Ask Rusty: Your Social Security Advisor

I'm Still Working, Why Didn't I Get a Higher Social Security Benefit?

The AMAC Foundation — Fri, 08 May 2026 15:50:54 +0000

I Want to do Everything Right When I Claim Social Security

The AMAC Foundation — Fri, 01 May 2026 15:03:35 +0000

Must I Set Up A Social Security Account To Enroll In Medicare?

The AMAC Foundation — Fri, 17 Apr 2026 17:45:06 +0000

If Either Of Us Die, Will The Other Get Survivor Benefits?

The AMAC Foundation — Thu, 09 Apr 2026 16:03:23 +0000

I'll Be 65 Soon And Still Working, Must I Enroll In Medicare?

The AMAC Foundation — Fri, 03 Apr 2026 14:48:38 +0000

I Will Be 70 On New Year Day, When Should I Apply For Social Security?

The AMAC Foundation — Fri, 27 Mar 2026 16:25:17 -0100

Help, Social Security Reduced My Monthly Payment

The AMAC Foundation — Thu, 19 Mar 2026 18:31:35 -0100

When Will I Get Full Credit for Delaying My Social Security Retirement?

The AMAC Foundation — Thu, 12 Mar 2026 14:20:07 -0100

Is There Income Tax on Social Security Benefits?

The AMAC Foundation — Fri, 06 Mar 2026 14:51:43 -0100

I Lost Money as a Widow by Not Knowing the Rules

The AMAC Foundation — Thu, 26 Feb 2026 17:08:42 -0100

My Friend is 65, Shouldn't She Be Exempt From Medicare Payroll Tax?

The AMAC Foundation — Fri, 20 Feb 2026 16:56:46 -0100

I'm Still Working, Why Didn't My Social Security Payment Increase?

The AMAC Foundation — Thu, 12 Feb 2026 14:31:07 -0100

Why Is My Social Security Retirement Benefit So Small?

The AMAC Foundation — Fri, 06 Feb 2026 18:47:02 -0100

Am I Entitled to More Social Security as a Veteran?

The AMAC Foundation — Thu, 29 Jan 2026 15:40:41 -0100

About Claiming Social Security Early and Investing It

The AMAC Foundation — Fri, 23 Jan 2026 15:04:09 -0100

I'm Divorced, Can I Get Benefits From My Ex-Husband?

The AMAC Foundation — Fri, 16 Jan 2026 15:55:23 -0100

Why Didn't My Friend's Wife Get All Her Social Security Benefit Immediately?

The AMAC Foundation — Wed, 07 Jan 2026 19:42:19 -0100

Can My Wife Get Spouse Benefits While I'm Still Alive?

The AMAC Foundation — Thu, 01 Jan 2026 19:00:00 -0100

I'm On Social Security Disability, Should I Switch to Regular Social Security?

The AMAC Foundation — Tue, 23 Dec 2025 16:09:34 -0100

Why Won't Social Security Give Me My Benefits?

The AMAC Foundation — Wed, 17 Dec 2025 16:00:00 -0100

About Remarrying and Benefits From an Ex-Spouse

The AMAC Foundation — Thu, 11 Dec 2025 16:52:06 -0100

About Tax Filing Status and Medicare

The AMAC Foundation — Thu, 04 Dec 2025 19:50:36 -0100

Is Social Security Really a Good Deal?

The AMAC Foundation — Thu, 27 Nov 2025 19:00:00 -0100

If We Both Collect Social Security Will Our Benefits Be Effected?

The AMAC Foundation — Fri, 21 Nov 2025 19:56:11 -0100

Did Obama Era Social Security Tax Cuts Hurt the Program?

The AMAC Foundation — Tue, 18 Nov 2025 19:00:37 -0100

Consider the Wearing Out Factor When Deciding When to Take Social Security

The AMAC Foundation — Tue, 18 Nov 2025 19:00:09 -0100

How Do I Navigate the Social Security Maze?

The AMAC Foundation — Tue, 18 Nov 2025 18:59:35 -0100

Should I Take Social Security Now or Wait Until Age 70?

The AMAC Foundation — Tue, 18 Nov 2025 18:59:10 -0100

When Does My Disability Become My Social Security?

The AMAC Foundation — Tue, 18 Nov 2025 18:58:40 -0100

Ask Rusty 200 - June 25 2024

The AMAC Foundation — Fri, 20 Jun 2025 19:49:55 +0000

Ask Rusty 199 - June 19 2024

The AMAC Foundation — Fri, 20 Jun 2025 19:49:38 +0000

Ask Rusty 198 - June 11 2024

The AMAC Foundation — Fri, 20 Jun 2025 19:49:28 +0000

Ask Rusty 197 - June 4 2024

The AMAC Foundation — Fri, 20 Jun 2025 19:49:05 +0000

Ask Rusty 196 - About Social Security’s Earnings Test and Cost of Living Adjustments

The AMAC Foundation — Fri, 20 Jun 2025 19:48:51 +0000

Ask Rusty 195 - I’m Working after age 65; Why Aren’t I Exempt from Medicare Part B Premium

The AMAC Foundation — Fri, 20 Jun 2025 19:48:39 +0000

Ask Rusty 194 - Shocked Because Medicare Increase Results in Loss of Social Security Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:48:24 +0000

Ask Rusty 193 - Future Retiree Worried About Social Security’s Future

The AMAC Foundation — Fri, 20 Jun 2025 19:48:13 +0000

Ask Rusty 192 - Widower’s Retirement Stymied by Social Security’s “WEP” and “GPO” Rules

The AMAC Foundation — Fri, 20 Jun 2025 19:48:03 +0000

Ask Rusty 191 - Minister Wants to Maximize Social Security Benefit

The AMAC Foundation — Fri, 20 Jun 2025 19:47:52 +0000

Ask Rusty 190 - Older Husband and Working Wife Seek Guidance

The AMAC Foundation — Fri, 20 Jun 2025 19:47:38 +0000

Ask Rusty 189 - Can I Claim Social Security and Still Work

The AMAC Foundation — Fri, 20 Jun 2025 19:47:26 +0000

Ask Rusty 188 - When Should my Wife Claim Her Social Security Benefit

The AMAC Foundation — Fri, 20 Jun 2025 19:47:16 +0000

Ask Rusty 187 - When Should We Claim Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:47:03 +0000

Ask Rusty 186 - Veteran Uncertain About Social Security and Healthcare Coverage

The AMAC Foundation — Fri, 20 Jun 2025 19:46:50 +0000

Ask Rusty 185 - How Do Survivor Benefits Work for a Married Couple

The AMAC Foundation — Fri, 20 Jun 2025 19:46:36 +0000

Ask Rusty 184 - Will My Benefit Increase if I Work While Collecting Disability

The AMAC Foundation — Fri, 20 Jun 2025 19:46:24 +0000

Ask Rusty 183 - Why Must I Pay Into Social Security when I’m Collecting Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:46:15 +0000

Ask Rusty 182- About Medicare’s Dreaded “IRMAA” Provision

The AMAC Foundation — Fri, 20 Jun 2025 19:46:04 +0000

Ask Rusty 181 - Should I Claim Social Security at 68 or wait until 70

The AMAC Foundation — Fri, 20 Jun 2025 19:45:50 +0000

Ask Rusty 180 - How is my Social Security Benefit Calculated

The AMAC Foundation — Fri, 20 Jun 2025 19:45:17 +0000

Ask Rusty 179 - Will my WEP Reduction Go Away if I Continue Working

The AMAC Foundation — Fri, 20 Jun 2025 19:45:04 +0000

Ask Rusty 178 - Will Withdrawing from 401(k) Affect My Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:44:52 +0000

Ask Rusty 177 - How Can I Get Details about My Social Security Payment

The AMAC Foundation — Fri, 20 Jun 2025 19:44:39 +0000

Ask Rusty 176 - Can Someone Work While Collecting Social Security Disability

The AMAC Foundation — Fri, 20 Jun 2025 19:44:28 +0000

Ask Rusty 175 - Will My Friend’s Fiancée be Entitled to a Survivor Benefit

The AMAC Foundation — Fri, 20 Jun 2025 19:43:47 +0000

Ask Rusty 174 - If My Wife Claims Now, Will It Hurt My Social Security Amount

The AMAC Foundation — Fri, 20 Jun 2025 19:43:34 +0000

Ask Rusty 173 - Are Spousal Benefits Always a Factor

The AMAC Foundation — Fri, 20 Jun 2025 19:43:08 +0000

Ask Rusty 172 - I’m 65 and Working; Can I Collect Ex-spouse Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:42:57 +0000

Ask Rusty 171 - I’m Returning to Work; What Should I Do About Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:42:49 +0000

Ask Rusty 170 - We’re Planning to Claim at 62; What Do We Need to Know

The AMAC Foundation — Fri, 20 Jun 2025 19:42:36 +0000

Ask Rusty 169 - About the Fairness of WEP and GPO

The AMAC Foundation — Fri, 20 Jun 2025 19:42:20 +0000

Ask Rusty 168 - Can I Voluntarily Suspend My Social Security Payments

The AMAC Foundation — Fri, 20 Jun 2025 19:41:54 +0000

Ask Rusty 167 - Social Security Disability vs. Spouse Benefits vs. Survivor Benefits (and COLA)

The AMAC Foundation — Fri, 20 Jun 2025 19:41:40 +0000

Ask Rusty 166 - When Should I Retire and Claim My Social Security Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:41:29 +0000

Ask Rusty 165 - My Birthday is on the First of the Month - When Should I Claim Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:41:09 +0000

Ask Rusty 164 - Can My Wife Claim Her Benefit Now and Switch to a Spouse Benefit from Me Later

The AMAC Foundation — Fri, 20 Jun 2025 19:40:58 +0000

Ask Rusty 163 - How Will My Wife’s Social Security Be Affected by her Teacher’s Pension

The AMAC Foundation — Fri, 20 Jun 2025 19:40:46 +0000

Ask Rusty 162 - How Do Disability Programs Affect Social Security’s Budget

The AMAC Foundation — Fri, 20 Jun 2025 19:40:34 +0000

Ask Rusty 161 - About Federal Taxation of Social Security Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:40:19 +0000

Ask Rusty 160 - Nonagenarian War Veteran Asks About Extra Credit for his Service

The AMAC Foundation — Fri, 20 Jun 2025 19:39:48 +0000

Ask Rusty 159 - Will Opening a Joint Account Affect My Disabled Father’s SSI

The AMAC Foundation — Fri, 20 Jun 2025 19:39:31 +0000

Ask Rusty 158 - Why Is My Age 70 Benefit Not Higher Than My January Amount

The AMAC Foundation — Fri, 20 Jun 2025 19:39:22 +0000

Ask Rusty 157 - I’m 64 - When Should I Claim My Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:39:10 +0000

Ask Rusty 156 - What About All the Money Congress Stole from Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:38:57 +0000

Ask Rusty 155 - When Should My Wife Claim Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:38:37 +0000

Ask Rusty 154 - Why is Social Security Withholding My Monthly Payments

The AMAC Foundation — Fri, 20 Jun 2025 19:38:26 +0000

Ask Rusty 153 - I’m a Veteran How Do I Get My Extra Social Security

The AMAC Foundation — Fri, 20 Jun 2025 19:38:05 +0000

Ask Rusty 152 - When Should My Wife Claim Her Social Security Benefits

The AMAC Foundation — Fri, 20 Jun 2025 19:37:31 +0000

Ask Rusty 151 - Will WEP and GPO Affect My Wife’s Spousal Benefit

The AMAC Foundation — Fri, 20 Jun 2025 19:37:14 +0000

Ask Rusty 150 - My State Pension Eliminated My Social Security Survivor Benefit

The AMAC Foundation — Wed, 30 Apr 2025 19:39:01 +0000

Ask Rusty 149 - Why Can’t I Collect Survivor Benefits from My Deceased Wife

The AMAC Foundation — Wed, 30 Apr 2025 19:38:50 +0000

Ask Rusty 148 - About Income Tax on Social Security Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:38:39 +0000

Ask Rusty 147 - Working Widow Seeks to Maximize Social Security Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:38:29 +0000

Ask Rusty 146 - Will Work Earnings Affect My Social Security at Age 80

The AMAC Foundation — Wed, 30 Apr 2025 19:38:15 +0000

Ask Rusty 145 - How Will Working Affect My First Year’s Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:38:05 +0000

Ask Rusty 144 - What If I Delay but Die Before Claiming Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:37:52 +0000

Ask Rusty 143 - I’m Approaching 65 – Should I Claim Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:37:41 +0000

Ask Rusty 142 - I’m Concerned About Social Security Solvency

The AMAC Foundation — Wed, 30 Apr 2025 19:37:32 +0000

Ask Rusty 141 - Should Octogenarians Tell Social Security They Married

The AMAC Foundation — Wed, 30 Apr 2025 19:37:24 +0000

Ask Rusty 140 - About “Survivor” Benefits vs. “Spousal” Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:37:09 +0000

Ask Rusty 139 - About Social Security Benefits for My Minor Children

The AMAC Foundation — Wed, 30 Apr 2025 19:37:00 +0000

Ask Rusty 138 - Why Can’t I Get Social Security Disability on My Own or My Husband’s Record

The AMAC Foundation — Wed, 30 Apr 2025 19:36:49 +0000

Ask Rusty 137 - What Can I Earn in My First Year Collecting Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:36:40 +0000

Ask Rusty 136 - Retired Public Servant Feels Government Pension Offset is “Unjust”

The AMAC Foundation — Wed, 30 Apr 2025 19:36:28 +0000

Ask Rusty 135 - Why Should a Non-working Spouse be Entitled to Social Security Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:36:18 +0000

Ask Rusty 134 - Widow Stung by Social Security's Claw Back Rule

The AMAC Foundation — Wed, 30 Apr 2025 19:36:08 +0000

Ask Rusty 133 - How Do I Withdraw My Application for Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:35:57 +0000

Ask Rusty 132 - Cutting Social Security Will Make Me Lose My Home

The AMAC Foundation — Wed, 30 Apr 2025 19:35:48 +0000

Ask Rusty 131 - What’s the Best Way to Start Receiving My Survivor Benefit

The AMAC Foundation — Wed, 30 Apr 2025 19:35:26 +0000

Ask Rusty 130 - Can International College Students Get Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:35:14 +0000

Ask Rusty 129 - About Social Security's First Year Rule

The AMAC Foundation — Wed, 30 Apr 2025 19:35:05 +0000

Ask Rusty 128 - Canadian Expat Angry About His Reduced U.S. Social Security

The AMAC Foundation — Wed, 30 Apr 2025 19:34:54 +0000

Ask Rusty 127 - Will Social Security Be There for Me

The AMAC Foundation — Wed, 30 Apr 2025 19:34:44 +0000

Ask Rusty 126 - About Difficulty with Social Security’s Sign-in Process

The AMAC Foundation — Wed, 30 Apr 2025 19:34:35 +0000

Ask Rusty 125 - What Counts for Social Security’s Earnings Limit

The AMAC Foundation — Wed, 30 Apr 2025 19:34:25 +0000

Ask Rusty 124 - Will My Work Earnings Affect My Social Security Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:34:14 +0000

Ask Rusty 123 - Will the Family Maximum Limit My Benefits

The AMAC Foundation — Wed, 30 Apr 2025 19:34:03 +0000

Ask Rusty 122 - Should I Claim Social Security Now

The AMAC Foundation — Wed, 30 Apr 2025 19:33:52 +0000

Ask Rusty 121 - Can I Get A Survivor Benefit While I'm Still Working

The AMAC Foundation — Wed, 30 Apr 2025 19:33:42 +0000

Ask Rusty 120 - Retired Federal Employee Has Small Social Security Benefit

The AMAC Foundation — Tue, 29 Apr 2025 20:14:22 +0000

Ask Rusty 119 - Will My Wife’s Benefit Change My Claiming Decision

The AMAC Foundation — Tue, 29 Apr 2025 20:14:09 +0000

Ask Rusty 118 - Can A Working Widow Collect Survivor Benefits

The AMAC Foundation — Tue, 29 Apr 2025 20:13:57 +0000

Ask Rusty 117 - Ask Rusty For Some Simple Guidance About Medicare

The AMAC Foundation — Tue, 29 Apr 2025 20:13:41 +0000

Ask Rusty 116 - How Do I Avoid Pitfalls and Get Maximum Social Security

The AMAC Foundation — Tue, 29 Apr 2025 20:13:31 +0000

Ask Rusty 115 – When Is My Wife Eligible for Full Survivor Benefits.mp3

The AMAC Foundation — Tue, 29 Apr 2025 20:13:21 +0000

Ask Rusty 114 – How Do I Get My Social Security As Soon As Possible

The AMAC Foundation — Tue, 29 Apr 2025 20:13:10 +0000

Ask Rusty 113 – Why Don’t I Get Annual Cost of Living Adjustments (COLA)

The AMAC Foundation — Tue, 29 Apr 2025 20:12:57 +0000

Ask Rusty 112 – How Do I Handle an Overpayment Notice from Social Security

The AMAC Foundation — Tue, 29 Apr 2025 20:12:43 +0000

Ask Rusty 111 – How Do Social Security Survivor Benefits Work

The AMAC Foundation — Tue, 29 Apr 2025 20:12:26 +0000

Ask Rusty 110 – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

The AMAC Foundation — Tue, 29 Apr 2025 16:37:31 +0000

Ask Rusty 109 - Veteran Asks About Disability and Ex-Spouse Benefits

The AMAC Foundation — Tue, 29 Apr 2025 16:37:21 +0000

Ask Rusty 108 - About Applying for Social Security Benefits

The AMAC Foundation — Tue, 29 Apr 2025 16:37:11 +0000

Ask Rusty 107 - Surviving Spouse Benefits Explained

The AMAC Foundation — Tue, 29 Apr 2025 16:37:00 +0000

Ask Rusty 106 - The Restricted Application for Spousal Benefits Only

The AMAC Foundation — Tue, 29 Apr 2025 16:36:50 +0000

Ask Rusty 105 - Younger Widow Asks About Collecting Survivor Benefits

The AMAC Foundation — Tue, 29 Apr 2025 16:36:40 +0000

Ask Rusty 104 - Military Wife Turning 65 Seeks Information About Medicare

The AMAC Foundation — Tue, 29 Apr 2025 16:36:29 +0000

Ask Rusty 103 - Can My Wife Claim a Spouse Benefit First

The AMAC Foundation — Tue, 29 Apr 2025 16:36:18 +0000

Ask Rusty 102 - What Are My Wife’s Benefits While I’m Living and as My Widow

The AMAC Foundation — Tue, 29 Apr 2025 16:36:08 +0000

Ask Rusty 101 - Do My Canadian Earnings Count Toward U.S. Social Security

The AMAC Foundation — Tue, 29 Apr 2025 16:35:46 +0000

Ask Rusty 100 - How Do We Apply for My Wife’s Spousal Benefit

The AMAC Foundation — Fri, 18 Apr 2025 18:57:21 +0000

Ask Rusty 099 - I’m 78 and Still Working; Should I Apply for Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:57:10 +0000

Ask Rusty 098 - What Do My Wife and my Ex-wife Get If I Die

The AMAC Foundation — Fri, 18 Apr 2025 18:56:58 +0000

Ask Rusty 097 - About Working While Collecting Early Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:56:41 +0000

Ask Rusty 096 - I’m Getting Spouse Benefits – What Happens to My Own

The AMAC Foundation — Fri, 18 Apr 2025 18:56:32 +0000

Ask Rusty 095 - Will Claiming Early Affect My Wife's Survivor Benefit

The AMAC Foundation — Fri, 18 Apr 2025 18:56:23 +0000

Ask Rusty 094 - How Does Social Security Disability Work with Private Disability Insurance

The AMAC Foundation — Fri, 18 Apr 2025 18:56:14 +0000

Ask Rusty 093 - I’m A Widower With 3 Minor Children - What About Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:56:05 +0000

Ask Rusty 092 - Can My In-laws Get Supplemental Security Income

The AMAC Foundation — Fri, 18 Apr 2025 18:55:57 +0000

Ask Rusty 091 - Must I Pay Income Tax on Social Security Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:55:48 +0000

Ask Rusty 090 - Will My Husband’s Benefits Continue After He Dies

The AMAC Foundation — Fri, 18 Apr 2025 18:55:38 +0000

Ask Rusty 089 - Will Paying the IRS Quarterly Increase My Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:55:25 +0000

Ask Rusty 088 - Can a Widower Get Full Survivor Benefits Early

The AMAC Foundation — Fri, 18 Apr 2025 18:55:17 +0000

Ask Rusty 087 - I’m Working; Why Hasn’t My Social Security Benefit Increased

The AMAC Foundation — Fri, 18 Apr 2025 18:55:06 +0000

Ask Rusty 086 - About Payroll Tax and Income Tax on Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:54:54 +0000

Ask Rusty 085 - Will My Wife Get a Spouse Benefit When I Claim at 70

The AMAC Foundation — Fri, 18 Apr 2025 18:54:43 +0000

Ask Rusty 084 - About the Earnings Test and Taxation of Social Security Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:54:32 +0000

Ask Rusty 083 - Should I Claim Early Due to Social Security’s Financial Condition

The AMAC Foundation — Fri, 18 Apr 2025 18:54:19 +0000

Ask Rusty 082 - Do Immigrants Get Social Security Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:54:11 +0000

Ask Rusty 081 - My Husband Still Works; Must He Enroll in Medicare at age 65

The AMAC Foundation — Fri, 18 Apr 2025 18:54:01 +0000

Ask Rusty 080 - Please Help Us with Social Security Planning

The AMAC Foundation — Fri, 18 Apr 2025 18:53:52 +0000

Ask Rusty 079 - I’m Confused About Taking Medicare and Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:53:41 +0000

Ask Rusty 078 - About Survivor Benefits for Minor Children

The AMAC Foundation — Fri, 18 Apr 2025 18:53:29 +0000

Ask Rusty 077 - Swiss Immigrant Asks About Spouse Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:53:21 +0000

Ask Rusty 076 - Do Medicare Part A and B Backup My Medicare Advantage Plan

The AMAC Foundation — Fri, 18 Apr 2025 18:53:11 +0000

Ask Rusty 075 - Will My Social Security Benefits Ever Be Non-Taxable

The AMAC Foundation — Fri, 18 Apr 2025 18:53:00 +0000

Ask Rusty 074 - Will I Have Any Social Security Benefits

The AMAC Foundation — Fri, 18 Apr 2025 18:52:50 +0000

Ask Rusty 073 - Is My Analysis of my Wife’s Social Security Correct

The AMAC Foundation — Fri, 18 Apr 2025 18:52:40 +0000

Ask Rusty 072 - How Do I Get Back Benefits Withheld Due to the Earnings Limit

The AMAC Foundation — Fri, 18 Apr 2025 18:52:30 +0000

Ask Rusty 071 - I Have Medicare Advantage - Why Is a Medicare Premim Deducted from my Social Security

The AMAC Foundation — Fri, 18 Apr 2025 18:52:17 +0000

Ask Rusty 070 - Should I Quit Work to Preserve My Social Security Benefit

The AMAC Foundation — Wed, 09 Apr 2025 19:17:56 +0000

Ask Rusty 069 - Should I Take Social Security Even If I Don’t Need It

The AMAC Foundation — Wed, 09 Apr 2025 19:17:35 +0000

Ask Rusty 068 - I Have VA Coverage; Should I Get Medicare Part B

The AMAC Foundation — Wed, 09 Apr 2025 19:17:26 +0000

Ask Rusty 067 - How Do I Apply for Social Security Benefits

The AMAC Foundation — Wed, 09 Apr 2025 19:17:14 +0000

Ask Rusty 066 - Social Security’s WEP is Unfair – I Want My Money Back!

The AMAC Foundation — Wed, 09 Apr 2025 19:17:01 +0000

Ask Rusty 065 - Should I Take My Widower Benefit Now

The AMAC Foundation — Wed, 09 Apr 2025 19:16:47 +0000

Ask Rusty 064 - About Computing COLA and Congressional Pay Increases

The AMAC Foundation — Wed, 09 Apr 2025 19:16:31 +0000

Ask Rusty 063 - Why Is My Medicare Part B Premium So High

The AMAC Foundation — Wed, 09 Apr 2025 19:16:10 +0000

Ask Rusty 062 - About Paying SS Tax While Still Working

The AMAC Foundation — Wed, 09 Apr 2025 19:15:56 +0000

Ask Rusty 061 - Is Waiting until 70 Still the Best Plan to Maximize Social Security

The AMAC Foundation — Wed, 09 Apr 2025 19:15:39 +0000

Ask Rusty 060 - Is Taxing Social Security Fair

The AMAC Foundation — Wed, 09 Apr 2025 19:14:48 +0000

Ask Rusty 059 - The Basics of Applying for Social Security

The AMAC Foundation — Wed, 09 Apr 2025 19:14:36 +0000

Ask Rusty 058- If I Die, What Happens To The SS Taxes I Paid

The AMAC Foundation — Wed, 09 Apr 2025 19:14:16 +0000

Ask Rusty 057 - Will My Social Security Be Reduced in the Future

The AMAC Foundation — Wed, 09 Apr 2025 19:14:02 +0000

Ask Rusty 056 - Is My COLA increase based on My Current SS Payment

The AMAC Foundation — Wed, 09 Apr 2025 19:13:44 +0000

Ask Rusty 055 - Will Retiring From Work Early Affect My Social Security

The AMAC Foundation — Wed, 09 Apr 2025 19:13:09 +0000

Ask Rusty 054 - About Including COLA in Benefit Projections

The AMAC Foundation — Wed, 09 Apr 2025 19:12:57 +0000

Ask Rusty 053 - Is It Always Best To Wait Until Age 70 to Claim Social Security

The AMAC Foundation — Wed, 09 Apr 2025 19:12:42 +0000

Ask Rusty 052 - Does Paying SS Tax Now Increase My Benefit

The AMAC Foundation — Wed, 09 Apr 2025 19:12:28 +0000

Ask Rusty 051 - If I Apply for Social Security Now, When Will I Get My First Payment

The AMAC Foundation — Wed, 09 Apr 2025 19:12:17 +0000

Ask Rusty 050 - My Social Security Income Hurts When I File My Taxes

The AMAC Foundation — Wed, 09 Apr 2025 15:56:21 +0000

Ask Rusty 049 - I'm Terminal; What Are My Wife's Options as my Survivor

The AMAC Foundation — Wed, 09 Apr 2025 15:56:11 +0000

Ask Rusty 048 - Disability Benefits vs Survivor Benefits

The AMAC Foundation — Wed, 09 Apr 2025 15:56:01 +0000

Ask Rusty 047 - Should I Claim Family Benefits

The AMAC Foundation — Wed, 09 Apr 2025 15:55:51 +0000

Ask Rusty 046 - Should I Claim Social Security at 62 or Wait Longer

The AMAC Foundation — Wed, 09 Apr 2025 15:55:16 +0000

Ask Rusty 045 - When Should I Claim My Survivor Benefit

The AMAC Foundation — Wed, 09 Apr 2025 15:54:57 +0000

Ask Rusty 044 - Why Can’t I Get Survivor Benefits from my Husband

The AMAC Foundation — Wed, 09 Apr 2025 15:54:33 +0000

Ask Rusty 043 - Can I get a higher benifit now that I am older

The AMAC Foundation — Wed, 09 Apr 2025 15:54:18 +0000

Ask Rusty 042 - Why did SS ask my mother this question

The AMAC Foundation — Wed, 09 Apr 2025 15:53:59 +0000

Ask Rusty 041 - Will My UK Pension Affect My US Social Security

The AMAC Foundation — Wed, 09 Apr 2025 15:53:48 +0000

Ask Rusty 040 - Will My Retirement Benefits Be Cut Because of My State Pension

The AMAC Foundation — Tue, 08 Apr 2025 16:30:57 +0000

Ask Rusty 039 - Should My Wife Wait Until Age 70 to Claim

The AMAC Foundation — Tue, 08 Apr 2025 16:30:38 +0000

Ask Rusty 038 - Will Applying for SS Disability Hurt SS Retirement Benefit

The AMAC Foundation — Tue, 08 Apr 2025 16:30:24 +0000

Ask Rusty 037 - When Is The Best Time To Claim Social Security

The AMAC Foundation — Tue, 08 Apr 2025 16:30:13 +0000

Ask Rusty 036 - My SSC Card Is Incorrect - What Should I Do

The AMAC Foundation — Tue, 08 Apr 2025 16:30:02 +0000

Ask Rusty 035 - Will Taking 401k Distributions Affect My SS

The AMAC Foundation — Tue, 08 Apr 2025 16:29:51 +0000

Ask Rusty 034 - Can I Claim SS Now & Switch to Spouse Benefits Later

The AMAC Foundation — Tue, 08 Apr 2025 16:29:41 +0000

Ask Rusty 033 - Where can I get benifits from my ex-spouse

The AMAC Foundation — Tue, 08 Apr 2025 16:29:31 +0000

Ask Rusty 032- Can I still Suspend My Social Security Benifits 040521

The AMAC Foundation — Tue, 08 Apr 2025 16:29:21 +0000

Ask Rusty 031- Will My Widow's Benefit Replace My Own SS

The AMAC Foundation — Tue, 08 Apr 2025 16:28:05 +0000

Ask Rusty 028 - - Does Paying FICA tax now Increase My Benefit

The AMAC Foundation — Tue, 08 Apr 2025 16:27:55 +0000

Ask Rusty 027 - Should I Claim Social Security Now or Wait Until I’m 70

The AMAC Foundation — Tue, 08 Apr 2025 16:27:46 +0000

Ask Rusty 026 - Should I Claim Social Security Now or Wait Until I’m 70

The AMAC Foundation — Tue, 08 Apr 2025 16:27:33 +0000

Ask Rusty 025 - Avoiding the WEP and GPO Reductions

The AMAC Foundation — Tue, 08 Apr 2025 16:27:20 +0000

Ask Rusty 024 - How Will My Wife’s Benefits Be Affected by My State Pension

The AMAC Foundation — Tue, 08 Apr 2025 16:27:10 +0000

Ask Rusty 023 - About Social Security's First Year Rule

The AMAC Foundation — Tue, 08 Apr 2025 16:26:59 +0000

Ask Rusty 022 - Delayed Claiming; Am I Getting the Right Amount

The AMAC Foundation — Tue, 08 Apr 2025 16:26:50 +0000

Ask Rusty 021 - Should I Wait Until Age 70 To Claim

The AMAC Foundation — Tue, 08 Apr 2025 16:26:40 +0000

Ask Rusty 020 - Do COVID-19 Bonuses Count Toward the Earnings Limit

The AMAC Foundation — Tue, 08 Apr 2025 15:04:16 +0000

Ask Rusty 019 - Did My Wife Get A Notch Baby Benefit Increase

The AMAC Foundation — Tue, 08 Apr 2025 15:04:06 +0000

Ask Rusty 018 - Repaying Social Security Money Taken by Politicians

The AMAC Foundation — Tue, 08 Apr 2025 15:03:54 +0000

Ask Rusty 017 - I'm 66. When Should I Claim Social Security

The AMAC Foundation — Tue, 08 Apr 2025 15:03:42 +0000

Ask Rusty 016 - Should a Working Widow Claim Now or Wait

The AMAC Foundation — Tue, 08 Apr 2025 15:03:32 +0000

Ask Rusty 015 - Will My UK Pension Affect My Social Security

The AMAC Foundation — Tue, 08 Apr 2025 15:03:19 +0000

Ask Rusty 014 - Should I Claim Social Security at 62

The AMAC Foundation — Tue, 08 Apr 2025 15:03:03 +0000

Ask Rusty 013 - No Simple Answer on When to Claim Benefits

The AMAC Foundation — Tue, 08 Apr 2025 15:02:50 +0000

Ask Rusty 012 - Claim Now and Invest it, or Wait to Claim

The AMAC Foundation — Tue, 08 Apr 2025 15:02:37 +0000

Ask Rusty 011 - About “Registering” for Social Security & Medicare

The AMAC Foundation — Tue, 08 Apr 2025 15:02:09 +0000

Ask Rusty 010 - Younger Wife is the Higher Earner

The AMAC Foundation — Tue, 08 Apr 2025 15:01:27 +0000

Ask Rusty 009 - Will My Social Security Benefits Ever Stop

The AMAC Foundation — Tue, 08 Apr 2025 15:00:52 +0000

Ask Rusty 008 - Why Isn't My Wife Getting Half of My Benefit

The AMAC Foundation — Tue, 08 Apr 2025 14:53:11 +0000

Ask Rusty 007 - Needs Guidance on Social Security and Medicare

The AMAC Foundation — Tue, 08 Apr 2025 14:46:48 +0000

Ask Rusty 006 - About the Mystery of Spousal Benefits

The AMAC Foundation — Tue, 08 Apr 2025 14:41:25 +0000

Ask Rusty 005 - Can I Get Social Security with a Municipal Pension

The AMAC Foundation — Tue, 08 Apr 2025 14:40:49 +0000

Ask Rusty 004 - No Dumb Questions About Social Security

The AMAC Foundation — Tue, 08 Apr 2025 14:40:10 +0000

Ask Rusty 003 - Can I Help My Friend with His Social Security

The AMAC Foundation — Tue, 08 Apr 2025 13:35:32 +0000

Ask Rusty 002 - July 17 2020

The AMAC Foundation — Tue, 08 Apr 2025 13:34:56 +0000

Ask Rusty 001 - Week of July 27

The AMAC Foundation — Tue, 08 Apr 2025 13:33:55 +0000

#12. Will My Social Security Be Reduced in the Future?

The AMAC Foundation — Wed, 29 Sep 2021 14:00:00 +0000

Dear Rusty: I started Social Security about 2 years ago and I thought that the monthly benefit amount stated to me by Social Security in their letter was guaranteed. That written amount was what I based my decision on to retire. Now I hear on the news that we may have to take a 24% reduction in the future. That will make me and millions of other seniors homeless. Was the original amount a guarantee of monthly income, and can the government reduce it whenever they want to? Signed: Anxious Senior

#11. Is My COLA Increase Based on My Current SS Benefit?

The AMAC Foundation — Wed, 22 Sep 2021 14:00:00 +0000

Dear Rusty: I started collecting SS when I turned 70 to maximize my income. One factor that is never mentioned is that the annual cost of living increase appears to be based on the previous year’s payment. I’ve talked to others who are about my age (77) and we talked about how much of an adder we will receive. Those who collected earlier always get much less than I do. So, it appears that the annual increase is based on previous year’s payment and not on the original payment from when I started collecting, so it has a compounding impact. Frequently the increase received by those who collected early covers the Medicare increase plus a small adder, whereas I have been getting a much larger increase. Can you comment? Signed: Wondering

#10. Will Retiring Early from Work Affect my Social Security?

The AMAC Foundation — Wed, 15 Sep 2021 14:00:00 +0000

Dear Rusty: I stopped working at age 55, well before my full retirement age of 66 years and 10 months. I had over 35 years working prior to retiring from work. I don’t intend to start collecting Social Security until my full retirement age. Will I be penalized for all those years between when I stopped working and my full retirement age? Signed: Planning Ahead

#9. About Including “COLA” in Benefit Projections

The AMAC Foundation — Wed, 08 Sep 2021 14:00:00 +0000

Dear Rusty: In your reply to “Confused Senior” about when to claim Social Security benefits, I noticed that you did not take into account any compounded annual increases in benefit payments. While these are not guaranteed and are dependent upon the economy, they do affect the difference in total amount that can be drawn between eligibility age, full retirement age, or age 70. Would you please address this? Signed: Stickler for Details

#8. Is It Always Best to Wait Until Age 70 to Claim Social Security?

The AMAC Foundation — Wed, 01 Sep 2021 14:00:00 +0000

Dear Rusty: I’m 66 years old and still (self) employed as a home builder. I have not taken Social Security benefits yet, and don’t need to at this time. If relevant, my business struggled when I first started it five years ago, but did well last year, and I’ll have my highest earning year in my life this year and possibly next year as well. My question is, and it may be dumb, is it always best to delay Social Security until age 70 if there is no current financial need for it? Also, are benefits calculated by total dollars earned over a lifetime, or is some kind of average or mean computation used? I’ve enjoyed excellent health throughout my life, and I have longevity in my family. I’m single if that’s relevant. Signed: Planning Ahead

#7. Does Paying Social Security Tax Now Increase My Benefit?

The AMAC Foundation — Wed, 25 Aug 2021 14:00:00 +0000

Dear Rusty: I started drawing my benefits at age 62 due to being laid off from my job at age 60. I have continued working part time and been paying Social Security and Medicare taxes ever since. I am now 66. I have been told that even though I continue to pay these taxes, it will not help increase my monthly social security benefit. Is that true? Signed: Working Beneficiary

#6. If I Apply Now, When Will I Get My First Social Security Payment?

The AMAC Foundation — Wed, 18 Aug 2021 14:00:00 +0000

Dear Rusty: If I were to apply for my Social Security retirement (I’m 68 on August 1, 2021), when could I realistically expect to receive my first check? Signed: Ready to Claim

#5. My Social Security Income Hurts When I File My Taxes

The AMAC Foundation — Mon, 16 Aug 2021 14:00:00 +0000

Dear Rusty: I am getting hammered with taxes on my Social Security (SS). I am retired and draw a meager work pension and SS benefits. When my wife and I filed our joint tax return we owed the IRS a substantial amount of money – they took 85% of my SS in taxes. We are just barely over the minimal amount of income allowed for SS tax exemption. Is there anything I can do so I do not have to pay all this money at once at the end of the year? I didn’t get any tax advice when I started drawing my SS and the guy who prepared our tax return couldn’t have cared less. No one ever told me that I would get double-taxed on the SS that I worked so hard for. Any help or advice is appreciated, I cannot take another hit like this again. Signed: Double-Taxed

#4. I’m Terminal. What Are My Wife’s Options as My Survivor?

The AMAC Foundation — Wed, 04 Aug 2021 14:00:00 +0000

Dear Rusty: I’m 60 and my wife is 62. I have terminal Stage IV prostate cancer, but my wife is in pretty good health. If I draw at 62 would that affect my wife’s survivor benefits? When should she start to withdraw? Also, when I die what would she get? Would she get her SS and then something of mine? Or must she choose between keeping hers and taking my survivor benefit? Please assist – I don’t have much energy anymore. Signed: Running on Empty

#3. Disability vs. Survivor Benefit

The AMAC Foundation — Wed, 28 Jul 2021 14:00:00 +0000

Dear Rusty: I have a question regarding Social Security. I’m 54 and applying for disability. I’ve had rheumatoid arthritis since I was 19. My son, 16 years old, receives survivor benefits from my deceased ex-husband. We were married for 20 years. I was told by Social Security that my monthly payments, if they found me eligible for disability, would be $1418 a month. When would I be eligible to collect my ex-husband’s Social Security benefit? He made considerably more income over the years and his benefit will be a good deal more than my projected $1418. Signed: Disabled Widow

#2. Should I Claim Family Benefits?

The AMAC Foundation — Wed, 28 Jul 2021 13:00:00 +0000

Dear Rusty: I was born in 1956 and my wife in 1961. I’ve got 45 years of SSA earnings, and I will have income in 2021. We have 4 minor children, the youngest born in 2012. When is the best time for us to apply for benefits? Are we eligible for family benefits? My statement infers that we are. Signed: Older Dad

#1. Should I Claim Social Security at 62, or Wait Longer?

The AMAC Foundation — Wed, 28 Jul 2021 12:00:00 +0000

Dear Rusty: I turn 62 next year, and I am getting different answers to my questions so I hope you can help me. The amount I would collect is different at 67 and 72. If I start to collect Social Security at 62, when I turn 67 will it go up to that amount? And go up again when I turn 72? One person I spoke to said yes it does. The next person I spoke to said no – you get the amount for the age that you start to collect and that’s all you get for the rest of your life. Please help me to understand if I should start to collect at 62 or should I wait? Signed: Confused About When to Claim