volatility of the markets in October and offers a snapshot analysis of the markets the day after election and looking ahead.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram, recording the day after the 2020 elections, takes a look back at the volatility of the markets in October and offers a snapshot analysis of the markets the day after election and looking ahead.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 06 Nov 2020 16:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/2c7e1a48/83da2d43.mp3" length="24761604" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Nqq-L7RzXgB1ZbXrU10KOn4AMbKXFn3DjL5nbqA-6TY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTEv/MTcwNDQ2NDkxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1546</itunes:duration>
      <itunes:summary>In this episode Moise Piram, recording the day after the 2020 elections, takes a look back at the volatility of the markets in October and offers a snapshot analysis of the markets the day after election and looking ahead.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram, recording the day after the 2020 elections, takes a look back at the volatility of the markets in October and offers a snapshot analysis of the markets the day after election and looking ahead.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Common Medicare Mistakes</title>
      <itunes:episode>23</itunes:episode>
      <podcast:episode>23</podcast:episode>
      <itunes:title>Common Medicare Mistakes</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">cd7fe8bf-7a3f-4a75-af16-3dc790cc584c</guid>
      <link>https://share.transistor.fm/s/642ff60d</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram warns of common Medicare mistakes that can be made.  This was recorded during Medicare open enrollment.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.aarp.org/health/medicare-insurance/info-2019/common-medicare-mistakes.html" rel="noopener">AARP-10 Common Medicare Mistakes</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram warns of common Medicare mistakes that can be made.  This was recorded during Medicare open enrollment.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p><a href="https://www.aarp.org/health/medicare-insurance/info-2019/common-medicare-mistakes.html" rel="noopener">AARP-10 Common Medicare Mistakes</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 30 Oct 2020 15:00:00 -0100</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/642ff60d/46d91600.mp3" length="29754510" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ADPV0zfVPsS4Bt1Y08LDJW-1aayIkc1HsHzH3bKHXoM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1OTAv/MTcwNDQ2NDkxOC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1858</itunes:duration>
      <itunes:summary>In this episode Moise Piram warns of common Medicare mistakes that can be made.  This was recorded during Medicare open enrollment.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram warns of common Medicare mistakes that can be made.  This was recorded during Medicare open enrollment.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Annual Financial Checkup</title>
      <itunes:episode>22</itunes:episode>
      <podcast:episode>22</podcast:episode>
      <itunes:title>Annual Financial Checkup</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">d88337d6-53d6-4291-8de4-096ede86a0df</guid>
      <link>https://share.transistor.fm/s/c8368f4d</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses what should be covered in your annual financial review and checkup.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses what should be covered in your annual financial review and checkup.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 23 Oct 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c8368f4d/a8648c3b.mp3" length="22713569" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/hX1cfsHGi4WhV-CugO29WCXutEKymmmOLCfNgaISJmM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODkv/MTcwNDQ2NDkxMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1418</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses what should be covered in your annual financial review and checkup.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses what should be covered in your annual financial review and checkup.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>FAFSA-Student Aid</title>
      <itunes:episode>21</itunes:episode>
      <podcast:episode>21</podcast:episode>
      <itunes:title>FAFSA-Student Aid</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">e13f18f5-2d25-4cee-8740-e06621dde352</guid>
      <link>https://share.transistor.fm/s/571c476a</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram offers information on FAFSA (the Free Application For Federal Student Aid.)</p> <p>He covers all of the help available and guides you through the process.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram offers information on FAFSA (the Free Application For Federal Student Aid.)</p> <p>He covers all of the help available and guides you through the process.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 16 Oct 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/571c476a/0cbe8a88.mp3" length="21820384" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/2AlkKLMJQBpYiMtVCNdPSmaBzTEqPGhAYJbK9Zyv05E/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODgv/MTcwNDQ2NDkxMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1362</itunes:duration>
      <itunes:summary>In this episode Moise Piram offers information on FAFSA (the Free Application For Federal Student Aid.) He covers all of the help available and guides you through the process.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram offers information on FAFSA (the Free Application For Federal Student Aid.) He covers all of the help available and guides you through the process.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Portfolio Strategies</title>
      <itunes:episode>20</itunes:episode>
      <podcast:episode>20</podcast:episode>
      <itunes:title>Portfolio Strategies</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b7e16821-0e0b-487e-88fc-e11da400b1a0</guid>
      <link>https://share.transistor.fm/s/1eb839fa</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram discusses portfolio strategies to consider before the Presidential election.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram discusses portfolio strategies to consider before the Presidential election.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 09 Oct 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/1eb839fa/29fd7a4e.mp3" length="23652720" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/zPThXHBu9S2nFqTRf_o66proI5kYzP6yCUBYVQs6lng/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODcv/MTcwNDQ2NDkxMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1476</itunes:duration>
      <itunes:summary>In this episode Moise Piram discusses portfolio strategies to consider before the Presidential election.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram discusses portfolio strategies to consider before the Presidential election.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>September-Not So Good For The Stock Market</title>
      <itunes:episode>19</itunes:episode>
      <podcast:episode>19</podcast:episode>
      <itunes:title>September-Not So Good For The Stock Market</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">077ff8e0-c10f-47e0-8238-396f168feff9</guid>
      <link>https://share.transistor.fm/s/4436d3be</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram gives reasons why September normally is not the best month for Wall Street and why September 2020 was particularly bad.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram gives reasons why September normally is not the best month for Wall Street and why September 2020 was particularly bad.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 02 Oct 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/4436d3be/43026932.mp3" length="24944236" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/_thZk9Lc7-ei1klxzmLzWsjDHxRb-AuhmINoFfkuHu0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODYv/MTcwNDQ2NDkxMC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1557</itunes:duration>
      <itunes:summary>In this episode, Moise Piram gives reasons why September normally is not the best month for Wall Street and why September 2020 was particularly bad.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram gives reasons why September normally is not the best month for Wall Street and why September 2020 was particularly bad.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Election Outcomes-Effects On Finances</title>
      <itunes:episode>18</itunes:episode>
      <podcast:episode>18</podcast:episode>
      <itunes:title>Election Outcomes-Effects On Finances</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b5f5f17f-d48d-4d54-a8b8-2f0caf6aabed</guid>
      <link>https://share.transistor.fm/s/923b6dad</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram looks at the upcoming Presidential election and discusses the possible effects on the financial world.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram looks at the upcoming Presidential election and discusses the possible effects on the financial world.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 25 Sep 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/923b6dad/eb536843.mp3" length="26817524" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/QB6ThiQBcu3kGfVLEIpH2M5iyJ9-NFeNwfOFSs0mZR0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODUv/MTcwNDQ2NDkwMy1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1674</itunes:duration>
      <itunes:summary>In this episode Moise Piram looks at the upcoming Presidential election and discusses the possible effects on the financial world.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram looks at the upcoming Presidential election and discusses the possible effects on the financial world.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Mistakes-Retirement Spending</title>
      <itunes:episode>17</itunes:episode>
      <podcast:episode>17</podcast:episode>
      <itunes:title>Retirement Mistakes-Retirement Spending</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">97fb42e0-81a2-477d-a982-5b4e93c6cd03</guid>
      <link>https://share.transistor.fm/s/19aa29d0</link>
      <description>
        <![CDATA[<p>In this episode, Moise Piram covers retirement mistakes to avoid and offers some helpful tips in loosening those purse strings some in retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode, Moise Piram covers retirement mistakes to avoid and offers some helpful tips in loosening those purse strings some in retirement.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 18 Sep 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/19aa29d0/ba60490d.mp3" length="27468706" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/OWM42BN8hHUAeKKjaFqph9wI3Qwqexth40SBDxfpiw4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODQv/MTcwNDQ2NDkwMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1715</itunes:duration>
      <itunes:summary>In this episode, Moise Piram covers retirement mistakes to avoid and offers some helpful tips in loosening those purse strings some in retirement.</itunes:summary>
      <itunes:subtitle>In this episode, Moise Piram covers retirement mistakes to avoid and offers some helpful tips in loosening those purse strings some in retirement.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Life Insurance</title>
      <itunes:episode>16</itunes:episode>
      <podcast:episode>16</podcast:episode>
      <itunes:title>Life Insurance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f47da129-00a7-4409-913c-bb38c30cdff7</guid>
      <link>https://share.transistor.fm/s/fa482d7c</link>
      <description>
        <![CDATA[<p>Moise Piram goes over the differences between term and permanent life insurance policies and how he can help determine what's best for you.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram goes over the differences between term and permanent life insurance policies and how he can help determine what's best for you.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 11 Sep 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/fa482d7c/f0cb8dd6.mp3" length="23065481" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/TpdytIndVtcWLBJ_0A8kyhJwAXePpGUM5sHr1lrUPuA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODMv/MTcwNDQ2NDkwMS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1440</itunes:duration>
      <itunes:summary>Moise Piram goes over the differences between term and permanent life insurance policies and how he can help determine what's best for you.</itunes:summary>
      <itunes:subtitle>Moise Piram goes over the differences between term and permanent life insurance policies and how he can help determine what's best for you.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Estate Planning</title>
      <itunes:episode>15</itunes:episode>
      <podcast:episode>15</podcast:episode>
      <itunes:title>Estate Planning</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b6978a5e-d734-4309-acca-b1a79297748f</guid>
      <link>https://share.transistor.fm/s/8cc453f4</link>
      <description>
        <![CDATA[<p>Moise Piram discusses all the components of proper estate planning including assessing all of your assets, the will, naming of the financial and medical power of attorney, living trust, and living will.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVesters</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram discusses all the components of proper estate planning including assessing all of your assets, the will, naming of the financial and medical power of attorney, living trust, and living will.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVesters</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Aug 2020 19:57:01 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8cc453f4/c7e5b48d.mp3" length="23065482" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/FveYE8t68QHqNGSOFw_kSTxhJeKyLenJjMjqMNpHSMQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODIv/MTcwNDQ2NDg5OC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1440</itunes:duration>
      <itunes:summary>Moise Piram discusses all the components of proper estate planning including assessing all of your assets, the will, naming of the financial and medical power of attorney, living trust, and living will.</itunes:summary>
      <itunes:subtitle>Moise Piram discusses all the components of proper estate planning including assessing all of your assets, the will, naming of the financial and medical power of attorney, living trust, and living will.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Life After Divorce-Life As Surviving Spouse</title>
      <itunes:episode>14</itunes:episode>
      <podcast:episode>14</podcast:episode>
      <itunes:title>Life After Divorce-Life As Surviving Spouse</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">64dc8e03-1468-4356-9621-9259cb06babe</guid>
      <link>https://share.transistor.fm/s/a7d2aef2</link>
      <description>
        <![CDATA[<p>Moise Piram covers the financial and emotional effects of life after divorce and after losing a spouse.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram covers the financial and emotional effects of life after divorce and after losing a spouse.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 28 Aug 2020 16:00:00 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/a7d2aef2/44c93a96.mp3" length="20179920" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/qR7D8fHeMBAEXQ2UHcd79vkUVTvI2_Jh_lPTol-bjsY/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODEv/MTcwNDQ2NDg5Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1259</itunes:duration>
      <itunes:summary>Moise Piram covers the financial and emotional effects of life after divorce and after losing a spouse.</itunes:summary>
      <itunes:subtitle>Moise Piram covers the financial and emotional effects of life after divorce and after losing a spouse.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Financial Mistakes In Your 20s</title>
      <itunes:episode>13</itunes:episode>
      <podcast:episode>13</podcast:episode>
      <itunes:title>Financial Mistakes In Your 20s</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">81c34040-3982-42e1-8e32-42dd49ad860d</guid>
      <link>https://share.transistor.fm/s/afcd6aff</link>
      <description>
        <![CDATA[<p>Moise Piram discusses common financial mistakes people make in their 20s and how to avoid them.  This covers everything from starting a savings plan to building credit.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram discusses common financial mistakes people make in their 20s and how to avoid them.  This covers everything from starting a savings plan to building credit.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 21 Aug 2020 15:18:05 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/afcd6aff/b0acf09f.mp3" length="20455342" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/TjFCL1beH-g1BBjZ7ACmwB1gCq5PKF5e8etxQ9wHgTg/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1ODAv/MTcwNDQ2NDg5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1276</itunes:duration>
      <itunes:summary>Moise Piram discusses common financial mistakes people make in their 20s and how to avoid them.  This covers everything from starting a savings plan to building credit.</itunes:summary>
      <itunes:subtitle>Moise Piram discusses common financial mistakes people make in their 20s and how to avoid them.  This covers everything from starting a savings plan to building credit.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Ways To Save For College</title>
      <itunes:episode>12</itunes:episode>
      <podcast:episode>12</podcast:episode>
      <itunes:title>Ways To Save For College</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">2a193d0c-d716-4329-8dd1-26bcb61f1386</guid>
      <link>https://share.transistor.fm/s/3c141a99</link>
      <description>
        <![CDATA[<p>Moise offers information on all the college savings vehicles and makes suggestions on the most efficient.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise offers information on all the college savings vehicles and makes suggestions on the most efficient.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 13 Aug 2020 14:41:51 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3c141a99/02377f01.mp3" length="29031022" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/SVmFRTJlP07jtn-6o4iko8N36-6FLRUndh4gEGa_bDA/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1Nzkv/MTcwNDQ2NDg5Ny1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1812</itunes:duration>
      <itunes:summary>Moise offers information on all the college savings vehicles and makes suggestions on the most efficient.</itunes:summary>
      <itunes:subtitle>Moise offers information on all the college savings vehicles and makes suggestions on the most efficient.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>What To Do With Retirement Savings From Former Employers</title>
      <itunes:episode>11</itunes:episode>
      <podcast:episode>11</podcast:episode>
      <itunes:title>What To Do With Retirement Savings From Former Employers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">f54201ce-ca7f-42b4-a2cd-f764b6fa7d2b</guid>
      <link>https://share.transistor.fm/s/8fb48475</link>
      <description>
        <![CDATA[<p>Moise offers suggestions on what to do with retirement savings from your former employers with strategies and what he thinks is the best option.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise offers suggestions on what to do with retirement savings from your former employers with strategies and what he thinks is the best option.</p> <p><a href="http://www.cloudvestors.com" rel="noopener">CloudVestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 13 Aug 2020 13:37:59 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/8fb48475/0b6f05be.mp3" length="19269200" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/lwf_FOjXelvTkA5S6LAwMUf2IVt9f_tZBjJK_JhSi0Q/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1Nzgv/MTcwNDQ2NDg5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1202</itunes:duration>
      <itunes:summary>Moise offers suggestions on what to do with retirement savings from your former employers with strategies and what he thinks is the best option.</itunes:summary>
      <itunes:subtitle>Moise offers suggestions on what to do with retirement savings from your former employers with strategies and what he thinks is the best option.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Debunking Retirement and Social Security Myths</title>
      <itunes:episode>10</itunes:episode>
      <podcast:episode>10</podcast:episode>
      <itunes:title>Debunking Retirement and Social Security Myths</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">b01383ad-626e-4c06-a171-246197d7a88c</guid>
      <link>https://share.transistor.fm/s/6db11a84</link>
      <description>
        <![CDATA[<p>Moise debunks common myths associated with retirement and Social Security.</p> <p><a href="http://cloudvestors.com/" rel="noopener">Cloud Vestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise debunks common myths associated with retirement and Social Security.</p> <p><a href="http://cloudvestors.com/" rel="noopener">Cloud Vestors</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 04 Aug 2020 15:56:42 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6db11a84/545bfafd.mp3" length="29026029" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/mUYFHhFZsxObYTMzu-JTi4i6cvEHDifJzjIUtj65FEo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1Nzcv/MTcwNDQ2NDg5Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1812</itunes:duration>
      <itunes:summary>Moise debunks common myths associated with retirement and Social Security.</itunes:summary>
      <itunes:subtitle>Moise debunks common myths associated with retirement and Social Security.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Retirement Mistakes-401(k)</title>
      <itunes:episode>9</itunes:episode>
      <podcast:episode>9</podcast:episode>
      <itunes:title>Retirement Mistakes-401(k)</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">deabf7ad-7063-4bbc-8bd8-ebc5de3e69d7</guid>
      <link>https://share.transistor.fm/s/e6481e6c</link>
      <description>
        <![CDATA[<p>Moise covers mistakes to avoid in retirement planning, proper 401(k) strategies, and tips on finding the right financial advisor.</p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise covers mistakes to avoid in retirement planning, proper 401(k) strategies, and tips on finding the right financial advisor.</p> <p> </p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 24 Jul 2020 13:25:58 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/e6481e6c/0ef28946.mp3" length="27123459" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/hSsglASsbGZJKXyckQRj0M9y6e9DkqC108KrsZnaS7s/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzYv/MTcwNDQ2NDg4NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1693</itunes:duration>
      <itunes:summary>Moise covers mistakes to avoid in retirement planning, proper 401(k) strategies, and tips on finding the right financial advisor.</itunes:summary>
      <itunes:subtitle>Moise covers mistakes to avoid in retirement planning, proper 401(k) strategies, and tips on finding the right financial advisor.</itunes:subtitle>
      <itunes:keywords>337853</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>When to have an advisor with you and fees to watch for</title>
      <itunes:episode>8</itunes:episode>
      <podcast:episode>8</podcast:episode>
      <itunes:title>When to have an advisor with you and fees to watch for</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">40ebf901-0294-4d14-a668-1e499c2854e6</guid>
      <link>https://share.transistor.fm/s/c9a65761</link>
      <description>
        <![CDATA[<p>Moise goes over some good times in your life to make sure you have a professional financial advisor at your side.  He also explains some fees that you should be aware of.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise goes over some good times in your life to make sure you have a professional financial advisor at your side.  He also explains some fees that you should be aware of.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 10 Jul 2020 20:45:52 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/c9a65761/47cad417.mp3" length="26218605" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/PDQi36wT-HR029ite-RlEttm1jcyk4eSgvEk-xdLzmk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzUv/MTcwNDQ2NDg4NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1637</itunes:duration>
      <itunes:summary>Moise goes over some good times in your life to make sure you have a professional financial advisor at your side.  He also explains some fees that you should be aware of.</itunes:summary>
      <itunes:subtitle>Moise goes over some good times in your life to make sure you have a professional financial advisor at your side.  He also explains some fees that you should be aware of.</itunes:subtitle>
      <itunes:keywords>financialadvisorfeesannuities</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>The Importance of Having a Mid-Year Financial Review</title>
      <itunes:episode>7</itunes:episode>
      <podcast:episode>7</podcast:episode>
      <itunes:title>The Importance of Having a Mid-Year Financial Review</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">97682c9e-fd44-4099-90ce-3d9b9122f1b1</guid>
      <link>https://share.transistor.fm/s/83282b67</link>
      <description>
        <![CDATA[<p>Moise goes over the mid-year financial review process.  It includes revisiting your savings and your retirement accounts.  He also says it's a good idea to develop strategies for eliminating debt and the proper tax moves to make.  He says this is a great time to see if changes need to be made to your estate planning.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise goes over the mid-year financial review process.  It includes revisiting your savings and your retirement accounts.  He also says it's a good idea to develop strategies for eliminating debt and the proper tax moves to make.  He says this is a great time to see if changes need to be made to your estate planning.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 09 Jul 2020 19:17:05 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/83282b67/fe1c250e.mp3" length="19504507" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/YzDvBkCrZDoW6rpORDXwF8N0B_9iNKor12ImjGyTMz4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzQv/MTcwNDQ2NDg4NC1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1217</itunes:duration>
      <itunes:summary>Moise goes over the mid-year financial review process.  It includes revisiting your savings and your retirement accounts.  He also says it's a good idea to develop strategies for eliminating debt and the proper tax moves to make.  He...</itunes:summary>
      <itunes:subtitle>Moise goes over the mid-year financial review process.  It includes revisiting your savings and your retirement accounts.  He also says it's a good idea to develop strategies for eliminating debt and the proper tax moves to make.  He...</itunes:subtitle>
      <itunes:keywords>savings, debt, Retirement, taxes, estateplanning</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>How to make sure you are covered for long term care</title>
      <itunes:episode>5</itunes:episode>
      <podcast:episode>5</podcast:episode>
      <itunes:title>How to make sure you are covered for long term care</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">8536bf2b-8a30-4329-b739-864d73566c39</guid>
      <link>https://share.transistor.fm/s/3b8ca55a</link>
      <description>
        <![CDATA[<p>Moise discusses long term care and how, because we are living longer, the chances of needing in some form have increased.   He also goes over your options in coverage including long term care insurance, life insurance options, and annuities.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise discusses long term care and how, because we are living longer, the chances of needing in some form have increased.   He also goes over your options in coverage including long term care insurance, life insurance options, and annuities.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 02 Jul 2020 18:00:52 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/3b8ca55a/9026a8bc.mp3" length="23649825" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/mvqdPrSFfgd9qQqm3MpyRBTeuH5GxKdTRXs0UJd9LpI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzMv/MTcwNDQ2NDg3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1476</itunes:duration>
      <itunes:summary>How to make sure you are covered for long term care</itunes:summary>
      <itunes:subtitle>How to make sure you are covered for long term care</itunes:subtitle>
      <itunes:keywords>Annuities, longtermcare, lifeinsurance</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Proper Savings Plans and Eliminating Debt</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Proper Savings Plans and Eliminating Debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">9c2e2a0f-57d0-4d9d-843b-36e2aadff6c3</guid>
      <link>https://share.transistor.fm/s/72971055</link>
      <description>
        <![CDATA[<p>Moise shares some proven plans to save properly.  He also offers tips for beginner investors.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise shares some proven plans to save properly.  He also offers tips for beginner investors.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Mon, 29 Jun 2020 21:01:17 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/72971055/e7c87243.mp3" length="28203062" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/T9grsKur0NiyieRJfzi0apAbTbBnY1j7SqWJOeQMomc/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzIv/MTcwNDQ2NDg3OS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1761</itunes:duration>
      <itunes:summary>Moise shares some proven plans to save properly.  He also offers tips for beginner investors.</itunes:summary>
      <itunes:subtitle>Moise shares some proven plans to save properly.  He also offers tips for beginner investors.</itunes:subtitle>
      <itunes:keywords>investing, savings, debtelimination</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Robo Advising vs Traditional Financial Advice</title>
      <itunes:episode>4</itunes:episode>
      <podcast:episode>4</podcast:episode>
      <itunes:title>Robo Advising vs Traditional Financial Advice</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/7c917b76</link>
      <description>
        <![CDATA[<p>Moise discusses the differences between robo advising and traditional financial advising.  He also explains how the firm Cloud Vestors blends the best of the two.<a href="http://cloudvestors.com/" rel="noopener">http://cloudvestors.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise discusses the differences between robo advising and traditional financial advising.  He also explains how the firm Cloud Vestors blends the best of the two.<a href="http://cloudvestors.com/" rel="noopener">http://cloudvestors.com/</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Thu, 18 Jun 2020 20:36:19 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/7c917b76/85afacbb.mp3" length="21421680" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/f5ReUx7fcjEUhEhU3l-6jhApYeLBFvOmeMTloL84gsU/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzEv/MTcwNDQ2NDg3NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1337</itunes:duration>
      <itunes:summary>Moise discusses the differences between robo advising and traditional financial advising.  He also explains how the firm Cloud Vestors blends the best of the two.</itunes:summary>
      <itunes:subtitle>Moise discusses the differences between robo advising and traditional financial advising.  He also explains how the firm Cloud Vestors blends the best of the two.</itunes:subtitle>
      <itunes:keywords>robo, traditional, financialadvice</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Maintaining and Improving Your Credit Score</title>
      <itunes:episode>3</itunes:episode>
      <podcast:episode>3</podcast:episode>
      <itunes:title>Maintaining and Improving Your Credit Score</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/6b6dd6d2</link>
      <description>
        <![CDATA[<p>Moise Piram talks about debt and credit scores.  He goes over steps you can take to monitor and improve your credit score.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram talks about debt and credit scores.  He goes over steps you can take to monitor and improve your credit score.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 12 Jun 2020 20:22:32 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/6b6dd6d2/424cc103.mp3" length="23230186" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/sWMBdcy30bASFodSQiztmHEaLkLs9yKoXo3rYnwQWe0/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1NzAv/MTcwNDQ2NDg3NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1450</itunes:duration>
      <itunes:summary>Moise Piram talks about debt and credit scores.  He goes over steps you can take to monitor and improve your credit score.</itunes:summary>
      <itunes:subtitle>Moise Piram talks about debt and credit scores.  He goes over steps you can take to monitor and improve your credit score.</itunes:subtitle>
      <itunes:keywords>finance</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Meet Your Retirement Deadline</title>
      <itunes:episode>2</itunes:episode>
      <podcast:episode>2</podcast:episode>
      <itunes:title>Meet Your Retirement Deadline</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <guid isPermaLink="false">94a7f86c-679f-46ad-a563-e20a32d3c54c</guid>
      <link>https://share.transistor.fm/s/78782b8a</link>
      <description>
        <![CDATA[<p>Moise Piram of Cloudvesters offers tips to make sure you can retire when you want to retire.  He also faces the not so pretty truths about retirement and offers solutions.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>Moise Piram of Cloudvesters offers tips to make sure you can retire when you want to retire.  He also faces the not so pretty truths about retirement and offers solutions.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Fri, 05 Jun 2020 17:39:26 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/78782b8a/d4b19b00.mp3" length="26274169" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/ag0n5HSovIJpUalVst2QQtMuQV087-w-wQNilZnlcW4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1Njkv/MTcwNDQ2NDg3NS1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1640</itunes:duration>
      <itunes:summary>Moise Piram of Cloudvesters offers tips to make sure you can retire when you want to retire.  He also faces the not so pretty truths about retirement and offers solutions.</itunes:summary>
      <itunes:subtitle>Moise Piram of Cloudvesters offers tips to make sure you can retire when you want to retire.  He also faces the not so pretty truths about retirement and offers solutions.</itunes:subtitle>
      <itunes:keywords>finance, Retirement, socialsecurity</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
    </item>
    <item>
      <title>Social Security Maximization and Roth Conversions</title>
      <itunes:episode>1</itunes:episode>
      <podcast:episode>1</podcast:episode>
      <itunes:title>Social Security Maximization and Roth Conversions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
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      <link>https://share.transistor.fm/s/77978ad2</link>
      <description>
        <![CDATA[<p>In this episode Moise Piram covers the best way to personally maximize your social security benefits.  He also discusses how to benefit in taxes later with the proper implementation of Roth conversions.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </description>
      <content:encoded>
        <![CDATA[<p>In this episode Moise Piram covers the best way to personally maximize your social security benefits.  He also discusses how to benefit in taxes later with the proper implementation of Roth conversions.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>]]>
      </content:encoded>
      <pubDate>Tue, 02 Jun 2020 18:59:25 +0000</pubDate>
      <author>Andrew Nida &amp; Moise Piram</author>
      <enclosure url="https://media.transistor.fm/77978ad2/2fc440da.mp3" length="23312112" type="audio/mpeg"/>
      <itunes:author>Andrew Nida &amp; Moise Piram</itunes:author>
      <itunes:image href="https://img.transistorcdn.com/Ma1CU1hnSdmiz0pgN7czJJOnHWYcjigIVh1COTe3sGI/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lcGlz/b2RlLzE2NzQ1Njgv/MTcwNDQ2NDg2Ni1h/cnR3b3JrLmpwZw.jpg"/>
      <itunes:duration>1455</itunes:duration>
      <itunes:summary>In this episode Moise Piram covers the best way to personally maximize your social security benefits.  He also discusses how to benefit in taxes later with the proper implementation of Roth conversions.</itunes:summary>
      <itunes:subtitle>In this episode Moise Piram covers the best way to personally maximize your social security benefits.  He also discusses how to benefit in taxes later with the proper implementation of Roth conversions.</itunes:subtitle>
      <itunes:keywords>money, social, security, education, finance, Invest, Plan, market, mortgage, Medicare, retire, tax, budget, distribution, minimum, required, rmd</itunes:keywords>
      <itunes:explicit>No</itunes:explicit>
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